CN114298682A - Draft information management control method and device - Google Patents
Draft information management control method and device Download PDFInfo
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- CN114298682A CN114298682A CN202111633619.2A CN202111633619A CN114298682A CN 114298682 A CN114298682 A CN 114298682A CN 202111633619 A CN202111633619 A CN 202111633619A CN 114298682 A CN114298682 A CN 114298682A
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Abstract
The invention discloses a method and a device for managing and controlling draft information, which are suitable for the technical field of recommendation systems and are used for enabling a customer manager to timely acquire draft information possibly having current demand, carrying out accurate marketing aiming at the customer and successfully mining potential customers, thereby improving the handling efficiency of current business. The method comprises the following steps: acquiring first information of a draft, wherein the first information is related to the draft cashing business and comprises information of a ticket holder; determining a corresponding management terminal according to the information of the ticket holder and a first corresponding relation, wherein the first corresponding relation comprises the corresponding relation between the ticket holder and the management terminal; and pushing the first information to the management terminal. When the first information includes information indicating the acceptance object, the method further includes: determining the current credit line of the acceptance object according to the information of the acceptance object; and pushing the credit line to the management terminal.
Description
Technical Field
The application relates to the technical field of recommendation systems, in particular to a method and a device for managing and controlling draft information.
Background
In the modern bank-enterprise cooperation business, for the convenience of fund circulation, the money order business is continuously popularized, and enterprises (ticket holders) can use money order transaction and post-transaction business to realize the purpose of financing. For the financial institution, if the transaction amount of the current business is to be increased, the information of the draft and the current demand of the enterprise need to be known in time, and accurate marketing is performed for the client (the ticket holder) to find out potential clients.
In the prior art, a financial institution needs a special service person to screen information related to a cash-on-sale service from a large amount of information of money orders, and the information is sorted, counted and sent to a client manager in the financial institution, which is responsible for transacting the cash-on-sale service. According to the scheme, a large amount of labor cost is consumed, and a customer manager cannot timely acquire customer information possibly with a current pasting requirement, so that accurate marketing cannot be performed on the customer, the opportunity of excavating potential customers is easily lost, and the processing efficiency of current pasting business cannot be improved.
Disclosure of Invention
The application provides a method and a device for managing and controlling draft information, which are used for enabling a client manager to timely acquire draft information possibly having a current demand and improving the handling efficiency of current business.
In a first aspect, the present application provides a method for managing and controlling money order information, including: acquiring first information of a draft, wherein the first information is related to the draft cashing business and comprises information of a ticket holder; determining a corresponding management terminal according to the information of the ticket holder and a first corresponding relation, wherein the first corresponding relation comprises the corresponding relation between the ticket holder and the management terminal; and pushing the first information to the management terminal.
By adopting the method, the bill information management control device can acquire the first information related to the bill posting business and push the first information to the related customer managers, so that the customer managers can carry out accurate marketing according to the first information, and the handling efficiency of the posting business is improved.
In one possible design, the first information includes information indicative of an acceptance object, the method further comprising: determining the current credit line of the acceptance object according to the information of the acceptance object; and pushing the credit line to the management terminal.
By adopting the design, the bill information management control device can determine the credit line required for the transaction of the cash-out service corresponding to the bill, so that a customer manager can perform more accurate marketing according to the credit line, and the cash-out rate is improved.
In one possible design, the information of the ticket holder includes a code of a branch financial institution corresponding to the management terminal, and the second management terminal is determined according to the code, the first corresponding relationship and the second corresponding relationship, the second management terminal is used for being connected with the management terminal, and the second corresponding relationship includes a corresponding relationship between the management terminal and the second management terminal.
By adopting the design, the draft information management control device can determine the branch financial institution corresponding to the management terminal, thereby ensuring that the first information corresponding to the draft is sent to the customer manager corresponding to the ticket holder.
In one possible design, the first information includes information indicating that the money order is an acceptance money order.
In one possible design, the draft is a draft which is signed by a ticket holder through a financial institution corresponding to the management terminal, and the method further comprises the following steps: and determining that the ticket holder opens an account at the financial institution.
