CN113256275B

CN113256275B - Expert system updating method, service processing method and device

Info

Publication number: CN113256275B
Application number: CN202110797310.0A
Authority: CN
Inventors: 许鸣皓; 綦晓燕; 秦学文; 钟娙雩; 方彦明; 贾全慧; 朱茂君; 郁露; 孙晓冬; 姚滨晖; 余泉
Original assignee: Alipay Hangzhou Information Technology Co Ltd
Current assignee: Alipay Hangzhou Information Technology Co Ltd
Priority date: 2021-07-14
Filing date: 2021-07-14
Publication date: 2021-11-02
Anticipated expiration: 2041-07-14
Also published as: CN113256275A

Abstract

The present specification provides an expert system updating method, a service processing method and a device, wherein the expert system updating method includes: acquiring sample service characteristic data of a target service and optimized target data of the target service; training a probability graph network corresponding to the target service according to the sample service characteristic data and the optimized target data to obtain network parameters of the trained probability graph network, wherein the probability graph network is generated according to fuzzy logic information corresponding to the target service received by an expert system; and outputting updated information of the fuzzy logic information of the expert system based on the network parameters obtained by training. The embodiment of the specification enables the expert system to have the capability of learning network parameters, can optimize the input information of the expert system, and is beneficial to the more accurate decision result of the expert system.

Description

Expert system updating method, service processing method and device

Technical Field

The present disclosure relates to artificial intelligence technologies, and in particular, to an expert system updating method, a business processing method, and an expert system updating device.

Background

For a service scenario with a dominant manual decision, logic derivation is generally performed according to service data in the service scenario and manual experience of a leader (also referred to as a domain expert), and a service decision result in the scenario is finally obtained. Most of scenes have the characteristics of small samples and high sample imbalance degree, for example, in the scene of the credit approval field, the credit bad account rate is low, the negative samples are few, and the number of historical samples owned by the scene is limited. This makes traditional supervised algorithm models difficult to use in this human decision-dominated business scenario.

Therefore, in the related art, evaluation and decision making are still generally performed in a manner that is dominated by manual decision making, for example, judgment of an index of credit approval by a human in the field of credit approval, judgment of diagnosis and treatment by a human doctor in the field of clinical medical diagnosis, and the like. But this results in inefficient business processing and high labor costs.

Disclosure of Invention

At least one embodiment of the present specification provides an expert system updating method, a business processing method, and a business processing apparatus, so as to improve business processing efficiency.

In a first aspect of embodiments of the present specification, there is provided an updating method of an expert system, the method including:

acquiring sample service characteristic data of a target service and optimized target data of the target service; the sample service characteristic data is acquired data when an expert system to be optimized executes service processing of a target service, and the optimized target data is a true value of a service decision of the target service;

training a probability graph network corresponding to the target service according to the sample service characteristic data and the optimized target data to obtain network parameters of the probability graph network after training is completed, wherein the probability graph network is generated according to fuzzy logic information corresponding to the target service received by the expert system;

and outputting updated information of the fuzzy logic information of the expert system based on the network parameters obtained by training.

In a second aspect of the embodiments of the present specification, there is provided an expert system-based business processing method, the method being performed by an expert system, the method including:

acquiring at least one service characteristic data of a target service to be processed, wherein the service characteristic data is an influence factor of a service decision result;

fuzzification processing and fuzzy reasoning are carried out on the service characteristic data according to fuzzy logic information received by the expert system to obtain a fuzzy reasoning result; wherein the fuzzy logic information is determined by the updated information learned according to the method of any embodiment of the present disclosure;

and defuzzifying the fuzzy reasoning result to obtain a service decision result of the target service.

In a third aspect of the embodiments of the present specification, there is provided an updating apparatus of an expert system, the apparatus including:

the data interface module is used for acquiring sample service characteristic data of a target service and optimized target data of the target service; the sample service characteristic data is acquired data when an expert system to be optimized executes service processing of a target service, and the optimized target data is a true value of a service decision of the target service;

the graph learning module is used for training a probability graph network corresponding to the target service according to the sample service characteristic data and the optimized target data to obtain network parameters of the probability graph network after training is finished, wherein the probability graph network is generated according to fuzzy logic information corresponding to the target service received by the expert system;

and the decision suggestion generation module is used for outputting the update information of the fuzzy logic information of the expert system based on the network parameters obtained by training.

In a fourth aspect of the embodiments of the present specification, there is provided an expert system-based business processing apparatus, which is applied to an expert system, and includes:

the data acquisition module is used for acquiring at least one service characteristic data of a target service to be processed, wherein the service characteristic data is an influence factor of a service decision result;

the fuzzy processing module is used for carrying out fuzzification processing and fuzzy reasoning on the service characteristic data according to the fuzzy logic information received by the expert system to obtain a fuzzy reasoning result; wherein the fuzzy logic information is determined by the updated information learned according to the method of any embodiment of the present disclosure;

and the result obtaining module is used for defuzzifying the fuzzy reasoning result to obtain a service decision result of the target service.

In a fifth aspect of the embodiments of the present disclosure, a computer device is provided, which includes a memory, a processor, and a computer program stored on the memory and executable on the processor, and when the processor executes the program, the method of any of the embodiments of the present disclosure is implemented.

A fifth aspect of the embodiments of the present specification provides a computer-readable storage medium on which a computer program is stored, the program, when executed by a processor, implementing the method of any of the embodiments of the present disclosure.

According to the technical scheme, in at least one embodiment of the specification, the service decision is made by adopting an expert system, so that the intellectualization of the service decision is realized, and the service processing efficiency is improved; moreover, fuzzy logic is used in the expert system for fuzzy reasoning, the fuzzy logic and reasoning mode better accord with the service scene dominated by artificial decision and are matched with the artificial logic reasoning mode, so that better decision accuracy can be obtained on the basis of improving the service processing efficiency. And the probability graph network is subjected to data-based graph parameter learning by combining sample data, and an optimization suggestion for initially-entered fuzzy logic information is output according to the updated information of the graph parameters obtained by learning, so that the expert system has the capability of learning network parameters, the entered information of the expert system can be optimized according to the network parameter learning capability, and the decision result of the expert system is more accurate.

It is to be understood that both the foregoing general description and the following detailed description are exemplary and explanatory only and are not restrictive of the specification.

Drawings

In order to more clearly illustrate one or more embodiments of the present disclosure or technical solutions in related arts, the drawings used in the description of the embodiments or related arts will be briefly described below, it is obvious that the drawings in the description below are only some embodiments described in one or more embodiments of the present disclosure, and other drawings can be obtained by those skilled in the art without inventive exercise.

FIG. 1 is a flow diagram illustrating a method of business processing in accordance with an exemplary embodiment;

FIG. 2 is a flow diagram illustrating a method of obtaining business feature data in accordance with an exemplary embodiment;

FIG. 3 is a flow diagram illustrating a method for generating a membership function in accordance with an exemplary embodiment;

FIG. 4 is a schematic diagram illustrating a obfuscated input, according to an exemplary embodiment;

FIG. 5 is a schematic diagram illustrating a fuzzy logic input in accordance with an exemplary embodiment;

FIG. 6 is a diagram illustrating fuzzy logic inference in accordance with an exemplary embodiment;

FIG. 7 is a flowchart illustrating a method for updating an expert system in accordance with an exemplary embodiment;

FIG. 8 is a block diagram illustrating an update mechanism for an expert system in accordance with an exemplary embodiment;

FIG. 9 is a schematic diagram illustrating a configuration of another expert system update apparatus in accordance with an exemplary embodiment;

fig. 10 is a schematic structural diagram illustrating a service processing apparatus according to an exemplary embodiment.

Detailed Description

Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, like numbers in different drawings represent the same or similar elements unless otherwise indicated. The specific manner described in the following exemplary embodiments does not represent all aspects consistent with the present specification. Rather, they are merely examples of apparatus and methods consistent with certain aspects of the specification, as detailed in the appended claims.

