CN111080275A - Cross-region resource transfer method, device, equipment and storage medium - Google Patents

Cross-region resource transfer method, device, equipment and storage medium Download PDF

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CN111080275A
CN111080275A CN201911296656.1A CN201911296656A CN111080275A CN 111080275 A CN111080275 A CN 111080275A CN 201911296656 A CN201911296656 A CN 201911296656A CN 111080275 A CN111080275 A CN 111080275A
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server
resource transfer
resource
order information
cross
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CN111080275B (en
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揭靓
李哲敏
陈圣博
谢东东
秦泗明
杨昉
姜楠
郭计伟
张伟业
戴海勇
朱佳菁
周志斌
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Tencent Technology Shenzhen Co Ltd
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Tencent Technology Shenzhen Co Ltd
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00—Commerce
    • G06Q30/06—Buying, selling or leasing transactions
    • G06Q30/0601—Electronic shopping [e-shopping]
    • G06Q30/0633—Lists, e.g. purchase orders, compilation or processing
    • G06Q30/0635—Processing of requisition or of purchase orders
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/08—Payment architectures
    • G06Q20/085—Payment architectures involving remote charge determination or related payment systems
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • Y—GENERAL TAGGING OF NEW TECHNOLOGICAL DEVELOPMENTS; GENERAL TAGGING OF CROSS-SECTIONAL TECHNOLOGIES SPANNING OVER SEVERAL SECTIONS OF THE IPC; TECHNICAL SUBJECTS COVERED BY FORMER USPC CROSS-REFERENCE ART COLLECTIONS [XRACs] AND DIGESTS
    • Y02—TECHNOLOGIES OR APPLICATIONS FOR MITIGATION OR ADAPTATION AGAINST CLIMATE CHANGE
    • Y02D—CLIMATE CHANGE MITIGATION TECHNOLOGIES IN INFORMATION AND COMMUNICATION TECHNOLOGIES [ICT], I.E. INFORMATION AND COMMUNICATION TECHNOLOGIES AIMING AT THE REDUCTION OF THEIR OWN ENERGY USE
    • Y02D10/00—Energy efficient computing, e.g. low power processors, power management or thermal management

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Abstract

The embodiment of the application discloses a cross-regional resource transfer method, a device, equipment and a storage medium, and belongs to the technical field of internet. The method comprises the following steps: generating order information through a third-party application, wherein the order information comprises a first quantity, and the first quantity is the quantity of a first type of resource to be transferred; scanning a graphic code displayed by the second terminal based on the target application, wherein the graphic code comprises a user identifier for logging in the target application; sending a resource transfer request to a first server, sending a cross-region resource transfer request to a second server to which a resource account of the user identifier belongs by the first server, wherein the cross-region resource transfer request carries the user identifier and order information, transferring a second quantity of second type resources in the resource account to a first target account by the second server, and the second quantity of second type resources are equivalent to the first quantity of first type resources. And each service provider is not required to deploy a corresponding application server to interact with the second server, so that the cost is saved.

Description

Cross-region resource transfer method, device, equipment and storage medium
The application is a divisional application of Chinese patent application with application number 201910855038.X and application name of trans-regional resource transfer method, device, equipment and storage medium, which is filed on 10.09.10.2019.
Technical Field
The present application relates to the field of internet technologies, and in particular, to a method, an apparatus, a device, and a storage medium for transferring cross-region resources.
Background
With the increasing living standard and the globalization of economy, users often move in different geographical areas. With the widespread of electronic payment, resource transfer has become a common operation in daily life of users. Because the types of resources supported by different regions are different, how to implement cross-region resource transfer becomes an urgent problem to be solved.
Taking a first geographic area and a second geographic area as an example, as shown in fig. 1, a plurality of service providers affiliated to the first geographic area respectively deploy respective application servers, and a resource transfer mechanism affiliated to the second geographic area deploys a resource transfer server, so that the application servers deployed by the plurality of service providers can establish an association relationship with the resource transfer server. Therefore, when a user who is affiliated to the second geographic area goes to the first geographic area and uses the service provided by a certain service provider in the first geographic area, the resources in the resource account of the user can be converted into resources of another type supported by the first geographic area through the interaction between the application server configured by the service provider and the resource transfer server, and the resources can be transferred to the service provider, so that the cross-regional resource transfer is realized.
However, each service provider needs to configure the application server, which is costly and has high requirements for the service provider. Moreover, a service provider without an application server cannot realize cross-region resource transfer, and has strong limitation and narrow application range.
Disclosure of Invention
The embodiment of the application provides a cross-region resource transfer method, a device, equipment and a storage medium, and solves the problems of high requirements on service providers and narrow application range in the related art. The technical scheme is as follows:
in one aspect, a cross-region resource transfer method is provided, which is applied to a first terminal, and includes:
generating order information through a third-party application, wherein the order information comprises a first quantity, and the first quantity is the quantity of a first type of resource to be transferred;
scanning a graphic code displayed by a second terminal based on a target application, wherein the graphic code comprises a user identifier for logging in the target application, and the third-party application is any application different from the target application;
sending a resource transfer request to a first server associated with the target application through a third-party application server associated with the third-party application, wherein the resource transfer request carries the user identifier and the order information, sending a cross-region resource transfer request to a second server to which a resource account of the user identifier belongs by the first server, wherein the cross-region resource transfer request carries the user identifier and the order information, and transferring a second quantity of second-type resources in the resource account to the first target account by the second server, wherein the second quantity of second-type resources is equivalent to the first quantity of first-type resources.
Optionally, before receiving the second status notification sent by the first server, the method further includes:
and sending a state query request to the first server through the third-party application server, wherein the state query request carries the order information, and the first server returns the second state notification according to the order information.
In another aspect, a cross-region resource transfer method is provided, which is applied to a second terminal, and includes:
displaying a graphic code based on a target application, wherein the graphic code comprises a user identifier for logging in the target application, scanning the graphic code by a first terminal, sending a resource transfer request to a first server associated with the target application through a third-party application server associated with the third-party application, wherein the resource transfer request carries the user identifier and order information generated by the third-party application, and sending a cross-region resource transfer request to a second server to which a resource account of the user identifier belongs by the first server;
receiving a first state notification sent by the second server, wherein the first state notification is used for indicating the second server to confirm that the state of the order information is a resource transfer success state;
sending a state query request to the first server, wherein the state query request carries the order information;
and when a second state notification sent by the first server is received, displaying a resource transfer success interface, wherein the second state notification is used for indicating the first server to confirm that the state of the order information is a resource transfer success state.
Optionally, after the graphic code is displayed based on the target application, the method further includes:
when a verification instruction sent by the second server based on the user identification is received, displaying a password verification interface;
and acquiring the password input in the password verification interface, and sending the password to the second server.
In another aspect, a cross-region resource transfer method is provided, and is applied to a first server, and the method includes:
receiving a resource transfer request sent by a first terminal through a third-party application server associated with a third-party application, wherein the resource transfer request carries a user identifier and order information, the user identifier is obtained by the first terminal through scanning a graphic code which is displayed by a second terminal and contains the user identifier, the user identifier is a user identifier for logging in the target application, the order information comprises a first quantity, and the first quantity is the quantity of a first type of resource to be transferred;
determining a second server to which the resource account of the user identifier belongs;
and sending a cross-regional resource transfer request to the second server, wherein the cross-regional resource transfer request carries the user identifier and the order information, and the second server transfers a second quantity of second type resources in the resource account of the user identifier to the first target account, and the second quantity of second type resources is equivalent to the first quantity of first type resources.
Optionally, after receiving the resource transfer request sent by the first terminal, the method further includes:
and storing the order information, and configuring the state of the order information into an uncompleted state.
Optionally, after updating the state of the locally stored order information to the resource transfer success state based on the first state notification, the method further includes:
receiving a state query request sent by the first terminal, wherein the state query request carries the order information;
and sending a second state notification to the first terminal according to the order information, wherein the second state notification is used for indicating the first server to confirm that the state of the order information is a resource transfer success state.
Optionally, the first target account is a resource transfer account configured by the second server; the second target account is a resource transfer account configured by the first server;
after sending the cross-region resource transfer request to the second server, the method further includes:
receiving, by a second target account, the first amount of the first type of resource transferred by the second server from the first target account;
transferring the first amount of the first type of resource in the second destination account to a recipient account in the order information based on the order information.
In another aspect, a cross-region resource transfer method is provided, which is applied to a second server, and includes:
receiving a cross-regional resource transfer request sent by a first server associated with a target application after receiving a resource transfer request sent by a first terminal, wherein the resource transfer request carries a user identifier and order information, the user identifier is obtained by the first terminal through scanning a graphic code which is displayed by a second terminal and contains the user identifier, the user identifier is a user identifier for logging in the target application, the order information comprises a first quantity, and the first quantity is the quantity of a first type of resource to be transferred;
and transferring a second quantity of second type resources in the resource account identified by the user to the first target account, wherein the second quantity of second type resources is equivalent to the first quantity of first type resources.
Optionally, the transferring a second amount of a second type of resource in the resource account identified by the user to the first target account includes:
based on the user identification, sending a verification instruction to the second terminal, displaying a password verification interface by the second terminal, and acquiring a password input in the password verification interface;
receiving the password sent by the second terminal;
and when the password is determined to be the correct password of the user identifier, transferring the second amount of the second type of resources in the resource account to the first target account.
Optionally, after transferring the second amount of the second type of resource in the resource account identified by the user to the first target account, the method further includes at least one of:
sending a first state notification to the first server, wherein the first state notification is used for indicating the second server to confirm that the state of the order information is a resource transfer success state; alternatively, the first and second electrodes may be,
and sending the first state notification to the second terminal based on the user identification.
Optionally, before sending the first status notification to the first server, the method further includes:
and receiving a state query request sent by the first server, wherein the state query request carries the order information.
Optionally, the first target account is a resource transfer account configured by the second server; the second target account is a resource transfer account configured by the first server;
after the second quantity of the second type of resources in the resource account identified by the user is transferred to the first target account, the method further includes:
transferring the first amount of the first type of resource in the first target account to the second target account, the first amount of the first type of resource in the second target account being transferred by the first server to a recipient account in the order information based on the order information.
In another aspect, an apparatus for transferring cross-regional resources is provided, which is applied to a first terminal, and includes:
the generation module is used for generating order information through a third-party application, wherein the order information comprises a first quantity, and the first quantity is the quantity of a first type of resource to be transferred;
the scanning module is used for scanning a graphic code displayed by a second terminal based on a target application, the graphic code comprises a user identifier for logging in the target application, and the third-party application is any application different from the target application;
a transfer request sending module, configured to send, by a third-party application server associated with the third-party application, a resource transfer request to a first server associated with the target application, where the resource transfer request carries the user identifier and the order information, and the first server sends a cross-region resource transfer request to a second server to which a resource account of the user identifier belongs, where the cross-region resource transfer request carries the user identifier and the order information, and the second server transfers a second amount of a second type of resources in the resource account to the first target account, where the second amount of the second type of resources is equivalent to the first amount of the first type of resources.
Optionally, the apparatus further comprises:
a second receiving module, configured to receive, by the third-party application server, a second status notification sent by the first server, where the second status notification is used to indicate that the first server confirms that the status of the order information is a resource transfer success status;
and the display module is used for displaying a resource transfer success interface when the second state notification is received.
Optionally, the apparatus further comprises:
and the query request sending module is used for sending a state query request to the first server through the third-party application server, wherein the state query request carries the order information, and the first server returns the second state notification according to the order information.
In another aspect, an apparatus for transferring resources across regions is provided, where the apparatus is applied in a second terminal, and the apparatus includes:
the display module is used for displaying a graphic code based on a target application, the graphic code comprises a user identifier for logging in the target application, the graphic code is scanned by a first terminal, a resource transfer request is sent to a first server associated with the target application through a third-party application server associated with the third-party application, the resource transfer request carries the user identifier and order information generated by the third-party application, and a cross-region resource transfer request is sent to a second server to which a resource account of the user identifier belongs by the first server;
a receiving module, configured to receive a first status notification sent by the second server, where the first status notification is used to indicate that the second server confirms that the status of the order information is a resource transfer success status;
the query module is used for sending a state query request to the first server, wherein the state query request carries the order information;
and the display module is used for displaying a resource transfer success interface when receiving a second state notification sent by the first server, wherein the second state notification is used for indicating the first server to confirm that the state of the order information is a resource transfer success state.
Optionally, the apparatus further comprises:
the display module is used for displaying a password authentication interface when receiving an authentication instruction sent by the second server based on the user identifier;
and the sending module is used for acquiring the password input in the password verification interface and sending the password to the second server.
In another aspect, an apparatus for transferring cross-regional resources is provided, where the apparatus is applied in a first server, and the apparatus includes:
a transfer request receiving module, configured to receive a resource transfer request sent by a third-party application server associated with a third-party application by a first terminal, where the resource transfer request carries a user identifier and order information, the user identifier is obtained by the first terminal by scanning a graphic code that includes the user identifier and is displayed by a second terminal, the user identifier is a user identifier for logging in the target application, the order information includes a first quantity, and the first quantity is a quantity of a first type of resource to be transferred;
the determining module is used for determining a second server to which the resource account of the user identifier belongs;
a transfer request sending module, configured to send a cross-region resource transfer request to the second server, where the cross-region resource transfer request carries the user identifier and the order information, and the second server transfers a second amount of second-type resources in a resource account of the user identifier to the first target account, where the second amount of second-type resources is equivalent to the first amount of first-type resources.
Optionally, the apparatus further comprises:
and the storage module is used for storing the order information and configuring the state of the order information into an uncompleted state.
Optionally, the transfer request sending module is configured to send the cross-region resource transfer request to a cross-region supervision server, and after the cross-region supervision server verifies the order information, forward the cross-region resource transfer request to the second server, where the cross-region supervision server is configured to supervise cross-region resource transfer.
Optionally, the apparatus further comprises:
a status notification receiving module, configured to receive a first status notification sent by the second server, where the first status notification is used to indicate that the second server confirms that the status of the order information is a resource transfer success status;
and the updating module is used for updating the state of the locally stored order information into a resource transfer success state based on the first state notification.
