CN112308546A - Offline digital currency acquiring system and method - Google Patents
Offline digital currency acquiring system and method Download PDFInfo
- Publication number
- CN112308546A CN112308546A CN202010420134.4A CN202010420134A CN112308546A CN 112308546 A CN112308546 A CN 112308546A CN 202010420134 A CN202010420134 A CN 202010420134A CN 112308546 A CN112308546 A CN 112308546A
- Authority
- CN
- China
- Prior art keywords
- management
- order receiving
- server
- equipment
- digital
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Images
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/04—Payment circuits
- G06Q20/06—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme
- G06Q20/065—Private payment circuits, e.g. involving electronic currency used among participants of a common payment scheme using e-cash
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/322—Aspects of commerce using mobile devices [M-devices]
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Engineering & Computer Science (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Theoretical Computer Science (AREA)
- Finance (AREA)
- Computer Networks & Wireless Communication (AREA)
- Computer Security & Cryptography (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
The embodiment of the invention provides an off-line digital currency acquiring system and method, relates to the technical field of digital currency, and is used for solving the problem of circulating digital currency. The system comprises: the system comprises an order receiving device, a management server and a right confirming server; the order receiving equipment is used for receiving payment information of the client-side payment digital currency based on the money collection digital currency wallet and generating order receiving information according to the payment information; the management device is a mobile device and is used for acquiring the order receiving information from the order receiving device under the condition of establishing connection with the order receiving device and sending the order receiving information to the management server under the condition of establishing connection with the management server; the management server is used for receiving the order receiving information sent by the management equipment and sending the order receiving information to the right confirming server; the right-confirming server is used for receiving the order-receiving information sent by the management server and confirming the right of the order-receiving information. The embodiment of the invention is used for circulation of digital currency.
Description
Technical Field
The invention relates to the technical field of digital currency, in particular to an offline digital currency acquiring system and method.
Background
With the progress of science and technology, people's life style has changed greatly, and one of the changes most close to people's daily life is the replacement of cash payment by mobile payment. At present, mobile payment which is more mainstream comprises two types, one is mobile payment realized by third party application programs such as WeChat and Paibao, and the other is mobile payment realized by digital currency. The digital currency is a digital form of legal currency, which is different from the amount displayed by the third-party application program, and belongs to one of the legal currencies, and the functions and attributes are the same as those of the tangible currency, but the form is a digital form. Compared with the mobile payment realized by a three-party application program, the mobile payment realized by the digital currency has the advantages of off-line transaction, cost saving in manufacturing, issuing, storing, transporting, circulating, using and the like, traceable transaction data and the like, so the digital currency is very likely to become the development trend of the future mobile payment.
The process of mobile payment realized by digital currency needs to pass through processes of digital currency transmission, digital currency authentication and the like, and in the processes, connection needs to be established between equipment for data transmission, so in the prior art, when a payee and/or a payer of the digital currency are/is located in an area without mobile network coverage, such as a lower parking lot, a remote suburb, a tunnel and the like, the mobile payment realized by the digital currency cannot be realized. With the popularization of mobile payment, the demand for realizing mobile payment in a network coverage-free scene is more and more strong, and a payee of digital money is likely to be a device such as a charging pile and a vending machine which cannot be moved to an area with network coverage, and the device is in an off-line state for a long time, so that how to carry out mobile payment through digital money in a network coverage-free scene is an urgent problem to be solved.
Disclosure of Invention
In view of the above, the present invention provides an offline digital currency acquiring system and method for solving how to perform mobile payment through digital currency in a scenario without network coverage.
In order to achieve the above object, the embodiments of the present invention provide the following technical solutions:
in a first aspect, an embodiment of the present invention provides an offline digital currency acquiring system, including: the system comprises an order receiving device, a management server and a right confirming server;
the order receiving equipment is used for receiving the digital money paid by the client based on the money receiving digital money wallet and generating order receiving information according to the digital money paid by the client;
the management equipment is mobile equipment and is used for acquiring the order receiving information from the order receiving equipment under the condition of establishing connection with the order receiving equipment and sending the order receiving information to the management server under the condition of establishing connection with the management server;
the management server is used for receiving the order receiving information sent by the management equipment and sending the order receiving information to the right confirming server;
the right-confirming server is used for receiving the order-receiving information sent by the management server and confirming the right of the order-receiving information.
