CN113052583A - Method and device for paying special fee online - Google Patents

Method and device for paying special fee online Download PDF

Info

Publication number
CN113052583A
CN113052583A CN202011333685.3A CN202011333685A CN113052583A CN 113052583 A CN113052583 A CN 113052583A CN 202011333685 A CN202011333685 A CN 202011333685A CN 113052583 A CN113052583 A CN 113052583A
Authority
CN
China
Prior art keywords
bill
mobile client
service
server
bank management
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN202011333685.3A
Other languages
Chinese (zh)
Inventor
李飞
郭振华
孙艳青
王中兴
梁丙杰
甘甜
姚翰书
王战杰
王欣
王亮亮
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
State Grid Corp of China SGCC
State Grid Information and Telecommunication Co Ltd
Beijing Guodiantong Network Technology Co Ltd
Original Assignee
State Grid Corp of China SGCC
State Grid Information and Telecommunication Co Ltd
Beijing Guodiantong Network Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by State Grid Corp of China SGCC, State Grid Information and Telecommunication Co Ltd, Beijing Guodiantong Network Technology Co Ltd filed Critical State Grid Corp of China SGCC
Priority to CN202011333685.3A priority Critical patent/CN113052583A/en
Publication of CN113052583A publication Critical patent/CN113052583A/en
Pending legal-status Critical Current

Links

Images

Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/08Payment architectures
    • G06Q20/10Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
    • G06Q20/102Bill distribution or payments
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/382Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829Payment protocols; Details thereof insuring higher security of transaction involving key management
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10Services
    • G06Q50/26Government or public services

Landscapes

  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Engineering & Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • General Physics & Mathematics (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Economics (AREA)
  • Development Economics (AREA)
  • Marketing (AREA)
  • Tourism & Hospitality (AREA)
  • Technology Law (AREA)
  • Educational Administration (AREA)
  • Health & Medical Sciences (AREA)
  • General Health & Medical Sciences (AREA)
  • Human Resources & Organizations (AREA)
  • Primary Health Care (AREA)
  • Computer Security & Cryptography (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

One or more embodiments of the present disclosure provide a method for paying a specific fee online, where a mobile client sends a specific fee query request to a service server, the service server retrieves corresponding specific fee information and creates a periodic record, generates at least one service corresponding to the record, and sends the service to the mobile client, a bank management server receives the forwarded service, creates a bill, and sends the bill to the mobile client, the mobile client forwards the bill to the service server, the service server confirms the bill information, and the bank management server performs online payment on the bill that is qualified. In the invention, the on-line payment of the specific fee is adopted, and the mobile client serves as a hub for connecting the business server and the bank management server for information interaction, so that the real-time information transmission is realized, the time length of information transmission and manual check is reduced, and the efficiency of payment of the specific fee is improved.

