CN111160883B - Networking and collecting system based on aggregated two-dimension codes, networking and collecting method based on aggregated two-dimension codes and storage medium - Google Patents
Networking and collecting system based on aggregated two-dimension codes, networking and collecting method based on aggregated two-dimension codes and storage medium Download PDFInfo
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- CN111160883B CN111160883B CN201911404630.4A CN201911404630A CN111160883B CN 111160883 B CN111160883 B CN 111160883B CN 201911404630 A CN201911404630 A CN 201911404630A CN 111160883 B CN111160883 B CN 111160883B
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- 230000006855 networking Effects 0.000 title claims abstract description 53
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- 238000012544 monitoring process Methods 0.000 claims abstract description 54
- 238000011144 upstream manufacturing Methods 0.000 claims abstract description 22
- 230000004931 aggregating effect Effects 0.000 claims abstract description 8
- 230000002776 aggregation Effects 0.000 claims description 24
- 238000004220 aggregation Methods 0.000 claims description 24
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/327—Short range or proximity payments by means of M-devices
- G06Q20/3276—Short range or proximity payments by means of M-devices using a pictured code, e.g. barcode or QR-code, being read by the M-device
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Abstract
The application discloses an networking and collecting system based on an aggregated two-dimension code, a method thereof and a storage medium, wherein the system comprises a monitoring platform for completing networking and collecting operations of a first user by aggregating the two-dimension code, a collecting platform for acquiring a payment mode of a second user by aggregating the two-dimension code and returning to a payment page, and an upstream platform for completing payment settlement; the system firstly authenticates and activates the network access application of the first user, and then collects money according to the payment operation of the second user. According to the application, the aggregated two-dimension code comprises the terminal equipment number and the URL information, the monitoring platform can complete the network access and collection operation of the first user through the aggregated two-dimension code, so that the manual access degree is reduced, and the network access application of the first user is not limited by time and space; and the cashing platform acquires the payment mode of the second user through the aggregated two-dimension code and returns to the payment page, so that the second user directly scans the aggregated two-dimension code to rapidly finish payment. The application can be widely applied to the field of electronic payment.
Description
Technical Field
The application relates to the field of electronic payment, in particular to an internet access and collection system based on an aggregated two-dimension code, a method thereof and a storage medium.
Background
The entity merchant is convenient and quick in an electronic collection mode, and is widely applied in actual life. The current entity merchant network access electronic payment system comprises the following procedures: the payment mechanism salesmen collect the business information to be accessed to the network and the salesmen input the collected business information into the electronic payment system; the business information in the branch company pre-examination system is subjected to wind control primary examination; the merchant management department carries out final examination; setting a payment related service by a salesman; the merchant management part activates and starts related services; debugging terminal equipment, docking a cash register and other order receiving modes; the merchant conducts a collection transaction. In addition, the payment modes of users are various, and the system cannot automatically identify; therefore, the user needs to pay attention to public numbers, life numbers, and the like before paying.
The merchant online electronic payment system and the payment process have the following problems: the staff of different departments are involved from the collection, input and verification of merchant information to the activation, so that more manpower is required to be consumed; from data submission to activation, the related processes are more, and the waiting time is long; firstly, collecting data offline, and then entering the data to a system background, wherein the data is limited by time and space; the user needs to pay attention to various public numbers or life numbers to finish payment, so that the user experience is poor.
Disclosure of Invention
In view of the above, an object of the embodiments of the present application is to provide an internet access and collection system based on aggregated two-dimensional codes, a method thereof and a storage medium thereof. According to the application, the two-dimension codes are aggregated to gather the merchant network access and collection information, so that the merchant can rapidly complete network access, and the user can directly scan and pay, thereby achieving good user experience.
In a first aspect, an embodiment of the present application provides an internet access and collection system based on an aggregated two-dimensional code, including a monitoring platform, a cashing platform and an upstream platform;
the monitoring platform is used for completing the networking and collection operation of the first user through the embedded aggregation two-dimensional code of the terminal equipment; the aggregated two-dimensional code information comprises terminal equipment numbers and URL information;
the cashier platform is used for acquiring a payment mode of the second user through the aggregation two-dimensional code and returning to a payment page;
and the upstream platform is used for completing payment settlement according to the payment request.
In a second aspect, an embodiment of the present application provides a network access method of a network access and collection system based on an aggregated two-dimensional code, including the following steps:
the monitoring platform acquires registration information of a first user through the aggregation two-dimensional code, and binds the terminal equipment number and the first user;
the monitoring platform authenticates the registration information;
and if the authentication is correct, activating the terminal equipment corresponding to the first user, and storing the registration information of the first user.
