CN112801651A - Information processing method and device for supply chain platform - Google Patents

Information processing method and device for supply chain platform Download PDF

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CN112801651A
CN112801651A CN202110115401.1A CN202110115401A CN112801651A CN 112801651 A CN112801651 A CN 112801651A CN 202110115401 A CN202110115401 A CN 202110115401A CN 112801651 A CN112801651 A CN 112801651A
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target object
supply chain
chain platform
preset
payment amount
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徐小龙
覃林
丁怡
包丽艳
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Suzhou Zhonglun Network Technology Co ltd
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Suzhou Zhonglun Network Technology Co ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/22—Payment schemes or models
    • G06Q20/28—Pre-payment schemes, e.g. "pay before"
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
    • G06Q30/0635—Processing of requisition or of purchase orders
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03—Credit; Loans; Processing thereof

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Abstract

The information processing method and device for the supply chain platform in the embodiment of the disclosure adopt a method of responding to a received request of paying an order to a preset object in the supply chain platform in a preset mode, wherein the request is sent by a target object in the supply chain platform through a first terminal, and whether the target object is matched with the preset object is judged; if the target object in the supply chain platform is matched with the preset object in the supply chain platform, acquiring a payment amount pre-associated with the target object; judging the payment amount and the payment amount required by the order to obtain a judgment result; and determining a payment strategy pre-corresponding to the judgment result based on the judgment result. The target object is directly loaned and credited by the preset object, and the credit line is set, so that the transaction rate is improved; the target object is trusted in a targeted manner by the preset object, and the technical problems that third-party financial trust is inaccurate and the order transaction rate is low are solved.

Description

Information processing method and device for supply chain platform
Technical Field
The present disclosure relates to the field of information processing technologies, and in particular, to an information processing method and apparatus for a supply chain platform.
Background
The supply chain platform is based on the idea of collaborative supply chain management, and is matched with the business requirements of each entity in the supply chain, so that the operation process is tightly matched with the information system, the seamless link of each link is realized, and a mode of integrating five flows of logistics, information flow, document flow, business flow and fund flow is formed.
In the supply chain platform, when a distributor merchant purchases the goods of the distributor merchant for payment, the distributor merchant is usually required to pay the payment in advance when submitting an order, and when the distributor merchant cannot pay for one time due to the fact that the payment amount required by the order is large, the order transaction fails, so that the technical problem of low transaction rate is caused.
Disclosure of Invention
The present disclosure is mainly directed to provide an information processing method and apparatus for a supply chain platform, so as to solve the problems that credit authorization is not targeted and transaction success rate is low.
In order to achieve the above object, according to a first aspect of the present disclosure, there is provided an information processing method for a supply chain platform, including: in response to a received request, sent by a target object in a supply chain platform through a first terminal, for paying an order to a preset object in the supply chain platform in a preset mode, judging whether the target object is matched with the preset object; if the target object in the supply chain platform is matched with the preset object in the supply chain platform, acquiring a payment amount pre-associated with the target object; judging the payment amount and the payment amount required by the order to obtain a judgment result; and determining a payment strategy pre-corresponding to the judgment result based on the judgment result.
Optionally, the determining, in response to receiving a request sent by a target object in a supply chain platform through a first terminal to pay an order to a preset object in the supply chain platform in a preset manner, whether the target object matches the preset object includes: in response to receiving a request sent by a target object in a supply chain platform through a first terminal and used for paying an order to a preset object in the supply chain platform in a preset mode, determining identity identification information of the target object; searching whether credit granting authentication information which is configured for the target object by the preset object and is used for loan payment is stored in a database based on the identity identification information of the target object; and if the trust authentication information is stored in the database, matching the target object with the preset object.
Optionally, before the determining, in response to receiving a request sent by a target object in a supply chain platform through a first terminal to pay an order to a preset object in the supply chain platform in a preset manner, whether the target object matches the preset object, the method further includes: and in response to receiving a request that the preset object configures credit authorization information for loan payment to the target object through a second terminal, associating the credit authorization information with the target object.