The terminology used in the description herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the description. As used in this specification and the appended claims, the singular forms "a", "an", and "the" are intended to include the plural forms as well, unless the context clearly indicates otherwise. It should also be understood that the term "and/or" as used herein refers to and encompasses any and all possible combinations of one or more of the associated listed items.

It should be understood that although the terms first, second, third, etc. may be used herein to describe various information, these information should not be limited to these terms. These terms are only used to distinguish one type of information from another. For example, the first information may also be referred to as second information, and similarly, the second information may also be referred to as first information, without departing from the scope of the present specification. The word "if" as used herein may be interpreted as "at … …" or "when … …" or "in response to a determination", depending on the context.

In some business scenarios, it is often necessary to manually make certain decisions based on business data or obtain certain decision-making basis information. For example, as small and micro enterprises develop and increase, medium and large loan businesses for the small and micro enterprises are more and more in demand. In such a loan transaction scenario, risk assessment is required before the user is loan-placed, so as to realize risk control of the loan transaction. In the related art, experts with related experience are usually relied on to make decisions about some of the risk judgments involved in the user's loan transaction, such as judging whether the user will defer repayment, based on manual experience.

However, in these business decision scenarios, which are dominated by human experience, the number of negative samples is more rare on the basis that the overall number of samples is inherently small. For example, in the above-described loan transaction scenario, the overall sample size of the loan transaction itself is not large enough; and because the decision is made by depending on experts with relevant experience, the bad account sample amount in the loan service is more rare.

Therefore, in a business decision scenario dominated by human experience, the historical samples that can be relied on are limited. Therefore, various network models which need a large amount of sample training to be used are not suitable for realizing intelligent evaluation or decision in such scenes. Therefore, the related art still performs evaluation and decision-making in a manner dominated by human logic. But this results in inefficient business processing and higher labor costs.

Based on the above, the present specification provides a service processing method, which can introduce fuzzy logic into an expert system to make a service decision in a fuzzy inference manner. The method not only realizes the intellectualization of the business decision, but also does not depend on the number of historical samples, thereby improving the business processing efficiency. Moreover, the fuzzy logic is more consistent with the service scene dominated by the artificial logic, and the experience knowledge of artificial reasoning is more conveniently introduced into the fuzzy logic, so that the service processing efficiency is improved, and the accuracy of a decision result is better.

In order to make the service processing method provided by the present specification clearer, the following describes in detail the implementation procedure of the solution provided by the present specification with reference to the accompanying drawings and specific embodiments.

Referring to fig. 1, fig. 1 is a flowchart illustrating a business processing method according to an embodiment provided in the present specification. The method can be applied to an expert system for business decision, and the expert system can also be any decision system capable of realizing the logic of the method.

In the following embodiments, the provided service processing method will be exemplarily described by taking a credit wind control service scenario as an example. It should be noted that the service processing method provided in this specification is applicable to any service decision scenario that is dominated by artificial logic, and is not limited to the decision scenario of risk control of the credit wind control service. For example, the method can also be applied to other business scenes relying on manual logic to make decisions, such as the medical field and the legal field.

Referring to fig. 1, a service processing method provided in this specification may include the following steps:

step 101, at least one service characteristic data of a target service to be processed is obtained, wherein the service characteristic data is an influence factor of a service decision result.

In this embodiment, the target service is a service that needs to be subjected to decision processing. For example, a credit wind control service in the loan field may be the target service of the present embodiment. When the business processing method is applied to the medical field, the target business can be the judgment of certain clinical indication; when the method is applied to the field of law, the target business can be the inference of a conclusion of a certain event in the legal case.

The service characteristic data is data that can influence the decision of the target service, that is, the service characteristic data is an influence factor of a service decision result finally obtained by the target service. The service decision result may be a result to be determined under a certain scenario problem, for example, it may be determined whether a certain user will defer repayment in a credit wind control, and then the determination result of whether the user will defer repayment is the service decision result. Under different service scenes, different service decision results can be determined according to actual service requirements. The service characteristic data may be data that can be acquired and affects the service decision result, for example, in the credit wind control service, data that may affect the credit wind control decision result of the user, such as bad account rate, bad account times, monthly income, annual income, monthly running water, or annual running water of the user, may be used as the service characteristic data in this embodiment.

This step may obtain at least one service characteristic data of the target service to be processed. For example, in the credit wind control business, business characteristic data such as bad account rate, bad account times, monthly income, annual income, monthly running water or annual running water of the user can be acquired.

The specific manner of obtaining the service characteristic data of the target service to be processed is not limited in this embodiment. For example, the service characteristic data of the target service may be obtained by the terminal based on the user operable terminal. For another example, the service feature data of the corresponding user may be retrieved from the database by an expert system executing the service processing method based on the cloud database.

In an example, the obtaining of at least one service characteristic data of the target service to be processed in step 101, as shown in fig. 2, may include the following steps:

and 101-1, acquiring a service data set of the target service through a preset data interface.

In this embodiment, a data interface for acquiring data may be preset. For example, a "data import" button may be provided in the terminal operation interface of the expert system as a preset data interface.

In this step, a service data set of the target service may be acquired through a preset data interface. The service data set is a set of service characteristic data required by decision making of the target service. In the process of making a decision for a target service, the target service usually depends on a plurality of service characteristic data to obtain a decision result. For example, in credit wind control business, a credit decision result of a user is generally obtained by integrating a plurality of business characteristic data of bad account rate, bad account times, monthly income, annual income, monthly running water or annual running water and the like of the user. In this embodiment, a plurality of or all of the service characteristic data related to the target service may be used as the service data set of the target service.

Step 101-2, extracting the service characteristic data from the service data set according to the data identifier of the at least one service characteristic data included in the preset information to be fuzzified.

In the service processing method provided in this embodiment, in the process of processing the service characteristic data of the target service, fuzzification processing may be performed on the service characteristic data first. In this step, the service characteristic data which needs to be fuzzified in the target service can be represented by the information to be fuzzified; wherein different service characteristic data are represented by different data identifications. For example, data identifier "a" may be used to correspond to a service characteristic data "bad account rate"; and the data identifier B is used for corresponding to the service characteristic data bad account times. Illustratively, the information to be blurred may be preset as follows: a (bad account rate) and B (bad account times).

In this step, corresponding service feature data can be extracted from the service data set according to the data identifier in the information to be obfuscated. For example, data corresponding to the data identifier a may be extracted from the service data set as "0.3"; and extracting data corresponding to the data identification B to be 3. Namely, the extracted service characteristic data 'bad account rate' corresponding to the target service is 0.3, and the service characteristic data 'bad account times' is 3.

And 102, performing fuzzification processing on each service characteristic data to obtain a corresponding fuzzification value.

After the service characteristic data of the target service is obtained, the step may perform fuzzification processing on each service characteristic data to obtain a fuzzified value corresponding to each service characteristic data. It should be noted that, the specific manner of performing the fuzzification processing on the service feature data is not limited in this embodiment.

In a possible implementation manner, service characteristic data may be fuzzified through a membership function to obtain a corresponding fuzzified value. For example, the membership degree of each service characteristic data corresponding to different fuzzy sets can be obtained as a fuzzification value based on preset membership function corresponding to different fuzzy sets, so as to complete fuzzification processing on the service characteristic data.

For example, the service characteristic data "bad account times" may be preset to correspond to the membership function f (x 1) of the fuzzy set "good", and may correspond to the membership function f (x 2) of the fuzzy set "poor". Under the condition that the service characteristic data 'bad account times' is 3, obtaining the membership degree of the 'bad account times' corresponding to the fuzzy set 'good' to be 0.9 according to a membership degree function f (x 1); and obtaining the membership degree of the fuzzy set difference corresponding to the bad account times according to a membership degree function f (x 2) to be 0.1. Wherein, the membership degree 0.9 and the membership degree 0.1 can be used as the fuzzification value of the service characteristic data with the bad account number of 3.

