CN111260370A - Payment method and device - Google Patents
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- CN111260370A CN111260370A CN202010051711.7A CN202010051711A CN111260370A CN 111260370 A CN111260370 A CN 111260370A CN 202010051711 A CN202010051711 A CN 202010051711A CN 111260370 A CN111260370 A CN 111260370A
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- 238000000034 method Methods 0.000 title claims abstract description 46
- 238000005452 bending Methods 0.000 claims description 6
- 239000004973 liquid crystal related substance Substances 0.000 claims description 6
- 238000012795 verification Methods 0.000 claims description 6
- 230000003287 optical effect Effects 0.000 claims description 4
- 230000005540 biological transmission Effects 0.000 description 6
- 238000004590 computer program Methods 0.000 description 6
- 238000010586 diagram Methods 0.000 description 4
- 238000012545 processing Methods 0.000 description 4
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- 238000012986 modification Methods 0.000 description 2
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/38—Payment protocols; Details thereof
- G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
- G06Q20/401—Transaction verification
- G06Q20/4014—Identity check for transactions
- G06Q20/40145—Biometric identity checks
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V10/00—Arrangements for image or video recognition or understanding
- G06V10/10—Image acquisition
- G06V10/12—Details of acquisition arrangements; Constructional details thereof
- G06V10/14—Optical characteristics of the device performing the acquisition or on the illumination arrangements
- G06V10/147—Details of sensors, e.g. sensor lenses
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
- G06V40/18—Eye characteristics, e.g. of the iris
- G06V40/19—Sensors therefor
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
- G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
- G06V40/10—Human or animal bodies, e.g. vehicle occupants or pedestrians; Body parts, e.g. hands
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Abstract
The disclosure provides a payment method, which receives a payment transaction instruction and receives an eye image and a depth information acquisition instruction corresponding to the eye image; controlling the 3D structured light recognition module to complete encrypted first eye information acquisition operation of a payment user according to the eye image and the depth information acquisition instruction corresponding to the eye image; decrypting the collected encrypted first eye information, and comparing the decrypted first eye information with the characteristic eye information which is stored in a safety threshold value judging module of the electronic equipment in advance; and if the eye information decrypted by the first eye information is matched with the characteristic eye information, executing payment transaction. The method can complete payment operation quickly, accurately and safely. The present disclosure also provides a payment device.
Description
Technical Field
The disclosure relates to the technical field of intelligent hardware and mobile payment, in particular to a payment method and device.
Background
In the prior art, a dynamic payment device requires a user to carry a mobile phone to complete a series of operations of actively scanning a two-dimensional code or passively scanning a two-dimensional code. If the user does not carry the mobile phone or the mobile phone does not have electric quantity, how to complete the payment is an urgent problem to be solved at the present stage.
Disclosure of Invention
In order to solve technical problems in the prior art, embodiments of the present disclosure provide a payment method and apparatus, which can complete payment operations quickly, accurately, and safely.
In a first aspect, the disclosed embodiment provides a payment method, which is applied to an electronic device, wherein a double-sided asynchronous liquid crystal display assembly is arranged on the electronic device, the double-sided asynchronous liquid crystal display assembly comprises a display screen and a 3D structured light recognition module, and the method comprises the following steps: receiving a payment transaction instruction and receiving an eye image and a depth information acquisition instruction corresponding to the eye image; controlling the 3D structured light recognition module to complete encrypted first eye information acquisition operation of a payment user according to the eye image and the depth information acquisition instruction corresponding to the eye image; decrypting the collected encrypted first eye information, and comparing the decrypted first eye information with the characteristic eye information which is stored in a safety threshold value judging module of the electronic equipment in advance; and if the eye information decrypted by the first eye information is matched with the characteristic eye information, executing payment transaction.
In one embodiment, the payment transaction instruction is an instruction which is received by a control module built in the electronic device and sent when a security threshold judgment module built in the electronic device acquires a payment transaction.