By adopting the design, the draft information management control device can ensure that the ticket holder can transact the cash-out service in the financial institution, thereby improving the cash-out rate.
In one possible design, the draft is a draft endorsed by an endorser through a financial institution corresponding to the management terminal, and the method further comprises the following steps: determining that an account corresponding to the draft is not an account of the financial institution; and/or, determining that the bearer opens an account at the financial institution.
By adopting the design, the draft information management control device can avoid generating two pieces of first information aiming at the same draft, thereby avoiding business conflict between customer managers.
In one possible design, the first information includes a ticket number of the draft, and the method further includes: obtaining the ticket number of the successfully posted draft; and determining the posting success rate according to the ticket number of the draft and the ticket number of the successfully posted draft, wherein the posting success rate is used for indicating the successful proportion of the posting of the draft.
By adopting the design, the money order information management control device can realize the function of current rate statistics, so that managers can obtain marketing effect or adjust marketing strategy more intuitively through current amount.
In a second aspect, the present application further provides a money order information management control apparatus, including:
the communication module is used for acquiring first information of the draft, the first information is related to the draft posting business, and the first information comprises information of a ticket holder;
the processing module is used for determining a corresponding management terminal according to the information of the ticket holder and a first corresponding relation, and the first corresponding relation comprises a corresponding relation between the ticket holder and the management terminal;
the communication module is further used for pushing the first information to the management terminal.
In one possible design, the first information includes information indicative of an acceptance object, the processing module is further to: determining the current credit line of the acceptance object according to the information of the acceptance object; the communication module is further configured to: and pushing the credit line to the management terminal.
In a possible design, the processing module is specifically configured to, based on the information of the bearer, include a code of a branch financial institution corresponding to the management terminal: and determining a second management terminal according to the code, the first corresponding relation and the second corresponding relation, wherein the second management terminal is used for connecting the management terminal, and the second corresponding relation comprises the corresponding relation between the management terminal and the second management terminal.
In one possible design, the first information includes information indicating that the money order is an acceptance money order.
In one possible design, the draft is a draft that the ticket holder signed in through a financial institution corresponding to the management terminal, and the processing module is further configured to: and determining that the ticket holder opens an account at the financial institution.
In one possible design, the draft is a draft endorsed by an endorser through a financial institution corresponding to the management terminal, and the processing module is further configured to: determining that an account corresponding to the draft is not an account of the financial institution; and/or, determining that the bearer opens an account at the financial institution.
In one possible design, the first information includes a ticket number of the draft, and the communication module is further configured to: obtaining the ticket number of the successfully posted draft; the processing module is further configured to: and determining the posting success rate according to the ticket number of the draft and the ticket number of the successfully posted draft, wherein the posting success rate is used for indicating the successful proportion of the posting of the draft.
In a third aspect, the present application further provides an electronic device, which includes a processor, and the processor is configured to implement the steps of the method for managing and controlling design draft information according to the first aspect and any possible design draft information when executing the computer program stored in the memory.
In a fourth aspect, the present application further provides a computer-readable storage medium storing a computer program, which when executed by a processor implements the steps of the method for managing and controlling money order information according to the first aspect and any possible design thereof.
In a fifth aspect, the present application further provides a computer program product comprising a computer program that, when executed by a processor, performs the steps of the method of managing and controlling draft information according to the first aspect and any possible design thereof.
In addition, the technical effects brought by the second aspect to the fifth aspect can be referred to the description of the first aspect, and are not repeated herein.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without inventive exercise.
Fig. 1 is a schematic flowchart of a method for managing and controlling draft information according to an embodiment of the present disclosure;
fig. 2 is a schematic flowchart of another method for managing and controlling draft information according to an embodiment of the present disclosure;
fig. 3 is a schematic structural diagram of a money order information management control apparatus according to an embodiment of the present disclosure;
fig. 4 is a schematic structural diagram of another money order information management control apparatus according to an embodiment of the present application.
