CN115456606A - Transaction processing method, system, device, equipment and storage medium - Google Patents

Transaction processing method, system, device, equipment and storage medium Download PDF

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Publication number
CN115456606A
CN115456606A CN202210609853.XA CN202210609853A CN115456606A CN 115456606 A CN115456606 A CN 115456606A CN 202210609853 A CN202210609853 A CN 202210609853A CN 115456606 A CN115456606 A CN 115456606A
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China
Prior art keywords
transaction
terminal
bluetooth
identity
module
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CN202210609853.XA
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Chinese (zh)
Inventor
穆长春
狄刚
吕远
赵新宇
郭伟
崔沛东
彭美玲
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Digital Currency Institute of the Peoples Bank of China
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Digital Currency Institute of the Peoples Bank of China
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Publication of CN115456606A publication Critical patent/CN115456606A/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/04—Payment circuits
    • G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
    • G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/327—Short range or proximity payments by means of M-devices
    • G06Q20/3278—RFID or NFC payments by means of M-devices

Abstract

The embodiment of the invention discloses a transaction processing method, a system, a device, equipment and a storage medium. The method is applied to an off-line transaction system, the off-line transaction system comprises a pair of transaction terminals, the transaction terminals are provided with Bluetooth modules, one transaction terminal is provided with an identity tag reading module, and the method comprises the following steps: the other transaction terminal carries the identity of the Bluetooth module of the other transaction terminal through the identity tag; one transaction terminal acquires the identity of the Bluetooth module of the other transaction terminal from the identity tag through the identity tag reading module; one transaction terminal establishes a Bluetooth communication channel with the other transaction terminal through the Bluetooth module of the transaction terminal and the Bluetooth module of the other transaction terminal based on the acquired identity of the Bluetooth module of the other transaction terminal; and the pair of transaction terminals carry out target transaction through a Bluetooth communication channel. Based on the method and the system, the transaction time can be shortened, and the offline transaction efficiency can be improved.

Description

Transaction processing method, system, device, equipment and storage medium
The present application claims priority of chinese patent application entitled "off-line transaction method, system, device, electronic apparatus, and storage medium" filed on 09.09.06/09.2021 with the application number of 202110645029.5, which is incorporated herein by reference in its entirety.
Technical Field
The embodiment of the invention relates to the technical field of computers, in particular to a transaction processing method, a transaction processing system, a transaction processing device, a transaction processing equipment and a transaction processing storage medium.
Background
The existing mobile payment scheme generally carries out communication and transaction through the network and the functional module of the mobile phone. However, in some cases, the mobile phone may be disconnected, i.e. in an offline state, and then the offline transaction may be implemented based on the bluetooth communication of the mobile phone. The Bluetooth connection process between the two mobile phones comprises the processes of Bluetooth searching, clicking connection, connection establishment, mutual authentication and the like, in the process, the time for one party to perform Bluetooth searching on the other party is long (generally more than 1 s), so that the process of establishing the Bluetooth connection is long in time, the time for offline transaction is long, and the offline transaction efficiency is low.
Disclosure of Invention
It is an object of embodiments of the present invention to address at least the above problems and/or disadvantages and to provide at least the advantages described hereinafter.
The embodiment of the invention provides a transaction processing method, a system, a device, equipment and a storage medium, which can shorten the transaction time and improve the offline transaction efficiency.
In a first aspect, a transaction processing method is provided, which is applied to an offline transaction system, the offline transaction system includes a pair of transaction terminals, the transaction terminals are provided with bluetooth modules, one of the transaction terminals is provided with an identity tag reading module, and the method includes:
the other transaction terminal carries the identity of the Bluetooth module of the other transaction terminal through an identity tag;
the one transaction terminal acquires the identity of the Bluetooth module of the other transaction terminal from the identity tag through the identity tag reading module;
the one transaction terminal establishes a Bluetooth communication channel with the other transaction terminal through the Bluetooth module of the transaction terminal and the Bluetooth module of the other transaction terminal based on the acquired identity of the Bluetooth module of the other transaction terminal;
and the pair of transaction terminals carry out target transaction through the Bluetooth communication channel.
Optionally, the identity tag is a physical identity tag disposed outside the another transaction terminal.
Optionally, the identity tag is a near field communication tag; the identity tag reading module is a near field communication module.
Optionally, another transaction terminal carries an identity of the bluetooth module of the another transaction terminal through an identity tag, including:
and the other transaction terminal generates and displays a virtual identity tag based on user operation, wherein the virtual identity tag carries the identity of the Bluetooth module of the other transaction terminal.
Optionally, the obtaining, by the one transaction terminal through the identity tag reading module, the identity of the bluetooth module of the another transaction terminal from the identity tag includes:
the one transaction terminal generates a transaction request based on user operation and starts the identity tag reading module, and the identity tag of the Bluetooth module of the other transaction terminal is obtained from the identity tag through the identity tag reading module, wherein the transaction request carries transaction amount;
the pair of transaction terminals carry out target transaction through the Bluetooth communication channel, and the target transaction comprises the following steps:
and the pair of transaction terminals carry out target transaction through the Bluetooth communication channel based on the transaction request.
Optionally, the pair of transaction terminals comprises a payment terminal and a collection terminal;
the pair of transaction terminals performs target transaction through the Bluetooth communication channel, and the target transaction processing method comprises the following steps:
and the payment terminal and the collection terminal carry out transfer transaction of digital money through the Bluetooth communication channel.
Optionally, a security chip is arranged in the transaction terminal;
the payment terminal and the collection terminal perform transfer transaction of digital money through the Bluetooth communication channel, and the transfer transaction comprises the following steps:
the payment terminal stores digital currency through a self security chip;
the payment terminal transfers digital money to the security chip of the collection terminal through the security chip of the payment terminal based on the Bluetooth communication channel;
the receiving terminal stores the digital money transferred by the security chip of the payment terminal through the security chip of the receiving terminal.
Optionally, the secure chip and the bluetooth module in the transaction terminal are integrated into an integrated card.
In a second aspect, a transaction processing method is provided, which is applied to a transaction terminal in an offline transaction system, wherein the transaction terminal is provided with a bluetooth module and an identity tag reading module, and the method includes:
acquiring the identity identification of the Bluetooth module of other transaction terminals from the identity tags of other transaction terminals through the identity tag reading module;
establishing a Bluetooth communication channel with the other transaction terminals through the Bluetooth module of the transaction terminal and the Bluetooth modules of the other transaction terminals based on the identity marks of the Bluetooth modules of the other transaction terminals;
and carrying out target transaction with the other transaction terminals through the Bluetooth communication channel.