In an alternative embodiment, the monitoring platform authenticates the registration information, including the steps of:
the monitoring platform judges whether the registration information of the first user meets the requirement according to the registration conditions preset by the system; the first registration information comprises a bank card and identity information;
when the registration information of the first user meets the requirement, checking the bank card and the identity information in the registration information;
when the bank card and the identity information are checked without errors, the authentication is not performed with errors.
In an alternative embodiment, the aggregate two-dimensional code information further includes a business template.
In an alternative embodiment, the acquiring means of the registration information includes a payment APP swipe-scan means.
In a third aspect, an embodiment of the present application provides a collection method of an internet access and collection system based on an aggregated two-dimensional code, including the following steps:
the monitoring platform receives an access request of the second user, wherein the access request is acquired by the second user through scanning the aggregated two-dimensional code;
the monitoring platform confirms whether the terminal equipment is activated or not according to the aggregated two-dimension code;
when the terminal equipment is activated, acquiring the terminal equipment number and returning payment URL information to the second user;
the cashier platform acquires the payment mode of the second user according to the payment URL information and returns a payment page to the second user;
the cashier platform acquires the payment confirmation of the second user and initiates a payment request to the monitoring platform along with the terminal equipment number;
and the monitoring platform issues an order payment to the upstream platform according to the payment request so as to complete payment settlement.
In an alternative embodiment, after the monitoring platform issues a payment to the upstream platform according to the payment request to complete payment settlement, the method further includes the steps of:
and the upstream platform sends a payment result to the monitoring platform, the cashier platform and the second user.
In a fourth aspect, an embodiment of the present application provides an internet access and collection system based on an aggregated two-dimensional code, including:
at least one processor;
at least one memory for storing at least one program;
and when the at least one program is executed by the at least one processor, the at least one processor realizes the networking or collecting method of the networking and collecting system based on the aggregated two-dimensional codes.
In a fifth aspect, embodiments of the present application provide a storage medium having stored therein processor-executable instructions which, when executed by a processor, are configured to perform the above-described method of logging or collecting for an aggregated two-dimensional code based logging and collecting system.
In a sixth aspect, an embodiment of the present application provides an aggregation two-dimensional code-based network access and collection system, including a terminal device and a computer device connected with the terminal device; wherein,
the terminal equipment is used for embedding and aggregating the two-dimensional codes;
the computer device includes:
at least one processor;
at least one memory for storing at least one program;
and when the at least one program is executed by the at least one processor, the at least one processor realizes the networking or collecting method of the networking and collecting system based on the aggregated two-dimensional codes.
The embodiment of the application has the following beneficial effects: according to the networking and collecting system based on the aggregated two-dimension code, which is provided by the application, the aggregated two-dimension code information comprises the terminal equipment number and the URL information, so that the monitoring platform can complete networking and collecting operation of the first user through the aggregated two-dimension code, the manual participation degree is reduced, the first user can complete networking application anytime and anywhere without long-time waiting; meanwhile, the cashier platform acquires the payment mode of the second user through the two-dimension code aggregation and returns a payment page, so that the second user can directly scan the two-dimension code aggregation to rapidly finish payment.
Drawings
FIG. 1 is a block diagram of an networking and collection system based on aggregated two-dimension codes according to an embodiment of the present application;
fig. 2 is a schematic flow chart of a networking method of a networking and collecting system based on an aggregated two-dimensional code according to an embodiment of the present application;
fig. 3 is a flow chart of a collection method of an internet access and collection system based on an aggregated two-dimensional code according to an embodiment of the present application.
Detailed Description
The application will now be described in further detail with reference to the drawings and to specific examples. The step numbers in the following embodiments are set for convenience of illustration only, and the order between the steps is not limited in any way, and the execution order of the steps in the embodiments may be adaptively adjusted according to the understanding of those skilled in the art.
As shown in fig. 1, the embodiment of the application provides an internet access and collection system based on an aggregation two-dimensional code, which comprises a monitoring platform, a collection platform and an upstream platform;
the monitoring platform is used for completing the networking and collection operation of the first user through the embedded aggregation two-dimensional code of the terminal equipment; the aggregate two-dimensional code information comprises terminal equipment number and URL (Uniform Resource Locator ) information, wherein the URL information is network address information;
the cashier platform is used for acquiring a payment mode of the second user through the aggregation two-dimensional code and returning to a payment page;
and the upstream platform is used for completing payment settlement according to the payment request.