Optionally, the apparatus further comprises:
and the query request sending module is used for sending a state query request to the second server, wherein the state query request carries the order information, and the second server returns the first state notification.
Optionally, the apparatus further comprises:
the query request receiving module is used for receiving a state query request sent by the first terminal, wherein the state query request carries the order information;
and the state notification sending module is used for sending a second state notification to the first terminal according to the order information, wherein the second state notification is used for indicating the first server to confirm that the state of the order information is a resource transfer success state.
Optionally, the first target account is a resource transfer account configured by the second server; the second target account is a resource transfer account configured by the first server; the device further comprises:
a second receiving module, configured to receive, through a second target account, the first amount of the first type of resource transferred from the first target account by the second server;
a transfer module, configured to transfer the first quantity of the first type resources in the second target account to a recipient account in the order information based on the order information.
In another aspect, an apparatus for transferring cross-regional resources is provided, which is applied to a second server, and includes:
a transfer request receiving module, configured to receive a cross-regional resource transfer request sent by a first server associated with a target application after receiving a resource transfer request sent by a first terminal, where the resource transfer request carries a user identifier and order information, the user identifier is obtained by the first terminal by scanning a graphic code that includes the user identifier and is displayed by a second terminal, the user identifier is a user identifier for logging in the target application, the order information includes a first quantity, and the first quantity is a quantity of a first type of resource to be transferred;
and the resource transfer module is used for transferring a second quantity of second type resources in the resource account identified by the user to the first target account, wherein the second quantity of second type resources is equivalent to the first quantity of first type resources.
Optionally, the resource transfer module includes:
a sending unit, configured to send a verification instruction to the second terminal based on the user identifier, where the second terminal displays a password verification interface and obtains a password input in the password verification interface;
a receiving unit, configured to receive the password sent by the second terminal;
and the resource transfer unit is used for transferring the second quantity of the second type of resources in the resource account to the first target account when the password is determined to be the correct password of the user identifier.
Optionally, the apparatus further comprises:
the first obtaining module is used for obtaining a conversion ratio between the first type resource and the second type resource;
and a second obtaining module, configured to obtain, according to the conversion ratio, a number of the second type resources equivalent to the first number of the first type resources as the second number.
Optionally, the apparatus further comprises at least one of the following modules;
a first sending module, configured to send a first status notification to the first server, where the first status notification is used to indicate that the second server confirms that the status of the order information is a resource transfer success status; alternatively, the first and second electrodes may be,
and the second sending module is used for sending the first state notification to the second terminal based on the user identification.
Optionally, the apparatus further comprises:
and the second receiving module is used for receiving a state query request sent by the first server, wherein the state query request carries the order information.
Optionally, the first target account is a resource transfer account configured by the second server; the second target account is a resource transfer account configured by the first server;
the resource transfer module is further configured to transfer the first amount of the first type of resource in the first target account to the second target account, and transfer, by the first server, the first amount of the first type of resource in the second target account to a recipient account in the order information based on the order information.
In a further aspect, there is provided a computer device comprising a processor and a memory, the memory having stored therein at least one instruction, at least one program, set of codes, or set of instructions, which is loaded and executed by the processor to carry out the operations performed in the cross-region resource transfer method according to the above aspect.
In a further aspect, there is provided a computer-readable storage medium having stored therein at least one instruction, at least one program, set of codes, or set of instructions, which is loaded by a processor and has operations to be performed in implementing a cross-region resource transfer method as described in the above aspect.
The beneficial effects brought by the technical scheme provided by the embodiment of the application at least comprise:
according to the cross-regional resource transfer method, the cross-regional resource transfer device, the cross-regional resource transfer equipment and the storage medium, the first server is connected with the second server through a network, and the first server is connected with the third-party application server in the first geographic region through the network. And the second server receives the order information of the third-party application server through the first server, so that the resource transfer is carried out based on the order information. The embodiment of the application provides a cross-regional resource transfer scheme suitable for one or more third-party applications, the scheme is more universal, each service provider does not need to deploy a corresponding application server to interact with a second server, the third-party application server does not need to be improved, the cost is saved, and the requirements on the service providers are reduced. Even a service provider without an application server can realize cross-region resource transfer, and the application range is expanded.
And the first server and the second server can be connected through a cross-region supervision server, and the cross-region supervision server can acquire a cross-region resource transfer record between the first server and the second server, so that whether the cross-region resource transfer between the first server and the second server is legal or not is determined, and the supervision requirement of the cross-region resource transfer is met. And the cross-regional supervision server can also verify the order information, and the cross-regional resource transfer is carried out by the second server after the order information passes the verification, so that the safety is improved.
In addition, order information is stored in each server, and verification can be performed according to the order information in any server to determine whether the trans-regional resource transfer is legal or not; or, the verification can be performed according to the order information in the plurality of servers, whether the resource transfer is legal or not is determined, and the safety is improved.
Drawings
In order to more clearly illustrate the technical solutions in the embodiments of the present application, the drawings needed to be used in the description of the embodiments are briefly introduced below, and it is obvious that the drawings in the following description are only some embodiments of the present application, and it is obvious for those skilled in the art to obtain other drawings based on these drawings without creative efforts.
FIG. 1 is a schematic diagram of a cross-region resource transfer system provided in the related art;
FIG. 2 is a schematic illustration of an implementation environment provided by an embodiment of the present application;
FIG. 3 is a schematic illustration of an implementation environment provided by an embodiment of the present application;
FIG. 4 is a schematic illustration of an implementation environment provided by an embodiment of the present application;
FIG. 5 is a schematic illustration of an implementation environment provided by an embodiment of the present application;
fig. 6 is a schematic structural diagram of a blockchain system according to an embodiment of the present disclosure;
fig. 7 is a schematic diagram of a block chain according to an embodiment of the present application;
fig. 8 is a flowchart of a registration method provided in an embodiment of the present application;
FIG. 9 is a schematic diagram of a resource transfer confirmation interface according to an embodiment of the present application;
FIG. 10 is a flowchart of a cross-region resource transfer method according to an embodiment of the present application;
fig. 11 is a flowchart of a cross-region resource transfer method provided in an embodiment of the present application;
fig. 12 is a flowchart of a cross-region resource transfer method according to an embodiment of the present application;
fig. 13 is a flowchart of a cross-region resource transfer method according to an embodiment of the present application;
FIG. 14 is a flowchart of a cross-region resource transfer method according to an embodiment of the present application;
FIG. 15 is a schematic diagram of a resource transfer interface provided by an embodiment of the present application;
FIG. 16 is a flow chart of a status update method according to an embodiment of the present application;
fig. 17 is a flowchart of a status updating method provided in an embodiment of the present application;
FIG. 18 is a flowchart of a cross-region resource transfer method according to an embodiment of the present application;
FIG. 19 is a schematic diagram of a resource transfer success interface provided by an embodiment of the present application;
FIG. 20 is a flowchart of a cross-region resource transfer method according to an embodiment of the present application;
fig. 21 is a schematic diagram of a graphic code provided in an embodiment of the present application;
fig. 22 is a schematic diagram of a scanning graphic code provided in an embodiment of the present application;
fig. 23 is a flowchart of a cross-region resource transfer method provided in an embodiment of the present application;
fig. 24 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 25 is a schematic structural diagram of another cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 26 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 27 is a schematic structural diagram of another cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 28 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 29 is a schematic structural diagram of another cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 30 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 31 is a schematic structural diagram of another cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 32 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 33 is a schematic structural diagram of another cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 34 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 35 is a schematic structural diagram of another cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 36 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 37 is a schematic structural diagram of another cross-region resource transfer apparatus according to an embodiment of the present application;
fig. 38 is a block diagram of a terminal according to an embodiment of the present application;
fig. 39 is a schematic structural diagram of a server according to an embodiment of the present application.
Detailed Description
To make the objects, technical solutions and advantages of the present application more clear, embodiments of the present application will be described in further detail below with reference to the accompanying drawings.
Before the embodiments of the present application are explained in detail, the following explanation of the related concepts is made:
1. trans-regional resource transfer: the resource transfer service is carried out from any geographic area to another geographic area, accords with the resource supervision rule of the geographic area, faces to individuals or enterprises, and supports transfer among resources of the same type and conversion among resources of different types.
2. Third party applications and third party application servers:
the third-party application refers to any application installed on the terminal, and the third-party application refers to a server providing services for the third-party application. The third party application is developed by a service provider and the third party application server is configured by the service provider. For example, the third-party application is an e-commerce application, the third-party application server is an e-commerce application server, and the service provider is an online shopping platform.
The third-party application and the third-party application server are affiliated to a certain geographic area and represent that: the third-party application and the third-party application server have the authority of providing services in the geographic area, and when the services are provided, if resource transfer is needed, the third-party application and the third-party application server have the function of transferring resources supported by the geographic area.
For example, the third-party application server may be a server registered in the geographic area, and the authority to provide services in the geographic area is obtained by means of registration, and the actual location of the third-party application server may be located in the geographic area or outside the geographic area.
3. The target application and the first server:
the target application refers to an application installed on the terminal and having a resource transfer function, and the first server refers to a server providing a service for the target application. The target application is developed by a resource management authority and the first server is configured by the resource management authority. The resource management institution may be a company, a group, a bank, a current shop, a financial institution, an electronic wallet, an electronic account, a store, etc. having a resource management authority.
Any one or more third-party applications can interact with the target application, and the resource transfer is realized by calling the target application.
For example, the target application is an electronic payment application, the first server is an electronic payment server, the third-party application is an electronic commerce application, and after the user purchases goods in the electronic commerce application, the electronic commerce application calls the electronic payment application to pay through the electronic payment application.
The target application and the first server belong to a certain geographical area and represent that: the target application and the first server have the authority to manage resources in the geographic area and have the function of transferring resources supported by the geographic area. And the target application and the third party application belong to the same geographical area.
For example, the first server may be a server registered in the geographic area, and the right to manage resources in the geographic area is obtained by means of registration, and the actual location of the first server may be located in the geographic area or outside the geographic area.
4. The second server:
the second server has the authority to manage resources in a certain geographic area and has the function of transferring resources supported by the geographic area.
The first server and the second server belong to different geographical areas, and an association relationship can be established between the first server and the second server to realize cross-area resource transfer.
Fig. 2 is a schematic diagram of an implementation environment provided by an embodiment of the present application, and referring to fig. 2, the implementation environment includes: the terminal 201 is connected with the first server 202 and the second server 203 through a network, and the first server 202 is connected with the second server 203 through the network.
The terminal 201 may be a mobile phone, a computer, a tablet computer, or the like, and the target application and at least one third-party application are installed on the terminal 201. The target application is associated with the first server 202 and is serviced by the first server 202.
The target application has a resource transfer function, and can transfer resources stored in the resource account of the other account to the resource account of the terminal 201, and can also transfer resources stored in the resource account of the terminal 201 to the other resource account.
The first server 202 and the second server 203 may be a server, a server cluster composed of a plurality of servers, or a cloud computing server center, which is not limited in this embodiment of the present application.
The first server 202 belongs to a first geographic area, the second server 203 belongs to a second geographic area, and the first server 202 and the second server 203 can interact with each other to realize cross-regional resource transfer.
In another possible implementation manner, fig. 3 is a schematic diagram of an implementation environment provided by an embodiment of the present application, and referring to fig. 3, the implementation environment includes: the terminal 301 is connected with the first server 302 and the second servers 303 through a network, and the first server 302 is connected with the second servers 303 through the network.
The first server 302 belongs to a first geographical area, the plurality of second servers 303 belong to other geographical areas except the first geographical area, and the geographical areas to which the second servers 303 belong are different. The first server 302 and the plurality of second servers 303 can interact with each other to realize cross-region resource transfer.
Optionally, when receiving the resource transfer request of the terminal 301, the first server 302 determines, from the plurality of second servers 303, the second server 303 to which the resource account of the user identifier belongs according to the user identifier of the terminal 301, and sends the cross-region resource transfer request to the second server 303 to perform cross-region resource transfer for the user identifier.
In another possible implementation manner, fig. 4 is a schematic diagram of an implementation environment provided by an embodiment of the present application, and referring to fig. 4, the implementation environment includes a terminal 401, a first server 402, a second server 403, and a third-party application server 404.
The third-party application server 404 is connected to the first server 402 through a network, and the third-party application server 404 may be a server, a server cluster composed of a plurality of servers, or a cloud computing service center, which is not limited in this embodiment of the present application.
The terminal 401 is installed with a third-party application, and the third-party application server 404 is a server associated with the third-party application, and the third-party application server 404 provides a service for the third-party application.
The third-party application on the terminal 401 may interact with the first server 402 through the third-party application server 404, so as to obtain an interface identifier for invoking the target application from the first server 402, and invoke the target application based on an interface corresponding to the interface identifier.
In another possible implementation manner, fig. 5 is a schematic diagram of an implementation environment provided by an embodiment of the present application, and referring to fig. 5, the implementation environment includes a terminal 501, a first server 502, a second server 503, and a cross-region supervision server 504. The terminal 501 is connected to the first server 502 through a network, the first server 502 is connected to the cross-region supervision server 504 through a network, and the cross-region supervision server 504 is connected to the second server 503 through a network.
The cross-region monitoring server 504 is used for monitoring the cross-region resource transfer.
Optionally, the cross-regional administration server 504 records resource transfers between the first server 502 and the second server 503; in addition, the cross-regional administration server 504 may also verify the transfer of resources between the first server 502 and the second server 503.
It should be noted that, the various implementation environments provided above may be combined with each other, for example, the implementation environment includes a terminal, a first server, a plurality of second servers, a third-party application server, and a cross-region supervision server, and the embodiment of the present application does not limit a specific implementation environment.
Optionally, a blockchain system is also provided, as shown in fig. 6.
The blockchain system may be formed by a plurality of node devices (any form of computing device in an access network, such as servers, user terminals) and clients. Referring to the functions of each node device in the blockchain system shown in fig. 6, the functions involved include:
(1) routing, a basic function that the node device has for supporting communication between the node devices.
