CN111047326A - In-vehicle payment method, vehicle machine and vehicle - Google Patents

In-vehicle payment method, vehicle machine and vehicle Download PDF

Info

Publication number
CN111047326A
CN111047326A CN201811191375.5A CN201811191375A CN111047326A CN 111047326 A CN111047326 A CN 111047326A CN 201811191375 A CN201811191375 A CN 201811191375A CN 111047326 A CN111047326 A CN 111047326A
Authority
CN
China
Prior art keywords
vehicle
gesture
payment
instruction
information
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201811191375.5A
Other languages
Chinese (zh)
Inventor
时红仁
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Shanghai Pateo Electronic Equipment Manufacturing Co Ltd
Original Assignee
Shanghai Pateo Electronic Equipment Manufacturing Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Shanghai Pateo Electronic Equipment Manufacturing Co Ltd filed Critical Shanghai Pateo Electronic Equipment Manufacturing Co Ltd
Priority to CN201811191375.5A priority Critical patent/CN111047326A/en
Publication of CN111047326A publication Critical patent/CN111047326A/en
Pending legal-status Critical Current

Links

Images

Classifications

    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/40—Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401—Transaction verification
    • G06Q20/4014—Identity check for transactions
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/42—Confirmation, e.g. check or permission by the legal debtor of payment
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06V—IMAGE OR VIDEO RECOGNITION OR UNDERSTANDING
    • G06V40/00—Recognition of biometric, human-related or animal-related patterns in image or video data
    • G06V40/20—Movements or behaviour, e.g. gesture recognition
    • G06V40/28—Recognition of hand or arm movements, e.g. recognition of deaf sign language

Landscapes

  • Engineering & Computer Science (AREA)
  • Business, Economics & Management (AREA)
  • Accounting & Taxation (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Physics & Mathematics (AREA)
  • Finance (AREA)
  • Strategic Management (AREA)
  • General Business, Economics & Management (AREA)
  • Human Computer Interaction (AREA)
  • Social Psychology (AREA)
  • Health & Medical Sciences (AREA)
  • Multimedia (AREA)
  • Psychiatry (AREA)
  • General Health & Medical Sciences (AREA)
  • Computer Vision & Pattern Recognition (AREA)
  • Computer Security & Cryptography (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention provides an in-vehicle payment method, a vehicle machine and a vehicle, wherein the in-vehicle payment method is applied to the vehicle machine, and comprises the following steps: receiving a payment operation request; acquiring a dynamic gesture instruction in the vehicle according to the payment operation request; judging whether the dynamic gesture instruction exists in a gesture list or not; when the dynamic gesture instruction exists in the gesture list, the dynamic gesture instruction is sent to a cloud server, so that the cloud server responds to the dynamic gesture instruction and returns a password verification result; and when the password verification result is that the password passes the verification, allowing the payment operation request to complete the payment operation. According to the in-vehicle payment method, the in-vehicle machine and the vehicle, the in-vehicle safe payment can be realized, the payment is performed in a two-dimensional code scanning mode without using a mobile phone by a user, and the flexibility and the experience of in-vehicle payment are improved.

