CN114140108A - 5G message-based electricity fee payment method and system - Google Patents

5G message-based electricity fee payment method and system Download PDF

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Publication number
CN114140108A
CN114140108A CN202111493317.XA CN202111493317A CN114140108A CN 114140108 A CN114140108 A CN 114140108A CN 202111493317 A CN202111493317 A CN 202111493317A CN 114140108 A CN114140108 A CN 114140108A
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China
Prior art keywords
platform
message
user terminal
user
account
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CN202111493317.XA
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Chinese (zh)
Inventor
朱辉
王继锋
席宁
阎志军
杜璐
刘辰
林武侠
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State Grid Huitong Jincai Beijing Information Technology Co ltd
Guowang Xiongan Finance Technology Group Co ltd
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State Grid Huitong Jincai Beijing Information Technology Co ltd
Guowang Xiongan Finance Technology Group Co ltd
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Priority to CN202111493317.XA priority Critical patent/CN114140108A/en
Publication of CN114140108A publication Critical patent/CN114140108A/en
Pending legal-status Critical Current

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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/14—Payment architectures specially adapted for billing systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
    • G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/04—Billing or invoicing
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Systems or methods specially adapted for specific business sectors, e.g. utilities or tourism
    • G06Q50/06—Electricity, gas or water supply

Abstract

The invention provides an electricity fee payment method and system based on 5G message, which establishes communication connection with a user terminal by adopting the 5G message; then identifying the operation information sent by the user terminal; starting a corresponding processing flow containing a payment processing flow to pay the electric charge based on the identified characteristic information containing the payment identifier; and then the related data of the payment result is sent to the user terminal. The fee payment based on the 5G message is realized, the fee payment operation without downloading and authentication is realized, and the use is more convenient.

