CN111798257A - Novel welfare consumption business system and method - Google Patents
Novel welfare consumption business system and method Download PDFInfo
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- CN111798257A CN111798257A CN201910277511.0A CN201910277511A CN111798257A CN 111798257 A CN111798257 A CN 111798257A CN 201910277511 A CN201910277511 A CN 201910277511A CN 111798257 A CN111798257 A CN 111798257A
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- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0207—Discounts or incentives, e.g. coupons or rebates
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/01—Customer relationship services
- G06Q30/015—Providing customer assistance, e.g. assisting a customer within a business location or via helpdesk
- G06Q30/016—After-sales
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/02—Marketing; Price estimation or determination; Fundraising
- G06Q30/0282—Rating or review of business operators or products
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/06—Asset management; Financial planning or analysis
Abstract
The invention provides a novel welfare consumption business system and a method, and belongs to the technical field of internet. The platform management system based on a novel internet technology is realized and consists of one or more sub-platform systems. The method comprises the following steps: the system comprises a user information management module, a shopping mall module, a merchant management module, a payment settlement module, a user order comprehensive management module, an after-sale service module, a mutual assistance and mutual assistance module and a financial management module. The system also comprises a circulating consumption and comprehensive deduction mechanism, the legal currency expenditure limit during the actual consumption of the user can be reduced through the mechanism, and the platform is used as a welfare subsidy for the consumption of the user in a concessional mode. Compared with the traditional commercial consumption mode, the invention can reduce the comprehensive consumption cost of the user, increase the attraction of the platform commodity to the user, improve the repurchase rate of the commodity, improve the sales volume of the commodity, increase the popularity and the flow of the platform, increase the wealth and value of the user, improve the viscosity of the platform and the user and ensure that the platform has strong commercial competitiveness.
Description
Technical Field
The invention relates to the technical field of Internet, in particular to a novel welfare consumption business system and a method.
Background
The online shopping mall is similar to a store in the real world, and the difference is that various means of electronic commerce are utilized to achieve a virtual store in the process of buying to selling, so that intermediate links are reduced, the transportation cost and the price difference between agents are eliminated, and huge development space is brought to ordinary consumption and market circulation increase.
The invention provides a novel welfare consumption business system and method, and users of the system comprise individuals and enterprises. The model is implemented based on an internet-based application-specific and management platform, which may be composed of one or more sub-platform systems. The system comprises: the system comprises a user information management module, a shopping mall module, a merchant management module, a payment settlement module, a user order comprehensive management module, an after-sale service module, a mutual assistance and mutual assistance module and a financial management module.
Disclosure of Invention
The invention aims to provide a novel welfare consumption business system and a method, wherein the model is realized on the basis of an internet-based specific application and management platform, and the platform management system can be composed of one or more sub-platform systems. The platform management system reduces the legal currency expenditure limit during actual consumption of the user through a circular consumption and comprehensive deduction mechanism, and the platform is used as a welfare subsidy for consumption of the user in a concessional mode. Compared with the traditional commercial consumption mode, the invention can reduce the comprehensive consumption cost of users, increase the attraction of platform commodities to the users, improve the repurchase rate of the commodities, improve the sales volume of the commodities, increase the popularity and the flow of the platform, increase the wealth and value of the users, improve the viscosity of the platform and the users, ensure that the platform has strong commercial competitiveness, drive the development of companies and enterprises to fly, guide the stable and rapid development of national economy and promote the total production value in China.
In order to achieve the above purpose, the embodiment of the present invention adopts the following technical solutions:
in a first aspect, an embodiment of the present invention provides a novel welfare consumption business system, including: the user information management module is used for providing a user information management system; the shopping mall module is used for providing an online commodity shopping management platform for buyers; the merchant management module is used for providing a merchant management platform for the seller to perform shopping management on the online commodities; a payment settlement module for providing a virtual digital currency management system for transactions between sellers and buyers; the user order comprehensive management module is used for providing a comprehensive management system of all user orders for system management personnel; the after-sale service module is used for providing a comprehensive management system for commodity after-sale service; the mutual assistance and mutual assistance module is used for providing a platform management system for mutual assistance among users; and the financial management module is used for providing a management system for providing financial management and financial information consultation for the user.