It should be noted that, the terminal device is a physical hardware, the aggregate two-dimensional code is embedded in the terminal device, the terminal device number and the URL information are fused together when the terminal device is produced by the manufacturer, that is, each terminal device has a unique aggregate two-dimensional code and the aggregate two-dimensional code contains the device number and the URL information; the URL information is an H5 interface for first user registration or terminal equipment binding. In the present application, the first user may be understood as a merchant, and the second user may be understood as a payer or a customer. The first user and the second user can be linked to the monitoring platform through the scanning aggregation two-dimensional code, and the second user can be linked to the cashing platform through the payment page.
Firstly, a merchant performs network access application and fills in application data by scanning and aggregating two-dimension codes, a monitoring platform automatically checks the filled data, if the check passes, the merchant finishes network access operation, and a payer or a customer can perform scanning payment by aggregating the two-dimension codes; after scanning and aggregating the two-dimensional codes through the payment APP, such as WeChat, payment treasured or Unionpay APP, the cashier platform judges the payment mode of the payer or the customer, and returns to the corresponding payment interface to enable the payer or the customer to finish payment confirmation operation, and the cashier platform finishes ordering payment to the upstream platform through the monitoring platform.
The embodiment of the application has the following beneficial effects: according to the networking and collecting system based on the aggregated two-dimension code, which is provided by the application, the aggregated two-dimension code information comprises the terminal equipment number and the URL information, so that the monitoring platform can complete networking and collecting operation of the first user through the aggregated two-dimension code, the manual participation degree is reduced, the first user can complete networking application anytime and anywhere without long-time waiting; meanwhile, the cashier platform acquires the payment mode of the second user through the two-dimension code aggregation and returns a payment page, so that the second user can directly scan the two-dimension code aggregation to rapidly finish payment.
As shown in fig. 2, the embodiment of the application further provides a network access method of a network access and collection system based on the aggregated two-dimensional code, which comprises the following steps:
the monitoring platform acquires registration information of a first user through an aggregation two-dimensional code embedded in a terminal device, and binds the terminal device number and the first user;
the monitoring platform authenticates the registration information;
and if the authentication is correct, activating the terminal equipment of the first user and storing the registration information of the first user.
In an alternative embodiment, the monitoring platform authenticates the registration information, including the steps of:
the monitoring platform judges whether the registration information of the first user meets the requirement according to the registration conditions preset by the system; the first registration information comprises a bank card and identity information;
when the registration information of the first user meets the requirement, checking the bank card and the identity information in the registration information;
when the bank card and the identity information are checked without errors, the authentication is not performed with errors.
Specifically, in fig. 2, the solid line indicates a request, the dotted line indicates a return of a result, and the generating process of the terminal device and the aggregated two-dimensional code is as follows: the monitoring platform gives a production instruction to a manufacturer according to the requirement, the manufacturer stores the production instruction in a system warehouse after finishing production, and the terminal equipment is given to an agent according to an actual requirement system, so that the agent can develop a multi-stage agent to expand the application range of the equipment.
The first user's network access procedure is as follows: the first user scans the embedded aggregate two-dimensional code of the terminal equipment and submits the information of the networking data, wherein the information of the networking data comprises certificate data, contact person contact information, basic information of a merchant store, business license information, legal person or operator information, settlement mode, payment business and the like. Wherein, the certificate data comprises photos of business places, legal certificates, business licenses, bank cards and the like. And the payment business comprises a WeChat, a payment bank, a Unionpay and other payment modes. If the user is the stock user, the registration is completed, the user can directly log in, and the terminal equipment number and the first user are bound. If the user is a new registered user, binding the terminal equipment number with the first user, and authenticating and checking the network access information submitted by the first user by the monitoring platform according to a network access template preset by the system and the required content; when the requirements are met, checking the bank card and the identity information through a third party authentication mechanism; when the bank card and the identity information are checked correctly, authentication is correct, the first user registration is completed, the system activates the terminal equipment of the first user, and an activation notification is issued to the first user. The first user's network access application data can also be approved by the agent, if the approval is qualified, the terminal device of the first user is directly activated.
In an alternative embodiment, the aggregate two-dimensional code information further includes a business template.
Specifically, the service template includes a service range, a service deduction rate, and the like of the first user.
In an alternative embodiment, the acquiring means of the registration information includes a payment APP swipe-scan means.
Specifically, the first user can complete the submission of the networking data and the binding of the terminal equipment through the scanning and aggregation of the two-dimension codes by the payment APP, wherein the payment APP comprises WeChat, payment treasures and other electronic payment wallets.
