CN112418843A - Method and device for group collection payment - Google Patents
Method and device for group collection payment Download PDFInfo
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- CN112418843A CN112418843A CN202011439187.7A CN202011439187A CN112418843A CN 112418843 A CN112418843 A CN 112418843A CN 202011439187 A CN202011439187 A CN 202011439187A CN 112418843 A CN112418843 A CN 112418843A
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- 238000000034 method Methods 0.000 title claims abstract description 42
- 230000006870 function Effects 0.000 description 12
- 238000004590 computer program Methods 0.000 description 10
- 238000010586 diagram Methods 0.000 description 10
- 230000000977 initiatory effect Effects 0.000 description 3
- 238000006467 substitution reaction Methods 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/22—Payment schemes or models
- G06Q20/227—Payment schemes or models characterised in that multiple accounts are available, e.g. to the payer
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/405—Establishing or using transaction specific rules
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Abstract
The invention relates to a method and a device for group collection and payment, which comprises the steps of obtaining a group collection request; selecting a payment mode; and making payment according to the selected payment mode and modifying the payment state after successful payment. The group collection supports the function of person-finding payment instead, and the method provided by the application supports the function of manually adjusting the payment state.
Description
Technical Field
The invention belongs to the technical field of collection and payment, and particularly relates to a group collection and payment-instead method and a group collection and payment-instead device.
Background
At present, payment software tools penetrate into every corner of our body, payment treasures, WeChat, nails and the like are representative payment tools, some of the payment software tools are mainly oriented to the working direction, some of the payment software tools are mainly oriented to the living direction, and some of the payment software tools are mainly oriented to the payment direction, but all of the payment software tools support the function of a wallet, can play a role in collecting money for groups, and bring convenience to our work and life. The WeChat is mainly oriented to the direction of life, the members are the main persons in life, and the WeChat is characterized by supporting the initiation of session collection, can be single chat or group chat, and can send a collection bill in the session. The nailing is mainly oriented to the working direction, and the members are the main persons in the working process, and the method is characterized by supporting not only initiating conversation collection, but also selecting different friends who are not in a conversation to initiate group collection, so that a collection bill can be sent to each friend. The payment treasures are mainly oriented to payment directions, and the members are strangers, and are characterized in that group collection of a fixed number of persons and unfixed members is supported, and the strangers can directly pay through code scanning.
In the related technology, a lot of scenes are available for initiating group cash collection, and in work or life, cash is not brought or the amount of money is not divided evenly sometimes, and the feeling of small smell is also brought to people even if the amount of money is too small, so that the amount of money to be paid is automatically calculated by using the group cash collection function and the input amount and the number of people, and the method is fair and fair.
However, most of the existing WeChat and nail nails in the market do not support the payee to modify the payment state and the payment-on-behalf function, and some users pay money through other channels, so that some bills are always in an unclosed state. Causing much inconvenience to the user.
Disclosure of Invention
In view of the above, the present invention provides a method and a device for group payment collection and payment replacement to solve the problem that APP in the prior art does not support payee to modify the payment status and the payment replacement function.
In order to achieve the purpose, the invention adopts the following technical scheme: a method of group collection and payment, comprising:
acquiring a group collection request;
selecting a payment mode;
and making payment according to the selected payment mode and modifying the payment state after successful payment.
Further, receiving a payee bill sent in the group chat or single chat session, and acquiring a group payee request in the payee bill.
Further, the method also comprises the following steps:
and receiving a registration request, and performing registration login by adopting a preset account.
Further, the payment method includes:
the payer pays directly and the payer finds the person to pay instead.
Further, the payment according to the selected payment method includes:
when a payer is selected to pay directly, firstly, whether the balance is sufficient is confirmed, and corresponding processing is carried out;
and when the payer searching person is selected for payment, sending a payment link to the payer for payment.
Further, the determining whether the balance is sufficient and performing corresponding processing includes:
if the balance is sufficient, directly paying;
otherwise, displaying that the payment balance is insufficient, and prompting the person to be found for payment instead.
Further, the sending the payment link to the payer for payment includes:
prompting the finder to pay for the friend and popping up a friend list in the window;
sending a payment link to the buddy;
and displaying that the payment is successful after the friend successfully pays.
Further, the buddy list is ordered according to contact time and supports searching.
Further, if the payment success is not shown after the friend payment is successful, the payer modifies the status as paid.
The embodiment of the application provides a device for group collection and payment, which comprises:
the acquisition module is used for acquiring a group cash receiving request;
the selection module is used for selecting a payment mode;
and the payment module is used for paying according to the selected payment mode and modifying the payment state after the payment is successful.
