CN114240597A

CN114240597A - Product data processing method and device, computer equipment and storage medium

Info

Publication number: CN114240597A
Application number: CN202111375975.9A
Authority: CN
Inventors: 李旭; 周思来; 张建亮; 邹昌宏
Original assignee: China Construction Bank Corp
Current assignee: China Construction Bank Corp
Priority date: 2021-11-19
Filing date: 2021-11-19
Publication date: 2022-03-25

Abstract

The application relates to a data processing method and device of a product, computer equipment and a storage medium. The method comprises the following steps: acquiring a data processing request of a client for a product to be processed; obtaining a product authority model; inquiring and obtaining the operation authority of the target life cycle stage of the product to be processed from the product authority model according to the product parameters of the product to be processed and the target life cycle stage carried in the data processing request; and determining the product data of the product to be processed in the target life cycle stage according to the operation authority of the target life cycle stage, and returning the product data to the client. By adopting the method, fine-grained management of each life cycle stage of the product can be realized, hard codes and redundant codes of the system are reduced, the required operation authority of the target life cycle stage is directly inquired, and the operation authority of the whole life cycle of the product does not need to be acquired, so that the processing efficiency of the system is improved, the cost of development, operation and maintenance is reduced, and the safety and stability of the system are ensured.

Description

Product data processing method and device, computer equipment and storage medium

Technical Field

The present application relates to the field of big data analysis technologies, and in particular, to a data processing method and apparatus for a product, a computer device, and a storage medium.

Background

In recent years, as the customer group in the internet industry has strong online consumption capacity, a new financial service scene is brought, and the trade-over of the bank credit business and the internet industry is promoted.

In the conventional technology, product authority management and control of a credit system take products as granularity, and business logic is embedded into processing logic applied by an accounting component through hard coding, such as: when inquiring the client loan account list, the method firstly obtains all loan information of the client, and then judges whether to show/repay/use/settle and the like according to the request channel and the product parameters according to the service logic. However, as products become more abundant and channels become more diversified, the traditional credit system needs to continuously modify service codes according to increased service requirements, and code redundancy is easy to occur, so that the processing efficiency of the traditional credit system is low.

Disclosure of Invention

In view of the above, it is necessary to provide a data processing method, apparatus, computer device and storage medium of a product capable of improving processing efficiency.

In a first aspect, an embodiment of the present application provides a data processing method for a product, where the method includes:

acquiring a data processing request of a client for a product to be processed, wherein the data processing request carries product parameters of the product to be processed and a target life cycle stage of the product to be processed;

obtaining a product authority model, wherein the product authority model comprises product parameters and an incidence relation between the authority parameters, and the authority parameters comprise operation authorities of the product in each life cycle stage;

inquiring and obtaining the operation authority of the target life cycle stage from the product authority model according to the product parameters of the product to be processed and the target life cycle stage;

and determining the product data of the product to be processed in the target life cycle stage according to the operation authority of the target life cycle stage, and returning the product data to the client.

In one embodiment, the data processing request further carries a transaction channel; the authority parameters in the product authority model comprise operation authority of each life cycle stage of the product under each transaction channel;

the querying, according to the product parameter of the product to be processed and the target lifecycle stage, to obtain the operation right to the target lifecycle stage from the product right model includes:

and inquiring the operation authority of the target life cycle stage under the transaction channel from the product authority model according to the product parameters, the target life cycle stage and the transaction channel of the product to be processed.

In one embodiment, the generation manner of the product privilege model includes:

obtaining product parameters of a product and a plurality of life cycle stages corresponding to the product, wherein the life cycle stages are obtained by dividing the life cycle of the product;

acquiring operation authorities of the life cycle stages corresponding to the products to obtain authority parameters corresponding to the products;

and establishing an incidence relation between the product parameters and the authority parameters of the product to obtain the product authority model.

In one embodiment, the plurality of life cycle phases corresponding to the product are life cycle phases having an interactive relationship with the user account.

In one embodiment, the method further comprises:

displaying a product permission configuration page, and displaying product parameters and permission parameters corresponding to the product parameters in the product permission configuration page;

responding to the modification operation of the operation authority in the authority parameter, and acquiring a new operation authority;

and updating the product authority model according to the new operation authority.

In one embodiment, the displaying a product right configuration page, displaying a product parameter and a right parameter corresponding to the product parameter in the product right configuration page, includes:

displaying the product permission configuration page, and displaying a product parameter input area in the product permission configuration page;

receiving product parameters of a product to be modified through the product parameter input area;

inquiring the product authority model to obtain the authority parameters corresponding to the product parameters according to the product parameters of the product to be modified;

and displaying the product parameters and the permission parameters corresponding to the product parameters in the product permission configuration page.

In one embodiment, the product parameters include a product identifier and at least one of an organization identifier and a trust channel identifier.