As shown in fig. 3, the embodiment of the application further provides a collection method of the networking and collection system based on the aggregated two-dimensional code, which comprises the following steps:
the monitoring platform receives an access request of the second user, wherein the access request is acquired by the second user through scanning an embedded aggregation two-dimensional code of the terminal equipment;
the monitoring platform confirms whether the terminal equipment is activated or not according to the aggregated two-dimension code;
when the terminal equipment is activated, acquiring the terminal equipment number and returning payment URL information to the second user;
the cashier platform acquires the payment mode of the second user according to the payment URL information and returns a payment page to the second user;
the cashier platform acquires the payment confirmation of the second user and initiates a payment request to the monitoring platform along with the terminal equipment number;
and the monitoring platform issues an order payment to the upstream platform according to the payment request so as to complete payment settlement.
Specifically, the solid line in fig. 3 represents a request, and the broken line represents a return. Firstly, a second user scans the aggregation two-dimensional code to open a browser, accesses a monitoring platform through the browser, and confirms that terminal equipment corresponding to the scanned aggregation two-dimensional code is activated through the monitoring platform; the monitoring platform acquires the terminal equipment number and returns the payment URL information and the terminal equipment number to the second user; the second user jumps to the cash register according to the received payment URL information, the cash register judges the payment mode of the second user, such as payment modes of a payment bank, a WeChat or a Unionpay, and the like, and returns a payment page to the second user after confirmation; the second user confirms the payment operation on the presented payment page, and returns to the cashier platform after confirmation, and the cashier platform carries the terminal equipment number to initiate a payment request to the monitoring platform; and the monitoring platform issues an order to the upstream platform for payment according to the payment request so as to complete payment settlement. Upstream platforms may be understood as silver-linked, network-linked or other intermediate forwarding bridge structures. The cashier platform can be understood as a payment gateway, and the cashier platform, the monitoring platform and the upstream platform are connected through interfaces.
In an alternative embodiment, after the monitoring platform issues a payment to the upstream platform according to the payment request to complete payment settlement, the method further includes the steps of:
and the upstream platform sends a payment result to the monitoring platform, the cashier platform and the second user.
Specifically, the upstream platform informs the monitoring platform, the cashier platform and the second user of the payment result through asynchronism. The second user terminal can also automatically initiate a request for inquiring the payment result to the monitoring platform, and the monitoring platform sends information of successful payment or failure payment to the second user terminal according to the request.
The embodiment of the application also provides an internet access and collection system based on the aggregated two-dimension code, which comprises the following steps:
at least one processor;
at least one memory for storing at least one program;
and when the at least one program is executed by the at least one processor, the at least one processor realizes the networking or collecting method of the networking and collecting system based on the aggregated two-dimensional codes.
It can be seen that the content in the above system embodiment is applicable to the present system embodiment, and the functions specifically implemented by the present system embodiment are the same as those of the above system embodiment, and the beneficial effects achieved by the present system embodiment are the same as those achieved by the above system embodiment.
The embodiment of the application also provides a storage medium, wherein the storage medium stores processor-executable instructions, and the processor-executable instructions are used for executing the networking or collecting method of the networking and collecting system based on the aggregated two-dimension codes when being executed by a processor.
Similarly, the content in the above system embodiment is applicable to the present storage medium embodiment, and the specific functions of the present storage medium embodiment are the same as those of the above system embodiment, and the achieved beneficial effects are the same as those of the above system embodiment.
The embodiment of the application also provides an networking and collecting system based on the aggregated two-dimension code, which comprises terminal equipment and computer equipment connected with the terminal equipment; wherein,
the terminal equipment is used for embedding and aggregating the two-dimensional codes;
the computer device includes:
at least one processor;
at least one memory for storing at least one program;
and when the at least one program is executed by the at least one processor, the at least one processor realizes the networking or collecting method of the networking and collecting system based on the aggregated two-dimensional codes.
Specifically, for the terminal device, it is mainly implemented by physical hardware, and may specifically include an embedded aggregated two-dimensional code; for the computer device, it may be a different type of electronic device, including but not limited to a terminal such as a desktop computer, a laptop computer, and the like.
It can be seen that the content in the above method embodiment is applicable to the system embodiment, and the functions specifically implemented by the system embodiment are the same as those of the method embodiment, and the beneficial effects achieved by the method embodiment are the same as those achieved by the method embodiment.
While the preferred embodiment of the present application has been described in detail, the application is not limited to the embodiment, and various equivalent modifications and substitutions can be made by those skilled in the art without departing from the spirit of the application, and these equivalent modifications and substitutions are intended to be included in the scope of the present application as defined in the appended claims.