In a third aspect, a transaction processing method is provided, which is applied to a transaction terminal in an offline transaction system, where the transaction terminal is provided with a bluetooth module, and the method includes:
the identity tag carries the identity of the Bluetooth module of the transaction terminal, so that other transaction terminals acquire the identity of the Bluetooth module of the transaction terminal from the identity tag through an identity tag reading module, and establish a Bluetooth communication channel with the transaction terminal through the Bluetooth module of the transaction terminal and the Bluetooth module of the transaction terminal based on the acquired identity of the Bluetooth module of the transaction terminal;
establishing Bluetooth communication channels with other transaction terminals through the Bluetooth module of the transaction terminal and the Bluetooth modules of the other transaction terminals;
and carrying out target transaction with the other transaction terminals through the Bluetooth communication channel.
In a fourth aspect, a transaction processing system is provided, where the transaction processing system is an offline transaction system, the offline transaction system includes a pair of transaction terminals, the transaction terminals are provided with bluetooth modules, one of the transaction terminals is provided with an identity tag reading module, and the system includes:
the other transaction terminal is used for carrying the identity of the Bluetooth module of the other transaction terminal through the identity tag;
the one transaction terminal is used for acquiring the identity of the Bluetooth module of the other transaction terminal from the identity tag through the identity tag reading module;
the transaction terminal is used for establishing a Bluetooth communication channel with the other transaction terminal through the own Bluetooth module and the Bluetooth module of the other transaction terminal based on the identity of the Bluetooth module of the other transaction terminal;
and the pair of transaction terminals are used for carrying out target transaction through the Bluetooth communication channel.
In a fifth aspect, a transaction processing apparatus is provided, which is applied to a transaction terminal in an offline transaction system, wherein the transaction terminal is provided with a bluetooth module and an identity tag reading module, and the apparatus includes:
the identity identification obtaining unit is used for obtaining the identity identifications of the Bluetooth modules of other transaction terminals from the identity labels of other transaction terminals through the identity label reading module;
the Bluetooth communication establishing unit is used for establishing a Bluetooth communication channel with other transaction terminals through the own Bluetooth module and the Bluetooth modules of the other transaction terminals based on the identity marks of the Bluetooth modules of the other transaction terminals;
and the transaction execution unit is used for carrying out target transaction with the other transaction terminals through the Bluetooth communication channel.
In a sixth aspect, a transaction processing apparatus is provided, which is applied to a transaction terminal in an offline transaction system, where the transaction terminal is provided with a bluetooth module, and the apparatus includes:
the identity tag generation unit is used for generating and displaying a virtual identity tag based on user operation, wherein the virtual identity tag carries an identity of a Bluetooth module of another transaction terminal, so that the other transaction terminals acquire the identity of the Bluetooth module of the transaction terminal from the identity tag through an identity tag reading module, and establish a Bluetooth communication channel with the transaction terminal through the own Bluetooth module and the Bluetooth module of the transaction terminal based on the acquired identity of the Bluetooth module of the transaction terminal;
the Bluetooth communication establishing unit establishes a Bluetooth communication channel with the other transaction terminals through a Bluetooth module of the Bluetooth communication establishing unit and Bluetooth modules of the other transaction terminals;
and the transaction execution unit is used for carrying out target transaction with the other transaction terminals through the Bluetooth communication channel.
In a seventh aspect, an electronic device is provided, including: at least one processor, and a memory communicatively coupled to the at least one processor, wherein the memory stores instructions executable by the at least one processor, the instructions being executable by the at least one processor to cause the at least one processor to perform the method.
In an eighth aspect, a storage medium is provided, on which a computer program is stored, characterized in that the program, when executed by a processor, implements the method.
The embodiment of the invention at least comprises the following beneficial effects:
the embodiment of the invention provides a transaction processing method, a system, a device, equipment and a storage medium. The method is applied to an off-line transaction system, the off-line transaction system comprises a pair of transaction terminals, the transaction terminals are provided with Bluetooth modules, one of the transaction terminals is provided with an identity tag reading module, and the method comprises the following steps: the other transaction terminal carries the identity of the Bluetooth module of the other transaction terminal through an identity tag; the one transaction terminal acquires the identity of the Bluetooth module of the other transaction terminal from the identity tag through the identity tag reading module; the one transaction terminal establishes a Bluetooth communication channel with the other transaction terminal through the Bluetooth module of the transaction terminal and the Bluetooth module of the other transaction terminal based on the acquired identity of the Bluetooth module of the other transaction terminal; and the pair of transaction terminals carry out target transaction through the Bluetooth communication channel. Based on this, one transaction terminal rapidly acquires the identity of the Bluetooth module of the other transaction terminal through the identity tag reading module, so that the Bluetooth searching process of the one transaction terminal to the other transaction terminal is omitted, the Bluetooth connection establishing time is shortened, the transaction time is further saved, and the offline transaction efficiency is improved.
Additional advantages, objects, and features of embodiments of the invention will be set forth in part in the description which follows and in part will become apparent to those having ordinary skill in the art upon examination of the following or may be learned from practice of embodiments of the invention.
Drawings
Fig. 1 is a schematic view of an application scenario of a transaction processing method according to an embodiment of the present invention;
FIG. 2 is a flow diagram of a transaction processing method provided by one embodiment of the invention;
FIG. 3 is a block diagram of an offline transaction system according to another embodiment of the present invention;
FIG. 4 is a flow diagram of a transaction processing method according to another embodiment of the invention;
FIG. 5 is a flow diagram of a transaction processing method according to yet another embodiment of the invention;
FIG. 6 is a block diagram of an offline transaction system according to another embodiment of the present invention;
FIG. 7 is a schematic diagram of a transaction processing device according to an embodiment of the present invention;
FIG. 8 is a schematic diagram of a transaction processing device according to another embodiment of the present invention;
fig. 9 is a schematic structural diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
The embodiments of the present invention will be described in further detail with reference to the accompanying drawings so that those skilled in the art can implement the embodiments of the invention with reference to the description.