Description

5G message-based electricity fee payment method and system
Technical Field
The invention relates to the technical field of internet, in particular to an electric charge payment method and system based on 5G information.
Background
The electricity charge payment is just needed but not applied to high frequency in daily life of people, and has the attributes of complete functions, convenience in use and the like, so that better user experience is provided. At present, the electricity bill is mostly checked through a special payment APP for payment, although the function of payment can be realized, the APP needs to be downloaded, registered, logged in and the like, and is not friendly to users, and the use is not convenient enough.
Disclosure of Invention
In order to solve the problems of complex operation and insufficient convenience in the prior art, the invention provides a 5G message-based electricity fee payment method and system, which have the characteristics of convenience in operation, convenience in use and the like
According to the specific embodiment of the invention, the method for paying the electricity fee based on the 5G message comprises the following steps:
the message platform establishes communication connection with the user terminal based on the 5G message;
the message platform identifies user operation information acquired by the user terminal, and calls an account platform to verify the user identity after identifying an operation identifier contained in the operation information;
if the verification fails, the message platform initiates a registration process to the user terminal, and forwards the registration information sent by the user terminal to the account platform for registration;
the message platform acquires a user number list corresponding to a user after successful registration from the account platform, if the user number list is not acquired, a user number binding process is initiated to the user terminal, and the acquired user number in a preset format is sent to the account platform to be bound so as to generate the user number list;
after the user number list is obtained or the user number is successfully bound, the message platform sends the user number list to the user terminal;
if the operation identifier comprises a payment identifier, the message platform calls the account platform to inquire balance after acquiring a target user number sent by the user terminal, and sends balance information to the user terminal;
after the message platform acquires the payment amount sent by the user terminal, the account platform is called to send the payment amount to a payment platform, and the payment platform generates a corresponding payment order;
the account platform sends the payment order to the message platform, and the message platform sends the payment order to the user terminal;
the payment platform sends corresponding payment result information to the message platform after the payment order is completed;
and the message platform sends the payment result information to the user terminal.
Further, the payment method further comprises the following steps:
if the operation identifier comprises an invoice identifier, the message platform calls the account platform to invoice after acquiring an account number invoice list sent by the user terminal, and sends information of all invoices issued to the user terminal;
and the account platform provides a corresponding download link in a preset time period for the user terminal to download the invoice based on the invoicing list sent by the user terminal.
Further, the payment method further comprises the following steps:
if the operation identifier comprises an inquiry identifier, the message platform calls the account platform to inquire bills after acquiring the target account number, and the message platform sends corresponding bill information to the user terminal.
Further, the payment method further comprises the following steps:
if the account number list only contains one account number, the message platform directly calls the account platform to carry out balance inquiry on the account number in the account number list, and balance information is sent to the user terminal.
Further, the payment method further comprises the following steps:
if the account number invoice list only contains one account number, the message platform directly calls the account platform to invoice, and the information of all invoices issued is sent to the user terminal;
and the account platform provides a corresponding download link for the user terminal to download the invoice based on the invoicing account number sent by the user terminal.
According to a specific embodiment of the present invention, a 5G message-based electricity fee payment system includes: the system comprises a user terminal, a message platform, an account platform and a payment platform;
the message platform establishes communication connection with the user terminal based on the 5G message;
the message platform is used for identifying user operation information acquired by the user terminal, and calling the account platform to verify the user identity after identifying an operation identifier contained in the operation information;
if the verification fails, the message platform is further used for initiating a registration process to the user terminal and forwarding the registration information sent by the user terminal to the account platform for registration;
the message platform is further used for acquiring a user number list corresponding to the user after successful registration from the account platform, if the user number list is not acquired, initiating a user number binding process to the user terminal, and sending the acquired user number in a preset format to the account platform for binding so as to generate the user number list;
after the user number list is obtained or the user number is successfully bound, the message platform is further used for sending the user number list to the user terminal;
if the operation identifier comprises a payment identifier, the message platform is further used for calling the account platform to inquire the balance after acquiring the target user number sent by the user terminal and sending the balance information to the user terminal;
the message platform is further used for calling the account platform to send the payment amount to the payment platform after the payment amount sent by the user terminal is obtained, and the payment platform is used for generating a corresponding payment order;
the account platform is further used for sending the payment order to the message platform, and the message platform is further used for sending the payment order to the user terminal;
the payment platform is used for sending corresponding payment result information to the message platform after the payment order is completed;
the message platform is also used for sending the payment result information to the user terminal.
Further, the message platform includes: the system comprises a message management unit, a flow management unit and an interface calling unit;