It can be understood that the membership function corresponding to different fuzzy sets of each service feature data can be obtained in various forms. For example, it can be obtained by the relevant expert in the field of the target service based on empirical knowledge research. For example, the membership function can be obtained by combining the conventional membership function form and expert experience knowledge.

In one possible implementation, the process of generating the membership function is shown in fig. 3, and may include the following steps:

102-1, acquiring fuzzification setting information of the target service through an input interactive interface, wherein the fuzzification setting information comprises: and the data identification of the service characteristic data and the data intervals of different fuzzy sets corresponding to the service characteristic data in the target service.

The input interactive interface is a terminal interactive interface for inputting information by a user. For example, an interactive interface in the expert system may be used as the input interactive interface in the present embodiment. The fuzzification setting information is used for describing relevant information for fuzzification processing of each service characteristic data.

The fuzzification setting information comprises data identifications corresponding to different service characteristic data. For example, the fuzzification setting information includes a data identifier "a" of the "bad account rate" of the business feature data, and a data identifier "B" of the "bad account times" of the business feature data. The fuzzification setting information also comprises data intervals of different fuzzy sets corresponding to the service characteristic data in the target service. The data interval is used for describing the membership degree of the service characteristic data corresponding to different fuzzy sets under different numerical values.

For example, in the fuzzification setting information, a data interval in which the service characteristic data "bad account times" corresponds to the fuzzy set "good" may be set as: the data interval with membership degree of 1 is [0,3 ]]The data interval with the membership degree from 1 to 0 is [3,6 ]]The data interval with membership degree of 0 is

The step can acquire fuzzification setting information of the corresponding target service through the input interactive interface. For example, the user may complete setting or filling of the fuzzification setting information under the prompt of the input interactive interface according to the interface, so that the step may acquire the set fuzzification setting information according to the input interactive interface.

In a possible implementation manner, under the condition that the target service is determined, the input format of the fuzzification setting information in a fixed form can be set in the input interactive interface based on expert experience knowledge in the field of the target service, so that the fuzzification setting information can be set more conveniently by a user.

For example, referring to the illustration of FIG. 4, FIG. 4 illustrates an input interface for obfuscating settings information. The data source a and the data source B may be data identifiers of service characteristic data, for example, in a credit wind control service, the data source a may be a bad account rate of a user to be checked, and the data source B may be a bad account number of the user to be checked. "good", "fuzzy", "bad" may refer to different fuzzy sets corresponding to the traffic feature data in the target traffic, and intervals of < =3, >6, etc. in fig. 4 may be data intervals corresponding to different fuzzy sets, respectively. The judgment a and the judgment B may be referred to as information to be fuzzified, where the information to be fuzzified is equivalent to a feature to be fuzzified, and data and a data interval corresponding to the feature to be fuzzified may also be input through the interface in fig. 4, for example, data identifiers of the service feature data of the data source a and the data source B and data intervals corresponding to different fuzzy sets thereof. The information input through the interface illustrated in fig. 4 may be referred to as fuzzification setting information, such as the information to be fuzzified. Fig. 4 only illustrates two service characteristic data identifiers a and B, and in actual implementation, there may be a greater number of service characteristic data, which is determined according to actual service requirements and is not described in detail.

In addition, it should be further noted that the concepts of the fuzzy sets "good", "fuzzy", and "bad" in fig. 4 are only examples, and may also be any other natural language describing the concept of absolute degree and the concept of fuzzy degree, and the setting of a specific fuzzy set may be determined according to an actual service scenario, and the embodiment of the present disclosure is not limited. For example, in the medical field, when the data source is a nodule size, three fuzzy sets of "large", "small", and "risk" may be set.

The two-dimensional table in fig. 4 also illustrates a presentation manner of an input interface, and other presentation manners of the input interface may also be adopted in practice, which is not limited in the embodiment of the present disclosure. The input interface can be an input interactive interface of human-computer interaction in an expert system, a domain expert can set fuzzification setting information corresponding to a scene problem to be solved in a domain scene through the input interactive interface, and the fuzzification setting information is used as information for a subsequent expert system to perform fuzzy logic reasoning. The input interactive interface of the fuzzy input in fig. 4 is simplified, the interface design is simple, and the input by experts is convenient.

And 102-2, respectively generating membership functions corresponding to the service characteristic data based on the data identifications of the service characteristic data and the data intervals corresponding to different fuzzy sets.

After the fuzzification setting information of the target service is obtained, in this step, membership functions of the service characteristic data corresponding to different fuzzy sets can be respectively generated according to the data identifier of each service characteristic data in the fuzzification setting information and the data interval corresponding to different fuzzy sets.

Illustratively, the fuzzification setting information includes a data identifier "a" of the bad account rate of the business characteristic data, and a data identifier "B" of the bad account times of the business characteristic data. And the service characteristic data 'bad account times B' in the fuzzification setting information corresponds to a data interval of a fuzzy set 'good' and is as follows: the data interval with membership degree of 1 is [0,3 ]]The data interval with the membership degree from 1 to 0 is [3,6 ]]The data interval with membership degree of 0 is

Based on the data interval, the step can generate a membership function of the bad account times B of the service characteristic data corresponding to the good fuzzy set, and based on the same principle, the membership function of the bad account rate A corresponding to the good fuzzy set or the bad fuzzy set can be obtained according to the data interval corresponding to the bad account rate A of the service characteristic data.

After the membership function of each service characteristic data corresponding to different fuzzy sets is obtained, the membership of the service characteristic data corresponding to different fuzzy sets can be determined according to the membership function, and the membership is used as a fuzzification value corresponding to the service characteristic data, so that the fuzzification processing of the service characteristic data is completed.

103, performing fuzzy inference based on the fuzzification value corresponding to each service characteristic data and a preset fuzzy logic to obtain a fuzzy inference result; and the fuzzy logic is a judgment condition in the process of deducing a service decision result according to the service characteristic data in the target service.

In this embodiment, a rule for performing fuzzy inference on the fuzzified value corresponding to each service characteristic data may be preset as a preset fuzzy logic, so that fuzzy inference may be performed on the fuzzified value corresponding to each service characteristic data according to the fuzzy logic to obtain a corresponding fuzzy inference result. For example, the consuming capacity of a certain user can be obtained according to the annual income and the monthly consumption amount of the user, which is a judgment condition, and the judgment condition is one of the judgment conditions to be executed in the derivation process of the business decision result, so that the judgment of the consuming capacity of the user can be obtained according to the judgment condition; of course, other judgment conditions may be included in the whole derivation process, for example, other characteristics of the user may be determined according to the consuming capacity and overdraft risk of the user.

The specific implementation manner of the fuzzy logic is preset, and the embodiment is not limited. For example, the fuzzy logic may be preset based on a terminal interface operable by a user.

In one possible implementation, the set at least one of the fuzzy logics may be received through an input interactive interface of an expert system. For example, the input interactive interface may include a first input interface and a second input interface, where the first input interface is configured to receive condition information in the fuzzy logic, and the second input interface is configured to receive conclusion information in the fuzzy logic. For example, the first input interface and the second input interface may be table units provided in an input interactive interface of the expert system for user input, for example, a table unit for receiving condition information in fuzzy logic may be referred to as a first input interface, and a table unit for receiving conclusion information in fuzzy logic may be referred to as a second input interface.

For example, FIG. 5 illustrates a fuzzy logic input form for an input interactive interface that may be used by a domain expert to input the fuzzy logic needed to solve a problem in a scenario. It will be appreciated that the arrangement of fuzzy logic may be implemented in any form other than tabular that can represent fuzzy logic. The user can enter fuzzification setting information and fuzzy logic in the tables illustrated in fig. 4 and 5 according to standard data format conventions, which will be used as the basis for subsequent fuzzy inference.

