CN111582851A - Platform money printing method and device based on big data, electronic equipment and storage medium - Google Patents
Platform money printing method and device based on big data, electronic equipment and storage medium Download PDFInfo
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- CN111582851A CN111582851A CN202010349547.8A CN202010349547A CN111582851A CN 111582851 A CN111582851 A CN 111582851A CN 202010349547 A CN202010349547 A CN 202010349547A CN 111582851 A CN111582851 A CN 111582851A
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/102—Bill distribution or payments
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4016—Transaction verification involving fraud or risk level assessment in transaction processing
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
The embodiment of the invention discloses a platform money printing method and device based on big data, electronic equipment and a storage medium. The method comprises the following steps: acquiring a money making request of a money making party; wherein the bet request includes a payee platform account, a bet fund amount, and a bet fund source; obtaining a fund for making a bet according to the fund source for making a bet and the fund amount for making a bet; transferring the funds to the payee platform account to determine a bet result. By operating the technical scheme provided by the embodiment of the invention, the problems of payment interruption, payment failure, incapability of synchronizing payment information to a platform in time and the like can be solved, and the effect of improving the stability of the payment process is realized.
Description
Technical Field
The embodiment of the invention relates to computer technology, in particular to a platform money printing method and device based on big data, electronic equipment and a storage medium.
Background
With the development of society, various platforms provide services of users in terms of business, such as project release, project acceptance and the like, and during the process of project or after the project is completed, a party releasing the project needs to pay a party accepting the project, so that most of business of fund transaction can be completed on line.
In the existing platform, platform service lacks guarantee in the aspect of fund, and because the money printing mode is not uniform, when money printing is carried out under a line or by a third party, the problems that the money printing is interrupted, the money printing fails, the money printing information cannot be timely synchronized to the platform and the like occur, and the instability of the money printing process is increased.
Disclosure of Invention
The embodiment of the invention provides a platform money printing method and device based on big data, electronic equipment and a storage medium, and aims to improve the stability of a money printing process.
In a first aspect, an embodiment of the present invention provides a platform money-printing method based on big data, where the method includes:
acquiring a money making request of a money making party; wherein the bet request includes a payee platform account, a bet fund amount, and a bet fund source;
obtaining a fund for making a bet according to the fund source for making a bet and the fund amount for making a bet;
transferring the funds to the payee platform account to determine a bet result.
In a second aspect, an embodiment of the present invention further provides a platform money printing device based on big data, where the device includes:
the money printing request acquisition module is used for acquiring a money printing request of a money printer; wherein the bet request includes a payee platform account, a bet fund amount, and a bet fund source;
the fund making acquisition module is used for acquiring the fund to make a fund according to the fund source to make a fund and the fund amount to make a fund;
and the money-making result determining module is used for transferring the money-making fund to the platform account of the party to be made to determine the money-making result.
In a third aspect, an embodiment of the present invention further provides an electronic device, where the electronic device includes:
one or more processors;
a storage device for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement a big data based platform funding method as described above.
In a fourth aspect, the embodiment of the present invention further provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the big data based platform money-making method as described above.
The embodiment of the invention obtains the money making request of a money making party; wherein the bet request includes a payee platform account, a bet fund amount, and a bet fund source; obtaining the money fund according to the money fund source and the money amount; transferring the fund to the account of the payee platform to determine the fund making result. The problems that the money printing is interrupted, the money printing fails and the money printing information cannot be synchronized to a platform in time and the like are solved, and the effect of improving the stability of the money printing process is achieved.
Drawings
Fig. 1 is a flowchart of a platform money-making method based on big data according to an embodiment of the present invention;
fig. 2 is a schematic structural diagram of a platform money-making device based on big data according to a second embodiment of the present invention;
fig. 3 is a schematic structural diagram of an electronic device according to a third embodiment of the present invention.
Detailed Description
The present invention will be described in further detail with reference to the accompanying drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the invention and are not limiting of the invention. It should be further noted that, for the convenience of description, only some of the structures related to the present invention are shown in the drawings, not all of the structures.
