CN114219466A - Transfer information processing method and device, electronic equipment and storage medium - Google Patents

Transfer information processing method and device, electronic equipment and storage medium Download PDF

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Publication number
CN114219466A
CN114219466A CN202111639120.2A CN202111639120A CN114219466A CN 114219466 A CN114219466 A CN 114219466A CN 202111639120 A CN202111639120 A CN 202111639120A CN 114219466 A CN114219466 A CN 114219466A
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collection
transfer
bank card
information
card number
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孙佳蕾
戴建科
丰晓宇
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Agricultural Bank of China
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Agricultural Bank of China
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Priority to CN202111639120.2A priority Critical patent/CN114219466A/en
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Priority to CN202210684483.6A priority patent/CN114862381A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems

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Abstract

The invention discloses a method and a device for processing transfer information, electronic equipment and a storage medium. The transfer information processing method comprises the following steps: determining the card number of a collection bank card and generating a collection sharing request comprising the card number of the collection bank card; sending a collection sharing request to a server, wherein the collection sharing request is used for instructing the server to execute the following steps: determining the information of a collection account according to the card number of the collection bank card, and controlling and establishing the association among the card number of the collection bank card, the information of the collection account and the transfer identification; and sending the transfer identification to the payer for indicating the payer to inquire the number of the collection bank card and the information of the collection account according to the transfer identification. The embodiment of the invention realizes the improvement of the transfer efficiency.

Description

Transfer information processing method and device, electronic equipment and storage medium
Technical Field
The embodiment of the invention relates to the technical field of computers, in particular to a method and a device for processing transfer information, electronic equipment and a storage medium.
Background
With the development of electronic commerce, electronic money transfer becomes a common transfer method.
When electronic transfer is carried out, transfer through palm bank is a common transfer mode.
When transferring money through the bank, the bank card number and the related information need to be input, errors are easy to occur, the information is corrected and corrected when errors occur, the operation is complex, and the transfer efficiency is low.
Disclosure of Invention
The embodiment of the invention provides a method and a device for processing transfer information, electronic equipment and a storage medium, and aims to improve the transfer efficiency.
In a first aspect, an embodiment of the present invention provides a method for processing transfer information, where the method includes:
determining the card number of a collection bank card and generating a collection sharing request comprising the card number of the collection bank card;
sending a collection sharing request to a server, wherein the collection sharing request is used for instructing the server to execute the following steps: determining the information of a collection account according to the card number of the collection bank card, and controlling and establishing the association among the card number of the collection bank card, the information of the collection account and the transfer identification;
and sending the transfer identification to the payer for indicating the payer to inquire the number of the collection bank card and the information of the collection account according to the transfer identification.
In a second aspect, an embodiment of the present invention provides a method for processing transfer information, where the method includes:
acquiring a transfer identifier; wherein the transfer identification is generated by: determining the card number of a collection bank card and generating a collection sharing request comprising the card number of the collection bank card; the collection sharing request is used for determining collection account information according to the collection bank card number and controlling and establishing the association relationship among the collection bank card number, the collection account information and the transfer identifier;
and inquiring the card number of the collection bank card and the collection account information according to the transfer identification.
In a third aspect, an embodiment further provides a transfer information processing apparatus including:
the sharing request generation module is used for determining the number of the collection bank card and generating a collection sharing request comprising the number of the collection bank card;
a sharing request sending module, configured to send a receiving and sharing request to the server, and instruct the server to execute the following steps: determining the information of a collection account according to the card number of the collection bank card, and controlling and establishing the association among the card number of the collection bank card, the information of the collection account and the transfer identification;
and the transfer identifier sending module is used for sending the transfer identifier to the payer and indicating the payer to inquire the money receiving bank card number and the money receiving account information according to the transfer identifier.
In a fourth aspect, an embodiment further provides a transfer information processing apparatus, including:
the transfer identifier acquisition module is used for acquiring a transfer identifier; wherein the transfer identification is generated by: determining the card number of a collection bank card and generating a collection sharing request comprising the card number of the collection bank card; and the collection sharing request is used for determining collection account information according to the collection bank card number and controlling and establishing the association relationship among the collection bank card number, the collection account information and the transfer identifier.
And the transfer information inquiry module is used for inquiring the card number of the collection bank card and the collection account information according to the transfer identification.
