CN112396315A

CN112396315A - Method, device, equipment and storage medium for distributing business money strategy

Info

Publication number: CN112396315A
Application number: CN202011284434.0A
Authority: CN
Inventors: 吴建宏
Original assignee: Ping An Puhui Enterprise Management Co Ltd
Current assignee: Ping An Puhui Enterprise Management Co Ltd
Priority date: 2020-11-17
Filing date: 2020-11-17
Publication date: 2021-02-23

Abstract

The invention relates to the technical field of big data, and discloses a method, a device, equipment and a storage medium for distributing a business money strategy, which are used for improving the accuracy of distributing the business money strategy. The method for distributing the business money strategy comprises the following steps: respectively setting corresponding shunting strategy information for a plurality of preset services, and configuring a plurality of preset service money strategies for the shunting strategy information corresponding to each preset service; determining a target service, the to-be-used money amount information, the target shunting strategy information, and the number and the version number of the target service money amount strategy according to the service money amount strategy verification request; verifying the target service according to the amount information, the number and the version number to be used to obtain target fund provider information; and performing information audit on the amount information to be used and the target fund provider information, and performing service on-line processing on the target distribution strategy information and the target service amount strategy. In addition, the invention also relates to a block chain technology, and the target shunting strategy information can be stored in the block chain nodes.

Description

Method, device, equipment and storage medium for distributing business money strategy

Technical Field

The invention relates to the field of resource allocation of big data technology, in particular to a method, a device, equipment and a storage medium for allocating a business sum strategy.

Background

The business money strategy is a butt joint distribution rule of capital assets, and has the characteristics of variable management dimensionality and variable distribution rule due to the fact that the business money strategy needs to meet the management requirements of a plurality of capital use correlation parties.

In the traditional multi-party business money strategy allocation, various types of business money strategies need to be integrated so as to provide a composite business money strategy, and the problems of high integration complexity and easy conflict of the business money strategies exist. And the single service amount strategy can not be flexibly configured after integration, and the problems of low accuracy of service amount strategy allocation and service online management exist no matter the online verification of the scheme or the service rollback after the problem occurs.

Disclosure of Invention

The invention provides a method, a device, equipment and a storage medium for distributing a business sum strategy, which are used for improving the accuracy of business sum strategy distribution and business online management.

In order to achieve the above object, a first aspect of the present invention provides a method for allocating a business money policy, including: respectively setting corresponding shunting strategy information for a plurality of preset services, and configuring a plurality of preset service money strategies for the shunting strategy information corresponding to each preset service, wherein each preset service money strategy comprises the number of the service money strategy and the version number of the service money strategy; receiving a service amount strategy verification request, determining a target service, information of an amount to be used and target shunt strategy information according to the service amount strategy verification request, and screening the number of a target service amount strategy and the version number of the target service amount strategy from the target shunt strategy information; calling and verifying the target service according to the amount information to be used, the number of the target service amount strategy and the version number of the target service amount strategy to obtain target fund provider information; and performing information audit on the to-be-used amount information and the target fund provider information to obtain an audit result, and performing service on-line processing on the target shunt strategy information and the target service amount strategy if the audit result is confirmed to be that the audit is passed.

Optionally, in a first implementation manner of the first aspect of the present invention, the setting, for a plurality of preset services, corresponding offloading policy information respectively, and configuring a plurality of preset service amount policies for offloading policy information corresponding to each preset service, where each preset service amount policy includes a number of the service amount policy and a version number of the service amount policy, includes: acquiring preset service version identification information and corresponding service types corresponding to a plurality of preset services respectively; inquiring a preset configuration information table based on the service type corresponding to each preset service to obtain shunting strategy information corresponding to each preset service, wherein the shunting strategy information corresponding to each preset service comprises a preset flow proportion distribution strategy, a preset multi-dimensional information distribution strategy and a preset Internet Protocol (IP) distribution strategy; setting a priority corresponding to each shunting strategy information according to a preset priority value to the shunting strategy information corresponding to each preset service, and distributing a plurality of preset service money strategies to the shunting strategy information corresponding to each preset service, wherein each preset service money strategy comprises the serial number of the service money strategy and the version number of the service money strategy; and mapping and storing the preset service version identification information and the preset service money strategies with the assigned priorities.

Optionally, in a second implementation manner of the first aspect of the present invention, the receiving a service amount policy validation request, determining a target service, amount-to-be-used information, and target offloading policy information according to the service amount policy validation request, and screening a number of a target service amount policy and a version number of the target service amount policy from the target offloading policy information includes: receiving a service amount strategy verification request, and analyzing the service amount strategy verification request to obtain user identification information and to-be-used amount information; querying a preset database according to the user identification information to obtain target service version identification information corresponding to a target service, wherein the target service belongs to the plurality of preset services; and acquiring target shunting strategy information according to the target service version identification information, and determining the number of the target service money strategy and the version number of the target service money strategy according to the target shunting strategy information.

Optionally, in a third implementation manner of the first aspect of the present invention, the obtaining target offload policy information according to the target service version identification information, and determining a number of a target service amount policy and a version number of the target service amount policy according to the target offload policy information includes: inquiring the target distribution strategy information from the preset database according to the target service version identification information, wherein the target distribution strategy information comprises a plurality of distribution strategies configured according to the high-low sequence of preset priority, and the distribution strategies comprise a target flow proportion distribution strategy, a target multi-dimensional information distribution strategy and a target Internet Protocol (IP) distribution strategy; performing service amount strategy allocation according to the target flow proportion allocation strategy to obtain a first allocation result, and judging whether the first allocation result is a null value; when the first allocation result is not null, reading the allocated business money strategy information from the first allocation result, and performing business money strategy allocation on the allocated business money strategy information according to the target multi-dimensional information allocation strategy and/or the target IP allocation strategy to obtain a second allocation result; and when the second distribution result is not null, determining that the business money strategy is matched and finished, and reading the number of the target business money strategy and the version number of the target business money strategy from the second distribution result.

