CN111127008A - Method and device for preventing repeated payment - Google Patents

Method and device for preventing repeated payment Download PDF

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CN111127008A
CN111127008A CN201911252178.4A CN201911252178A CN111127008A CN 111127008 A CN111127008 A CN 111127008A CN 201911252178 A CN201911252178 A CN 201911252178A CN 111127008 A CN111127008 A CN 111127008A
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payment
property
order
financial system
party financial
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CN111127008B (en
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孙春晓
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Qingdao Juhaolian Technology Co ltd
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Qingdao Juhaolian Technology Co ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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    • G06Q40/12—Accounting
    • G06Q40/125—Finance or payroll
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q50/00—Information and communication technology [ICT] specially adapted for implementation of business processes of specific business sectors, e.g. utilities or tourism
    • G06Q50/10—Services
    • G06Q50/16—Real estate
    • G06Q50/167—Closing

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Abstract

The invention discloses a method and a device for preventing repeated payment, which comprises the following steps: the method comprises the steps of obtaining a property payment request, generating a payment order corresponding to a payment month according to the property payment request, sending the generated payment order to a third-party financial system, enabling the third-party financial system to create a business transaction list, locking a property bill of a proprietor, displaying the received business transaction list created by the third-party financial system to the proprietor, calling a UnionPay Payment system to pay the property fee in the business transaction list after receiving the payment request of the proprietor, and forwarding a payment success message fed back by the UnionPay payment system to the third-party financial system to enable the third-party financial system to update a payment mark position corresponding to the property bill so as to prevent repeated online or offline payment when the same property bill is aimed at.

Description

Method and device for preventing repeated payment
Technical Field
The invention relates to the field of property payment, in particular to a method and a device for preventing repeated payment.
Background
The invention aims at a property payment scene of a non-requirement company, and most of property charges collected by a property company are collected offline through a financial system in the age when mobile payment is not mature. The financial system is mainly provided for third-party companies, and is a self-research system of non-property companies.
With the popularization of mobile payment, most property companies begin to consider the scenario of mobile payment of property fees. The property bill is obtained through the APP, payment is conducted on the property bill, and meanwhile information is synchronized to the financial system, so that real-time charging of the financial system is achieved.
However, in the prior art, there is a problem that most property companies are reluctant to upgrade the existing financial systems at will, resulting in the existing online payment technology not supporting the existing financial systems. Secondly, online payment and offline payment coexist for a long time, and after online payment, an online payment scene starts to be started, but the traditional scene of paying property fees through a property company on site still exists in large quantity, such as: in an actual scene, a property bill can be seen by any member in a family, or one tenant or a plurality of tenants in the house at the same time, and a certain family member can pay property fees on a property field on line, namely the bill can be seen by a property fee payee on line and can carry out payment operation.
Disclosure of Invention
The embodiment of the invention provides a method and a device for preventing repeated payment, which are used for preventing the problem of repeated payment of property fees under multiple scenes aiming at the same bill.
In a first aspect, an embodiment of the present invention provides a method for preventing duplicate payment, including:
acquiring a property payment request, wherein the property payment request is requested by a proprietor after confirming that a property bill exists; the property payment request comprises a month to be paid;
according to the property payment request, generating a property payment order corresponding to the month to be paid;
sending the property payment order to a third-party financial system so that the third-party financial system can create a business transaction order and lock the property bill of the owner;
after a business transaction order created by the third-party financial system is received, a property payment order is created according to the business transaction order, the property payment order is displayed to the owner, and after a payment request of the owner is received, a UnionPay payment system is called to provide online payment for the owner to the property payment order;
and after receiving the successful payment message fed back by the Unionpay payment system, forwarding the successful payment message to the third-party financial system, so that the third-party financial system updates the payment zone bit corresponding to the property bill according to the successful payment message.
According to the technical scheme, after the business transaction list is created in the third-party financial system, the property bill of the owner is locked, so that online or offline payment cannot be conducted, repeated payment is prevented for the first time, then the successful payment message is sent to the third-party financial system, so that the third-party financial system can thin the payment mark position corresponding to the property bill, the payment mark position of the property bill is changed, online or offline payment cannot be conducted again by the owner, repeated payment is prevented for the second time, and finally, repeated online or offline payment of the property bill is prevented when the owner aims at the same bill.
