CN111951111A - Virtual asset integrated management system and method thereof - Google Patents

Virtual asset integrated management system and method thereof Download PDF

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Publication number
CN111951111A
CN111951111A CN202010847132.3A CN202010847132A CN111951111A CN 111951111 A CN111951111 A CN 111951111A CN 202010847132 A CN202010847132 A CN 202010847132A CN 111951111 A CN111951111 A CN 111951111A
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virtual
asset
information
assets
universal
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李虎
曾毅峰
魏明丽
褚琦
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Shanghai Pudong Development Bank Co Ltd
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Shanghai Pudong Development Bank Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/02—Marketing; Price estimation or determination; Fundraising
    • G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
    • G06Q30/0208—Trade or exchange of goods or services in exchange for incentives or rewards

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  • Accounting & Taxation (AREA)
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  • Economics (AREA)
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  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Game Theory and Decision Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Technology Law (AREA)
  • Management, Administration, Business Operations System, And Electronic Commerce (AREA)

Abstract

The invention relates to a virtual asset integrated management system and a method thereof, wherein the system comprises an asset management platform, a peripheral end, a user end and a plurality of virtual asset service platforms, and the method comprises the following steps: the asset management platform acquires service request information from a user side; analyzing the service request information to extract and obtain user information and information of the internet products required to be purchased; obtaining corresponding required virtual asset information according to the required internet product purchasing information; acquiring universal asset balance information, and exchanging the universal asset balance information and the virtual asset information by the asset management platform from the virtual asset service platform to obtain the required virtual asset; and outputting the user information and the converted virtual assets to a peripheral end, and acquiring the internet products from the peripheral end. Compared with the prior art, the invention carries out centralized and unified management on various different virtual assets, and can conveniently and flexibly use various different virtual assets to carry out transaction by utilizing the exchange between the universal assets and the virtual assets in the asset management platform.