Further, the user information management module includes: inquiring, inputting, deleting and changing the basic information, transaction information, user grade and user authority of the individual and organization users, and obtaining respective user accounts after the users are registered; the user information management module further comprises: an entrance management unit for storing and managing user information, performing a predetermined authentication process to discriminate whether the user information matches authentication information input by a user; the portal management unit includes: a web user module for storing and managing user information transmitted through a web connected to the wired terminal; and a mobile subscriber module for storing and managing subscriber information joined through data communication of the wireless terminal; the mobile subscriber module adding a service management number to a telephone number of the wireless terminal among a large amount of subscriber information transmitted from the wireless terminal; the user information of the wired terminal includes a web ID/password and a user identification number; the user information of the wireless terminal includes a phone number of the wireless terminal and model information of the wireless terminal;
further, the shopping mall module includes: the system comprises a commodity recommendation module, a code scanning function module, a buyer user information code module, a seller user information code module, a commodity search module and a classification module for clothes, food, live, lines and various industry service options; each module has a corresponding functional block, which can help the buyer user to quickly inquire and search the information of merchants and commodities of various brands; the shopping mall module further comprises: the buyer user personal order management system can inquire, add, delete, confirm and change the commodity orders of the buyer users; the shopping mall module further comprises a buyer user personal logistics information system, and the buyer user can check real-time logistics information of purchased commodities or contact a logistics service provider at any time;
further, the merchant management module comprises: the management platform of the merchant is provided, which is used for the seller to carry out shopping management on the online commodities and can carry out classification management on the commodities of the seller, including inquiry, input, addition, deletion and change of commodity information; the seller can inquire, add, delete, confirm and change the own commodity orders;
further, the payment settlement module includes: a virtual digital money management system is provided, including a plurality of virtual digital money settlement systems; the virtual currency refers to non-real currency and comprises all types of virtual currency defined by national laws, such as game currency, consumption point coupons, shopping coupons, discount coupons, red packets, platform points and network virtual currency; one virtual currency is generated by recharging legal currency according to a certain proportion, and the other virtual currencies are generated by the platform management system and are given to the user according to specific conditions; the virtual currencies can be mutually converted according to a certain proportion; the module further includes a settlement system between legal currency and the specific virtual currency, a settlement system between a plurality of virtual currencies, and a settlement system between a plurality of virtual currencies and goods and services; after the user confirms the commodity order, the user can use the specific virtual currencies to combine the specific virtual currencies according to a certain proportion for the settlement process of purchasing the commodities or the services provided by the mall system;
further, the payment settlement module also comprises a circulating consumption and comprehensive deduction mechanism; after the user exchanges or purchases goods or services in the platform mall, the platform payment system deducts the corresponding amount of the specific virtual currency; then the platform gives other several kinds of specific virtual currencies according to a certain proportion of the amount of the deducted specific virtual currencies; the other given specific virtual currency can offset the actual consumption expense limit of the goods or the services according to a certain limit when the user exchanges or purchases other goods or services provided by the platform mall;
furthermore, the payment settlement module also comprises a user member grade payment settlement system, and the user obtains the corresponding member grade after paying the legal currency with a certain amount;
further, the user order integrated management module includes: the comprehensive management system is used for providing a system manager with an order of all users, and can perform functions of inquiring, entering, adding, deleting, changing and the like on commodity orders of all users in the system;
further, the after-sales service module includes: providing a comprehensive management system for commodity after-sale service; service options including installation, return, replacement, consultation, complaints;
further, the mutual assistance and mutual assistance module comprises: providing a platform management system for mutual help among users; a user initiates a help demand on the platform and sets a value of the reward virtual currency; other users can then receive the virtual currency of the reward by solving the initiator's need; the requirements comprise individual requirements and enterprise requirements;
furthermore, the module also comprises a mutual-help crowd funding module, and a user can initiate crowd funding requests and is allowed to raise funds to other users after being audited by the platform;
further, the financial management module comprises: providing a management system for providing financial and financial information consultation for a user; the user can purchase various financial and financial services provided by the platform to realize the value increment of the financial assets of the user, or provide financial service requirements for the platform according to the self requirements.
Further, the financial management module comprises: the system comprises an information processing center, a project information publishing module, a fund raising module, an information security module, a successful project management module, a failed project management module and a service fee management module; the project information publishing module, the fund raising module, the information security module, the successful project management module, the failed project management module and the service fee management module are all in signal connection with the financial and financial information processing center.
Further, the information security module includes: a packaging engine arranged to package a digital resource, wherein the packaging engine is arranged to associate one or more rules with the digital resource and to associate a set of one or more computations with the digital resource, the rules corresponding to one or more conditions for accessing a digital resource, the computations comprising computer-readable instructions that operate on the digital resource to provide a particular view of a digital resource that is different from the digital resource; an end-user device operable to retrieve and render the digital resource, wherein the user device comprises a digital rights management engine arranged to evaluate rules associated with the digital resource and to enforce terms therein, and to operate on the digital resource with the computer-readable instructions to provide access to a derivative of the digital resource, wherein the computing, when applied to the digital resource, produces a limited view of the digital resource from which it is not possible to recreate the digital resource.
Further, the digital rights management engine includes: database server, metadata device, DRM file packaging program downloading device, user authority device, key pair generating device, DRM file packaging device, digital media file right authentication device, digital certificate device and digital media file playing device; the database server is used for storing key pair information, digital media metadata, digital media right information, user right information, client right information, digital certificate issuing information, user access and interaction information and platform operation related metadata; the metadata device is used for processing the metadata of the digital media, generating a metadata uniform identifier or storing corresponding metadata information in a database server; the DRM file packaging program downloading device is used for providing a device for deploying DRM file packaging program installation software and downloading the DRM file packaging program installation software for a client; the user right device records the user right allowing the DRM packaging program to perform DRM encryption processing on the digital media file; said key pair generating means, means for generating a key pair using a DRM key generation tool, said key pair generating means comprising a private key and a public key; the DRM file packaging device is used for performing DRM packaging on the digital media file, and a DRM key pair used in the packaging process is obtained from the key pair generating device; the digital media file right authentication device is used for authenticating the access right of a digital media file user; the device judges the scope and validity of the right according to the right condition of the user, and then informs the digital certificate device of what kind of digital certificate is sent to the user equipment; the digital certificate device is used for generating a digital certificate according to the right content and the range determined by the right authentication device and issuing the digital certificate to the digital media file playing device; the digital media file playing device is used for playing the digital media file.
In a second aspect, embodiments of the present invention provide a novel welfare consumption business method, comprising: the system is realized by a user information management module, a shopping mall module, a user order management module, a merchant management module, a payment settlement module, an after-sales service module, a mutual assistance and mutual assistance module and a financial management module; the platform management system reduces the legal currency expenditure limit during the actual consumption of the user through a circular consumption and comprehensive deduction mechanism; namely, after a user adds a specific management platform system after paying a certain legal currency, the user can use a payment settlement system, wherein the payment settlement system comprises a legal currency and several specific virtual currencies; the user can combine the currencies in a certain proportion in other modules provided by the management platform, such as a mall module, a mutual assistance and mutual assistance module, a financial management module and the like to purchase or exchange goods or services; in the exchange or purchase process, the actual legal currency expense amount of the user can be reduced when the user purchases goods and services by using the virtual currency to counteract the effect of the actual legal currency expense amount, so that the comprehensive consumption cost of the user is reduced; the platform acts as a benefit subsidy for the user's consumption in a manner of yielding.