In a second aspect, an embodiment of the present application further provides a data processing apparatus for a product, where the apparatus includes:

the request acquisition module is used for acquiring a data processing request of a client aiming at a product to be processed, wherein the data processing request carries product parameters of the product to be processed and a target life cycle stage of the product to be processed;

the model acquisition module is used for acquiring a product authority model, wherein the product authority model comprises product parameters and an incidence relation between the authority parameters, and the authority parameters comprise operation authorities of the product in each life cycle stage;

the authority inquiry module is used for inquiring and obtaining the operation authority of the target life cycle stage from the product authority model according to the product parameters of the product to be processed and the target life cycle stage;

and the data returning module is used for determining the product data of the product to be processed in the target life cycle stage according to the operation authority of the target life cycle stage and returning the product data to the client.

the permission query module is further configured to:

In one embodiment, the model obtaining module includes:

the system comprises a parameter acquisition unit, a parameter acquisition unit and a control unit, wherein the parameter acquisition unit is used for acquiring product parameters of a product and a plurality of life cycle phases corresponding to the product, and the life cycle phases are obtained by dividing the life cycle of the product;

the authority acquisition unit is used for acquiring the operation authority of each life cycle stage corresponding to the product to obtain the authority parameters corresponding to the product;

and the relationship establishing unit is used for establishing an incidence relationship between the product parameters and the authority parameters of the product to obtain a product authority model.

In one embodiment, the apparatus further comprises:

the page display module is used for displaying a product permission configuration page, displaying product parameters in the product permission configuration page and permission parameters corresponding to the product parameters;

the parameter modification module is used for responding to modification operation of the operation authority in the authority parameter and acquiring new operation authority;

and the model updating module is used for updating the product authority model according to the new operation authority.

In one embodiment, the page display module includes:

the input area display unit is used for displaying a product authority configuration page and displaying a product parameter input area in the product authority configuration page;

the input area receiving unit is used for receiving the product parameters of the product to be modified through the product parameter input area;

the right parameter query unit is used for querying the right parameter corresponding to the product parameter in the product right model according to the product parameter of the product to be modified;

and the permission parameter display unit is used for displaying the product parameters and the permission parameters corresponding to the product parameters in the product permission configuration page.

In a third aspect, an embodiment of the present application further provides a computer device, including a memory and a processor, where the memory stores a computer program, and the processor implements the data processing method of the product described in any of the embodiments of the first aspect when executing the computer program.

In a fourth aspect, this application further provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the data processing method of the product according to any one of the embodiments of the first aspect.

According to the data processing method, the data processing device, the computer equipment and the storage medium of the product, the data processing request of the client for the product to be processed is obtained, the query is carried out in the product authority model according to the product parameters of the product to be processed carried in the data processing request and the target life cycle stage, the operation authority of the target life cycle stage of the product to be processed is obtained, the product data of the product to be processed in the target life cycle stage is determined according to the operation authority, and the product data are returned to the client; the method has the advantages that fine-grained management of each life cycle stage of the product can be achieved by adopting parameterized representation of each life cycle stage of the product, hard codes and redundant codes of the system are reduced, the operation authority of the target life cycle stage of the product to be processed can be directly inquired by using the product authority model inquiry server, the operation authority of the required target life cycle stage does not need to be acquired, so that the processing efficiency of the system is improved, the cost of development, operation and maintenance is reduced, and the safety and stability of the system are guaranteed.

Drawings

In order to more clearly illustrate the embodiments of the present specification or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly introduced below, it is obvious that the drawings in the following description are only some embodiments described in the specification, and other drawings can be obtained by those skilled in the art without inventive labor.

FIG. 1 is a diagram showing an application environment of a data processing method of a product according to an embodiment;

FIG. 2 is a schematic flow chart diagram illustrating a data processing method for a product according to one embodiment;

FIG. 3 is a flowchart illustrating the steps of obtaining a product rights model in one embodiment;

FIG. 4 is a schematic view of the life cycle of the product in one embodiment;

FIG. 5 is a flowchart illustrating the steps of updating a product rights model in one embodiment;

FIG. 6 is a flowchart illustrating steps of a display product rights configuration page in one embodiment;

FIG. 7 is a diagram of a product rights configuration page in one embodiment;

FIG. 8 is a flowchart showing a data processing method of a product in another embodiment;

FIG. 9 is a block diagram showing a data processing apparatus of the product according to one embodiment;

FIG. 10 is a diagram showing an internal structure of a computer device according to an embodiment.

Detailed Description

In order to make the objects, technical solutions and advantages of the present application more apparent, the present application is described in further detail below with reference to the accompanying drawings and embodiments. It should be understood that the specific embodiments described herein are merely illustrative of the present application and are not intended to limit the present application.