Optionally, in a fourth implementation manner of the first aspect of the present invention, the invoking and verifying the target service according to the to-be-used amount information, the number of the target service amount policy, and the version number of the target service amount policy to obtain target fund provider information includes: calling the target service according to the number of the target service amount policy and the version number of the target service amount policy to obtain at least one piece of initial fund provider information, wherein the at least one piece of initial fund provider information comprises fund provider identification information, fund amount information and fund opening date; verifying the fund limit information and the fund opening date respectively according to the to-be-used amount information to obtain a verification result; and judging whether the verification result is passed, when the verification result is passed, acquiring initial fund provider information passed by the verification, setting the initial fund provider information passed by the verification as target fund provider information, and recording the fund provider identification information and the service amount strategy verification request.

Optionally, in a fifth implementation manner of the first aspect of the present invention, the performing information audit on the amount to be used information and the target fund provider information to obtain an audit result, and performing service online processing on the target offload policy information and the target service amount policy if the audit result is confirmed to be that the audit is passed includes: sending the to-be-used amount information and the target fund provider information to a target terminal so that the target terminal performs information auditing on the to-be-used amount information and the target fund provider information; receiving an audit result sent by the target terminal, and judging whether the audit result is a preset target value; when the auditing result is a preset target value, determining that the auditing result is approved, and inquiring service node address information from the preset database according to the target service version identification information; and pushing the service node address information, the target distribution strategy information and the target service amount strategy to a preset message queue, so that the preset message queue pushes the target distribution strategy information and the target service amount strategy to at least one service terminal according to the service node address information, and the at least one service terminal installs and operates the target distribution strategy information and the target service amount strategy.

Optionally, in a sixth implementation manner of the first aspect of the present invention, after performing information audit on the amount to be used information and the target fund provider information to obtain an audit result, and determining that the audit result is that the audit result passes, and performing service online processing on the target offload policy information and the target service amount policy, the method for allocating a service amount policy further includes: receiving a service amount strategy version rollback request, and acquiring a service amount strategy to be rolled back according to the service amount strategy version rollback request; and pushing the service amount strategy to be rolled back to at least one service terminal through a preset message queue so that the at least one service terminal installs and operates the service amount strategy to be rolled back to obtain a rolling back result.

A second aspect of the present invention provides an apparatus for allocating a service amount policy, including: the configuration module is used for respectively setting corresponding shunting strategy information for a plurality of preset services and configuring a plurality of preset service money strategies for the shunting strategy information corresponding to each preset service, wherein each preset service money strategy comprises the serial number of the service money strategy and the version number of the service money strategy; the screening module is used for receiving a service amount policy verification request, determining a target service, information of the amount to be used and target shunting policy information according to the service amount policy verification request, and screening the number of a target service amount policy and the version number of the target service amount policy from the target shunting policy information; the verification module is used for calling and verifying the target service according to the amount information to be used, the number of the target service amount strategy and the version number of the target service amount strategy to obtain target fund provider information; and the online module is used for performing information auditing on the to-be-used amount information and the target fund provider information to obtain an auditing result, and performing service online processing on the target shunt strategy information and the target service amount strategy if the auditing result is confirmed to be that the auditing is passed.

Optionally, in a first implementation manner of the second aspect of the present invention, the configuration module is specifically configured to: acquiring preset service version identification information and corresponding service types corresponding to a plurality of preset services respectively; inquiring a preset configuration information table based on the service type corresponding to each preset service to obtain shunting strategy information corresponding to each preset service, wherein the shunting strategy information corresponding to each preset service comprises a preset flow proportion distribution strategy, a preset multi-dimensional information distribution strategy and a preset Internet Protocol (IP) distribution strategy; setting a priority corresponding to each shunting strategy information according to a preset priority value to the shunting strategy information corresponding to each preset service, and distributing a plurality of preset service money strategies to the shunting strategy information corresponding to each preset service, wherein each preset service money strategy comprises the serial number of the service money strategy and the version number of the service money strategy; and mapping and storing the preset service version identification information and the preset service money strategies with the assigned priorities.

Optionally, in a second implementation manner of the second aspect of the present invention, the screening module further includes: the analysis unit is used for receiving the business money strategy verification request, and analyzing the business money strategy verification request to obtain user identification information and money to be used information; the query unit is used for querying a preset database according to the user identification information to obtain target service version identification information corresponding to a target service, wherein the target service belongs to the plurality of preset services; and the determining unit is used for acquiring the target shunting strategy information according to the target service version identification information and determining the number of the target service money strategy and the version number of the target service money strategy according to the target shunting strategy information.

Optionally, in a third implementation manner of the second aspect of the present invention, the determining unit is specifically configured to: inquiring the target distribution strategy information from the preset database according to the target service version identification information, wherein the target distribution strategy information comprises a plurality of distribution strategies configured according to the high-low sequence of preset priority, and the distribution strategies comprise a target flow proportion distribution strategy, a target multi-dimensional information distribution strategy and a target Internet Protocol (IP) distribution strategy; performing service amount strategy allocation according to the target flow proportion allocation strategy to obtain a first allocation result, and judging whether the first allocation result is a null value; when the first allocation result is not null, reading the allocated business money strategy information from the first allocation result, and performing business money strategy allocation on the allocated business money strategy information according to the target multi-dimensional information allocation strategy and/or the target IP allocation strategy to obtain a second allocation result; and when the second distribution result is not null, determining that the business money strategy is matched and finished, and reading the number of the target business money strategy and the version number of the target business money strategy from the second distribution result.

