CN112446697A - Account checking method and device, computer equipment and storage medium - Google Patents
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Abstract
The application relates to a reconciliation method, a reconciliation device, a computer device and a storage medium. The method comprises the following steps: scanning the account checking tasks corresponding to the payment channels, and acquiring preset account checking time corresponding to each account checking task; if the first current time reaches or exceeds the preset reconciliation time corresponding to the first payment channel, moving the task to be reconciled corresponding to the first payment channel into a reconciliation waiting queue for waiting; when an idle thread exists in the reconciliation execution queue, the to-be-reconciled task corresponding to the first payment channel is moved to the reconciliation execution queue, and the reconciliation document file corresponding to the first payment channel is reconciled with the local receipt database according to the reconciliation scheme corresponding to the first payment channel to obtain a corresponding reconciliation result. And a standard reconciliation flow is formed in a unified manner according to the necessary attributes of the reconciliation service of each payment channel, reconciliation processing is carried out in the standard reconciliation flow through the reconciliation scheme corresponding to each payment channel, and the background maintenance cost is saved by flexibly configuring the reconciliation scheme of the payment channel.
Description
Technical Field
The present application relates to the field of mobile payment technologies, and in particular, to a reconciliation method, an apparatus, a computer device, and a storage medium.
Background
With the development of mobile payment, more and more consumers use mobile payment applications to shop at the time of consumption. At present, various mobile payment applications exist in the market, and when different mobile payment scenes inside and outside the sea are faced, the reconciliation scene after payment becomes complicated.
In general reconciliation service processing, a reconciliation document is obtained through a corresponding payment channel, the format of the reconciliation document is analyzed through the payment channel, and then the reconciliation document is compared with transaction data in a transaction system to obtain a reconciliation result. Because the acceptance mechanism payment channels have different difference thresholds, different bill formats of the payment channels, different daily cutting time zones, different difference processing methods and the like, the reconciliation business needs to perform corresponding customized processing aiming at different payment channels, and the maintenance cost of the transaction system is increased.
Disclosure of Invention
In order to solve the technical problem, the application provides a reconciliation method, a reconciliation device, a computer device and a storage medium.
In a first aspect, the present application provides a reconciliation method, including:
scanning account checking tasks corresponding to the payment channels, and acquiring preset account checking time corresponding to the account checking tasks;
if the first current time reaches or exceeds the preset reconciliation time corresponding to the first payment channel, moving the task to be reconciled corresponding to the first payment channel into a reconciliation waiting queue for waiting;
when an idle thread exists in the reconciliation execution queue, the to-be-reconciled task corresponding to the first reconciliation channel is moved from the reconciliation waiting queue to the reconciliation execution queue according to the queue sequence, and the reconciliation document corresponding to the first reconciliation channel is reconciled with the local receipt database according to the reconciliation scheme corresponding to the first reconciliation channel, so that a reconciliation result corresponding to the first reconciliation channel is obtained.
Optionally, the reconciliation scheme includes one or more of the following configuration information: account checking mode, filtering type, account checking downloading mode, account checking daily cutting time, account checking date, synchronous state, downloading information and account checking difference threshold value.
Optionally, if the first current time does not reach a preset reconciliation time corresponding to the first payment channel in the task to be reconciled, the method further includes:
moving the task to be checked corresponding to the first payment channel to a check suspension queue, and starting timing;
and when the timing duration is greater than or equal to a first preset duration, moving the to-be-checked task corresponding to the first payment channel to a to-be-checked waiting queue.
Optionally, the reconciliation of the reconciliation document corresponding to the first payment channel with the local receipt database according to the reconciliation scheme corresponding to the first payment channel to obtain the reconciliation result corresponding to the first payment channel includes:
when the transaction number of the account checking file corresponding to the first payment channel is inconsistent with the transaction number of the account checking file corresponding to the local receipt database, calculating a number difference value between the account checking file corresponding to the first payment channel and the account checking file corresponding to the local receipt database;
when the stroke number difference value is smaller than or equal to a reconciliation difference threshold value corresponding to the first payment channel, a reconciliation result of reconciliation is obtained;
and when the stroke number difference value is larger than the reconciliation difference threshold value corresponding to the first payment channel, an uneven reconciliation result is obtained.
Optionally, the reconciliation of the reconciliation document corresponding to the first payment channel with the local receipt database according to the reconciliation scheme corresponding to the first payment channel to obtain the reconciliation result corresponding to the first payment channel includes:
and when the transaction amount of the account checking file corresponding to the first payment channel is inconsistent with the transaction amount of the account checking file corresponding to the local receipt database, obtaining an uneven account checking result.
Optionally, before scanning the to-be-checked account tasks corresponding to the payment channels and acquiring the preset check-out time corresponding to each to-be-checked account task, the method further includes:
scanning the pre-download tasks corresponding to the payment channels to obtain the preset download time corresponding to each pre-download task;
if the second current moment reaches or exceeds the preset downloading moment corresponding to the second payment channel, moving the pre-downloading task corresponding to the second payment channel into a downloading waiting queue for waiting;
when an idle thread exists in a downloading execution queue, moving the pre-downloading task corresponding to the second payment channel from the downloading waiting queue to the downloading execution queue according to a queue sequence, and downloading a corresponding to-be-checked file according to a checking scheme corresponding to the second payment channel;
and when the downloading is successful, analyzing and verifying the to-be-checked document to obtain a check-up document file corresponding to the second payment channel.