The data processing method of the product provided by the embodiment of the application can be applied to the application environment diagram shown in fig. 1. Wherein, the terminal 102 can deploy at least one client that needs to obtain product data of the product to be processed, and the terminal 102 communicates with the server 104 through the network. The data storage system may store data that the server 104 needs to process. The data storage system may be integrated on the server 104, or may be located on the cloud or other network server. At least one product authority model is deployed on the server 104 in advance, and the product authority model comprises product parameters and association relations between authority parameters of the product. The server 104 obtains a data processing request of the client for the product to be processed, wherein the data processing request carries product parameters of the product to be processed and a target life cycle stage of the product to be processed. The server 104 obtains the deployed product authority model, and obtains the operation authority of the target life cycle stage of the product to be processed by inquiring from the product authority model according to the product parameters of the product to be processed and the target life cycle stage. The server 104 determines the product data of the product to be processed in the target life cycle stage according to the operation authority of the target life cycle stage, and returns the product data to the client. The terminal 102 may be, but is not limited to, various personal computers, notebook computers, smart phones, tablet computers, internet of things devices and portable wearable devices, and the internet of things devices may be smart televisions, smart car-mounted devices, and the like. The portable wearable device can be a smart watch, a smart bracelet, a head-mounted device, and the like. The server 104 may be implemented as a stand-alone server or as a server cluster comprised of multiple servers.

In one embodiment, as shown in fig. 2, a data processing method for a product is provided, which is described by taking the method as an example applied to the server in fig. 1, and includes the following steps:

step S202, a data processing request of the client for the product to be processed is obtained.

The product to be processed can be used for representing the product which needs to process the product data according to the data processing request. The data processing request may carry product parameters of the product to be processed and the target lifecycle stage. The data processing request may include, but is not limited to, any one of a query request, a presentation request, a payment request, a repayment request, an advance repayment request, and a clearing request.

The life cycle stage of the product to be processed may be a partial stage obtained by dividing the whole life cycle of the product, and may include, but is not limited to, a deposit/use stage, a repayment/advanced repayment stage, and a settlement/advanced settlement stage. The target lifecycle phase can be the lifecycle phase that the client is currently processing.

Specifically, the server acquires a data processing request of the client for the product to be processed and responds to the data processing request of the product to be processed. The data processing request of the product to be processed can be manually triggered by a user, for example, the user clicks a corresponding data processing key on a terminal page; the server may also be triggered automatically, for example, the server detects that there is a data processing request issued for a target lifecycle stage of a product to be processed, and automatically triggers the data processing request of the product to be processed.

And step S204, acquiring a product authority model.

And S206, inquiring the operation authority of the target life cycle stage from the product authority model according to the product parameters of the product to be processed and the target life cycle stage.

The product authority model can be used for inquiring the authority parameters corresponding to the product through the product parameters of the product. The product permission model may include product parameters, permission parameters, and associations between the product parameters and the permission parameters for a plurality of products. The product parameters of the product to be processed may include, but are not limited to, a product identifier, and at least one of an organization identifier and a trust channel identifier. For example, the product parameters of a loan may be represented by a product identification 0063.

The permission parameters of the product to be processed can comprise the operation permission of the server to each life cycle stage of the product to be processed.

Specifically, the server obtains a pre-deployed product authority model, and obtains product parameters and a target life cycle stage of a product to be processed carried in the data processing request. And the server queries the authority parameters having the association relation with the product parameters of the product to be processed from the product authority model according to the product parameters of the product to be processed and the target life cycle stage to obtain the operation authority of the target life cycle stage of the product to be processed.

And S208, determining the product data of the product to be processed in the target life cycle stage according to the operation authority of the target life cycle stage, and returning the product data to the client.

Specifically, the operation authority may include a case with an operation authority, a case without an operation authority, or the like. The server can inquire the operation authority of the server for the target life cycle stage of the product to be processed from the product authority model according to the product parameters in the data processing request and the target life cycle stage. And if the server determines that the product to be processed has the operation authority in the target life cycle stage, returning the data of the product to be processed in the target life cycle stage to the client for displaying by the client. If the server determines that the server does not have the operation authority in the target life cycle stage, the server does not actively inquire data in the target life cycle stage.

Illustratively, a product includes two lifecycle stages: stage A and stage B. The operation authority of the product to be processed in the A stage in the product authority model is Y (namely, the product has the operation authority), and the operation authority of the product to be processed in the B stage is N (namely, the product does not have the operation authority). And if the server receives a query request of the client aiming at the A stage of the product, and the operation authority of the A stage of the product to be processed is acquired to be Y through the product authority model, querying the product data corresponding to the A stage from the product database, and returning the product data corresponding to the A stage to the client. And if the server receives the query request of the client for the B stage of the product to be processed, and the operation authority of the B stage of the product to be processed is acquired to be N through the product authority model, the product data in the B stage is not queried, and corresponding prompt information is returned to the client.