Description

In-vehicle payment method, vehicle machine and vehicle
Technical Field
The invention relates to the technical field of in-vehicle payment, in particular to an in-vehicle payment method, a vehicle machine and a vehicle.
Background
With the rise of internet payment, the total payment and authentication of the forest in the automobile need to be completed in the future.
Because the control screen of the automobile is larger than the screen of the mobile phone, the electronic system of the automobile keeps the GPS online forever, and when the automobile is driven, small-screen devices such as the mobile phone and the like cannot be operated too much, so that the automobile is greatly convenient for users to use if the work such as payment, authentication and the like can be completed through the vehicle-mounted terminal. In the prior art, payment is usually carried out in a mobile phone scanning WeChat mode, so that not only is the operation complicated, but also the safety of driving a vehicle is influenced, and the user experience is low.
In response to the above problems, those skilled in the art have sought solutions.
Disclosure of Invention
In view of this, the invention provides an in-vehicle payment method, an in-vehicle machine and a vehicle, which can realize in-vehicle safe payment, and a user does not need to use a mobile phone to perform payment in a two-dimensional code scanning manner, so that the flexibility and the experience of in-vehicle payment are improved.
The invention provides an in-vehicle payment method, which is applied to a vehicle machine and comprises the following steps: receiving a payment operation request; acquiring a dynamic gesture instruction in the vehicle according to the payment operation request; judging whether the dynamic gesture instruction exists in a gesture list or not; when the dynamic gesture instruction exists in the gesture list, the dynamic gesture instruction is sent to a cloud server, so that the cloud server responds to the dynamic gesture instruction and returns a password verification result; and when the password verification result is that the password passes the verification, allowing the payment operation request to complete the payment operation.
Specifically, the step of acquiring a dynamic gesture instruction in the vehicle according to the payment operation request includes: acquiring hand image information of a user in the vehicle according to the payment operation request; and identifying the hand image information to obtain a dynamic gesture instruction.
Specifically, the step of receiving the payment operation request further comprises, before the step of receiving the payment operation request: receiving a gesture setting instruction; acquiring hand image information of a user according to the gesture setting instruction; carrying out identification processing on the hand image information to obtain an identification result; and storing the identification result and the bank card information corresponding to the identification result in a gesture list in an associated manner.
Specifically, the step of receiving the payment operation request further comprises, before the step of receiving the payment operation request: receiving a user account of a login vehicle machine; receiving a binding request instruction, and sending binding information to a cloud server, wherein the binding information comprises bank card information, gesture information, password information, vehicle-mounted encryption information and user account information.
Specifically, the step of receiving the binding request instruction and sending the binding information to the cloud server further includes: receiving a loss reporting instruction sent by a cloud server; and deleting the gesture list according to the loss reporting instruction.
Specifically, when the dynamic gesture instruction exists in the gesture list, the step of sending the dynamic gesture instruction to a cloud server so that the cloud server responds to the dynamic gesture instruction and returns a password verification result further includes:
and when the password verification result is that the password is not verified, prohibiting the payment operation of the payment operation request.
Specifically, the step of determining whether the dynamic gesture instruction exists in the gesture list further includes:
and when the dynamic gesture instruction does not exist in the gesture list, prohibiting the payment operation of the payment operation request.
The present invention also provides a vehicle machine, comprising: a memory for storing executable program code; and a processor for invoking the executable program code in the memory to implement the in-vehicle payment method as described above.
Specifically, an encryption chip is arranged in the car machine and used for encrypting a bank card bound on a user account of the car machine.
The invention further provides a vehicle which comprises the vehicle machine.
Specifically, according to the in-vehicle payment method, the in-vehicle device and the vehicle provided by the embodiment, the payment operation request is received, the in-vehicle dynamic gesture instruction is acquired according to the payment operation request, the dynamic gesture instruction is sent to the cloud server when the dynamic gesture instruction exists in the gesture list, the cloud server responds to the dynamic gesture instruction and returns a password verification result, and when the password verification result is verification pass, the payment operation request is allowed to complete the payment operation, so that the in-vehicle safe payment can be realized, the user does not need to use a mobile phone to scan the two-dimensional code for payment, and the flexibility and the experience of in-vehicle payment are improved.
The foregoing description is only an overview of the technical solutions of the present invention, and in order to make the technical means of the present invention more clearly understood, the present invention may be implemented in accordance with the content of the description, and in order to make the above and other objects, features, and advantages of the present invention more clearly understood, the following preferred embodiments are described in detail with reference to the accompanying drawings.
Drawings
Fig. 1 is a schematic flow chart of an in-vehicle payment method according to a first embodiment of the present invention;
FIG. 2 is a schematic flow chart of an in-vehicle payment method according to a second embodiment of the present invention;
FIG. 3 is a schematic flow chart illustrating a payment method in a vehicle according to a third embodiment of the present invention;