It should be noted that the input of the fuzzification setting information and the fuzzy logic may be completed in advance, that is, the fuzzification setting information and the fuzzy logic required for solving a specific problem in a field scene are input in advance by a field expert, and after the input, when an ordinary user uses the expert system to solve the field problem, the ordinary user can directly provide own data. The service characteristic data of the target service to be processed, which is obtained in step 101 in this embodiment, may be the service characteristic data of the case to be judged, which is input by the user when using the expert system, for example, may be the service characteristic data of a certain user at the risk of loan to be approved.

For example, in a credit wind control scene, a credit expert inputs the information such as the fuzzy logic in an expert system in advance, and when a common User uses the expert system, the common User can provide a service data set of the common User through a data medium (equivalent to an interface for acquiring data), for example, the service data set of the User-1 to be examined and approved is provided, wherein the service data set comprises multi-aspect data of the User-1. After receiving the data of the User, the expert system may extract the service characteristic data required for credit risk judgment from the service data set according to the data identifier of the service characteristic data included in the previously preset information to be obfuscated, for example, the service data set of the User-1 extracts the data source a and the data source B, and continues to perform subsequent fuzzy inference according to the data.

For the fuzzy logic input by the embodiment of the present disclosure, the following description is made:

in one aspect, the fuzzy logic may be determined based on inference experience of experts in target services deriving service decision results from the service characteristic data. For example, in the case of determining the target service, the fuzzy logic shown in fig. 5 may be constructed according to expert experience and knowledge in the field where the target service is located, and by combining the characteristics of the service feature data included in the target service. For example, in the field of credit wind control, experts can determine, according to their own experiences, which logical reasoning is to be used to finally obtain a result of determining whether a certain pending user will defer repayment, and the logical reasoning knowledge in the expertise is the fuzzy logic input in fig. 5. For example, if the expert system of the embodiment of the present disclosure is used to determine whether an approval user will defer loan, the expert may determine which business feature data of the approval user is to be collected as a determination basis, and these data may be classified into which fuzzy intervals, that is, fuzzification setting information to be input in the schematic table of fig. 4; the expert may also determine that in performing fuzzy inference, a conclusion C, which is a factor in determining the business decision result, may be derived from the condition a and the condition B, which are fuzzy logic in the table illustrated in fig. 5.

On the other hand, it should be further noted that the fuzzy logic of the present embodiment has characteristics of hierarchy and abstraction.

For example, hierarchy refers to sequential execution among fuzzy logics, and conclusion information of one part of fuzzy logic can be condition information of another part of fuzzy logic at the same time. That is, each fuzzy logic includes condition information and conclusion information, and at least one input fuzzy logic includes a first fuzzy logic and a second fuzzy logic, wherein the conclusion information of the first fuzzy logic is used as one of the condition information of the second fuzzy logic. Taking fig. 5 as an example, the first fuzzy logic may be "when a …, B …, C is …", where a and B are condition information and C is conclusion information. The second fuzzy logic may be "when C …, E …, resulted in H being …", where C and E are condition information and H is conclusion information. It can be seen that C acts as both conclusion information in the first fuzzy logic and condition information in the second fuzzy logic, similar to the relationship of dependency and sequential execution among fuzzy logic. The hierarchical characteristic is also more in line with the reasoning process in the service scene dominated by the manual decision and is matched with the reasoning and deduction process of human experience.

By way of further example, abstraction refers to that each node (condition information and conclusion information) in fuzzy logic facilitates a high level of abstraction based on the hierarchical fuzzy logic inputs of embodiments of the present disclosure. For example, still taking a + B = > C, and C + E = > H as examples, a may be the user's annual income, B may be the user's monthly spending amount, C may be the user's "spending capacity"; e may be the credit card overdraft frequency of the user and H may be the "consumption risk" of the user. Of course, in practice, the derivation of other conclusions based on E may also be continued, and will not be described in detail here. It can be seen that C "consumption ability" and H "consumption risk" can be a concept abstracted by experts, where the abstract concept is a feature abstracted in the process of deriving a business decision result from the experience of experts, and the abstract feature can be related to specific business feature data or another abstract feature. For example, the final business decision result may be determined by the consuming ability of the user, and the consuming ability is related to business characteristic data such as the annual income and monthly consumption amount of the user. The characteristics of the abstraction are matched with the reasoning process of human experience decision, and the derivation process in the scene of manual decision is well represented.

It should be noted that most of the conventional expert systems rely on some regular non-black or white boolean logic inference conditions, and are usually very simple inference logic, and each logic decision is independent. On one hand, the expert system of the embodiment of the disclosure adopts fuzzy logic, and the fuzzy logic and reasoning can better express some uncertain concepts in the scene problem reasoning, so that the system judges that the system is not black or white any more, but continuously scores; on the other hand, the fuzzy logic used by the expert system has the characteristics of hierarchy and abstraction, can better simulate the processes of high-level abstraction, reasoning and deduction in human decision making reasoning, is beneficial to realizing the intellectualization of the traditional manual decision making leading scene with higher efficiency and better accuracy, and avoids the sample appeal in the traditional machine learning.

Moreover, the expert system of this embodiment still obtains the knowledge of domain expert through interactive interface in comparatively simple mode, including fuzzification setting information and fuzzy logic, through the mode of typing, has framed the bridge between domain expert's knowledge and the machine calculation for the reasoning experience of the logical deduction in the expert knowledge experience can deposit to machine system (being the expert system of this embodiment), and simultaneously, this machine system can help the expert to carry out the logical deduction according to the reasoning experience that the expert typed again, has improved the efficiency of expert's decision-making. Therefore, the expert system also provides a set of knowledge interaction mode between the expert and the machine, which is helpful for the precipitation of the expert knowledge on the machine, and meanwhile, the system also serves as an auxiliary tool for the expert decision, thereby improving the efficiency of the expert decision.

In this step, fuzzy inference can be further performed on the fuzzified value corresponding to each service characteristic data according to a preset fuzzy logic, so as to obtain a fuzzy inference result. The fuzzy logic shown in fig. 5 is still used as an example for explanation. For example, when the condition information a is "bad account rate", the condition information B is "bad account times", and the conclusion information C is "bad account risk", based on the fuzzy logic of the condition 2 and the conclusion 2, the membership degree of "bad account risk" corresponding to the fuzzy set "good" can be inferred according to the membership degree of "bad account rate" corresponding to the fuzzy set "good" and the membership degree of "bad account times" corresponding to the fuzzy set "good".

And 104, defuzzifying the fuzzy inference result to obtain a service decision result of the target service.

In this embodiment, the service decision result is used to represent a decision tendency of a corresponding user in the target service. For example, in a credit wind control service, the service decision result may be a prediction of whether the pending user will defer repayment. In specific implementation, the result can be embodied as a judgment score of whether the user to be approved is delayed for loan payment or not.

After fuzzy reasoning is performed on the fuzzification values corresponding to the service characteristic data based on the preset fuzzy logic to obtain fuzzy reasoning results, the step can further perform defuzzification on the fuzzification reasoning results to obtain corresponding defuzzification values, wherein the defuzzification values can be the judgment scores, namely, the judgment scores are used as service decision results. The specific form of defuzzifying the fuzzy inference result is not limited in this embodiment. The defuzzification of the fuzzy inference result can be realized based on a common defuzzification mode, for example: weighted average decision method, maximum average method, center method, maximum average method, etc.

And 105, displaying a service decision result of the target service through an output interactive interface.

After the fuzzy reasoning result is defuzzified to obtain the service decision result of the target service, the step can display the corresponding service decision result through the output interactive interface. For example, the decision score of the corresponding user in the target service may be displayed in an output interactive interface of the expert system. The output interactive interface and the input interactive interface of the expert system can be the same interactive medium or different interactive media.