In the data processing method of the product, a data processing request of a client for a product to be processed is obtained, the product parameter of the product to be processed carried in the data processing request and a target life cycle are inquired in a product authority model, so that the operation authority of the product to be processed in a target life cycle stage is obtained, the product data of the product to be processed in the target life cycle stage is determined according to the operation authority, and the product data are returned to the client; the method has the advantages that fine-grained management of each life cycle stage of the product can be achieved by adopting parameterized representation of each life cycle stage of the product, hard codes and redundant codes of the system are reduced, the operation authority of the target life cycle stage of the product to be processed can be directly inquired by using the product authority model inquiry server, the operation authority of the required target life cycle stage does not need to be acquired, so that the processing efficiency of the system is improved, the cost of development, operation and maintenance is reduced, and the safety and stability of the system are guaranteed.

In one embodiment, the data processing request also carries a transaction channel; the authority parameters in the product authority model comprise operation authority of each life cycle stage of the product under each transaction channel; step S206, according to the product parameters of the product to be processed and the target life cycle stage, inquiring the operation authority of the target life cycle stage from the product authority model, wherein the operation authority comprises the following steps: and inquiring the operation authority of the product to be processed in the target life cycle stage of the product to be processed under the transaction channel from the product authority model according to the product parameters, the target life cycle stage and the transaction channel of the product to be processed.

The transaction channel can be used for representing a source of a data processing request for a product to be processed, and can include but not limited to any one of a mobile banking application program, a personal online bank and social software, and the transaction channel identifier can be generated by adopting multiple digits. For example, when the transaction channel is a mobile banking application, 10030006 can be used as the transaction channel identifier; when the transaction channel is a personal online bank, 10010001 can be used as the transaction channel identifier; when the transaction channel is social software, 30240044 may be employed as the transaction channel identification.

Specifically, the server responds to a data processing request of the client for the product to be processed, and obtains the data processing request of the product to be processed, wherein the data processing request comprises product parameters of the product to be processed, a target life cycle stage and a transaction channel. And the server inquires the operation authority of the product to be processed in the target life cycle stage of the product to be processed under the transaction channel from the product authority model according to the product parameters of the product to be processed, the target life cycle stage and the transaction channel.

In the embodiment, the authority parameters of the product are inquired through the product parameters, the target life cycle stage and the transaction channel, so that the operation authority of the target life cycle stage of the product to be processed in the corresponding transaction channel can be acquired in a targeted manner, and the processing efficiency of the system is improved.

In one embodiment, as shown in fig. 3, step S204, obtaining a product privilege model includes:

step S302, product parameters of the product and a plurality of life cycle stages corresponding to the product are obtained.

And step S304, acquiring the operation authority of each life cycle stage corresponding to the product to obtain the authority parameter corresponding to the product.

The product parameters of the product may include a product identifier and at least one of an organization identifier and a trust channel identifier. Wherein:

the product identifier can be formulated according to the service life and application scenario of the product, for example, the product identifier of the credit product can be generated according to the loan duration (short term, medium term, long term, cyclic amount) and the application scenario (house loan, car loan, farmer loan, small micro enterprise loan) of the credit product, for example, one product a can adopt 0063 as the product identifier, one product B can adopt 0070 as the product identifier, one product C can adopt 0142 as the product identifier, and one product D can adopt 2012 as the product identifier.

The organization identity may be formulated based on the characteristics of the organization, for example, the organization identity for a credit product may be generated from the line handling the credit product, e.g., the Z line may use 33 as the organization identity, the J line may use 36 as the organization identity, and the G line may use 44 as the organization identity.

The credit granting channel identification is used for representing the basis for formulating the credit line of the loan product, and can be generated according to the source of the credit granting channel, for example, the special share line of the electric charge is measured according to the electric charge information paid in the national network mall in the last year, and the E product taking the line as the credit granting line can adopt X27 as the credit granting channel identification; the F product which formulates the loan line according to the payment amount of the proxy in the payroll can adopt X16 as the credit channel identification; the G products which make the loan amount according to the inventory room loan mortgage amount can adopt 001 as the credit granting channel identification.

The life cycle stage can be identified by two-digit letters, for example, the clearing stage can adopt PF as the life cycle stage identification, the available stage can adopt AC as the life cycle stage identification, and the overdue stage can adopt DU as the life cycle stage identification.

The privilege parameter may be identified as Y, N, Y may be used to indicate that there is an operation privilege, N may be used to indicate that there is no operation privilege, for example, if there is an operation privilege in the clearing stage of a product, then Y may be used as the privilege parameter identification of the product in the clearing stage.

Specifically, the server obtains a product identifier, a mechanism identifier and a credit granting channel identifier configured by the user according to the content, and generates product parameters of the product according to the product identifier, the mechanism identifier and the credit granting channel identifier. The server acquires life cycle of the product divided by the user and configures life cycle stage identification according to the obtained life cycle stages. The server acquires the operation authority of the user configured for each life cycle stage of the product in each transaction channel, and takes the operation authority of each life cycle stage in each transaction channel as the authority parameter corresponding to the product.

And S306, establishing an incidence relation between the product parameters and the authority parameters of the product to obtain a product authority model.