Further, the novel welfare consumption business method further comprises the step of carrying out information security protection on financial users, and the information security protection method comprises the following steps: associating one or more rules with the digital resource and associating a set of one or more computations with the digital resource, the rules corresponding to one or more conditions for accessing the digital resource, the computations including computer-readable instructions that operate on the digital resource to provide a particular view of the digital resource that is different from the digital resource; and then using it to be operable to retrieve and render the digital resource, and using the computer readable instructions to operate on the digital resource to provide access to a derivative of the digital resource, wherein the computation, when applied to the digital resource, results in a limited view of the digital resource from which it is not possible to recreate the digital resource.
Further, the method for operating the digital resource by using the computer readable instructions further comprises: a user starts DRM packaging software at a DRM file packaging device and logs in a DRM system in a certain mode through the DRM packaging software; the user right device receives the information about the user login right verification request from the DRM file packaging device; if the verification authority is valid, the user authority device returns user authentication passing information to the DRM file packaging device, and if the verification authority is invalid, the user authority device returns user authentication invalid information to the DRM file packaging device; a user loads metadata of a digital media file needing DRM protection in a DRM file packaging device; the DRM file packaging device applies for a key pair which can be used for DRM protection from the key pair generating device; the key pair generating device generates a key pair and returns the key pair to the DRM file packaging device; the DRM file packaging device provides information such as user information, metadata and the like to the metadata device, and stores the metadata by the database server through the metadata device; the metadata device generates a corresponding metadata uniform identifier, and synchronizes the identifier to the DRM file packaging device; the DRM file packaging device saves the metadata uniform identifier, the user information, the key pair information and the like in the database server; the DRM file packaging device performs DRM packaging on the digital media file according to the information such as the key pair, the digital certificate verification address URI and the metadata; the DRM file is distributed to the destination device or storage medium.
The novel welfare consumption business system and the method provided by the embodiment of the invention have the following advantages: the platform benefits the user through cyclic consumption and a comprehensive withholding mechanism. Namely, a user can obtain a plurality of specific virtual currencies after paying a certain fee to join a specific management platform system. One specific virtual currency is given to the user by the management platform system according to a certain proportion after being recharged by legal currency, and other virtual currencies are given to the user according to specific conditions generated by the management platform system. The user can combine the currencies in a certain proportion in other modules provided by the management platform, such as a mall module, a mutual assistance and mutual assistance module, a financial management module and the like to purchase or exchange goods or services; in the consuming process, the virtual currency given by the system can deduct the legal currency amount for paying the cost of the goods or the service according to a certain proportion, so that the legal currency amount actually consumed by the user is smaller than the legal currency amount consumed by the similar goods in the market. By using the virtual currency to offset the use effect of the actual currency, the actual legal currency expenditure limit of the user when purchasing goods and services can be reduced, the comprehensive consumption cost of the user is reduced, and the platform is used as a welfare subsidy for the consumption of the user in a concessional mode. Meanwhile, the asymmetric encryption is adopted for encryption before the data transmission process, so that the leakage of sensitive information is avoided, and the safety of the system is ensured. Compared with the traditional commercial consumption mode, the invention can reduce the comprehensive consumption cost of the user, increase the attraction of the platform commodity to the user, improve the repurchase rate of the commodity, improve the sales volume of the commodity, increase the popularity and the flow of the platform, increase the wealth and value of the user, improve the viscosity of the platform and the user and ensure that the platform has strong commercial competitiveness.
In order to make the aforementioned and other objects, features and advantages of the present invention comprehensible, preferred embodiments accompanied with figures are described in detail below.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present invention, the drawings needed to be used in the embodiments will be briefly described below, it should be understood that the following drawings only illustrate some embodiments of the present invention and therefore should not be considered as limiting the scope, and for those skilled in the art, other related drawings can be obtained according to the drawings without inventive efforts.
FIG. 1 illustrates a functional block diagram of a system for a novel welfare consuming business system provided by an embodiment of the present invention.
Detailed Description
The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. The components of embodiments of the present invention generally described and illustrated in the figures herein may be arranged and designed in a wide variety of different configurations. Thus, the following detailed description of the embodiments of the present invention, presented in the figures, is not intended to limit the scope of the invention, as claimed, but is merely representative of selected embodiments of the invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments of the present invention without making any creative effort, shall fall within the protection scope of the present invention.
It should be noted that: like reference numbers and letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined and explained in subsequent figures. Meanwhile, in the description of the present invention, the terms "first", "second", and the like are used only for distinguishing the description, and are not to be construed as indicating or implying relative importance.
Example 1:
as shown in fig. 1, an embodiment of the present invention provides a novel welfare consumption business system, which includes: the user information management module is used for providing a user information management system, and comprises basic information of personal and organization users, transaction information, user grades, and inquiry, input, deletion and change of user authorities; the shopping mall module is used for providing an online commodity shopping management platform for buyers; the merchant management module is used for providing a merchant management platform for the seller to perform shopping management on the online commodities; a payment settlement module for providing a virtual digital currency management system for transactions between sellers and buyers; the user order comprehensive management module is used for providing a comprehensive management system of all user orders for system management personnel; the after-sale service module is used for providing a comprehensive management system for commodity after-sale service; the mutual assistance and mutual assistance module is used for providing a platform management system for mutual assistance among users; and the financial management module is used for providing a management system for providing financial management and financial information consultation for the user.
