CN115499122B - External partner access method, electronic device, and computer storage medium - Google Patents
External partner access method, electronic device, and computer storage medium Download PDFInfo
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- CN115499122B CN115499122B CN202211426868.9A CN202211426868A CN115499122B CN 115499122 B CN115499122 B CN 115499122B CN 202211426868 A CN202211426868 A CN 202211426868A CN 115499122 B CN115499122 B CN 115499122B
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L9/00—Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
- H04L9/08—Key distribution or management, e.g. generation, sharing or updating, of cryptographic keys or passwords
- H04L9/0861—Generation of secret information including derivation or calculation of cryptographic keys or passwords
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L63/00—Network architectures or network communication protocols for network security
- H04L63/04—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks
- H04L63/0428—Network architectures or network communication protocols for network security for providing a confidential data exchange among entities communicating through data packet networks wherein the data content is protected, e.g. by encrypting or encapsulating the payload
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L67/00—Network arrangements or protocols for supporting network services or applications
- H04L67/01—Protocols
- H04L67/12—Protocols specially adapted for proprietary or special-purpose networking environments, e.g. medical networks, sensor networks, networks in vehicles or remote metering networks
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- H—ELECTRICITY
- H04—ELECTRIC COMMUNICATION TECHNIQUE
- H04L—TRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
- H04L2209/00—Additional information or applications relating to cryptographic mechanisms or cryptographic arrangements for secret or secure communication H04L9/00
- H04L2209/56—Financial cryptography, e.g. electronic payment or e-cash
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Abstract
The application provides an external partner access method, electronic equipment and a computer storage medium. Responding to an access application of an external partner, and acquiring first access time of the external partner; generating a merchant number of the external partner according to the first access time of the external partner; encrypting the merchant number to generate a key of the external partner, wherein the key is used for encrypting access information of the external partner; and checking the access information of the external partner according to the secret key and the merchant number to access the access information passing the check. According to the external partner access method, the access information of the external partner is checked through the merchant number and the secret key, so that the data transmission process in the external partner access process is safer, the merchant number and the secret key are generated by the automatic template, development intervention is reduced, the time and labor consumption problem in the docking process is solved, and the docking efficiency is improved.
Description
Technical Field
The present disclosure relates to the field of computer technologies, and in particular, to an external partner access method, an electronic device, and a computer storage medium.
Background
With the soundness and expansion of credit card functions, in order to better acquire clients, the retention rate of the clients is improved, and more external partners can access the credit card application platform.
However, at present, when an external partner accesses the credit card application platform, security issues in the transmission of customer information between the external partner and the credit card application platform need to be considered. At present, an encryption function can be set on a transmission path between an external partner and a credit card application platform only by manpower, a great deal of manpower is consumed, and the data security degree is low.
Disclosure of Invention
In order to solve the technical problems, the application provides an external partner access method, electronic equipment and a computer storage medium.
In order to solve the above technical problems, the present application provides an external partner access method, which includes:
responding to an access application of an external partner, and acquiring the first access time of the external partner;
generating a merchant number of the external partner according to the first access time of the external partner;
encrypting the merchant number to generate a key of the external partner, wherein the key is used for encrypting access information of the external partner;
and checking the access information of the external partner according to the secret key and the merchant number to access the access information passing the check.
The verifying the access information of the external partner according to the key and the merchant number includes:
analyzing the merchant number of the external partner from the access information;
checking whether the merchant number exists;
if so, inquiring the key of the external partner based on the merchant number;
and checking the access information of the external partner according to the secret key.
The verifying the access information of the external partner according to the key includes:
decrypting the access information according to the secret key to obtain a commercial tenant serial number in the access information;
checking whether a customer corresponding to the merchant serial number exists or not;
and if the access information of the external partner is successful, the access information verification of the external partner is confirmed to be successful.
The merchant serial number is generated by the external partner according to the merchant number and the information of the client.
The external partner access method further comprises the following steps:
creating an active push interface with the external partners, and acquiring a callback address of each external partner;
pushing the state information of each external partner to the corresponding callback address according to a preset period;
detecting whether to acquire a signal successfully received by an external partner of the callback address;
if not, repeatedly pushing the status information of the failure in receiving within the preset time.
Wherein an active query interface with the external partner is created;
responding to a state query instruction of the external partner, and acquiring state information pointed by the state query instruction;
and pushing the state information to an external partner corresponding to the query address according to the query address of the state query instruction.
