CN111476562A

CN111476562A - Virtual resource transfer method, device, electronic equipment and storage medium

Info

Publication number: CN111476562A
Application number: CN202010275555.2A
Authority: CN
Inventors: 全小龙; 吴建国; 阳恩忠; 李善林
Original assignee: Tencent Technology Shenzhen Co Ltd
Current assignee: Tencent Technology Shenzhen Co Ltd
Priority date: 2020-04-09
Filing date: 2020-04-09
Publication date: 2020-07-31

Abstract

The embodiment of the invention discloses a virtual resource transfer method, a virtual resource transfer device, electronic equipment and a storage medium, wherein the virtual resource transfer method comprises the following steps: displaying a resource transfer page corresponding to a first virtual product, and determining resources to be transferred in the virtual resource account; when touch control operation aiming at a management control is detected, generating a transfer path of virtual resource transfer according to the account identification of the virtual resource account and the resource transfer authority corresponding to the virtual resource account; updating the resource identifier of the resource to be transferred according to the resource transfer authority and the transfer path to obtain the updated resource to be transferred; and when the triggering operation aiming at the resource transfer confirmation control is detected, transferring the updated resource to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product. Therefore, the efficiency of resource transfer can be improved.

Description

Virtual resource transfer method, device, electronic equipment and storage medium

Technical Field

The invention relates to the technical field of computers, in particular to a virtual resource transfer method, a virtual resource transfer device, electronic equipment and a storage medium.

Background

With the development of the economic globalization and the internet technology, more and more financial services are derived, for example, a user can transfer the fund of a bank card into a resource management account of instant messaging software, the resource management account is a resource management account of a currency fund provided for the user by a merchant of the instant messaging software through cooperation with some fund companies, the user can use virtual resources in the resource management account for daily consumption, and can also use the virtual resources in the resource management account for purchasing financial products in a financial service platform, however, in the current purchasing mode, the virtual resource transfer efficiency is low.

Disclosure of Invention

The embodiment of the invention provides a virtual resource transfer method and a virtual resource transfer device, which can improve the efficiency of resource transfer.

The embodiment of the invention provides a virtual resource transfer method, which comprises the following steps:

displaying a resource transfer page corresponding to a first virtual product, wherein the resource transfer page comprises a resource transfer quantity control, a resource transfer confirmation control and a management control of a virtual resource account, and the virtual resource account is a resource account of a second virtual product;

determining resources to be transferred in the virtual resource account based on the quantity editing operation aiming at the resource transfer quantity control;

when touch control operation aiming at a management control is detected, generating a transfer path of virtual resource transfer according to the account identification of the virtual resource account and the resource transfer authority corresponding to the virtual resource account;

updating the resource identifier of the resource to be transferred according to the resource transfer authority and the transfer path to obtain the updated resource to be transferred;

and when the triggering operation aiming at the resource transfer confirmation control is detected, transferring the updated resource to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product.

Correspondingly, an embodiment of the present invention further provides a virtual resource transfer apparatus, including:

the system comprises a first display module, a second display module and a third display module, wherein the first display module is used for displaying a resource transfer page corresponding to a first virtual product, the resource transfer page comprises a resource transfer quantity control, a resource transfer confirmation control and a management control of a virtual resource account, and the virtual resource account is a resource account of a second virtual product;

the determining module is used for determining resources to be transferred in the virtual resource account based on the quantity editing operation aiming at the resource transfer quantity control;

the generation module is used for generating a transfer path of virtual resource transfer according to the account identification of the virtual resource account and the resource transfer authority corresponding to the virtual resource account when touch operation aiming at the management control is detected;

the updating module is used for updating the resource identifier of the resource to be transferred according to the resource transfer authority and the transfer path to obtain the updated resource to be transferred;

and the transfer module is used for transferring the updated resources to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product when the triggering operation aiming at the resource transfer confirmation control is detected.

Optionally, in some embodiments of the present invention, the transfer module includes:

the acquisition unit is used for acquiring the product type of the first virtual product when the trigger operation aiming at the resource transfer confirmation control is detected;

the extraction unit is used for extracting the account identification and the transfer path of the virtual resource account from the resource identification corresponding to the updated resource to be transferred;

the determining unit is used for determining a transfer mode of resource transfer according to the product type of the first virtual product and the account identification;

and the transfer unit is used for transferring the updated resources to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product based on the transfer path and the determined transfer mode.

Optionally, in some embodiments of the present invention, the determining unit includes:

the acquisition subunit is used for acquiring a virtual product set corresponding to the account identification;

the first detection subunit is used for detecting whether the first virtual product is a virtual product in the virtual product set or not based on the product type of the first virtual product;

a determining subunit, configured to determine, when the first virtual product is a virtual product in a virtual product set, that a transfer manner of resource transfer is an unlimited transfer manner, and when the first virtual product is not a virtual product in the virtual product set, determine that the transfer manner of resource transfer is a limited transfer manner;

the transfer unit is specifically configured to: transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product or transferring the updated resources to be transferred to the first virtual product based on the transfer path and the unlimited transfer mode; and transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path and the quota transfer mode.

Optionally, in some embodiments of the present invention, the transfer unit is specifically configured to:

detecting whether a time node triggering operation is in a resource transfer period;

when the time node is in the resource transfer period, transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path;

and when the time node is not in the resource transfer period, generating a resource transfer voucher, and transferring the updated resource to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path in the next resource transfer period.

acquiring the total resource transfer amount corresponding to the quota transfer mode;

detecting whether the total resource transfer amount is larger than the updated resource to be transferred;

when the total resource transfer amount is larger than or equal to the updated resource to be transferred, transferring the updated resource to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path;

and when the total resource transfer amount is smaller than the updated resources to be transferred, transferring the virtual resources with the amount corresponding to the total resource transfer amount from the virtual resource account to the resource receiving account corresponding to the first virtual product based on the transfer path.

Optionally, in some embodiments of the present invention, the generating module is specifically configured to:

determining a transfer node during virtual resource transfer according to the resource transfer authority corresponding to the virtual resource account;

and generating a transfer path for transferring the virtual resources based on the account identification of the virtual resource account and the transfer node.

Optionally, in some embodiments of the present invention, the update module is specifically configured to:

according to the resource transfer authority and the transfer path, transfer information of virtual resource transfer is constructed;

and adding the transfer information into the resource identifier of the resource to be transferred to obtain the updated resource to be transferred.

Optionally, in some embodiments of the present invention, the first display module is specifically configured to:

collecting product information of a first virtual product;

and displaying a resource transfer page corresponding to the first virtual product according to the product information, wherein the resource transfer page comprises a resource transfer quantity control, a resource transfer confirmation control and a management control of the virtual resource account.