(2) The application is used for being deployed in a block chain, realizing specific services according to actual service requirements, recording data related to the realization functions to form recording data, carrying a digital signature in the recording data to represent a source of task data, and sending the recording data to other node equipment in the block chain system for the other node equipment to add the recording data to a temporary block when the source and integrity of the recording data are verified successfully.
For example, the services implemented by the application include:
the wallet is used for providing functions of conducting transactions of electronic money, and comprises a transaction initiating function (namely, a transaction record of a current transaction is sent to other node devices in the blockchain system, and after the other node devices are verified successfully, record data of the transaction is stored in a temporary block of the blockchain as a response for confirming that the transaction is valid; of course, the wallet also supports inquiring of electronic money remaining in an electronic money address.
And 2.2) sharing the account book, wherein the shared account book is used for providing functions of operations such as storage, inquiry and modification of account data, the recorded data of the operations on the account data are sent to other node equipment in the block chain system, and after the other node equipment is verified to be valid, the recorded data are stored in a temporary block as a response for acknowledging that the account data are valid, and confirmation can be sent to the node equipment initiating the operations.
2.3) Intelligent contracts, computerized agreements, which can enforce the terms of a contract, implemented by codes deployed on a shared ledger for execution when certain conditions are met, for completing automated transactions according to actual business requirement codes, such as querying the logistics status of goods purchased by a buyer, transferring the buyer's electronic money to the merchant's address after the buyer signs for the goods; of course, smart contracts are not limited to executing contracts for trading, but may also execute contracts that process received information.
3) And the Block chain comprises a series of blocks (blocks) which are mutually connected according to the generated chronological order, new blocks cannot be removed once being added into the Block chain, and the blocks record the record data submitted by the node equipment in the Block chain system.
Referring to fig. 7, each block includes a hash value of the block storing the transaction record (hash value of the block) and a hash value of the previous block, and the blocks are connected by the hash value to form a block chain. The block may include information such as a time stamp at the time of block generation. A block chain (Blockchain), which is essentially a decentralized database, is a string of data blocks associated by using cryptography, and each data block contains related information for verifying the validity (anti-counterfeiting) of the information and generating a next block.
In the embodiment of the application, any one of the first server, the second server and the cross-region supervision server can be a node device in the blockchain system, and the acquired information can be shared with other node devices in the blockchain system, so that information sharing among a plurality of node devices is realized.
Fig. 8 is a flowchart of a registration method according to an embodiment of the present application. In the embodiment of the present application, the interaction subject is the terminal, the first server, the second server, and the third-party application server shown in any one of fig. 2 to fig. 5, and the registration process is described in the embodiment of the present application, referring to fig. 8, where the method includes:
801. and the terminal displays a resource transfer confirmation interface through the third-party application.
In the embodiment of the present application, a cross-regional resource transfer process is described by taking a first geographic region and a second geographic region as an example. The process of resource transfer between any two geographic areas is similar to this, and is not described in detail in the following.
The geographic environment of daily life of people is divided into a plurality of geographic areas, and the first geographic area and the second geographic area can be any two different geographic areas in the plurality of geographic areas. For example, the first geographical area and the second geographical area may be different provinces by province division, or the first geographical area and the second geographical area may be different countries by country division. Or the first geographical area and the second geographical area may be different regions according to regional division.
Also, various types of resources may be included in the geographic environment, such as currency, virtual gold, virtual gifts, virtual equipment, and so forth. The first geographical area supports a first type of resource, the second geographical area supports a second type of resource, and when the resource is transferred from the second geographical area to the first geographical area, the second type of resource needs to be converted into the corresponding first type of resource. When transferring resources from a first geographical area to a second geographical area, the first type of resources need to be converted into corresponding second type of resources. For example, the first geographic region is country a, the second type of resource supported is currency issued by country a, the second geographic region is country B, and the first type of resource supported is currency issued by country B.
The target application and the third party application belong to the first geographic area, for example, developers of the target application and the third party application are users belonging to the first geographic area, or the target application and the third party application are registered in the first geographic area.
The third-party application is any application different from the target application, the third-party application can provide services for the user, and the services provided by the third-party application for the user can include entity goods or virtual goods and the like. For example, the third-party application may be an e-commerce application, and the user may purchase physical goods such as a television, a washing machine, and the like, a charging member, a payment of telephone charges, an appointment of a home service, and the like on the third-party application; the third-party application can also be a game application, and the user can not only operate the virtual character on the third-party application, but also purchase a virtual commodity provided by the third-party application. The third-party application is not limited in the embodiment of the application.
The user may use services provided in a third party application that generates order information based on the services used by the user. The order information can be generated by the terminal through a third-party application, or can be generated by a third-party application server and then issued to the third-party application, or generated by the third-party application and the third-party application server through interaction.
The order information includes a first quantity, which is the quantity of the first type resource to be transferred, that is, the first quantity is the quantity of the first type resource that needs to be paid when the user uses the service. The order information also comprises an order identifier, the order identifier is the only identifier of the order information, the order information can be distinguished from other order information through the order identifier, and the order identifier can be an order number and the like. The order information may further include a recipient identifier indicating that the user is to be served, and needs to receive a user identifier of the resource transferred by the user, such as a merchant identifier of the item sold to the user.
Optionally, when the service is an entity commodity, the order information may further include a receiving address of the entity commodity. The embodiment of the present application does not limit the specific content of the order information.
And after the terminal generates the order information through the third-party application, displaying a resource transfer confirmation interface, wherein the resource transfer confirmation interface is used for initiating resource transfer of the order information. The resource transfer confirmation interface may include the first quantity, and may further include order information such as the order identifier.
As shown in fig. 9, the first number "92" is displayed in the resource transfer confirmation interface, so that the user can confirm again whether the resource transfer is performed or not and whether the number of resources to be transferred is correct or not. Optionally, in order to make the user focus on the first amount, in the resource transfer confirmation interface, the font of the first amount may be different from the font of other information, such as different font sizes or different colors, and the first amount may also be displayed in a middle area of the resource transfer confirmation interface.
Optionally, in a case that a plurality of applications with a resource transfer function may be provided in the embodiment of the present disclosure, each application has a corresponding application identifier, and the application identifier is an identifier used for determining a unique application, such as an application name, an application number, and the like. As shown in fig. 9, the resource transfer confirmation interface includes at least one application identifier: the user can select one application identifier from at least one application identifier as a target application identifier, and then can call a target application corresponding to the target application identifier to complete resource transfer.
802. And when a confirmation instruction is received based on the resource transfer confirmation interface, the terminal sends the target application identification and the order information of the target application to the third-party application server.
Wherein the confirmation instruction is used for indicating that the user confirms resource transfer of the first quantity through the target application. When the terminal receives the confirmation instruction based on the resource transfer confirmation interface, the resource transfer process can be initiated.
The confirmation instruction may be triggered by a preset operation, such as a sliding operation, a long-press operation, and the like on the resource transfer confirmation interface, or the resource transfer confirmation interface may further include a confirmation key, and the user triggers the confirmation instruction by clicking the confirmation key.
After the terminal receives the confirmation instruction based on the resource transfer confirmation interface, the selected target application identifier and the order information are sent to the third-party application server, so that the third-party application server sends the order information to the first server related to the target application based on the target application identifier, and the first server transfers resources based on the order information.
Or, in the case that the third-party application server already stores the order information, the sent order information is the order identifier, that is, in order to enable the third-party application server to determine which order information the user performs resource transfer for, the terminal sends the target application identifier and the order identifier to the third-party application server, and does not send complete order information any more, and the third-party application server can determine the corresponding order information according to the order identifier.
803. And the third-party application server sends a third resource transfer registration request to the first server according to the target application identifier, wherein the third resource transfer registration request carries order information.
Wherein the third resource transfer registration request is used to indicate that the order information is registered on the first server, the order information being stored by the first server. The order information carried in the third resource transfer request may include an order identifier, the first quantity, the service type, a user identifier for the terminal to log in the third-party application, and the like.
The third-party application server establishes a relationship with the first server, and the third-party application server can interact with the first server. Thus, the third party application server may send the third resource registration request directly to the first server.
The establishing of the association relationship between the third-party application server and the first server may include: the first server provides an interface for the third-party application server, and receives information sent by the third-party application server through the interface; similarly, the third party application server provides an interface for the first server, and receives the information sent by the first server through the interface.
Optionally, the third resource transfer registration request further includes third-party application information, where the third-party application information is used to represent an identity of a third-party application server, and the first server can verify the identity of the third-party application server according to the third-party application information. The third-party application information may be an application identifier or an authorization code of the third-party application, and the third-party application information is not limited in the embodiment of the application.
804. And the first server receives the third resource transfer registration request and stores the order information.
When the third resource transfer registration request includes the third application information, the third application information may be verified, whether the third application server is legal or not is determined, and when the third application server is legal, the first server executes the subsequent steps.
When the first server stores the order information, the state of the order information can be stored. When the first server receives the third resource transfer registration request, the resource transfer process of the order information is not completed yet, and therefore, the status of the order information is set to an uncompleted status.
805. The first server sends an interface identifier for calling the target application to the third-party application server, and the third-party application server forwards the interface identifier to the terminal.
The interface identifier is used to indicate an interface for calling the target application, and may be a name of the interface or an address of the interface. The first server stores the interface identification, and when the order information is successfully stored, the interface identification can be sent to the third-party application server. And when receiving the interface identifier, the third-party application server forwards the interface identifier to the terminal.
Optionally, the order information includes a user identifier of the third-party application logged in by the terminal, and the first server sends the interface identifier and the user identifier to the third-party application server. And when the third-party application server receives the interface identifier and the user identifier, forwarding the interface identifier to the terminal corresponding to the user identifier.
806. And when the terminal receives the interface identification, calling the target application based on the interface corresponding to the interface identification.
The terminal is provided with a plurality of applications, so that the terminal comprises a plurality of interfaces, and the applications called by different interfaces are different. The interface identifier is used for indicating an interface for calling the target application, so that the terminal determines the interface corresponding to the interface identifier based on the interface identifier, and the target application can be called through the interface.
It should be noted that, in the embodiment of the present application, the first server sends the interface identifier to the terminal through the third-party application server, and the target application is called based on the interface identifier. In other embodiments, other manners may also be used to call the target application, and only the terminal needs to be ensured to call the target application through the third-party application.
807. The terminal sends a first resource transfer registration request to a first server associated with the target application through the target application, wherein the first resource transfer registration request carries a user identifier and order information of the terminal for logging in the target application.
After receiving the resource transfer registration request sent by the third-party application server, the first server already acquires the order information, but does not acquire the user identifier of the terminal login target application, so that the first server cannot determine which user needs to perform resource transfer based on the order information, and further needs the terminal to send the user identifier to the first server.
And after the terminal calls the target application, the terminal can directly interact with the first server through the target application. The terminal sends a first resource transfer registration request to the first server through the target application, wherein the first resource transfer registration request carries a user identifier and order information of the terminal for logging in the target application.
Optionally, the order information is an order identifier. That is, since the first server already stores the order information, in order to avoid repeated sending, the terminal only needs to send the order identifier to the first server, and the first server can determine the corresponding order information based on the order identifier.
808. The first server receives the first resource transfer registration request, determines a resource account of the user identifier in the first resource transfer registration request, and sends a second resource transfer registration request to a second server to which the resource account of the user identifier belongs, wherein the second resource transfer registration request carries the user identifier and order information.
The first server stores the corresponding relationship between the user identifier and the resource account, and after receiving the user identifier, the first server may determine the corresponding resource account based on the user identifier.
When one user identifier corresponds to a plurality of resource accounts, the resource account with the highest priority can be selected according to the priorities of the resource accounts; or the first server maintains the current states of the plurality of resource accounts, wherein the states include a use state and an unused state, and the plurality of resource accounts include a resource account in the use state, so that the resource account in the use state can be used as the resource account of the user identifier; alternatively, a default resource account exists in the plurality of resource accounts, and the default resource account may be the resource account identified by the user. The method for acquiring the resource account of the user identifier is not limited.
Or when the user identifier corresponds to multiple resource accounts, the first server may provide identifiers of the multiple resource accounts for the target application, and display the identifiers to the user for the user to select, so as to obtain the resource account selected by the user. For example, the target application displays a resource account confirmation interface that includes multiple resource transfer modes: the user may select the desired resource account to use for resource transfer by paying through account 1, paying through account 2, etc.
The resource account of the user identifier stores resources, and the resource account can be an online banking account, an electronic wallet account created by an electronic payment application, and the like. The resource account has a geographic area to which it belongs, and for the same user identifier, the user identifier may have a plurality of resource accounts belonging to the same geographic area, or a plurality of resource accounts belonging to different geographic areas.
Optionally, different fields are allocated to each geographic area, the identifier of the resource account includes a first field used for indicating the geographic area to which the resource account belongs, and the first server stores a correspondence between the first field and the second server, so that the first server determines the second server to which the resource account belongs according to the first field in the identifier of the resource account. Alternatively, the first server may determine the second server to which the resource account belongs in other manners.
After the first server determines a second server to which the resource account belongs, a second resource transfer registration request is sent to the second server, where the second resource transfer registration request carries a user identifier and order information, and the order information may include an order identifier and may also include other order information.
Alternatively, as shown in fig. 10, the first server and the second server are connected through a cross-region supervision server, and the cross-region supervision server is used for supervising resource transfer across regions. The cross-region resource transfer record between the first server and the second server can be obtained through the cross-region supervision server, and whether the cross-region resource transfer between the first server and the second server is legal or not is further determined, so that the supervision requirements of the cross-region resource transfer are met.
The first server sends a second resource transfer registration request to the cross-region supervision server to register order information, and the cross-region supervision server stores the order information in the second resource transfer registration request and sets the state of the order information to be an uncompleted state. Thereafter, the second resource transfer registration request is forwarded to the second server.
In addition, in order to ensure that the cross-region supervision server can send the second resource transfer request to the second server, the second resource transfer registration request may further include identification information of the second server; or, the first server sends the identification information of the second server and the second resource transfer request to the cross-region supervision server, where the identification information may be an address or a device number of the second server.