Optionally, in a fourth implementation manner of the second aspect of the present invention, the verification module is specifically configured to: calling the target service according to the number of the target service amount policy and the version number of the target service amount policy to obtain at least one piece of initial fund provider information, wherein the at least one piece of initial fund provider information comprises fund provider identification information, fund amount information and fund opening date; verifying the fund limit information and the fund opening date respectively according to the to-be-used amount information to obtain a verification result; and judging whether the verification result is passed, when the verification result is passed, acquiring initial fund provider information passed by the verification, setting the initial fund provider information passed by the verification as target fund provider information, and recording the fund provider identification information and the service amount strategy verification request.

Optionally, in a fifth implementation manner of the second aspect of the present invention, the online module is specifically configured to: sending the to-be-used amount information and the target fund provider information to a target terminal so that the target terminal performs information auditing on the to-be-used amount information and the target fund provider information; receiving an audit result sent by the target terminal, and judging whether the audit result is a preset target value; when the auditing result is a preset target value, determining that the auditing result is approved, and inquiring service node address information from the preset database according to the target service version identification information; and pushing the service node address information, the target distribution strategy information and the target service amount strategy to a preset message queue, so that the preset message queue pushes the target distribution strategy information and the target service amount strategy to at least one service terminal according to the service node address information, and the at least one service terminal installs and operates the target distribution strategy information and the target service amount strategy.

Optionally, in a sixth implementation manner of the second aspect of the present invention, the apparatus for allocating a business money policy further includes: the obtaining module is used for receiving the service amount strategy version rollback request and obtaining the service amount strategy to be rolled back according to the service amount strategy version rollback request; and the online module is used for pushing the business amount strategy to be rolled back to at least one business terminal through a preset message queue so that the at least one business terminal installs and operates the business amount strategy to be rolled back to obtain a rolling back result.

A third aspect of the present invention provides a device for allocating a service amount policy, including: a memory and at least one processor, the memory having instructions stored therein; the at least one processor invokes the instructions in the memory to cause the allocation device of the business dollar amount policy to execute the above-described allocation method of the business dollar amount policy.

A fourth aspect of the present invention provides a computer-readable storage medium having stored therein instructions, which when run on a computer, cause the computer to execute the above-described method of allocating a business money policy.

In the technical scheme provided by the invention, corresponding shunting strategy information is respectively set for a plurality of preset services, and a plurality of preset service money strategies are configured for the shunting strategy information corresponding to each preset service, wherein each preset service money strategy comprises the serial number of the service money strategy and the version number of the service money strategy; receiving a service amount strategy verification request, determining a target service, information of an amount to be used and target shunt strategy information according to the service amount strategy verification request, and screening the number of a target service amount strategy and the version number of the target service amount strategy from the target shunt strategy information; calling and verifying the target service according to the amount information to be used, the number of the target service amount strategy and the version number of the target service amount strategy to obtain target fund provider information; and performing information audit on the to-be-used amount information and the target fund provider information to obtain an audit result, and performing service on-line processing on the target shunt strategy information and the target service amount strategy if the audit result is confirmed to be that the audit is passed. In the embodiment of the invention, the to-be-used amount information and the target shunting strategy information are determined according to the service amount strategy verification request, the number and the version number of the target service amount strategy are screened from the target shunting strategy information, the target service is called and verified according to the to-be-used amount information and the number and the version number of the target service amount strategy, and the target fund provider information is obtained, so that the accuracy and the controllability of service amount strategy distribution and service online management are improved.

Drawings

FIG. 1 is a diagram of an embodiment of a method for allocating a business money policy according to an embodiment of the present invention;

FIG. 2 is a diagram of another embodiment of a method for allocating a business money policy according to an embodiment of the present invention;

FIG. 3 is a schematic diagram of an embodiment of a device for allocating a business money policy according to an embodiment of the present invention;

FIG. 4 is a schematic diagram of another embodiment of a device for allocating a business money policy according to an embodiment of the present invention;

fig. 5 is a schematic diagram of an embodiment of a device for allocating a business money policy in an embodiment of the present invention.

Detailed Description

The embodiment of the invention provides a method, a device, equipment and a storage medium for distributing a business money strategy, which are used for calling and verifying a target business according to money information to be used, the number and the version number of the target business money strategy, obtaining target fund provider information and improving the accuracy of business money strategy distribution.

The terms "first," "second," "third," "fourth," and the like in the description and in the claims, as well as in the drawings, if any, are used for distinguishing between similar elements and not necessarily for describing a particular sequential or chronological order. It will be appreciated that the data so used may be interchanged under appropriate circumstances such that the embodiments described herein may be practiced otherwise than as specifically illustrated or described herein. Furthermore, the terms "comprises," "comprising," or "having," and any variations thereof, are intended to cover non-exclusive inclusions, such that a process, method, system, article, or apparatus that comprises a list of steps or elements is not necessarily limited to those steps or elements expressly listed, but may include other steps or elements not expressly listed or inherent to such process, method, article, or apparatus.

For convenience of understanding, a specific flow of the embodiment of the present invention is described below, and referring to fig. 1, an embodiment of the method for allocating a traffic amount policy in the embodiment of the present invention includes:

101. and respectively setting corresponding shunting strategy information for a plurality of preset services, and configuring a plurality of preset service money strategies for the shunting strategy information corresponding to each preset service, wherein each preset service money strategy comprises the number of the service money strategy and the version number of the service money strategy.

And the shunting strategy information corresponding to each preset service is used for indicating the configuration of a service amount strategy for the fund provider. Each preset service amount strategy is used for indicating preset fund usage rules distributed to preset services. The server configures corresponding shunting strategy information for each preset service, and allocates the number of the corresponding service money strategy and the version number of the service money strategy to the shunting strategy information corresponding to each preset service. For example, the preset business amount policy is the fund provision scheme a, the number of the business amount policy is captital _01, and the version number is captital _ ver _ 20201014.