In some alternative embodiments, the target service is a credit governance service, which may be, for example, determining whether an approving user will defer repayment. The service characteristic data includes credit service data of the credit user, for example, the credit service data may be any relevant data that may affect whether or not "deferred repayment" as described above, including but not limited to income of the user, amount of consumption, credit card overdraft frequency, overdraft amount, credit rating of the user at different commercial financial institutions, and so on. The business decision result includes a credit determination result of the credit user, for example, whether the user will defer repayment can be determined by the expert system of the embodiment of the disclosure.

The service processing method of the embodiment can introduce fuzzy logic into an expert system, and makes service decision according to a fuzzy reasoning mode, thereby not only realizing intellectualization of service decision, but also not depending on the number of historical samples, and improving the service processing efficiency. Moreover, the fuzzy logic is more consistent with the service scene dominated by the artificial logic, and the experience knowledge of artificial reasoning is more conveniently introduced into the fuzzy logic, so that the service processing efficiency is improved, and the accuracy of a decision result is better.

In some optional embodiments, the method further comprises: generating a corresponding fuzzy logic inference graph according to the preset at least one fuzzy logic, wherein the fuzzy inference result is obtained by sequentially executing inference of the at least one fuzzy logic; each fuzzy logic corresponds to a condition node, a conclusion node and a connecting edge between the condition node and the conclusion node in the fuzzy logic inference graph; the condition node corresponds to condition information of the fuzzy logic, the conclusion node corresponds to conclusion information of the fuzzy logic, and the connection edge points to the conclusion node from the condition node; and displaying the fuzzy logic inference graph on an output interactive interface of the expert system.

In the above embodiment, the corresponding fuzzy logic inference graph may be generated according to a preset fuzzy logic. The fuzzy logic is the same as the inference rule corresponding to the fuzzy logic inference diagram, and the difference is only in the expression form of the inference rule. Corresponding to the condition information in the fuzzy logic, a condition node in the fuzzy logic inference graph can be generated; corresponding to the conclusion information in the fuzzy logic, conclusion nodes in the fuzzy logic inference graph can be generated; and corresponding to the inference relation between the condition information and the conclusion information in the fuzzy logic, generating a connecting edge pointing to the conclusion node by the condition node in the fuzzy logic inference graph.

For example, a corresponding fuzzy logic inference graph as shown in FIG. 6 may be generated from fuzzy logic as shown in FIG. 5. Wherein, corresponding to the condition information a in fig. 5, the condition node a in fig. 6 may be generated; the conditional node B in fig. 6 may be generated corresponding to the conditional information B in fig. 5; corresponding to the conclusion information C in fig. 5, a conclusion node C in fig. 6 may be generated; corresponding to the inference relationship between the condition information and the conclusion information in fig. 5, a connection edge directed to the conclusion node C by the condition node a and a connection edge directed to the conclusion node C by the condition node B in fig. 6 may be generated. The other condition nodes, conclusion nodes and connection edges in fig. 6 are generated in a similar manner, and are not further described in detail herein.

In addition, it can be seen from the fuzzy logic inference graph illustrated in fig. 6 that the node C serves as both a conclusion node for one of the fuzzy logics (a and B derive C) and a conditional node for the other fuzzy logic (C/D/E/F/G derive H). And in the process of fuzzy reasoning, the fuzzy logics are executed according to the sequence, and finally the service decision result of the service is obtained. For example, C can be derived from A and B, and H can be derived from C/D/E/F/G.

Furthermore, it can be seen that in the fuzzy logic inference graph illustrated in fig. 6, this is a directed acyclic graph, and all the root nodes in the inference can be the information to be blurred in the table illustrated in fig. 4, for example, node a in fig. 6 is judgment a in fig. 4, and node B in fig. 6 is judgment B in fig. 4. The root nodes can be generally used as condition nodes of fuzzy logic, and the root node is not used as a conclusion node of any fuzzy logic, for example, the node A is just a condition node and is not used as a conclusion node. While some intermediate nodes in the inference graph may be high-level abstract feature nodes obtained according to a human decision making process, for example, node C in fig. 6 may be an abstract feature node "bad account risk". In the actual application process of the expert system, when the service characteristic data of the target service to be processed is acquired, the service characteristic data corresponding to the root node in the inference graph can be specifically acquired.

After generating the corresponding fuzzy logic inference graph according to the fuzzy logic, the fuzzy logic inference graph may be displayed in an output interactive interface of the expert system in the above embodiments. Therefore, relevant personnel can more intuitively acquire the whole judgment process of the fuzzy logic according to each node in the fuzzy logic inference graph and the connection relation among the nodes.

In some optional embodiments, said displaying said fuzzy logic inference graph on said output interactive interface comprises: obtaining defuzzification numerical values corresponding to condition nodes and conclusion nodes in the fuzzy logic inference graph through defuzzification processing; and displaying the defuzzified numerical value corresponding to each node in the fuzzy logic inference graph, wherein the service decision result is displayed corresponding to a conclusion node of the last fuzzy logic in the at least one fuzzy logic which is executed in sequence.

In the above embodiment, the defuzzification value of each node in the fuzzy logic inference graph can be obtained by defuzzifying the fuzzy inference result, and is used as the evaluation score of each node. As shown in fig. 6, defuzzification may be performed based on the fuzzy inference result to obtain a defuzzification value 100 corresponding to the condition node a, to obtain a defuzzification value 0 corresponding to the condition node B, and to obtain a defuzzification value 100 corresponding to the conclusion node C. It will be appreciated that the defuzzification values may be represented in a variety of forms and are not limited to the percentile scores of the individual nodes.

After the corresponding fuzzy logic inference graph is generated according to the fuzzy logic, the defuzzified values may also be displayed at each node in the fuzzy logic inference graph. As shown in fig. 6, each node in the fuzzy logic inference graph may be labeled with a corresponding defuzzified value as a decision score corresponding to each node. Wherein the final value of the service decision result is displayed at the node to which the connection edge finally points. For example, in each fuzzy logic sequentially executed in fig. 6, the last fuzzy logic is to derive H according to C/D/E/F/G, and each node finally points to the conclusion node H, so that the conclusion node H, that is, the conclusion node of the last fuzzy logic, and the value displayed corresponding to the node is the final value of the service decision result. In addition, in fig. 6, the score is displayed on the node (inside the circle represented by the node), but the actual implementation is not limited to this, for example, the score may be marked beside the circle, or may be marked by being guided to another place through a marking line, and the like.

It can be understood that, in the schematic diagram shown in fig. 6, the decision score may not be displayed, but only each node and the connection edge of the inference graph are displayed, that is, the relevant person may know the logical inference process of the final business decision result through the meaning of each node and the direction of the connection edge of the inference graph. In another example, the decision score may be displayed in the inference graph, and the score therein may display the scores of some nodes, for example, the score of only the conclusion node of the last fuzzy logic (i.e. the node corresponding to the service decision result); the scores of key nodes in the inference graph can also be displayed; or the scores of all nodes in the inference graph may also be displayed. The specific display mode can be predetermined according to actual service requirements, or the expert system can also receive the selection of the user on which node scores are displayed through human-computer interaction and display the node scores according to the selection of the user.

In the above embodiment, while the fuzzy logic inference graph is displayed in the output interactive interface, the corresponding numerical value is labeled at each node as the judgment score of the corresponding node. Therefore, relevant personnel can more intuitively chat the whole judgment process of the fuzzy logic according to the connection relation among all the nodes in the fuzzy logic inference graph and the judgment scores corresponding to all the nodes.

