CN112801802B - Method, system and equipment for supervising financial special funds based on block chain - Google Patents
Method, system and equipment for supervising financial special funds based on block chain Download PDFInfo
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- CN112801802B CN112801802B CN202110148099.XA CN202110148099A CN112801802B CN 112801802 B CN112801802 B CN 112801802B CN 202110148099 A CN202110148099 A CN 202110148099A CN 112801802 B CN112801802 B CN 112801802B
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Abstract
The invention provides a block chain-based financial special fund supervision method, system and equipment. The scheme comprises the steps of starting a financial supervision system, carrying out real-name authentication on enterprises participating in financial supervision and financial income and expenditure, issuing special funds, and configuring the fund attributes; online bidding is carried out in the financial supervision system, bidding information is collected and online evaluation is carried out, and an online analog digital payment certificate is issued after the online evaluation is finished; extracting expense information according to the financial supervision data; carrying out whole-network broadcasting on the expense information extraction content which accords with the expense use rule, searching a workload certificate based on self computing capacity, and receiving the data block by other expense supervision nodes; and issuing the expenses according to the on-line analog digital payment voucher. According to the scheme, a block chain technology is utilized to form distributed bookkeeping and fair fund supervision, and a financial supervision system is established to automatically examine and approve from fund issuing to full-flow use, so that efficient auditing is realized.
Description
Technical Field
The invention relates to the technical field of project management, in particular to a method, a system and equipment for supervising financial special funds based on block chains.
Background
The financial special fund is a fund which has specified purposes in the aspects of social management, public service development, social security, economic construction, policy subsidy and the like of the public authority department. The fund can be required to be independently accounted and specially dedicated, and cannot be used for other purposes. The financial special fund is used as a main support mode of a public authority department for enterprise projects and social projects, and the fairness and the high efficiency of the use of the financial special fund have important significance for governments and society.
Before the invention, in the prior art, the distribution and the audit of the expenses are mainly carried out in a manual mode, the audit needs manual audit of a financial department, time and energy are consumed, the money distribution is unscientific, the use path after the money distribution cannot be supervised and managed, and the like. Therefore, the auditing efficiency is low, manual auditing is not objective, and unfair distribution and non-use for designated purposes are easy to occur.
Disclosure of Invention
In view of the above problems, the invention provides a method, a system and a device for supervising financial special funds based on a block chain, which solve the problems of low efficiency and poor justice caused by manual review of the use of the existing financial special funds by establishing a system for supervising the financial special funds based on the block chain technology.
In a first aspect of embodiments of the present invention, a block chain-based financial fund supervision method is provided, including:
starting a financial supervision system, performing real-name authentication on enterprises participating in financial supervision and financial income and expenditure, issuing special funds according to a special project review result, and configuring the capital attribute;
online bidding is carried out in the financial supervision system, bidding information is collected and online evaluation is carried out, and an online analog digital payment certificate is issued after the online evaluation is finished;
the tenderer and the bidder upload transaction information respectively and generate financial supervision data after receiving the on-line analog digital payment certificate;
extracting expense information according to the financial supervision data, wherein the expense information extraction content comprises expense type division, an expense amount and expense execution time;
obtaining an expense use rule, and judging whether the expense information extraction content accords with the expense use rule or not according to the expense use rule;
performing whole-network broadcasting on the expense information extraction content which accords with the expense use rule, and generating a latest block;
each expense supervision node in the whole network searches for a workload certificate based on the computing capacity of the expense supervision node, other expense supervision nodes receive the data block, and a new block head is manufactured at the end of the block;
and after receiving the block update, the bidder issues the expenses according to the on-line analog digital payment certificate.
In one or more embodiments, preferably, the starting the financial monitoring system, performing real-name authentication on an enterprise participating in financial monitoring and financial income, issuing a special fund according to a special project review result, and configuring a fund attribute specifically includes:
acquiring the enterprise information participating in financial supervision and financial income and expenditure, wherein the enterprise information comprises enterprise legal persons, enterprise production permission, enterprise operation permission and enterprise registered capital;
starting the financial supervision system, performing enterprise information authentication and issuing an enterprise account password to a corresponding enterprise;
and the public authority department issues funds, stores the funds as the special funds, and configures corresponding fund attributes for the special funds.
In one or more embodiments, preferably, the performing online bidding in the financial monitoring system, collecting bidding information, performing online review, and issuing an online analog digital payment certificate after the online review is finished specifically includes:
starting on-line bidding, and sending a bidding requirement to the bidder by the bidder;
the bidding party receives the bidding data, carries out on-line evaluation and issues an on-line analog digital payment certificate after the on-line evaluation is finished;
collecting real-time expense payment applications in the financial supervisory system and adding the expense payment applications to the online analog-digital payment vouchers.
