CN110969518B - Clearing account configuration method and device, server and storage medium - Google Patents
Clearing account configuration method and device, server and storage medium Download PDFInfo
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- CN110969518B CN110969518B CN201911198704.3A CN201911198704A CN110969518B CN 110969518 B CN110969518 B CN 110969518B CN 201911198704 A CN201911198704 A CN 201911198704A CN 110969518 B CN110969518 B CN 110969518B
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Abstract
The embodiment of the invention discloses a clear distribution method, a clear distribution device, a server and a storage medium, wherein the method comprises the following steps: confirming a service change rule according to the service information; acquiring key information of a service change rule; acquiring a preset clearing account configuration mode; and configuring a corresponding clearing account configuration mode for the service change rule according to the key information. The clearing and distributing method disclosed by the embodiment of the invention realizes the configuration of the corresponding clearing account in the service change process, improves the development efficiency of the service change and saves the development time and period of the service change.
Description
Technical Field
The embodiment of the invention relates to the technical field of internet finance, in particular to a clearing account configuration method, a clearing account configuration device, a server and a storage medium.
Background
The clearing is a data preparation stage of clearing, and is mainly to collect, sort and sort all network transaction data of the current day according to the generation, credit, debit, number, amount, net amount of the rolling stock and the like among member rows.
In service processing, a service rule and a corresponding clearing account are generally required to be configured, and when the service rule is changed, a current common processing method is that a technician redevelopes a set of new scoring account configuration according to the rule after the service is changed, so that the changed service rule can correspond to the new clearing account. With the rapid development of services, the one-to-one development mode has long development period and low reusability, and cannot meet the increasing service development requirements.
Disclosure of Invention
The embodiment of the invention provides a clearing account configuration method, a clearing account configuration device, a server and a storage medium, so as to improve the clearing account configuration efficiency when business rules are changed.
In a first aspect, an embodiment of the present invention provides a clearing account configuration method, including:
confirming a service change rule according to the service information;
acquiring key information of a service change rule;
acquiring a preset clearing account configuration mode;
and configuring a corresponding clearing account configuration mode for the service change rule according to the key information.
Further, the clearing account configuration mode comprises a plurality of settlement types and clearing accounts corresponding to each settlement type.
Further, the settlement type includes one or more of an interest, a premium, a credit rating fee, a pay, and a compensation.
Further, the key information comprises characteristic information capable of reflecting a service account in the service change rule.
Further, configuring the corresponding clearing account configuration mode for the service change rule according to the key information includes:
acquiring a service account according to the key information;
judging whether the business account is the clearing account or not;
and if the service account is the clearing account, configuring a clearing account configuration mode corresponding to the clearing account for the service change rule.
In a second aspect, an embodiment of the present invention provides a clearing account configuration apparatus, including:
the service change rule confirming module is used for confirming the service change rule according to the service information;
the key information acquisition module is used for acquiring key information of the service change rule;
the clearing account configuration mode acquisition module is used for acquiring a preset clearing account configuration mode;
and the configuration module is used for configuring a corresponding clearing account configuration mode for the service change rule according to the key information.
Further, the clearing account configuration mode comprises a plurality of settlement types and clearing accounts corresponding to each settlement type.
Further, the settlement type includes one or more of an interest, a premium, a credit rating fee, a pay, and a compensation.
In a third aspect, an embodiment of the present invention provides a server, including:
one or more processors;
storage means for storing one or more programs,
when the one or more programs are executed by the one or more processors, the one or more processors implement the clearing account configuration method provided by any embodiment of the present invention.
In a fourth aspect, an embodiment of the present invention provides a computer readable storage medium having stored thereon a computer program which, when executed by a processor, implements the clearing account configuration method provided by any embodiment of the present invention.
The clearing account configuration method provided by the embodiment of the invention confirms the service change rule according to the service information; acquiring key information of a service change rule; acquiring a preset clearing account configuration mode; and configuring a corresponding clearing account configuration mode for the service change rule according to the key information. The configuration of the corresponding clearing account in the service change process is realized, the development efficiency of the service change is improved, and the development time and period of the service change are saved.
Drawings
Fig. 1 is a flow chart of a clearing account configuration method according to a first embodiment of the present invention;
fig. 2 is a schematic structural diagram of a clearing account configuration device according to a second embodiment of the present invention;
fig. 3 is a schematic structural diagram of a server according to a third embodiment of the present invention.
Detailed Description
The invention is described in further detail below with reference to the drawings and examples. It is to be understood that the specific embodiments described herein are merely illustrative of the invention and are not limiting thereof. It should be further noted that, for convenience of description, only some, but not all of the structures related to the present invention are shown in the drawings.