As an optional implementation manner of the embodiment of the present invention, the digital money acquiring system further includes: a security server;
the security server is used for performing security guarantee in at least one of the following processes:
a process of logging in the management device based on a management account;
the authentication process of the order receiving device to the management device;
the management equipment carries out an authentication process on the order receiving equipment;
an authentication process of the management server to the management device;
an authentication process of the management device to the management server;
and the process of data transmission among the order receiving equipment, the management server and the right-confirming server.
As an optional implementation manner of the embodiment of the present invention, the management device is further configured to credit digital money to a payment digital money wallet of the acquiring device;
the acquiring device is also used for paying the digital currency in the payment digital currency wallet to the client based on the change making requirement.
As an alternative implementation of the embodiment of the present invention, the management device credits the payment digital money wallet with digital money of the determined right.
As an optional implementation manner of the embodiment of the present invention, the order receiving device is further configured to delete the order receiving information after sending the order receiving information to the management device;
the management equipment is also used for deleting the order receiving information after sending the order receiving information to the management server;
the management server is also used for deleting the order receiving information after the order receiving information is sent to the right-confirming server.
As an optional implementation manner of the embodiment of the present invention, the management server is further configured to send a management instruction to the management device when establishing a connection with the management device, where the management instruction includes a management operation on a digital money wallet and an order receiving device corresponding to the management operation;
and the management equipment is also used for managing the collection digital money wallet and/or the payment digital money wallet of the order receiving equipment according to the management instruction when the management equipment establishes connection with the order receiving equipment.
As an optional implementation manner of the embodiment of the present invention, the management operation includes: at least one of adding a digital money wallet, replacing a digital money wallet, deleting a digital money wallet.
As an optional implementation manner of the embodiment of the present invention, the management device is further configured to generate a digital money wallet management log based on a management operation on a receiving digital money wallet and/or a paying digital money wallet of the receipt device, and send the digital money wallet management log to the management server when a connection is established with the management server;
the management server is further configured to receive the digital money wallet management log and store the digital money wallet management log.
As an optional implementation manner of the embodiment of the present invention, the order receiving device is in an offline state;
the order receiving equipment and the management equipment are connected in a Bluetooth mode, a Near Field Communication (NFC) mode, a data line mode or a card inserting mode.
In a second aspect, an embodiment of the present invention provides an offline digital currency acquiring method, including:
the order receiving equipment receives payment information of client payment digital currency based on a money collection digital currency wallet and generates order receiving information according to the payment information;
the management equipment establishes connection with the order receiving equipment;
the management equipment acquires the order receiving information from the order receiving equipment;
the management equipment establishes connection with a management server;
the management equipment sends the order receiving information to a management server;
the management server sends the order receiving information to a right confirming server;
and the right server confirms the right of the order receiving information.
In a third aspect, an embodiment of the present invention provides an electronic device, including: a memory for storing a computer program and a processor; the processor is configured to execute, when the computer program is invoked, method steps performed by the acquiring device, the managing server, or the authorization server in the digital currency acquiring method according to the first aspect or any embodiment of the first aspect.
In a fourth aspect, an embodiment of the present invention provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the method steps performed by the acquiring apparatus, the managing server, or the authorization server in the digital currency acquiring method according to the first aspect or any embodiment of the first aspect.
The digital currency acquiring system provided by the embodiment of the invention comprises an acquiring device, a management server and an authority confirming server; the order receiving equipment is used for receiving digital money paid by a client based on a money receiving digital money wallet and generating order receiving information according to the digital money paid by the client; the management equipment is mobile equipment and is used for acquiring the order receiving information from the order receiving equipment under the condition of establishing connection with the order receiving equipment and sending the order receiving information to the management server under the condition of establishing connection with the management server; the management server is used for receiving the order receiving information sent by the management equipment and sending the order receiving information to the right confirming server; and the right confirming server is used for receiving the order receiving information sent by the management server and confirming the right of the order receiving information. The management device in the digital currency acquiring system provided by the embodiment of the invention is a mobile device, and the management device can respectively establish connection with the acquiring device and the management server so as to forward the acquiring information in the acquiring device to the management server, so that the digital currency acquiring system provided by the embodiment of the invention can enable the terminal device and the acquiring device to carry out mobile payment through digital currency in a scene without network coverage.
Drawings
Various other advantages and benefits will become apparent to those of ordinary skill in the art upon reading the following detailed description of the preferred embodiments. The drawings are only for purposes of illustrating the preferred embodiments and are not to be construed as limiting the invention. Also, like reference numerals are used to refer to like parts throughout the drawings.
