CN113590668A

CN113590668A - Asset data filtering method and device of ABS (anti-lock braking system) service, storage medium and electronic equipment

Info

Publication number: CN113590668A
Application number: CN202110839473.0A
Authority: CN
Inventors: 王贺宇
Original assignee: Jingdong Technology Holding Co Ltd
Current assignee: Jingdong Technology Holding Co Ltd
Priority date: 2021-07-23
Filing date: 2021-07-23
Publication date: 2021-11-02

Abstract

The invention relates to an asset data filtering method and device of an ABS (anti-lock braking system) service, a storage medium and electronic equipment, which are used for improving the operation efficiency of an ABS service system. The asset data filtering method of the ABS service comprises the following steps: executing the filtering task, and filtering the asset data according to the filtering target amount; setting the state of the filtering task as a filtering suspension state, and determining a first asset sum of asset data of an ABS asset pool marked by all current filtering tasks; determining a difference between the first total asset amount and a preset final filtering target amount; when the difference is smaller than a set threshold value, the states of all current filtering tasks are changed from filtering suspension to filtering completion; and when the difference is larger than or equal to a set threshold value, generating a next filtering task, and taking the difference as the filtering target amount of the next filtering task to execute the next filtering task and finish the next asset data filtering.

Description

Asset data filtering method and device of ABS (anti-lock braking system) service, storage medium and electronic equipment

Technical Field

The invention relates to the technical field of data processing, in particular to an asset data filtering method and device of an ABS (anti-lock braking system) service, a storage medium and electronic equipment.

Background

Asset-backed Securities (ABS) refers to the issuance of a financing form of negotiable Securities on the basis of credit accreditation through structured design with cash flow generated in the future of the underlying assets as reimbursement support.

When the ABS service system develops ABS service, it needs to mark (i.e. filter) the asset data of the ABS asset pool according to some service rule. In the related art, the ABS service system usually supports only one filtering process, and since the ABS service involves a very large amount of assets, the difference between the total amount of assets marked during filtering and the expected value (i.e. the preset filtering target amount) may be large. When the above situation occurs, in the current ABS service system, the problem can only be solved by manually adjusting the assets or re-filtering and marking after all the de-marked assets, thereby affecting the operation efficiency of the ABS service system.

Disclosure of Invention

In view of this, the present invention provides an asset data filtering method, device, storage medium and electronic device for ABS service, so as to improve the operation efficiency of ABS service system.

Specifically, the invention is realized by the following technical scheme:

according to a first aspect of the present invention, there is provided an asset data filtering method for ABS service, the method comprising:

executing the filtering task, and filtering the asset data according to the filtering target amount;

setting the state of the filtering task as a filtering suspension state, and determining a first asset total amount of asset data of an asset securitization ABS asset pool marked by all current filtering tasks;

determining a difference between the first total asset amount and a preset final filtering target amount;

when the difference is smaller than a set threshold value, the states of all current filtering tasks are changed from filtering suspension to filtering completion;

and when the difference is larger than or equal to a set threshold value, generating a next filtering task, and taking the difference as the filtering target amount of the next filtering task to execute the next filtering task and finish the next asset data filtering.

In some embodiments, the determining a first asset total of asset data of the ABS asset pool flagged by all current filtering tasks includes:

determining the amount of the asset data of the ABS asset pool marked by the filtering task;

and carrying out cumulative statistics on the amount of the asset data of the ABS asset pool marked by the filtering task at this time and the second asset total amount of the asset data of the ABS asset pool marked by all the filtering tasks during the previous filtering of the asset data to obtain the first asset total amount of the asset data of the ABS asset pool marked by all the filtering tasks at present.

In some embodiments, before performing the next filtering task, the method further comprises:

acquiring a filtering rule of next filtering;

executing the next filtering task based on the filtering target amount of the next filtering task, wherein the executing of the next filtering task comprises the following steps:

and executing the next filtering task based on the filtering rule of the next filtering and the filtering target amount of the next filtering task.

In some embodiments, the obtaining of the filtering rule of the next filtering includes:

after the filtering task is executed, determining the current asset distribution characteristics;

and determining the filtering rule of the next filtering based on the current asset distribution characteristic and the corresponding relation between the preset asset distribution characteristic and the filtering rule.

after the filtering task is executed, determining and displaying the current asset distribution characteristics;

and acquiring a filtering rule of next filtering input through a system page, wherein the filtering rule is determined according to the current asset distribution characteristics.

