CN111369259A - Payment method and device suitable for block chain support - Google Patents
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- G—PHYSICS
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Abstract
The present disclosure provides a payment method suitable for blockchain support, which receives a payment request from a third party payment channel via a communication interface of a payment device, wherein the payment request at least comprises a payment device MAC address, a processing state, a payment time and a payment amount; responding to the payment request, and calling an intelligent contract which meets an execution condition in a block chain; and allocating the payment amount included in the payment request to at least two block chain accounts, and executing payment operation according to the at least two block chain accounts. The method can complete the payment operation in time and safely, and has the feasibility and the usability of reducing the labor cost and improving the payment efficiency. The present disclosure also proposes a payment device adapted for blockchain support.
Description
Technical Field
The present disclosure relates to the field of intelligent hardware and mobile payment technologies, and in particular, to a payment method and apparatus suitable for blockchain support.
Background
In the prior art, along with the popularization of electronic payment methods, more and more electronic payment methods (such as WeChat, Paibao, Unionpay and the like) are accepted by consumers, and meanwhile, great convenience is brought to people.
However, timeliness and security are of concern during the payment process, for example, when a consumer submits a payment to a merchant, if the merchant fails to receive the payment within an agreed time limit, the transaction may fail, which not only causes trouble to the consumer, but also easily causes liquidity asset loss. In this regard, consumers and merchants are often equipped with specialists to monitor the time limit, however, human monitoring not only risks errors, but also consumes a lot of labor and time when the amount of payment transactions is large.
Disclosure of Invention
In order to solve technical problems in the prior art, embodiments of the present disclosure provide a payment method and device suitable for blockchain support, which can complete payment operations in time and safely, and have feasibility and usability for reducing labor cost and improving payment efficiency.
In a first aspect, the disclosed embodiments provide a payment method applicable to blockchain support, which receives a payment request from a third-party payment channel via a communication interface of a payment device, where the payment request includes at least a payment device MAC address, a processing state, a payment time, and a payment amount; responding to the payment request, and calling an intelligent contract which meets an execution condition in a block chain; and allocating the payment amount included in the payment request to at least two block chain accounts, and executing payment operation according to the at least two block chain accounts.
In one embodiment, the method further comprises the following steps: and generating a record of the payment operation executed by the at least two block chain accounts.
In one embodiment, the method further comprises the following steps: calling an intelligent contract meeting an execution condition in a block chain, and detecting the processing state and the payment time of the payment request; and judging whether prompt operation is carried out or not according to the processing state and the payment time of the intelligent contract.
In one embodiment, the intelligent contract is set to prompt when the payment time is reached and the payment amount is in an unprocessed state; and/or the intelligent contract is agreed with the payment proportion of at least two block chain account numbers.
In one embodiment, the at least two blockchain accounts include a blockchain account of the consumer and a blockchain account of a third party payment channel.
In one embodiment, the method further comprises the following steps: and building a payment certificate storing chain, wherein the payment certificate storing chain is provided with a plurality of consumer nodes and a plurality of third-party payment channel nodes.
In a second aspect, the disclosed embodiments provide a computer-readable storage medium, on which a computer program is stored, which when executed by a processor, implements the steps of the method described above.
In a third aspect, the disclosed embodiments provide a computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the method described above when executing the program.
In a fourth aspect, embodiments of the present disclosure provide a payment apparatus suitable for blockchain support, the apparatus including: the payment device comprises a receiving module, a payment processing module and a payment processing module, wherein the receiving module is used for receiving a payment request from a third-party payment channel through a communication interface of the payment device, and the payment request at least comprises a payment device MAC address, a processing state, payment time and payment amount; the response and calling module is used for responding to the payment request and calling the intelligent contract meeting the execution condition in the block chain; and the distribution and payment module is used for distributing the payment amount included in the payment request to at least two block chain accounts and executing payment operation according to the at least two block chain accounts.
In one embodiment, the method further comprises the following steps: and the payment record generation module is used for generating a record of executing payment operation on the at least two block chain accounts.