the process management unit is used for managing the processing processes corresponding to the account platform and the payment platform;
the message management unit is used for managing the interactive information between the user terminal and the message management unit;
the interface calling unit is used for providing corresponding connection interfaces when information interaction is carried out between the interface calling unit and the account platform and between the interface calling unit and the payment platform.
Further, the message management unit includes: the system comprises a material management module and a card management module;
the card management module is used for converting the information sent to the user terminal into corresponding card information and sending the card information;
the material management module is used for providing materials required by generating the card message for the card management module.
Further, the process management unit includes:
the keyword matching module is used for identifying the user operation information sent by the user terminal and starting a corresponding processing flow based on an identification result;
the interface request module is used for calling a corresponding connection interface in the interface calling unit according to the processing flow initiated by the keyword matching module so as to establish connection with the account platform or the payment platform; and
and the message generation module is used for calling the message management unit to convert the result data generated in the processing flow into the card message in the preset format.
Further, the process management unit further includes:
the acquisition uploading module is used for identifying the feedback message of the user terminal in each processing flow and skipping the flow according to the identification result; and
and the service skipping module is used for matching the data generated by the current flow to the skipped flow when the flow is skipped.
The invention has the beneficial effects that: establishing communication connection with a user terminal by adopting a 5G message; then identifying the operation information sent by the user terminal; starting a corresponding processing flow containing a payment processing flow to pay the electric charge based on the identified characteristic information containing the payment identifier; and then the related data of the payment result is sent to the user terminal. The fee payment based on the 5G message is realized, the fee payment operation without downloading and authentication is realized, and the use is more convenient.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the provided drawings without creative efforts.
Fig. 1 is a flowchart of a method for 5G message-based power rate payment provided according to an exemplary embodiment;
fig. 2 is another flowchart of a method for 5G message-based power rate payment provided in accordance with an exemplary embodiment;
fig. 3 is a block diagram of a 5G message-based electricity fee payment system provided in accordance with an exemplary embodiment;
FIG. 4 is a block diagram of a messaging platform provided in accordance with an exemplary embodiment;
fig. 5 is a block diagram of a message management unit and a flow management unit provided in accordance with an example embodiment.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Referring to fig. 1, an embodiment of the present invention provides a method for paying electricity charges based on a 5G message, which may include the steps of:
101. the message platform identifies user operation information acquired by the user terminal, and calls the account platform to verify the user identity after identifying an operation identifier contained in the operation information; wherein the message platform establishes a communication connection with the user terminal based on the 5G message. The user terminal can be a 5G message module preset in a 5G smart phone of a user, is a rich media function integrated on the existing short message function, and can be directly used without downloading, registering and other steps.
102. If the verification fails, the message platform initiates a registration process to the user terminal, and forwards the registration information sent by the user terminal to an account platform for registration;
103. the message platform acquires a user number list corresponding to the user after successful registration from the account platform, if the user number list is not acquired, a user number binding process is initiated to the user terminal, and the acquired user number in the preset format is sent to the account platform to be bound so as to generate a user number list;
104. after the user number list is obtained or the user numbers are successfully bound, the message platform sends the corresponding user number list to the user terminal;
105. if the operation identifier comprises a payment identifier, the message platform calls the account platform to inquire the balance after acquiring the target user number sent by the user terminal, and sends the balance information to the user terminal;
106. after the message platform acquires the payment amount sent by the user terminal, the account platform is called to send the payment amount to the payment platform, and the payment platform generates a corresponding payment order;
107. the account platform sends the payment order to the message platform, and the message platform sends the payment order to the user terminal;
108. the payment platform sends corresponding payment result information to the message platform after the payment order is completed;
109. and the message platform sends the payment result information to the user terminal.
Specifically, the user searches for a corresponding Chatbot (chat robot) in the short message function of the mobile phone terminal, which can be used for providing a session interaction service for the terminal user. Chatbot can realize information interaction such as text, pictures, audio and video, positions and the like with a user, can carry a suspension key and a fixed key, provides convenient interactive operation for the user, completes the binding of a mobile phone number and a telephone number according to the guidance of a bottom menu, and can inquire a user number list bound with the mobile phone number, wherein the list is presented on a short message interface in the form of a single card or a plurality of cards.
The user can click the account number card to be inquired, and the message platform transfers the account number balance inquiry interface to return the current account number balance information for the user.
The user inputs the payment amount, the message platform can call the corresponding order interface, then the payment page is pulled up at the terminal, and the user finishes payment. Through using service entrance as the native SMS entry of cell-phone like this, the user need not to download APP, to only needing the charges of electricity or inquiry user, download that the APP process is loaded down with trivial details and APP function is redundant, realizes through the 5G message that the charges of charge more can satisfy customer's little service and individualized service demand to make the simple more convenient of charges of charge.