FIG. 1 is one of the schematic diagrams of a digital currency acquiring system according to an embodiment of the present invention;
FIG. 2 is a second schematic diagram of a digital currency acquiring system according to an embodiment of the invention;
FIG. 3 is a third schematic diagram of a digital currency acquiring system according to an embodiment of the present invention;
FIG. 4 is an interaction flow diagram of a digital currency acquiring method according to an embodiment of the present invention;
fig. 5 is a schematic diagram of a hardware structure of an electronic device according to an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
The term "and/or" herein is merely an association describing an associated object, meaning that three relationships may exist, e.g., a and/or B, may mean: a exists alone, A and B exist simultaneously, and B exists alone.
In the embodiments of the present invention, words such as "exemplary" or "for example" are used to mean serving as examples, illustrations or descriptions. Any embodiment or design described as "exemplary" or "e.g.," an embodiment of the present invention is not necessarily to be construed as preferred or advantageous over other embodiments or designs. Rather, use of the word "exemplary" or "such as" is intended to present concepts related in a concrete fashion. Further, in the description of the embodiments of the present invention, "a plurality" means two or more unless otherwise specified.
An embodiment of the present invention provides an offline digital currency acquiring system, and specifically, referring to fig. 1, the digital currency acquiring system according to the embodiment of the present invention includes: an order taking device 11, a management device 12, a management server 13, and an authorization server 14.
In fig. 1, the digital money acquiring system including two acquiring devices 11 and one managing device 12 is illustrated as an example, but the embodiment of the present invention is not limited thereto, and those skilled in the art can make the digital money acquiring system include the acquiring device 11 and the managing device 12 of an arbitrary data amount as needed. For example: including 30 order taking devices and 2 management devices, or including 100 order taking devices and 10 management devices.
The order receiving device 11 is configured to receive digital money paid by a client based on a money receiving digital money wallet, and generate order receiving information according to the digital money paid by the client.
The order receiving device 11 in the embodiment of the present invention may be a vending machine, a charging pile, a cash register of an unmanned supermarket, a parking lot charging device, or the like, the form of the order receiving device is not limited in the embodiment of the present invention, and any electronic device capable of implementing the order receiving device may be used as the order receiving device in the digital currency receiving system provided in the embodiment of the present invention.
The management device 12 is a mobile device, and is configured to acquire the order receipt information from the order receipt device 11 when the connection is established with the order receipt device 11, and send the order receipt information to the management server 13 when the connection is established with the management server 13.
The management device 12 in the embodiment of the present invention may be a mobile device such as a mobile phone, a PAD (Personal Digital Assistant), a notebook computer, etc., and the form of the management device in the embodiment of the present invention is not limited, and any mobile device capable of implementing the management device may be used as the management device in the Digital money acquiring system provided in the embodiment of the present invention.
The management server 13 is configured to receive the order receipt information sent by the management device 12, and send the order receipt information to the right-confirming server 14.
Illustratively, the management server 13 may be a cloud server.
The right-confirming server 14 is configured to receive the order-receiving information sent by the management server 13, and confirm the right of the order-receiving information.
The authorization server 14 in the embodiment of the present invention may be a cloud server directly managed by a central bank, a digital currency management server jointly composed of a digital currency management system of a commercial bank and a central bank, or a server in another form, which is not limited in the embodiment of the present invention. It should be noted that, in the embodiment of the present invention, the authorization server 14 is defined to illustrate how to authorize the digital currency numbers and the distribution and form of hardware devices for authorizing the digital currency in the digital currency transaction process, and the authorization server 14 is not limited in this embodiment of the present invention, so as to ensure that the authorization server 14 can authorize the digital currency.
Further, the acquiring device 11 in the digital money acquiring system according to the embodiment of the present invention may be in an off-line state.
When the order receiving device 11 is in an offline state, the order receiving device 11 and the management device 12 may establish a connection therebetween in a manner of bluetooth, Near Field Communication (NFC), data line, or plug-in card.
Due to business requirements, the order receiving equipment is often required to be arranged in regions which cannot be covered by networks such as underground parking lots and remote regions, and if the network is erected for each order receiving equipment, the construction cost of the digital currency order receiving system is greatly increased, so that when the order receiving equipment is in the regions which cannot be covered, the order receiving equipment and the management equipment can be connected in a Bluetooth, NFC, data line or card inserting mode, and the construction cost of the digital currency order receiving system is reduced.
Certainly, the order receiving device in the embodiment of the present invention may be located in an area that can be covered by a network, and when the order receiving device is located in the area that can be covered by the network, the order receiving device and the management device may establish connection in a bluetooth, NFC, data line or card insertion manner, or may be respectively connected to the network, and perform data transmission through the network.