Wherein the status information includes: information about one or more of credit card submission status, credit card audit status, credit card activation status, credit card initial swipe status.
In order to solve the technical problems, the application provides an external partner access method which is applied to an application interface docking system, wherein the application interface docking system comprises an external partner and a banking system; the external partner access method comprises the following steps:
the external cooperation transmits an access application of a customer to the banking system;
the banking system obtains the first access time of the external partner according to the access application;
the banking system generates a merchant number of the external partner according to the first access time of the external partner;
the bank system encrypts the merchant number to generate a key of the external partner, wherein the key is used for encrypting access information of the external partner and transmitting the merchant number and the key to the corresponding external partner;
the external partner encrypts the access information of the client, the merchant number and the secret key and sends the encrypted access information to the banking system;
and the banking system checks the access information of the external partner according to the stored secret key and the merchant number so as to access the access information passing the check.
The external partner access method further comprises the following steps:
the external partner encrypts the access information of the client, the merchant number and the secret key, and before the encrypted access information is sent to the banking system, the external partner access method further comprises:
the external partner generates an application link according to a preset interface docking mode;
and the external partner acquires the access information input by the client according to the application link.
The preset interface docking mode is an active query interface or an active push interface.
In order to solve the technical problems, the application provides electronic equipment.
Wherein the electronic device includes a memory and a processor coupled to the memory;
the memory is used for storing program data, and the processor is used for executing the program data to realize the external partner access method.
In order to solve the above technical problems, the present application provides a computer storage medium.
The computer storage medium is used for storing program data, and the program data is used for realizing the external partner access method when being executed by a computer.
Compared with the prior art, the beneficial effects of this application are: the electronic equipment responds to an access application of an external partner to acquire first access time of the external partner; generating a merchant number of the external partner according to the first access time of the external partner; encrypting the merchant number to generate a key of the external partner, wherein the key is used for encrypting access information of the external partner; and checking the access information of the external partner according to the secret key and the merchant number to access the access information passing the check. The electronic equipment generates the merchant number and the secret key, and the access information of the external partner is checked through the merchant number and the secret key, so that the data transmission process in the access process of the external partner is safer, the data security and the information security are ensured, the automatic template generates the merchant number and the secret key, development intervention is reduced, the time and labor consumption problem in the docking process is solved, and the docking security and the docking efficiency are improved.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings that are needed in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art. Wherein:
fig. 1 is a flow chart of a first embodiment of an external partner access method provided in the present application;
fig. 2 is an overall flow diagram of an external partner access method provided in the present application;
fig. 3 is a schematic flow chart of the substeps of step S14 in the first embodiment of the external partner access method proposed in the present application;
fig. 4 is a schematic flow chart of the substep S144 of the first embodiment of the external partner access method proposed in the present application;
FIG. 5 is a flow chart of a second embodiment of an external partner access method provided herein;
FIG. 6 is a flow chart of a third embodiment of an external partner access method provided herein;
FIG. 7 is a flow chart of a fourth embodiment of an external partner access method provided herein;
FIG. 8 is a schematic structural diagram of an embodiment of an electronic device provided herein;
fig. 9 is a schematic structural diagram of an embodiment of a computer storage medium provided in the present application.
Detailed Description
The following description of the technical solutions in the embodiments of the present application will be made clearly and completely with reference to the accompanying drawings in the embodiments of the present application, and it is apparent that the described embodiments are only some embodiments of the present application, not all embodiments. All other embodiments, which can be made by one of ordinary skill in the art without undue burden from the present disclosure, are within the scope of the present disclosure.
The terms "first," "second," "third," "fourth" and the like in the description and in the claims of this application and in the above-described figures, if any, are used for distinguishing between similar objects and not necessarily for describing a particular sequential or chronological order. It is to be understood that the data so used may be interchanged where appropriate such that embodiments of the present application described herein may be implemented, for example, in sequences other than those illustrated or described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
The following description of the technical solutions in the embodiments of the present application will be made clearly and completely with reference to the accompanying drawings in the embodiments of the present application, and it is apparent that the described embodiments are only some embodiments of the present application, not all embodiments. All other embodiments, which can be made by one of ordinary skill in the art without undue burden from the present disclosure, are within the scope of the present disclosure.
