CN111026560B

CN111026560B - Method, apparatus, computer device and storage medium for processing product data

Info

Publication number: CN111026560B
Application number: CN201910987184.8A
Authority: CN
Inventors: 雷俊锋; 徐振华; 孙飞翔
Original assignee: Ping An Technology Shenzhen Co Ltd
Current assignee: Ping An Technology Shenzhen Co Ltd
Priority date: 2019-10-17
Filing date: 2019-10-17
Publication date: 2023-08-29
Anticipated expiration: 2039-10-17
Also published as: CN111026560A; WO2021073153A1

Abstract

The embodiment of the application belongs to the big data technology in the Internet field, and relates to a method, a device, computer equipment and a storage medium for processing product data, wherein a management processing system receives a processing request message sent by a user terminal and broadcasts the processing request message to a message center, wherein the processing request message comprises an identity mark and processing content, and the processing content comprises information requiring electronic printing, information requiring data exchange processing or information requiring electronic certificate making; the message center broadcasts the content included in the processing request message in a message queue mode, and the management service platform reads the message queue of the message center and notifies a system related to electronic seal, data exchange or electronic certificate processing to complete corresponding electronic seal, data exchange or electronic certificate processing according to the processing content included in the message queue. By the scheme, the data processing speed can be improved, and the method is suitable for processing large traffic.

Description

Method, apparatus, computer device and storage medium for processing product data

Technical Field

The present application relates to the field of internet technologies, and in particular, to a method, an apparatus, a computer device, and a storage medium for processing product data.

Background

At present, financial products and banking businesses of banks are basically separated and independent, most of small and medium banks are in a manual operation state for electronic seal, data exchange processing and/or financial certificate making of financial products, a large number of businesses need to be processed in a certain time period, and when a plurality of staff send processing requests for electronic seal, data exchange processing and/or financial certificate making through a computer, a financial product processing server and a banking business processing server need to process a large amount of data in a short time, which can lead to slow processing speed and even data congestion and dead, so that the prior art scheme is difficult to adapt to processing of large traffic.

Disclosure of Invention

The embodiment of the application aims to provide a method, a device, computer equipment and a storage medium for processing product data, which can improve the data processing speed and adapt to the processing of large traffic.

In order to solve the above technical problems, an embodiment of the present application provides a method for processing product data, which adopts the following technical scheme:

a method of processing product data, the method comprising:

the management processing system receives a processing request message sent by a user terminal, wherein the packet head of the processing request message comprises an identity, and the data section of the processing request message comprises processing content, wherein the processing content comprises information for requiring electronic printing, information for requiring data exchange processing or information for requiring electronic certificate making;

The management processing system determines that the data segment of the processing request message carries the information of the electronic printing requirement, the information of the data exchange processing requirement or the information of the electronic certificate requirement, and broadcasts the processing request message;

the message center receives the processing request message broadcasted by the management processing system, and when the data section of the processing request message is determined to carry the information requiring electronic printing, the information requiring data exchange processing or the information requiring electronic certification, the message center broadcasts the identity and the processing content in a message queue mode;

the management service platform reads the message queue broadcasted by the message center, notifies a system related to electronic seal processing to complete electronic seal processing according to the information of the required electronic seal included in the message queue, or notifies a system related to data exchange processing to complete data exchange processing according to the information of the required data exchange processing included in the message queue, or notifies a system related to electronic certificate processing to complete electronic certificate processing according to the information of the required electronic certificate included in the message queue.

Further, after the message center receives the processing request message broadcast by the management processing system, the method further includes:

and the message center correspondingly generates the message queue carrying the information for requiring the electronic seal, the information for requiring the data exchange processing or the information for requiring the electronic certificate according to the information for requiring the electronic seal, the information for requiring the data exchange processing or the information for requiring the electronic certificate carried by the processing request message.

Further, the message queue is a first message queue, and the notifying the system related to the electronic seal process of completing the electronic seal process according to the electronic seal requiring information included in the message queue specifically includes:

when the management service platform monitors the first message queue, carrying out validity check according to the identity mark included in the first message queue, and if the verification is passed, determining whether the content included in the first message queue is information requiring electronic printing;

if the first message queue comprises the information requiring electronic seal, the management service platform sends an electronic seal request to a seal centralized operation system and sends a data exchange processing list file to the seal centralized operation system; the management service platform receives an electronic post-printing data exchange processing list file which is sent by the stamp centralized operation system after electronic printing is completed; the management service platform sends a signing request message carrying the electronic post-printed data exchange processing single file to a file processing system; the management service platform receives a sign report success message sent by the file processing system after the approval is completed according to the sign report request message; the management service platform broadcasts the data exchange processing list information included in the data exchange processing list file to the message center;

If the first message queue does not contain the information for requiring electronic seal, the management service platform sends a signing request message to the file processing system, wherein the signing request message carries the data exchange processing single file; the management service platform receives a sign report success message sent by the file processing system after approval; and the management service platform broadcasts the data exchange processing list information included in the data exchange processing list file to the message center.

Further, after broadcasting the data exchange processing list information included in the data exchange processing list file to the message center, the management service platform further includes:

the message center broadcasts the data exchange processing list information broadcast by the management service platform through a second message queue;

the management system monitors the second message queue, completes validity verification according to the identity mark carried by the second message queue, and broadcasts a data exchange processing completion instruction after corresponding data exchange processing according to the data exchange processing list information included in the second message queue;

And the message center receives the data exchange processing completion instruction broadcasted by the management system.

Further, after the message center receives the data exchange processing completion instruction broadcasted by the management system, the method further includes:

the message center broadcasts the data exchange processing completion instruction through a third message queue;

the management service platform monitors the third message queue from the message center, updates the state of the data exchange processing bill according to the data exchange processing completion instruction included in the third message queue, and broadcasts a data exchange processing completion determination instruction;

and the message center receives the data exchange processing completion determining instruction broadcasted by the management service platform.

Further, after the message center receives the data exchange processing completion determination instruction broadcasted by the management service platform, the method further includes:

the message center generates a fourth message queue and a fifth message queue and broadcasts the fourth message queue, wherein the fourth message queue comprises a data exchange processing completion determining instruction, and the fifth message queue comprises a certification indication;

the management processing system monitors the fourth message queue, and updates the stored bill information according to the data exchange processing completion determination instruction carried by the fourth message queue;

And the certificate making system monitors the fifth message queue from the message center, and completes the certificate making process according to the certificate making instruction carried by the fifth message queue.