As a possible implementation manner of the foregoing embodiment, the process of registering an account may specifically include:
the user terminal sends corresponding transaction information, the message platform matches keywords with the service, the account platform is called after matching is successful, the account platform can verify whether the mobile phone number of the user is registered, the message platform sends corresponding card information to the user terminal when registration is not carried out, the message platform calls the account platform to register the mobile phone number after the user agrees with a relevant registration protocol, and corresponding card information is sent to the user after registration is successful.
The process of binding the account number may include:
the information platform acquires a corresponding account number list from the account platform after the user successfully registers, judges the account number list, sends a corresponding card message to the user terminal when the account number in the list is empty, enables the user to correspondingly fill in, sends the account number input by the user to the account platform for binding after the information filled in by the user is verified to be correct, sends corresponding prompt information after the binding is successful, and prompts the user that the account is registered or has a format error and needs to be bound again when the binding is failed.
The process of payment may include:
the message platform sends corresponding subscriber number list messages to the user terminal, and the user can select the corresponding subscriber number. The message platform sends the account balance to the account platform according to the account number selected by the user to inquire the account balance, and sends the balance information sent by the account platform to the user terminal, after the user fills in the corresponding payment amount, the message platform verifies the validity of the input amount, and submits the payment service to the account platform after confirming the validity of the amount, the account platform forwards the corresponding payment service to the payment platform, the payment platform forwards the corresponding payment message to the message platform through the account platform, the user terminal can select the corresponding payment mode to pay after receiving the payment message sent by the message platform, and the payment platform forwards the message of successful payment to the user terminal through the account platform and the message platform in sequence after the user finishes payment, thereby completing the payment.
And when the account number list only contains one account number, the message platform directly calls the account platform to carry out balance inquiry on the account number in the account number list, and the balance information is sent to the user terminal.
In another embodiment of the present invention, referring to fig. 2, the method for paying electricity fee based on 5G message further includes:
201. when the operation identifier comprises an invoice identifier, the message platform calls the account platform to invoice after acquiring an account number invoice list sent by the user terminal, and sends information of all invoices issued to the user terminal;
202. and the account platform provides a corresponding download link in a preset time period for the user terminal to download the invoice based on the invoicing list sent by the user terminal.
Specifically, when the user issues an invoice, the message platform also judges the number of the account numbers in the account number list, and if only one account number is contained in the account number invoice list, the message platform directly calls the account platform to issue the invoice and sends the information of all issued invoices to the user terminal;
and the account platform provides a corresponding download link for the user terminal to download the invoice based on the invoicing account number sent by the user terminal. When the number of the user in the user number list is multiple, the message platform sends corresponding card messages to the user terminal for the user to select, after the user selects the corresponding number, the message platform sends the number of the user selected by the user to the account platform for invoice inquiry, sends the inquired invoice list to the user terminal for the user to select, after the user selects, the message platform sends the list selected by the user to the account platform for invoice information issuing, the message platform sends invoice details issued by the account platform to the user terminal for the user to check, after the user determines the corresponding invoice information, the message platform sends the selection result to the account platform, and the account platform opens corresponding download files for the user terminal to download.
In some embodiments of the present invention, the 5G message-based power rate payment may further include:
and when the operation identifier comprises an inquiry identifier, the message platform calls the account platform to inquire bills after acquiring the target account number, and the message platform sends corresponding bill information to the user terminal.
Specifically, the specific process of the bill inquiry may include:
after the message platform identifies keywords of information sent by the user terminal, a corresponding user number list can be inquired according to the mobile phone number of the user for the user to select, and when the user list only contains one user number, the inquiry of the details of the user number bill can be directly carried out on the account platform. When the number of the account in the account number list is multiple, the information platform inquires the account bill of the corresponding account number after the user terminal selects the corresponding card information, and converts the inquiry result into the corresponding card information for the user to check.
Based on the same design concept, referring to fig. 3, an embodiment of the present invention further provides a system for paying electricity fee based on 5G message, where the system may include: the system comprises a user terminal 1, a message platform 2, an account platform 3 and a payment platform 4;
the message platform 2 establishes communication connection with the user terminal 1 based on the 5G message;
the message platform 2 is used for identifying the user operation information acquired by the user terminal 1, and calling the account platform 3 to verify the user identity after identifying the operation identifier contained in the operation information;
