CN111311392A - Wind control decision method, device, server and storage medium - Google Patents
Wind control decision method, device, server and storage medium Download PDFInfo
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- CN111311392A CN111311392A CN202010186066.XA CN202010186066A CN111311392A CN 111311392 A CN111311392 A CN 111311392A CN 202010186066 A CN202010186066 A CN 202010186066A CN 111311392 A CN111311392 A CN 111311392A
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- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
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- G—PHYSICS
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/03—Credit; Loans; Processing thereof
Abstract
The embodiment of the invention discloses a wind control decision method, a wind control decision device, a server and a storage medium, wherein the method comprises the following steps: determining a decision template according to the incoming information; acquiring a wind control node interface list corresponding to the decision template; and traversing all the wind control nodes according to the wind control node interface list, and calling the wind control nodes to execute a decision engine to obtain a target decision result. The embodiment of the invention realizes the wind control decision of the wind control system, reduces the calling times of the decision engine, reduces the time consumption of the wind control decision, improves the decision efficiency, can be achieved by changing the configuration of the node interface list when the credit investigation interface needs to be modified or newly added at the later stage, does not need to change the code of the wind control system, reduces the maintenance cost, and simultaneously improves the convenience of maintenance.
Description
Technical Field
The embodiment of the invention relates to the technical field of internet finance, in particular to a wind control decision method, a wind control decision device, a server and a storage medium.
Background
With the rapid development of society, internet finance is more and more well known by people, and the core of the internet finance is risk control, namely wind control for short. Wind control refers to taking various measures and methods to eliminate or reduce the various possibilities of occurrence of risk events, or to reduce the losses caused when risk events occur.
Generally, a wind control system of internet finance calls a plurality of third-party credit investigation interfaces in one examination and approval, multi-dimensionally perfects and updates credit investigation data of users, and a decision result output by a decision engine is more accurate and credible. The existing technical scheme is that a decision engine is executed once when a credit investigation interface is not called in a wind control system, if the execution result is rejection, the flow is ended, the decision result is returned, and otherwise, the next credit investigation interface is continuously called. The adoption of the method needs frequent calling and executing decisions, has low efficiency, maintains the credit investigation interface needing to be called in the system code, and has high maintenance cost because the system code needs to be modified if the credit investigation interface needs to be changed or added in the later period.
Disclosure of Invention
In view of this, embodiments of the present invention provide a method, an apparatus, a server, and a storage medium for a wind control decision, so as to improve decision efficiency of the wind control decision and reduce maintenance cost of a wind control system.
In a first aspect, an embodiment of the present invention provides a wind control decision method, including:
determining a decision template according to the incoming information;
acquiring a wind control node interface list corresponding to the decision template;
and traversing all the wind control nodes according to the wind control node interface list, and calling the wind control nodes to execute a decision engine to obtain a target decision result.
Further, after determining the decision template according to the incoming piece information, the method further includes:
and determining a decision file according to the decision template.
Further, the traversing all the wind control nodes according to the wind control node interface list, and calling the wind control nodes to execute a decision engine to obtain a target decision result includes:
traversing all the wind control nodes according to the wind control node interface list, and calling the wind control nodes to execute a decision engine to obtain a node decision result;
if the decision result of the current node is refused, taking the decision result of the node as a target decision result;
and if the current node decision result is accepted, continuing to obtain the node decision result of the next wind control node until the wind control node is the last wind control node, and taking the node decision result of the last wind control node as a target decision result.
Further, the invoking the wind control node to execute the decision engine to obtain the node decision result includes:
calling all credit investigation interfaces corresponding to the wind control nodes according to the wind control node interface list to acquire credit investigation data;
and calling a wind control node to execute a decision engine according to the decision file, the incoming information and the credit investigation information so as to obtain a node decision result.