FIG. 4 is a schematic flow chart illustrating a payment method in a vehicle according to a fourth embodiment of the present invention;
fig. 5 is a schematic flow chart of an in-vehicle payment method according to a fifth embodiment of the invention;
fig. 6 is a block diagram of a vehicle machine according to a sixth embodiment of the present invention;
fig. 7 is a block diagram of a vehicle according to a seventh embodiment of the invention.
Detailed Description
To further explain the technical means and effects of the present invention adopted to achieve the predetermined objects, the present invention will be described in detail below with reference to the accompanying drawings and preferred embodiments.
Fig. 1 is a schematic flow chart of an in-vehicle payment method according to a first embodiment of the present invention. The embodiment is an in-vehicle payment method executed by a vehicle machine. As shown in fig. 1, the in-vehicle payment method of the present embodiment may include the following steps:
step S11: a payment operation request is received.
Specifically, in an embodiment, the user may, but is not limited to, obtain the payment operation request according to the payment operation button when the user triggers the payment operation button on the in-vehicle device. For example, in other embodiments, the car machine may further transmit a payment operation request through a third party authorization terminal. Such as a request to pay the premium sent by the insurance platform, etc.
Step S12: and acquiring a dynamic gesture instruction in the vehicle according to the payment operation request.
Specifically, in an embodiment, the car machine tracks the dynamic information of the hand of the user in real time according to a preset time after the payment operation request, for example, the car machine may but is not limited to collect a dynamic gesture instruction of the hand of the user through an infrared camera or a visible light camera. Specifically, when the dynamic gesture instruction of the user in the vehicle is not acquired within the preset time of receiving the payment operation request, the vehicle machine displays the prompt information to prompt the user whether to continue to pay the payment operation request.
Step S13: and judging whether the dynamic gesture instruction exists in the gesture list or not.
Specifically, in an embodiment, the car machine compares the acquired dynamic gesture instruction with a pre-stored gesture list to determine whether the dynamic gesture instruction exists in the gesture list.
Step S14: and when the dynamic gesture instruction exists in the gesture list, the dynamic gesture instruction is sent to the cloud server, so that the cloud server responds to the dynamic gesture instruction and returns a password verification result.
Specifically, in an embodiment, when the dynamic gesture instruction exists in the gesture list, the car machine searches the bank card information corresponding to the dynamic gesture instruction from the gesture list, and acquires the bank card information. For example, when the user makes a ringing finger gesture, the ringing finger gesture and the information of the first bank card corresponding to the ringing finger gesture are encrypted and then sent to the cloud server. Or when the user shows the 'OK' gesture, the 'OK' gesture and the corresponding second bank card information are encrypted and then sent to the cloud server.
Specifically, in an embodiment, the cloud server performs decryption operation according to the received dynamic gesture command and the bank card information contained in the dynamic gesture command to obtain decryption information, and compares the decryption information with the verification information to obtain a password verification result. Specifically. And the cloud server encrypts the password verification result and returns the encrypted password verification result to the vehicle machine.
Step S15: and when the password verification result is that the password passes the verification, allowing the payment operation request to complete the payment operation.
Specifically, in an embodiment, the car machine decrypts the password verification result, and determines the type of the password verification result. Specifically, when the password verification result is that the password passes the verification, the vehicle machine generates payment permission information, allows the current payment operation request to complete the payment operation, realizes the safe payment in the vehicle, does not need a mobile phone to scan the two-dimensional code for payment, can avoid the user from manually inputting the password, and improves the flexibility and the experience of the payment in the vehicle.
Specifically, in an embodiment, the user performs voice "i want to buy insurance this year" on the car machine, the car machine processes the received voice information to obtain a payment operation request and prompts "how much money needs to be paid and please make a payment gesture", at this time, the car machine monitors whether a dynamic gesture instruction of the user is received in real time, for example, when the user shows an "OK" gesture, the car machine prompts "good, successful payment, how much credit remains, how much accumulated points are" and the like after completing payment according to the "OK" gesture, thereby improving the interest of in-car payment of the user.
Specifically, in an embodiment, the in-vehicle payment method provided in this embodiment sends the dynamic gesture instruction to the cloud server when the dynamic gesture instruction exists in the gesture list, so that the cloud server further includes the following steps after responding to the dynamic gesture instruction and returning the password verification result: and when the password verification result is that the verification is not passed, the payment operation of the payment operation request is forbidden.
Specifically, in this embodiment, the car machine decrypts the password verification result, and determines the type of the password verification result. Specifically, when the password verification result is that the verification fails, the vehicle machine generates the payment prohibition information, and prohibits the payment operation of the payment operation request, so that the payment safety is improved.
Specifically, in an embodiment, the in-vehicle payment method provided in this embodiment further includes, after the step of determining whether the dynamic gesture instruction exists in the gesture list, the following steps: and when the dynamic gesture instruction does not exist in the gesture list, the payment operation requested by the payment operation is forbidden.