The digital currency acquiring system provided by the embodiment of the invention comprises an acquiring device, a management server and an authority confirming server; the order receiving equipment is used for receiving digital money paid by a client based on a money receiving digital money wallet and generating order receiving information according to the digital money paid by the client; the management equipment is mobile equipment and is used for acquiring the order receiving information from the order receiving equipment under the condition of establishing connection with the order receiving equipment and sending the order receiving information to the management server under the condition of establishing connection with the management server; the management server is used for receiving the order receiving information sent by the management equipment and sending the order receiving information to the right confirming server; and the right confirming server is used for receiving the order receiving information sent by the management server and confirming the right of the order receiving information. The management device in the digital currency acquiring system provided by the embodiment of the invention is a mobile device, and the management device can respectively establish connection with the acquiring device and the management server so as to forward the acquiring information in the acquiring device to the management server, so that the digital currency acquiring system provided by the embodiment of the invention can enable the terminal device and the acquiring device to carry out mobile payment through digital currency in a scene without network coverage.
Referring to fig. 2, the digital money acquiring system according to the embodiment of the present invention further includes: a security server 15.
The security server 15 is configured to perform security assurance in at least one of the following (r) to ((c)):
a process of logging in the management device 12 based on a management account.
And (c) an authentication process of the order receiving device 11 to the management device 12.
And the authentication process of the management device 12 to the order receiving device 11.
And fourthly, the management server 13 performs an authentication process on the management device 12.
The authentication process of the management device 12 to the management server 13.
Sixthly, the process of data transmission among the sheet receiving device 11, the management device 12, the management server 13 and the right confirming server 14 is carried out.
For example, the process of logging in the management device 12 based on the management account may be: after receiving a management account and a login password corresponding to the management account input by an operator, the management device 12 sends the login password corresponding to the account management account to the security server 15, the security server 15 searches for the login password set when the management account is registered according to the management account, matches the login password set when the management account is registered with the login password received by the management device 12, and if the login password is matched with the login password, sends indication information for indicating successful matching to the management device 12, and the management device 12 outputs prompt information for prompting successful login; if not, the management device 12 sends indication information indicating that the matching fails to be performed, and the management device 12 outputs prompt information for prompting that the login fails to be performed.
For example, the authentication process of the acquiring device 11 to the managing device 12 may be: when the order receiving device 11 establishes connection with the management device 12, the management device 12 signs information such as a certificate, a random number, a time tag and the like through a private key, sends the signed information to the order receiving device 11, the order receiving device 11 verifies the signature information sent by the management device 12 through a corresponding public key, and matches the verified signature information with pre-stored signature information; if the authentication result is matched with the authentication result, the authentication on the management equipment 12 is determined to be passed; if not, it is determined that the authentication of the management device 12 is not passed. Wherein, the public key and signature information of the order receiving device 11 are obtained by the order receiving device 11 from the security server 15 in or before the authentication process; the private key and certificate of the management device 12 are acquired by the management device 12 from the security server 15 during or before the authentication process.
The authentication process of the management device 12 to the order receiving device 11, the authentication process of the management server 13 to the management device 12, and the authentication process of the management device 12 to the management server 13 may be similar to the authentication process of the order receiving device 11 to the management device 12, and are not described herein again.
Of course, the authentication process of the order receiving device to the management device, the authentication process of the management device to the order receiving device, the authentication process of the management server to the management device, and the authentication process of the management device to the management server may also adopt other authentication manners, which is not limited in the embodiment of the present invention.
The process of data transmission among the order receiving device, the management server and the right-confirming server may be as follows: the data sending apparatus acquires the encryption key from the security server 15 to encrypt the data to be sent, and sends the encrypted data to the receiving apparatus; and after receiving the encrypted data sent by the sending equipment, the receiving equipment decrypts the encrypted data by the decryption key acquired from the security server to acquire the transmission data.
It should be noted that, for data transmission between different devices, different keys may be used to encrypt and decrypt data, so as to further ensure the security of data transmission.
As an optional implementation manner of the embodiment of the present invention, the management device 12 is further configured to deposit digital money into the payment digital money wallet of the order receiving device 11;
the acquiring device 11 is also used for paying the digital money in the payment digital money wallet to the client based on the change making demand.
Like other tangible currencies, digital currencies also have characteristic denominations, require change in the course of transaction, and greatly limit the use scenarios of digital currency acquiring systems if change cannot be made. The management device 12 in the above embodiment further deposits digital money in the payment digital money wallet of the acquiring device 11, and the acquiring device 11 pays the digital money in the payment digital money wallet to the client based on the change making requirement, so that the above embodiment can implement change making, thereby widening the application scenarios of the digital money acquiring system.