Description

Virtual asset integrated management system and method thereof
Technical Field
The invention relates to the technical field of internet data processing, in particular to a virtual asset integrated management system and a method thereof.
Background
With the high-speed development of internet financial technology, various financial + scenario service platforms are continuously emerging, convenient consumption experience can be provided for users, and for different financial + scenario platforms, the financial + scenario platforms respectively have applications of respective independent virtual assets to support the platforms, such as panning money on a treasure-panning net, skatecat score in a skatecat mall, and gold beans in a kyoto mall.
At present, the forms, the use rules and the management rules of different virtual assets are different, in actual use, a user can only perform independent transaction of different virtual assets by depending on different internet products, mutual transaction cannot be performed between different virtual assets, user experience is poor, if the user wants to purchase one internet product, the user can only obtain the virtual asset required by the internet product first, and then operates on a corresponding client end for providing the internet product, so that the internet product can be purchased, when the user needs to purchase different internet products, the complexity of a transaction flow can be increased undoubtedly, and the user cannot flexibly use different virtual assets to perform transaction.
Disclosure of Invention
The invention aims to overcome the defects of the prior art and provide a virtual asset integrated management system and a method thereof, which can uniformly manage different virtual assets so as to achieve the aim of flexibly trading different virtual assets.
The purpose of the invention can be realized by the following technical scheme: a virtual asset integrated management system comprises an asset management platform, a peripheral end, a user side and a plurality of virtual asset service platforms, wherein the asset management platform is respectively connected with the peripheral end and the user side, the asset management platform is also respectively connected with the virtual asset service platforms, and the user side is used for sending service request information and receiving processing result data from the asset management platform;
the asset management platform realizes asset exchange between the universal asset and different virtual asset service platforms according to the service request information, and completes internet product transaction with a peripheral end by using the virtual asset obtained after asset exchange;
the peripheral end is used for providing internet products corresponding to different virtual assets.
Further, the asset management platform comprises a service request analysis unit, a universal asset account unit, a virtual asset exchange unit and a transaction processing unit, wherein the input end of the service request analysis unit is connected with a user end, the output end of the service request analysis unit is respectively connected with the input end of the transaction processing unit and the input end of the virtual asset exchange unit, the input end of the virtual asset exchange unit is also respectively connected with the universal asset account unit and a plurality of virtual asset service platforms, the output end of the virtual asset exchange unit is connected with the transaction processing unit, the transaction processing unit is also connected with a peripheral end, and the service request analysis unit extracts user information and information of internet products to be purchased according to service request information output by the user end;
the universal asset account unit is used for storing universal asset balance information of the user;
the virtual asset exchange unit obtains the corresponding required virtual asset type and amount information according to the information of the internet products required to be purchased by the user;
according to the required virtual asset type, amount information and the balance of the user universal assets, exchanging the virtual assets of the required type and amount from the corresponding virtual asset service platform;
and the transaction processing unit acquires corresponding internet products from a peripheral end according to the user information and the converted virtual assets.
Further, the virtual asset exchange unit is internally stored with an internet product and corresponding virtual asset matching table, and the internet product and corresponding virtual asset matching table comprises transaction matching rules between different internet products and corresponding virtual assets.
Further, a virtual asset exchange matching table is stored in the virtual asset exchange unit, and the virtual asset exchange matching table includes exchange matching rules between the common assets and different virtual assets.
Further, the peripheral end comprises a plurality of business ends corresponding to different virtual asset service platforms.
A virtual asset integrated management method comprises the following steps:
s1, the asset management platform acquires service request information from the user side;
s2, the asset management platform analyzes the service request information to extract and obtain user information and information of the internet products to be purchased;
s3, obtaining corresponding required virtual asset information according to the required Internet product purchasing information;
s4, acquiring the balance information of the universal assets, and exchanging the balance information of the universal assets and the virtual assets information by the asset management platform from the virtual asset service platform to obtain the required virtual assets;
and S5, outputting the user information and the converted virtual assets to a peripheral end, and acquiring corresponding Internet products from the peripheral end.
Further, the information of the internet products to be purchased includes names and numbers of the internet products to be purchased, the information of the virtual assets to be purchased includes types and amounts of the virtual assets to be purchased, and step S3 is specifically to determine the corresponding type of the virtual assets to be purchased according to the names of the internet products and the corresponding virtual asset matching table, and then determine the amount information of the corresponding virtual assets to be purchased according to the number of the internet products.