Fig. 1 is a schematic view illustrating an application scenario of a transaction processing method according to an embodiment of the present invention. Fig. 1 includes an offline transaction system 100 that includes a pair of transaction terminals 110, 120.
The pair of transaction terminals 110,120 are provided with bluetooth modules 130,140, and the pair of transaction terminals 110,120 realize bluetooth connection with each other through the respective bluetooth modules 130,140, i.e. establish a bluetooth communication channel.
One of the transaction terminals 110,120 is provided with an identity tag reading module 180, and the other transaction terminal carries an identity of the bluetooth module of the other transaction terminal through the identity tag 170, and the identity tag reading module 180 is configured to read the identity tag 170 of the other transaction terminal to obtain an identity of the bluetooth module 130 of the other transaction terminal. The identity tag 170 may be a virtual identity tag generated and displayed by the other transaction terminal 110 based on a user operation, or may be a physical identity tag disposed outside the other transaction terminal. The virtual identity tag can be a one-dimensional code or a two-dimensional code carrying an identity of a bluetooth module of another transaction terminal, and correspondingly, the identity tag reading module can be a one-dimensional code reading module or a two-dimensional code reading module. Further, the one-dimensional code reading module or the two-dimensional code reading module may include a camera for collecting the one-dimensional code or the two-dimensional code, and a reading module for reading an identity of a bluetooth module of another transaction terminal from the collected one-dimensional code or the two-dimensional code, where the reading module may be implemented by hardware or software. The physical identity tag may be a one-dimensional code or a two-dimensional code printed by the printing device, and accordingly the identity tag reading module may be a one-dimensional code reading module or a two-dimensional code reading module, where the one-dimensional code reading module or the two-dimensional code reading module may include a camera for acquiring the one-dimensional code or the two-dimensional code and a reading module for reading an identity of a bluetooth module of another transaction terminal from the acquired one-dimensional code or the two-dimensional code, where the reading module may be implemented by hardware or software. The physical identity tag may also be a near field communication tag (i.e. NFC tag), and correspondingly the identity tag reading module may be a near field communication module (i.e. NFC module), and the transaction terminal with the near field communication module approaches the near field communication tag of another transaction terminal, so that the near field communication module may scan the near field communication tag and read the identity of the bluetooth module of the another transaction terminal from the near field communication tag. The transaction terminals 110 and 120 may be a smart phone, a PAD, a tablet computer, a wearable device, and the like, which is not limited in this embodiment of the present invention.
The transaction terminals 110,120 are equipped with clients 150,160. When the pair of transaction terminals 110,120 performs an off-line transaction, the party needing to pay out from the pair of transaction terminals is the payment terminal, and correspondingly, the party needing to accept the payment is the collection terminal. The payment terminal is provided with a payer client with a payment function, and the payer client can generate transaction data. The payer client may be a digital currency wallet or other payment application for generating transaction credentials. The payee terminal is provided with a payee client with a cash receiving function, and the payee client can receive the transaction data and complete the transaction according to the transaction data. Here, when the payer client is a digital money wallet, the payee client is also a digital money wallet accordingly. When the payer client is another payment application, the payee client may be a payment application capable of communicating with the payment server and submitting transaction data to the payment server to implement the transaction process, for example, communicating with the payment server and submitting a transaction credential to the payment server to enable the payment server to complete payment to the payee account according to the transaction credential. In addition, when the transaction data is a transaction certificate, the transaction certificate may be generated not by the payer client but by the payee client, and the payer client receives the transaction certificate, communicates with the payment server, and submits the transaction certificate to the payment server, so that the payment server completes payment to the payee account according to the transaction certificate. Here, no matter the payer client or the payee client submits the transaction certificate to the payment server, since the payment terminal and the payee terminal are in an off-line state, the payer client or the payee client can only temporarily keep the transaction certificate, and communicate with the payment server and submit the transaction certificate to the payment server under the condition that the corresponding transaction terminal recovers to be networked with the outside, so as to complete the whole transaction.
It should be noted that, although each of the transaction terminals 110,120 has its own bluetooth module, and each bluetooth module also has all functions of bluetooth searching, connection, data exchange and disconnection for implementing corresponding bluetooth communication, in the process of executing the transaction processing method provided by the embodiment of the present invention, the identity tag reading module of one transaction terminal rapidly obtains the identity of the bluetooth module of the other transaction terminal from the identity tag of the other transaction terminal, and then one transaction terminal rapidly establishes a bluetooth communication channel with the other transaction terminal through its own bluetooth module and the bluetooth module of the other transaction terminal based on the obtained identity, so as to omit the bluetooth searching process between the bluetooth modules of the pair of transaction terminals, thereby greatly shortening the bluetooth connection time, shortening the transaction time, and improving the offline transaction efficiency.
Example one
Fig. 2 is a flowchart of a transaction processing method according to an embodiment of the present invention. The transaction process between a pair of transaction terminals 110,120 will be described below with reference to fig. 1 as an example. The transaction processing method provided by the embodiment of the invention is applied to an off-line transaction system 100, the off-line transaction system 100 comprises a pair of transaction terminals 110 and 120, the transaction terminals 110 and 120 are provided with Bluetooth modules 130 and 140, and one transaction terminal 120 is provided with an identity tag reading module 180. The method comprises the following steps:
in step 210, the other transaction terminal 110 carries the identity of the bluetooth module 130 of the other transaction terminal through the identity tag 170.
In some embodiments, the identity tag 170 may be a physical identity tag disposed external to another transaction terminal. For example, the one-dimensional code and the two-dimensional code are arranged outside the corresponding transaction terminal, and the one-dimensional code and the two-dimensional code can be generated by the generating device in advance and then printed by the printing device. Correspondingly, the identity tag reading module may be a one-dimensional code reading module or a two-dimensional code reading module, where the one-dimensional code reading module or the two-dimensional code reading module may include a camera for acquiring a one-dimensional code or a two-dimensional code and a reading module for reading an identity of a bluetooth module of another transaction terminal from the acquired one-dimensional code or the two-dimensional code, which is not specifically limited in the present invention.