Optionally, before the acquiring the property payment request, the method further includes:
acquiring a property bill query request of a proprietor, wherein the query request comprises a month to be queried;
inquiring the property bill corresponding to the month to be inquired from a database according to the inquiry request; the property bills in the database are periodically sent by the third-party financial system;
and if the inquiry is successful, feeding back the inquired property bill to the owner.
In the technical scheme, the property bill corresponding to the month to be inquired can be inquired from the database according to the inquiry request, so that the owner can freely select to inquire or pay the property fee for a single month or a plurality of months.
Optionally, the invoking of the union pay payment system provides the property fee in the business transaction ticket for the owner for online payment, including:
calling the UnionPay payment system to create a prepayment order according to property charges in the property payment order;
calling the UnionPay payment system to pay property fees in the property payment orders through a payment channel according to the pre-payment orders under the operation of the owner; and after the payment is successful, feeding back a message of successful payment to the Unionpay payment system.
In the technical scheme, different payment modes can be provided by calling the Unionpay payment system so that the owner can select.
Optionally, after forwarding the message that the payment is successful to the third-party financial system, the method further includes:
and determining whether a response message sent by the third-party financial system is received, if not, sending the message of successful payment to the third-party financial system again according to a preset time interval until the response message sent by the third-party financial system is received.
In the technical scheme, the successful payment message fed back by the Unionpay payment system is sent to the third-party financial system, and the third-party financial system is confirmed to receive the message, so that the third-party financial system updates the payment marker bit of the business bill after receiving the message, the payment marker bit of the property bill is changed, and the owner is prevented from online or offline repeated payment.
In a second aspect, an embodiment of the present invention provides an apparatus for preventing duplicate payment, including:
the acquisition module is used for acquiring a property payment request;
and the processing module is used for generating a property payment order corresponding to the month to be paid according to the property payment request, and sending the property payment order to a third-party financial system so as to enable the third-party financial system to create a business transaction list and lock the property bill of the owner.
The processing module is further configured to: after a business transaction list created by the third-party financial system is received, a property payment order is created according to the business transaction list, the property payment order is displayed to the owner, and after a payment request of the owner is received, a UnionPay payment system is called to provide online payment for the owner for property payment in the property payment order.
The processing module is further configured to: and after receiving the successful payment message fed back by the Unionpay payment system, forwarding the successful payment message to the third-party financial system, so that the third-party financial system updates the payment flag bit of the property bill according to the successful payment message.
Optionally, the obtaining module is further configured to:
before the property payment request is obtained, a property bill inquiry request of a property owner is obtained;
inquiring the property bill corresponding to the month to be inquired from a database according to the inquiry request; the property bills in the database are periodically sent by the third-party financial system;
and if the inquiry is successful, feeding back the inquired property bill to the owner.
Optionally, the processing module is configured to:
calling the UnionPay payment system to create a prepayment order according to property charges in the property payment order;
calling the UnionPay payment system to pay property fees in the property payment orders through a payment channel according to the pre-payment orders under the operation of the owner; and after the payment is successful, feeding back a message of successful payment to the Unionpay payment system.
Optionally, the processing module is further configured to:
and after the message of successful payment is forwarded to the third-party financial system, determining whether a response message sent by the third-party financial system is received, if not, sending the message of successful payment to the third-party financial system again according to a preset time interval until the response message sent by the third-party financial system is received.
In a third aspect, an embodiment of the present invention further provides a computing device, including:
a memory for storing program instructions;
and the processor is used for calling the program instructions stored in the memory and executing the repeated payment prevention method according to the obtained program.