It is to be understood that the executing entity of the present invention may be a distribution device of a business money policy, and may also be a terminal or a server, which is not limited herein. The embodiment of the present invention is described by taking a server as an execution subject.

102. And receiving a service amount strategy verification request, determining a target service, the to-be-used amount information and the target shunting strategy information according to the service amount strategy verification request, and screening the number of the target service amount strategy and the version number of the target service amount strategy from the target shunting strategy information.

The service amount strategy verification request refers to scheme allocation of the fund user so that the fund user can call the service amount strategy. That is, each preset service is configured with a plurality of preset service monetary policies, and in an actual service application scenario, the server determines a target service monetary policy to be finally used according to the splitting policy information (target splitting policy information) corresponding to each preset service. Further, the server acquires the amount to be used information, the target service type and the target service version identification information from the service amount policy verification request, and the server adopts the target service type to identify the target service; the server judges whether the target service type exists in a service type configuration information table, if the target service type exists in the service type configuration information table, the server inquires target distribution strategy information from a preset database according to target service version identification information, and the target distribution strategy comprises a plurality of preset service amount strategies which are sequentially distributed according to preset priority; the server obtains a priority level corresponding to each distribution strategy in the target distribution strategy to obtain a priority level sequence, establishes a priority queue according to the priority level sequence, sequentially executes a plurality of distribution strategies in the target distribution strategy based on the priority queue to obtain a target business money strategy, and obtains the number of the target business money strategy and the version number of the target business money strategy. For example, the server determines that the target service type is a claim settlement service, the target service version identification information is ver _002, and the server sequentially screens and executes a plurality of allocation policies from the claim settlement service according to a preset priority from high to low, so as to obtain the number of the target service money policy B and the version number of the target service money policy B, which correspond to the target service version identification information ver _ 002.

Further, the target offloading policy information is stored in the blockchain database, which is not limited herein.

103. And calling and verifying the target service according to the amount information to be used, the number of the target service amount strategy and the version number of the target service amount strategy to obtain the target fund provider information.

The target fund provider information includes fund provider identification information, fund amount information, and a fund opening date, where the fund provider identification information is used to indicate unique identification information of the fund source provider, for example, the server identifies the fund provider a by using the unique identification information M _001, and may represent the fund provider B by using M _002, which is not limited herein. The information of the amount to be used comprises the amount of funds to be used and the date of the funds to be used, the information of the amount of funds needs to be greater than or equal to the amount of funds to be used to ensure normal business amount strategy distribution, and the date of fund opening also needs to be screened and determined according to the date of the funds to be used.

104. And performing information audit on the amount information to be used and the target fund provider information to obtain an audit result, and performing service on-line processing on the target shunt strategy information and the target service amount strategy if the audit result is confirmed to be approved.

The information auditing comprises the steps of respectively carrying out analysis and verification on the fund provider and the fund requester on the to-be-used amount information and the target fund provider information, so that the accuracy of business amount strategy allocation is improved, and the financial fraud condition is prevented. Meanwhile, the sensitive information can be screened from the target fund provider information, so that the safety and reliability of the target business amount strategy after online are ensured.

Further, the server verifies the information authenticity of the amount information to be used and the target fund provider information; the server acquires an audit result, wherein the audit result comprises audit passing and audit failing; and if the server confirms that the auditing result is that the auditing is passed, the server sends the target shunting strategy information and the target service money amount strategy to the service terminal so that the service terminal performs service on-line processing.

In the embodiment of the invention, the to-be-used amount information and the target shunting strategy information are determined according to the service amount strategy verification request, the number and the version number of the target service amount strategy are screened from the target shunting strategy information, the target service is called and verified according to the to-be-used amount information and the number and the version number of the target service amount strategy, and the target fund provider information is obtained, so that the accuracy and the controllability of service amount strategy distribution and service online management are improved.

Referring to fig. 2, another embodiment of the method for allocating a service amount policy according to an embodiment of the present invention includes:

201. and respectively setting corresponding shunting strategy information for a plurality of preset services, and configuring a plurality of preset service money strategies for the shunting strategy information corresponding to each preset service, wherein each preset service money strategy comprises the number of the service money strategy and the version number of the service money strategy.

Each preset service has a service type and preset service version identification information, the service types can be different or the same, and the preset service version identification information has uniqueness. For example, the service type corresponding to each preset service is a user loan service, the server identifies the user loan service by type _1, and the preset service version identification information corresponding to each preset service may be represented by a universal unique identification code or by other character strings, which is not limited herein.

Optionally, the server obtains preset service version identification information and corresponding service types respectively corresponding to the plurality of preset services; the server inquires a preset configuration information table based on the service type corresponding to each preset service to obtain shunting strategy information corresponding to each preset service, wherein the shunting strategy information corresponding to each preset service comprises a preset flow proportion distribution strategy, a preset multi-dimensional information distribution strategy and a preset Internet Protocol (IP) distribution strategy; the server sets the priority corresponding to each shunting strategy information according to the preset priority value to the shunting strategy information corresponding to each preset service, and distributes a plurality of preset service money strategies to the shunting strategy information corresponding to each preset service, wherein each preset service money strategy comprises the serial number of the service money strategy and the version number of the service money strategy; and the server maps and stores the preset service version identification information and the preset service money strategies with the assigned priorities.

The priority may be identified by an integer, and the order of the integers from small to large may be set to indicate that the priority level is from high to low, which is not limited herein. The plurality of preset traffic money policies may be assigned in order of priority level. For example, the server sets the priority corresponding to a preset traffic proportion (e.g., percentage) allocation policy to be 1, allocates a preset traffic amount policy a to the traffic proportion of 70%, and allocates preset traffic amount policies B and C to the traffic proportion of 30%; and then the server configures a preset multi-dimensional information distribution strategy, sets dimension information as applied city dimension, assigns a priority of 2, configures a preset business amount distribution strategy B of a city XX, and configures a preset business amount distribution strategy C of a city other than the city XX.