Specifically, in this embodiment, when the dynamic gesture instruction does not exist in the gesture list, the in-vehicle device generates the payment prohibition information to prohibit the payment operation of the payment operation request, thereby improving the security of the payment.
Referring to fig. 2, fig. 2 is a schematic flow chart of an in-vehicle payment method according to a second embodiment of the present invention. As shown in fig. 1 and fig. 2, the step of acquiring the in-vehicle dynamic gesture instruction according to the payment operation request in the in-vehicle payment method provided in this embodiment specifically includes the following steps:
step S21: and acquiring hand image information of the user in the vehicle according to the payment operation request.
Specifically, in an embodiment, the car machine starts an infrared camera or a visible light camera of the car according to the payment operation request, so that the hand image information of the user is tracked in real time through the infrared camera or the visible light camera.
Step S22: and identifying the hand image information to obtain a dynamic gesture instruction.
Specifically, in an embodiment, the car machine performs recognition processing on the hand image information to obtain a dynamic gesture instruction. Specifically, the car machine performs gesture segmentation on hand image information by using a gesture recognition technology to extract hand features, and performs gesture recognition after preprocessing the extracted hand features by using the car machine to obtain a dynamic gesture instruction.
Referring to fig. 3, fig. 3 is a schematic flow chart of an in-vehicle payment method according to a third embodiment of the present invention. As shown in fig. 1 and fig. 3, the in-vehicle payment method according to this embodiment further includes the following steps before the step of receiving the payment operation request:
step S31: and receiving a gesture setting instruction.
Specifically, in an embodiment, when the user triggers a gesture setting button of the car machine, the car machine receives a gesture setting instruction.
Step S32: and acquiring the hand image information of the user according to the gesture setting instruction.
Specifically, in an embodiment, after receiving a gesture setting instruction triggered by a user, the car machine acquires hand image information of the user according to the gesture setting instruction.
Step S33: and identifying the hand image information to obtain an identification result.
Specifically, in an embodiment, the car machine performs recognition processing on the hand image information by using a gesture recognition technology to obtain a recognition result. Specifically, the car machine performs gesture segmentation on hand image information by using a gesture recognition technology to extract hand features, and performs gesture recognition after preprocessing the extracted hand features by using the car machine to obtain a recognition result.
Step S34: and storing the recognition result and the bank card information corresponding to the recognition result in a gesture list in an associated manner.
Specifically, in an embodiment, the car machine will obtain bank card information corresponding to the identification result triggered by the user, for example, a bank card number bound by the car machine included in the bank card information. Specifically, the car machine processes the recognition result and the bank card information to obtain a corresponding dynamic gesture instruction, and stores the recognition result and the bank card information into a gesture list in a one-to-one correspondence manner.
Referring to fig. 4, fig. 4 is a schematic flow chart illustrating an in-vehicle payment method according to a fourth embodiment of the present invention. As shown in fig. 3 and 4, the in-vehicle payment method according to this embodiment further includes the following steps before the step of receiving the payment operation request:
step S41: and receiving a user account of the login vehicle machine.
Specifically, in an embodiment, after receiving information that a user inputs a login user account, the car machine logs in the user account. Specifically, the user can manage corresponding bank card information and corresponding dynamic gesture instructions in the cloud server through the user account.
Step S42: receiving a binding request instruction, and sending binding information to a cloud server, wherein the binding information comprises bank card information, gesture information, password information, vehicle-mounted machine encryption information and user account information.
Specifically, in an embodiment, after receiving the large binding request instruction, the car machine generates binding information according to the binding request instruction, and sends the binding information to the cloud server. Specifically, the binding information may include, but is not limited to, bank card information, gesture information, password information, car encryption information, and user account information.
Specifically, in one embodiment, the cloud server performs binding processing according to bank card information, gesture information, password information, vehicle-mounted device encryption information and user account information included in the binding information, so as to bind the bank card information and the dynamic gesture command after encryption, and store a binding result into a binding list, thereby improving the safety and flexibility of in-vehicle payment.
Referring to fig. 5, fig. 5 is a schematic flow chart of an in-vehicle payment method according to a fifth embodiment of the present invention. As shown in fig. 4 and 5, the in-vehicle payment method provided in this embodiment further includes, after the step of receiving the binding request instruction and sending the binding information to the cloud server, the following steps:
step S51: and receiving a loss reporting instruction sent by the cloud server.
Specifically, in an embodiment, a user can log in a user account by using a terminal so as to edit and manage a bound bank card in a cloud server. For example, after the user changes the vehicle or loses the vehicle, the user can perform one-key loss reporting operation on the bound bank card through the cloud server. Specifically, when the cloud server receives a loss reporting operation triggered by a user, the cloud server generates and sends a loss reporting instruction to the vehicle.
Step S52: and deleting the gesture list according to the loss reporting instruction.
Specifically, in an embodiment, the car machine deletes the pre-stored gesture list according to the received loss report instruction, so that the safety of in-car payment is improved, and the loss caused by the fact that the car is lost or other people steal the in-car payment after the owner is replaced is avoided.
