CN112184025A - Intelligent money distribution method and device for foreign currency reservation - Google Patents

Intelligent money distribution method and device for foreign currency reservation Download PDF

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CN112184025A
CN112184025A CN202011049473.2A CN202011049473A CN112184025A CN 112184025 A CN112184025 A CN 112184025A CN 202011049473 A CN202011049473 A CN 202011049473A CN 112184025 A CN112184025 A CN 112184025A
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amount
money
foreign currency
reserved
reservation
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CN112184025B (en
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毛福林
邵雪飞
刘雅
兰若倩
杨华
宁维
赵船畯
高秀昕
温真真
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Bank of China Ltd
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q10/00Administration; Management
    • G06Q10/02Reservations, e.g. for tickets, services or events
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/02Banking, e.g. interest calculation or account maintenance

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Abstract

The invention discloses an intelligent money distribution method and device for foreign currency reservation, wherein the method comprises the following steps: receiving foreign currency types, withdrawal websites and reserved amounts selected by a customer, calculating a reserved date list according to the foreign currency types, the withdrawal websites and the reserved amounts, and returning the reserved date list to the customer; receiving a reservation date selected by a client based on the reservation date list, and intelligently calculating a money distribution scheme according to the foreign currency type, the reservation amount and the reservation date; if the money distribution scheme exists, the foreign currency reservation is completed based on the money distribution scheme, if the money distribution scheme does not exist, the proposed amount is determined based on the reserved amount, and the proposed amount is returned to the customer; and if the customer selects the suggested amount, calculating a money distribution scheme based on the suggested amount to finish the foreign currency reservation, and if the customer does not select the suggested amount, receiving the reserved amount input again by the customer to calculate the money distribution scheme to finish the foreign currency reservation. The invention can reduce the workload of network operators.

Description

Intelligent money distribution method and device for foreign currency reservation
Technical Field
The invention relates to the technical field of foreign currency reservation, in particular to an intelligent money distribution method and device for foreign currency reservation.
Background
This section is intended to provide a background or context to the embodiments of the invention that are recited in the claims. The description herein is not admitted to be prior art by inclusion in this section.
In recent years, banks have rapid development in the aspects of operation management standardization, informatization, centralization and the like, foreign currency business is rapidly developed, a flexible foreign currency reservation and cash withdrawal flow is provided, better customer experience can be provided for customers, and more customers are attracted to handle related business. At present, each financial institution and foreign currency exchange mechanism are generally with the foreign currency amount of money that the manual mode appointed to the customer allotment paper money (according to the foreign currency amount of money that the customer needs, the required paper money of satisfying the foreign currency amount of money is distinguished and is made up), this kind of mode, the website staff need master the foreign currency type and the paper money of website (the different ticket face amount of money of every currency) quantity that the website exists in real time, and simultaneously, also need master the customer that has carried out the reservation at this website in real time, and occupy the quantity of currency, the website staff selects specific paper money according to the experience of oneself and does not make up promptly, if the foreign currency website of website can not satisfy customer's demand, combine the existing foreign currency of present, the paper money of providing the customer suggestion does not make up. Some financial institutions or foreign currency exchange mechanisms realize an online foreign currency reservation system, users can fill in exchange points, types of foreign currencies and amounts of foreign currencies required, submit corresponding application forms, and carry out money allocation by specific network point staff according to own experiences and amounts of money required by the users.
The two modes are both intelligent money distribution through manual experience, so that a certain working experience is required for network operators, and meanwhile, the network operators are required to constantly record the remaining amount of money of the current network and which customers have reserved but do not withdraw money, and the network operators have many affairs, and if careless mistakes occur, certain negative effects can be caused to the network.
Disclosure of Invention
The embodiment of the invention provides an intelligent money distribution method for foreign currency reservation, which is used for solving the technical problem that the workload of workers at a network is increased when intelligent money distribution is carried out by manual experience, and comprises the following steps:
receiving foreign currency types, withdrawal websites and reserved amounts selected by a customer, calculating a reserved date list according to the foreign currency types, the withdrawal websites and the reserved amounts, and returning the reserved date list to the customer;
receiving a reservation date selected by a client based on the reservation date list, and intelligently calculating a money distribution scheme according to the foreign currency type, the reservation amount and the reservation date;
if the money distribution scheme exists, the foreign currency reservation is completed based on the money distribution scheme, if the money distribution scheme does not exist, the proposed amount is determined based on the reserved amount, and the proposed amount is returned to the customer;
and if the customer selects the suggested amount, calculating a money distribution scheme based on the suggested amount to finish the foreign currency reservation, and if the customer does not select the suggested amount, receiving the reserved amount input again by the customer to calculate the money distribution scheme to finish the foreign currency reservation.