In one or more embodiments, preferably, the extracting of the expense information according to the financial supervision data includes dividing an expense type, an amount of the expense, and an execution time of the expense, and specifically includes:
extracting expense information according to the financial supervision data to generate expense type division, wherein the expense type division comprises labor cost, expert cost, outsourcing cost, material cost, equipment cost, indirect cost, tax, platform consultation cost, platform innovation result cost, travel cost, conference cost and intellectual property cost;
extracting expense information according to the financial supervision data to generate the expense amount, wherein the expense amount comprises an annual expense execution limit, a single category expense execution limit and a cross-usable expense execution limit;
and extracting expense information according to the financial supervision data to generate the expense execution time, wherein the expense execution time comprises expense application time, a project execution period and a project annual expense assessment time point.
In one or more embodiments, preferably, the rules of use of the fee include:
the limitation of the expense payment category is used for judging that the category to which the expense expenditure belongs to the category of the budget;
the expense amount limit is used for judging that the expense amount is within the amount range of the budget;
the expense execution time limit is used for judging the percentage of the expense execution exceeding the pre-calculated value in the evaluation time point of the annual expense of the project within the preset period after the expense application time and the execution time start in the project execution period and the project execution period is finished;
the compliance expense execution data is used for judging the qualification and the use of an applicant and a tenderer for the expense of the project expense to meet the preset requirements of the public authority department;
and non-compliance expense usage rule data for feeding back data not meeting any rule of the expense payment category limit, the expense amount limit, the expense execution time limit and the compliance expense execution data to the financial supervision system for storage or modification.
In one or more embodiments, preferably, the network-wide broadcasting the expense information extraction content meeting the expense usage rule, and generating the latest block specifically include:
saving the expense information which accords with the expense use rule as first accounting data;
broadcasting the first accounting data in the whole network, and receiving the first accounting data by all the expense supervision nodes;
each of the cost monitoring nodes stores data in 1 long-running memory and in one block.
In one or more embodiments, preferably, each of the expense regulatory nodes in the whole network finds the workload certification based on its own computing power, and receives the data block by other expense regulatory nodes, and a new block header is manufactured at the end of the block, specifically including:
searching a workload certificate based on self computing capacity of each expense supervision node in the whole network, and marking a corresponding latest data block in the expense supervision node according to the workload certificate;
extracting time scale information of a current GPS or Beidou satellite, and adding the time scale information to the latest data block;
sending the latest data block to the whole network, waiting for confirmation of each expense supervision node, and confirming when all the expense supervision nodes exceed 50%;
and adding a new block head after the latest data block, and taking the random hash value of the latest data block as the hash value of the new block.
In a second aspect of embodiments of the present invention, there is provided a block chain-based financial specials fund supervision system including:
the financial supervision sub-module is used for starting a financial supervision system, performing real-name authentication on enterprises participating in financial supervision and financial income and expenditure, issuing special funds according to the evaluation result of the special project and configuring the fund attribute;
the online transaction module is used for online bidding in the financial supervision system, receiving bidding information, performing online evaluation, and issuing an online analog digital payment certificate after the online evaluation is finished;
the financial checking module is used for uploading transaction information and generating financial supervision data after the tenderer and the bidder simultaneously receive the on-line analog digital payment certificate;
the expense information extraction module is used for extracting expense information according to the financial supervision data, and the expense information extraction content comprises expense type division, an expense amount and expense execution time;
the expense use checking module is used for obtaining an expense use rule and evaluating whether the extracted content of the expense information conforms to the expense use rule or not according to the expense use rule;
the expense information broadcasting module is used for carrying out whole-network broadcasting on the expense information extraction content which accords with the expense use rule and generating a latest block;
the new block creation module is used for searching a workload certificate based on the computing capacity of each expense supervision node in the whole network, receiving the data block by other expense supervision nodes, and manufacturing a new block header at the end of the block;
and the expense settlement module is used for issuing the expense by the bidder according to the on-line analog digital payment certificate after the block update is received.
In one or more embodiments, the system preferably further comprises a settlement submodule including a UPS power supply, a solar cell, a settlement operator, a block generator, and a wireless network transmitter.
In a third aspect of embodiments of the invention, there is provided an electronic device comprising a memory and a processor, the memory for storing one or more computer program instructions, wherein the one or more computer program instructions are executed by the processor to implement the steps recited in any of the first aspects of embodiments of the invention.