Further, the calling all credit investigation interfaces corresponding to the wind control node according to the wind control node interface list to acquire credit investigation data includes:
determining the interface state of a credit investigation interface according to the wind control node interface list;
if the interface state of the credit investigation interface is an open state, calling the credit investigation interface to acquire credit investigation data;
and if the interface state of the credit investigation interface is a forbidden state, setting credit investigation data corresponding to the credit investigation interface as a preset value.
Further, if the interface state of the credit investigation interface is the open state, after the credit investigation interface is called to obtain credit investigation data, the method further includes:
and if an abnormal event occurs in the process of calling the credit investigation interface, setting credit investigation data corresponding to the credit investigation interface as a preset value.
Further, if the interface state of the credit investigation interface is the open state, after the credit investigation interface is called to obtain credit investigation data, the method further includes:
if an abnormal event occurs in the process of calling the credit investigation interface, judging whether the credit investigation interface needs to be called again;
if the credit investigation interface needs to be called again, the credit investigation interface is called again after a preset time;
and if the credit investigation interface does not need to be called again, setting credit investigation data corresponding to the credit investigation interface as a preset value.
In a second aspect, an embodiment of the present invention provides a wind control decision apparatus, including:
the decision template determining module is used for determining a decision template according to the incoming information;
the wind control node interface list acquisition module is used for acquiring a wind control node interface list corresponding to the decision template;
and the target decision result acquisition module is used for traversing all the wind control nodes according to the wind control node interface list and calling the wind control nodes to execute a decision engine so as to acquire a target decision result.
In a third aspect, an embodiment of the present invention provides a server, where the server includes:
one or more processors;
a storage device for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement the wind control decision method provided by any embodiment of the invention.
In a fourth aspect, an embodiment of the present invention provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements the wind control decision method provided in any embodiment of the present invention.
The wind control decision method provided by the embodiment of the invention determines a decision template according to the incoming information; acquiring a wind control node interface list corresponding to the decision template; and traversing all the wind control nodes according to the wind control node interface list, and calling the wind control nodes to execute a decision engine to obtain a target decision result. The method has the advantages that the wind control decision of the wind control system is realized, the calling times of a decision engine are reduced, the time consumption of the wind control decision is reduced, the decision efficiency is improved, when a credit investigation interface needs to be modified or newly added in the later period, the method can be achieved by changing the configuration of the node interface list, the code of the wind control system does not need to be changed, the maintenance cost is reduced, and meanwhile, the maintenance convenience is improved.
Drawings
Fig. 1 is a schematic flow chart of a wind control decision method according to an embodiment of the present invention;
fig. 2 is a schematic flow chart of a wind control decision method according to a second embodiment of the present invention;
fig. 3 is a schematic flowchart of a method for acquiring credit investigation data according to a third embodiment of the present invention;
fig. 4 is a schematic structural diagram of a wind control decision device according to a fourth embodiment of the present invention;
fig. 5 is a schematic structural diagram of a server according to a fifth embodiment of the present invention.
Detailed Description
The present invention will be described in further detail with reference to the accompanying drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the invention and are not limiting of the invention. It should be further noted that, for the convenience of description, only some of the structures related to the present invention are shown in the drawings, not all of the structures.
Before discussing exemplary embodiments in more detail, it should be noted that some exemplary embodiments are described as processes or methods depicted as flowcharts. Although a flowchart may describe the steps as a sequential process, many of the steps can be performed in parallel, concurrently or simultaneously. In addition, the order of the steps may be rearranged. A process may be terminated when its operations are completed, but may have additional steps not included in the figure. A process may correspond to a method, a function, a procedure, a subroutine, a subprogram, etc.
Furthermore, the terms "first," "second," and the like may be used herein to describe various orientations, actions, steps, elements, or the like, but the orientations, actions, steps, or elements are not limited by these terms. These terms are only used to distinguish one direction, action, step or element from another direction, action, step or element. The terms "first", "second", etc. are not to be construed as indicating or implying relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defined as "first" or "second" may explicitly or implicitly include one or more of that feature. In the description of the present invention, "plurality", "batch" means at least two, e.g., two, three, etc., unless specifically limited otherwise.