Further, after the message center broadcasts the fourth message queue and the fifth message queue, the method further includes:

the message center receives the certificate information broadcast by the certificate making system;

the message center generates a sixth message queue according to the credential information broadcasted by the certification system and broadcasts the sixth message queue, wherein the sixth message queue carries a certification completion instruction;

the management service platform monitors the sixth message queue from the message center, updates the bill state according to the certificate making completion instruction in the sixth message queue, and broadcasts a certificate making completion confirmation message to the message center;

the message center generates a seventh message queue according to the certificate making completion confirmation message broadcasted by the management service platform and broadcasts the seventh message queue, wherein the seventh message queue carries the certificate making completion confirmation message;

the management processing system monitors the seventh message queue from the message center, and updates the bill state into the manufactured certificate according to the certificate making completion confirmation message carried by the seventh message queue.

To solve the above-mentioned technical problem, another embodiment of the present application provides an apparatus for processing product data, including:

the management processing system is used for receiving a processing request message sent by the user terminal, wherein the packet head of the processing request message comprises an identity, and the data section of the processing request message comprises processing content, wherein the processing content comprises information requiring electronic printing, information requiring data exchange processing or information requiring electronic certificate making; broadcasting the processing request message when the data segment of the processing request message carries the information requiring electronic printing, the information requiring data exchange processing or the information requiring electronic certification;

the message center is used for receiving the processing request message broadcast by the management processing system, and broadcasting the identity and the processing content in a message queue mode when determining that a data segment of the processing request message carries the information requiring electronic printing, the information requiring data exchange processing or the information requiring electronic certificate making;

the management service platform is used for reading the message queue broadcasted by the message center, notifying a system related to electronic seal processing to complete electronic seal processing according to the information of the required electronic seal included in the message queue, notifying a system related to data exchange processing to complete data exchange processing according to the information of the required data exchange processing included in the message queue, or notifying a system related to electronic certificate processing to complete electronic certificate processing according to the information of the required electronic certificate included in the message queue.

To solve the above technical problem, another embodiment of the present application provides a computer device, including a memory and a processor, where the memory stores a computer program, and the processor implements the steps of the method for processing product data when executing the computer program.

To solve the above-mentioned technical problem, another embodiment of the present application provides a computer-readable storage medium, wherein a computer program is stored on the computer-readable storage medium, and the computer program when executed by a processor implements the steps of the method for processing product data.

Compared with the prior art, the method, the device, the computer equipment and the storage medium for processing the product data have the following main beneficial effects:

the message center broadcasts the content included in the processing request message in a message queue mode, so that the relevant service platforms read the message queue of the message center and complete relevant processing according to the content of the message queue, data congestion is not caused, and each service platform processes the service belonging to the service, so that the processing speed can be improved.

Drawings

In order to more clearly illustrate the solution of the present application, a brief description will be given below of the drawings required for the description of the embodiments of the present application, it being apparent that the drawings in the following description are some embodiments of the present application, and that other drawings may be obtained from these drawings without the exercise of inventive effort for a person of ordinary skill in the art.

Fig. 1 is a schematic structural diagram of a system architecture according to an embodiment of the present application.

The electronic processing is realized in fig. 2, so that the investment of repeated labor force of financial staff is reduced, and the accuracy of certificate making is improved.

FIG. 3 is a flow chart of a method of processing product data according to another embodiment of the application.

Fig. 4 is a schematic structural diagram of an electronic printing processing system according to another embodiment of the present application.

Fig. 5 is a flow chart of an electronic seal processing method according to another embodiment of the application.

FIG. 6 is a schematic diagram of a product processing system according to another embodiment of the present application.

FIG. 7 is a flow chart of a method for processing products according to another embodiment of the application.

Fig. 8 is a schematic structural diagram of an electronic certification system according to another embodiment of the present application.

Fig. 9 is a schematic structural diagram of an electronic certification system according to another embodiment of the present application.

Fig. 10 is a schematic structural diagram of an apparatus for processing product data according to another embodiment of the present application.

Fig. 11 is a schematic structural diagram of a computer device according to another embodiment of the present application.

Detailed Description

Unless defined otherwise, all technical and scientific terms used herein have the same meaning as commonly understood by one of ordinary skill in the art to which this application belongs; the terminology used in the description of the applications herein is for the purpose of describing particular embodiments only and is not intended to be limiting of the application; the terms "comprising" and "having" and any variations thereof in the description of the application and the claims and the description of the drawings above are intended to cover a non-exclusive inclusion. The terms first, second and the like in the description and in the claims or in the above-described figures, are used for distinguishing between different objects and not necessarily for describing a sequential or chronological order.

Reference herein to "an embodiment" means that a particular feature, structure, or characteristic described in connection with the embodiment may be included in at least one embodiment of the application. The appearances of such phrases in various places in the specification are not necessarily all referring to the same embodiment, nor are separate or alternative embodiments mutually exclusive of other embodiments. Those of skill in the art will explicitly and implicitly appreciate that the embodiments described herein may be combined with other embodiments.

In order to make the person skilled in the art better understand the solution of the present application, the technical solution of the embodiment of the present application will be clearly and completely described below with reference to the accompanying drawings.

As shown in fig. 1, which is a schematic structural diagram of a system architecture according to an embodiment of the present application, the system architecture 100 may include terminal devices 101, 102, 103, a network 104, and a server 105. The network 104 is used as a medium to provide communication links between the terminal devices 101, 102, 103 and the server 105. The network 104 may include various connection types, such as wired, wireless communication links, or fiber optic cables, among others.

The user may interact with the server 105 via the network 104 using the terminal devices 101, 102, 103 to receive or send messages or the like. Various communication client applications, such as a web browser application, a shopping class application, a search class application, an instant messaging tool, a mailbox client, social platform software, etc., may be installed on the terminal devices 101, 102, 103.

The terminal devices 101, 102, 103 may be various electronic devices having a display screen and supporting web browsing, including but not limited to smartphones, tablet computers, electronic book readers, MP3 players (Moving Picture Experts Group Audio Layer III, dynamic video expert compression standard audio plane 3), MP4 (Moving Picture Experts Group Audio Layer IV, dynamic video expert compression standard audio plane 4) players, laptop and desktop computers, and the like.