Optionally, when the downloading fails, or a second current time does not reach a preset downloading time corresponding to the second payment channel, the method further includes:
moving the reconciliation task corresponding to the second payment channel to a download suspension queue, and starting timing;
and when the timing duration is greater than or equal to a second preset duration, moving the reconciliation task corresponding to the second payment channel to a download waiting queue.
In a second aspect, the present application provides a reconciliation apparatus, comprising:
the account checking task creating module is used for scanning the account checking tasks corresponding to the payment channels and acquiring preset account checking time corresponding to the account checking tasks;
the judging module is used for moving the to-be-checked task corresponding to the first payment channel to a to-be-checked waiting queue for waiting if the first current time reaches or exceeds the preset checking time corresponding to the first payment channel;
and the reconciliation module is used for moving the to-be-reconciled task corresponding to the first reconciliation channel from the reconciliation waiting queue to the reconciliation execution queue according to the queue sequence when an idle thread exists in the reconciliation execution queue, and reconciling the reconciliation sheet file corresponding to the first reconciliation channel with the local receipt database according to the reconciliation scheme corresponding to the first reconciliation channel to obtain a reconciliation result corresponding to the first reconciliation channel.
A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the following steps when executing the computer program:
scanning account checking tasks corresponding to the payment channels, and acquiring preset account checking time corresponding to the account checking tasks;
if the first current time reaches or exceeds the preset reconciliation time corresponding to the first payment channel, moving the task to be reconciled corresponding to the first payment channel into a reconciliation waiting queue for waiting;
when an idle thread exists in the reconciliation execution queue, the to-be-reconciled task corresponding to the first reconciliation channel is moved from the reconciliation waiting queue to the reconciliation execution queue according to the queue sequence, and the reconciliation document corresponding to the first reconciliation channel is reconciled with the local receipt database according to the reconciliation scheme corresponding to the first reconciliation channel, so that a reconciliation result corresponding to the first reconciliation channel is obtained.
A computer-readable storage medium, on which a computer program is stored which, when executed by a processor, carries out the steps of:
scanning account checking tasks corresponding to the payment channels, and acquiring preset account checking time corresponding to the account checking tasks;
if the first current time reaches or exceeds the preset reconciliation time corresponding to the first payment channel, moving the task to be reconciled corresponding to the first payment channel into a reconciliation waiting queue for waiting;
when an idle thread exists in the reconciliation execution queue, the to-be-reconciled task corresponding to the first reconciliation channel is moved from the reconciliation waiting queue to the reconciliation execution queue according to the queue sequence, and the reconciliation document corresponding to the first reconciliation channel is reconciled with the local receipt database according to the reconciliation scheme corresponding to the first reconciliation channel, so that a reconciliation result corresponding to the first reconciliation channel is obtained.
The account checking method, the account checking device, the computer equipment and the storage medium comprise the following steps: scanning account checking tasks corresponding to the payment channels, and acquiring preset account checking time corresponding to the account checking tasks; if the first current time reaches or exceeds the preset reconciliation time corresponding to the first payment channel, moving the task to be reconciled corresponding to the first payment channel into a reconciliation waiting queue for waiting; when an idle thread exists in the reconciliation execution queue, the to-be-reconciled task corresponding to the first reconciliation channel is moved from the reconciliation waiting queue to the reconciliation execution queue according to the queue sequence, and the reconciliation document corresponding to the first reconciliation channel is reconciled with the local receipt database according to the reconciliation scheme corresponding to the first reconciliation channel, so that a reconciliation result corresponding to the first reconciliation channel is obtained. According to the method, the standard reconciliation flow is formed uniformly according to the necessary attributes of the reconciliation service of each payment channel, the corresponding reconciliation scheme is configured according to the channel characteristics of each payment channel, the reconciliation treatment is carried out through the reconciliation scheme corresponding to each payment channel in the standard reconciliation flow, the corresponding reconciliation flow does not need to be established separately for different payment channels, the background maintenance cost is saved and the access efficiency of the payment channels is accelerated by flexibly configuring the reconciliation scheme of the payment channels.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the invention and together with the description, serve to explain the principles of the invention.
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, and it is obvious for those skilled in the art that other drawings can be obtained according to the drawings without inventive exercise.
FIG. 1 is a diagram of an application environment of a reconciliation method in one embodiment;
FIG. 2 is a flow diagram illustrating a reconciliation method in one embodiment;
FIG. 3 is a block diagram of an embodiment of a reconciliation apparatus;
FIG. 4 is a diagram illustrating an internal structure of a computer device according to an embodiment.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present application clearer, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are some embodiments of the present application, but not all embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
FIG. 1 is a diagram of an application environment of the reconciliation method in one embodiment. Referring to fig. 1, the reconciliation method is applied to a reconciliation system. The reconciliation system comprises a reconciliation acceptance institution platform 110, a third party payment platform 120 and a bank platform 130. The reconciliation acceptance mechanism platform 110 receives the bill file from the third party payment platform 120, performs reconciliation processing according to the local bill file of the reconciliation acceptance mechanism platform 110, and sends the reconciliation result to the bank platform 130 for settlement.