Description

Method and device for paying special fee online
Technical Field
One or more embodiments of the present disclosure relate to the field of online payment technologies, and in particular, to a method and an apparatus for paying a specific fee online.
Background
The payment of the specific fee refers to the fact that the member pays the expenditure for the organization cause and the organization activities to the organization according to the regulation system, and the payment of the specific fee is obligation of the member to the organization and is an expression that the member cares about the organization cause.
In the prior art, on-line payment of specific fees is mainly realized by informing each member of paying the specific fees through an organization line, and each member pays the specific fees to a bank card of an organization on line.
The inventor finds that in the prior art, the on-line payment method needs manual notification of payment and manual calculation and checking of the payment condition of the specific fee, and the payment and checking of the specific fee are long in time, so that the on-line payment efficiency is low.
Disclosure of Invention
In view of the above, one or more embodiments of the present disclosure are directed to a method and an apparatus for paying a specific fee online, so as to solve the problem of long time consumption for paying and checking the specific fee.
Based on the purpose, the invention adopts the following technical scheme to realize:
as a first aspect of the present invention, there is provided a method for paying a specific fee online, which is applied to a mobile client, and includes:
sending a specific fee inquiry request to a service server, and triggering the service server to call specific fee information according to the specific fee inquiry request; the service server creates a regular record according to the specific cost information and generates at least one service corresponding to the record;
receiving the business, forwarding the business to a bank management server, and triggering the bank management server to create a bill according to the business;
receiving the bill, forwarding the bill to the service server, and triggering the service server to confirm the bill;
and receiving a qualified bill, forwarding the qualified bill to the bank management server, and triggering the bank management server to carry out online payment on the qualified bill.
As a second aspect of the present invention, a method for paying a specific fee online is provided, which is applied to a service end, and includes:
receiving a specific expense query request sent by a mobile client;
creating a regular record according to the specific expense information, generating at least one service corresponding to the record, sending the service to the mobile client, and triggering the mobile client to send the service to a bank management server; the bank management server side creates a bill according to the business and sends the bill to the mobile client side;
receiving the bill forwarded by the mobile client, confirming the bill, sending the bill to the mobile client if the bill is qualified, returning to the step of generating at least one service corresponding to the record if the bill is unqualified, and triggering the mobile client bank management server to forward the qualified bill to the bank management server; and the bank management service terminal carries out online payment on the qualified bill.
As a third aspect of the present invention, there is provided a method for paying a specific fee online, which is applied to a bank management server, and includes:
receiving the service sent by the mobile client;
creating a bill according to the service, sending the bill to the mobile client, and triggering the mobile client to send the bill to a service server; the business server side confirms the bill, if the bill is qualified, the bill is sent to the mobile client side, and if the bill is unqualified, the step of generating at least one business corresponding to the record is returned;
and receiving the qualified bill sent by the mobile client, and carrying out online payment.
As a fourth aspect of the present invention, there is provided a method for paying a specific fee online, comprising:
the mobile client sends a specific fee inquiry request to a service server;
the service server calls specific cost information according to the specific cost inquiry request;
the service server creates a regular record according to the specific cost information, generates at least one service corresponding to the record, and sends the service to the mobile client;
the bank management server receives the business forwarded by the mobile client, creates a bill according to the business, sends the bill to the mobile client, and forwards the bill to the business server by the mobile client;
the business server side confirms the bill, if the bill is qualified, the bill is sent to the mobile client side, and if the bill is unqualified, the step of generating at least one business corresponding to the record is returned;
and the bank management server receives the qualified bill sent by the mobile client and carries out online payment.
As an optional implementation, the method for paying the specific fee on line further includes an encryption process, where the encryption process includes:
SM4, encrypting the records, services and bills and their information content;
SM3, encrypting the integrity of the data;
and the SM2 encrypts the key of the SM 4.
As an optional implementation manner, the method for paying the specific fee on line further includes an information synchronization process, where the information synchronization process includes:
the mobile client receives the information of the bill paid by the bank management server on line and forwards the bill to the service server;