Preferably, the identity tag 170 is a near field communication tag (NFC tag); the identity tag reading module 180 is a near field communication module (NFC module). Specifically, the identity of the bluetooth module of the corresponding transaction terminal may be written in the near field communication tag in advance. The transaction terminal provided with the near field communication module approaches the near field communication tag of another transaction terminal, so that the near field communication module can scan the near field communication tag and read the identity of the Bluetooth module of another transaction terminal. Based on the near field communication tag and the near field communication module, the identity of the Bluetooth module of the other transaction terminal can be quickly acquired, so that the Bluetooth searching process of one transaction terminal to the other transaction terminal is omitted, and the time for establishing a Bluetooth communication channel between the transaction terminals is shortened. In addition, in practical application, many transaction terminals are provided with the near field communication module and the near field communication tag, so that the identity of the bluetooth module of another transaction terminal can be quickly acquired based on the near field communication tag and the near field communication module, and the transaction terminal is low in cost and easy to realize.
The near field communication module mainly comprises an NFC Controller (CLF) and a near field communication label. In practical applications, some transaction terminals have compatibility among near field communication modules (for example, a mobile phone with an Android system and an iphone mobile phone with an ios system), so that the transaction terminals cannot establish communication with each other by means of the near field communication modules, and only can realize functions of scanning and reading a near field communication tag by the near field channel module. When some transaction terminals perform offline transaction with each other, the near field communication module of one transaction terminal is used as an identity tag reading module, the identity of the Bluetooth module of the transaction terminal is written in the near field communication tag of the transaction terminal of the transaction opposite side, then the near field communication module reads the near field communication tag, the transaction terminal corresponding to the near field communication module acquires the identity of the Bluetooth module of the transaction terminal of the transaction opposite side, a Bluetooth communication channel is established through the Bluetooth module of the transaction terminal and the Bluetooth module of the transaction terminal of the transaction opposite side based on the identity of the Bluetooth module, and finally target transaction between the transaction terminals is realized based on the Bluetooth communication channel. That is, the embodiment of the present invention may be used to implement an offline transaction between a pair of transaction terminals with incompatible near field communication modules.
In some embodiments, the another transaction terminal 110 carries the identity of the bluetooth module 130 of the another transaction terminal through the identity tag 170, including: the another transaction terminal 110 generates and displays a virtual identity tag based on a user operation, where the virtual identity tag carries an identity of a bluetooth module of the another transaction terminal. Specifically, the virtual identity tag may be a one-dimensional code or a two-dimensional code carrying an identity of a bluetooth module of another transaction terminal, and accordingly, the identity tag reading module may be a one-dimensional code reading module or a two-dimensional code reading module, and the one-dimensional code reading module or the two-dimensional code reading module may include a camera for acquiring the one-dimensional code or the two-dimensional code and a reading module for reading an identity of a bluetooth module of another transaction terminal from the acquired one-dimensional code or the two-dimensional code, where the reading module may be implemented by hardware or software. The transaction terminal can generate random different virtual identity tags based on user operation each time, so that the safety of the identity tags is improved.
Here, the identity of the bluetooth module may include information such as a name, an address, etc. of the bluetooth module. When the transaction terminal provided with the identity tag reading module acquires the identity tag, the transaction terminal can send a Bluetooth connection request to the Bluetooth module indicated by the identity tag through the Bluetooth module of the transaction terminal so as to establish a Bluetooth communication channel between a pair of transaction terminals.
In step 220, the one transaction terminal 120 obtains the identity of the bluetooth module 130 of the other transaction terminal from the identity tag 170 through the identity tag reading module 180.
In step 230, the one transaction terminal 120 establishes a bluetooth communication channel with the another transaction terminal 110 via its own bluetooth module 140 and the bluetooth module 130 of the another transaction terminal based on the acquired identity of the bluetooth module 130 of the another transaction terminal.
One of the transaction terminals can rapidly acquire the identity of the Bluetooth module of the other transaction terminal through the reading of the identity tag of the other transaction terminal by the identity tag reading module, and then the transaction terminal can rapidly establish a Bluetooth communication channel with the other transaction terminal through the Bluetooth module of the transaction terminal and the Bluetooth module of the other transaction terminal directly based on the acquired identity of the Bluetooth module, so that the Bluetooth searching process between the Bluetooth modules of the transaction terminals is omitted, the Bluetooth connection time can be greatly shortened, the transaction time is shortened, and the offline transaction efficiency is improved.
Specifically, one transaction terminal provides the acquired identity of the bluetooth module of the other transaction terminal to the bluetooth module of the transaction terminal, the bluetooth module of the one transaction terminal sends a bluetooth connection instruction to the bluetooth module of the other transaction terminal, the bluetooth module of the other transaction terminal receives the bluetooth connection instruction, connection is established, the bluetooth connection state is fed back to the bluetooth module of the one transaction terminal, the bluetooth connection is successful, and a request for continuing transaction is sent. When the Bluetooth module of another transaction terminal receives the Bluetooth connection instruction, the Bluetooth module of another transaction terminal does not directly establish connection, but feeds back the Bluetooth connection instruction to the transaction terminal of the transaction terminal, and the transaction terminal of the transaction terminal generates a confirmation information instruction based on user operation.
It should be noted that, when the pair of transaction terminals perform offline transaction, one of the pair of transaction terminals that needs to pay outwards is a payment terminal, and the other that needs to accept payment is a payment terminal. Here, the transaction terminal carrying the id of its bluetooth module via the id tag may be any one of a payment terminal and a receipt terminal. Specifically, the payment terminal can carry the identity of its own bluetooth module through the identity tag, the collection terminal reads the identity tag of the payment terminal through the identity tag reading module to obtain the identity of the bluetooth module of the payment terminal, then the collection terminal initiates a bluetooth connection request to the bluetooth module of the payment terminal based on the obtained identity of the bluetooth module of the payment terminal, and the bluetooth module of the payment terminal receives the bluetooth connection request, so that a bluetooth communication channel between the collection terminal and the payment terminal is established; correspondingly, the identity of the Bluetooth module of the payment terminal can be carried by the payment terminal through the identity tag, the payment terminal reads the identity tag of the payment terminal through the identity tag reading module to obtain the identity of the Bluetooth module of the payment terminal, then the payment terminal firstly initiates a Bluetooth connection request to the Bluetooth module of the payment terminal based on the obtained identity of the Bluetooth module of the payment terminal, and the Bluetooth module of the payment terminal receives the Bluetooth connection request, so that a Bluetooth communication channel between the payment terminal and the payment terminal is established. Therefore, the identity tag reading module is arranged at any transaction terminal, and the transaction terminal firstly initiates a Bluetooth connection request.