In an embodiment, fig. 2 is a flowchart illustrating a reconciliation method in an embodiment, and referring to fig. 2, a reconciliation method is provided. The embodiment is mainly exemplified by applying the method to the reconciliation accepting mechanism platform 110 in fig. 1, and the reconciliation method specifically includes the following steps:
step S210, scanning the account checking tasks corresponding to the payment channels, and acquiring preset account checking moments corresponding to the account checking tasks.
Specifically, the account checking tasks corresponding to the payment channels in the account checking database are regularly scanned according to a preset scanning period, and preset account checking moments corresponding to the account checking tasks are obtained, wherein the account checking database is a database for storing third-party payment task records. The scanning period can be customized according to different reconciliation requirements, for example, the scanning period is preset to be five minutes, namely, each to-be-reconciled task in the reconciliation waiting queue is scanned once every five minutes. One payment channel corresponds to one account checking task, and one account checking task corresponds to one thread, so that a plurality of payment channels can simultaneously perform account checking processing.
Step S220, if the first current time reaches or exceeds the preset reconciliation time corresponding to the first payment channel, moving the to-be-reconciled task corresponding to the first payment channel to a reconciliation waiting queue for waiting.
Specifically, whether the first current time reaches or exceeds the preset reconciliation time corresponding to each reconciliation task is judged according to the preset reconciliation time corresponding to each reconciliation task obtained by scanning, a payment channel corresponding to the preset reconciliation time which is reached or exceeded at the first current time is taken as a first payment channel, the first payment channel can be one or more payment channels, namely, as long as the current time meets the preset reconciliation time of the payment channel, each payment channel is taken as the first payment channel, the reconciliation tasks corresponding to the first payment channel are pulled from a reconciliation database to a reconciliation waiting queue, and the reconciliation tasks in the reconciliation waiting queue are sequentially moved to a reconciliation execution queue according to queue sequencing.
Step S230, when there is an idle thread in the reconciliation execution queue, moving the to-be-reconciled task corresponding to the first reconciliation channel from the reconciliation waiting queue to the reconciliation execution queue according to the queue order, reconciling the reconciliation document corresponding to the first reconciliation channel with the local receipt database according to the reconciliation scheme corresponding to the first reconciliation channel, and obtaining a reconciliation result corresponding to the first reconciliation channel.
Specifically, when an idle thread exists in the reconciliation execution queue, the to-be-reconciled tasks are pulled from the reconciliation waiting queue and moved to the reconciliation execution queue, the reconciliation is simultaneously performed on the multiple to-be-reconciled tasks through a thread pool in the reconciliation execution queue, the thread pool comprises multiple threads, and the number of the threads in the thread pool can be customized according to actual conditions. And sequencing the reconciliation waiting queue according to a first-in first-out sequence, when the reconciliation waiting queue moves the to-be-reconciled task corresponding to the first payment channel to the reconciliation execution queue according to the queue sequencing, reconciliation processing is performed on the reconciliation order file corresponding to the first payment channel and the local receipt database according to the reconciliation scheme corresponding to the first payment channel, so that a reconciliation result corresponding to the first payment channel is obtained, and the local receipt database is a database for storing transaction data in the reconciliation acceptance mechanism platform.
The reconciliation scheme comprises at least one configuration information of a reconciliation mode, a filtering type, a reconciliation downloading mode, a reconciliation daily cutting time, a reconciliation date, a synchronization state, downloading information, a reconciliation difference threshold value and the like, and the preset reconciliation time is also one configuration information in the reconciliation scheme. The account checking mode comprises a third-party account checking mode and a local account checking mode, the third-party account checking mode provides the account checking mode when the account checking file is provided for the third-party payment platform, and the local account checking mode provides the account checking mode when the account checking file is not provided for the third-party payment platform. The filter types include no-filtering and clean-up filtering. The bill downloading mode comprises downloading without need, third-party downloading, local downloading and the like. The download information includes SFTP (secure File Transfer Protocol) information, mailbox information, HTTPS interface information, or the like.
And uniformly forming a standard reconciliation flow according to the necessary attributes of the reconciliation service of each payment channel, configuring a corresponding reconciliation scheme according to the channel characteristics of each payment channel, and performing reconciliation processing in the standard reconciliation flow through the reconciliation scheme corresponding to each payment channel.
The corresponding reconciliation scheme is configured according to the channel characteristics of each payment channel, when a new payment channel is added or the reconciliation flow needs to be modified, a set of customized code data does not need to be rewritten corresponding to the payment channel, only the configuration information in the reconciliation scheme is modified according to the channel characteristics of the newly added payment channel, the reconciliation flow is performed according to the standard reconciliation flow, the corresponding reconciliation flow does not need to be established separately for different payment channels, the reconciliation scheme of the payment channel is flexibly configured, the background maintenance cost is saved, the code compiling workload of workers is reduced, and the access efficiency of the payment channel is accelerated.