and the business server synchronizes the information of the bill and updates the state of the bill.
As an optional implementation manner, when the information is interrupted due to a network obstacle occurring in the online specific fee payment process, the online specific fee payment method further includes exception processing, where the exception processing includes:
after successful payment, the payment is not displayed due to network obstacles, abnormal bills caused by information interruption are identified, abnormal bills and payment information are obtained, and system information is synchronized;
and if network obstacles appear in other processes of not paying, resending the specific fee inquiry request.
As a fifth aspect of the present invention, there is provided a method for paying a specific fee online, which is applied to a mobile client, and includes:
the inquiry module is used for sending a specific fee inquiry request to a service server and triggering the service server to call specific fee information according to the specific fee inquiry request; the service server creates a regular record according to the specific cost information and generates at least one service corresponding to the record;
the first receiving module is used for receiving the business, forwarding the business to a bank management server and triggering the bank management server to create a bill according to the business;
the second receiving module is used for receiving the bill, forwarding the bill to the service server and triggering the service server to confirm the bill;
and the third receiving module is used for receiving the qualified bill, forwarding the qualified bill to the bank management server and triggering the bank management server to carry out online payment on the qualified bill.
As a sixth aspect of the present invention, there is provided a method for paying a specific fee online, which is applied to a service server, and includes:
the fourth receiving module is used for receiving a specific expense query request sent by the mobile client;
the first establishing module is used for establishing a regular record according to the specific expense information, generating at least one service corresponding to the record, sending the service to the mobile client, and triggering the mobile client to send the service to the bank management server; the bank management server side creates a bill according to the business and sends the bill to the mobile client side;
a fifth receiving module, configured to receive the bill forwarded by the mobile client, confirm the bill, send the bill to the mobile client if the bill is qualified, return to the step of generating at least one service corresponding to the record if the bill is not qualified, and trigger the mobile client bank management server to forward the qualified bill to the bank management server; and the bank management service terminal carries out online payment on the qualified bill.
As a seventh aspect of the present invention, there is provided a method for paying a specific fee online, which is applied to a bank management server, and includes:
a sixth receiving module, configured to receive a service sent by the mobile client;
the second creating module is used for creating a bill according to the service, sending the bill to the mobile client and triggering the mobile client to send the bill to a service server; the business server side confirms the bill, if the bill is qualified, the bill is sent to the mobile client side, and if the bill is unqualified, the step of generating at least one business corresponding to the record is returned;
and the payment module is used for receiving the qualified bill sent by the mobile terminal and carrying out online payment.
As can be seen from the foregoing, in the method and apparatus for paying a specific fee online according to one or more embodiments of the present disclosure, a mobile client is used to integrate a business server and a bank management server by paying a specific fee online, and the mobile client is used as a hub for connecting the business server and the bank management server for information interaction, so that the payment of the specific fee and the synchronization of information are achieved, the time length for information transmission and manual checking is reduced, and the efficiency for paying the specific fee is improved.
Drawings
In order to more clearly illustrate one or more embodiments or prior art solutions of the present specification, the drawings that are needed in the description of the embodiments or prior art will be briefly described below, and it is obvious that the drawings in the following description are only one or more embodiments of the present specification, and that other drawings may be obtained by those skilled in the art without inventive effort from these drawings.
FIG. 1 is a schematic flow chart of a method for online payment of a specific fee according to one or more embodiments of the present disclosure;
FIG. 2 is a schematic diagram of a method for online payment of a specified fee according to one or more embodiments of the present disclosure;
FIG. 3 is a diagram illustrating an online payment device for a specific fee according to one or more embodiments of the present disclosure applied to a mobile client;
FIG. 4 is a schematic diagram of an online payment device for a specific fee according to one or more embodiments of the present disclosure, applied to a service end;
fig. 5 is a schematic diagram of an apparatus for paying a specific fee online according to one or more embodiments of the present disclosure, applied to a bank management server.
Detailed Description
To make the objects, technical solutions and advantages of the present disclosure more apparent, the present disclosure is further described in detail below with reference to fig. 1 in conjunction with specific embodiments.