Example one
Fig. 1 is a flowchart of a platform money transfer method based on big data according to an embodiment of the present invention, where the embodiment is applicable to a case where a money transfer party transfers money to a money transfer party through a platform, and the method may be executed by a platform money transfer device based on big data according to an embodiment of the present invention, and the device may be implemented in a software and/or hardware manner. Referring to fig. 1, the big data based platform money printing method provided in this embodiment includes:
The payer platform account is an account acquired by the payer through registration in the platform, and can perform operations such as fund exchange and fund withdrawal through the account. For example, an enterprise a issues a project to be held in a platform, an individual industrial and commercial company B completes the project, at this time, the enterprise a needs to pay the individual industrial and commercial company B as a payment for completing the project, at this time, the enterprise a is a money-making party, and the individual industrial and commercial company B is a money-making party. The fund source is a fund source for transferring fund to the platform by the fund payer.
In this embodiment, optionally, after obtaining the money transfer request of the money transfer party, the method further includes:
determining whether the request for making a money meets a request for making a money based on big data;
if not, the money making operation is stopped.
The step of determining whether the money making request meets the money making requirement is to determine whether the money making request is abnormal based on big data, for example, whether the money making fund source is safe, whether a money making party is a high-risk user and the like are determined, and the step of determining is used for risk control. The advantage of this arrangement is that the security of the funds transaction is improved.
And step 120, obtaining the money fund according to the money fund source and the money amount.
And acquiring the fund to be paid according to the fund source to be paid and the specific amount of the fund to be paid. Before obtaining the fund for making a money, the method can check whether the platform account of the party for making a money, the amount of the fund for making a money, the source of the fund for making a money and the like are correct or not to the party for making a money by sending an email and the like.
In this embodiment, optionally, obtaining the fund to be bet according to the fund source to be bet and the fund amount to be bet includes:
acquiring a first fund to be deposited in a first preset period according to a first fund source and the fund amount to be deposited; and/or
Acquiring a second fund for making money in a second preset period according to a second fund source for making money and the amount of the fund for making money;
and the platform collects the fund of making money obtained from the fund source of making money in a preset period every other preset period.
Illustratively, each workday's 9:10 and 15:10 totals the wagered funds from the first source of wagered funds by the day's 9:00 and 15:00 and generates a respective batch of wagers within a period of from the previous day 15:00 to the day's 9:00, and from the day's 9:00 to the day's 15: 00.
13:10 for each weekday summarizes the wagering funds from the second wagering fund source by 13:00 that day and generates a batch of wagers within a period of 13:00 to 13:00 on the day. The payment batch corresponds to a detailed payment detail, and each income of a payment party corresponds to a payment detail. The first fund making source and the second fund making source are fund sources in different channels.
Through unified processing to the fund of making a money in the preset cycle, avoid because the operation of making a money frequently leads to increasing the platform and handles the burden, improve the efficiency of the process of making a money.
And transferring the obtained money transfer fund into an account of the money transfer party on the platform, obtaining a money transfer result, and if abnormal conditions such as system errors occur in the money transfer process, determining that the money transfer result is failure. The status of the deposit in the platform may be modified after the deposit result is obtained, for example, the status is changed from deposit to successful deposit or unsuccessful deposit. After the money making process is finished, the money making result can be informed to the money making party and the money making party by the modes of sending a short message, pushing a small program and the like.
In this embodiment, optionally, transferring the fund to the platform account of the party to be debited to determine the fund debiting result includes:
transferring the first and/or second funds to the payee platform account to determine a bet result.
The obtained money making fund can be made systematically in different time intervals, for example, 10:00 and 16:00 money making funds are made systematically every working day, so that the pressure of a platform is reduced, and the money making efficiency is improved.
The fund of making money of different fund sources can take different processing modes to obtain the money making result. For example, the money-making result is automatically checked and obtained through the system according to the money-making fund obtained from the first money-making fund source; and manually checking and obtaining a money printing result according to the money printing fund obtained from the second money printing fund source so as to reduce the pressure of the platform and improve the money printing efficiency.
In this embodiment, optionally, transferring the fund to the platform account of the party to be debited to determine the fund debiting result includes:
transferring the funds for deposit to the payee platform account;
acquiring the fund of the platform account of the payee and transferring the fund to the platform account of the payee;
determining a money-printing result based on the money-printing feedback data.
And the money printing feedback data is obtained after the money printing process is checked. Illustratively, the money to be paid is transferred to the account of the platform of the party to be paid to obtain a money to be paid voucher, and the money to be paid voucher is verified in a manual or machine learning mode and the like to obtain the feedback data of the money to be paid.
And determining a money printing result according to the money printing feedback data, and if no abnormal condition is found in the money printing feedback data, for example, the total amount of money printed to the platform account of the party to be printed is consistent with the total amount of money to be printed, and the like, determining that the money printing result is correct.
In this embodiment, optionally, after determining the money-making result, the method further includes:
and if the money making result is failure, returning the money making fund to the money making party.
When the fund to be deposited is returned to the depositor, the fund may be returned to the account of the depositor in the platform, or may be returned to the original fund source to be deposited, which is not limited in this embodiment. And when the platform returns to the platform account of the money-making party, the platform modifies the account balance and adds the account balance record. The benefit of this arrangement is that the fund security of the payer is guaranteed.
According to the technical scheme provided by the embodiment, the money making request of the money making party is obtained; wherein the bet request includes a payee platform account, a bet fund amount, and a bet fund source; obtaining the money fund according to the money fund source and the money amount; transferring the fund to the account of the payee platform to determine the fund making result. The problems that the money printing is interrupted, the money printing fails and the money printing information cannot be synchronized to a platform in time and the like are solved, and the effect of improving the stability of the money printing process is achieved.
EXAMPLE III
Fig. 2 is a schematic structural diagram of a platform money-making device based on big data according to a second embodiment of the present invention. The device can be realized in a hardware and/or software mode, can execute the big data-based platform money printing method provided by any embodiment of the invention, and has corresponding functional modules and beneficial effects of the execution method.
As shown in fig. 2, the apparatus includes:
a money-making request obtaining module 210, configured to obtain a money-making request of a money-making party; wherein the bet request includes a payee platform account, a bet fund amount, and a bet fund source;
a fund making acquisition module 220, configured to acquire a fund to make a fund according to the fund source to make a fund and the amount of the fund to make a fund;
a money transfer result determining module 230 for transferring the money to the payee platform account to determine a money transfer result.
The embodiment of the invention obtains the money making request of a money making party; wherein the bet request includes a payee platform account, a bet fund amount, and a bet fund source; obtaining the money fund according to the money fund source and the money amount; transferring the fund to the account of the payee platform to determine the fund making result. The problems that the money printing is interrupted, the money printing fails and the money printing information cannot be synchronized to a platform in time and the like are solved, and the effect of improving the stability of the money printing process is achieved.
On the basis of the above technical solutions, optionally, the apparatus further includes:
a money-making request determining module, configured to determine, based on big data, whether the money-making request meets a money-making requirement before the money-making request obtaining module 210;
and the money printing operation stopping module is used for stopping the money printing operation if the money printing request determining module judges that the money printing request determining module does not determine that the money printing request determining module determines that the money printing request is not the money printing request.
The fund of making a money acquisition module includes:
the first fund obtaining unit is used for obtaining first fund of deposit in a first preset period according to a first fund source and the fund amount of deposit; and/or
The second fund making obtaining unit is used for obtaining second fund making in a second preset period according to a second fund making source and the fund making amount;
accordingly, the money-making result determining module 230 includes:
a bet result determination unit to transfer the first and/or second bet funds to the payee platform account to determine a bet result.
On the basis of the above technical solutions, optionally, the money making result determining module 230 includes:
a fund transfer unit for transferring the fund to the platform account of the party to be debited;
the feedback data acquisition unit is used for acquiring the payment feedback data of the platform account of the payee;
and the money printing result determining unit is used for determining a money printing result based on the money printing feedback data.
On the basis of the above technical solutions, optionally, the apparatus further includes:
and a fund withdrawal module, configured to withdraw the fund to the money issuer after the fund withdrawal result determining module 230 if the fund withdrawal result is a failure.
EXAMPLE III
Fig. 3 is a schematic structural diagram of an electronic device according to a third embodiment of the present invention, as shown in fig. 3, the electronic device includes a processor 30, a memory 31, an input device 32, and an output device 33; the number of the processors 30 in the electronic device may be one or more, and one processor 30 is taken as an example in fig. 3; the processor 30, the memory 31, the input device 32 and the output device 33 in the electronic apparatus may be connected by a bus or other means, and the bus connection is exemplified in fig. 3.
The memory 31 is a computer-readable storage medium, and can be used for storing software programs, computer-executable programs, and modules, such as program instructions/modules corresponding to the big data based platform money printing method in the embodiment of the present invention. The processor 30 executes various functional applications and data processing of the electronic device by running software programs, instructions and modules stored in the memory 31, that is, implements the above-described big data based platform money printing method.
The memory 31 may mainly include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function; the storage data area may store data created according to the use of the terminal, and the like. Further, the memory 31 may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other non-volatile solid state storage device. In some examples, the memory 31 may further include memory located remotely from the processor 30, which may be connected to the electronic device through a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.
Example four
A fourth embodiment of the present invention further provides a storage medium containing computer-executable instructions, which when executed by a computer processor, are configured to perform a big data based platform money printing method, including:
acquiring a money making request of a money making party; wherein the bet request includes a payee platform account, a bet fund amount, and a bet fund source;
obtaining a fund for making a bet according to the fund source for making a bet and the fund amount for making a bet;
transferring the funds to the payee platform account to determine a bet result.
Of course, the storage medium provided by the embodiment of the present invention contains computer-executable instructions, and the computer-executable instructions are not limited to the operations of the method described above, and may also perform related operations in the big data based platform money printing method provided by any embodiment of the present invention.
From the above description of the embodiments, it is obvious for those skilled in the art that the present invention can be implemented by software and necessary general hardware, and certainly, can also be implemented by hardware, but the former is a better embodiment in many cases. Based on such understanding, the technical solutions of the present invention may be embodied in the form of a software product, which may be stored in a computer-readable storage medium, such as a floppy disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), a FLASH Memory (FLASH), a hard disk or an optical disk of a computer, and includes several instructions for enabling a computer device (which may be a personal computer, a server, or a network device) to execute the methods according to the embodiments of the present invention.
It should be noted that, in the embodiment of the platform money printing device based on big data, the included units and modules are only divided according to functional logic, but are not limited to the above division, as long as the corresponding functions can be realized; in addition, specific names of the functional units are only for convenience of distinguishing from each other, and are not used for limiting the protection scope of the present invention.
It is to be noted that the foregoing is only illustrative of the preferred embodiments of the present invention and the technical principles employed. It will be understood by those skilled in the art that the present invention is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the invention. Therefore, although the present invention has been described in greater detail by the above embodiments, the present invention is not limited to the above embodiments, and may include other equivalent embodiments without departing from the spirit of the present invention, and the scope of the present invention is determined by the scope of the appended claims.
Claims (10)
1. A platform money-making method based on big data is characterized by comprising the following steps:
acquiring a money making request of a money making party; wherein the bet request includes a payee platform account, a bet fund amount, and a bet fund source;
obtaining a fund for making a bet according to the fund source for making a bet and the fund amount for making a bet;
transferring the funds to the payee platform account to determine a bet result.
2. The method of claim 1, after obtaining a request to fund a depositor, further comprising:
determining whether the request for making a money meets a request for making a money based on big data;
if not, the money making operation is stopped.
3. The method of claim 1, wherein obtaining the wagering funds based on the source of the wagering funds and the amount of the wagering funds comprises:
acquiring a first fund to be deposited in a first preset period according to a first fund source and the fund amount to be deposited; and/or
Acquiring a second fund for making money in a second preset period according to a second fund source for making money and the amount of the fund for making money;
accordingly, transferring the funds for the wager to the payee platform account to determine a wager result includes:
transferring the first and/or second funds to the payee platform account to determine a bet result.
4. The method of claim 1, wherein transferring the wager funds to the payee platform account to determine a wager result comprises:
transferring the funds for deposit to the payee platform account;
obtaining the payment feedback data of the platform account of the party to be paid;
determining a money-printing result based on the money-printing feedback data.
5. The method of claim 1, after determining the outcome of the deposit, further comprising:
and if the money making result is failure, returning the money making fund to the money making party.
6. A big data based platform money printing device is characterized by comprising:
the money printing request acquisition module is used for acquiring a money printing request of a money printer; wherein the bet request includes a payee platform account, a bet fund amount, and a bet fund source;
the fund making acquisition module is used for acquiring the fund to make a fund according to the fund source to make a fund and the fund amount to make a fund;
and the money-making result determining module is used for transferring the money-making fund to the platform account of the party to be made to determine the money-making result.
7. The apparatus of claim 6, further comprising:
the money making request determining module is used for determining whether the money making request meets the money making requirement or not based on big data before the money making request obtaining module;
and the money printing operation stopping module is used for stopping the money printing operation if the money printing request determining module judges that the money printing request determining module does not determine that the money printing request determining module determines that the money printing request is not the money printing request.
8. The apparatus of claim 6, wherein the fund withdrawal module comprises:
the first fund obtaining unit is used for obtaining first fund of deposit in a first preset period according to a first fund source and the fund amount of deposit; and/or
The second fund making obtaining unit is used for obtaining second fund making in a second preset period according to a second fund making source and the fund making amount;
correspondingly, the money making result determining module comprises:
a bet result determination unit to transfer the first and/or second bet funds to the payee platform account to determine a bet result.
9. An electronic device, characterized in that the electronic device comprises:
one or more processors;
a storage device for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement a big data based platform funding method as recited in any of claims 1-5.
10. A computer-readable storage medium, on which a computer program is stored, which, when being executed by a processor, carries out a big data based platform typing method according to any one of claims 1 to 5.
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Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106575404A (en) * | 2014-06-20 | 2017-04-19 | 冼暻禧 | Method and system for micro-accumulation of funds |
| WO2018066900A1 (en) * | 2016-10-05 | 2018-04-12 | 삼성전자 주식회사 | Payment method and electronic device using same |
| CN109872141A (en) * | 2019-01-31 | 2019-06-11 | 厦门投融汇网络有限公司 | A kind of fund transfer system and its transfer account method for bank's management of differential account |
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2020
- 2020-04-28 CN CN202010349547.8A patent/CN111582851B/en active Active
Patent Citations (3)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN106575404A (en) * | 2014-06-20 | 2017-04-19 | 冼暻禧 | Method and system for micro-accumulation of funds |
| WO2018066900A1 (en) * | 2016-10-05 | 2018-04-12 | 삼성전자 주식회사 | Payment method and electronic device using same |
| CN109872141A (en) * | 2019-01-31 | 2019-06-11 | 厦门投融汇网络有限公司 | A kind of fund transfer system and its transfer account method for bank's management of differential account |
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| CN111582851B (en) | 2022-08-09 |
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Effective date of registration: 20230404 Address after: Room 2219, Building 5, Pinshang Commercial Center, No. 1168 Xiangcheng Avenue, Yuanhe Street, Xiangcheng District, Suzhou City, Jiangsu Province, 215000 Patentee after: Haohuo (Suzhou) Digital Technology Co.,Ltd. Address before: Room 1008, comprehensive south building, room 9, 1699 Zuchongzhi South Road, Yushan Town, Kunshan City, Suzhou City, Jiangsu Province Patentee before: HAOHUO (KUNSHAN) NETWORK TECHNOLOGY Co.,Ltd. |