The invention provides a payment method and a payment device suitable for block chain support.A payment request from a third party payment channel is received through a communication interface of payment equipment, wherein the payment request at least comprises a payment equipment MAC address, a processing state, payment time and payment amount; responding to the payment request, and calling an intelligent contract which meets an execution condition in a block chain; and allocating the payment amount included in the payment request to at least two block chain accounts, and executing payment operation according to the at least two block chain accounts. The method can complete the payment operation in time and safely, and has the feasibility and the usability for reducing the labor cost and improving the payment efficiency.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present disclosure, the drawings needed to be used in the description of the embodiments are briefly introduced as follows:
fig. 1 is a schematic flow chart illustrating steps of a payment method for blockchain support according to an embodiment of the present invention;
fig. 2 is a schematic flowchart illustrating steps of a payment method for blockchain support according to another embodiment of the present invention;
fig. 3 is a schematic structural diagram of a payment device suitable for blockchain support in one embodiment of the present invention;
fig. 4 is a schematic structural diagram of a payment device suitable for blockchain support in another embodiment of the present invention;
FIG. 5 is a hardware block diagram of a payment device adapted for blockchain support in one embodiment of the invention;
FIG. 6 is a schematic diagram of a computer-readable storage medium in one embodiment of the invention.
Detailed Description
The present application will now be described in further detail with reference to the accompanying drawings and examples.
In the following description, the terms "first" and "second" are used for descriptive purposes only and are not intended to indicate or imply relative importance. The following description provides embodiments of the disclosure, which may be combined or substituted for various embodiments, and this application is therefore intended to cover all possible combinations of the same and/or different embodiments described. Thus, if one embodiment includes feature A, B, C and another embodiment includes feature B, D, then this application should also be considered to include an embodiment that includes one or more of all other possible combinations of A, B, C, D, even though this embodiment may not be explicitly recited in text below.
In order to make the objects, technical solutions and advantages of the present invention more apparent, the following detailed description of embodiments of a payment method and apparatus for blockchain support according to the present invention is provided by way of example and with reference to the accompanying drawings. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
Example 1
As shown in fig. 1, a schematic flow chart of a payment method suitable for blockchain support in an embodiment specifically includes the following steps:
and 11, receiving a payment request from a third-party payment channel through a communication interface of the payment device, wherein the payment request at least comprises a payment device MAC address, a processing state, payment time and payment amount.
The payment method suitable for block chain support is applied to payment equipment, a display screen assembly is arranged on the payment equipment, and the display screen assembly comprises a display screen and a semiconductor fingerprint module. Specifically, the display screen include the screen apron and with the screen apron looks range upon range of light-emitting module, the screen apron is equipped with light transmission district and non-light transmission district, the display screen shows the image through light transmission district, the light-emitting module is equipped with main part and kink, the main part has the orientation go out the plain noodles in light transmission district, it is parallel to go out the plain noodles the screen apron, the kink connect in the main part is close to the edge in non-light transmission district, the kink is towards keeping away from the direction hunch-up of screen apron, with non-light transmission district forms the interval.
In addition, the semiconductor fingerprint module includes semiconductor fingerprint input module and the semiconductor fingerprint processing module that links to each other with semiconductor fingerprint input module. Specifically, the semiconductor fingerprint input module comprises a semiconductor fingerprint sensor chip, a touch signal output circuit and a semiconductor fingerprint head sensor circuit, wherein the touch signal output circuit and the semiconductor fingerprint head sensor circuit are connected to the semiconductor fingerprint sensor chip; in addition, semiconductor fingerprint processing module includes semiconductor fingerprint processing chip and connects in semiconductor fingerprint module circuit, the external interface circuit of semiconductor fingerprint processing chip.
In addition, it should be noted that the third party payment channel includes, but is not limited to, a pay pal payment channel, a wechat payment channel, and a channel with an aggregate payment receipt function authority. Thereby, the applicability of the payment method suitable for blockchain support is improved.