Further, in a case where the order taking device 11 pays the digital money in the payment digital money wallet to the client based on the change request, the order taking device 11 is specifically configured to generate order taking information according to payment information for paying the digital money to the client and payment information for paying the digital money to the client.
That is, when the receipt device 11 also has the change making function, the receipt information includes the digital money in the payment digital money wallet for receiving the client payment based on the receiving digital money wallet and the payment digital money in the client payment wallet.
As an alternative implementation of the embodiment of the present invention, the management device 12 credits the payment digital money wallet with digital money of the confirmed right.
Optionally, the order receiving device 11 is further configured to delete the order receiving information after sending the order receiving information to the management device;
the management device 12 is further configured to delete the order receipt information after sending the order receipt information to the management server;
the management server 13 is further configured to delete the order receipt information after sending the order receipt information to the right-confirming server.
That is, each device in the digital money receipt system deletes the receipt information stored in itself after sending the receipt information to the next device.
Since each device in the digital currency acquiring system deletes the order acquiring information stored in the device after transmitting the order acquiring information to the next device, the above embodiment can avoid the order acquiring repetition caused by the repeated transmission of the order acquiring information.
Referring to fig. 3, as an optional implementation manner of the embodiment of the present invention, on the basis of any of the above embodiments, the management server 13 is further configured to send a management instruction to the management device 12 when establishing a connection with the management device 12.
The management instruction comprises management operation on the digital currency wallet and an order receiving device corresponding to the management operation.
The management device 12 is further configured to manage the digital money collecting wallet and/or the digital money paying wallet of the order receiving device 11 according to the management instruction when the order receiving device 11 establishes the connection.
Optionally, the management operation includes: at least one of adding a digital money wallet, replacing a digital money wallet, deleting a digital money wallet.
Illustratively, when the management server 13 sends the management operation included in the management instruction to the management device 12 and the order receiving device corresponding to the management operation are as shown in table 1 below:
TABLE 1
After the management device is connected with the receipt device A, the management device manages the collection digital money wallet and the payment digital money wallet of the receipt device A according to the management instruction, and the management device comprises the following steps: the receiving digital money wallet 1 of the acquiring apparatus a is replaced with the digital money wallet 2, and the paying digital money wallet 3 is deleted.
After the management device is connected with the order receiving device B, the management device manages the collection digital money wallet and the payment digital money wallet of the order receiving device A according to the management instruction, and the management device comprises the following steps: a receiving digital money wallet 4 is newly added for the acquiring apparatus B, and a paying digital money wallet 5 of the acquiring apparatus B is replaced with a digital money wallet 6.
It should be noted that the digital money purses (including the collection digital money purse and the payment digital money purse) in the embodiment of the present invention can be identified by the address information of the digital money purse.
Further, on the basis of the above-described embodiment, the management apparatus 12 is further configured to generate a digital money wallet management log based on a management operation for a receiving digital money wallet and/or a paying digital money wallet of the acquiring apparatus 11, and to transmit the digital money wallet management log to the management server 13 when a connection is established with the management server 13;
the management server 14 is further configured to receive the digital money wallet management log, and store the digital money wallet management log.
The management server 14 can trace the operations of adding, deleting, changing, etc. of the collection digital money wallet and the payment digital money wallet of the receipt device through the digital money wallet management log, thereby realizing the tracking of the digital money circulation process.
Based on the same inventive concept, as a description of the above digital currency acquiring system for implementing a digital currency circulation process, an embodiment of the present invention further provides an offline digital currency acquiring method, where the method embodiment corresponds to the foregoing system embodiment, and for convenience of reading, details in the foregoing system embodiment are not repeated one by one in the method embodiment, but it should be clear that the method in the embodiment can correspondingly implement all the contents in the foregoing system embodiment.
Fig. 4 is a flowchart illustrating steps of a digital money order receiving method according to an embodiment of the present invention, and as shown in fig. 4, the digital money order receiving method according to the embodiment includes the following steps:
and S41, the order receiving equipment receives payment information of the client payment digital currency based on the money digital currency wallet and generates order receiving information according to the payment information.
And S42, the management equipment establishes connection with the order receiving equipment.
And S43, the management equipment acquires the order receiving information from the order receiving equipment.
And S44, the management equipment establishes connection with the management server.
And S45, the management equipment sends the order receiving information to a management server.
And S46, the management server sends the order receiving information to an authority confirming server.
And S47, the right server confirms the right of the order receiving information.
