CN110909264B

CN110909264B - Information processing method, device, equipment and storage medium

Info

Publication number: CN110909264B
Application number: CN201911207246.5A
Authority: CN
Inventors: 汪远; 杨进京; 杨勇; 张海玲
Original assignee: Beijing Sankuai Online Technology Co Ltd
Current assignee: Beijing Sankuai Online Technology Co Ltd
Priority date: 2019-11-29
Filing date: 2019-11-29
Publication date: 2023-08-29
Anticipated expiration: 2039-11-29
Also published as: CN110909264A

Abstract

The application discloses an information processing method, an information processing device, information processing equipment and a storage medium, and belongs to the technical field of Internet. The method comprises the following steps: receiving an information processing request sent by a terminal when detecting that a target user abnormally exits a bank card binding page; acquiring historical data of a target user based on identification information of the target user; determining a target address of the target user based on historical data of the target user; receiving real-time position information of a target user sent by a terminal; determining that the target user is in the area indicated by the target address in response to the fact that the real-time position information of the target user is matched with the target address; and sending prompt information to the terminal in response to determining that the target user is in the target address indicated area. In the information processing process, prompt information is sent to the terminal at proper time to guide the target user to access the bank card binding page again, so that the terminal can acquire the bank card binding information of the target user in time, and the conversion rate of bank card binding is improved.

Description

Information processing method, device, equipment and storage medium

Technical Field

The embodiment of the application relates to the technical field of Internet, in particular to an information processing method, an information processing device, information processing equipment and a storage medium.

Background

Currently, due to the convenience of network payment, more and more people choose to consume through the network payment mode. In a network payment scenario, a user usually needs to bind an application account related to network payment with a bank card for payment, and then extracts funds from an account corresponding to the bank card when the payment is required. In the process of binding the bank card, the terminal needs to acquire the bank card binding information (card number, identity information and the like) of the user on a bank card binding page. In the case that the user forgets the card number of the bank card and the bank card is not nearby, the user usually interrupts the bank card binding operation and exits the bank card binding page. And if the user does not need to pay again on the network, the user cannot remember to access the bank card binding page again, so that the terminal cannot acquire the bank card binding information of the user for a long time, and the conversion rate of bank card binding is reduced.

Disclosure of Invention

The embodiment of the application provides an information processing method, an information processing device, information processing equipment and a storage medium, which can be used for solving the problems in the related art. The technical scheme is as follows:

in one aspect, an embodiment of the present application provides an information processing method, including:

The method comprises the steps that an information processing request sent by a terminal when a target user abnormally exits a bank card binding page is received, wherein the information processing request comprises identification information of the target user, and the information processing request is used for indicating that the bank card binding process of the target user fails;

acquiring historical data of the target user based on the identification information of the target user;

determining a target address of the target user based on the historical data of the target user;

receiving real-time position information of the target user sent by the terminal;

determining that the target user is in the area indicated by the target address in response to the real-time position information of the target user being matched with the target address;

and responding to the determination that the target user is in the area indicated by the target address, and sending prompt information to the terminal, wherein the prompt information is used for guiding the target user to access the bank card binding page again.

Optionally, the determining the target address of the target user based on the historical data of the target user includes:

acquiring target data corresponding to the target user from the historical data of the target user, wherein the target data is data for indicating a position;

And analyzing the target data to determine the target address of the target user.

Optionally, the target data includes at least one address, and the analyzing the target data to determine the target address of the target user includes:

determining a target address of the target user based on the address with the target tag in response to the address with the target tag being present in the at least one address;

and in response to the at least one address not having the target label, acquiring at least one address meeting the reference condition from the at least one address, and determining the target address of the target user based on the at least one address meeting the reference condition.

Optionally, the acquiring at least one address meeting the reference condition in the at least one address includes:

for any address in the at least one address, responding to the any address as an object distribution address in a reference time period, and taking the any address as any address meeting a reference condition, wherein the reference time period comprises a whole day time period of a non-working day and a designated time period of the working day;

the determining the target address of the target user based on the at least one address meeting the reference condition comprises:

And acquiring the reliability degree of each address meeting the reference condition as the target address of the target user, and taking the address meeting the reference condition with the highest reliability degree in each address meeting the reference condition as the target address of the target user.

Optionally, after the determining the target address of the target user, the method further includes:

analyzing the historical data of the target user, and determining a target time period, wherein the target time period is a predicted time period of the target user in the area indicated by the target address;

the determining that the target user is in the area indicated by the target address in response to the real-time location information of the target user being matched with the target address comprises the following steps:

and determining that the target user is in the area indicated by the target address in response to the real-time position information of the target user being matched with the target address, wherein the current timestamp is any timestamp in the target time period.

There is also provided an information processing method including:

responding to a target instruction of a target user on a bank card binding page, and sending an information processing request to a server, wherein the information processing request comprises identification information of the target user, the target instruction is used for indicating the target user to abnormally withdraw from the bank card binding page, and the information processing request is used for indicating that the bank card binding process of the target user fails;

Acquiring real-time position information of the target user, and sending the real-time position information of the target user to the server;

displaying the prompt information sent by the server, wherein the prompt information is used for guiding the target user to access the bank card binding page again;

and displaying the bank card binding page based on the triggering instruction of the target user on the prompt information.

Optionally, before the sending the information processing request to the server, the method further includes:

acquiring filled information of the target user on the bank card binding page;

the step of displaying the bank card binding page based on the triggering instruction of the target user on the prompt information comprises the following steps:

and displaying a bank card binding page comprising the filled information based on the triggering instruction of the target user on the prompt information.

In another aspect, there is provided an information processing apparatus including:

the receiving module is used for receiving an information processing request sent by the terminal when the terminal detects that a target user abnormally exits a bank card binding page, wherein the information processing request comprises identification information of the target user, and the information processing request is used for indicating that the bank card binding process of the target user fails;

The acquisition module is used for acquiring historical data of the target user based on the identification information of the target user;

the determining module is used for determining a target address of the target user based on the historical data of the target user;

the receiving module is further used for receiving real-time position information of the target user sent by the terminal;

the determining module is further configured to determine that the target user is in an area indicated by the target address in response to the real-time location information of the target user being matched with the target address;

and the sending module is used for responding to the determination that the target user is in the area indicated by the target address and sending prompt information to the terminal, wherein the prompt information is used for guiding the target user to access the bank card binding page again.

Optionally, the determining module includes:

the acquisition unit is used for acquiring target data corresponding to the target user from the historical data of the target user, wherein the target data is data for indicating the position;

and the determining unit is used for analyzing the target data and determining the target address of the target user.

Optionally, the target data includes at least one address, and the determining unit is configured to determine, in response to the at least one address having the target tag, a target address of the target user based on the address having the target tag; and in response to the at least one address not having the target label, acquiring at least one address meeting the reference condition from the at least one address, and determining the target address of the target user based on the at least one address meeting the reference condition.