According to a second aspect of the present invention, an apparatus for filtering asset data of an ABS service is provided, where the apparatus includes a module configured to perform an asset data filtering method of an ABS service in the first aspect or any possible implementation manner of the first aspect.

According to a third aspect of the present invention, there is provided a storage medium having stored thereon a computer program which, when executed by a processor, implements the steps of the asset data filtering method of an ABS service in the first aspect or any possible implementation manner of the first aspect.

According to a fourth aspect of the present invention, there is provided an electronic device, comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor executes the program to implement the steps of the asset data filtering method of ABS traffic in the first aspect or any possible implementation manner of the first aspect.

According to a fifth aspect of the present invention, there is provided a computer program product comprising a computer program which, when executed by a processor, performs the steps of the asset data filtering method of an ABS service of the first aspect or any possible implementation manner of the first aspect.

The technical scheme provided by the invention at least has the following beneficial effects:

according to the technical scheme, after the filtering task is executed, the state of the filtering task is set as a filtering suspension state, and the first asset total amount of the asset data of the ABS asset pool marked by all the filtering tasks is determined; then determining the difference between the first total asset amount and a preset final filtering target amount; when the difference is smaller than a set threshold value, the states of all current filtering tasks are changed from filtering suspension to filtering completion; and when the difference is larger than or equal to a set threshold value, generating a next filtering task, taking the difference as the filtering target amount of the next filtering task, and executing the next filtering task based on the filtering target amount of the next filtering task to complete the next asset data filtering, so that the total amount of the marked assets during filtering can be ensured to approach the preset filtering target amount in the asset data filtering process, and compared with the traditional mode that the problem is solved by manually adjusting the assets or re-filtering the marked assets after all the marked assets are de-marked, the operation efficiency of the ABS service system can be improved.

Drawings

The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the invention and together with the description, serve to explain the principles of the invention.

In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the related art will be briefly described below, and it is obvious for those skilled in the art to obtain other drawings without inventive exercise.

Fig. 1 is a schematic flowchart of an asset data filtering method for ABS service according to an embodiment of the present invention;

fig. 2 is a schematic structural diagram of an asset data filtering apparatus of an ABS service according to an embodiment of the present invention;

fig. 3 is a schematic structural diagram of an electronic device according to an embodiment of the present invention.

Detailed Description

In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be obtained by a person skilled in the art without any inventive step based on the embodiments of the present invention, are within the scope of the present invention.

Before explaining the technical solution of the present invention, several technical terms are introduced to facilitate understanding of the technical solution of the present invention.

And (3) filtering: when the ABS service system carries out ABS service, the asset data of the ABS asset pool is marked according with a certain service rule.

Marking: refers to tagging asset data of an ABS asset pool. In the embodiment of the present invention, the asset data may be regarded as a data record in the database, and the marking generally refers to updating several fields in the data record, such as "operation batch", "asset status", and the like.

And (3) label removal: the marking state of the asset data of the ABS asset pool is removed, and the marking is the reverse process.

Referring to fig. 1, an embodiment of the present invention provides an asset data filtering method for ABS service, where the method may be applied to an electronic device, such as a PC, a tablet computer, a server, a terminal, and the method may include the following steps:

s101, executing the filtering task, and filtering the asset data according to the filtering target amount;

s102, after asset data filtering is carried out once, setting the state of the filtering task to be a filtering suspension state, and determining the first asset total amount of the asset data of the asset securitization ABS asset pool marked by all the filtering tasks at present;

in the related art, after the asset data is filtered, the status of the filtering task is set to be filtering completed. In the embodiment of the present invention, after each asset data filtering, the state of the filtering task of this filtering is set as the filtering suspension, for example, the current filtering task is a, and after the asset data filtering is performed, the state of the filtering task a is set as the filtering suspension.

In some embodiments, determining the first asset total of the asset data of the ABS asset pool marked by all current filtering tasks in step S102 includes:

For example, the money amount of the asset data of the ABS asset pool marked by the current filtering task is 40 ten thousand, the second asset total amount of the asset data of the ABS asset pool marked by all the filtering tasks in the previous filtering of the asset data is 950 ten thousand, and the sum of the two is used to obtain the first asset total amount of the asset data of the ABS asset pool marked by all the filtering tasks at present is 990 ten thousand.

