CN112748910B

CN112748910B - System, method and equipment for product assembly research and development based on SaaS mode

Info

Publication number: CN112748910B
Application number: CN202110107822.XA
Authority: CN
Inventors: 黄家才; 秦辉煌; 张海峰
Original assignee: Shandong City Commercial Banks Alliance Co ltd
Current assignee: Shandong City Commercial Banks Alliance Co ltd
Priority date: 2021-01-27
Filing date: 2021-01-27
Publication date: 2024-03-19
Anticipated expiration: 2041-01-27
Also published as: CN112748910A

Abstract

The embodiment of the specification discloses a product assembling and assembling research and development system based on a SaaS mode. Comprising the following steps: a plurality of assembled component sets correspondingly divided according to the preset field and an assembly platform with a component assembly function; the channel service domain component set provides service portals and service contacts to a plurality of different objects; the service integration domain component set provides an infrastructure of the SOA; the product service field assembly set provides products and services for the outside of a plurality of different member rows and operation services for the plurality of different member rows; an operation support domain component set provides operation support application service capability inside a alliance formed by a plurality of different member rows; the data service field assembly set provides diversified data services through storage and processing treatment of internal and external data; the assembly platform reassembles the components in response to demand changes and operations by the developer to update an existing set of components or to generate an expanded set of components.

Description

System, method and equipment for product assembly research and development based on SaaS mode

Technical Field

The present disclosure relates to the field of computer technology, and in particular, to a system, method, and apparatus for product assembly and development in a software as a service (Software as a Service, saaS) mode.

Background

In recent years, with the continuous promotion of interest rate market and the influence of economic transformation, the competition of banking industry is increasingly aggravated, the flexible and changeable product demands are more and more, and the innovation of a bank product management system is promoted. The bank products are carriers of the banks as complete financial institutions for providing complete financial services for customers, and each row has higher and higher requirements on quick innovation and flexible pricing of the bank products. At present, the industry generally exposes the problems of insufficient product innovation capability, lack of unified product innovation standards and the like, and bank products are difficult to flexibly cope with market changes in a traditional mode and cannot meet the differentiated requirements of customers. How to improve the innovation capability and innovation speed of the product and uniformly manage the product information, thereby being capable of rapidly adapting to the change of market demands and responding to the diversified product demands of customers in time, and being the subject faced by each bank in China.

In research and development, the waterfall type has no problem in system research and development under the background of the traditional bank standard requirement. In the background of rapid market response, uncertain business requirements and insufficient business communication in the digital era, waterfall type product research and development is overshadowed.

These problems are particularly pronounced in small and medium banks, and the major anxiety of current small and medium banks development is faced with macro-policy factors such as macro-economic national target pressure, central contract list, yield entity economy, and financial strong supervision in addition to the internal factors such as capital, corporate management, internal control mechanism, etc. The customer competition market is also fundamentally changed, and firstly, the customer viscosity is not only the appeal of financial services, but also the pursuit of extreme experience, the pursuit of comprehensive service prices and the pursuit of fashion in the trend of 'playing with financial products'. Secondly, the bank at the product supply side has the reality of insufficient research and development innovation, long market-making period, high product pricing, insufficient combined product and the like, and the main difference of research and development capability is as follows: firstly, definition among flow nodes is unclear, and interfaces are not uniform; secondly, the relay type and serial product development flows are 'congestion of vehicles', 'difficult speed up',; thirdly, the wheel is repeatedly invented, so that error correction, upgrading and transformation are difficult and risk is high.

Based on this, there is a need for more efficient research and application schemes suitable for financial institutions, especially small and medium-sized banks.

Disclosure of Invention

One or more embodiments of the present disclosure provide a system, a method, an apparatus, and a storage medium for product assembly and development in SaaS mode, to solve the following technical problems: there is a need for more efficient research and application schemes suitable for financial institutions, particularly small and medium-sized banks.

To solve the above technical problems, one or more embodiments of the present specification are implemented as follows:

one or more embodiments of the present disclosure provide a system for product assembly and development in SaaS mode, comprising: the method comprises the steps of correspondingly dividing a plurality of assembled component sets and an assembly platform with a component assembly function according to a preset field, wherein the preset field comprises a channel service field, a service integration field, a product service field, an operation support field and a data service field;

the corresponding assembly set of the channel service field provides a service entrance and a service contact point for a plurality of different objects;

the set of components corresponding to the service integration domain provides an infrastructure of a service oriented architecture (Service Oriented Architecture, SOA);

the corresponding assembly set in the product service field provides products and services for a plurality of different member rows and operation services for the plurality of different member rows;

The corresponding assembly set in the operation support field provides operation support application service capability in a alliance formed by a plurality of different member rows;

the assembly set corresponding to the data service field provides diversified data services through storage and processing treatment of internal and external data;

the assembly platform is used for responding to the operation of the demand change and the research personnel, re-assembling the components, and updating the existing component set according to the re-assembly result or generating an expanded component set.

One or more embodiments of the present disclosure provide a method for product assembly and development in SaaS mode, including:

providing a service portal and a service contact point to a plurality of different objects;

providing an infrastructure of an SOA;

providing products and services to the outside of a plurality of different member rows and operation services facing the plurality of different member rows;

providing an operation support application service capability inside a federation formed by a plurality of different member rows;

the diversified data service is provided through the storage and processing treatment of the internal and external data;

and in response to the requirement change and the operation of the developer, the assembly is reassembled, and the existing assembly set is updated according to the reassembly result, or an expanded assembly set is generated.