The embodiment of the invention also provides a device for solving the technical problem of increasing the workload of network operators in intelligent money distribution through artificial experience, which comprises the following steps:
the foreign currency reservation module is used for receiving foreign currency types, withdrawal points and reserved money amounts selected by customers;
the reservation date list query module is used for calculating a reservation available date list according to the foreign currency type, the withdrawal network point and the reserved amount and returning the reservation available date list to a client;
the intelligent money distribution module is used for receiving the appointment date selected by the customer based on the appointment date list and intelligently calculating a money distribution scheme according to the foreign currency type, the appointment amount and the appointment date;
the proposed amount calculation module is used for finishing the foreign currency reservation based on the money distribution scheme if the money distribution scheme exists, determining the proposed amount based on the reserved amount if the money distribution scheme does not exist, returning the proposed amount to the client, and calculating the money distribution scheme based on the proposed amount to finish the foreign currency reservation if the client selects the proposed amount;
the foreign currency reservation module is further configured to: and if the customer does not select the suggested amount, receiving the reserved amount input again by the customer, and calculating a money distribution scheme to finish the foreign currency reservation.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the intelligent money distribution method for the foreign currency reservation is realized when the processor executes the computer program.
The embodiment of the invention also provides a computer readable storage medium, and the computer readable storage medium stores a computer program for executing the intelligent money distribution method for the foreign currency reservation.
In the embodiment of the invention, an available appointment date list is calculated according to the foreign currency type, the withdrawal network point and the appointment amount selected by a client, the available appointment date list is returned to the client, and a money distribution scheme is intelligently calculated according to the foreign currency type, the appointment amount and the appointment date selected by the client based on the available appointment date list; if the money distribution scheme exists, foreign currency reservation is completed, if the money distribution scheme does not exist, the proposed amount is determined based on the reserved amount, if the client selects the proposed amount, the money distribution scheme is calculated based on the proposed amount to complete the foreign currency reservation, and if the client does not select the proposed amount, the reserved amount input again by the client is received to calculate the money distribution scheme to complete the foreign currency reservation.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts. In the drawings:
FIG. 1 is a flow chart of an intelligent money distribution method for foreign currency reservation in the embodiment of the invention;
FIG. 2 is a flowchart of a method for calculating available appointment dates according to an embodiment of the present invention;
FIG. 3 is a flowchart of a method for intelligently calculating a money dispensing scheme according to an embodiment of the present invention;
FIG. 4 is a flowchart of a proposed amount calculation method according to an embodiment of the present invention;
FIG. 5 is a block diagram of a first structure of an intelligent money distribution device for foreign currency reservation in an embodiment of the present invention;
fig. 6 is a block diagram of a second structure of an intelligent money distribution device for foreign currency reservation in the embodiment of the invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention more apparent, the embodiments of the present invention are further described in detail below with reference to the accompanying drawings. The exemplary embodiments and descriptions of the present invention are provided to explain the present invention, but not to limit the present invention.
Interpretation of terms:
mesh point: and (4) receiving the foreign currency after the client applies for the foreign currency.
Import of foreign currency: when the foreign currency in the vault is not in sufficient inventory, the financial institution needs to purchase the relevant foreign currency to other institutions to ensure the normal operation of the business.
Dispensing the banknotes: according to the foreign currency amount required by the client, the required combination of the currency amount is configured.
Classifying: different nominal amounts for each currency.