Detailed Description
In order to make the objects, technical solutions and advantages of the present application clearer, the present application will be described in further detail with reference to the accompanying drawings, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application. According to the technical scheme, the data acquisition, storage, use, processing and the like meet relevant regulations of national laws and regulations.
In order to enable a client manager to timely acquire information of a draft which may have a current demand and improve the handling efficiency of a current business, the embodiment of the application provides a method and a device for managing and controlling the information of the draft.
The following explains the present application with respect to terms:
acceptance of draft: the acceptance draft refers to a draft in which acceptance procedures are handled, that is, in a transaction event, a seller signs the draft to ask a purchaser for payment, and a payer notes an acceptance character and a signature for an approval of due payment. The payer becomes the recipient of the draft after acceptance. The money order accepted by the purchaser is called commercial acceptance draft, and the money order accepted by the bank is called bank acceptance draft.
Bank acceptance draft: the bank acceptance draft is one kind of acceptance draft. The bank acceptance bill is a bill issued by a depositor who opens a deposit account in an acceptance bank, applies to an issuing bank and agrees acceptance by bank examination, and ensures unconditional payment of a determined amount to a payee or a ticket holder on a specified date. Acceptance of a draft issued by a drawer is credit support given by the bank based on approval of the credit worthiness of the drawer. The bank accepts the draft for sale at a reduced price. The major investors in bank acceptance of money orders are money market mutual funds and municipal entities. The method is characterized in that: the credit is good, the acceptance is strong, the flexibility is high, and the capital cost is effectively saved. Financing a commercial transaction with a bank acceptance draft is called acceptance financing.
Commercial acceptance draft: a commercial acceptance draft is one type of acceptance draft. The commercial acceptance draft is a draft issued by a payee to be accepted by a payer or issued and accepted by a payer. The unit using the draft must be a legal person who makes an account in a commercial bank, the legal commodity transaction is taken as a basis, after the draft is accepted, an acceptor (namely a payer) bears the responsibility of unconditionally paying the draft due, and the draft can be attached to the bank and can also be circulated and transferred. In commodity transaction, when the seller requests the buyer to collect the draft of the money, the payer must sign the acceptance on the front of the draft and cover the bank to reserve the seal. The payer should pay the bank of the deposit in advance of the draft. After the draft expires, the bank transfers the draft from the payment entity account to the payee or cash bank. If the remittance is due and the account of the payer is not enough to pay, the bank of the account will withdraw the remittance to the payee, which is solved by both the payment and receipt. Meanwhile, the payor is penalized by one percent of the nominal amount according to the rules of the empty check.
Pasting: the cash-out is a commercial term, which means that a payer draws and accepts an unexpired commercial acceptance draft or a bank acceptance draft which is submitted to a receiver and then is transferred to an assignee (a ticket holder), the assignee (the ticket holder) puts an application for cashing the draft to a financial institution such as a bank, the financial institution such as the bank deducts interest from the cash-out date to the draft expiration date according to the bill amount, and the rest amount is paid to the ticket holder (the receiver). The commercial draft expires and the bearer ultimately collects money from the draft to the contractor.
Hereinafter, embodiments of the present application will be described in detail with reference to the drawings.
Fig. 1 is a flowchart illustrating a method for managing and controlling draft information according to an embodiment of the present application, which includes the following steps:
s101: the draft information management control device acquires first information of a draft, wherein the first information is related to the draft posting business and comprises information of a ticket holder.
Specifically, the money order information management control means may acquire information of money orders from a ticket exchange platform (for example, Shanghai Ticket exchange Co., Ltd., hereinafter referred to as a ticket exchange). The money order information management control means may extract information related to the money order cash-out service from the information as first information of the money order, and the first information may include information of a bearer of the money order, a money amount of a face of the money order, a due date of the money order, and the like. It should be understood that the money order information management control means may determine the first information corresponding to each of the plurality of money orders at the same time.