One or more embodiments of the present disclosure provide an apparatus for product assembly and development in SaaS mode, comprising:

at least one processor; the method comprises the steps of,

a memory communicatively coupled to the at least one processor; wherein,

the memory stores instructions executable by the at least one processor to enable the at least one processor to:

providing an infrastructure of an SOA;

One or more embodiments of the present specification provide a non-volatile computer storage medium storing computer-executable instructions configured to:

providing an infrastructure of an SOA;

The above-mentioned at least one technical solution adopted by one or more embodiments of the present disclosure can achieve the following beneficial effects:

through the research and development of assembly and assembly of components, the method changes passive into active, rapid pre-grinding, gray level release and iterative increment, and is helpful for achieving the business strategy target more efficiently.

Facilitating a quick response to customer demand. The universal services and underlying technology capabilities can be sunk and after these capabilities are stripped from the service system, the service application can become lighter and more focused, and the developer can aggregate these services with little code and package them into service functions for exposure to the user. The service system is smaller and lighter, which means that the service system can be more frequently on line, modified more quickly and combined more quickly and simply to bring new functions to market, and only then can support service innovation and dare to try.

Contributing to cost reduction and efficiency improvement. The method is beneficial to the implementation of automatic operation and maintenance, operation and maintenance staff are liberated from repeated and boring daily operations through service management, more time and energy are put into the construction of an automatic platform, and the automatic operation and maintenance capability is exposed in a service form, so that the purposes of reducing cost and improving efficiency are achieved.

Drawings

In order to more clearly illustrate the embodiments of the present description or the technical solutions in the prior art, the drawings that are required in the embodiments or the description of the prior art will be briefly described below, it being obvious that the drawings in the following description are only some of the embodiments described in the present description, and that other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.

FIG. 1 is a schematic diagram of a system developed based on product assembly in a SaaS mode according to one or more embodiments of the present disclosure;

FIG. 2 is a schematic diagram of a portion of a specific architecture including an AI middle stage in an application scenario provided by one or more embodiments of the present disclosure;

FIG. 3 is a schematic diagram of a specific architecture of an AI middle stage in an application scenario provided by one or more embodiments of the present disclosure;

FIG. 4 is a schematic diagram of a portion of a specific architecture of the system in FIG. 1 in an application scenario provided by one or more embodiments of the present disclosure;

FIG. 5 is a architecture diagram of a single instance multi-member row based on the system implementation of FIG. 1, under an application scenario;

FIG. 6 is a flow diagram of a method for product assembly development based on the SaaS model according to one or more embodiments of the present disclosure;

fig. 7 is a schematic structural diagram of an apparatus developed based on product assembly in SaaS mode according to one or more embodiments of the present disclosure.

Detailed Description

The embodiments of the present specification provide systems, methods, apparatus and storage media for product assembly and assembly development based on SaaS mode.

In order to make the technical solutions in the present specification better understood by those skilled in the art, the technical solutions in the embodiments of the present specification will be clearly and completely described below with reference to the drawings in the embodiments of the present specification, and it is obvious that the described embodiments are only some embodiments of the present application, but not all embodiments. All other embodiments, which can be made by one of ordinary skill in the art based on the embodiments herein without making any inventive effort, shall fall within the scope of the present application.

Fig. 1 is a schematic structural diagram of a system developed based on product assembly in SaaS mode according to one or more embodiments of the present disclosure.

The system in fig. 1 includes: the assembly platform comprises a plurality of assembled assembly sets correspondingly divided according to a preset field and an assembly platform with assembly function, wherein the preset field comprises a channel service field, a service integration field, a product service field, an operation support field and a data service field. A component set corresponding to the channel service field provides service inlets and service contact points for a plurality of different objects; providing an infrastructure of an SOA (service oriented architecture) by a corresponding component set in the service integration field; the method comprises the steps of providing a plurality of different member rows for external products and services and an operation service facing the plurality of different member rows by a corresponding assembly set in the product service field; an assembly set corresponding to the operation support field provides operation support application service capability inside a alliance formed by a plurality of different member rows; the assembly set corresponding to the data service field provides diversified data services through storage and processing treatment of internal and external data; and the assembly platform is used for responding to the requirement change and the operation of the research personnel, re-assembling the components, and updating the existing component set according to the re-assembly result or generating an expanded component set.

In one or more embodiments of the present description, the system is applied to a financial institution, for example, the member lines described above include financial institutions, and the objects include clients of the financial institutions, employees of the financial institutions themselves, and employees of the federation. Taking a more specific bank as an example.

The bank IT architecture construction target outline is as follows:

high performance: the system has mass processing performance, meets the support of the number of hundred million-level users, and has the processing capacity of tens of millions of daily average transaction amounts. High elasticity: the method has high-efficiency and rapid expansion capability, and achieves rapid improvement of the whole capacity and unit processing performance of the architecture. High availability: the method has high availability, and provides uninterrupted banking service for 7 multiplied by 24 hours for society on the premise of meeting the basic requirements of banking supervision on a recovery point target and a recovery time length target. High normalization: the system has high standardization and is composed of standardized physical and logical units, so that automatic operation and large-scale management is realized. Low cost: the method has the advantages that higher cost performance is realized, low-end computing resources and open source technology are fully utilized, and the relevant cost investment of architecture construction and subsequent operation is effectively reduced. Low risk: the high redundancy and the high sealed cabin are realized, and the design of 2N-level redundancy is adopted in the whole framework, so that single-point risks are avoided; in an extreme fault scenario, the impact range of the fault should be minimized.