And step 12, responding to the payment request, and calling the intelligent contracts meeting the execution conditions in the block chain.
Wherein the intelligent contract is set to perform prompt operation when the payment amount is in an unprocessed state based on the payment time; and/or the intelligent contract is agreed with the payment proportion of at least two block chain account numbers. Therefore, the flexibility and the usability of the payment method suitable for the block chain support are improved through the intelligent contract.
And step 13, distributing the payment amount included in the payment request to at least two block chain accounts, and executing payment operation according to the at least two block chain accounts.
The at least two blockchain accounts comprise a blockchain account of a consumer and a blockchain account of a third-party payment channel. Therefore, the safety and the usability of the payment method suitable for the block chain support are improved.
In addition, the payment method applicable to the blockchain support further comprises the following steps: and building a payment certificate storing chain, wherein the payment certificate storing chain is provided with a plurality of consumer nodes and a plurality of third-party payment channel nodes. Therefore, the safety, flexibility and usability of the payment method suitable for the block chain support are improved.
In the embodiment, a payment request from a third-party payment channel is received through a communication interface of a payment device, wherein the payment request at least comprises a payment device MAC address, a processing state, payment time and payment amount; responding to the payment request, and calling an intelligent contract which meets an execution condition in a block chain; and allocating the payment amount included in the payment request to at least two block chain accounts, and executing payment operation according to the at least two block chain accounts. The method can complete the payment operation in time and safely, and has the feasibility and the usability of reducing the labor cost and improving the payment efficiency.
Example 2
As shown in fig. 2, a schematic flow chart of a payment method suitable for blockchain support in another embodiment specifically includes the following steps:
And step 22, responding to the payment request, and calling the intelligent contracts meeting the execution conditions in the block chain.
And step 23, calling an intelligent contract meeting the execution condition in the block chain, and detecting the processing state and the payment time of the payment request.
And 24, judging whether prompt operation is carried out or not according to the processing state and the payment time of the intelligent contract.
Wherein the intelligent contract is set to perform prompt operation when the payment amount is in an unprocessed state based on the payment time; and/or the intelligent contract is agreed with the payment proportion of at least two block chain account numbers. Therefore, the flexibility and the usability of the payment method suitable for the block chain support are improved through the intelligent contract.
And step 25, distributing the payment amount included in the payment request to at least two block chain accounts, and executing payment operation according to the at least two block chain accounts.
The at least two blockchain accounts comprise a blockchain account of a consumer and a blockchain account of a third-party payment channel. Therefore, the safety and the usability of the payment method suitable for the block chain support are improved.
And 26, generating a record of the payment operation executed by the at least two block chain accounts.
In this embodiment, an intelligent contract meeting the execution condition in the calling blockchain is added, and the processing state and the payment time of the payment request are detected; judging whether prompt operation is carried out or not according to the processing state and the payment time of the intelligent contract; and generating records of the payment operation executed by the at least two block chain accounts. Therefore, the accuracy and the usability of the payment method suitable for the block chain support are improved.
Based on the same inventive concept, a payment device suitable for blockchain support is also provided. Because the principle of solving the problem of the device is similar to that of the payment method suitable for the block chain support, the implementation of the device can be realized according to the specific steps of the method, and repeated parts are not described again.
Fig. 3 is a schematic structural diagram of a payment device suitable for blockchain support in one embodiment. The payment device 10 adapted for blockchain support comprises: a receiving module 100, a response and invocation module 200 and a distribution and payment module 300.
The receiving module 100 is configured to receive a payment request from a third-party payment channel via a communication interface of a payment device, where the payment request includes at least a MAC address of the payment device, a processing status, a payment time, and a payment amount; the response and call module 200 is used for responding to the payment request and calling the intelligent contracts meeting the execution conditions in the block chain; the allocating and paying module 300 is configured to allocate a payment amount included in the payment request to at least two blockchain accounts, and perform a payment operation according to the at least two blockchain accounts.