Before discussing exemplary embodiments in more detail, it should be mentioned that some exemplary embodiments are described as processes or methods depicted as flowcharts. Although a flowchart depicts steps as a sequential process, many of the steps may be implemented in parallel, concurrently, or with other steps. Furthermore, the order of the steps may be rearranged. The process may be terminated when its operations are completed, but may have additional steps not included in the figures. The processes may correspond to methods, functions, procedures, subroutines, and the like.
Furthermore, the terms "first," "second," and the like, may be used herein to describe various directions, acts, steps, or elements, etc., but these directions, acts, steps, or elements are not limited by these terms. These terms are only used to distinguish one direction, action, step or element from another direction, action, step or element. The terms "first," "second," and the like, are not to be construed as indicating or implying a relative importance or implicitly indicating the number of technical features indicated. Thus, a feature defining "a first" or "a second" may explicitly or implicitly include one or more such feature. In the description of the present invention, "plurality", "batch" means at least two, for example, two, three, etc., unless specifically defined otherwise.
Example 1
Fig. 1 is a flow chart of a clearing account configuration method according to a first embodiment of the present invention, where the embodiment is applicable to clearing account configuration according to service rule change. As shown in fig. 1, a clearing account configuration method provided in a first embodiment of the present invention includes:
s110, confirming a service change rule according to the service information.
Specifically, the business information is financial business information of a fund party, a partner, and the like, and the business change rule indicates a rule to be executed by a business system that processes the business information. Exemplary, the service information is: the fund side newly develops a service, needs to deposit the rest into an account A1, deposit the premium into an account B1, deposit the credit evaluation fee into an account C1, deposit the claim payment into an account D1 and deposit the compensation into an account F1, and the corresponding service change rule is as follows: the principal is credited with account A1, the premium is credited with account B1, the credit evaluation fee is credited with account C1, the reimbursement is credited with account D1, and the reimbursement is credited with account F1.
S120, acquiring key information of the service change rule.
Specifically, the key information of the service change rule is the characteristic information in the service change rule, and reflects the service account in the service change rule, and the key information may be one or a plurality of key information. The service account refers to an account for performing funds settlement, that is, a clearing account corresponding to the service rule, such as an account A1, an account B1, and the like. The service type refers to the type of operation performed by the service account, that is, the settlement type corresponding to the service rule, such as settlement of interest, settlement of premium, etc. The service type is typically matched to the service account.
S130, acquiring a preset clearing account configuration mode.
Specifically, the preset clearing account configuration mode refers to that clearing accounts corresponding to settlement types are configured one by one in advance to form a clearing account configuration mode, and different clearing account configuration modes may include different settlement types and clearing accounts, which is shown in table 1 by way of example.
TABLE 1
S140, configuring a corresponding clearing account configuration mode for the service change rule according to the key information.
Specifically, a corresponding clearing account configuration mode is determined according to the key information, and then a connection relation is established between the service change rule and the corresponding clearing account configuration mode, so that the clearing account corresponding to the service change rule is configured.
Further, configuring the corresponding clearing account configuration mode for the service change rule according to the key information includes steps S141 to S143 (not shown in the figure).
S141, acquiring a service account according to the key information.
Specifically, since the key information includes feature information that can reflect the service account in the service change rule, the corresponding service account can be obtained according to the key information.
S142, judging whether the business account is the clearing account.
S143, if the service account is the clearing account, configuring a clearing account configuration mode corresponding to the clearing account for the service change rule.
Specifically, if the service account is the same as the preset clearing account, the clearing account configuration mode corresponding to the preset clearing account is associated with the service change rule corresponding to the service account, so that the clearing account configuration of the service change rule is completed. Alternatively, a clearing account configuration mode may correspond to only one service change rule, or may correspond to multiple service change rules. When the business account corresponding to the business change rule is changed, only the clearing account in the corresponding clearing allocation mode is required to be correspondingly changed, and the technician is not required to develop one-to-one again according to the business change rule, so that the development efficiency of the technician is improved.
The clearing account configuration method provided by the embodiment of the invention confirms the service change rule according to the service information; acquiring key information of a service change rule; acquiring a preset clearing account configuration mode; and configuring a corresponding clearing account configuration mode for the service change rule according to the key information. The configuration of the corresponding clearing account in the service change process is realized, the development efficiency of the service change is improved, and the development time and period of the service change are saved.
Example two
Fig. 2 is a schematic structural diagram of a clearing account configuration device according to a second embodiment of the present invention, where the present embodiment is applicable to clearing account configuration according to service rule modification. The clearing account configuration device provided by the embodiment can realize the corresponding functions and beneficial effects of the clearing account configuration method provided by any embodiment of the invention, basically realize the corresponding functions and beneficial effects of the method, can be realized in a hardware or software mode, and can be integrated on terminal equipment or a server. Reference is made to the description of any method embodiment of the invention for details not described in this embodiment.