Optionally, the determining, based on the determination result, a payment policy pre-corresponding to the determination result includes: if the payment amount is judged to be larger than or equal to the payment amount required by the order, deducting the payment amount required by the order from the payment amount to obtain a residual payment amount; and if the payment amount is judged to be smaller than the payment amount required by the order, sending feedback information that the order cannot be paid in a preset mode to the target object.
According to a second aspect of the present disclosure, there is provided an information processing apparatus for a supply chain platform, comprising: the first judgment unit is configured to respond to a request sent by a first terminal for paying an order to a preset object in a supply chain platform in a preset mode, wherein the request is sent by a target object in the supply chain platform, and whether the target object is matched with the preset object is judged; the acquisition unit is configured to acquire a payment amount pre-associated with a target object in the supply chain platform if the target object is matched with a preset object in the supply chain platform; the second judgment unit is configured to judge the payment amount and the size of the payment amount required by the order to obtain a judgment result; a determination unit configured to determine a payment policy pre-corresponding to the determination result based on the determination result.
Optionally, in response to receiving a request sent by a target object in a supply chain platform through a first terminal to pay an order to a preset object in the supply chain platform in a preset manner, the determining whether the target object is matched with the preset object includes: in response to receiving a request sent by a target object in a supply chain platform through a first terminal and used for paying an order to a preset object in the supply chain platform in a preset mode, determining identity identification information of the target object; searching whether credit granting authentication information which is configured for the target object by the preset object and is used for loan payment is stored in a database based on the identity identification information of the target object; and if the trust authentication information is stored in the database, matching the target object with the preset object.
Optionally, before the determining, in response to receiving a request sent by a target object in a supply chain platform through a first terminal to pay an order to a preset object in the supply chain platform in a preset manner, whether the target object matches the preset object, the method further includes: and in response to receiving a request that the preset object configures credit authorization information for loan payment to the target object through a second terminal, associating the credit authorization information with the target object.
Optionally, based on the determination result, determining a payment policy pre-corresponding to the determination result includes: if the payment amount is judged to be larger than or equal to the payment amount required by the order, deducting the payment amount required by the order from the payment amount to obtain a residual payment amount; and if the payment amount is judged to be smaller than the payment amount required by the order, sending feedback information that the order cannot be paid in a preset mode to the target object.
According to a third aspect of the present disclosure, there is provided a computer-readable storage medium storing computer instructions for causing an information processing method for a supply chain platform according to any one of the embodiments of the first aspect of the computer.
According to a fourth aspect of the present disclosure, there is provided an electronic device comprising: at least one processor; and a memory communicatively coupled to the at least one processor; wherein the memory stores a computer program executable by the at least one processor, the computer program being executable by the at least one processor to cause the at least one processor to perform the information processing method for a supply chain platform according to any one of the embodiments of the first aspect.
In the information processing method and device for the supply chain platform, whether a target object is matched with a preset object is judged by responding to a received request, sent by the target object in the supply chain platform through a first terminal, for paying an order to the preset object in the supply chain platform in a preset mode; if the target object in the supply chain platform is matched with the preset object in the supply chain platform, acquiring a payment amount pre-associated with the target object; judging the payment amount and the payment amount required by the order to obtain a judgment result; and determining a payment strategy pre-corresponding to the judgment result based on the judgment result. The target object is directly loaned and credited by the preset object, and the credit line is set, so that the transaction rate is improved; the target object is trusted in a targeted manner by the preset object, and the technical problems that third-party financial trust is inaccurate and the order transaction rate is low are solved.
Drawings
In order to more clearly illustrate the embodiments of the present disclosure or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly described below, and it is obvious that the drawings in the following description are some embodiments of the present disclosure, and other drawings can be obtained by those skilled in the art without creative efforts.
FIG. 1 is a flow chart of an information processing method for a supply chain platform according to an embodiment of the present disclosure;
FIG. 2 is a schematic diagram of an information processing apparatus for a supply chain platform according to an embodiment of the present disclosure;
fig. 3 is a schematic diagram of an electronic device according to an embodiment of the disclosure.
Detailed Description
In order to make the technical solutions of the present disclosure better understood by those skilled in the art, the technical solutions of the embodiments of the present disclosure will be clearly and completely described below with reference to the drawings in the embodiments of the present disclosure, and it is obvious that the described embodiments are only some embodiments of the present disclosure, not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments disclosed herein without making any creative effort, shall fall within the protection scope of the present disclosure.