Example one
Fig. 1 is a schematic flow chart of a wind control decision method according to an embodiment of the present invention, which is applicable to a wind control system for internet finance. As shown in fig. 1, a wind control decision method provided in an embodiment of the present invention includes:
and S110, determining a decision template according to the incoming information.
Specifically, the incoming information is input data for the wind control system to make decisions, and generally includes a request product and user basic data, where the request product is a product corresponding to a user applying for making a wind control decision, and the user basic data is personal information of some users. The decision template determines a decision file adopted by the wind control decision, and the decision file is a compiled wind control rule. The decision template corresponds to the requested product, and different requested products correspond to different decision templates. For example, if a user applies for a loan for a house, the loan platform needs to perform risk assessment to determine whether the user can be loaned, the data provided by the user to the wind control system is called incoming information, the request product is the type of house the user needs to purchase, such as a villa or an apartment house, and the user basic data is personal information such as user name, identification number, contact information, etc. When the request product is a villa, the request product corresponds to one decision template, and when the request product is an apartment, the request product corresponds to another different decision template.
And S120, acquiring a wind control node interface list corresponding to the decision template.
Specifically, the decision template includes a plurality of wind control nodes, and one wind control node corresponds to a plurality of credit investigation interfaces. In the wind control system, a decision engine is a component for calling a decision file, user data is input into the decision engine, and a decision result is obtained after the decision engine is executed. The wind control node represents a basic unit for executing the decision engine, the credit investigation interface belongs to a software interface, and is provided by a third-party platform, and credit investigation information of the user on the third-party platform can be given, wherein the credit investigation information is credit information of the user on the third-party platform, such as loan/loan amount, payment overdue information and the like of the user.
Different decision templates comprise different numbers of wind control nodes, so that different decision templates correspond to different wind control node interface lists, the wind control node interface lists represent interface states of all credit investigation interfaces corresponding to the wind control nodes, the interface states of the credit investigation interfaces comprise an open state and a forbidden state, the open state represents that the credit investigation interface can be used, and the forbidden state represents that the credit investigation interface cannot be used. The wind control node interface list is configured in advance by technicians, and the association degree between credit investigation interfaces is larger in all credit investigation interfaces corresponding to the same wind control node.
S130, traversing all the wind control nodes according to the wind control node interface list, and calling the wind control nodes to execute a decision engine to obtain a target decision result.
Specifically, according to a wind control node interface list, traversing wind control nodes, calling credit investigation interfaces corresponding to the wind control nodes to obtain credit investigation information, processing the credit investigation information to obtain credit investigation data suitable for calculation of a decision engine, then inputting the credit investigation data and user basic data in incoming information into the decision engine calling a corresponding decision file, and executing the decision engine to obtain a decision result of the wind control nodes, which is called a node decision result. And if the node decision result obtained by the currently executed decision engine is refused or the wind control node of the currently executed decision engine is the last wind control node, taking the node decision result as a target decision result for performing wind control decision on the piece feeding information.
The wind control decision method provided by the embodiment of the invention determines a decision template according to the incoming information; acquiring a wind control node interface list corresponding to the decision template; and traversing all the wind control nodes according to the wind control node interface list, and calling the wind control nodes to execute a decision engine to obtain a target decision result. The method has the advantages that the wind control decision of the wind control system is realized, the calling times of a decision engine are reduced, the time consumption of the wind control decision is reduced, the decision efficiency is improved, when a credit investigation interface needs to be modified or newly added in the later period, the method can be achieved by changing the configuration of the node interface list, the code of the wind control system does not need to be changed, the maintenance cost is reduced, and meanwhile, the maintenance convenience is improved.