As shown in fig. 2, a clearing account configuration device provided in a second embodiment of the present invention includes: the system comprises a business change rule confirmation module 210, a key information acquisition module 220, a clearing account configuration mode acquisition module 230 and a configuration module 240.
The service change rule confirmation module 210 is configured to confirm a service change rule according to the service information;
the key information obtaining module 220 is configured to obtain key information of a service change rule;
the clearing account configuration mode obtaining module 230 is configured to obtain a preset clearing account configuration mode;
the configuration module 240 is configured to configure a corresponding clearing account configuration mode for the service change rule according to the key information.
Further, the clearing account configuration mode comprises a plurality of settlement types and clearing accounts corresponding to each settlement type.
Further, the settlement type includes one or more of an interest, a premium, a credit rating fee, a pay, and a compensation.
Further, the key information comprises characteristic information capable of reflecting a service account in the service change rule.
Further, the configuration module 240 is specifically configured to:
acquiring a service account according to the key information;
judging whether the business account is the clearing account or not;
and if the service account is the clearing account, configuring a clearing account configuration mode corresponding to the clearing account for the service change rule.
According to the clearing account configuration device provided by the embodiment of the invention, through the service change rule confirmation module, the key information acquisition module, the clearing account configuration mode acquisition module and the configuration module, the corresponding clearing account configuration in the service change process is realized, the development efficiency of the service change is improved, and the development time and the development period of the service change are saved.
Example III
Fig. 3 is a schematic structural diagram of a server according to a third embodiment of the present invention. Fig. 3 illustrates a block diagram of an exemplary server 312 suitable for use in implementing embodiments of the present invention. The server 312 shown in fig. 3 is merely an example, and should not be construed as limiting the functionality and scope of use of embodiments of the present invention.
As shown in fig. 3, the server 312 is in the form of a general purpose server. Components of server 312 may include, but are not limited to: one or more processors 316, a storage device 328, and a bus 318 that connects the different system components (including the storage device 328 and the processor 316).
The storage 328 may include computer system-readable media in the form of volatile memory, such as random access memory (Random Access Memory, RAM) 330 and/or cache memory 332. The server 312 may further include other removable/non-removable, volatile/nonvolatile computer system storage media. By way of example only, storage system 334 may be used to read from and write to non-removable, nonvolatile magnetic media (not shown in FIG. 3, commonly referred to as a "hard disk drive"). Although not shown in fig. 3, a disk drive for reading from and writing to a removable nonvolatile magnetic disk (e.g., a "floppy disk"), and an optical disk drive for reading from and writing to a removable nonvolatile optical disk such as a Read Only Memory (CD-ROM), digital versatile disk (Digital Video Disc-Read Only Memory, DVD-ROM), or other optical media, may be provided. In such cases, each drive may be coupled to bus 318 through one or more data medium interfaces. Storage 328 may include at least one program product having a set (e.g., at least one) of program modules configured to carry out the functions of embodiments of the invention.
A program/utility 340 having a set (at least one) of program modules 342 may be stored, for example, in storage 328, such program modules 342 including, but not limited to, an operating system, one or more application programs, other program modules, and program data, each or some combination of which may include an implementation of a network environment. Program modules 342 generally perform the functions and/or methods of the embodiments described herein.
The server 312 may also be in communication with one or more external devices 314 (e.g., keyboard, pointing server, display 324, etc.), one or more servers that enable a user to interact with the server 312, and/or any servers (e.g., network card, modem, etc.) that enable the server 312 to communicate with one or more other computing servers. Such communication may occur through an input/output (I/O) interface 322. Also, the server 312 may communicate with one or more networks (e.g., local area network (Local Area Network, LAN), wide area network (Wide Area Network, WAN) and/or public network, such as the internet) via the network adapter 320. As shown in fig. 3, network adapter 320 communicates with the other modules of server 312 via bus 318. It should be appreciated that although not shown, other hardware and/or software modules may be used in connection with server 312, including, but not limited to: microcode, server drives, redundant processors, external disk drive arrays, disk array (Redundant Arrays of Independent Disks, RAID) systems, tape drives, data backup storage systems, and the like.
confirming a service change rule according to the service information;
acquiring key information of a service change rule;
acquiring a preset clearing account configuration mode;
and configuring a corresponding clearing account configuration mode for the service change rule according to the key information.
Example IV
The fourth embodiment of the present invention further provides a computer readable storage medium having a computer program stored thereon, where the program when executed by a processor implements the clearing account configuration method as provided in any embodiment of the present invention, the method may include:
confirming a service change rule according to the service information;
acquiring key information of a service change rule;
acquiring a preset clearing account configuration mode;
and configuring a corresponding clearing account configuration mode for the service change rule according to the key information.