The technical scheme provided by the embodiment of the invention can have the following beneficial effects:
1) according to the invention, after the special funds are distributed to the online platform by the public authority department, the data are distributed to the account of the enterprise user on the platform in an online full-automatic auditing mode, and the participating enterprises are all enterprises subjected to qualification auditing, so that the fund security degree is high, and the auditing speed is high.
2) The financial data is subjected to distributed accounting through the block chain technology, so that the reliability of funds can be guaranteed, and the condition of uneven distribution caused by human factors is avoided.
3) The invention sets the fund using rule of the financial special item, specially uses the financial special item, supervises and manages the financial special item through the platform data, and ensures that the financial special item accords with the preset plan when issued by the public authority department.
Additional features and advantages of the invention will be set forth in the description which follows, and in part will be obvious from the description, or may be learned by practice of the invention. The objectives and other advantages of the invention will be realized and attained by the structure particularly pointed out in the written description and claims hereof as well as the appended drawings.
The technical solution of the present invention is further described in detail by the accompanying drawings and embodiments.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
Fig. 1 is a flowchart of a block chain-based financial fund supervision method according to an embodiment of the present invention.
Fig. 2 is a flowchart of a method for supervising financial funds based on block chains, according to an embodiment of the present invention, for starting a financial supervising system, performing real-name authentication on enterprises participating in financial supervision and financial income, issuing special funds according to a review result of a special project, and configuring attributes of funds.
Fig. 3 is a flowchart of the method for supervising the financial funds based on the blockchain according to an embodiment of the present invention, wherein the method comprises the steps of online bidding, collecting bidding data, online reviewing, and issuing an online analog digital payment voucher after the online reviewing is finished.
Fig. 4 is a flow chart of the financial management data-based financial special fund management method for extracting the expense information, wherein the extraction content of the expense information comprises the division of the expense type, the amount of the expense and the execution time of the expense.
Fig. 5 is a block diagram of the expense use rule in a block chain-based financial specials fund supervision method according to an embodiment of the present invention.
Fig. 6 is a flowchart of a block chain-based financial fund supervision method for broadcasting all the network for the expense information extraction contents meeting the expense utilization rule and generating the latest block according to an embodiment of the present invention.
Fig. 7 is a flow chart of each financial fund supervision node in the whole network for finding the workload certification based on its own computing power, receiving the data block by other financial supervision nodes, and manufacturing a new block header at the end of the block in the block chain-based financial fund supervision method according to an embodiment of the present invention.
Fig. 8 is a block diagram of a system for supervising financial funds based on block chains according to an embodiment of the present invention.
Fig. 9 is a block diagram of an electronic device according to an embodiment of the present invention.
Detailed Description
In some of the flows described in the present specification and claims and in the above figures, a number of operations are included that occur in a particular order, but it should be clearly understood that these operations may be performed out of order or in parallel as they occur herein, with the order of the operations being indicated as 101, 102, etc. merely to distinguish between the various operations, and the order of the operations by themselves does not represent any order of performance. Additionally, the flows may include more or fewer operations, and the operations may be performed sequentially or in parallel. It should be noted that, the descriptions of "first", "second", etc. in this document are used for distinguishing different messages, devices, modules, etc., and do not represent a sequential order, nor limit the types of "first" and "second" to be different.
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The financial special fund is a fund which has specified purposes in the aspects of social management, public service development, social security, economic construction, policy subsidy and the like of the public authority department. The fund can be required to be independently accounted and specially dedicated, and cannot be used for other purposes. The financial special fund is used as a main support mode of a public authority department for enterprise projects and social projects, and the fairness and the high efficiency of the use of the financial special fund have important significance for governments and society.
Before the invention, in the prior art, the distribution and the audit of the expenses are mainly carried out in a manual mode, the audit needs manual audit of a financial department, time and energy are consumed, the money distribution is unscientific, the use path after the money distribution cannot be supervised and managed, and the like. Therefore, the auditing efficiency is low, manual auditing is not objective, and unfair distribution and non-use for designated purposes are easy to occur.
The embodiment of the invention provides a method, a system and equipment for supervising financial special funds based on a block chain. According to the scheme, a distributed accounting mode is formed by utilizing a block chain technology, the monitoring of fair financial special funds is realized, a financial monitoring system is arranged to automatically examine and approve the whole process from fund issuing to fund using, and efficient financial examination and verification are realized.