Optionally, in some embodiments of the present invention, the display device further includes a second display module, where the second display module is specifically configured to:

displaying a product selection list containing a first virtual product;

and when the selection operation aiming at the first virtual product in the product selection list is detected, displaying a resource transfer page corresponding to the first virtual product.

The embodiment of the invention firstly displays a resource transfer page corresponding to a first virtual product, the resource transfer page comprises a resource transfer quantity control, a resource transfer confirmation control and a management control of a virtual resource account, the virtual resource account is a resource account of a second virtual product, then, based on the quantity editing operation aiming at the resource transfer quantity control, the resource to be transferred is determined in the virtual resource account, when the touch control operation aiming at the management control is detected, a transfer path of the virtual resource transfer is generated according to the account identification of the virtual resource account and the resource transfer authority corresponding to the virtual resource account, then, the resource identification of the resource to be transferred is updated according to the resource transfer authority and the transfer path, the updated resource to be transferred is obtained, when the triggering operation aiming at the resource transfer confirmation control is detected, and transferring the updated resources to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product, so that the efficiency of transferring the resources can be improved.

Drawings

In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.

Fig. 1a is a schematic view of a scenario of a virtual resource transfer method according to an embodiment of the present invention;

FIG. 1b is an alternative structural diagram of the distributed system 100 applied to the blockchain system according to the embodiment of the present invention;

FIG. 1c is an alternative Block Structure according to an embodiment of the present invention;

fig. 1d is a schematic flowchart of a virtual resource transfer method according to an embodiment of the present invention;

fig. 1e is a schematic diagram of a transfer path of a virtual resource transfer method according to an embodiment of the present invention;

fig. 1f is a schematic diagram of another transfer path of the virtual resource transfer method according to the embodiment of the present invention;

fig. 2a is another schematic flow chart of a virtual resource transfer method according to an embodiment of the present invention;

fig. 2b is a schematic view of another scenario of the virtual resource transfer method according to the embodiment of the present invention;

FIG. 2c is a diagram of a product selection list of a virtual resource transfer method according to an embodiment of the present invention;

FIG. 2d is a schematic diagram of a resource transfer page of a first virtual product of the virtual resource transfer method according to the embodiment of the present invention;

fig. 3a is a schematic structural diagram of a virtual resource transfer apparatus according to a first implementation manner of the present invention;

fig. 3b is a schematic structural diagram of a virtual resource transfer apparatus according to a second implementation manner of the present invention;

fig. 4 is a schematic structural diagram of a terminal according to an embodiment of the present invention.

Detailed Description

The technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are only a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.

The embodiment of the invention provides a virtual resource transfer method, a virtual resource transfer device, electronic equipment and a storage medium.

The virtual resource transfer device may be specifically integrated in a terminal, a server or other devices, the server may be an independent physical server, a server cluster or a distributed system formed by a plurality of physical servers, or a cloud server providing basic cloud computing services such as a cloud service, a cloud database, cloud computing, a cloud function, cloud storage, a network service, cloud communication, middleware service, a domain name service, a security service, a CDN, a big data and artificial intelligence platform. The terminal may be, but is not limited to, a smart phone, a tablet computer, a laptop computer, a desktop computer, a smart speaker, a smart watch, and the like. The terminal and the server may be directly or indirectly connected through wired or wireless communication, and the application is not limited herein.

Referring to fig. 1a, an embodiment of the present invention provides a virtual resource transfer system, which is hereinafter referred to as a transfer management system, and the transfer system includes a user, a terminal and a server, the virtual resource transfer device is integrated in the terminal, an instant messaging software is run on the terminal, when the user purchases a first virtual product through the instant messaging software, a display screen of the terminal can display a resource transfer page corresponding to the first virtual product, the resource transfer page includes a resource transfer quantity control, a resource transfer confirmation control and a management control of a virtual resource account, the virtual resource account is a resource account of a second virtual product, and then, based on a quantity editing operation of the user for the resource transfer quantity control, the resource to be transferred is determined in the virtual resource account, for example, a share of purchasing the first virtual product is input into the resource transfer page as 1000, determining the quantity of virtual resources (namely resources to be transferred) to be transferred for purchasing 1000 shares of a first virtual product in the virtual resource account, generating a transfer path for transferring the virtual resources according to the account identification of the virtual resource account and the resource transfer authority corresponding to the virtual resource account when detecting the touch operation of a user on the management control, then updating the resource identification of the resources to be transferred according to the resource transfer authority and the transfer path to obtain updated resources to be transferred, and transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product when detecting the triggering operation of the user on the resource transfer confirmation control.

The system related to the embodiment of the present invention may be a distributed system formed by connecting a client, a plurality of nodes (any form of computing devices in an access network, such as servers and user terminals) through a network communication form.

Taking a distributed system as an example of a blockchain system, referring to fig. 1b, fig. 1b is an optional structural schematic diagram of a blockchain system to which the distributed system 100 provided by the embodiment of the present invention is applied, the system is formed by a plurality of nodes (computing devices in any form in an access network, such as servers and user terminals) and clients, a Peer-to-Peer (P2P) network is formed between the nodes, and the P2P Protocol is an application layer Protocol operating on a Transmission Control Protocol (TCP) Protocol. In a distributed system, any machine, such as a server or a terminal, can join to become a node, and the node comprises a hardware layer, a middle layer, an operating system layer and an application layer.

Referring to the functions of each node in the blockchain system shown in fig. 1b, the functions involved include:

(1) routing, a basic function that a node has, is used to support communication between nodes.

(2) The application is used for being deployed in a block chain, realizing specific services according to actual service requirements, recording data related to the realization functions to form recording data, carrying a digital signature in the recording data to represent a source of task data, and sending the recording data to other nodes in the block chain system, so that the other nodes add the recording data to a temporary block when the source and integrity of the recording data are verified successfully.

The service realized by the application may include:

the wallet is used for providing a function of carrying out transactions of electronic money, and comprises a transaction initiating function, namely, sending a transaction record of the current transaction to other nodes in the blockchain system, and storing the record data of the transaction into a temporary block of the blockchain as a response for confirming that the transaction is valid after the other nodes are successfully verified; of course, the wallet also supports the querying of the remaining electronic money in the electronic money address;

the shared account book is used for providing functions of operations such as storage, query and modification of account data, sending the record data of the operations on the account data to other nodes in the block chain system, and after the other nodes verify that the record data are valid, storing the record data into a temporary block as a response for acknowledging that the account data are valid, and also sending confirmation to the node initiating the operations.

Intelligent contracts, computerized agreements, which can enforce the terms of a contract, are implemented by codes deployed on a shared ledger for execution when certain conditions are met, are used to complete automated transactions according to actual business requirement codes, such as querying the logistics status of goods purchased by a buyer, transferring the buyer's electronic money to a merchant's address after the buyer signs for goods; of course, smart contracts are not limited to executing contracts for trading, but may also execute contracts that process received information.

For example, in the virtual resource transfer method provided in the embodiment of the present invention, when the virtual resource transfer meets the preset condition, the virtual resource transfer may be used to complete automated virtual resource transfer according to the actual service requirement code, and the resource transfer record generated during the virtual resource transfer may also be sent to another node in the block chain system, and after the verification of the other node is successful, the resource transfer record generated during the virtual resource transfer is stored in the temporary block of the block chain as a response for acknowledging that the resource transfer is valid.

(3) And the Block chain comprises a series of blocks (blocks) which are mutually connected according to the generated chronological order, new blocks cannot be removed once being added into the Block chain, and recorded data submitted by nodes in the Block chain system are recorded in the blocks.

Referring to fig. 1c, fig. 1c is an alternative diagram of a Block Structure (Block Structure) according to an embodiment of the present invention, where each Block includes a hash value of a transaction record (hash value of the Block) stored in the Block and a hash value of a previous Block, and the blocks are connected by the hash values to form a Block chain. The block may include information such as a time stamp at the time of block generation. A block chain (Blockchain), which is essentially a decentralized database, is a string of data blocks associated by using cryptography, and each data block contains related information for verifying the validity (anti-counterfeiting) of the information and generating a next block.

Compared with the existing virtual resource transfer scheme, when virtual resource transfer is performed, according to the account identification of the virtual resource account and the resource transfer permission corresponding to the virtual resource account, the virtual resource transfer from the virtual resource account to the resource receiving account corresponding to the first virtual product can be performed, and the first virtual product is purchased through the bank card without presenting the virtual resource in the first resource account to the bank card of the user, so that the flow of virtual resource transfer is simplified, and the efficiency of resource transfer is improved.

The following are detailed below. It should be noted that the description sequence of the following embodiments is not intended to limit the priority sequence of the embodiments.

A virtual resource transfer method, comprising: the method comprises the steps of displaying a resource transfer page corresponding to a first virtual product, determining resources to be transferred in a virtual resource account based on quantity editing operation aiming at a resource transfer quantity control, generating a transfer path of virtual resource transfer according to an account identification of the virtual resource account and a resource transfer authority corresponding to the virtual resource account when touch operation aiming at a management control is detected, updating a resource identification of the resources to be transferred according to the resource transfer authority and the transfer path to obtain updated resources to be transferred, and transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product when triggering operation aiming at the resource transfer confirmation control is detected.

Referring to fig. 1d, fig. 1d is a schematic flowchart illustrating a virtual resource transfer method according to an embodiment of the invention. The specific process of the virtual resource transfer method may be as follows:

101. and displaying a resource transfer page corresponding to the first virtual product.

The resource transfer page includes a resource transfer number control, a resource transfer confirmation control, and a management control of a virtual resource account, where the virtual resource account is a resource account of a second virtual product, and for example, specifically, the corresponding resource transfer page may be displayed according to product information of a first virtual product, that is, optionally, in some embodiments, the step "displaying the resource transfer page corresponding to the first virtual product" may specifically include:

(11) collecting product information of a first virtual product;

(12) displaying a resource transfer page corresponding to the first virtual product according to the product information;

the product information of the first virtual product is provided by a platform providing the product, for example, the product information may be provided by a third-party service organization, and further, the resource transfer page may further include a purchase rate of the first virtual product and a corresponding third-party service organization, and the like, which are specifically set according to actual situations.

Optionally, in an embodiment of the present invention, the first virtual product may be any virtual product under the flag of a third-party service platform, for example, the third-party service organization may be a third-party fund service organization, and the third-party service organization corresponds to a third-party fund service platform (hereinafter referred to as a service platform), where the service platform includes a plurality of virtual products, and during an actual virtual resource transfer process, a product selection list including all virtual products may be displayed, and the first virtual product is determined from the product selection list based on a selection of a user, that is, optionally, in some embodiments, the method further includes:

(21) displaying a product selection list containing a first virtual product;

(22) and when the selection operation aiming at the first virtual product in the product selection list is detected, displaying a resource transfer page corresponding to the first virtual product.

The style of the product selection list may be preset by an interface design engineer, and the selection operation may be triggered by a user, for example, the user clicks a control corresponding to the first virtual product, or may be triggered by a server, for example, the server may determine the virtual product XX in the product selection list as the first virtual product according to a preset policy, which is determined according to an actual situation and is not described herein again. It should be noted that the present invention is only illustrated by taking the third-party fund platform as an example, and is not limited to the present invention.

102. And determining the resources to be transferred in the virtual resource account based on the quantity editing operation aiming at the resource transfer quantity control.

Wherein, the number of resources to be transferred can be determined according to the number of virtual resources, such as '1000 yuan', of the first virtual product bought by the user; of course, the amount of resources to be transferred may also be determined according to the share of buying the first virtual product, which is input by the user, for example, "100 shares of the first virtual product" is bought, and then, the amount of resources to be transferred is determined based on the unit price of the first virtual product at the time of buying, so as to obtain the resources to be transferred.

103. When touch control operation aiming at the management control is detected, a transfer path of virtual resource transfer is generated according to the account identification of the virtual resource account and the resource transfer authority corresponding to the virtual resource account.

Wherein, the virtual resource account is an account provided by a platform corresponding to the second virtual product to a user, and can be acquired by the user after the user registers on the platform corresponding to the second virtual product (hereinafter referred to as a service platform), the service party registers on the information processing platform through the terminal, and after the registration is successful, the service platform allocates resource transfer authority and an account identifier for the virtual resource account, the account id carries the account type of the virtual resource account and the resource transfer condition of the virtual resource account in the historical period, the types of the first virtual products authorized by different account types are different, for example, the type of the first virtual product authorized by the virtual resource account a is "money fund" and "exponential fund", the type of the first virtual product authorized by the virtual resource account B is "money fund", and the resource transfer permission refers to a permission whether one resource account can directly perform virtual resource transfer to another resource account. If so, indicating that the virtual resource account A is authorized to perform resource transfer, otherwise indicating that the virtual resource account A is not authorized to perform direct resource transfer, if the type of the first virtual product authorized by the virtual resource account A is a "currency fund" and an "index fund", but the resource transfer authority of the virtual resource account A indicates that the virtual resource account A has the authority of performing virtual resource transfer to the first virtual product of the "currency fund" type, the virtual resource account A can directly perform virtual resource transfer to the first virtual product of the "currency fund" type, as shown in fig. 1e, wherein the net difference settlement mode is also called a net amount settlement mode, the net difference net amount settlement only accounts the net amount which is due for each virtual product and which is due for the difference net amount settlement, and the main advantage of the net difference settlement mode is that the operation procedure can be simplified, the net difference net settlement can be improved, it should be noted that, when the condition of resource transfer settlement is not satisfied during virtual resource transfer, in this embodiment, the transferred resource may be recorded by means of converting accounting, and when the condition of resource transfer is satisfied, the corresponding virtual resource is transferred, specifically, please refer to the following text.

It should be noted that the management control of the virtual resource account is configured to select an account id of the virtual resource account and a resource transfer permission corresponding to the virtual resource account, and certainly, the management control of the virtual resource account may also be configured to select a name of the virtual resource account, where the management control may include a virtual key and an account information area, the name of the virtual resource account may be displayed in the account information area, and when the user clicks the virtual key, the graphic style of the virtual key may be adjusted so that the user can know the selected virtual resource account, or when the user clicks the virtual key, the prompt information of the selected virtual resource account is displayed on a resource transfer page, and the setting is specifically performed according to the actual situation.

In this embodiment, a transfer path for transferring virtual resources may be generated according to an account identifier of a virtual resource account and a resource transfer permission corresponding to the virtual resource account, where the resource transfer path is used to indicate a node through which a transferred resource passes, and if the type of a first virtual product authorized by the virtual resource account a is a "money fund" and an "exponential fund", the resource transfer permission of the virtual resource account a indicates that the virtual resource account a has a permission to perform virtual resource transfer to a first virtual product of the "money fund" type, and the type of a target first virtual product B is a "money fund", then the transfer path is: a virtual resource account of the virtual resource account a-a resource receiving account of the target first virtual product B; if the type of the first virtual product authorized by the virtual resource account a is "money fund" and "index fund", the resource transfer authority of the virtual resource account a indicates that the virtual resource account a has an authority to perform virtual resource transfer to a first virtual product of the "money fund" type, and the type of the target first virtual product B is "index fund", since the virtual resource account a cannot directly perform virtual resource transfer to the first virtual product of the "index fund" type, in this embodiment, please refer to fig. 1f, a resource to be transferred can be transferred to a resource receiving account of the first virtual product by a hosting resource account, then a transfer path is the virtual resource account of the virtual resource account a, the hosting resource account, and the resource receiving account of the target first virtual product B, and a server where the hosting resource account is located also needs to verify the virtual account a, and when the verification passes, generating a transfer path.

104. And updating the resource identifier of the resource to be transferred according to the resource transfer authority and the transfer path to obtain the updated resource to be transferred.

The method for updating the resource identifier of the resource to be transferred may include:

the first method is adding, that is, adding transfer information during virtual transfer to a resource identifier of a resource to be transferred, so as to transfer the transferred virtual resource from a resource receiving account of a first virtual product to a virtual resource account in the following process, that is, optionally, in some embodiments, the step "updating the resource identifier of the resource to be transferred according to a resource transfer permission and a transfer path, to obtain the updated resource to be transferred" may specifically include:

(31) according to the resource transfer authority and the transfer path, transfer information of virtual resource transfer is constructed;

(32) and adding the transfer information into the resource identifier of the resource to be transferred to obtain the updated resource to be transferred.

For example, according to the resource transfer authority, the transfer path, and the parameter information (such as the transfer time and the type of the resource to be transferred) during the resource transfer, the transfer information of the virtual resource transfer is constructed, and then the transfer information is added to the resource identifier of the resource to be transferred to obtain the updated resource to be transferred, specifically, the transfer information may be encoded, and the encoded transfer information is added to the encoded information of the resource identifier of the resource to be transferred to obtain the updated resource to be transferred, where the type of the resource to be transferred may include a virtual currency type and an electronic currency type, and the electronic currency is an encrypted sequence number representing cash and may be used to represent currency values of various real money amounts; virtual currency is generated by complex mathematical algorithms based on cryptography and modern network peer-to-peer network borrowing technology, special electronic and digital network cryptocurrency, such as game currency in game applications, and the like.

The second way is: specifically, a second identifier of the resource to be transferred may be constructed according to the resource transfer permission, the transfer path, and a resource identifier of the resource to be transferred (hereinafter referred to as a first identifier), where the first identifier and the second identifier are different: the second identifier carries information such as resource transfer authority and transfer path, so that the transferred virtual resources can be transferred from the resource receiving account of the first virtual product to the virtual resource account in the following process.

It should be noted that the difference between the updated resource to be transferred and the resource to be transferred is as follows: the resource identifiers of the two are different, and the updated identifier to be transferred carries the transfer path and the resource transfer authority.

105. And when the triggering operation aiming at the resource transfer confirmation control is detected, transferring the updated resource to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product.

For example, specifically, a transfer manner of resource transfer may be determined according to a product type of a first virtual product and an account id of a virtual resource account, and then, based on the transfer path and the determined transfer manner, the updated resource to be transferred is transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product, that is, optionally, in some embodiments, the step "when a trigger operation for the resource transfer confirmation control is detected, transferring the updated resource to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product" may specifically include:

(41) when the triggering operation aiming at the resource transfer confirmation control is detected, acquiring the product type of a first virtual product;

(42) extracting account identification and transfer path of the virtual resource account from the resource identification corresponding to the updated resource to be transferred;

(43) determining a transfer mode of resource transfer according to the product type of the first virtual product and the account identification;

(44) and transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path and the determined transfer mode.

The product type of the first virtual product may be "money fund", "index fund" or "futures fund", and the like, and different product types correspond to different risks, for example, the 7-day-to-annual rate of the first virtual product with the product type being "money fund" is 3.9%, and the 7-day-to-annual rate of the first virtual product with the product type being "index fund" is 5.4%, so that it may be determined whether the user corresponding to the virtual resource account has the capability of assuming the risk of the first virtual product according to the account id, for example, personal information such as occupation, income, and work address and the like filled by the virtual resource account at the time of registration may be obtained according to the account id, and transactions of the virtual resource account within a historical time period may also be obtained according to the account id, so as to determine whether the user corresponding to the virtual resource account has the capability of assuming the risk of the first virtual product, a virtual product set corresponding to the account identifier may also be obtained, where the virtual product set is generated when the virtual resource account is registered, and includes a plurality of virtual products that conform to the risk that the virtual resource account can bear, that is, optionally, in some embodiments, the step "determining a transfer mode of resource transfer according to the product type of the first virtual product and the account identifier" may specifically include:

(51) acquiring a virtual product set corresponding to the account identification;

(52) detecting whether the first virtual product is a virtual product in the virtual product set or not based on the product type of the first virtual product;

(53) when the first virtual product is a virtual product in the virtual product set, determining that the transfer mode of the resource transfer is an unlimited transfer mode;

(54) and when the first virtual product is not the virtual product in the virtual product set, determining that the transfer mode of the resource transfer is a quota transfer mode.

In this embodiment, the limit transfer mode refers to that the number of transferred virtual resources is limited, taking purchasing funds through electronic money as an example, where the limit transfer mode indicates that the total amount of money purchased should not exceed 1000 yuan, then, the user can only purchase a first virtual product with an amount of money less than or equal to 1000 yuan through the virtual resource account, and if the user inputs a value greater than the transferable virtual resource amount through the resource transfer amount control, the word "transfer failure" or the like may be displayed on the interface of the terminal, so that the user knows that, in order to improve the efficiency of resource transfer, the number of virtual resources corresponding to the limit transfer mode may be transferred, that is, optionally, in some embodiments, the step "transfer the updated resources to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product based on the transfer path and the unlimited transfer mode", the method specifically comprises the following steps:

(61) acquiring a total resource transfer amount corresponding to the quota transfer mode;

(62) detecting whether the total resource transfer amount is larger than the updated resource to be transferred;

(63) when the total resource transfer amount is larger than or equal to the updated resource to be transferred, transferring the updated resource to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path;

(64) and when the total resource transfer amount is smaller than the updated resources to be transferred, transferring the virtual resources with the amount corresponding to the total resource transfer amount from the virtual resource account to the resource receiving account corresponding to the first virtual product based on the transfer path.

Further, for some virtual products, the settlement is calculated according to the trading day, for example, for domestic fund, the general settlement is "T + 1", T means buy day, the user buys 100 shares of a fund on T day, only the trade is registered at T day, and the 100 shares of fund are not transferred to the account and cannot be sold on T day, whereas, the 100 shares of fund are transferred to the account corresponding to the user at T +1 day, and the settlement is "T + 1", which means the trade occurred within the time that the resource transfer is allowed, for example, the time that the resource transfer is allowed is nine am to two pm every day, if the user buys a fund three pm on 3 month 1 day, the date that the user successfully buys the fund is 3 am to 2 am, therefore, when a trigger operation for a resource transfer confirmation control is detected, a time node of the trigger operation needs to be acquired, and then the updated resource to be transferred is transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the time node and the transfer path, that is, optionally, in some embodiments, the step "transfer the updated resource to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product based on the transfer path and an unlimited transfer manner" may specifically include:

(71) detecting whether a time node triggering operation is in a resource transfer period;

(72) when the time node is in the resource transfer period, transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path;

(73) and when the time node is not in the resource transfer period, generating a resource transfer voucher, and transferring the updated resource to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path in the next resource transfer period.

It can be understood that, in the quota mode, before transferring the virtual resources in the virtual resource account, it may also be detected whether the time node triggering the operation is within the resource transfer period, which may specifically refer to the above embodiments, and details are not described here.

The embodiment of the invention firstly displays the resource transfer page corresponding to the first virtual product, the resource transfer page comprises a resource transfer quantity control, a resource transfer confirmation control and a management control of a virtual resource account, the virtual resource account is the resource account of the second virtual product, and then, based on the quantity editing operation aiming at the resource transfer quantity control, determining resources to be transferred in the virtual resource account, when the touch operation aiming at the management control is detected, generating a transfer path for transferring the virtual resources according to the account identification of the virtual resource account and the resource transfer authority corresponding to the virtual resource account, and then, updating the resource identifier of the resource to be transferred according to the resource transfer authority and the transfer path to obtain the updated resource to be transferred, and when the triggering operation aiming at the resource transfer confirmation control is detected, transferring the updated resource to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product. Compared with the existing virtual resource transfer scheme, in the embodiment of the invention, when the virtual resource transfer is performed, according to the account identification of the virtual resource account and the resource transfer permission corresponding to the virtual resource account, the virtual resource can be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product, and the virtual resource in the first resource account does not need to be promoted to the bank card of the user and then the first virtual product is purchased through the bank card, so that the flow of virtual resource transfer is simplified, and the efficiency of resource transfer is improved.

The method according to the examples is further described in detail below by way of example.

In this embodiment, the virtual resource transfer apparatus will be described by taking an example in which the virtual resource transfer apparatus is specifically integrated in a terminal.

Referring to fig. 2a, a specific process of a virtual resource transfer method may be as follows:

201. and the terminal displays a resource transfer page corresponding to the first virtual product.

The resource transfer page comprises a resource transfer quantity control, a resource transfer confirmation control and a management control of a virtual resource account, and the virtual resource account is a resource account of a second virtual product.

202. And the terminal determines the resources to be transferred in the virtual resource account based on the quantity editing operation aiming at the resource transfer quantity control.

The terminal may determine the resource to be transferred according to the number of virtual resources, input by the user, for example, the number of virtual resources, input by the user, for buying the first virtual product is "1500 yuan", and then the terminal may determine, according to the input by the user, that the resource to be transferred is a virtual resource corresponding to 1500 yuan in the virtual resource account.

203. When detecting the touch operation aiming at the management control, the terminal generates a transfer path of virtual resource transfer according to the account identification of the virtual resource account and the resource transfer authority corresponding to the virtual resource account.

In this embodiment, the terminal may generate a transfer path for transferring the virtual resource according to the account id of the virtual resource account and the resource transfer authority corresponding to the virtual resource account, where the resource transfer path is used to indicate a node through which the transferred resource passes.

204. And the terminal updates the resource identifier of the resource to be transferred according to the resource transfer authority and the transfer path to obtain the updated resource to be transferred.

For example, specifically, the terminal may add the transfer information during the virtual transfer to the resource identifier of the resource to be transferred, so as to subsequently transfer the transferred virtual resource from the resource receiving account of the first virtual product to the virtual resource account.

205. And when detecting the triggering operation aiming at the resource transfer confirmation control, the terminal transfers the updated resource to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product.

For example, specifically, the terminal may determine a transfer mode of resource transfer according to the product type of the first virtual product and the account id of the virtual resource account, and then transfer the updated resource to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product based on the transfer path and the determined transfer mode.

In order to facilitate understanding of the virtual resource transfer method provided by the embodiment of the present invention, please refer to fig. 2b, an instant messaging software is run on a terminal, when a user wants to purchase a fund product (fund Q) through the instant messaging software, the user can call a fund service platform under the fund service company flag corresponding to the fund Q through the instant messaging software, and after the call is successful, the terminal can display a product selection list containing the fund Q, as shown in fig. 2c, when the terminal detects a selection operation of the user on the fund Q in the product selection list, a resource transfer page of the fund Q is displayed, as shown in fig. 2d, the resource transfer page includes a resource transfer number control, a resource transfer confirmation control, and a management control of a virtual resource account; the method includes the steps that resources to be transferred are determined in virtual resource accounts on the basis of quantity editing operation aiming at a resource transfer quantity control, a terminal updates resource identification of the resources to be transferred according to resource transfer permission and a transfer path to obtain updated resources to be transferred, when touch control operation aiming at a management control is detected, the terminal transfers the updated resources to be transferred from the virtual resource accounts to resource receiving accounts corresponding to first virtual products according to the account identification of the virtual resource accounts and the resource transfer permission corresponding to the virtual resource accounts, when trigger operation aiming at the resource transfer confirmation control is detected, the terminal transfers the updated resources to be transferred from the virtual resource accounts to the resource receiving accounts corresponding to the first virtual products, for example, the purchase amount input by a user is 1000 yuan, and then the terminal transfers 1000 yuan of virtual resources from the virtual resource accounts to the resource receiving accounts corresponding to the first virtual products on the.

As can be seen from the above, the terminal of the embodiment of the present invention first displays a resource transfer page corresponding to a first virtual product, where the resource transfer page includes a resource transfer quantity control, a resource transfer confirmation control, and a management control of a virtual resource account, where the virtual resource account is a resource account of a second virtual product, then, the terminal determines a resource to be transferred in the virtual resource account based on a quantity editing operation for the resource transfer quantity control, when the terminal detects a touch operation for the management control, a transfer path for transferring the virtual resource is generated according to an account id of the virtual resource account and a resource transfer permission corresponding to the virtual resource account, then, the terminal updates the resource id of the resource to be transferred according to the resource transfer permission and the transfer path to obtain an updated resource to be transferred, and when the terminal detects a triggering operation for the resource transfer confirmation control, and transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product. Compared with the existing virtual resource transfer scheme, in the embodiment of the invention, when the virtual resource transfer is performed, the terminal can transfer the virtual resource from the virtual resource account to the resource receiving account corresponding to the first virtual product according to the account identification of the virtual resource account and the resource transfer permission corresponding to the virtual resource account, and the virtual resource in the first resource account does not need to be presented to the bank card of the user and then the first virtual product is purchased through the bank card, so that the flow of virtual resource transfer is simplified, and the efficiency of resource transfer is improved.

In order to better implement the virtual resource transfer method according to the embodiment of the present invention, an embodiment of the present invention further provides a virtual resource transfer device (transfer device for short) based on the foregoing virtual resource transfer method. The meaning of the noun is the same as that in the virtual resource transfer method, and specific implementation details can refer to the description in the method embodiment.

Referring to fig. 3a, fig. 3a is a schematic structural diagram of a virtual resource transferring apparatus according to an embodiment of the present invention, wherein the processing apparatus may include a first display module 301, a determining module 302, a generating module 303, an updating module 304, and a transferring module 305, which may specifically be as follows:

the first display module 301 is configured to display a resource transfer page corresponding to the first virtual product.

Optionally, in some embodiments, the first display module 301 may be specifically configured to: and collecting product information of the first virtual product, and displaying a resource transfer page corresponding to the first virtual product according to the product information.

Optionally, in some embodiments, referring to fig. 3b, the transferring apparatus further includes a second display module 305, and the second display module 305 may specifically be configured to: and displaying a product selection list containing the first virtual product, and displaying a resource transfer page corresponding to the first virtual product when the selection operation aiming at the first virtual product in the product selection list is detected.

A determining module 302, configured to determine, based on a quantity editing operation for the resource transfer quantity control, a resource to be transferred in the virtual resource account;

the determining module 302 may determine the amount of resources to be transferred according to the amount of virtual resources, such as "1000 yuan", of the first virtual product purchased and input by the user; of course, the determining module 302 may also determine the amount of resources to be transferred based on the share of the first virtual product bought, for example, "100 shares of the first virtual product" bought, and then the determining module 302 determines the amount of resources to be transferred based on the price of the first virtual product bought to obtain the resources to be transferred.

The generating module 303 is configured to generate a transfer path for transferring virtual resources according to the account id of the virtual resource account and the resource transfer authority corresponding to the virtual resource account when a touch operation for the management control is detected.

For example, specifically, the generating module 303 may generate a transfer path for transferring the virtual resource according to the account id of the virtual resource account and the resource transfer authority corresponding to the virtual resource account, where the resource transfer path is used to indicate a node through which the transferred resource passes.

Optionally, in some embodiments, the generating module 303 may be specifically configured to: determining a transfer node during virtual resource transfer according to the resource transfer authority corresponding to the virtual resource account, and generating a transfer path for virtual resource transfer based on the account identification of the virtual resource account and the transfer node.

And the updating module 304 is configured to update the resource identifier of the resource to be transferred according to the resource transfer authority and the transfer path, so as to obtain the updated resource to be transferred.

For example, specifically, the updating module 304 may add the transfer information during the virtual transfer to the resource identifier of the resource to be transferred, so as to transfer the transferred virtual resource from the resource receiving account of the first virtual product to the virtual resource account in the following step, that is, optionally, in some embodiments, the updating module 304 may specifically be configured to: and according to the resource transfer authority and the transfer path, constructing transfer information of virtual resource transfer, and adding the transfer information into the resource identifier of the resource to be transferred to obtain the updated resource to be transferred.

The transferring module 305 is configured to, when a triggering operation for the resource transfer confirmation control is detected, transfer the updated resource to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product.

For example, specifically, the transfer module 305 may determine a transfer mode of resource transfer according to the product type of the first virtual product and the account id of the virtual resource account, and then, based on the transfer path and the determined transfer mode, the transfer module 305 transfers the updated resource to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product.

Optionally, in some embodiments, the transfer module 305 may specifically include:

Optionally, in some embodiments, the determining unit may specifically include:

the acquisition subunit is used for acquiring a virtual product set corresponding to the account identifier;

the determining subunit is configured to determine that the transfer manner of the resource transfer is an unlimited transfer manner when the first virtual product is a virtual product in the virtual product set, and determine that the transfer manner of the resource transfer is a limited transfer manner when the first virtual product is not a virtual product in the virtual product set;

the transfer unit may specifically be configured to: transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product or transferring the updated resources to be transferred to the first virtual product based on the transfer path and the unlimited transfer mode; and transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path and the quota transfer mode.

Optionally, in some embodiments, the transfer unit may be specifically configured to: detecting whether a time node triggering operation is in a resource transfer period, transferring the updated resource to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on a transfer path when the time node is in the resource transfer period, generating a resource transfer certificate when the time node is not in the resource transfer period, and transferring the updated resource to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product based on the transfer path in the next resource transfer period.

Optionally, in some embodiments, the transfer unit may be specifically configured to: acquiring a total resource transfer amount corresponding to the quota transfer mode, detecting whether the total resource transfer amount is larger than the updated resource to be transferred, and transferring the updated resource to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path when the total resource transfer amount is larger than or equal to the updated resource to be transferred; and when the total resource transfer amount is smaller than the updated resources to be transferred, transferring the virtual resources with the amount corresponding to the total resource transfer amount from the virtual resource account to the resource receiving account corresponding to the first virtual product based on the transfer path.

As can be seen, in the embodiment of the present invention, the first display module 301 displays a resource transfer page corresponding to a first virtual product, where the resource transfer page includes a resource transfer quantity control, a resource transfer confirmation control, and a management control of a virtual resource account, where the virtual resource account is a resource account of a second virtual product, then the determining module 302 determines a resource to be transferred in the virtual resource account based on a quantity editing operation for the resource transfer quantity control, the generating module 303 generates a transfer path for transferring the virtual resource according to an account id of the virtual resource account and a resource transfer authority corresponding to the virtual resource account when detecting a touch operation for the management control, then the updating module 304 updates the resource id of the resource to be transferred according to the resource transfer authority and the transfer path to obtain an updated resource to be transferred, and when detecting a triggering operation for the resource transfer confirmation control, and transferring the virtual resources from the virtual resource account to the resource receiving account corresponding to the first virtual product based on the resource transfer authority and the resource quantity. Compared with the existing virtual resource transfer scheme, in the embodiment of the invention, when the virtual resource transfer is performed, the update module 304 updates the resource identifier of the resource to be transferred, and the transfer module 305 can transfer the virtual resource from the virtual resource account to the resource receiving account corresponding to the first virtual product according to the account identifier of the virtual resource account and the resource transfer permission corresponding to the virtual resource account, and does not need to promote the virtual resource in the first resource account to the bank card of the user and purchase the first virtual product through the bank card.

Accordingly, an embodiment of the present invention further provides a terminal, as shown in fig. 4, the terminal may include Radio Frequency (RF) circuits 401, a memory 402 including one or more computer-readable storage media, an input unit 403, a display unit 404, a sensor 405, an audio circuit 406, a Wireless Fidelity (WiFi) module 407, a processor 408 including one or more processing cores, and a power supply 409. Those skilled in the art will appreciate that the terminal configuration shown in fig. 4 is not intended to be limiting and may include more or fewer components than those shown, or some components may be combined, or a different arrangement of components. Wherein:

the RF circuit 401 may be used for receiving and transmitting signals during a message or call, and in particular, for receiving and transmitting downlink information of a base station for processing by the one or more processors 408, and further, for transmitting data related to an uplink to the base station, generally, the RF circuit 401 includes, but is not limited to, an antenna, at least one Amplifier, a tuner, one or more oscillators, a Subscriber Identity Module (SIM) card, a transceiver, a coupler, a low Noise Amplifier (L NA, &lttttransition = L & "ttt L &/t ttt neighbor Noise Amplifier), a duplexer, etc. furthermore, the RF circuit 401 may also communicate with a network and other devices through wireless communication which may use any communication standard or protocol, including, but not limited to, a Global System for Mobile communication (GSM), general packet Radio Service (gene, Radio Service), SMS Service (SMS), long term evolution (CDMA), Short Access Service (GPRS), multimedia Access (Service), WCDMA Service (Radio Service), multimedia Access (Service), and Multiple Access Service (Service) messages.

The memory 402 may be used to store software programs and modules, and the processor 408 executes various functional applications and data processing by operating the software programs and modules stored in the memory 402. The memory 402 may mainly include a program storage area and a data storage area, wherein the program storage area may store an operating system, an application program required by at least one function (such as a sound playing function, an image playing function, etc.), and the like; the storage data area may store data (such as audio data, a phonebook, etc.) created according to the use of the terminal, etc. Further, the memory 402 may include high speed random access memory, and may also include non-volatile memory, such as at least one magnetic disk storage device, flash memory device, or other volatile solid state storage device. Accordingly, the memory 402 may also include a memory controller to provide the processor 408 and the input unit 403 access to the memory 402.

The input unit 403 may be used to receive input numeric or character information and generate keyboard, mouse, joystick, optical or trackball signal inputs related to user settings and function control. In particular, in a particular embodiment, the input unit 403 may include a touch-sensitive surface as well as other input devices. The touch-sensitive surface, also referred to as a touch display screen or a touch pad, may collect touch operations by a user (e.g., operations by a user on or near the touch-sensitive surface using a finger, a stylus, or any other suitable object or attachment) thereon or nearby, and drive the corresponding connection device according to a predetermined program. Alternatively, the touch sensitive surface may comprise two parts, a touch detection means and a touch controller. The touch detection device detects the touch direction of a user, detects a signal brought by touch operation and transmits the signal to the touch controller; the touch controller receives touch information from the touch sensing device, converts it to touch point coordinates, and sends the touch point coordinates to the processor 408, and can receive and execute commands from the processor 408. In addition, touch sensitive surfaces may be implemented using various types of resistive, capacitive, infrared, and surface acoustic waves. The input unit 403 may include other input devices in addition to the touch-sensitive surface. In particular, other input devices may include, but are not limited to, one or more of a physical keyboard, function keys (such as volume control keys, switch keys, etc.), a trackball, a mouse, a joystick, and the like.

The Display unit 404 may include a Display panel, which may be optionally configured in the form of a liquid Crystal Display (L CD, &lTtTtranslation = L "&tttL &l/T &gTtrequired Crystal Display), Organic light Emitting diodes (O L ED, Organic L ight-emissive Diode), and the like, further, the touch sensitive surface may cover the Display panel, and when a touch operation is detected on or near the touch sensitive surface, the touch sensitive surface may be transmitted to the processor 408 to determine the type of touch event, and then the processor 408 may provide a corresponding visual output on the Display panel according to the type of touch event.

The terminal may also include at least one sensor 405, such as a light sensor, motion sensor, and other sensors. Specifically, the light sensor may include an ambient light sensor that may adjust the brightness of the display panel according to the brightness of ambient light, and a proximity sensor that may turn off the display panel and/or the backlight when the terminal is moved to the ear. As one of the motion sensors, the gravity acceleration sensor can detect the magnitude of acceleration in each direction (generally, three axes), can detect the magnitude and direction of gravity when the mobile phone is stationary, and can be used for applications of recognizing the posture of the mobile phone (such as horizontal and vertical screen switching, related games, magnetometer posture calibration), vibration recognition related functions (such as pedometer and tapping), and the like; as for other sensors such as a gyroscope, a barometer, a hygrometer, a thermometer, and an infrared sensor, which can be configured in the terminal, detailed description is omitted here.

Audio circuitry 406, a speaker, and a microphone may provide an audio interface between the user and the terminal. The audio circuit 406 may transmit the electrical signal converted from the received audio data to a speaker, and convert the electrical signal into a sound signal for output; on the other hand, the microphone converts the collected sound signal into an electric signal, which is received by the audio circuit 406 and converted into audio data, which is then processed by the audio data output processor 408, and then transmitted to, for example, another terminal via the RF circuit 401, or the audio data is output to the memory 402 for further processing. The audio circuitry 406 may also include an earbud jack to provide peripheral headset communication with the terminal.

WiFi belongs to short distance wireless transmission technology, and the terminal can help the user to send and receive e-mail, browse web page and access streaming media etc. through WiFi module 407, it provides wireless broadband internet access for the user. Although fig. 4 shows the WiFi module 407, it is understood that it does not belong to the essential constitution of the terminal, and may be omitted entirely as needed within the scope not changing the essence of the invention.

The processor 408 is a control center of the terminal, connects various parts of the entire handset using various interfaces and lines, and performs various functions of the terminal and processes data by operating or executing software programs and/or modules stored in the memory 402 and calling data stored in the memory 402, thereby integrally monitoring the handset. Optionally, processor 408 may include one or more processing cores; preferably, the processor 408 may integrate an application processor, which handles primarily the operating system, user interface, applications, etc., and a modem processor, which handles primarily the wireless communications. It will be appreciated that the modem processor described above may not be integrated into the processor 408.

The terminal also includes a power source 409 (e.g., a battery) for powering the various components, which may preferably be logically coupled to the processor 408 via a power management system to manage charging, discharging, and power consumption via the power management system. The power supply 409 may also include any component of one or more dc or ac power sources, recharging systems, power failure detection circuitry, power converters or inverters, power status indicators, and the like.

Although not shown, the terminal may further include a camera, a bluetooth module, and the like, which will not be described herein. Specifically, in this embodiment, the processor 408 in the terminal loads the executable file corresponding to the process of one or more application programs into the memory 402 according to the following instructions, and the processor 408 runs the application programs stored in the memory 402, thereby implementing various functions:

the method comprises the steps of displaying a resource transfer page corresponding to a first virtual product, determining resources to be transferred in a virtual resource account based on quantity editing operation aiming at a resource transfer quantity control, generating a transfer path of virtual resource transfer according to an account identification of the virtual resource account and a resource transfer authority corresponding to the virtual resource account when touch operation aiming at a management control is detected, updating a resource identification of the resources to be transferred according to the resource transfer authority and the transfer path to obtain updated resources to be transferred, and transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product when triggering operation aiming at the resource transfer confirmation control is detected.

It will be understood by those skilled in the art that all or part of the steps of the methods of the above embodiments may be performed by instructions or by associated hardware controlled by the instructions, which may be stored in a computer readable storage medium and loaded and executed by a processor.

To this end, the present invention provides a storage medium, in which a plurality of instructions are stored, where the instructions can be loaded by a processor to execute the steps in any one of the virtual resource transfer methods provided by the embodiments of the present invention. For example, the instructions may perform the steps of:

The above operations can be implemented in the foregoing embodiments, and are not described in detail herein.

Wherein the storage medium may include: read Only Memory (ROM), Random Access Memory (RAM), magnetic or optical disks, and the like.

Since the instructions stored in the storage medium may execute the steps in any virtual resource transfer method provided in the embodiments of the present invention, beneficial effects that can be achieved by any virtual resource transfer method provided in the embodiments of the present invention may be achieved, which are detailed in the foregoing embodiments and will not be described herein again.

The foregoing describes in detail a virtual resource transfer method, apparatus, terminal and storage medium provided in the embodiments of the present invention, and a specific example is applied in the present disclosure to explain the principle and implementation of the present invention, and the description of the foregoing embodiments is only used to help understanding the method and core ideas of the present invention; meanwhile, for those skilled in the art, according to the idea of the present invention, there may be variations in the specific embodiments and the application scope, and in summary, the content of the present specification should not be construed as a limitation to the present invention.

Claims

1. A virtual resource transfer method, comprising:

when touch control operation aiming at the management control is detected, generating a transfer path of virtual resource transfer according to the account identification of the virtual resource account and the resource transfer authority corresponding to the virtual resource account;

and when the triggering operation aiming at the resource transfer confirmation control is detected, transferring the updated resource to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product.

2. The method according to claim 1, wherein when the triggering operation for the resource transfer confirmation control is detected, transferring the updated resource to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product includes:

when the trigger operation aiming at the resource transfer confirmation control is detected, acquiring the product type of the first virtual product;

extracting account identification and transfer path of the virtual resource account from the resource identification corresponding to the updated resource to be transferred;

determining a transfer mode of resource transfer according to the product type of the first virtual product and the account identification;

and transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path and the determined transfer mode.

3. The method according to claim 2, wherein the determining a transfer mode of resource transfer according to the product type and the account id of the first virtual product comprises:

acquiring a virtual product set corresponding to the account identification;

detecting whether the first virtual product is a virtual product in a virtual product set based on the product type of the first virtual product;

when the first virtual product is a virtual product in the virtual product set, determining that the transfer mode of resource transfer is an unlimited transfer mode;

when the first virtual product is not a virtual product in the virtual product set, determining that the transfer mode of resource transfer is a quota transfer mode;

the transferring the updated resources to be transferred from the virtual resource account to the resource receiving account corresponding to the first virtual product based on the transfer path and the determined transfer mode includes: transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product or based on the transfer path and the unlimited transfer mode; and transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path and the quota transfer mode.

4. The method according to claim 3, wherein the transferring the updated resource to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path and the unlimited transfer manner includes:

and when the time node is not in the resource transfer period, generating a resource transfer voucher, and transferring the updated resource to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product in the next resource transfer period based on the transfer path.

5. The method according to claim 3, wherein the transferring the updated resource to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product based on the transfer path and the quota transfer manner comprises:

6. The method according to any one of claims 1 to 5, wherein when the touch operation for the management control is detected, generating a transfer path for virtual resource transfer according to the account id of the virtual resource account and the resource transfer permission corresponding to the virtual resource account includes:

7. The method according to any one of claims 1 to 5, wherein the updating the resource identifier of the resource to be transferred according to the resource transfer permission and the transfer path to obtain the updated resource to be transferred comprises:

8. The method according to any one of claims 1 to 5, wherein the displaying the resource transfer page corresponding to the first virtual product comprises:

collecting product information of a first virtual product;

9. The method of any of claims 1 to 5, further comprising:

displaying a product selection list containing a first virtual product;

10. A virtual resource transfer apparatus, comprising:

a determining module, configured to determine, based on a quantity editing operation for the resource transfer quantity control, a resource to be transferred in the virtual resource account;

the generation module is used for generating a transfer path of virtual resource transfer according to the account identification of the virtual resource account and the resource transfer authority corresponding to the virtual resource account when the touch operation aiming at the management control is detected;

and the transfer module is used for transferring the updated resources to be transferred from the virtual resource account to a resource receiving account corresponding to the first virtual product when the triggering operation aiming at the resource transfer confirmation control is detected.

11. The apparatus of claim 10, wherein the transfer module comprises:

12. The apparatus of claim 11, wherein the determining unit comprises:

a first detecting subunit, configured to detect whether the first virtual product is a virtual product in a virtual product set based on a product type of the first virtual product;

13. The apparatus according to claim 12, wherein the transfer unit is specifically configured to:

14. An electronic device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, wherein the steps of the virtual resource transfer method according to any one of claims 1 to 10 are implemented when the program is executed by the processor.

15. A storage medium having stored thereon a computer program, wherein the computer program when executed by a processor implements the steps of the virtual resource transfer method according to any one of claims 1 to 10.