Specifically, the server takes product parameters (including product identifiers, organization identifiers and credit channel identifiers) as query KEYs KEY, takes authority parameters (including transaction channels and operation authorities of each life cycle stage under each transaction channel) as target VALUEs VALUE, establishes an association relation between the product parameters and the authority parameters of the products, and stores the query KEYs KEY and the target VALUEs VALUE into a database to obtain a product authority model. When the product authority model is applied, the product parameters of the product are used as KEYs to be input into the model, and corresponding parameter VALUEs VALUE are loaded to obtain the authority parameters of the product in each life cycle stage under a transaction channel. The following table illustrates one product rights model:

in the embodiment, the product is represented in a parameterization mode by adopting the product identifier, the mechanism identifier, the credit channel identifier, the life cycle stage identifier and the authority parameter identifier, the database is established according to the incidence relation between the product parameters and the authority parameters, the authority parameters corresponding to the product parameters of the product are inquired by calling the database, the hard codes and the redundant codes of the system can be reduced, and the development, operation and maintenance cost is reduced.

In one embodiment, the plurality of lifecycle phases for the product are lifecycle phases for which an interactive relationship exists with the user account. The life cycle phases of the product are explained taking a credit product as an example: fig. 4 shows a plurality of lifecycle phases resulting from dividing the complete lifecycle of a credit product according to its business model:

for the account opening stage, although the account opening process involves the process of interaction between the client and the system, actions such as material submission, audit verification and offline authorization may also be involved; moreover, the management and control of the loan-in permission which is not opened have no practical significance, so that the operation permission of the opening stage is not managed, and the operation permission of the opening stage is configured to have the operation permission, so that the server automatically executes the operation of the opening stage.

For the loan/payment stage, after a part of loans are opened, the loans are paid to the target account according to product design and contracts, but the credit-type account can be used for multiple times within the allowed range of the credit, and the payment account and the channel customer can independently select the credit but still need to be within the range of the product design and the contract, so that the operation authority of the loan/payment stage is not controlled, the operation authority of the loan/payment stage is configured to have the operation authority, and the server automatically executes the query operation of the loan/payment stage.

For the interest stage, after the money is successfully paid, the system completes the interest counting action according to the appointed interest rate, the interest counting mode and the money paid, the action is automatically completed at the end of the day without manual intervention of personnel such as clients, services, operation and maintenance and the like, so that the operation authority of the interest counting stage is not controlled, the operation authority of the interest counting stage is configured to be provided, and the server automatically executes the operation of the interest counting stage.

For the bill stage, sending a bill to the client N days before the repayment date due to the loan contract; the client can inquire the historical bill through the system; the system can commission future bills according to customer needs. The three types of bill operation are all system automatic processing and query processes at the back, and interaction is not involved, so that the operation authority of the bill stage is not managed and controlled, and the bill stage is configured to have the operation authority, so that the server automatically executes the operation of the bill stage.

For the contract change stage, because the related actions are more, and the personalization degree is required to be executed according to the loan contract, the operation authority of the contract change stage can be configured to have the operation authority without being managed and controlled, so that the server automatically executes the operation of the contract change stage.

For the repayment/advanced repayment stage, in order to ensure the security of the fund transaction and reduce third-party channels, authority control needs to be performed in a targeted manner, so that the operation authority of the repayment/advanced repayment stage is managed and controlled, and the repayment/advanced repayment stage is configured to have no operation authority, so that the server can perform the operation of the repayment/advanced repayment stage under an indication operation (for example, an interactive operation of a user).

For the securitization/overdue/non-accreditation/verification stage, the process is that the system is processed by business personnel or automation according to the loan health degree and the execution condition without interaction, so that the operation authority of the securitization/overdue/non-accreditation/verification stage is not managed and controlled, the securitization/overdue/non-accreditation/verification stage is configured to have the operation authority, and the server automatically executes the operation of the securitization/overdue/non-accreditation/verification stage.

For the settlement/early settlement stage, the operation authority of the settlement/early settlement stage can be managed and controlled, the settlement/early settlement stage is configured to have no operation authority, and the server can execute the operation of the settlement/early settlement stage under the instruction operation, because the self-interest charge data is calculated according to the contract through the initiating scene, and the settlement loan relates to the fund flow and the subjective action of the client.

In addition, for the display stage, because the interaction process of the product and the client is based on a displayed loan, the operation authority of the display stage can be managed and controlled, and the display stage is configured to have no operation authority, so that the server executes operation according to the indicated operation authority.

In the embodiment, the life cycle of the product is divided into different stages, the life cycle stage of the product is taken as granularity, the life cycle stage with the interactive action relation with the user account is brought into authority management and control, the data volume processed by the product authority model can be reduced, and the processing efficiency of the system is improved.

In one embodiment, as shown in fig. 5, the data processing method of the product further includes:

step S502, displaying a product permission configuration interface, and displaying product parameters and permission parameters corresponding to the product parameters in a product permission configuration page.