Optionally, the cross-regional supervision server may also be provided with a verification function. Optionally, after the first server sends the second resource transfer registration request to the cross-region supervision server, the cross-region supervision server verifies order information in the second resource transfer registration request, and forwards the second resource transfer registration request to the second server.
The process of verifying the order information by the cross-region supervision server may include at least one of the following modes:
(1) whether the first quantity in the order information is less than a target quantity threshold.
Since the first amount is the amount of the first type of resource to be transferred, when the first amount is too large, it may be that the generated order information is wrong, that an error occurs during transmission of the order information, and that a user performs an illegal operation, such as money laundering, etc. In order to avoid the loss of users and ensure the legality of cross-regional resource transfer, the cross-regional supervision server can verify the size of the first quantity, and when the first quantity is smaller than a target quantity threshold value, the order information is determined to pass the verification; when the first quantity is not less than the target quantity threshold, determining that the order verification fails.
(2) Whether the services used by the user in the order information match the first quantity.
After the user uses the service, a first amount of the first type of resource needs to be transferred out. If the user performs money laundering, etc., the first amount may be much greater than the value of the service used by the user. Therefore, after acquiring the order information, the cross-regional supervision server can query a quantity interval of the first type resource corresponding to the service type based on the service type used by the user in the order information, and when the first quantity belongs to the quantity interval, the order information is determined to be verified; when the first number is larger than the maximum value in the number interval, determining that the order information verification fails.
For example, the cross-regional supervision server determines that the user purchases a mobile phone of brand a and model X according to the order information. The cross-region monitoring server can inquire the price interval of the mobile phone on a plurality of electronic commerce applications and determine the price interval of the mobile phone to be 3599 and 4299. When the amount to be paid in the order information is 3999, the cross-regional monitoring server determines that the amount to be paid in the order information belongs to the price interval, and the order information passes the verification; when the amount to be paid in the order information is 12999, the cross-region supervision server determines that the amount to be paid in the order information is larger than the maximum value of the price interval, and the order information fails to be verified.
(3) And the times of using the service by the user in the preset time length exceed the target time threshold.
When a certain user frequently uses a certain service for a certain period of time, the user is suspected of illegal operations such as money laundering and the like. The resource transfer registration request carries a user identifier, and the cross-region supervision server can determine the times of using services by the user within the preset time according to the times of receiving the resource transfer registration request corresponding to the user identifier within the preset time. The preset time period may be any time period such as 1 hour, 1 day, 2 days, etc.
When the cross-region supervision server determines that the service using times of a certain user do not exceed a target time threshold value within a preset time length, the order information corresponding to the user identification passes verification; and when the service using times of a certain user exceed the target time threshold value, the order information corresponding to the user identification fails to be verified.
(4) Whether the service used by the user in the order information belongs to an illegal service.
When the service used by the user is a physical commodity and the physical commodity needs to be mailed from one geographic area to another geographic area, the cross-regional supervision server needs to verify whether the physical commodity meets the cross-regional mailing requirement. When the entity commodity does not meet the cross-region mailing requirement, the cross-region supervision server determines that the service used by the user belongs to the illegal service, and the order information verification fails; and when the entity commodity meets the cross-region mailing requirement, the cross-region supervision server determines that the service used by the user does not belong to the illegal service, and the order information passes the verification.
In addition, it should be noted that, in the embodiment of the present application, only the process of supervising the inter-regional supervising server is exemplarily described, optionally, the inter-regional supervising server may also supervise the inter-regional resource transferring process based on a supervising condition such as whether the total amount of resources that the user needs to transfer within a preset time exceeds a target threshold, and the like, and the supervising condition is not limited in the embodiment of the present application.
In addition, when the cross-regional supervision server fails to verify the order information, the cross-regional supervision server does not forward the second resource transfer registration request to the second server, and sends a message that the order information verification fails to the first server.
In order to more accurately supervise the trans-regional resource transfer between the first server and the second server, when the trans-regional supervision server determines that the order information is not verified, the order information can be sent to a supervisor, and the supervisor can review the order information.
Alternatively, as shown in fig. 11, the first server includes a front-end server and a resource management server. The front-end server is connected with the third-party application server through a network, the front-end server is connected with the resource management server through a network, and the resource management server is connected with the second server through a network. The front-end server is used for interacting with the third-party application server, and the resource management server is used for transferring the resources of the local region. The front-end server receives the first resource transfer registration request, determines a resource account of a user identifier in the first resource transfer registration request, and sends a second resource transfer registration request to the second server when the resource account belongs to a second geographical area; and when the resource account is affiliated to the first geographical area, sending a second resource transfer registration request to the resource management server.
Optionally, as shown in fig. 12, the first server includes a front-end server and a resource management server, where the resource management server is connected to the cross-region administration server through a network. The front-end server receives the first resource transfer registration request, determines a resource account of a user identifier in the first resource transfer registration request, and sends a second resource transfer registration request to the resource management server when the resource account belongs to a second geographical area, wherein the second resource transfer registration request carries identifier information of a second server; and the resource management server receives the second resource transfer registration request, sends the second resource transfer registration request to the cross-region supervision server, and sends the second resource transfer registration request to the second server by the cross-region supervision server.
Optionally, the cross-region monitoring server is a node device in the blockchain system, the first server sends a second resource transfer registration request to the cross-region monitoring server, and when the cross-region monitoring server receives the second resource transfer registration request, after the order information is verified, the second resource transfer registration request is stored in the blockchain system, and then the second resource transfer registration request is forwarded to the second server.
The process of verifying the order information by the cross-regional supervision server may include: when receiving the second resource transfer registration request, the cross-regional supervision server acquires the order information, generates a block containing the order information, broadcasts the block to other node devices in the blockchain system, and identifies the block by each node device in the blockchain system, that is, each node device verifies the order information in the block. When the block passes the consensus, the block is stored in the blockchain system, that is, added to the blockchain of each node device of the blockchain system.
If the first server and the second server are other node devices in the blockchain system, the first server and the second server also participate in the consensus process to verify the order information.
It should be noted that any one of the first server, the second server, and the cross-region monitoring server may be a node device in the blockchain system, and when any one of the servers serving as the node device receives the resource transfer registration request, the order information may be verified.
809. And the second server receives the second resource transfer registration request, stores the order information in the second resource transfer registration request and generates a resource transfer entrance according to the order information.
The order information carried in the second resource transfer registration request includes the first quantity and the user identifier of the receiving party, and may further include the type of service used by the user, the time for the user to use the service, and the like. After receiving the second resource transfer registration request, the second server stores the order information in the second resource transfer registration request, and sets the state of the order information to be an uncompleted state.
It should be noted that, when the first server includes the front-end server and the resource management server, or the first server is connected to the second server through the cross-region monitoring server, the server that receives the second resource transfer registration request may store the order information in the second resource transfer registration request, and set the state of the order information to the uncompleted state.
After the second server stores the order information, a resource transfer entrance can be generated according to the order information and is forwarded to the terminal through the second server. The resource transfer entrance is used for connecting the terminal and the second server and providing an interaction channel for the terminal and the second server. The resource transfer entry may be an interface link, a resource transfer key, or the like, and the resource transfer entry is not limited in the embodiment of the present application.
Optionally, the second server generates a resource transfer interface according to the order information, where the resource transfer interface includes a second quantity, and obtains an interface link of the resource transfer interface as a resource transfer entry. And the terminal accesses the resource transfer interface based on the interface link to interact with the second server.
Optionally, the process of generating, by the second server, the resource transfer interface according to the order information may include: obtaining a conversion ratio between the first type resource and the second type resource; and acquiring the quantity of the second type resources equivalent to the first quantity of the first type resources as a second quantity according to the conversion ratio.
The conversion ratio is issued by the second server, the second server can issue the current conversion ratio of the second type resource and any other type resource, the conversion ratio is the ratio between the values of the two types of unit resources, and the value of a certain amount of other types of resources and the like can be converted into another amount of other types of resources according to the conversion ratio. For example, the currency of country a may be exchanged for the currency of country B of equal value at an exchange rate. The conversion ratio varies with various factors in real life, for example, the conversion ratio is fixed in a short period, or the conversion ratio is floated in real time, and a specific conversion ratio can be released by the second server at variable time after integrating various factors.
For example, obtaining, according to the scaling ratio, the number of the second type resources equivalent to the first number of the first type resources as the second number may include: and acquiring a quotient of the first quantity and the conversion ratio, and taking the obtained numerical value as a second quantity.
Optionally, the interface link includes identification information of the second server, and the terminal may access the second server based on the identification information. The interface link may further include an order identifier, and when the terminal accesses the second server based on the interface link, the second server may obtain corresponding order information according to the order identifier in the interface link to generate a resource transfer interface of the order information.
Or, the interface link includes identification information of the second server and a storage address of a resource transfer interface that has been generated by the second server, and the terminal may access the resource transfer interface based on the identification information.
810. The second server sends the resource transfer entry to the first server.
When the second server is connected with the first server through the network, the resource transfer entry can be directly sent to the first server.
Optionally, as shown in fig. 10, the second server sends the resource transfer entry to the cross-region supervision server, and the cross-region supervision server sends the resource transfer entry to the first server.
Alternatively, as shown in fig. 11, when the first server includes a front-end server, the second server may send the resource transfer portal to the front-end server.
Optionally, as shown in fig. 12, the second server sends a resource transfer entry to the inter-region monitoring server, the inter-region monitoring server sends the resource transfer entry to the resource management server, and the resource management server receives the resource transfer entry and then sends the resource transfer entry to the front-end server.
In addition, when the second server sends the resource transfer entry to the first server, the second server may also send a registration completion notification to the first server. And each server participating in sending the resource transfer entry can carry a registration completion notification when sending the resource transfer entry so as to indicate that the server confirms that the order information is successfully stored.
811. And when receiving the resource transfer entry, the first server forwards the resource transfer entry to the terminal.
Optionally, the second server forwards the resource transfer entry to the first server through the cross-region supervision server, and the first server forwards the resource transfer entry to the terminal.
Optionally, when the first server includes a front-end server and a resource management server, the second server forwards the resource transfer entry to the resource management server, and the resource management server forwards the resource transfer entry to the terminal through the front-end server.
Optionally, the second server sends the resource transfer entry to the cross-region supervision server, the cross-region supervision server forwards the resource transfer entry to the resource management server, and the resource management server forwards the resource transfer entry to the terminal through the front-end server.
Optionally, as shown in fig. 13, the second server includes a payment module and an order module, the payment module receives the second resource transfer registration request and forwards the second resource transfer registration request to the order module, the order module stores order information in the second resource transfer registration request, and configures a status of the order information as an uncompleted status. The order module can send an order placing completion notification to the payment module after storing the order information, and when the payment module receives the order placing completion notification, the payment module generates a resource transfer entry based on the order information and sends the resource transfer entry to the first server.
In the registration method provided by the embodiment of the application, a first server is connected with a second server through a network, and the first server is connected with a third-party application server in a first geographic area through the network. The second server receives the order information of the third-party application server through the first server, registration of the order information is achieved, and then a resource transfer entrance can be generated based on the order information, so that cross-regional resource transfer is conducted based on the resource transfer entrance. The embodiment of the application provides a cross-regional resource transfer scheme suitable for one or more third-party applications, the scheme is more universal, each service provider does not need to deploy a corresponding application server to interact with a second server, the third-party application server does not need to be improved, the cost is saved, and the requirements on the service providers are reduced. Even a service provider without an application server can realize cross-region resource transfer, and the application range is expanded.
And the first server and the second server can be connected through a cross-region supervision server, and the cross-region supervision server can acquire a cross-region resource transfer record between the first server and the second server, so that whether the cross-region resource transfer between the first server and the second server is legal or not is determined, and the supervision requirement of the cross-region resource transfer is met. And the cross-regional supervision server can also verify the order information, and the cross-regional resource transfer is carried out by the second server after the order information passes the verification, so that the safety is improved.
In addition, order information is stored in each server, and verification can be performed according to the order information in any server to determine whether the trans-regional resource transfer is legal or not; or, the verification can be performed according to the order information in the plurality of servers, whether the resource transfer is legal or not is determined, and the safety is improved.
Fig. 14 is a flowchart of a cross-region resource transfer method according to an embodiment of the present application. An interaction subject of the embodiment of the present application is a terminal and a second server shown in any one of fig. 2 to fig. 5, and a process of cross-region resource transfer is described, referring to fig. 14, where the method includes:
1401. and the terminal receives the interface link of the resource transfer interface forwarded by the second server through the first server.
1402. And the terminal sends an access request to the second server based on the interface link of the resource transfer interface.
In the embodiment of the application, for example, a resource transfer entry generated by a second server is used as an interface link of a resource transfer interface, after receiving the interface link, a terminal can trigger an access request based on the interface link, where the access request carries the interface link and is used to access the resource transfer interface generated by the second server, so that a target application jumps from the first server to the second server, and the second server completes resource transfer.
1403. And when the second server receives the access request, acquiring the conversion ratio between the first type resources and the second type resources, and acquiring the quantity of the second type resources equivalent to the first quantity of the first type resources as a second quantity according to the conversion ratio.
Since the resource conversion ratio between different geographic areas changes with time, the conversion ratio between the first type resource and the second type resource changes with time, when the second server receives the access request sent by the terminal, the current conversion ratio can be inquired, the second quantity is updated based on the current conversion ratio, and the accuracy and timeliness of the second quantity can be ensured.
Optionally, as shown in fig. 13, the second server further includes a payment module, a remittance module, and an order module, and the remittance module is configured to query the conversion ratio. The payment module receives an access request sent by the first server, and sends an exchange rate query request to the exchange module, wherein the exchange rate query request is used for acquiring a conversion ratio between the current first type resource and the current second type resource and sending the current conversion ratio to the payment module. The payment module receives the current conversion ratio, sends an order information updating request to the order module, the order information updating request carries the current conversion ratio, receives the order information updating request through the order information, obtains the updated second quantity again based on the current conversion ratio, and sends the updated second quantity to the payment module.
1404. And the second server generates a resource transfer interface based on the second quantity and sends the resource transfer interface to the terminal.