Further, the user information management module includes: inquiring, inputting, deleting and changing the basic information, transaction information, user grade and user authority of the individual and organization users, and obtaining respective user accounts after the users are registered; the user information management module further comprises: an entrance management unit for storing and managing user information, performing a predetermined authentication process to discriminate whether the user information matches authentication information input by a user; the portal management unit includes: a web user module for storing and managing user information transmitted through a web connected to the wired terminal; and a mobile subscriber module for storing and managing subscriber information joined through data communication of the wireless terminal; the mobile subscriber module adding a service management number to a telephone number of the wireless terminal among a large amount of subscriber information transmitted from the wireless terminal; the user information of the wired terminal includes a web ID/password and a user identification number; the user information of the wireless terminal includes a phone number of the wireless terminal and model information of the wireless terminal;
further, the shopping mall module includes: the system comprises a commodity recommendation module, a code scanning function module, a buyer user information code module, a seller user information code module, a commodity search module and a clothes, food, residence, row and other classification module; each module has a corresponding functional block, which can help the buyer user to quickly inquire and search the information of merchants and commodities of various brands; the shopping mall module further comprises: the buyer user personal order management system can inquire, add, delete, confirm and change the commodity orders of the buyer users; the shopping mall module further comprises a buyer user personal logistics information system, and the buyer user can check real-time logistics information of purchased commodities or contact a logistics service provider at any time;
further, the merchant management module comprises: the management platform of the merchant is provided, which is used for the seller to carry out shopping management on the online commodities and can carry out classification management on the commodities of the seller, including inquiry, input, addition, deletion and change of commodity information; the seller can inquire, add, delete, confirm and change the own commodity orders;
further, the payment settlement module includes: a virtual digital money management system is provided, including a plurality of virtual digital money settlement systems; the virtual currency refers to non-real currency and comprises all types of virtual currency defined by national laws, such as game currency, consumption point coupons, shopping coupons, discount coupons, red packets, platform points and network virtual currency; one virtual currency is generated by recharging legal currency according to a certain proportion, and the other virtual currencies are generated by the platform management system and are given to the user according to specific conditions; the virtual currencies can be mutually converted according to a certain proportion; the module further includes a settlement system between legal currency and the specific virtual currency, a settlement system between a plurality of virtual currencies, and a settlement system between a plurality of virtual currencies and goods and services; after the user confirms the commodity order, the user can use the specific virtual currencies to combine the specific virtual currencies according to a certain proportion for the settlement process of purchasing the commodities or the services provided by the mall system;
further, the payment settlement module also comprises a circulating consumption and comprehensive deduction mechanism; after the user exchanges or purchases goods or services in the platform mall, the platform payment system deducts the corresponding amount of the specific virtual currency; then the platform gives other several kinds of specific virtual currencies according to a certain proportion of the amount of the deducted specific virtual currencies; the other given specific virtual currency can offset the actual consumption expense limit of the goods or the services according to a certain limit when the user exchanges or purchases other goods or services provided by the platform mall;
furthermore, the payment settlement module also comprises a user member grade payment settlement system, and the user obtains the corresponding member grade after paying the legal currency with a certain amount;
further, the user order integrated management module includes: the comprehensive management system is used for providing a system manager with an order of all users, and can perform functions of inquiring, entering, adding, deleting, changing and the like on commodity orders of all users in the system;
further, the after-sales service module includes: providing a comprehensive management system for commodity after-sale service; service options including installation, return, replacement, consultation, complaints;
further, the mutual assistance and mutual assistance module comprises: providing a platform management system for mutual help among users; a user initiates a help demand on the platform and sets a value of the reward virtual currency; other users can then receive the virtual currency of the reward by solving the initiator's need; the requirements comprise individual requirements and enterprise requirements;
furthermore, the module also comprises a mutual-help crowd funding module, and a user can initiate crowd funding requests and is allowed to raise funds to other users after being audited by the platform;
further, the financial management module comprises: providing a management system for providing financial and financial information consultation for a user; the user can purchase various financial and financial services provided by the platform to realize the value increment of the financial assets of the user, or provide financial service requirements for the platform according to the self requirements.
Further, the financial management module comprises: the system comprises an information processing center, a project information publishing module, a fund raising module, an information security module, a successful project management module, a failed project management module and a service fee management module; the project information publishing module, the fund raising module, the information security module, the successful project management module, the failed project management module and the service fee management module are all in signal connection with the financial and financial information processing center.
Further, the information security module includes: a packaging engine arranged to package a digital resource, wherein the packaging engine is arranged to associate one or more rules with the digital resource and to associate a set of one or more computations with the digital resource, the rules corresponding to one or more conditions for accessing a digital resource, the computations comprising computer-readable instructions that operate on the digital resource to provide a particular view of a digital resource that is different from the digital resource; an end-user device operable to retrieve and render the digital resource, wherein the user device comprises a digital rights management engine arranged to evaluate rules associated with the digital resource and to enforce terms therein, and to operate on the digital resource with the computer-readable instructions to provide access to a derivative of the digital resource, wherein the computing, when applied to the digital resource, produces a limited view of the digital resource from which it is not possible to recreate the digital resource.