The digital currency acquiring method provided by the embodiment of the invention is a description of the digital currency circulation process realized by the digital currency acquiring system, the realization principle and the technical effect are similar, and the description is omitted here.
As an optional implementation manner of the embodiment of the present invention, the method further includes:
performing security assurance by a security server in at least one of the following processes:
a process of logging in the management device based on a management account;
the authentication process of the order receiving device to the management device;
the management equipment carries out an authentication process on the order receiving equipment;
an authentication process of the management server to the management device;
an authentication process of the management device to the management server;
and the process of data transmission among the order receiving equipment, the management server and the right-confirming server.
As an optional implementation manner of the embodiment of the present invention, the method further includes:
the management device deposits digital money into a payment digital money wallet of the acquiring device;
the order taking device pays the digital money in the payment digital money wallet to a client based on change making requirements;
as an optional implementation manner of the embodiment of the present invention, the generating of the order receipt information according to the digital currency paid by the client includes:
and generating order receiving information according to the payment information of the digital currency paid by the client and the payment information of the digital currency paid to the client.
As an alternative implementation of the embodiment of the present invention, the management device credits the payment digital money wallet with digital money of the determined right.
As an optional implementation manner of the embodiment of the present invention, the method further includes:
the order receiving equipment deletes the order receiving information after sending the order receiving information to the management equipment;
the management equipment also deletes the order receiving information after sending the order receiving information to the management server;
and the management server deletes the order receiving information after sending the order receiving information to the right-confirming server.
As an optional implementation manner of the embodiment of the present invention, the method further includes:
when the management server establishes connection with the management equipment, the management server sends a management instruction to the management equipment, wherein the management instruction comprises management operation on the digital currency wallet and order receiving equipment corresponding to the management operation;
and when the management equipment establishes connection with the order receiving equipment, managing the money receiving digital money wallet and/or the payment digital money wallet of the order receiving equipment according to the management instruction.
As an optional implementation manner of the embodiment of the present invention, the management operation includes: at least one of adding a digital money wallet, replacing a digital money wallet, deleting a digital money wallet.
As an optional implementation manner of the embodiment of the present invention, the method further includes:
the management device generates a digital money wallet management log based on a management operation for a receiving digital money wallet and/or a payment digital money wallet of the receipt device;
the management device transmitting the digital money wallet management log to the management server when establishing a connection with the management server;
the management server receives the digital money wallet management log and stores the digital money wallet management log.
Based on the same inventive concept, the embodiment of the invention also provides electronic equipment. Fig. 5 is a schematic structural diagram of an electronic device according to an embodiment of the present invention, and as shown in fig. 5, the electronic device according to the embodiment includes: a memory 51 and a processor 52, the memory 51 being for storing computer programs; the processor 52 is configured to execute the method steps performed by the acquiring apparatus, the managing server, or the authorization server in the above-described digital money acquiring method when the computer program is called.
Based on the same inventive concept, an embodiment of the present invention further provides a computer-readable storage medium, where a computer program is stored, and when the computer program is executed by a processor, the computer program implements the method steps executed by the order collecting device, the management server, or the authorization server in the above digital currency order collecting method.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media having computer-usable program code embodied in the medium.
The processor may be a Central Processing Unit (CPU), other general purpose processor, a Digital Signal Processor (DSP), an Application Specific Integrated Circuit (ASIC), an off-the-shelf programmable gate array (FPGA) or other programmable logic device, discrete gate or transistor logic, discrete hardware components, etc. A general purpose processor may be a microprocessor or the processor may be any conventional processor or the like.
The memory may include forms of volatile memory in a computer readable medium, Random Access Memory (RAM) and/or non-volatile memory, such as Read Only Memory (ROM) or flash memory (flash RAM). The memory is an example of a computer-readable medium.
Computer readable media include both permanent and non-permanent, removable and non-removable storage media. Storage media may implement information storage by any method or technology, and the information may be computer-readable instructions, data structures, modules of a program, or other data. Examples of computer storage media include, but are not limited to, phase change memory (PRAM), Static Random Access Memory (SRAM), Dynamic Random Access Memory (DRAM), other types of Random Access Memory (RAM), Read Only Memory (ROM), Electrically Erasable Programmable Read Only Memory (EEPROM), flash memory or other memory technology, compact disc read only memory (CD-ROM), Digital Versatile Discs (DVD) or other optical storage, magnetic cassettes, magnetic disk storage or other magnetic storage devices, or any other non-transmission medium that can be used to store information that can be accessed by a computing device. As defined herein, computer readable media does not include transitory computer readable media (transmyedia) such as modulated data signals and carrier waves.