Referring to fig. 6, fig. 6 is a block diagram illustrating a vehicle 100 according to a sixth embodiment of the present invention. As shown in fig. 6, the car machine 100 provided in this embodiment is used for executing an in-car payment method, and the car machine 100 provided in this embodiment includes a memory 110 and a processor 120.
Specifically, in the present embodiment, the memory 110 is used to store executable program code. The processor 120 is configured to invoke executable program code in the memory to implement the in-vehicle payment method, and the steps performed by the processor include: receiving a payment operation request; acquiring a dynamic gesture instruction in the vehicle according to the payment operation request; judging whether the dynamic gesture instruction exists in a gesture list or not; when the dynamic gesture instruction exists in the gesture list, the dynamic gesture instruction is sent to the cloud server, so that the cloud server responds to the dynamic gesture instruction and returns a password verification result; and when the password verification result is that the password passes the verification, allowing the payment operation request to complete the payment operation.
Specifically, in an embodiment, the step of executing, by the processor 120, the step of acquiring the dynamic gesture instruction in the vehicle according to the payment operation request includes: acquiring hand image information of a user in the vehicle according to the payment operation request; and identifying the hand image information to obtain a dynamic gesture instruction.
Specifically, in one embodiment, the processor 120, before performing the step of receiving the payment operation request, further performs the steps including: receiving a gesture setting instruction; acquiring hand image information of a user according to a gesture setting instruction; identifying the hand image information to obtain an identification result; and storing the recognition result and the bank card information corresponding to the recognition result in a gesture list in an associated manner.
Specifically, in one embodiment, the processor 120, before performing the step of receiving the payment operation request, further performs the steps including: receiving a user account of a login vehicle machine; receiving a binding request instruction, and sending binding information to a cloud server, wherein the binding information comprises bank card information, gesture information, password information, vehicle-mounted machine encryption information and user account information.
Specifically, in an embodiment, the steps executed by the processor 120 after the step of receiving the binding request instruction and sending the binding information to the cloud server include: receiving a loss reporting instruction sent by a cloud server; and deleting the gesture list according to the loss reporting instruction.
Specifically, in an embodiment, the processor 120, when executing that the dynamic gesture instruction exists in the gesture list, sends the dynamic gesture instruction to the cloud server, so that the cloud server further executes steps after the steps of responding to the dynamic gesture instruction and returning the password verification result, including: and when the password verification result is that the verification is not passed, the payment operation of the payment operation request is forbidden.
Specifically, in an embodiment, the processor 120, after performing the step of determining whether the dynamic gesture command exists in the gesture list, further performs the steps of: and when the dynamic gesture instruction does not exist in the gesture list, the payment operation requested by the payment operation is forbidden.
Specifically, in an embodiment, an encryption chip is disposed in the in-vehicle device, and the encryption chip is configured to encrypt a bank card bound to a user account of the in-vehicle device. Specifically, the encryption chip utilizes a bank wind control technology, such as a hardware encryption chip eSE technology, so that a payment security protocol of the Unionpay can be met, each transaction is confirmed through gesture recognition, and the security and flexibility of in-vehicle payment are improved.
For the specific process of implementing each function of each functional unit of the vehicle machine 100 in this embodiment, please refer to the specific contents described in the embodiments shown in fig. 1 to fig. 5, which will not be described herein again.
Referring to fig. 7, fig. 7 is a block diagram of a vehicle 200 according to a seventh embodiment of the invention. As shown in fig. 7, the vehicle 200 provided in this embodiment includes a vehicle machine 210. Specifically, please refer to the description of the vehicle machine 100 in the embodiment shown in fig. 6 for a specific structure of the vehicle machine 210, which is not repeated herein.
Specifically, according to the in-vehicle payment method, the in-vehicle device and the vehicle provided by the embodiment, the payment operation request is received, the in-vehicle dynamic gesture instruction is acquired according to the payment operation request, the dynamic gesture instruction is sent to the cloud server when the dynamic gesture instruction exists in the gesture list, the cloud server responds to the dynamic gesture instruction and returns a password verification result, and when the password verification result is verification pass, the payment operation request is allowed to complete the payment operation, so that the in-vehicle safe payment can be realized, the user does not need to use a mobile phone to scan the two-dimensional code for payment, and the flexibility and the experience of in-vehicle payment are improved.
In addition, an embodiment of the present invention further provides a computer-readable storage medium, in which computer-executable instructions are stored, where the computer-readable storage medium is, for example, a non-volatile memory such as an optical disc, a hard disc, or a flash memory. The computer-executable instructions are used to make a computer or similar computing device perform various operations of the in-vehicle payment method.
It should be noted that, in the present specification, the embodiments are all described in a progressive manner, each embodiment focuses on differences from other embodiments, and the same and similar parts among the embodiments may be referred to each other. For the vehicle-type embodiment, since it is basically similar to the method embodiment, the description is simple, and for the relevant points, refer to the partial description of the method embodiment.

