CN111556148A - Data sharing method, data sharing platform and device - Google Patents

Data sharing method, data sharing platform and device Download PDF

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CN111556148A
CN111556148A CN202010344236.2A CN202010344236A CN111556148A CN 111556148 A CN111556148 A CN 111556148A CN 202010344236 A CN202010344236 A CN 202010344236A CN 111556148 A CN111556148 A CN 111556148A
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client
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summary information
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CN111556148B (en
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牛通
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Bank of China Ltd
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    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L67/00Network arrangements or protocols for supporting network services or applications
    • H04L67/01Protocols
    • H04L67/10Protocols in which an application is distributed across nodes in the network
    • H04L67/1095Replication or mirroring of data, e.g. scheduling or transport for data synchronisation between network nodes
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L63/00Network architectures or network communication protocols for network security
    • H04L63/10Network architectures or network communication protocols for network security for controlling access to devices or network resources
    • H04L63/101Access control lists [ACL]
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04LTRANSMISSION OF DIGITAL INFORMATION, e.g. TELEGRAPHIC COMMUNICATION
    • H04L9/00Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols
    • H04L9/50Cryptographic mechanisms or cryptographic arrangements for secret or secure communications; Network security protocols using hash chains, e.g. blockchains or hash trees

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Abstract

The embodiment of the application discloses a data sharing method, a data sharing platform and a device, wherein a data query request sent by a target client is received through a public link module, and the data query request comprises a target client identifier; the public chain module stores summary information uploaded by clients corresponding to various financial institutions, and a target client is a client corresponding to any financial institution; the summary information is generated according to the client data; determining target abstract information matched with the target client identification; and acquiring client data from a private chain corresponding to the target financial institution according to the target abstract information, wherein the target financial institution is a financial institution uploading the target abstract information. The method summarizes the client data based on the block chain, and is beneficial to improving the authenticity, effectiveness and integrity of identity recognition. In addition, based on the combination mode of the public chain and the private chain, only the summary information is stored on the public chain module, so that the safety of sharing client data is further improved, and the storage pressure is reduced.

Description

Data sharing method, data sharing platform and device
Technical Field
The present application relates to the field of data processing technologies, and in particular, to a data sharing method, a data sharing platform, and an apparatus.
Background
Customer identification is the core content of money laundering work of financial institutions (including banks, insurance, securities, trusts and the like), and the basic principles are authenticity, validity and completeness. The financial institution can collect the identity information of the client and realize the identity identification of the client by analyzing the identity information of the client.
At present, some problems exist when the financial institutions identify the client identities, such as incomplete or inaccurate acquired client identity information, lack of continuous updating and dynamic identification of the client identity information, and the like.
Disclosure of Invention
In order to solve the technical problems, the application provides a data sharing method, a data sharing platform and a data sharing device, so that when a financial institution identifies a client, sufficient basic data can be obtained for identification, the authenticity, the validity and the integrity of identity identification can be improved, and the development of financial business and the construction of a whole financial industry security system can be facilitated. In addition, based on the combination mode of the public chain and the private chain, only the summary information is stored in the public chain, so that the safety of sharing the client data is further improved, and the storage pressure is reduced.
In a first aspect, an embodiment of the present application provides a data sharing method, where the method includes:
receiving a data query request sent by a target client through a public link module, wherein the data query request comprises a target client identifier; the public chain module stores summary information uploaded by clients corresponding to various financial institutions, and the target client is a client corresponding to any financial institution; the summary information is generated according to client data;
determining target summary information matched with the target client identification;
and acquiring customer data from a private chain corresponding to a target financial institution according to the target abstract information, wherein the target financial institution is a financial institution uploading the target abstract information.
Optionally, the method further includes:
and returning the client data to the target client so that the target client can identify the target client identified by the target client identification according to the client data.
Optionally, if the client data includes blacklist information, the target client performs identity recognition on the target client identified by the target client identifier according to the client data, including:
determining whether the target customer enters a blacklist of the target financial institution according to the blacklist information;
and if so, determining the target customer as an illegal customer.
Optionally, before determining the target summary information matching the target client identifier, the method further includes:
determining whether the target client has a query right;
and if so, executing the step of determining the target summary information matched with the target client identification.
Optionally, the storing, in the public link module, a corresponding relationship between the summary information and a client identifier, and the determining target summary information matched with the target client identifier includes:
and inquiring the summary information with the target customer identification as target summary information according to the corresponding relation.
In a second aspect, an embodiment of the present application provides a data sharing platform, where the platform includes a private chain module, a summary information module, and a public chain module:
the private chain module comprises private chains corresponding to different financial institutions and is used for storing client data of each financial institution;
the summary information module is used for generating summary information of the client data;
and the public chain module is used for storing summary information of each financial institution, determining target summary information matched with a target client identifier in a data query request when the data query request sent by a target client is received, and acquiring client data from a private chain corresponding to the target financial institution according to the target summary information and returning the client data to the target client.
In a third aspect, an embodiment of the present application provides a data sharing apparatus, where the apparatus includes:
the system comprises a receiving unit, a sending unit and a receiving unit, wherein the receiving unit is used for receiving a data query request sent by a target client through a public link module, and the data query request comprises a target client identifier; the public chain module stores summary information uploaded by clients corresponding to various financial institutions, and the target client is a client corresponding to any financial institution; the summary information is generated according to client data;
the determining unit is used for determining target summary information matched with the target client identification;
and the acquisition unit is used for acquiring client data from a private chain corresponding to a target financial institution according to the target abstract information, wherein the target financial institution is a financial institution uploading the target abstract information.
Optionally, the apparatus further comprises:
and the returning unit is used for returning the client data to the target client so that the target client can identify the target client identified by the target client identifier according to the client data.
Optionally, if the client data includes blacklist information, the returning unit is configured to:
determining whether the target customer enters a blacklist of the target financial institution according to the blacklist information;
and if so, determining the target customer as an illegal customer.
Optionally, the determining unit is further configured to:
determining whether the target client has a query right;
and if so, executing the step of determining the target summary information matched with the target client identification.
Optionally, the public link module stores a correspondence between the summary information and a client identifier, and the determining unit is configured to:
and inquiring the summary information with the target customer identification as target summary information according to the corresponding relation.
According to the technical scheme, the data sharing is realized by utilizing the public chain and the private chain. Receiving a data query request sent by a target client through a public link module, wherein the data query request comprises a target client identifier; the public chain module stores summary information uploaded by clients corresponding to various financial institutions, and the target client is a client corresponding to any financial institution; the summary information is generated according to client data; determining target summary information matched with the target client identification; and acquiring customer data from a private chain corresponding to a target financial institution according to the target abstract information, wherein the target financial institution is a financial institution uploading the target abstract information. The method is used for summarizing the client data based on the block chain, so that sufficient basic data can be obtained for identification when a financial institution identifies the client, the authenticity, the effectiveness and the integrity of identity identification can be improved, and the development of financial business and the construction of a safety system of the whole financial industry can be facilitated. In addition, based on the combination mode of the public chain and the private chain, only the summary information is stored on the public chain module, so that the safety of sharing client data is further improved, and the storage pressure is reduced.
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In order to more clearly illustrate the embodiments of the present application or the technical solutions in the prior art, the drawings needed to be used in the description of the embodiments or the prior art will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art that other drawings can be obtained according to the drawings without inventive exercise.
Fig. 1 is a structural diagram of a data sharing platform according to an embodiment of the present application;
fig. 2 is a flowchart of a data sharing method according to an embodiment of the present application;
fig. 3 is a structural diagram of a data sharing apparatus according to an embodiment of the present application.
Detailed Description
In order to make the technical solutions of the present application better understood, the technical solutions in the embodiments of the present application will be clearly and completely described below with reference to the drawings in the embodiments of the present application, and it is obvious that the described embodiments are only a part of the embodiments of the present application, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present application.
In the related technology, the client data in each financial institution are independent, and the individual financial institution is difficult to timely and accurately master the identity information of each aspect of the client, so that the identity information of the client is incomplete or inaccurate, and continuous update and dynamic identification of the identity information of the client are lacked.
In order to solve the technical problem, the financial institution can effectively improve the customer identity recognition capability by means of the block chain technology, and the problem of 'information isolated island' of customer identity recognition of the financial institution is solved. The block chain comprises a public chain, a private chain and other forms, the public chain can be opened to all users to realize information sharing, and the private chain is only opened to the users with the private chain, so that the information security is ensured.
The embodiment of the application is based on a mode of combining the public chain and the private chain, only the summary information is stored in the public chain, the security of sharing client data is further improved, and the storage pressure of the server is reduced.
The method provided by the embodiment of the present application can be applied to a data sharing platform, which is shown in fig. 1 and includes a private chain module 101, a summary information module 102, and a public chain module 103. Financial institutions serve as nodes to access the data sharing platform, each financial institution is provided with a corresponding private chain module 101, and the financial institutions can inquire customer data through corresponding clients.
The private chain module 101 is configured to store client data of each financial institution, and includes a private chain corresponding to each financial institution, and the private chain is only open to the financial institution for the private chain corresponding to one financial institution. The customer data may include a certificate number, a work unit, a unit job, and the like of the customer, and may also include blacklist information of the financial institution.
After the financial institution collects the customer data, the customer data can be stored on the corresponding private chain. To secure the customer data, the customer data may be stored encrypted on the private chain.
Summary information module 102 is used to generate summary information for the customer data. The summary information may be obtained by performing a hash operation on the client data, and the data amount may be reduced by generating the summary information.
The generated summary information can be stored in the public link module 103, and the data volume is small because the summary information is stored in the public link module 103, so that the memory pressure of the public link module 103 is greatly reduced. The public link module 103 may be deployed on a server, and the server may be an independent server or a cluster server.
When a certain financial institution inquires the client data of a certain client (to-be-identified client) through the client to identify the identity, the data sharing platform can acquire the complete client data of the client according to the client data provided by different financial institutions, so that the data sharing is realized.
For example, when receiving a data query request sent by a target client, the public chain module 103 determines target summary information matching a target client identifier included in the data query request, and obtains client data from the private chain according to the target summary information and returns the client data to the target client. That is, the public link module 103 summarizes summary information of the customer data collected by each financial institution, thereby facilitating data sharing.
The client may be deployed on a terminal device, and the terminal device may be, for example, an intelligent terminal, a computer, a Personal Digital Assistant (PDA), a tablet computer, and the like.
An embodiment of the present application further provides a data sharing method, and referring to fig. 2, fig. 2 shows a flowchart of the data sharing method, where the method includes:
s201, receiving a data query request sent by a target client through a public link module.
When a financial institution inquires client data of a client through the client, such as a target client, so as to perform identity recognition, the target client can send a data inquiry request to the public link module, wherein the data inquiry request comprises a target client identifier; the public chain stores summary information uploaded by clients corresponding to various financial institutions, and the target client is a client corresponding to any financial institution; the summary information is generated based on the customer data.
The target customer identifier is used to represent the customer to be identified, and the target customer identifier may be a fixed key value, for example, an identifier such as an identification number and a mobile phone number of the customer to be identified.
S202, determining target summary information matched with the target client identification.
After receiving the data query request through the public link module, the server can search the target summary information matched with the target client identifier, namely the target summary information of the client data of the client to be identified, on the public link module.
In a possible implementation manner, the public link module stores a corresponding relationship between the summary information and the client identifier, and at this time, the manner of determining the target summary information matching the target client identifier may be to query the summary information with the target client identifier as the target summary information according to the corresponding relationship.
In order to ensure data security, the users who query the client data may be restricted, i.e., not every user has the right to query the client data. Therefore, in a possible implementation manner, before determining the target summary information matching the target client identifier in S202, it may be determined whether the target client has the query authority, if so, the step of S202 is executed, and if not, the subsequent steps are not executed.
Generally, each financial institution node in the data sharing platform has an institution account, and only financial institutions having the institution accounts can share client data on the platform, so that in some cases, whether a target client has an inquiry authority can be determined according to whether the institution account is acquired. The mechanism account number may be located in the data query request, or may be sent simultaneously with the data query request.
S203, acquiring customer data from a private chain corresponding to a target financial institution according to the target abstract information, wherein the target financial institution is a financial institution uploading the target abstract information.
It will be appreciated that since a customer may have transacted business at a plurality of different financial institutions, there may be a plurality of different financial institutions that have collected customer data for the same customer. Thus, the target financial institution may include one or more.
After the client data is obtained, the client data can be returned to the target client, so that the target client can identify the target client identified by the target client identification according to the client data. The financial system has the advantages that peer-to-peer direct connection and safe mutual trust are achieved, limited and controllable customer data sharing and verification are achieved on the basis of protecting data privacy, comprehensiveness, accuracy and timeliness of customer identity images are achieved, and basic data are provided for identity identification.
When the identity recognition is carried out, the comprehensive identity image can be carried out on the target client on the basis of the client data, and the accurate identity recognition is carried out.
In some possible implementations, if the financial institution identifies that some customers may be illegal users, the financial institution may blacklist the customers and the financial institution may share their blacklist information as customer data for data sharing. Therefore, if the client data includes the blacklist information, the target client identifies the target client identified by the target client identifier according to the client data may be to determine whether the target client enters a blacklist of the target financial institution according to the blacklist information, and if so, determine that the target client is an illegal client.
According to the technical scheme, the data sharing is realized by utilizing the public chain and the private chain. Receiving a data query request sent by a target client through a public link module, wherein the data query request comprises a target client identifier; the public chain module stores summary information uploaded by clients corresponding to various financial institutions, and the target client is a client corresponding to any financial institution; the summary information is generated according to client data; determining target summary information matched with the target client identification; and acquiring customer data from a private chain corresponding to a target financial institution according to the target abstract information, wherein the target financial institution is a financial institution uploading the target abstract information. The method is used for summarizing the client data based on the block chain, so that sufficient basic data can be obtained for identification when a financial institution identifies the client, the authenticity, the effectiveness and the integrity of identity identification can be improved, and the development of financial business and the construction of a safety system of the whole financial industry can be facilitated. In addition, based on the combination mode of the public chain and the private chain, only the summary information is stored on the public chain module, so that the safety of sharing client data is further improved, and the storage pressure is reduced.
Based on the data sharing method provided in the foregoing embodiment, an embodiment of the present application further provides a data sharing apparatus, referring to fig. 3, where the apparatus includes:
a receiving unit 301, configured to receive, through a public link module, a data query request sent by a target client, where the data query request includes a target client identifier; the public chain module stores summary information uploaded by clients corresponding to various financial institutions, and the target client is a client corresponding to any financial institution; the summary information is generated according to client data;
a determining unit 302, configured to determine target summary information matching the target client identifier;
an obtaining unit 303, configured to obtain, according to the target summary information, client data from a private chain corresponding to a target financial institution, where the target financial institution is a financial institution that uploads the target summary information.
Optionally, the apparatus further comprises:
and the returning unit is used for returning the client data to the target client so that the target client can identify the target client identified by the target client identifier according to the client data.
Optionally, if the client data includes blacklist information, the returning unit is configured to:
determining whether the target customer enters a blacklist of the target financial institution according to the blacklist information;
and if so, determining the target customer as an illegal customer.
Optionally, the determining unit is further configured to:
determining whether the target client has a query right;
and if so, executing the step of determining the target summary information matched with the target client identification.
Optionally, the public link module stores a correspondence between the summary information and a client identifier, and the determining unit is configured to:
and inquiring the summary information with the target customer identification as target summary information according to the corresponding relation.
Those of ordinary skill in the art will understand that: all or part of the steps for realizing the method embodiments can be completed by hardware related to program instructions, the program can be stored in a computer readable storage medium, and the program executes the steps comprising the method embodiments when executed; and the aforementioned storage medium may be at least one of the following media: various media that can store program codes, such as read-only memory (ROM), RAM, magnetic disk, or optical disk.
It should be noted that, in the present specification, all the embodiments are described in a progressive manner, and the same and similar parts among the embodiments may be referred to each other, and each embodiment focuses on the differences from the other embodiments. In particular, for the apparatus and system embodiments, since they are substantially similar to the method embodiments, they are described in a relatively simple manner, and reference may be made to some of the descriptions of the method embodiments for related points. The above-described embodiments of the apparatus and system are merely illustrative, and the units described as separate parts may or may not be physically separate, and the parts displayed as units may or may not be physical units, may be located in one place, or may be distributed on a plurality of network units. Some or all of the modules may be selected according to actual needs to achieve the purpose of the solution of the present embodiment. One of ordinary skill in the art can understand and implement it without inventive effort.
The above description is only one specific embodiment of the present application, but the scope of the present application is not limited thereto, and any changes or substitutions that can be easily conceived by those skilled in the art within the technical scope of the present application should be covered by the scope of the present application. Therefore, the protection scope of the present application shall be subject to the protection scope of the claims.

Claims (10)

1. A method for data sharing, the method comprising:
receiving a data query request sent by a target client through a public link module, wherein the data query request comprises a target client identifier; the public chain module stores summary information uploaded by clients corresponding to various financial institutions, and the target client is a client corresponding to any financial institution; the summary information is generated according to client data;
determining target summary information matched with the target client identification;
and acquiring customer data from a private chain corresponding to a target financial institution according to the target abstract information, wherein the target financial institution is a financial institution uploading the target abstract information.
2. The method of claim 1, further comprising:
and returning the client data to the target client so that the target client can identify the target client identified by the target client identification according to the client data.
3. The method of claim 2, wherein if the customer data includes blacklist information, the target client identifies a target customer identified by the target customer identifier according to the customer data, including:
determining whether the target customer enters a blacklist of the target financial institution according to the blacklist information;
and if so, determining the target customer as an illegal customer.
4. The method of claim 1, wherein prior to determining target summary information matching the target customer identification, the method further comprises:
determining whether the target client has a query right;
and if so, executing the step of determining the target summary information matched with the target client identification.
5. The method of claim 1, wherein the public link module stores the summary information and the client identifier, and the determining the target summary information matching the target client identifier comprises:
and inquiring the summary information with the target customer identification as target summary information according to the corresponding relation.
6. A data sharing platform is characterized in that the platform comprises a private chain module, a summary information module and a public chain module:
the private chain module comprises private chains corresponding to different financial institutions and is used for storing client data of each financial institution;
the summary information module is used for generating summary information of the client data;
and the public chain module is used for storing summary information of each financial institution, determining target summary information matched with a target client identifier in a data query request when the data query request sent by a target client is received, and acquiring client data from a private chain corresponding to the target financial institution according to the target summary information and returning the client data to the target client.
7. A data sharing apparatus, the apparatus comprising:
the system comprises a receiving unit, a sending unit and a receiving unit, wherein the receiving unit is used for receiving a data query request sent by a target client through a public link module, and the data query request comprises a target client identifier; the public chain module stores summary information uploaded by clients corresponding to various financial institutions, and the target client is a client corresponding to any financial institution; the summary information is generated according to client data;
the determining unit is used for determining target summary information matched with the target client identification;
and the acquisition unit is used for acquiring client data from a private chain corresponding to a target financial institution according to the target abstract information, wherein the target financial institution is a financial institution uploading the target abstract information.
8. The apparatus of claim 7, further comprising:
and the returning unit is used for returning the client data to the target client so that the target client can identify the target client identified by the target client identifier according to the client data.
9. The apparatus of claim 8, wherein if the client data includes blacklist information, the returning unit is configured to:
determining whether the target customer enters a blacklist of the target financial institution according to the blacklist information;
and if so, determining the target customer as an illegal customer.
10. The apparatus of claim 7, wherein the determining unit is further configured to:
determining whether the target client has a query right;
and if so, executing the step of determining the target summary information matched with the target client identification.
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