For example, if the ticket holder of the money order is the user a, the receipt time of the money order is 2021 year, 6 month and 1 day, the ticket face amount of the money order is eighty thousand yuan, and the ticket expiration date of the money order is 2021 year, 12 month and 1 day, the money order information management control device may arrange the above information, for example, the first information includes: the user A signs a draft in the mechanism at 6.1.2021, the nominal amount of the draft is eighty-ten-thousand yuan, and the due date of the draft is 12.1.2021.
In one possible design, the first information includes information indicating that the money order is an acceptance money order. Specifically, the draft information management control device can judge whether the draft is an acceptance draft, wherein the acceptance draft comprises a bank acceptance draft and a commercial acceptance draft. It should be appreciated that if the draft is an acceptance draft, the draft information management control means may determine the first information; otherwise, if the draft is not an acceptance draft, the draft information management control means may not perform any processing on the draft.
Alternatively, the draft information management control means may identify whether the draft is a bank acceptance draft or a commercial acceptance draft. Specifically, the information of the draft may include a draft number, and the draft information management control means may determine the type of the draft based on the draft number of the draft. For example, if the 1 st digit of the ticket number is 1, the money order information management control means determines that the money order is a bank acceptance money order. If the 1 st digit of the ticket number is 2, the money order information management control means determines that the money order is a commercial acceptance money order.
Alternatively, when the money order information management control means determines that the money order is a bank acceptance money order, the money order information management control means may not perform any processing on the money order. Alternatively, when the money order information management control means determines that the money order is a commercial acceptance money order, the money order information management control means may not perform any processing on the money order.
S102: the draft information management control device determines a corresponding management terminal according to the information of the ticket holder and the first corresponding relation. The management terminal corresponds to a customer manager, and the management terminal can be a mobile phone, a computer or other electronic equipment or devices associated with the customer manager. The first corresponding relation comprises a corresponding relation between the ticket holder and the management terminal. The first corresponding relationship may be pre-stored in the money order information management control device, or may be self-defined, and the application is not limited.
Specifically, the money order information management control device may determine a customer manager corresponding to the ticket holder according to the information of the ticket holder and a first corresponding relationship, and may further obtain information of the customer manager, where the first corresponding relationship may include a corresponding relationship between at least one ticket holder and at least one customer manager.
In a possible design, the information of the ticket holder includes a code of a branch financial institution corresponding to the management terminal, and the draft information management control device may determine a second management terminal according to the code, the first correspondence and the second correspondence, the second management terminal being used for connecting the management terminal. The second management terminal corresponds to a branch financial institution where the customer manager is located, and the second management terminal may be a mobile phone, a computer, or other electronic equipment or device associated with the branch financial institution. It should be understood that the branch financial institution is one of the financial institutions, and one financial institution may correspond to a plurality of branch financial institutions, for example, the financial institution is a first bank, and the branch financial institution includes a first bank first branch and a first bank second branch.
Illustratively, the second correspondence includes a correspondence between the management terminal and a second management terminal, for example, the second correspondence includes a correspondence between at least one customer manager and at least one branch financial institution. The second corresponding relationship may be pre-stored in the money order information management control device, or may be self-defined, and the application is not limited.
Optionally, the draft information management control device may determine, according to the information of the ticket holder, the first five digits of the large-amount line number of the branch financial institution where the customer manager is located, and determine, according to the first five digits of the large-amount line number, whether the branch financial institution is a province line belonging to the account opening institution of the ticket-collecting account of the ticket holder.
In a possible design, if the first corresponding relationship does not include the customer manager corresponding to the ticket holder, the draft information management control device may query a secondary manager corresponding to the ticket holder according to the information of the ticket holder, and use a mobile phone, a computer, or other electronic equipment or device associated with the secondary manager as the management device corresponding to the ticket holder. It should be understood that if the second-level manager corresponding to the ticket holder is not queried, the draft information management control device may query the first-level manager corresponding to the ticket holder according to the information of the ticket holder, and use a mobile phone, a computer, or other electronic devices or apparatuses associated with the first-level manager as the management device corresponding to the ticket holder.