Claims (10)

1. An in-vehicle payment method, wherein the in-vehicle payment method is applied to a vehicle machine, and the in-vehicle payment method comprises the following steps:
receiving a payment operation request;
acquiring a dynamic gesture instruction in the vehicle according to the payment operation request;
judging whether the dynamic gesture instruction exists in a gesture list or not;
when the dynamic gesture instruction exists in the gesture list, the dynamic gesture instruction is sent to a cloud server, so that the cloud server responds to the dynamic gesture instruction and returns a password verification result;
and when the password verification result is that the password passes the verification, allowing the payment operation request to complete the payment operation.
2. The in-vehicle payment method of claim 1, wherein the step of collecting in-vehicle dynamic gesture instructions according to the payment operation request comprises:
acquiring hand image information of a user in the vehicle according to the payment operation request;
and identifying the hand image information to obtain a dynamic gesture instruction.
3. The in-vehicle payment method of claim 1, wherein the step of receiving a payment operation request further comprises, before:
receiving a gesture setting instruction;
acquiring hand image information of a user according to the gesture setting instruction;
carrying out identification processing on the hand image information to obtain an identification result;
and storing the identification result and the bank card information corresponding to the identification result in a gesture list in an associated manner.
4. The in-vehicle payment method of claim 3, wherein the step of receiving a payment operation request further comprises, before:
receiving a user account of a login vehicle machine;
receiving a binding request instruction, and sending binding information to a cloud server, wherein the binding information comprises bank card information, gesture information, password information, vehicle-mounted encryption information and user account information.
5. The in-vehicle payment method of claim 4, wherein the step of receiving the binding request command and sending the binding information to the cloud server further comprises:
receiving a loss reporting instruction sent by a cloud server;
and deleting the gesture list according to the loss reporting instruction.
6. The in-vehicle payment method of claim 1, wherein when the dynamic gesture command exists in the gesture list, the step of sending the dynamic gesture command to a cloud server so that the cloud server responds to the dynamic gesture command and returns a password verification result further comprises:
and when the password verification result is that the password is not verified, prohibiting the payment operation of the payment operation request.
7. The in-vehicle payment method of claim 1, wherein the step of determining whether the dynamic gesture command is present in the gesture list further comprises, after:
and when the dynamic gesture instruction does not exist in the gesture list, prohibiting the payment operation of the payment operation request.
8. The utility model provides a car machine, its characterized in that, car machine includes:
a memory for storing executable program code; and
a processor for invoking the executable program code in the memory to implement the in-vehicle payment method of any one of claims 1 to 7.
9. The car machine of claim 8, wherein an encryption chip is disposed in the car machine, and the encryption chip is configured to encrypt a bank card bound to a user account of the car machine.
10. A vehicle, characterized in that it comprises a vehicle machine according to claim 8 or 9.
CN201811191375.5A 2018-10-12 2018-10-12 In-vehicle payment method, vehicle machine and vehicle Pending CN111047326A (en)