By adopting the technical scheme, the invention can achieve the following beneficial effects:
the invention provides a method and a device for group collection and payment, comprising the steps of obtaining a group collection request; selecting a payment mode; and making payment according to the selected payment mode and modifying the payment state after successful payment. The group collection support of the invention supports the function of person-seeking payment and the group collection support of the invention supports the function of manual adjustment of payment state.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is a schematic diagram illustrating steps of a group payment method according to the present invention;
FIG. 2 is a schematic flow chart of the group payment method of the present invention;
FIG. 3 is a schematic structural diagram of a group payment device according to the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention more apparent, the technical solutions of the present invention will be described in detail below. It is to be understood that the described embodiments are merely exemplary of the invention, and not restrictive of the full scope of the invention. All other embodiments, which can be derived by a person skilled in the art from the examples given herein without any inventive step, are within the scope of the present invention.
The following describes a specific group payment method provided in the embodiments of the present application with reference to the drawings.
As shown in fig. 1, the method for group payment, provided in the embodiment of the present application, includes:
s101, acquiring a group collection request;
preferably, the method includes receiving a payee bill sent in a group chat or a single chat session, and obtaining a group payee request in the payee bill.
And receiving a registration request, and performing registration login by adopting a preset account.
The application is realized by adopting APP, a payee can log in a treasure box, initiate group cash collection through my wallet, select members (single chat or group chat) in a certain session and send a cash collection bill in the session; different friends who are not in the same session can be selected, and a payee bill can be sent in the single chat of each friend.
S102, selecting a payment mode;
preferably, the payment method includes:
the payer pays directly and the payer finds the person to pay instead.
Specifically, the paying member checks the bill, can pay by clicking, and can select to pay for the person.
S103, payment is carried out according to the selected payment mode, and the payment state is modified after the payment is successful.
Preferably, the payment according to the selected payment method includes:
when a payer is selected to pay directly, firstly, whether the balance is sufficient is confirmed, and corresponding processing is carried out;
and when the payer searching person is selected for payment, sending a payment link to the payer for payment.
And confirming whether the balance is sufficient or not, and performing corresponding processing, including:
if the balance is sufficient, directly paying;
otherwise, displaying that the payment balance is insufficient, and prompting the person to be found for payment instead.
Preferably, the sending the payment link to the payer for payment includes:
prompting the finder to pay for the friend and popping up a friend list in the window;
sending a payment link to the buddy;
and displaying that the payment is successful after the friend successfully pays.
Preferably, the buddy list is ordered according to contact time and supports searching.
Specifically, when a payment member checks a bill, an entrance for person finding payment is arranged below a payment item to be paid, and when the balance of a payment wallet is clicked to be insufficient, a prompt popup window also has an entrance for person finding payment, a page for helping the user to pay can be popped up by clicking the person finding payment, a friend list of the user is displayed, the friend list is sorted according to the latest contact time and supports searching, any friend is clicked, connection for helping the payment can be sent, and the friend can click and support the payment item.
In some embodiments, if payment success is not shown after the friend's payment success, the payer modifies the status as paid.
If the payer has paid the bill through another channel (e.g., WeChat, Paibao), the payee may click on any unpaid member's bill, modifying the status to paid.
The working principle of the group collection payment method is as follows: referring to fig. 2, first, when a group cash receiving request is obtained, a user can select self payment or person-finding payment for replacement, if the user pays the money, the user directly pays when the balance is sufficient, and the success of payment is displayed; if the balance is insufficient, the person can be found for the second payment, when the person is found for the second payment, an entrance for finding the second payment is also arranged in the popup window, a page helping the user pay can be popped up by clicking the person finding for the second payment, a friend list of the user is displayed, sequencing is carried out according to the latest contact time and search is supported, any friend is clicked, a connection for helping the payment can be sent, and the friend can click and support the payment. If the friend does not display the payment, the payer can change the payment state into the payment.
As shown in fig. 3, the present application provides a device for group payment, which includes:
an obtaining module 301, configured to obtain a group gathering request;
a selection module 302 for selecting a payment method;
and the payment module 303 is used for paying according to the selected payment mode and modifying the payment state after the payment is successful.
The working principle of the device for collecting money and paying instead of paying by group provided by the application is that the acquisition module 301 acquires a group money collection request; the selection module 302 selects a payment method; the payment module 303 makes payment according to the selected payment method and modifies the payment status after the payment is successful.
The embodiment of the application provides computer equipment, which comprises a processor and a memory connected with the processor;
the memory is used for storing a computer program, and the computer program is used for executing the group payment and payment-instead method provided by any embodiment;
the processor is used to call and execute the computer program in the memory.
In summary, the present invention provides a method and an apparatus for group payment collection and payment, including obtaining a group payment request; selecting a payment mode; and making payment according to the selected payment mode and modifying the payment state after successful payment. The group collection support of the invention supports the function of person-seeking payment and the group collection support of the invention supports the function of manual adjustment of payment state.