It should be noted that the terms "first," "second," and the like in the description and claims of the present disclosure and in the above-described drawings are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It should be understood that the data so used may be interchanged under appropriate circumstances such that embodiments of the present disclosure may be described herein. Furthermore, the terms "comprises," "comprising," and "having," and any variations thereof, are intended to cover a non-exclusive inclusion, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.
According to an embodiment of the present disclosure, an information processing method for a supply chain platform is provided, and a system architecture of the method of the present embodiment may include a plurality of terminal devices, a network, and a server. The network serves as a medium for providing a communication link between the terminal device and the server. The network may include various connection types, such as wired, wireless communication links, or fiber optic cables, to name a few.
A supplier merchant user or distributor merchant user of the supply chain platform may interact with a server over a network using a terminal device to receive or send messages or the like.
The terminal device may be hardware or software. When the terminal device is hardware, it may be various electronic devices with a display screen, including but not limited to a smart phone, a tablet computer, a laptop portable computer, a desktop computer, and the like. When the terminal device is software, the terminal device can be installed in the electronic devices listed above. It may be implemented as multiple pieces of software or software modules, or as a single piece of software or software module. And is not particularly limited herein.
The server may be a server providing various services, and may include a background server for providing service support for a supply chain platform or interacting with a plurality of terminal devices. The background server can process the payment request sent by the terminal equipment.
It should be noted that the information processing method for the supply chain platform provided in the embodiment of the present application is generally executed by a backend server, and accordingly, the information processing method for the supply chain platform is generally disposed in the backend server.
It should be noted that, in the present disclosure, the embodiments and features of the embodiments may be combined with each other without conflict. The present disclosure will be described in detail below with reference to the accompanying drawings in conjunction with embodiments.
According to an embodiment of the present disclosure, there is provided an information processing method for a supply chain platform, as shown in fig. 1, the method includes the following steps 101 to 104:
step 101: in response to receiving a request sent by a target object in a supply chain platform through a first terminal and used for paying an order to a preset object in the supply chain platform in a preset mode, judging whether the target object is matched with the preset object.
In this embodiment, after receiving a request sent by a target object in a supply chain platform through a terminal device and paying an order to a preset object in the supply chain platform in a preset manner, a server corresponding to the supply chain platform determines whether the target object is matched with the preset object. The target object may be a distributor merchant in the supply chain platform and the preset object may be a supplier merchant in the supply chain platform. The preset mode can be that the target object loans to the preset object in the supply chain platform by means of loan payment order to complete order payment. The order may be an order generated when the target object purchases a commodity included in the preset object. Whether the target object is matched with the preset object is judged to determine whether the preset object gives credit to the target object in advance, so that the target object can utilize credit line to make loan payment on the generated order when purchasing commodities contained in the preset object, for example, the supply chain platform comprises a fruit and vegetable supplier merchant A, a fresh food supplier merchant B and a distributor merchant C, the supplier merchant A gives credit to the distributor merchant C, and only when purchasing the fruit and vegetable commodities in the fruit and vegetable supplier merchant A to generate orders, the distributor merchant C can utilize the credit line to make loan payment on the order. While the goods for other vendor merchants in the supply chain platform, such as the fresh vendor merchant B, are not available.
As an optional implementation manner of this embodiment, in response to receiving a request that a target object in a supply chain platform sends an order to a preset object in the supply chain platform in a preset manner through a first terminal, determining whether the target object and the preset object are matched includes: in response to receiving a request sent by a target object in a supply chain platform through a first terminal and used for paying an order to a preset object in the supply chain platform in a preset mode, determining identity identification information of the target object; searching whether credit granting authentication information which is configured for the target object by the preset object and is used for loan payment is stored in a database based on the identity identification information of the target object; and if the trust authentication information is stored in the database, matching the target object with the preset object.