202. And receiving a service amount strategy verification request, and analyzing the service amount strategy verification request to obtain user identification information and to-be-used amount information.

Wherein the user identification information has uniqueness. Specifically, the server receives a service amount policy verification request, and the server analyzes the service amount policy verification request to obtain an analysis result; the server carries out parameter verification on the analysis result to obtain a verification result; and when the verification result is that the verification is successful, the server reads the user identification information and the to-be-used money information from the analysis result.

203. And querying a preset database according to the user identification information to obtain target service version identification information corresponding to the target service, wherein the target service belongs to a plurality of preset services.

The target service version identification information is used for indicating any one piece of preset service version identification information. Specifically, the server sets a query sentence according to the user identification information and the structural query language grammar rule; if the server confirms that the server is successfully connected to the preset database, the server executes the query statement to obtain a query result; and if the query result is not a null value, the server reads the target service version identification information corresponding to the target service from the query result, wherein the target service is used for indicating any configured preset service.

The preset database may be a relational database or a remote dictionary service, and is not limited herein, and the server may use different data query methods, for example, the server may also query the preset database in a key-value pair manner to obtain target service version identification information corresponding to the target service.

204. And acquiring target shunting strategy information according to the target service version identification information, and determining the number of the target service money strategy and the version number of the target service money strategy according to the target shunting strategy information.

The target distribution strategy information comprises a plurality of distribution strategies configured according to the high-low order of the preset priority, and the distribution strategies comprise a target flow proportion distribution strategy, a target multi-dimensional information distribution strategy and a target Internet Protocol (IP) distribution strategy. Optionally, first, the server queries target distribution policy information from a preset database according to the target service version identification information; the server performs service amount policy allocation according to a traffic proportion allocation policy to obtain a first allocation result, where a target traffic proportion allocation policy is used to indicate that traffic allocation is performed on the number of the verification requests according to the service amount policy, for example, 100 service amount policy verification requests, the server may output a service amount policy a and a service amount policy B in a ratio of 70:30, that is, the probability of outputting the service amount policy a is 70%, and the probability of outputting the service amount policy B and the service amount policy C is 30%.

Secondly, when the first allocation result is not null, the server reads the allocated business money strategy information from the first allocation result, and the server performs business money strategy allocation on the allocated business money strategy information according to a target multi-dimensional information allocation strategy and/or a target IP allocation strategy to obtain a second allocation result;

it is understood that the target multidimensional information assignment policy is used to indicate assignment according to an object attribute in the service amount policy validation request, for example, the assigned service amount policy information includes a service amount policy B, a service amount policy C and a service amount policy D, the object attribute in the service amount policy validation request includes an age, the object attribute is less than the assignment scheme D of 20 years old, the object attribute is greater than or equal to 20 years old and less than or equal to the assigned service amount policy B of 50 years old, and the object attribute is >50 years old to assign the output service amount policy C.

Further, the server adopts a target IP allocation policy for indicating allocation of the traffic amount policy validation request, for example, the traffic amount policy validation request may have three IP segments, IP1, IP2, and IP3, and the server may configure IP1 to allocate traffic amount policy D, IP2 to allocate traffic amount policy B, and IP3 to allocate traffic amount policy C.

And then, when the second distribution result is not null, the server determines that the matching of the business money strategies is completed, and reads the number of the target business money strategy and the version number of the target business money strategy from the second distribution result. When multiple offloading policies have overlapping ranges, the server may use a designated policy priority, for example, a traffic proportion allocation policy and a multidimensional information allocation policy, which may designate a traffic proportion allocation policy as a priority. For example, for the user loan service, the server matches and screens an applicable service amount policy (target service amount policy) through a plurality of allocation policies with set priorities to obtain a second allocation result, the server reads the number of the target service amount policy and the version number of the target service amount policy from the second allocation result according to the parameter name of the number and the parameter name of the version number, and the on-the-road compatibility problem in the loan process brought by upgrading of the service amount policy is solved through the version number of the target service amount policy.

205. And calling and verifying the target service according to the amount information to be used, the number of the target service amount strategy and the version number of the target service amount strategy to obtain the target fund provider information.

Wherein the information of the amount to be used is information representing a fund user. Optionally, the server calls the target service according to the number of the target service amount policy and the version number of the target service amount policy to obtain at least one piece of initial fund provider information, where the at least one piece of initial fund provider information includes fund provider identification information, fund amount information, and fund opening date; the server respectively verifies the fund limit information and the fund opening date according to the to-be-used amount information to obtain a verification result; and the server judges whether the verification result is passed, acquires the initial fund provider information passed by the verification when the verification result is passed, sets the initial fund provider information passed by the verification as the target fund provider information, and records the fund provider identification information and the service amount strategy verification request. Further, the server reads the result identification code from the verification result, and when the result identification code is the preset identification code, the server determines that the verification result is verification pass (verification success). The preset identification code may be 1 or 200, or may be true, and is not limited herein.

Specifically, the server reads the amount of funds to be used and the date of the funds to be used from the information of the amount of the funds to be used; the server judges whether the fund amount to be used is less than or equal to the fund amount information; if the fund limit to be used is larger than the fund limit information, the server acquires first verification information and sets the first verification information as a verification result; if the to-be-used fund limit is smaller than or equal to the fund limit information, the server judges whether the to-be-used fund date is equal to or later than the fund opening date; if the date of the fund to be used is earlier than the fund opening date, the server acquires second verification information and sets the second verification information as a verification result; and if the date of the fund to be used is equal to or later than the fund opening date, the server acquires third verification information and sets the third verification information as a verification result. The first verification information, the second verification information and the third verification information respectively comprise result identification codes and description information. For example, the result identification code in the first authentication information is 501 and the description information is "information authentication failure: insufficient fund limit information "; the result identification code in the second authentication information is 502 and the description information is "information authentication failure: fund open date earlier than date of funds to be used "; the resulting identification code in the third authentication information is 200 and the description information is "information authentication success". The result identification code may also be represented by other characters or numbers, such as 1 or true, and is not limited herein.