The above is the design idea of the modular system of bank IT. Specific practice requires the requirement scene to be in the field, the scene field to be modularized, the system requirement to be met is measured, and the maximum multiplexing of the field to be stabilized is used, so that an independent solution of the whole system can be constructed through combination and splitting. Based on this, in particular for the system of fig. 1:

and the corresponding component set in the channel service field provides service entrances and service contact points of member clients, member staff and alliance staff, and simultaneously provides service access of external partners and management of service cooperation. Through classification, integration and unified access of multiple channels, various clients and users of the alliance member row and access of external partners to banking financial services and business management are realized. The channel service mainly provides enterprise-level access service based on display and interactive operation, and product service integration between clients, member operations and partner institutions, so that quick release of products and marketing in channels is realized.

And the assembly set corresponding to the service integration field provides an infrastructure of the SOA, meets the requirements of service management and integration, and supports the ground implementation of service asset. The newly planned hybrid enterprise service bus comprises two technologies of centralized integration and distributed integration, and forms an overall integration scheme in a alliance range.

And the component set corresponding to the product service field provides financial products and services for member rows and operation services for member rows. The product service is based on banking products and supports management, sales, control and operation of the products. The bottom layer in the product service field provides a service sharing middle support, provides public service capability required by various product services, improves the reusability of components in the field, and supports the quick online of products.

The assembly set corresponding to the data service field provides timely, reliable and rich diversified data services through the storage and processing treatment of internal and external data.

And the assembly set corresponding to the operation support field provides operation support application service capability of alliance internal management.

An assembly platform includes an application development framework built on top of banking base components and base technology components. In terms of the reusability of the modules, some basic or general functional modules are independently extracted to form independent component libraries, and each component of the component libraries can be independently maintained and assembled into different applications as required. The whole software product is gradually disassembled into business components, product parts and atomic parts. The assembly platform combines various atomic parts of large, small, shape and color according to the requirements of users and research and development requirements, and the assembly platform is organized into a new product like building blocks through assembly gestures.

Business components are part of an enterprise that can operate independently or semi-independently, and typically include flow, personnel, organization, technology, etc. The system comprises an atomic component, a composite component, a slot component, an expansion component and an adaptation component according to classification. The collection of these components constitutes a standardized and unified production effort library from an enterprise perspective. The product component is each structure that describes the customer's interactions with the bank. The string is just a complete financial activity. Product parts are business, management, and metrology attributes that describe a product part. The size and thickness depend on the particular manner of disassembly.

The assembly platform complies with the self-description, the functions and the external contracts of technical documents and components according to the system requirements or the requirements of the stable field, defines the product line implementation process, and fully utilizes the public and shared capacity resources of enterprises to realize the product assembly.

In one or more embodiments of the present specification, reference to a component in fig. 1 refers primarily to a business component, where the business component has the following characteristics:

the functions are independent. Business components are independent business modules that assume specific responsibilities within an enterprise system. The component may be the enterprise itself or by a partner. The enterprise componentization process is also an internal and external specialized process, and the enterprise can build a value network through componentization, and the external resources are repeatedly utilized to improve the competitiveness of the enterprise.

Service decoupling. The activities inside the component are closely related, and the degree of the association with other components outside is low. Therefore, the components can be independently operated, so that specialized division and outsourcing are possible.

Black box features. The inputs and outputs of each business component are highly standardized. The components cannot directly use the activities or resources inside other components, and only can request service according to the standard interfaces between the components to obtain the required service.

The components are reused. The components typically have their own resources, which are consumed when the particular activity is completed to provide value. There are also components that have no resources, which can only accomplish their own functions by calling methods of other components.

And the assembly is convenient. The component design fully considers the application granularity and the assembly multiplexing performance, the size thickness and the provided functions are relatively balanced, and the component is ready to use and convenient to assemble into an optimal model. On the business component capability, the business components which concentrate on and make clear enterprise strategic emphasis on resources are made to be the most active, so that higher return is obtained, and the business components are specialized component capability.

In one or more embodiments of the present description, a data architecture or business architecture is transitioned to a service-oriented architecture. Take the data architecture as an example.

The data architecture is a tie of a business architecture and an application architecture, and provides excellent large data supporting force in the digital era. The enterprise data architecture can help the enterprise eliminate information islands and establish a shared, universal, consistent and extensive enterprise data base platform. The final purpose of the data architecture is to enable the data management of enterprises to be orderly, the data value to be fully exerted, namely the data can be managed, available and valuable, and new business modes can be promoted. The data architecture is transformed to a data service center rack, and the essence is that free, flexible, credible and diversified data services are provided through enterprise-level data management, so that enterprise data architecture reconstruction and digital enabling are unexpected. In architecture design theory, data architecture is also often referred to or mapped to other names, such as conceptual data models, enterprise information models, and the like.