In a first aspect of embodiments of the present invention, a block chain-based financial fund supervision method is provided. Fig. 1 is a flowchart of a block chain-based financial fund supervision method according to an embodiment of the present invention. As shown in fig. 1, the method for supervising financial funds based on block chains includes:
s101, starting a financial supervision system, performing real-name authentication on enterprises participating in financial supervision and financial income and expenditure, issuing special funds according to a special project review result, and configuring fund attributes;
s102, carrying out online bidding in the financial supervision system, receiving bidding data, carrying out online evaluation, and issuing an online analog digital payment certificate after the online evaluation is finished;
s103, after receiving the on-line analog digital payment certificate, the tenderer and the bidder upload transaction information respectively and generate financial supervision data;
s104, extracting expense information according to the financial supervision data, wherein the expense information extraction content comprises expense type division, an expense amount and expense execution time;
s105, obtaining an expense use rule, and judging whether the extracted content of the expense information conforms to the expense use rule or not according to the expense use rule;
s106, performing whole-network broadcasting on the expense information extraction content meeting the expense use rule, and generating a latest block;
s107, each expense supervision node in the whole network searches for a workload certificate based on the own computing capacity, receives the data block by other expense supervision nodes, and manufactures a new block head at the end of the block;
and S108, after the block update is received, the bidder issues the expense according to the on-line analog digital payment certificate.
In the embodiment of the invention, after the special funds are distributed to the online platform by the public authority department, the data are distributed to the account of the enterprise user on the platform in an online full-automatic auditing mode, and the participating enterprises are all the enterprises which are subject to qualification auditing, so that the fund security degree is high, and the auditing speed is high. In addition, due to the fact that the latest transaction data are sent to the whole network through the blockchain technology and are calculated by the expense monitoring nodes in the whole network, the distributed account book is obtained, and fairness of financial special fund monitoring are guaranteed.
Fig. 2 is a flowchart of a method for supervising financial funds based on block chains, according to an embodiment of the present invention, for starting a financial supervising system, performing real-name authentication on enterprises participating in financial supervision and financial income, issuing special funds according to a review result of a special project, and configuring attributes of funds.
As shown in fig. 2, in one or more embodiments, preferably, the starting the financial monitoring system, performing real-name authentication on enterprises participating in financial monitoring and financial collection, issuing special funds according to the result of the special project review, and configuring the fund attributes specifically includes:
s201, acquiring enterprise information participating in financial supervision and financial income, wherein the enterprise information comprises enterprise legal persons, enterprise production permission, enterprise operation permission and enterprise registration capital;
specifically, the enterprise information includes, but is not limited to, enterprise legal persons, enterprise production licenses, enterprise business licenses, enterprise registered capital, and the like.
S202, starting the financial supervision system, authenticating the enterprise information and issuing an enterprise account password to a corresponding enterprise;
s203, the public authority department issues funds, the funds are stored as the special funds, and the corresponding fund attributes are configured for the special funds.
In the embodiment of the invention, the enterprise information participating in financial supervision and financial income and expenditure is authenticated in many aspects, and the account password is issued to the corresponding enterprise account according to the authentication information, so that the reliability of the account participating in the use and supervision of the financial special fund is ensured.
Fig. 3 is a flowchart of the method for supervising the financial funds based on the blockchain according to an embodiment of the present invention, wherein the method comprises the steps of online bidding, collecting bidding data, online reviewing, and issuing an online analog digital payment voucher after the online reviewing is finished.
As shown in fig. 3, in one or more embodiments, preferably, the performing online bidding in the financial monitoring system, collecting bidding information, performing online review, and issuing an online analog digital payment certificate after the online review is finished specifically includes:
s301, starting online bidding, and sending a bidding request to the bidder by the bidder;
s302, the tenderer receives tendering data, carries out on-line evaluation, and issues an on-line analog digital payment certificate after the on-line evaluation is finished;
s303, collecting real-time expense expenditure application in the financial supervision system, and adding the expense expenditure application into the on-line analog digital payment voucher.
In the embodiment of the invention, all online expense expenditure behaviors are firstly formed into an online analog digital payment certificate through online review and expense expenditure application and are sent to both transaction parties, but the certificate is only a starting mark for starting on-line supervision of financial special funds, but does not complete fund transfer, and ensures that comprehensive examination and approval are completed before fund payment.
Fig. 4 is a flow chart of the financial management data-based financial special fund management method for extracting the expense information, wherein the extraction content of the expense information comprises the division of the expense type, the amount of the expense and the execution time of the expense.