In a fourth aspect, the present invention also provides a computer-readable storage medium storing computer-executable instructions for causing a computer to execute the above method for preventing duplicate payment.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present invention, the drawings needed to be used in the description of the embodiments will be briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present invention, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
FIG. 1 is a system architecture diagram according to an embodiment of the present invention;
fig. 2 is a schematic flow chart of a method for preventing duplicate payment according to an embodiment of the present invention;
fig. 3 is a schematic flow chart of a method for preventing duplicate payment according to an embodiment of the present invention;
fig. 4 is a schematic flow chart of a method for preventing duplicate payment according to an embodiment of the present invention;
fig. 5 is a schematic flow chart of a method for preventing duplicate payment according to an embodiment of the present invention;
fig. 6 is a schematic structural diagram of a device for preventing duplicate payment according to an embodiment of the present invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the present invention clearer, the present invention will be described in further detail with reference to the accompanying drawings, and it is apparent that the described embodiments are only a part of the embodiments of the present invention, not all of the embodiments. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Fig. 1 is a schematic diagram illustrating an exemplary system architecture to which the embodiment of the present invention is applicable, where the system architecture includes: owner APP100, unionpay payment system 200, third party fitting service 300, order payment service 400, third party financial system 500, WeChat or Payment treasures 600.
The owner APP100 is configured to provide a query of property bills for a plurality of owners including a plurality of home owners and a plurality of tenant owners, and provide a payment function for the property bills. The owner APP100 may include a third party adapting service 300 and an order payment service 400, where the third party adapting service 300 is configured to notify the third party financial system 500 to generate a corresponding business transaction order after a payment order is generated, synchronize the business transaction order generated by the third party financial system 500 to the order payment service 400, and synchronize an online payment result to the third party financial system 500 after a message that payment is successful is received. The order payment service 400 is configured to generate a payment order corresponding to each property bill, record payment conditions of the payment orders, and interface with the union pay payment system 200.
The unionpay payment system 200 is configured to invoke a corresponding payment interface, such as a WeChat or Payment device 600, to implement different payment methods.
And the third-party financial system 500 is used for generating a property bill, and when the property bill is paid under the main line, manual online payment is realized through the system.
WeChat or Payment treasures 600 for providing different payment channels of a Unionpay payment system.
It should be noted that the system architecture shown in fig. 1 is only an example, and the embodiment of the present invention is not limited thereto.
Fig. 2 schematically shows a flow of a method for preventing duplicate payment according to the present invention, which may be used in a device for preventing duplicate payment.
As shown in fig. 2, the steps of the process specifically include:
step 201, a property payment request is obtained.
In the embodiment of the invention, a property payment order is obtained, wherein the property payment request is requested by a property owner after confirming that a property bill which is not paid exists, and the property payment request also comprises a payment month.
It should be noted that, before acquiring the property payment request, the method further includes: the method comprises the steps of obtaining a property bill query request of a business owner, querying a property bill corresponding to a month to be billed to be queried from a database according to the query request, and feeding back the queried property bill to the business owner after the query is successful, wherein the query request comprises the month corresponding to the property bill to be queried, and the property bill in the database is periodically sent by a third-party financial system.
Step 202, generating a property payment order corresponding to the month to be paid according to the property payment request.
In the embodiment of the invention, the owner can generate the property payment order corresponding to the month to be paid according to the inquired property bill to be paid, such as: after the property bill of 1 month to 6 months is selected by the owner APP terminal, 600 yuan is counted, and the owner generates a 600 yuan property payment order of property fee according to the operation of the owner APP terminal.
Step 203, sending the payment order to a third-party financial system so that the third-party financial system creates a business transaction order and locks the property bill of the owner.
In the embodiment of the invention, when a payment order is initiated by a host, the order payment service firstly generates a corresponding order, a corresponding property bill is locked after the order payment service generates the corresponding order, the locked property bill information is sent to the third-party financial system, the APP property payment order number information of the host corresponding to the locked property bill is sent, the corresponding property bill in the third-party financial system is updated after the third-party financial system receives the information, and the payment mark position is locked on the property bill, so that the third-party financial system cannot be paid online or offline by other devices, and the purpose of preventing repeated payment of property fees for the first time is achieved.
And 204, after receiving a business transaction order created by the third-party financial system, creating a property payment order according to the business transaction order, displaying the property payment order to the owner, and after receiving a payment request of the owner, calling a UnionPay payment system to provide online payment for the owner to the property payment order.