In a fifth aspect, an electronic device comprises:
one or more processors;
storage means for storing one or more programs;
when the one or more programs are executed by the one or more processors, the one or more processors implement the transfer information processing method according to the embodiment of the present invention.
In a sixth aspect, embodiments of the present invention further provide a storage medium containing computer-executable instructions, which when executed by a computer processor, are used to perform a transfer information processing method according to an embodiment of the present invention.
The invention sends a collection sharing request to a server after determining the number of a collection bank card, obtains a transfer identifier of collection account information including the number of the collection bank card, sends the transfer identifier to a payer, the payer inquires the number of the collection bank card and the collection account information according to the transfer identifier, and does not need the payer to manually input the number of the collection bank card and the collection account information, because the number of the bank card is 19 digits, input errors are easy to occur, and the error digits are difficult to search when the input errors occur, a large amount of time and energy are consumed for a user, and the transfer identifier is sent to the payer, the manual input of the number of the collection bank card and the collection account information is not needed, so that the problems that the bank card number and the related information are easy to input when the transfer is carried out through palm bank, the information is corrected when the error occurs, the operation is complex, and the transfer efficiency is low are solved, the effect of improving the transfer efficiency is achieved.
Drawings
FIG. 1 is a flow chart of a method for processing transfer information according to an embodiment of the invention;
FIG. 2 is a flowchart of a transfer information processing method according to a second embodiment of the present invention;
FIG. 3 is a flowchart of a transfer information processing method according to a third embodiment of the present invention;
fig. 4 is a schematic diagram of an event handling mechanism in the Vue technical framework according to a third embodiment of the present invention;
FIG. 5 is a schematic structural view of a transfer information processing apparatus according to a fourth embodiment of the present invention;
FIG. 6 is a schematic structural view of a transfer information processing apparatus according to a fifth embodiment of the present invention;
fig. 7 is a schematic structural diagram of an electronic device according to a sixth embodiment of the present invention.
Detailed Description
The present invention will be described in further detail with reference to the accompanying drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the invention and are not limiting of the invention. It should be further noted that, for the convenience of description, only some of the structures related to the present invention are shown in the drawings, not all of the structures.
Example one
Fig. 1 is a flowchart of a transfer information processing method according to an embodiment of the present invention, where the embodiment is applicable to a case where transfer information is processed, and the method may be executed by a transfer information processing apparatus, and the apparatus may be implemented in a software and/or hardware manner. The device is configured in a client and executed by an electronic device, for example, a palm silver client, and the method specifically includes:
step 110, determining the number of the collection bank card, and generating a collection sharing request including the number of the collection bank card.
The method comprises the steps that a collection bank card number is the card number of a bank card used by a collection party for receiving account transfer in the account transfer process, a collection sharing request is the request of the collection party for sharing the collection bank card number and corresponding information of the collection bank card number by a payment party and a payer, specifically, a palm bank client monitors a sharing button click event in a bank card page, the bank card page comprises at least one piece of bank card information held by the collection party, each bank card corresponds to one sharing button, when the click event of the sharing button occurs, the bank card number corresponding to the sharing button is determined to be the collection bank card number, the collection bank card number is added into the collection sharing request, and the collection sharing request comprises the collection bank card number.
Step 120, sending a collection sharing request to the server, for instructing the server to execute the following steps: and determining the information of the collection account according to the card number of the collection bank card, and controlling to establish the association among the card number of the collection bank card, the information of the collection account and the transfer identifier.
The server is the back end of the palm bank technology framework and is used for processing the request of the palm bank front end, for example, processing a money collection and sharing request sent by the palm bank client. The collection account information is account information corresponding to the card number of the collection bank card, and exemplarily, the collection account information at least comprises the name of an account issuer of the card number of the collection bank and an account issuer bank. The transfer identification is the unique identification of the storage position of the card number of the collection bank card and the collection account information, the incidence relation is the unique corresponding relation of the card number of the collection bank card, the collection account information and the transfer identification, the transfer identification is used for acquiring the card number of the bank card and the collection account information, the incidence relation among the card number of the collection bank card, the collection account information and the transfer identification is established while the transfer identification is generated, namely, the transfer identification corresponds to a unique group of the card number of the collection bank card and the collection account information. The method comprises the steps that after a collection sharing request is generated by a palm-banking client, the collection sharing request is sent to a server and is used for indicating the server to be in a user database, collection account information is inquired according to a collection bank card number, a transfer identifier is generated for an inquiry result, and an incidence relation among the collection bank card number, the collection account information and the transfer identifier is established, wherein the user database is a database storing user information in the server and comprises basic information of a user, such as a bank card number, an account opening name, an account opening bank and the like held by the user.