Optionally, the determining unit is configured to, for any address in the at least one address, respond to the any address as an object delivery address in a reference time period, and use the any address as any address meeting a reference condition, where the reference time period includes a full day time period of a non-working day and a specified time period of a working day; and acquiring the reliability degree of each address meeting the reference condition as the target address of the target user, and taking the address meeting the reference condition with the highest reliability degree in each address meeting the reference condition as the target address of the target user.

Optionally, the determining module is further configured to analyze the historical data of the target user, determine a target time period, where the target time period is a predicted time period of the target user in the area indicated by the target address; and determining that the target user is in the area indicated by the target address in response to the real-time position information of the target user being matched with the target address, wherein the current timestamp is any timestamp in the target time period.

There is also provided an information processing apparatus including:

The system comprises a sending module, a server and a receiving module, wherein the sending module is used for responding to a target instruction of a target user on a bank card binding page, sending an information processing request to the server, wherein the information processing request comprises identification information of the target user, the target instruction is used for indicating the target user to abnormally withdraw from the bank card binding page, and the information processing request is used for indicating that the bank card binding process of the target user fails;

the acquisition module is used for acquiring the real-time position information of the target user;

the sending module is further configured to send real-time location information of the target user to the server;

the display module is used for displaying the prompt information sent by the server, and the prompt information is used for guiding the target user to access the bank card binding page again;

the display module is further used for displaying the bank card binding page based on a trigger instruction of the target user on the prompt information.

Optionally, the acquiring module is further configured to acquire filled information of the target user on the bank card binding page;

the display module is further used for displaying a bank card binding page comprising the filled information based on a triggering instruction of the target user on the prompt information.

In another aspect, a computer device is provided, the computer device including a processor and a memory, the memory storing at least one program code, the at least one program code loaded and executed by the processor to implement any of the information processing methods described above.

In another aspect, there is also provided a computer readable storage medium having at least one program code stored therein, the at least one program code being loaded and executed by a processor to implement any of the above-described information processing methods.

The technical scheme provided by the embodiment of the application at least has the following beneficial effects:

after detecting a target instruction of a target user on a bank card binding page, the terminal sends an information processing request to a server; the server determines a target address of a target user based on the information processing request, and when the target user is determined to be in an area indicated by the target address based on the real-time position information of the target user, prompt information is sent to the terminal, and the terminal displays a binding page of the bank card based on a triggering instruction of the target user to the prompt information. The information processing process can send prompt information to the terminal at a proper time after the target user abnormally exits the bank card binding page, and guide the target user to access the bank card binding page again, so that the terminal can acquire the bank card binding information of the target user in time, and the conversion rate of bank card binding is improved.

Drawings

In order to more clearly illustrate the technical solutions of the embodiments of the present application, the drawings required for the description of the embodiments will be briefly described below, and it is apparent that the drawings in the following description are only some embodiments of the present application, and other drawings may be obtained according to these drawings without inventive effort for a person skilled in the art.

FIG. 1 is a schematic diagram of an implementation environment of an information processing method according to an embodiment of the present application;

FIG. 2 is a flowchart of an information processing method according to an embodiment of the present application;

FIG. 3 is an interface schematic diagram of a binding page of a bank card according to an embodiment of the present application;

FIG. 4 is an interface schematic diagram of a binding page of a bank card according to an embodiment of the present application;

fig. 5 is an interface schematic diagram of a terminal displaying prompt information according to an embodiment of the present application;

FIG. 6 is a schematic diagram of an information processing procedure provided by an embodiment of the present application;

fig. 7 is a schematic diagram of an information processing apparatus according to an embodiment of the present application;

FIG. 8 is a schematic diagram of a determining module according to an embodiment of the present application;

fig. 9 is a schematic diagram of an information processing apparatus provided in an embodiment of the present application;

Fig. 10 is a schematic structural view of an information processing apparatus provided in an embodiment of the present application;

fig. 11 is a schematic structural view of an information processing apparatus according to an embodiment of the present application.

Detailed Description

For the purpose of making the objects, technical solutions and advantages of the present application more apparent, the embodiments of the present application will be described in further detail with reference to the accompanying drawings.

In this regard, an embodiment of the present application provides an information processing method, please refer to fig. 1, which is a schematic diagram illustrating an implementation environment of the information processing method provided in the embodiment of the present application. The implementation environment may include: a terminal 11 and a server 12.

The terminal 11 is provided with an application program or a web page capable of binding a bank card, and when the terminal detects that a target user abnormally exits the bank card binding page in the application program or the web page, the terminal can send an information processing request to the server 12. The server 12 may acquire the history data of the target user, analyze the history data to obtain the target address of the target user, and when determining that the target user is in the area indicated by the target address, send the prompt information to the terminal 11. The terminal 11 can display the prompt information, and can display the binding page of the bank card based on the triggering instruction of the target user on the prompt information.

Alternatively, the terminal 11 may be any electronic product that can perform man-machine interaction with a user through one or more of a keyboard, a touch pad, a touch screen, a remote controller, a voice interaction or handwriting device, such as a PC (Personal Computer, a personal computer), a mobile phone, a smart phone, a PDA (Personal Digital Assistant, a personal digital assistant), a wearable device, a palm top computer PPC (Pocket PC), a tablet computer, a smart car machine, a smart television, a smart speaker, etc. The server 12 may be a server, a server cluster comprising a plurality of servers, or a cloud computing service center. The terminal 11 establishes a communication connection with the server 12 through a wired or wireless network.

Those skilled in the art will appreciate that the above-described terminal 11 and server 12 are only examples, and that other terminals or servers that may be present in the present application or in the future are applicable and within the scope of the present application and are incorporated herein by reference.

Based on the implementation environment shown in fig. 1, the embodiment of the application provides an information processing method, which is applied to the interaction process of a terminal and a server. As shown in fig. 2, the method provided by the embodiment of the present application may include the following steps:

in step 201, in response to detecting a target instruction of a target user on a bank card binding page, the terminal transmits an information processing request to the server.

The target user refers to any user who needs to bind a bank card in an application program or a webpage of the terminal. The bank card binding page refers to a page for a target user to fill in information to bind the bank card. The target instruction is used for indicating the target user to abnormally exit the bank card binding page. The abnormal exit of the bank card binding page refers to the target user exiting the bank card binding page before completing the information filling process of the bank card binding page.

Optionally, before detecting the target instruction of the target user on the bank card binding page, the method further includes: the terminal acquires a bank card binding request, and displays a bank card binding page based on the bank card binding request.

And an entrance for binding the bank card can be provided on the interface of the terminal, and when the target user triggers the entrance for binding the bank card, the terminal acquires the bank card binding request. The portal of the bound bank card may be in the form of a button or icon, as embodiments of the application are not limited in this regard. After the terminal obtains the bank card binding request, the bank card binding page can be displayed based on the bank card binding request.