In order to achieve the above object, an embodiment of the present invention provides an online payment method for a specific fee, including:
the mobile client sends a specific fee inquiry request to a service server;
the service server calls specific cost information according to the specific cost inquiry request;
the service server creates a regular record according to the specific cost information, generates at least one service corresponding to the record, and sends the service to the mobile client;
the bank management server receives the business forwarded by the mobile client, creates a bill according to the business, sends the bill to the mobile client, and forwards the bill to the business server by the mobile client;
the business server side confirms the bill, if the bill is qualified, the bill is sent to the mobile client side, and if the bill is unqualified, the step of generating at least one business corresponding to the record is returned;
and the bank management server receives the qualified bill sent by the mobile client and carries out online payment.
In the embodiment of the invention, aiming at the payment of specific cost, an online payment method is adopted, a mobile client is used as a hub for information transmission of a business service end and a bank management service end, the mobile client sends the business with the specific cost payment information to the bank management service end, a bill containing the specific payment information and payment amount is generated by a bank side, the bill is forwarded to the business service end through the mobile client, the business service end confirms the bill, and the qualified bill is transmitted to the bank management service end to be online paid for the specific cost. The efficiency of paying specific expense has been improved.
In order to achieve the above object, an embodiment of the present invention provides an online payment method for a specific fee, which is applied to a mobile client, and includes:
sending a specific fee inquiry request to a service server, and triggering the service server to call specific fee information according to the specific fee inquiry request; the service server creates a regular record according to the specific cost information and generates at least one service corresponding to the record;
receiving the business, forwarding the business to a bank management server, and triggering the bank management server to create a bill according to the business;
receiving the bill, forwarding the bill to the service server, and triggering the service server to confirm the bill;
and receiving a qualified bill, forwarding the qualified bill to the bank management server, and triggering the bank management server to carry out online payment on the qualified bill.
In the embodiment of the invention, the mobile client sends the query request, triggers the business server to generate business and the bank management server to generate bills, and serves as a hub to link the business server and the bank management server for information transmission, so that the time for manually transmitting the original information is reduced, and the efficiency of paying the specific fee is improved.
In order to achieve the above object, an embodiment of the present invention provides an online payment method for a specific fee, which is applied to a service server, and includes:
receiving a specific expense query request sent by a mobile client;
creating a regular record according to the specific expense information, generating at least one service corresponding to the record, sending the service to the mobile client, and triggering the mobile client to send the service to a bank management server; the bank management server side creates a bill according to the business and sends the bill to the mobile client side;
receiving the bill forwarded by the mobile client, confirming the bill, sending the bill to the mobile client if the bill is qualified, returning to the step of generating at least one service corresponding to the record if the bill is unqualified, and triggering the mobile client bank management server to forward the qualified bill to the bank management server; and the bank management service terminal carries out online payment on the qualified bill.
In the embodiment of the invention, the business server generates corresponding business according to the received query request, and triggers the mobile client to transmit the business to the bank management server, the bank management server generates corresponding bill information and amount, and the bill is confirmed by the business server, so that the time of original manual examination and verification is reduced, and the efficiency of paying specific cost is improved.
In order to achieve the above object, an embodiment of the present invention provides an online payment method for a specific fee, which is applied to a bank management server, and includes:
receiving the service sent by the mobile client;
creating a bill according to the service, sending the bill to the mobile client, and triggering the mobile client to send the bill to a service server; the business server side confirms the bill, if the bill is qualified, the bill is sent to the mobile client side, and if the bill is unqualified, the step of generating at least one business corresponding to the record is returned;
and receiving the qualified bill sent by the mobile client, and carrying out online payment.
In the embodiment of the invention, the business sent by the mobile client is received through the bank management server, the corresponding bill is generated according to the business, the on-line payment of the specific cost of the bank is carried out after the bill is confirmed to be qualified, the specific cost is automatically paid, and the efficiency of paying the specific cost is improved.