And step 130, sending the transfer identification to the payer for indicating the payer to inquire the number of the collection bank card and the collection account information according to the transfer identification.
The payer is a party paying in the transfer process, the palm bank client sends a collection sharing request to the server, obtains a transfer identifier returned by the server and sends the transfer identifier to the payer, and the payer can inquire the card number of a collection bank card and the information of a collection account in the server according to the transfer identifier. By sending the transfer identification, the condition that information sent by a payer in a collection direction is acquired by a third party and is leaked can be avoided, the safety of data transmission is improved, and meanwhile, the data volume of the transfer identification is small, and the data transmission efficiency can be improved.
The technical scheme of the embodiment is that after the number of a collection bank card is determined, a collection sharing request is sent to a server, a transfer identifier of collection account information including the number of the collection bank card is obtained, the transfer identifier is sent to a payer, the payer inquires the number of the collection bank card and the collection account information according to the transfer identifier, the payer does not need to manually input the number of the collection bank card and the collection account information, because the number of the bank card is 19 digits long, input errors are easy to occur, and the error number searching is difficult when the input errors occur, so that a large amount of time and energy of a user are consumed, the transfer identifier is sent to the payer, the number of the collection bank card and the collection account information do not need to be manually input, the problem that when the transfer is carried out through palm bank is solved, the bank card number and related information are easy to make errors, the information is corrected when the errors occur, and the operation is complex is solved, the problem of transfer inefficiency realizes improving transfer efficiency's effect.
In an alternative embodiment, determining the payee bank card number includes: and according to the sharing operation of any one of the candidate bank cards, taking the candidate bank card as a collection bank card, and determining the number of the collection bank card.
The candidate bank card is a bank card held by a payee and used for determining the number of the payee bank card, for example, the payee may hold a plurality of bank cards, the payee needs to determine the bank card used for receiving the transfer when receiving the transfer, and after the payee opens the palm bank, the candidate bank card list is displayed in a bank card page after clicking 'my-bank card' in sequence. The sharing operation is to click a sharing button of any candidate bank card to generate a sharing request, specifically, monitoring a bank card page is realized through an event processing mechanism in an Vue framework (a professional term used for constructing a progressive framework of a user interface), when the sharing operation of any candidate bank card occurs, that is, when the click of the sharing button of any candidate bank card is monitored, the candidate bank card is taken as a cash collection bank card, and the card number of the candidate bank card is taken as the cash collection bank card number.
The card number of the collection bank card is determined according to the sharing operation of any one of the candidate bank cards, so that the card number of the collection bank card can be accurately determined, the accuracy of the acquired card number of the collection bank card is improved, and an accurate data base is established for subsequent transfer information processing.
In an alternative embodiment, the transmission of the identification of the transfer to the payer includes: adding the transfer identification to the transfer applet; and calling a communication tool, and sending the transfer small program added with the transfer identification to the payer.
The transfer applet is an applet for transferring money, which is an application that can be used without downloading and installing, and a user opens an application, such as a wechat applet and a paypal applet, by scanning or searching. The communication means is an application corresponding to the transfer applet for sending the transfer applet with the transfer identity added, illustratively, when the transfer applet is a WeChat applet, the communication means is a WeChat. And after obtaining the transfer identification, the receiver adds the transfer identification into the transfer small program, calls the communication tool, jumps to the communication tool, selects a payer from a contact list of the communication tool, and sends the transfer small program added with the transfer identification to the payer.
The transfer identifier is added into the transfer small program, and the communication tool is called to send the transfer small program to the payer, so that the convenience of the payer for acquiring the information of the payee is improved.
In an alternative embodiment, the association is stored in a transfer information store; the transfer identification is generated by the transfer information storage.
The transfer information storage is a database in the server for storing the collection bank card number and collection account information, for example, the Redis (terminology used to denote a database) database: the Redis database is an open-source database, supports data persistence, has high performance, and can improve the response speed of the collection and sharing request. After inquiring the collection account information corresponding to the collection bank card number, the server stores the collection bank card number and the collection account information into a transfer information storage, and generates a transfer identifier in the transfer information storage, where the transfer identifier may be a digital number, specifically, a number may be generated according to a time sequence of receiving collection sharing requests, for example, the transfer identifier of the 2314 th collection sharing request received according to the time sequence is 00002314, or a digital number generation rule may be preset, for example, a digital number may be generated according to the collection bank card number, the user identifier, and other fields, which is not particularly limited in this respect.
