CN111144999B - Electronic certificate transaction system and method based on ownership and use rights - Google Patents

Electronic certificate transaction system and method based on ownership and use rights Download PDF

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CN111144999B
CN111144999B CN201911423495.8A CN201911423495A CN111144999B CN 111144999 B CN111144999 B CN 111144999B CN 201911423495 A CN201911423495 A CN 201911423495A CN 111144999 B CN111144999 B CN 111144999B
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尚锋
任洁
尚济宽
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    • G06Q30/0201—Market modelling; Market analysis; Collecting market data
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    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
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    • G06Q30/00—Commerce
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    • G06Q30/0601—Electronic shopping [e-shopping]
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    • G06Q30/06—Buying, selling or leasing transactions
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0645—Rental transactions; Leasing transactions

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Abstract

The invention discloses an electronic certificate transaction system and a method thereof based on ownership and use rights, which belong to the technical field of electronic payment and comprise a cloud platform system, an artificial intelligent system, a user side and an asset identification device, and solve the technical problem of providing digitized image certificates for ownership and use rights, thereby realizing larger-scale asset sharing, saving social resources and promoting green development and the value-keeping and value-increasing functions of user assets. The invention provides an asset ownership and use right management and convenient transaction method, a user can master the configuration condition and the use state of own assets through the system, analyze the change trend of asset value and provide asset value-keeping and value-adding schemes; the user can know the property state of the property shared or to be transacted by other users through the electronic certificate transaction function of the system, the transfer of property ownership or use right is completed, and the certificate is timely and rapidly provided for property ownership and use right through the certificate database.

Description

Electronic certificate transaction system and method based on ownership and use rights
Technical Field
The invention belongs to the technical field of electronic payment, and relates to an electronic certificate transaction system and method based on ownership and use rights.
Background
The modern society is a society with extremely rich commodity, and along with technological progress and improvement of the living standard of people, various commodity types are various, and the changing speed is continuously accelerated. The number of assets in a family and an enterprise organization is in what use state, and the number of funds deposited therein is very difficult to manage only by simple financial accounting, so that more visual management and analysis are urgently needed by dynamic, intelligent and visual software, and particularly, the service life of the commodity is obviously prolonged along with the continuous improvement of the commodity quality, the actual use period is continuously shortened, and a large amount of funds are deposited in the assets by individuals and enterprises, thereby not only bringing economic loss, but also causing resource waste. According to the national economic development strategy of sharing, automobiles, civilians, second-hand transaction websites and the like are further developed through B2C, so that second-hand commodity exchange is promoted, and a part of idle assets are coiled.
However, the use state of the asset can not form a complete information chain all the time, which causes the concern of purchasing or sharing second-hand commodities. Even illegal products with unknown routes directly cause loss to users.
When selling or sharing assets to other people in life, the ownership person may bear larger loss when disputes occur because the ownership person cannot be defined quickly and lacks a convenient way of defining responsibility and obligation of both parties. Even if the article is lost, it is difficult to timely prove ownership of the lost article. These are all because ownership and usage of the asset lacks a convenient way of trading and vouchers.
Disclosure of Invention
The invention aims to provide an electronic certificate transaction system and a method based on ownership and use rights, which solve the technical problem of providing digitized image certificates for ownership and use rights.