Fig. 1 is a flowchart of an intelligent money allocation method for foreign currency reservation according to an embodiment of the present invention, and as shown in fig. 1, the method includes:
s1: receiving foreign currency type, withdrawal network point (namely, reservation network point) and reservation amount selected by a client, calculating an available reservation date list according to the foreign currency type, the withdrawal network point and the reservation amount, and returning the available reservation date list to the client;
s2: receiving a reservation date (suitable withdrawal date) selected by a client based on the available reservation date list, and intelligently calculating a money distribution scheme according to the foreign currency type, the reservation amount and the reservation date;
s3: if the money distribution scheme exists, the foreign currency reservation is finished based on the money distribution scheme, if the money distribution scheme does not exist, the proposed amount (the foreign currency amount close to the reservation required by the client) is determined based on the reserved amount, and the proposed amount is returned to the client;
s4: if the customer selects the proposed amount (i.e., the customer is satisfied), the money-dispensing scheme is calculated based on the proposed amount to complete the foreign-currency reservation (i.e., the reservation date is again selected based on the list of available reservation dates), and if the customer does not select the proposed amount (i.e., is not satisfied), the money-dispensing scheme is calculated to complete the foreign-currency reservation by receiving the reserved amount re-entered by the customer.
As shown in fig. 1, in S1, it is first determined whether there is a reservable date, and if so, a reservable date list is calculated and returned.
Finally, the reservation record and the corresponding bill distribution scheme can be recorded.
In the embodiment of the present invention, as shown in fig. 2, the step of calculating the available reservation date list according to the foreign currency type, the withdrawal website and the reserved amount in S1 includes:
based on the withdrawal network point and the foreign currency, searching the time range of the withdrawal network point for supporting reservation and the reservation record of the corresponding foreign currency;
acquiring the current date of a withdrawal network point as a starting date;
calculating the total sum of the remaining certificates in the starting date based on the reservation records of the corresponding foreign currency types;
judging whether the starting date is less than or equal to the latest booking date of the time range supporting booking, if the starting date is less than or equal to the latest booking date, judging whether the total sum of the remaining securities categories in the starting date is greater than the booking sum, if the total sum of the remaining securities categories is greater than the booking sum, adding the starting date into the bookable date list, if the total sum of the remaining securities categories is not greater than the booking sum, adding 1 to the starting date, continuously judging whether the sum of the starting date plus 1 is less than or equal to the latest booking date and whether the total sum of the remaining securities categories in the starting date plus 1 is greater than the booking sum, and obtaining the bookable date list until the starting date is continuously added to the latest booking date.
In the embodiment of the present invention, the method further includes:
configuring the foreign currency type, security classification and maximum reserved amount of the website supporting reservation;
the intelligent money distribution scheme is calculated according to the foreign currency type, the reserved amount and the reserved date, and comprises the following steps:
the method comprises the steps of intelligently calculating required security classification combinations based on the foreign currency type, security classification and maximum reserved amount of the website support reservation and the foreign currency type, reserved amount and reserved date.
In the embodiment of the present invention, as shown in fig. 3, in S2, the intelligent calculation of the money allocation scheme according to the foreign currency type, the reserved amount and the reserved date includes:
based on the foreign currency type and the reserved amount, searching a currency classification list of the corresponding foreign currency type and a valid reserved record of the corresponding foreign currency type configured by the withdrawal network;
calculating the total amount of the remaining securities categories of the corresponding foreign currency types based on the list of the securities categories of the corresponding foreign currency types and the valid reservation records of the corresponding foreign currency types;
judging whether the total sum of the remaining securities categories is greater than or equal to the reserved sum, if so, returning the suggested sum, if so, judging whether the reserved sum is the maximum common divisor of all the securities categories, if not, returning the suggested sum, if so, making the reserved sum be the calculated sum, and determining the security categories and the security category sum list;
judging whether only one security classification exists according to the security classification and the security classification sum list, if only one security classification exists, judging whether the reserved sum is integral multiple of the security classification, and if so, calculating a banknote distribution scheme based on the security classification and the security classification sum and returning to be finished; if the reserved amount is not an integral multiple of the security classification, the suggested amount is returned; if not only a security, then obtain the first security classification and the security classification amount of money of range from the security classification and the security classification amount list, judge whether the first security classification amount of money of range equals with the calculated amount of money, if equal, then return and join in marriage the paper money scheme and end, if unequal, then record the first security classification's of money maximum join in marriage the paper money amount of money of range, will arrange first security classification and the security classification amount of money and shift out the security classification and the security classification amount list, obtain the updated security classification and the security classification amount list, judge whether the maximum paper money join in marriage the paper money amount and be 0, if the maximum paper money join in marriage the paper money amount not 0, then subtract the maximum paper money join in order as the calculated amount after the update, the maximum paper money join in marriage the paper money amount of money of the security, judge whether to find suitable paper money join in marriage the paper money scheme, if not, then return and judge whether the maximum paper money join in marriage the paper money sum is 0, if the maximum paper money join in, the determination process is repeated based on the updated classification and classification currency list.