Step S504, responding to the modification operation of the operation authority in the authority parameter, and acquiring a new operation authority.

And step S506, updating the product authority model according to the new operation authority.

Specifically, after the server obtains the operation permission of each life cycle stage corresponding to the product from the database, a product permission configuration interface can be displayed, and the product parameters and the permission parameters corresponding to the product parameters are displayed through a product permission configuration page. And when the server detects that the user modifies the operation authority in the authority parameters through the front-end screen, acquiring the new operation authority input by the user in the product authority configuration interface, and updating the product authority model according to the new operation authority.

In the embodiment, the operation authority in the authority parameter is directly modified on the product authority configuration interface, iteration online time difference is not needed, development, operation and maintenance cost is reduced, service completion drainage is facilitated, product pushing, channel establishment, special market demands are met, and therefore service flexibility and real-time response capability of the system are improved.

In one embodiment, as shown in fig. 6, step S502 is to display a product right configuration interface, and display product parameters and right parameters corresponding to the product parameters in a product right configuration page, where the steps include:

step S602, displaying a product permission configuration page, and displaying a product parameter input area in the product permission configuration page.

Step S604, receiving the product parameters of the product to be modified through the product parameter input area.

Step S606, according to the product parameters of the product to be modified, the authority parameters corresponding to the product parameters are obtained by inquiring in the product authority model.

Step S608, displaying the product parameter and the authority parameter corresponding to the product parameter in the product authority configuration page.

Specifically, after the server obtains the operation permissions of the products in each life cycle stage from the database, the server may display a product permission configuration page, display a product parameter input area in the product permission configuration page, and receive the product parameters of the product to be modified, which are input by the user, through the product parameter input area. And then according to the product parameters of the product to be modified, inquiring in the product authority model to obtain the authority parameters which have an association relation with the product parameters, and displaying on a product authority configuration page so that a user can modify the authority parameters of the product to be modified.

In an example, as shown in fig. 7, a schematic diagram of a product permission configuration page is provided, where a product parameter input area includes an organization, a product identifier, and a credit granting channel input area, and permission parameters obtained by querying according to product parameters are displayed on the product permission configuration page in a table form.

In the embodiment, the visual product permission configuration page and the input area of the product parameters are provided, and the corresponding permission parameters are inquired and displayed according to the input product parameters, so that the permission parameters of the product in each life cycle stage under each transaction channel can be displayed more visually, and the flexibility of a service system is improved.

In one embodiment, as shown in fig. 8, there is also provided a data processing method of a product, including:

step S802, product parameters of the product, a transaction channel and a plurality of life cycle stages corresponding to the product are obtained.

Step S804, obtaining the operation authority of each life cycle stage corresponding to the product in the transaction channel, and obtaining the authority parameter corresponding to the product.

Step S806, establishing an association relation between product parameters and permission parameters of the product to obtain a product permission control model.

Specifically, the server obtains product parameters configured by a user for a product, a transaction channel and operation permissions of a plurality of life cycle stages corresponding to the product, establishes an association relationship between the product parameters of the product and the permission parameters (including the transaction channel and the operation permissions of the plurality of life cycle stages corresponding to the product), and generates a product permission control model. The generation manner of the product right control model may be implemented by referring to the method provided in the foregoing embodiment, and is not specifically described herein.

Step S808, acquiring a data processing request of the client for the product to be processed, wherein the data processing request carries product parameters, a target life cycle stage and a transaction channel.

And step S810, inquiring the operation authority of the target life cycle stage of the product to be processed under the transaction channel from the product authority model according to the product parameters, the target life cycle stage and the transaction channel of the product to be processed.

Step S812, determining product data of the target life cycle stage according to the operation authority of the target life cycle stage, and returning the product data to the client.

Specifically, the server acquires a data processing request of the client for a product to be processed, and inquires and obtains an operation authority of the target life cycle stage of the product to be processed in a transaction channel from a product authority model according to product parameters, the target life cycle stage and the transaction channel of the product to be processed carried in the data processing request. When the server determines that the target life cycle stage has the operation right, product data of the target life cycle stage of the product to be processed under the transaction channel is obtained, and the product data are returned to the client; and when the server determines that the target life cycle phase has no operation authority, not acquiring the data of the target life cycle phase.

In one example, the data processing request of the product to be processed can be a request for showing the house loan of the user on a loan list interface of a certain shopping platform. The server acquires a display request of the client for the product to be processed, and inquires the operation authority of the product to be processed in the display stage of the product to be processed under a shopping platform channel from the product authority model according to the product parameter of the product to be processed and the shopping platform channel. And when the server determines that the to-be-processed product has the operation authority in the display stage of the shopping platform channel, returning the product data of the to-be-processed product to the client, and displaying the house loan of the user on a loan list interface of a certain shopping platform.