The pair of transaction terminals 110,120 conduct the target transaction through the bluetooth communication channel, step 240.
In some embodiments, the acquiring, by the identity tag reading module 180, the identity of the bluetooth module 130 of the another transaction terminal from the identity tag 170 by the one transaction terminal 120 includes: the one transaction terminal 120 generates a transaction request based on a user operation and starts the identity tag reading module 180, and obtains the identity of the bluetooth module 130 of the other transaction terminal from the identity tag 170 through the identity tag reading module 180, wherein the transaction request carries a transaction amount; the pair of transaction terminals 110,120 conduct a target transaction over the bluetooth communication channel, including: the pair of transaction terminals 110,120 conduct a target transaction over the bluetooth communication channel based on the transaction request.
Specifically, when a pair of transaction terminals perform offline transaction, the starting of the identity tag reading module of one transaction terminal and the generation of the transaction request are performed based on the same operation of the user. That is, a user performs one operation on one of the transaction terminals, for example, clicks a transaction button on a client on the transaction terminal to input a transaction amount, the transaction terminal generates a transaction request according to the operation of the user, and starts the identity tag reading module to read the identity tag of the other transaction terminal, so that the transaction terminal obtains the identity of the bluetooth module of the other transaction terminal, and then, the transaction terminal establishes a bluetooth communication channel with the other transaction terminal through the bluetooth module of the transaction terminal and the bluetooth module of the other transaction terminal based on the obtained identity of the bluetooth module of the other transaction terminal, and then, a pair of transaction terminals can directly perform a target transaction based on the transaction request. Based on this, after the pair of transaction terminals establishes the Bluetooth communication channel, the user does not need to operate the transaction terminal again for the transaction request, so that the transaction operation of the user can be simplified, and the transaction convenience is improved.
In some embodiments, the pair of transaction terminals 110,120 includes a payment terminal and a collection terminal; the pair of transaction terminals 110,120 conduct a target transaction over the bluetooth communication channel, including: and the payment terminal and the collection terminal perform transfer transaction of digital money through the Bluetooth communication channel.
Digital currencies (DC/EP) are usually legal currencies issued by or authorized by a central bank, technically supported by cryptography, in the form of strings representing specific amounts of cryptographic technology. The digital currency issuing authorities are central banks. The digital money operation institution is usually a third party operation institution authorized by the central bank and having a right to issue the DC/EP, for example, a commercial bank, a third party operation institution such as a third party payment platform, etc., and can obtain the right to issue the DC/EP under the authorization of the central bank.
Here, the transaction terminal may provide the transaction terminal with a specific amount of digital money according to the digital money conversion request submitted by the transaction terminal by submitting the digital money conversion request to the digital money execution agency. In the above process, when the transaction terminal firstly exchanges digital currency with the digital currency running mechanism, the transaction terminal can register and open a digital currency wallet, and the digital currency wallet is installed on the transaction terminal and can manage the digital currency in the transaction terminal.
In some examples, a secure chip is provided within the transaction terminal 110, 120; the payment terminal and the collection terminal perform transfer transaction of digital money through the Bluetooth communication channel, and the transfer transaction comprises the following steps: the payment terminal stores digital currency through a security chip of the payment terminal; the payment terminal transfers digital money to the security chip of the collection terminal through the security chip of the payment terminal based on the Bluetooth communication channel; the receiving terminal stores the digital money transferred by the security chip of the payment terminal through the security chip of the receiving terminal.
Specifically, the payment terminal stores digital money through a self security chip, the security chip of the payment terminal transfers the digital money of a specific transaction amount to the security chip of the collection terminal through a Bluetooth communication channel, and the security chip of the collection terminal receives and stores the digital money of the specific transaction amount through the Bluetooth communication channel. The payment terminal and the function module of the collection terminal do not participate in the payment process of the digital currency, and the payment process of the digital currency is completely finished by the safety chips configured on the collection terminal and the payment terminal, so that the safety of the digital currency transaction is improved.
In some examples, the secure chip and the bluetooth module in the transaction terminals 110,120 are integrated into an integrated card. Specifically, the security chip and the bluetooth module may be integrated into one bluetooth core card. When the transaction terminal is a mobile phone, the Bluetooth core card can be attached to an SIM card of the mobile phone, is arranged in the mobile phone, is not required to be carried independently, is used for independently realizing the storage and transaction of digital money, can isolate the security threat of a functional module of the mobile phone, and does not need to worry about the security problem of the digital money even if the mobile phone is lost.
In other embodiments, when the pair of transaction terminals performs the target transaction through the bluetooth communication channel, one of the transaction terminals sends a transaction certificate to the other transaction terminal through the bluetooth communication channel, so that the other transaction terminal can complete the transaction based on the transaction certificate. The transaction voucher comprises the identity information of the transaction terminal and the transaction amount. The transaction certificate is used as a certificate for the transaction terminal to communicate with the payment server and complete the whole transaction process. Specifically, the transaction voucher can be generated by the payment terminal, and at this time, the transaction voucher comprises the identity information and the transaction amount of the payment terminal, the payment terminal sends the transaction voucher through the bluetooth communication channel, and the collection terminal receives the transaction voucher through the bluetooth communication channel; the transaction voucher can also be generated by the collection terminal, at the moment, the transaction voucher comprises the identity information and the transaction amount of the collection terminal, the collection terminal sends the transaction voucher through the Bluetooth communication channel, and the payment terminal receives the transaction voucher through the Bluetooth communication channel. It should be noted that, because the payment terminal and the collection terminal are in an off-line state, the party receiving the transaction certificate can only temporarily keep the transaction certificate, and communicate with the payment server and submit the transaction certificate to the payment server under the condition of recovering the networking with the outside world, so as to complete the whole transaction.