And displaying at least one information input box on the bank card binding page to acquire the information of the bank card to be bound, which is input by the target user, wherein the at least one input box comprises, but is not limited to, a card number input box, a name input box, an identity document number input box, a communication number input box and the like. It should be noted that, the binding page of the bank card may be one page or may be a page formed by a plurality of sub-pages, which is not limited in the embodiment of the present application.

For the case that the binding page of the bank card is one page, all information input boxes needing to be filled in can be displayed in the page. For example, as shown in fig. 3, assuming that the information to be filled in the binding process of the bank card is a card number, a name, an identity card number and a communication number, an information input box corresponding to the four information is displayed on the binding page of the bank card at the same time, so that the target user fills in the four information.

For the case that the bank card binding page is a page formed by a plurality of sub-pages, different information input boxes can be displayed on different sub-pages so as to acquire different information on different sub-pages. Alternatively, the bank card binding page may be composed of a card number input page in which a card number input box is displayed and an identity information input page in which an identity information input box is displayed. The identity information input boxes include, but are not limited to, a name input box, an identity document number input box and a communication number input box. In this case, the terminal displays the identity information input page after the card number input page acquires the card number input by the target user. The kind of the input box displayed on the identity information input page can be determined according to the card number input by the target user. Different banks may have different binding requirements, i.e. different identity information to be verified. Therefore, the terminal can firstly determine the bank corresponding to the card number according to the card number input by the target user, then acquire the binding card requirement corresponding to the bank, and display the input box according to the binding card requirement.

For example, as shown in fig. 4, the bank card binding page is composed of a card number input page ((1) in fig. 4) and an identity information input page ((2) in fig. 4), and a card number input box is displayed on the card number input page shown in (1) in fig. 4. After the terminal obtains the card number input by the target user, the bank corresponding to the card number is assumed to be a China bank. The terminal can obtain the binding requirement corresponding to the China banking in the local storage, and if the binding requirement indicates that the name, the identity card number and the communication number need to be verified in the binding process, the terminal displays the name input box, the identity card number input box and the communication number input box in an identity information input box shown in (2) in fig. 4.

After the terminal displays the bank card binding page, the target user needs to fill in corresponding information in an input box of the bank card binding page. When the target user fills out corresponding information in all input boxes of the bank card binding page, the terminal can send the acquired information to a server of a bank corresponding to the card number, the server of the bank verifies the information, and after the verification is successful, the terminal can jump from the bank card binding page to a binding success page, and at the moment, the target user normally exits from the bank card binding page. It should be noted that, when the target user forgets information such as a card number and the like in the process of filling information in the bank card binding page and cannot immediately acquire the information, the target user interrupts the process of binding the bank card, and at this time, the target user abnormally exits the bank card binding page. Therefore, the terminal detects a target instruction of a target user on a bank card binding page. Illustratively, the first and second modules are connected to one another. When the terminal detects that the target user triggers the return option in fig. 3 or fig. 4, the terminal can consider that the target instruction of the target user on the bank card binding page is detected.

When the terminal detects a target instruction of a target user on a bank card binding page, the target user can be considered to have a wish of binding the bank card, but the bank card binding process cannot be completed due to forgetting information and the like. At this time, in response to detecting a target instruction of a target user on a binding page of a bank card, the terminal transmits an information processing request to the server. The information processing request comprises identification information of the target user, and the information processing request is used for indicating that the bank card binding process of the target user fails. The identification information of the target user is used for uniquely identifying the target user, for example, a login account of the target user. The information processing request is used for informing the server that the target user is a user interrupting the binding process of the bank card, so that the server records the target user and processes the information of the target user.

Optionally, before sending the information processing request to the server, the terminal may further obtain the filled information of the target user on the bank card binding page, so that when the target user accesses the bank card binding page again, the filled information is displayed on the bank card binding page, so that the information filling number of the target user is reduced, and the experience of the target user is improved. Optionally, the filled-in information includes, but is not limited to, the name of the target user, communication number information, identity document number information.

In step 202, the server receives an information processing request sent when the terminal detects that the target user abnormally exits the bank card binding page.

After the terminal sends the information processing request to the server, the server receives the information processing request sent when the terminal detects that the target user abnormally exits the bank card binding page, and then step 203 is executed.

Optionally, after receiving the information processing request sent by the terminal, the server may invoke the intelligent subscription binding card system to create a task of intelligently notifying the target user of the binding card, so as to send prompt information to the terminal of the target user at a proper time.

In step 203, the server acquires history data of the target user based on the identification information of the target user.

After receiving the information processing request sent by the terminal, the server can acquire the historical data of the target user according to the identification information of the target user included in the information processing request so as to analyze the historical data of the target user.

Optionally, the server stores the correspondence between the identity information and the identification information of each user, and the correspondence between the identity information and the history data of each user. It should be noted that, the relationship between the identity information and the identification information of the user is one-to-many, that is, for any user, the identity information of the user is unique, and the identification information of the user may be plural, but any one of the plural identification information may uniquely identify the user. For example, the identity information of the user is an identity card number of the user, and the identification information of the user is a login account number of the user in each application program. The history data refers to data corresponding to the history behavior and operation generated by the user in each application program or webpage, and the history data includes, but is not limited to, data for indicating a location, data for indicating a behavior, and the like. The server can acquire data generated by each user in real time, and then the acquired data and the identity information of the user are associated and stored.

Optionally, the process of obtaining the history data of the target user by the server based on the identification information of the target user is as follows: the server determines the identity information of the target user in the corresponding relation between the identity information of each user and the identity information according to the identity information of the target user; determining all historical data corresponding to the identity information of the target user based on the corresponding relation between the identity information of each user and the historical data; and acquiring the historical data of the target user based on all the historical data corresponding to the identity information of the target user.

Optionally, based on all the history data corresponding to the identity information of the target user, the manner of acquiring the history data of the target user includes, but is not limited to, the following two ways:

mode one: and taking all the historical data corresponding to the identity information of the target user as the historical data of the target user directly.

In this way, the history data of the target user is all the history data of the target user stored in the server.

Mode two: and taking the historical data meeting the target condition in all the historical data corresponding to the identity information of the target user as the historical data of the target user.

The target conditions may be set empirically, or may be freely adjusted according to the application scenario, which is not limited in the embodiment of the present application. For example, the target condition may be that the date of generation of the history data is within a target date range, wherein the target date range is a date range from a date one year from the current date to the current date. For example, assuming that the current date is 2019, 10, 1, then the target date ranges from 2018, 10, 1 to 2019, 10, 1.

After the server obtains the historical data of the target user, step 204 may be performed based on the historical data of the target user.

In step 204, the server determines the target address of the target user based on the history data of the target user.