The transfer information storage generates a transfer identifier, and establishes an association relation among the collection bank card number, the collection account information and the transfer identifier, the associated collection bank card number and the collection account information can be obtained through the transfer identifier, and the collection account information does not need to be inquired in a user database through the collection bank card number, so that the transfer efficiency is improved.
Example two
Fig. 2 is a flowchart of a transfer information processing method according to a second embodiment of the present invention, where the second embodiment is applicable to a case where transfer information is processed, and the method may be executed by a transfer information processing device, and the device may be implemented in a software and/or hardware manner. The apparatus may be configured in an electronic device, and executed by the electronic device, for example, a server, where the method specifically includes:
step 210, obtaining a transfer identifier; wherein the transfer identification is generated by: determining the card number of a collection bank card and generating a collection sharing request comprising the card number of the collection bank card; and the collection sharing request is used for determining collection account information according to the collection bank card number and controlling and establishing the association relationship among the collection bank card number, the collection account information and the transfer identifier.
The transfer identification is obtained by obtaining the transfer identification in the transfer small program, specifically, after the payer receives the transfer small program through the communication tool, when the communication tool monitors and clicks the transfer small program, a transfer information display request comprising the transfer identification is sent to the server, and the server obtains the transfer identification from the transfer information display request.
The transfer identification is generated by: the method comprises the steps that a payee determines a collection bank card number through a palm bank client, generates a collection sharing request comprising the collection bank card number, a server obtains collection account information according to the collection bank card number in the collection sharing request, stores the collection bank card number and the collection account information in a transfer information storage device, generates a transfer identifier, and establishes an association relation among the collection bank card number, the collection account information and the transfer identifier.
And step 220, inquiring the card number of the collection bank card and the collection account information according to the transfer identification.
And according to the transfer identification, inquiring the number of the collection bank card and the information of the collection account in a transfer information storage, specifically, inquiring the number of the collection bank card and the information of the collection account which are associated with the transfer identification in the transfer information storage by the server according to the association relationship among the number of the collection bank card, the information of the collection account and the transfer identification, sending the inquiry result to a communication tool, and displaying in a transfer small program. Through the transfer identification, the server can quickly obtain the number of the money-receiving bank card and the information of the money-receiving account, so that the transfer efficiency is improved.
In an optional embodiment, after inquiring the money transfer bank card number and the money transfer account information according to the transfer identification, the method further comprises the following steps: and responding to the transfer operation, skipping a transfer interface, and transferring accounts according to the number of the money-receiving bank card and the information of the money-receiving account.
The transfer operation is to jump from the communication tool to the bank for transfer, namely jump from a transfer applet page in the communication tool to a bank transfer page, specifically, the transfer applet page in the communication tool monitors and clicks a 'transfer to bank' event, wherein the 'transfer to bank' event is to jump from the communication tool to the bank client. When the 'palm bank removing and account transferring' event is clicked, the 'palm bank removing and account transferring' event is monitored, the transfer page in the palm bank is skipped, the money receiving bank card number and the money receiving account information in the transfer small program are written into the corresponding position of the transfer page in the palm bank, the money receiving bank card number and the money receiving account information are displayed on the palm bank transfer page, and the payer inputs the transfer amount after checking the money receiving bank card number and the money receiving account information. The transfer small program page is a page for displaying the transfer small program in the communication tool; the transfer page is a page for realizing the transfer function in the bank client.
By jumping to the transfer interface, the inquired money-receiving bank card number and the information of the money-receiving account are automatically written into the corresponding position of the transfer page in the palm bank, and the user transfers money after confirming the information, so that the convenience of transferring money is improved.
According to the embodiment, the transfer identification is acquired, the server can rapidly acquire the card number of the collection bank card and the information of the collection account according to the transfer identification, the user does not need to manually input the card number of the collection bank card and the information of the collection account, the phenomena that manual input speed is low, mistakes are prone to occurring and the like are avoided, the convenience and transfer efficiency of transfer operation are improved, and user experience is improved.