In order to achieve the above purpose, the invention adopts the following technical scheme:
an electronic certificate transaction system based on ownership and use rights comprises a cloud platform system, an artificial intelligent system, a user side and an asset identification device, wherein the cloud platform system, the artificial intelligent system and the user side are all communicated through the Internet;
establishing a user management unit, an asset management unit, a credential database and an electronic credential transaction module in a cloud platform system;
the user management unit is used for carrying out identity authentication on an organization or a person carrying out digital management on the asset, and storing authenticated organization information or personal identity information in the credential database;
the asset management unit is used for managing the asset information uploaded by the user, identifying and storing the characteristic information and important information of the asset, wherein the characteristic information comprises identification device information, appearance and key structure images, equipment MAC (media access control) addresses and serial code characteristics, the important information comprises purchase certificates, purchase transaction records and logistics information, and the asset management unit determines the relationship between the asset and the identification information through the characteristic information and the important information;
the credential database is used for storing the association information between the user information and the identification information so as to determine the right relation between the user and the asset and provide the electronic credential of the relation between the user and the asset;
the electronic certificate transaction module is used for displaying asset identification information, image data, purchase certificates, purchase transaction records, user evaluation, logistics information and current use state of the proposed ownership or shared use right;
establishing an identification information generation system, an asset value modeling system, an asset transaction traceability system and an asset structure analysis unit in an artificial intelligence system;
the identification information generation system is used for assigning unique identification information to the asset, wherein the identification information is digital codes, graphic codes, electromagnetic information or chemical information;
the asset value modeling system utilizes a convolutional neural network deep learning technology to build an asset value model from multiple dimensions of appearance integrity, structural integrity, functional integrity, marketing time, purchasing time and after-sales service by learning transaction data and asset management unit data of similar assets in the electronic certificate transaction module, so as to form an asset value multidimensional weight analysis, generate a price change curve, predict the transaction price of the asset and generate an asset value change curve;
the asset transaction traceability system is used for comparing information materials of the asset management units by tracking asset identification information and associated transaction information, verifying the integrity and consistency of an asset transaction chain and providing a requirement for verifying missing information for the asset management units;
the asset structure analysis unit is used for predicting the transaction price of the asset by summarizing the user credential database information and calling the asset value modeling system, and summarizing to form a user asset value summary table, a change trend diagram and an asset value-keeping and value-adding scheme;
the user side is used for scanning or identifying the asset identification device, reading the identification information, linking the identification information to the cloud platform system, displaying the basic attribute and information of the asset, and providing a port for purchasing or sharing the asset;
the asset identification device is arranged on the asset and is used for storing identification information of the asset;
preferably, the electronic certificate transaction module is further used for displaying records of property owners and use owners for transaction and sharing of assets and user evaluation information, and providing decision basis for purchase or sharing of other users.
Preferably, the artificial intelligence system is deployed in the cloud platform system.
Preferably, the user terminal is a smart phone or other equipment with the functions of scanning and reading information of the asset identification device and communication.
Preferably, the identification information of the asset includes graphic information and smell information remained on the surface of the asset by using a laser etching, physical etching or chemical etching technology, an IMEI code of the mobile device, and electromagnetic identification information identified by an RFID chip, an IC card or a bluetooth device.
Preferably, the user side is further used for communication connection and fund transaction between the user and the asset, between the user and the cloud platform system and between the user and the user.
An electronic certificate transaction method based on ownership and use rights comprises the following steps:
step 1: establishing the electronic certificate transaction system based on ownership and use rights;
step 2: the user logs in the cloud platform system through the user terminal, and the user management unit authenticates the identity information of the user and gives the user access authority;
the user logs in the asset management unit and uploads asset information of the asset, wherein the asset information comprises characteristic information and important data of the asset;
the asset management unit determines ownership relation between the asset and the user according to the asset information;
step 3: the identification information generation system gives unique identification information to the asset according to the asset information, and binds the identification information with the asset identification device;
step 4: asset identification means are provided on the asset;
step (a)
5: the asset transaction traceability system compares asset information in the asset management unit by tracking the identification information of the asset, verifies the integrity and consistency of the asset transaction chain, and puts forward a requirement for verifying missing information to the asset management unit;
step 6: the asset management unit determines the relation between the asset and the asset identification information, and the credential database generates an asset electronic credential database according to the relation between the asset identification information and the user information;
step 7: the asset structure analysis unit invokes the data in the evidence database, predicts the transaction price of the asset through the asset value modeling system, and gathers and forms the summary of the asset value, the change trend diagram and the asset value keeping suggestion;
step 8: the electronic certificate transaction module displays important data such as asset identification information, image data, purchase certificates, purchase transaction records, logistics information and the like of the to-be-sold ownership or shared use right, and current use state information; meanwhile, records of property owners and use property owners trading and sharing assets and user evaluation information are displayed, and decision basis is provided for purchase or sharing of other users;
step 9: the electronic certificate transaction module realizes asset transaction between users according to the following method:
step S1: the unregistered user A reads asset identification information through a smart phone or other electronic equipment with the function of scanning the asset identification device information;
step S2: the asset identification information is connected with the cloud platform system to guide the user A to register, and the user management unit authenticates the registration information of the user to generate a user database;
step S3: determining the right relation between the asset and the user according to the user information and the identification information uploaded by the user A;
step S4: the registered user B scans the asset identification device through the user side, reads the identification information, and the user side logs in the cloud platform system to acquire data in the credential database;
step S5: judging the state of the asset according to the data of the asset management unit and the data in the credential database:
when the asset is in a secret state, directly returning secret information of the asset state to the user side;
when the asset is in a sharing state, the electronic certificate transaction module returns asset information, sharing rights and obligation information of the asset to the user side, the owner and the user right person transact and share the record of the asset and user evaluation information, the user B transacts the right of use through the user side and generates transaction certificates, and the certificate database updates the change of the right of use;
when the asset is in a selling state, the electronic certificate transaction module returns asset information of the asset and certificates related to the asset in a certificate database to the user side, the user B carries out ownership transaction through the user side, and the certificate database updates ownership change.