The computer storage medium provided in the fourth embodiment of the present invention may use any combination of one or more computer readable media. The computer readable medium may be a computer readable signal medium or a computer readable storage medium. The computer readable storage medium can be, for example, but not limited to, an electronic, magnetic, optical, electromagnetic, infrared, or semiconductor system, apparatus, or device, or a combination of any of the foregoing. More specific examples (a non-exhaustive list) of the computer-readable storage medium would include the following: an electrical connection having one or more wires, a portable computer diskette, a hard disk, a Random Access Memory (RAM), a read-only memory (ROM), an erasable programmable read-only memory (EPROM or flash memory), an optical fiber, a portable compact disc read-only memory (CD-ROM), an optical storage device, a magnetic storage device, or any suitable combination of the foregoing. In this document, a computer readable storage medium may be any tangible medium that can contain, or store a program for use by or in connection with an instruction execution system, apparatus, or device.
The computer readable signal medium may include a propagated data signal with computer readable program code embodied therein, either in baseband or as part of a carrier wave. Such a propagated data signal may take any of a variety of forms, including, but not limited to, electro-magnetic, optical, or any suitable combination of the foregoing. A computer readable signal medium may also be any computer readable medium that is not a computer readable storage medium and that can communicate, propagate, or transport a program for use by or in connection with an instruction execution system, apparatus, or device.
Program code embodied on a computer readable medium may be transmitted using any appropriate medium, including but not limited to wireless, wireline, optical fiber cable, RF, etc., or any suitable combination of the foregoing.
Computer program code for carrying out operations of the present invention may be written in any combination of one or more programming languages, including an object oriented programming language such as Java, smalltalk, C ++ and conventional procedural programming languages, such as the "C" programming language or similar programming languages. The program code may execute entirely on the user's computer, partly on the user's computer, as a stand-alone software package, partly on the user's computer and partly on a remote computer or entirely on the remote computer or terminal. In the case of a remote computer, the remote computer may be connected to the user's computer through any kind of network, including a Local Area Network (LAN) or a Wide Area Network (WAN), or may be connected to an external computer (for example, through the Internet using an Internet service provider).
Note that the above is only a preferred embodiment of the present invention and the technical principle applied. It will be understood by those skilled in the art that the present invention is not limited to the particular embodiments described herein, but is capable of various obvious changes, rearrangements and substitutions as will now become apparent to those skilled in the art without departing from the scope of the invention. Therefore, while the invention has been described in connection with the above embodiments, the invention is not limited to the embodiments, but may be embodied in many other equivalent forms without departing from the spirit or scope of the invention, which is set forth in the following claims.
Claims (6)
1. The clearing account configuration method is characterized by comprising the following steps of:
confirming a service change rule according to the service information;
acquiring key information of a service change rule;
acquiring a preset clearing account configuration mode;
configuring a corresponding clearing account configuration mode for the service change rule according to the key information;
the clearing account configuration mode comprises a plurality of settlement types and clearing accounts corresponding to each settlement type;
the key information comprises characteristic information capable of reflecting a service account in the service change rule;
the clearing account configuration mode corresponding to the service change rule configuration according to the key information comprises the following steps:
acquiring a service account according to the key information;
judging whether the business account is the clearing account or not;
and if the service account is the clearing account, configuring a clearing account configuration mode corresponding to the clearing account for the service change rule.
2. The method of claim 1, wherein the settlement type includes one or more of an interest, a premium, a credit rating fee, a claim, and a compensation.
3. A clearing account configuration device, comprising:
the service change rule confirming module is used for confirming the service change rule according to the service information;
the key information acquisition module is used for acquiring key information of the service change rule;
the clearing account configuration mode acquisition module is used for acquiring a preset clearing account configuration mode;
the configuration module is used for configuring a corresponding clearing account configuration mode for the service change rule according to the key information;
the clearing account configuration mode comprises a plurality of settlement types and clearing accounts corresponding to each settlement type;
the key information comprises characteristic information capable of reflecting a service account in the service change rule;
the configuration module is specifically configured to:
acquiring a service account according to the key information;
judging whether the business account is the clearing account or not;
and if the service account is the clearing account, configuring a clearing account configuration mode corresponding to the clearing account for the service change rule.
4. The apparatus of claim 3, wherein the settlement type includes one or more of an interest, a premium, a credit rating fee, a claim, and a compensation.
5. A server, the server comprising:
one or more processors;
storage means for storing one or more programs,
the one or more programs, when executed by the one or more processors, cause the one or more processors to implement the clearing account configuration method of any of claims 1-2.
6. A computer readable storage medium having stored thereon a computer program, which when executed by a processor implements a clearing account configuration method as claimed in any of claims 1-2.
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| US20140114852A1 (en) * | 2012-10-18 | 2014-04-24 | Raj S. Rajagopal | Instant clearing and settlement for payment transactions |
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