EXAMPLE III
Fig. 3 is a flowchart of a transfer information processing method according to a third embodiment of the present invention, where the technical solution of this embodiment is a specific implementation flow of the transfer information processing method according to the above-described technique, and specifically, the transfer information processing method includes:
in step 310, the payee sends a receive share request. After the payee opens the palm bank client, clicking the account in the palm bank home page, then clicking the two-dimensional code, selecting a collection bank card from a bank card list in the two-dimensional code page, and clicking a sharing button corresponding to the collection bank card. After detecting the click event of the sharing button, the palm bank client acquires the bank card number corresponding to the clicked sharing button, determines the money collection bank card number, and sends a sharing request, namely a money collection sharing request, to the server.
Step 320, the server generates a transfer identification. And the server determines the collection account information according to the collection bank card number in the collection sharing request, generates a transfer identifier, establishes an association relationship among the collection bank card number, the collection account information and the transfer identifier, and sends the transfer identifier to the palm bank client.
The transferee sends the transfer applet to the payer via the communication means, step 330. The client adds the transfer identification into the transfer applet and accesses a communication tool terminal SDK (Software Development Kit), so that the transfer is realized from the palm bank client to the communication tool, the payee selects a contact corresponding to the payer, and the transfer applet is sent to the payer. The communication tool terminal SDK is integrated in advance to the palm bank client, and is used to implement a jump between the palm bank and the communication tool, for example, when the communication tool is a WeChat, the communication tool terminal SDK is a WeChat SDK, and is used to implement a page jump between the WeChat and the palm bank, for example, a payee clicks a sharing button corresponding to a payee bank card, and implements a jump from a palm bank transfer page to a WeChat contact person selection page.
Step 340, the server obtains the transfer information. The payment party clicks the transfer small program received in the communication tool, the communication tool monitors the click transfer small program event, a transfer information display request comprising a transfer identification is sent to the server, the server obtains the transfer identification from the transfer information display request, transfer information is obtained according to the transfer identification and comprises a money receiving bank card number and money receiving account information, the server sends the transfer information to the transfer small program in the communication tool of the payment party for display, a user can check the correctness of the transfer information in time, and the payment party can be informed through the communication tool in time when the information has errors.
Step 350, the payer transfers money at the palm bank. When a user clicks 'transfer by palming bank' in the transfer applet, the communication tool monitors the event of clicking 'transfer by palming bank', accesses the communication tool terminal SDK of palming bank and jumps to a transfer page of a palming bank client. And the payer transfers money on a transfer page of the bank client.
Transfer by palm bank is a common method of transfer. The development of palm bank is divided into a client and a server, wherein the client is used for interacting with a client and initiating a request to the server through an event monitoring mechanism, and the server, namely the server, is used for processing the request sent by the client, reading data from a database and returning a processing result in response to the request of the client, such as the operation executed by the server in the foregoing embodiment of the present invention. The palm bank technology framework adopts a mode of separating a client side and a server side, exemplarily, the client side uses a main stream Vue series framework, the server side uses a SpringBoot (SpringBoot) technology and communicates in a JSON (JavaScript Object Notation) mode, so that the labor division of the client side and the server side is more clear, the working efficiency is improved, and the performance of the system is improved.
The event processing mechanism of the Vue framework is a technology mainly used by the invention, and the Vue framework adopts a technical Mode of MVVM (Model-View-Mode, a professional term, which means one architecture Mode in the Vue framework), abstracts the state and behavior of View, and separates View UI and service logic. Fig. 4 is a schematic diagram of an event processing mechanism in the technical framework of Vue, namely, an Observer (data listener) for monitoring all attributes of a data object, and if there is a change, obtaining the latest value and notifying the subscriber; a compiler (instruction parser) for scanning and parsing the instruction, replacing data according to the instruction template, and binding a corresponding update function; a Watcher (subscriber) which is used as a bridge for connecting the Observer and the compiler, can subscribe and acquire the notification of each attribute change, and executes the corresponding callback function bound by the instruction; a Dep (message subscriber) for internally maintaining an array for collecting data change of the subscriber and sending out notify function to call the update method of the subscriber; when the client is opened, namely a new MVVM is generated, a compiler parsing instruction is generated, a page is initialized, the page is sent to the update, the page is displayed, meanwhile, the compiler notifies the Watcher of the change of subscription data, the Watcher adds a subscriber to a Dep, the Observer monitors all attributes of the page, such as a click event, when the click event is monitored, the Dep is notified to record the latest change, the Watcher is notified, the Watcher updates the view, and the view is sent to the update to display the updated page. The client side enables page expression, speed smoothness, compatibility and user experience to be improved by adopting the Vue technical framework, for example, in the invention, quick jumping of a palm bank transfer page and a communication tool transfer applet page can be realized through the Vue technical framework, and transfer efficiency is improved.