After the server acquires the historical data of the target user, the historical data can be analyzed, and then the target address of the target user is determined. The target address refers to an address which facilitates the target user to acquire information such as a bank card number, for example, a residence address of the target user.

Optionally, the process of determining the target address of the target user by the server includes the following two steps:

step 1: and acquiring target data corresponding to the target user from the historical data of the target user.

The target data is data for indicating a position. The target data may include one or more of location coordinates and an address. A time stamp carried by any one of the target data. The time stamp is used to represent the time of generation of the data. The same location coordinates may correspond to multiple time stamps and the same address may also correspond to multiple time stamps.

The position coordinates may be composed of longitude and latitude. In an actual map, each position coordinate corresponds to a point. The addresses refer to specific addresses filled in or selected by a target user, the addresses can be composed of information such as cities, counties, areas, streets and the like, and in an actual map, each address corresponds to one area. Each address may carry functional information. The function information is used to indicate the function of the address, for example, a navigation function, a distribution function, etc., and one address may correspond to a plurality of function information.

The server extracts data for indicating the location from the history data of the target user as target data, and then performs step 2.

Step 2: and analyzing the target data to determine the target address of the target user.

Since the target data is data for indicating a location, the target address of the target user can be determined by analysis of the target data. Optionally, the target data is analyzed, and the target address of the target user is determined by: the server marks each position indicated by the target data in the map, determines the most densely marked area in the map, and takes the address corresponding to the area as the target address of the target user.

Optionally, the target data may include at least one address, and for any one of the at least one address, the address may or may not have a tag. Wherein the tag is used to indicate the type of address. For example, tags include, but are not limited to, home, company, school, and the like. Optionally, in the case that the target data includes at least one address, the server analyzes the target data, and determines the target address of the target user by the following two ways, but not limited to:

Mode 1: in response to the presence of an address having a target tag in the at least one address, a target address of the target user is determined based on the address having the target tag.

The target tag is used to indicate that the type of address is a target address. When there is an address having a target tag in at least one address, the number of addresses having target tags may be one or more.

When the number of addresses having the target tag is one, the target address of the target user is determined based on the addresses having the target tag in such a manner that: and directly taking the address with the target label as the target address of the target user.

When the number of addresses having the target tag is plural, the manner of determining the target address of the target user based on the addresses having the target tag may be: and acquiring the use frequency of each address with the target tag, and taking the address with the target tag with the highest use frequency as the target address of the target user. The frequency of use refers to the ratio of the number of times the address with the target tag is used by the target user to the total number of times all the addresses with the target tag are used by the target user. The higher the frequency of use, the more times the target user uses the address with the target tag, the greater the likelihood that the address with the target tag is the actual target address of the target user. The target user using the address with the target tag may refer to using the address with the target tag as a navigation address, or using the address with the target tag as an item delivery address, or the like.

Note that, in the case where the address having the target tag exists in at least one address, when the address having the target tag does not exist in at least one address, the target address of the target user may be determined according to the following manner 2.

Mode 2: and in response to the at least one address not having the target tag, acquiring at least one address meeting the reference condition from the at least one address, and determining the target address of the target user based on the at least one address meeting the reference condition.

When there is no address with the target tag in the at least one address, it is stated that there is no address in the at least one address that explicitly indicates the target address of the target user. The condition that at least one address does not have an address with a target tag may include the following two conditions:

case 1: all of the at least one address has no tag.

Case 2: all of the at least one address has a tag, but none of the tags of the respective addresses is a target tag.

In either case, when there is no address having the target tag in the at least one address, the server acquires at least one address satisfying the reference condition in the at least one address to determine the target address of the target user based on the address satisfying the reference condition. Optionally, the server obtaining at least one address satisfying the reference condition in the at least one address includes: and for any address in the at least one address, responding to the any address as the object delivery address in the reference time period, and taking the any address as any address meeting the reference condition.

Wherein the reference time period refers to a predicted time period in which the general user is at home. The reference time period includes a full day time period of a non-working day and a specified time period of a working day. It should be noted that, the working day in the embodiment of the present application refers to a standard working day, that is, a working day specified by law and implemented by a general worker under normal conditions. Non-workdays refer to days other than workdays, including holidays and legal holidays, and the like. The full day period of the non-workday refers to a period of 00:00-24:00. The specified time period of the workday refers to the predicted time period of returning to home by general staff on the workday, and the specified time period can be set empirically or can be freely adjusted according to application scenes, which is not limited in the embodiment of the application. For example, the specified period of time may be set to a period of time of 21:00-6:00, or the like.

For any address in at least one address, when the any address is the object delivery address in the reference time period, the possibility that the any address is the target address of the target user is high, and the any address is taken as any address meeting the reference condition. Wherein the items include, but are not limited to, take-away items, express items, and the like.

After the server obtains at least one address meeting the reference condition, determining a target address of the target user based on the at least one address meeting the reference condition. The process comprises the following steps: and obtaining the reliability degree of each address meeting the reference condition as the target address of the target user, and taking the address meeting the reference condition with the highest reliability degree of each address meeting the reference condition as the target address of the target user.

The manner of obtaining the reliability degree of each address meeting the reference condition as the target address of the target user may be: and counting the times of the address meeting the reference condition as the object delivery address in the reference time period in the reference time range for any address meeting the reference condition, and taking the times as the reliability degree of the address meeting the reference condition. Wherein the reference time range may be empirically set, for example, the reference time range may refer to a time range from a time stamp 30 days from the current time stamp to the current time stamp. The higher the number of times the item delivery address is taken as in the reference time period in the reference time range, the greater the likelihood that the address satisfying the reference condition is the target address of the target user. In this case, the address satisfying the reference condition, which has the highest reliability degree among the respective addresses satisfying the reference condition, is set as the target address of the target user, including: the address satisfying the reference condition, which is the highest in the number of times of being taken as the item delivery address in the reference time period in the reference time range, is taken as the target address of the target user.

According to the steps 1 and 2, the target address of the target user can be determined. Optionally, after determining the target address of the target user, the server may further analyze the historical data of the target user to determine the target time period. The target time period is a predicted time period of the target user in the area indicated by the target address. The historical data of the target user is analyzed, and the mode of determining the target time period can be as follows: acquiring target data corresponding to the target user from the historical data of the target user, wherein the target data carries a time stamp; and taking the target data of which the indicated position is in the area indicated by the target address as target data to be analyzed, and determining a target time period according to the timestamp corresponding to the target data to be analyzed. The target time period may be divided into a first target time period corresponding to a non-working day, a second target time period corresponding to a working day, and the like. Taking the example of determining the second target time period according to the time stamp corresponding to the target data to be analyzed, 00:00-24:00 of the working day is divided into a reference number of time periods, for example, 24 time periods. And counting the number of time stamps corresponding to the target data to be analyzed in each time period, taking the time period with the number exceeding the threshold value as a candidate time period, and determining a second target time period based on the candidate time period. For example, assuming that the candidate time periods are 21:00-22:00, 22:00-23:00, and 06:00-07:00, 21:00-24:00, and 00:00-07:00 may be regarded as the second target time period.