In the embodiment of the invention, after the third-party financial system generates the business transaction list corresponding to the property bill, the business transaction list is fed back to the owner, the business transaction list corresponding to the generated property bill is displayed to the owner, the owner carries out payment according to the pre-payment order corresponding to the business transaction list, and after receiving the payment request of the owner, the UnionPay payment system is called to provide the owner with the online payment for the property fee in the business transaction list.
The method includes the steps that a Unionpay payment system is called to create a pre-payment order according to property charges in a business transaction list, the Unionpay payment system is called to pay the property charges in the business transaction list under the operation of an owner according to the pre-payment order through a payment channel, and a successful payment message is fed back to the Unionpay payment system after the payment is successful.
Step 205, after receiving the message of successful payment fed back by the unionpay payment system, forwarding the message of successful payment to the third-party financial system, so that the third-party financial system updates the payment flag bit corresponding to the property bill according to the message of successful payment.
In the embodiment of the invention, after the successful payment message fed back by the Unionpay payment system is received, the property payment order and the payment flag bit of the corresponding bill in the order payment service are updated to be paid, meanwhile, the successful payment message fed back by the Unionpay payment system is sent to the third-party financial system, the payment flag bit corresponding to the business transaction order and the property bill in the third-party financial system is updated to be paid, and the payment flag bit of the corresponding property payment order, the business transaction order and the property bill is updated to be paid, so that the repeated payment can not be carried out on line or off line of a business owner.
It should be noted that, after the message of successful payment fed back by the unionpay payment system is sent to the third-party financial system, it is determined whether corresponding information sent by the third-party financial system is received, and if not, the message of successful payment is sent to the third-party financial system again according to a preset time interval until a response message sent by the third-party financial system is received.
In the embodiment of the invention, a property bill is inquired, a property payment order is further generated according to an acquired property payment request of a owner, after the property payment order is generated, the property payment order is sent to a third-party financial system, so that the third-party financial system further generates a corresponding business transaction order, the corresponding property bill of the owner is locked to realize the first repeated payment prevention, then a UnionPay payment system is called, a prepayment order is created according to the property bill in the business transaction order, so that the owner pays the prepayment order on line through an online payment function provided by the UnionPay payment system, pays the property bill in the business transaction order, feeds back a successful payment message to the UnionPay payment system after successful payment, and sends a successful payment message fed back to the UnionPay payment system according to successful payment to the UnionPay payment system to the third-party financial system, and the third-party financial system updates the payment flag bits corresponding to the business transaction list and the property bill according to the successful payment message so as to prevent repeated payment for the second time.
Based on the same technical concept, fig. 3 exemplarily shows a flow of a method for preventing duplicate payment, which can be used for a device for preventing duplicate payment, according to an embodiment of the present invention.
As shown in fig. 3, the process specifically includes:
step 301, calling query Bill List to inquire service bills.
And calling query Bill List by the owner APP, and informing the order payment service to query the property Bill.
Step 302, query the database through SQL.
The order payment service queries the property bill in the database through SQL.
Step 303, the database returns data.
The database returns the queried property bill data to the order payment service.
And step 304, successfully calling and returning data.
And the order payment service returns the acquired property bill data to the owner APP.
And step 305, clicking to immediately Pay, calling create Order Pay, and creating a property payment Order.
And clicking on the owner APP to immediately Pay, and calling the create Order Pay by the owner APP so as to inform the Order payment service of the message for creating the property payment Order.
And step 306, generating a property payment order.
And the order payment service generates a property payment order according to the property bill inquired in the database, and stores the property payment order into the database through SQL after the property payment order is generated.
And 307, calling a transaction Creation interface to inform a third party of creating a business transaction list by the financial system.
The order payment service invokes the transaction Creation interface to allow the third party adaptation service to notify the third party financial system to create the business transaction order.
And step 308, calling a create Bill Business interface to generate a business transaction sheet.
And the third party adaptation service calls a create Bill Business interface to inform the third party financial system to create a business transaction sheet so that the third party financial system generates the business transaction sheet.
Step 309, return success.
And the third-party financial system generates a business transaction sheet and returns success.
And step 310, returning success and returning a business transaction sheet.