In summary, an embodiment of the present invention provides a transaction processing method, which is applied to an offline transaction system, where the offline transaction system includes a pair of transaction terminals, each transaction terminal is provided with a bluetooth module, and one transaction terminal is provided with an identity tag reading module, and the method includes: the other transaction terminal carries the identity of the Bluetooth module of the other transaction terminal through an identity tag; the one transaction terminal acquires the identity of the Bluetooth module of the other transaction terminal from the identity tag through the identity tag reading module; the one transaction terminal establishes a Bluetooth communication channel with the other transaction terminal through the Bluetooth module of the transaction terminal and the Bluetooth module of the other transaction terminal based on the acquired identity of the Bluetooth module of the other transaction terminal; and the pair of transaction terminals carry out target transaction through the Bluetooth communication channel. Based on this, one transaction terminal rapidly acquires the identity of the Bluetooth module of the other transaction terminal through the identity tag reading module, so that the Bluetooth searching process of the one transaction terminal to the other transaction terminal is omitted, the Bluetooth connection establishing time is shortened, the transaction time is further saved, and the offline transaction efficiency is improved.
Example two
The following describes an implementation process of the transaction processing method according to an embodiment of the present invention with reference to a specific scenario.
Fig. 3 is a schematic diagram illustrating an architecture of an offline transaction system according to an embodiment of the present invention. In fig. 3, a payment terminal of the pair of transaction terminals is an iphone mobile phone with an ios system, and a collection terminal is a mobile phone with an Android system (hereinafter referred to as an Android mobile phone). The Android mobile phone is internally provided with an NFC module, the NFC module comprises an NFC controller CLF1 and an NFC label carrying Bluetooth address names of Bluetooth core cards of the Android mobile phone, the Android mobile phone is further internally provided with a Bluetooth module BLE1 and a Bluetooth core card 0, and the Bluetooth core cards are integrated with a security chip SE0 and a Bluetooth module BLE0. The iphone mobile phone is also provided with an NFC module inside, and the NFC module comprises an NFC controller CLF2. The iphone mobile phone is also internally provided with a Bluetooth module BLE2 and a security chip SE2. The Android mobile phone and the iphone mobile phone are respectively provided with a digital currency wallet APP1 and an APP2, and are respectively provided with a digital currency account. The off-line transaction process of the iphone mobile phone and the Android mobile phone is described below with reference to fig. 3. It should be noted that the connecting lines with arrows in fig. 3 represent the communication between the payment terminal and the receipt terminal and between the modules inside each transaction terminal, and the numbers on the connecting lines correspond to the following 1) to 20) th transaction steps.
The specific transaction steps are as follows:
0) The iPhone mobile phone user clicks the APP2 to start the APP2, inputs an account number and a password, logs in the APP2, clicks a transaction button, and inputs a transaction amount;
1) The APP2 calls an NFC controller CLF2 to start an NFC scanning function of the iPhone mobile phone;
2) The method comprises the steps that an NFC controller CLF2 scans an NFC label of an Android mobile phone;
3) The NFC controller CLF2 scans an NFC label and reads NFC label information, namely a Bluetooth name address of a Bluetooth core card 0 of an Android mobile phone carried by the NFC label;
4) The NFC controller CLF2 feeds back the read tag information to the APP2;
5) The APP2 sends the Bluetooth name address and iPhone mobile phone information which are expected to be connected to a Bluetooth module BLE2;
6) The Bluetooth module BLE2 starts to be connected to the Bluetooth module BLE0 pointed by the Bluetooth name address;
7) The Bluetooth core attaching card 0 receives a Bluetooth connection instruction of the Bluetooth module BLE2 and feeds back iPhone mobile phone information to the APP1;
8) The method comprises the steps that a user of the Android mobile phone receives iPhone mobile phone information through an APP1 and confirms the iPhone mobile phone information, the APP1 sends a confirmation information instruction to a Bluetooth core sticking card 0, and the iPhone mobile phone is confirmed to be a transaction party according to the confirmation information;
9) The Bluetooth core attaching card 0 feeds back a Bluetooth connection state to the Bluetooth module BLE2, the Bluetooth connection is successful, and a request continuous transaction instruction is sent, wherein the request continuous transaction instruction carries transaction data, and the transaction data comprises a wallet address and certificate information of the Android mobile phone;
10 The Bluetooth module BLE2 sends the information that the Bluetooth connection is successful to the APP2, and sends the transaction data sent by the Bluetooth core sticker card 0 to the APP2;
11 APP2 sends the transaction data to a security chip SE2, the security chip SE2 verifies the authenticity of the wallet sent by the Bluetooth core sticker card 0, encryption operation is carried out, and transaction ciphertext information is obtained and comprises transaction amount, time, merchant name, identity name and the like;
12 The secure chip SE2 feeds back the transaction ciphertext information to the APP2;
13 APP2 sends the transaction ciphertext information to Bluetooth module BLE2;
14 The Bluetooth module BLE2 transmits the transaction ciphertext information to the Bluetooth core card 0;
15 The Bluetooth core card 0 receives the transaction ciphertext information, carries out tag extension, decryption and authentication, ensures that the transaction ciphertext information is correct, and feeds back the transaction amount to the APP1;
16 The user of the Android mobile phone confirms through the APP1, and the APP1 feeds confirmation information back to the Bluetooth core card 0;
17 After receiving the user confirmation information, the Bluetooth core card 0 sends a transaction result to the Bluetooth module BLE2;
18 The Bluetooth module BLE2 releases the Bluetooth communication channel after receiving the transaction result and feeds back the transaction result to the APP2;
19 APP2 sends a transaction ending instruction to the secure chip SE2, and the secure chip SE2 receives the transaction ending instruction and executes corresponding action;
20 The secure chip SE2 completes the transaction and feeds back a transaction completion instruction to the APP2.
In summary, the payment terminal of the embodiment of the invention rapidly obtains the identity of the bluetooth module of the payment terminal through the NFC module, thereby omitting the bluetooth search process between the payment terminal and the payment terminal, shortening the establishment time of the bluetooth connection, further saving the transaction time, and improving the offline transaction efficiency.
EXAMPLE III
Fig. 4 is a flowchart of a transaction processing method according to an embodiment of the present invention. The transaction process between a pair of transaction terminals 110,120 will be described below with reference to fig. 1 as an example. The transaction processing method provided by the embodiment of the invention is applied to a transaction terminal 120, wherein the transaction terminal 120 is provided with a Bluetooth module 140 and an identity tag reading module 180, and the method comprises the following steps:
step 410, the identity tag reading module 180 obtains the identity of the bluetooth module 130 of the other transaction terminal 110 from the identity tag 170 of the other transaction terminal 110.
Step 420, based on the identity of the bluetooth module 130 of the other transaction terminal 110, establishing a bluetooth communication channel with the other transaction terminal 110 through the own bluetooth module 140 and the bluetooth module 130 of the other transaction terminal.