In step 205, the terminal acquires real-time location information of the target user, and sends the real-time location information of the target user to the server.

The real-time position information is used for indicating the real-time position of the target user. Alternatively, the terminal may acquire real-time location information of the target user based on GPS (Global Positioning System ). The terminal may acquire real-time location information of the target user once at intervals of reference time, where the reference time interval may be set empirically, or may be freely adjusted according to an application scenario, which is not limited in the embodiment of the present application. For example, the reference time interval may be set to 10 seconds.

It should be noted that, after the terminal executes step 201, step 205 may be executed, and the sequence of executing step 205 by the terminal and executing steps 202 to 204 by the server in the embodiment of the present application is not limited.

In step 206, the server receives real-time location information of the target user sent by the terminal; and determining that the target user is in the area indicated by the target address in response to the real-time position information of the target user being matched with the target address.

After the terminal sends the real-time position information of the target user to the server, the server receives the real-time position information of the target user sent by the terminal. And then judging whether the target user is in the area indicated by the target address or not based on the real-time position information of the target user.

Optionally, the method for determining whether the target user is in the area indicated by the target address by the server based on the real-time location information of the target user is as follows: and judging whether the real-time position information of the target user is matched with the target address, and responding to the fact that the real-time position information of the target user is matched with the target address of the target user, namely determining that the target user is in the area indicated by the target address when the real-time position of the target user is matched with the target address of the target user.

Alternatively, the process of judging whether the real-time location information of the target user matches the target address may be: and judging whether the real-time position information sent by the terminal is in the area indicated by the target address. If the real-time position information sent by the terminal is in the area indicated by the target address, the real-time position information of the target user is matched with the target address of the target user; if the real-time position information sent by the terminal is not in the area indicated by the target address, the real-time position information of the target user is not matched with the target address of the target user.

Optionally, for the case that the server determines the target time period after determining the target address of the target user, the manner in which the server determines whether the target user is in the area indicated by the target address may be: and judging whether the real-time position information of the target user is matched with the target address or not, and judging whether the current time stamp is any time stamp in the target time period or not. And responding to the fact that the real-time position information of the target user is matched with the target address, and the current time stamp is any time stamp in the target time period, namely, when the real-time position information of the target user is matched with the target address, and the current time stamp is any time stamp in the target time period, determining that the target user is in the area indicated by the target address. The method can improve the accuracy of the judging result of judging whether the target user is in the target address indicated area.

In step 207, the server sends a prompt to the terminal in response to determining that the target user is in the region indicated by the target address.

When the server determines that the target user is in the area indicated by the target address, the target user can conveniently acquire the information such as the card number and the like required by the binding process of the bank card. At this time, the server transmits the prompt message to the terminal so that the terminal can display the prompt message. The prompt information is used for guiding the target user to access the bank binding page again.

In step 208, the terminal displays the prompt message sent by the server.

After the server sends the prompt message to the terminal, the terminal receives the prompt message sent by the server and then displays the prompt message. The prompt information is used for guiding the target user to access the bank card binding page again.

Optionally, the prompt information includes recommendation information, where the recommendation information may be preferential information after binding the bank card. For example, as shown in fig. 5, the interface of the terminal may prompt the target user in the text form of "click to re-access the bank card binding page" in fig. 5, and may re-access the bank card binding page by clicking the prompt information. In addition, in fig. 5, recommendation information of "can enjoy more preferential activities after binding the bank card" is displayed, so as to increase the possibility that the target user accesses the binding page of the bank card again.

After the terminal displays the prompt information, the target user can be prompted to perform the card binding operation again by triggering the prompt information. When the terminal detects a trigger instruction of the target user to the prompt information, step 209 is executed.

In step 209, the terminal displays a binding page of the bank card based on a trigger instruction of the target user to the prompt information.

The triggering instruction of the target user on the prompt information may be that the target user clicks or touches the prompt information, which is not limited in the embodiment of the present application. The prompt information can comprise a link address of a bank card binding page, and after the terminal detects a trigger instruction of the target user on the prompt information, the terminal can directly jump to the bank card binding page indicated by the link address so as to fill in information in the bank card binding page by the target user.

Optionally, before sending the information processing request to the server, the terminal further obtains the filled information of the target user on the binding page of the bank card, and based on the triggering instruction of the target user on the prompt information, the mode of displaying the binding page of the bank card by the terminal is as follows: and the terminal displays a bank card binding page comprising the filled information based on a triggering instruction of the target user on the prompt information. By the method, the information filling amount of the target user on the bank card binding page can be reduced, the bank card binding efficiency is improved, and the card binding experience of the target user is improved.

Optionally, when the terminal does not detect the trigger instruction of the target user after displaying the prompt information, the target address of the target user determined by the server is indicated to be wrong, and/or the judgment result that the server judges whether the target user is in the area indicated by the target address is wrong. At this time, the terminal feeds back the non-triggered information to the server, so that the server adjusts the subsequent mode of determining the target address according to the non-triggered information, and/or adjusts the subsequent mode of judging whether the target user is in the area indicated by the target address, so as to improve the accuracy of the determined target address, and/or improve the accuracy of the judging result of judging whether the target user is in the area indicated by the target address. Optionally, the fact that the terminal does not detect the trigger instruction of the target user after displaying the prompt information may mean that the terminal does not detect the trigger instruction of the target user within a reference time period after displaying the prompt information, or may mean that the terminal detects the closing instruction of the target user after displaying the prompt information, which is not limited in the embodiment of the present application. The closing instruction of the target user may refer to that the target user clicks a closing button of the prompt information, and the like.

The information processing process in the binding process of the bank card can be as shown in fig. 6, and the target user initiates a binding request of the bank card; the terminal displays a bank card binding page based on the bank card binding request; the terminal judges whether a target instruction of a target user on a bank card binding page is detected or not; when a target instruction of a target user on a bank card binding page is not detected, the terminal acquires all information input by the target user on the bank card binding page, and completes a bank card binding process based on all information; when detecting a target instruction of a target user on a bank card binding page, the terminal sends an information processing request to the server so as to create an asynchronous task for processing information by the server. The server receives an information processing request; acquiring historical data of a target user based on identification information of the target user in the information processing request; determining a target address of the target user based on the historical data; and when the target user is determined to be in the area indicated by the target address based on the real-time position information of the target user, sending prompt information to the terminal. The terminal displays the prompt information, and based on a trigger instruction of the target user to the prompt information, the bank card binding page is displayed again for the target user to fill in the information.