206. And performing information audit on the amount information to be used and the target fund provider information to obtain an audit result, and performing service on-line processing on the target shunt strategy information and the target service amount strategy if the audit result is confirmed to be approved.

And the auditing result comprises auditing pass and auditing fail. Optionally, firstly, the server sends the to-be-used amount information and the target fund provider information to the target terminal, so that the target terminal performs information audit on the to-be-used amount information and the target fund provider information; and when the basic information of the fund user and the target fund provider information are consistent with the preset real information and the fund user accords with the preset fund using condition, the target terminal sends the auditing result to the server. The preset real information is fund provider information which is preset and stored in a preset data table. The preset fund usage condition is used for indicating that the business amount strategy configuration is limited for the same fund user so as to prevent the fraudulent loan behavior.

Secondly, the server receives an audit result sent by the target terminal and judges whether the audit result is a preset target value or not; the preset target value may be represented by 1 or true, or may be represented by another character string, which is not limited herein.

Then, when the auditing result is a preset target value, the server determines that the auditing result is that the auditing is passed, and inquires the address information of the service node from a preset database according to the identification information of the target service version; the service node address information comprises an IP address and a corresponding port, and the service node address information corresponds to at least one service terminal.

And finally, the server pushes the service node address information, the target distribution strategy information and the target service amount strategy to a preset message queue, so that the preset message queue pushes the target distribution strategy information and the target service amount strategy to at least one service terminal according to the service node address information, and the at least one service terminal installs and operates the target distribution strategy information and the target service amount strategy. It should be noted that, the traffic proportion policy allocation with the highest priority of the server may further subdivide the multidimensional information allocation policy. The server can solidify the version number at the entrance of the loan application process through a version management strategy, and when the version number is changed, the in-transit piece is not influenced by subsequent service change, and the solidified version number can be preferentially obtained to obtain the state of the in-transit piece. If the version is required to be changed to the latest version, the version management platform is configured without adopting a solidified version number, and the version number is redistributed by adopting the latest scheme.

It can be understood that the server may perform service online processing on the target offloading policy information and the target service amount policy by using a gray-scale publishing mode, where the gray-scale publishing is a publishing mode capable of smooth transition. Further, the server receives a service amount strategy version rollback request, and the server acquires a service amount strategy to be rolled back according to the service amount strategy version rollback request; the server pushes the business money strategy to be rolled back to at least one business terminal through a preset message queue, so that the business money strategy to be rolled back is installed and operated by at least one business terminal.

With reference to fig. 3, the method for allocating a service amount policy in the embodiment of the present invention is described above, and an allocation apparatus for a service amount policy in the embodiment of the present invention is described below, where an embodiment of the allocation apparatus for a service amount policy in the embodiment of the present invention includes:

a configuration module 301, configured to set corresponding offload policy information for each of a plurality of preset services, and configure a plurality of preset service amount policies for the offload policy information corresponding to each of the preset services, where each of the preset service amount policies includes a number of the service amount policy and a version number of the service amount policy;

the screening module 302 is configured to receive the service amount policy verification request, determine the target service, the to-be-used amount information, and the target offloading policy information according to the service amount policy verification request, and screen a number of the target service amount policy and a version number of the target service amount policy from the target offloading policy information;

the verification module 303 is configured to invoke and verify the target service according to the amount information to be used, the number of the target service amount policy, and the version number of the target service amount policy, so as to obtain target fund provider information;

and the online module 304 is configured to perform information audit on the to-be-used amount information and the target fund provider information to obtain an audit result, and perform service online processing on the target shunt policy information and the target service amount policy if the audit result is confirmed to be that the audit is passed.

Referring to fig. 4, another embodiment of the apparatus for allocating a service amount policy according to an embodiment of the present invention includes:

Optionally, the configuration module 301 may be further specifically configured to:

acquiring preset service version identification information and corresponding service types corresponding to a plurality of preset services respectively;

inquiring a preset configuration information table based on the service type corresponding to each preset service to obtain shunting strategy information corresponding to each preset service, wherein the shunting strategy information corresponding to each preset service comprises a preset flow proportion distribution strategy, a preset multi-dimensional information distribution strategy and a preset Internet Protocol (IP) distribution strategy;

setting a priority corresponding to each shunting strategy information according to a preset priority value to the shunting strategy information corresponding to each preset service, and distributing a plurality of preset service money strategies to the shunting strategy information corresponding to each preset service, wherein each preset service money strategy comprises the serial number of the service money strategy and the version number of the service money strategy;

and mapping and storing the preset service version identification information and the preset service money strategies with the assigned priorities.

Optionally, the screening module 302 further includes:

an analyzing unit 3021, configured to receive the service amount policy validation request, and analyze the service amount policy validation request to obtain user identification information and amount-to-be-used information;

the query unit 3022 is configured to query the preset database according to the user identifier information to obtain target service version identifier information corresponding to a target service, where the target service belongs to multiple preset services;

the determining unit 3023 is configured to obtain the target offloading policy information according to the target service version identification information, and determine the number of the target service amount policy and the version number of the target service amount policy according to the target offloading policy information.