As shown in fig. 4, in one or more embodiments, preferably, the extracting of the expense information according to the financial administration data includes dividing an expense type, an amount of the expense, and an execution time of the expense, and specifically includes:
s401, extracting expense information according to the financial supervision data to generate expense type division, wherein the expense type division comprises labor cost, expert cost, outsourcing cost, material cost, equipment cost, indirect cost, tax cost, platform consultation cost, platform innovation result cost, travel cost, conference cost and intellectual property cost;
s402, extracting expense information according to the financial supervision data to generate the expense amount, wherein the expense amount comprises an annual expense execution limit, a single category expense execution limit and an alternately usable expense execution limit;
and S403, extracting expense information according to the financial supervision data to generate the expense execution time, wherein the expense execution time comprises expense application time, a project execution period and a project annual expense assessment time point.
In the embodiment of the invention, before the financial special fund is used, the financial supervision data is extracted on line, a plurality of data of the expense classification, the execution amount and the expense execution period are obtained, and the data are further utilized to check the expense use compliance.
Fig. 5 is a block diagram of the expense use rule in a block chain-based financial specials fund supervision method according to an embodiment of the present invention.
In one or more embodiments, as shown in fig. 5, the rules of use of the fees preferably include:
an expense payment category limit 501 for determining that the category to which the expense expenditure belongs to the category of the budget;
an expense amount limit 502 for determining that an expense amount is within a budget amount range;
the expense execution time limit 503 is used for judging the percentage of expense execution exceeding a preset value in the expense execution time point in the project year expense assessment time point within a preset year after the expense application time and the execution time start in the project execution period and the project execution period is finished;
specifically, the method can be set to judge that the expense execution in the annual expense assessment time point exceeds 50% of the budget value within 1 year after the expense application time and the execution time are completed in the project execution period;
compliance expense execution data 504 for judging the qualification and use of the applicant and the tenderer of the project expense meeting the preset requirements of the public authority department;
non-compliance with the expense usage rules data 505 for feeding back data not satisfying any of the rules of the expense payment category limit, the expense amount limit, the expense execution time limit, and the compliance with the expense performance data to the financial administration system for storage or modification.
The embodiment of the invention provides a financial use rule forming mode, five rules are restricted mutually, specific financial use rules are set one by one at the beginning of fund issuance of a public authority department, the method can check the expenditure category of the funds, the final use amount of the funds, the execution progress of the funds, the final approval process of the funds and the like one by one, the process is embedded into the financial special fund supervision process, the financial special fund supervision method based on the block chain can specially dedicate the financial special fund by setting the financial use rules of the financial special fund, and the platform data supervises and manages the financial special fund to ensure that the financial special fund conforms to the preset plan when the public authority department issues the financial special fund.
Fig. 6 is a flowchart of a block chain-based financial fund supervision method for broadcasting all the network for the expense information extraction contents meeting the expense utilization rule and generating the latest block according to an embodiment of the present invention.
As shown in fig. 6, in one or more embodiments, preferably, the broadcasting the entire network of the expense information extraction content meeting the expense usage rule and generating the latest block includes:
s601, saving the expense information which accords with the expense use rule as first accounting data;
s602, broadcasting the first accounting data in the whole network, and receiving the first accounting data by all the expense supervision nodes;
s603, each expense monitoring node stores data to 1 long-term running memory and stores the data to one block.
In the embodiment of the invention, the data meeting the use rule of the expense is combined with the broadcasting process of the block chain, so that all the broadcasting data can meet the use range of the financial special fund originally designed by the public authority department. In addition, the expense supervision node can ensure that data can be stored, and then subsequent workload proving operation can be carried out according to the stored first accounting data.
Fig. 7 is a flow chart of each financial fund supervision node in the whole network for finding the workload certification based on its own computing power, receiving the data block by other financial supervision nodes, and manufacturing a new block header at the end of the block in the block chain-based financial fund supervision method according to an embodiment of the present invention.
As shown in fig. 7, in one or more embodiments, preferably, each of the expense regulatory nodes in the whole network finds the workload certification based on its own computing power, and receives the data block by other expense regulatory nodes, and a new block header is manufactured at the end of the data block, specifically including:
s701, searching a workload certificate based on self computing capacity of each expense supervision node in the whole network, and marking a corresponding latest data block in the expense supervision node according to the workload certificate;
s702, extracting time scale information of the current GPS or Beidou satellite, and adding the time scale information to the latest data block;
specifically, a Global Positioning System (Global Positioning System-GPS) can output a time information format conforming to a protocol according to a user requirement through a Satellite, so as to complete a synchronous time service, wherein the Beidou Satellite is a Beidou Satellite Navigation System (called as BeiDou Navigation Satellite System, BDS for short) which is a self-developed Global Satellite Navigation System in China.