Referring specifically to fig. 1, fig. 1 is a flowchart of a first embodiment of an external partner access method provided in the present application. The external partner access method is applied to the electronic equipment, and in a financial application scene, the electronic equipment can be carried with a banking system and is used for realizing data access and output required by the banking system, so that the financial function of the banking system is realized.
As shown in fig. 1, the specific steps are as follows:
step S11: and responding to the access application of the external partner, and acquiring the first access time of the external partner.
Specifically, the electronic device responds to an access application of the external partner, analyzes the access application instruction, and analyzes time information from the access application instruction, so that the first access time of the external partner is acquired.
The first access time is the time when the external partner establishes business connection with the banking system for the first time and generates the authority.
The external partner is any platform, website, client, payment account number and the like which are communicated with the credit service of the bank.
Step S12: and generating the merchant number of the external partner according to the first access time of the external partner.
Specifically, the electronic device generates a merchant number of the external partner according to the first access time of the external partner.
The merchant numbers are the merchant numbers of each external partner, and each external partner corresponds to a unique merchant number.
In one particular embodiment, the merchant number may be generated as an m+current year, month, day, yyymmdd+4-digit random number.
In other embodiments, the merchant number may also be encoded according to the first access time of the external partner and other merchant information in a common encoding manner, so as to obtain the unique merchant number of the external partner. For example: merchant history stock information, default information, active fill-in information, and the like.
Step S13: and encrypting the merchant number to generate a key of the external partner.
Specifically, the electronic device encrypts the merchant number according to the encryption logic, and generates the encrypted data information into a corresponding external partner key.
The external partner key is used for encrypting, decrypting and checking the access information of the external partner.
In a specific embodiment, the external partner key may be generated by encrypting the merchant number in an AES encryption mode.
In other embodiments, the external partner key may also be generated by encrypting the merchant number in other encryption manners. For example, other encryption means may be a symmetric encryption algorithm: DES, blowfish, CAST, IDEA, RC2, RC5, RC4, etc., may also be an asymmetric encryption algorithm: DH algorithm, RSA algorithm, DSA algorithm, elliptic curve algorithm (EC), etc., are not listed here.
In the embodiment of the present application, the merchant numbers and the secret keys generated in step S12 and step S13 are unique to each external partner, and are used for encrypting, decrypting and verifying the financial information, such as credit card information, that is docked between each external partner and the banking system, so as to ensure data security and information security.
Step S14: and checking the access information of the external partner according to the secret key and the merchant number to access the access information passing the check.
Specifically, the electronic device responds to the access instruction of the external partner, analyzes the access information of the client from the access instruction, and further checks the access information of the external partner according to the key and the merchant number generated in step S13 and pre-stored in the banking system. The secret key corresponds to the merchant number one by one, and only the access information which accords with the secret key and the merchant number at the same time can complete the access to the bank system. For example, when the verification result of the key and the merchant number in the access information is completely coincident, the bank system can access the access information of the external partner.
The access information may be credit card application information filled in by the client at the external partner, etc.
Specifically, as shown in fig. 2, fig. 2 is an overall flow diagram of an external partner access method provided in the present application. After clicking the entrance, the external partner responds to the clicking instruction of the client to acquire the access information of the client. The external partner generates serial numbers according to the business running water of the client and the merchant numbers of the external partner, generates application links according to a preset interface docking mode, and displays application interfaces of the application links on the client interfaces. The client fills in relevant information of the incoming call on the client interface, and then the external partner obtains the information of the incoming call filled in by the client, generates an access application, and sends the access application to the banking system.
The external partner may obtain the client parameters through a preset interface, for example: member login, weChat environment acquisition of an open ID, acquisition of a device ID, and the like.
Among other parameters, customer parameters include, but are not limited to, SSC, application version number, etc.
In an embodiment of the present application, the application link may jump to the front-end client interface in the form of an http external web page or in the form of H5, and the client completes information filling in the interface to further generate the access application.
Through step S11-step S14, the electronic equipment generates the merchant number and the secret key, and the access information of the external partner is checked through the merchant number and the secret key, so that the data transmission process in the access process of the external partner is safer, the data safety and the information safety are ensured, the intervention of developers is not needed, the time and labor consumption problem in the butt joint process is solved, and the butt joint safety and the butt joint efficiency are improved.
In order to achieve accurate access by external partners, the present application proposes an embodiment as a sub-step of step S14 for accomplishing the information verification. Referring to fig. 3 in particular, fig. 3 is a schematic flow chart of the substeps of step S14 in the first embodiment of the external partner access method proposed in the present application.