Further, the digital rights management engine includes: database server, metadata device, DRM file packaging program downloading device, user authority device, key pair generating device, DRM file packaging device, digital media file right authentication device, digital certificate device and digital media file playing device; the database server is used for storing key pair information, digital media metadata, digital media right information, user right information, client right information, digital certificate issuing information, user access and interaction information and platform operation related metadata; the metadata device is used for processing the metadata of the digital media, generating a metadata uniform identifier or storing corresponding metadata information in a database server; the DRM file packaging program downloading device is used for providing a device for deploying DRM file packaging program installation software and downloading the DRM file packaging program installation software for a client; the user right device records the user right allowing the DRM packaging program to perform DRM encryption processing on the digital media file; said key pair generating means, means for generating a key pair using a DRM key generation tool, said key pair generating means comprising a private key and a public key; the DRM file packaging device is used for performing DRM packaging on the digital media file, and a DRM key pair used in the packaging process is obtained from the key pair generating device; the digital media file right authentication device is used for authenticating the access right of a digital media file user; the device judges the scope and validity of the right according to the right condition of the user, and then informs the digital certificate device of what kind of digital certificate is sent to the user equipment; the digital certificate device is used for generating a digital certificate according to the right content and the range determined by the right authentication device and issuing the digital certificate to the digital media file playing device; the digital media file playing device is used for playing the digital media file.
Example 2:
as shown in fig. 1, a novel welfare business method, the method comprising: the system is realized by a user information management module, a shopping mall module, a user order management module, a merchant management module, a payment settlement module, an after-sales service module, a mutual assistance and mutual assistance module and a financial management module; the platform management system reduces the legal currency expenditure limit during the actual consumption of the user through a circular consumption and comprehensive deduction mechanism; the user can obtain a plurality of specific virtual currencies after paying a certain fee to join a specific management platform system. The virtual currency refers to non-real currency and comprises all types of virtual currency defined by national laws, such as game currency, consumption point coupons, shopping coupons, discount coupons, red packets, platform points and network virtual currency; one specific virtual currency is given to the user by the management platform system according to a certain proportion after being recharged by legal currency, and other virtual currencies are given to the user according to specific conditions generated by the management platform system. The user can combine the virtual currencies in a certain proportion in a mall system, a mutual assistance and mutual assistance system and a financial management system provided by the management platform to purchase goods or services.
Further, the novel welfare consumption business method further comprises the step of carrying out information security protection on financial users, and the information security protection method comprises the following steps: associating one or more rules with the digital resource and associating a set of one or more computations with the digital resource, the rules corresponding to one or more conditions for accessing the digital resource, the computations including computer-readable instructions that operate on the digital resource to provide a particular view of the digital resource that is different from the digital resource; and then using it to be operable to retrieve and render the digital resource, and using the computer readable instructions to operate on the digital resource to provide access to a derivative of the digital resource, wherein the computation, when applied to the digital resource, results in a limited view of the digital resource from which it is not possible to recreate the digital resource.
Further, the method for operating the digital resource by using the computer readable instructions further comprises: a user starts DRM packaging software at a DRM file packaging device and logs in a DRM system in a certain mode through the DRM packaging software; the user right device receives the information about the user login right verification request from the DRM file packaging device; if the verification authority is valid, the user authority device returns user authentication passing information to the DRM file packaging device, and if the verification authority is invalid, the user authority device returns user authentication invalid information to the DRM file packaging device; a user loads metadata of a digital media file needing DRM protection in a DRM file packaging device; the DRM file packaging device applies for a key pair which can be used for DRM protection from the key pair generating device; the key pair generating device generates a key pair and returns the key pair to the DRM file packaging device; the DRM file packaging device provides information such as user information, metadata and the like to the metadata device, and stores the metadata by the database server through the metadata device; the metadata device generates a corresponding metadata uniform identifier, and synchronizes the identifier to the DRM file packaging device; the DRM file packaging device saves the metadata uniform identifier, the user information, the key pair information and the like in the database server; the DRM file packaging device performs DRM packaging on the digital media file according to the information such as the key pair, the digital certificate verification address URI and the metadata; the DRM file is distributed to the destination device or storage medium.
Furthermore, the payment settlement module in the novel welfare consumption business system comprises a circulating consumption and comprehensive deduction mechanism, and the effect of phase-changing free shopping can be realized through the mechanism; for example, during the consumption process, the user firstly uses the legal order currency to recharge 100 RMB, the platform gives 100 shares of a specific A virtual currency to the user according to 100% proportion, the user needs to pay 100 shares of the A virtual currency when exchanging or purchasing C goods or services in the platform mall, after the user confirms the order, the platform payment system deducts 100 shares of the A virtual currency, and then the platform system gives 100 shares of another B virtual currency according to 100% proportion of the deducted 100 shares of the A virtual currency; assuming that the a virtual currency 100 shares need to be paid when the user exchanges or purchases other D goods or services offered by the platform mall, the B virtual currency 100 shares given by the platform can now be used to offset the a virtual currency 100 shares or partial shares needed to pay the goods or services, and the total amount of the a virtual currency paid by the end user is reduced by this virtual currency combination payment. Thus, the legal currency sum of actual consumption expenditure of the user is reduced; through the mechanism of circular consumption and comprehensive deduction, the legal currency amount actually paid by the user is smaller than that paid by similar commodities in the market, even the effect of variable-phase free shopping can be realized, the comprehensive consumption cost of the user can be reduced, and the platform is used as a welfare subsidy for the consumption of the user in a way of giving the benefit. Compared with the traditional commercial consumption mode, the invention has the following advantages: the comprehensive consumption cost of the user can be reduced, the attraction of the platform commodities to the user can be increased, the repurchase rate of the commodities is improved, the sales volume of the commodities is improved, the popularity and the flow of the platform are increased, and the platform has strong commercial competitiveness.