In one embodiment, the method further comprises the following steps: if the eye information decrypted by the first eye information is matched with the characteristic eye information, receiving and filling a to-be-filled complete mobile phone number displayed on the display screen of the electronic equipment; and when the filled complete mobile phone number is consistent with the mobile phone number which is stored in the cloud and is bound by the payment user aiming at the preselected payment channel in advance, executing the payment transaction.
In one embodiment, the method further comprises the following steps: determining a target display state of the display screen according to the acquired eye image; the target display state is displayed according to a preset display angle; and controlling the display screen to display according to the target display state.
In one embodiment, the determining, according to the acquired eye image, a target display state of the display screen includes: determining an eye reference direction according to the eye image obtained by identification; and determining the target display state of the display screen according to the angle relationship between the projection of the eye reference direction on the display screen and the target coordinate axis in the display screen coordinate system in the clockwise direction or the anticlockwise direction.
In one embodiment, the center of the display screen coordinate system is the same as the center of the display screen, the display screen coordinate system includes an x-axis parallel to the length direction of the display screen and a y-axis parallel to the width direction of the display screen, and the target coordinate axis is the x-axis or the y-axis.
In one embodiment, the display screen includes a screen cover plate and a light emitting module stacked on the screen cover plate, the screen cover plate is provided with a light transmitting area and a non-light transmitting area, the display screen displays images through the light transmitting area, the light emitting module is provided with a main body portion and a bending portion, the main body portion is provided with a light emitting surface facing the light transmitting area, the light emitting surface is parallel to the screen cover plate, the bending portion is connected to the edge of the main body portion adjacent to the non-light transmitting area, and the bending portion is arched in the direction away from the screen cover plate so as to form a gap with the non-light transmitting area.
In one embodiment, the electronic device further comprises an indicator light electrically connected to the control module, and the method further comprises: if the eye information decrypted by the first eye information is matched with the characteristic eye information, the control module controls the indicator light to indicate that the eye verification is successful; and if the eye information decrypted by the first eye information is not matched with the characteristic eye information, the control module controls the indicator light to indicate that the eye verification fails.
In one embodiment, the method further comprises the following steps: if the eye information decrypted by the first eye information is not matched with the characteristic eye information, receiving and filling registration information displayed by the electronic equipment; and when the submitted registration information is judged to exist, the indicating lamp of the electronic equipment completes indicating operation.
In a second aspect, the disclosed embodiments provide a computer-readable storage medium, on which a computer program is stored, which when executed by a processor, implements the steps of the method described above.
In a third aspect, the disclosed embodiments provide a computer device comprising a memory, a processor and a computer program stored on the memory and executable on the processor, the processor implementing the steps of the method described above when executing the program.
In a fourth aspect, an embodiment of the present disclosure provides a payment apparatus, including: the instruction receiving module is used for receiving a payment transaction instruction and receiving an eye image and a depth information acquisition instruction corresponding to the eye image; the acquisition module is used for controlling the 3D structured light recognition module to finish encrypted first eye information acquisition operation of a payment user according to the eye image and the depth information acquisition instruction corresponding to the eye image; the comparison module is used for decrypting the acquired encrypted first eye information and comparing the decrypted first eye information with the characteristic eye information which is stored in the safety threshold value judgment module of the electronic equipment in advance; and the payment execution module is used for executing payment transaction if the eye information decrypted by the first eye information is matched with the characteristic eye information.
The invention provides a payment method and a payment device, which are used for receiving a payment transaction instruction and receiving an eye image and a depth information acquisition instruction corresponding to the eye image; controlling the 3D structured light recognition module to complete encrypted first eye information acquisition operation of a payment user according to the eye image and the depth information acquisition instruction corresponding to the eye image; decrypting the collected encrypted first eye information, and comparing the decrypted first eye information with the characteristic eye information which is stored in a safety threshold value judging module of the electronic equipment in advance; and if the eye information decrypted by the first eye information is matched with the characteristic eye information, executing payment transaction. The method can complete payment operation quickly, accurately and safely.