As shown in fig. 3, the specific substeps of step S14 include:
step S141: and analyzing the merchant numbers of the external partners from the access information.
Specifically, the electronic device parses the merchant number of the external partner from the access information. The resolved merchant number includes, but is not limited to, specific content of the merchant number, data bits, parameters such as data format, and combinations thereof.
Step S142: checking whether the merchant number exists.
Specifically, the electronic device compares the merchant number resolved in step S141 with the merchant number in the bank system database, where the comparison content includes, but is not limited to, specific content of the merchant number, data bits, parameters such as data format, and combinations thereof. And if the consistent merchant numbers are obtained by comparison in the bank system database, indicating that the merchant numbers in the access information exist. If the same merchant numbers can not be obtained by comparison from the bank system database, the fact that the merchant numbers in the access information do not exist is indicated.
Further, if the merchant number exists, the step S143-step S144 is continuously executed; if the merchant number does not exist, the bank system directly refuses to access the access information.
Step S143: the key of the external partner is queried based on the merchant number.
Specifically, if the electronic device detects that the merchant number is determined to exist in the bank system database, the key corresponding to the external partner is queried according to the merchant number.
Step S144: and checking the access information of the external partner according to the secret key.
Specifically, the electronic device checks the decrypted merchant number and the key with the pre-stored merchant number and key, and the service application of the access information can be processed after the successful check.
In the embodiment of the application, when the electronic equipment checks the access information, the access information is checked by adopting the merchant number and the secret key successively, so that the safety of information transmission between the external partner and the bank system can be effectively ensured.
Further, the present application proposes a specific embodiment as a sub-step of step S144 for verifying access information using a key, and referring specifically to fig. 4, fig. 4 is a schematic flow chart of a sub-step of step S144 of the first embodiment of the external partner access method proposed in the present application.
As shown in fig. 4, the specific steps are as follows:
step S1441: and decrypting the access information according to the secret key to obtain the commercial tenant serial number in the access information.
Specifically, the electronic device decrypts the access information according to the key, and extracts the merchant serial number from the access information.
Wherein each field of the merchant serial number corresponds to a unique external partner and customer service serial record.
In an embodiment of the present application, the merchant serial number is generated by the external partner according to the merchant number of the external partner and the business serial information of the customer.
Step S1442: and checking whether the client corresponding to the merchant serial number exists.
Specifically, the electronic device performs bank system database traversal comparison on the merchant serial number, and checks whether a client corresponding to the merchant serial number can be found in the bank system database.
The content of the traversal comparison comprises, but is not limited to, digits of the serial numbers of merchants, content, data arrangement sequence and the like.
Further, if the electronic device verifies that the customer corresponding to the merchant serial number exists, the step S1443 is continuously executed; and if the electronic equipment detects that the corresponding client does not exist, rejecting the access information of the external partner at the time.
Step S1443: and confirming that the access information of the external partner is successfully checked.
By the mode, the bank system can improve the safety of data transmission when the external partner is accessed by checking by utilizing the commercial tenant serial number, so that the manpower waste is further reduced, and the access efficiency of the external partner is improved.
In the embodiment of the application, the electronic equipment responds to an access application of an external partner to acquire the first access time of the external partner; generating a merchant number of the external partner according to the first access time of the external partner; encrypting the merchant number to generate a key of the external partner, wherein the key is used for encrypting access information of the external partner; and checking the access information of the external partner according to the secret key and the merchant number to access the access information passing the check. The electronic equipment generates the merchant number and the secret key, and the access information of the external partner is checked through the merchant number and the secret key, so that the data transmission process in the access process of the external partner is safer, the data security and the information security are ensured, the intervention of developers is not needed, the time and labor consumption problem in the docking process is solved, and the docking security and the docking efficiency are improved.
After the customer submits the service application, the banking system needs to push the application process or application state of the service application to the customer in time. In order to push the application state to the client in time, the application also provides an embodiment of the external partner access method, and the state information of the service application is actively pushed to the client through the external partner by a banking system.
With reference to fig. 5 in detail, fig. 5 is a flowchart illustrating a second embodiment of the external partner access method provided in the present application.
As shown in fig. 5, the specific steps are as follows:
step S21: and creating an active push interface with the external partners, and acquiring a callback address of each external partner.
Specifically, the electronic device creates an active pushing interface with the external partners, and is used for enabling the banking system to push the active bank card state to the external partners, and further obtaining callback addresses of each external partner.