In one embodiment, if the first current time does not reach the preset reconciliation time corresponding to the first payment channel in the tasks to be reconciled, the tasks to be reconciled corresponding to the first payment channel are moved to a reconciliation suspension queue, and timing is started; and when the timing duration is greater than or equal to a first preset duration, moving the to-be-checked task corresponding to the first payment channel to a to-be-checked waiting queue.
Specifically, if the scanning finds that the first current time does not reach or exceed the preset reconciliation time corresponding to the first payment channel, that is, the first current time does not meet the reconciliation time requirement corresponding to the first payment channel, and the reconciliation processing on the to-be-reconciled task corresponding to the first payment channel cannot be performed, the to-be-reconciled task corresponding to the first payment channel is moved to a reconciliation suspension queue, the to-be-reconciled task corresponding to the first payment channel is prohibited from being scanned within a first preset time length, so that multiple times of invalid scanning on the first payment channel is avoided, and when the timing time length is greater than or equal to the first preset time length, that is, the timing is finished, the to-be-reconciled task corresponding to the first payment channel is moved to the reconciliation waiting queue again for waiting for reconciliation.
In one embodiment, when the transaction number of the reconciliation file corresponding to the first payment channel is inconsistent with the transaction number of the reconciliation file corresponding to the local receipt database, calculating a number difference between the reconciliation file corresponding to the first payment channel and the reconciliation file corresponding to the local receipt database; when the stroke number difference value is smaller than or equal to a reconciliation difference threshold value corresponding to the first payment channel, a reconciliation result of reconciliation is obtained; and when the stroke number difference value is larger than the reconciliation difference threshold value corresponding to the first payment channel, an uneven reconciliation result is obtained.
Specifically, the to-be-reconciled task corresponding to the first payment channel comprises a corresponding reconciled document, when the number of transaction data in the reconciled document is inconsistent with the number of transaction data in the local receipt database, the difference number is recorded, namely the difference value of the number of transactions is recorded, and if the difference value of the number of transactions is less than or equal to the reconciled difference threshold value in the payment scheme of the first payment channel, the reconciled result is obtained according to the reconciled processing; and if the number difference is larger than the reconciliation difference threshold value in the payment scheme of the first payment channel, carrying out uneven reconciliation treatment to obtain an uneven reconciliation result. And the reconciliation difference threshold value corresponding to each payment channel is customized according to the channel characteristics when the reconciliation scheme is configured according to the respective attribute.
In one embodiment, when the transaction amount of the reconciliation file corresponding to the first payment channel is inconsistent with the transaction amount of the reconciliation file corresponding to the local receipt database, an uneven reconciliation result is obtained.
Specifically, when the reconciliation document of the first payment channel is compared with the reconciliation document in the local receipt database, the transaction amount is also compared, and if the transaction amount is consistent, the reconciliation result of the reconciliation is obtained according to the leveling treatment; and if the transaction amount is inconsistent, processing uneven reconciliation according to the uneven reconciliation, and then manually intervening to reconcile.
In one embodiment, before scanning the account checking tasks corresponding to the payment channels and acquiring the preset account checking time corresponding to each account checking task, scanning the pre-download tasks corresponding to the payment channels and acquiring the preset download time corresponding to each pre-download task; if the second current moment reaches or exceeds the preset downloading moment corresponding to the second payment channel, moving the pre-downloading task corresponding to the second payment channel into a downloading waiting queue for waiting; when an idle thread exists in a downloading execution queue, moving the pre-downloading task corresponding to the second payment channel from the downloading waiting queue to the downloading execution queue according to a queue sequence, and downloading a corresponding to-be-checked file according to a checking scheme corresponding to the second payment channel; and when the downloading is successful, analyzing and verifying the to-be-checked document to obtain a check-up document file corresponding to the second payment channel.
Specifically, before the account checking task is checked, the account checking task corresponding to each payment channel needs to be pre-downloaded, so that the corresponding account checking file is prevented from being downloaded when the account checking task of the payment channel needs to be checked, the account checking file needing to be checked is downloaded in advance, when the account checking requirement corresponding to the payment channel is met, the account checking can be executed, and the processing efficiency of the account checking flow is accelerated.
Scanning the pre-download tasks corresponding to the payment channels according to a preset scanning period, taking the payment channels corresponding to the preset download time with the second current time equal to or greater than the second current time as second payment channels, wherein the second payment channels can be specifically one or more payment channels, moving the pre-download tasks corresponding to the second payment channels into a download waiting queue for downloading, moving the pre-download tasks into a download execution queue according to the first-in first-out sequence in the download waiting queue, namely moving the pre-download tasks in the download waiting queue into the download execution queue when idle threads exist in the download execution queue, simultaneously downloading the plurality of pre-download tasks through a thread pool in the download execution queue, wherein the thread pool comprises a plurality of threads, and the number of the threads in the thread pool can be customized according to the actual situation. When the pre-downloading task corresponding to the second payment channel is moved to the downloading execution queue according to the queue sorting turn in the downloading waiting queue, downloading the corresponding account checking file according to the account checking scheme corresponding to the second payment channel, analyzing and verifying the successfully downloaded account checking file, verifying whether the format of the account checking file is correct or not, and if the format is wrong, normal account checking cannot be carried out and manual intervention is needed to modify the format; and if the format is correct, analyzing the account checking file into an account checking list file with a standard format. In the pre-downloading process, the account checking files to be checked corresponding to all the payment channels are converted into the account checking list files in the unified standard format, the account checking list files in different formats do not need to be analyzed in the subsequent account checking process, sufficient preparation is provided for the subsequent account checking process, and the processing efficiency of the account checking process is improved.