In step S2, the orders of the inlet fees of the respective securities are sorted from low to high, and the subsequent banknote distribution scheme calculation is performed according to the orders. The purpose of sorting according to the imported goods from low to high is: for banks, the import cost of small tickets is relatively high, which is a policy of the bank that favors the provision of large tickets to users.
The specific implementation of this step is illustrated.
When the algorithm starts, setting the calculated amount as the reserved amount, finding the maximum ticket face, calculating the maximum money distribution amount of the ticket face, setting the maximum money distribution amount as the min (the calculated amount/the money classification amount, the money classification total amount), subtracting the maximum money distribution amount from the calculated amount, continuing to classify the next ticket, and repeating the process.
If all the documents are calculated, the calculated amount is not 0, and no appropriate banknote distribution scheme is found.
Assume that the security categories are listed as follows:
total sum of security classification
100 1000
50 500
……
The reserved amount: 550
Firstly, 500 yuan of 100 is selected, the 500 is the maximum dispensing amount of 100 categories, the calculated amount is updated to 550-: 5 sheets of 100 yuan and 1 sheet of 50 yuan.
In the embodiment of the present invention, as shown in fig. 4, the determining the proposed amount based on the reserved amount in S3 includes:
judging whether the remaining reserved amount of money of the withdrawal website is 0, if so, determining that the proposed amount of money is 0, if not, traversing the money classification and money classification amount list of the withdrawal website, judging whether the reserved amount of money is smaller than each money classification amount of money, if so, determining that the proposed amount of money is the product of the maximum money classification amount and the maximum money classification amount of money, wherein the maximum money classification amount is divided by the reserved amount of money, if so, subtracting the reserved amount of money from the reserved amount of money as the updated reserved amount of money, and adding the calculated amount of money to the reserved amount of money as the updated calculated amount of money.
Wherein the initial suggested amount is set to 0.
The specific implementation of this step is illustrated.
This is performed when the banknote distribution scheme cannot be returned for the banknote distribution scheme of S2, and if the reserved amount is smaller than the classification amount, the proposed amount is the maximum classification × classification amount, for example, the reserved amount is 301, and the supportable classification list is:
security classification and classification sum
100 500
At this time, the reserved amount is less than 100 total amount, and the suggested amount is 100 x (rounding down [301/100]) to 300; if the reserved amount is greater than the total amount of 100, all the securities are traversed to find the appropriate proposed amount.
For example: the reserved amount 306, the supportable list of categories is:
security classification and classification sum
100 200
50 50
5 50
The proposed amount is 200+50+ 50-300.
The embodiment of the invention also provides an intelligent money distribution device for foreign currency reservation, which is described in the following embodiment. The principle of the device for solving the problems is similar to that of the intelligent money distribution method for foreign currency reservation, so the implementation of the device can refer to the implementation of the intelligent money distribution method for foreign currency reservation, and repeated parts are not described again.
Fig. 5 is a first structural block diagram of an intelligent banknote dispensing device for foreign currency reservation in an embodiment of the present invention, and as shown in fig. 5, the device includes:
the foreign currency reservation module 02 is used for receiving foreign currency types, withdrawal points and reserved money amounts selected by customers;
the reservation date list inquiry module 04 is used for calculating an available reservation date list according to the foreign currency type, the withdrawal network point and the reservation amount, and returning the available reservation date list to the client;
the intelligent money distribution module 06 is used for receiving the appointment date selected by the customer based on the appointment date list and intelligently calculating a money distribution scheme according to the foreign currency type, the appointment amount and the appointment date;
a suggested amount calculation module 08, configured to complete a foreign currency reservation based on a money distribution scheme if the money distribution scheme exists, determine a suggested amount based on a reserved amount if the money distribution scheme does not exist, return the suggested amount to a customer, and calculate the money distribution scheme based on the suggested amount to complete the foreign currency reservation if the customer selects the suggested amount;
the foreign currency reservation module is further configured to: and if the customer does not select the suggested amount, receiving the reserved amount input again by the customer, and calculating a money distribution scheme to finish the foreign currency reservation.