Example two
Fig. 2 is a schematic flow chart of a wind control decision method according to a second embodiment of the present invention, which is a further refinement of the above-described embodiment. As shown in fig. 2, a wind control decision method provided by the second embodiment of the present invention includes:
and S210, determining a decision template according to the incoming information.
Specifically, the incoming information is input data for the wind control system to make decisions, and generally includes a request product and user basic data, where the request product is a product corresponding to a user applying for making a wind control decision, and the user basic data is personal information of some users. The decision template corresponds to the requested product, and different requested products correspond to different decision templates. For example, if a user applies for a loan for a house, the loan platform needs to perform risk assessment to determine whether the user can be loaned, the data provided by the user to the wind control system is called incoming information, the request product is the type of house the user needs to purchase, such as a villa or an apartment house, and the user basic data is personal information such as user name, identification number, contact information, etc. When the request product is a villa, the request product corresponds to one decision template, and when the request product is an apartment, the request product corresponds to another different decision template.
And S220, determining a decision file according to the decision template.
Specifically, the decision template determines a decision file adopted by the wind control decision, the decision file is a compiled wind control rule, and different decision templates use different wind control rules, that is, the decision files are different.
And S230, acquiring a wind control node interface list corresponding to the decision template.
Specifically, the decision template includes a plurality of wind control nodes, and one wind control node corresponds to a plurality of credit investigation interfaces. In the wind control system, a decision engine is a component for calling a decision file, user data is input into the decision engine, and a decision result is obtained after the decision engine is executed. The wind control node represents a basic unit for executing the decision engine, the credit investigation interface belongs to a software interface, and is provided by a third-party platform, and credit investigation information of the user on the third-party platform can be given, wherein the credit investigation information is credit information of the user on the third-party platform, such as loan/loan amount, payment overdue information and the like of the user.
Different decision templates comprise different numbers of wind control nodes, so that different decision templates correspond to different wind control node interface lists, the wind control node interface lists represent interface states of all credit investigation interfaces corresponding to the wind control nodes, the interface states of the credit investigation interfaces comprise an open state and a forbidden state, the open state represents that the credit investigation interface can be used, and the forbidden state represents that the credit investigation interface cannot be used. The wind control node interface list is configured in advance by technicians, and the association degree between credit investigation interfaces is larger in all credit investigation interfaces corresponding to the same wind control node.
S240, traversing all the wind control nodes according to the wind control node interface list, and calling the wind control nodes to execute a decision engine to obtain a node decision result.
Specifically, because the wind control node is a basic unit for executing the decision engine, a decision result can be obtained every time the wind control node runs once, which is called a node decision result. Further, a method for invoking a wind-controlled node execution decision engine to obtain a node decision result includes steps S241 to S242 (not shown in the figure).
And S241, calling all credit investigation interfaces corresponding to the wind control nodes according to the wind control node interface list to acquire credit investigation data.
Specifically, the wind control nodes are sequentially called according to the wind control node interface list to execute the decision engine, the credit investigation interfaces corresponding to the wind control nodes are called, the user basic data in the incoming information is used as the request parameters of the credit investigation interfaces to be input into the credit investigation interfaces, the credit investigation interfaces return corresponding credit investigation information according to the user basic data, and then the credit investigation information is processed to obtain the credit investigation data suitable for the decision engine to calculate.
And S242, calling a wind control node to execute a decision engine according to the decision file, the incoming information and the credit information so as to obtain a node decision result.
Specifically, a credit investigation interface corresponding to the wind control node is called to obtain credit investigation information, the credit investigation information is processed to obtain credit investigation data suitable for calculation of a decision engine, then the credit investigation data and user basic data in incoming piece information are input into the decision engine calling a corresponding decision file, and the decision engine is executed to obtain a node decision result of the wind control node.
And S250, if the decision result of the current node is rejection, taking the decision result of the node as a target decision result.