Optionally, the determining unit 3023 is further specifically configured to:

inquiring target distribution strategy information from a preset database according to the target service version identification information, wherein the target distribution strategy information comprises a plurality of distribution strategies which are configured according to the high-low sequence of the preset priority, and the distribution strategies comprise a target flow proportion distribution strategy, a target multi-dimensional information distribution strategy and a target Internet Protocol (IP) distribution strategy;

performing service amount strategy allocation according to a target flow proportion allocation strategy to obtain a first allocation result, and judging whether the first allocation result is a null value;

when the first allocation result is not null, reading the allocated business money strategy information from the first allocation result, and performing business money strategy allocation on the allocated business money strategy information according to a target multi-dimensional information allocation strategy and/or a target IP allocation strategy to obtain a second allocation result;

and when the second distribution result is not null, determining that the business money strategy is matched and finished, and reading the number of the target business money strategy and the version number of the target business money strategy from the second distribution result.

Optionally, the verification module 303 may be further specifically configured to:

calling a target service according to the number of the target service amount strategy and the version number of the target service amount strategy to obtain at least one piece of initial fund provider information, wherein the at least one piece of initial fund provider information comprises fund provider identification information, fund amount information and fund opening date;

verifying the fund limit information and the fund opening date respectively according to the to-be-used amount information to obtain a verification result;

and judging whether the verification result is passed, when the verification result is passed, acquiring the initial fund provider information passed by the verification, setting the initial fund provider information passed by the verification as the target fund provider information, and recording the fund provider identification information and the service amount strategy verification request.

Optionally, the online module 304 may be further specifically configured to:

sending the amount information to be used and the target fund provider information to a target terminal so that the target terminal performs information audit on the amount information to be used and the target fund provider information;

receiving an audit result sent by a target terminal, and judging whether the audit result is a preset target value;

when the auditing result is a preset target value, determining that the auditing result is approved, and inquiring service node address information from a preset database according to the service version identification information;

and pushing the service node address information, the target distribution strategy information and the target service amount strategy to a preset message queue, so that the preset message queue pushes the target distribution strategy information and the target service amount strategy to at least one service terminal according to the service node address information, and the at least one service terminal installs and operates the target distribution strategy information and the target service amount strategy.

Optionally, the apparatus for allocating a service amount policy further includes:

the obtaining module 305 receives the service amount policy version rollback request, and is configured to obtain the service amount policy to be rolled back according to the service amount policy version rollback request;

the rollback module 306 is configured to push the service amount policy to be rolled back to the at least one service terminal through a preset message queue, so that the at least one service terminal installs and runs the service amount policy to be rolled back, and obtains a rollback result.

Fig. 3 and 4 describe the distribution device of the business money policy in the embodiment of the present invention in detail from the perspective of modularization, and the distribution device of the business money policy in the embodiment of the present invention is described in detail from the perspective of hardware processing.

Fig. 5 is a schematic structural diagram of an allocating apparatus of a business money policy according to an embodiment of the present invention, where the allocating apparatus 500 of the business money policy may generate a relatively large difference due to different configurations or performances, and may include one or more processors (CPUs) 510 (e.g., one or more processors) and a memory 520, and one or more storage media 530 (e.g., one or more mass storage devices) storing applications 533 or data 532. Memory 520 and storage media 530 may be, among other things, transient or persistent storage. The program stored on the storage medium 530 may include one or more modules (not shown), each of which may include a series of instruction operations in the distribution apparatus 500 for the business money policy. Further, processor 510 may be configured to communicate with storage medium 530 to execute a series of instruction operations in storage medium 530 on dispensing device 500 for a business dollar amount policy.

The allocation device 500 for monetary policies may also include one or more power supplies 540, one or more wired or wireless network interfaces 550, one or more input-output interfaces 560, and/or one or more operating systems 531, such as Windows Server, Mac OS X, Unix, Linux, FreeBSD, etc. Those skilled in the art will appreciate that the configuration of the dispensing device of the business dollar policy illustrated in FIG. 5 does not constitute a limitation on the dispensing device of the business dollar policy, and may include more or fewer components than illustrated, or some components in combination, or a different arrangement of components.

The present invention also provides a computer readable storage medium, which may be a non-volatile computer readable storage medium, or a volatile computer readable storage medium, having stored therein instructions, which, when run on a computer, cause the computer to perform the steps of the method for allocating a transaction amount policy.

The invention further provides a device for allocating the business money policy, which comprises a memory and a processor, wherein the memory stores instructions, and the instructions, when executed by the processor, enable the processor to execute the steps of the method for allocating the business money policy in each embodiment.

Further, the computer-readable storage medium may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function, and the like; the storage data area may store data created according to the use of the blockchain node, and the like.

The block chain is a novel application mode of computer technologies such as distributed data storage, point-to-point transmission, a consensus mechanism, an encryption algorithm and the like. A block chain (Blockchain), which is essentially a decentralized database, is a series of data blocks associated by using a cryptographic method, and each data block contains information of a batch of network transactions, so as to verify the validity (anti-counterfeiting) of the information and generate a next block. The blockchain may include a blockchain underlying platform, a platform product service layer, an application service layer, and the like.

It is clear to those skilled in the art that, for convenience and brevity of description, the specific working processes of the above-described systems, apparatuses and units may refer to the corresponding processes in the foregoing method embodiments, and are not described herein again.

The integrated unit, if implemented in the form of a software functional unit and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present invention may be embodied in the form of a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, or a network device) to execute all or part of the steps of the method according to each embodiment of the present invention. And the aforementioned storage medium includes: a U disk, a removable hard disk, a read-only memory (ROM), a Random Access Memory (RAM), a magnetic disk or an optical disk, and the like.

The above-mentioned embodiments are only used for illustrating the technical solutions of the present invention, and not for limiting the same; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in each of the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of each embodiment of the present invention.