Priority Applications (1)

Application Number Priority Date Filing Date Title
CN201811191375.5A CN111047326A (en) 2018-10-12 2018-10-12 In-vehicle payment method, vehicle machine and vehicle

Applications Claiming Priority (1)

Application Number Priority Date Filing Date Title
CN201811191375.5A CN111047326A (en) 2018-10-12 2018-10-12 In-vehicle payment method, vehicle machine and vehicle

Publications (1)

Publication Number Publication Date
CN111047326A true CN111047326A (en) 2020-04-21

Family

ID=70229789

Family Applications (1)

Application Number Title Priority Date Filing Date
CN201811191375.5A Pending CN111047326A (en) 2018-10-12 2018-10-12 In-vehicle payment method, vehicle machine and vehicle

Country Status (1)

Country Link
CN (1) CN111047326A (en)

Cited By (3)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN112070507A (en) * 2020-09-04 2020-12-11 北京蓦然认知科技有限公司 Combined payment verification method, device and system
CN113379405A (en) * 2021-06-15 2021-09-10 一汽资本控股有限公司 Vehicle-mounted terminal payment method and vehicle-mounted terminal payment system
CN115769619A (en) * 2020-06-21 2023-03-07 苹果公司 User interface for managing security operations

Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103049848A (en) * 2012-12-07 2013-04-17 康佳集团股份有限公司 Intelligent television set-based gesture payment method and intelligent television set
CN103186851A (en) * 2011-12-30 2013-07-03 上海博泰悦臻电子设备制造有限公司 Electronic payment system based on cloud data processing technology
CN103186872A (en) * 2011-12-30 2013-07-03 上海博泰悦臻电子设备制造有限公司 Transaction system and transaction method based on vehicle-mounted device
CN103366274A (en) * 2013-05-25 2013-10-23 中山市中商港科技有限公司 Hybrid e-commerce instant payment method
CN103839159A (en) * 2014-01-03 2014-06-04 观致汽车有限公司 Vehicle payment system
CN104504569A (en) * 2014-12-24 2015-04-08 网易宝有限公司 Verification method and device
CN106682909A (en) * 2017-01-04 2017-05-17 上海量明科技发展有限公司 Gesture payment method and system
CN106940856A (en) * 2016-12-07 2017-07-11 中国银联股份有限公司 Close method of payment and its system are exempted from based on vehicle-mounted payment authorization