Drawings
In order to more clearly illustrate the technical solutions of the embodiments of the present disclosure, the drawings needed to be used in the description of the embodiments are briefly introduced as follows:
FIG. 1 is a flow chart illustrating steps of a payment method according to an embodiment of the present invention; and
fig. 2 is a schematic structural diagram of a payment device according to an embodiment of the present invention.
Detailed Description
The present application will now be described in further detail with reference to the accompanying drawings and examples.
In the following description, the terms "first" and "second" are used for descriptive purposes only and are not intended to indicate or imply relative importance. The following description provides embodiments of the disclosure, which may be combined or substituted for various embodiments, and this application is therefore intended to cover all possible combinations of the same and/or different embodiments described. Thus, if one embodiment includes feature A, B, C and another embodiment includes feature B, D, then this application should also be considered to include an embodiment that includes one or more of all other possible combinations of A, B, C, D, even though this embodiment may not be explicitly recited in text below.
In order to make the objects, technical solutions and advantages of the present invention more apparent, the following describes in detail a specific implementation of a payment method and apparatus according to the present invention by way of example, with reference to the accompanying drawings. It should be understood that the specific embodiments described herein are merely illustrative of the invention and are not intended to limit the invention.
As shown in fig. 1, a schematic flow chart of a payment method in an embodiment specifically includes the following steps:
it should be noted that the payment method is applied to electronic equipment, a double-sided asynchronous liquid crystal display screen assembly is arranged on the electronic equipment, and the double-sided asynchronous liquid crystal display screen assembly comprises a display screen and a 3D structure optical identification module. Specifically, the display screen include the screen apron and with the screen apron looks range upon range of light-emitting module, the screen apron is equipped with light transmission district and non-light transmission district, the display screen shows the image through light transmission district, the light-emitting module is equipped with main part and kink, the main part has the orientation go out the plain noodles in light transmission district, it is parallel to go out the plain noodles the screen apron, the kink connect in the main part is close to the edge in non-light transmission district, the kink is towards keeping away from the direction hunch-up of screen apron, with non-light transmission district forms the interval.
In addition, the 3D structure optical identification reading module comprises an eye input module and an eye processing module connected with the eye input module. Specifically, the eye input module comprises an eye sensor chip, a touch signal output circuit connected to the eye sensor chip, and an eye head sensor circuit; in addition, the eye processing module comprises an eye processing chip, an eye module circuit and an external interface circuit, wherein the eye module circuit and the external interface circuit are connected with the eye processing chip.
It should be further noted that the eye image includes an eye region to be detected, and the depth information is used to represent a distance between a shooting object included in the eye image and the shooting device.
And 104, controlling the 3D structured light recognition module to finish encrypted first eye information acquisition operation of a payment user according to the eye image and the depth information acquisition instruction corresponding to the eye image.
Before acquiring the first eye information, the method further includes: extracting texture features from the eye image; judging whether the eye image is an image of a real human eye or not according to the texture characteristics; if the eye image is an image of a real human eye, performing an accurate operation of extracting n local regions of the eye region from the eye image. Judging whether the eye image is an image of a real human eye according to the texture features, specifically calling a texture classifier, and inputting the texture features into the texture classifier; and judging whether the eye image is the image of the real human eye or not through the texture classifier. In addition, it should be noted that the training process of the texture classifier is as follows: constructing a training sample, wherein the training sample comprises a positive sample and a negative sample, the positive sample comprises at least one image of a real human eye, and the negative sample comprises at least one image of a false human eye; extracting texture features of the positive samples and texture features of the negative samples; and training the texture classifier by adopting the texture features of the positive samples and the texture features of the negative samples to obtain the trained texture classifier. Therefore, the accuracy of acquiring the eye image is improved.