For example, the money order information management control device can inquire a management and protection client manager corresponding to the ticket holder; if the management authority client manager cannot be inquired, the bill information management control device can inquire the service authority client manager corresponding to the ticket holder; if the business right client manager can not be inquired, the bill information management control device can inquire the branch management personnel corresponding to the ticket holder.
S103: the bill information management control device pushes first information to the management terminal.
Specifically, the money order information management control device may push the first information to a management terminal (customer manager) through the wechat platform. For example, the money order information management control device pushes a business opportunity, which may be the first information, to the customer manager, and the content of the business opportunity includes: the user A signs a draft in the mechanism on 6.1.2021, the nominal amount of the draft is eighty-thousand yuan, the due date of the draft is 12.1.2021, and the user is asked to pay attention to the business requirements of the user.
Alternatively, the money order information management control means may push one or more first information to the management terminal at a fixed time.
Accordingly, the customer manager can develop a discount service according to the first information.
In one possible example, the first information includes information indicating the acceptance object, and the draft information management control means may determine the current credit line of the acceptance object based on the information of the acceptance object; the bill information management control device can also push the credit line to the management terminal. It should be understood that when the draft is a bank acceptance draft, the acceptance object may be a certain bank; when the draft is a commercial acceptance draft, the acceptance object may be a commercial establishment or a person with commercial acceptance capabilities.
Specifically, the first information of the draft may include a ticket number, and the draft information management control device may determine the information of the acceptance object according to the ticket number of the draft, and may also determine the current credit line of the acceptance object in the financial system according to the information of the acceptance object. Taking the draft as a bank acceptance draft as an example, when the 2 nd to 4 th digits of the draft number are 102, the draft information management control device determines that the acceptance object of the draft is a second bank. Assuming that the financial institution is the first bank and the credit line of the second bank is eight million yuan in the first bank, the draft information management control device may determine that the current credit line of the acceptance object in the financial system is eight million yuan.
Furthermore, the bill information management control device can also push the credit line to the management terminal. For example, the money order information management control device pushes a business opportunity to the customer manager, the business opportunity may include the first information, and the content of the business opportunity may be: the user A signs a draft at the mechanism on 6.1.2021, the bill face amount is eight ten thousand yuan, the bill expiration date is 12.1.2021, the acceptance object is a second bank, the current credit line of the acceptance object is eight million yuan, and the user is asked to pay attention to the business requirement of the user.
In one possible example, the first information includes a ticket number of the draft, and the draft information management control means acquires the ticket number of the draft that was successfully posted; the money order information management control device determines the posting success rate according to the ticket number of the money order and the ticket number of the successfully posted money order, and the posting success rate is used for indicating the successful posting proportion of the money order.
Specifically, the draft information management control device acquires second information from the electronic draft system, the second information is used for indicating the successfully posted draft transaction related to the financial institution, the second information comprises the ticket number of the successfully posted draft, and the successful rate of the draft posting, namely the posting success rate, is determined according to the ticket number and the ticket number of the draft pushed to the customer manager. Accordingly, the matching success rate can be further sent to a third management terminal, the third management terminal corresponds to a manager of the financial institution, and the third management terminal can be a mobile phone, a computer or other electronic equipment or device associated with the manager.
For example, after the business opportunity is formed, the money order information management control device counts the pushed business opportunity information, and determines the proportion of successful transaction of the transaction service corresponding to the pushed business opportunity according to the comparison result of the pushed business opportunity and the obtained successful transaction money order transaction service. Correspondingly, the draft information management control device can send the proportion to the third management terminal, so that related management personnel can conveniently inquire, and therefore the management personnel can adjust the marketing strategy according to the proportion, and the discount rate is further improved.
In a possible example, the money order information management control device may compare the money order number with the ticket number of the commercial opportunity prompt ticket in the message fed back by the electronic ticket system. The bill information management control device can judge whether the bill is attached according to the feedback message information of the electronic bill system. The money order information management control device can store information such as the order number of the bill which has been posted, the date of posting the bill which has been posted, and the amount of money on the order of the bill which has been posted. The money order information management control device can automatically calculate the discount amount of the commercial opportunity prompt bill.