In the embodiment of the present invention, the appointment date list querying module is specifically configured to:
based on the withdrawal network point and the foreign currency, searching the time range of the withdrawal network point for supporting reservation and the reservation record of the corresponding foreign currency;
acquiring the current date of a withdrawal network point as a starting date;
calculating the total sum of the remaining certificates in the starting date based on the reservation records of the corresponding foreign currency types;
judging whether the starting date is less than or equal to the latest booking date of the time range supporting booking, if the starting date is less than or equal to the latest booking date, judging whether the total sum of the remaining securities categories in the starting date is greater than the booking sum, if the total sum of the remaining securities categories is greater than the booking sum, adding the starting date into the bookable date list, if the total sum of the remaining securities categories is not greater than the booking sum, adding 1 to the starting date, continuously judging whether the sum of the starting date plus 1 is less than or equal to the latest booking date and whether the total sum of the remaining securities categories in the starting date plus 1 is greater than the booking sum, and obtaining the bookable date list until the starting date is continuously added to the latest booking date.
In the embodiment of the present invention, as shown in fig. 6, the method further includes:
the website foreign currency parameter module 10 is used for configuring the foreign currency type, security classification and maximum reserved amount of the website supported reservation;
the intelligent money distribution module is specifically used for:
the method comprises the steps of intelligently calculating required security classification combinations based on the foreign currency type, security classification and maximum reserved amount of the website support reservation and the foreign currency type, reserved amount and reserved date.
In the embodiment of the present invention, the intelligent money distribution module is specifically configured to:
based on the foreign currency type and the reserved amount, searching a currency classification list of the corresponding foreign currency type and a valid reserved record of the corresponding foreign currency type configured by the withdrawal network;
calculating the total amount of the remaining securities categories of the corresponding foreign currency types based on the list of the securities categories of the corresponding foreign currency types and the valid reservation records of the corresponding foreign currency types;
judging whether the total sum of the remaining securities categories is greater than or equal to the reserved sum, if so, returning the suggested sum, if so, judging whether the reserved sum is the maximum common divisor of all the securities categories, if not, returning the suggested sum, if so, making the reserved sum be the calculated sum, and determining the security categories and the security category sum list;
judging whether only one security classification exists according to the security classification and the security classification sum list, if only one security classification exists, judging whether the reserved sum is integral multiple of the security classification, and if so, calculating a banknote distribution scheme based on the security classification and the security classification sum and returning to be finished; if the reserved amount is not an integral multiple of the security classification, the suggested amount is returned; if not only a security, then obtain the first security classification and the security classification amount of money of range from the security classification and the security classification amount list, judge whether the first security classification amount of money of range equals with the calculated amount of money, if equal, then return and join in marriage the paper money scheme and end, if unequal, then record the first security classification's of money maximum join in marriage the paper money amount of money of range, will arrange first security classification and the security classification amount of money and shift out the security classification and the security classification amount list, obtain the updated security classification and the security classification amount list, judge whether the maximum paper money join in marriage the paper money amount and be 0, if the maximum paper money join in marriage the paper money amount not 0, then subtract the maximum paper money join in order as the calculated amount after the update, the maximum paper money join in marriage the paper money amount of money of the security, judge whether to find suitable paper money join in marriage the paper money scheme, if not, then return and judge whether the maximum paper money join in marriage the paper money sum is 0, if the maximum paper money join in, the determination process is repeated based on the updated classification and classification currency list.
In an embodiment of the present invention, the suggested amount calculation module is specifically configured to:
judging whether the remaining reserved amount of money of the withdrawal website is 0, if so, determining that the proposed amount of money is 0, if not, traversing the money classification and money classification amount list of the withdrawal website, judging whether the reserved amount of money is smaller than each money classification amount of money, if so, determining that the proposed amount of money is the product of the maximum money classification amount and the maximum money classification amount of money, wherein the maximum money classification amount is divided by the reserved amount of money, if more than or equal to, subtracting the reserved amount of money from the reserved amount of money as the updated reserved amount of money, and adding the calculated amount of money to the money classification amount as the updated calculated amount of money.