The transfer small program including the transfer identification is sent to the payer by the receiver of the embodiment through the communication tool, the payer clicks the small program to acquire transfer information, the accuracy of the transfer information can be timely corrected, when an error is found, the receiver can be timely reminded through the communication tool to transfer the small program from new sharing, when the transfer information is correct, transfer is carried out by jumping to the bank, the transfer information does not need to be manually input by the payer, the bank client side automatically acquires the transfer information from the small program, the convenience of transfer operation is improved, and the transfer efficiency is improved.
Example four
Fig. 5 is a schematic structural diagram of a transfer information processing apparatus according to a fourth embodiment of the present invention, where the fourth embodiment is a corresponding apparatus for implementing the transfer information processing method according to the foregoing embodiment of the present invention, and the apparatus is implemented by a client, and the apparatus may be implemented in a software and/or hardware manner, and may be generally integrated in an electronic device, such as a palm banking client. The transfer information processing apparatus includes:
the sharing request generating module 410 is used for determining the number of the collection bank card and generating a collection sharing request comprising the number of the collection bank card;
a sharing request sending module 420, configured to send a receiving sharing request to the server, and instruct the server to perform the following steps: determining the information of a collection account according to the card number of the collection bank card, and controlling and establishing the association among the card number of the collection bank card, the information of the collection account and the transfer identification;
and the transfer identifier sending module 430 is used for sending a transfer identifier to the payer and indicating the payer to inquire the money-receiving bank card number and the money-receiving account information according to the transfer identifier.
The technical scheme of the embodiment is that after the number of a collection bank card is determined, a collection sharing request is sent to a server, a transfer identifier of collection account information including the number of the collection bank card is obtained, the transfer identifier is sent to a payer, the payer inquires the number of the collection bank card and the collection account information according to the transfer identifier, the payer does not need to manually input the number of the collection bank card and the collection account information, because the number of the bank card is 19 digits long, input errors are easy to occur, and the error number searching is difficult when the input errors occur, so that a large amount of time and energy of a user are consumed, the transfer identifier is sent to the payer, the number of the collection bank card and the collection account information do not need to be manually input, the problem that when the transfer is carried out through palm bank is solved, the bank card number and related information are easy to make errors, the information is corrected when the errors occur, and the operation is complex is solved, the problem of transfer inefficiency realizes improving transfer efficiency's effect.
Optionally, the sharing request generating module 410 includes:
and the collection bank card determining unit is used for taking any one of the candidate bank cards as a collection bank card according to the sharing operation of the candidate bank card and determining the card number of the collection bank card.
Optionally, the transfer identifier sending module 430 includes:
the transfer identifier adding unit is used for adding the transfer identifier into the transfer small program;
and the transfer small program sending unit is used for calling the communication tool and sending the transfer small program added with the transfer identification to the payer.
Optionally, the association relationship is stored in the transfer information storage; the transfer identification is generated by the transfer information storage.
The device can execute the transfer information processing method provided by the embodiment of the invention, and has the corresponding functional module and beneficial effect of executing the transfer information processing method.
EXAMPLE five
Fig. 6 is a schematic structural diagram of a transfer information processing apparatus according to a fifth embodiment of the present invention, where the fifth embodiment is a corresponding apparatus for implementing the transfer information processing method according to the fifth embodiment of the present invention, and the apparatus is implemented by a server, and the apparatus may be implemented in a software and/or hardware manner, and may be generally integrated in an electronic device, such as a palm bank server. The transfer information processing apparatus includes:
a transfer identifier obtaining module 510, configured to obtain a transfer identifier; wherein the transfer identification is generated by: determining the card number of a collection bank card and generating a collection sharing request comprising the card number of the collection bank card; and the collection sharing request is used for determining collection account information according to the collection bank card number and controlling and establishing the association relationship among the collection bank card number, the collection account information and the transfer identifier.
And the transfer information inquiry module 520 is used for inquiring the number of the money-receiving bank card and the information of the money-receiving account according to the transfer identifier.