Fig. 2 is a flowchart illustrating a method for managing and controlling draft information according to an embodiment of the present application, which includes the following steps:
s201: the draft information management control device acquires third information of the draft, wherein the third information is related to the draft posting business and comprises information of a ticket holder. The operation of the money order information management control means to acquire the third information of the money order may be the same as or different from the operation of acquiring the first information of the money order in S101.
S202: if the draft is the draft which is signed by the ticket holder through the financial institution corresponding to the management terminal, the draft information management control device can determine that the ticket holder opens an account in the financial institution. If the draft is the draft endorsed by the financial institution corresponding to the endorser through the management terminal, the draft information management control device can determine that the account corresponding to the draft is not the account of the financial institution; and/or, determining that the bearer opens an account at the financial institution.
Specifically, when the draft is received by the ticket holder, the draft information management control device may determine that the ticket holder has an account opened in the financial institution according to the information of the ticket holder of the draft. It should be noted that when the money order information management control means determines that the holder does not have an account number of which an account has been made at the financial institution, the money order information management control means may not perform any processing on the money order.
Otherwise, when the draft is obtained by the ticket holder through endorsement, the draft information management control device can acquire a draft collection account of the draft, and the draft collection account can be determined according to the draft information; the money order information management control device may further determine that the money order collection account is not an account of a financial institution where the customer manager is located. And/or the draft information management control device can determine that the ticket holder has an account opened at the financial institution according to the information of the ticket holder of the draft. It should be noted that when the money order information management control means determines that the collection account is not an account of the financial institution where the customer manager is located, and/or that the holder does not have an account that has already been made at the financial institution, the money order information management control means may not perform any processing on the money order. It should be understood that when the receipt account is the account of the financial institution, the receipt will be signed by the financial institution after the endorsement is successful, that is, with this design, it is able to avoid generating two pieces of first information for the same receipt, thereby avoiding business conflict between customer managers.
Illustratively, if the financial institution is a first bank and the ticket holder is the user a, the money order information management control device determines that the account number of the user a who has made an account in the first bank exists. If the financial institution is the first bank and the ticket holder is the user A, the money order information management control device determines that the collection account number of the money order is not the account number in the first bank and/or the account number of the user A who has made an account exists in the first bank.
S203: the draft information management control device determines a corresponding management terminal according to the information of the ticket holder and the first corresponding relation. The operation of the money order information management control device for determining the corresponding management terminal based on the information of the ticket holder and the first correspondence may be the same as or different from the operation in S102.
S204: and the bill information management control device pushes the third information to the management terminal. The act of the money order information management control device pushing the third information to the management terminal may be the same as or different from the act of pushing the first information to the management terminal in S103.
Fig. 3 is a schematic view of a modular structure of a money order information management control apparatus according to an embodiment of the present application. The apparatus may include a communication module 301 and a processing module 302. Wherein the communication module 301 may be configured to perform transmit and/or receive actions and the processing module 302 may be configured to perform processing actions. Illustratively, the communication module 301 may be configured to obtain first information of the draft, the first information being related to the draft posting service, the first information including information of the bearer. The processing module 302 may be configured to determine a corresponding management terminal according to the information of the ticket holder and a first corresponding relationship, where the first corresponding relationship includes a corresponding relationship between the ticket holder and the management terminal. The communication module 301 is further configured to push the first information to the management terminal.
In one possible design, the first information includes information indicating the acceptance object, and the processing module 302 is further configured to determine a current credit line of the acceptance object according to the information of the acceptance object; the communication module 301 is further configured to push a credit line to the management terminal.
In a possible design, the processing module 302 is specifically configured to determine a second management terminal according to the code, a first corresponding relationship and a second corresponding relationship, where the second management terminal is used to connect the management terminal, and the second corresponding relationship includes a corresponding relationship between the management terminal and the second management terminal.
In one possible design, the first information includes information indicating that the money order is an acceptance money order.
In a possible design, the draft is a draft that the ticket holder signed in through the financial institution corresponding to the management terminal, and the processing module 302 is further configured to determine that the ticket holder opens an account at the financial institution.