Referring to fig. 2, an embodiment of the present invention provides an online payment method for a specific fee, including:
and S01, the mobile client sends the specific fee inquiry request to the service end.
Optionally, the mobile client pays for the app application for a specific fee.
And S02, the service server calls specific cost information according to the specific cost inquiry request.
Optionally, the specific fee information includes personal information, organization information, membership information of the member, and information of the limit to be paid for the specific fee of the member.
Alternatively, when special circumstances are encountered, organization members may apply for exemption of a particular fee to the organization.
S03, the service server creates regular records according to the specific cost information, generates at least one service corresponding to the records, and sends the service to the mobile client;
optionally, the record is a specific fee due for one month.
Optionally, the service records different types of specific fees in the current month.
And S04, the bank management server receives the service forwarded by the mobile client, creates a bill according to the service, sends the bill to the mobile client, and the mobile client forwards the bill to the service server.
Optionally, the bill is subjected to information screening and money matching according to specific matters in the service.
S05, the service server side confirms the bill, if the bill is qualified, the bill is sent to the mobile client side, and if the bill is unqualified, the step of generating at least one service corresponding to the record is returned;
optionally, the information to be confirmed mainly includes personal information, bill amount, amount due to payment, and bill category.
And S06, the bank management server receives the qualified bill sent by the mobile client and carries out online payment.
Optionally, the status of the bill includes:
successful, when the bill is qualified and the online payment is successful;
unsuccessful when the bill is not qualified and/or the unpaid is successful.
And triggering the state of the service according to the state of the bill.
Optionally, the state of the service includes:
when the service is finished, the states of all bills under the service are in a successful state;
unfinished, when the bill exists in the service, the bill is in an unsuccessful state;
and triggering the recorded state according to the state of the service.
Optionally, the recorded state includes:
the state of all the services recorded is in a finished state in a regular period after the services are paid;
if the service is not paid, the state of the recorded service is in an unfinished state within a period;
as an optional implementation, the method for paying the specific fee on line further includes an encryption process, where the encryption process includes:
SM4, encrypting the records, services and bills and their information content;
SM3, encrypting the integrity of the data;
and the SM2 encrypts the key of the SM 4.
The record, the service, the bill and the information content of the bill are encrypted by using the symmetric encryption SM4, so that the information security is ensured, the secret key generated after the SM4 encryption is encrypted by using the asymmetric SM2, the information security is further enhanced, and the information security is improved by using the SM3 to encrypt the data integrity.
As an optional implementation manner, the method for paying the specific fee on line further includes an information synchronization process, where the information synchronization process includes:
the mobile client receives the information of the bill paid by the bank management server on line and forwards the bill to the service server;
and the business server synchronizes the information of the bill and updates the state of the bill.
Through information synchronization processing, information can be rapidly transmitted, a bill paid by a service end is synchronized with information, the condition that information is not timely transmitted manually is avoided, and the paying efficiency of specific cost is improved.
As an optional implementation manner, when the information is interrupted due to a network obstacle occurring in the online specific fee payment process, the online specific fee payment method further includes exception processing, where the exception processing includes:
after successful payment, the payment is not displayed due to network obstacles, abnormal bills caused by information interruption are identified, abnormal bills and payment information are obtained, and system information is synchronized;
and if network obstacles appear in other processes of not paying, resending the specific fee inquiry request.
The problem of information transmission failure caused by network abnormality is solved by processing the abnormality, and the client actively repairs or resends the request in the state of network smoothness, so that the problem that the payment information is interrupted and is difficult to remedy is solved.
Based on the above-mentioned method for paying specific fee online, the present invention further provides an apparatus for paying specific fee online, which is applied to a mobile client, as shown in fig. 3, and comprises:
the system comprises a query module 1, a service server and a service processing module, wherein the query module is used for sending a specific fee query request to the service server and triggering the service server to call specific fee information according to the specific fee query request; the service server creates a regular record according to the specific cost information and generates at least one service corresponding to the record;