In the embodiment, a product authority control model is obtained by establishing an association relationship between product parameters and authority parameters of a product, an operation authority of a target life cycle stage of the product to be processed under a transaction channel is obtained by inquiring the product authority model according to the product parameters, the target life cycle stage and the transaction channel of the product to be processed carried in a data processing request, product data of the product to be processed at the target life cycle stage is determined according to the operation authority of the target life cycle stage of the product to be processed, the product data is returned to a client, fine-grained management of each life cycle stage of the product can be realized by adopting parameterized representation for each life cycle stage of the product, hard codes and redundant codes of a system are reduced, and an operation authority of a target life cycle stage of the product to be processed can be directly inquired by using a product authority model inquiry server And the operation authority of the whole life cycle of the product does not need to be acquired, so that the system processing efficiency is improved, the development, operation and maintenance cost is reduced, and the safety and stability of the system are guaranteed.

It should be understood that, although the steps in the above-described flowcharts are shown in order as indicated by the arrows, the steps are not necessarily performed in order as indicated by the arrows. The steps are not performed in the exact order shown and described, and may be performed in other orders, unless explicitly stated otherwise. Moreover, at least a part of the steps in the above-mentioned flowcharts may include a plurality of steps or a plurality of stages, which are not necessarily performed at the same time, but may be performed at different times, and the order of performing the steps or the stages is not necessarily performed in sequence, but may be performed alternately or alternately with other steps or at least a part of the steps or the stages in other steps.

Based on the description of the data processing method embodiment of the product, the present disclosure also provides a data processing apparatus of the product. The apparatus may include systems (including distributed systems), software (applications), modules, components, servers, clients, etc. that use the methods described in embodiments of the present specification in conjunction with any necessary apparatus to implement the hardware. Based on the same innovative concept, the embodiments of the present disclosure provide an apparatus in one or more embodiments as described in the following embodiments. Since the implementation scheme of the apparatus for solving the problem is similar to that of the method, the specific implementation of the apparatus in the embodiment of the present specification may refer to the implementation of the foregoing method, and repeated details are not repeated. As used hereinafter, the term "unit" or "module" may be a combination of software and/or hardware that implements a predetermined function. Although the means described in the embodiments below are preferably implemented in software, an implementation in hardware, or a combination of software and hardware is also possible and contemplated.

In one embodiment, as shown in FIG. 9, there is provided a data processing apparatus 900 of a product comprising: a request acquisition module 902, a model acquisition module 904, a permission query module 906, and a data return module 908, wherein:

the request obtaining module 902 is configured to obtain a data processing request of the client for the to-be-processed product, where the data processing request carries product parameters of the to-be-processed product and a target life cycle stage of the to-be-processed product.

A model obtaining module 904, configured to obtain a product permission model, where the product permission model includes association relationships between product parameters and permission parameters, and the permission parameters include operation permissions for each life cycle stage of a product.

And the authority query module 906 is configured to query the product authority model to obtain the operation authority of the target life cycle stage of the product to be processed according to the product parameter of the product to be processed and the target life cycle stage.

The data returning module 908 is configured to determine product data of the product to be processed in the target life cycle stage according to the operation permission of the target life cycle stage of the product to be processed, and return the product data to the client.

In an embodiment, the data processing request further carries transaction channels, the permission parameters in the product permission model include operation permissions for each lifecycle stage of the product in each transaction channel, and the permission query module 906 is further configured to: and inquiring the operation authority of the product to be processed in the target life cycle stage of the product to be processed under the transaction channel from the product authority model according to the product parameters, the target life cycle stage and the transaction channel of the product to be processed.

In one embodiment, the model acquisition module 904 includes: the parameter acquisition unit is used for acquiring product parameters of the product and a plurality of life cycle stages corresponding to the product, wherein the life cycle stages are obtained by dividing the life cycle of the product; the authority acquisition unit is used for acquiring the operation authority of each life cycle stage corresponding to the product to obtain the authority parameters corresponding to the product; and the relationship establishing unit is used for establishing an incidence relationship between the product parameters and the authority parameters of the product to obtain a product authority model.

In one embodiment, the plurality of lifecycle phases for the product are lifecycle phases for which an interactive relationship exists with the user account.

In one embodiment, the data processing apparatus 900 of the product further comprises: the page display module is used for displaying a product permission configuration page, displaying product parameters in the product permission configuration page and permission parameters corresponding to the product parameters; the parameter modification module is used for responding to modification operation of the operation authority in the authority parameter and acquiring new operation authority; and the model updating module is used for updating the product authority model according to the new operation authority.

In one embodiment, a page display module includes: the input area display unit is used for displaying a product authority configuration page and displaying a product parameter input area in the product authority configuration page; the input area receiving unit is used for receiving the product parameters of the product to be modified through the product parameter input area; the right parameter query unit is used for querying the right parameter corresponding to the product parameter in the product right model according to the product parameter of the product to be modified; and the permission parameter display unit is used for displaying the product parameters and the permission parameters corresponding to the product parameters in the product permission configuration page.