In a possible design, the draft is a draft endorsed by the endorser through the financial institution corresponding to the management terminal, and the processing module 302 is further configured to determine that an account corresponding to the draft is not an account of the financial institution; and/or, determining that the bearer opens an account at the financial institution.
In one possible design, the first information includes a ticket number of the draft, and the communication module 301 is further configured to obtain the ticket number of the draft that is successfully posted; the processing module 302 is further configured to determine a posting success rate based on the ticket number of the draft and the ticket number of the successfully posted draft, the posting success rate indicating a ratio of successful posting of the draft.
Fig. 4 shows a schematic structural diagram of a money order information management control device according to an embodiment of the present application.
The electronic device in the embodiments of the present application may include a processor 401. The processor 401 is the control center of the apparatus, and various interfaces and lines may be used to connect various parts of the apparatus by executing or executing instructions stored in the memory 402 and calling up data stored in the memory 402. Optionally, the processor 401 may include one or more processing units, and the processor 401 may integrate an application processor and a modem processor, wherein the application processor mainly handles operating systems, application programs, and the like, and the modem processor mainly handles wireless communication. It will be appreciated that the modem processor described above may not be integrated into the processor 401. In some embodiments, processor 401 and memory 402 may be implemented on the same chip, or in some embodiments, they may be implemented separately on separate chips.
The processor 401 may be a general-purpose processor, such as a Central Processing Unit (CPU), digital signal processor, application specific integrated circuit, field programmable gate array or other programmable logic device, discrete gate or transistor logic, discrete hardware components, or the like, that may implement or perform the methods, steps, and logic blocks disclosed in embodiments of the present application. A general purpose processor may be a microprocessor or any conventional processor or the like. The steps executed by the money order information management control device disclosed in the embodiments of the present application may be directly executed by a hardware processor, or may be executed by a combination of hardware and software modules in the processor.
In the embodiment of the present application, the memory 402 stores instructions executable by the at least one processor 401, and the at least one processor 401 may be configured to execute the communication process executed by the money order information management control apparatus by executing the instructions stored in the memory 402.
In this embodiment, the apparatus may further include a communication interface 403, and the electronic device may transmit data through the communication interface 403. For example, the electronic device is a money order information management control device, and the communication interface 403 may be used to execute the communication module 301.
Alternatively, the communication module 301 and/or the processing module 302 shown in fig. 3 may be implemented by the processor 401 (or the processor 401 and the memory 402) shown in fig. 4, that is, the actions of the communication module 301 and/or the processing module 302 may be performed by the processor 401 (or the processor 401 and the memory 402).
Based on the same application concept, the embodiment of the present application also provides a computer-readable storage medium, in which instructions may be stored, and when the instructions are executed on a computer, the instructions cause the computer to perform the operation steps provided by the above-mentioned method embodiment. The computer readable storage medium may be the memory 402 shown in fig. 4.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
It will be apparent to those skilled in the art that various changes and modifications may be made in the present application without departing from the spirit and scope of the application. Thus, if such modifications and variations of the present application fall within the scope of the claims of the present application and their equivalents, the present application is intended to include such modifications and variations as well.
Claims (17)
1. A money order information management control method is characterized by comprising the following steps:
acquiring first information of a draft, wherein the first information is related to the draft posting business, and the first information comprises information of a ticket holder;
determining a corresponding management terminal according to the information of the ticket holder and a first corresponding relation, wherein the first corresponding relation comprises the corresponding relation between the ticket holder and the management terminal;
and pushing the first information to the management terminal.
2. The method of claim 1, wherein the first information comprises information indicative of an acceptance object, the method further comprising:
determining the current credit line of the acceptance object according to the information of the acceptance object;
and pushing the credit line to the management terminal.
3. The method of claim 1, wherein the information of the bearer includes a code of a branch financial institution to which the management terminal corresponds, and wherein determining the management terminal based on the information of the bearer and the first correspondence comprises:
and determining a second management terminal according to the code, the first corresponding relationship and a second corresponding relationship, wherein the second management terminal is used for connecting the management terminal, and the second corresponding relationship comprises the corresponding relationship between the management terminal and the second management terminal.