And step 430, performing target transaction with the other transaction terminal 110 through the bluetooth communication channel.
Example four
Fig. 5 is a flowchart of a transaction processing method according to an embodiment of the present invention. The transaction process between a pair of transaction terminals 110,120 will be described below with reference to fig. 1 as an example. The transaction processing method provided by the embodiment of the invention is applied to a transaction terminal 110, the transaction terminal 110 is provided with a Bluetooth module 130, and the method comprises the following steps:
step 510, the identity tag 170 carries the identity of its own bluetooth module 130, so that the other transaction terminal 120 obtains the identity of the bluetooth module of the transaction terminal 110 from the identity tag 170 through the identity tag reading module 180, and establishes a bluetooth communication channel with the transaction terminal 110 through its own bluetooth module 140 and the bluetooth module 130 of the transaction terminal 110 based on the obtained identity of the bluetooth module of the transaction terminal 110.
And step 520, establishing a bluetooth communication channel with the other transaction terminal 120 through the own bluetooth module 130 and the bluetooth module 140 of the other transaction terminal 120.
Step 530, performing the target transaction with the other transaction terminal 120 through the bluetooth communication channel.
EXAMPLE five
Fig. 6 is a schematic diagram of an architecture of an offline transaction system according to an embodiment of the present invention. The off-line transaction system 600 provided by the embodiment of the invention comprises a pair of transaction terminals 610 and 620, wherein the transaction terminals 610 and 620 are provided with Bluetooth modules 630 and 640, one transaction terminal 620 is provided with an identity tag reading module 640, and the system comprises: another transaction terminal 610, configured to carry an identity of the bluetooth module 630 of the another transaction terminal through an identity tag 650; the one transaction terminal 620 is configured to obtain, from the identity tag 650 through the identity tag reading module 660, an identity of the bluetooth module 630 of the other transaction terminal; the one transaction terminal 620 is configured to establish a bluetooth communication channel with the another transaction terminal 610 through the own bluetooth module 640 and the bluetooth module 630 of the another transaction terminal based on the identity of the bluetooth module 630 of the another transaction terminal; the pair of transaction terminals 610,620 is used for conducting target transaction through the Bluetooth communication channel.
EXAMPLE six
Fig. 7 is a schematic structural diagram of a transaction processing apparatus according to an embodiment of the present invention. The transaction processing device 700 provided by the embodiment of the invention is applied to a transaction terminal in an off-line transaction system, wherein the transaction terminal is provided with a Bluetooth module and an identity tag reading module, and the device comprises: an identity obtaining unit 710, configured to obtain, from the identity tag of another transaction terminal, the identity tag of the bluetooth module of the another transaction terminal through the identity tag reading module; the bluetooth communication establishing unit 720 is configured to establish a bluetooth communication channel with the other transaction terminals through the own bluetooth module and the bluetooth modules of the other transaction terminals based on the identity identifiers of the bluetooth modules of the other transaction terminals; and a transaction executing unit 730, configured to perform a target transaction with the other transaction terminal through the bluetooth communication channel.
EXAMPLE seven
Fig. 8 is a schematic structural diagram of a transaction processing apparatus according to an embodiment of the present invention. As shown in fig. 8, a transaction processing apparatus 800 provided in an embodiment of the present invention is applied to a transaction terminal in an offline transaction system, where the transaction terminal is provided with a bluetooth module, and the apparatus includes: an identity tag generating unit 810, configured to generate and display a virtual identity tag based on a user operation, where the virtual identity tag carries an identity of the bluetooth module of the another transaction terminal, so that the other transaction terminal obtains the identity of the bluetooth module of the transaction terminal from the identity tag through an identity tag reading module, and establishes a bluetooth communication channel with the transaction terminal through its own bluetooth module and the bluetooth module of the transaction terminal based on the obtained identity of the bluetooth module of the transaction terminal; a bluetooth communication establishing unit 820, which establishes a bluetooth communication channel with the other transaction terminals through its own bluetooth module and the bluetooth modules of the other transaction terminals; and the transaction execution unit 830 performs target transaction with the other transaction terminals through the bluetooth communication channel.
Example eight
Fig. 9 shows an electronic device of an embodiment of the invention. As shown in fig. 9, the electronic device 900 includes: at least one processor 910, and a memory 920 in communication with the at least one processor 910, wherein the memory stores instructions executable by the at least one processor, the instructions being executable by the at least one processor to cause the at least one processor to perform a method.
Specifically, the memory 920 and the processor 910 are connected together via the bus 930, and can be general-purpose memory and processor, which are not limited in particular, and when the processor 910 executes the computer program stored in the memory 920, the operations and functions described in the embodiments of the present invention in conjunction with fig. 1 to 8 can be performed.
Embodiments of the present invention further provide a storage medium on which a computer program is stored, where the computer program is executed by a processor to implement the method. For specific implementation, reference may be made to the method embodiment, which is not described herein again.
While embodiments of the present examples have been disclosed above, they are not limited to the applications listed in the specification and the examples. It is fully applicable to a variety of fields in which embodiments of the present invention are suitable. Additional modifications will readily occur to those skilled in the art. Therefore, the embodiments of the invention are not to be limited to the specific details and illustrations shown and described herein, without departing from the general concept defined by the claims and their equivalents.

Claims (15)

1. A transaction processing method is characterized by being applied to an off-line transaction system, wherein the off-line transaction system comprises a pair of transaction terminals, the transaction terminals are provided with Bluetooth modules, one transaction terminal is provided with an identity tag reading module, and the method comprises the following steps:
the other transaction terminal carries the identity of the Bluetooth module of the other transaction terminal through an identity tag;
the one transaction terminal acquires the identity of the Bluetooth module of the other transaction terminal from the identity tag through the identity tag reading module;
the one transaction terminal establishes a Bluetooth communication channel with the other transaction terminal through the Bluetooth module of the transaction terminal and the Bluetooth module of the other transaction terminal based on the acquired identity of the Bluetooth module of the other transaction terminal;
and the pair of transaction terminals carry out target transaction through the Bluetooth communication channel.
2. The transaction-processing method of claim 1, wherein the identity tag is a physical identity tag disposed external to the another transaction terminal.
3. The transaction-processing method of claim 2, wherein the identity tag is a near field communication tag; the identity tag reading module is a near field communication module.