if the verification fails, the message platform 2 is further configured to initiate a registration process to the user terminal 1, and forward the registration information sent by the user terminal 1 to the account platform 3 for registration;
the message platform 2 is further configured to obtain a user number list corresponding to the user after successful registration from the account platform 3, initiate a user number binding process to the user terminal 1 if the user number list is not obtained, and send the obtained user number in the preset format to the account platform 3 for binding;
after the user number list is obtained or the user numbers are successfully bound, the message platform 2 is further used for sending the corresponding user number list to the user terminal 1;
if the operation identifier comprises a payment identifier, the message platform 2 is further used for calling the account platform 3 to perform balance inquiry after acquiring the target user number sent by the user terminal 1, and sending balance information to the user terminal 1;
the message platform 2 is also used for calling the account platform 3 to send the payment amount to the payment platform 4 after the payment amount sent by the user terminal 1 is obtained, and the payment platform 4 is used for generating a corresponding payment order;
the account platform 3 is further used for sending the payment order to the message platform 2, and the message platform 2 is further used for sending the payment order to the user terminal 1;
the payment platform 4 is used for sending corresponding payment result information to the message platform 2 after the payment order is completed;
the message platform 2 is also used for sending payment result information to the user terminal 1.
The payment system has the same beneficial effects as the payment method provided by the above embodiment, and the invention is not repeated herein.
In specific implementation, the message platform 2 may identify a message that a user uplinks to the system through a built-in NLP semantic recognition system, match the message to a corresponding interaction flow, and call an API interface corresponding to the charging system through http in the local area network according to a preset interaction flow.
If the user requires to inquire the user number list information interface according to the mobile phone number, when the calling is completed, a corresponding user number picture information card is generated according to the user number returned by the account platform 2, the location of the user number and other information, and then the user number picture information card is issued to the mobile phone of the user through the MaaP interface of the operator, so that the user number inquiry function is completed.
When generating the corresponding card message, adopting the preset dynamic card setting, configuring the information returned by the interface of the charging system in the card in the form of pictures, and configuring the suggestion button of the reply content of the expected user. And after receiving the information, the user clicks a button of the information, replies the specified service information and completes service interaction.
And after the account platform 3API interface node requesting the flow configuration is finished, the message platform 2 analyzes the information returned by the account platform 3API interface, points to the next node, dynamically generates 5G message card information, completes the issuing of the message, stores the user interaction flow information, and can continuously realize the subsequent service interaction flow according to NLP semantic analysis when the user continuously interacts with the system through chatbot.
In other embodiments of the present invention, the message platform 2 shown with reference to fig. 4 comprises: a message management unit 21, a flow management unit 22, and an interface calling unit 23;
the flow management unit 22 is used for managing the processing flows corresponding to the account platform 3 and the payment platform 4;
the message management unit 21 is used for managing information interaction with the user terminal 1, and can mark chatbot according to an operator corresponding to the terminal SIM card and inform the corresponding operator of message issuing through a third-party interface calling module;
the interface calling unit 23 is configured to provide a corresponding connection interface when performing information interaction with the account platform 3 and with the payment platform 4.
Specifically, the process management unit 22 performs keyword recognition and matching through the input content of the acquisition terminal, enters the corresponding process after matching is successful to complete related service handling, the process is composed of nodes with different functions, and the process is combined and linked according to the service requirements to finally form a closed-loop service.
As a possible implementation, referring to fig. 5, the message management unit 21 includes: a material management module 2101 and a card management module 2102;
the card management module 2102 is configured to convert information sent to the user terminal 1 into a corresponding card message and send the card message;
the materials management module 2101 is used to provide the card management module 2102 with materials necessary for generating a card message.
The material management module 2101 is mainly responsible for uploading, deleting, auditing and other functions of the message card materials. The auditing is firstly confirmed by internal auditing, is submitted to a communication operator for auditing through a third-party interface calling module after being confirmed, and can be used only after passing the auditing and being returned through the third-party interface calling module. The materials can be divided into: picture, video, voice, etc.
The card management module 2102 is responsible for manufacturing message cards which are divided into single cards, multiple cards, texts, videos, static cards, dynamic cards and the like, and can be reasonably matched and utilized according to business needs. The manufactured message card is firstly subjected to internal verification and confirmation, and is submitted to a communication operator for verification through the third-party interface calling module after confirmation, and the message card can be provided for the process for use after passing verification and being returned through the third-party interface calling module.
The flow management unit 22 includes:
a keyword matching module 2202, configured to identify user operation information sent by a user terminal, and start a corresponding processing flow based on an identification result;
the interface request module 2203 is configured to call a corresponding connection interface in the interface call unit according to the processing procedure initiated by the keyword matching module, so as to establish connection with the account platform or the payment platform; and
the message generating module 2201 is configured to invoke the message management unit to convert the result data generated in the processing flow into a card message in a preset format. And
the acquisition uploading module 2204 is used for identifying the feedback information of the user terminal in each processing flow and skipping the flow according to the identification result; and
the service skipping module 2205 is configured to match data generated by the current flow to the skipped flow when the flow skipping is performed.
Specifically, the keyword matching module 2202 defines an entry keyword of the flow, performs keyword recognition matching on information input by the user terminal, and enters a corresponding flow after matching is successful; the message generation module can be divided into a static node and a dynamic node, wherein the static node can quote a static message card, and the quoted static message card is issued when the process is executed to the node; the dynamic node can refer to a dynamic message card, and can be set as a remote dynamic message card, and the dynamic message card can modify the dynamic data of the characters or pictures of the original message card according to the data or pictures fed back by the third-party interface calling module, so that various display forms are achieved. The remote message card is the message card data which can be directly fed back through the third-party interface calling module to be temporarily generated and issued.
The interface request module 2203 is responsible for setting a third-party interface which needs to be requested in the process, executing the call through the third-party interface call module, and receiving the interface data feedback. The feedback data can be analyzed and redefined according to the service requirement, and the effective data is stored or the next stage branch condition is triggered according to the agreed feedback state code.
The collection uploading module 2204 may set a trigger branch flow condition keyword for the current flow stage, and when the user receives the message card and makes feedback, the feedback information is transmitted to chatbot, and at this time, the collection uploading node performs matching identification according to the feedback information, and when the identification is successful, the corresponding flow stage is skipped.
The service jump module 2205 may attach the data generated by the current flow when the current flow is switched to other flows. The function of seamless switching between the processes is achieved, and the service processes are unitized.
The payment method and the payment system provided by the embodiment of the invention enable a user to complete simple service interaction in the native short message application of the mobile phone terminal. The terminal carries the mobile phone number in an uplink mode, and login and authentication can be avoided by using the authentication function of the 5G message. The combined application of the 5G message and the existing charging system can not only concentrate on the interactive flow interaction, but also reuse the complete service output and safety capability of the existing system.
While, for purposes of simplicity of explanation, the foregoing method embodiments have been described as a series of acts or combination of acts, it will be appreciated by those skilled in the art that the present invention is not limited by the illustrated ordering of acts, as some steps may occur in other orders or concurrently with other steps in accordance with the invention. Further, those skilled in the art should also appreciate that the embodiments described in the specification are preferred embodiments and that the acts and modules referred to are not necessarily required by the invention.
It should be noted that, in the present specification, the embodiments are all described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments may be referred to each other. For the device-like embodiment, since it is basically similar to the method embodiment, the description is simple, and for the relevant points, reference may be made to the partial description of the method embodiment.
The steps in the method of each embodiment of the present invention may be sequentially adjusted, combined, and deleted according to actual needs, and the technical features described in each embodiment may be replaced or combined.
The modules and sub-modules in the device and the terminal of the embodiments of the invention can be combined, divided and deleted according to actual needs.
In the embodiments provided in the present invention, it should be understood that the disclosed terminal, apparatus and method may be implemented in other ways. For example, the above-described terminal embodiments are merely illustrative, and for example, the division of a module or a sub-module is only one logical division, and there may be other divisions when the terminal is actually implemented, for example, a plurality of sub-modules or modules may be combined or integrated into another module, or some features may be omitted or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or modules, and may be in an electrical, mechanical or other form.
The modules or sub-modules described as separate parts may or may not be physically separate, and parts that are modules or sub-modules may or may not be physical modules or sub-modules, may be located in one place, or may be distributed over a plurality of network modules or sub-modules. Some or all of the modules or sub-modules can be selected according to actual needs to achieve the purpose of the solution of the present embodiment.
In addition, each functional module or sub-module in each embodiment of the present invention may be integrated into one processing module, or each module or sub-module may exist alone physically, or two or more modules or sub-modules may be integrated into one module. The integrated modules or sub-modules may be implemented in the form of hardware, or may be implemented in the form of software functional modules or sub-modules.
Those of skill would further appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware, computer software, or combinations of both, and that the various illustrative components and steps have been described above generally in terms of their functionality in order to clearly illustrate this interchangeability of hardware and software. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present invention.
The steps of a method or algorithm described in connection with the embodiments disclosed herein may be embodied directly in hardware, in a software unit executed by a processor, or in a combination of the two. The software cells may reside in Random Access Memory (RAM), memory, Read Only Memory (ROM), electrically programmable ROM, electrically erasable programmable ROM, registers, hard disk, a removable disk, a CD-ROM, or any other form of storage medium known in the art.
Finally, it should also be noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The previous description of the disclosed embodiments is provided to enable any person skilled in the art to make or use the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.