The first action of enterprise digital transformation is in enterprise data architecture transformation. The business process to datamation is described in the real world by "activity+object+relationship". In a specific business field, key business activities are combed, business objects and attributes thereof are refined, and interrelationships of the business objects are summarized, so that enterprise-level data service desks suitable for business processes are determined. The data service center provided by the specification has the following characteristics:

The business is universal. The architecture has universality and accords with business characteristics of enterprises, and the architecture is not too extensive, nor too nicking and does not support expansion of business.

Global governance. The data items are complete and consistent, processing of all business information of enterprises is supported, and repetition and contradiction cannot be caused. Often, the same data item, because of different names used, or different defined departments, is repeated, resulting in inconsistent and redundant data, which can cause a series of data framing and information quality problems.

Data standard. There are enterprise-level unified standards such as institutions, customers, products, channels, media, transactions, etc. Good architectures may set these criteria to improve the data utilization quality of the enterprise. This is also the primary data management category.

Logic abstraction. The architecture has certain stability and foresight. The method has strong flexibility, can support the continuous development of business, can adapt to the change of organization architecture and flow, is irrelevant to the storage place, storage form, storage quantity, application technology and the like of data, and does not change along with the change of the data.

In one or more embodiments of the present disclosure, not only the data service center, but also the service sharing center is established to form a "dual center architecture", and in the system of fig. 1, the component set corresponding to the product service area includes, for example, the service sharing center, and the component set corresponding to the data service area includes, for example: a data service center.

The business sharing middle platform is the most basic business capability abstract extraction of the bank, becomes a public component, and is used as a part for sharing and calling various product services of the bank.

The main design idea of the data service center is to provide standard and consistent caliber data interfaces and services for member rows and alliance data application and analysis mining by constructing an alliance centralized and trusted data center, so as to achieve the aims of unified acquisition, unified storage, unified processing, unified service and one-time processing and multiple use. The data service center positioning is the same as the service sharing center, and is the basic, reusable and shareable part of the data capacity. Various data applications are built on the data service center, so that the sharing service of the data service center can be fully utilized, and each data application is not developed on the basis of the data of the source end.

The business sharing middle station and the data service middle station become the foundation of alliance bearing product service and data service, the construction of the two middle stations is planned in steps under the treatment of a unified framework, the construction is carried out in blocks and phases, and reusable parts are continuously deposited, abstracted and refined in the application development and data service processes, so that long-term investment and continuous improvement are required, and the close cooperation with each member line is required.

In one or more embodiments of the present description, a service sharing or data service broker includes the following components: the system comprises an institution component, a client component, a signing component, a product component, an account component, a channel component, a transaction component and a general ledger component. These components are formed by corresponding parts, which in turn are formed by corresponding parts, which, to name a few, relate to a business sector, and from a data point of view, the parts forming these components are for example entity tables in a database, and the parts forming the parts are for example fields in the entity tables.

In one or more embodiments of the present description, a data service center relies on a pre-performed data access sorting process.

In the data access sorting process, the following is realized: the data of the source system is cleaned and checked to ensure the accuracy and consistency of the data; according to the cluster application guidance, sorting required systems, tables and fields to realize data scale minimization; the source system data is subjected to refined analysis, classification labels are produced, and the use barriers are cleared for technical developers; an isolation layer is arranged to play a role in supporting the up-and-down movement and shield the change influence of an upstream system; and according to the sorting catalogue and the member rows, different user authorities are formulated, and data access compliance is realized.

More intuitively, a few different levels of sorting strategies are illustratively provided:

the system-level sorting strategy includes: the system which is not managed in a centralized way does not enter; pure outsourcing systems and systems that cannot be supported by the provider are not in progress; systems to be replaced by other systems are not planned; no data is generated per se, but no data is provided by other systems; belonging to a bazaar application, the method is possible to become a future non-advanced application of a middle downstream; a system which is not core, relatively independent and has no direct relation with banking business is not advanced; etc.

The table-level sorting strategy includes: the empty meter does not enter; technical control class table is not entered; the intermediate data table is not entered; temporary list is not entered; the backup data table is not entered; failure table is not entered; tables with no explicit meaning do not advance; the table of the no-need application is not entered; etc.

The field level sorting strategy includes: redundant fields do not enter; intermediate calculation result fields are not entered; the not enabled field does not go in; fields that have no explicit meaning do not go in; etc.

In one or more embodiments of the present disclosure, the system in fig. 1 further includes: an artificial intelligence (Artificial Intelligence, AI) intermediate station provides services, such as providing services with more artificial intelligence for service sharing intermediate stations, to a set of components corresponding to a product service area and to a set of components corresponding to the operational support area based on support of the data service intermediate station. The AI middle station includes: feature layer, model layer, AI capability layer, application programming interface (Application Programming Interface, API) component layer, tool layer, etc. AI capabilities of the AI-center station include, but are not limited to: intelligent reasoning, intelligent voice, intelligent vision, knowledge graph and natural language processing.

More intuitively, one or more embodiments of the present disclosure further provide a schematic diagram of a portion of a specific architecture including the AI middle station and a schematic diagram of a specific architecture of the AI middle station in an application scenario, which are shown in fig. 2 and fig. 3, respectively.

In fig. 2, the underlying data assets provide data support for the AI middle station and the data service middle station, the AI middle station is connected with the data service middle station, the AI middle station realizes AI capabilities through an algorithm library (machine learning, graph calculation and the like) and a knowledge base (labels, graphs and the like), and based on the capabilities and the data service middle station and the data assets, higher-layer applications such as intelligent wind control, intelligent marketing, biological identification and the like are realized.

In fig. 3, AI center undershot data sets (e.g., providing internal data, government data, regulatory data, etc.), upstop business application domains, function in some specific business scenarios, such as for detecting liquidity risk, high volume risk, service-to-credit business scenarios, credit card business scenarios, etc. Inside the AI platform, a tool layer provides tools for other layers, such as a graph computing platform, a stream computing platform, a data mining and analyzing platform and the like, a feature layer is located at the bottom of the AI platform, and a model layer works according to features (such as judicial information, product labels, card-using features, travel features and the like) provided by the feature layer, so that an AI capability layer is further realized, and then the AI capability layer is provided for an upper layer through a corresponding API component layer for use.

In one or more embodiments of the present description, the mounting platform includes: the product assembly center adopts a unified flow-type product parameter validation mode based on an intelligent front-end platform (such as easy equipment and the like) to realize assembly and assembly from a component to a product, thereby being beneficial to realizing quick validation of the product, reducing operation and maintenance risks and enhancing agile operation and maintenance supporting capability; the pricing identification engine is used for identifying pricing information of the components and the products according to the product parameters and is beneficial to determining pricing more meeting the supervision requirements. The innovation is as follows:

product information is managed in a unified way, and standardization is achieved: the assembly platform uniformly manages the product information of all member rows, including product models and saleable product information. When the product model is designed, an object-oriented design method is adopted, so that the product model has the characteristics of componentization and structuring, is similar to automobile parts, and is easy to assemble and manage. This allows for more standardized, normalized product management.

A standard product model is established, and the work cooperative efficiency is improved: the product assembly model is a unified basis for product system coordination and work coordination. The assembly platform configures the structural parameters of related saleable products in a unified format according to the requirements of the product assembly model, and pushes the structural parameters to each product application system. The functions of the application systems of the products are realized according to the planning and design of the components in the product assembly model, and the functions of the product service are finished by cooperation with the structural parameters. Daily working links such as product demand analysis, product system design and product system test can be developed under the standard constraint of a unified product assembly model, so that the cooperative efficiency of work in each stage is improved, the dependence on key personnel in the working links in each stage is avoided, and the working efficiency is improved.

The unified product model is shared, and the product innovation efficiency is improved: the product model of a certain type of saleable products is based on all member lines at present, integrates all the sets of business and technical parameters describing the products, and meets the requirements of all lines on the products by configuring the model in a componentization and structuring mode. When the member line puts forward the product demand, the model supporting capability can be rapidly positioned, and whether a configuration type or a breakthrough type product innovation mode is adopted is confirmed, so that the product innovation speed of the member line is greatly shortened, and the product innovation efficiency is improved.

Visual product configuration interface reduces parameter change risk: the method is different from the mode of manually changing the parameters of the product, and the assembly platform can complete the parameter configuration of the product, the interest rate, the rate and the like through a visual product assembly interface; meanwhile, in order to further improve configuration accuracy, during assembly of parameters, operation of product auditing is further increased, and risk of product parameter change is effectively reduced.

A unified product release flow is established, so that the risk of manual intervention is reduced: the assembly platform establishes a unified product release flow, distinguishes the product release flow from the surface of the database, reduces the flow of manual intervention product validation, reduces the risk of misoperation, and improves the efficiency of product change.

Establishing a real-time effective product mechanism, and rapidly responding to product requirements: the assembly platform is added with a mechanism for taking effect of product parameters in real time, so that emergency requirements of member lines can be met rapidly, customer satisfaction is improved, and development of banking business is facilitated.

A real-time analysis product mechanism is established, so that the change risk is effectively reduced: when the member line changes parameters such as the saleable products, the interest rate, the rate and the like, the assembly platform provides an automatic relevance analysis function in real time, and particularly provides a relevance analysis function for the interest rate adjustment. And through the relevance analysis report, after the interest rate adjustment, the member rows price all the saleable product interest rates, and all the saleable product interest rates meet the supervision requirements.

In one or more embodiments of the present description, a product assembly center includes the following structural layers: product meta-model, single product model, component class, element class, and product parameters. Adopts a double-model design scheme: the product meta model is a model for describing the product model and has uniform structure; a single product model is used for carrying out induction, summarization and classification according to the service function characteristics of a product, and is divided into a plurality of components, a model with a relatively stable structure and a non-direct client-oriented structure is defined in a structuring and componentization mode, and product research and development personnel can be supported to carry out rapid definition and configuration through a visual transaction interface in the definition process.

In one or more embodiments of the present description, a product assembly center support is configured through a visual interface and dynamically displayed. The product assembly center comprises a saleable product assembly module, supports business personnel to carry out quick parameterization configuration on saleable products, component examples and element examples through a visual interface and issue products, and also supports quick selection and multiplexing of predefined component examples and element examples.

The saleable product assembling module dynamically injects model metadata formed by changing the product model, and intelligently analyzes the hierarchical structure and parameter definition of the product model, so that a visual assembly page of the saleable product, the component instance and the component instance can be dynamically constructed, and real-time self-adaptive expansion can be realized according to adjustment of the model metadata.

The product assembly rule engine built in the saleable product assembly module can form a dynamic check rule through the injection of metadata of the product assembly model, and automatically check the integrity and accuracy of product information of assembled instance content in real time, so that the operation risk is eliminated to the greatest extent; the verification rules can be adjusted in real time by altering the configuration of the model metadata.

The release of the saleable products can be realized in real time by the synchronous mode of the master copy. The release engine of the saleable product validates the example configuration of the completed assembly in units of the saleable product, and "handles" the instantiation data from the assembly state database to the run state database. When the product is released, the release engine can automatically analyze the main data and load the main data into the copy data through the injection of the metadata of the product model and the analysis of the model structure; the real-time effective product can be realized in a T+0 effective mode.

In one or more embodiments of the present disclosure, the component set corresponding to the service integration domain or the component set corresponding to the product service domain includes the following buses: an enterprise service bus for interacting with all channels in the channel service field; a federation member enterprise service bus; for interacting with channels of members of the federation. For example, the component set corresponding to the service integration field can adopt the hybrid bus, and the bus comprises two technologies of centralized integration and distributed integration, so that an overall integration scheme in the alliance range is formed. Thus, the service efficiency outside the alliance and the management communication efficiency inside the alliance are improved.

In one or more embodiments of the present disclosure, under the guidance of the idea of the assembled development, to implement the assembled development, the assembled platform may be more vividly called an assembly factory, for example, based on the system implementation of the assembly factory in fig. 1, and some of the flow schemes mentioned below may be implemented on the corresponding modules (for example, the assembly platform, etc.) in fig. 1, which are new foundations for implementing the assembled development. With the factory, a product assembly line can be built, product standards are established, and deployment personnel can produce required products from raw materials according to a new assembly process.

In the process of landing the assembled development idea, factories exist and product assembly lines are also available. The new research and development mode is a full life cycle-oriented assembly process, and full life cycle assembly refers to standardized management of development behaviors such as design, coding, unit test and the like through one-stop development support service, and unified configuration management of development assets in the development process. The core enterprise-level assembly research and development tool is an assembly line, which realizes the functions of development resource management, development process management, unit test management, resource online delivery and the like, can continuously expand the support of external tools and components, and can also provide a message notification function.

After a new factory and a new assembly line come out, when a new product is assembled on the assembly line, each framework in the production process flow is integrated and belongs to one characteristic of a new mode. The business strategy, the business requirement, the business target and the business scheme determine a business architecture, and the business architecture can complete business process modeling according to five-level modeling standards; the business architecture determines the data and service, so that the data architecture and the application architecture are determined, a system of mutual coupling is formed by gradually associating from top to bottom, and the integration of various architectures is achieved.

With the factory and assembly line, each architecture is a strong fusion production process, and the raw materials used for assembling the product, namely the core data components, are described next. The data components are located under the data architecture, and the number of core components is huge for the application architecture and the service architecture call.

The core data component is mainly divided into two parts: including application data components, database components, and database elements. The application data component mainly comprises data such as constants, platform interfaces, input and output interfaces, file interfaces and the like, wherein the number of the input and output interfaces, the file interfaces and the internal service function interface components is relatively large; the database components are referred to primarily as core table structures. The business function division mainly comprises public clients, deposit, loan national deposit, payment settlement, cards, accounting and a platform; the database element mainly comprises the number of tables, the number of fields and the number of records; the total of the database tables is 1100 or more in total, the number of fields is 20000 or more, and the total number of records exceeds 66 hundred million.

After the input of source materials of new factories, new assembly lines, production processes with strong integration of all frameworks and factories, the quality of raw materials is also required to be controlled strongly. In the assembled research and development mode, coalition data standards are introduced into an assembly factory, and identifiable data standards comprise data types, standard subjects, names, code values and the like, and in an actual application scene, a core system is used for carding 600 standards and 6000 code values. After the data is introduced, the assembly factory inherits the alliance data related standard, and further controls the data architecture, the application architecture and the service architecture, so that the binding of the data standard and each architecture is truly realized, and the strong control and the strong consistency of the data standard are realized. The assembly factory gradually accesses the related data standard formulated by the alliance, and supports continuous expansion.

After having factory, assembly line, production process, raw materials and raw material quality control standard, there is also an important recognition: is the management of talents. Scoring for example: the equipment is good again, and the user cannot go without fighting. In some schemes, expert elites are mainly distributed inside units, are relatively concentrated in the service field of the expert elites, are not familiar enough in other service fields, have insufficient generality, and are relatively less in public staff. Under the research and development mode based on assembly, common research and development personnel do not spend a large amount of time researching deep programming technical problems, but pay more attention to the design of business processes, reduce the dependence on programming technology, shorten learning cost, and have more popularization application range, and can quickly start in various business fields, so that the number of public personnel can be increased, and the requirement on high-precision personnel is reduced. Therefore, the new personnel layering is realized, the basic stone for realizing the assembly process is realized, and the efficiency and the quality are improved.

In one or more embodiments of the present disclosure, the assembly process is further described with respect to a data structure, on which an application structure can be built, so that the assembly process of the data component is described first. The data architecture corresponds to three data components: the entity corresponds to a database table, the object corresponds to application program interface data, and the primitive data corresponds to a data dictionary.

The assembly flow of the database table comprises the following steps: the first step, exporting the table from the alliance data management and control platform and converting the table into an intermediate file; step two, importing the intermediate file into the corresponding hierarchy of the assembly line data architecture; the assembly of the database table is completed through the two steps. In addition, the assembly can also be directly created in the assembly line data architecture. The assembly flow of the object and the primitive data is similar to the assembly of the database table, and the data file can be directly imported under the corresponding hierarchy of the data architecture as long as the data file is prepared, and can also be directly created in the assembly line data architecture for assembly.

Besides the data components, there are also call layers, and the assembly flow of the application components. The application components are divided into deposit, loan national knot, card, payment settlement, accounting, public clients, platform and the like according to the service field; the components are classified into online service, batch service, accounting component, functional component and the like according to the types of the components. The assembly flow of the application component comprises the following steps: the method comprises the steps of firstly, creating an application component under an assembly factory application architecture; deploying the component attribution catalogue according to a five-level modeling flow; and secondly, in the assembled program, the components can be intelligently matched in a fuzzy manner through directly inputting the names of the components, so that quick calling is realized, and when a large number of components are to be screened, the intelligent fuzzy matching is more efficient than dragging, pulling and dragging.

In one or more embodiments of the present disclosure, in an application scenario, a specific assembly process (e.g., implemented by an assembly platform in the system of fig. 1) of an assembly development program includes:

firstly, under the application architecture, an application domain is designed firstly, and an accounting center is used as a test point project, wherein the application domain is designed into the accounting center, and of course, after the test point project is successful, the application domains such as deposit, loan national knot, card, payment settlement, accounting, public clients and the like can be gradually added. Secondly, in the application domain, related components are designed, and in order to standardize the design of the components, some specifications are formulated, and the components currently include three types: online, public function, batch; the online component is mainly a program related to online and external interfaces; the batch component is mainly a type of program related to daily final batch; common functions are mainly some billing components and functional components used inside the system. And thirdly, under the corresponding components, designing related application program groups, wherein the application program groups are further refined division of component functions, and the application program groups are mainly divided according to the functions, so that a group of related programs can be centrally managed according to the function blocks. And fourthly, under the application program grouping, designing related application programs, wherein the application programs are divided into two main types, namely service programs and batch programs, and after the most basic components are designed, the most basic components can be assembled and designed according to requirements.

The four steps show an assembly flow of core assembly type research and development, and the fourth step of application program design corresponds to four-level task modeling and five-level step modeling in business flow modeling. The assembled development has the following advantages over traditional coding: the service flow is displayed in a graphical way, so that the service flow is clearer; only need drag, pull, drag, select can write the application program, development efficiency has certain promotion; all data must be defined first to be used, so that the consistency of a data architecture and an application architecture is ensured; the programming errors of the real-time monitoring program are corrected in real time, and the later debugging time is shortened.

The assembled development may also automatically generate COBOL code. The code generation is very simple, and the code can be automatically generated by selecting the function of translating the code after the assembled application program is completely designed. In addition to COBOL codes, JAVA and C# codes can be generated, and a way is provided for future coalition core migration distribution. In addition, when the assembled application program is designed, the translated codes can be checked in real time, and problems can be found in advance. The code produced by the business foundation platform is verified and checked by the platform, no low-level compiling error exists in theory, and the generated code can be directly compiled, debugged and operated. In addition, the platform itself supports automatic code checking functions and can be rich and sophisticated. Regarding the version control of the generated codes, the business foundation platform realizes automatic code detection for the alliance version management system, and the fusion with the current version control flow is achieved.

In light of the foregoing, one or more embodiments of the present disclosure further provide a schematic diagram of a specific architecture of a portion of the system in fig. 1 in an application scenario, as shown in fig. 4.

In fig. 4, the listed member-row client channels, member-row employee channels, alliance employee channels, business collaboration management, and buses involved in full-channel access and integration belong to the channel service field; product service integration (including customer-oriented, member-oriented, partner-oriented, etc.), and channel public service belongs to the field of service integration; an enterprise service bus, a service sharing center and listed banking products (basic products such as deposit loans, financial products, sales products, network financing and the like) belong to the field of product service; alliance operation management such as alliance product catalogue and service charging, alliance enterprise management belongs to the operation support field; the data service portal, the data service center, the data storage and calculation, the data integration and distribution and the like belong to the data service field.

Fig. 5 is an architecture diagram of a single instance multi-member row based on the system implementation of fig. 1 in an application scenario. A single instance may refer to a federation, multiple member rows may refer to multiple member rows of the federation, where each member row may have different system access on the member row side, and where the federation side supports multiple member rows of business with a set of systems.

In fig. 5, on the alliance side, full channel access is performed through an enterprise service bus and a file bus, and access objects include member service contact channels, member line external business channels, member line user channels, alliance employee channels, three-party business cooperation channels and the like; moreover, the member enterprise service bus and the file bus are independently used for accessing the member rows in the alliance, and the access objects comprise member row user channels, member row special service systems, member row data platforms, applications and the like.

For the sake of brevity, only some of the contents in fig. 4 and 5 are listed here, and other contents in fig. 4 and 5, which are not mentioned, are also essential to the present specification, and can be intuitively seen in fig. 4 and 5.

The composition and the operation principle of the system are described as examples, and in practical application, the division scheme of the components is various and is not limited to the above examples, as long as the corresponding steps can be performed. Based on the same concept, one or more embodiments of the present disclosure further provide a flowchart of a method for product assembly and development based on the SaaS mode, as shown in fig. 6.

The flow in fig. 6 may include the steps of:

s602: providing a service portal and a service contact point to a plurality of different objects.

S604: an infrastructure of a service oriented architecture, SOA, is provided.

S606: and providing products and services to the outside of a plurality of different member rows and operating services facing the plurality of different member rows.

S608: an operation support application service capability within a federation formed of a plurality of distinct member rows is provided.

S610: by storing and processing the internal and external data, diversified data services are provided.

S612: and in response to the requirement change and the operation of the developer, the assembly is reassembled, and the existing assembly set is updated according to the reassembly result, or an expanded assembly set is generated.

Based on the same thought, one or more embodiments of the present disclosure further provide an apparatus corresponding to the above method, as shown in fig. 7.

Fig. 7 is a schematic structural diagram of an apparatus developed based on product assembly in SaaS mode according to one or more embodiments of the present disclosure, where the apparatus includes:

at least one processor; the method comprises the steps of,

a memory communicatively coupled to the at least one processor; wherein,

providing an infrastructure of an SOA;

The processor and the memory may communicate over a bus, and the device may also include input/output interfaces to communicate with other devices.

Based on the same considerations, one or more embodiments of the present description provide a non-volatile computer storage medium storing computer-executable instructions configured to:

providing an infrastructure of an SOA;

In this specification, each embodiment is described in a progressive manner, and identical and similar parts of each embodiment are all referred to each other, and each embodiment mainly describes differences from other embodiments. In particular, for apparatus, devices, non-volatile computer storage medium embodiments, the description is relatively simple, as it is substantially similar to method embodiments, with reference to the section of the method embodiments being relevant.

The foregoing describes specific embodiments of the present disclosure. Other embodiments are within the scope of the following claims. In some cases, the actions or steps recited in the claims can be performed in a different order than in the embodiments and still achieve desirable results. In addition, the processes depicted in the accompanying figures do not necessarily require the particular order shown, or sequential order, to achieve desirable results. In some embodiments, multitasking and parallel processing are also possible or may be advantageous.

The foregoing is merely one or more embodiments of the present description and is not intended to limit the present description. Various modifications and alterations to one or more embodiments of this description will be apparent to those skilled in the art. Any modification, equivalent replacement, improvement, or the like, which is within the spirit and principles of one or more embodiments of the present description, is intended to be included within the scope of the claims of the present description.

Claims

1. A system for product assembly development based on SaaS mode, comprising: the method comprises the steps of correspondingly dividing a plurality of assembled component sets and an assembly platform with a component assembly function according to a preset field, wherein the preset field comprises a channel service field, a service integration field, a product service field, an operation support field and a data service field;

the corresponding assembly set in the service integration field provides an infrastructure of a service-oriented architecture (SOA);

the assembly platform is used for responding to the operation of the demand change and the research personnel, re-assembling the components, and updating the existing component set according to the re-assembly result or generating an expanded component set;

the member line includes a financial institution, and the object includes a customer of the financial institution, an employee of the financial institution itself, and an employee of the federation;

the component set corresponding to the product service field comprises: a business sharing middle stage comprising components of commonality formed by abstracting basic business capabilities of the financial institutions for product service sharing and invocation of the financial institutions;

the component set corresponding to the data service field comprises: the data service center provides standard and consistent caliber data interfaces and services for member rows and alliance data application and analysis mining by constructing an alliance centralized and trusted data center.

2. The system of claim 1, wherein the service sharing center or data service center comprises the following components:

the system comprises an institution component, a client component, a signing component, a product component, an account component, a channel component, a transaction component and a general ledger component.

3. The system of claim 1, wherein the system further comprises:

an artificial intelligence AI middle station, based on the support of the data service middle station, providing service for a component set corresponding to the product service field and a component set corresponding to the operation support field;

the AI center station includes: a feature layer, a model layer, an AI capability layer, an application programming interface API component layer, and a tool layer.

4. The system of claim 1, wherein the mounting platform comprises:

the product assembly center is based on the intelligent front-end platform and adopts a unified flow-type product parameter effective mode to realize assembly from the component to the product;

and the pricing identification engine is used for identifying pricing information of the components and the products according to the product parameters.

5. The system of claim 4, wherein the product assembly center comprises the following structural layers: product meta-model, single product model, component class, element class, and product parameters;

The product meta-model is a model for describing a product model;

the single product model is classified into a plurality of components according to the service function characteristics of the product, and a model with a relatively stable structure and not directly facing the clients is defined in a structuring and componentization mode.

6. The system of claim 1, wherein the set of components corresponding to the service integration domain or the set of components corresponding to the product service domain comprises the following buses:

an enterprise service bus for interacting with all channels in the channel service field;

a federation member enterprise service bus; for interacting with channels of members of the federation.

7. A method of product assembly development based on SaaS mode, applied to the system of claim 1, the method comprising:

providing an infrastructure of an SOA;

8. A product assembly development device based on SaaS mode, comprising:

at least one processor; the method comprises the steps of,

a memory communicatively coupled to the at least one processor; wherein,

the memory stores instructions executable by the at least one processor to enable the at least one processor to perform the method of claim 7.