The third party adaptation service returns a success and returns a business transaction slip.
Step 311, store the transaction order number.
And the order payment service stores the business transaction order number into a database.
And step 312, successfully generating a property payment order and returning data.
And the order payment service successfully generates a property payment order and returns the data to the owner APP.
And step 313, clicking to immediately pay and calling the save Point interface.
Clicking on the owner APP to pay immediately, the owner APP calls the save Point interface to inform the order payment service to prepare the Unionpay payment related parameters.
And step 314, preparing the relevant parameters of the Unionpay payment.
The order payment service prepares the Unionpay payment related parameters.
And 315, generating the Unionpay business form number.
The order payment service inquires data in a database, generates a Unionpay business order number and stores the business order number through SQL.
Step 316, return success, return payment parameters.
And the order payment service returns success, and the payment parameters are returned to the owner APP.
Step 317, calling the Unionpay SDK and creating the prepay order.
The owner APP calls the unionpay SDK to notify the order payment service to create a prepaid order.
Step 318, the pre-paid bill is successfully created, and the process returns.
And after the order payment service prepayment order is successfully established, returning the order to the owner APP.
Step 319, the Unionpay SDK automatically invokes the payment channel.
On the owner APP, the Unionpay SDK automatically calls a payment channel and selects WeChat or Payment treasured to pay.
Step 320, payment is successful.
And if the WeChat or the Payment treasures are paid successfully, sending a message of successful payment to the Unionpay payment service.
Step 321, payment is successful, and information is fed back.
And the Unionpay payment system feeds back the successful payment message to the order payment service.
Step 322, payment is successful.
The order payment service stores the message that the payment was successful in the database.
Step 323, call transaction Approve interface, notify the third party financial system to upgrade the bill payment zone bit of the business.
And the order payment service calls a transaction approach interface to inform the third-party adaptation service to send a message to the third-party financial system.
And step 324, calling an apply business interface, and passing the approval of the business transaction list to successfully pay.
And the third-party adaptive service sends the received successful payment message to the third-party financial system so that the third-party financial system passes examination and approval and updates the payment zone bits of the corresponding business transaction case, the property payment order and the property bill.
Step 325, return success.
And the third-party adaptive service returns a message that the third-party financial system successfully updates the payment flag bits of the corresponding business transaction case, the property payment order and the property bill to the order payment service.
Step 326, record the notification status.
And the order payment service records the notification states of the corresponding business transaction case, the property payment order and the property bill into the database.
Step 330, returning to the merchant and notifying the payment result.
And the UnionPay payment service returns to the merchant and informs the owner APP of the payment result.
Step 331, call query Order Detail, inquire bill details.
And calling query Order Detail by the owner APP to inquire the bill details.
And step 332, successfully inquiring and returning a result.
The order payment service returns the result of the query to the owner APP.
And step 332, skipping according to the query result.
And the owner APP can jump automatically according to the query result.
In the embodiment of the invention, when a property is paid by a business owner, a property bill is inquired, a property payment order is generated through the inquired property bill and an acquired property payment request of the business owner, the property payment order is stored in a database after the property payment order is generated, then the property payment order is sent to a third-party financial system so that the third-party financial system further generates a corresponding business transaction order, after the third-party financial system generates the corresponding business transaction order, the corresponding business transaction order number is returned to an order payment service so that the order payment service stores the business transaction order number and returns to APP data of the business owner so that the business owner generates the property payment order, after the property payment order is generated, the business owner performs payment operation so that a UnionPay payment system creates a prepayment order according to the property payment in the business transaction order, and then the owner pays the pre-paid order on line through different payment channels by using an online payment function provided by the UnionPay payment system, pays the property fee in the business transaction order, feeds back a successful payment message to the UnionPay payment system after successful payment, and sends the successful payment message fed back to the UnionPay payment system according to successful payment to the third-party financial system and the owner APP, so that the third-party financial system approves the corresponding business transaction order, successfully pays the property fee, and returns the successful payment message of the property fee to the order payment service, so that the order payment service records the notification message, and the owner can inquire the payment condition of the property fee through the owner APP.