According to the technical scheme, the transfer identification is obtained, the server can rapidly obtain the card number of the collection bank card and the collection account information according to the transfer identification, the user does not need to manually input the card number of the collection bank card and the collection account information, the phenomena that manual input speed is low, mistakes are prone to occurring and the like are avoided, the convenience and the transfer efficiency of transfer operation are improved, and user experience is improved.
Optionally, the transfer information processing apparatus further includes:
and the transfer interface skip module is used for responding to the transfer operation, skipping the transfer interface and transferring accounts according to the number of the money receiving bank card and the information of the money receiving account.
The device can execute the transfer information processing method provided by the embodiment of the invention, and has the corresponding functional module and beneficial effect of executing the transfer information processing method.
EXAMPLE six
Fig. 7 is a schematic structural diagram of an electronic device according to a sixth embodiment of the present invention, as shown in fig. 7, the electronic device includes a processor 610, a memory 620, an input device 630, and an output device 640; the number of the processors 610 in the electronic device may be one or more, and one processor 610 is taken as an example in fig. 7; the processor 610, the memory 620, the input device 630, and the output device 640 in the electronic apparatus may be connected by a bus or other means, and fig. 7 illustrates an example of connection by a bus.
The memory 620, which is a computer-readable storage medium, may be used to store software programs, computer-executable programs, and modules, such as program instructions/modules corresponding to the transfer information processing method in the embodiment of the present invention (for example, the sharing request generating module 410, the sharing request sending module 420, and the transfer information querying module 430). The processor 610 executes various functional applications and data processing of the electronic device by executing software programs, instructions and modules stored in the memory 620, that is, implements the above-described transfer information processing method.
The memory 620 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function; the storage data area may store data created according to the use of the terminal, and the like. Further, the memory 620 may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other non-volatile solid state storage device. In some examples, the memory 620 can further include memory located remotely from the processor 610, which can be connected to an electronic device through a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
The input means 630 may be used to receive input character information and generate key signal inputs related to user settings and function controls of the electronic device. The output device 640 may include a display device such as a display screen.
EXAMPLE seven
An embodiment of the present invention further provides a storage medium containing computer-executable instructions, which when executed by a computer processor, perform a method of transfer information processing, the method including (performed by a client):
determining the card number of a collection bank card and generating a collection sharing request comprising the card number of the collection bank card;
sending a collection sharing request to a server, wherein the collection sharing request is used for instructing the server to execute the following steps: determining the information of a collection account according to the card number of the collection bank card, and controlling and establishing the association among the card number of the collection bank card, the information of the collection account and the transfer identification;
and sending the transfer identification to the payer for indicating the payer to inquire the number of the collection bank card and the information of the collection account according to the transfer identification.
The method further comprises (performed by the server side):
acquiring a transfer identifier; wherein the transfer identification is generated by: determining the card number of a collection bank card and generating a collection sharing request comprising the card number of the collection bank card; the collection sharing request is used for determining collection account information according to the collection bank card number and controlling and establishing the association relationship among the collection bank card number, the collection account information and the transfer identifier;
and inquiring the card number of the collection bank card and the collection account information according to the transfer identification.
Of course, the storage medium provided by the embodiment of the present invention contains computer-executable instructions, and the computer-executable instructions are not limited to the method operations described above, and may also perform related operations in the transfer information processing method provided by any embodiment of the present invention.
From the above description of the embodiments, it is obvious for those skilled in the art that the present invention can be implemented by software and necessary general hardware, and certainly, can also be implemented by hardware, but the former is a better embodiment in many cases. Based on such understanding, the technical solutions of the present invention may be embodied in the form of a software product, which can be stored in a computer-readable storage medium, such as a floppy disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a FLASH Memory (FLASH), a hard disk or an optical disk of a computer, and includes instructions for enabling an electronic device (which may be a personal computer, a server, or a network device) to execute the methods according to the embodiments of the present invention.
It should be noted that, in the embodiment of the above search apparatus, each included unit and module are merely divided according to functional logic, but are not limited to the above division as long as the corresponding functions can be implemented; in addition, specific names of the functional units are only for convenience of distinguishing from each other, and are not used for limiting the protection scope of the present invention.
It is to be noted that the foregoing is only illustrative of the preferred embodiments of the present invention and the technical principles employed. It will be understood by those skilled in the art that the present invention is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the invention. Therefore, although the present invention has been described in greater detail by the above embodiments, the present invention is not limited to the above embodiments, and may include other equivalent embodiments without departing from the spirit of the present invention, and the scope of the present invention is determined by the scope of the appended claims.