The second server generating the resource transfer interface based on the updated second quantity may include: the second server adds the second quantity to the resource transfer interface.
Optionally, the second server may generate a resource transfer interface based on the updated second quantity and order information. For example, the second server further adds at least one of an order identification, the first quantity, and a recipient identification in the resource transfer interface. The second server adds at least one item of order information in the resource transfer interface, so that the user can know the resource transfer information more, and the judgment of the user is facilitated.
It should be noted that, in the embodiment of the present application, the resource transfer entry is only used as an interface link for illustration, and in other embodiments, the resource transfer entry may also be in other forms. Optionally, the resource transfer entry may also be a resource transfer key, the terminal provides the resource transfer key to the user after receiving the resource transfer key, when the user triggers the resource transfer key, the first server sends a cross-region resource transfer request to the second server, and the second server performs resource transfer according to the cross-region resource transfer request sent by the terminal.
1405. And the terminal displays a resource transfer interface, and sends a cross-region resource transfer request to the second server when receiving a confirmation instruction based on the resource transfer interface.
The resource transfer interface is used for receiving a resource transfer instruction triggered by a user and determining whether the user needs to transfer resources.
Optionally, as shown in fig. 15, the resource transfer interface includes a second number, and the user may determine whether to perform resource transfer according to the second number. When the user uses the second type resource to transfer the resource, the user knows the second type resource relatively, and when the user uses the first type resource to use the service, the user may not know the first type resource, so the resource transfer interface displays the second quantity to the user, and the user determines whether to transfer the resource based on the second quantity, thereby effectively avoiding the blind consumption of the user.
Optionally, as shown in fig. 15, the resource transfer interface further includes a conversion ratio between the first type resource and the second type resource, and the user can obtain the conversion relationship between the first type resource and the second type resource according to the conversion ratio provided by the second server, and when the subsequent user reuses the service, the user can determine the second quantity by himself according to the first quantity corresponding to the service, and determine whether to purchase the service according to the second quantity, thereby avoiding a problem of resource waste caused by the fact that the user cancels the order after placing the order because the user does not know the conversion ratio between the first type resource and the second type resource.
Optionally, as shown in fig. 15, the resource transfer interface further includes a confirmation key, and the user triggers the confirmation instruction by performing a touch operation on the confirmation key, where the touch operation may be a click operation, a double-click operation, a sliding operation, and the like, and a specific manner of the touch operation is not limited in the embodiment of the present application.
In another possible implementation manner, when the terminal receives a confirmation instruction based on the resource transfer interface, the verification information input interface is displayed, and when verification information is received based on the verification information input interface, a cross-region resource transfer request is sent to the second server. The verification information input interface may include a verification information input box, and the verification information input box is used for acquiring the verification information input by the user. For example, the authentication information input box may be a password input box. Or, the verification information input interface includes a verification information prompt message for prompting the user to input the verification information. For example, "please input a fingerprint" is displayed in the authentication information input interface.
1406. And when the second server receives the cross-region resource transfer request, transferring a second quantity of second type resources in the resource account identified by the user to the first target account.
Optionally, when receiving the cross-region resource transfer request, the second server generates a resource transfer order based on the cross-region resource transfer request, and sets the state of the resource transfer order to an uncompleted state, where the resource transfer order includes the order information. And the second server transfers the second quantity of second type resources in the resource account identified by the user to the first target account according to the resource transfer order, and updates the state of the resource transfer order into a resource transfer success state.
Optionally, the second server includes a payment module and an order module, and the payment module receives the cross-region resource transfer request and sends an order generation request carrying order information to the order module. The order module receives the order generation request, generates a resource transfer order, sets the state of the resource transfer order to be an uncompleted state, and sends the order information to the payment module, wherein the resource transfer order comprises the order information. And the payment module transfers the resources according to the order information, namely transfers the second type resources with the second quantity to the first target account. The payment module may send a resource transfer success message to the order module after completing the resource transfer. And after receiving the resource transfer success message, the order module updates the state of the resource transfer order to the resource transfer success state.
Wherein transferring the second amount of the second type of resource in the user identified resource transfer to the first target account may comprise: when the user selects to use the balance of the resource account for resource transfer, the second server directly transfers the second type of resources with the second quantity in the resource account identified by the user to the first target account; when the user selects to use the first resource card for resource transfer, the second server sends a cross-region resource transfer request to a resource card server corresponding to the first resource card, wherein the cross-region resource transfer request carries the second quantity and the identifier of the first target account, so that the resource card server transfers the second quantity of the second type of resources in the first resource card to the first target account based on the cross-region resource transfer request.
The second server transfers the second type of resource that the user needs to transfer to the first target account, and then transfers the first type of resource in the first target account to the resource account corresponding to the receiver identifier, that is, the receiver account.
Because the second server completes the cross-regional resource transfer, and the second server needs to complete the cross-regional resource transfer of a plurality of orders every day, if the cross-regional resource transfer needs to transfer the second type of resource to the order receiver every time, more resources of the second server are occupied. Therefore, the second server may transfer the second amount of the second type resources to the first target account, temporarily not transfer the corresponding first type resources to the first server, but perform settlement with the first server after a preset time period, and perform resource transfer on the first type resources that need to be transferred to the first server within the preset time period.
In the above embodiment, the second server simply transfers the second amount of the second type of resource to the first target account. Therefore, after the execution in the above embodiment is completed, the method may further include the step of performing settlement between the second server and the first server, as follows:
the first target account is a resource transfer account configured by the second server; the second target account is a resource transfer account configured by the first server; the second server deletes the second quantity of the second type resources in the first target account and adds the first quantity of the first type resources in the second target account. The first server receives a first amount of first type resources transferred from the first target account by the second server based on the second target account, and transfers the first amount of first type resources to a receiver account in the order information based on the order information.
Optionally, the second server performs the step of transferring the resource in the first target account to the second target account once every preset time period, and the method may include: the second server obtains the sum of the first quantities corresponding to the plurality of order information within the preset duration, deletes the second type resources with the corresponding quantities in the first target account, and adds the equivalent first type resources in the second target account. The first server transfers the first type resources with the first quantity corresponding to each order information to the account of the receiving party in each order information respectively based on the plurality of order information.
For example, the second server completes resource transfer of 3 orders within a preset time length, where the 3 orders are: (1) user 1 purchases the washing machine on application a, needing to pay 3599 of the first type of resource (359.9 of the second type of resource). (2) User 2 purchases a cell phone on application B and needs to pay 3999 for the first type of resource (399.9 for the second type of resource). (3) User 3 purchases a call on application a for which 100 of the first type of resource (10 of the second type of resource) needs to be paid. At this point, the second server deletes 769.8 the second type of resource in the first target account and adds 7698 the first type of resource in the second target account according to the 3 orders. The second server also has these 3 orders stored in it, so the second server transfers 3699 the first type of resource to the account of application a and 3999 the first type of resource to the account of application B based on these 3 orders.
Fig. 16 is a flowchart of a status updating method according to an embodiment of the present application. Referring to fig. 16, the interaction subject of the embodiment of the present application is the terminal, the first server, the second server, and the third-party application server shown in any one of fig. 2 to fig. 5. After the above step 1406, the method includes:
1601. and the second server sends a first state notification to the terminal based on the user identifier, wherein the first state notification is used for indicating that the second server confirms that the state of the order information is a resource transfer success state.
And after the second server successfully transfers the resources, updating the state of the order information into a successful resource transfer state, and sending a first state notification to the terminal.
1602. The second server sends a first status notification to the first server.
Optionally, as shown in fig. 10, the second server sends a first status notification to the cross-region supervision server, where the first status notification is used to indicate that the second server confirms that the status of the order information is the resource transfer success status. The cross-regional supervision server receives the first state notification, updates the state of the locally stored order information into a resource transfer success state, and sends the first state notification to the first server, wherein the first state notification is also used for indicating the cross-regional supervision server to confirm that the state of the order information is the resource transfer success state.
When the first server includes a front-end server and a resource management server, optionally, as shown in fig. 11, the second server sends a first status notification to the front-end server. In another possible implementation manner, the second server sends the first state notification to the resource management server, and the resource management server receives the first state notification and updates the state of the locally stored order information to the resource transfer success state. The resource management server sends a first state notification to the front-end server, wherein the first state notification is also used for indicating the resource management server to confirm that the state of the order information is a resource transfer success state.
Optionally, as shown in fig. 12 and 17, the second server sends a first status notification to the cross-region supervision server, where the first status notification is used to indicate that the second server confirms that the status of the order information is the resource transfer success status. The cross-regional supervision server receives the first state notification, updates the state of the locally stored order information into a resource transfer success state, and sends the first state notification to the resource management server, wherein the first state notification can also be used for indicating the cross-regional supervision server to confirm that the state of the order information is the resource transfer success state. And the resource management server receives the first state notification and updates the state of the locally stored order information into a resource transfer success state. The resource management server sends a first state notification to the front-end server, wherein the first state notification is also used for indicating the resource management server to confirm that the state of the order information is a resource transfer success state.
1603. And the first server receives a first state notification sent by the second server, and updates the state of the locally stored order information into a resource transfer success state based on the first state notification.
Optionally, after updating the state of the locally stored order information to the resource transfer success state, the first server sends a state update success notification to the second server, so that the second server determines that the state update of the order information of the first server is successful.
Optionally, the second server sends the first state notification to the first server every other preset time period until the second server receives the state update success notification sent by the first server. And the state updating success of the first server is confirmed through repeated sending, so that the interruption of the state synchronization process is avoided.
1604. The terminal sends a state query request to the first server, wherein the state query request carries order information.
1605. And the first server sends a second state notification to the terminal according to the order information, wherein the second state notification is used for indicating that the first server confirms that the state of the order information is a resource transfer success state.
1606. And when the terminal receives the second state notification, displaying a resource transfer success interface.
As shown in fig. 18, after the second server completes the cross-region resource transfer, a first status notification is sent to the terminal, and when the terminal receives the first status notification, the first server may not have received the first status notification, and the status of the order information locally stored by the first server is still an unfinished status. If the terminal receives the first state notification, that is, the first state notification is displayed on the resource transfer success interface, the state of the order information on the terminal and the state of the order information in the first server are asynchronous.
In order to ensure the consistency between the terminal and the first server, when receiving the first state notification, the terminal sends a state query request to the first server to obtain the state of the order information locally stored in the first server, and when the state of the order information in the first server is the resource transfer success state, a resource transfer success interface is displayed. Alternatively, the resource transfer success interface may be as shown in FIG. 19.
In addition, after the first server updates the state of the locally stored order information to the resource transfer success state, the first server also sends a second state notification to the third-party application server, so that the third-party application server updates the order state of the locally stored order information after receiving the second state notification. After the third-party application server updates the order state of the order information to the resource transfer success state, the third-party application server can provide subsequent services for the user.
Optionally, the first server may interact with the second server through the cross-region monitoring server, the order state needs to reach the first server from the second server through the cross-region monitoring server, if the order state synchronization process is interrupted, the terminal may receive the first state notification, and the third-party application server does not receive the second state notification of the first server. If the terminal displays that the resource transfer is successful and the order state synchronization process is interrupted, the order state in the third-party application server is in an uncompleted state, and the third-party application does not provide services for the user, so that misunderstanding and dispute between the user and the third-party application are caused. Therefore, the terminal can display the successful resource transfer interface when receiving the second state notification, and can also avoid misunderstanding and dispute caused by the fact that the user determines that the resource transfer is successful and the third-party application determines that the resource transfer is not successful.
When the terminal determines that the state corresponding to the order information in the first server is the resource transfer success state, the third-party application server is ensured to receive the notification of the successful resource transfer, so that the terminal displays a resource transfer success interface, and the consistency of the resource transfer results received by the user and the third-party application server is ensured.
In addition, in order to ensure consistency of the states of the order information in the plurality of servers in the cross-regional resource transfer channel, the embodiment of the application may further include the following steps:
1607. the first server sends a state query request to the second server, wherein the state query request carries order information.
Optionally, the sending, by the first server, the status query request to the second server may include: and when the state of the order information in the first server is an incomplete state, the first server sends a state query request to the second server.
Optionally, the sending, by the first server, the status query request to the second server may include: and when the state of the order information in the first server is an unfinished state, sending a state query request to the second server at intervals of a preset time period until the second server confirms that the state of the order information is a resource transfer success state.
Optionally, as shown in fig. 11, when the first server includes a front-end server and a resource management server, optionally, the front-end server sends a status query request to the resource management server, the resource management server receives the status query request, determines the status of the order information, and sends a first status notification to the front-end server when the status of the order information is a resource transfer success status; and when the state of the order information is an incomplete state, sending a state query request to the second server. In another possible implementation, the front-end server sends a status query request to the second server.
Optionally, as shown in fig. 10, the first server sends a status query request to the cross-region monitoring server, the cross-region monitoring server receives the status query request, determines the status of the order information, and when the status of the order information is a resource transfer success status, the cross-region monitoring server may send a first status notification to the first server, where the first status notification indicates that the cross-region monitoring server is further configured to indicate that the status of the order information is confirmed as a resource transfer success status. And when the state of the order information is an incomplete state, the cross-regional supervision server sends a state query request to the second server.
Optionally, as shown in fig. 12 and 17, the front-end server sends a status query request to the resource management server, the resource management server receives the status query request, determines the status of the order information, and sends a first status notification to the front-end server when the status of the order information is a resource transfer success status; when the state of the order information is an unfinished state, the resource management server sends a state query request to the cross-region supervision server, the cross-region supervision server receives the state query request, the state of the order information is determined, and when the state of the order information is a resource transfer success state, a first state notification is sent to the resource management server; and when the state of the order information is an incomplete state, the cross-regional supervision server sends a state query request to the second server.
1608. The second server receives the state query request sent by the first server, and sends a first state notification to the first server, wherein the first state notification is used for indicating that the second server confirms that the state of the order information is a resource transfer success state.
1609. And the first server receives a first state notification sent by the second server, and updates the state of the locally stored order information into a resource transfer success state based on the first state notification.