To better explain the flow of part 1 of the flow of a method for preventing duplicate payment provided by the embodiment in fig. 3, fig. 4 schematically shows the flow of a method for preventing duplicate payment provided in conjunction with the structure shown in fig. 1.
As shown in fig. 4, the process specifically includes:
step 401, the order payment service generates a payment order according to the inquired property bill, and invokes a third-party financial system to synchronously generate a corresponding business transaction list.
Step 402, the third party financial system determines whether the corresponding property bill has been paid online or offline.
If not, go to step 403, and if yes, go to step 405.
And step 403, after the third-party financial system generates the business transaction list corresponding to the property bill, locking the corresponding business transaction list and the property bill.
And after the third-party financial system generates a business transaction list corresponding to the property bill, locking the corresponding business transaction list and the property bill so that other business owners do not allow online or offline payment.
Step 404, after the owner's online payment is successful, the order payment service sends the information that the business transaction order has been successfully paid to the third party financial system.
And the order payment service sends information that the business transaction list is successfully paid to the third-party financial system, and informs the third-party financial system to update the payment flag bits of the corresponding business transaction list and the property bill to be paid.
Step 405, the order payment service returns a failure message and the property payment order that has been generated.
And the third-party financial system returns a failure message to the order payment service, and the order payment service returns the failure message returned by the third-party financial system and the property payment order generated by the order payment service to the owner APP, so that the owner is prevented from continuing to pay.
And 406, synchronizing order payment service after the third-party financial system successfully pays under the mainline.
And after the payment is successful under the main line, the third-party financial system updates the corresponding property transaction list and the property bill payment marker, and then informs the order payment service to synchronously update the corresponding property payment order payment marker so that the order payment service updates the corresponding property payment order payment marker to be paid.
In the real-time embodiment of the invention, when a payment request is initiated by a host, an order payment service generates a property payment order according to an inquired property bill to be paid, the generated property payment order is locked, the locked property payment order, property bill information and corresponding APP order number information of the host are sent to a third-party financial system, so that the third-party financial system generates a corresponding business transaction list after receiving the information, then whether the corresponding property bill in the third-party system is locked is judged, if not, the third-party financial system locks the corresponding business transaction list and the property bill, online or offline payment is not allowed, thereby preventing the repeated payment of the host, and after the property payment order is successfully paid on the host line, the order payment service sends the information that the business transaction list is successfully paid to the third-party financial system, and the third-party financial system updates the payment flag bits of the corresponding business transaction list and the property bill to be paid, and the owner is prevented from paying repeatedly again.
Based on the same technical concept, fig. 5 exemplarily shows a flow of a method for preventing duplicate payment provided in conjunction with the structure shown in fig. 1, which better explains the flows of the 2-part and the 3-part in the flow of the method for preventing duplicate payment provided by the embodiment in fig. 3.
As shown in fig. 5, the process specifically includes:
step 501, the order payment service notifies the third party financial system that the payment is successful.
In the process of informing the third-party financial system of successful payment by the order payment service, the response message sent by the third-party financial system cannot be received due to network delay, so that the order payment service needs to be called for many times.
Step 502, the order payment service will make a decision according to the two payment flag bits.
And the order payment service judges whether the property payment order is successfully paid or not according to the two payment mark bits in the property payment order.
Step 503, the order payment service determines whether the property payment order payment flag bit in the order payment service is set to be paid.
Step 504, the property payment order payment flag bit in the order payment service is set to be paid.
Step 505, the order payment service determines whether to notify the third party financial system.
If yes, the process is ended. If not, go to step 506.
Step 506, the order payment service sends a message to notify the third party financial system.
And if the order payment service judges that the third-party financial system is not notified, the order payment service resends a message of successful payment to the third-party financial system according to a preset time interval until a response message sent by the third-party financial system is received, so that the order payment service judges that the third-party financial system is notified.
In the embodiment of the invention, the order payment service sends the successful payment message to the third-party financial system, and in order to ensure that the third-party financial system confirms the received message, the order payment service judges whether the third-party financial system receives the message according to the payment flag bits of the two property payment orders, if: and if the third-party financial system does not receive the message, re-sending a message of successful payment to the third-party financial system according to a preset time interval until receiving a response message sent by the third-party financial system, so that the third-party financial system updates the payment flag bits corresponding to the business transaction list and the property bill according to the message of successful payment, and repeated payment is prevented.