In the embodiment of the application, after detecting a target instruction of a target user on a bank card binding page, a terminal sends an information processing request to a server; the server determines a target address of a target user based on the information processing request, and when the target user is determined to be in an area indicated by the target address based on the real-time position information of the target user, prompt information is sent to the terminal, and the terminal displays a binding page of the bank card based on a triggering instruction of the target user to the prompt information. The information processing process can send prompt information to the terminal at a proper time after the target user abnormally exits the bank card binding page, and guide the target user to access the bank card binding page again, so that the terminal can acquire the bank card binding information of the target user in time, and the conversion rate of bank card binding is improved.

Based on the same technical idea, referring to fig. 7, an embodiment of the present application provides an information processing apparatus including:

the receiving module 701 is configured to receive an information processing request sent when the terminal detects that the target user abnormally exits the bank card binding page, where the information processing request includes identification information of the target user, and the information processing request is used to indicate that the bank card binding process of the target user fails;

An obtaining module 702, configured to obtain historical data of a target user based on identification information of the target user;

a determining module 703, configured to determine a target address of the target user based on the history data of the target user;

the receiving module 701 is further configured to receive real-time location information of the target user sent by the terminal;

the determining module 703 is further configured to determine that the target user is in the area indicated by the target address in response to the real-time location information of the target user matching the target address;

and the sending module 704 is configured to send, to the terminal, prompt information in response to determining that the target user is in the area indicated by the target address, where the prompt information is used to guide the target user to access the bank card binding page again.

Optionally, referring to fig. 8, the determining module 703 includes:

an acquisition unit 7031 configured to acquire target data corresponding to a target user, which is data for indicating a position, from among history data of the target user;

a determining unit 7032, configured to analyze the target data and determine a target address of the target user.

Optionally, the target data includes at least one address, and the determining unit 7032 is configured to determine, in response to the presence of the address having the target tag in the at least one address, the target address of the target user based on the address having the target tag; and in response to the at least one address not having the target tag, acquiring at least one address meeting the reference condition from the at least one address, and determining the target address of the target user based on the at least one address meeting the reference condition.

Optionally, the determining unit 7032 is configured to, for any address in the at least one address, respond to the any address being the object delivery address in the reference time period, and use the any address as any address that satisfies the reference condition, where the reference time period includes a full day time period of a non-working day and a specified time period of a working day; and obtaining the reliability degree of each address meeting the reference condition as the target address of the target user, and taking the address meeting the reference condition with the highest reliability degree of each address meeting the reference condition as the target address of the target user.

Optionally, the determining module 703 is further configured to analyze the historical data of the target user, determine a target time period, where the target time period is a predicted time period of the target user in the area indicated by the target address; and determining that the target user is in the area indicated by the target address in response to the fact that the real-time position information of the target user is matched with the target address, and the current timestamp is any timestamp in the target time period.

Based on the same technical idea, referring to fig. 9, an embodiment of the present application provides an information processing apparatus including:

the sending module 901 is configured to send an information processing request to a server in response to detecting a target instruction of a target user on a bank card binding page, where the information processing request includes identification information of the target user, the target instruction is used to instruct the target user to abnormally exit the bank card binding page, and the information processing request is used to instruct a bank card binding process failure of the target user;

an acquiring module 902, configured to acquire real-time location information of a target user;

the sending module 901 is further configured to send real-time location information of the target user to a server;

the display module 903 is configured to display a prompt message sent by the server, where the prompt message is used to guide the target user to access the binding page of the bank card again;

the display module 903 is further configured to display a binding page of the bank card based on a trigger instruction of the target user on the prompt information.

Optionally, the acquiring module 902 is further configured to acquire filled information of the target user on a binding page of the bank card;

the display module 903 is further configured to display a binding page of the bank card that includes the filled information based on a trigger instruction of the target user on the prompt information.

It should be noted that, when the apparatus provided in the foregoing embodiment performs the functions thereof, only the division of the foregoing functional modules is used as an example, in practical application, the foregoing functional allocation may be performed by different functional modules according to needs, that is, the internal structure of the device is divided into different functional modules, so as to perform all or part of the functions described above. In addition, the apparatus and the method embodiments provided in the foregoing embodiments belong to the same concept, and specific implementation processes of the apparatus and the method embodiments are detailed in the method embodiments and are not repeated herein.

Fig. 10 is a schematic structural diagram of an information processing apparatus according to an embodiment of the present application, where the apparatus may be a server, where the server may have a relatively large difference due to different configurations or performances, and may include one or more processors (Central Processing Units, CPU) 1001 and one or more memories 1002, where at least one program code is stored in the one or more memories 1002, and the at least one program code is loaded and executed by the one or more processors 1001 to implement the information processing method according to the above-described method embodiments. Of course, the server may also have a wired or wireless network interface, a keyboard, an input/output interface, and other components for implementing the functions of the device, which are not described herein.

Fig. 11 is a schematic structural view of an information processing apparatus according to an embodiment of the present application. The device may be a terminal, for example: a smart phone, a tablet computer, an MP3 player (Moving Picture Experts Group Audio Layer III, motion picture expert compression standard audio plane 3), an MP4 (Moving Picture Experts Group Audio Layer IV, motion picture expert compression standard audio plane 4) player, a notebook computer, or a desktop computer. Terminals may also be referred to by other names as user equipment, portable terminals, laptop terminals, desktop terminals, etc.

Generally, the terminal includes: a processor 1101 and a memory 1102.

The processor 1101 may include one or more processing cores, such as a 4-core processor, an 8-core processor, and the like. The processor 1101 may be implemented in at least one hardware form of DSP (Digital Signal Processing ), FPGA (Field-Programmable Gate Array, field programmable gate array), PLA (Programmable Logic Array ). The processor 1101 may also include a main processor, which is a processor for processing data in an awake state, also called a CPU (Central Processing Unit ), and a coprocessor; a coprocessor is a low-power processor for processing data in a standby state. In some embodiments, the processor 1101 may be integrated with a GPU (Graphics Processing Unit, image processor) for taking care of rendering and rendering of content that the display screen is required to display. In some embodiments, the processor 1101 may also include an AI (Artificial Intelligence ) processor for processing computing operations related to machine learning.

Memory 1102 may include one or more computer-readable storage media, which may be non-transitory. Memory 1102 may also include high-speed random access memory, as well as non-volatile memory, such as one or more magnetic disk storage devices, flash memory storage devices. In some embodiments, a non-transitory computer readable storage medium in memory 1102 is used to store at least one instruction for execution by processor 1101 to implement the information processing method provided by the method embodiments of the present application.

In some embodiments, the terminal may further optionally include: a peripheral interface 1103 and at least one peripheral. The processor 1101, memory 1102, and peripheral interface 1103 may be connected by a bus or signal lines. The individual peripheral devices may be connected to the peripheral device interface 1103 by buses, signal lines or circuit boards. Specifically, the peripheral device includes: at least one of radio frequency circuitry 1104, touch display 1105, camera assembly 1106, audio circuitry 1107, positioning assembly 1108, and power supply 1109.