And 106, decrypting the acquired encrypted first eye information, and comparing the decrypted first eye information with the characteristic eye information which is stored in a safety threshold value judging module of the electronic equipment in advance.
And step 108, if the eye information decrypted by the first eye information is matched with the characteristic eye information, executing payment transaction.
Furthermore, it should be noted that, in one embodiment, a payment method further includes: if the eye information decrypted by the first eye information is matched with the characteristic eye information, receiving and filling a to-be-filled complete mobile phone number displayed on the display screen of the electronic equipment; and when the filled complete mobile phone number is consistent with the mobile phone number which is stored in the cloud and is bound by the payment user aiming at the preselected payment channel in advance, executing the payment transaction. Thus, the security of payment is improved.
In addition, in an embodiment, it should be further noted that a payment method related to the present disclosure further includes: determining a target display state of the display screen according to the acquired eye image; the target display state is displayed according to a preset display angle; and controlling the display screen to display according to the target display state. Specifically, determining the target display state of the display screen according to the acquired eye image includes: determining an eye reference direction according to the eye image obtained by identification; and determining the target display state of the display screen according to the angle relationship between the projection of the eye reference direction on the display screen and the target coordinate axis in the display screen coordinate system in the clockwise direction or the anticlockwise direction. The center of the display screen coordinate system is the same as that of the display screen, the display screen coordinate system comprises an x axis parallel to the length direction of the display screen and a y axis parallel to the width direction of the display screen, and the target coordinate axis is the x axis or the y axis. Therefore, the payment accuracy and flexibility are improved.
Further, in an embodiment, it should be further noted that, a payment method according to the present disclosure further includes: if the eye information decrypted by the first eye information is not matched with the characteristic eye information, receiving and filling registration information displayed by the electronic equipment; and when the submitted registration information is judged to exist, the indicating lamp of the electronic equipment completes indicating operation. Therefore, the safety and flexibility of payment are improved.
And it can be understood that the electronic equipment suitable for the payment method comprises an indicator light which is electrically connected with the control module. If the eye information decrypted by the first eye information is matched with the characteristic eye information, the control module controls the indicator light to indicate that the eye verification is successful; and if the eye information decrypted by the first eye information is not matched with the characteristic eye information, the control module controls the indicator light to indicate that the eye verification fails. Therefore, the usability and the safety of payment are improved.
The invention provides a payment method, which comprises the steps of receiving a payment transaction instruction and receiving an eye image and a depth information acquisition instruction corresponding to the eye image; controlling the 3D structured light recognition module to complete encrypted first eye information acquisition operation of a payment user according to the eye image and the depth information acquisition instruction corresponding to the eye image; decrypting the collected encrypted first eye information, and comparing the decrypted first eye information with the characteristic eye information which is stored in a safety threshold value judging module of the electronic equipment in advance; and if the eye information decrypted by the first eye information is matched with the characteristic eye information, executing payment transaction. The method can complete payment operation quickly, accurately and safely.
Based on the same inventive concept, a payment device is also provided. Because the principle of solving the problems of the device is similar to that of the payment method, the implementation of the device can be realized according to the specific steps of the method, and repeated parts are not described again.
Fig. 2 is a schematic structural diagram of a payment device in an embodiment. The payment apparatus 10 includes: the system comprises an instruction receiving module 200, an acquisition module 400, a comparison module 600 and a payment execution module 800.
The instruction receiving module 200 is configured to receive a payment transaction instruction and receive an eye image and a depth information obtaining instruction corresponding to the eye image; the acquisition module 400 is configured to control the 3D structured light recognition module to complete an encrypted first eye information acquisition operation of a payment user according to the eye image and the depth information acquisition instruction corresponding to the eye image; the comparison module 600 is configured to decrypt the acquired encrypted first eye information, and compare the decrypted first eye information with feature eye information that is pre-stored in a security threshold determination module that is built in the electronic device; the payment executing module 800 is configured to execute a payment transaction if the eye information decrypted by the first eye information matches the characteristic eye information.