4. The transaction processing method of claim 1, wherein the another transaction terminal carries the identity of the bluetooth module of the another transaction terminal via an identity tag, comprising:
and the other transaction terminal generates and displays a virtual identity tag based on user operation, wherein the virtual identity tag carries the identity of the Bluetooth module of the other transaction terminal.
5. The transaction processing method of claim 1, wherein the one transaction terminal obtaining the identity of the bluetooth module of the other transaction terminal from the identity tag through the identity tag reading module comprises:
one transaction terminal generates a transaction request based on user operation, starts the identity tag reading module, and obtains an identity of a Bluetooth module of the other transaction terminal from the identity tag through the identity tag reading module, wherein the transaction request carries transaction amount;
the pair of transaction terminals performs target transaction through the Bluetooth communication channel, and the target transaction processing method comprises the following steps:
and the pair of transaction terminals carries out target transaction through the Bluetooth communication channel based on the transaction request.
6. The transaction processing method of claim 1, wherein the pair of transaction terminals includes a payment terminal and a collection terminal;
the pair of transaction terminals performs target transaction through the Bluetooth communication channel, and the target transaction processing method comprises the following steps:
and the payment terminal and the collection terminal carry out transfer transaction of digital money through the Bluetooth communication channel.
7. The transaction processing method according to claim 6, wherein a security chip is provided in the transaction terminal;
the payment terminal and the collection terminal perform the transfer transaction of digital money through the Bluetooth communication channel, and the method comprises the following steps:
the payment terminal stores digital currency through a security chip of the payment terminal;
the payment terminal transfers the digital money to a security chip of the collection terminal through a security chip of the payment terminal based on the Bluetooth communication channel;
the receiving terminal stores the digital money transferred by the security chip of the payment terminal through a security chip of the receiving terminal.
8. The transaction processing method of claim 7, wherein the security chip and the bluetooth module in the transaction terminal are integrated into one integrated card.
9. A transaction processing method is characterized in that the transaction processing method is applied to a transaction terminal in an off-line transaction system, the transaction terminal is provided with a Bluetooth module and an identity tag reading module, and the method comprises the following steps:
acquiring the identity identification of the Bluetooth module of other transaction terminals from the identity tags of other transaction terminals through the identity tag reading module;
establishing a Bluetooth communication channel with the other transaction terminals through the Bluetooth module of the transaction terminal and the Bluetooth modules of the other transaction terminals based on the identity marks of the Bluetooth modules of the other transaction terminals;
and carrying out target transaction with the other transaction terminals through the Bluetooth communication channel.
10. A transaction processing method is characterized in that the transaction processing method is applied to a transaction terminal in an off-line transaction system, the transaction terminal is provided with a Bluetooth module, and the method comprises the following steps:
the identity tag carries the identity of the Bluetooth module of the transaction terminal, so that other transaction terminals acquire the identity of the Bluetooth module of the transaction terminal from the identity tag through an identity tag reading module, and establish a Bluetooth communication channel with the transaction terminal through the Bluetooth module of the transaction terminal and the Bluetooth module of the transaction terminal based on the acquired identity of the Bluetooth module of the transaction terminal;
establishing a Bluetooth communication channel with the other transaction terminals through a Bluetooth module of the transaction terminal and Bluetooth modules of the other transaction terminals;
and carrying out target transaction with other transaction terminals through the Bluetooth communication channel.
11. A transaction processing system is characterized in that the transaction processing system is an off-line transaction system, the off-line transaction system comprises a pair of transaction terminals, the transaction terminals are provided with Bluetooth modules, one of the transaction terminals is provided with an identity tag reading module, and the system comprises:
the other transaction terminal is used for carrying the identity of the Bluetooth module of the other transaction terminal through the identity tag;
the one transaction terminal is used for acquiring the identity of the Bluetooth module of the other transaction terminal from the identity tag through the identity tag reading module;
the transaction terminal is used for establishing a Bluetooth communication channel with the other transaction terminal through the own Bluetooth module and the Bluetooth module of the other transaction terminal based on the identity of the Bluetooth module of the other transaction terminal;
and the pair of transaction terminals are used for carrying out target transaction through the Bluetooth communication channel.
12. A transaction processing device is characterized in that the transaction processing device is applied to a transaction terminal in an off-line transaction system, the transaction terminal is provided with a Bluetooth module and an identity tag reading module, and the device comprises:
the identity identification acquisition unit is used for acquiring the identity identifications of the Bluetooth modules of other transaction terminals from the identity labels of other transaction terminals through the identity label reading module;
the Bluetooth communication establishing unit is used for establishing a Bluetooth communication channel with other transaction terminals through the Bluetooth module of the Bluetooth communication establishing unit and the Bluetooth modules of the other transaction terminals based on the identity marks of the Bluetooth modules of the other transaction terminals;
and the transaction execution unit is used for carrying out target transaction with the other transaction terminals through the Bluetooth communication channel.
13. The transaction processing device is applied to a transaction terminal in an off-line transaction system, the transaction terminal is provided with a Bluetooth module, and the device comprises:
the identity tag generation unit is used for generating and displaying a virtual identity tag based on user operation, wherein the virtual identity tag carries an identity of a Bluetooth module of the transaction terminal, so that other transaction terminals acquire the identity of the Bluetooth module of the transaction terminal from the identity tag through an identity tag reading module, and establish a Bluetooth communication channel with the transaction terminal through the Bluetooth module of the transaction terminal and the Bluetooth module of the transaction terminal based on the acquired identity of the Bluetooth module of the transaction terminal;
the Bluetooth communication establishing unit establishes a Bluetooth communication channel with the other transaction terminals through a Bluetooth module of the Bluetooth communication establishing unit and Bluetooth modules of the other transaction terminals;
and the transaction execution unit is used for carrying out target transaction with the other transaction terminals through the Bluetooth communication channel.
14. An electronic device, comprising: at least one processor, and a memory communicatively coupled to the at least one processor, wherein the memory stores instructions executable by the at least one processor to cause the at least one processor to perform the method of any of claims 1-10.
15. A storage medium on which a computer program is stored, which program, when being executed by a processor, is adapted to carry out the method of any one of claims 1-10.
CN202210609853.XA 2021-06-09 2022-05-31 Transaction processing method, system, device, equipment and storage medium Pending CN115456606A (en)

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