Further, the step S4 specifically includes the following steps:
s41, obtaining balance information of the universal assets, judging whether the balance of the universal assets can be exchanged to obtain the virtual assets with the required types and amounts based on the exchange matching rules between the universal assets and the virtual assets by combining the type and amount information of the required virtual assets, if so, executing a step S42, otherwise, outputting the information of insufficient balance of the universal assets to a user side;
and S43, exchanging the universal assets from the virtual asset service platform to obtain the required virtual assets, then updating the balance information of the universal assets, and feeding back the information of successful virtual asset exchange to the user side.
Further, the exchange matching rule between the universal asset and the virtual asset is specifically as follows:
G＝ki·Vi，ki＞0
wherein G is a general asset, ViFor the ith virtual asset, kiIs G and ViThe exchange coefficient therebetween;
the conditions for judging whether the balance of the general assets can be exchanged to obtain the virtual assets with the required categories and amounts are as follows:
Gb≥N·ki·Vi
wherein G isbFor the current universal asset balance, N is the amount of virtual assets required.
Further, the step S5 specifically includes the following steps:
s51, the peripheral end receives the user information and carries out qualification check on the user information, if the user information passes the qualification check, the step S52 is executed, otherwise, the information of user identity check failure is output to the user end;
and S52, the peripheral end receives the converted virtual assets, and the user side obtains corresponding Internet products from the peripheral end through the asset management platform.
Compared with the prior art, the invention realizes the aim of centralized and unified management of different virtual assets by constructing the asset management platform to respectively connect the user side, the peripheral side and the plurality of virtual asset service platforms, utilizes the universal assets in the asset management platform and combines the Internet products with the corresponding virtual asset matching table and the virtual asset exchange matching table to ensure that the universal assets and the different virtual assets can be exchanged with equal value, when a user needs to purchase different internet products, the user does not need to separately obtain virtual assets in advance, only needs one universal asset to be exchanged to obtain the required virtual assets, thereby obtaining the internet products required to be purchased, and simultaneously realizing the interaction among different virtual assets based on the universal assets, the user can flexibly use different virtual assets to trade, and the complexity of a trading process is greatly reduced.
Drawings
FIG. 1 is a schematic structural diagram of a virtual asset integrated management system of the present invention;
FIG. 2 is a schematic flow chart of a virtual asset integrated management method according to the present invention;
FIG. 3 is a data flow timing diagram of generic assets, virtual assets, and Internet products in an embodiment;
the notation in the figure is: 1. the system comprises an asset management platform 101, a service request analysis unit 102, a universal asset account unit 103, a virtual asset exchange unit 104, a transaction processing unit 2, a peripheral end 3, a user end 4 and a virtual asset service platform.
Detailed Description
The invention is described in detail below with reference to the figures and specific embodiments.
Examples
As shown in fig. 1, a virtual asset integrated management system comprises an asset management platform 1, a peripheral end 2 for providing a plurality of internet products, a user end 3 and a plurality of virtual asset service platforms 4, wherein the asset management platform 1 comprises a service request parsing unit 101, a universal asset account unit 102, a virtual asset conversion unit 103 and a transaction processing unit 104, wherein the asset management platform 1 is respectively connected with the peripheral end 2, the user end 3 and the plurality of virtual asset service platforms 4, in the asset management platform 1, an input end of the service request parsing unit 101 is connected with the user end 3, an output end of the service request parsing unit 101 is respectively connected with an input end of the transaction processing unit 104 and an input end of the virtual asset conversion unit 103, an input end of the virtual asset conversion unit 103 is also respectively connected with the universal asset account unit 102 and the plurality of virtual asset service platforms 4, the output end of the virtual asset exchange unit 103 is connected to the transaction processing unit 104, and the transaction processing unit 104 is connected to the peripheral end 2.
Specifically, the service request analyzing unit 101 extracts and obtains user information and information of internet products to be purchased according to the service request information output by the user side 3;
the universal asset account unit 102 is used for storing universal asset balance information of the user;
the virtual asset exchange unit 103 obtains the corresponding type and amount information of the required virtual assets according to the information of the internet products required to be purchased by the user;
exchanging the virtual assets of the required category and the required amount from the corresponding virtual asset service platform 4 according to the category and the amount information of the required virtual assets and the balance of the universal assets of the user;
in order to realize the functions, the virtual asset exchange unit 103 stores an internet product and corresponding virtual asset matching table, wherein the matching table comprises transaction matching rules between different internet products and corresponding virtual assets;
the virtual asset exchange unit 103 also stores a virtual asset exchange matching table, which includes exchange matching rules between the common asset and different virtual assets
The transaction processing unit 104 obtains the corresponding internet product from the peripheral end 2 according to the user information and the converted virtual asset.
The system is applied to practice, and the specific method flow is shown in fig. 2, and comprises the following steps:
s1, the asset management platform acquires service request information from the user side;
s2, the asset management platform analyzes the service request information to extract and obtain user information and information of the internet products to be purchased;
s3, obtaining corresponding required virtual asset information according to the required Internet product purchasing information:
based on the Internet products and the corresponding virtual asset matching table, firstly, determining the corresponding type of the required virtual assets according to the name of the Internet products, and then determining the amount information of the corresponding required virtual assets according to the quantity of the Internet products;
s4, acquiring the balance information of the universal assets, and exchanging the required virtual assets from the virtual asset service platform by the asset management platform in combination with the virtual asset information:
s41, acquiring balance information of the universal assets, combining the type and amount information of the required virtual assets, and based on the exchange matching rules between the universal assets and the virtual assets:
G＝ki·Vi，ki＞0
wherein G is a general asset, ViFor the ith virtual asset, kiIs G and ViIf the general asset balance is judged to be capable of being exchanged to obtain the virtual assets with the required categories and amounts, the following requirements are met:
Gb≥N·ki·Vi
wherein G isbIf the current universal asset balance is the amount of the required virtual assets, executing a step S42, otherwise, outputting information of insufficient universal asset balance to the user side;
s43, exchanging the universal assets from the virtual asset service platform to obtain the required virtual assets, then updating the balance information of the universal assets, and feeding back the information of successful virtual asset exchange to the user side;
s5, outputting the user information and the converted virtual assets to a peripheral end, and acquiring corresponding Internet products from the peripheral end:
s51, the peripheral end receives the user information and carries out qualification check on the user information, if the user information passes the qualification check, the step S52 is executed, otherwise, the information of user identity check failure is output to the user end;
and S52, the peripheral end receives the converted virtual assets, and the user side obtains corresponding Internet products from the peripheral end through the asset management platform.
In this embodiment, a hotel point product is purchased, where a universal asset form in an asset management platform is a red packet, a virtual asset service platform is specifically a hotel bank, a corresponding virtual asset is a hotel value, a peripheral end is a hotel group, and a provided internet product is a hotel point product, and fig. 3 is a data flow sequence diagram of the universal asset, the virtual asset, and the internet product, and is mainly divided into two parts:
exchanging value of hotel by red envelope
1) A user proposes to purchase hotel credit products, and opens 20 red parcels on a red parcel platform, wherein 1 red parcel can be exchanged for 50 hotel values;
2) the red envelope platform initiates a 1000 hotel value recharge request to a hotel bank;
3) and the red envelope platform judges whether the feedback information of the hotel bank is received. If the exchange success information is received, executing the step (6); if receiving the exchange failure information, executing the step (5);
4) the red packet platform judges whether the time is out or not, if the time is out, the step (2) is executed;
5) the red envelope platform outputs an exchange failure file, and the hotel bank exchanges the red envelope value and the hotel value for the user;
6) the hotel value entry of the user 1000 is successful.
Second, the hotel value purchases the hotel group integral
1) A user enters a hotel bank and opens a hotel value to purchase a hotel group point;
2) according to the hotel value/Jinjiang hotel group point purchasing proportion (1:3), outputting the hotel value of 100, purchasing 300 hotel points, and initiating a transaction behavior;
3) the red envelope platform initiates a transaction request to a peripheral terminal;
4) and the red packet platform waits for the peripheral end to feed back a transaction result (non-real time). If the received feedback is successful, executing the step (5); if the purchase failure is received, executing the step (6);
5) the red envelope platform updates the user order state to be successful in purchase;
6) and the red packet platform updates the user order state to be purchase failure and returns the red packet consumed by the user.
In this embodiment, when specifically applying, the front end uses the H5 page technology with high compatibility, and actively performs technical innovation such as micro service modification, front-end and back-end separation, so as to improve reliability, expandability, maintainability and security of the system, and design according to 3 principles:
the background static separation principle, namely the separation of the front end and the back end, is technically separated and deployed in a physical separation mode, wherein a front-end static page is deployed in a web layer, and a background micro-service is deployed in an app area. The deployment mode of physical separation of foreground and background can reduce the risk of the deployment stage and realize the separation release
The principle of business boundary splitting is that business functions of a hotel bank function system are split into independent services to run, and each service is independent as much as possible and independent of each other. For example: virtual asset recharge service, virtual asset invalidation service, virtual asset verification and sale service and the like
The principle of stateless service-each service in the micro-service is designed in a stateless way, and state data is managed by a distributed cache Redis, so that real-time dynamic scaling is facilitated.
From the technical architecture, the hotel bank adopts a spring bound micro-service framework which is in modular design, can be flexibly expanded and can be independently deployed. The hotel banking business is independently modularized, all modules are independently deployed and do not involve each other, and the characteristics of flexible deployment and flexible expansion are realized.