In this embodiment, a payment request from a third party payment channel is received through a communication interface of a payment device by a receiving module, where the payment request at least includes a MAC address of the payment device, a processing state, a payment time, and a payment amount; responding to the payment request through a response and calling module, and calling an intelligent contract meeting an execution condition in a block chain; and finally, distributing the payment amount included in the payment request to at least two block chain account numbers through a distribution and payment module, and executing payment operation according to the at least two block chain account numbers. The device can complete payment operation timely and safely, and has the feasibility and the usability for reducing the labor cost and improving the payment efficiency.
Fig. 4 is a schematic structural diagram of a payment device suitable for blockchain support in one embodiment. The payment device 10 adapted for blockchain support further comprises: a payment record generation module 400.
The payment record generating module 400 is configured to generate a record of the payment operation performed on the at least two blockchain accounts. Therefore, the flexibility and the usability of the payment method suitable for the block chain support are improved.
Fig. 5 is a hardware block diagram illustrating a payment device adapted for blockchain support according to an embodiment of the present disclosure. As shown in fig. 5, a payment device 50 suitable for blockchain support according to an embodiment of the present disclosure includes a memory 501 and a processor 502. The various components of the payment device 50 adapted for blockchain support are interconnected by a bus system and/or other form of connection mechanism (not shown).
The memory 501 is used to store non-transitory computer readable instructions. In particular, memory 501 may include one or more computer program products that may include various forms of computer-readable storage media, such as volatile memory and/or non-volatile memory. Volatile memory can include, for example, Random Access Memory (RAM), cache memory (or the like). The non-volatile memory may include, for example, Read Only Memory (ROM), a hard disk, flash memory, and the like.
The processor 502 may be a Central Processing Unit (CPU) or other form of processing unit having data processing capabilities and/or instruction execution capabilities, and may control other components in the payment device 50 suitable for blockchain support to perform desired functions. In one embodiment of the present disclosure, the processor 502 is configured to execute the computer readable instructions stored in the memory 501, so that the payment device 50 adapted for blockchain support performs the above payment method adapted for blockchain support. The payment apparatus for the blockchain support is the same as the above-described embodiment of the payment method for the blockchain support, and a repeated description thereof will be omitted herein.
Fig. 6 is a schematic diagram illustrating a computer-readable storage medium according to an embodiment of the present disclosure. As shown in fig. 6, a computer-readable storage medium 600 according to embodiments of the present disclosure has non-transitory computer-readable instructions 601 stored thereon. The non-transitory computer readable instructions 601, when executed by a processor, perform a payment method adapted for blockchain support according to embodiments of the present disclosure described above with reference to the above.
In the above, according to the payment method and apparatus for blockchain support and the computer-readable storage medium of the embodiment of the present disclosure, the payment operation can be completed in time and safely, and the beneficial effects of reduced labor cost, and improved feasibility and usability of payment efficiency are achieved.
The foregoing describes the general principles of the present disclosure in conjunction with specific embodiments, however, it is noted that the advantages, effects, etc. mentioned in the present disclosure are merely examples and are not limiting, and they should not be considered essential to the various embodiments of the present disclosure. Furthermore, the foregoing disclosure of specific details is for the purpose of illustration and description and is not intended to be limiting, since the disclosure is not intended to be limited to the specific details so described.
The block diagrams of devices, apparatuses, systems referred to in this disclosure are only given as illustrative examples and are not intended to require or imply that the connections, arrangements, configurations, etc. must be made in the manner shown in the block diagrams. These devices, apparatuses, devices, systems may be connected, arranged, configured in any manner, as will be appreciated by those skilled in the art. Words such as "including," "comprising," "having," and the like are open-ended words that mean "including, but not limited to," and are used interchangeably therewith. The words "or" and "as used herein mean, and are used interchangeably with, the word" and/or, "unless the context clearly dictates otherwise. The word "such as" is used herein to mean, and is used interchangeably with, the phrase "such as but not limited to".