In one embodiment, when downloading fails, or a second current time does not reach a preset downloading time corresponding to the second payment channel, moving a reconciliation task corresponding to the second payment channel to a downloading suspension queue, and starting timing; and when the timing duration is greater than or equal to a second preset duration, moving the reconciliation task corresponding to the second payment channel to a download waiting queue.
Specifically, if the downloading process is abnormal, which results in downloading failure, or the second current time is less than the preset downloading time corresponding to the second payment channel, the reconciliation task corresponding to the second payment channel is moved to the downloading suspension queue, scanning of the reconciliation task corresponding to the second payment channel is prohibited within the second preset time length, interaction with a third-party payment platform is reduced, and when the timing time length is greater than or equal to the second preset time length, namely the timing is finished, the reconciliation task corresponding to the second payment channel is moved to the downloading waiting queue again for waiting for downloading.
Fig. 2 is a flow chart illustrating a reconciliation method in an embodiment. It should be understood that, although the steps in the flowchart of fig. 2 are shown in order as indicated by the arrows, the steps are not necessarily performed in order as indicated by the arrows. The steps are not performed in the exact order shown and described, and may be performed in other orders, unless explicitly stated otherwise. Moreover, at least a portion of the steps in fig. 2 may include multiple sub-steps or multiple stages that are not necessarily performed at the same time, but may be performed at different times, and the order of performance of the sub-steps or stages is not necessarily sequential, but may be performed in turn or alternately with other steps or at least a portion of the sub-steps or stages of other steps.
In one embodiment, as shown in fig. 3, there is provided a reconciliation apparatus comprising:
the account checking task creating module 310 is configured to scan the account checking tasks corresponding to the payment channels, and acquire preset account checking time corresponding to each account checking task;
the reconciliation judgment module 320 is configured to move the to-be-reconciled task corresponding to the first payment channel to a reconciliation waiting queue for waiting if the first current time reaches or exceeds a preset reconciliation time corresponding to the first payment channel;
and the reconciliation module 330 is configured to, when an idle thread exists in a reconciliation execution queue, move the to-be-reconciled task corresponding to the first reconciliation channel from the reconciliation waiting queue to the reconciliation execution queue according to the queue order, and reconcile the reconciliation order file corresponding to the first reconciliation channel with the local receipt database according to the reconciliation scheme corresponding to the first reconciliation channel to obtain a reconciliation result corresponding to the first reconciliation channel.
In one embodiment, the apparatus further comprises:
the first suspension module is used for moving the to-be-checked task corresponding to the first payment channel into a to-be-checked suspension queue and starting timing if the first current time does not reach the preset to-be-checked time corresponding to the first payment channel in the to-be-checked task;
and the first recovery module is used for moving the to-be-checked task corresponding to the first payment channel to the to-be-checked waiting queue when the timing duration is greater than or equal to a first preset duration.
In one embodiment, the reconciliation module 330 comprises:
the number-of-transaction comparison unit is used for calculating the number difference between the account-checking file corresponding to the first payment channel and the corresponding account-checking file in the local receipt database when the transaction number of the account-checking file corresponding to the first payment channel is inconsistent with the transaction number of the account-checking file corresponding to the local receipt database;
the reconciliation unit is used for obtaining a reconciliation result of the reconciliation when the stroke number difference value is less than or equal to a reconciliation difference threshold value corresponding to the first payment channel;
and the first uneven unit is used for obtaining uneven reconciliation results when the stroke number difference value is greater than the reconciliation difference threshold value corresponding to the first payment channel.
In one embodiment, the reconciliation module 330 further comprises:
and the second uneven reconciliation unit is used for obtaining uneven reconciliation results when the transaction amount of the reconciliation file corresponding to the first payment channel is inconsistent with the transaction amount of the reconciliation file corresponding to the local receipt database.
In one embodiment, the apparatus further comprises:
the pre-downloading module is used for scanning the pre-downloading tasks corresponding to the payment channels and acquiring the preset downloading time corresponding to each pre-downloading task;
the download judging module is used for moving the pre-download task corresponding to the second payment channel to the download waiting queue for waiting if the second current moment reaches or exceeds the preset download moment corresponding to the second payment channel;
the downloading module is used for moving the pre-downloading task corresponding to the second payment channel from the downloading waiting queue to the downloading execution queue according to the queue sequence when an idle thread exists in the downloading execution queue, and downloading the corresponding to-be-checked account file according to the checking scheme corresponding to the second payment channel;
and the analysis module is used for analyzing and verifying the to-be-checked document when the downloading is successful to obtain a check-up document file corresponding to the second payment channel.