A peripheral interface 1103 may be used to connect I/O (Input/Output) related at least one peripheral device to the processor 1101 and memory 1102. In some embodiments, the processor 1101, memory 1102, and peripheral interface 1103 are integrated on the same chip or circuit board; in some other embodiments, any one or both of the processor 1101, memory 1102, and peripheral interface 1103 may be implemented on a separate chip or circuit board, which is not limited in this embodiment.

The Radio Frequency circuit 1104 is used to receive and transmit RF (Radio Frequency) signals, also known as electromagnetic signals. The radio frequency circuit 1104 communicates with a communication network and other communication devices via electromagnetic signals. The radio frequency circuit 1104 converts an electrical signal into an electromagnetic signal for transmission, or converts a received electromagnetic signal into an electrical signal. Optionally, the radio frequency circuit 1104 includes: antenna systems, RF transceivers, one or more amplifiers, tuners, oscillators, digital signal processors, codec chipsets, subscriber identity module cards, and so forth. The radio frequency circuitry 1104 may communicate with other terminals via at least one wireless communication protocol. The wireless communication protocol includes, but is not limited to: metropolitan area networks, various generations of mobile communication networks (2G, 3G, 4G, and 5G), wireless local area networks, and/or WiFi (Wireless Fidelity ) networks. In some embodiments, the radio frequency circuitry 1104 may also include NFC (Near Field Communication, short-range wireless communication) related circuitry, which is not limiting of the application.

The display screen 1105 is used to display a UI (User Interface). The UI may include graphics, text, icons, video, and any combination thereof. When the display 1105 is a touch display, the display 1105 also has the ability to collect touch signals at or above the surface of the display 1105. The touch signal may be input to the processor 1101 as a control signal for processing. At this time, the display screen 1105 may also be used to provide virtual buttons and/or virtual keyboards, also referred to as soft buttons and/or soft keyboards. In some embodiments, the display 1105 may be one, and disposed on the front panel of the terminal; in other embodiments, the display 1105 may be at least two, respectively disposed on different surfaces of the terminal or in a folded design; in still other embodiments, the display 1105 may be a flexible display disposed on a curved surface or a folded surface of the terminal. Even more, the display 1105 may be arranged in a non-rectangular irregular pattern, i.e., a shaped screen. The display 1105 may be made of LCD (Liquid Crystal Display ), OLED (Organic Light-Emitting Diode) or other materials.

The camera assembly 1106 is used to capture images or video. Optionally, the camera assembly 1106 includes a front camera and a rear camera. Typically, the front camera is disposed on the front panel of the terminal and the rear camera is disposed on the rear surface of the terminal. In some embodiments, the at least two rear cameras are any one of a main camera, a depth camera, a wide-angle camera and a tele camera, so as to realize that the main camera and the depth camera are fused to realize a background blurring function, and the main camera and the wide-angle camera are fused to realize a panoramic shooting and Virtual Reality (VR) shooting function or other fusion shooting functions. In some embodiments, the camera assembly 1106 may also include a flash. The flash lamp can be a single-color temperature flash lamp or a double-color temperature flash lamp. The dual-color temperature flash lamp refers to a combination of a warm light flash lamp and a cold light flash lamp, and can be used for light compensation under different color temperatures.

The audio circuit 1107 may include a microphone and a speaker. The microphone is used for collecting sound waves of users and environments, converting the sound waves into electric signals, and inputting the electric signals to the processor 1101 for processing, or inputting the electric signals to the radio frequency circuit 1104 for voice communication. For the purpose of stereo acquisition or noise reduction, a plurality of microphones can be respectively arranged at different parts of the terminal. The microphone may also be an array microphone or an omni-directional pickup microphone. The speaker is used to convert electrical signals from the processor 1101 or the radio frequency circuit 1104 into sound waves. The speaker may be a conventional thin film speaker or a piezoelectric ceramic speaker. When the speaker is a piezoelectric ceramic speaker, not only the electric signal can be converted into a sound wave audible to humans, but also the electric signal can be converted into a sound wave inaudible to humans for ranging and other purposes. In some embodiments, the audio circuit 1107 may also include a headphone jack.

The location component 1108 is used to locate the current geographic location of the terminal to enable navigation or LBS (Location Based Service, location-based services). The positioning component 1108 may be a positioning component based on the United states GPS (Global Positioning System ), the Beidou system of China, the Granati system of Russia, or the Galileo system of the European Union.

The power supply 1109 is used to supply power to the various components in the terminal. The power source 1109 may be an alternating current, a direct current, a disposable battery, or a rechargeable battery. When the power supply 1109 includes a rechargeable battery, the rechargeable battery may support wired or wireless charging. The rechargeable battery may also be used to support fast charge technology.

In some embodiments, the terminal further includes one or more sensors 1110. The one or more sensors 1110 include, but are not limited to: acceleration sensor 1111, gyroscope sensor 1112, pressure sensor 1113, fingerprint sensor 1114, optical sensor 1115, and proximity sensor 1116.

The acceleration sensor 1111 can detect the magnitudes of accelerations on three coordinate axes of a coordinate system established with the terminal. For example, the acceleration sensor 1111 may be configured to detect components of gravitational acceleration in three coordinate axes. The processor 1101 may control the touch display screen 1105 to display a user interface in a landscape view or a portrait view according to a gravitational acceleration signal acquired by the acceleration sensor 1111. Acceleration sensor 1111 may also be used for the acquisition of motion data of a game or a user.

The gyro sensor 1112 may detect a body direction and a rotation angle of the terminal, and the gyro sensor 1112 may collect a 3D motion of the user to the terminal in cooperation with the acceleration sensor 1111. The processor 1101 may implement the following functions based on the data collected by the gyro sensor 1112: motion sensing (e.g., changing UI according to a tilting operation by a user), image stabilization at shooting, game control, and inertial navigation.

The pressure sensor 1113 may be disposed at a side frame of the terminal and/or at an underlying layer of the touch display 1105. When the pressure sensor 1113 is disposed at a side frame of the terminal, a grip signal of the terminal by a user may be detected, and the processor 1101 performs a right-left hand recognition or a shortcut operation according to the grip signal collected by the pressure sensor 1113. When the pressure sensor 1113 is disposed at the lower layer of the touch display screen 1105, the processor 1101 controls the operability control on the UI interface according to the pressure operation of the user on the touch display screen 1105. The operability controls include at least one of a button control, a scroll bar control, an icon control, and a menu control.