The embodiment of the invention also provides computer equipment which comprises a memory, a processor and a computer program which is stored on the memory and can run on the processor, wherein the intelligent money distribution method for the foreign currency reservation is realized when the processor executes the computer program.
The embodiment of the invention also provides a computer readable storage medium, and the computer readable storage medium stores a computer program for executing the intelligent money distribution method for the foreign currency reservation.
In the embodiment of the invention, an available appointment date list is calculated according to the foreign currency type, the withdrawal network point and the appointment amount selected by a client, the available appointment date list is returned to the client, and a money distribution scheme is intelligently calculated according to the foreign currency type, the appointment amount and the appointment date selected by the client based on the available appointment date list; if the money distribution scheme exists, foreign currency reservation is completed, if the money distribution scheme does not exist, the proposed amount is determined based on the reserved amount, if the client selects the proposed amount, the money distribution scheme is calculated based on the proposed amount to complete the foreign currency reservation, and if the client does not select the proposed amount, the reserved amount input again by the client is received to calculate the money distribution scheme to complete the foreign currency reservation.
As will be appreciated by one skilled in the art, embodiments of the present invention may be provided as a method, system, or computer program product. Accordingly, the present invention may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present invention may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present invention is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to embodiments of the invention. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
The above-mentioned embodiments are intended to illustrate the objects, technical solutions and advantages of the present invention in further detail, and it should be understood that the above-mentioned embodiments are only exemplary embodiments of the present invention, and are not intended to limit the scope of the present invention, and any modifications, equivalent substitutions, improvements and the like made within the spirit and principle of the present invention should be included in the scope of the present invention.

Claims (12)

1. An intelligent currency distribution method for foreign currency reservation is characterized by comprising the following steps:
receiving foreign currency types, withdrawal websites and reserved amounts selected by a customer, calculating a reserved date list according to the foreign currency types, the withdrawal websites and the reserved amounts, and returning the reserved date list to the customer;
receiving a reservation date selected by a client based on the reservation date list, and intelligently calculating a money distribution scheme according to the foreign currency type, the reservation amount and the reservation date;
if the money distribution scheme exists, the foreign currency reservation is completed based on the money distribution scheme, if the money distribution scheme does not exist, the proposed amount is determined based on the reserved amount, and the proposed amount is returned to the customer;
and if the customer selects the suggested amount, calculating a money distribution scheme based on the suggested amount to finish the foreign currency reservation, and if the customer does not select the suggested amount, receiving the reserved amount input again by the customer to calculate the money distribution scheme to finish the foreign currency reservation.
2. The intelligent currency dispensing method for foreign currency reservation according to claim 1, wherein calculating a list of available reservation dates based on the foreign currency type, the withdrawal site and the reserved amount comprises:
based on the withdrawal network point and the foreign currency, searching the time range of the withdrawal network point for supporting reservation and the reservation record of the corresponding foreign currency;
acquiring the current date of a withdrawal network point as a starting date;
calculating the total sum of the remaining certificates in the starting date based on the reservation records of the corresponding foreign currency types;
judging whether the starting date is less than or equal to the latest booking date of the time range supporting booking, if the starting date is less than or equal to the latest booking date, judging whether the total sum of the remaining securities categories in the starting date is greater than the booking sum, if the total sum of the remaining securities categories is greater than the booking sum, adding the starting date into the bookable date list, if the total sum of the remaining securities categories is not greater than the booking sum, adding 1 to the starting date, continuously judging whether the sum of the starting date plus 1 is less than or equal to the latest booking date and whether the total sum of the remaining securities categories in the starting date plus 1 is greater than the booking sum, and obtaining the bookable date list until the starting date is continuously added to the latest booking date.
3. The intelligent currency dispensing method for a currency reservation according to claim 1, further comprising:
configuring the foreign currency type, security classification and maximum reserved amount of the website supporting reservation;
the intelligent money distribution scheme is calculated according to the foreign currency type, the reserved amount and the reserved date, and comprises the following steps:
the method comprises the steps of intelligently calculating required security classification combinations based on the foreign currency type, security classification and maximum reserved amount of the website support reservation and the foreign currency type, reserved amount and reserved date.