In one embodiment, the apparatus further comprises:
the second suspension module is used for moving the reconciliation task corresponding to the second payment channel into the download suspension queue and starting timing when the download fails or the second current time does not reach the preset download time corresponding to the second payment channel;
and the second recovery module is used for moving the reconciliation task corresponding to the second payment channel to the download waiting queue when the timing duration is greater than or equal to a second preset duration.
FIG. 4 is a diagram illustrating an internal structure of a computer device in one embodiment. The computer device may be specifically a server in the reconciliation acceptance mechanism platform 110 in fig. 1. As shown in fig. 4, the computer apparatus includes a processor, a memory, a network interface, an input device, and a display screen connected through a system bus. Wherein the memory includes a non-volatile storage medium and an internal memory. The non-volatile storage medium of the computer device stores an operating system and may also store a computer program that, when executed by the processor, causes the processor to implement the reconciliation method. The internal memory may also have stored therein a computer program that, when executed by the processor, causes the processor to perform a reconciliation method. The display screen of the computer equipment can be a liquid crystal display screen or an electronic ink display screen, and the input device of the computer equipment can be a touch layer covered on the display screen, a key, a track ball or a touch pad arranged on the shell of the computer equipment, an external keyboard, a touch pad or a mouse and the like.
Those skilled in the art will appreciate that the architecture shown in fig. 4 is merely a block diagram of some of the structures associated with the disclosed aspects and is not intended to limit the computing devices to which the disclosed aspects apply, as particular computing devices may include more or less components than those shown, or may combine certain components, or have a different arrangement of components.
In one embodiment, the reconciliation apparatus provided herein can be implemented in the form of a computer program that can be run on a computer device as shown in fig. 4. The memory of the computer device may store various program modules constituting the reconciliation apparatus, such as the to-be-reconciled task creation module 310, the reconciliation determination module 320 and the reconciliation module 330 shown in fig. 3. The computer program formed by the program modules enables the processor to execute the steps of the reconciliation method of the embodiments of the application described in the specification.
The computer device shown in fig. 4 may perform scanning of the to-be-checked task corresponding to each payment channel through the to-be-checked task creating module 310 in the checking device shown in fig. 3, and obtain the preset checking time corresponding to each to-be-checked task. The computer device may execute, by the reconciliation determination module 320, if the first current time reaches or exceeds the preset reconciliation time corresponding to the first payment channel, moving the to-be-reconciled task corresponding to the first payment channel to the reconciliation waiting queue for waiting. The computer equipment can execute, through the reconciliation module 330, if the first current time reaches or exceeds the preset reconciliation time corresponding to the first payment channel, reconciliation is performed on the reconciliation document file corresponding to the first payment channel and the local receipt database according to the reconciliation scheme corresponding to the first payment channel, and a reconciliation result corresponding to the first payment channel is obtained.
In one embodiment, a computer device is provided, comprising a memory, a processor, and a computer program stored on the memory and executable on the processor, the processor implementing the following steps when executing the computer program: scanning account checking tasks corresponding to the payment channels, and acquiring preset account checking time corresponding to the account checking tasks; if the first current time reaches or exceeds the preset reconciliation time corresponding to the first payment channel, moving the task to be reconciled corresponding to the first payment channel into a reconciliation waiting queue for waiting; when an idle thread exists in the reconciliation execution queue, the to-be-reconciled task corresponding to the first reconciliation channel is moved from the reconciliation waiting queue to the reconciliation execution queue according to the queue sequence, and the reconciliation document corresponding to the first reconciliation channel is reconciled with the local receipt database according to the reconciliation scheme corresponding to the first reconciliation channel, so that a reconciliation result corresponding to the first reconciliation channel is obtained.
In one embodiment, the processor, when executing the computer program, further performs the steps of: if the first current time does not reach the preset reconciliation time corresponding to the first payment channel in the tasks to be reconciled, moving the tasks to be reconciled corresponding to the first payment channel to a reconciliation suspension queue, and starting timing; and when the timing duration is greater than or equal to a first preset duration, moving the to-be-checked task corresponding to the first payment channel to a to-be-checked waiting queue.
In one embodiment, the processor, when executing the computer program, further performs the steps of: when the transaction number of the account checking file corresponding to the first payment channel is inconsistent with the transaction number of the account checking file corresponding to the local receipt database, calculating a number difference value between the account checking file corresponding to the first payment channel and the account checking file corresponding to the local receipt database; when the stroke number difference value is smaller than or equal to a reconciliation difference threshold value corresponding to the first payment channel, a reconciliation result of reconciliation is obtained; and when the stroke number difference value is larger than the reconciliation difference threshold value corresponding to the first payment channel, an uneven reconciliation result is obtained.
In one embodiment, the processor, when executing the computer program, further performs the steps of: and when the transaction amount of the account checking file corresponding to the first payment channel is inconsistent with the transaction amount of the account checking file corresponding to the local receipt database, obtaining an uneven account checking result.