The server 105 may be a server providing various services, such as a background server providing support for pages displayed on the terminal devices 101, 102, 103.

It should be noted that, the method for processing product data provided by the embodiment of the present application is generally executed by a server/terminal device, and accordingly, the device for processing product data is generally disposed in the server/terminal device.

Fig. 2 is a schematic structural diagram of a processing product data system according to an embodiment of the present application, which may be a financial system, and may be implemented by one or more servers.

The method for processing product data according to the embodiment of the present application is used for processing product information, such as financial product information or equipment product information, but for convenience of description, the following embodiments take financial product information as an example.

For example, a financial system includes: a cash management transaction system (cash management transaction system, CMTS) 21, a Message center (MQ) 22, a financial certification system (Financial Management system, FMS) 23, an investment management service platform (investment management serving platform, IMSP) 24, a funds management system (cash management system, CMS) 25, an enterprise service administration platform (enterprise serving government, ESG) 26, a bank payment center (Treasury Management System, TMS) 27, and a database server (data base server) 28, wherein the cash management transaction system 21, the Message center 22, the financial certification system 23, the investment management service platform 24, the funds management system 25, the enterprise service administration platform 26, the bank payment center 27, and the database server 28 may all be implemented by computers and servers. A firewall is opened between any two devices, the message center 22 is respectively communicated with the cash management transaction system 21, the financial certification system 23, the investment management service platform 24 and the fund management system 25 are respectively communicated with the database server 28 through database connection (Java DataBase Connectivity, JDBC) protocols, the fund management system 25 is also respectively communicated with the enterprise service management platform 26 and the bank payment center 27, and the enterprise service management platform 26 and the bank payment center 27 are mutually communicated.

The working process of the financial system may be shown in fig. 3, which is a schematic flow chart of a method for processing product data according to another embodiment of the present application, and when the method for processing product data is applied to a bank financial system, the method for processing product data is a method for processing financial product data, and with reference to the financial system of fig. 2, a specific process of the method for processing financial product data may be as follows.

In step 301, the management processing system receives a processing product request message sent by the user terminal.

The processing request message includes an identity and processing content, for example, a header of the processing request message includes an identity, a data section of the processing request message includes processing content including a product name or a product code and processing mode information, and the processing mode information is information requiring electronic printing, information requiring data exchange processing (for example, information requiring transaction), or information requiring electronic certificate. For example, the processing request message is a 16-bit field, where the header of the processing request message is 4 bits and is used for carrying an identity, and the data segment of the processing request message is 12 bits, where the first 4 bits are used for carrying information that requires electronic printing (e.g. 0001), information that requires data exchange processing (e.g. 0011), or information that requires electronic certificate (e.g. 0111), the middle 4 bits are used for carrying a product name or product code, and the last 4 bits are spare bits and are used for subsequent custom functions, and all zeros when there is no data.

For example, the management processing system is a cash management transaction system, the processing product request is a processing financial product request, when a user needs to purchase a financial product, a processing financial product request message is sent to the cash management transaction system through a user terminal, for example, the processing financial product request message may be a request message of buying a financial product, a request message of redeeming a financial product or a request message of returning a financial product, etc., the processing financial product request message includes an identity (for example, a user name and a secret key), a financial product name or code, mode information of processing a financial product and a value (for example, quantity or amount) of processing a financial product, wherein the value of processing a financial product may be carried by spare bits of the processing request message.

In another embodiment of the present application, the user terminal may be a smart phone, a tablet computer, or a computer, which may be a notebook computer or a desktop computer.

In step 302, the management processing system broadcasts content included in the process product request message to a message center.

The management processing system analyzes the processing request message, and when the management processing system determines that the data segment of the processing request message carries the information requiring electronic printing, the information requiring data exchange processing or the information requiring electronic certification, the processing request message is broadcasted to a message center; when the management processing system determines that the data segment of the processing request message carries other information, such as query information, the data segment queries corresponding devices, and the specific process of querying can be implemented by adopting the prior art, which is not limited by the application.

For example, the cash management transaction system broadcasts content included in the process financial product request message to a message center.

For example, the cash management transaction system periodically transmits content included in the process financial product request message to a message center, the process financial product request message including an identification (e.g., a user name and a key), a financial product name or code, a manner in which the financial product is processed, and a value (e.g., a quantity or amount) of the processed financial product.

In step 303, the message center broadcasts the content included in the process product request message in a message queue.

The message center receives the processing request message sent by the management processing system, analyzes the processing request message, and broadcasts the identity and the processing content in a message queue mode when determining that a data segment of the processing request message carries the information requiring electronic printing, the information requiring data exchange processing or the information requiring electronic certification.

The message center broadcasts or pushes the identity (e.g., user name and key) included in the financial product request message, the financial product name or code, the way the financial product is processed, and the value (e.g., quantity or amount) of the financial product is processed to the relevant service platform in a message queue. For example, the relevant service platform may be a financial certification system, an investment management service platform, and/or a funds management system.

The message queue is a communication method of application programs to application programs, and the communication between the related service platform and the message center refers to the information of the message queue read and write through an air interface without a special physical connection, and the message transfer refers to the communication between devices by sending data in the messages, not by directly calling each other, and the direct calling is usually used for a technology such as remote procedure calling. In this embodiment, each docking system is connected to the message center, different processing requests respectively establish corresponding queue names, each link respectively monitors the message and the consumption message according to the designated queue names, and transmits the processing result to the system of the next link in the form of a message, for example, the message center sets a queue name for the transaction financial product.

Step 304, the management service platform reads the message queue of the message center and notifies the system related to electronic seal, data exchange or electronic certificate processing to complete corresponding electronic seal, data exchange or electronic certificate processing according to the processing content included in the message queue.

For example, when the message queue includes information requiring electronic certification, the management service platform notifies the financial certification system to complete a certification processing flow; when the message queue comprises information requiring electronic seal, the management service platform informs the investment management service platform of completing an electronic seal processing flow; when the message queue includes information requiring data exchange processing (e.g., information requiring electronic transactions), the management service platform notifies the funds management system to complete a transaction process, such as a buy, redeem, or refund process.