Based on the same technical concept, fig. 6 exemplarily shows an apparatus for preventing duplicate payment, which can perform a process of preventing duplicate payment according to an embodiment of the present invention.
As shown in fig. 6, the apparatus specifically includes:
the obtaining module 601 is configured to obtain a property payment request.
And the processing module 602 is configured to generate a property payment order corresponding to the month to be paid according to the property payment request, and send the property payment order to a third-party financial system, so that the third-party financial system creates a business transaction order and locks the property bill of the owner.
The processing module 602 is further configured to: after a business transaction list created by the third-party financial system is received, a property payment order is created according to the business transaction list, the property payment order is displayed to the owner, and after a payment request of the owner is received, a UnionPay payment system is called to provide online payment for the owner for property payment in the property payment order.
The processing module 602 is further configured to: and after receiving the successful payment message fed back by the Unionpay payment system, forwarding the successful payment message to the third-party financial system, so that the third-party financial system updates the payment flag bit of the property bill according to the successful payment message.
Optionally, the obtaining module 601 is further configured to:
before the property payment request is obtained, a property bill inquiry request of a property owner is obtained;
inquiring the property bill corresponding to the month to be inquired from a database according to the inquiry request; the property bills in the database are periodically sent by the third-party financial system;
and if the inquiry is successful, feeding back the inquired property bill to the owner.
Optionally, the processing module 602 is configured to:
calling the UnionPay payment system to create a prepayment order according to property charges in the property payment order;
calling the UnionPay payment system to pay property fees in the property payment orders through a payment channel according to the pre-payment orders under the operation of the owner; and after the payment is successful, feeding back a message of successful payment to the Unionpay payment system.
Optionally, the processing module 602 is further configured to:
and after the message of successful payment is forwarded to the third-party financial system, determining whether a response message sent by the third-party financial system is received, if not, sending the message of successful payment to the third-party financial system again according to a preset time interval until the response message sent by the third-party financial system is received.
Based on the same technical concept, an embodiment of the present invention further provides a computing device, including:
a memory for storing program instructions;
and the processor is used for calling the program instructions stored in the memory and executing the repeated payment prevention method according to the obtained program.
Based on the same technical concept, the embodiment of the invention also provides a computer-readable storage medium storing computer-executable instructions, which are used for causing a computer to execute the above method for preventing repeated payment.
As will be appreciated by one skilled in the art, embodiments of the present application may be provided as a method, system, or computer program product. Accordingly, the present application may take the form of an entirely hardware embodiment, an entirely software embodiment or an embodiment combining software and hardware aspects. Furthermore, the present application may take the form of a computer program product embodied on one or more computer-usable storage media (including, but not limited to, disk storage, CD-ROM, optical storage, and the like) having computer-usable program code embodied therein.
The present application is described with reference to flowchart illustrations and/or block diagrams of methods, apparatus (systems), and computer program products according to the application. It will be understood that each flow and/or block of the flow diagrams and/or block diagrams, and combinations of flows and/or blocks in the flow diagrams and/or block diagrams, can be implemented by computer program instructions. These computer program instructions may be provided to a processor of a general purpose computer, special purpose computer, embedded processor, or other programmable data processing apparatus to produce a machine, such that the instructions, which execute via the processor of the computer or other programmable data processing apparatus, create means for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be stored in a computer-readable memory that can direct a computer or other programmable data processing apparatus to function in a particular manner, such that the instructions stored in the computer-readable memory produce an article of manufacture including instruction means which implement the function specified in the flowchart flow or flows and/or block diagram block or blocks.
These computer program instructions may also be loaded onto a computer or other programmable data processing apparatus to cause a series of operational steps to be performed on the computer or other programmable apparatus to produce a computer implemented process such that the instructions which execute on the computer or other programmable apparatus provide steps for implementing the functions specified in the flowchart flow or flows and/or block diagram block or blocks.