The invention provides a payment device, which comprises an instruction receiving module, an image acquisition module and a display module, wherein the instruction receiving module is used for receiving a payment transaction instruction and receiving an eye image and a depth information acquisition instruction corresponding to the eye image; then, controlling the 3D structured light recognition module to complete encrypted first eye information acquisition operation of a payment user according to the eye image and the depth information acquisition instruction corresponding to the eye image through an acquisition module; the collected encrypted first eye information is decrypted through a comparison module and compared with the characteristic eye information which is stored in a safety threshold value judgment module of the electronic equipment in advance; and finally, executing payment transaction if the eye information decrypted by the first eye information is matched with the characteristic eye information through a payment execution module. The device can accomplish payment operation fast, accurately and safely.
An embodiment of the present invention further provides a computer-readable storage medium, where a computer program is stored on the computer-readable storage medium, and the computer program is executed by the processor in fig. 1.
The embodiment of the invention also provides a computer program product containing the instruction. Which when run on a computer causes the computer to perform the method of fig. 1 described above.
It will be understood by those skilled in the art that all or part of the processes of the methods of the embodiments described above can be implemented by a computer program, which can be stored in a computer-readable storage medium, and when executed, can include the processes of the embodiments of the methods described above. The storage medium may be a magnetic disk, an optical disk, a Read-Only Memory (ROM), a Random Access Memory (RAM), or the like.
The above-mentioned embodiments only express several embodiments of the present invention, and the description thereof is more specific and detailed, but not construed as limiting the scope of the present invention. It should be noted that, for a person skilled in the art, several variations and modifications can be made without departing from the inventive concept, which falls within the scope of the present invention. Therefore, the protection scope of the present patent shall be subject to the appended claims.
The foregoing describes the general principles of the present disclosure in conjunction with specific embodiments, however, it is noted that the advantages, effects, etc. mentioned in the present disclosure are merely examples and are not limiting, and they should not be considered essential to the various embodiments of the present disclosure. Furthermore, the foregoing disclosure of specific details is for the purpose of illustration and description and is not intended to be limiting, since the disclosure is not intended to be limited to the specific details so described.
The block diagrams of devices, apparatuses, systems referred to in this disclosure are only given as illustrative examples and are not intended to require or imply that the connections, arrangements, configurations, etc. must be made in the manner shown in the block diagrams. These devices, apparatuses, devices, systems may be connected, arranged, configured in any manner, as will be appreciated by those skilled in the art. Words such as "including," "comprising," "having," and the like are open-ended words that mean "including, but not limited to," and are used interchangeably therewith. The words "or" and "as used herein mean, and are used interchangeably with, the word" and/or, "unless the context clearly dictates otherwise. The word "such as" is used herein to mean, and is used interchangeably with, the phrase "such as but not limited to".
Also, as used herein, the use of "or" in a list of items beginning with "at least one" indicates a separate list, e.g., "A, B or at least one of C" means A or B or C, or AB or AC or BC, or ABC (i.e., A and B and C). Furthermore, the word "exemplary" does not mean that the described example is preferred or better than other examples.
The foregoing description has been presented for purposes of illustration and description. Furthermore, this description is not intended to limit embodiments of the disclosure to the form disclosed herein. While a number of example aspects and embodiments have been discussed above, those of skill in the art will recognize certain variations, modifications, alterations, additions and sub-combinations thereof.
Claims (10)
1. The payment method is applied to electronic equipment and is characterized in that a double-sided asynchronous liquid crystal display assembly is arranged on the electronic equipment, the double-sided asynchronous liquid crystal display assembly comprises a display screen and a 3D structure optical identification module, and the method comprises the following steps:
receiving a payment transaction instruction and receiving an eye image and a depth information acquisition instruction corresponding to the eye image;
controlling the 3D structured light recognition module to complete encrypted first eye information acquisition operation of a payment user according to the eye image and the depth information acquisition instruction corresponding to the eye image;
decrypting the collected encrypted first eye information, and comparing the decrypted first eye information with the characteristic eye information which is stored in a safety threshold value judging module of the electronic equipment in advance;
and if the eye information decrypted by the first eye information is matched with the characteristic eye information, executing payment transaction.
2. The payment method according to claim 1, wherein the payment transaction instruction is an instruction sent when a control module built in the electronic device receives a payment transaction from a security threshold determination module built in the electronic device.
3. A payment method as recited in claim 1, further comprising: if the eye information decrypted by the first eye information is matched with the characteristic eye information, receiving and filling a to-be-filled complete mobile phone number displayed on the display screen of the electronic equipment;
and when the filled complete mobile phone number is consistent with the mobile phone number which is stored in the cloud and is bound by the payment user aiming at the preselected payment channel in advance, executing the payment transaction.
4. A payment method as recited in claim 1, further comprising: determining a target display state of the display screen according to the acquired eye image; the target display state is displayed according to a preset display angle;
and controlling the display screen to display according to the target display state.
5. The payment method according to claim 4, wherein the determining the target display state of the display screen according to the acquired eye image comprises: determining an eye reference direction according to the eye image obtained by identification;
and determining the target display state of the display screen according to the angle relationship between the projection of the eye reference direction on the display screen and the target coordinate axis in the display screen coordinate system in the clockwise direction or the anticlockwise direction.
6. A payment method as claimed in claim 5, wherein the centre of the display screen coordinate system is the same as the centre of the display screen, the display screen coordinate system comprises an x-axis parallel to the length direction of the display screen and a y-axis parallel to the width direction of the display screen, and the target coordinate axis is either the x-axis or the y-axis.
7. The payment method as claimed in claim 1, wherein the display screen includes a cover plate and a light emitting module stacked on the cover plate, the cover plate has a transparent region and a non-transparent region, the display screen displays images through the transparent region, the light emitting module has a main body portion and a bending portion, the main body portion has a light emitting surface facing the transparent region, the light emitting surface is parallel to the cover plate, the bending portion is connected to an edge of the main body portion adjacent to the non-transparent region, and the bending portion is arched in a direction away from the cover plate to form a gap with the non-transparent region.
8. A payment method as recited in claim 1, wherein the electronic device further comprises an indicator light electrically connected to the control module, the method further comprising:
if the eye information decrypted by the first eye information is matched with the characteristic eye information, the control module controls the indicator light to indicate that the eye verification is successful;
and if the eye information decrypted by the first eye information is not matched with the characteristic eye information, the control module controls the indicator light to indicate that the eye verification fails.
9. A payment method as recited in claim 1, further comprising: if the eye information decrypted by the first eye information is not matched with the characteristic eye information, receiving and filling registration information displayed by the electronic equipment;
and when the submitted registration information is judged to exist, the indicating lamp of the electronic equipment completes indicating operation.
10. A payment device, the device comprising:
the instruction receiving module is used for receiving a payment transaction instruction and receiving an eye image and a depth information acquisition instruction corresponding to the eye image;
the acquisition module is used for controlling the 3D structured light recognition module to finish encrypted first eye information acquisition operation of a payment user according to the eye image and the depth information acquisition instruction corresponding to the eye image;
the comparison module is used for decrypting the acquired encrypted first eye information and comparing the decrypted first eye information with the characteristic eye information which is stored in the safety threshold value judgment module of the electronic equipment in advance;
and the payment execution module is used for executing payment transaction if the eye information decrypted by the first eye information is matched with the characteristic eye information.
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| CN202010051711.7A CN111260370A (en) | 2020-01-17 | 2020-01-17 | Payment method and device |
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