In one embodiment, the product parameters include a product identification and at least one of an organization identification and a trust channel identification.

For specific limitations of the data processing apparatus of the product, reference may be made to the above limitations of the data processing method of the product, which are not described herein again. The various modules in the data processing apparatus of the above-described article may be implemented in whole or in part by software, hardware, and combinations thereof. The modules can be embedded in a hardware form or independent from a processor in the computer device, and can also be stored in a memory in the computer device in a software form, so that the processor can call and execute operations corresponding to the modules.

In one embodiment, a computer device is provided, which may be a terminal, and its internal structure diagram may be as shown in fig. 10. The computer device includes a processor, a memory, a communication interface, a display screen, and an input device connected by a system bus. Wherein the processor of the computer device is configured to provide computing and control capabilities. The memory of the computer device comprises a nonvolatile storage medium and an internal memory. The non-volatile storage medium stores an operating system and a computer program. The internal memory provides an environment for the operation of an operating system and computer programs in the non-volatile storage medium. The communication interface of the computer device is used for carrying out wired or wireless communication with an external terminal, and the wireless communication can be realized through WIFI, a mobile cellular network, NFC (near field communication) or other technologies. The computer program is executed by a processor to implement a data processing method of an article of manufacture. The display screen of the computer equipment can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer equipment can be a touch layer covered on the display screen, a key, a track ball or a touch pad arranged on the shell of the computer equipment, an external keyboard, a touch pad or a mouse and the like.

Those skilled in the art will appreciate that the architecture shown in fig. 10 is merely a block diagram of some of the structures associated with the disclosed aspects and is not intended to limit the computing devices to which the disclosed aspects apply, as particular computing devices may include more or less components than those shown, or may combine certain components, or have a different arrangement of components.

In one embodiment, a computer device is further provided, which includes a memory and a processor, the memory stores a computer program, and the processor implements the steps of the above method embodiments when executing the computer program.

In an embodiment, a computer-readable storage medium is provided, on which a computer program is stored which, when being executed by a processor, carries out the steps of the above-mentioned method embodiments.

It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by hardware instructions of a computer program, which can be stored in a non-volatile computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. Any reference to memory, storage, database or other medium used in the embodiments provided herein can include at least one of non-volatile and volatile memory. Non-volatile Memory may include Read-Only Memory (ROM), magnetic tape, floppy disk, flash Memory, optical storage, or the like. Volatile Memory can include Random Access Memory (RAM) or external cache Memory. By way of illustration and not limitation, RAM can take many forms, such as Static Random Access Memory (SRAM) or Dynamic Random Access Memory (DRAM), among others.

The technical features of the above embodiments can be arbitrarily combined, and for the sake of brevity, all possible combinations of the technical features in the above embodiments are not described, but should be considered as the scope of the present specification as long as there is no contradiction between the combinations of the technical features.

The above-mentioned embodiments only express several embodiments of the present application, and the description thereof is more specific and detailed, but not construed as limiting the scope of the invention. It will be apparent to those skilled in the art that various changes and modifications can be made without departing from the spirit and scope of the invention. Therefore, the protection scope of the present patent shall be subject to the appended claims.

Claims

1. A method of data processing of a product, the method comprising:

2. The method of claim 1, wherein the data processing request further carries a transaction channel; the authority parameters in the product authority model comprise operation authority of each life cycle stage of the product under each transaction channel;

3. The method of claim 1, wherein the product privilege model is generated in a manner that comprises:

4. The method of claim 3, wherein the plurality of lifecycle phases for the product are lifecycle phases for which an interactive relationship exists with a user account.

5. The method of claim 3, further comprising:

6. The method of claim 5, wherein the displaying a product permission configuration page, displaying product parameters in the product permission configuration page, and permission parameters corresponding to the product parameters comprises:

7. The method of any one of claims 1 to 6, wherein the product parameters comprise a product identifier and at least one of an organization identifier and a trust channel identifier.

8. A data processing apparatus for a product, the apparatus comprising:

9. The apparatus of claim 8, wherein the data processing request further carries a transaction channel; the authority parameters in the product authority model comprise operation authority of each life cycle stage of the product under each transaction channel;

the permission query module is further configured to:

10. The apparatus of claim 8, wherein the model acquisition module comprises:

11. The apparatus of claim 10, wherein the plurality of lifecycle phases for the product are lifecycle phases for which an interactive relationship exists with a user account.

12. The apparatus of claim 10, further comprising:

13. The apparatus of claim 12, wherein the page display module comprises:

14. The apparatus of any one of claims 8 to 13, wherein the product parameters comprise a product identifier and at least one of an organization identifier and a trust channel identifier.

15. A computer device comprising a memory and a processor, the memory storing a computer program, characterized in that the processor, when executing the computer program, implements the steps of the method of any of claims 1 to 7.

16. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method of any one of claims 1 to 7.