The invention provides an electronic certificate transaction system and a method based on ownership and use rights, which solve the technical problem of providing digitized image certificates for ownership and use rights, thereby realizing larger-range asset sharing, saving social resources, promoting green development and guaranteeing value and value-added functions of user assets.
Drawings
FIG. 1 is a system architecture diagram of the present invention;
FIG. 2 is a general flow chart of the present invention;
FIG. 3 is a flow chart of step 9 of the present invention;
FIG. 4 is a flow chart of generating electronic certificates by scanning identification information according to the present invention.
Detailed Description
Example 1:
1-4, an electronic certificate transaction system based on ownership and use rights comprises a cloud platform system, an artificial intelligence system, a user side and an asset identification device, wherein the cloud platform system, the artificial intelligence system and the user side are all communicated through the Internet;
establishing a user management unit, an asset management unit, a credential database and an electronic credential transaction module in a cloud platform system;
the user management unit is used for carrying out identity authentication on an organization or a person carrying out digital management on the asset, and storing authenticated organization information or personal identity information in the credential database;
the asset management unit is used for managing the asset information uploaded by the user, identifying and storing the characteristic information and important information of the asset, wherein the characteristic information comprises identification device information, appearance and key structure images, equipment MAC (media access control) addresses and serial code characteristics, the important information comprises purchase certificates, purchase transaction records and logistics information, and the asset management unit determines the relationship between the asset and the identification information through the characteristic information and the important information;
the credential database is used for storing the identification information and the user information, determining the right relation between the user and the identification information, and providing credentials of the user and the asset relation;
the electronic certificate transaction module is used for displaying asset identification information, image data, purchase certificates, purchase transaction records, user evaluation, logistics information and current use state of the proposed ownership or shared use right;
establishing an identification information generation system, an asset value modeling system, an asset transaction traceability system and an asset structure analysis unit in an artificial intelligence system;
the identification information generation system is used for assigning unique identification information to the asset, wherein the identification information is digital codes, graphic codes, electromagnetic information or chemical information;
the asset value modeling system utilizes a convolutional neural network deep learning technology to build an asset value model from multiple dimensions of appearance integrity, structural integrity, functional integrity, marketing time, purchasing time and after-sales service by learning transaction data and asset management unit data of similar assets in the electronic certificate transaction module, so as to form an asset value multidimensional weight analysis, generate a price change curve, predict the transaction price of the asset and generate an asset value change curve;
the asset transaction traceability system is used for comparing information materials of the asset management units by tracking asset identification information and associated transaction information, verifying the integrity and consistency of an asset transaction chain and providing a requirement for verifying missing information for the asset management units;
the asset structure analysis unit is used for predicting the transaction price of the asset by summarizing the user credential database information and calling the asset value modeling system, and summarizing to form a user asset value summary table, a change trend diagram and an asset value-keeping and value-adding scheme;
the user side is used for scanning or identifying the asset identification device, reading the identification information, linking the identification information to the cloud platform system, displaying the basic attribute and information of the asset, and providing a port for purchasing or sharing the asset;
asset identification means is provided on the asset for storing identification information of the asset.
Preferably, the electronic certificate transaction module is further used for displaying records of property owners and use owners for transaction and sharing of assets and user evaluation information, and providing decision basis for purchase or sharing of other users.