the first receiving module 2 is used for receiving the business, forwarding the business to a bank management server and triggering the bank management server to create a bill according to the business;
the second receiving module 3 is configured to receive the bill, forward the bill to the service server, and trigger the service server to confirm the bill;
and the third receiving module 4 is configured to receive a qualified bill, forward the qualified bill to the bank management server, and trigger the bank management server to perform online payment on the qualified bill.
In the embodiment of the invention, the mobile client sends the query request, triggers the business server to generate business and the bank management server to generate bills, and serves as a hub to link the business server and the bank management server for information transmission, so that the time for manually transmitting the original information is reduced, and the efficiency of paying the specific fee is improved.
Based on the above-mentioned method for paying specific fee online, the present invention further provides an apparatus for paying specific fee online, which is applied to a service server, as shown in fig. 4, and includes:
a fourth receiving module 10, configured to receive a specific fee query request sent by a mobile client;
a first creating module 20, configured to create a regular record according to the specific cost information, generate at least one service corresponding to the record, send the service to the mobile client, and trigger the mobile client to send the service to a bank management server; the bank management server side creates a bill according to the business and sends the bill to the mobile client side;
a fifth receiving module 30, configured to receive the bill forwarded by the mobile client, confirm the bill, send the bill to the mobile client if the bill is qualified, return to the step of generating at least one service corresponding to the record if the bill is not qualified, and trigger the mobile client bank management server to forward the qualified bill to the bank management server; and the bank management service terminal carries out online payment on the qualified bill.
In the embodiment of the invention, the business server generates corresponding business according to the received query request, and triggers the mobile client to transmit the business to the bank management server, the bank management server generates corresponding bill information and amount, and the business server confirms the information and the amount, so that the time of original manual examination and verification is reduced, and the efficiency of paying specific cost is improved.
Based on the above method for paying specific fee online, the present invention further provides an apparatus for paying specific fee online, which is applied to a bank management server, as shown in fig. 5, and includes:
a sixth receiving module 100, configured to receive a service sent by the mobile client;
a second creating module 200, configured to create a bill according to the service, send the bill to the mobile client, and trigger the mobile client to send the bill to a service server; the business server side confirms the bill, if the bill is qualified, the bill is sent to the mobile client side, and if the bill is unqualified, the step of generating at least one business corresponding to the record is returned;
and the payment module 300 is configured to receive the qualified bill sent by the mobile terminal, and perform online payment.
In the embodiment of the invention, the business sent by the mobile client is received through the bank management server, the corresponding bill is generated according to the business, the on-line payment of the specific cost of the bank is carried out after the bill is confirmed to be qualified, the specific cost is automatically paid, and the efficiency of paying the specific cost is improved.
It is to be noted that unless otherwise defined, technical or scientific terms used in one or more embodiments of the present specification should have the ordinary meaning as understood by those of ordinary skill in the art to which this disclosure belongs. The use of "first," "second," and similar terms in one or more embodiments of the specification is not intended to indicate any order, quantity, or importance, but rather is used to distinguish one element from another. The word "comprising" or "comprises", and the like, means that the element or item listed before the word covers the element or item listed after the word and its equivalents, but does not exclude other elements or items.
The foregoing description has been directed to specific embodiments of this disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims may be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing may also be possible or may be advantageous.
Those of ordinary skill in the art will understand that: the discussion of any embodiment above is meant to be exemplary only, and is not intended to intimate that the scope of the disclosure, including the claims, is limited to these examples; within the spirit of the present disclosure, features from the above embodiments or from different embodiments may also be combined, steps may be implemented in any order, and there are many other variations of different aspects of one or more embodiments of the present description as described above, which are not provided in detail for the sake of brevity.
It is intended that the one or more embodiments of the present specification embrace all such alternatives, modifications and variations as fall within the broad scope of the appended claims. Therefore, any omissions, modifications, substitutions, improvements, and the like that may be made without departing from the spirit and principles of one or more embodiments of the present disclosure are intended to be included within the scope of the present disclosure.