Therefore, the message center broadcasts the contents included in the processing request message in a message queue manner so that the relevant service platform reads the message queue of the message center and completes relevant processing according to the contents of the message queue without causing data congestion, each service platform processes the service attributed to the service, the processing speed can be improved, and the electronic processing can be realized, the investment of repeated labor force of financial staff is reduced, and the processing accuracy is improved

The electronic seal process, the electronic transaction process, and the electronic certificate process are described in detail below, respectively.

Referring to fig. 4, a schematic structural diagram of an electronic seal processing system according to another embodiment of the present application is shown, where the electronic seal processing system includes an investment management service platform, a seal centralized operation system, a file processing system, an enterprise service management platform, a message center, a cash management transaction system, and a database server, where the investment management service platform is connected with the enterprise service management platform, the seal centralized operation system, the file processing system, the message center, the database server, and the terminal device, the seal centralized operation system and the file processing system are both connected with the enterprise service management platform, and the message center is also connected with the cash management transaction system.

After the electronic seal processing system is established, the seal-centralized operation system and the file processing system both need to register business with the enterprise service administration platform, for example, the seal-centralized operation system registers electronic seal business with the enterprise service administration platform, and the file processing system registers file processing business with the enterprise service administration platform, for example, prints electronic files and/or transmits the electronic files to a predetermined address (for example, an electronic mailbox). If the communication is not registered, communication cannot be performed, and the present procedure ends.

Fig. 5 is a schematic flow chart of an electronic seal processing method according to another embodiment of the application, and in conjunction with the electronic seal processing system of fig. 4, a specific process of the electronic seal processing method may be as follows.

In step 501, the management processing system broadcasts a processing request message carrying information requiring electronic seal to a message center, and the message center generates and broadcasts a first message queue carrying the information requiring electronic seal.

For example, the management processing system is a cash management transaction system that broadcasts transaction information carrying information requiring electronic printing to a message center that broadcasts the transaction information through a first message queue.

For example, the message center sets a queue name for the electronic seal message, where the transaction information includes a purchase transaction order of the current financial product, a redemption transaction order of the financial product fund for the equity class, and/or a return transaction order of the financial product for the equity class, and the transaction order information includes, for example, a transaction number of the user, an investment entity name, a financial product name, a bank account number, a transaction type, a transaction amount, a transaction date, an expiration date, a transaction status, and the like, and specifically, the transaction information may be as shown in table 1.

TABLE 1

Step 502, when the management service platform monitors the first message queue, validity verification is performed according to the identity identifier included in the first message queue, and if the verification is passed, it is determined whether the content included in the first message queue is information requiring electronic printing.

For example, the management service platform is an investment management service platform, when the investment management service platform monitors the first message queue, the content included in the first message queue is analyzed, validity verification is performed according to the identity (for example, a user name and a secret key) included in the first message queue, and if the verification is passed, corresponding processing is performed according to whether the first message queue includes an electronic seal message.

In another embodiment of the present application, after the verification is completed, the investment management service platform further stores the content included in the first message queue.

In another embodiment of the present application, if the first message queue includes information requiring electronic seal, the investment management service platform transmits an electronic seal request to the seal-centralized operating system (CSMS) and transmits a data exchange process ticket file (e.g., a transaction ticket file) to the seal-centralized operating system.

In another embodiment of the present application, for the non-pre-authorized financial product to be purchased, the investment management service platform generates a frame option "whether to use electronic seal off line" to control whether to walk the electronic seal link, if so, the user does not need to use electronic seal application; otherwise, the electronic seal system needs to be submitted. For the pre-authorized financial products, the electronic seal link is not needed.

After the seal centralized operation system completes electronic seal, the electronic seal centralized operation system sends an electronic seal data exchange processing list file (e.g. a transaction list file) to the management service platform (e.g. an investment management service platform), then the investment management service platform sends the electronic seal data exchange processing list file (e.g. a transaction list file) to the file processing system (EOA), for example, the management service platform (e.g. the investment management service platform) sends a sign request message to the file processing system, the sign request message carries the electronic seal data exchange processing list file (e.g. the transaction list file), after the file processing system completes approval, the file processing system sends a sign success message to the management service platform (e.g. the investment management service platform), and the management service platform (e.g. the investment management service platform) broadcasts the data exchange processing list information (e.g. the transaction list information) to a message center.

If the first message queue does not include information requiring electronic seal, the management service platform (for example, an investment management service platform) directly sends a sign-on request message to the file processing system, wherein the sign-on request message carries the data exchange processing list file (for example, a transaction list file), after the file processing system completes approval, the file processing system sends a sign-on success message to the management service platform (for example, the investment management service platform), and the management service platform (for example, the investment management service platform) broadcasts the data exchange processing list information (for example, the transaction list information) to a message center.

In step 503, the message center broadcasts the data exchange processing list information sent by the management service platform through a second message queue.

For example, if the data exchange processing list is a transaction list, the message center broadcasts the transaction list information sent by the investment management service platform through a second message queue.

For example, the message center adds the transaction order information sent by the investment management service platform to the second message queue and then broadcasts the transaction order information.

After completing the electronic printing process, a transaction process is performed as described below, and as shown in fig. 6, a schematic structural diagram of a product processing system according to another embodiment of the present application is shown. The processing system may be a financial transaction system including an investment management service platform, a funds management system, an enterprise service administration platform, a message center, a bank payment center, and a database server. The investment management service platform is respectively connected with the message center and the database server, the fund management system is respectively connected with the message center, the database server, the enterprise service management platform and the bank payment center, and the enterprise service management platform and the bank payment center are mutually connected.

Fig. 7 is a schematic flow chart of a product processing method according to another embodiment of the present application, and in conjunction with fig. 6, the processing may be a transaction process, which may be specifically described as follows.

In step 701, the management system monitors the second message queue, completes validity verification according to the identity identifier included in the second message queue, and broadcasts a data exchange processing completion instruction after corresponding processing according to the content of the second message queue.

For example, the management system is a fund management system (CMS), the fund management system (CMS) monitors and analyzes the second message queue, and after the validity verification is completed according to the identity identifier included in the second message queue, the corresponding processing is performed according to the content of the second message queue.

In another embodiment of the application, the funds management system further maintains the contents of the second message queue.