Preferably, the artificial intelligence system is deployed in the cloud platform system.
Preferably, the user terminal is a smart phone or other equipment with the functions of scanning and reading information of the asset identification device and communication.
Preferably, the identification information of the asset includes graphic information and smell information remained on the surface of the asset by using a laser etching, physical etching or chemical etching technology, an IMEI code of the mobile device, and electromagnetic identification information identified by an RFID chip, an IC card or a bluetooth device.
Preferably, the user side is further used for communication connection and fund transaction between the user and the asset, between the user and the cloud platform system and between the user and the user.
Example 2:
as shown in fig. 2, the electronic certificate transaction method based on ownership and usage rights in embodiment 2 is implemented on the basis of the electronic certificate transaction system based on ownership and usage rights in embodiment 1, and includes the following steps:
step 1: establishing the electronic certificate transaction system based on ownership and use rights;
step 2: the user logs in the cloud platform system through the user terminal, and the user management unit authenticates the identity information of the user and gives the user access authority;
the user logs in the asset management unit and uploads asset information of the asset, wherein the asset information comprises characteristic information and important data of the asset;
step 3: the identification information generation system gives unique identification information to the asset according to the asset information, and binds the identification information with the asset identification device;
step 4: asset identification means are provided on the asset;
step 5: the asset transaction traceability system compares asset information in the asset management unit by tracking the identification information of the asset, verifies the integrity and consistency of the asset transaction chain, and puts forward a requirement for verifying missing information to the asset management unit;
step 6: the asset management unit determines the relation between the asset and the asset identification information, and the credential database generates an asset electronic credential database according to the relation between the asset identification information and the user information;
step 7: the asset structure analysis unit invokes the data in the evidence database, predicts the transaction price of the asset through the asset value modeling system, and gathers and forms the summary of the asset value, the change trend diagram and the asset value keeping suggestion;
step 8: the electronic certificate transaction module displays important data such as asset identification information, image data, purchase certificates, purchase transaction records, logistics information and the like of the to-be-sold ownership or shared use right, and current use state information; meanwhile, records of property owners and use property owners trading and sharing assets and user evaluation information are displayed, and decision basis is provided for purchase or sharing of other users;
meanwhile, the electronic certificate transaction module also has a communication function, so that the buyer and the seller can communicate the asset condition further. After the transaction is completed, the buyer and the seller put forward a request for changing ownership or using right information, the buyer transfers the transaction money to the electronic certificate transaction module, and after the asset is received and confirmed, the certificate database changes ownership or using right information, and the transaction money is transferred to the seller account. If the transaction is objection, the transaction is suspended, the transaction money is frozen by the system, and the transaction is continued or the transaction money is returned after the transaction is decided.
As shown in fig. 3, step 9: the electronic certificate transaction module realizes asset transaction between users according to the following method:
step S1: the unregistered user A reads asset identification information through a smart phone or other electronic equipment with the function of scanning the asset identification device information;
after the unregistered user a scans the asset identification device through a smart phone or other electronic device having the function of scanning the asset identification device information, some basic information of the asset, such as the name of the asset, can be obtained.
Step S2: the asset identification information is connected with the cloud platform system to guide the user A to register, and the user management unit authenticates the registration information of the user to generate a user database;
step S3: determining the right relation between the asset and the user according to the user information and the identification information uploaded by the user A;
user a is unregistered and the asset has identifying information, i.e., the asset is registered; after the user A scans the identification device, the user A can select to register or not register; after registration, authentication is performed on the user a, three relationships between the user a and the asset can be determined, and one of the relationships is necessary: owners, users, and no rights management.
Step S4: the registered user B scans the asset identification device through the user side, reads the identification information, and the user side logs in the cloud platform system to acquire data in the credential database;
step (a)
S5: judging the state of the asset according to the data of the asset management unit and the data in the credential database:
when the asset is in a secret state, directly returning secret information of the asset state to the user side;
when the asset is in a sharing state, the electronic certificate transaction module returns asset information, sharing rights and obligation information of the asset to the user side, the owner and the user right person transact and share the record of the asset and user evaluation information, the user B transacts the right of use through the user side and generates transaction certificates, and the certificate database updates the change of the right of use;
when the asset is in a selling state, the electronic certificate transaction module returns asset information of the asset and certificates related to the asset in a certificate database to the user side, the user B carries out ownership transaction through the user side, and the certificate database updates ownership change.