In one embodiment, the processor, when executing the computer program, further performs the steps of: scanning the pre-download tasks corresponding to the payment channels to obtain the preset download time corresponding to each pre-download task; if the second current moment reaches or exceeds the preset downloading moment corresponding to the second payment channel, moving the pre-downloading task corresponding to the second payment channel into a downloading waiting queue for waiting; when an idle thread exists in a downloading execution queue, moving the pre-downloading task corresponding to the second payment channel from the downloading waiting queue to the downloading execution queue according to a queue sequence, and downloading a corresponding to-be-checked file according to a checking scheme corresponding to the second payment channel; and when the downloading is successful, analyzing and verifying the to-be-checked document to obtain a check-up document file corresponding to the second payment channel.
In one embodiment, the processor, when executing the computer program, further performs the steps of: when the downloading fails or a second current moment does not reach a preset downloading moment corresponding to the second payment channel, moving the reconciliation task corresponding to the second payment channel to a downloading suspension queue, and starting timing; and when the timing duration is greater than or equal to a second preset duration, moving the reconciliation task corresponding to the second payment channel to a download waiting queue.
In one embodiment, a computer-readable storage medium is provided, having a computer program stored thereon, which when executed by a processor, performs the steps of: scanning account checking tasks corresponding to the payment channels, and acquiring preset account checking time corresponding to the account checking tasks; if the first current time reaches or exceeds the preset reconciliation time corresponding to the first payment channel, moving the task to be reconciled corresponding to the first payment channel into a reconciliation waiting queue for waiting; when an idle thread exists in the reconciliation execution queue, the to-be-reconciled task corresponding to the first reconciliation channel is moved from the reconciliation waiting queue to the reconciliation execution queue according to the queue sequence, and the reconciliation document corresponding to the first reconciliation channel is reconciled with the local receipt database according to the reconciliation scheme corresponding to the first reconciliation channel, so that a reconciliation result corresponding to the first reconciliation channel is obtained.
In one embodiment, the computer program when executed by the processor further performs the steps of: if the first current time does not reach the preset reconciliation time corresponding to the first payment channel in the tasks to be reconciled, moving the tasks to be reconciled corresponding to the first payment channel to a reconciliation suspension queue, and starting timing; and when the timing duration is greater than or equal to a first preset duration, moving the to-be-checked task corresponding to the first payment channel to a to-be-checked waiting queue.
In one embodiment, the computer program when executed by the processor further performs the steps of: when the transaction number of the account checking file corresponding to the first payment channel is inconsistent with the transaction number of the account checking file corresponding to the local receipt database, calculating a number difference value between the account checking file corresponding to the first payment channel and the account checking file corresponding to the local receipt database; when the stroke number difference value is smaller than or equal to a reconciliation difference threshold value corresponding to the first payment channel, a reconciliation result of reconciliation is obtained; and when the stroke number difference value is larger than the reconciliation difference threshold value corresponding to the first payment channel, an uneven reconciliation result is obtained.
In one embodiment, the computer program when executed by the processor further performs the steps of: and when the transaction amount of the account checking file corresponding to the first payment channel is inconsistent with the transaction amount of the account checking file corresponding to the local receipt database, obtaining an uneven account checking result.
In one embodiment, the computer program when executed by the processor further performs the steps of: scanning the pre-download tasks corresponding to the payment channels to obtain the preset download time corresponding to each pre-download task; if the second current moment reaches or exceeds the preset downloading moment corresponding to the second payment channel, moving the pre-downloading task corresponding to the second payment channel into a downloading waiting queue for waiting; when an idle thread exists in a downloading execution queue, moving the pre-downloading task corresponding to the second payment channel from the downloading waiting queue to the downloading execution queue according to a queue sequence, and downloading a corresponding to-be-checked file according to a checking scheme corresponding to the second payment channel; and when the downloading is successful, analyzing and verifying the to-be-checked document to obtain a check-up document file corresponding to the second payment channel.
In one embodiment, the computer program when executed by the processor further performs the steps of: when the downloading fails or a second current moment does not reach a preset downloading moment corresponding to the second payment channel, moving the reconciliation task corresponding to the second payment channel to a downloading suspension queue, and starting timing; and when the timing duration is greater than or equal to a second preset duration, moving the reconciliation task corresponding to the second payment channel to a download waiting queue.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by instructing the relevant hardware through a computer program, which can be stored in a non-volatile computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. Any reference to memory, storage, database, or other medium used in the embodiments provided herein may include non-volatile and/or volatile memory, among others. Non-volatile memory can include read-only memory (ROM), Programmable ROM (PROM), Electrically Programmable ROM (EPROM), Electrically Erasable Programmable ROM (EEPROM), or flash memory. Volatile memory can include Random Access Memory (RAM) or external cache memory. By way of illustration and not limitation, RAM is available in a variety of forms such as Static RAM (SRAM), Dynamic RAM (DRAM), Synchronous DRAM (SDRAM), double-rate SDRAM (DDRSDRAM), Enhanced SDRAM (ESDRAM), synchronous Link (Synchlink) DRAM (SLDRAM), Rambus Direct RAM (RDRAM), direct bus dynamic RAM (DRDRAM), and bus dynamic RAM (RDRAM).