Claims (10)

1. A method for processing transfer information, comprising:
determining a collection bank card number and generating a collection sharing request comprising the collection bank card number;
sending the collection sharing request to a server, wherein the collection sharing request is used for instructing the server to execute the following steps: determining the information of a collection account according to the card number of the collection bank card, and controlling and establishing the association among the card number of the collection bank card, the information of the collection account and the transfer identifier;
and sending the transfer identification to the payer for indicating the payer to inquire the card number of the collection bank card and the collection account information according to the transfer identification.
2. The method of claim 1, wherein determining a payee bank card number comprises:
and according to the sharing operation of any one of the at least two candidate bank cards, taking the candidate bank card as a collection bank card, and determining the number of the collection bank card.
3. The method as recited in claim 1, wherein sending the transfer identification to a payer comprises:
adding the transfer identification to a transfer applet;
and calling a communication tool, and sending the transfer small program added with the transfer identification to a payer.
4. The method of claim 1, wherein the association is stored in a transfer information store; the transfer identification is generated by the transfer information storage.
5. A method for processing transfer information, comprising:
acquiring a transfer identifier; wherein the transfer identification is generated by: determining a collection bank card number and generating a collection sharing request comprising the collection bank card number; the collection sharing request is used for determining collection account information according to the collection bank card number and controlling and establishing the association relationship among the collection bank card number, the collection account information and the transfer identifier;
and inquiring the card number of a money collection bank card and the information of a money collection account according to the transfer identification.
6. The method as claimed in claim 5, wherein after querying the collection bank card number and the collection account information according to the transfer identifier, the method further comprises:
and responding to the transfer operation, skipping a transfer interface, and transferring accounts according to the number of the collection bank card and the collection account information.
7. A transfer information processing apparatus, characterized by comprising:
the sharing request generation module is used for determining the card number of the collection bank card and generating a collection sharing request comprising the card number of the collection bank card;
a sharing request sending module, configured to send the collection sharing request to a server, and instruct the server to execute the following steps: determining the information of a collection account according to the card number of the collection bank card, and controlling and establishing the association among the card number of the collection bank card, the information of the collection account and the transfer identifier;
and the transfer identifier sending module is used for sending the transfer identifier to the payer and indicating the payer to inquire the card number of the collection bank card and the information of the collection account according to the transfer identifier.
8. A transfer information processing apparatus, characterized by comprising:
the transfer identifier acquisition module is used for acquiring a transfer identifier; wherein the transfer identification is generated by: determining a collection bank card number and generating a collection sharing request comprising the collection bank card number; the collection sharing request is used for determining collection account information according to the collection bank card number and controlling and establishing the association relationship among the collection bank card number, the collection account information and the transfer identifier;
and the transfer information inquiry module is used for inquiring the card number of the collection bank card and the collection account information according to the transfer identification.
9. An electronic device, comprising:
one or more processors;
storage means for storing one or more programs;
when executed by the one or more processors, cause the one or more processors to implement the transfer information processing method of any of claims 1-6.
10. A computer-readable storage medium on which a computer program is stored, the program, when executed by a processor, implementing a transfer information processing method according to any one of claims 1 to 6.
CN202111639120.2A 2021-12-29 2021-12-29 Transfer information processing method and device, electronic equipment and storage medium Pending CN114219466A (en)

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CN202111639120.2A CN114219466A (en) 2021-12-29 2021-12-29 Transfer information processing method and device, electronic equipment and storage medium
CN202210684483.6A CN114862381A (en) 2021-12-29 2022-06-16 Transfer method and device based on information sharing, electronic equipment and storage medium

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Cited By (2)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN114880060A (en) * 2022-05-27 2022-08-09 度小满科技(北京)有限公司 Information display method and device
CN115760089A (en) * 2022-10-21 2023-03-07 中电金信软件有限公司 Batch service data processing method and device, electronic equipment and storage medium

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN114880060A (en) * 2022-05-27 2022-08-09 度小满科技(北京)有限公司 Information display method and device
CN114880060B (en) * 2022-05-27 2023-12-22 度小满科技(北京)有限公司 Information display method and device
CN115760089A (en) * 2022-10-21 2023-03-07 中电金信软件有限公司 Batch service data processing method and device, electronic equipment and storage medium

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