As shown in fig. 4, the asset identification device information may be scanned or identified, linked to a cloud platform, displaying the basic attributes and information of the asset, and providing a port to purchase or share the asset. After user registration, the asset owner can see the application user information, and the application user can further view the asset details and conduct further communication and transaction after permission. The electronic certificate transaction module can automatically complete all or part of the flow under different application scenes according to different thresholds set by a user, so that the transaction of the asset under the unattended condition is realized.
Example 3:
embodiment 3 is implemented based on the electronic certificate transaction method based on ownership and usage rights described in embodiment 2, and in this embodiment, a precise and transparent large asset transaction is taken as an example:
the automobile is composed of nearly ten thousand parts, and is inspected in multiple dimensions such as investigation and detection, chassis detection, slight collision, easy-to-consume parts, common function detection, starting driving detection, appearance trim and the like during transaction, while the special automobile with other functions has a more complex structure, and is difficult to inspect all parts one by one, which is the biggest risk point of the second-hand automobile transaction and the bottleneck for restricting the second-hand automobile transaction.
In this embodiment, the vehicle entering the ownership and usage right electronic certificate transaction system, its identification code, appearance feature image, key structure image, purchase certificate, transaction record, usage record, logistics information, etc. are all recorded in the asset management unit, the asset value modeling system can accurately estimate the value of each part of the vehicle, the asset transaction traceability system can query the transaction chain and asset information of each part, these summarized asset information will form an accurate representation of the product, and complete the transaction with the asset.
Example 4:
embodiment 4 is implemented based on the electronic certificate transaction method based on ownership and use rights described in embodiment 2, and in this embodiment, a self-settling supermarket system is taken as an example:
the store staff is mainly responsible for showing the products, so that customers can know the products comprehensively.
The sales place inputs the asset information of the sold products into the cloud platform system in advance, and a customer can know the products on the internet and reserve the required product types before arriving at the sales place. After finding a satisfactory product, the user side scans the identification information of the product, automatically enters a payment link according to a market mode set by the system, updates a credential database after payment is completed, and the ownership of the product is transferred to the user name.
Thus, queuing payment of supermarkets and unified settlement counters of department stores are avoided, and labor cost is saved. And the property identification information is searched through the cloud platform, so that ownership of any property is clear, and the dilemma of self-proving is avoided.
By reverse deduction, the information of the property owners (use owners) is not matched with the current owners, so that whether the source channel of the property is legal or not can be tracked.
Example 5:
embodiment 5 is implemented based on the electronic certificate transaction method based on ownership and use rights described in embodiment 2, and in this embodiment, taking a sharing bicycle as an example:
the B2C mode of the shared bicycle is based on the enterprise's gradual power, and the invention enables ownership and use rights to have more flexible and convenient transaction modes. This sharing is more based on a sharing of humanization itself, returning to the original meaning of the sharing.
Children riding the baby carrier see that a child electric car is in a roadside parking area, try to scan the car identification code through a user side, and provide a use right sharing request. The child electric automobile owner is also a mother of a child, brings the child to a park for playing, and the child does not want to play the child electric automobile, but is inconvenient to carry and is only placed on the roadside. After the user makes the sharing request, the ownership agrees pleasurably, provided that she must come back before she leaves the park. The system automatically generates the attached clauses including the fact that the electric automobile cannot be damaged, the safety of the user is responsible for the user during the use period, the user is responsible for other people due to the fact that the user is not properly operated, the user is responsible for other people, the responsibility is further clarified, the moral constraint of the society is enhanced, and the user is dared to share with other people. Of course, if the ownership considers the electric car to be expensive or the use cost is high, it is also reasonable to propose paid sharing. After agreement, the system enters a paid sharing mode preset by the ownership, and charges according to the modes of agreements such as sharing duration, mileage, times and the like. The same principle is applied to children's prams that can be placed on the roadside to share with other children. The sharing mode with the system constraint has two advantages:
1, the sharing mode of C2C under the sharing economic mode is realized, the products are more diversified, and the sharing life style is greatly enriched.