For example, if the data exchange processing order included in the second message queue is a transaction order, where the transaction order is a purchase requisition order, the funds management system triggers a payment procedure, and the data exchange processing completion instruction is a transaction completion instruction.

In another embodiment of the present application, the payment process includes an online payment process and an offline payment process.

For example, the funds management system invokes a bank payment center system (TMS) to complete online payment, then the funds management system periodically (e.g., 12 hours or 24 hours after completing online payment) obtains bank flow information from the bank payment center system, then performs automatic matching, such as which financial products are successfully purchased, according to the bank flow information, and if the online payment is unsuccessful, the automatic matching is unsuccessful, such as not matching to the financial products successfully purchased.

If the payment is off-line, the funds management system periodically (for example, 12 hours or 24 hours after the on-line payment is completed) acquires bank flow information from the bank payment center system, then automatically matches according to the bank flow information, for example, which financial products are successfully purchased, if the off-line payment is unsuccessful, the automatic matching is unsuccessful, for example, the financial products which are successfully purchased are not matched.

The automatic matching refers to that the payable instruction is compared with the pay bank in two directions, for example, the name of the transaction party, the account number of the transaction party, the account name of the transaction party, the transaction amount, the transaction date, the transaction currency, and the inflow and outflow direction of the transaction are the same 7 factors, and the payable instruction is considered to be paid in fact.

For example, the transaction ticket is a redemption ticket/receipt, the funds management system triggers a cash flow, which periodically retrieves bank flowing information from the bank payment center system (TMS) and then automatically matches, for example, those redemption or returns of financial products.

After the transaction is completed and the auto-match is completed, the funds management system broadcasts a data exchange processing completion instruction (e.g., transaction completion instruction) to the message center.

Step 702, the message center broadcasts the data exchange processing completion instruction through a third message queue.

For example, the message center broadcasts a data exchange process completion instruction (e.g., a transaction completion instruction) through a third message queue.

In step 703, the management service platform monitors the third message queue from the message center, updates the state of the data exchange processing document according to the data exchange processing completion instruction included in the third message queue, and broadcasts a data exchange processing completion confirmation instruction after updating.

For example, the investment management service platform monitors the third message queue from the message center and updates the status of a data exchange document (e.g., a transaction document) according to a data exchange process completion instruction (e.g., a transaction completion instruction) included in the third message queue.

For example, the investment management service platform updates transaction information included in the stored claims, redemption or receipt, such as information including the name of the financial product, the code of the financial product, the amount of the transaction, and so forth.

After the update is completed, the investment management service platform broadcasts a data exchange process completion confirmation instruction (e.g., the transaction completion confirmation instruction) to the message center.

Step 704, after the message center monitors the data exchange processing completion confirmation instruction broadcasted by the investment management service platform, generating a fourth message queue and a fifth message queue according to the data exchange processing completion confirmation instruction.

For example, the investment management service platform broadcasts a message, the broadcast message carries a data exchange processing completion confirmation instruction (for example, the transaction completion confirmation instruction), and after the message center monitors the broadcast message of the investment management service platform, a fourth message queue and a fifth message queue are generated according to the transaction completion confirmation instruction, wherein the fourth message queue comprises the transaction completion confirmation instruction, and the fifth message queue comprises a certification indication.

Step 705, the management processing system monitors the fourth message queue from the message center, and updates the stored document information according to the data exchange processing completion confirmation instruction included in the fourth message queue.

For example, when the cash management transaction system monitors the fourth message queue from the message center, the cash management transaction system analyzes the content carried by the fourth message queue, and updates the stored bill information according to the data exchange processing completion confirmation instruction (for example, transaction completion confirmation instruction).

For example, the cash management transaction system updates transaction information included in the stored claims, redemption or receipt, such as information including the name of the financial product, the code of the financial product, the transaction amount, and the like.

So far, the transaction process is completed, and after the transaction is completed, the process of making the transaction order certificate can be continued.

Fig. 8 is a schematic structural diagram of an electronic certification system according to another embodiment of the present application, where the electronic certification system includes a financial certification system, an investment management service platform, a message center, an enterprise service management platform, a credential center and a database server, where the financial certification system is respectively connected to the message center, the enterprise service management platform, the credential center and the database server, the investment management service platform is respectively connected to the message center and the database server, and the enterprise service management platform is further connected to the credential center.

As shown in fig. 9, a flow chart of an electronic certificate making method according to another embodiment of the present application may be a method for making electronic certificate making transaction sheet certificates, and the main process for making the transaction sheet certificates may be as follows in conjunction with fig. 8.

Step 901, the certification system monitors the fifth message queue from the message center, completes the certification process according to the certification instruction carried by the fifth message queue, and broadcasts the credential information to the message center after completing the certification process.

For example, the certification system is a financial certification system, the financial certification system monitors the fifth message queue from the message center, completes the certification process according to the certification instruction carried by the fifth message queue, and broadcasts the credential information to the message center after completing the certification process.

For example, after the financial certification system (FMS) monitors the fifth message queue from the message center, the validity check is completed according to the identity; triggering corresponding certification rules according to the transaction type to perform certification, wherein the transaction type comprises purchase, redemption or refund, and the financial certification system (FMS) sends a certification request message to a credential center (OF), and the certification request message carries current transaction information; and after successful certificate preparation by the certificate center, sending a certificate preparation completion message to the financial certificate preparation system, wherein the certificate preparation completion message carries certificate information of the certificate preparation completion. The certification rules refer to whether the FMS performs certification according to the certification risk type (for example, primary type and secondary type) of the instruction, whether the certification is warranty, whether the transaction is associated, whether the certification is net type product or not, and whether the money fund is found out to match the certification rules after the payable count instruction of the financial accounting is issued to the FMS.

After the certification making process is completed, the financial certification making system broadcasts the certificate information to the message center.

In step 902, the message center generates a sixth message queue according to the credential information sent by the certification system and broadcasts the sixth message queue, where the sixth message queue carries a certification completion instruction.

For example, the message center sets a queue name for a sixth message queue, where the sixth message queue includes a certification completion instruction, where the certification completion instruction is used to indicate a certification result, for example, the certification result includes a certification success, a certification failure, or a certification, where the certification refers to a certification that the FMS needs to obtain a serial information certification record according to a serial ID in the instruction to a funds management system (CMS). In this embodiment, the success of the certificate making is taken as an example, if the certificate making fails, the transaction failure is described, and if the certificate making is completed, the process of the certificate making needs to be waited for a certain time.