It should be noted that, in the embodiment of the present application, the execution timing of the steps 1607-1610 may be: after the first server receives the registration completion notification sent by other servers connected with the first server, the first server can initiate a state query request.
According to the state updating method provided by the embodiment of the application, the consistency of the state of the order information is dually ensured through the forward notification and the reverse query, and the fact that the terminal and the third-party application server can timely receive the successful resource transfer notification is ensured.
Currently, users can use services not only online through third party applications, but also in off-line physical stores. The foregoing embodiments provide a method for performing cross-regional resource transfer on line, and in some embodiments, a cross-regional resource transfer process may also be triggered on line.
Fig. 20 is a flowchart of a cross-region resource transfer method according to an embodiment of the present application. The interactive main body of the embodiment of the application is a terminal, a first server, a second server and a third-party application server, and the process of triggering cross-regional resource transfer under the line is explained. Referring to fig. 20, the method includes:
2001. the first terminal generates order information, and scans the graphic code displayed by the second terminal to obtain the user identification.
The first terminal may be a terminal of a service provider, the second terminal may be a terminal of a service user, and the service provider may generate order information on the first terminal based on a service selected by the service user.
The second terminal is installed with a target application, which is an application with a resource transfer function, and the target application can generate a graphic code, as shown in fig. 21. The graphical code may be used to complete the resource transfer under line. The graphic code can be a two-dimensional code, a bar code and the like, and the specific form of the graphic code is not limited in the embodiment of the application.
Optionally, the first terminal has a plurality of service identifiers, and after the service user selects the service provided by the service provider, the service provider selects the corresponding service identifier on the first terminal, and the first terminal generates the order information. The order information includes a first quantity, which is the quantity of the first type of resource to be transferred. Optionally, the first terminal is installed with a third-party application, the third-party application provides a plurality of service identifiers, and the order information is generated according to the service identifier selected by the service provider. The third party application may be any application that is different from the target application.
The service user can display the graphic code through the target application of the second terminal, and the graphic code comprises the user identification of the second terminal for logging in the target application. And the second terminal scans the graphic code displayed by the second terminal and analyzes the graphic code to obtain the user identifier corresponding to the graphic code. Optionally, as shown in fig. 22, a scanner is configured on the second terminal, and the second terminal scans the graphic code displayed by the second terminal through the scanner and analyzes the graphic code to obtain the user identifier corresponding to the graphic code.
2002. The first terminal sends a resource transfer request to the first server through the third-party application server, wherein the resource transfer request carries a user identifier and order information, the order information comprises a first quantity, and the first quantity is the quantity of the first type resource to be transferred.
The third-party application server is a server related to the third-party application, and the third-party application server provides service for the third-party application.
2003. The first server receives a resource transfer request sent by the first terminal, stores the order information, configures the state of the order information into an uncompleted state, and determines a second server to which a resource account of the user identifier belongs.
The first server may determine the resource account of the user identifier according to the field of the user identifier, and optionally, a string of characters may be obtained after the scanner analyzes the graphic code, where the characters are the user identifier. The front end character of the user identifier can represent the resource account of the user identifier, and the second server to which the resource account belongs is determined according to the front end character. For example, the user identification is HK108875612, from which HK the first server can determine that the resource account of the user identification belongs to the second server.
2004. The first server sends a cross-region resource transfer request to the second server, wherein the cross-region resource transfer request carries the user identification and the order information.
Optionally, the sending, by the first server, the cross-region resource transfer request to the second server includes: the method comprises the steps that a first server sends a cross-regional resource transfer request to a cross-regional supervision server, the cross-regional resource transfer request is forwarded to a second server after the cross-regional supervision server verifies order information, and the cross-regional supervision server is used for supervising cross-regional resource transfer. The order information is verified through the cross-regional supervision server, the legality of the order information is guaranteed, and the safety of cross-regional resource transfer is improved.
2005. And the second server receives the cross-region resource transfer request sent by the first server, stores the order information and configures the state of the order information into an uncompleted state.
2006. The second server obtains a conversion ratio between the first type resource and the second type resource; and acquiring the quantity of the second type resources equivalent to the first quantity of the first type resources as a second quantity according to the conversion ratio.
2007. The second server transfers a second amount of a second type of resource in the resource account identified by the user to the first target account.
When offline payment is adopted, the first server sends the user identifier and the order information to the second server, and after the second server stores the order information, cross-regional resource transfer can be directly performed based on the order information, as shown in fig. 23.
Optionally, the transferring, by the second server, the second amount of the second type of resource in the resource account identified by the user to the first target account may include: based on the user identification, sending a verification instruction to the second terminal, displaying a password verification interface by the second terminal, and acquiring a password input in the password verification interface; receiving a password sent by a second terminal; and when the password is determined to be the correct password of the user identification, transferring a second amount of the second type of resources in the resource account to the first target account. The safety of user payment is ensured, and the loss of the property of the user caused by the fact that malicious personnel steal the graphic code of the user terminal is avoided.
2008. And the second server sends a first state notification to the second terminal based on the user identifier, wherein the first state notification is used for indicating that the second server confirms that the state of the order information is a resource transfer success state.
2009. The second server sends a first status notification to the first server.
2010. And the first server receives a first state notification sent by the second server, and updates the state of the locally stored order information into a resource transfer success state based on the first state notification.
2011. And the second terminal sends a state query request to the first server, wherein the state query request carries order information.
2012. And the first server sends a second state notification to the second terminal according to the order information, wherein the second state notification is used for indicating that the first server confirms that the state of the order information is a resource transfer success state.
2013. And when the second terminal receives the second state notification, displaying a resource transfer success interface.
The second terminal may receive a first state notification sent by the second server when sending the state query request to the first server, so that after determining that the resource transfer process of the second server based on the order information is successfully completed, the second terminal may determine whether the state of the order information in the first server is changed to a resource transfer success state, and when the state of the order information in the first server is the resource transfer success state, a resource transfer success interface is displayed, so that the resource transfer results received by the first terminal and the second terminal are the same.
Optionally, after the first server sends the cross-region resource transfer request to the second server, the following steps 2014 to 2016 may also be performed.
2014. The first server sends a state query request to the second server, wherein the state query request carries order information.
2015. The second server receives the state query request sent by the first server, and sends a first state notification to the first server, wherein the first state notification is used for indicating that the second server confirms that the state of the order information is a resource transfer success state.
2016. And the first server receives a first state notification sent by the second server, and updates the state of the locally stored order information into a resource transfer success state based on the first state notification.
2017. And the first server sends a second state notification to the first terminal through the third-party application server, wherein the second state notification is used for indicating that the first server confirms that the state of the order information is a resource transfer success state.
Optionally, when the first terminal receives the second status notification, a resource transfer success interface is displayed to prompt the service provider that the order resource transfer is successful.
In addition, after the first terminal sends the resource transfer request to the first server and before receiving the second state notification sent by the first server, the first terminal may also send a state query request to the first server through the third-party application server, where the state query request carries the order information, and the first server returns the second state notification according to the order information.
In the above embodiment, the second server simply transfers the second amount of the second type of resource to the first target account. Therefore, after the execution in the above embodiment is completed, the method may further include the step of performing settlement between the second server and the first server, as follows:
the first target account is a resource transfer account configured by the second server; the second target account is a resource transfer account configured by the first server; the second server deletes the second quantity of the second type resources in the first target account and adds the first quantity of the first type resources in the second target account. The first server receives a first amount of first type resources transferred from the first target account by the second server based on the second target account, and transfers the first amount of first type resources to a receiver account in the order information based on the order information.
Optionally, the second server performs the step of transferring the resource in the first target account to the second target account once every preset time period, and the method may include: the second server obtains the sum of the first quantities corresponding to the plurality of order information within the preset duration, deletes the second type resources with the corresponding quantities in the first target account, and adds the equivalent first type resources in the second target account. The first server transfers the first type resources with the first quantity corresponding to each order information to the account of the receiving party in each order information respectively based on the plurality of order information.
Steps 2003 to 2017 are similar to steps 803 to 809, steps 1401 to 1406, and steps 1601 to 1609, and are not described again.
According to the cross-regional resource transfer method provided by the embodiment of the application, the first server is connected with the second server through a network, and the first server is connected with the third-party application server in the first geographic region through the network. And the second server receives the order information of the third-party application server through the first server, so that the resource transfer is carried out based on the order information. The embodiment of the application provides a cross-regional resource transfer scheme suitable for one or more third-party applications, the scheme is more universal, each service provider does not need to deploy a corresponding application server to interact with a second server, the third-party application server does not need to be improved, the cost is saved, and the requirements on the service providers are reduced. Even a service provider without an application server can realize cross-region resource transfer, and the application range is expanded.
And the first server and the second server can be connected through a cross-region supervision server, and the cross-region supervision server can acquire a cross-region resource transfer record between the first server and the second server, so that whether the cross-region resource transfer between the first server and the second server is legal or not is determined, and the supervision requirement of the cross-region resource transfer is met. And the cross-regional supervision server can also verify the order information, and the cross-regional resource transfer is carried out by the second server after the order information passes the verification, so that the safety is improved.
Fig. 24 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application, and referring to fig. 24, the apparatus includes: a calling module 2401, a registration request sending module 2402, a first receiving module 2403, and a transfer request sending module 2404.
The calling module 2401 is configured to call a target application based on order information generated by a third-party application, where the third-party application is any application different from the target application, and the order information includes a first quantity, where the first quantity is a quantity of a first type of resource to be transferred;
a registration request sending module 2402, configured to send, by using the target application, a first resource transfer registration request to a first server associated with the target application, where the first resource transfer registration request carries a user identifier of the terminal logging in the target application and the order information, and the first server sends a second resource transfer registration request to a second server to which a resource account of the user identifier belongs, where the second resource transfer registration request carries the user identifier and the order information;
a first receiving module 2403, configured to receive a resource transfer entry forwarded by the second server through the first server, where the resource transfer entry is generated by the second server according to the order information;
a transfer request sending module 2404, configured to send a cross-region resource transfer request to the second server based on the resource transfer entry, where the second server transfers a second amount of the second type of resources in the resource account to the first target account, and the second amount of the second type of resources is equivalent to the first amount of the first type of resources.
Optionally, as shown in fig. 25, the invoking module 2401 includes:
a display unit 24011, configured to display, through the third-party application, a resource transfer confirmation interface, where the resource transfer confirmation interface is used to initiate resource transfer of the order information;
a first invoking unit 24012, configured to invoke the target application through the third party application when a confirmation instruction is received based on the resource transfer confirmation interface.
Optionally, as shown in fig. 25, the invoking module 2401 includes:
a sending unit 24013, configured to send, by the third-party application, a target application identifier of the target application and the order information to a third-party application server associated with the third-party application, where the third-party application server sends, according to the target application identifier, a third resource transfer registration request to the first server, where the third resource transfer registration request carries the order information, and the first server returns, through the third-party application server, an interface identifier for invoking the target application;
a second calling unit 24014, configured to, when receiving the interface identifier, call the target application based on the interface corresponding to the interface identifier.
Optionally, as shown in fig. 25, the resource transfer entry is an interface link of a resource transfer interface, and the transfer request sending module 2404 includes:
a display unit 24041, configured to display a resource transfer interface corresponding to the interface link, where the resource transfer interface is generated by the second server according to the order information, and the resource transfer interface includes the second quantity;
a transfer request sending unit 24042, configured to send the cross-region resource transfer request to the second server when a confirmation instruction is received based on the resource transfer interface.
Optionally, as shown in fig. 25, the apparatus further includes:
a second receiving module 2405, configured to receive a first status notification sent by the second server based on the user identifier, where the first status notification is used to indicate that the second server confirms that the status of the order information is a resource transfer success status;
an inquiry request sending module 2406, configured to send a status inquiry request to the first server, where the status inquiry request carries the order information, and the first server returns a second status notification according to the order information, where the second status notification is used to indicate that the first server confirms that the status of the order information is a resource transfer success status;
the display module 2407, when receiving the second status notification, displays a resource transfer success interface.
Fig. 26 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application, and referring to fig. 26, the apparatus includes: a first receiving module 2601, a determining module 2602, a registration request sending module 2603, and an entry sending module 2604.
A first receiving module 2601, configured to receive a first resource transfer registration request sent by a terminal through a target application, where the first resource transfer registration request carries a user identifier for the terminal to log in the target application and order information generated by the terminal through a third-party application, the third-party application is any application different from the target application, and the order information includes a first quantity, where the first quantity is a quantity of a first type of resource to be transferred;
a determining module 2602, configured to determine a second server to which the resource account identified by the user belongs;
a registration request sending module 2603, configured to send a second resource transfer registration request to the second server, where the second resource transfer registration request carries the user identifier and the order information, and the second server generates a resource transfer entry according to the order information;
a portal sending module 2604, configured to send the resource transfer portal to the terminal when receiving the resource transfer portal returned by the second server, where the terminal sends a cross-region resource transfer request to the second server based on the resource transfer portal, and the second server transfers a second amount of the second type of resources in the resource account to the first target account, where the second amount of the second type of resources is equal to the first amount of the first type of resources.
Optionally, as shown in fig. 27, the apparatus further includes:
a registration request receiving module 2605, configured to receive a third resource transfer registration request sent by a third-party application server according to a target application identifier of the target application, where the third resource transfer registration request carries the order information, and the target application identifier and the order information are sent to the third-party application server by the terminal through the third-party application;
an interface identifier sending module 2606, configured to send an interface identifier for calling the target application to the third-party application server, where the third-party application server forwards the interface identifier to the terminal, and the terminal calls the target application based on the interface corresponding to the interface identifier.
Optionally, as shown in fig. 27, the registration request sending module 2603 is configured to send the second resource transfer registration request to a cross-region supervision server, and after the cross-region supervision server verifies the order information, forward the second resource transfer registration request to the second server, where the cross-region supervision server is used to supervise resource transfer across regions.
Optionally, as shown in fig. 27, the apparatus further includes:
a status notification receiving module 2607, configured to receive a first status notification sent by the second server, where the first status notification is used to indicate that the second server confirms that the status of the order information is a resource transfer success status;
an updating module 2608, configured to update the state of the locally stored order information to a resource transfer success state based on the first status notification.
Optionally, as shown in fig. 27, the apparatus further includes:
the query request sending module 2609 is configured to send a status query request to the second server, where the status query request carries the order information, and the second server returns the first status notification.
Optionally, as shown in fig. 27, the apparatus further includes:
a query request receiving module 2610, configured to receive a status query request sent by the terminal, where the status query request carries the order information;
a status notification sending module 2611, configured to send a second status notification to the terminal according to the order information, where the second status notification is used to indicate that the first server confirms that the status of the order information is a resource transfer success status.
Optionally, as shown in fig. 27, the first target account is a resource transfer account configured by the second server; the second target account is a resource transfer account configured by the first server; the device also includes:
a second receiving module 2612, configured to receive, through a second target account, the first amount of the first type of resource transferred from the first target account by the second server;
a transfer module 2613, configured to transfer the first amount of the first type of resource in the second destination account to a recipient account in the order information based on the order information.
Fig. 28 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application, and referring to fig. 28, the apparatus includes: a first receiving module 2801, an entry generating module 2802, an entry sending module 2803, and a transferring module 2804.
A first receiving module 2801, configured to receive a second resource transfer registration request sent by a first server after receiving a first resource transfer registration request sent by a terminal, where the first resource transfer registration request is sent after a target application is called by the terminal based on order information generated by a third-party application, the second resource transfer registration request carries a user identifier of the terminal logging in the target application and the order information, the third-party application is any application different from the target application, the order information includes a first quantity, and the first quantity is a quantity of a first type of resource to be transferred;
an entry generating module 2802, configured to generate a resource transfer entry according to the order information;
an entry sending module 2803, configured to send the resource transfer entry to the first server, where the first server forwards the resource transfer entry to the terminal, and the terminal sends a cross-region resource transfer request to the second server based on the resource transfer entry;
a transferring module 2804, configured to transfer, when the cross-region resource transfer request is received, a second amount of resources of a second type in the resource account identified by the user to the first target account, where the second amount of resources of the second type is equivalent to the first amount of resources of the first type.
Optionally, as shown in fig. 29, the apparatus further includes:
a first obtaining module 2805, configured to obtain a conversion ratio between the first type resource and the second type resource;
a second obtaining module 2806, configured to obtain, according to the scaling ratio, the number of the second type of resource equivalent to the first number of the first type of resource as the second number.
Optionally, as shown in fig. 29, the apparatus further comprises at least one of the following modules;
a first sending module 2807, configured to send a first status notification to the first server, where the first status notification is used to indicate that the second server confirms that the status of the order information is a resource transfer success status;
a second sending module 2808 configured to send the first status notification to the terminal based on the user identifier.
Optionally, as shown in fig. 29, the apparatus further includes:
a second receiving module 2809, configured to receive a status query request sent by the first server, where the status query request carries the order information.
Optionally, the first target account is a resource transfer account configured by the second server; the second target account is a resource transfer account configured by the first server;
the transfer module 2804 is further configured to transfer the first amount of the first type of resource in the first target account to the second target account, and the first server transfers the first amount of the first type of resource in the second target account to the recipient account in the order information based on the order information.
Fig. 30 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application, and referring to fig. 30, the apparatus includes: a generation module 3001, a scanning module 3002 and a transfer request transmission module 3003.
A generating module 3001, configured to generate order information through a third-party application, where the order information includes a first quantity, and the first quantity is a quantity of a first type of resource to be transferred;
a scanning module 3002, configured to scan a graphical code displayed by the second terminal based on the target application, where the graphical code includes a user identifier for logging in the target application, and the third-party application is any application different from the target application;
a transfer request sending module 3003, configured to send, by using a third-party application server associated with the third-party application, a resource transfer request to a first server associated with the target application, where the resource transfer request carries the user identifier and the order information, and the first server sends a cross-region resource transfer request to a second server to which a resource account of the user identifier belongs, where the cross-region resource transfer request carries the user identifier and the order information, and the second server transfers a second number of resources of a second type in the resource account to the first target account, where the second number of resources of the second type is equivalent to the first number of resources of the first type.
Optionally, the apparatus further comprises:
a second receiving module 3004, configured to receive a second status notification sent by the first server, where the second status notification is used to indicate that the first server confirms that the status of the order information is a resource transfer success status;
a display module 3005, configured to display a resource transfer success interface when receiving the second status notification.
As shown in fig. 31, optionally, the apparatus further comprises:
the query request sending module 3006 is configured to send a status query request to the first server through the third-party application server, where the status query request carries the order information, and the first server returns the second status notification according to the order information.
Fig. 32 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application, and referring to fig. 32, the apparatus includes: a presentation module 3201, a receiving module 3202, a query module 3203, and a display module 3204.
A presentation module 3201, configured to present a graphical code based on a target application, where the graphical code includes a user identifier for logging in the target application, the graphical code is scanned by a first terminal, a resource transfer request is sent to a first server associated with the target application through a third-party application server associated with the third-party application, the resource transfer request carries the user identifier and order information generated by the third-party application, and the first server sends a cross-region resource transfer request to a second server to which a resource account of the user identifier belongs;
a receiving module 3202, configured to receive a first status notification sent by the second server, where the first status notification is used to indicate that the second server confirms that the status of the order information is a resource transfer success status;
an inquiry module 3203, configured to send a status inquiry request to the first server, where the status inquiry request carries the order information;
a display module 3204, configured to display a resource transfer success interface when receiving a second status notification sent by the first server, where the second status notification is used to indicate that the first server confirms that the status of the order information is a resource transfer success status.
As shown in fig. 33, optionally, the apparatus further comprises:
the display module 3204 is configured to display a password authentication interface when receiving an authentication instruction sent by the second server based on the user identifier;
a sending module 3205, configured to obtain the password input in the password authentication interface, and send the password to the second server.
Fig. 34 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application, and referring to fig. 34, the apparatus includes: a transfer request receiving module 3401, a determining module 3402 and a transfer request sending module 3403.
A transfer request receiving module 3401, configured to receive a resource transfer request sent by a third-party application server associated with a third-party application by a first terminal, where the resource transfer request carries a user identifier and order information, the user identifier is obtained by the first terminal by scanning a graphic code that includes the user identifier and is displayed by a second terminal, the user identifier is a user identifier for logging in the target application, the order information includes a first quantity, and the first quantity is a quantity of a first type of resource to be transferred;
a determining module 3402, configured to determine a second server to which the resource account of the user identifier belongs;
a transfer request sending module 3403, configured to send a cross-region resource transfer request to the second server, where the cross-region resource transfer request carries the user identifier and the order information, and the second server transfers a second amount of a second type of resource in the resource account of the user identifier to the first target account, where the second amount of the second type of resource is equivalent to the first amount of the first type of resource.
As shown in fig. 35, optionally, the apparatus further comprises:
the storage module 3404 is configured to store the order information, and configure the status of the order information as an incomplete status.
Optionally, the transfer request sending module 3403 is configured to send the cross-region resource transfer request to a cross-region monitoring server, and after the cross-region monitoring server verifies the order information, forward the cross-region resource transfer request to the second server, where the cross-region monitoring server is configured to monitor cross-region resource transfer.
Optionally, the apparatus further comprises:
a status notification receiving module 3405, configured to receive a first status notification sent by the second server, where the first status notification is used to indicate that the second server confirms that the status of the order information is a resource transfer success status;
an updating module 3406, configured to update the state of the locally stored order information to a resource transfer success state based on the first state notification.
Optionally, the apparatus further comprises:
the query request sending module 3407 is configured to send a status query request to the second server, where the status query request carries the order information, and the second server returns the first status notification.
Optionally, the apparatus further comprises:
a query request receiving module 3408, configured to receive a status query request sent by the first terminal, where the status query request carries the order information;
the status notification sending module 3409 is configured to send a second status notification to the first terminal according to the order information, where the second status notification is used to indicate that the first server confirms that the status of the order information is a resource transfer success status.
Optionally, the first target account is a resource transfer account configured by the second server; the second target account is a resource transfer account configured by the first server; the device also includes:
a second receiving module 3410, configured to receive, through a second target account, the first amount of the first type resource transferred from the first target account by the second server;
a transfer module 3411 configured to transfer the first amount of the first type of resource in the second destination account to the account of the recipient in the order information based on the order information.
Fig. 36 is a schematic structural diagram of a cross-region resource transfer apparatus according to an embodiment of the present application, and referring to fig. 36, the apparatus includes: a transfer request receiving module 3601 and a resource transfer module 3602.
A transfer request receiving module 3601, configured to receive a cross-regional resource transfer request sent by a first server associated with a target application after receiving a resource transfer request sent by a first terminal, where the resource transfer request carries a user identifier and order information, the user identifier is obtained by the first terminal by scanning a graphic code that includes the user identifier and is displayed by a second terminal, the user identifier is a user identifier for logging in the target application, the order information includes a first number, and the first number is a number of a first type of resource to be transferred;
a resource transfer module 3602, configured to transfer a second amount of a second type resource in the resource account identified by the user to the first target account, where the second amount of the second type resource is equivalent to the first amount of the first type resource.
Optionally, as shown in fig. 37, the resource transfer module 3602 includes:
a sending unit 36021, configured to send an authentication instruction to the second terminal based on the user identifier, where the second terminal displays a password authentication interface and obtains a password input in the password authentication interface;
a receiving unit 36022, configured to receive the password sent by the second terminal;
a resource transfer unit 36023, configured to transfer the second amount of the second type resource in the resource account to the first target account when the password is determined to be a correct password of the user identifier.
Optionally, the apparatus further comprises:
a first obtaining module 3603, configured to obtain a conversion ratio between the first type resource and the second type resource;
a second obtaining module 3604, configured to obtain, according to the scaling ratio, an amount of the second type resource equivalent to the first amount of the first type resource as the second amount.
Optionally, the apparatus further comprises at least one of the following modules;
a first sending module 3605, configured to send a first status notification to the first server, where the first status notification is used to indicate that the second server confirms that the status of the order information is a resource transfer success status; alternatively, the first and second electrodes may be,
a second sending module 3606, configured to send the first status notification to the second terminal based on the user identifier.
Optionally, the apparatus further comprises:
a second receiving module 3607, configured to receive a status query request sent by the first server, where the status query request carries the order information.
Optionally, the first target account is a resource transfer account configured by the second server; the second target account is a resource transfer account configured by the first server;
the resource transfer module 3602 is further configured to transfer the first amount of the first type resource in the first target account to the second target account, and transfer, by the first server, the first amount of the first type resource in the second target account to the recipient account in the order information based on the order information.
A concrete expression form of the computer device provided in the embodiment of the present application may be a terminal, and fig. 38 is a block diagram of a structure of the terminal provided in the embodiment of the present application. The terminal 3800 is used for executing the steps executed by the terminal or the smart device in the above embodiments, and may be a portable mobile terminal, such as: a smart phone, a tablet computer, an MP3 player (Moving picture Experts Group Audio Layer III, motion picture Experts compression standard Audio Layer 3), an MP4 player (Moving picture Experts Group Audio Layer IV, motion picture Experts compression standard Audio Layer 4), a notebook computer or a desktop computer. The terminal 3800 may also be referred to as a user equipment, portable terminal, laptop terminal, desktop terminal, or the like.
Generally, the terminal 3800 includes: a processor 3801 and a memory 3802.
The processor 3801 may include one or more processing cores, such as a 4-core processor, an 8-core processor, and so on. The processor 3801 may be implemented in at least one hardware form of a DSP (Digital Signal Processing), an FPGA (Field-Programmable Gate Array), and a PLA (Programmable Logic Array). Processor 3801 may also include a main processor and a coprocessor, where the main processor is a processor used to process data in an awake state, and is also referred to as a Central Processing Unit (CPU); a coprocessor is a low power processor for processing data in a standby state. In some embodiments, the processor 3801 may be integrated with a GPU (Graphics Processing Unit), which is responsible for rendering and drawing content required to be displayed by the display screen. In some embodiments, the processor 3801 may further include an AI (Artificial Intelligence) processor for processing computing operations related to machine learning.
The memory 3802 may include one or more computer-readable storage media, which may be non-transitory. The memory 3802 may also include high-speed random access memory, as well as non-volatile memory, such as one or more magnetic disk storage devices, flash memory storage devices, and the like. In some embodiments, a non-transitory computer readable storage medium in the memory 3802 is used to store at least one instruction for execution by the processor 3801 to implement the cross-locale resource transfer method provided by the method embodiments herein.
In some embodiments, the terminal 3800 may further include: a peripheral device interface 3803 and at least one peripheral device. The processor 3801, memory 3802, and peripheral interface 3803 may be connected by buses or signal lines. Various peripheral devices may be connected to the peripheral interface 3803 via a bus, signal line, or circuit board. Specifically, the peripheral device includes: at least one of a radio frequency circuit 3804, a touch display screen 3805, a camera assembly 3806, an audio circuit 3807, a positioning assembly 3808, and a power supply 3809.
The peripheral device interface 3803 can be used to connect at least one peripheral device associated with I/O (Input/Output) to the processor 3801 and the memory 3802. In some embodiments, the processor 3801, memory 3802, and peripheral interface 3803 are integrated on the same chip or circuit board; in some other embodiments, any one or both of the processor 3801, the memory 3802, and the peripheral device interface 3803 may be implemented on separate chips or circuit boards, which are not limited in this application.
The Radio Frequency circuit 3804 is used for receiving and transmitting RF (Radio Frequency) signals, also called electromagnetic signals. The radio frequency circuit 3804 communicates with communication networks and other communication devices via electromagnetic signals. The radio frequency circuit 3804 converts an electric signal into an electromagnetic signal to transmit, or converts a received electromagnetic signal into an electric signal. Optionally, the radio frequency circuit 3804 includes: an antenna system, an RF transceiver, one or more amplifiers, a tuner, an oscillator, a digital signal processor, a codec chipset, a subscriber identity module card, and so forth. The radio frequency circuit 3804 may communicate with other terminals via at least one wireless communication protocol. The wireless communication protocols include, but are not limited to: the world wide web, metropolitan area networks, intranets, generations of mobile communication networks (2G, 3G, 4G, and 5G), Wireless local area networks, and/or WiFi (Wireless Fidelity) networks. In some embodiments, the radio frequency circuit 3804 may also include NFC (Near Field Communication) related circuits, which are not limited in this application.