Example 3:
as shown in fig. 1, a novel welfare business method, the method comprising: the system is realized by a user information management module, a shopping mall module, a user order management module, a merchant management module, a payment settlement module, an after-sales service module, a mutual assistance and mutual assistance module and a financial management module; the platform management system reduces the legal currency expenditure limit during the actual consumption of the user through a circular consumption and comprehensive deduction mechanism; the user can obtain a plurality of specific virtual currencies after paying a certain fee to join a specific management platform system. The virtual currency refers to non-real currency and comprises all types of virtual currency defined by national laws, such as game currency, consumption point coupons, shopping coupons, discount coupons, red packets, platform points and network virtual currency; one specific virtual currency is given to the user by the management platform system according to a certain proportion after being recharged by legal currency, and other virtual currencies are given to the user according to specific conditions generated by the management platform system. The user can combine the currencies in a certain proportion in other modules provided by the management platform, such as a mall module, a mutual assistance and mutual assistance module, a financial management module and the like to purchase or exchange goods or services;
further, the novel welfare consumption business method further comprises the step of carrying out information security protection on financial users, and the information security protection method comprises the following steps: associating one or more rules with the digital resource and associating a set of one or more computations with the digital resource, the rules corresponding to one or more conditions for accessing the digital resource, the computations including computer-readable instructions that operate on the digital resource to provide a particular view of the digital resource that is different from the digital resource; and then using it to be operable to retrieve and render the digital resource, and using the computer readable instructions to operate on the digital resource to provide access to a derivative of the digital resource, wherein the computation, when applied to the digital resource, results in a limited view of the digital resource from which it is not possible to recreate the digital resource.
Further, the method for operating the digital resource by using the computer readable instructions further comprises: a user starts DRM packaging software at a DRM file packaging device and logs in a DRM system in a certain mode through the DRM packaging software; the user right device receives the information about the user login right verification request from the DRM file packaging device; if the verification authority is valid, the user authority device returns user authentication passing information to the DRM file packaging device, and if the verification authority is invalid, the user authority device returns user authentication invalid information to the DRM file packaging device; a user loads metadata of a digital media file needing DRM protection in a DRM file packaging device; the DRM file packaging device applies for a key pair which can be used for DRM protection from the key pair generating device; the key pair generating device generates a key pair and returns the key pair to the DRM file packaging device; the DRM file packaging device provides information such as user information, metadata and the like to the metadata device, and stores the metadata by the database server through the metadata device; the metadata device generates a corresponding metadata uniform identifier, and synchronizes the identifier to the DRM file packaging device; the DRM file packaging device saves the metadata uniform identifier, the user information, the key pair information and the like in the database server; the DRM file packaging device performs DRM packaging on the digital media file according to the information such as the key pair, the digital certificate verification address URI and the metadata; the DRM file is distributed to the destination device or storage medium.
Further, the payment settlement module also comprises a circulating consumption and comprehensive deduction mechanism; for example, a user may participate in a platform activity and get several specific virtual currency shares granted by the platform, which the user may exchange for legal currency through the payment settlement module. By the method, the wealth of the user can be increased, and the viscosity of the platform and the user is improved. The platform activities include, but are not limited to, the purchase of goods or services, the participation in tasks in the mutual aid module, and other activities that the platform launches, etc.
In the embodiments provided in the present application, it should be understood that the disclosed apparatus and method can be implemented in other ways. The apparatus embodiments described above are merely illustrative, and for example, the flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of apparatus, methods and computer program products according to various embodiments of the present invention. In this regard, each block in the flowchart or block diagrams may represent a unit, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams and/or flowchart illustration, and combinations of blocks in the block diagrams and/or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions.
In addition, each functional unit in the embodiments of the present invention may be integrated together to form an independent part, or each unit may exist separately, or two or more units may be integrated to form an independent part.
The functions, if implemented in the form of software functional units and sold or used as a stand-alone product, may be stored in a computer readable storage medium. Based on such understanding, the technical solution of the present invention or a part of the technical solution that contributes to the prior art in essence can be embodied in the form of a software product, which is stored in a storage medium and includes instructions for causing a computer device (which may be a personal computer, a server, a mobile phone, or a network device) to execute all or part of the steps of the method according to the embodiments of the present invention. And the aforementioned storage medium includes: various media capable of storing program codes, such as a mobile phone, a usb disk, a mobile hard disk, a Read-only memory (ROM, Read-Onl8 memory 8), a Random Access memory (RAM, Random Access memory 8), a magnetic disk, or an optical disk.
It is noted that, herein, relational terms such as first and second, and the like may be used solely to distinguish one entity or action from another entity or action without necessarily requiring or implying any actual such relationship or order between such entities or actions. Also, the terms "comprises," "comprising," or any other variation thereof, are intended to cover a non-exclusive inclusion, such that a process, method, article, or apparatus that comprises a list of elements does not include only those elements but may include other elements not expressly listed or inherent to such process, method, article, or apparatus. Without further limitation, an element defined by the phrase "comprising an … …" does not exclude the presence of other identical elements in a process, method, article, or apparatus that comprises the element.
The above description is only a preferred embodiment of the present invention and is not intended to limit the present invention, and various modifications and changes may be made by those skilled in the art. Any modification, equivalent replacement, or improvement made within the spirit and principle of the present invention should be included in the protection scope of the present invention. It should be noted that: like reference numbers and letters refer to like items in the following figures, and thus, once an item is defined in one figure, it need not be further defined and explained in subsequent figures.