Claims

1. A method for distributing a business money policy is characterized in that the method for distributing the business money policy comprises the following steps:

respectively setting corresponding shunting strategy information for a plurality of preset services, and configuring a plurality of preset service money strategies for the shunting strategy information corresponding to each preset service, wherein each preset service money strategy comprises the number of the service money strategy and the version number of the service money strategy;

receiving a service amount strategy verification request, determining a target service, information of an amount to be used and target shunt strategy information according to the service amount strategy verification request, and screening the number of a target service amount strategy and the version number of the target service amount strategy from the target shunt strategy information;

calling and verifying the target service according to the amount information to be used, the number of the target service amount strategy and the version number of the target service amount strategy to obtain target fund provider information;

and performing information audit on the to-be-used amount information and the target fund provider information to obtain an audit result, and performing service on-line processing on the target shunt strategy information and the target service amount strategy if the audit result is confirmed to be that the audit is passed.

2. The method for allocating service amount policies according to claim 1, wherein the setting of the corresponding offload policy information for each of the plurality of preset services and the configuration of the corresponding offload policy information for each of the preset services include:

3. The method for allocating a service amount policy according to claim 1, wherein the receiving a service amount policy validation request, determining a target service, amount-to-be-used information, and target offload policy information according to the service amount policy validation request, and screening a number of a target service amount policy and a version number of the target service amount policy from the target offload policy information comprises:

receiving a service amount strategy verification request, and analyzing the service amount strategy verification request to obtain user identification information and to-be-used amount information;

querying a preset database according to the user identification information to obtain target service version identification information corresponding to a target service, wherein the target service belongs to the plurality of preset services;

and acquiring target shunting strategy information according to the target service version identification information, and determining the number of the target service money strategy and the version number of the target service money strategy according to the target shunting strategy information.

4. The method for allocating a service amount policy according to claim 3, wherein the acquiring target offload policy information according to the target service version identification information, and determining a number of a target service amount policy and a version number of the target service amount policy according to the target offload policy information includes:

inquiring the target distribution strategy information from the preset database according to the target service version identification information, wherein the target distribution strategy information comprises a plurality of distribution strategies configured according to the high-low sequence of preset priority, and the distribution strategies comprise a target flow proportion distribution strategy, a target multi-dimensional information distribution strategy and a target Internet Protocol (IP) distribution strategy;

performing service amount strategy allocation according to the target flow proportion allocation strategy to obtain a first allocation result, and judging whether the first allocation result is a null value;

when the first allocation result is not null, reading the allocated business money strategy information from the first allocation result, and performing business money strategy allocation on the allocated business money strategy information according to the target multi-dimensional information allocation strategy and/or the target IP allocation strategy to obtain a second allocation result;

5. The method for allocating a service amount policy according to claim 1, wherein the calling and verifying the target service according to the information on the amount to be used, the number of the target service amount policy, and the version number of the target service amount policy to obtain target fund provider information comprises:

calling the target service according to the number of the target service amount policy and the version number of the target service amount policy to obtain at least one piece of initial fund provider information, wherein the at least one piece of initial fund provider information comprises fund provider identification information, fund amount information and fund opening date;

and judging whether the verification result is passed, when the verification result is passed, acquiring initial fund provider information passed by the verification, setting the initial fund provider information passed by the verification as target fund provider information, and recording the fund provider identification information and the service amount strategy verification request.

6. The method for allocating a service amount policy according to claim 3, wherein the performing information audit on the amount to be used information and the target fund provider information to obtain an audit result, and performing service online processing on the target offload policy information and the target service amount policy if the audit result is confirmed to be that the audit is passed includes:

sending the to-be-used amount information and the target fund provider information to a target terminal so that the target terminal performs information auditing on the to-be-used amount information and the target fund provider information;

receiving an audit result sent by the target terminal, and judging whether the audit result is a preset target value;

when the auditing result is a preset target value, determining that the auditing result is approved, and inquiring service node address information from the preset database according to the target service version identification information;

7. The method for allocating a service amount policy according to any one of claims 1 to 6, wherein after the information audit is performed on the amount-to-be-used information and the target fund provider information to obtain an audit result, and if the audit result is confirmed to be that the audit result passes, and the target offload policy information and the target service amount policy are subjected to service online processing, the method for allocating a service amount policy further includes:

receiving a service amount strategy version rollback request, and acquiring a service amount strategy to be rolled back according to the service amount strategy version rollback request;

and pushing the service amount strategy to be rolled back to at least one service terminal through a preset message queue so that the at least one service terminal installs and operates the service amount strategy to be rolled back to obtain a rolling back result.

8. An apparatus for allocating a service amount policy, the apparatus comprising:

the configuration module is used for respectively setting corresponding shunting strategy information for a plurality of preset services and configuring a plurality of preset service money strategies for the shunting strategy information corresponding to each preset service, wherein each preset service money strategy comprises the serial number of the service money strategy and the version number of the service money strategy;

the screening module is used for receiving a service amount policy verification request, determining a target service, information of the amount to be used and target shunting policy information according to the service amount policy verification request, and screening the number of a target service amount policy and the version number of the target service amount policy from the target shunting policy information;

the verification module is used for calling and verifying the target service according to the amount information to be used, the number of the target service amount strategy and the version number of the target service amount strategy to obtain target fund provider information;

and the online module is used for performing information auditing on the to-be-used amount information and the target fund provider information to obtain an auditing result, and performing service online processing on the target shunt strategy information and the target service amount strategy if the auditing result is confirmed to be that the auditing is passed.

9. A device for distributing a business money policy, characterized in that the device for distributing a business money policy comprises: a memory and at least one processor, the memory having instructions stored therein;

the at least one processor invoking the instructions in the memory to cause the business money policy assigning apparatus to perform the business money policy assigning method of any one of claims 1-7.

10. A computer-readable storage medium having instructions stored thereon, wherein the instructions, when executed by a processor, implement the method of assigning a business dollar amount policy according to any one of claims 1-7.