Specifically, the decision result is generally divided into rejection and acceptance, where rejection indicates higher risk and acceptance indicates lower risk. And if the current node decision result is rejection, indicating that the project risk corresponding to the information is high, stopping running the subsequent wind control nodes, taking the current node decision result as the target decision result, and then rejecting the target decision result.
And S260, if the current node decision result is accepted, continuing to obtain the node decision result of the next wind control node until the wind control node is the last wind control node, and taking the node decision result of the last wind control node as a target decision result.
Specifically, if the current node decision result is acceptance, it indicates that the item risk corresponding to the information is low, and the decision of the next wind control node can be continued until the last wind control node in the decision template is executed completely, and then the node decision result of the last wind control node is the target decision result, which may be rejection or acceptance. Therefore, if the target decision result is the node decision result of the last wind control node, it indicates that the node decision results corresponding to all the wind control nodes before the last wind control node are all accepted.
According to the wind control decision method provided by the second embodiment of the invention, when the decision result of the current node is a rejection, the decision result of the current node is directly used as the target decision result, so that the subsequent wind control node does not need to operate, the calling times of a decision engine are reduced, the time consumption of wind control decision is reduced, and the decision efficiency is improved; when the credit investigation interface needs to be modified or newly added in the later period, the configuration of the node interface list can be changed, the code of the wind control system does not need to be changed, the maintenance cost is reduced, and the convenience of maintenance is improved.
EXAMPLE III
Fig. 3 is a schematic flow chart of a method for acquiring credit investigation data according to a third embodiment of the present invention, where this embodiment further details the step of "calling all credit investigation interfaces corresponding to the wind-controlled node according to the wind-controlled node interface list to acquire credit investigation data" in the above-mentioned embodiment. As shown in fig. 3, a method for acquiring credit investigation data according to a third embodiment of the present invention includes:
and S310, determining the interface state of the credit investigation interface according to the wind control node interface list.
Specifically, the interface states of the credit investigation interface include an open state and a disable state, the open state indicates that the credit investigation interface can be used, and the disable state indicates that the credit investigation interface cannot be used, and when the third-party platform cannot normally provide credit investigation information or does not need to use the credit investigation information provided by the third-party platform, the corresponding credit investigation interface is usually in the disable state.
S320, if the interface state of the credit investigation interface is the opening state, calling the credit investigation interface to acquire credit investigation data.
Specifically, if the interface state of the credit investigation interface is an open state, the user basic data in the incoming information is used as a request parameter of the credit investigation interface and is input into the credit investigation interface, the credit investigation interface returns corresponding credit investigation information according to the user basic data, and then the credit investigation information is processed to obtain credit investigation data suitable for being calculated by the decision engine.
S330, if an abnormal event occurs in the process of calling the credit investigation interface, setting credit investigation data corresponding to the credit investigation interface as a preset value.
Specifically, the abnormal event occurring in the process of calling the credit investigation interface means that the credit investigation interface cannot normally return credit investigation information, or the returned credit investigation information is abnormal, for example, the credit investigation information cannot be normally returned due to sudden disconnection of the network in the process of calling the credit investigation interface, and the returned credit investigation information is abnormal due to the completion of the input user basic data. When the calling credit investigation interface is abnormal, if the calling credit investigation interface is not processed, the subsequent credit investigation interface may not be called, or the decision engine cannot normally acquire credit investigation data, so that the decision cannot be continued.
In an alternative embodiment, step S330 may also be replaced by steps S331-S333 (not shown in the figure).
S331, if an abnormal event occurs in the process of calling the credit investigation interface, judging whether the credit investigation interface needs to be called again.
S332, if the credit investigation interface needs to be called again, the credit investigation interface is called again after a preset time.
S333, if the credit investigation interface does not need to be called again, setting credit investigation data corresponding to the credit investigation interface as a preset value.