The expert system in the embodiment of the disclosure visualizes the logical reasoning process through the form of the reasoning graph, and when a common user uses the expert system to judge a scene problem, the expert system can learn the reasoning process of a final service decision result through the reasoning graph, so that the expert decision process is actually visualized. The influence degree of the factors of each node on the final service decision result can be known through the judgment scores corresponding to each node, for example, the influence of the factors corresponding to the nodes on the final service decision result can be determined according to the low-score nodes in the inference graph, so that the key influence factors of the service decision result can be obtained more intuitively and conveniently, and root cause tracing is facilitated.

In addition, the service processing method of the embodiment is not limited to the application field, and can be applied to various service scenes depending on manual logic for decision making, such as credit wind control, medical field, legal field, and the like. Only in different application scenarios, based on the difference of the scenario problem to be solved, the domain expert knowledge acquired by the expert system is different, and similar to the input information illustrated in fig. 4 and 5, the input information is generally fuzzy logic and fuzzification setting information input according to the experience of the expert who solves the scenario problem. In addition, under different service scenes, the nodes corresponding to the service decision results in the inference graph have different meanings, for example, in a credit wind control service, the nodes corresponding to the service decision results may indicate whether a user will defer for loan, and in a medical indication judgment scene, the nodes corresponding to the service decision results may indicate whether a certain diseased part of a patient body is malignant, and the like.

As described in any of the above embodiments, the expert system provided by the present disclosure may receive fuzzy logic information corresponding to a target service through an input interactive interface of human-computer interaction, where the fuzzy logic information may include: the service characteristic data illustrated in fig. 4 corresponds to data intervals of different fuzzy sets in the target service, and the value of the data source B < =3 belongs to the "good" interval, >6 belongs to the "bad" interval, and >3 and < =6 belong to the "fuzzy" interval. The fuzzy logic information may further include: the fuzzy logic illustrated in FIG. 5, for example, when the decision A is …, B …, results in C being …. The fuzzy logic information can be expert knowledge of domain experts, and is used for carrying out fuzzy reasoning on the target business based on the expert knowledge to obtain a business decision result.

On the basis, the embodiment of the disclosure further provides an updating method of the expert system, and the method only performs model learning based on data to optimize the initially input expert knowledge received by the expert system, so that the decision effect of the expert system is better.

FIG. 7 provides a flow diagram of an exemplary expert system update method that may be performed by the expert system, i.e., the expert system may have self-learning capabilities; alternatively, it may be performed by a system other than the expert system. As shown in fig. 7, the method may include the following processes:

in step 700, a network structure of the probability map network is generated according to fuzzy logic corresponding to a target service; and obtaining probability distribution parameters corresponding to each node in the probability map network based on the data intervals of different fuzzy sets corresponding to the sample service characteristic data and the fuzzy logic.

In this embodiment, fuzzy logic information entered in an expert system is to be optimized, and the expert system may be referred to as an expert system to be optimized. In this step, a probability map network may be generated according to the fuzzy logic information in the expert system to be optimized.

The fuzzy logic information may include the fuzzification setting information illustrated in fig. 4 and the fuzzy logic illustrated in fig. 5. Moreover, the fuzzy logic information is specific to a target service in a certain service scenario, for example, if the service scenario is a credit wind control scenario, and the target service may be to determine whether an approval user will defer repayment, the service feature data in the fuzzy logic information may be an influence factor influencing the determination of "whether defer repayment", and the fuzzy logic is also some determination conditions in the decision process of reasoning and determining "whether defer repayment" according to the service feature data, for example, if the monthly consumption amount of the user is high and the income of the user is high, the consuming capacity of the user is high.

A Probabilistic Graphical Model (PGM) is a model that can represent associations between a plurality of random variables, and a network structure of the PGM may include nodes and edges. In practice, the graph structure of the probabilistic graph network may be consistent with the structure of the fuzzy logic inference graph illustrated in fig. 6, for example, the probabilistic graph may also include a condition node, a conclusion node, and a connecting edge pointed to by the condition node and the conclusion node. The condition node corresponds to condition information in the fuzzy logic, and the conclusion node corresponds to conclusion information of the fuzzy logic. The description corresponding to fig. 6 may be specifically incorporated.

In this step, when the probability map network is generated, the probability distribution parameters corresponding to the nodes in the probability map network may also be obtained based on the data intervals of different fuzzy sets corresponding to the sample service feature data and the fuzzy logic.

Specifically, each node in the probability map, such as the conditional node or the conclusion node, may have an initialized probability distribution parameter. For example, in fig. 6, the fuzzy logic of C is derived from a and B, and the initialization probability distribution parameters of a and B as conditional nodes may be obtained according to the data intervals of the service feature data recorded in fig. 4 corresponding to the respective fuzzy sets. While the initialization probability distribution parameters for C as a conclusion node may be determined according to the fuzzy logic entered in fig. 5.

In addition, the network structure of the probability graph network can be generated according to fuzzy logic information input by the expert system, or a fuzzy logic inference graph used in the expert system can be directly mapped to serve as the probability graph network.

In step 702, sample service characteristic data of a target service and optimization target data of the target service are obtained.

In this embodiment, the training of the probability map network is performed, and the network parameters of the probability map network are learned, so that the traffic feature data used in the training process may be referred to as sample traffic feature data.

The sample service characteristic data is collected data when the expert system to be optimized executes service processing of the target service, such as annual income, overdraft amount and the like of an approval user. The sample service characteristic data is the same as the service characteristic data used in the application stage of the expert system in terms of data identification, for example, when the expert system is applied to solve a field problem, the acquired service characteristic data required for judgment includes data a and data B, then the sample service characteristic data in the learning stage also includes data a and data B, only the specific numerical values in the learning stage may be different, and the learning sample may be some historical samples.

In this step, the optimized target data of the target service is equivalent to a service decision true value corresponding to a service decision result output by the expert system, for example, if the service decision result output by the expert system is to determine whether a certain User will delay repayment, it is assumed that the obtained training sample is a historical sample of the User-3, which includes sample service characteristic data such as income of the User-3 year, overdraft amount and the like, and also includes a true value of whether the User has delayed repayment. The service decision result output by the expert system is equivalent to a prediction result of whether the User is delayed for loan or not based on service characteristic data such as annual income, overdraft amount and the like of the User-3, and the optimization target data is a real value of whether the User is delayed for loan or not.

In addition, the obtaining manner of the sample service characteristic data and the optimization target data in this step may be through an interface module for data uploading, for example, the interface module uploads the sample service characteristic data and the optimization target data to an expert system with self-learning capability. Or may be provided to the system in other manners, which is not limited in this embodiment.

In step 704, according to the sample service feature data and the optimized target data, a probability map network corresponding to the target service is trained, and network parameters of the trained probability map network are obtained.

In this step, the learning algorithm of the probability map network may be a parameter estimation algorithm including hidden variables, for example, but not limited to EM (Expectation-Maximization algorithm).

In the process of iterative updating by adopting the EM algorithm, the optimized target data is used as the target of the iterative algorithm, so that the network parameters after the EM algorithm is iteratively converged can be minimized.

In addition, the network parameters of the probability map network obtained after the training may be updated probability distribution parameters corresponding to each node in the network, and may be referred to as updated probability distribution parameters. For example, the update probability distribution parameters corresponding to the root node in fig. 6 may be learned.

In step 706, based on the trained network parameters, updated information of fuzzy logic information of the expert system is output.

In this step, update information of data intervals of different fuzzy sets corresponding to the sample service feature data in the target service can be obtained according to the update probability distribution parameters corresponding to the nodes obtained by training the probability map network.

For example, in the fuzzification setting information initially entered by the expert system, the data interval corresponding to "good" in the data source B is "< = 3", and the data interval corresponding to "bad" is "> 6". The update information determined from the learned update probability distribution parameters may be: it is recommended that the data interval of "good" be "< = 4" and the data interval corresponding to "bad" be "> 8". That is, optimization suggestions can be provided for entered data intervals, which suggestions can be referred to as update information. In addition, the fuzzy logic in the fuzzy logic information may not be updated.