S703, sending the latest data block to the whole network, waiting for confirmation of each expense supervision node, and confirming when all the expense supervision nodes exceed 50%;
s704, adding a new block header after the latest data block, and taking the random hash value of the latest data block as the hash value of the new block.
In the embodiment of the invention, the whole network broadcasting is repeated for many times, so that the financial data are distributed booked by all the expense supervision nodes through a block chain technology, and when more than 50% of all the expense supervision nodes are confirmed, the confirmation of the booked data is completed, and the reliability of funds can be ensured through the mode.
In a second aspect of embodiments of the invention, a system for supervising financial funds based on blockchains is provided. Fig. 8 is a block diagram of a system for supervising financial funds based on block chains according to an embodiment of the present invention. As shown in fig. 8, the system for supervising financial specials funds based on block chains includes:
the financial supervision sub-module 801 is used for starting a financial supervision system, performing real-name authentication on enterprises participating in financial supervision and financial income and expenditure, issuing special funds according to the evaluation result of the special project, and configuring the fund attribute;
an online transaction module 802, configured to perform online bidding in the financial monitoring system, receive bidding information, perform online review, and issue an online analog-digital payment credential after the online review is finished;
the financial checking module 803 is used for uploading transaction information and generating financial supervision data after the tenderer and the bidder simultaneously receive the on-line analog digital payment certificate;
the expense extraction module 804 is used for extracting expense information according to the financial supervision data, and the expense information extraction content comprises expense type division, an expense amount and expense execution time;
the expense use checking module 805 is used for obtaining an expense use rule and judging whether the expense information extraction content meets the expense use rule or not according to the expense use rule;
an expense information broadcasting module 806, configured to perform network-wide broadcasting on the expense information extraction content meeting the expense usage rule, and generate a latest block;
a new block creation module 807 for searching for workload certificates at each expense supervision node in the whole network based on its own computing power, receiving the data block by other expense supervision nodes, and manufacturing a new block header at the end of the block;
and the expense settlement module 808 is configured to, after receiving the block update, issue an expense by the bidder according to the online analog digital payment credential.
In one or more embodiments, the system preferably further comprises a settlement submodule 809 comprising a UPS power supply, a solar cell, a settlement operator, a block generator, a wireless network transmitter.
In the embodiment of the invention, in order to realize the operation by using the block chain technology, each expense supervision node is required to be provided with a settlement submodule which supplies power through a solar battery and a UPS power supply, updates and operates data in an idle state to generate a new block, and sends the data to a public network through a wireless network transmitter. Finally, the financial data is subjected to distributed accounting through the block chain technology, so that the reliability of funds can be guaranteed, and meanwhile, the condition of uneven distribution caused by human factors is avoided.
In a third aspect of embodiments of the invention, an electronic device is provided. Fig. 9 is a block diagram of an electronic device according to an embodiment of the present invention. The electronic device shown in fig. 9 is a general financial fund supervision apparatus, which includes a general computer hardware structure, which includes at least a processor 901 and a memory 902. The processor 901 and the memory 902 are connected by a bus 903. The memory 902 is adapted to store instructions or programs executable by the processor 901. Processor 901 may be a stand-alone microprocessor or a collection of one or more microprocessors. Thus, the processor 901 implements the processing of data and the control of other devices by executing instructions stored by the memory 902 to perform the method flows of embodiments of the present invention as described above. The bus 903 connects the above components together, as well as to the display controller 904 and display devices and input/output (I/O) devices 905. Input/output (I/O) devices 905 may be a mouse, keyboard, modem, network interface, touch input device, motion-sensing input device, printer, and other devices known in the art. Typically, the input/output devices 905 are connected to the system through an input/output (I/O) controller 906.
The technical scheme provided by the embodiment of the invention can have the following beneficial effects:
1) according to the invention, after the special funds are distributed to the online platform by the public authority department, the data are distributed to the account of the enterprise user on the platform in an online full-automatic auditing mode, and the participating enterprises are all enterprises subjected to qualification auditing, so that the fund security degree is high, and the auditing speed is high.
2) The financial data is subjected to distributed accounting through the block chain technology, so that the reliability of funds can be guaranteed, and the condition of uneven distribution caused by human factors is avoided.