4. The intelligent foreign currency reservation dispensing method of claim 3, wherein the intelligent calculation of the dispensing scheme based on the foreign currency type, the reserved amount and the reserved date comprises:
based on the foreign currency type and the reserved amount, searching a currency classification list of the corresponding foreign currency type and a valid reserved record of the corresponding foreign currency type configured by the withdrawal network;
calculating the total amount of the remaining securities categories of the corresponding foreign currency types based on the list of the securities categories of the corresponding foreign currency types and the valid reservation records of the corresponding foreign currency types;
judging whether the total sum of the remaining securities categories is greater than or equal to the reserved sum, if so, returning the suggested sum, if so, judging whether the reserved sum is the maximum common divisor of all the securities categories, if not, returning the suggested sum, if so, making the reserved sum be the calculated sum, and determining the security categories and the security category sum list;
judging whether only one security classification exists according to the security classification and the security classification sum list, if only one security classification exists, judging whether the reserved sum is integral multiple of the security classification, and if so, calculating a banknote distribution scheme based on the security classification and the security classification sum and returning to be finished; if the reserved amount is not an integral multiple of the security classification, the suggested amount is returned; if not only a security, then obtain the first security classification and the security classification amount of money of range from the security classification and the security classification amount list, judge whether the first security classification amount of money of range equals with the calculated amount of money, if equal, then return and join in marriage the paper money scheme and end, if unequal, then record the first security classification's of money maximum join in marriage the paper money amount of money of range, will arrange first security classification and the security classification amount of money and shift out the security classification and the security classification amount list, obtain the updated security classification and the security classification amount list, judge whether the maximum paper money join in marriage the paper money amount and be 0, if the maximum paper money join in marriage the paper money amount not 0, then subtract the maximum paper money join in order as the calculated amount after the update, the maximum paper money join in marriage the paper money amount of money of the security, judge whether to find suitable paper money join in marriage the paper money scheme, if not, then return and judge whether the maximum paper money join in marriage the paper money sum is 0, if the maximum paper money join in, the determination process is repeated based on the updated classification and classification currency list.
5. The method of intelligent cash dispensing for foreign currency reservation according to claim 1, wherein determining the proposed amount based on the reserved amount comprises:
judging whether the remaining reserved amount of money of the withdrawal website is 0, if so, determining that the proposed amount of money is 0, if not, traversing the money classification and money classification amount list of the withdrawal website, judging whether the reserved amount of money is smaller than each money classification amount of money, if so, determining that the proposed amount of money is the product of the maximum money classification amount and the maximum money classification amount of money, wherein the maximum money classification amount is divided by the reserved amount of money, if so, subtracting the reserved amount of money from the reserved amount of money as the updated reserved amount of money, and adding the calculated amount of money to the reserved amount of money as the updated calculated amount of money.
6. The utility model provides an intelligent money distribution device of foreign currency reservation which characterized in that includes:
the foreign currency reservation module is used for receiving foreign currency types, withdrawal points and reserved money amounts selected by customers;
the reservation date list query module is used for calculating a reservation available date list according to the foreign currency type, the withdrawal network point and the reserved amount and returning the reservation available date list to a client;
the intelligent money distribution module is used for receiving the appointment date selected by the customer based on the appointment date list and intelligently calculating a money distribution scheme according to the foreign currency type, the appointment amount and the appointment date;
the proposed amount calculation module is used for finishing the foreign currency reservation based on the money distribution scheme if the money distribution scheme exists, determining the proposed amount based on the reserved amount if the money distribution scheme does not exist, returning the proposed amount to the client, and calculating the money distribution scheme based on the proposed amount to finish the foreign currency reservation if the client selects the proposed amount;
the foreign currency reservation module is further configured to: and if the customer does not select the suggested amount, receiving the reserved amount input again by the customer, and calculating a money distribution scheme to finish the foreign currency reservation.