In this step, the update information of the fuzzy logic information of the expert system may be displayed through an output interactive interface of the expert system, for example, the [ suggested "good" data interval is "< = 4", and the data interval corresponding to "bad" is "> 8") is displayed on the interface for the reference of the system user.

In addition, in the determining process of the update information of the fuzzy logic information, a membership function corresponding to each node may be obtained according to the update probability distribution parameter of each node obtained through learning, the membership function is compared with a membership function initially generated by an expert system, a node having a difference is found, and a corresponding new data interval is determined based on the update probability distribution parameter of the node having the difference.

For example, for a certain node in the probability map network, the node corresponds to the fuzzification information such as the data interval of the node feature recorded by the initial expert, and the probability distribution parameter of the corresponding node can be obtained according to the fuzzification information. The probability distribution parameters corresponding to the nodes can be learned through a learning process. And finally, converting the learned updated probability distribution parameters into corresponding data intervals, and comparing whether the data intervals are different from the data intervals input by the initial experts. If the difference exists, the recommendation information, namely a new data interval, can be prompted, so that the originally input interval can be updated according to the recommendation information.

In step 708, after the outputting of the update information of the fuzzy logic information for the expert system, new setting information of data intervals corresponding to different fuzzy sets in the target service for the sample service feature data is received, and the new setting information is determined based on the update information.

For example, the user of the expert system may reset a new data interval according to the update information output in step 706, and the newly input data interval may be referred to as new setting information of the data interval. For example, a system user may change the initially entered data interval, change the "good" data interval to "< = 4", and change the "bad" data interval to "> 8", according to the optimization suggestion displayed on the output interactive interface of the expert system.

In step 710, the membership function from the service characteristic data to the fuzzy set is updated based on the new setting information of the data interval.

In this step, after the fuzzification setting information is updated, the expert system may update the membership function from the service feature data to the fuzzy set according to the new fuzzification setting information, so as to be used for subsequent fuzzification.

In addition, the embodiment of the present disclosure further provides a service processing method based on an expert system, in the method, service processing may be performed through the expert system, and a specific process may be described in any embodiment of the present disclosure and is not described in detail. It should be noted that the expert system used in the business processing method is updated through the flow shown in fig. 7.

For example, the initially entered fuzzy logic information of the expert system is updated through the flow illustrated in fig. 7. In the practical application process of the expert system, fuzzy reasoning can be carried out according to the new fuzzy logic information. Specifically, the expert system can acquire at least one service characteristic data of the target service to be processed, and perform fuzzification processing and fuzzy inference on the service characteristic data according to the new fuzzy logic information to obtain a fuzzy inference result. Wherein the new fuzzy logic information is obtained according to an updating method of any embodiment of the present disclosure, such as determined according to the updating information output in fig. 7. After defuzzification is carried out on the fuzzy reasoning result, a service decision result of the target service can be obtained.

According to the updating method of the expert system, the probability graph network is used for learning the network parameters based on the data, and the optimization suggestion for the initially input fuzzy logic information is output according to the learned network parameters, so that the expert system has the learning and knowledge iteration capabilities, and the decision result of the expert system is more accurate.

In addition, the learning time and the learning frequency of the expert system are not limited in this embodiment, for example, the expert system may learn once before being used, and may learn periodically afterwards, and when there are new historical samples within a period of time, the new historical samples may be used to learn once again according to the flow shown in fig. 7, so that the domain knowledge of the expert system may be continuously iterated.

In addition, in the embodiment of the disclosure, because the parameter space of the probability map network model is reduced by using the expert knowledge to form the probability map network in advance, the dependence on the number of samples in the actual learning process can be reduced, the learning robustness is enhanced, and the model can be optimized and recommended in a data-driven manner under the condition of a small sample size. Therefore, the expert system is used as an expert assistant decision tool, the decision efficiency of experts is improved to a greater extent, and the data-driven knowledge autonomous evolution can be carried out under a smaller sample scale.

The scheme has more application possibilities, for example, the scheme is applied to the field of credit approval and can carry out input and autonomous iteration on the knowledge system of an approval expert; the method is applied to the medical field, and can carry out input and autonomous iteration on a clinical treatment knowledge system of a doctor; the method is applied to the field of law, and can perform entry and autonomous iteration on a lawyer reasoning and decision system, and the like.

As shown in fig. 8, the present specification provides an updating apparatus of an expert system, which can perform the updating method of the expert system according to any of the embodiments of the present specification. As shown in fig. 8, the apparatus may include a data interface module 801, a graph learning module 802, and a decision suggestion generation module 803. Wherein:

a data interface module 801, configured to obtain sample service feature data of a target service and optimization target data of the target service; the sample service characteristic data is collected data when the expert system to be optimized executes service processing of the target service, and the optimized target data is a true value of a service decision of the target service.

A graph learning module 802, configured to train a probability graph network corresponding to the target service according to the sample service feature data and the optimized target data, to obtain network parameters of the probability graph network after training, where the probability graph network is generated according to fuzzy logic information corresponding to the target service received by the expert system.

And a decision suggestion generation module 803, configured to output update information of the fuzzy logic information of the expert system based on the trained network parameters.

In some embodiments, the fuzzy logic information comprises: the sample service characteristic data corresponds to data intervals of different fuzzy sets in the target service and fuzzy logic; the fuzzy logic is a judgment condition in the process of deducing a service decision result according to the sample service characteristic data in the target service.

As shown in fig. 9, the apparatus may further include: a probability map generating module 804, configured to generate a network structure of the probability map network according to fuzzy logic corresponding to the target service, where the network structure includes: the system comprises condition nodes, conclusion nodes and connecting edges pointing to the conclusion nodes by the condition nodes; the condition node corresponds to condition information in the fuzzy logic, and the conclusion node corresponds to conclusion information of the fuzzy logic; and obtaining probability distribution parameters corresponding to each node in the probability map network based on the data intervals of different fuzzy sets corresponding to the sample service characteristic data and the fuzzy logic.

In an example, the probability map generating module 804 is specifically configured to: and outputting updating information of data intervals of different fuzzy sets corresponding to the sample service characteristic data in the target service based on the updating probability distribution parameters corresponding to the nodes obtained by training the probability graph network.

In an example, the graph learning module 802 is specifically configured to learn to obtain the network parameters of the probability graph network through a parameter estimation algorithm including hidden variables according to the sample service feature data and the optimization target data.

In one example, the data interface module 801 is configured to receive new setting information of data intervals corresponding to different fuzzy sets in the target service for the sample service feature data, where the new setting information is determined based on the update information.

The device further comprises: and a membership function generating module 805, configured to update a membership function from the service feature data to a fuzzy set based on the new setting information of the data interval.

As shown in fig. 10, an embodiment of the present disclosure further provides an expert system-based business processing apparatus, which may include: a data acquisition module 1001, a fuzzy processing module 1002 and a result acquisition module 1003.

The data obtaining module 1001 is configured to obtain at least one service feature data of a target service to be processed, where the service feature data is an influence factor of a service decision result.

The fuzzy processing module 1002 is configured to perform fuzzification processing and fuzzy inference on the service characteristic data according to the fuzzy logic information received by the expert system to obtain a fuzzy inference result; wherein the fuzzy logic information is determined according to the updated information learned by the updating method according to any embodiment of the present disclosure.

A result obtaining module 1003, configured to perform defuzzification on the fuzzy inference result to obtain a service decision result of the target service.

The implementation process of the functions and actions of each module in the above device is specifically described in the implementation process of the corresponding step in the above method, and is not described herein again.