The callback address refers to an address link of the callback after authorization is completed. When the client accesses the banking system through the external partner, the banking system jumps the relevant context parameters and positions to the client through the external partner by the corresponding interface through the callback address of the external partner. Further, the electronic device obtains a callback address of each external partner from the active push interface, wherein the callback address comprises a test environment address and a production environment address, and each external partner has a unique callback address.
Step S22: and pushing the state information of each external partner to the corresponding callback address according to a preset period.
Specifically, as shown in table 1, table 1 is a preset time period table of the banking system. The electronic equipment pushes card state information to the corresponding external partner through the callback address in the step S21 according to the preset time period table, and the corresponding interface is jumped to the client through the external partner through the callback address, so that the client can timely learn the real-time state of credit card application through the external partner.
For example, the submitting state and the activating state are updated in real time, and the auditing state and the first brushing state are updated in time t+1, that is, when the auditing state T is, the auditing may occur, the auditing may fail first, and then the auditing may succeed, and the subsequent state at time t+1 is determined.
TABLE 1 preset time period table for banking system
| Card status | Network Shen Ku update aging | Remarks |
| Commit status | Real-time update | |
| Auditing status | T+1 update | The auditing state can appear that the auditing is failed before the auditing is successful, and the following state is subject to |
| Activation state | Real-time update | |
| First brush state | T+1 update |
Step S23: and detecting whether to acquire a signal successfully received by an external partner of the callback address.
Specifically, the electronic device detects whether an external partner corresponding to the callback address successfully receives a signal of the state information of the card. Further, if the electronic device detects that the external partner does not successfully receive the status information of the card, or the electronic device does not detect feedback of the status information of the card, which is returned by the external partner and is successfully received, step S24 is continuously executed.
Step S24: and repeatedly pushing the status information of failed reception within a preset time.
Specifically, if the electronic device does not detect the signal successfully received by the external partner, the failed state information is received at the time t+1, until the electronic device detects the signal successfully received by the external partner, or the number of repeated pushing times reaches a preset number, the repeated pushing of the state information is stopped.
Wherein the status information includes, but is not limited to: information about one or more of credit card submission status, credit card audit status, credit card activation status, credit card initial swipe status.
Through the steps S21-S24, the electronic equipment can support the requirements of different external partners, support the return display of data and customize the state pushing, and improve the access efficiency of the external partners and the retention of clients.
In order to enable a client to actively inquire about the application process or application state of a service application through an external partner, the application also provides an embodiment of an external partner access method, and the external partner actively inquires about the state information of the service application to a banking system. With reference to fig. 6 in detail, fig. 6 is a flowchart illustrating a third embodiment of the external partner access method provided in the present application.
As shown in fig. 6, the specific steps are as follows:
step S31: an active query interface is created with an external partner.
Specifically, as shown in fig. 2, the electronic device provides a parameter encryption key, encrypts parameters according to the key, and configures an active query interface. The external partner can actively initiate application state inquiry to the bank system through the active inquiry interface.
Step S32: and responding to the state query instruction of the external partner, and acquiring the state information pointed by the state query instruction.
Specifically, as shown in fig. 2, the external partner initiates the application state query through the active query interface, and the bank system responds to the state query instruction of the external partner to perform the query in real time and acquire the latest state information corresponding to the state query instruction.
The state information that the electronic device can query includes information of one or more of credit card submitting state, credit card auditing state, credit card activating state and credit card first-time-swiping state.
Step S33: and pushing the state information to an external partner corresponding to the query address according to the query address of the state query instruction.
Specifically, the electronic device analyzes the state query instruction to obtain a query address of the state query instruction. Each external partner is provided with a unique query address, and the electronic equipment can push the state information to the corresponding external partner through the corresponding query address.
Through steps S31-S33, the external partner can actively query the state information of the credit card or other cards to the banking system, and efficiency of performance statistics and commission settlement of the external partner is improved.
The application also provides another external partner access method which is applied to an application interface docking system. Referring specifically to fig. 7, fig. 7 is a flowchart of a fourth embodiment of the external partner access method provided in the present application.
As shown in fig. 7, the steps are as follows:
step S41: the external collaboration sends the customer's access application to the banking system.
Step S42: and the bank system acquires the first access time of the external partner according to the access application.
Specifically, the banking system analyzes the application instruction according to the access application of the external partner, analyzes the time information sequence from the application instruction, and obtains the first access time of the external partner.
The first access time is the time when the external partner establishes business connection with the banking system for the first time and generates the authority.
Step S43: and the bank system generates the merchant number of the external partner according to the first access time of the external partner.
Specifically, the bank system generates the merchant number of the external partner at the first access time according to the first access time of the external partner.
The first access time is the time when the external partner establishes business connection with the banking system for the first time and generates the authority.
The merchant number is the merchant number of each external partner, and is automatically generated by the banking system according to the information such as the historical standby information, default information, active filling information and the like of the merchant. Each merchant corresponds to a unique merchant number. For example, the random number may be generated as m+current year, month, day, and date yyymmdd+4 bits.
Step S44: the bank system encrypts the merchant number to generate a key of the external partner, the key is used for encrypting access information of the external partner, and the merchant number and the key are sent to the corresponding external partner.
The key is used for encrypting access information of the external partner.
Specifically, the bank system encrypts according to the encryption logic to generate an external partner key of the merchant applying external access, and the key corresponds to the corresponding interface. For example, the generated output after the merchant number is encrypted by the AES encryption method.
Step S45: the external partner encrypts the access information of the client, the merchant number and the secret key, and sends the encrypted access information to the banking system.
Specifically, the bank system responds to the access instruction of the external partner, analyzes the access information from the access instruction, and verifies the access information of the external partner according to the key and the merchant number in the access information. The secret key corresponds to the merchant numbers one by one, only the merchant numbers conforming to the secret key information can be accessed, and when the checking result is completely conforming, the partner is accessed.
Step S46: and the bank system checks the access information of the external partner according to the stored secret key and the merchant number so as to access the access information passing the check.
Specifically, the bank system checks the access information of the external partner according to the key and the merchant number, and judges whether the access information meets the access condition. The specific manner of verification is the same as step S14 and its sub-steps, and will not be repeated here.
In order to acquire the customer information, the following steps are further included before step S44:
the external partner generates an application link according to a preset interface docking mode, and the external partner acquires access information input by a client according to the application link.
Specifically, as shown in fig. 2, the preset interface docking includes, but is not limited to, obtaining an open ID through member login, a WeChat environment, obtaining a device ID, further determining parameters including, but not limited to, SSC, application version number, etc., obtaining member information through the parameters, generating a serial number, and generating an application link according to the interface docking mode. The application link jumps to a front-end client interface in the form of an http external webpage or an H5 form, and the client completes information filling in the interface and sends the information to a banking system.
By the mode, the bank system supports data encryption transmission, so that the data transmission process in the access process of an external partner is safer, development intervention is reduced, the time and labor consumption problem in the butt joint process is solved, and the butt joint efficiency is improved.
In order to implement the above external partner access method, the present application further proposes an electronic device, and specifically please refer to fig. 8, fig. 8 is a schematic structural diagram of an embodiment of the electronic device provided in the present application.
The electronic device 400 of the present embodiment includes a processor 41, a memory 42, an input-output device 43, and a bus 44.
The processor 41, the memory 42 and the input/output device 43 are respectively connected to the bus 44, and the memory 42 stores program data, and the processor 41 is configured to execute the program data to implement the external partner access method described in the above embodiment.
In the present embodiment, the processor 41 may also be referred to as a CPU (Central Processing Unit ). The processor 41 may be an integrated circuit chip with signal processing capabilities. The processor 41 may also be a general purpose processor, a digital signal processor (DSP, digital Signal Process), an application specific integrated circuit (ASIC, application Specific Integrated Circuit), a field programmable gate array (FPGA, field Programmable Gate Array) or other programmable logic device, discrete gate or transistor logic device, discrete hardware components. The general purpose processor may be a microprocessor or the processor 41 may be any conventional processor or the like.
The present application further provides a computer storage medium, and please continue to refer to fig. 9, fig. 9 is a schematic structural diagram of an embodiment of the computer storage medium provided in the present application, in which a computer program 51 is stored in the computer storage medium 500, and the computer program 51 is used to implement the external partner access method of the above embodiment when being executed by a processor.