In this embodiment, after receiving a request sent by a target object in the supply chain platform through a first terminal to pay an order to a preset object in the supply chain platform in a preset manner, a server corresponding to the supply chain platform may parse the request to obtain identity information of the target object, where the identity information is used to indicate an identity of the target object, and may be, for example, business license information. After the identity identification information is obtained, whether credit authorization information which is preset by the target object and is used for a loan payment order is stored in the database or not can be searched, and the credit authorization information comprises a credit line (namely the maximum consumption line which can be used for payment). And if the credit authorization information is stored, determining that the target object is matched with the preset object.
Specifically, after receiving a request sent by a distributor merchant in the supply chain platform through a first terminal device and used for paying an order to the provider merchant in the supply chain platform in a preset manner, a server corresponding to the supply chain platform may analyze the request to obtain identity information of a target object, and after obtaining the identity information, may search in a database whether credit granting authentication information for the loan payment order, configured for the target object in advance by the preset object, is stored, where the credit granting authentication information includes a credit granting amount (i.e., a maximum consumption amount that can be used for payment). And if the credit authorization information is stored, determining that the target object is matched with the preset object.
As an optional implementation manner of this embodiment, before the responding to the request that is received and sent by the target object in the supply chain platform through the first terminal to pay the order to the preset object in the supply chain platform in the preset manner, and determining whether the target object matches with the preset object, the method further includes: and in response to receiving a request that the preset object configures credit authorization information for loan payment to the target object through a second terminal, associating the authorization information with the target object.
In this embodiment, the server may receive a request sent by a preset object through the terminal device to configure the trust authentication information for loan payment to the target object, and associate the authentication information with the target object, where the trust authentication information includes a credit line (i.e., a maximum consumption line for payment).
Specifically, the server may receive a request sent by a provider merchant through the terminal device to configure credit authorization information for loan payment to a distributor merchant, and associate the authorization information with the distributor merchant.
Step 102: and if the target object in the supply chain platform is matched with the preset object in the supply chain platform, acquiring a payment amount pre-associated with the target object.
In this embodiment, if the target object in the supply chain platform matches with the preset object in the supply chain platform, the payment amount pre-associated with the target object is obtained from the database, and the payment amount pre-associated with the target object may be a credit line (i.e., a maximum consumption amount available for payment) for the loan payment order configured for the target object by the preset object.
Specifically, if the distributor merchant in the supply chain platform matches with the supplier merchant in the supply chain platform, the payment amount pre-associated with the distributor merchant is obtained from the database, and the payment amount pre-associated with the distributor merchant may be the credit line configured by the supplier merchant for the target object and used for the loan payment order.
Step 103: and judging the payment amount and the payment amount required by the order to obtain a judgment result.
In this embodiment, the value of the payment amount and the value of the payment amount required by the order are determined to obtain a determination result, where the determination result may include that the value of the payment amount is greater than or equal to the value of the payment amount required by the order; the value of the payment amount is smaller than the value of the payment amount required by the order.
Step 104: and determining a payment strategy pre-corresponding to the judgment result based on the judgment result.
In this embodiment, the payment policy is used to determine whether the order can be paid in a loan manner, and is also used to determine whether the credit line is modified according to a preset rule if the order can be paid in a loan manner.
As an optional implementation manner of this embodiment, based on the determination result, determining the payment policy pre-corresponding to the determination result includes: if the payment amount is judged to be larger than or equal to the payment amount required by the order, deducting the payment amount required by the order from the payment amount to obtain a residual payment amount; and if the payment amount is judged to be smaller than the payment amount required by the order, sending feedback information that the order cannot be paid in a preset mode to the target object.
In this embodiment, after the target object finishes payment, the server determines whether the target object repays the loan after receiving a request for canceling the order sent by the target object through the first terminal, and if the target object does not repay the loan, the server restores the remaining credit line to the original credit line; if the target object repays the loan and the residual credit line is restored to the original credit line, the target object can refund the loan to the account corresponding to the target object.
From the above description, it can be seen that the present disclosure achieves the following technical effects: the preset object (supplier merchant) directly performs loan and credit extension on the target object (distributor merchant), and sets the credit extension, so that the transaction rate is improved; the target object is granted with pertinence by the preset object, and the safety degree of funds is further improved.
It should be noted that the steps illustrated in the flowcharts of the figures may be performed in a computer system such as a set of computer-executable instructions and that, although a logical order is illustrated in the flowcharts, in some cases, the steps illustrated or described may be performed in an order different than presented herein.