7. The intelligent foreign currency reservation banknote dispensing device of claim 6, wherein the reservation date list query module is specifically configured to:
based on the withdrawal network point and the foreign currency, searching the time range of the withdrawal network point for supporting reservation and the reservation record of the corresponding foreign currency;
acquiring the current date of a withdrawal network point as a starting date;
calculating the total sum of the remaining certificates in the starting date based on the reservation records of the corresponding foreign currency types;
judging whether the starting date is less than or equal to the latest booking date of the time range supporting booking, if the starting date is less than or equal to the latest booking date, judging whether the total sum of the remaining securities categories in the starting date is greater than the booking sum, if the total sum of the remaining securities categories is greater than the booking sum, adding the starting date into the bookable date list, if the total sum of the remaining securities categories is not greater than the booking sum, adding 1 to the starting date, continuously judging whether the sum of the starting date plus 1 is less than or equal to the latest booking date and whether the total sum of the remaining securities categories in the starting date plus 1 is greater than the booking sum, and obtaining the bookable date list until the starting date is continuously added to the latest booking date.
8. The intelligent currency dispensing device for a foreign currency reservation according to claim 6, further comprising:
the system comprises a website foreign currency parameter module, a website foreign currency parameter module and a website foreign currency parameter module, wherein the website foreign currency parameter module is used for configuring foreign currency types, security types and maximum reserved money supported by websites for reservation;
the intelligent money distribution module is specifically used for:
the method comprises the steps of intelligently calculating required security classification combinations based on the foreign currency type, security classification and maximum reserved amount of the website support reservation and the foreign currency type, reserved amount and reserved date.
9. The intelligent currency dispensing device for foreign currency reservation according to claim 8, wherein the intelligent currency dispensing module is specifically configured to:
based on the foreign currency type and the reserved amount, searching a currency classification list of the corresponding foreign currency type and a valid reserved record of the corresponding foreign currency type configured by the withdrawal network;
calculating the total amount of the remaining securities categories of the corresponding foreign currency types based on the list of the securities categories of the corresponding foreign currency types and the valid reservation records of the corresponding foreign currency types;
judging whether the total sum of the remaining securities categories is greater than or equal to the reserved sum, if so, returning the suggested sum, if so, judging whether the reserved sum is the maximum common divisor of all the securities categories, if not, returning the suggested sum, if so, making the reserved sum be the calculated sum, and determining the security categories and the security category sum list;
judging whether only one security classification exists according to the security classification and the security classification sum list, if only one security classification exists, judging whether the reserved sum is integral multiple of the security classification, and if so, calculating a banknote distribution scheme based on the security classification and the security classification sum and returning to be finished; if the reserved amount is not an integral multiple of the security classification, the suggested amount is returned; if not only a security, then obtain the first security classification and the security classification amount of money of range from the security classification and the security classification amount list, judge whether the first security classification amount of money of range equals with the calculated amount of money, if equal, then return and join in marriage the paper money scheme and end, if unequal, then record the first security classification's of money maximum join in marriage the paper money amount of money of range, will arrange first security classification and the security classification amount of money and shift out the security classification and the security classification amount list, obtain the updated security classification and the security classification amount list, judge whether the maximum paper money join in marriage the paper money amount and be 0, if the maximum paper money join in marriage the paper money amount not 0, then subtract the maximum paper money join in order as the calculated amount after the update, the maximum paper money join in marriage the paper money amount of money of the security, judge whether to find suitable paper money join in marriage the paper money scheme, if not, then return and judge whether the maximum paper money join in marriage the paper money sum is 0, if the maximum paper money join in, the determination process is repeated based on the updated classification and classification currency list.
10. The intelligent foreign currency reservation dispensing apparatus of claim 6, wherein the proposed amount calculation module is specifically configured to:
judging whether the remaining reserved amount of money of the withdrawal website is 0, if so, determining that the proposed amount of money is 0, if not, traversing the money classification and money classification amount list of the withdrawal website, judging whether the reserved amount of money is smaller than each money classification amount of money, if so, determining that the proposed amount of money is the product of the maximum money classification amount and the maximum money classification amount of money, wherein the maximum money classification amount is divided by the reserved amount of money, if so, subtracting the reserved amount of money from the reserved amount of money as the updated reserved amount of money, and adding the calculated amount of money to the reserved amount of money as the updated calculated amount of money.
11. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the processor implements the intelligent cash dispensing method for foreign currency reservation according to any one of claims 1 to 5 when executing the computer program.
12. A computer-readable storage medium storing a computer program for executing the intelligent money dispensing method for a foreign currency reservation according to any one of claims 1 to 5.
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