Claims (10)
1. The networking and collecting system based on the aggregation two-dimension codes is characterized by comprising a monitoring platform, a cashing platform and an upstream platform;
the monitoring platform is used for completing the network access and collection operation of a first user through the embedded aggregation two-dimensional code of the terminal equipment, and specifically comprises the following steps: issuing a production instruction of the aggregated two-dimension code to a manufacturer, checking network access data submitted by a first user, confirming whether the terminal equipment is activated, receiving a payment request initiated by a cashing platform and issuing a bill to the upstream platform for payment according to the payment request; the aggregated two-dimensional code information comprises terminal equipment numbers and URL information;
the cashier platform is used for acquiring a payment mode of the second user through the aggregation two-dimensional code and returning to a payment page;
and the upstream platform is used for completing payment settlement according to the payment request.
2. The networking method of the networking and collecting system based on the aggregated two-dimensional codes as claimed in claim 1, which is characterized by comprising the following steps:
the monitoring platform acquires registration information of a first user through the aggregation two-dimensional code, and binds the terminal equipment number and the first user;
the monitoring platform authenticates the registration information;
and if the authentication is correct, activating the terminal equipment corresponding to the first user, and storing the registration information of the first user.
3. The networking method of the networking and collecting system based on the aggregated two-dimensional code according to claim 2, wherein the monitoring platform authenticates the registration information, comprising the steps of:
the monitoring platform judges whether the registration information of the first user meets the requirement according to the registration conditions preset by the system; the first registration information comprises a bank card and identity information;
when the registration information of the first user meets the requirement, checking the bank card and the identity information in the registration information;
when the bank card and the identity information are checked without errors, the authentication is not performed with errors.
4. The networking method of the networking and collecting system based on the aggregated two-dimensional codes according to claim 2, wherein the aggregated two-dimensional code information further comprises a service template.
5. The networking method of the networking and collecting system based on the aggregated two-dimensional codes according to claim 2, wherein the acquisition mode of the registration information comprises a payment APP scanning mode.
6. The collecting method of the networking and collecting system based on the aggregated two-dimensional codes as set forth in claim 1, comprising the following steps:
the monitoring platform receives an access request of the second user, wherein the access request is acquired by the second user through scanning the aggregated two-dimensional code;
the monitoring platform confirms whether the terminal equipment is activated or not according to the aggregated two-dimension code;
when the terminal equipment is activated, acquiring the terminal equipment number and returning payment URL information to the second user;
the cashier platform acquires the payment mode of the second user according to the payment URL information and returns a payment page to the second user;
the cashier platform acquires the payment confirmation of the second user and initiates a payment request to the monitoring platform along with the terminal equipment number;
and the monitoring platform issues an order payment to the upstream platform according to the payment request so as to complete payment settlement.
7. The method for collecting money based on two-dimensional code aggregation network and collecting money according to claim 6, wherein after the monitoring platform issues a payment to the upstream platform according to the payment request to complete payment settlement, further comprising the steps of:
and the upstream platform sends a payment result to the monitoring platform, the cashier platform and the second user.
8. Networking and collection system based on aggregate two-dimensional code, its characterized in that includes:
at least one processor;
at least one memory for storing at least one program;
when the at least one program is executed by the at least one processor, the at least one processor implements the networking method of the networking and collection system based on the aggregated two-dimensional code according to any one of claims 2 to 5 or the collection method of the networking and collection system based on the aggregated two-dimensional code according to any one of claims 6 to 7.
9. A storage medium having stored therein processor-executable instructions which, when executed by a processor, are for performing the method of networking and cashing in a two-dimensional code based on aggregation networking and cashing system according to any one of claims 2-5 or the method of cashing in a two-dimensional code based on aggregation networking and cashing system according to any one of claims 6-7.
10. The networking and collecting system based on the aggregated two-dimension code is characterized by comprising terminal equipment and computer equipment connected with the terminal equipment; wherein,
the terminal equipment is used for embedding and aggregating the two-dimensional codes;
the computer device includes:
at least one processor;
at least one memory for storing at least one program;
when the at least one program is executed by the at least one processor, the at least one processor implements the networking method of the networking and collection system based on the aggregated two-dimensional code according to any one of claims 2 to 5 or the collection method of the networking and collection system based on the aggregated two-dimensional code according to any one of claims 6 to 7.
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| CN109191108A (en) * | 2018-08-07 | 2019-01-11 | 广东蓝蜜蜂信息技术有限公司 | Two dimensional code polymerization payment system and its working method based on block chain |
| CN109711510A (en) * | 2018-09-06 | 2019-05-03 | 天翼电子商务有限公司 | A kind of system and method for widening trade company's quiet code versatility |
| CN110443604A (en) * | 2019-08-07 | 2019-11-12 | 厦门市思芯微科技有限公司 | A kind of two dimensional code cash collecting system and method |
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