Finally, it should be noted that: the above embodiments are only used to illustrate the technical solution of the present invention, and not to limit the same; while the invention has been described in detail and with reference to the foregoing embodiments, it will be understood by those skilled in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; and the modifications or the substitutions do not make the essence of the corresponding technical solutions depart from the scope of the technical solutions of the embodiments of the present invention.
Claims (10)
1. An offline digital currency acquiring system, comprising: the system comprises an order receiving device, a management server and a right confirming server;
the order receiving equipment is used for receiving payment information of client payment digital currency based on a money collection digital currency wallet and generating order receiving information according to the payment information;
the management equipment is mobile equipment and is used for acquiring the order receiving information from the order receiving equipment under the condition of establishing connection with the order receiving equipment and sending the order receiving information to the management server under the condition of establishing connection with the management server;
the management server is used for receiving the order receiving information sent by the management equipment and sending the order receiving information to the right confirming server;
the right-confirming server is used for receiving the order-receiving information sent by the management server and confirming the right of the order-receiving information.
2. The system according to claim 1, wherein the digital currency acquiring system further comprises: a security server;
the security server is used for performing security guarantee in at least one of the following processes:
a process of logging in the management device based on a management account;
the authentication process of the order receiving device to the management device;
the management equipment carries out an authentication process on the order receiving equipment;
an authentication process of the management server to the management device;
an authentication process of the management device to the management server;
and the process of data transmission among the order receiving equipment, the management server and the right-confirming server.
3. The method of claim 1,
the management device is also used for crediting digital currency to a payment digital currency wallet of the acquiring device;
the acquiring device is also used for paying the digital currency in the payment digital currency wallet to the client based on change making requirements.
4. The method of claim 3, wherein the digital currency deposited by the management device into the payment digital currency wallet is an authorized digital currency.
5. The method of claim 1,
the order receiving equipment is also used for deleting the order receiving information after the order receiving information is sent to the management equipment;
the management equipment is also used for deleting the order receiving information after sending the order receiving information to the management server;
the management server is also used for deleting the order receiving information after the order receiving information is sent to the right-confirming server.
6. The method according to any one of claims 1 to 5,
the management server is also used for sending a management instruction to the management equipment when the management server is connected with the management equipment, wherein the management instruction comprises management operation on the digital currency wallet and order receiving equipment corresponding to the management operation;
and the management equipment is also used for managing the collection digital money wallet and/or the payment digital money wallet of the order receiving equipment according to the management instruction when the management equipment establishes connection with the order receiving equipment.
7. The system of claim 6, wherein the management operation comprises: at least one of adding a digital money wallet, replacing a digital money wallet, deleting a digital money wallet.
8. The system of claim 6,
the management device is also used for generating a digital money wallet management log based on the management operation of a collection digital money wallet and/or a payment digital money wallet of the order collection device, and sending the digital money wallet management log to the management server when connection is established with the management server;
the management server is further configured to receive the digital money wallet management log and store the digital money wallet management log.
9. The system of claim 1, wherein the order taking device is in an offline state;
the order receiving equipment and the management equipment are connected in a Bluetooth mode, a near field communication NFC mode, a WiFi mode, a data line mode or a card inserting mode.