According to an embodiment of the present disclosure, there is also provided an apparatus for implementing the information processing method for a supply chain platform, as shown in fig. 2, the apparatus includes: a first judging unit 201, configured to, in response to receiving a request sent by a first terminal by a target object in a supply chain platform to pay an order to a preset object in the supply chain platform in a preset manner, judge whether the target object matches the preset object; an obtaining unit 202, configured to obtain a payment amount pre-associated with a target object in the supply chain platform if the target object matches a preset object in the supply chain platform; the second judging unit 203 is configured to judge the payment amount and the size of the payment amount required by the order to obtain a judgment result; a determining unit 204 configured to determine, based on the determination result, a payment policy pre-corresponding to the determination result.
As an optional implementation manner of this embodiment, the first determining unit 201 is further configured to include: in response to receiving a request sent by a target object in a supply chain platform through a first terminal and used for paying an order to a preset object in the supply chain platform in a preset mode, determining identity identification information of the target object; searching whether credit granting authentication information which is configured for the target object by the preset object and is used for loan payment is stored in a database based on the identity identification information of the target object; and if the trust authentication information is stored in the database, matching the target object with the preset object.
As an optional implementation manner of this embodiment, the apparatus further includes a correlation unit: and in response to receiving a request that the preset object configures credit authorization information for loan payment to the target object through a second terminal, associating the credit authorization information with the target object.
As an optional implementation manner of this embodiment, the determining unit 204 is further configured to deduct a payment amount required by the order from the payment amount to obtain a remaining payment amount if it is determined that the payment amount is greater than or equal to the payment amount required by the order; and if the payment amount is judged to be smaller than the payment amount required by the order, sending feedback information that the order cannot be paid in a preset mode to the target object.
The embodiment of the present disclosure provides an electronic device, as shown in fig. 3, the electronic device includes one or more processors 31 and a memory 32, where one processor 31 is taken as an example in fig. 3.
The controller may further include: an input device 33 and an output device 34.
The processor 31, the memory 32, the input device 33 and the output device 34 may be connected by a bus or other means, and fig. 3 illustrates the connection by a bus as an example.
The processor 31 may be a Central Processing Unit (CPU). The processor 31 may also be other general purpose processors, Digital Signal Processors (DSPs), Application Specific Integrated Circuits (ASICs), Field Programmable Gate Arrays (FPGAs) or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, or combinations thereof. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The memory 32, which is a non-transitory computer readable storage medium, may be used to store non-transitory software programs, non-transitory computer executable programs, and modules, such as program instructions/modules corresponding to the control methods in the embodiments of the present disclosure. The processor 31 executes various functional applications of the server and data processing by running non-transitory software programs, instructions and modules stored in the memory 32, namely, implements the information processing method for the supply chain platform of the above-described method embodiment.
The memory 32 may include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function; the storage data area may store data created according to use of a processing device operated by the server, and the like. Further, the memory 32 may include high speed random access memory, and may also include non-transitory memory, such as at least one magnetic disk storage device, flash memory device, or other non-transitory solid state storage device. In some embodiments, the memory 32 may optionally include memory located remotely from the processor 31, which may be connected to a network connection device via a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
The input device 33 may receive input numeric or character information and generate key signal inputs related to user settings and function control of the processing device of the server. The output device 34 may include a display device such as a display screen.
One or more modules are stored in the memory 32, which when executed by the one or more processors 31 perform the method as shown in fig. 1.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by a computer program to instruct related hardware, and the program can be stored in a computer readable storage medium, and when executed, the program can include the processes of the embodiments of the motor control methods described above. The storage medium may be a magnetic disk, an optical disk, a Read-only memory (ROM), a Random Access Memory (RAM), a flash memory (FlashMemory), a hard disk (hard disk drive, abbreviated as HDD) or a Solid State Drive (SSD), etc.; the storage medium may also comprise a combination of memories of the kind described above.
Although the embodiments of the present disclosure have been described in conjunction with the accompanying drawings, those skilled in the art may make various modifications and variations without departing from the spirit and scope of the present disclosure, and such modifications and variations fall within the scope defined by the appended claims.