In step 903, the management service platform monitors a sixth message queue from the message center, updates a document state according to the certification completion instruction in the sixth message queue, and broadcasts a certification completion confirm message to the message center.

For example, the investment management service platform monitors a sixth message queue from the message center, updates the document state according to the certification completion instruction in the sixth message queue, and broadcasts a certification completion confirm message to the message center.

And 904, the message center generates a seventh message queue according to the certification completion confirming message sent by the management service platform and broadcasts the seventh message queue.

For example, the investment management service platform monitors a sixth message queue from the message center, updates the document state according to the certification completion status information in the sixth message queue, and broadcasts the certification completion status information to the message center.

For example, the seventh message queue includes a certification completion status message.

In step 905, the management processing system monitors the seventh message queue from the message center, and updates the document status to the made document according to the certificate making completion confirmation message carried by the seventh message queue.

For example, the cash management transaction system monitors the seventh message queue from the message center, and updates the bill state to the prepared certificate according to the certificate preparation completion confirmation message carried by the seventh message queue.

And the investment management service platform acquires the certification status of the instruction by monitoring the seventh message queue and updates the certification status into a data server library.

To this end, the transaction order completes the complete flow from creation-matching flowing-certification.

In summary, after each transaction request initiated by the user is rechecked, the Investment Management Service Platform (IMSP) sends a transaction instruction to the funds management system (CMS), so that automatic matching and flow can be completed, that is, the funds management system (CMS) automatically acquires bank flow data from the bank payment center system (TMS) and checks with the transaction instruction, the automatic identification instruction is completed, the flow is used when the check is normal, and the synchronous state is given to the Investment Management Service Platform (IMSP), and automatic certificate making is completed, that is, the Investment Management Service Platform (IMSP) immediately issues a certificate making request to the financial certificate making system (FMS) after receiving the result of automatic matching, and the financial certificate making system (FMS) automatically identifies the certificate making subjects and rules according to the instruction and flow and completes the certificate making process, and immediately informs the Investment Management Service Platform (IMSP) that the transaction is completed.

Therefore, the early construction of the IMSP investment management platform completes contract management, payment approval and financial evidence making of the businesses such as creditor, equity, overseas and the like, realizes integrated seamless butt joint, reduces the investment of repeated labor force of financial staff and improves the accuracy of evidence making.

Those skilled in the art will appreciate that implementing all or part of the above-described methods in accordance with the embodiments may be accomplished by way of a computer program stored in a computer-readable storage medium, which when executed, may comprise the steps of the embodiments of the methods described above. The storage medium may be a nonvolatile storage medium such as a magnetic disk, an optical disk, a Read-Only Memory (ROM), or a random access Memory (Random Access Memory, RAM).

It should be understood that, although the steps in the flowcharts of the figures are shown in order as indicated by the arrows, these steps are not necessarily performed in order as indicated by the arrows. The steps are not strictly limited in order and may be performed in other orders, unless explicitly stated herein. Moreover, at least some of the steps in the flowcharts of the figures may include a plurality of sub-steps or stages that are not necessarily performed at the same time, but may be performed at different times, the order of their execution not necessarily being sequential, but may be performed in turn or alternately with other steps or at least a portion of the other steps or stages.

With further reference to fig. 10, as an implementation of the method shown in fig. 3, 5, 7 and 9 described above, the present application provides an embodiment of an apparatus for processing product data, which corresponds to the method embodiment shown in fig. 3, 5, 7 and 9, and which is particularly applicable to various electronic devices.

As shown in fig. 10, the device for processing product data according to this embodiment may be the message center itself or may be a part of the message center, for example, the device for processing product data may be one or more chips or circuits included in the message center, where the message center is implemented by a server or a terminal device.

The apparatus for processing product data includes: a management processing system 11, a message center 12, a management service platform 13 and a bus 14. The management processing system 11, the message center 12 and the management service platform 13 communicate with each other through a bus 14, and the module division in this embodiment is merely illustrative, and the respective logic divisions may also be performed according to respective method actions.

In another embodiment of the present application, the management processing system 11, the message center 12 and the management service platform 13 may be implemented by one or more circuits, one or more processors or one or more chips.

The functions or operation steps that can be implemented by the management processing system 11, the message center 12 and the management service platform 13 are similar to those of the above method embodiments, and will not be described in detail herein.

For example, the management processing system 11 is configured to receive a processing request message sent by a user terminal, where a header of the processing request message includes an identity, and a data segment of the processing request message includes processing content, where the processing content includes information that requires electronic printing, information that requires data exchange processing, or information that requires electronic certificate.

The management processing system 11 is further configured to broadcast the processing request message to the message center 12 when it is determined that the data segment of the processing request message carries the information requiring electronic printing, the information requiring data exchange processing, or the information requiring electronic certificate.

The message center 12 is configured to receive the processing request message sent by the management processing system 11, and broadcast the identity and the processing content in a message queue when determining that a data segment of the processing request message carries the information requiring electronic printing, the information requiring data exchange processing, or the information requiring electronic certificate.

The management service platform 13 is configured to read the message queue of the message center 12 and notify a system related to electronic seal, data exchange or electronic certificate processing to complete corresponding electronic seal, data exchange or electronic certificate processing according to the processing content included in the message queue.

For example, after receiving the processing request message sent by the management processing system 11, the message center 12 generates the message queue carrying the information for requiring electronic printing, the information for requiring data exchange processing, or the information for requiring electronic certification according to the information for requiring electronic printing, the information for requiring data exchange processing, or the information for requiring electronic certification carried in the processing request message, and broadcasts the generated message queue.

In another embodiment of the present application, the message queue is a first message queue, and the management service platform 13 reads the message queue of the message center 12 and notifies the system related to electronic seal, data exchange or electronic certification processing to complete corresponding electronic seal, data exchange or electronic certification processing according to the processing content included in the message queue, which may be specifically described as follows.

When the management service platform 13 monitors the first message queue, validity verification is performed according to the identity identifier included in the first message queue, and if the verification is passed, it is determined whether the content included in the first message queue is information requiring electronic printing.