10. An off-line digital currency acquiring method, comprising:
the order receiving equipment receives payment information of client payment digital currency based on a money collection digital currency wallet and generates order receiving information according to the payment information;
the management equipment establishes connection with the order receiving equipment;
the management equipment acquires the order receiving information from the order receiving equipment;
the management equipment establishes connection with a management server;
the management equipment sends the order receiving information to a management server;
the management server sends the order receiving information to a right confirming server;
and the right server confirms the right of the order receiving information.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010420134.4A CN112308546A (en) | 2020-05-18 | 2020-05-18 | Offline digital currency acquiring system and method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010420134.4A CN112308546A (en) | 2020-05-18 | 2020-05-18 | Offline digital currency acquiring system and method |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN112308546A true CN112308546A (en) | 2021-02-02 |
Family
ID=74336502
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202010420134.4A Pending CN112308546A (en) | 2020-05-18 | 2020-05-18 | Offline digital currency acquiring system and method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN112308546A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113052984A (en) * | 2021-03-09 | 2021-06-29 | 西安艾润物联网技术服务有限责任公司 | Vehicle passing management method, device and system based on digital currency payment |
| CN113393224A (en) * | 2021-05-21 | 2021-09-14 | 西安艾润物联网技术服务有限责任公司 | Payment control method and service control system for related fees of service demand equipment |
Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103793815A (en) * | 2014-01-23 | 2014-05-14 | 武汉天喻信息产业股份有限公司 | Mobile intelligent terminal acquirer system and method suitable for bank cards and business cards |
| CN107230079A (en) * | 2016-03-25 | 2017-10-03 | 中国人民银行印制科学技术研究所 | The method and system of offline electronic payment are carried out using digital cash chip card |
| CN107679853A (en) * | 2017-09-29 | 2018-02-09 | 南京中高知识产权股份有限公司 | Offline electronic payment system and its method of work |
| CN109493016A (en) * | 2018-10-24 | 2019-03-19 | 中国工商银行股份有限公司 | Offline electronic payment method, terminal based on digital cash and act on behalf of dispensing device |
| CN110088791A (en) * | 2016-12-20 | 2019-08-02 | Pbv考夫曼系统有限公司 | For with short exchange hour and finally settling accounts using mobile device come the system of the electronic money offline electronic payment carried out |
-
2020
- 2020-05-18 CN CN202010420134.4A patent/CN112308546A/en active Pending
Patent Citations (5)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103793815A (en) * | 2014-01-23 | 2014-05-14 | 武汉天喻信息产业股份有限公司 | Mobile intelligent terminal acquirer system and method suitable for bank cards and business cards |
| CN107230079A (en) * | 2016-03-25 | 2017-10-03 | 中国人民银行印制科学技术研究所 | The method and system of offline electronic payment are carried out using digital cash chip card |
| CN110088791A (en) * | 2016-12-20 | 2019-08-02 | Pbv考夫曼系统有限公司 | For with short exchange hour and finally settling accounts using mobile device come the system of the electronic money offline electronic payment carried out |
| CN107679853A (en) * | 2017-09-29 | 2018-02-09 | 南京中高知识产权股份有限公司 | Offline electronic payment system and its method of work |
| CN109493016A (en) * | 2018-10-24 | 2019-03-19 | 中国工商银行股份有限公司 | Offline electronic payment method, terminal based on digital cash and act on behalf of dispensing device |
Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113052984A (en) * | 2021-03-09 | 2021-06-29 | 西安艾润物联网技术服务有限责任公司 | Vehicle passing management method, device and system based on digital currency payment |
| CN113052984B (en) * | 2021-03-09 | 2023-06-30 | 西安艾润物联网技术服务有限责任公司 | Vehicle passing management method, device and system based on digital currency payment |
| CN113393224A (en) * | 2021-05-21 | 2021-09-14 | 西安艾润物联网技术服务有限责任公司 | Payment control method and service control system for related fees of service demand equipment |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| US20230274240A1 (en) | Transaction signing utilizing asymmetric cryptography | |
| CN108780546B (en) | Location verification in dynamic data transactions | |
| EP3136646B1 (en) | Secure data interaction method and system | |
| CN107230055B (en) | Method and system for paying digital currency | |
| JP6031524B2 (en) | Safely refillable electronic wallet | |
| US20170221053A1 (en) | Digital asset conversion | |
| CN108564353A (en) | Payment system based on block chain and method | |
| CN107230051B (en) | Payment method and payment system of digital currency | |
| US20130226799A1 (en) | Authentication process for value transfer machine | |
| US20110320347A1 (en) | Mobile Networked Payment System | |
| US20090319425A1 (en) | Mobile Person-to-Person Payment System | |
| US20220207500A1 (en) | Device for directly transmitting electronic coin data records to another device, and payment system | |
| US20090070263A1 (en) | Peer to peer fund transfer | |
| CN108475457A (en) | Information trading infrastructure | |
| EP2304678A1 (en) | Mobile payment system | |
| WO2016088087A1 (en) | Third party access to a financial account | |
| CN110494878A (en) | It is remitted money by telecom operators via the digital properties of telephone number | |
| KR20190132159A (en) | Method for Providing Cryptocurrency Trading Platform based on Blockchain by using Smart Contract | |
| CN104301293A (en) | Data processing method, device and system | |
| US20180300717A1 (en) | Cryptographically secure token exchange | |
| KR20190132054A (en) | Method for Providing Cryptocurrency Trading Platform by using Smart Contract based on Blockchain | |
| CN112308546A (en) | Offline digital currency acquiring system and method | |
| CN106251145A (en) | Electronic fare payment system, electronic payment devices and electric paying method | |
| WO2022154789A1 (en) | Token-based off-chain interaction authorization | |
| Fun et al. | Review of mobile macro-payments schemes |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination |