CN111401910A - Transfer method executed by computing device and transfer apparatus applied to computing device - Google Patents
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
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- G06F3/00—Input arrangements for transferring data to be processed into a form capable of being handled by the computer; Output arrangements for transferring data from processing unit to output unit, e.g. interface arrangements
- G06F3/01—Input arrangements or combined input and output arrangements for interaction between user and computer
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- G06F3/0484—Interaction techniques based on graphical user interfaces [GUI] for the control of specific functions or operations, e.g. selecting or manipulating an object, an image or a displayed text element, setting a parameter value or selecting a range
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- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
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Abstract
The present disclosure provides a method of transferring money performed by a computing device. The method includes transferring the first resource from the second account to the first account in response to the first resource icon being moved into the first target display area or the first account icon being moved into the second target display area; wherein the first resource icon is associated with the first resource and the first resource icon is displayed within the second target display area; wherein a first account icon characterizing the first account is displayed within the target display area. The present disclosure also provides a transfer apparatus applied to a computing device, a computing device and a computer-readable storage medium.
Description
Technical Field
The present disclosure relates to the field of computer technologies, and more particularly, to a method for transferring money by a computing device, a transfer apparatus applied to a computing device, and a computer-readable storage medium.
Background
The existing electronic banking channel can provide online transfer service. In carrying out the presently disclosed inventive concept, the inventors have found that there are at least the following problems in the related art.
When a user transfers money, a specific transfer list item (such as an account list item) is required to be entered firstly, then the money to be transferred is selected from the related detail page of the transfer list item, and then the money is transferred out through the subsequent transfer flow. In this case, if the user needs to transfer money to a plurality of accounts, the transfer of money to each account needs to be performed according to the above flow. Repeated in this way, lead to complex operation, and then influence user's availability factor and transaction convenience.
Disclosure of Invention
In view of the above, the present disclosure provides a transfer method performed by a computing device, a transfer apparatus applied to the computing device, a computing device, and a computer-readable storage medium.
One aspect of the disclosed embodiments provides a method of transferring money performed by a computing device, comprising: responsive to the first resource icon being moved into the first target display area or the first account icon being moved into the second target display area, transferring the first resource from the second account to the first account, wherein the first resource icon is associated with the first resource and the first resource icon is displayed within the second target display area; wherein a first account icon characterizing the first account is displayed within the first target display area.
According to an embodiment of the present disclosure, the method further comprises: prior to transferring the first resource from the second account to the first account, determining whether the first resource icon has overwritten the first account icon.
According to an embodiment of the present disclosure, the determining whether the first resource icon has covered the first account icon includes: determining whether the first resource icon has covered part or all of a first account icon.
According to an embodiment of the present disclosure, the method further comprises: displaying a transfer interface before responding to the first resource icon being moved into the first target display area, wherein the transfer interface comprises a first display area and a second display area, a plurality of resource icons are displayed in the first display area, a plurality of account icons are displayed in the second display area, the plurality of resource icons comprise a plurality of fixed resource icons, and the second display area comprises the first target display area; acquiring user operation, wherein the user operation is used for moving a first resource icon which is one of the fixed resource icons into a first target display area, and the first target display area is a display area of a first account icon which is one of the account icons; and moving the first resource icon into the first display area in response to a user operation.
According to an embodiment of the present disclosure, the first resource icon includes: an icon representing a fixed resource module or an icon representing a custom resource module.
According to an embodiment of the present disclosure, the method further comprises: before transferring the first resource from the second account to the first account, verifying whether the first account is an account meeting preset conditions; and prompting the user in response to verifying that the first account is not the account meeting the preset condition, wherein the account meeting the preset condition comprises the account receiving the highest transfer number in the specified time period.
Another aspect of the embodiments of the present disclosure provides a transfer apparatus applied to a computing device, including: a resource transfer module to transfer the first resource from the second account to the first account in response to the first resource icon being moved into the first target display area or the first account icon being moved into the second target display area, wherein the first resource icon is associated with the first resource and the first resource icon is displayed within the second target display area; wherein a first account icon characterizing a first account is displayed within the first target display area.
According to an embodiment of the present disclosure, the apparatus further includes a determination module to determine whether the first resource icon has overwritten the first account icon before transferring the first resource from the second account to the first account.
According to an embodiment of the present disclosure, the determining module is further configured to determine whether the first resource icon has covered part or all of the first account icon.
According to an embodiment of the present disclosure, the apparatus further comprises: the display module is used for displaying a transfer interface before responding to the movement of the first resource module into the first area, wherein the transfer interface comprises a first display area and a second display area, a plurality of resource icons are displayed in the first display area, a plurality of account icons are displayed in the second display area, the plurality of resource icons comprise a plurality of fixed resource icons, and the second display area comprises a first target display area; the system comprises an acquisition module, a display module and a display module, wherein the acquisition module is used for acquiring user operation, the user operation is used for moving a first resource icon which is one of a plurality of fixed resource icons into a first target display area, and the first target display area is a display area of a first account icon which is one of a plurality of account icons; and the moving module is used for responding to the user operation and moving the first resource icon into the first target display area.
According to an embodiment of the present disclosure, the first resource icon includes: an icon representing a fixed resource module or an icon representing a custom resource module.
According to an embodiment of the present disclosure, the apparatus further comprises: the verification module is used for verifying whether the first account meets the preset conditions before the first resource is transferred from the second account to the first account; and the prompting module prompts the user in response to verifying that the first account is not an account meeting the preset condition, wherein the account meeting the preset condition comprises an account receiving the highest transfer times in a specified time period.
Another aspect of the disclosed embodiments provides a computing device comprising: one or more processors; memory for storing one or more programs, wherein the one or more programs, when executed by the one or more processors, cause the one or more processors to implement the methods of embodiments of the present disclosure.
Another aspect of the disclosed embodiments provides a computer-readable storage medium storing computer-executable instructions that, when executed, implement the method of the disclosed embodiments.
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The above and other objects, features and advantages of the present disclosure will become more apparent from the following description of embodiments of the present disclosure with reference to the accompanying drawings, in which:
FIG. 1 schematically illustrates a system architecture to which a transfer method performed by a computing device may be applied, according to an embodiment of the disclosure;
FIG. 2 schematically illustrates a flow diagram of a method of transferring money performed by a computing device, in accordance with an embodiment of the disclosure;
FIG. 3A schematically shows a transfer diagram according to an embodiment of the disclosure;
FIG. 3B schematically shows a transfer diagram according to another embodiment of the disclosure;
FIGS. 4A and 4B schematically illustrate transfer diagrams according to yet another embodiment of the disclosure;
FIG. 5 schematically illustrates a flow diagram of a transfer method performed by a computing device, according to another embodiment of the disclosure;
6A-6D are diagrams that schematically illustrate transfers according to yet another embodiment of the present disclosure;
FIGS. 7A-7D are diagrams schematically illustrating transfers according to yet another embodiment of the present disclosure;
FIG. 8 schematically illustrates a flow diagram for a full transfer in accordance with an embodiment of the disclosure;
FIG. 9 schematically illustrates a block diagram of a computer system suitable for implementing a method of transferring money in accordance with an embodiment of the disclosure.
Detailed Description
Hereinafter, embodiments of the present disclosure will be described with reference to the accompanying drawings. It should be understood that the description is illustrative only and is not intended to limit the scope of the present disclosure. In the following detailed description, for purposes of explanation, numerous specific details are set forth in order to provide a thorough understanding of the embodiments of the disclosure. It may be evident, however, that one or more embodiments may be practiced without these specific details. Moreover, in the following description, descriptions of well-known structures and techniques are omitted so as to not unnecessarily obscure the concepts of the present disclosure.
The terminology used herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the disclosure. The terms "comprises," "comprising," and the like, as used herein, specify the presence of stated features, steps, operations, and/or components, but do not preclude the presence or addition of one or more other features, steps, operations, or components.
All terms (including technical and scientific terms) used herein have the same meaning as commonly understood by one of ordinary skill in the art unless otherwise defined. It is noted that the terms used herein should be interpreted as having a meaning that is consistent with the context of this specification and should not be interpreted in an idealized or overly formal sense.
Where a convention analogous to "at least one of A, B and C, etc." is used, in general such a construction is intended in the sense one having skill in the art would understand the convention (e.g., "a system having at least one of A, B and C" would include but not be limited to systems that have a alone, B alone, C alone, a and B together, a and C together, B and C together, and/or A, B, C together, etc.). Where a convention analogous to "A, B or at least one of C, etc." is used, in general such a construction is intended in the sense one having skill in the art would understand the convention (e.g., "a system having at least one of A, B or C" would include but not be limited to systems that have a alone, B alone, C alone, a and B together, a and C together, B and C together, and/or A, B, C together, etc.).
Embodiments of the present disclosure provide a transfer method performed by a computing device and a transfer apparatus applied to the computing device. The method includes transferring the first resource from the second account to the first account in response to the first resource icon being moved into the first target display area or the first account icon being moved into the second target display area. Wherein the first resource icon is associated with the first resource and the first resource icon is displayed within the second target display area. Wherein a first account icon characterizing the first account is displayed within the first target display area.
FIG. 1 schematically illustrates a system architecture 100 to which the transfer method performed by a computing device may be applied, according to an embodiment of the disclosure. It should be noted that fig. 1 is only an example of a system architecture to which the embodiments of the present disclosure may be applied to help those skilled in the art understand the technical content of the present disclosure, and does not mean that the embodiments of the present disclosure may not be applied to other devices, systems, environments or scenarios.
As shown in fig. 1, the system architecture 100 according to this embodiment may include a terminal device 101, a network 102, and a server 103. Network 102 is the medium used to provide communication links between terminal devices and server 103. Network 102 may include various connection types, such as wired and/or wireless communication links, and so forth.
A user may use terminal device 101 to interact with server 103 over network 102 to receive or send messages and the like. Various transfer client applications, such as a recharge client and a payment client, may be installed on the terminal device 101.
The terminal device 101 may be various electronic devices having a display screen and supporting recharge and payment, including but not limited to smart phones, tablets, laptop and desktop computers, and the like.
The server 103 may be a server that provides various services, such as a background management server that provides support for a user to recharge, pay, and transfer money using the terminal device 101. The background management server can analyze and process the received data such as the user request and feed back the processing result (for example, charging the telephone charge for a certain mobile phone number according to the user request) to the terminal equipment. It should be noted that the transfer method executed by the computing device provided by the embodiment of the disclosure may be generally executed by the server 103. Accordingly, the transfer apparatus applied to the computing device provided by the embodiment of the present disclosure may be generally disposed in the server 103. The transfer method provided by the embodiment of the present disclosure and executed by the computing device may also be executed by a server or a server cluster different from the server 103 and capable of communicating with the terminal device 101 and/or the server 103. Accordingly, the transfer apparatus applied to the computing device provided by the embodiment of the present disclosure may also be disposed in a server or a server cluster different from the server 103 and capable of communicating with the terminal device 101 and/or the server 103. Alternatively, the transfer method executed by the computing device provided by the embodiment of the present disclosure may also be executed by the terminal device 101, or may also be executed by another terminal device different from the terminal device 101. Accordingly, the transfer apparatus applied to the computing device provided by the embodiment of the present disclosure may also be provided in the terminal device 101, or in another terminal device different from the terminal device 101.
It should be understood that the number of terminal devices, networks, and servers in fig. 1 is merely illustrative. There may be any number of terminal devices, networks, and servers, as desired for implementation. FIG. 2 schematically shows a flow diagram of a method of transferring money performed by a computing device, according to an embodiment of the disclosure.
As shown in fig. 2, the method may include, for example, operation S201.
In operation S201, in response to the first resource icon being moved into the first target display area or the first account icon being moved into the second target display area, the first resource is transferred from the second account to the first account. Wherein the first resource icon is associated with the first resource and the first resource icon is displayed within the second target display area. Wherein a first account icon characterizing the first account is displayed within the first target display area.
In the disclosed embodiment, by associating the first resource icon with the first resource, a more abstract resource can be represented by a visual icon. For example, the notation "20 Yuan" within a box indicates that the box represents the RMB "20 Yuan". In addition, by associating the first account icon with the first account, it may be achieved that a specific account is represented by an intuitive icon. For example, the label "138 × 4321" in one box indicates that the box represents the cell phone number "138 × 4321". It should be noted that the middle four digits of the mobile phone number are hidden here by "×", only for the purpose of protecting privacy, and in practical applications, the account is displayed on the interface completely.
As an embodiment, only one account that the user transfers to the resource most frequently or when the user transfers the money last time may be displayed in the first target display area.
As another embodiment, a plurality of accounts to be transferred to the resource may also be displayed in the first target display area at the same time, where the plurality of accounts may include the resource to be transferred to the account most frequently by the user or the resource to be transferred to the account which has been recorded by the user in a recent period of time. Further, in this embodiment, in order to prevent resource misdirection, the first target display area may be further divided into a plurality of sub display areas. Wherein each sub-display area is used for displaying only one first account.
In addition, in the embodiment of the present disclosure, the first resource icon may be displayed in a region different from the first target display region, and the embodiment of the present disclosure is not limited herein.
For one embodiment, a user may move a first resource icon into a first target display area to trigger a resource transfer operation.
As another example, the user may also make the opposite movement, i.e., move the first account icon into the second target display area to trigger the resource transfer operation.
In particular, as one embodiment, when a portion of the first resource icon is moved into the first target display area, the first resource icon may be considered to have been moved into the first target display area. As another example, the first resource icon may only be considered moved into the first target display area when all of the first resource icon is moved into the first target display area. Both embodiments are adapted to the scene with one or more first accounts displayed in the first target display area. For the scene with a plurality of first accounts, one-time account transfer can realize simultaneous account transfer of a plurality of accounts, namely, the first resources represented by the first resource icons can be transferred to the plurality of first accounts simultaneously. Of course, for a scenario in which a plurality of first accounts are displayed, one transfer may also be implemented to transfer only one first account displayed therein. Further, as another example, when part or all of the first resource icon is moved into the first target display area and covers the part of the first account icon displayed in the first target display area, the first resource icon may be considered to have been moved into the first target display area. As another example, a first resource icon may only be considered moved into the first target display area when some or all of the first resource icon is moved into the first target display area and obscures all of the first account icon displayed in the first target display area. When one or more of the above embodiments occur, the transfer process may be triggered to perform the operation of "transfer the first resource from the second account to the first account" and move the first resource from the transfer party (i.e., the second account) to the transfer party (i.e., the first account).
Similarly, as one embodiment, when a portion of the first account icon is moved into the second target display area, the first account icon may be considered to have been moved into the second target display area. As another example, the first account icon may only be considered as having been moved into the second target display area when all of the first account icon is moved into the second target display area. Both embodiments are adapted to a scene in which one or more first assets are displayed in the second target display area. For a scene with a plurality of first resources displayed, one transfer can transfer a plurality of resources to one account at the same time, namely, a plurality of first resources represented by a plurality of first resource icons can be transferred to the first account at the same time. Of course, for a scene where a plurality of first resources are displayed, one transfer may also be performed to transfer a resource represented by one first resource icon displayed in the second target display area to the first account. Further, as another example, when part or all of the first account icon is moved into the second target display area and covers the part of the first resource icon displayed in the second target display area, the first account icon may be considered to have been moved into the second target display area. As another example, a first account icon may only be considered as having been moved into the second target display area when some or all of the first account icon is moved into the second target display area and obscures all of the first resource icon displayed in the second target display area. When one or more of the above embodiments occur, the transfer process may be triggered to perform the operation of "transfer the first resource from the second account to the first account" and move the first resource from the transfer party (i.e., the second account) to the transfer party (i.e., the first account). It should be noted that, in the embodiment of the present disclosure, the second account indicating the resource transfer-out party may be displayed in the transfer interface, or may be hidden and not displayed, and the embodiment of the present disclosure is not limited herein.
Specifically, the account transfer method provided by the embodiment of the disclosure can realize the mobile phone recharging operation. For example, as shown in fig. 3A, an account display area 10A and a resource display area 20A may be displayed on a cell phone top up interface. The account display area 10A may simultaneously display the mobile phone numbers that are frequently recharged by a plurality of users. The resource display area 20A may display a plurality of resource icons (e.g., 10-ary icons, 20-ary icons, 30-ary icons, 50-ary icons, 100-ary icons, etc.) representing fixed resources and a resource icon (for which the amount of resources represented by the icon may be customized) representing non-fixed resources. A plurality of mobile phone numbers (i.e., a first account, such as mobile phone numbers "138 × 7878", mobile phone numbers "138 × 3421", … …) are displayed in the account display area 10. In the account display area 10A, the sub display area 11A displays therein the mobile phone number "138 × 3421". If the user needs to add 20 elements to the mobile phone number "138 x 3421", the user may drag the icon marked with the word "20 elements" to the sub-display area 11A where the mobile phone number "138 x 3421" is located, and in response to the icon being moved to the sub-display area 11A, the 20 elements may be automatically transferred from the second account (which may be the account where the user is currently logged in) to the mobile phone number "138 x 3421". Where the second account is not shown in fig. 3A, the second account may be a bank card account of the user.
As another example, if the user needs to add 20 elements to the mobile phone number "138 × 3421", the user may drag the icon corresponding to the mobile phone number "138 × 3421" to the part or all of the icon marked with the "20-element" character, and in response to the icon corresponding to the mobile phone number "138 × 3421" covering the part or all of the icon marked with the "20-element" character, the 20 elements may be automatically transferred from the second account (which may be the account the user currently logs in) to the mobile phone number "138 × 3421".
Particularly, the money transfer method provided by the embodiment of the disclosure can also realize foreign currency buying/selling operation. For example, as shown in FIG. 3B, an account display area 10B and a resource display area 20B may be displayed on the foreign currency purchase interface. The account display area 10B can simultaneously display foreign currency accounts frequently used by a plurality of users. The resource display area 20B may display a plurality of resource icons (e.g., 1000-ary icon, 2000-ary icon, 3000-ary icon, 5000-ary icon, 10000-ary icon, etc.) representing fixed resources and a resource icon (for customizing the amount of resources represented by the icon) representing non-fixed resources. A plurality of foreign currency accounts (i.e., first accounts such as U.S. dollar account "6222020200114312345," euro account "6222020200114312345," … …) are displayed within the account display area 10B. Among them, the account display area 10B displays the euro account "6222020200114312345" in the sub display area 11B. If the user wants to buy a corresponding number of euros from 2000 yuan, the user drags the icon labeled with the word "2000 yuan" to the sub-display area 11B of the euro account "6222020200114312345", and in response to the icon being moved to the sub-display area 11B, the 2000 yuan rmb is automatically transferred from the second account (which may be the rmb account currently registered by the user), and at the same time, the 258.7423 euro corresponding to the 2000 yuan rmb is automatically transferred to the euro account "6222020200114312345".
As another example, if the user wants to buy a corresponding number of euros from 2000 yuan, the user may drag the euro account "6222020200114312345" to cover part or all of the icon marked with the word "2000 yuan", and in response to the euro account "6222020200114312345" covering part or all of the icon marked with the word "2000 yuan", the 2000 yuan rmos may be automatically transferred from the second account (which may be the rmos account the user is currently logged in), and at the same time, 258.7423 euros corresponding to the 2000 yuan rmos may be automatically transferred to the euro account "6222020200114312345". Where the second account is not shown in fig. 3B, the second account may be a bank card account of the user.
As another embodiment, the money transfer method provided by the embodiment of the present disclosure realizes the foreign currency selling operation. For example, an account display area and a resource display area may be displayed on a foreign currency sell interface (which may be the same interface as a foreign currency buy interface). The account display area can simultaneously display a plurality of bank card accounts frequently used by the user. The resource display area may display a plurality of resource icons (e.g., 1000-ary icon, 2000-ary icon, 3000-ary icon, 5000-ary icon, 10000-ary icon, etc.) representing fixed resources and a resource icon (for customizing the amount of resources represented by the icon) representing non-fixed resources. The account display area displays a plurality of bank card numbers (i.e. a first account, such as a bank card number '6222020200114312345', a bank card number '6222020200114312367', … …). Among them, the sub-display area in the account display area displays the bank card number "6222020200114312345". If the user needs to sell 258.7423 euro corresponding to the 2000 yuan RMB to the bank card number "6222020200114312345", the user can drag the icon marked with the character of "2000 yuan" to the sub-display area where the bank card number "6222020200114312345" is located, and in response to the icon being moved into the sub-display area, 258.7423 euro corresponding to the 2000 yuan RMB will be automatically transferred from the second account (which may be the Euro account the user currently logs in), and meanwhile, the 2000 yuan RMB will be automatically transferred to the bank card number "6222020200114312345". Wherein the second account is not displayed on the foreign currency selling interface and the second account can be set by self.
Through the embodiment of the disclosure, in response to the fact that the first resource icon is moved into the first target display area or the first account icon is moved into the second target display area, the first resource is transferred from the second account to the first account, so that the transfer of accounts for multiple accounts can be realized quickly, and the defects of high cost, complex operation and long consumed time caused by the fact that the accounts need to be repeatedly entered into a new hierarchy page for account selection and money amount selection when recharging is performed on multiple different accounts in the prior art are overcome.
As an alternative embodiment, prior to transferring the first resource from the second account to the first account, it is determined whether the first resource icon has overwritten the first account icon.
In the embodiment of the disclosure, for example, when the user long-presses and drags the first resource icon, the electronic device moves the first resource icon according to the dragging operation by detecting the dragging operation acting on the first resource icon, and simultaneously detects whether the first resource icon covers the first account icon during the moving process. When the first resource icon has overlaid the first account icon, the first resource is transferred from the second account to the first account.
For example, whether the first resource icon covers part of the first account icon may be detected during the moving of the first resource icon. When the first resource icon has overlaid a portion of the first account icon, the first resource is transferred from the second account to the first account. As another example, during the movement of the first resource icon, it may be detected whether the first resource icon covers all of the first account icon, for example. The first resource is only transferred from the second account to the first account when the first resource icon has covered all of the first account icon.
Specifically, the account transfer method provided by the embodiment of the disclosure can realize the mobile phone recharging operation. For example, as shown in fig. 4A, if the user needs to add 20 elements to the mobile phone number "138 x 3421", the user may drag the icon marked with the word "20 elements" to the sub-display area where the mobile phone number "138 x 3421" is located, and when the icon marked with the word "20 elements" is covered on the sub-display area where the mobile phone number "138 x 3421" is located, the 20 elements may be automatically transferred from the second account (which may be the account the user currently logs in) to the mobile phone number "138 x 3421".
As shown in fig. 4B, if the user needs to add 20 elements to the mobile phone number "138 × 3421", the user may drag the icon marked with the word "20 elements" to the sub-display area where the mobile phone number "138 × 3421" is located, and when the icon marked with the word "20 elements" covers all of the sub-display area where the mobile phone number "138 × 3421" is located, the 20 elements may be automatically transferred from the second account (which may be the account the user currently logs in) to the mobile phone number "138 × 3421".
Through the embodiment of the disclosure, before the first resource is transferred from the second account to the first account, whether the first resource icon covers the first account icon is determined, for example, whether the first resource icon covers part or all of the first account icon is determined, so that the accuracy, convenience and quickness of resource transfer can be improved, and misoperation is avoided.
As an alternative embodiment, as shown in fig. 5, operation S201 may include, for example, operations S301 to S303 before moving into the first target display region in response to the first resource icon.
Operation S301, a transfer interface is displayed, the transfer interface includes a first display area and a second display area, wherein a plurality of resource icons are displayed in the first display area, a plurality of account icons are displayed in the second display area, the plurality of resource icons include a plurality of fixed resource icons, and the second display area includes a first target display area.
In operation S302, a user operation is acquired, where the user operation is used to move a first resource icon, which is one of the fixed resource icons, into a first target display area, where the first target display area is a display area of a first account icon, which is one of the account icons.
In operation S303, in response to a user operation, the first resource icon is moved into the first target display area.
In the embodiment of the present disclosure, a plurality of resource icons may be simultaneously displayed in the first display area, so that the user can select the resource icons when transferring money. In one embodiment, the plurality of resource icons may include a plurality of icons characterizing a fixed resource. For example, a box labeled "20-tuple" or a box labeled "50-tuple" may be used. In one embodiment, the resource icon may also include an icon characterizing the custom resource, such as a box labeled "custom". A plurality of account icons are displayed in the second display area, where the account icons displayed in the second display area may be icons representing fixed accounts, such as boxes labeled with mobile phone number "138 × 7878", and the account icons displayed in the second display area may further include an icon representing custom accounts, i.e., a custom account icon, such as a box labeled with "custom account".
As an embodiment, a user clicks the user-defined resource icon, wakes up the numeric keyboard to enter a user-defined resource state, and inputs the user-defined resource amount through the numeric keyboard to complete the setting of the user-defined resource icon. Further, if the client needs to modify the input number, the set resource icon can be clicked, and the numeric keyboard is awakened to modify the resource amount. The user may move the customized resource icon into the first target display area as a first resource icon to transfer the customized resource to the first account icon displayed in the first target display area.
As another embodiment, the user clicks the custom account icon, wakes up the account type selection interface, selects the account type (such as a mobile phone number, a game account number, a bank card account number (including a rmb account number, a dollar account number, a japanese dollar account number, a euro account number, and other foreign currency account numbers), a recharging account number for water, electricity, and gas fees, and the like) of the resource to be transferred to the user through the account type selection interface, and inputs the account number that the user wants to customize through the keyboard, thereby completing the setting of the custom account and using the setting as the first account icon. Specifically, in one embodiment, the money transfer method provided by the embodiment of the disclosure can realize a mobile phone recharging operation. For example, as shown in fig. 6A to 6D, an account display area and a resource display area may be displayed on a mobile phone top-up interface. The account display area can simultaneously display the mobile phone numbers which are frequently recharged by a plurality of users. The resource display area may display a resource icon representing a non-fixed resource (which may be used to customize the amount of resources represented by the icon). The account display area displays a plurality of mobile phone numbers (i.e., a first account, such as mobile phone numbers "138 × 7878", mobile phone numbers "138 × 3421", … …). The sub-display area in the account display area displays a mobile phone number "138 × 3421". If the user needs to add 150 elements to the mobile phone number '138 x 3421', the user clicks the custom resource icon to wake up the numeric keyboard to input '150 elements', the user drags the icon marked with the character '150 elements' to the sub-display area where the mobile phone number '138 x 3421' is located, and in response to the icon being moved into the sub-display area, the 150 elements are automatically transferred from the second account (which may be the account the user currently logs in) to the mobile phone number '138 x 3421'.
Specifically, the transfer method provided by the embodiment of the disclosure can realize the electric charge payment operation. For example, as shown in fig. 7A to 7D, an account display area and a resource display area may be displayed on the transfer interface. Wherein, the resource display area can display a plurality of resource icons (such as 10-element icons, 20-element icons, 30-element icons, 50-element icons, 100-element icons and the like) representing fixed resources and one resource icon representing non-fixed resources (which can be used for customizing the resource amount represented by the icon). The account display area may display an account icon representing a non-fixed account (which may be used to customize the account represented by the icon). If the user needs to pay 50 yuan for the account number 95003663124, the user clicks the user-defined account icon to call an account type selection interface, selects the electric charge through the account type selection interface, and inputs the account number of the user needing to pay the electric charge through the keyboard. With this account number as the first account icon, the user drags the icon marked with the word "50 yuan" to the sub display area where the electricity fee "95003663124" is located. In response to the icon being moved into the sub-display area, the 50-dollar account is automatically transferred from the second account (which may be the account the user is currently logged into) to the electricity fee "95003663124".
Through the embodiment of the disclosure, the user can independently select the preset recharging amount and the recharging account, can also customize the recharging amount and the recharging account, meet the requirements of the user in multiple aspects, can recharge different amounts for multiple mobile phone numbers quickly and conveniently, and can recharge or transfer accounts of different types quickly.
As an alternative embodiment, before transferring the first resource from the second account to the first account, it may be verified whether the first account is an account meeting the preset condition; and prompting the user in response to verifying that the first account is not an account meeting the preset conditions. The accounts meeting the preset conditions comprise the account with the highest transfer receiving frequency in the appointed time period.
In the embodiment of the disclosure, a plurality of account icons may be displayed in the second display area of the transfer interface, and the plurality of accounts may include resources that are transferred to the account most frequently by the user or resources that have been transferred to the account in which the user has a transfer record in the last period of time. To prevent misuse, it may be verified whether the first account is the account that receives the highest number of transfers within a specified time period before transferring the first resource from the second account to the first account of the plurality of accounts.
For example, before transferring the first resource from the second account to the first account of the plurality of accounts, it may be verified whether the first account is the account to which the user most frequently transfers to the resource within a specified time period.
Specifically, the account transfer method provided by the embodiment of the disclosure can realize the mobile phone recharging operation. For example, an account display area and a resource display area may be displayed on a cell phone top-up interface. The account display area displays a plurality of mobile phone numbers (i.e., the first account, such as mobile phone numbers "138 × 7878", 138 × 3421 ", … …) that the user charges frequently. If the user needs to add 20 elements to the mobile phone number "138 x 3421", the user may drag the icon marked with the word "20 elements" to the sub-display area where the mobile phone number "138 x 3421" is located, and verify whether the mobile phone number "138 x 3421" is the mobile phone number with the maximum number of times the user has added value in 1 year. If not, a prompt is made. If so, the 20-member will automatically transfer from the second account (which may be the account the user is currently logged in) to the mobile phone number "138 x 3421".
As an embodiment, when the user drags the icon marked with the word "20 yuan" to the sub display area where the mobile phone number "138 × 3421" is located, it may be further verified whether the mobile phone number "138 × 3421" is present in the address book of the user. If not, a prompt is made. If so, the 20-member will automatically transfer from the second account (which may be the account the user is currently logged in) to the mobile phone number "138 x 3421".
As another example, when the user drags the icon marked with the word "20 yuan" to the sub display area where the mobile phone number "138 × 3421" is located, it may be further verified whether the mobile phone number "138 × 3421" is a mobile phone number that the user often charges within 1 year. If not, a prompt is made. If so, the 20-member will automatically transfer from the second account (which may be the account the user is currently logged in) to the mobile phone number "138 x 3421".
Through the embodiment of the disclosure, before the first resource is transferred from the second account to the first account, whether the first account is an account meeting preset conditions or not is verified, for example, whether the first account is an account with the highest number of received transfers in a specified time period or not can be verified. If not, prompting is carried out, so that misoperation of the user can be avoided, and the recharging amount is recharged to the wrong mobile phone number, thereby causing economic loss.
As an optional embodiment, the transfer device applied to the computing equipment comprises a front-end page information acquisition system, a background data system and a transaction signature verification system. The front-end page information acquisition module comprises a gesture capture module, a gesture recognition module and a money input module. The gesture capture module is adopted to identify the recharging intention of the dragging gesture operation of the user on the interface, and then the gesture identification module is used to identify the recharging amount and the recharging account and trigger the recharging transaction and signature verification module. The recharging amount and the recharging account are in data connection with the background data system so as to verify whether the account state (such as whether the account is in a halt state or a loss report state or not and whether the account balance is sufficient) is abnormal or not in real time. If the account state is abnormal, an error prompt is given. If the account state is normal, triggering a recharging transaction and signature checking module (if a customer signs a non-signature protocol to the recharging account, skipping the process), and completing the recharging operation, wherein the recharging transaction and signature checking module verifies the recharging transaction through short messages, U shields and other modes. If the customer needs to perform the custom setting of the recharging amount, the custom icon in the page is clicked firstly, the amount input module is activated, and the dragging recharging operation is completed through the gesture capture module and the gesture recognition module after the amount setting is completed.
As an optional embodiment, the recharge amount and the recharge account are identified and corresponding information is obtained, and the icon that is long-pressed and dragged is a recharge amount icon. And dragging the amount icon to cover the top of the recharging account icon, and identifying the covered recharging account icon as the recharging account. And after the dragging gesture is released, the information acquisition of the recharging amount and the recharging account is completed, and the subsequent signature checking module is entered.
In the mobile phone, in a common recharging item module page, a front-end page information acquisition system identifies an outgoing account and an incoming account through a gesture capture module and a gesture recognition module, and the specific method comprises the following steps: the gesture capture module is used for monitoring finger pressing (touchstart) and finger lifting (touchnd) events of a user on a touch target, namely a resource icon, recording time intervals triggered by the touchstart and touchnd events and y-axis coordinates of the touch target in a page when the touchend event is triggered. And comparing the current time interval with a threshold time interval by using a gesture recognition module, and judging that the user performs long-time pressing operation on the current touch target when the recording time interval is greater than the threshold time interval. And comparing the difference value of the y-axis coordinate of the touch target in the page and the y-axis coordinate of the adjacent account card element when the touch event is triggered by using a gesture recognition module. And when the difference value is larger than a preset threshold value, judging that the touch target currently dragged by the user is covered on the recharge account icon. And when the user is judged to execute long-time pressing operation on the current touch target and the touch target dragged by the user at present is judged to be covered on the recharging account icon, transmitting the current touch element and the covered recharging account information to the background data system and triggering the recharging transaction check module. The recharging amount and the relevant information of the recharging account are synchronized to a background data information system by calling a background data interface service and enter a recharging transaction verification page, and the verification rules and the verification flow are subject to the provision of the recharging service provider. After the check is finished, the background data information system feeds back success information to the front-end page, and the recharging operation is finished.
Fig. 8 schematically illustrates a flow chart for triggering a signature verification process and completing a transaction according to an embodiment of the disclosure. As shown in fig. 8, the operation includes steps S801 to S810. It will be understood by those skilled in the art that the following is merely an example of one application for facilitating an understanding of the embodiments of the present disclosure, and the embodiments of the present disclosure are not limited thereto.
And step S801, displaying a transfer interface.
Step S802, if the customer needs to define the amount of money, the amount of money is set by using an amount input module; and if the sum is not required to be defined by user, directly entering the next step.
And step S803, identifying the long-pressed and dragged money icon as the money required to be recharged through the gesture capture module and the gesture recognition module, and acquiring money information.
Step S804, the recharging account covered by the money icon is identified as the recharging account of the time through the gesture capture module and the gesture identification module, and the recharging account information is obtained.
And step S805, uploading the money information and the recharging account information to a background data system.
Step S806, the background data system verifies whether the state of the recharging account is abnormal or whether the recharging amount conforms to the transaction rationality rule (if the balance of the recharging account is sufficient); if the recharging account status is normal or the amount of money conforms to the transaction rationality rule, the process proceeds to step S807.
And step S808, if the state of the recharging account is abnormal or the recharging amount does not accord with the transaction rationality rule and cannot pass the verification, carrying out account state error reporting prompt and carrying out information acquisition again.
Step S807, determine whether the recharge account signs a privacy-free agreement.
And step S809, if the recharging account has signed a privacy-free protocol, directly feeding back a success result by the background.
Step S810, if the recharging account does not sign a privacy-free protocol, directly entering a recharging and checking process, and after checking, feeding back a successful result by a background.
As an optional embodiment, before the first resource is transferred from the second account to the first account, the recharging amount information and the recharging account status transmitted by the front-end page information acquisition system are subjected to rationality verification, and after the verification is passed, the subsequent recharging transaction signature verification module is entered. The reasonability check comprises the steps of verifying the account state (such as verifying whether the account is in a frozen state or a loss reporting state or not and verifying whether the account balance is sufficient or not), and the recharging transaction verification module verifies the recharging transaction through short messages, a U shield and the like.
As an optional embodiment, the user drags the amount icon to be overlaid on the recharging account, and after the amount icon is released, the data is uploaded to the background system for judgment. If the recharging account has signed a password-free protocol, the recharging is successful directly, and the page feeds back the successful recharging. If the recharging account does not sign a privacy-free protocol, a recharging transaction check label is carried out, the recharging transaction check label follows the self business rules of the recharging service provider, wherein the recharging transaction check label comprises the step of verifying the recharging transaction by means of short messages, U shields and the like. After the check is passed, feeding back 'recharging success' on the page.
By dragging the man-machine interaction mode, the recharging amount and the recharging object can be quickly positioned. Especially when recharging is carried out on a plurality of recharging objects, all recharging operations can be directly completed on the current page without repeatedly going to and going to the recharging detail page and the selection input of the money amount, and the utilization rate and the success rate of the recharging transaction module are greatly improved.
The embodiment of the disclosure provides a transfer device applied to a computing device. The apparatus includes a resource transfer module to transfer the first resource from the second account to the first account in response to the first resource icon being moved into the first target display area or the first account icon being moved into the second target display area. Wherein a first resource icon is associated with a first resource and the first resource icon is displayed within the second target display area. Wherein a first account icon characterizing the first account is displayed within the first target display area.
As an optional embodiment, the transfer apparatus further comprises a determining module, configured to determine whether the first resource icon covers the first account icon before transferring the first resource from the second account to the first account.
Any one or more of the modules according to the embodiments of the present disclosure may be implemented at least in part as hardware circuitry, such as a Field Programmable Gate Array (FPGA), a programmable logic array (P L a), a system on a chip, a system on a substrate, a system on a package, an Application Specific Integrated Circuit (ASIC), or any other reasonable means of integrating or packaging a circuit, or any one or suitable combination of three implementations, software, hardware, and firmware, or may be implemented at least in part as a computer program module that, when executed, may perform the corresponding function.
According to embodiments of the present disclosure, at least one of the resource transfer module, the determination module may be implemented at least partially as hardware or firmware, such as a Field Programmable Gate Array (FPGA), a programmable logic array (P L A), a system on a chip, a system on a package, an Application Specific Integrated Circuit (ASIC), or any other reasonable manner of integrating or packaging circuits, or any suitable combination of any of the three implementations, software, hardware, and firmware.
It should be noted that the account transfer device part applied to the computing device in the embodiment of the disclosure corresponds to the account transfer method part executed by the computing device in the embodiment of the disclosure, and the description of the account transfer device part applied to the computing device specifically refers to the account transfer method part executed by the computing device, and is not described herein again.
FIG. 9 schematically shows a block diagram of a computer system suitable for implementing the above described method according to an embodiment of the present disclosure. The computer system illustrated in FIG. 9 is only one example and should not impose any limitations on the scope of use or functionality of embodiments of the disclosure.
As shown in fig. 9, a computer system 900 according to an embodiment of the present disclosure includes a processor 901 which can perform various appropriate actions and processes according to a program stored in a Read Only Memory (ROM)902 or a program loaded from a storage section 908 into a Random Access Memory (RAM) 903. Processor 901 may comprise, for example, a general purpose microprocessor (e.g., a CPU), an instruction set processor and/or associated chipset, and/or a special purpose microprocessor (e.g., an Application Specific Integrated Circuit (ASIC)), among others. The processor 901 may also include on-board memory for caching purposes. The processor 901 may comprise a single processing unit or a plurality of processing units for performing the different actions of the method flows according to embodiments of the present disclosure.
In the RAM903, various programs and data necessary for the operation of the system 900 are stored. The processor 901, the ROM902, and the RAM903 are connected to each other through a bus 904. The processor 901 performs various operations of the method flows according to the embodiments of the present disclosure by executing programs in the ROM902 and/or the RAM 903. Note that the programs may also be stored in one or more memories other than the ROM902 and the RAM 903. The processor 901 may also perform various operations of the method flows according to embodiments of the present disclosure by executing programs stored in the one or more memories.
The system 900 may further include AN input/output (I/O) interface 905, the input/output (I/O) interface 905 also being connected to the bus 904, the system 900 may further include one or more of AN input section 906 including a keyboard, a mouse, and the like, AN output section 907 including a device such as a Cathode Ray Tube (CRT), a liquid crystal display (L CD), and the like, and a speaker, a storage section 908 including a hard disk, and the like, and a communication section 909 including a network interface card such as a L AN card, a modem, and the like, the communication section 909 performs communication processing via a network such as the Internet, a drive 910 is also connected to the I/O interface 905 as necessary, a removable medium 911 such as a magnetic disk, AN optical disk, a magneto-optical disk, a semiconductor memory, and the like is mounted on the drive 910 as necessary, so that a computer program read out therefrom is mounted into the storage section 908 as necessary.
According to embodiments of the present disclosure, method flows according to embodiments of the present disclosure may be implemented as computer software programs. For example, embodiments of the present disclosure include a computer program product comprising a computer program embodied on a computer readable storage medium, the computer program containing program code for performing the method illustrated by the flow chart. In such an embodiment, the computer program may be downloaded and installed from a network through the communication section 909, and/or installed from the removable medium 911. The computer program, when executed by the processor 901, performs the above-described functions defined in the system of the embodiment of the present disclosure. The systems, devices, apparatuses, modules, units, etc. described above may be implemented by computer program modules according to embodiments of the present disclosure.
According to embodiments of the present disclosure, method flows according to embodiments of the present disclosure may be implemented as a computing device. The computing device includes: one or more processors; memory to store one or more programs, wherein the one or more programs, when executed by the one or more processors, cause the one or more processors to implement a transfer method performed by a computing device.
The present disclosure also provides a computer-readable storage medium, which may be contained in the apparatus/device/system described in the above embodiments; or may exist separately and not be assembled into the device/apparatus/system. The computer-readable storage medium carries one or more programs which, when executed, implement the method according to an embodiment of the disclosure.
According to an embodiment of the present disclosure, a computer-readable storage medium may be a non-volatile computer-readable storage medium. Examples may include, but are not limited to: a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the present disclosure, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
For example, according to embodiments of the present disclosure, a computer-readable storage medium may include the ROM902 and/or the RAM903 described above and/or one or more memories other than the ROM902 and the RAM 903.
The flowchart and block diagrams in the figures illustrate the architecture, functionality, and operation of possible implementations of systems, methods and computer program products according to various embodiments of the present disclosure. In this regard, each block in the flowchart or block diagrams may represent a module, segment, or portion of code, which comprises one or more executable instructions for implementing the specified logical function(s). It should also be noted that, in some alternative implementations, the functions noted in the block may occur out of the order noted in the figures. For example, two blocks shown in succession may, in fact, be executed substantially concurrently, or the blocks may sometimes be executed in the reverse order, depending upon the functionality involved. It will also be noted that each block of the block diagrams or flowchart illustration, and combinations of blocks in the block diagrams or flowchart illustration, can be implemented by special purpose hardware-based systems which perform the specified functions or acts, or combinations of special purpose hardware and computer instructions. Those skilled in the art will appreciate that various combinations and/or combinations of features recited in the various embodiments and/or claims of the present disclosure can be made, even if such combinations or combinations are not expressly recited in the present disclosure. In particular, various combinations and/or combinations of the features recited in the various embodiments and/or claims of the present disclosure may be made without departing from the spirit or teaching of the present disclosure. All such combinations and/or associations are within the scope of the present disclosure.
The embodiments of the present disclosure have been described above. However, these examples are for illustrative purposes only and are not intended to limit the scope of the present disclosure. Although the embodiments are described separately above, this does not mean that the measures in the embodiments cannot be used in advantageous combination. The scope of the disclosure is defined by the appended claims and equivalents thereof. Various alternatives and modifications can be devised by those skilled in the art without departing from the scope of the present disclosure, and such alternatives and modifications are intended to be within the scope of the present disclosure.
Claims (10)
1. A method of transferring money performed by a computing device, comprising:
responsive to the first resource icon being moved into the first target display area or the first account icon being moved into the second target display area, transferring the first resource from the second account to the first account,
wherein the first resource icon is associated with the first resource and the first resource icon is displayed within the second target display area;
wherein the first account icon characterizing the first account is displayed within the first target display area.
2. The method of claim 1, further comprising: prior to transferring the first resource from the second account to the first account,
determining whether the first resource icon has overridden the first account icon.
3. The method of claim 2, wherein the determining whether the first resource icon has overridden the first account icon comprises:
determining whether the first resource icon has covered part or all of the first account icon.
4. The method of claim 1, further comprising: prior to moving into the first target display area in response to the first resource icon,
displaying a transfer interface, wherein the transfer interface comprises a first display area and a second display area, a plurality of resource icons are displayed in the first display area, a plurality of account icons are displayed in the second display area, the plurality of resource icons comprise a plurality of fixed resource icons, and the second display area comprises the first target display area;
acquiring a user operation, wherein the user operation is used for moving the first resource icon, which is one of the fixed resource icons, into the first target display area, and the first target display area is a display area of the first account icon, which is one of the account icons; and
and responding to the user operation, and moving the first resource icon into the first display area.
5. The method of claim 1 or 4, wherein the first resource map comprises: an icon representing a fixed resource module or an icon representing a custom resource module.
6. The method of claim 1, further comprising: prior to transferring the first resource from the second account to the first account,
verifying whether the first account is an account meeting preset conditions or not; and
in response to verifying that the first account is not the account meeting the preset condition, prompting a user,
the accounts meeting the preset conditions comprise the account with the highest transfer receiving frequency in a specified time period.
7. A transfer apparatus for use with a computing device, comprising:
a resource transfer module to transfer the first resource from the second account to the first account in response to the first resource icon being moved into the first target display area or the first account icon being moved into the second target display area,
wherein the first resource icon is associated with the first resource and the first resource icon is displayed within the second target display area;
wherein a first account icon characterizing the first account is displayed within the first target display area.
8. The apparatus of claim 7, further comprising:
a determination module to determine whether the first resource icon has overwritten the first account icon before transferring the first resource from the second account to the first account.
9. A computing device, comprising:
one or more processors;
a memory for storing one or more programs,
wherein the one or more programs, when executed by the one or more processors, cause the one or more processors to implement the method of any of claims 1-6.
10. A computer-readable storage medium storing computer-executable instructions for implementing the method of any one of claims 1 to 6 when executed.
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| CN106648334A (en) * | 2016-12-19 | 2017-05-10 | 上海异势信息科技有限公司 | Account transfer method and device |
| CN108764873A (en) * | 2018-04-04 | 2018-11-06 | 阿里巴巴集团控股有限公司 | A kind of method for processing business, device and equipment |
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