It is to be understood that the embodiments of the method provided above correspond to the embodiments of the apparatus described above, and the corresponding specific contents may be referred to each other, which is not described herein again.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above description is only for the specific embodiments of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art can easily conceive of the changes or substitutions within the technical scope of the present invention, and all the changes or substitutions should be covered within the scope of the present invention. Therefore, the protection scope of the present invention shall be subject to the protection scope of the appended claims.
Claims (10)
1. A method for group collection and payment, comprising:
acquiring a group collection request;
selecting a payment mode;
and making payment according to the selected payment mode and modifying the payment state after successful payment.
2. The method of claim 1,
receiving a payee bill sent in a group chat or single chat session, and acquiring a group payee request in the payee bill.
3. The method of claim 1, further comprising:
and receiving a registration request, and performing registration login by adopting a preset account.
4. The method of claim 1, wherein the payment method comprises:
the payer pays directly and the payer finds the person to pay instead.
5. The method of claim 4, wherein said making payment based on the selected payment method comprises:
when a payer is selected to pay directly, firstly, whether the balance is sufficient is confirmed, and corresponding processing is carried out;
and when the payer searching person is selected for payment, sending a payment link to the payer for payment.
6. The method of claim 5, wherein said confirming whether the balance is sufficient and performing corresponding processing comprises:
if the balance is sufficient, directly paying;
otherwise, displaying that the payment balance is insufficient, and prompting the person to be found for payment instead.
7. The method of claim 5, wherein the sending the payment link to a payee for payment comprises:
prompting the finder to pay for the friend and popping up a friend list in the window;
sending a payment link to the buddy;
and displaying that the payment is successful after the friend successfully pays.
8. The method of claim 7,
the buddy list is ordered by contact time and supports searching.
9. The method of claim 7,
if the payment is not shown to be successful after the friend's payment is successful, the payer modifies the status to be paid.
10. A group collection and payment device, comprising:
the acquisition module is used for acquiring a group cash receiving request;
the selection module is used for selecting a payment mode;
and the payment module is used for paying according to the selected payment mode and modifying the payment state after the payment is successful.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202011439187.7A CN112418843A (en) | 2020-12-11 | 2020-12-11 | Method and device for group collection payment |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202011439187.7A CN112418843A (en) | 2020-12-11 | 2020-12-11 | Method and device for group collection payment |
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| Publication Number | Publication Date |
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| CN112418843A true CN112418843A (en) | 2021-02-26 |
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| CN202011439187.7A Pending CN112418843A (en) | 2020-12-11 | 2020-12-11 | Method and device for group collection payment |
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Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2009107102A2 (en) * | 2008-02-29 | 2009-09-03 | Transact Global (Private) Limited | Near-real-time payment transaction facilitation system |
| CN106557920A (en) * | 2016-10-06 | 2017-04-05 | 南昌与德通讯技术有限公司 | Payment system, gathering and mode of payment, anonymous pair of client and server |
| CN107404500A (en) * | 2016-05-18 | 2017-11-28 | 阿里巴巴集团控股有限公司 | Group communication method, device and mobile terminal |
| CN108921534A (en) * | 2018-07-06 | 2018-11-30 | 中国电力财务有限公司 | A kind of inter-bank method of payment and device |
| CN110766389A (en) * | 2019-10-29 | 2020-02-07 | 网易（杭州）网络有限公司 | Payment control method, payment control method and device |
| CN111369241A (en) * | 2020-02-20 | 2020-07-03 | 支付宝(杭州)信息技术有限公司 | Group payment method, device and equipment |
-
2020
- 2020-12-11 CN CN202011439187.7A patent/CN112418843A/en active Pending
Patent Citations (6)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| WO2009107102A2 (en) * | 2008-02-29 | 2009-09-03 | Transact Global (Private) Limited | Near-real-time payment transaction facilitation system |
| CN107404500A (en) * | 2016-05-18 | 2017-11-28 | 阿里巴巴集团控股有限公司 | Group communication method, device and mobile terminal |
| CN106557920A (en) * | 2016-10-06 | 2017-04-05 | 南昌与德通讯技术有限公司 | Payment system, gathering and mode of payment, anonymous pair of client and server |
| CN108921534A (en) * | 2018-07-06 | 2018-11-30 | 中国电力财务有限公司 | A kind of inter-bank method of payment and device |
| CN110766389A (en) * | 2019-10-29 | 2020-02-07 | 网易（杭州）网络有限公司 | Payment control method, payment control method and device |
| CN111369241A (en) * | 2020-02-20 | 2020-07-03 | 支付宝(杭州)信息技术有限公司 | Group payment method, device and equipment |
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