Claims (10)

1. A method for paying electricity fee based on 5G message is characterized by comprising the following steps:
the message platform establishes communication connection with the user terminal based on the 5G message;
the message platform identifies user operation information acquired by the user terminal, and calls an account platform to verify the user identity after identifying an operation identifier contained in the operation information;
if the verification fails, the message platform initiates a registration process to the user terminal, and forwards the registration information sent by the user terminal to the account platform for registration;
the message platform acquires a user number list corresponding to a user after successful registration from the account platform, if the user number list is not acquired, a user number binding process is initiated to the user terminal, and the acquired user number in a preset format is sent to the account platform to be bound so as to generate the user number list;
after the user number list is obtained or the user number is successfully bound, the message platform sends the user number list to the user terminal;
if the operation identifier comprises a payment identifier, the message platform calls the account platform to inquire balance after acquiring a target user number sent by the user terminal, and sends balance information to the user terminal;
after the message platform acquires the payment amount sent by the user terminal, the account platform is called to send the payment amount to a payment platform, and the payment platform generates a corresponding payment order;
the account platform sends the payment order to the message platform, and the message platform sends the payment order to the user terminal;
the payment platform sends corresponding payment result information to the message platform after the payment order is completed;
and the message platform sends the payment result information to the user terminal.
2. The method of claim 1, further comprising:
if the operation identifier comprises an invoice identifier, the message platform calls the account platform to invoice after acquiring an account number invoice list sent by the user terminal, and sends information of all invoices issued to the user terminal;
and the account platform provides a corresponding download link in a preset time period for the user terminal to download the invoice based on the invoicing list sent by the user terminal.
3. The method of claim 1, further comprising:
if the operation identifier comprises an inquiry identifier, the message platform calls the account platform to inquire bills after acquiring the target account number, and the message platform sends corresponding bill information to the user terminal.
4. The method of claim 1, further comprising:
if the account number list only contains one account number, the message platform directly calls the account platform to carry out balance inquiry on the account number in the account number list, and balance information is sent to the user terminal.
5. The method of claim 2, further comprising:
if the account number invoice list only contains one account number, the message platform directly calls the account platform to invoice, and the information of all invoices issued is sent to the user terminal;
and the account platform provides a corresponding download link for the user terminal to download the invoice based on the invoicing account number sent by the user terminal.
6. An electricity fee payment system based on 5G message, comprising: the system comprises a user terminal, a message platform, an account platform and a payment platform;
the message platform establishes communication connection with the user terminal based on the 5G message;
the message platform is used for identifying user operation information acquired by the user terminal, and calling the account platform to verify the user identity after identifying an operation identifier contained in the operation information;
if the verification fails, the message platform is further used for initiating a registration process to the user terminal and forwarding the registration information sent by the user terminal to the account platform for registration;
the message platform is further used for acquiring a user number list corresponding to the user after successful registration from the account platform, if the user number list is not acquired, initiating a user number binding process to the user terminal, and sending the acquired user number in a preset format to the account platform for binding so as to generate the user number list;
after the user number list is obtained or the user number is successfully bound, the message platform is further used for sending the user number list to the user terminal;
if the operation identifier comprises a payment identifier, the message platform is further used for calling the account platform to inquire the balance after acquiring the target user number sent by the user terminal and sending the balance information to the user terminal;
the message platform is further used for calling the account platform to send the payment amount to the payment platform after the payment amount sent by the user terminal is obtained, and the payment platform is used for generating a corresponding payment order;
the account platform is further used for sending the payment order to the message platform, and the message platform is further used for sending the payment order to the user terminal;
the payment platform is used for sending corresponding payment result information to the message platform after the payment order is completed;
the message platform is also used for sending the payment result information to the user terminal.
7. The system of claim 6, wherein the message platform comprises: the system comprises a message management unit, a flow management unit and an interface calling unit;
the process management unit is used for managing the processing processes corresponding to the account platform and the payment platform;
the message management unit is used for managing the interactive information between the user terminal and the message management unit;
the interface calling unit is used for providing corresponding connection interfaces when information interaction is carried out between the interface calling unit and the account platform and between the interface calling unit and the payment platform.
8. The system of claim 7, wherein the message management unit comprises: the system comprises a material management module and a card management module;
the card management module is used for converting the information sent to the user terminal into corresponding card information and sending the card information;
the material management module is used for providing materials required by generating the card message for the card management module.
9. The system of claim 8, wherein the process management unit comprises:
the keyword matching module is used for identifying the user operation information sent by the user terminal and starting a corresponding processing flow based on an identification result;
the interface request module is used for calling a corresponding connection interface in the interface calling unit according to the processing flow initiated by the keyword matching module so as to establish connection with the account platform or the payment platform; and
and the message generation module is used for calling the message management unit to convert the result data generated in the processing flow into the card message in the preset format.
10. The system of claim 9, wherein the process management unit further comprises:
the acquisition uploading module is used for identifying the feedback message of the user terminal in each processing flow and skipping the flow according to the identification result; and
and the service skipping module is used for matching the data generated by the current flow to the skipped flow when the flow is skipped.
CN202111493317.XA 2021-12-08 2021-12-08 5G message-based electricity fee payment method and system Pending CN114140108A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202111493317.XA CN114140108A (en) 2021-12-08 2021-12-08 5G message-based electricity fee payment method and system

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202111493317.XA CN114140108A (en) 2021-12-08 2021-12-08 5G message-based electricity fee payment method and system

Publications (1)

Publication Number Publication Date
CN114140108A true CN114140108A (en) 2022-03-04

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Family Applications (1)

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Country Status (1)

Country Link
CN (1) CN114140108A (en)

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