It will be apparent to those skilled in the art that various changes and modifications may be made in the present application without departing from the spirit and scope of the application. Thus, if such modifications and variations of the present application fall within the scope of the claims of the present application and their equivalents, the present application is intended to include such modifications and variations as well.

Claims (10)

1. A method of preventing duplicate payments, the method comprising:
acquiring a property payment request, wherein the property payment request is requested by a proprietor after confirming that a property bill exists; the property payment request comprises a month to be paid;
according to the property payment request, generating a property payment order corresponding to the month to be paid;
sending the property payment order to a third-party financial system so that the third-party financial system can create a business transaction order and lock the property bill of the owner;
after a business transaction order created by the third-party financial system is received, a property payment order is created according to the business transaction order, the property payment order is displayed to the owner, and after a payment request of the owner is received, a UnionPay payment system is called to provide online payment for the owner to the property payment order;
and after receiving the successful payment message fed back by the Unionpay payment system, forwarding the successful payment message to the third-party financial system, so that the third-party financial system updates the payment zone bit corresponding to the property bill according to the successful payment message.
2. The method of claim 1, prior to the obtaining the property payment request, further comprising:
acquiring a property bill query request of a proprietor, wherein the query request comprises a month to be queried;
inquiring the property bill corresponding to the month to be inquired from a database according to the inquiry request; the property bills in the database are periodically sent by the third-party financial system;
and if the inquiry is successful, feeding back the inquired property bill to the owner.
3. The method of claim 1, wherein invoking the Unionpay payment system provides the owner with online payment for the property fee in the business transaction slip, comprising:
calling the UnionPay payment system to create a prepayment order according to property charges in the property payment order;
calling the UnionPay payment system to pay property fees in the property payment orders through a payment channel according to the pre-payment orders under the operation of the owner; and after the payment is successful, feeding back a message of successful payment to the Unionpay payment system.
4. The method of claim 1, wherein after forwarding the message that the payment was successful to the third party financial system, further comprising:
and determining whether a response message sent by the third-party financial system is received, if not, sending the message of successful payment to the third-party financial system again according to a preset time interval until the response message sent by the third-party financial system is received.
5. An apparatus for preventing duplicate payments, the apparatus comprising:
the acquisition module is used for acquiring a property payment request;
the processing module is used for generating a property payment order corresponding to the month to be paid according to the property payment request, and sending the payment order to a third-party financial system so that the third-party financial system creates a business transaction list and locks a property bill of the owner;
the processing module is further configured to: after a business transaction order created by the third-party financial system is received, a property payment order is created according to the business transaction order, the property payment order is displayed to the owner, and after a payment request of the owner is received, a UnionPay payment system is called to provide the owner with online payment for business fees in the property payment order;
the processing module is further configured to: and after receiving the successful payment message fed back by the Unionpay payment system, forwarding the successful payment message to the third-party financial system, so that the third-party financial system updates the payment flag bit of the property bill according to the successful payment message.
6. The apparatus of claim 5, wherein the acquisition module is further to:
before the property payment request is obtained, a property bill inquiry request of a property owner is obtained;
inquiring the property bill corresponding to the month to be inquired from a database according to the inquiry request; the property bills in the database are periodically sent by the third-party financial system;
and if the inquiry is successful, feeding back the inquired property bill to the owner.
7. The apparatus of claim 5, wherein the processing module is to:
calling the UnionPay payment system to create a prepayment order according to property charges in the property payment order;
calling the UnionPay payment system to pay property fees in the property payment orders through a payment channel according to the pre-payment orders under the operation of the owner; and after the payment is successful, feeding back a message of successful payment to the Unionpay payment system.
8. The apparatus of claim 5, wherein the processing module is further to:
and after the message of successful payment is forwarded to the third-party financial system, determining whether a response message sent by the third-party financial system is received, if not, sending the message of successful payment to the third-party financial system again according to a preset time interval until the response message sent by the third-party financial system is received.
9. A computing device, comprising:
a memory for storing program instructions;
a processor for calling program instructions stored in said memory to execute the method of any one of claims 1 to 4 in accordance with the obtained program.
10. A computer storage medium having computer-executable instructions stored thereon for causing a computer to perform the method of any one of claims 1 to 4.
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