CN111695987A - Client registration processing method, device, equipment and storage medium - Google Patents

Client registration processing method, device, equipment and storage medium Download PDF

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Publication number
CN111695987A
CN111695987A CN202010541804.8A CN202010541804A CN111695987A CN 111695987 A CN111695987 A CN 111695987A CN 202010541804 A CN202010541804 A CN 202010541804A CN 111695987 A CN111695987 A CN 111695987A
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China
Prior art keywords
client
file
encrypted file
client data
verification information
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CN202010541804.8A
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Chinese (zh)
Inventor
何元鑫
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Beijing Tongbang Zhuoyi Technology Co ltd
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Beijing Tongbang Zhuoyi Technology Co ltd
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Priority to CN202010541804.8A priority Critical patent/CN111695987A/en
Publication of CN111695987A publication Critical patent/CN111695987A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60Protecting data
    • G06F21/602Providing cryptographic facilities or services
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F21/00Security arrangements for protecting computers, components thereof, programs or data against unauthorised activity
    • G06F21/60Protecting data
    • G06F21/64Protecting data integrity, e.g. using checksums, certificates or signatures

Abstract

The embodiment of the invention provides a processing method, a device, equipment and a storage medium for client registration, wherein an encrypted file corresponding to a client data file and first verification information for verifying the encrypted file are synchronized to a network loan system server through a financial institution server; verifying the encrypted file by the network loan system server according to the first verification information; if the verification is successful, the encrypted file is decrypted to obtain a client data file; and performing client registration processing according to the client data file. According to the embodiment of the invention, the client data is obtained from the financial institution server in advance, and the registration is carried out according to the client data under the condition of ensuring the safety and accuracy of the client data, so that the client registration can be avoided from being carried out again by a credit interface in a credit applying link when the client initiates the network credit business, the credit response rate can be improved, the client registration failure caused by network reasons can be avoided, the abnormal failure rate in the client registration process is reduced, and the client experience and the network credit business efficiency are effectively improved.

Description

Client registration processing method, device, equipment and storage medium
Technical Field
The embodiment of the invention relates to the technical field of computers, in particular to a client registration processing method, device, equipment and storage medium.
Background
Generally, a network credit client needs to actively register client data before a network credit system initiates network credit core service processing, and a client center records basic information of the client for use in subsequent service processes.
In the prior art, client registration occurs in a client credit granting application link, and after checking a credit granting interface access service, client data can be obtained from access, and a client center real-time interface is called to register the client data. If the client data registration fails, returning the credit failure; if the client data is successfully registered, the credit granting process is continued.
In the prior art, each time the credit interface calls the client center interface to register the client data, the response time of the credit interface is increased, and the return failure of the credit interface can be caused by the failure of client registration caused by network reasons, so that the client experience and the network credit business efficiency are reduced.
Disclosure of Invention
The embodiment of the invention provides a processing method, a processing device, a processing equipment and a storage medium for client registration, which are used for improving the credit granting response rate of a network credit core service, reducing the abnormal fault rate of a client registration process and improving the client experience and the network credit service efficiency.
In a first aspect, an embodiment of the present invention provides a method for processing client registration, where the method is applied to a network credit system server, and the method includes:
acquiring an encrypted file corresponding to a client data file synchronized by a financial institution server and first verification information for verifying the encrypted file;
verifying the encrypted file according to the first verification information;
if the verification is successful, decrypting the encrypted file to obtain the client data file;
and performing client registration processing according to the client data file.
In a second aspect, an embodiment of the present invention provides a method for processing client registration, where the method is applied to a financial institution server, and the method includes:
acquiring a client data file, and encrypting the client data file to acquire an encrypted file;
acquiring first verification information for verifying the encrypted file according to the encrypted file;
and synchronizing the encrypted file and the first verification information to a network credit system server so that the network credit system server decrypts the encrypted file to obtain the client data file after successfully verifying the encrypted file according to the first verification information, and performs client registration processing according to the client data file.
In a third aspect, an embodiment of the present invention provides a processing apparatus for client registration, which is applied to a network loan system server, and the apparatus includes:
the system comprises an acquisition module, a storage module and a verification module, wherein the acquisition module is used for acquiring an encrypted file corresponding to a client data file synchronized by a financial institution server and first verification information used for verifying the encrypted file;
the processing module is used for verifying the encrypted file according to the first verification information; if the verification is successful, decrypting the encrypted file to obtain the client data file;
and the registration module is used for performing client registration processing according to the client data file.
In a fourth aspect, an embodiment of the present invention provides a processing apparatus for client registration, which is applied to a financial institution server, and the apparatus includes:
the acquisition module is used for acquiring the client data file;
the processing module is used for encrypting the client data file to obtain an encrypted file; acquiring first verification information for verifying the encrypted file according to the encrypted file;
and the sending module is used for synchronizing the encrypted file and the first verification information to a network credit system server so that the network credit system server decrypts the encrypted file to obtain the client data file after successfully verifying the encrypted file according to the first verification information, and performs client registration processing according to the client data file.
In a fifth aspect, an embodiment of the present invention provides a network loan system server, including:
a memory for storing a computer program;
a processor for executing a computer program stored in the memory to implement the method according to the first aspect.
In a sixth aspect, an embodiment of the present invention provides a financial institution server, including:
a memory for storing a computer program;
a processor for executing the computer program stored in the memory to implement the method according to the second aspect.
In a seventh aspect, an embodiment of the present invention provides a computer-readable storage medium, where computer-executable instructions are stored, and when executed by a processor, the computer-executable instructions are configured to implement the method according to the first aspect.
In an eighth aspect, the present invention provides a computer-readable storage medium, in which computer-executable instructions are stored, and when executed by a processor, the computer-executable instructions are used to implement the method according to the second aspect.
According to the processing method, the device, the equipment and the storage medium for client registration provided by the embodiment of the invention, the encrypted file corresponding to the client data file and the first verification information for verifying the encrypted file are synchronized to the online credit system server through the financial institution server; verifying the encrypted file by the network credit system server according to the first verification information; if the verification is successful, decrypting the encrypted file to obtain the client data file; and performing client registration processing according to the client data file. According to the embodiment of the invention, the client data is obtained from the financial institution server in advance, and the registration is carried out according to the client data under the condition of ensuring the safety and accuracy of the client data, so that the client registration can be avoided by the credit interface in the credit applying link when the client initiates the network credit service, the credit response time can be reduced, the credit response rate can be improved, the client registration failure caused by network reasons can be avoided, the abnormal failure rate in the client registration process can be reduced, and the client experience and the network credit service efficiency can be effectively improved.
Drawings
The accompanying drawings, which are incorporated in and constitute a part of this specification, illustrate embodiments consistent with the invention and together with the description, serve to explain the principles of the invention.
Fig. 1 is a schematic diagram of a communication system of a processing method for client registration according to an embodiment of the present invention;
fig. 2 is a flowchart of a processing method for client registration according to an embodiment of the present invention;
fig. 3 is a flowchart of a processing method for client registration according to another embodiment of the present invention;
fig. 4 is a flowchart of a processing method for client registration according to another embodiment of the present invention;
FIG. 5 is a block diagram of a processing apparatus for client registration according to an embodiment of the present invention;
fig. 6 is a block diagram of a processing apparatus for client registration according to another embodiment of the present invention;
fig. 7 is a block diagram of a network loan system server according to an embodiment of the invention;
fig. 8 is a block diagram of a financial institution server according to an embodiment of the present invention.
With the above figures, certain embodiments of the invention have been illustrated and described in more detail below. The drawings and the description are not intended to limit the scope of the inventive concept in any way, but rather to illustrate it by those skilled in the art with reference to specific embodiments.
Detailed Description
Reference will now be made in detail to the exemplary embodiments, examples of which are illustrated in the accompanying drawings. When the following description refers to the accompanying drawings, like numbers in different drawings represent the same or similar elements unless otherwise indicated. The embodiments described in the following exemplary embodiments do not represent all embodiments consistent with the present invention. Rather, they are merely examples of apparatus and methods consistent with certain aspects of the invention, as detailed in the appended claims.
In the prior art, a network credit client needs to actively register client data before a network credit system initiates network credit core service processing, and a client center records basic information of the client for use in subsequent service processes. The client registration is in the client credit granting application link, and after the credit granting interface access service is checked, the client data can be obtained from the access service, and the client center real-time interface is called to register the client data. If the client data registration fails, returning the credit failure; if the client data is successfully registered, the credit granting process is continued. In the prior art, each time the credit interface calls the client center interface to register the client data, the response time of the credit interface is increased, and the return failure of the credit interface can be caused by the failure of client registration caused by network reasons, so that the client experience and the network credit business efficiency are reduced.
In order to solve the technical problems, in the invention, a financial institution such as a bank and the like usually stores some customer data, if the customer data of the financial institution can be safely and accurately synchronously sent to an online credit system server, and customer registration processing is carried out in advance according to the customer data, the customer registration can be avoided by a credit interface in a credit application link when the customer initiates an online credit service, the credit response time can be reduced, the credit response rate is improved, the customer registration failure caused by network reasons is also avoided, the abnormal fault rate in the customer registration process is reduced, and the customer experience and the online credit service efficiency are effectively improved.
The processing method for client registration provided by the invention can be applied to a communication system shown in fig. 1, the communication system comprises a network credit system server 11 and a financial institution server 12, the financial institution server 12 can synchronize an encrypted file corresponding to a client data file and first verification information for verifying the encrypted file with the network credit system server 11; and the network credit system server 11 verifies the encrypted file according to the first verification information, decrypts the encrypted file if the verification is successful to obtain the client data file, and performs client registration processing according to the client data file.
Optionally, a file server 13 is present between the financial institution server 12 and the network credit system server 11 as an intermediate, the financial institution server 12 may upload the encrypted file and the first verification information to the file server 13, and the network credit system server 11 may obtain the encrypted file and the first verification information from the file server 13; alternatively, the financial institution server 12 may directly send the encrypted file and the first verification information to the network credit system server 11 through a preconfigured HTTP interface.
The following describes the technical solutions of the present invention and how to solve the above technical problems with specific embodiments. The following several specific embodiments may be combined with each other, and details of the same or similar concepts or processes may not be repeated in some embodiments. Embodiments of the present invention will be described below with reference to the accompanying drawings.
Fig. 2 is a flowchart of a processing method for client registration according to an embodiment of the present invention. The embodiment provides a processing method for client registration, wherein an execution subject is a network loan system server, as shown in fig. 2, the processing method for client registration specifically includes the following steps:
s201, acquiring an encrypted file corresponding to a client data file synchronized by a financial institution server and first verification information for verifying the encrypted file.
In this embodiment, the financial institution server such as a bank may obtain some customer profile files in advance, for example, the customer profile files of some high-quality customers may be selected, and optionally, the customer profile files may include at least one of the following: 1) the basic information of the client comprises certificate types, certificate numbers, client names, client sexes, client birthdays, client mobile phone numbers and the like; 2) the client scholarly data comprises schools, school addresses, scholars, study times, graduation times and the like; 3) customer address information including address type, province, city, district, city, detailed address, etc.; 4) client occupation data including company name, company address, company telephone, occupation, job title, year of entry, state of job, etc.; 5) the customer contact information comprises contact group, contact relation, contact certificate number, contact name, contact mobile phone, contact mailbox, contact address and the like. Each of the above-mentioned material files may be stored in the same file, or certainly, each type of customer material may be stored as a file, where the material of each customer is used as a record, and each field is separated by a separator, for example, the basic material of Zhang III is used as a record, and the record includes a plurality of fields such as certificate type, certificate number, customer name, etc., and is separated by separators. In addition, the client material file can also carry timestamp information so as to record the acquisition time of the client material file and determine whether the client material file is the latest client material file or not according to the timestamp in the subsequent synchronization process.
Alternatively, the financial institution server may obtain the customer data file of the newly added customer and/or the customer data file of the customer with changed data at predetermined intervals, for example, the predetermined time may be 24 hours. After the financial institution server obtains the client data file, the client data file can be encrypted to obtain an encrypted file, so that client information is prevented from being leaked in the synchronization process, and the security of the client data synchronization process is improved, wherein the encryption mode can adopt any encryption method, such as symmetric encryption, asymmetric encryption and the like. In addition, in order to further improve the security and prevent the client data from being tampered or lost in the synchronization process, the financial institution server may further obtain first verification information for verifying the encrypted file according to the encrypted file, for example, obtain the first verification information by using some preset hash algorithm. Further, the financial institution server may synchronize the encrypted file and the first verification information to the network credit system server, specifically, may package the encrypted file and the first verification information into a file package and synchronize the file package with the network credit system server, and of course, may also synchronize the encrypted file and the first verification information with the network credit system server, respectively.
S202, verifying the encrypted file according to the first verification information.
In this embodiment, after acquiring the encrypted file and the first verification information, the network credit system server may verify the encrypted file according to the first verification information, so as to prevent the encrypted file from being changed due to tampering or loss of the encrypted file in the synchronization process, so that the client data file is changed, and thus the security of the synchronization process is improved.
S203, if the verification is successful, the encrypted file is decrypted to obtain the client data file.
In this embodiment, when the verification of the encrypted file is successful, it indicates that the encrypted file received by the network credit system server is the same as the confidential file sent by the financial institution server, and the encrypted file can be decrypted, so as to obtain the client data file, where a key required for decryption may be obtained in advance, for example, by obtaining the key through a secret key agreed under a line, or by obtaining the key through another way.
And S204, performing client registration processing according to the client data file.
In this embodiment, the network loan system server obtains the client data contained in the client data file according to the client data file, performs client registration processing, and writes the client data into the client data database, so that the part of clients can be prevented from performing client registration again at a credit granting interface in a client credit granting application link, credit response time is reduced, client registration failure caused by network reasons is also avoided, and client experience and network loan service efficiency are effectively improved. Further, in the client trust application link, whether the client data registration is completed in advance can be judged for each client, if the client data registration is completed in advance, the subsequent business process is directly carried out, and if the client data registration is not completed in advance, the traditional client registration process is carried out, and the client data registration is carried out by the user.
More specifically, when the client registration processing is performed according to the client data file, a client registration interface can be called, and the client data in the client data file is written into a client data database through the client registration interface, so that the client registration processing is realized. In this embodiment, the client registration interface can implement the client registration function, and by calling the client registration interface, the client data can be written into the client data database one by one, or certainly, the client data can be written into the client data database in batches, and the client registration processing process is not completed.
It should be noted that, because the client data of a certain client may already exist in the client data database of the online credit system server, and the client data of the certain client reappears in the client data file synchronized by the financial institution server, for example, the financial institution server acquires that a data change occurs in a certain existing client, the online credit system server needs to change the client data of the certain client to ensure that the client data of the certain client is updated in time. Therefore, when the client data in the client data file is written into the client data database through the client registration interface, if the initial client data of the client corresponding to the client data exists in the client data database, the initial client data is updated by the client data.
In the processing method for client registration provided by this embodiment, an encrypted file corresponding to a client data file and first verification information used for verifying the encrypted file are synchronized with a network loan system server through a financial institution server; verifying the encrypted file by the network credit system server according to the first verification information; if the verification is successful, decrypting the encrypted file to obtain the client data file; and performing client registration processing according to the client data file. In the embodiment, the client data is obtained from the financial institution server in advance, and the client data is registered according to the client data under the condition of ensuring the safety and accuracy of the client data, so that the client registration can be avoided by the credit interface in the credit applying link when the client initiates the network credit service, the credit response time can be reduced, the credit response rate can be improved, the client registration failure caused by network reasons can be avoided, the abnormal failure rate in the client registration process can be reduced, and the client experience and the network credit service efficiency can be effectively improved.
On the basis of any one of the above embodiments, the first verification information may be a first hash value obtained by processing the encrypted file by the financial institution server according to a preset hash algorithm;
correspondingly, as shown in fig. 3, the verifying the encrypted file according to the verification information in S202 may include:
s2021, processing the encrypted file according to the preset hash algorithm to obtain a second hash value, so that the second hash value is used as second check information;
s2022, verifying the integrity of the encrypted file according to the first verification information and the second verification information.
In this embodiment, optionally, the first hash value may be MD5 obtained by processing the encrypted file through a Message-digest algorithm (Message-digest algorithm), or may be a hash value obtained by processing the encrypted file through another preset hash algorithm.
That is, the financial institution server processes the encrypted file to be synchronized according to a preset hash algorithm to obtain a first hash value as first check information, and then packages the first check information and the encrypted file and synchronizes the first check information and the encrypted file to the online credit system server; and the network credit system server decompresses the file packet to obtain an encrypted file and first check information, processes the encrypted file by adopting the same preset hash algorithm to obtain a second hash value serving as second check information, and then checks the integrity of the encrypted file according to the first check information and the second check information. Further, if the first check information is the same as the second check information, and the integrity of the encrypted file is determined, it is determined that the check is successful; or if the first check information and the second check information are different, and the encrypted file is determined to be incomplete, determining that the check fails. After the verification is determined to be failed, the subsequent processing can be stopped, i.e., the encrypted file decryption and client registration processes are not performed any more. It should be noted that when a plurality of client data files exist, a plurality of encrypted files can be obtained, and at this time, the first verification information and the second verification information of each encrypted file can be compared with each other to ensure the integrity of each encrypted file. In the embodiment, the integrity of the encrypted file is verified through the hash algorithm, when the first hash value and the second hash value are the same, the file is complete, that is, the encrypted file is not tampered or lost in the synchronization process, and the encrypted file is not changed, so that the safety of the synchronization process is improved, and the accuracy of the client registration process is further ensured.
Optionally, the financial institution server may also record attribute values such as the number of lines or bytes of the client data file before encryption, and use the attribute values as third check information, and the network loan system server may also obtain the number of lines or bytes of the client data file as fourth check information after decrypting the received encrypted file, and then check the integrity of the client data file by using the third check information and the fourth check information. Of course, compared with the hash algorithm, the verification method has lower accuracy and security.
On the basis of any one of the foregoing embodiments, in an optional embodiment, the acquiring an encrypted file corresponding to a customer profile file synchronized by a financial institution server and first verification information used for verifying the encrypted file may specifically include:
and acquiring the encrypted file and the first verification information from a file server, wherein the encrypted file and the first verification information are uploaded to the file server by the financial institution server.
In this embodiment, a file server exists between the financial institution server and the network credit system server as an intermediate, the financial institution server may upload the encrypted file and the first verification information to the file server, the network credit system server may obtain the encrypted file and the first verification information from the file server at any time, for example, the encrypted file and the first verification information may also be obtained from the file server at intervals of a predetermined time, or the encrypted file and the first verification information may be obtained from the file server in a publish-subscribe manner, and the financial institution server and the network credit system server are decoupled by the file server, so that the uploading process of the financial institution server and the downloading process of the network credit system server are more flexible and are not limited.
In another alternative embodiment, the encrypted file and the first check information synchronized by the financial institution service may be further acquired through a preconfigured HTTP interface.
In this embodiment, the financial institution server and the network loan system server are coupled through a preconfigured HTTP interface, and the financial institution server directly sends the encrypted file and the first verification information to the network loan system server through the HTTP interface, without additionally configuring a file server as an intermediary, which reduces the cost of the system architecture.
In the embodiments, the client data is obtained from the financial institution server in advance, and the client data is registered according to the client data under the condition of ensuring the safety and accuracy of the client data, so that the client registration can be avoided by the credit interface in the credit applying link when the client initiates the network credit service, the credit response time can be reduced, the credit response rate can be improved, the client registration failure caused by network reasons can be avoided, the abnormal failure rate in the client registration process can be reduced, and the client experience and the network credit service efficiency can be effectively improved.
Fig. 4 is a flowchart of a processing method for client registration according to an embodiment of the present invention. The embodiment provides a processing method for client registration, the execution subject is a financial institution server, as shown in fig. 4, the processing method for client registration specifically includes the following steps:
s301, obtaining a client material file, and encrypting the client material file to obtain an encrypted file.
In this embodiment, the financial institution server such as a bank may obtain some customer profile files in advance, for example, the customer profile files of some high-quality customers may be selected, and optionally, the customer profile files may include at least one of the following: 1) the basic information of the client comprises certificate types, certificate numbers, client names, client sexes, client birthdays, client mobile phone numbers and the like; 2) the client scholarly data comprises schools, school addresses, scholars, study times, graduation times and the like; 3) customer address information including address type, province, city, district, city, detailed address, etc.; 4) client occupation data including company name, company address, company telephone, occupation, job title, year of entry, state of job, etc.; 5) the customer contact information comprises contact group, contact relation, contact certificate number, contact name, contact mobile phone, contact mailbox, contact address and the like. Each of the above-mentioned material files may be stored in the same file, or certainly, each type of customer material may be stored as a file, where the material of each customer is used as a record, and each field is separated by a separator, for example, the basic material of Zhang III is used as a record, and the record includes a plurality of fields such as certificate type, certificate number, customer name, etc., and is separated by separators. In addition, the client material file can also carry timestamp information so as to record the acquisition time of the client material file and determine whether the client material file is the latest client material file or not according to the timestamp in the subsequent synchronization process.
Optionally, the financial institution server may obtain the client data file of the new client and/or the client data file of the client with changed data at predetermined intervals, for example, the predetermined time may be 24 hours, that is, it is determined whether there is a new client every 24 hours, and/or it is determined whether there is a client with changed data, so as to obtain the client data file of the new client and/or the client with changed data.
After the financial institution server obtains the client data file, the client data file can be encrypted to obtain an encrypted file, so that client information is prevented from being leaked in the synchronization process, and the security of the client data synchronization process is improved, wherein the encryption mode can adopt any encryption method, such as symmetric encryption, asymmetric encryption and the like.
S302, according to the encrypted file, first verification information used for verifying the encrypted file is obtained.
In this embodiment, in order to further improve the security and prevent the client data from being tampered or lost during the synchronization process, the financial institution server may further obtain, according to the encrypted file, first verification information for verifying the encrypted file, for example, obtain the first verification information by using some preset hash algorithms.
And S303, synchronizing the encrypted file and the first verification information to a network credit system server so that the network credit system server decrypts the encrypted file to obtain the client data file after successfully verifying the encrypted file according to the first verification information, and performs client registration processing according to the client data file.
In this embodiment, the financial institution server may package the encrypted file and the first check information into a file package and then synchronize the file package with the network credit system server, or certainly, may also synchronize the encrypted file and the first check information with the network credit system server, and then the network credit system server may execute the above-mentioned processing method embodiment of client registration at the network credit system server side, that is, obtain the encrypted file and the first check information synchronized with the financial institution server, check the encrypted file according to the first check information, if the check is successful, decrypt the encrypted file to obtain the client data file, and perform client registration processing according to the client data file, which may be specifically referred to in the above-mentioned embodiment, and is not described herein again.
In the processing method for client registration provided by this embodiment, an encrypted file corresponding to a client data file and first verification information used for verifying the encrypted file are synchronized with a network loan system server through a financial institution server; verifying the encrypted file by the network credit system server according to the first verification information; if the verification is successful, decrypting the encrypted file to obtain the client data file; and performing client registration processing according to the client data file. In the embodiment, the client data is obtained from the financial institution server in advance, and the client data is registered according to the client data under the condition of ensuring the safety and accuracy of the client data, so that the client registration can be avoided by the credit interface in the credit applying link when the client initiates the network credit service, the credit response time can be reduced, the credit response rate can be improved, the client registration failure caused by network reasons can be avoided, the abnormal failure rate in the client registration process can be reduced, and the client experience and the network credit service efficiency can be effectively improved.
On the basis of the foregoing embodiment, the obtaining, according to the encrypted file, first verification information for verifying the encrypted file in S302 specifically may include:
and processing the encrypted file according to a preset hash algorithm to obtain a first hash value, and using the first hash value as the first verification information for verifying the integrity of the encrypted file by the network credit system server.
In this embodiment, the first hash value may be MD5 obtained by processing the encrypted file through a Message-digest algorithm (Message-digest algorithm), or may be a hash value obtained by processing the encrypted file through another preset hash algorithm. Similarly, after the network loan system server obtains the encrypted file and the first check information, the same preset hash algorithm is adopted to process the encrypted file to obtain a second hash value which is used as second check information, and then the integrity of the encrypted file is checked according to the first check information and the second check information. Further, if the first check information is the same as the second check information, and the integrity of the encrypted file is determined, it is determined that the check is successful; or if the first check information and the second check information are different, and the encrypted file is determined to be incomplete, determining that the check fails. After the verification is determined to be failed, the subsequent processing can be stopped, i.e., the encrypted file decryption and client registration processes are not performed any more. It should be noted that when a plurality of client data files exist, a plurality of encrypted files can be obtained, and at this time, the first verification information and the second verification information of each encrypted file can be compared with each other to ensure the integrity of each encrypted file. In the embodiment, the integrity of the encrypted file is verified through the hash algorithm, when the first hash value and the second hash value are the same, the file is complete, that is, the encrypted file is not tampered or lost in the synchronization process, and the encrypted file is not changed, so that the safety of the synchronization process is improved, and the accuracy of the client registration process is further ensured.
Optionally, the financial institution server may also record attribute values such as the number of lines or bytes of the client data file before encryption, and use the attribute values as third check information, and the network loan system server may also obtain the number of lines or bytes of the client data file as fourth check information after decrypting the received encrypted file, and then check the integrity of the client data file by using the third check information and the fourth check information. Of course, compared with the hash algorithm, the verification method has lower accuracy and security.
On the basis of any one of the foregoing embodiments, in an optional embodiment, the synchronizing the encrypted file and the first verification information to the network lending system server in S303 may specifically include:
uploading the encrypted file and the first verification information to a file server, so that the network credit system server can acquire the encrypted file and the first verification information from the file server.
In this embodiment, a file server exists between the financial institution server and the network loan system server as an intermediate, the financial institution server can upload the encrypted file and the first verification information to the file server, the network loan system server can acquire the encrypted file and the first verification information from the file server, and the financial institution server and the network loan system server are decoupled through the file server, so that the uploading process of the financial institution server and the downloading process of the network loan system server are more flexible and are not limited.
In another optional embodiment, the encrypted file and the first verification information may be synchronized to the network credit system server through a preconfigured HTTP interface.
In this embodiment, the financial institution server and the network loan system server are coupled through a preconfigured HTTP interface, and the financial institution server directly sends the encrypted file and the first verification information to the network loan system server through the HTTP interface, without additionally configuring a file server as an intermediary, which reduces the cost of the system architecture.
In the embodiments, the client data is obtained from the financial institution server in advance, and the client data is registered according to the client data under the condition of ensuring the safety and accuracy of the client data, so that the client registration can be avoided by the credit interface in the credit applying link when the client initiates the network credit service, the credit response time can be reduced, the credit response rate can be improved, the client registration failure caused by network reasons can be avoided, the abnormal failure rate in the client registration process can be reduced, and the client experience and the network credit service efficiency can be effectively improved.
Fig. 5 is a block diagram of a processing apparatus for client registration according to an embodiment of the present invention. The processing apparatus for client registration provided in this embodiment may execute the processing flow provided in the embodiment of the processing method for client registration at the server side of the network credit system, as shown in fig. 5, the processing apparatus 500 for client registration includes an obtaining module 501, a processing module 502, and a registering module 503.
An obtaining module 501, configured to obtain an encrypted file corresponding to a client data file synchronized by a financial institution server and first verification information used for verifying the encrypted file;
a processing module 502, configured to verify the encrypted file according to the first verification information; if the verification is successful, decrypting the encrypted file to obtain the client data file;
and a registration module 503, configured to perform client registration processing according to the client profile file.
On the basis of the above embodiment, the first verification information is a first hash value obtained by processing the encrypted file by the financial institution server according to a preset hash algorithm;
further, when the processing module 502 verifies the encrypted file according to the verification information, it is configured to:
processing the encrypted file according to the preset hash algorithm to obtain a second hash value so as to take the second hash value as second check information;
and verifying the integrity of the encrypted file according to the first verification information and the second verification information.
Based on any of the above embodiments, the processing module 502 is configured to determine the first verification information according to the first verification information
And when the integrity of the encrypted file is verified by the second verification information, the method is used for:
if the first check information is the same as the second check information, the integrity of the encrypted file is determined, and then the check is determined to be successful; alternatively, the first and second electrodes may be,
and if the first check information is different from the second check information, determining that the encrypted file is incomplete, and determining that the check fails.
On the basis of any of the above embodiments, when performing the client registration process according to the client profile file, the registration module 503 is configured to:
calling a client registration interface;
and writing the client data in the client data file into a client data database through the client registration interface so as to realize client registration processing.
On the basis of any of the above embodiments, when writing the client data in the client data file into the client data database through the client registration interface, the registration module 503 is configured to:
and if the initial customer data of the customer corresponding to the customer information exists in the customer information database, updating the initial customer information with the customer information.
On the basis of any of the above embodiments, when acquiring the encrypted file corresponding to the client profile file synchronized by the financial institution server and the first verification information for verifying the encrypted file, the acquiring module 501 is configured to:
acquiring the encrypted file and the first verification information from a file server, wherein the encrypted file and the first verification information are uploaded to the file server by the financial institution server; alternatively, the first and second electrodes may be,
and acquiring the encrypted file and the first check information synchronized with the financial institution service through a pre-configured HTTP interface.
The processing apparatus for client registration provided in the embodiment of the present invention may be specifically configured to execute the method embodiments provided in fig. 2 to 3, and specific functions are not described herein again.
The processing device for client registration provided by the embodiment of the invention synchronizes an encrypted file corresponding to a client data file and first verification information for verifying the encrypted file to a network loan system server through a financial institution server; verifying the encrypted file by the network credit system server according to the first verification information; if the verification is successful, decrypting the encrypted file to obtain the client data file; and performing client registration processing according to the client data file. In the embodiment, the client data is obtained from the financial institution server in advance, and the client data is registered according to the client data under the condition of ensuring the safety and accuracy of the client data, so that the client registration can be avoided by the credit interface in the credit applying link when the client initiates the network credit service, the credit response time can be reduced, the credit response rate can be improved, the client registration failure caused by network reasons can be avoided, the abnormal failure rate in the client registration process can be reduced, and the client experience and the network credit service efficiency can be effectively improved.
Fig. 6 is a block diagram of a processing apparatus for client registration according to an embodiment of the present invention. The processing apparatus for customer registration provided in this embodiment may execute the processing flow provided in the embodiment of the processing method for customer registration at the financial institution server side, as shown in fig. 6, the processing apparatus 600 for customer registration includes an obtaining module 601, a processing module 602, and a sending module 603.
An obtaining module 601, configured to obtain a client data file;
a processing module 602, configured to encrypt the client data file to obtain an encrypted file; acquiring first verification information for verifying the encrypted file according to the encrypted file;
the sending module 603 is configured to synchronize the encrypted file and the first verification information to a network credit system server, so that the network credit system server decrypts the encrypted file to obtain the client data file after successfully verifying the encrypted file according to the first verification information, and performs client registration processing according to the client data file.
On the basis of the foregoing embodiment, when acquiring, according to the encrypted file, first verification information for verifying the encrypted file, the processing module 602 is configured to:
and processing the encrypted file according to a preset hash algorithm to obtain a first hash value, and using the first hash value as the first verification information for verifying the integrity of the encrypted file by the network credit system server.
On the basis of any of the above embodiments, the sending module 603, in synchronizing the encrypted file and the first verification information to a network credit system server, includes:
uploading the encrypted file and the first verification information to a file server so that the online credit system server can acquire the encrypted file and the first verification information from the file server; alternatively, the first and second electrodes may be,
and synchronizing the encrypted file and the first check information to the network credit system server through a pre-configured HTTP interface.
On the basis of any of the above embodiments, when acquiring the client profile file, the acquiring module 601 is configured to:
and acquiring the client data file of the newly added client and/or the client data file of the client with changed data at preset time intervals.
The processing apparatus for client registration provided in the embodiment of the present invention may be specifically configured to execute the method embodiment provided in fig. 4, and specific functions are not described herein again.
According to the processing device for client registration provided by the embodiment of the invention, an encrypted file corresponding to a client data file and first verification information for verifying the encrypted file are synchronized to a network loan system server through a financial institution server; verifying the encrypted file by the network credit system server according to the first verification information; if the verification is successful, decrypting the encrypted file to obtain the client data file; and performing client registration processing according to the client data file. In the embodiment, the client data is obtained from the financial institution server in advance, and the client data is registered according to the client data under the condition of ensuring the safety and accuracy of the client data, so that the client registration can be avoided by the credit interface in the credit applying link when the client initiates the network credit service, the credit response time can be reduced, the credit response rate can be improved, the client registration failure caused by network reasons can be avoided, the abnormal failure rate in the client registration process can be reduced, and the client experience and the network credit service efficiency can be effectively improved.
Fig. 7 is a schematic structural diagram of a network loan system server according to an embodiment of the present invention. The network credit system server provided by the embodiment of the invention can execute the processing flow provided by the processing method embodiment of the client registration at the network credit system server side. As shown in fig. 7, the network loan system server 70 includes a memory 71, a processor 72, a computer program, and a communication interface 73; wherein a computer program is stored in the memory 71 and is configured to execute the processing method of client registration described in the above embodiments by the processor 72.
The network credit system server in the embodiment shown in fig. 7 may be used to implement the technical solution of the above-mentioned processing method embodiment of client registration at the network credit system server side, and the implementation principle and technical effect are similar, which are not described herein again.
Fig. 8 is a schematic structural diagram of a financial institution server according to an embodiment of the present invention. The financial institution server provided by the embodiment of the invention can execute the processing flow provided by the processing method embodiment of the client registration at the side of the financial institution server. As shown in fig. 8, the financial institution server 80 includes a memory 81, a processor 82, computer programs, and a communication interface 83; wherein a computer program is stored in the memory 81 and is configured to execute the processing method of client registration described in the above embodiments by the processor 82.
The financial institution server in the embodiment shown in fig. 8 may be used to execute the technical solution of the above-mentioned client registration processing method embodiment, and the implementation principle and technical effect are similar, which are not described herein again.
In addition, the present embodiment also provides a computer-readable storage medium, on which a computer program is stored, where the computer program is executed by a processor to implement the processing method for client registration on the server side of the network credit system described in the above embodiment.
The present embodiment also provides a computer-readable storage medium on which a computer program is stored, the computer program being executed by a processor to implement the processing method of client registration on the financial institution server side described in the above embodiments.
The present application also provides a computer program, which includes a program code, and when the computer program is executed by a computer, the program code executes the processing method for client registration at the server side of the network credit system according to the above embodiment.
The present application also provides a computer program including a program code for executing the processing method of client registration on the financial institution server side according to the above embodiment when the computer program is executed by a computer.
In the embodiments provided in the present invention, it should be understood that the disclosed apparatus and method may be implemented in other ways. For example, the above-described apparatus embodiments are merely illustrative, and for example, the division of the units is only one logical division, and other divisions may be realized in practice, for example, a plurality of units or components may be combined or integrated into another system, or some features may be omitted, or not executed. In addition, the shown or discussed mutual coupling or direct coupling or communication connection may be an indirect coupling or communication connection through some interfaces, devices or units, and may be in an electrical, mechanical or other form.
The units described as separate parts may or may not be physically separate, and parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the units can be selected according to actual needs to achieve the purpose of the solution of the embodiment.
In addition, functional units in the embodiments of the present invention may be integrated into one processing unit, or each unit may exist alone physically, or two or more units are integrated into one unit. The integrated unit can be realized in a form of hardware, or in a form of hardware plus a software functional unit.
The integrated unit implemented in the form of a software functional unit may be stored in a computer readable storage medium. The software functional unit is stored in a storage medium and includes several instructions to enable a computer device (which may be a personal computer, a server, or a network device) or a processor (processor) to execute some steps of the methods described in the embodiments of the present invention. And the aforementioned storage medium includes: various media capable of storing program codes, such as a usb disk, a removable hard disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a magnetic disk, or an optical disk.
It is obvious to those skilled in the art that, for convenience and simplicity of description, the foregoing division of the functional modules is merely used as an example, and in practical applications, the above function distribution may be performed by different functional modules according to needs, that is, the internal structure of the device is divided into different functional modules to perform all or part of the above described functions. For the specific working process of the device described above, reference may be made to the corresponding process in the foregoing method embodiment, which is not described herein again.
Finally, it should be noted that: the above embodiments are only used for illustrating the technical solutions of the embodiments of the present invention, and are not limited thereto; although embodiments of the present invention have been described in detail with reference to the foregoing embodiments, those skilled in the art will understand that: the technical solutions described in the foregoing embodiments may still be modified, or some or all of the technical features may be equivalently replaced; and the modifications or the substitutions do not make the essence of the corresponding technical solutions depart from the scope of the technical solutions of the embodiments of the present invention.

Claims (16)

1. A processing method for client registration is applied to a network credit system server, and comprises the following steps:
acquiring an encrypted file corresponding to a client data file synchronized by a financial institution server and first verification information for verifying the encrypted file;
verifying the encrypted file according to the first verification information;
if the verification is successful, decrypting the encrypted file to obtain the client data file;
and performing client registration processing according to the client data file.
2. The method according to claim 1, wherein the first verification information is a first hash value obtained by the financial institution server processing the encrypted file according to a preset hash algorithm;
the verifying the encrypted file according to the verification information includes:
processing the encrypted file according to the preset hash algorithm to obtain a second hash value so as to take the second hash value as second check information;
and verifying the integrity of the encrypted file according to the first verification information and the second verification information.
3. The method according to claim 2, wherein the verifying the integrity of the encrypted file according to the first check information and the second check information comprises:
if the first check information is the same as the second check information, the integrity of the encrypted file is determined, and then the check is determined to be successful;
alternatively, the first and second electrodes may be,
and if the first check information is different from the second check information, determining that the encrypted file is incomplete, and determining that the check fails.
4. The method according to claim 1, wherein said performing a client registration process based on said client profile file comprises:
calling a client registration interface;
and writing the client data in the client data file into a client data database through the client registration interface so as to realize client registration processing.
5. The method of claim 4, wherein writing the customer profile in the customer profile file to a customer profile database via the customer registration interface comprises:
and if the initial customer data of the customer corresponding to the customer information exists in the customer information database, updating the initial customer information with the customer information.
6. The method according to any one of claims 1 to 5, wherein the obtaining of the encrypted file corresponding to the customer profile file synchronized by the financial institution server and the first verification information for verifying the encrypted file comprises:
acquiring the encrypted file and the first verification information from a file server, wherein the encrypted file and the first verification information are uploaded to the file server by the financial institution server;
alternatively, the first and second electrodes may be,
and acquiring the encrypted file and the first check information synchronized with the financial institution service through a pre-configured HTTP interface.
7. A method for synchronizing customer data, applied to a financial institution server, the method comprising:
acquiring a client data file, and encrypting the client data file to acquire an encrypted file;
acquiring first verification information for verifying the encrypted file according to the encrypted file;
and synchronizing the encrypted file and the first verification information to a network credit system server so that the network credit system server decrypts the encrypted file to obtain the client data file after successfully verifying the encrypted file according to the first verification information, and performs client registration processing according to the client data file.
8. The method according to claim 7, wherein the obtaining, from the encrypted file, first verification information for verifying the encrypted file comprises:
and processing the encrypted file according to a preset hash algorithm to obtain a first hash value, and using the first hash value as the first verification information for verifying the integrity of the encrypted file by the network credit system server.
9. The method according to claim 7 or 8, wherein said synchronizing said encrypted file and said first verification information to a network crediting system server comprises:
uploading the encrypted file and the first verification information to a file server so that the online credit system server can acquire the encrypted file and the first verification information from the file server;
alternatively, the first and second electrodes may be,
and synchronizing the encrypted file and the first check information to the network credit system server through a pre-configured HTTP interface.
10. The method of claim 7 or 8, wherein the obtaining a customer profile file comprises:
and acquiring the client data file of the newly added client and/or the client data file of the client with changed data at preset time intervals.
11. A client registration processing apparatus, applied to a network loan system server, the apparatus comprising:
the system comprises an acquisition module, a storage module and a verification module, wherein the acquisition module is used for acquiring an encrypted file corresponding to a client data file synchronized by a financial institution server and first verification information used for verifying the encrypted file;
the processing module is used for verifying the encrypted file according to the first verification information; if the verification is successful, decrypting the encrypted file to obtain the client data file;
and the registration module is used for performing client registration processing according to the client data file.
12. A client registration processing apparatus applied to a financial institution server, the apparatus comprising:
the acquisition module is used for acquiring the client data file;
the processing module is used for encrypting the client data file to obtain an encrypted file; acquiring first verification information for verifying the encrypted file according to the encrypted file;
and the sending module is used for synchronizing the encrypted file and the first verification information to a network credit system server so that the network credit system server decrypts the encrypted file to obtain the client data file after successfully verifying the encrypted file according to the first verification information, and performs client registration processing according to the client data file.
13. A network loan system server, comprising:
a memory for storing a computer program;
a processor for executing a computer program stored in the memory to implement the method of any one of claims 1-6.
14. A financial institution server, comprising:
a memory for storing a computer program;
a processor for executing a computer program stored in the memory to implement the method of any one of claims 7-10.
15. A computer-readable storage medium having computer-executable instructions stored thereon, which when executed by a processor, perform the method of any one of claims 1-6.
16. A computer-readable storage medium having computer-executable instructions stored thereon, which when executed by a processor, perform the method of any one of claims 7-10.
CN202010541804.8A 2020-06-15 2020-06-15 Client registration processing method, device, equipment and storage medium Pending CN111695987A (en)

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