4. The method of claim 1, wherein the first information comprises information indicating that the money order is an acceptance money order.
5. The method of claim 1, wherein the money order is a money order that the ticket holder signed in through a financial institution corresponding to the management terminal, the method further comprising:
determining that the ticket holder opens an account at the financial institution.
6. The method of claim 1, wherein the draft is a draft endorsed by an endorser through a financial institution corresponding to the management terminal, the method further comprising:
determining that an account corresponding to the draft is not an account of the financial institution; and/or the presence of a gas in the gas,
determining that the ticket holder opens an account at the financial institution.
7. The method of claim 1, wherein the first information comprises a ticket number of the draft, the method further comprising:
obtaining the ticket number of the successfully posted draft;
and determining the posting success rate according to the ticket number of the draft and the ticket number of the successfully posted draft, wherein the posting success rate is used for indicating the successful posting proportion of the draft.
8. A money order information management control apparatus, characterized by comprising:
the communication module is used for acquiring first information of the draft, wherein the first information is related to the draft posting business, and the first information comprises information of a ticket holder;
the processing module is used for determining a corresponding management terminal according to the information of the ticket holder and a first corresponding relation, wherein the first corresponding relation comprises the corresponding relation between the ticket holder and the management terminal;
the communication module is further configured to push the first information to the management terminal.
9. The apparatus of claim 8, wherein the first information comprises information indicative of an acceptance object, the processing module further to:
determining the current credit line of the acceptance object according to the information of the acceptance object;
the communication module is further configured to:
and pushing the credit line to the management terminal.
10. The apparatus of claim 8, wherein the bearer information includes a code of a financial institution corresponding to the management terminal, and the processing module is specifically configured to:
and determining a second management terminal according to the code, the first corresponding relationship and a second corresponding relationship, wherein the second management terminal is used for connecting the management terminal, and the second corresponding relationship comprises the corresponding relationship between the management terminal and the second management terminal.
11. The apparatus of claim 8, wherein the first information comprises information indicating that the money order is an acceptance money order.
12. The apparatus of claim 8, wherein the money order is a money order that the ticket holder signed in through a financial institution corresponding to the management terminal, and the processing module is further configured to:
determining that the ticket holder opens an account at the financial institution.
13. The apparatus of claim 8, wherein the draft is a draft endorsed by an endorser through a financial institution corresponding to the management terminal, and wherein the processing module is further configured to:
determining that an account corresponding to the draft is not an account of the financial institution; and/or the presence of a gas in the gas,
determining that the ticket holder opens an account at the financial institution.
14. The apparatus of claim 8, wherein the first information comprises a ticket number of the draft, the communication module further to:
obtaining the ticket number of the successfully posted draft;
the processing module is further configured to:
and determining the posting success rate according to the ticket number of the draft and the ticket number of the successfully posted draft, wherein the posting success rate is used for indicating the successful posting proportion of the draft.
15. An electronic device, characterized in that the electronic device comprises a processor for implementing the steps of the method according to any of claims 1-7 when executing a computer program stored in a memory.
16. A computer-readable storage medium, characterized in that it stores a computer program which, when being executed by a processor, carries out the steps of the method according to any one of claims 1 to 7.
17. A computer program product comprising a computer program which, when being executed by a processor, carries out the steps of the method according to any one of claims 1 to 7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111633619.2A CN114298682A (en) | 2021-12-29 | 2021-12-29 | Draft information management control method and device |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202111633619.2A CN114298682A (en) | 2021-12-29 | 2021-12-29 | Draft information management control method and device |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN114298682A true CN114298682A (en) | 2022-04-08 |
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| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202111633619.2A Pending CN114298682A (en) | 2021-12-29 | 2021-12-29 | Draft information management control method and device |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN114298682A (en) |
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2021
- 2021-12-29 CN CN202111633619.2A patent/CN114298682A/en active Pending
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