For the device embodiments, since they substantially correspond to the method embodiments, reference may be made to the partial description of the method embodiments for relevant points. The above-described embodiments of the apparatus are merely illustrative, and the units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules can be selected according to actual needs to achieve the purpose of the solution of at least one embodiment of the present specification. One of ordinary skill in the art can understand and implement it without inventive effort.

The present specification also provides a computer device, including a memory, a processor, and a computer program stored on the memory and executable on the processor, where the processor is capable of implementing the update method or the service processing method of the expert system according to any embodiment of the present specification when executing the computer program.

The present specification also provides a computer-readable storage medium having stored thereon a computer program which, when executed by a processor, is capable of implementing an update method or a business processing method of an expert system of any of the embodiments of the present specification.

The non-transitory computer readable storage medium may be a ROM, a Random Access Memory (RAM), a CD-ROM, a magnetic tape, a floppy disk, an optical data storage device, etc., which is not limited in this application.

In some optional embodiments, the present disclosure provides a computer program product comprising computer readable code, which when run on a device, a processor in the device executes an update method or a business processing method for implementing an expert system as provided in any of the above embodiments. The computer program product may be embodied in hardware, software or a combination thereof.

Other embodiments of the present description will be apparent to those skilled in the art from consideration of the specification and practice of the invention disclosed herein. This specification is intended to cover any variations, uses, or adaptations of the specification following, in general, the principles of the specification and including such departures from the present disclosure as come within known or customary practice within the art to which the specification pertains. It is intended that the specification and examples be considered as exemplary only, with a true scope and spirit of the specification being indicated by the following claims.

It will be understood that the present description is not limited to the precise arrangements described above and shown in the drawings, and that various modifications and changes may be made without departing from the scope thereof. The scope of the present description is limited only by the appended claims.

The above description is only a preferred embodiment of the present disclosure, and should not be taken as limiting the present disclosure, and any modifications, equivalents, improvements, etc. made within the spirit and principle of the present disclosure should be included in the scope of the present disclosure.

Claims

1. A method of updating an expert system, the method comprising:

training a probability graph network corresponding to the target service according to the sample service characteristic data and the optimized target data to obtain network parameters of the probability graph network after training is completed, wherein the probability graph network is generated according to fuzzy logic information corresponding to the target service received by the expert system; the fuzzy logic information comprises a first fuzzy logic and a second fuzzy logic which are executed in a hierarchical and sequential manner, and conclusion information of the first fuzzy logic is used as one condition information of the second fuzzy logic;

outputting update information of fuzzy logic information of the expert system based on the network parameters obtained by training;

the training of the probability graph network corresponding to the target service according to the sample service characteristic data and the optimized target data to obtain the trained network parameters of the probability graph network comprises the following steps:

and learning to obtain the network parameters of the probability graph network through a parameter estimation algorithm containing hidden variables according to the sample service characteristic data and the optimized target data.

2. The method of claim 1, the fuzzy logic information, comprising: the sample service characteristic data corresponds to data intervals of different fuzzy sets in the target service and fuzzy logic; the fuzzy logic is a judgment condition in the process of deducing a service decision result according to the sample service characteristic data in the target service;

the method further comprises the following steps:

generating a network structure of the probability graph network according to the fuzzy logic corresponding to the target service, wherein the network structure comprises: the system comprises condition nodes, conclusion nodes and connecting edges pointing to the conclusion nodes by the condition nodes; the condition node corresponds to condition information in the fuzzy logic, and the conclusion node corresponds to conclusion information of the fuzzy logic;

and obtaining probability distribution parameters corresponding to each node in the probability map network based on the data intervals of different fuzzy sets corresponding to the sample service characteristic data and the fuzzy logic.

3. The method of claim 2, the outputting updated information for fuzzy logic information of the expert system based on the trained network parameters, comprising:

and outputting updating information of data intervals of different fuzzy sets corresponding to the sample service characteristic data in the target service based on the updating probability distribution parameters corresponding to the nodes obtained by training the probability graph network.

4. The method of any of claims 1 to 3, after said outputting updated information for fuzzy logic information of the expert system, the method further comprising:

receiving new setting information of data intervals of different fuzzy sets corresponding to the sample service characteristic data in a target service, wherein the new setting information is determined based on the updating information;

and updating the membership function from the service characteristic data to a fuzzy set based on the new setting information of the data interval.

5. The method of claim 1, wherein the first and second light sources are selected from the group consisting of,

the target service is a credit wind control service;

the sample business feature data includes credit business data of credit users.

6. An expert system based business processing method, wherein the method is performed by an expert system, the method comprising:

fuzzification processing and fuzzy reasoning are carried out on the service characteristic data according to fuzzy logic information received by the expert system to obtain a fuzzy reasoning result; wherein the fuzzy logic information is determined from the updated information learned according to the method of any one of claims 1 to 5;

7. The method of claim 6, further comprising:

receiving new setting information of data intervals of different fuzzy sets corresponding to the service characteristic data in a target service, wherein the new setting information is determined based on the updating information;

8. An updating apparatus of an expert system, the apparatus comprising:

the graph learning module is used for training a probability graph network corresponding to the target service according to the sample service characteristic data and the optimized target data to obtain network parameters of the probability graph network after training is finished, wherein the probability graph network is generated according to fuzzy logic information corresponding to the target service received by the expert system; the fuzzy logic information comprises a first fuzzy logic and a second fuzzy logic which are executed in a hierarchical and sequential manner, and conclusion information of the first fuzzy logic is used as one condition information of the second fuzzy logic;

the decision suggestion generation module is used for outputting the update information of the fuzzy logic information of the expert system based on the network parameters obtained by training;

the graph learning module is specifically configured to learn to obtain the network parameters of the probability graph network through a parameter estimation algorithm including hidden variables according to the sample service feature data and the optimization target data.

9. The apparatus of claim 8, the fuzzy logic information, comprising: the sample service characteristic data corresponds to data intervals of different fuzzy sets in the target service and fuzzy logic; the fuzzy logic is a judgment condition in the process of deducing a service decision result according to the sample service characteristic data in the target service:

the device further comprises:

a probability map generation module, configured to generate a network structure of the probability map network according to the fuzzy logic corresponding to the target service, where the network structure includes: the system comprises condition nodes, conclusion nodes and connecting edges pointing to the conclusion nodes by the condition nodes; the condition node corresponds to condition information in the fuzzy logic, and the conclusion node corresponds to conclusion information of the fuzzy logic; and obtaining probability distribution parameters corresponding to each node in the probability map network based on the data intervals of different fuzzy sets corresponding to the sample service characteristic data and the fuzzy logic.

10. The apparatus of claim 8, wherein the first and second electrodes are disposed on opposite sides of the substrate,

the probability map generation module is specifically configured to: and outputting updating information of data intervals of different fuzzy sets corresponding to the sample service characteristic data in the target service based on the updating probability distribution parameters corresponding to the nodes obtained by training the probability graph network.

11. The apparatus of claim 8, wherein the first and second electrodes are disposed on opposite sides of the substrate,

the data interface module is used for receiving new setting information of data intervals of different fuzzy sets corresponding to the sample service characteristic data in a target service, and the new setting information is determined based on the updating information;

the device further comprises: and the membership function generating module is used for updating a membership function from the service characteristic data to a fuzzy set based on the new setting information of the data interval.

12. An expert system based business processing device, the device is applied to an expert system, and the device comprises:

the fuzzy processing module is used for carrying out fuzzification processing and fuzzy reasoning on the service characteristic data according to the fuzzy logic information received by the expert system to obtain a fuzzy reasoning result; wherein the fuzzy logic information is determined from the updated information learned according to the method of any one of claims 1 to 5;

13. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the method of any one of claims 1 to 5, or the method of any one of claims 6 and 7, when the program is executed.

14. A computer-readable storage medium, on which a computer program is stored which, when executed by a processor, implements the method of any one of claims 1 to 5, or the method of any one of claims 6 and 7.