3) The invention sets the fund using rule of the financial special item, specially uses the financial special item, supervises and manages the financial special item through the platform data, and ensures that the financial special item accords with the preset plan when issued by the public authority department.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
It will be apparent to those skilled in the art that various changes and modifications may be made in the present invention without departing from the spirit and scope of the invention. Thus, if such modifications and variations of the present invention fall within the scope of the claims of the present invention and their equivalents, the present invention is also intended to include such modifications and variations.
Claims (7)
1. A block chain-based financial special fund supervision method is characterized by comprising the following steps:
s101, starting a financial supervision system, performing real-name authentication on enterprises participating in financial supervision and financial income and expenditure, issuing special funds according to a special project review result, and configuring fund attributes;
s102, carrying out online bidding in the financial supervision system, receiving bidding data, carrying out online evaluation, and issuing an online analog digital payment certificate after the online evaluation is finished;
s103, after receiving the on-line analog digital payment certificate, the tenderer and the bidder upload transaction information respectively and generate financial supervision data;
s104, extracting expense information according to the financial supervision data, wherein the expense information extraction content comprises expense type division, an expense amount and expense execution time;
s105, obtaining an expense use rule, and judging whether the extracted content of the expense information conforms to the expense use rule or not according to the expense use rule;
s106, performing whole-network broadcasting on the expense information extraction content meeting the expense use rule, and generating a latest data block;
s107, each expense supervision node in the whole network searches for a workload certificate based on the computing capacity of the expense supervision node, receives the latest data block by other expense supervision nodes, and manufactures a new block header at the tail of the latest data block;
s108, after the latest data block update is received, the bidder issues the expenses according to the on-line analog digital payment certificate;
wherein, the S107 specifically includes:
searching a workload certificate based on self computing capacity of each expense supervision node in the whole network, and marking a corresponding latest data block in the expense supervision node according to the workload certificate;
extracting time scale information of a current GPS or Beidou satellite, and adding the time scale information to the latest data block;
sending the latest data block to the whole network, waiting for confirmation of each expense supervision node, and confirming when all the expense supervision nodes exceed 50%;
adding a new block head after the latest data block, and taking the random hash value of the latest data block as the hash value of the new block;
wherein, the S102 specifically includes:
starting on-line bidding, and sending a bidding requirement to the bidder by the bidder;
the bidding party receives the bidding data, carries out on-line evaluation and issues an on-line analog digital payment certificate after the on-line evaluation is finished;
collecting real-time expense payment applications in the financial supervisory system, and adding the expense payment applications to the on-line analog digital payment voucher;
wherein the rules of use of the expense include:
the limitation of the expense payment category is used for judging that the category to which the expense expenditure belongs to the category of the budget;
the expense amount limit is used for judging that the expense amount is within the amount range of the budget;
the expense execution time limit is used for judging the percentage of the expense execution exceeding the pre-calculated value in the evaluation time point of the annual expense of the project within the preset period after the expense application time and the execution time start in the project execution period and the project execution period is finished;
the compliance expense execution data is used for judging the qualification and the use of an applicant and a tenderer for the expense of the project expense to meet the preset requirements of the public authority department;
and non-compliance expense usage rule data for feeding back data not meeting any rule of the expense payment category limit, the expense amount limit, the expense execution time limit and the compliance expense execution data to the financial supervision system for storage or modification.
2. The method according to claim 1, wherein the activating of the financial monitoring system, the real-name authentication of the enterprises participating in the financial monitoring and the financial collection, the issuance of the special funds according to the review result of the special projects, and the allocation of the fund attributes specifically comprise:
acquiring the enterprise information participating in financial supervision and financial income and expenditure, wherein the enterprise information comprises enterprise legal persons, enterprise production permission, enterprise operation permission and enterprise registered capital;
starting the financial supervision system, performing enterprise information authentication and issuing an enterprise account password to a corresponding enterprise;
and the public authority department issues funds, stores the funds as the special funds, and configures corresponding fund attributes for the special funds.
3. The method as claimed in claim 1, wherein the financial speciality fund management method based on block chain includes the steps of extracting the expense information according to the financial supervision data, wherein the extracted expense information includes the division of expense type, the amount of expense, and the execution time of expense, and specifically includes:
extracting expense information according to the financial supervision data to generate expense type division, wherein the expense type division comprises labor cost, expert cost, outsourcing cost, material cost, equipment cost, indirect cost, tax, platform consultation cost, platform innovation result cost, travel cost, conference cost and intellectual property cost;
extracting expense information according to the financial supervision data to generate the expense amount, wherein the expense amount comprises an annual expense execution limit, a single category expense execution limit and a cross-usable expense execution limit;
and extracting expense information according to the financial supervision data to generate the expense execution time, wherein the expense execution time comprises expense application time, a project execution period and a project annual expense assessment time point.