Also, as used herein, "or" as used in a list of items beginning with "at least one" indicates a separate list, such that, for example, a list of "A, B or at least one of C" means A or B or C, or AB or AC or BC, or ABC (i.e., A and B and C). Furthermore, the word "exemplary" does not mean that the described example is preferred or better than other examples.
It is also noted that in the systems and methods of the present disclosure, components or steps may be decomposed and/or re-combined. These decompositions and/or recombinations are to be considered equivalents of the present disclosure.
Various changes, substitutions and alterations to the techniques described herein may be made without departing from the techniques of the teachings as defined by the appended claims. Moreover, the scope of the claims of the present disclosure is not limited to the particular aspects of the process, machine, manufacture, composition of matter, means, methods and acts described above. Processes, machines, manufacture, compositions of matter, means, methods, or acts, presently existing or later to be developed that perform substantially the same function or achieve substantially the same result as the corresponding aspects described herein may be utilized. Accordingly, the appended claims are intended to include within their scope such processes, machines, manufacture, compositions of matter, means, methods, or acts.
The previous description of the disclosed aspects is provided to enable any person skilled in the art to make or use the present disclosure. Various modifications to these aspects will be readily apparent to those skilled in the art, and the generic principles defined herein may be applied to other aspects without departing from the scope of the disclosure. Thus, the present disclosure is not intended to be limited to the aspects shown herein but is to be accorded the widest scope consistent with the principles and novel features disclosed herein.
The foregoing description has been presented for purposes of illustration and description. Furthermore, this description is not intended to limit embodiments of the disclosure to the form disclosed herein. While a number of example aspects and embodiments have been discussed above, those of skill in the art will recognize certain variations, modifications, alterations, additions and sub-combinations thereof.
Claims (10)
1. A payment method for blockchain support, the method comprising:
receiving a payment request from a third party payment channel via a communication interface of a payment device, the payment request including at least a payment device MAC address, a processing status, a payment time, and a payment amount;
responding to the payment request, and calling an intelligent contract which meets an execution condition in a block chain;
and allocating the payment amount included in the payment request to at least two block chain accounts, and executing payment operation according to the at least two block chain accounts.
2. The payment method for blockchain support according to claim 1, further comprising: and generating a record of the payment operation executed by the at least two block chain accounts.
3. The payment method for blockchain support according to claim 1, further comprising: calling an intelligent contract meeting an execution condition in a block chain, and detecting the processing state and the payment time of the payment request;
and judging whether prompt operation is carried out or not according to the processing state and the payment time of the intelligent contract.
4. A payment method for blockchain support according to claim 1 or 3, wherein the smart contract is configured to prompt when the payment amount is in an unprocessed state based on the payment time;
and/or the presence of a gas in the gas,
the intelligent contract is agreed with the payment proportion of at least two blockchain account numbers.
5. The payment method of claim 1 wherein the at least two block chain accounts include a block chain account of a customer and a block chain account of a third party payment channel.
6. The payment method for blockchain support according to claim 1, further comprising: and building a payment certificate storing chain, wherein the payment certificate storing chain is provided with a plurality of consumer nodes and a plurality of third-party payment channel nodes.
7. A computer-readable storage medium, on which a computer program is stored which, when being executed by a processor, carries out the steps of the method according to any one of claims 1 to 6.
8. A computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, characterized in that the steps of the method of any of claims 1-6 are implemented when the program is executed by the processor.
9. Payment apparatus adapted for blockchain support, the apparatus comprising:
the payment device comprises a receiving module, a payment processing module and a payment processing module, wherein the receiving module is used for receiving a payment request from a third-party payment channel through a communication interface of the payment device, and the payment request at least comprises a payment device MAC address, a processing state, payment time and payment amount;
the response and calling module is used for responding to the payment request and calling the intelligent contract meeting the execution condition in the block chain;
and the distribution and payment module is used for distributing the payment amount included in the payment request to at least two block chain accounts and executing payment operation according to the at least two block chain accounts.
10. The payment device adapted for blockchain support of claim 9, further comprising: and the payment record generation module is used for generating a record of executing payment operation on the at least two block chain accounts.
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