Claims (10)

1. An information processing method for a supply chain platform, comprising:
in response to a received request, sent by a target object in a supply chain platform through a first terminal, for paying an order to a preset object in the supply chain platform in a preset mode, judging whether the target object is matched with the preset object;
if the target object in the supply chain platform is matched with the preset object in the supply chain platform, acquiring a payment amount pre-associated with the target object;
judging the payment amount and the payment amount required by the order to obtain a judgment result;
and determining a payment strategy pre-corresponding to the judgment result based on the judgment result.
2. The information processing method for the supply chain platform according to claim 1, wherein the determining whether the target object matches the preset object in response to receiving a request sent by a first terminal by the target object in the supply chain platform to pay an order for the preset object in the supply chain platform in a preset manner comprises:
in response to receiving a request sent by a target object in a supply chain platform through a first terminal and used for paying an order to a preset object in the supply chain platform in a preset mode, determining identity identification information of the target object;
searching whether credit granting authentication information which is configured for the target object by the preset object and is used for loan payment is stored in a database based on the identity identification information of the target object;
and if the trust authentication information is stored in the database, matching the target object with the preset object.
3. The information processing method for the supply chain platform according to claim 1, wherein before the determining whether the target object matches the preset object in response to receiving the request for paying an order for the preset object in the supply chain platform in a preset manner, sent by the first terminal through the target object in the supply chain platform, the method further comprises:
and in response to receiving a request that the preset object configures credit authorization information for loan payment to the target object through a second terminal, associating the credit authorization information with the target object.
4. The information processing method for the supply chain platform according to claim 1, wherein the determining, based on the determination result, a payment policy pre-corresponding to the determination result comprises:
if the payment amount is judged to be larger than or equal to the payment amount required by the order, deducting the payment amount required by the order from the payment amount to obtain a residual payment amount;
and if the payment amount is judged to be smaller than the payment amount required by the order, sending feedback information that the order cannot be paid in a preset mode to the first terminal.
5. An information processing apparatus for a supply chain platform, comprising:
the first judgment unit is configured to respond to a request sent by a first terminal for paying an order to a preset object in a supply chain platform in a preset mode, wherein the request is sent by a target object in the supply chain platform, and whether the target object is matched with the preset object is judged;
the acquisition unit is configured to acquire a payment amount pre-associated with a target object in the supply chain platform if the target object is matched with a preset object in the supply chain platform;
the second judgment unit is configured to judge the payment amount and the size of the payment amount required by the order to obtain a judgment result;
a determination unit configured to determine a payment policy pre-corresponding to the determination result based on the determination result.
6. The information processing apparatus for a supply chain platform according to claim 5, wherein the first judging unit is further configured to:
in response to receiving a request sent by a target object in a supply chain platform through a first terminal and used for paying an order to a preset object in the supply chain platform in a preset mode, determining identity identification information of the target object;
searching whether credit granting authentication information which is configured for the target object by the preset object and is used for loan payment is stored in a database based on the identity identification information of the target object;
and if the trust authentication information is stored in the database, matching the target object with the preset object.
7. The information processing apparatus for a supply chain platform according to claim 5, further comprising at the apparatus:
the association unit is configured to respond to the received request that the preset object configures credit authorization information for loan payment to the target object through a second terminal, and associate the credit authorization information with the target object.
8. The information processing apparatus for a supply chain platform according to claim 5, wherein the determining unit is further configured to include:
if the payment amount is judged to be larger than or equal to the payment amount required by the order, deducting the payment amount required by the order from the payment amount to obtain a residual payment amount;
and if the payment amount is judged to be smaller than the payment amount required by the order, sending feedback information that the order cannot be paid in a preset mode to the target object.
9. A computer-readable storage medium storing computer instructions for causing a computer to perform the information processing method for a supply chain platform according to any one of claims 1 to 4.
10. An electronic device, comprising: at least one processor; and a memory communicatively coupled to the at least one processor; wherein the memory stores a computer program executable by the at least one processor, the computer program being executable by the at least one processor to cause the at least one processor to perform the information processing method for a supply chain platform of any one of claims 1 to 4.
CN202110115401.1A 2021-01-27 2021-01-27 Information processing method and device for supply chain platform Pending CN112801651A (en)

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