If the first message queue includes the information requiring electronic seal, the management service platform 13 sends an electronic seal request to a seal centralized operation system, and sends a data exchange processing sheet (e.g., transaction sheet) file to the seal centralized operation system; the management service platform 13 receives an electronic post-printing data exchange processing list file sent by the stamp centralized operation system after electronic printing is completed; the management service platform 13 sends a signing request message carrying the electronic post-use data exchange processing single file to a file processing system; the management service platform 13 receives the signing success message sent by the file processing system after the approval is completed according to the signing request message; the management service platform 13 broadcasts the data exchange processing ticket information included in the data exchange processing ticket file to the message center 12.

If the first message queue does not include the information for requiring electronic seal, the management service platform 13 directly sends a sign-on request message to the file processing system, wherein the sign-on request message carries the data exchange processing single file; the management service platform 13 receives a sign report success message sent by the file processing system after approval; the management service platform 13 broadcasts the data exchange processing ticket information included in the data exchange processing ticket file to the message center 12.

After broadcasting the data exchange processing list information included in the data exchange processing list file to the message center 12, the message center 12 is further configured to broadcast the data exchange processing list information sent by the management service platform through a second message queue.

The device for processing the product data further comprises a management system, wherein the management system is used for monitoring the second message queue, completing validity verification according to the identity mark carried by the second message queue, and broadcasting a data exchange processing completion instruction after corresponding data exchange processing according to the content of the second message queue.

The message center 12 is further configured to receive the data exchange processing completion instruction broadcast by the management system, and broadcast the data exchange processing completion instruction through a third message queue.

The management service platform 13 is further configured to monitor the third message queue from the message center 12, update a status of a data exchange processing document according to a data exchange processing completion instruction included in the third message queue, and broadcast a data exchange processing completion determination instruction.

The message center 12 is further configured to receive the data exchange process completion determination instruction broadcasted by the management service platform 13.

The message center 12 is further configured to generate a fourth message queue and a fifth message queue after receiving the transaction completion determination instruction broadcasted by the management service platform, where the fourth message queue includes the transaction completion determination instruction, and the fifth message queue includes a certification indication, and the message center 12 is further configured to broadcast the fourth message queue and the fifth message queue.

The management processing system 11 is further configured to monitor the fourth message queue and update the stored document information according to the data exchange processing completion determination instruction carried by the fourth message queue.

The device for processing product data further comprises a certification system for monitoring the fifth message queue from the message center 12, and completing a certification process according to a certification instruction carried by the fifth message queue.

The message center 12 is further configured to receive credential information broadcast by the certification system after broadcasting the fourth message queue and the fifth message queue, generate a sixth message queue according to the credential information sent by the certification system, and broadcast the sixth message queue, where the sixth message queue carries a certification completion instruction.

The management service platform 13 is further configured to monitor the sixth message queue from the message center 12, update a document status according to the certification completion instruction in the sixth message queue, and broadcast a certification completion confirm message to the message center 12.

The message center 12 is further configured to generate a seventh message queue according to the certification completion status message broadcasted by the management service platform 13, where the seventh message queue carries the certification completion status message.

The management processing system 11 is further configured to monitor the seventh message queue from the message center 12, and update the document status to be authenticated according to the authentication completion confirmation message carried by the seventh message queue.

The device for processing the product data realizes electronic processing, reduces the investment of repeated labor force of financial staff and improves the accuracy of certificate making.

In order to solve the technical problems, the embodiment of the application also provides computer equipment. Referring specifically to fig. 11, fig. 11 is a basic structural block diagram of a computer device according to the present embodiment, where the computer device is configured to perform the method for processing product data described in the foregoing embodiment.

The computer device 5 comprises a memory 51, a processor 52, a network interface 53 which are communicatively connected to each other via a system bus. It should be noted that only the computer device 5 with components 51-53 is shown in the figures, but it should be understood that not all of the illustrated components are required to be implemented and that more or fewer components may be implemented instead. It will be appreciated by those skilled in the art that a computer device herein is a device capable of automatically performing numerical calculations and/or information processing in accordance with predetermined or stored instructions, the hardware of which includes, but is not limited to, microprocessors, application specific integrated circuits (Application Specific Integrated Circuit, ASICs), programmable gate arrays (fields-Programmable Gate Array, FPGAs), digital processors (Digital Signal Processor, DSPs), embedded or other programmable logic devices, discrete gate or transistor logic devices, discrete hardware components, etc. The general control processor may be a micro control processor or any conventional control processor, such as a single chip microcomputer or the like. Processor or other programmable logic device, discrete gate or transistor logic device, discrete hardware components

The bus is used to enable connected communications between these components. For example, the bus may be an industry standard architecture (Industry Standard Architecture, ISA) bus, a peripheral component interconnect (Peripheral Component Interconnect, PCI) bus, or an extended industry standard architecture (Extended Industry Standard Architecture, EISA) bus, among others. The bus system may be classified as an address bus, a data bus, a control bus, etc. For ease of illustration, the figures are shown with only one bold line, but not with only one bus or one type of bus.

The computer equipment can be a desktop computer, a notebook computer, a palm computer, a cloud server and other computing equipment. The computer equipment can perform man-machine interaction with a user through a keyboard, a mouse, a remote controller, a touch pad or voice control equipment and the like.

The memory 51 includes at least one type of readable storage medium including flash memory, hard disk, multimedia card, card memory (e.g., SD or DX memory, etc.), random Access Memory (RAM), static Random Access Memory (SRAM), read Only Memory (ROM), electrically Erasable Programmable Read Only Memory (EEPROM), programmable Read Only Memory (PROM), magnetic memory, magnetic disk, optical disk, etc. In some embodiments, the storage 51 may be an internal processing module of the computer device 5, such as a hard disk or a memory of the computer device 5. In other embodiments, the memory 51 may also be an external storage device of the computer device 5, such as a plug-in hard disk, a Smart Media Card (SMC), a Secure Digital (SD) Card, a Flash Card (Flash Card) or the like, which are provided on the computer device 5. Of course, the memory 51 may also comprise both an internal processing module of the computer device 5 and an external storage device thereof. In this embodiment, the memory 51 is typically used for storing an operating system and various types of application software installed on the computer device 5, such as program codes of the method for processing product data, and the like. Further, the memory 51 may be used to temporarily store various types of data that have been output or are to be output.