Claims (8)
1. A novel welfare consumer business system, characterized in that it comprises:
the user information management module is used for providing a user information management system, and comprises basic information of personal and organization users, transaction information, user grades, and inquiry, input, deletion and change of user authorities; the shopping mall module is used for providing an online commodity shopping management platform for buyers; the merchant management module is used for providing a merchant management platform for the seller to perform shopping management on the online commodities; a payment settlement module for providing a virtual digital currency management system for transactions between sellers and buyers; the user order comprehensive management module is used for providing a comprehensive management system of all user orders for system management personnel; the after-sale service module is used for providing a comprehensive management system for commodity after-sale service; the mutual assistance and mutual assistance module is used for providing a platform management system for mutual assistance among users; and the financial management module is used for providing a management system for providing financial management and financial information consultation for the user.
2. The novel welfare consuming business system of claim 1, wherein the user information management module comprises: inquiring, inputting, deleting and changing the basic information, transaction information, user grade and user authority of the individual and organization users, and obtaining respective user accounts after the users are registered; the user information management module further comprises: an entrance management unit for storing and managing user information, performing a predetermined authentication process to discriminate whether the user information matches authentication information input by a user; the portal management unit includes: a web user module for storing and managing user information transmitted through a web connected to the wired terminal; and a mobile subscriber module for storing and managing subscriber information joined through data communication of the wireless terminal; the mobile subscriber module adding a service management number to a telephone number of the wireless terminal among a large amount of subscriber information transmitted from the wireless terminal; the user information of the wired terminal includes a web ID/password and a user identification number; the user information of the wireless terminal includes a phone number of the wireless terminal and model information of the wireless terminal; the shopping mall module comprises: the system comprises a commodity recommendation module, a code scanning function module, a buyer user information code module, a seller user information code module, a commodity search module and a classification module for clothes, food, live, lines and various industry service options; each module has a corresponding functional block, which can help the buyer user to quickly inquire and search the information of merchants and commodities of various brands; the shopping mall module further comprises: the buyer user personal order management system can inquire, add, delete, confirm and change the commodity orders of the buyer users; the shopping mall module further comprises a buyer user personal logistics information system, and the buyer user can check real-time logistics information of purchased commodities or contact a logistics service provider at any time; the merchant management module comprises: the management platform of the merchant is provided, which is used for the seller to carry out shopping management on the online commodities and can carry out classification management on the commodities of the seller, including inquiry, input, addition, deletion and change of commodity information; the seller can inquire, add, delete, confirm and change the own commodity orders; the payment settlement module includes: a virtual digital money management system is provided, including a plurality of virtual digital money settlement systems; the virtual currency refers to non-real currency and comprises all types of virtual currency defined by national laws, such as game currency, consumption point coupons, shopping coupons, discount coupons, red packets, platform points and network virtual currency; one virtual currency is generated by recharging legal currency according to a certain proportion, and the other virtual currencies are generated by the platform management system and are given to the user according to specific conditions; the virtual currencies can be mutually converted according to a certain proportion; the module further includes a settlement system between legal currency and the specific virtual currency, a settlement system between a plurality of virtual currencies, and a settlement system between a plurality of virtual currencies and goods and services; after the user confirms the commodity order, the user can use the specific virtual currencies to combine the specific virtual currencies according to a certain proportion for the settlement process of purchasing the commodities or the services provided by the mall system; the payment settlement module also comprises a cyclic consumption and comprehensive deduction mechanism; after the user exchanges or purchases goods or services in the platform mall, the platform payment system deducts the corresponding amount of the specific virtual currency; then the platform gives other several kinds of specific virtual currencies according to a certain proportion of the amount of the deducted specific virtual currencies; the other given specific virtual currency can offset the actual consumption expense limit of the goods or the services according to a certain limit when the user exchanges or purchases other goods or services provided by the platform mall; the payment settlement module also comprises a user member grade payment settlement system, and the user obtains the corresponding member grade after paying legal currency with a certain amount; the user order comprehensive management module comprises: the comprehensive management system is used for providing a system manager with an order of all users, and can perform the functions of inquiring, entering, adding, deleting and changing commodity orders of all users in the system; the after-sales service module includes: providing a comprehensive management system for commodity after-sale service; service options including installation, return, replacement, consultation, complaints; the mutual helping and mutual helping module comprises: providing a platform management system for mutual help among users; a user initiates a help demand on the platform and sets a value of the reward virtual currency; other users can then receive the virtual currency of the reward by solving the initiator's need; the requirements comprise individual requirements and enterprise requirements; the module also comprises a mutual-aid crowd funding module, wherein a user can initiate a crowd funding request and is allowed to raise funds to other users after being audited by a platform; the financial management module comprises: providing a management system for providing financial and financial information consultation for a user; the user can purchase various financial and financial services provided by the platform to realize the value increment of the financial assets of the user, or provide financial service requirements for the platform according to the self requirements.
3. The novel welfare consuming business system of claim 2, wherein the financial management module comprises: the system comprises an information processing center, a project information publishing module, a fund raising module, an information security module, a successful project management module, a failed project management module and a service fee management module; the project information publishing module, the fund raising module, the information security module, the successful project management module, the failed project management module and the service fee management module are all in signal connection with the financial and financial information processing center.
4. The novel welfare consumer business system of claim 3, wherein the information security module comprises: a packaging engine arranged to package a digital resource, wherein the packaging engine is arranged to associate one or more rules with the digital resource and to associate a set of one or more computations with the digital resource, the rules corresponding to one or more conditions for accessing a digital resource, the computations comprising computer-readable instructions that operate on the digital resource to provide a particular view of a digital resource that is different from the digital resource; an end-user device operable to retrieve and render the digital resource, wherein the user device comprises a digital rights management engine arranged to evaluate rules associated with the digital resource and to enforce terms therein, and to operate on the digital resource with the computer-readable instructions to provide access to a derivative of the digital resource, wherein the computing, when applied to the digital resource, produces a limited view of the digital resource from which it is not possible to recreate the digital resource.
5. The novel welfare consuming business system of claim 4, wherein the digital rights management engine comprises: database server, metadata device, DRM file packaging program downloading device, user authority device, key pair generating device, DRM file packaging device, digital media file right authentication device, digital certificate device and digital media file playing device; the database server is used for storing key pair information, digital media metadata, digital media right information, user right information, client right information, digital certificate issuing information, user access and interaction information and platform operation related metadata; the metadata device is used for processing the metadata of the digital media, generating a metadata uniform identifier or storing corresponding metadata information in a database server; the DRM file packaging program downloading device is used for providing a device for deploying DRM file packaging program installation software and downloading the DRM file packaging program installation software for a client; the user right device records the user right allowing the DRM packaging program to perform DRM encryption processing on the digital media file; said key pair generating means, means for generating a key pair using a DRM key generation tool, said key pair generating means comprising a private key and a public key; the DRM file packaging device is used for performing DRM packaging on the digital media file, and a DRM key pair used in the packaging process is obtained from the key pair generating device; the digital media file right authentication device is used for authenticating the access right of a digital media file user; the device judges the scope and validity of the right according to the right condition of the user, and then informs the digital certificate device of what kind of digital certificate is sent to the user equipment; the digital certificate device is used for generating a digital certificate according to the right content and the range determined by the right authentication device and issuing the digital certificate to the digital media file playing device; the digital media file playing device is used for playing the digital media file.
6. A novel welfare consuming business model method according to any one of claims 1 to 5, characterized in that it comprises: the system is realized by a user information management module, a shopping mall module, a user order management module, a merchant management module, a payment settlement module, an after-sales service module, a mutual assistance and mutual assistance module and a financial management module; the platform management system reduces the legal currency expenditure limit during the actual consumption of the user through a circular consumption and comprehensive deduction mechanism; namely, after a user adds a specific management platform system after paying a certain legal currency, the user can use a payment settlement system, wherein the payment settlement system comprises a legal currency and several specific virtual currencies; the user can combine the currencies in a certain proportion in other modules of the mall module, the mutual assistance and mutual assistance module and the financial management module provided by the management platform to buy or exchange goods or services; during the exchange or purchase process, the virtual currency can be used to offset the spending limit of the actual legal currency, and the platform can be used as a welfare subsidy in a concessional mode.
7. The novel welfare consuming business model method of claim 6, further comprising information security protection for financial users, the information security protection method comprising: associating one or more rules with the digital resource and associating a set of one or more computations with the digital resource, the rules corresponding to one or more conditions for accessing the digital resource, the computations including computer-readable instructions that operate on the digital resource to provide a particular view of the digital resource that is different from the digital resource; and then using it to be operable to retrieve and render the digital resource, and using the computer readable instructions to operate on the digital resource to provide access to a derivative of the digital resource, wherein the computation, when applied to the digital resource, results in a limited view of the digital resource from which it is not possible to recreate the digital resource.
8. The novel welfare consuming business model method of claim 7, wherein the method of operating the digital resource with the computer readable instructions further comprises: a user starts DRM packaging software at a DRM file packaging device and logs in a DRM system in a certain mode through the DRM packaging software; the user right device receives the information about the user login right verification request from the DRM file packaging device; if the verification authority is valid, the user authority device returns user authentication passing information to the DRM file packaging device, and if the verification authority is invalid, the user authority device returns user authentication invalid information to the DRM file packaging device; a user loads metadata of a digital media file needing DRM protection in a DRM file packaging device; the DRM file packaging device applies for a key pair which can be used for DRM protection from the key pair generating device; the key pair generating device generates a key pair and returns the key pair to the DRM file packaging device; the DRM file packaging device provides the user information and the metadata information to the metadata device, and stores the metadata through the metadata device by the database server; the metadata device generates a corresponding metadata uniform identifier, and synchronizes the identifier to the DRM file packaging device; the DRM file packaging device saves the metadata uniform identifier, the user information and the key pair information in a database server; DRM file packing device packs the digital media file according to the key pair, the digital certificate verification address URI and the metadata information; the DRM file is distributed to the destination device or storage medium.
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| CN201910277511.0A CN111798257A (en) | 2019-04-08 | 2019-04-08 | Novel welfare consumption business system and method |
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Cited By (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113344610A (en) * | 2021-05-18 | 2021-09-03 | 网易（杭州）网络有限公司 | Block chain-based virtual object allocation method, device and readable storage medium |
| CN113450240A (en) * | 2021-06-30 | 2021-09-28 | 中冶华天南京工程技术有限公司 | Community sharing type mutual aid contract implementation method based on block chain |
| CN116433337A (en) * | 2023-06-13 | 2023-07-14 | 湖南快乐阳光互动娱乐传媒有限公司 | Virtual commodity order processing method and device, storage medium and electronic equipment |
-
2019
- 2019-04-08 CN CN201910277511.0A patent/CN111798257A/en active Pending
Cited By (4)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113344610A (en) * | 2021-05-18 | 2021-09-03 | 网易（杭州）网络有限公司 | Block chain-based virtual object allocation method, device and readable storage medium |
| CN113344610B (en) * | 2021-05-18 | 2023-08-08 | 网易（杭州）网络有限公司 | Block chain-based virtual object allocation method, device and readable storage medium |
| CN113450240A (en) * | 2021-06-30 | 2021-09-28 | 中冶华天南京工程技术有限公司 | Community sharing type mutual aid contract implementation method based on block chain |
| CN116433337A (en) * | 2023-06-13 | 2023-07-14 | 湖南快乐阳光互动娱乐传媒有限公司 | Virtual commodity order processing method and device, storage medium and electronic equipment |
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