Patent Citations (8)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN103186851A (en) * 2011-12-30 2013-07-03 上海博泰悦臻电子设备制造有限公司 Electronic payment system based on cloud data processing technology
CN103186872A (en) * 2011-12-30 2013-07-03 上海博泰悦臻电子设备制造有限公司 Transaction system and transaction method based on vehicle-mounted device
CN103049848A (en) * 2012-12-07 2013-04-17 康佳集团股份有限公司 Intelligent television set-based gesture payment method and intelligent television set
CN103366274A (en) * 2013-05-25 2013-10-23 中山市中商港科技有限公司 Hybrid e-commerce instant payment method
CN103839159A (en) * 2014-01-03 2014-06-04 观致汽车有限公司 Vehicle payment system
CN104504569A (en) * 2014-12-24 2015-04-08 网易宝有限公司 Verification method and device
CN106940856A (en) * 2016-12-07 2017-07-11 中国银联股份有限公司 Close method of payment and its system are exempted from based on vehicle-mounted payment authorization
CN106682909A (en) * 2017-01-04 2017-05-17 上海量明科技发展有限公司 Gesture payment method and system

Cited By (4)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN115769619A (en) * 2020-06-21 2023-03-07 苹果公司 User interface for managing security operations
CN112070507A (en) * 2020-09-04 2020-12-11 北京蓦然认知科技有限公司 Combined payment verification method, device and system
CN113379405A (en) * 2021-06-15 2021-09-10 一汽资本控股有限公司 Vehicle-mounted terminal payment method and vehicle-mounted terminal payment system
CN113379405B (en) * 2021-06-15 2023-03-07 一汽资本控股有限公司 Vehicle-mounted terminal payment method and vehicle-mounted terminal payment system

Similar Documents

Publication Publication Date Title
CN109191112B (en) Identity verification method and device
US9560033B2 (en) Method and system for authenticating user identity
CN105100108B (en) A kind of login authentication method based on recognition of face, apparatus and system
CN110758322B (en) Vehicle starting method, device, equipment and storage medium
US9363265B2 (en) Methods and systems for enhancing the accuracy performance of authentication systems
WO2017114289A1 (en) Bank-card information authentication method, client terminal, and banking system
CN111047326A (en) In-vehicle payment method, vehicle machine and vehicle
CN104376274A (en) Mobile terminal payment interface protection method and device
CN102930436A (en) Mobile payment method and device
JP2018205906A5 (en)
CN111275448A (en) Face data processing method and device and computer equipment
US10108849B2 (en) Biometric facial recognition for accessing device and authorizing event processing
CN107742344B (en) Access control method, system and storage medium
CN106921655B (en) Service authorization method and device
CN106156549B (en) application program authorization processing method and device
CN105681282A (en) Business numerical value transfer method and device
KR101576075B1 (en) Mobile payment system, mobile terminal, and mobile payment method
EP3217593A1 (en) Two-factor authentication method for increasing the security of transactions between a user and a transaction point or system
CN109165490A (en) A kind of data inputting method and device
CN108668260B (en) SIM card data self-destruction method, SIM card, device and server
CN110807630B (en) Payment method and device based on face recognition, computer equipment and storage medium
CN111086484B (en) Vehicle owner information acquisition method, vehicle machine and vehicle
CN110795707A (en) Core body strategy recommendation method and device and electronic equipment
CN105046485A (en) Method for payment transaction via mobile terminal, service provider, and system for payment transaction via mobile terminal
CN112836195B (en) Password modification method and device for enterprise bank authentication medium

Legal Events

Date Code Title Description
PB01 Publication
PB01 Publication
SE01 Entry into force of request for substantive examination
SE01 Entry into force of request for substantive examination
CB02 Change of applicant information

Address after: Room 208, building 4, 1411 Yecheng Road, Jiading District, Shanghai, 201821

Applicant after: Botai vehicle networking technology (Shanghai) Co.,Ltd.

Address before: Room 208, building 4, 1411 Yecheng Road, Jiading District, Shanghai, 201821

Applicant before: SHANGHAI PATEO ELECTRONIC EQUIPMENT MANUFACTURING Co.,Ltd.

CB02 Change of applicant information
RJ01 Rejection of invention patent application after publication

Application publication date: 20200421

RJ01 Rejection of invention patent application after publication