S103, determining the difference between the total amount of the first asset and the preset final filtering target amount;

in the embodiment of the invention, the final filtering target amount is the preset amount of the assets needing marking.

For example, the final filtering target amount is 1000 ten thousand, the total amount of the currently marked first assets is 990 ten thousand, and the difference amount between the two is 10 thousand.

S104, when the difference is smaller than a set threshold value, modifying the states of all current filtering tasks from filtering suspension to filtering completion;

for example, after asset data is filtered once, the difference is 10 ten thousand, the set threshold is 15 ten thousand, and since the difference is 10 ten thousand and less than the set threshold 15 ten thousand, the states of all current filtering tasks can be modified from suspended filtering to complete filtering, thereby ending the asset data filtering process.

And S105, when the difference is larger than or equal to the set threshold, generating a next filtering task (namely a filtering task of next filtering), and taking the difference as the filtering target amount of the next filtering task to execute the next filtering task to complete the next asset data filtering.

For example, after one asset data filtering, the difference is 50 ten thousand, the set threshold is 15 ten thousand, and since the difference of 50 ten thousand is greater than the set threshold of 15 ten thousand, the next filtering task needs to be generated, the difference of 50 ten thousand is used as the filtering target amount of the next filtering task, the next filtering task is executed, that is, the step S101 is executed, and the filtering target amount of this time is the difference of 50 ten thousand.

In some embodiments, before executing the next filtering task, the method for filtering asset data of ABS service further includes:

acquiring a filtering rule of next filtering;

In the embodiment of the present invention, the filtering rule includes at least one rule as follows: the method comprises the steps of maximum amount, minimum interest rate, principal greater than zero, single asset limit, user age limit, overdue time limit, repayment date limit and risk level limit.

In the embodiment of the invention, the filtering rule of the filtering is obtained before each filtering, so that the latest filtering rule is used for each filtering, and the characteristic distribution of the asset data can be more reasonable after the asset data filtering process is finished.

In some embodiments, the obtaining the filtering rule of the next filtering includes:

In the embodiment of the invention, the corresponding relation between the asset distribution characteristics and the filtering rules can be preset and stored, and then when the next filtering is required, the filtering rules of the next filtering can be determined by using the corresponding relation.

In other embodiments, the obtaining the filtering rule of the next filtering includes:

In the embodiment of the invention, by displaying the current asset distribution characteristics, a technician can determine the filtering rule of the next filtering according to the current asset distribution characteristics, then input the filtering rule into the system through the system page, and then the system can execute the next filtering task according to the filtering rule.

In the embodiment of the invention, the asset distribution characteristics comprise average interest rate, average income, average principal, average overdue days, final repayment time distribution and the like.

The following describes a flow of the asset data filtering method for ABS service according to the embodiment of the present invention, taking an example that the final filtering target amount is 1000 ten thousand and the set threshold value is 15 ten thousand.

Step one, when filtering starts, generating a filtering task A, wherein the filtering target sum is 1000 thousands, executing the filtering task, after the filtering is finished, setting the state of the filtering task A as a filtering suspension state, and counting the marking sum of the filtering to be 950 thousands by a system;

step two, subtracting the marking amount from the final filtering target amount of 1000 thousands to 950 thousands to obtain the difference between the final filtering target amount and the marking amount of 50 thousands;

since the difference 50 ten thousand is larger than the set threshold 15 ten thousand, step three needs to be executed at this time.

Step three, generating a filtering task B, taking the difference of 50 ten thousand as the filtering target sum of the filtering task B, executing the filtering task, setting the state of the filtering task B as a filtering suspension state after the filtering is finished, and counting the marking sum of the filtering for the current time to be 40 ten thousand by a system, so that after the asset data is filtered for the second time, the total marking sum is the sum of the marking sum of 950 ten thousand of the filtering for the first time and the marking sum of 40 ten thousand of the filtering for the second time, and the total marking sum is 990 ten thousand;

step four, subtracting the total marking amount from the final filtering target amount of 1000 ten thousand by 990 ten thousand to obtain the difference of 10 ten thousand;

since the difference 10 ten thousand is less than the set threshold 15 ten thousand, step five is executed.

And step five, modifying the states of the filtering task A and the filtering task B from the filtering suspension to the filtering completion, and ending the asset data filtering process.