Claims (10)

1. A virtual asset integrated management system is characterized by comprising an asset management platform (1), a peripheral end (2), a user side (3) and a plurality of virtual asset service platforms (4), wherein the asset management platform (1) is respectively connected with the peripheral end (2) and the user side (3), the asset management platform (1) is also respectively connected with the virtual asset service platforms (4), and the user side (3) is used for sending service request information and receiving processing result data from the asset management platform (1);
the asset management platform (1) realizes asset exchange between the universal asset and different virtual asset service platforms (4) according to the service request information, and completes internet product transaction with the peripheral end (2) by using the virtual asset obtained after asset exchange;
the peripheral terminal (2) is used for providing internet products corresponding to different virtual assets.
2. The integrated management system for the virtual assets according to claim 1, wherein the asset management platform (1) comprises a service request parsing unit (101), a universal asset account unit (102), a virtual asset conversion unit (103) and a transaction processing unit (104), an input end of the service request parsing unit (101) is connected with a user terminal (3), an output end of the service request parsing unit (101) is respectively connected with an input end of the transaction processing unit (104) and an input end of the virtual asset conversion unit (103), an input end of the virtual asset conversion unit (103) is further respectively connected with the universal asset account unit (102) and a plurality of virtual asset service platforms (4), an output end of the virtual asset conversion unit (103) is connected with the transaction processing unit (104), and the transaction processing unit (104) is further connected with a peripheral terminal (2), the service request analysis unit (101) extracts and obtains user information and information of internet products required to be purchased according to the service request information output by the user side (3);
the universal asset account unit (102) is used for storing universal asset balance information of a user;
the virtual asset exchange unit (103) acquires the corresponding required virtual asset type and amount information according to the information of the internet products required to be purchased by the user;
exchanging the virtual assets of the required category and the required amount from the corresponding virtual asset service platform (4) according to the category and the amount information of the required virtual assets and the balance of the universal assets of the user;
and the transaction processing unit (104) acquires corresponding internet products from the peripheral end (2) according to the user information and the converted virtual assets.
3. The integrated virtual asset management system according to claim 2, wherein an internet product and corresponding virtual asset matching table is stored in the virtual asset exchange unit (103), and the internet product and corresponding virtual asset matching table comprises transaction matching rules between different internet products and corresponding virtual assets.
4. The integrated virtual asset management system according to claim 2, wherein a virtual asset exchange matching table is stored in the virtual asset exchange unit (103), and the virtual asset exchange matching table comprises exchange matching rules between common assets and different virtual assets.
5. A virtual asset integrated management system according to claim 1, characterized in that said peripheral terminal (2) comprises a plurality of business terminals corresponding to different virtual asset service platforms (4).
6. A virtual asset integration management method using the system of claim 1, comprising the steps of:
s1, the asset management platform acquires service request information from the user side;
s2, the asset management platform analyzes the service request information to extract and obtain user information and information of the internet products to be purchased;
s3, obtaining corresponding required virtual asset information according to the required Internet product purchasing information;
s4, acquiring the balance information of the universal assets, and exchanging the balance information of the universal assets and the virtual assets information by the asset management platform from the virtual asset service platform to obtain the required virtual assets;
and S5, outputting the user information and the converted virtual assets to a peripheral end, and acquiring corresponding Internet products from the peripheral end.
7. The integrated virtual asset management method according to claim 6, wherein the information about the internet products to be purchased includes names and numbers of the internet products to be purchased, and the information about the virtual assets to be purchased includes information about categories and amounts of the virtual assets to be purchased, and step S3 is specifically to determine the categories of the virtual assets to be purchased according to the names of the internet products and the corresponding virtual assets based on the matching table of the internet products and the corresponding virtual assets, and then determine the amount information of the corresponding virtual assets to be purchased according to the numbers of the internet products.
8. The integrated virtual asset management system according to claim 7, wherein the step S4 specifically includes the following steps:
s41, obtaining balance information of the universal assets, judging whether the balance of the universal assets can be exchanged to obtain the virtual assets with the required types and amounts based on the exchange matching rules between the universal assets and the virtual assets by combining the type and amount information of the required virtual assets, if so, executing a step S42, otherwise, outputting the information of insufficient balance of the universal assets to a user side;
and S43, exchanging the universal assets from the virtual asset service platform to obtain the required virtual assets, then updating the balance information of the universal assets, and feeding back the information of successful virtual asset exchange to the user side.
9. The integrated virtual asset management system according to claim 8, wherein the exchange matching rules between the universal assets and the virtual assets are specifically:
G＝ki·Vi，ki＞0
wherein G is a general asset, ViFor the ith virtual asset, kiIs G and ViThe exchange coefficient therebetween;
the conditions for judging whether the balance of the general assets can be exchanged to obtain the virtual assets with the required categories and amounts are as follows:
Gb≥N·ki·Vi
wherein G isbFor the current universal asset balance, N is the amount of virtual assets required.
10. The integrated virtual asset management system according to claim 6, wherein the step S5 specifically includes the following steps:
s51, the peripheral end receives the user information and carries out qualification check on the user information, if the user information passes the qualification check, the step S52 is executed, otherwise, the information of user identity check failure is output to the user end;
and S52, the peripheral end receives the converted virtual assets, and the user side obtains corresponding Internet products from the peripheral end through the asset management platform.
CN202010847132.3A 2020-08-21 2020-08-21 Virtual asset integrated management system and method thereof Pending CN111951111A (en)

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US20130275189A1 (en) * 2012-04-16 2013-10-17 Kostizi, Inc. Apparatuses and methods for a hybrid universal consumer card redemption system
CN110139114A (en) * 2019-05-06 2019-08-16 广州华多网络科技有限公司 Processing method, device, computer equipment and the storage medium of fictitious assets data
CN110599171A (en) * 2019-09-17 2019-12-20 腾讯科技（深圳）有限公司 Virtual asset processing method and device based on block chain network

Patent Citations (5)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
TW201032159A (en) * 2009-02-18 2010-09-01 Univ Tainan Technology Virtual property exchange platform
CN102611705A (en) * 2012-03-20 2012-07-25 广东电子工业研究院有限公司 General calculation account management system and realization method thereof
US20130275189A1 (en) * 2012-04-16 2013-10-17 Kostizi, Inc. Apparatuses and methods for a hybrid universal consumer card redemption system
CN110139114A (en) * 2019-05-06 2019-08-16 广州华多网络科技有限公司 Processing method, device, computer equipment and the storage medium of fictitious assets data
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