In another embodiment of the application, the memory 51 may comprise volatile memory, such as random access memory (random access memory, RAM), which may comprise static RAM or dynamic RAM. The memory 51 may also include a non-volatile memory (non-volatile memory), such as a read-only memory (PROM), a programmable read-only memory (programmable read-only memory, PROM), an erasable programmable read-only memory (EPROM), an electrically erasable programmable read-only memory (electrically erasable programmable read-only memory, EEPROM), or a flash memory (flash memory). The memory 51 may also be an external flash memory, at least one disk memory or a buffer.

The processor 52 may be one or more central processing units (Central Processing Unit, CPU), controllers, microcontrollers, microprocessors, or other data processing chips in some embodiments. The processor 52 is typically used to control the overall operation of the computer device 5. In this embodiment, the processor 52 is configured to execute the program code stored in the memory 51 or process data, for example, the program code for executing the method for processing product data, for implementing the method for processing product data.

Buses are used to enable connected communications between these components. For example, the bus may be an industry standard architecture (Industry Standard Architecture, ISA) bus, a peripheral component interconnect (Peripheral Component Interconnect, PCI) bus, or an extended industry standard architecture (Extended Industry Standard Architecture, EISA) bus, among others. The bus system may be classified as an address bus, a data bus, a control bus, etc. For ease of illustration, the figures are shown with only one bold line, but not with only one bus or one type of bus.

The network interface 53 may comprise a wireless network interface or a wired network interface, which network interface 53 is typically used to establish communication connections between the computer device 5 and other electronic devices.

In another embodiment of the present application, the computer device further includes a touch sensor 55 connected to the bus, and an area provided by the touch sensor 55 for a user to perform a touch operation is referred to as a touch area. Further, the touch sensor 55 described herein may be a resistive touch sensor, a capacitive touch sensor, or the like. The touch sensor 55 may include not only a contact type touch sensor but also a proximity type touch sensor. Further, the touch sensor 55 may be a single sensor or may be a plurality of sensors arranged in an array, for example.

The computer device may also include a display 54, which display 54 may also be referred to as a display screen or a transmission module. In some embodiments, the display 54 may be an LED display, a liquid crystal display, a touch-sensitive liquid crystal display, an Organic Light-Emitting Diode (OLED) touch, or the like. The display 54 is used for displaying information processed in the computer device and for displaying a visual user interface.

The area of the display 54 may be the same as or different from the area of the touch sensor 55. Optionally, the display 54 and the touch sensor 55 are stacked to form a touch display screen. The device detects a touch operation triggered by a user based on a touch display screen.

The present application also provides another embodiment, namely, a computer-readable storage medium storing a data processing program executable by at least one processor to cause the at least one processor to perform the steps of a method of processing product data as described above.

From the above description of the embodiments, it will be clear to those skilled in the art that the above-described embodiment method may be implemented by means of software plus a necessary general hardware platform, but of course may also be implemented by means of hardware, but in many cases the former is a preferred embodiment. Based on such understanding, the technical solution of the present application may be embodied essentially or in a part contributing to the prior art in the form of a software product stored in a storage medium (e.g. ROM/RAM, magnetic disk, optical disk) comprising instructions for causing a terminal device (which may be a mobile phone, a computer, a server, an air conditioner, or a network device, etc.) to perform the method according to the embodiments of the present application.

It is apparent that the above-described embodiments are only some embodiments of the present application, but not all embodiments, and the preferred embodiments of the present application are shown in the drawings, which do not limit the scope of the patent claims. This application may be embodied in many different forms, but rather, embodiments are provided in order to provide a thorough and complete understanding of the present disclosure. Although the application has been described in detail with reference to the foregoing embodiments, it will be apparent to those skilled in the art that modifications may be made to the embodiments described in the foregoing description, or equivalents may be substituted for elements thereof. All equivalent structures made by the content of the specification and the drawings of the application are directly or indirectly applied to other related technical fields, and are also within the scope of the application.

Claims

1. A method of processing product data, the method comprising:

the management service platform reads the message queue broadcasted by the message center, notifies a system related to electronic printing processing to complete electronic printing processing according to the information requiring electronic printing included in the message queue, notifies a system related to data exchange processing to complete data exchange processing according to the information requiring data exchange processing included in the message queue, and notifies a system related to electronic certificate processing to complete electronic certificate processing according to the information requiring electronic certificate included in the message queue;

The message queue is a first message queue, and the notifying the system related to the electronic seal process of completing the electronic seal process according to the information requiring the electronic seal included in the message queue specifically includes:

If the first message queue does not contain the information for requiring electronic seal, the management service platform sends a signing request message to the file processing system, wherein the signing request message carries the data exchange processing single file; the management service platform receives a sign report success message sent by the file processing system after approval; the management service platform broadcasts the data exchange processing list information included in the data exchange processing list file to the message center;

after broadcasting the data exchange processing list information included in the data exchange processing list file to the message center by the management service platform, the method further comprises:

2. The method of claim 1, wherein the message center, upon receiving the processing request message broadcast by the management processing system, further comprises:

3. The method of claim 1, wherein after the message center receives the data exchange process completion instruction broadcast by the management system, the method further comprises:

4. The method of claim 3, wherein after the message center receives the data exchange process completion determination instruction broadcast by the management service platform, the method further comprises:

5. The method of claim 4, wherein after the message center broadcasts the fourth message queue and the fifth message queue, the method further comprises:

6. An apparatus for processing product data, wherein the apparatus for processing product data applies the method for processing product data according to any one of claims 1 to 5, the apparatus for processing product data comprising:

the management service platform is used for reading the message queue broadcasted by the message center, notifying a system related to electronic seal processing to complete electronic seal processing according to the information requiring electronic seal included in the message queue, notifying a system related to data exchange processing to complete data exchange processing according to the information requiring data exchange processing included in the message queue, and notifying a system related to electronic certificate processing to complete electronic certificate processing according to the information requiring electronic certificate included in the message queue.

7. A computer device comprising a memory and a processor, the memory having stored therein a computer program, the processor implementing the steps of the method of processing product data according to any of claims 1 to 5 when the computer program is executed.

8. A computer-readable storage medium, on which a computer program is stored, which computer program, when being executed by a processor, carries out the steps of the method of processing product data according to any one of claims 1 to 5.