And 2, returning the essential attribute of sharing, enhancing the social public and public awareness of people, and reducing the living cost of people due to good sharing habit.
Example 6:
embodiment 6 is implemented based on the electronic certificate transaction method based on ownership and usage rights described in embodiment 2, and in this embodiment, an intelligent asset management manner is taken as an example:
the asset analysis unit establishes a user asset model and a consumption model according to factors such as user use habit, use requirement, product use period and the like, and proposes purchase ownership or sharing use right suggestion for products which the user intends to use. And meanwhile, asset condition analysis is carried out on the assets already owned by the user, and treatment suggestions are provided. For example, astronomical telescopes to be purchased may be more cost effective to share with others due to their low frequency of use. It is more appropriate to transfer ownership to another person who does not want to play with a drone. Expensive treadmills purchased under impulse may better transfer the right of use to others for compensation. Of course, if the sharing user likes, it is also quite possible to transfer ownership to him for a long time. The intelligent and fine management of the assets is carried out on the enterprise organization with huge physical assets, so that a large amount of funds can be saved, the enterprise benefit is improved, and the value added of the assets is even further realized.
The artificial intelligence system can predict transaction risks according to the transaction information of the traceable parts forming the unit value weight, so that the interference of human factors is greatly reduced, and the transaction risk of large-scale assets is effectively reduced.
The electronic certificate transaction system and the method thereof based on ownership and use rights solve the technical problem of providing digitized image certificates for ownership and use rights, thereby realizing larger-range asset sharing, saving social resources, promoting green development and guaranteeing value and value-added functions of user assets.

Claims (7)

1. An electronic certificate transaction system based on ownership and use rights, which is characterized in that: the system comprises a cloud platform system, an artificial intelligence system, a user side and an asset identification device, wherein the cloud platform system, the artificial intelligence system and the user side are all communicated through the Internet;
establishing a user management unit, an asset management unit, a credential database and an electronic credential transaction module in a cloud platform system;
the user management unit is used for carrying out identity authentication on an organization or a person carrying out digital management on the asset, and storing authenticated organization information or personal identity information in the credential database;
the asset management unit is used for managing the asset information uploaded by the user, identifying and storing the characteristic information and important information of the asset, wherein the characteristic information comprises identification device information, appearance and key structure images, equipment MAC (media access control) addresses and serial code characteristics, the important information comprises purchase certificates, purchase transaction records and logistics information, and the asset management unit determines the relationship between the asset and the identification information through the characteristic information and the important information;
the asset analysis unit establishes a user asset model and a consumption model according to factors such as user use habit, use requirement, product use period and the like, and proposes purchase ownership or sharing use right suggestion for the product which the user intentionally uses; simultaneously analyzing the asset condition of the assets owned by the user, and proposing treatment suggestions;
the credential database is used for storing the association information between the user information and the identification information so as to determine the right relation between the user and the asset and provide the electronic credential of the relation between the user and the asset;
the electronic certificate transaction module is used for displaying asset identification information, image data, purchase certificates, purchase transaction records, user evaluation, logistics information and current use state of the proposed ownership or shared use right;
establishing an identification information generation system, an asset value modeling system, an asset transaction traceability system and an asset structure analysis unit in an artificial intelligence system;
the identification information generation system is used for assigning unique identification information to the asset, wherein the identification information is digital codes, graphic codes, electromagnetic information or chemical information;
the asset value modeling system utilizes a convolutional neural network deep learning technology to build an asset value model from multiple dimensions of appearance integrity, structural integrity, functional integrity, marketing time, purchasing time and after-sales service by learning transaction data and asset management unit data of similar assets in the electronic certificate transaction module, so as to form an asset value multidimensional weight analysis, generate a price change curve, predict the transaction price of the asset and generate an asset value change curve;
the asset transaction traceability system is used for comparing information materials of the asset management units by tracking asset identification information and associated transaction information, verifying the integrity and consistency of an asset transaction chain and providing a requirement for verifying missing information for the asset management units;
the asset structure analysis unit is used for predicting the transaction price of the asset by summarizing the user credential database information and calling the asset value modeling system, and summarizing to form a user asset value summary table, a change trend diagram and an asset value-keeping and value-adding scheme;
the user side is used for scanning or identifying the asset identification device, reading the identification information, linking the identification information to the cloud platform system, displaying the basic attribute and information of the asset, and providing a port for purchasing or sharing the asset;
asset identification means is provided on the asset for storing identification information of the asset.