The display screen 3805 is used to display a UI (User Interface). The UI may include graphics, text, icons, video, and any combination thereof. When display screen 3805 is a touch display screen, display screen 3805 also has the ability to capture touch signals on or above the surface of display screen 3805. The touch signal may be input to the processor 3801 as a control signal for processing. At this point, the display 3805 may also be used to provide virtual buttons and/or a virtual keyboard, also referred to as soft buttons and/or a soft keyboard. In some embodiments, the display 3805 may be one, providing a front panel of the terminal 3800; in other embodiments, the display screens 3805 may be at least two, each disposed on a different surface of the terminal 3800 or in a folded design; in still other embodiments, the display 3805 may be a flexible display disposed on a curved surface or a folded surface of the terminal 3800. Even more, the display screen 3805 may be provided in a non-rectangular irregular figure, i.e., a shaped screen. The Display 3805 may be made of LCD (Liquid Crystal Display), OLED (Organic Light-Emitting Diode), or other materials.
The camera assembly 3806 is used to capture images or video. The power supply 3809 is used to provide power to various components within the terminal 3800. The power supply 3809 may be ac, dc, disposable, or rechargeable. When the power supply 3809 includes a rechargeable battery, the rechargeable battery may support wired or wireless charging. The rechargeable battery may also be used to support fast charge technology.
In some embodiments, the terminal 3800 also includes one or more sensors 3810. The one or more sensors 3810 include, but are not limited to: acceleration sensor 3811, gyro sensor 3812, pressure sensor 3813, fingerprint sensor 3814, optical sensor 3815, and proximity sensor 3816.
Pressure sensors 3813 may be disposed on side borders of terminal 3800 and/or underlying layers of touch display screen 3805. When the pressure sensor 3813 is disposed at a side frame of the terminal 3800, a user's grip signal to the terminal 3800 may be detected, and the processor 3801 performs left-right hand recognition or shortcut operation according to the grip signal acquired by the pressure sensor 3813. When the pressure sensor 3813 is disposed at a lower layer of the touch display screen 3805, the processor 3801 controls the operability control on the UI interface according to a pressure operation of the user on the touch display screen 3805. The operability control comprises at least one of a button control, a scroll bar control, an icon control and a menu control.
The fingerprint sensor 3814 is configured to collect a fingerprint of the user, and the processor 3801 identifies the identity of the user according to the fingerprint collected by the fingerprint sensor 3814, or the fingerprint sensor 3814 identifies the identity of the user according to the collected fingerprint. Upon identifying that the user's identity is a trusted identity, processor 3801 authorizes the user to perform relevant sensitive operations including unlocking a screen, viewing encrypted information, downloading software, transferring resources, changing settings, and the like. The fingerprint sensor 3814 may be provided on the front, back, or side of the terminal 3800. When a physical key or vendor Logo is provided on the terminal 3800, the fingerprint sensor 3814 may be integrated with the physical key or vendor Logo.
Those skilled in the art will appreciate that the configuration illustrated in fig. 38 is not intended to be limiting of the terminal 3800 and may include more or fewer components than illustrated, or may combine certain components, or may employ a different arrangement of components.
One concrete expression of the computer device provided in this embodiment of the present application may be a server, and fig. 39 is a schematic structural diagram of a server provided in this embodiment of the present application, where the server 3900 may generate a relatively large difference due to a difference in configuration or performance, and may include one or more processors (CPUs) 3901 and one or more memories 3902, where the memory 3902 stores at least one instruction, and the at least one instruction is loaded and executed by the processor 3901 to implement the methods provided in the foregoing method embodiments. Of course, the server may also have components such as a wired or wireless network interface, a keyboard, and an input/output interface, so as to perform input/output, and the server may also include other components for implementing the functions of the device, which are not described herein again.
Server 3900 can be used to perform the steps performed by any of the servers in the cross-region resource transfer methods described above.
The embodiment of the present application further provides a computer device, where the computer device includes a processor and a memory, where the memory stores at least one instruction, and the instruction is loaded and executed by the processor to implement the operations performed in the cross-region resource transfer method of the foregoing embodiment.
The embodiment of the present application further provides a computer-readable storage medium, where at least one instruction is stored in the computer-readable storage medium, and the instruction is loaded and executed by a processor to implement the operations performed in the cross-region resource transfer method of the foregoing embodiment.
It will be understood by those skilled in the art that all or part of the steps for implementing the above embodiments may be implemented by hardware, or may be implemented by a program instructing relevant hardware, where the program may be stored in a computer-readable storage medium, and the above-mentioned storage medium may be a read-only memory, a magnetic disk or an optical disk, etc.
The above description is only exemplary of the present application and should not be taken as limiting, as any modification, equivalent replacement, or improvement made within the spirit and principle of the present application should be included in the protection scope of the present application.

Claims (15)

1. A cross-region resource transfer method is applied to a first terminal, and comprises the following steps:
generating order information through a third-party application, wherein the order information comprises a first quantity, and the first quantity is the quantity of a first type of resource to be transferred;
scanning a graphic code displayed by a second terminal based on a target application, wherein the graphic code comprises a user identifier for logging in the target application, and the third-party application is any application different from the target application;
sending a resource transfer request to a first server associated with the target application through a third-party application server associated with the third-party application, wherein the resource transfer request carries the user identifier and the order information, sending a cross-region resource transfer request to a second server to which a resource account of the user identifier belongs by the first server, wherein the cross-region resource transfer request carries the user identifier and the order information, and transferring a second quantity of second-type resources in the resource account to the first target account by the second server, wherein the second quantity of second-type resources is equivalent to the first quantity of first-type resources.
2. The method of claim 1, wherein after sending the resource transfer request to the first server associated with the target application via the third-party application server associated with the third-party application, the method further comprises:
receiving, by the third-party application server, a second state notification sent by the first server, where the second state notification is used to indicate that the first server confirms that the state of the order information is a resource transfer success state;
and when the second state notification is received, displaying a resource transfer success interface.
3. A cross-region resource transfer method is applied to a second terminal, and comprises the following steps:
displaying a graphic code based on a target application, wherein the graphic code comprises a user identifier for logging in the target application, scanning the graphic code by a first terminal, sending a resource transfer request to a first server associated with the target application through a third-party application server associated with the third-party application, wherein the resource transfer request carries the user identifier and order information generated by the third-party application, and sending a cross-region resource transfer request to a second server to which a resource account of the user identifier belongs by the first server;
receiving a first state notification sent by the second server, wherein the first state notification is used for indicating the second server to confirm that the state of the order information is a resource transfer success state;
sending a state query request to the first server, wherein the state query request carries the order information;
and when a second state notification sent by the first server is received, displaying a resource transfer success interface, wherein the second state notification is used for indicating the first server to confirm that the state of the order information is a resource transfer success state.
4. A cross-regional resource transfer method applied to a first server is characterized by comprising the following steps:
receiving a resource transfer request sent by a first terminal through a third-party application server associated with a third-party application, wherein the resource transfer request carries a user identifier and order information, the user identifier is obtained by the first terminal through scanning a graphic code which is displayed by a second terminal and contains the user identifier, the user identifier is a user identifier for logging in the target application, the order information comprises a first quantity, and the first quantity is the quantity of a first type of resource to be transferred;
determining a second server to which the resource account of the user identifier belongs;
and sending a cross-regional resource transfer request to the second server, wherein the cross-regional resource transfer request carries the user identifier and the order information, and the second server transfers a second quantity of second type resources in the resource account of the user identifier to the first target account, and the second quantity of second type resources is equivalent to the first quantity of first type resources.
5. The method of claim 4, wherein sending the cross-region resource transfer request to the second server comprises:
and sending the cross-regional resource transfer request to a cross-regional supervision server, and after the cross-regional supervision server verifies the order information, forwarding the cross-regional resource transfer request to the second server, wherein the cross-regional supervision server is used for supervising the cross-regional resource transfer.
6. The method of claim 4, wherein after sending the cross-region resource transfer request to the second server, the method further comprises:
receiving a first state notification sent by the second server, wherein the first state notification is used for indicating the second server to confirm that the state of the order information is a resource transfer success state;
and updating the state of the locally stored order information into a resource transfer success state based on the first state notification.
7. The method of claim 4, wherein prior to receiving the first status notification sent by the second server, the method further comprises:
and sending a state query request to the second server, wherein the state query request carries the order information, and the second server returns the first state notification.
8. A cross-regional resource transfer method is applied to a second server, and comprises the following steps:
receiving a cross-regional resource transfer request sent by a first server associated with a target application after receiving a resource transfer request sent by a first terminal, wherein the resource transfer request carries a user identifier and order information, the user identifier is obtained by the first terminal through scanning a graphic code which is displayed by a second terminal and contains the user identifier, the user identifier is a user identifier for logging in the target application, the order information comprises a first quantity, and the first quantity is the quantity of a first type of resource to be transferred;
and transferring a second quantity of second type resources in the resource account identified by the user to the first target account, wherein the second quantity of second type resources is equivalent to the first quantity of first type resources.
9. The method according to claim 8, wherein after receiving a second resource transfer registration request sent by the first server after receiving the first resource transfer registration request sent by the terminal, the method further comprises:
obtaining a conversion ratio between the first type resource and the second type resource;
and acquiring the quantity of the second type resources equivalent to the first quantity of the first type resources according to the conversion ratio to serve as the second quantity.
10. An apparatus for transferring resources across regions, the apparatus being applied to a first terminal, the apparatus comprising:
the generation module is used for generating order information through a third-party application, wherein the order information comprises a first quantity, and the first quantity is the quantity of a first type of resource to be transferred;
the scanning module is used for scanning a graphic code displayed by a second terminal based on a target application, the graphic code comprises a user identifier for logging in the target application, and the third-party application is any application different from the target application;
a transfer request sending module, configured to send, by a third-party application server associated with the third-party application, a resource transfer request to a first server associated with the target application, where the resource transfer request carries the user identifier and the order information, and the first server sends a cross-region resource transfer request to a second server to which a resource account of the user identifier belongs, where the cross-region resource transfer request carries the user identifier and the order information, and the second server transfers a second amount of a second type of resources in the resource account to the first target account, where the second amount of the second type of resources is equivalent to the first amount of the first type of resources.
11. An apparatus for transferring resources across regions, the apparatus being applied in a second terminal, the apparatus comprising:
the display module is used for displaying a graphic code based on a target application, the graphic code comprises a user identifier for logging in the target application, the graphic code is scanned by a first terminal, a resource transfer request is sent to a first server associated with the target application through a third-party application server associated with the third-party application, the resource transfer request carries the user identifier and order information generated by the third-party application, and a cross-region resource transfer request is sent to a second server to which a resource account of the user identifier belongs by the first server;
a receiving module, configured to receive a first status notification sent by the second server, where the first status notification is used to indicate that the second server confirms that the status of the order information is a resource transfer success status;
the query module is used for sending a state query request to the first server, wherein the state query request carries the order information;
and the display module is used for displaying a resource transfer success interface when receiving a second state notification sent by the first server, wherein the second state notification is used for indicating the first server to confirm that the state of the order information is a resource transfer success state.
12. An apparatus for transferring cross-regional resources, applied to a first server, the apparatus comprising:
a transfer request receiving module, configured to receive a resource transfer request sent by a third-party application server associated with a third-party application by a first terminal, where the resource transfer request carries a user identifier and order information, the user identifier is obtained by the first terminal by scanning a graphic code that includes the user identifier and is displayed by a second terminal, the user identifier is a user identifier for logging in the target application, the order information includes a first quantity, and the first quantity is a quantity of a first type of resource to be transferred;
the determining module is used for determining a second server to which the resource account of the user identifier belongs;
a transfer request sending module, configured to send a cross-region resource transfer request to the second server, where the cross-region resource transfer request carries the user identifier and the order information, and the second server transfers a second amount of second-type resources in a resource account of the user identifier to the first target account, where the second amount of second-type resources is equivalent to the first amount of first-type resources.
13. A cross-regional resource transfer apparatus applied to a second server, the apparatus comprising:
a transfer request receiving module, configured to receive a cross-regional resource transfer request sent by a first server associated with a target application after receiving a resource transfer request sent by a first terminal, where the resource transfer request carries a user identifier and order information, the user identifier is obtained by the first terminal by scanning a graphic code that includes the user identifier and is displayed by a second terminal, the user identifier is a user identifier for logging in the target application, the order information includes a first quantity, and the first quantity is a quantity of a first type of resource to be transferred;
and the resource transfer module is used for transferring a second quantity of second type resources in the resource account identified by the user to the first target account, wherein the second quantity of second type resources is equivalent to the first quantity of first type resources.
14. A computer device comprising a processor and a memory, the memory having stored therein at least one instruction, at least one program, set of codes, or set of instructions, the instruction, the program, the set of codes, or the set of instructions being loaded and executed by the processor to carry out operations performed in a cross-region resource transfer method according to any one of claims 1-2; alternatively, the first and second electrodes may be,
implementing the operations performed in the cross-region resource transfer method of claim 3; alternatively, the first and second electrodes may be,
implementing the operations performed in the cross-region resource transfer method of any one of claims 4-7; alternatively, the first and second electrodes may be,
implementing the operations performed in the cross-region resource transfer method according to any of claims 8-9.
15. A computer-readable storage medium having stored therein at least one instruction, at least one program, a set of codes, or a set of instructions, which is loaded by a processor and has an operation to be performed in implementing the cross-region resource transfer method according to any one of claims 1-2; alternatively, the first and second electrodes may be,
implementing the operations performed in the cross-region resource transfer method of claim 3; alternatively, the first and second electrodes may be,
implementing the operations performed in the cross-region resource transfer method of any one of claims 4-7; alternatively, the first and second electrodes may be,
implementing the operations performed in the cross-region resource transfer method according to any of claims 8-9.
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