Claims (10)

1. A method for paying a specific fee online is applied to a mobile client and comprises the following steps:
sending a specific fee inquiry request to a service server, and triggering the service server to call specific fee information according to the specific fee inquiry request; the service server creates a regular record according to the specific cost information and generates at least one service corresponding to the record;
receiving the business, forwarding the business to a bank management server, and triggering the bank management server to create a bill according to the business;
receiving the bill, forwarding the bill to the service server, and triggering the service server to confirm the bill;
and receiving a qualified bill, forwarding the qualified bill to the bank management server, and triggering the bank management server to carry out online payment on the qualified bill.
2. A method for paying specific fee online is characterized in that the method is applied to a service server and comprises the following steps:
receiving a specific expense query request sent by a mobile client;
creating a regular record according to the specific expense information, generating at least one service corresponding to the record, sending the service to the mobile client, and triggering the mobile client to send the service to a bank management server; the bank management server side creates a bill according to the business and sends the bill to the mobile client side;
receiving the bill forwarded by the mobile client, confirming the bill, sending the bill to the mobile client if the bill is qualified, returning to the step of generating at least one service corresponding to the record if the bill is unqualified, and triggering the mobile client bank management server to forward the qualified bill to the bank management server; and the bank management service terminal carries out online payment on the qualified bill.
3. A method for paying special fee online is characterized in that the method is applied to a bank management server and comprises the following steps:
receiving the service sent by the mobile client;
creating a bill according to the service, sending the bill to the mobile client, and triggering the mobile client to send the bill to a service server; the business server side confirms the bill, if the bill is qualified, the bill is sent to the mobile client side, and if the bill is unqualified, the step of generating at least one business corresponding to the record is returned;
and receiving the qualified bill sent by the mobile client, and carrying out online payment.
4. A method for paying a particular fee online, comprising:
the mobile client sends a specific fee inquiry request to a service server;
the service server calls specific cost information according to the specific cost inquiry request;
the service server creates a regular record according to the specific cost information, generates at least one service corresponding to the record, and sends the service to the mobile client;
the bank management server receives the business forwarded by the mobile client, creates a bill according to the business, sends the bill to the mobile client, and forwards the bill to the business server by the mobile client;
the business server side confirms the bill, if the bill is qualified, the bill is sent to the mobile client side, and if the bill is unqualified, the step of generating at least one business corresponding to the record is returned;
and the bank management server receives the qualified bill sent by the mobile client and carries out online payment.
5. The method of claim 4, wherein the method further comprises an encryption process, the encryption process comprises:
SM4, encrypting the records, services and bills and their information content;
SM3, encrypting the integrity of the data;
and the SM2 encrypts the key of the SM 4.
6. The method of claim 4, further comprising an information synchronization process, wherein the information synchronization process comprises:
the mobile client receives the information of the bill paid by the bank management server on line and forwards the bill to the service server;
and the business server synchronizes the information of the bill and updates the state of the bill.
7. The method of claim 4, wherein when the information is interrupted due to a network obstacle occurring in the online specific fee payment process, the online specific fee payment method further comprises exception handling, the exception handling comprising:
after successful payment, the payment is not displayed due to network obstacles, abnormal bills caused by information interruption are identified, abnormal bills and payment information are obtained, and system information is synchronized;
and if network obstacles appear in other processes of not paying, resending the specific fee inquiry request.
8. The utility model provides a device of specific expense is paid on-line which characterized in that is applied to mobile client, includes:
the inquiry module is used for sending a specific fee inquiry request to a service server and triggering the service server to call specific fee information according to the specific fee inquiry request; the service server creates a regular record according to the specific cost information and generates at least one service corresponding to the record;
the first receiving module is used for receiving the business, forwarding the business to a bank management server and triggering the bank management server to create a bill according to the business;
the second receiving module is used for receiving the bill, forwarding the bill to the service server and triggering the service server to confirm the bill;
and the third receiving module is used for receiving the qualified bill, forwarding the qualified bill to the bank management server and triggering the bank management server to carry out online payment on the qualified bill.
9. The utility model provides a device of specific expense is paid on-line which characterized in that is applied to the business server, includes:
the fourth receiving module is used for receiving a specific expense query request sent by the mobile client;
the first establishing module is used for establishing a regular record according to the specific expense information, generating at least one service corresponding to the record, sending the service to the mobile client, and triggering the mobile client to send the service to the bank management server; the bank management server side creates a bill according to the business and sends the bill to the mobile client side;
a fifth receiving module, configured to receive the bill forwarded by the mobile client, confirm the bill, send the bill to the mobile client if the bill is qualified, return to the step of generating at least one service corresponding to the record if the bill is not qualified, and trigger the mobile client bank management server to forward the qualified bill to the bank management server; and the bank management service terminal carries out online payment on the qualified bill.
10. A method for paying special fee online is characterized in that the method is applied to a bank management server and comprises the following steps:
a sixth receiving module, configured to receive a service sent by the mobile client;
the second creating module is used for creating a bill according to the service, sending the bill to the mobile client and triggering the mobile client to send the bill to a service server; the business server side confirms the bill, if the bill is qualified, the bill is sent to the mobile client side, and if the bill is unqualified, the step of generating at least one business corresponding to the record is returned;
and the payment module is used for receiving the qualified bill sent by the mobile terminal and carrying out online payment.
CN202011333685.3A 2020-11-24 2020-11-24 Method and device for paying special fee online Pending CN113052583A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN202011333685.3A CN113052583A (en) 2020-11-24 2020-11-24 Method and device for paying special fee online

