CN113724076A - Deposit evidence unfreezing method and device based on alliance chain and 5G - Google Patents
Deposit evidence unfreezing method and device based on alliance chain and 5G Download PDFInfo
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Abstract
The invention discloses a deposit evidence unfreezing method and device based on a alliance chain and 5G, and relates to the technical field of block chains and mobile interconnection, wherein the method comprises the following steps: receiving a thawing deposit certification application proposed by a user through a 5G message center; carrying out customer information consensus verification, triggering an intelligent contract, and applying for chaining the defreezing deposit certificate; calling a deposit certification query interface provided by a bank in a alliance chain, verifying whether a deposit certification exists in a user based on the unfreezing deposit certification application, if so, checking whether the deposit certification is used by a using mechanism or not, if so, unfreezing fails, if not, calling a bank deposit certification unfreezing interface, finishing the unfreezing of the deposit certification, obtaining the information of successful unfreezing, and informing the information of successful unfreezing to the user through a 5G message center; where a federation chain is built by institutions that use proof of deposits. The invention can improve the unfreezing efficiency and improve the customer experience.
Description
Technical Field
The invention relates to the technical field of block chains and mobile interconnection, in particular to a deposit evidence unfreezing method and device based on an alliance chain and 5G.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
At present, a user often needs to open a deposit certificate at a bank when going out of a country, after the deposit certificate is opened, the user may temporarily not want to go out of the country for some reasons, and if the user wants to use the part of funds frozen by the deposit certificate, the user can only take a paper deposit certificate to go to a bank outlet to unfreeze, or the user can unfreeze automatically after the deposit certificate automatically expires. The two existing unfreezing methods are complex in process and long in time consumption, a user cannot timely obtain funds which are proved to be frozen by deposit, and the user experience is poor.
Disclosure of Invention
The embodiment of the invention provides a deposit certificate unfreezing method based on a alliance chain and 5G, which is used for solving the technical problems that in the prior art, the unfreezing process is complicated and long in time consumption, a user cannot timely obtain funds frozen by deposit certificate, and the customer experience is poor, and comprises the following steps:
receiving a thawing deposit certification application proposed by a user through a 5G message center;
carrying out customer information consensus verification, triggering an intelligent contract, and applying for chaining the defreezing deposit certificate;
calling a deposit certification query interface provided by a bank in a alliance chain, verifying whether a deposit certification exists in a user based on the unfreezing deposit certification application, if so, checking whether the deposit certification is used by a using mechanism or not, if so, unfreezing fails, if not, calling a bank deposit certification unfreezing interface, finishing the unfreezing of the deposit certification, obtaining the information of successful unfreezing, and informing the information of successful unfreezing to the user through a 5G message center;
where a federation chain is built by institutions that use proof of deposits.
The embodiment of the invention also provides a deposit certificate unfreezing device based on the alliance chain and the 5G, which is used for solving the technical problems that in the prior art, the unfreezing process is complicated and long in time consumption, a user cannot timely obtain funds frozen by the deposit certificate, and the customer experience is poor, and the device comprises:
the deposit evidence unfreezing acceptance module is used for receiving an unfreezing deposit evidence application provided by a user through a 5G message center;
the deposit certificate verification module is used for carrying out client information consensus verification, triggering an intelligent contract and applying for recording uplink of unfrozen deposit certificate; calling a deposit certification inquiry interface provided by a bank in a alliance chain, verifying whether a user has a deposit certification based on the unfreezing deposit certification application, and if so, checking whether the deposit certification is used by a using mechanism;
the deposit certification unfreezing module is used for failing to unfreeze if the deposit certification unfreezing module is used by a using mechanism, calling a bank deposit certification unfreezing interface if the deposit certification unfreezing module is not used by the using mechanism, finishing deposit certification unfreezing, obtaining unfreezing success information and informing a user of the unfreezing success information through a 5G message center;
where a federation chain is built by institutions that use proof of deposits.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor executes the computer program to realize the credit evidence unfreezing method based on the alliance chain and the 5G.
Embodiments of the present invention further provide a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the steps of the above-mentioned coalition chain and 5G-based credit evidence unfreezing method.
In the embodiment of the invention, compared with the technical scheme that a paper deposit certificate is taken to a bank outlet for unfreezing or the paper deposit certificate is automatically unfrozen after the automatic expiration of the deposit certificate in the prior art, the unfreezing deposit certificate application provided by a user is received through a 5G message center; carrying out customer information consensus verification, triggering an intelligent contract, and applying for chaining the defreezing deposit certificate; calling a deposit certification query interface provided by a bank in a alliance chain, verifying whether a deposit certification exists in a user based on the unfreezing deposit certification application, if so, checking whether the deposit certification is used by a using mechanism or not, if so, unfreezing fails, if not, calling a bank deposit certification unfreezing interface, finishing the unfreezing of the deposit certification, obtaining the information of successful unfreezing, and informing the information of successful unfreezing to the user through a 5G message center; the invention is based on the alliance chain, realizes the use record of the deposit certificate in the chain by the institutions needing the deposit certificate, such as banks, embassies and the like, and is convenient for users to timely and efficiently carry out the deposit certificate unfreezing operation by judging the mark for whether the deposit certificate is used, namely, the safe and decentralization operation is realized. The user initiates the application of the thawing deposit certification through the 5G message, so that the efficiency is improved, and the user experience is improved.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
FIG. 1 is a first flowchart of a coalition chain and 5G-based deposit evidence unfreezing method in an embodiment of the present invention;
FIG. 2 is a flow chart of a second embodiment of the method for thawing credit certification based on alliance chain and 5G;
FIG. 3 is a third flowchart of a deposit evidence unfreezing method based on a federation chain and 5G in the embodiment of the present invention;
FIG. 4 is a flow chart of a deposit evidence unfreezing method based on alliance chain and 5G in the embodiment of the invention;
FIG. 5 is a block diagram of a coalition chain and 5G-based credit evidence thawing device according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
Interpretation of terms:
federation chain: the system is a cluster formed by a plurality of private chains, a block chain which is managed by a plurality of organizations together, each organization or organization manages one or a plurality of nodes, and the data of the nodes only allows different organizations in the system to read, write and send.
Fig. 1 is a first flowchart of a coalition chain and 5G-based deposit evidence unfreezing method in an embodiment of the present invention, as shown in fig. 1, the method includes:
step 101: receiving a thawing deposit certification application proposed by a user through a 5G message center;
step 102: carrying out customer information consensus verification, triggering an intelligent contract, and applying for chaining the defreezing deposit certificate;
step 103: calling a deposit certification query interface provided by a bank in a alliance chain, verifying whether a deposit certification exists in a user based on the unfreezing deposit certification application, if so, checking whether the deposit certification is used by a using mechanism or not, if so, unfreezing fails, if not, calling a bank deposit certification unfreezing interface, finishing the unfreezing of the deposit certification, obtaining the information of successful unfreezing, and informing the information of successful unfreezing to the user through a 5G message center;
where a federation chain is built by institutions that use proof of deposits.
Specifically, the invention needs to build a alliance chain, and enterprises such as banks and embassy using deposit certificates are built into the alliance chain, and each enterprise is accessed as a node to build consensus. Developing an intelligent contract, performing customer information consensus verification after receiving the request, triggering the intelligent contract, and linking the transaction records of the thawing deposit certification applied by the user; developing a query interface, wherein each mechanism supports querying the relevant condition of the user; designing a 5G message center to receive an application of unfreezing a user; and completing fund unfreezing according to the deposit certification unfreezing application of the user.
In the embodiment of the invention, a 5G message center is designed to receive the application of the thawing deposit certificate of the user, and when the user needs to apply the thawing deposit certificate, the application information is sent to the 5G message center, wherein the content of the application information comprises the user name, the user identity card number, the mobile phone number, the bank number and the like.
The thawing deposit certificate application comprises a user identification (namely a user name, a user identification number and a mobile phone number) and a bank identification (namely a bank number) corresponding to the deposit certificate;
as shown in fig. 2, the verifying whether the user has a deposit certificate based on the defreezing deposit certificate application in step 103 includes:
step 201: calling a deposit certificate inquiry interface provided by a corresponding bank according to the bank identification corresponding to the deposit certificate;
step 202: and acquiring whether a corresponding user has deposit evidence according to the user identification.
In the embodiment of the present invention, as shown in fig. 3, if step 103 exists, the step of checking whether the deposit certificate is used by the using entity includes:
if yes, checking whether the deposit certificate is inquired by a using mechanism, and if yes, marking the deposit certificate as used.
In this embodiment of the present invention, if step 103 exists, checking whether the deposit certificate is used by the using entity includes:
if there are a plurality of identical deposit certificates, it is checked whether each of the deposit certificates has been used by the using organization, and if any one of the deposit certificates has been used, the thawing is failed, and if none of the plurality of identical deposit certificates has been used, the thawing is allowed.
Specifically, for the situation of multiple identical deposit proofs, the bank end stores multiple deposit proofs when the deposit proofs are opened, wherein the multiple deposit proofs comprise deposit proofs information and using mechanisms, and each deposit proof corresponds to each using mechanism. When a certain using mechanism uses the deposit certificate, only the deposit certificate corresponding to the using mechanism is marked as used. When unfreezing, a plurality of deposits need to be inquired to prove that the deposits are not used, and then the deposits are allowed to be unfrozen.
In the embodiment of the present invention, as shown in fig. 4, the method further includes:
step 401: and packaging related information unfrozen by a user application into blocks, and recording the blocks into a alliance chain.
Specifically, application information for requesting a user to save a deposit certificate and unfreeze is packaged into blocks and added to a alliance chain. Wherein the information includes: user name, user identification number, mobile phone number, unfreezing amount, bank account number, bank number and the like. Wherein the defrosted amount and the bank account number are obtained when inquiring about the proof of deposit.
The embodiment of the invention also provides a credit evidence unfreezing device based on the alliance chain and 5G, and the device is described in the following embodiment. Because the principle of the device for solving the problems is similar to the deposit evidence unfreezing method based on the alliance chain and the 5G, the implementation of the device can be referred to the implementation of the deposit evidence unfreezing method based on the alliance chain and the 5G, and repeated parts are not described again.
FIG. 5 is a block diagram of a coalition chain and 5G-based credit evidence thawing device according to an embodiment of the present invention; as shown in fig. 5, the apparatus includes:
the deposit evidence unfreezing acceptance module 02 is used for receiving an unfreezing deposit evidence application provided by a user through a 5G message center;
the deposit certificate verification module 04 is used for performing client information consensus verification, triggering an intelligent contract and linking the unfrozen deposit certificate application records; calling a deposit certification inquiry interface provided by a bank in a alliance chain, verifying whether a user has a deposit certification based on the unfreezing deposit certification application, and if so, checking whether the deposit certification is used by a using mechanism;
the deposit certification unfreezing module 06 is used for failing to unfreeze if the deposit certification unfreezing module is used by a used mechanism, calling a bank deposit certification unfreezing interface if the deposit certification unfreezing module is not used by the used mechanism, completing deposit certification unfreezing, obtaining unfreezing success information, and informing a user of the unfreezing success information through a 5G message center;
where a federation chain is built by institutions that use proof of deposits.
In the embodiment of the invention, the thawing deposit certificate application comprises a user identifier and a bank identifier corresponding to a deposit certificate;
the deposit proof verification module is specifically configured to:
calling a deposit certificate inquiry interface provided by a corresponding bank according to the bank identification corresponding to the deposit certificate;
and acquiring whether a corresponding user has deposit evidence according to the user identification.
In the embodiment of the present invention, the deposit certification verification module is specifically configured to:
if yes, checking whether the deposit certificate is inquired by a using mechanism, and if yes, marking the deposit certificate as used.
In the embodiment of the present invention, the deposit certification verification module is specifically configured to:
if there are a plurality of identical deposit certificates, it is checked whether each of the deposit certificates has been used by the using organization, and if any one of the deposit certificates has been used, the thawing is failed, and if none of the plurality of identical deposit certificates has been used, the thawing is allowed.
In the embodiment of the present invention, the deposit certification verification module is specifically configured to:
and packaging related information unfrozen by a user application into blocks, and recording the blocks into a alliance chain.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the processor executes the computer program to realize the credit evidence unfreezing method based on the alliance chain and the 5G.
Embodiments of the present invention further provide a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the steps of the above-mentioned coalition chain and 5G-based credit evidence unfreezing method.
In the embodiment of the invention, compared with the technical scheme that a paper deposit certificate is taken to a bank outlet for unfreezing or the paper deposit certificate is automatically unfrozen after the automatic expiration of the deposit certificate in the prior art, the unfreezing deposit certificate application provided by a user is received through a 5G message center; carrying out customer information consensus verification, triggering an intelligent contract, and applying for chaining the defreezing deposit certificate; calling a deposit certification query interface provided by a bank in a alliance chain, verifying whether a deposit certification exists in a user based on the unfreezing deposit certification application, if so, checking whether the deposit certification is used by a using mechanism or not, if so, unfreezing fails, if not, calling a bank deposit certification unfreezing interface, finishing the unfreezing of the deposit certification, obtaining the information of successful unfreezing, and informing the information of successful unfreezing to the user through a 5G message center; the invention is based on the alliance chain, realizes the use record of the deposit certificate in the chain by the institutions needing the deposit certificate, such as banks, embassies and the like, and is convenient for users to timely and efficiently carry out the deposit certificate unfreezing operation by judging the mark for whether the deposit certificate is used, namely, the safe and decentralization operation is realized. The user initiates the application of the thawing deposit certification through the 5G message, so that the efficiency is improved, and the user experience is improved.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.
Claims (12)
1. A deposit evidence unfreezing method based on a alliance chain and 5G is characterized by comprising the following steps:
receiving a thawing deposit certification application proposed by a user through a 5G message center;
carrying out customer information consensus verification, triggering an intelligent contract, and applying for chaining the defreezing deposit certificate;
calling a deposit certification query interface provided by a bank in a alliance chain, verifying whether a deposit certification exists in a user based on the unfreezing deposit certification application, if so, checking whether the deposit certification is used by a using mechanism or not, if so, unfreezing fails, if not, calling a bank deposit certification unfreezing interface, finishing the unfreezing of the deposit certification, obtaining the information of successful unfreezing, and informing the information of successful unfreezing to the user through a 5G message center;
where a federation chain is built by institutions that use proof of deposits.
2. The alliance chain and 5G based deposit evidence unfreezing method according to claim 1, wherein the unfreezing deposit evidence application comprises a user identifier and a bank identifier corresponding to the deposit evidence;
verifying whether a user has a deposit certificate based on the unfreezing deposit certificate application, comprising:
calling a deposit certificate inquiry interface provided by a corresponding bank according to the bank identification corresponding to the deposit certificate;
and acquiring whether a corresponding user has deposit evidence according to the user identification.
3. A federation chain and 5G-based credit evidence unfreezing method of claim 1, wherein checking if the credit evidence exists is used by a using authority comprises:
if yes, checking whether the deposit certificate is inquired by a using mechanism, and if yes, marking the deposit certificate as used.
4. A federation chain and 5G-based credit evidence unfreezing method of claim 1, wherein checking if the credit evidence exists is used by a using authority comprises:
if there are a plurality of identical deposit certificates, it is checked whether each of the deposit certificates has been used by the using organization, and if any one of the deposit certificates has been used, the thawing is failed, and if none of the plurality of identical deposit certificates has been used, the thawing is allowed.
5. The alliance chain and 5G based credit evidence defreezing method as claimed in claim 1, further comprising:
and packaging related information unfrozen by a user application into blocks, and recording the blocks into a alliance chain.
6. A coalition chain and 5G-based deposit evidence thawing apparatus, comprising:
the deposit evidence unfreezing acceptance module is used for receiving an unfreezing deposit evidence application provided by a user through a 5G message center;
the deposit certificate verification module is used for carrying out client information consensus verification, triggering an intelligent contract and applying for recording uplink of unfrozen deposit certificate; calling a deposit certification inquiry interface provided by a bank in a alliance chain, verifying whether a user has a deposit certification based on the unfreezing deposit certification application, and if so, checking whether the deposit certification is used by a using mechanism;
the deposit certification unfreezing module is used for failing to unfreeze if the deposit certification unfreezing module is used by a using mechanism, calling a bank deposit certification unfreezing interface if the deposit certification unfreezing module is not used by the using mechanism, finishing deposit certification unfreezing, obtaining unfreezing success information and informing a user of the unfreezing success information through a 5G message center;
where a federation chain is built by institutions that use proof of deposits.
7. The alliance-chain and 5G-based deposit evidence unfreezing device according to claim 6, wherein the unfreezing deposit evidence application comprises a user identifier and a bank identifier corresponding to the deposit evidence;
the deposit proof verification module is specifically configured to:
calling a deposit certificate inquiry interface provided by a corresponding bank according to the bank identification corresponding to the deposit certificate;
and acquiring whether a corresponding user has deposit evidence according to the user identification.
8. The alliance-chain and 5G-based credit evidence thawing apparatus of claim 6, wherein the credit evidence verification module is specifically configured to:
if yes, checking whether the deposit certificate is inquired by a using mechanism, and if yes, marking the deposit certificate as used.
9. The alliance-chain and 5G-based credit evidence thawing apparatus of claim 6, wherein the credit evidence verification module is specifically configured to:
if there are a plurality of identical deposit certificates, it is checked whether each of the deposit certificates has been used by the using organization, and if any one of the deposit certificates has been used, the thawing is failed, and if none of the plurality of identical deposit certificates has been used, the thawing is allowed.
10. The alliance-chain and 5G-based credit evidence thawing apparatus of claim 6, wherein the credit evidence verification module is specifically configured to:
and packaging related information unfrozen by a user application into blocks, and recording the blocks into a alliance chain.
11. A computer device comprising a memory, a processor, and a computer program stored on the memory and executable on the processor, wherein the processor when executing the computer program implements the coalition chain and 5G based credit evidence defreezing method of any one of claims 1 to 5.
12. A computer-readable storage medium, on which a computer program is stored, which program, when being executed by a processor, carries out the steps of the coalition chain and 5G-based credit evidence defrosting method of any one of claims 1 to 5.
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| CN202111079784.8A CN113724076A (en) | 2021-09-15 | 2021-09-15 | Deposit evidence unfreezing method and device based on alliance chain and 5G |
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Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111489252A (en) * | 2020-04-08 | 2020-08-04 | 中国银行股份有限公司 | Deposit evidence establishing method and device based on alliance chain |
| CN111582888A (en) * | 2020-05-11 | 2020-08-25 | 中国银行股份有限公司 | Verification system for verifying authenticity of electronic deposit certificate |
| CN113052584A (en) * | 2021-04-30 | 2021-06-29 | 中国银行股份有限公司 | Block chain-based quick payment contract-releasing method and device |
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- 2021-09-15 CN CN202111079784.8A patent/CN113724076A/en active Pending
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN111489252A (en) * | 2020-04-08 | 2020-08-04 | 中国银行股份有限公司 | Deposit evidence establishing method and device based on alliance chain |
| CN111582888A (en) * | 2020-05-11 | 2020-08-25 | 中国银行股份有限公司 | Verification system for verifying authenticity of electronic deposit certificate |
| CN113052584A (en) * | 2021-04-30 | 2021-06-29 | 中国银行股份有限公司 | Block chain-based quick payment contract-releasing method and device |
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