Based on the same inventive concept, as shown in fig. 2, an embodiment of the present invention further provides an asset data filtering apparatus for ABS service, where the apparatus includes: an asset data filtering module 11, a first data processing module 12, a deficit determining module 13 and a second data processing module 14.

The asset data filtering module 11 is configured to execute the filtering task at this time, and filter the asset data at this time according to the filtering target amount at this time;

the first data processing module 12 is configured to set the state of the filtering task to be filtering suspension after asset data filtering is performed once, and determine a first asset total amount of asset data of the asset securitization ABS asset pool marked by all current filtering tasks;

a difference determination module 13 configured to determine a difference between the first total asset amount and a preset final filtering target amount;

the second data processing module 14 is configured to modify the states of all current filtering tasks from filtering suspension to filtering completion when the difference is smaller than a set threshold; and when the difference is larger than or equal to a set threshold value, generating a next filtering task, and taking the difference as the filtering target amount of the next filtering task to execute the next filtering task and finish the next asset data filtering.

In some embodiments, the first data processing module 11 is configured to:

In some embodiments, the first data processing module 11 is further configured to:

acquiring a filtering rule of next filtering;

the asset data filtering module 11 is further configured to:

In some embodiments, the first data processing module 11 is configured to:

In further embodiments, the first data processing module 11 is configured to:

The implementation process of the functions and actions of each unit in the above device is specifically described in the implementation process of the corresponding step in the above method, and is not described herein again.

For the device embodiments, since they substantially correspond to the method embodiments, reference may be made to the partial description of the method embodiments for relevant points. The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules can be selected according to actual needs to achieve the purpose of the scheme of the invention. One of ordinary skill in the art can understand and implement it without inventive effort.

Based on the same inventive concept, the embodiment of the present invention further provides a storage medium, on which a computer program is stored, and when the program is executed by a processor, the steps of the asset data filtering method of the ABS service in any possible implementation manner described above are implemented.

Alternatively, the storage medium may be a non-transitory computer readable storage medium, which may be, for example, a ROM, a Random Access Memory (RAM), a CD-ROM, a magnetic tape, a floppy disk, an optical data storage device, and the like.

Based on the same inventive concept, an embodiment of the present invention further provides a computer program product, which includes a computer program, and when the program is executed by a processor, the steps of the asset data filtering method for ABS service in any possible implementation manner described above are implemented.

Based on the same inventive concept, referring to fig. 3, an embodiment of the present invention further provides an electronic device, which includes a memory 71 (e.g., a non-volatile memory), a processor 72, and a computer program stored on the memory 71 and executable on the processor 72, where the processor 72 executes the program to implement the steps of the asset data filtering method for ABS service in any possible implementation manner, which may be equivalent to the asset data filtering apparatus for ABS service as described above, and of course, the processor may also be used to process other data or operations. The electronic device may be a PC, a server, a terminal, etc.

As shown in fig. 3, the electronic device may further generally include: a memory 73, a network interface 74, and an internal bus 75. In addition to these components, other hardware may be included, which is not described in detail.

It should be noted that the asset data filtering device of ABS service may be implemented by software, which is a logical device formed by the processor 72 of the electronic device in which the device is located reading the computer program instructions stored in the non-volatile memory into the memory 73 for execution.

Embodiments of the subject matter and the functional operations described in this specification can be implemented in: digital electronic circuitry, tangibly embodied computer software or firmware, computer hardware including the structures disclosed in this specification and their structural equivalents, or a combination of one or more of them. Embodiments of the subject matter described in this specification can be implemented as one or more computer programs, i.e., one or more modules of computer program instructions, encoded on a tangible, non-transitory program carrier for execution by, or to control the operation of, data processing apparatus. Alternatively or additionally, the program instructions may be encoded on an artificially generated propagated signal, e.g., a machine-generated electrical, optical, or electromagnetic signal, that is generated to encode and transmit information to suitable receiver apparatus for execution by the data processing apparatus. The computer storage medium may be a machine-readable storage device, a machine-readable storage substrate, a random or serial access memory device, or a combination of one or more of them.

The processes and logic flows described in this specification can be performed by one or more programmable computers executing one or more computer programs to perform corresponding functions by operating on input data and generating output. The processes and logic flows can also be performed by, and apparatus can also be implemented as, special purpose logic circuitry, e.g., an FPGA (field programmable gate array) or an ASIC (application-specific integrated circuit).