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN202011333685.3A CN113052583A (en) 2020-11-24 2020-11-24 Method and device for paying special fee online

Publications (1)

Publication Number Publication Date
CN113052583A true CN113052583A (en) 2021-06-29

Family

ID=76507903

Family Applications (1)

Application Number Title Priority Date Filing Date
CN202011333685.3A Pending CN113052583A (en) 2020-11-24 2020-11-24 Method and device for paying special fee online

Country Status (1)

Country Link
CN (1) CN113052583A (en)

Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR200287220Y1 (en) * 2002-05-17 2002-08-27 사이버씨브이에스(주) Automatic payment apparatus for public imposts and giro
CN104484798A (en) * 2015-01-09 2015-04-01 国网重庆市电力公司客户服务中心 Payment method and device
CN107481131A (en) * 2017-07-28 2017-12-15 广州大白互联网科技有限公司 A kind of non-tax fee payment service processing system
CN107862594A (en) * 2017-10-31 2018-03-30 深圳瑞柏科技有限公司 The method and system that autoelectrinic is paid taxes
CN108133365A (en) * 2017-12-21 2018-06-08 珠海法务乐科技有限公司 A kind of patent fee pays processing method and system
CN108830575A (en) * 2018-04-20 2018-11-16 中移电子商务有限公司 A kind of party membership dues information processing method, system, equipment and computer storage medium

Patent Citations (6)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
KR200287220Y1 (en) * 2002-05-17 2002-08-27 사이버씨브이에스(주) Automatic payment apparatus for public imposts and giro
CN104484798A (en) * 2015-01-09 2015-04-01 国网重庆市电力公司客户服务中心 Payment method and device
CN107481131A (en) * 2017-07-28 2017-12-15 广州大白互联网科技有限公司 A kind of non-tax fee payment service processing system
CN107862594A (en) * 2017-10-31 2018-03-30 深圳瑞柏科技有限公司 The method and system that autoelectrinic is paid taxes
CN108133365A (en) * 2017-12-21 2018-06-08 珠海法务乐科技有限公司 A kind of patent fee pays processing method and system
CN108830575A (en) * 2018-04-20 2018-11-16 中移电子商务有限公司 A kind of party membership dues information processing method, system, equipment and computer storage medium

Similar Documents

Publication Publication Date Title
CN104717073B (en) Personal information shared system and its personal information sharing method and identity identifying method
US8055558B2 (en) Method and system for authentication via communication terminal using short message
CN106982205A (en) Digital asset treating method and apparatus based on block chain
US20120303517A1 (en) System and method for servicing customized mobile content
CN106934673A (en) A kind of electronic invoice system
CN102722816B (en) A kind of method, system and device of mobile payment
CN103617532A (en) Offline payment and collection method and device for mobile terminals
HUE026214T2 (en) A qualified electronic signature system, associated method and mobile phone device for a qualified electronic signature
CN105225152A (en) A kind of electronic bill of exchange system and collection method thereof
CN105338000B (en) A kind of verification method, verification system
CN105205666A (en) Bluetooth-based face to face payment method and system
CN103839340A (en) Method and system for synchronizing electronic purse information and over-the-air earmarking service platform
CN107103454A (en) A kind of on-line payment method and system
US10719825B2 (en) Method and system for secure protocol exchange
CN101075967B (en) System for processing SWIFT message
JP7442644B2 (en) Gateway communication system and method for distributed ledger system
CN104766202A (en) Payment system, payment method and information checking method
CN101730023A (en) Method and system for payment by using short messages
KR100876445B1 (en) Payment Guarantee System and Method Using Insurance Contract Loan
CN113052583A (en) Method and device for paying special fee online
Zhang et al. SIMPA: a SIP-based mobile payment architecture
CN114169895A (en) Payment information processing system, method, device, medium, product and equipment
KR20200136128A (en) Method and apparatus for storing transaction details in a blockchain ledger with environment in which funding and remittance are separated
CN102186151B (en) The method and system of online process tax-related service, mediating transmission device
CN104361521A (en) Electronic exchange system and method based on mobile terminal

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination