CN111626721B - Cross-border payment method - Google Patents
Cross-border payment method Download PDFInfo
- Publication number
- CN111626721B CN111626721B CN202010215340.1A CN202010215340A CN111626721B CN 111626721 B CN111626721 B CN 111626721B CN 202010215340 A CN202010215340 A CN 202010215340A CN 111626721 B CN111626721 B CN 111626721B
- Authority
- CN
- China
- Prior art keywords
- payment
- card
- account
- mobile phone
- consumption
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Active
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/34—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using cards, e.g. integrated circuit [IC] cards or magnetic cards
- G06Q20/351—Virtual cards
Abstract
The invention relates to the technical field, in particular to a cross-border payment method. The method comprises the following steps: opening the card, charging the card by using the card, pre-authorizing the mobile phone to rent deposit by using the card, paying by using the card, and processing balance. The consumption method of the invention is that a foreign user applies for a silver-linked business electronic virtual account and finishes custom mobile phone APP binding, a virtual prepaid card product with fixed amount is purchased through an external card swiping card, the product is bound with the account, the foreign user realizes the offline mobile payment transaction in an acceptance environment supporting third party payment software through a payment code generated by a custom machine, and the method has the following advantages: charging and checking in real time; the operation of opening an account is simple and convenient; the account is unbinding in time, and the balance refund period is short; the foreign payment system is mature.
Description
Technical Field
The invention relates to the technical field, in particular to a cross-border payment method.
Background
At present, the consumption modes of foreign tourists in China are card swiping or cash consumption. However, as mobile payment is increasingly popular in China, the card swiping and cash payment modes limit the consumption experience scenes of foreign visitors to a certain extent. The existing cross-border payment mode mainly aims at opening a payment device App for a visitor in China to use a payment device scanning code for payment, and cooperates with a Chinese city business in an 'applet' mode, and a foreign user charges an overseas bank card to an electronic consumption card to realize the function of the visitor in China for payment. The method has the defects that 1, the account opening authentication flow is complex; 2. the foreign payment system 11.8 is formally opened and is not mature; 3. only the payment treasures APP internal operation is supported, and the cooperation interface is not opened temporarily.
Disclosure of Invention
One of the objectives of the present invention is to provide a cross-border payment method to solve the above-mentioned problems in the prior art.
In order to solve the technical problems, the invention provides a cross-border payment method, which comprises the following steps:
s1, opening a card: the validity of the application client certificate and the integration of the personal certificate are confirmed by a person through customizing an APP application virtual account in the mobile phone. Under the condition that identity and certificate check are consistent, card opening is completed for foreign tourists through operation on a customized mobile phone;
s2, consumption recharging of the external card is performed: purchasing a customized 'travel card' digital product and recharging the 'travel card' with an amount;
s3, pre-authorizing the mobile phone to rent deposit by swiping the external card: swiping foreign bank cards to pre-authorize and pay deposit of tour guide machine equipment;
s4, consumption payment: using the external card to pay for consumption;
s5, balance treatment: returning the mobile phone when the foreign tourist leaves the tour guide equipment, setting up a special purchasing point at the mobile phone returning point, and providing a path for consuming the residual balance for the foreign tourist.
Preferably, in the step S1, the card opening step is as follows:
s1.1, obtaining materials required by applying for a virtual account after real-name authentication; performing real-name authentication through airport pickup tour guide machine point service staff or hotel pickup tour guide machine point hotel staff;
s1.2, a client signs a protocol by system interaction or clicking a payment code through a mobile phone, and is used for opening an account and recharging the commission;
s1.3, a silver-colored system starts a virtual account number application and provides a payment control;
s1.4, setting a password by using a Unionpay payment control;
s1.5, the system transmits the name, the passport photo, the passport number, the password and the mobile phone number to the Unionpay in the background to complete the establishment of the virtual electronic account.
Preferably, in S2, the step of recharging the card by swiping the external card is as follows:
s2.1, at an airport, a bank and a hotel service desk, a worker accepts the demands of clients, and at the airport, the bank and the hotel service desk, the worker accepts the purchase of products required by the clients and signs of related electronic protocols;
s2.2, in an airport, a bank and a hotel service desk, a worker presents a tour guide machine application 'user code';
s2.3, the POS machine of the noble department of the Unionpay business scans the code to identify account information, and the POS machine inquires the rechargeable amount according to the account information and informs a user;
s2.4, inputting a fixed recharging amount according to the requirement of a customer; the method comprises the steps of recharging for the first time, and recording order serial numbers by an application background of the tour guide machine;
s2.5, a guest presents a foreign bank card to swipe and consume on the POS machine;
s2.6, the guest signs an electronic purchase order;
s2.7, the money amount enters a noble department bank account;
s2.8, the Unionpay business finishes the process of opening a card by integrating a personal certificate from the deduction of money from a noble bank account to a Unionpay virtual electronic account, and handles the purchase of a travel card product and the signing of a related electronic protocol for a customer;
s2.9, the staff gives the tour guide machine to the client, and the client can start normal use.
The method for consuming and recharging by swiping the external card comprises the following steps: foreign users swipe foreign bank card consumption on POS machines of airports, banks and hotels to purchase customized 'travel card' digital products (prepaid card amount with fixed amount in the travel card products), and workers finish the binding of the 'travel card' products and customized mobile phones. After the Union receives the successful card swiping of the guest, the card swiping is fed back to the background of the company, and the company prestores a certain amount of recharging prepayment in the specific prepayment account of the Union business. After the POS machine receives that the card swiping of the guest is successful, the company sends a recharging instruction to the POS business account system to finish the recharging of the virtual account of the guest, and the POS machine T+N (the payment time is aged according to the external card organization standard and is normally 1-2 days) transfers the amount of the tourist 'travel card' to the bank account of the company.
Preferably, in the step S3, the step of swiping the external card to pre-authorize the mobile phone to rent the deposit is as follows:
s3.1, inputting an amount to be preauthorized according to deposit requirements of tour guide equipment;
s3.2, a guest presents a foreign bank card to swipe a pre-authorization on the POS machine;
s3.3, the guest signs an electronic purchase order;
s3.4, the backstage of the department system stores the order information for the use of a customer return mobile phone;
s3.5, the guests finish the journey and return the mobile phone;
s3.6, brushing pre-authorization according to the actual consumption amount on the same POS machine when the guest leaves the environment;
s3.7, the guest signs an electronic purchase order;
s3.8, the consumption amount enters a noble account, and the balance is returned to the account of the cardholder in real time.
Preferably, in S4, the payment consumption includes online payment, scanned mode and main scanning mode.
Preferably, the method for online payment comprises the following steps:
s4.1, placing orders on the tour guide machine application line by foreign tourists, and entering a payment interface;
s4.2, the tour guide machine uses a cash register to call up the online payment of the Unionpay, and deducts money after password verification.
Preferably, the method of the scanned mode is as follows:
s5.1, opening a payment code in an application tool column of the tour guide machine by a foreign tourist, and presenting the payment code to an off-line merchant;
s5.2, the merchant uses the hardware scanning gun scanning tour guide machine capable of accepting the Unionpay two-dimensional code to scan the tour guide machine to apply the payment code to deduct money.
Preferably, the method of the main scanning mode is as follows:
s6.1, a foreign tourist opens a tour guide machine to apply 'sweeping-sweeping' to sweep a merchant silver-colored two-dimensional code;
s6.2, entering a payment interface to input payment amount;
s6.3, finishing payment, and confirming account checking by the merchant.
The second object of the invention is to provide a cross-border payment system, which comprises any one of the cross-border payment methods, and comprises a card opening module, a consumption recharging module, an authorized lease module, a consumption payment module and a balance processing module, wherein the card opening module is used for applying for a virtual account, checking certificates and finishing card opening; the consumption recharging module is used for recharging the amount; the authorization and lease module is used for swiping foreign bank cards for pre-authorization and paying deposit of tour guide machine equipment; the consumption payment module is used for carrying out payment in an online payment mode, a scanned mode and a main scanning mode; the balance processing module is used for processing the remaining balance.
Another object of the present invention is to provide a cross-border payment device, which includes a processor, a memory, and a computer program stored in the memory and running on the processor, wherein the processor implements the steps of any one of the cross-border payment methods when executing the computer program.
It is a fourth object of the present invention to provide a computer readable storage medium having stored therein at least one program which is executed by the above-mentioned processor to implement the steps of the cross-border payment method as described in any of the above.
Compared with the prior art, the invention has the beneficial effects that: in the cross-border payment method and system, the consumption method is that a foreign user applies for a silver-linked business electronic virtual account and finishes custom mobile phone APP binding, virtual prepaid card products with fixed amount are purchased through an external card swiping card, the products and the account are bound, and the foreign user realizes off-line mobile payment transaction in an acceptance environment supporting third party payment software through a payment code generated by a custom machine, and the method has the following advantages: charging and checking in real time; the operation of opening an account is simple and convenient; the account is unbinding in time, and the balance refund period is short; the foreign payment system is mature.
Drawings
FIG. 1 is a flow chart of a cross-border payment method of the present invention;
FIG. 2 is a chart showing the steps of opening a card according to the present invention;
FIG. 3 is a diagram of the step of recharging the card outside the card reader of the present invention;
FIG. 4 is a diagram showing steps of renting deposit by pre-authorizing a mobile phone by swiping an external card according to the present invention;
FIG. 5 is a diagram of an online payment step of the present invention;
FIG. 6 is a step diagram of a scanned pattern according to the present invention;
FIG. 7 is a main scanning mode step diagram of the present invention;
fig. 8 is a block diagram of a cross-border payment apparatus according to the present invention.
Detailed Description
The following description of the embodiments of the present invention will be made clearly and completely with reference to the accompanying drawings, in which it is apparent that the embodiments described are only some embodiments of the present invention, but not all embodiments. All other embodiments, which can be made by those skilled in the art based on the embodiments of the invention without making any inventive effort, are intended to be within the scope of the invention.
Referring to fig. 1-8, the present invention provides a technical solution:
one of the purposes of the present invention is to provide a cross-border payment method, which comprises the following steps:
s1, opening a card: the validity of the application client certificate and the integration of the personal certificate are confirmed by a person through customizing an APP application virtual account in the mobile phone. Under the condition that identity and certificate check are consistent, card opening is completed for foreign tourists through operation on a customized mobile phone;
s2, consumption recharging of the external card is performed: purchasing a customized 'travel card' digital product and recharging the 'travel card' with an amount;
s3, pre-authorizing the mobile phone to rent deposit by swiping the external card: swiping foreign bank cards to pre-authorize and pay deposit of tour guide machine equipment;
s4, consumption payment: using the external card to pay for consumption;
s5, balance treatment: returning the mobile phone when the foreign tourist leaves the tour guide equipment, setting up a special purchasing point at the mobile phone returning point, and providing a path for consuming the residual balance for the foreign tourist.
In this embodiment, in S1, the card opening step is as follows:
s1.1, obtaining materials required by applying for a virtual account after real-name authentication; performing real-name authentication through airport pickup tour guide machine point service staff or hotel pickup tour guide machine point hotel staff;
s1.2, a client signs a protocol by system interaction or clicking a payment code through a mobile phone, and is used for opening an account and recharging the commission;
s1.3, a silver-colored system starts a virtual account number application and provides a payment control;
s1.4, setting a password by using a Unionpay payment control;
s1.5, the system transmits the name, the passport photo, the passport number, the password and the mobile phone number to the Unionpay in the background to complete the establishment of the virtual electronic account.
Further, in S2, the step of recharging by swiping the external card is as follows:
s2.1, at an airport, a bank and a hotel service desk, a worker accepts the demands of clients, and at the airport, the bank and the hotel service desk, the worker accepts the purchase of products required by the clients and signs of related electronic protocols;
s2.2, in an airport, a bank and a hotel service desk, a worker presents a tour guide machine application 'user code';
s2.3, the POS machine of the noble department of the Unionpay business scans the code to identify account information, and the POS machine inquires the rechargeable amount according to the account information and informs a user;
s2.4, inputting a fixed recharging amount according to the requirement of a customer; the method comprises the steps of recharging for the first time, and recording order serial numbers by an application background of the tour guide machine;
s2.5, a guest presents a foreign bank card to swipe and consume on the POS machine;
s2.6, the guest signs an electronic purchase order;
s2.7, the money amount enters a noble department bank account;
s2.8, the Unionpay business finishes the process of opening a card by integrating a personal certificate from the deduction of money from a noble bank account to a Unionpay virtual electronic account, and handles the purchase of a travel card product and the signing of a related electronic protocol for a customer;
s2.9, the staff gives the tour guide machine to the client, and the client can start normal use.
Specifically, the method for consuming and recharging by swiping the external card specifically comprises the following steps: foreign users swipe foreign bank card consumption on POS machines of airports, banks and hotels to purchase customized 'travel card' digital products (prepaid card gold amount with fixed amount in the travel card products), and staff completes the binding of the 'travel card' products and customized mobile phones. After the Union receives the successful card swiping of the guest, the card swiping is fed back to the background of the company, and the company prestores a certain amount of recharging prepayment in the specific prepayment account of the Union business. After the Unionpay POS machine receives the success of card swiping of the guest, the company sends a recharging instruction to the Unionpay business account system to finish the recharging of the guest virtual account, and the Unionpay T+N (according to the payment timeliness of the external card organization standard, the conventional time is 1-2 days) transfers the amount of the tourist 'travel card' to the bank account of the company.
It is worth to be noted that in S3, the step of pre-authorizing the mobile phone to rent deposit by swiping the external card is as follows:
s3.1, inputting an amount to be preauthorized according to deposit requirements of tour guide equipment;
s3.2, a guest presents a foreign bank card to swipe a pre-authorization on the POS machine;
s3.3, the guest signs an electronic purchase order;
s3.4, the backstage of the department system stores the order information for the use of a customer return mobile phone;
s3.5, the guests finish the journey and return the mobile phone;
s3.6, brushing pre-authorization according to the actual consumption amount on the same POS machine when the guest leaves the environment;
s3.7, the guest signs an electronic purchase order;
s3.8, the consumption amount enters a noble account, and the balance is returned to the account of the cardholder in real time.
In addition, in S4, the consumer payment includes online payment, scanned mode, and main scan mode.
Specifically, the online payment method is as follows:
s4.1, placing orders on the tour guide machine application line by foreign tourists, and entering a payment interface;
s4.2, the tour guide machine uses a cash register to call up the online payment of the Unionpay, and deducts money after password verification.
Further, the method of the scanned mode is as follows:
s5.1, opening a payment code in an application tool column of the tour guide machine by a foreign tourist, and presenting the payment code to an off-line merchant;
s5.2, the merchant uses the hardware scanning gun scanning tour guide machine capable of accepting the Unionpay two-dimensional code to scan the tour guide machine to apply the payment code to deduct money.
It should be noted that the method of the main scanning mode is as follows:
s6.1, a foreign tourist opens a tour guide machine to apply 'sweeping-sweeping' to sweep a merchant silver-colored two-dimensional code;
s6.2, entering a payment interface to input payment amount;
s6.3, finishing payment, and confirming account checking by the merchant.
The second object of the invention is to provide a cross-border payment system, which comprises any one of the cross-border payment methods, and comprises a card opening module, a consumption recharging module, an authorized lease module, a consumption payment module and a balance processing module, wherein the card opening module is used for applying for a virtual account, checking certificates and finishing card opening; the consumption recharging module is used for recharging the amount; the authorization and lease module is used for swiping foreign bank cards for pre-authorization and paying deposit of tour guide machine equipment; the consumption payment module is used for carrying out payment in an online payment mode, a scanned mode and a main scanning mode; the balance processing module is used for processing the remaining balance.
It should be noted that, the functions of the card opening module, the consumption recharging module, the lease authorizing module, the consumption payment module and the balance processing module are specifically referred to the description of the corresponding method parts of each module, and will not be repeated here.
Referring to fig. 8, a cross-border payment apparatus is shown that includes a processor, a memory, and a bus, in accordance with an embodiment of the present invention.
The processor comprises one or more processing cores, the processor is connected with the processor through a bus, the memory is used for storing program instructions, and the processor realizes the cross-border payment method when executing the program instructions in the memory.
Alternatively, the memory may be implemented by any type or combination of volatile or nonvolatile memory devices such as Static Random Access Memory (SRAM), electrically erasable programmable read-only memory (EEPROM), erasable programmable read-only memory (EPROM), programmable read-only memory (PROM), read-only memory (ROM), magnetic memory, flash memory, magnetic or optical disk.
In addition, the invention also provides a computer readable storage medium, wherein at least one program is stored in the storage medium, and the at least one program is executed by the processor to realize the steps of the cross-border payment method
The foregoing has shown and described the basic principles, principal features and advantages of the invention. It will be understood by those skilled in the art that the present invention is not limited to the above-described embodiments, and that the above-described embodiments and descriptions are only preferred embodiments of the present invention, and are not intended to limit the invention, and that various changes and modifications may be made therein without departing from the spirit and scope of the invention as claimed. The scope of the invention is defined by the appended claims and equivalents thereof.
Claims (8)
1. A cross-border payment method, the method comprising the steps of:
s1, opening a card: the validity of the application client certificate and the integration of the certificates are confirmed by a person through customizing an APP application virtual account in the mobile phone, and card opening is completed for foreign tourists through operation on the customized mobile phone under the condition that the identity and the certificate are ensured to be consistent;
s2, consumption recharging of the external card is performed: purchasing a customized 'travel card' digital product and recharging the 'travel card' with an amount;
s3, pre-authorizing the mobile phone to rent deposit by swiping the external card: swiping foreign bank cards to pre-authorize and pay deposit of tour guide machine equipment;
s4, consumption payment: using the external card to pay for consumption;
s5, balance treatment: returning the mobile phone when the foreign tourist leaves the environment after using the tour guide equipment;
in the step S1, the card opening step is as follows:
s1.1, obtaining materials required by applying for a virtual account after real-name authentication;
s1.2, a client signs a protocol by system interaction or clicking a payment code through a mobile phone;
s1.3, a silver-colored system starts a virtual account number application and provides a payment control;
s1.4, setting a password by using a Unionpay payment control;
s1.5, the system transmits names, passport photos, passport numbers, passwords and mobile phone numbers to the Unionpay in the background to complete virtual electronic account establishment;
in the step S2, the step of recharging by external card swiping is as follows:
s2.1, at an airport, a bank and a hotel service desk, a worker accepts the demands of clients, and at the airport, the bank and the hotel service desk, the worker accepts the purchase of the products required by the clients and signs of related electronic protocols;
s2.2, in an airport, a bank and a hotel service desk, a worker presents a tour guide machine application 'user code';
s2.3, identifying account information by scanning a code by a POS machine of a merchant of the Unionpay business, inquiring chargeable amount according to the account information by the POS machine, and informing a user;
s2.4, inputting a fixed recharging amount according to the requirement of a customer;
s2.5, a guest presents a foreign bank card to swipe and consume on the POS machine;
s2.6, the guest signs an electronic purchase order;
s2.7, the amount enters a merchant bank account;
s2.8, the Unionpay business finishes the card opening process of integrating the sum of the money and the recharging from the bank account deduction of the merchant to the Unionpay virtual electronic account through the personnel and the certification, and handles the purchase of the travel card product and the signing of the related electronic protocol for the customer;
s2.9, the staff gives the tour guide machine to the client, and the client can start normal use.
2. The cross-border payment method of claim 1, wherein: in the step S3, the step of pre-authorizing the mobile phone to rent deposit by swiping the external card is as follows:
s3.1, inputting an amount to be preauthorized according to deposit requirements of tour guide equipment;
s3.2, a guest presents a foreign bank card to swipe a pre-authorization on the POS machine;
s3.3, the guest signs an electronic purchase order;
s3.4, the merchant system background stores order information for the use of a customer return mobile phone;
s3.5, the guests finish the journey and return the mobile phone;
s3.6, brushing pre-authorization according to the actual consumption amount on the same POS machine when the guest leaves the environment;
s3.7, the guest signs an electronic purchase order;
s3.8, the consumption amount enters a merchant account, and the balance returns to a cardholder account in real time.
3. The cross-border payment method of claim 1, wherein: in S4, the payment consumption includes online payment, scanned mode and main scanning mode.
4. A cross-border payment method as claimed in claim 3, wherein: the online payment method comprises the following steps:
s4.1, placing orders on the tour guide machine application line by foreign tourists, and entering a payment interface;
s4.2, the tour guide machine uses a cash register to call up the online payment of the Unionpay, and deducts money after password verification.
5. A cross-border payment method as claimed in claim 3, wherein: the method of the scanned mode comprises the following steps:
s5.1, opening a payment code in an application tool column of the tour guide machine by a foreign tourist, and presenting the payment code to an off-line merchant;
s5.2, the merchant uses a code scanning gun capable of accepting the Unionpay two-dimensional code collection to scan the tour guide machine and applies a payment code to deduct money;
the main scanning method comprises the following steps:
s6.1, a foreign tourist opens a tour guide machine to apply 'sweeping-sweeping' to sweep a merchant silver-colored two-dimensional code;
s6.2, entering a payment interface to input payment amount;
s6.3, finishing payment, and confirming account checking by the merchant.
6. A cross-border payment system comprising the cross-border payment method of any one of claims 1-5, which comprises a card opening module, a consumption recharging module, an authorized lease module, a consumption payment module and a balance processing module, wherein the card opening module is used for applying for a virtual account, checking certificates and finishing card opening; the consumption recharging module is used for recharging the amount; the authorization and lease module is used for swiping foreign bank cards for pre-authorization and paying deposit of tour guide machine equipment; the consumption payment module is used for carrying out payment in an online payment mode, a scanned mode and a main scanning mode; the balance processing module is used for processing the remaining balance.
7. A cross-border payment device, characterized in that: comprising a processor, a memory and a computer program stored in the memory and running on the processor, which processor, when executing the computer program, implements the steps of the cross-border payment method according to any one of claims 1-6.
8. A computer readable storage medium having stored therein at least one program which is executed by a processor to implement the steps of the cross-border payment method of any of claims 1-7.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010215340.1A CN111626721B (en) | 2020-03-24 | 2020-03-24 | Cross-border payment method |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN202010215340.1A CN111626721B (en) | 2020-03-24 | 2020-03-24 | Cross-border payment method |
Publications (2)
| Publication Number | Publication Date |
|---|---|
| CN111626721A CN111626721A (en) | 2020-09-04 |
| CN111626721B true CN111626721B (en) | 2023-09-22 |
Family
ID=72271741
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN202010215340.1A Active CN111626721B (en) | 2020-03-24 | 2020-03-24 | Cross-border payment method |
Country Status (1)
| Country | Link |
|---|---|
| CN (1) | CN111626721B (en) |
Families Citing this family (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN112184210A (en) * | 2020-09-08 | 2021-01-05 | 中国银联股份有限公司 | Cross-network transaction method, system and computer readable storage medium |
| CN112766957B (en) * | 2021-02-09 | 2024-02-23 | 中国工商银行股份有限公司 | Cross-border digital payment method and internal bank server |
Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN201355494Y (en) * | 2009-02-25 | 2009-12-02 | 上海付费通信息服务有限公司 | Paying bill manager management system |
| CN106548333A (en) * | 2016-11-14 | 2017-03-29 | 唐红祥 | A kind of cross-border interactive financial payment terminal |
| CN110533405A (en) * | 2019-09-05 | 2019-12-03 | 南京喜玛拉云信息技术有限公司 | Information processing method, device, system and the storage medium of cross-border mobile payment |
Family Cites Families (10)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN103870957A (en) * | 2012-12-13 | 2014-06-18 | 陈文原 | Transaction system applying virtual account balance to entity shopping, and method thereof |
| US20140379556A1 (en) * | 2013-06-19 | 2014-12-25 | Han Kyum CHOI | Credit Payment Method for Foreign Tourists |
| CN104376656A (en) * | 2013-08-12 | 2015-02-25 | 黄金富知识产权咨询(深圳)有限公司 | Mobile POS machine and corresponding payment system |
| CN104392348A (en) * | 2014-11-06 | 2015-03-04 | 朱锐泷 | Digital currency-based cross-border payment and clearing system and cross-border payment method |
| CN105761075A (en) * | 2016-02-03 | 2016-07-13 | 宁波大学 | NFC based safe payment method of mobile wallet |
| US10685348B2 (en) * | 2016-12-14 | 2020-06-16 | Mastercard International Incorporated | System and method for secured tax refund for cross border transactions with mobile device wallet application |
| CN108564360A (en) * | 2018-03-29 | 2018-09-21 | 周逸杨 | A kind of mobile phone safe payment system |
| CN109829705A (en) * | 2018-12-06 | 2019-05-31 | 中非电子商务有限公司 | The method and system of cross-border payment |
| CN109711823A (en) * | 2018-12-28 | 2019-05-03 | 易票联支付有限公司 | A kind of cross-border declaration system and method |
| TWM577549U (en) * | 2019-01-17 | 2019-05-01 | 上海商業儲蓄銀行股份有限公司 | Virtual wallet account payment system |
-
2020
- 2020-03-24 CN CN202010215340.1A patent/CN111626721B/en active Active
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN201355494Y (en) * | 2009-02-25 | 2009-12-02 | 上海付费通信息服务有限公司 | Paying bill manager management system |
| CN106548333A (en) * | 2016-11-14 | 2017-03-29 | 唐红祥 | A kind of cross-border interactive financial payment terminal |
| CN110533405A (en) * | 2019-09-05 | 2019-12-03 | 南京喜玛拉云信息技术有限公司 | Information processing method, device, system and the storage medium of cross-border mobile payment |
Also Published As
| Publication number | Publication date |
|---|---|
| CN111626721A (en) | 2020-09-04 |
Similar Documents
| Publication | Publication Date | Title |
|---|---|---|
| CN108717652B (en) | Order processing system and method, order server and second client | |
| US20210166242A1 (en) | System and method for purchasing using biometric authentication | |
| US20120179559A1 (en) | Methods and systems for processing transactions | |
| CN107851255A (en) | For realizing system, method, equipment and the computer-readable medium of direct electron transfer of payment | |
| US20050192897A1 (en) | Methods and systems for payment-network enrollment | |
| US20150287004A1 (en) | System and method for temporarily enabling proprietary transit payments on a hotel room key | |
| EP2619736A1 (en) | Method and apparatus for conducting offline commerce transactions | |
| CN111626721B (en) | Cross-border payment method | |
| JP2004326348A (en) | Prepaid type electronic money settlement system and method using portable terminal | |
| CN110443607B (en) | Method for creating public digital wallet, transaction method and device | |
| EP2176819A1 (en) | Method of effecting payment transaction using a mobile terminal | |
| CN108027925A (en) | It is a kind of using Quick Response Code without card method of payment and its system | |
| CN111861431A (en) | Digital currency payment method and system | |
| US6829597B1 (en) | Method, apparatus and computer program product for processing cashless payments | |
| US20050240418A1 (en) | Identification of a user of a mobile terminal and generation of an action authorisation | |
| JP2011002984A (en) | Method and system for adjusting parking fee | |
| CN105190670A (en) | System and method for online shopping communication authentication of local goods picking-up | |
| CN113971555A (en) | Home account service processing method and device, electronic device and readable storage medium | |
| JP2002183612A (en) | Method and system for non-cash account settlement of use charge | |
| KR20060077541A (en) | No connection numbering payment system | |
| KR101779921B1 (en) | Method, company server and sns server for providing payment service using sns | |
| CN106875180B (en) | Online payment method with visible light and bar code bidirectional authentication | |
| JP2019053778A5 (en) | ||
| RU106776U1 (en) | SYSTEM FOR IMPLEMENTATION OF FINANCIAL TRANSACTIONS | |
| KR101017063B1 (en) | Method for Processing Payment and Authentication for Post Issuance of ICC Information |
Legal Events
| Date | Code | Title | Description |
|---|---|---|---|
| PB01 | Publication | ||
| PB01 | Publication | ||
| SE01 | Entry into force of request for substantive examination | ||
| SE01 | Entry into force of request for substantive examination | ||
| GR01 | Patent grant | ||
| GR01 | Patent grant |