Computers suitable for executing computer programs include, for example, general and/or special purpose microprocessors, or any other type of central processing unit. Generally, a central processing unit will receive instructions and data from a read-only memory and/or a random access memory. The basic components of a computer include a central processing unit for implementing or executing instructions and one or more memory devices for storing instructions and data. Generally, a computer will also include, or be operatively coupled to receive data from or transfer data to, or both, one or more mass storage devices for storing data, e.g., magnetic, magneto-optical disks, or optical disks. However, a computer does not necessarily have such a device. Moreover, a computer may be embedded in another device, e.g., a mobile telephone, a Personal Digital Assistant (PDA), a mobile audio or video player, a game console, a Global Positioning System (GPS) receiver, or a portable storage device such as a Universal Serial Bus (USB) flash drive, to name a few.

Computer-readable media suitable for storing computer program instructions and data include all forms of non-volatile memory, media and memory devices, including by way of example semiconductor memory devices (e.g., EPROM, EEPROM, and flash memory devices), magnetic disks (e.g., an internal hard disk or a removable disk), magneto-optical disks, and CD ROM and DVD-ROM disks. The processor and the memory can be supplemented by, or incorporated in, special purpose logic circuitry.

While this specification contains many specific implementation details, these should not be construed as limitations on the scope of any invention or of what may be claimed, but rather as descriptions of features specific to particular embodiments of particular inventions. Certain features that are described in this specification in the context of separate embodiments can also be implemented in combination in a single embodiment. In other instances, features described in connection with one embodiment may be implemented as discrete components or in any suitable subcombination. Moreover, although features may be described above as acting in certain combinations and even initially claimed as such, one or more features from a claimed combination can in some cases be excised from the combination, and the claimed combination may be directed to a subcombination or variation of a subcombination.

Similarly, while operations are depicted in the drawings in a particular order, this should not be understood as requiring that such operations be performed in the particular order shown or in sequential order, or that all illustrated operations be performed, to achieve desirable results. In some cases, multitasking and parallel processing may be advantageous. Moreover, the separation of various system modules and components in the embodiments described above should not be understood as requiring such separation in all embodiments, and it should be understood that the described program components and systems can generally be integrated together in a single software product or packaged into multiple software products.

Thus, particular embodiments of the subject matter have been described. Other embodiments are within the scope of the following claims. In some cases, the actions recited in the claims can be performed in a different order and still achieve desirable results. Further, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some implementations, multitasking and parallel processing may be advantageous.

It is noted that, in this document, relational terms such as "first" and "second," and the like, may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.

The foregoing are merely exemplary embodiments of the present invention, which enable those skilled in the art to understand or practice the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.

Claims

1. An asset data filtering method for ABS service, the method comprising:

2. The method of claim 1, wherein determining a first asset total of asset data for the ABS asset pool flagged by all current filter tasks comprises:

3. The method of claim 1, wherein prior to performing the next filtering task, the method further comprises:

acquiring a filtering rule of next filtering;

4. The method of claim 3, wherein obtaining the filtering rule of the next filtering comprises:

5. The method of claim 3, wherein obtaining the filtering rule of the next filtering comprises:

6. An apparatus for filtering asset data of an ABS service, the apparatus comprising:

the asset data filtering module is configured to execute the filtering task at this time and filter the asset data at this time according to the filtering target amount at this time;

the first data processing module is configured to set the state of the current filtering task as a filtering suspension state and determine a first asset total amount of asset data of the asset securitization ABS asset pool marked by all current filtering tasks;

a difference determination module configured to determine a difference between the first total asset amount and a preset final filtering target amount;

the second data processing module is configured to modify the states of all current filtering tasks from filtering suspension to filtering completion when the difference is smaller than a set threshold; and when the difference is larger than or equal to a set threshold value, generating a next filtering task, and taking the difference as the filtering target amount of the next filtering task to execute the next filtering task and finish the next asset data filtering.

7. The apparatus of claim 6, wherein the first data processing module is configured to:

8. The apparatus of claim 6, wherein the first data processing module is further configured to:

acquiring a filtering rule of next filtering;

the asset data filtering module is further configured to:

9. A storage medium having stored thereon a computer program, characterized in that the program, when being executed by a processor, carries out the steps of the asset data filtering method of an ABS service according to any one of claims 1 to 5.

10. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the steps of the method for filtering asset data of an ABS service according to any one of claims 1 to 5 are implemented when the program is executed by the processor.