The fingerprint sensor 1114 is used to collect a fingerprint of the user, and the processor 1101 identifies the identity of the user based on the collected fingerprint of the fingerprint sensor 1114, or the fingerprint sensor 1114 identifies the identity of the user based on the collected fingerprint. Upon recognizing that the user's identity is a trusted identity, the user is authorized by the processor 1101 to perform relevant sensitive operations including unlocking the screen, viewing encrypted information, downloading software, paying for and changing settings, etc. The fingerprint sensor 1114 may be disposed on the front, back, or side of the terminal. When a physical key or vendor Logo is provided on the terminal, the fingerprint sensor 1114 may be integrated with the physical key or vendor Logo.

The optical sensor 1115 is used to collect the ambient light intensity. In one embodiment, the processor 1101 may control the display brightness of the touch display screen 1105 based on the intensity of ambient light collected by the optical sensor 1115. Specifically, when the intensity of the ambient light is high, the display luminance of the touch display screen 1105 is turned up; when the ambient light intensity is low, the display luminance of the touch display screen 1105 is turned down. In another embodiment, the processor 1101 may also dynamically adjust the shooting parameters of the camera assembly 1106 based on the intensity of ambient light collected by the optical sensor 1115.

A proximity sensor 1116, also known as a distance sensor, is typically provided on the front panel of the terminal. The proximity sensor 1116 is used to collect a distance between the user and the front face of the terminal. In one embodiment, when the proximity sensor 1116 detects that the distance between the user and the front face of the terminal gradually decreases, the processor 1101 controls the touch display 1105 to switch from the bright screen state to the off screen state; when the proximity sensor 1116 detects that the distance between the user and the front surface of the terminal gradually increases, the touch display screen 1105 is controlled by the processor 1101 to switch from the off-screen state to the on-screen state.

Those skilled in the art will appreciate that the structure shown in fig. 11 is not limiting of the terminal and may include more or fewer components than shown, or may combine certain components, or may employ a different arrangement of components.

In an exemplary embodiment, a computer device is also provided that includes a processor and a memory having at least one program code stored therein. The at least one piece of program code is loaded and executed by one or more processors to implement any of the information processing methods described above.

In an exemplary embodiment, there is also provided a computer-readable storage medium having stored therein at least one program code loaded and executed by a processor of a computer apparatus to implement any of the above-described information processing methods.

Alternatively, the above-mentioned computer readable storage medium may be a Read-Only Memory (ROM), a random access Memory (Random Access Memory, RAM), a Read-Only optical disk (CD-ROM), a magnetic tape, a floppy disk, an optical data storage device, and the like.

It should be understood that references herein to "a plurality" are to two or more. "and/or", describes an association relationship of an association object, and indicates that there may be three relationships, for example, a and/or B, and may indicate: a exists alone, A and B exist together, and B exists alone. The character "/" generally indicates that the context-dependent object is an "or" relationship.

The foregoing description of the exemplary embodiments of the application is not intended to limit the application to the particular embodiments disclosed, but on the contrary, the intention is to cover all modifications, equivalents, and alternatives falling within the spirit and scope of the application.

Claims

1. An information processing method, characterized in that the method comprises:

the method comprises the steps that an information processing request sent by a terminal when an abnormal exit bank card binding page of a target user is detected is received, wherein the information processing request comprises identification information of the target user, the information processing request is used for indicating that the bank card binding process of the target user fails, and the abnormal exit bank card binding page refers to the target user exiting the bank card binding page before the completion of the information filling process of the bank card binding page;

Receiving real-time position information of the target user sent by the terminal; determining that the target user is in the area indicated by the target address in response to the fact that the real-time position information of the target user is matched with the target address, and the current timestamp is any timestamp in the target time period;

2. The method of claim 1, wherein the determining the target address of the target user based on the historical data of the target user comprises:

3. The method of claim 2, wherein the target data includes at least one address, wherein the analyzing the target data to determine the target address of the target user comprises:

4. A method according to claim 3, wherein said obtaining at least one address satisfying a reference condition from said at least one address comprises:

5. An information processing method, characterized in that the method comprises:

in response to detecting a target instruction of a target user on a bank card binding page, sending an information processing request to a server, wherein the information processing request comprises identification information of the target user, the target instruction is used for indicating that the target user abnormally exits the bank card binding page, the abnormal exiting of the bank card binding page refers to exiting of the bank card binding page by the target user before completing an information filling process of the bank card binding page, and the information processing request is used for indicating that the bank card binding process of the target user fails;

displaying prompt information sent after the server responds to the fact that the real-time position information of the target user is matched with a target address and the current timestamp is any timestamp in a target time period, and determining that the target user is in a target position indicated area, wherein the prompt information is used for guiding the target user to access the bank card binding page again, the target time period is a prediction time period of the target user in the target address indicated area, and the target address and the target time period are determined based on historical data of the target user;

6. The method of claim 5, wherein prior to sending the information processing request to the server, the method further comprises:

acquiring filled information of the target user on the bank card binding page;

7. An information processing apparatus, characterized in that the apparatus comprises:

the receiving module is used for receiving an information processing request sent by a terminal when the terminal detects that a target user abnormally exits from a bank card binding page, wherein the information processing request comprises identification information of the target user, the information processing request is used for indicating that the bank card binding process of the target user fails, and the abnormal exit from the bank card binding page refers to that the target user exits from the bank card binding page before finishing the information filling process of the bank card binding page;

the determining module is used for determining a target address of the target user based on the historical data of the target user; analyzing the historical data of the target user, and determining a target time period, wherein the target time period is a predicted time period of the target user in the area indicated by the target address;

the determining module is further configured to determine that the target user is in an area indicated by the target address in response to the real-time location information of the target user being matched with the target address, where the current timestamp is any timestamp in the target time period;

8. An information processing apparatus, characterized in that the apparatus comprises:

the information processing system comprises a sending module, a server and a receiving module, wherein the sending module is used for responding to a target instruction of a target user on a bank card binding page, sending an information processing request to the server, wherein the information processing request comprises identification information of the target user, the target instruction is used for indicating the target user to abnormally withdraw the bank card binding page, the abnormal withdraw of the bank card binding page refers to the target user withdrawing the bank card binding page before completing the information filling process of the bank card binding page, and the information processing request is used for indicating that the bank card binding process of the target user fails;

the display module is used for displaying prompt information sent after the server responds to the fact that the real-time position information of the target user is matched with a target address and the current timestamp is any timestamp in a target time period, and the target user is determined to be in a target position indicated area, wherein the prompt information is used for guiding the target user to access the bank card binding page again, the target time period is a prediction time period of the target user in the target address indicated area, and the target address and the target time period are determined based on historical data of the target user;

9. A computer device comprising a processor and a memory, wherein the memory has stored therein at least one program code that is loaded and executed by the processor to implement the information processing method according to any one of claims 1 to 4 or the information processing method according to claim 5 or 6.

10. A computer-readable storage medium, characterized in that at least one program code is stored in the computer-readable storage medium, which is loaded and executed by a processor to implement the information processing method according to any one of claims 1 to 4 or the information processing method according to claim 5 or 6.