4. The method as claimed in claim 1, wherein the step of broadcasting the extracted contents of the expense information according to the expense utilization rules and generating the latest block comprises:
saving the expense information which accords with the expense use rule as first accounting data;
broadcasting the first accounting data in the whole network, and receiving the first accounting data by all the expense supervision nodes;
each of the cost monitoring nodes stores data in 1 long-running memory and in one block.
5. A block chain-based financial specialty funds supervisory system, the system comprising:
the financial supervision sub-module is used for starting a financial supervision system, performing real-name authentication on enterprises participating in financial supervision and financial income and expenditure, issuing special funds according to the evaluation result of the special project and configuring the fund attribute;
the online transaction module is used for online bidding in the financial supervision system, receiving bidding information, performing online evaluation, and issuing an online analog digital payment certificate after the online evaluation is finished;
the financial checking module is used for uploading transaction information and generating financial supervision data after the tenderer and the bidder simultaneously receive the on-line analog digital payment certificate;
the expense information extraction module is used for extracting expense information according to the financial supervision data, and the expense information extraction content comprises expense type division, an expense amount and expense execution time;
the expense use checking module is used for obtaining an expense use rule and evaluating whether the extracted content of the expense information conforms to the expense use rule or not according to the expense use rule;
the expense information broadcasting module is used for carrying out whole-network broadcasting on the expense information extraction content which accords with the expense use rule and generating a latest data block;
the new block creation module is used for searching a workload certificate based on self computing capacity at each expense supervision node in the whole network, receiving the latest data block by other expense supervision nodes and manufacturing a new block header at the tail of the latest data block;
the expense settlement module is used for issuing the expense by the bidder according to the on-line analog digital payment certificate after receiving the update of the latest data block;
wherein, each expense supervision node in the whole network searches for the workload certification based on the own computing power, and receives the data block by other expense supervision nodes, and manufactures a new block header at the end of the data block, specifically comprising:
searching a workload certificate based on self computing capacity of each expense supervision node in the whole network, and marking a corresponding latest data block in the expense supervision node according to the workload certificate;
extracting time scale information of a current GPS or Beidou satellite, and adding the time scale information to the latest data block;
sending the latest data block to the whole network, waiting for confirmation of each expense supervision node, and confirming when all the expense supervision nodes exceed 50%;
adding a new block head after the latest data block, and taking the random hash value of the latest data block as the hash value of the new block;
wherein, carry out online tender in the financial supervisory systems, collect tender data, and carry out online review, issue online analog digital payment voucher after online review, specifically include:
starting on-line bidding, and sending a bidding requirement to the bidder by the bidder;
the bidding party receives the bidding data, carries out on-line evaluation and issues an on-line analog digital payment certificate after the on-line evaluation is finished;
collecting real-time expense payment applications in the financial supervisory system, and adding the expense payment applications to the on-line analog digital payment voucher;
wherein the rules of use of the expense include:
the limitation of the expense payment category is used for judging that the category to which the expense expenditure belongs to the category of the budget;
the expense amount limit is used for judging that the expense amount is within the amount range of the budget;
the expense execution time limit is used for judging the percentage of the expense execution exceeding the pre-calculated value in the evaluation time point of the annual expense of the project within the preset period after the expense application time and the execution time start in the project execution period and the project execution period is finished;
the compliance expense execution data is used for judging the qualification and the use of an applicant and a tenderer for the expense of the project expense to meet the preset requirements of the public authority department;
and non-compliance expense usage rule data for feeding back data not meeting any rule of the expense payment category limit, the expense amount limit, the expense execution time limit and the compliance expense execution data to the financial supervision system for storage or modification.
6. The system of claim 5, further comprising a settlement submodule comprising a UPS, a solar cell, a settlement operator, a block generator, and a wireless network transmitter.
7. An electronic device comprising a memory and a processor, wherein the memory is configured to store one or more computer program instructions, wherein the one or more computer program instructions are executed by the processor to implement the method of any of claims 1-4.
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| CN113496392A (en) * | 2021-09-06 | 2021-10-12 | 支付宝(杭州)信息技术有限公司 | Block chain-based restricted fund supervision method and system |
| CN116051334A (en) * | 2022-12-23 | 2023-05-02 | 北京德生智通科技有限公司 | Financial subsidy directional use method and system based on digital RMB |
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