It is noted that, in this document, relational terms such as "first" and "second," and the like, may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The foregoing are merely exemplary embodiments of the present invention, which enable those skilled in the art to understand or practice the present invention. Various modifications to these embodiments will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other embodiments without departing from the spirit or scope of the invention. Thus, the present invention is not intended to be limited to the embodiments shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
Claims (10)
1. A reconciliation method, the method comprising:
scanning account checking tasks corresponding to the payment channels, and acquiring preset account checking time corresponding to the account checking tasks;
if the first current time reaches or exceeds the preset reconciliation time corresponding to the first payment channel, moving the task to be reconciled corresponding to the first payment channel into a reconciliation waiting queue for waiting;
when an idle thread exists in the reconciliation execution queue, the to-be-reconciled task corresponding to the first reconciliation channel is moved from the reconciliation waiting queue to the reconciliation execution queue according to the queue sequence, and the reconciliation document corresponding to the first reconciliation channel is reconciled with the local receipt database according to the reconciliation scheme corresponding to the first reconciliation channel, so that a reconciliation result corresponding to the first reconciliation channel is obtained.
2. The method of claim 1, wherein the reconciliation scheme comprises one or more of the following configuration information: account checking mode, filtering type, account checking downloading mode, account checking daily cutting time, account checking date, synchronous state, downloading information and account checking difference threshold value.
3. The method of claim 1, wherein if the first current time does not reach a preset reconciliation time corresponding to the first payment channel in the task to be reconciled, the method further comprises:
moving the task to be checked corresponding to the first payment channel to a check suspension queue, and starting timing;
and when the timing duration is greater than or equal to a first preset duration, moving the to-be-checked task corresponding to the first payment channel to the check waiting queue.
4. The method of claim 1, wherein the reconciling the reconciliation document corresponding to the first payment channel with the local receipt database according to the reconciliation scheme corresponding to the first payment channel to obtain the reconciliation result corresponding to the first payment channel comprises:
when the transaction number of the account checking file corresponding to the first payment channel is inconsistent with the transaction number of the account checking file corresponding to the local receipt database, calculating a number difference value between the account checking file corresponding to the first payment channel and the account checking file corresponding to the local receipt database;
when the stroke number difference value is smaller than or equal to a reconciliation difference threshold value corresponding to the first payment channel, a reconciliation result of reconciliation is obtained;
and when the stroke number difference value is larger than the reconciliation difference threshold value corresponding to the first payment channel, an uneven reconciliation result is obtained.
5. The method of claim 1, wherein the reconciling the reconciliation document corresponding to the first payment channel with the local receipt database according to the reconciliation scheme corresponding to the first payment channel to obtain the reconciliation result corresponding to the first payment channel comprises:
and when the transaction amount of the account checking file corresponding to the first payment channel is inconsistent with the transaction amount of the account checking file corresponding to the local receipt database, obtaining an uneven account checking result.
6. The method according to claim 1, wherein before scanning the to-be-checked task corresponding to each payment channel and acquiring the preset check-out time corresponding to each to-be-checked task, the method further comprises:
scanning the pre-download tasks corresponding to the payment channels to obtain the preset download time corresponding to each pre-download task;
if the second current moment reaches or exceeds the preset downloading moment corresponding to the second payment channel, moving the pre-downloading task corresponding to the second payment channel into a downloading waiting queue for waiting;
when an idle thread exists in a downloading execution queue, moving the pre-downloading task corresponding to the second payment channel from the downloading waiting queue to the downloading execution queue according to a queue sequence, and downloading a corresponding to-be-checked file according to a checking scheme corresponding to the second payment channel;
and when the downloading is successful, analyzing and verifying the to-be-checked document to obtain a check-up document file corresponding to the second payment channel.
7. The method of claim 6, wherein when the downloading fails, or the second current time does not reach a preset downloading time corresponding to the second payment channel, the method further comprises:
moving the reconciliation task corresponding to the second payment channel to a download suspension queue, and starting timing;
and when the timing duration is greater than or equal to a second preset duration, moving the reconciliation task corresponding to the second payment channel to a download waiting queue.
8. A reconciliation apparatus, the apparatus comprising:
the account checking task creating module is used for scanning the account checking tasks corresponding to the payment channels and acquiring preset account checking time corresponding to the account checking tasks;
the account checking judging module is used for moving the task to be checked corresponding to the first payment channel to an account checking waiting queue for waiting if the first current time reaches or exceeds the preset account checking time corresponding to the first payment channel;
and the reconciliation module is used for moving the to-be-reconciled task corresponding to the first reconciliation channel from the reconciliation waiting queue to the reconciliation execution queue according to the queue sequence when an idle thread exists in the reconciliation execution queue, and reconciling the reconciliation sheet file corresponding to the first reconciliation channel with the local receipt database according to the reconciliation scheme corresponding to the first reconciliation channel to obtain a reconciliation result corresponding to the first reconciliation channel.
9. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the steps of the method of any of claims 1 to 7 are implemented when the computer program is executed by the processor.
10. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out the steps of the method of any one of claims 1 to 7.
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