Specifically, when the credit investigation interface is called to be abnormal, the credit investigation interface can be called again to eliminate the abnormal phenomenon caused by repairable factors such as network instability. The basis for judging whether the credit investigation interface needs to be recalled can be configured by a technician according to the actual situation, for example, the basis can be judged according to the importance of the credit investigation interface. If the credit investigation interface needs to be called again, the credit investigation interface is called again after a preset time; and if the credit investigation interface does not need to be called again, setting credit investigation data corresponding to the credit investigation interface as a preset value.
S340, if the interface state of the credit investigation interface is a forbidden state, setting credit investigation data corresponding to the credit investigation interface as a preset value.
Specifically, when the credit investigation interface is in a disabled state, the corresponding credit investigation data is set to a preset value, so that the subsequent calling of the credit investigation interface can be normally performed.
The method for acquiring the credit investigation data provided by the third embodiment of the invention realizes a mechanism for processing calling abnormity of the credit investigation interface, so that the calling and decision flow of the credit investigation interface can be normally carried out under the condition that one credit investigation interface is abnormal, and the stability of wind control decision is improved.
Example four
Fig. 4 is a schematic structural diagram of a wind control decision device according to a fourth embodiment of the present invention, which is applicable to a wind control system for internet finance. The wind control decision device provided by the fourth embodiment of the invention can realize the wind control decision method provided by any embodiment of the invention, has the corresponding functional structure and beneficial effect of the realization method, can be implemented in a software or hardware mode, and can be integrated on terminal equipment. Reference may be made to the description of any method embodiment of the invention, the contents of which are not explicitly described in this embodiment.
As shown in fig. 4, the apparatus provided in the fourth embodiment of the present invention includes: a decision template determining module 410, a wind control node interface list obtaining module 420 and a target decision result obtaining module 430.
The decision template determining module 410 is used for determining a decision template according to the incoming piece information;
the wind control node interface list obtaining module 420 is configured to obtain a wind control node interface list corresponding to the decision template;
the target decision result obtaining module 430 is configured to traverse all the wind control nodes according to the wind control node interface list, and call the wind control nodes to execute a decision engine to obtain a target decision result.
Further, the method also comprises the following steps: and the decision file determining module is used for determining the decision file according to the decision template.
Further, the objective decision result obtaining module 430 includes:
the node decision result acquisition unit is used for traversing all the wind control nodes according to the wind control node interface list and calling the wind control nodes to execute a decision engine to acquire a node decision result;
a first target decision result obtaining unit, configured to take a node decision result as a target decision result if a current node decision result is a rejection;
and the second target decision result acquisition unit is used for continuously acquiring the node decision result of the next wind control node if the current node decision result is accepted until the wind control node is the last wind control node, and taking the node decision result of the last wind control node as the target decision result.
Further, the node decision result obtaining unit includes:
the credit investigation data acquisition subunit is used for calling all credit investigation interfaces corresponding to the wind control nodes according to the wind control node interface list to acquire credit investigation data;
and the node decision result acquisition subunit is used for calling a wind control node to execute a decision engine according to the decision file, the incoming information and the credit investigation information so as to acquire a node decision result.
Further, the credit investigation data acquisition subunit is specifically configured to: determining the interface state of a credit investigation interface according to the wind control node interface list; if the interface state of the credit investigation interface is an open state, calling the credit investigation interface to acquire credit investigation data; and if the interface state of the credit investigation interface is a forbidden state, setting credit investigation data corresponding to the credit investigation interface as a preset value.
Further, the credit investigation data acquisition subunit is further configured to: and if an abnormal event occurs in the process of calling the credit investigation interface, setting credit investigation data corresponding to the credit investigation interface as a preset value.
Further, the credit investigation data acquisition subunit is further configured to: if an abnormal event occurs in the process of calling the credit investigation interface, judging whether the credit investigation interface needs to be called again; if the credit investigation interface needs to be called again, the credit investigation interface is called again after a preset time; and if the credit investigation interface does not need to be called again, setting credit investigation data corresponding to the credit investigation interface as a preset value.
The wind control decision device provided by the fourth embodiment of the invention realizes the wind control decision of the wind control system through the decision template determining module, the wind control node interface list obtaining module and the target decision result obtaining module, reduces the calling times of the decision engine, reduces the time consumption of the wind control decision, improves the decision efficiency, and can achieve the aim by changing the configuration of the node interface list when a credit investigation interface needs to be modified or newly added in the later period without changing the code of the wind control system, thereby reducing the maintenance cost and simultaneously improving the maintenance convenience.
EXAMPLE five
Fig. 5 is a schematic structural diagram of a server according to a fifth embodiment of the present invention. FIG. 5 illustrates a block diagram of an exemplary server 512 suitable for use in implementing embodiments of the present invention. The server 512 shown in fig. 5 is only an example and should not bring any limitations to the function and scope of the use of the embodiments of the present invention.
As shown in FIG. 5, the server 512 is in the form of a general purpose server. Components of server 512 may include, but are not limited to: one or more processors 516 (one processor is illustrated in fig. 5), a memory device 528, and a bus 518 that couples various system components including the memory device 528 and the processors 516.
The server 512 typically includes a variety of computer system readable media. Such media can be any available media that is accessible by server 512 and includes both volatile and nonvolatile media, removable and non-removable media.
A program/utility 540 having a set (at least one) of program modules 542 may be stored, for example, in storage 528, such program modules 542 including, but not limited to, an operating system, one or more application programs, other program modules, and program data, each of which examples or some combination thereof may include an implementation of a network environment. The program modules 542 generally perform the functions and/or methods of the described embodiments of the invention.
The server 512 may also communicate with one or more external devices 514 (e.g., keyboard, pointing terminal, display 524, etc.), with one or more terminals that enable a user to interact with the server 512, and/or with any terminals (e.g., network card, modem, etc.) that enable the server 512 to communicate with one or more other computing terminals. Such communication may occur via input/output (I/O) interfaces 522. Further, server 512 may communicate with one or more networks (e.g., a Local Area Network (LAN), Wide Area Network (WAN), and/or a public Network such as the internet) via Network adapter 520. As shown in FIG. 5, the network adapter 520 communicates with the other modules of the server 512 via the bus 518. It should be appreciated that although not shown, other hardware and/or software modules may be used in conjunction with the server 512, including but not limited to: microcode, end drives, Redundant processors, external disk drive Arrays, RAID (Redundant Arrays of Independent Disks) systems, tape drives, and data backup storage systems, among others.
The processor 516 executes programs stored in the storage device 528 to perform various functional applications and data processing, for example, implementing a method for deciding wind control provided by any embodiment of the present invention, and the method may include:
determining a decision template according to the incoming information;
acquiring a wind control node interface list corresponding to the decision template;
and traversing all the wind control nodes according to the wind control node interface list, and calling the wind control nodes to execute a decision engine to obtain a target decision result.
EXAMPLE six
An embodiment of the present invention further provides a computer-readable storage medium, on which a computer program is stored, where the computer program, when executed by a processor, implements a wind control decision method according to any embodiment of the present invention, where the method may include:
determining a decision template according to the incoming information;
acquiring a wind control node interface list corresponding to the decision template;
and traversing all the wind control nodes according to the wind control node interface list, and calling the wind control nodes to execute a decision engine to obtain a target decision result.
Computer storage media for embodiments of the invention may employ any combination of one or more computer-readable media. The computer readable medium may be a computer readable signal medium or a computer readable storage medium. A computer readable storage medium may be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or any combination of the foregoing. More specific examples (a non-exhaustive list) of the computer readable storage medium would include the following: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In the context of this document, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
A computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, for example, in baseband or as part of a carrier wave. Such a propagated data signal may take many forms, including, but not limited to, electro-magnetic, optical, or any suitable combination thereof. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device.
Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Computer program code for carrying out operations for aspects of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, Smalltalk, C + + or the like and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computer, partly on the user's computer, as a stand-alone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or terminal. In the case of a remote computer, the remote computer may be connected to the user's computer through any type of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or the connection may be made to an external computer (for example, through the Internet using an Internet service provider).
It is to be noted that the foregoing is only illustrative of the preferred embodiments of the present invention and the technical principles employed. It will be understood by those skilled in the art that the present invention is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the invention. Therefore, although the present invention has been described in greater detail by the above embodiments, the present invention is not limited to the above embodiments, and may include other equivalent embodiments without departing from the spirit of the present invention, and the scope of the present invention is determined by the scope of the appended claims.
Claims (10)
1. A method for wind control decision-making, comprising:
determining a decision template according to the incoming information;
acquiring a wind control node interface list corresponding to the decision template;
and traversing all the wind control nodes according to the wind control node interface list, and calling the wind control nodes to execute a decision engine to obtain a target decision result.
2. The method of claim 1, wherein after determining a decision template based on the incoming item information, further comprising:
and determining a decision file according to the decision template.
3. The method of claim 2, wherein traversing all of the wind control nodes according to the wind control node interface list, and invoking the wind control nodes to execute a decision engine to obtain a target decision result comprises:
traversing all the wind control nodes according to the wind control node interface list, and calling the wind control nodes to execute a decision engine to obtain a node decision result;
if the decision result of the current node is refused, taking the decision result of the node as a target decision result;
and if the current node decision result is accepted, continuing to obtain the node decision result of the next wind control node until the wind control node is the last wind control node, and taking the node decision result of the last wind control node as a target decision result.
4. The method of claim 3, wherein invoking the wind control node to execute a decision engine to obtain a node decision result comprises:
calling all credit investigation interfaces corresponding to the wind control nodes according to the wind control node interface list to acquire credit investigation data;
and calling a wind control node to execute a decision engine according to the decision file, the incoming information and the credit investigation information so as to obtain a node decision result.
5. The method of claim 4, wherein the calling all credit investigation interfaces corresponding to the wind control nodes according to the wind control node interface list to obtain credit investigation data comprises:
determining the interface state of a credit investigation interface according to the wind control node interface list;
if the interface state of the credit investigation interface is an open state, calling the credit investigation interface to acquire credit investigation data;
and if the interface state of the credit investigation interface is a forbidden state, setting credit investigation data corresponding to the credit investigation interface as a preset value.
6. The method of claim 5, wherein if the interface status of the credit investigation interface is an open status, after the credit investigation interface is called to obtain credit investigation data, the method further comprises:
and if an abnormal event occurs in the process of calling the credit investigation interface, setting credit investigation data corresponding to the credit investigation interface as a preset value.
7. The method of claim 6, wherein if the interface status of the credit investigation interface is an open status, after the credit investigation interface is called to obtain credit investigation data, the method further comprises:
if an abnormal event occurs in the process of calling the credit investigation interface, judging whether the credit investigation interface needs to be called again;
if the credit investigation interface needs to be called again, the credit investigation interface is called again after a preset time;
and if the credit investigation interface does not need to be called again, setting credit investigation data corresponding to the credit investigation interface as a preset value.
8. A wind-controlled decision-making apparatus, comprising:
the decision template determining module is used for determining a decision template according to the incoming information;
the wind control node interface list acquisition module is used for acquiring a wind control node interface list corresponding to the decision template;
and the target decision result acquisition module is used for traversing all the wind control nodes according to the wind control node interface list and calling the wind control nodes to execute a decision engine so as to acquire a target decision result.
9. A server, characterized in that the server comprises:
one or more processors;
a storage device for storing one or more programs,
when executed by the one or more processors, cause the one or more processors to implement the wind control decision method of any one of claims 1-7.
10. A computer-readable storage medium, on which a computer program is stored, which program, when being executed by a processor, carries out a wind control decision method according to any one of claims 1-7.
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