2. An electronic voucher transaction system based on ownership and usage rights as recited in claim 1, wherein: the electronic certificate transaction module is also used for displaying records of property owners and use rights trading and sharing assets and user evaluation information, and providing decision basis for purchase or sharing of other users.
3. An electronic voucher transaction system based on ownership and usage rights as recited in claim 1, wherein: the artificial intelligence system is deployed in the cloud platform system.
4. An electronic voucher transaction system based on ownership and usage rights as recited in claim 1, wherein: the user terminal is a smart phone or other equipment with the functions of scanning and reading information of the asset identification device and communication.
5. An electronic voucher transaction system based on ownership and usage rights as recited in claim 1, wherein: the identification information of the asset comprises graphic information and smell information which are reserved on the surface of the asset by adopting laser etching, physical etching or chemical etching technology, IMEI codes of mobile equipment and electromagnetic identification information marked by an RFID chip, an IC card or Bluetooth equipment.
6. An electronic voucher transaction system based on ownership and usage rights as recited in claim 1, wherein: the user side is further used for communication connection and fund transaction between the user and the asset, between the user and the cloud platform system and between the user and the user.
7. An electronic certificate transaction method based on ownership and use rights is characterized in that: the method comprises the following steps:
step 1: establishing the electronic certificate transaction system based on ownership and use rights;
step 2: the user logs in the cloud platform system through the user terminal, and the user management unit authenticates the identity information of the user and gives the user access authority;
the user logs in the asset management unit and uploads asset information of the asset, wherein the asset information comprises characteristic information and important data of the asset;
step 3: the identification information generation system gives unique identification information to the asset according to the asset information, and binds the identification information with the asset identification device;
step 4: asset identification means are provided on the asset;
step 5: the asset transaction traceability system compares asset information in the asset management unit by tracking the identification information of the asset, verifies the integrity and consistency of the asset transaction chain, and puts forward a requirement for verifying missing information to the asset management unit;
step 6: the asset management unit determines the relation between the asset and the asset identification information, and the credential database generates an asset electronic credential database according to the relation between the asset identification information and the user information;
step 7: the asset structure analysis unit invokes the data in the evidence database, predicts the transaction price of the asset through the asset value modeling system, and gathers and forms the summary of the asset value, the change trend diagram and the asset value keeping suggestion;
step 8: the electronic certificate transaction module displays important data such as asset identification information, image data, purchase certificates, purchase transaction records, logistics information and the like of the to-be-sold ownership or shared use right, and current use state information; meanwhile, records of property owners and use property owners trading and sharing assets and user evaluation information are displayed, and decision basis is provided for purchase or sharing of other users;
step 9: the electronic certificate transaction module realizes asset transaction between users according to the following method:
step S1: the unregistered user A reads asset identification information through a smart phone or other electronic equipment with the function of scanning the asset identification device information;
step S2: the asset identification information is connected with the cloud platform system to guide the user A to register, and the user management unit authenticates the registration information of the user to generate a user database;
step S3: determining the right relation between the asset and the user according to the user information and the identification information uploaded by the user A;
step S4: the registered user B scans the asset identification device through the user side, reads the identification information, and the user side logs in the cloud platform system to acquire data in the credential database;
step S5: judging the state of the asset according to the data of the asset management unit and the data in the credential database:
when the asset is in a secret state, directly returning secret information of the asset state to the user side;
when the asset is in a sharing state, the electronic certificate transaction module returns asset information, sharing rights and obligation information of the asset to the user side, the owner and the user right person transact and share the record of the asset and user evaluation information, the user B transacts the right of use through the user side and generates transaction certificates, and the certificate database updates the change of the right of use;
when the asset is in a selling state, the electronic certificate transaction module returns asset information of the asset and certificates related to the asset in a certificate database to the user side, the user B carries out ownership transaction through the user side, and the certificate database updates ownership change.
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