Embodiments of the present application are implemented in the form of software functional units and sold or used as a stand-alone product, which may be stored on a computer readable storage medium. Based on such understanding, the technical solution of the present application may be embodied in essence or a part contributing to the prior art or all or part of the technical solution, in the form of a software product stored in a storage medium, including several instructions to cause a computer device (which may be a personal computer, a server, or a network device, etc.) or a processor (processor) to perform all or part of the steps of the methods described in the embodiments of the present application. And the aforementioned storage medium includes: a U-disk, a removable hard disk, a Read-Only Memory (ROM), a random access Memory (RAM, random Access Memory), a magnetic disk, or an optical disk, or other various media capable of storing program codes.
The foregoing is merely an embodiment of the present application, and the patent scope of the present application is not limited thereto, but the equivalent structures or equivalent flow changes made in the present application and the contents of the drawings are utilized, or directly or indirectly applied to other related technical fields, which are all included in the patent protection scope of the present application.
Claims (9)
1. An external partner access method, characterized in that the external partner access method comprises:
responding to an access application of an external partner, and acquiring the first access time of the external partner;
generating a merchant number of the external partner according to the first access time of the external partner;
encrypting the merchant number to generate a key of the external partner, wherein the key is used for encrypting access information of the external partner;
analyzing the merchant number of the external partner from the access information;
checking whether the merchant number exists;
if so, inquiring the key of the external partner based on the merchant number;
decrypting the access information according to the secret key to obtain a commercial tenant serial number in the access information;
checking whether a customer corresponding to the merchant serial number exists or not;
if the access information of the external partner is checked successfully;
the merchant serial number is generated by the external partner according to the merchant number and the information of the client.
2. The external partner access method of claim 1, wherein,
the external partner access method further comprises the following steps:
creating an active push interface with the external partners, and acquiring a callback address of each external partner;
pushing the state information of each external partner to the corresponding callback address according to a preset period;
detecting whether to acquire a signal successfully received by an external partner of the callback address;
if not, repeatedly pushing the status information of the failure in receiving within the preset time.
3. The external partner access method of claim 1, wherein,
creating an active query interface with the external partner;
responding to a state query instruction of the external partner, and acquiring state information pointed by the state query instruction;
and pushing the state information to an external partner corresponding to the query address according to the query address of the state query instruction.
4. The external partner access method of claim 2 or 3,
the status information includes: information about one or more of credit card submission status, credit card audit status, credit card activation status, credit card initial swipe status.
5. The external partner access method is characterized by being applied to an application interface docking system, wherein the application interface docking system comprises an external partner and a banking system; the external partner access method comprises the following steps:
the external cooperation transmits an access application of a customer to the banking system;
the banking system obtains the first access time of the external partner according to the access application;
the banking system generates a merchant number of the external partner according to the first access time of the external partner;
the bank system encrypts the merchant number to generate a key of the external partner, wherein the key is used for encrypting access information of the external partner and transmitting the merchant number and the key to the corresponding external partner;
the external partner encrypts the access information of the client, the merchant number and the secret key and sends the encrypted access information to the banking system;
the bank system checks the access information of the external partner according to the stored secret key and the merchant number so as to access the access information passing the check;
the banking system analyzes the merchant number of the external partner from the access information;
the banking system checks whether the merchant number exists;
if so, the banking system queries the key of the external partner based on the merchant number;
the bank system decrypts the access information according to the secret key to obtain the serial number of the commercial tenant in the access information;
the banking system checks whether the customer corresponding to the merchant serial number exists or not;
if the access information of the external partner is checked successfully by the bank system;
the merchant serial number is generated by the external partner according to the merchant number and the information of the client.
6. The external partner access method of claim 5, wherein,
the external partner access method further comprises the following steps:
the external partner encrypts the access information of the client, the merchant number and the secret key, and before the encrypted access information is sent to the banking system, the external partner access method further comprises:
the external partner generates an application link according to a preset interface docking mode;
and the external partner acquires the access information input by the client according to the application link.
7. The external partner access method of claim 6, wherein,
the preset interface docking mode is an active query interface or an active push interface.
8. An electronic device comprising a memory and a processor coupled to the memory;
wherein the memory is for storing program data and the processor is for executing the program data to implement the external partner access method of any of claims 1 to 7.
9. A computer storage medium for storing program data which, when executed by a computer, is adapted to carry out the external partner access method of any of claims 1 to 7.
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| CN113497778B (en) * | 2020-03-18 | 2023-05-12 | 北京同邦卓益科技有限公司 | Data transmission method and device |
| CN113312576A (en) * | 2021-05-31 | 2021-08-27 | 深圳前海微众银行股份有限公司 | Page jump method, system and device |
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