CN110874794A - Credit quick order-issuing system combined with high-speed shooting instrument - Google Patents

Credit quick order-issuing system combined with high-speed shooting instrument Download PDF

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Publication number
CN110874794A
CN110874794A CN201811010242.3A CN201811010242A CN110874794A CN 110874794 A CN110874794 A CN 110874794A CN 201811010242 A CN201811010242 A CN 201811010242A CN 110874794 A CN110874794 A CN 110874794A
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China
Prior art keywords
loan
information
module
credit
camera
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Pending
Application number
CN201811010242.3A
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Chinese (zh)
Inventor
黄彦
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Guangxi Blue Chip Information Technology Co Ltd
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Guangxi Blue Chip Information Technology Co Ltd
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Priority to CN201811010242.3A priority Critical patent/CN110874794A/en
Publication of CN110874794A publication Critical patent/CN110874794A/en
Pending legal-status Critical Current

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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/03Credit; Loans; Processing thereof
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04NPICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N1/00Scanning, transmission or reproduction of documents or the like, e.g. facsimile transmission; Details thereof
    • H04N1/00127Connection or combination of a still picture apparatus with another apparatus, e.g. for storage, processing or transmission of still picture signals or of information associated with a still picture
    • H04N1/00132Connection or combination of a still picture apparatus with another apparatus, e.g. for storage, processing or transmission of still picture signals or of information associated with a still picture in a digital photofinishing system, i.e. a system where digital photographic images undergo typical photofinishing processing, e.g. printing ordering
    • H04N1/00185Image output
    • H04N1/00188Printing, e.g. prints or reprints
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04NPICTORIAL COMMUNICATION, e.g. TELEVISION
    • H04N1/00Scanning, transmission or reproduction of documents or the like, e.g. facsimile transmission; Details thereof
    • H04N1/04Scanning arrangements, i.e. arrangements for the displacement of active reading or reproducing elements relative to the original or reproducing medium, or vice versa

Abstract

The invention discloses a credit quick issuing system combined with a high-speed scanner, which comprises a system management module, a system setting module, a certificate scanning module, a loan information input module and a loan material printing module. The method combines a computer design programming language and a high-speed shooting instrument for use, and the input application information is operated on the method, so that the loan application materials and the loan contracts can be printed, and the defect that the information is input on each document manually in the prior art is overcome; automatically reading the identity card information and performing networking check by combining the use of a high-speed camera, simultaneously taking a picture by using a main camera/an auxiliary camera of the high-speed camera, and using the acquired image data to embed loan document materials to generate required copy materials; the invention can complete the whole work flow of credit application material printing, properly simplifies the complex procedure of bank credit clerks for transacting loan, and improves the work efficiency.

Description

Credit quick order-issuing system combined with high-speed shooting instrument
Technical Field
The invention belongs to the field of computer technology application, and particularly relates to a credit rapid invoice issuing system combined with a high-speed scanner.
Background
Computer application relates to various industries, and the requirements of banks for transacting credit business are known according to business. When the current commercial bank transacts credit application, the required application and contract materials are all typed in the word document, wherein the same information is typed for a plurality of times, and finally the application materials are printed out. This process of entering information consumes a significant amount of time and is inefficient for the bank's creditor.
Disclosure of Invention
In order to solve the problems, the invention provides a credit quick issuing system combined with a high-speed scanner, which focuses on the management of credit applications and contract materials, improves the efficiency of generating and printing the credit applications and the contract materials in the early stage, and solves the problems of long time for preparing the required application materials, back-and-forth data submission of customers and the like when the credit applications are transacted in the prior art.
The whole work flow of the credit application material printing is completed on the system, and other application programs do not need to be called, so that the complex procedures of credit transaction are properly simplified, the work efficiency is greatly improved, and the difficult problems encountered by the credit transaction service of a bank are solved in time.
The technical scheme of the invention is as follows:
the credit rapid issuing system comprises a system management module, a system setting module, a certificate scanning module, a loan information input module and a loan material printing module.
The system management module is provided with a credit integrated front-end management interface and provides a login entrance for transacting loan application business; the system management module is also internally preset with a document material template comprising loan contract, file binding and loan exhibition service; the loan application is submitted for paper material review and the transaction of loan contract, file binding and loan exhibition business in the system management module is entered after the approval and the passing.
The system setting module comprises a department information setting template, an interest weight setting template and a loan type configuration entrance; the department information setting module is used for inputting information of a bank credit department and related credit operators; the interest weight setting module sets the interest weight according to the annual interest rate executed by the bank; the loan type configuration portal includes a plurality of different types of loan application services, and is configured with corresponding types of document templates.
The certificate scanning module comprises a method class which is written and calls a high-speed camera interface and a high-speed camera; the high-speed camera comprises a main camera and an auxiliary camera, the main camera scans and reads detailed information of the identity card and conducts networking check, and meanwhile, the auxiliary camera conducts on-site photo collection on a loan applicant and photo scanning on-site provided certificates; the method which is written and calls the high-speed shooting instrument interface is connected with the information input module, and the image data collected by the high-speed shooting instrument is embedded into loan document materials.
The loan information input module is used for inputting basic information of a loan applicant, calculating loan interest and inputting related supplementary information according to loan types; after the information supplement is completed, the XML format file is automatically generated and stored, and the system management module can call the query and loan material printing module to supplement the printing at any time.
The loan material printing module synthesizes the whole loan application material through a preview function, realizes the connection of the system and a preset form template/word template by calling a dynamic library, maps and supplements the input information to the form template/word template, and finally prints and binds the material.
The general concept of the invention is: the invention saves the input information in XML format file, and records the detailed information of each loan application in tree structure. The identity card information acquisition, the identity card networking check and the certificate photographing are all completed by driving and calling the main camera and the auxiliary camera in the high-speed photographing instrument through the method. The final material synthesis preview and printing is to map the input information to the word document by calling a dynamic library method designed for the application and adopting a mapping mechanism of an XML file, and the preview printing is a complete application material (including the application material required by the loan, the copy material required to be provided, the on-site picture of the loan person and the networking check result related to the information of the personal identification card).
After the loan application materials are printed, the loan application materials are signed and confirmed, and after the loan application materials are submitted and approved, the loan contract is continuously selected and printed in the application, and at the moment, the loan contract can be printed only by inputting the contract number (other detailed information is automatically filled according to the information input during application), and then the file cover is printed and bound in the application as required.
The operation method of the credit quick issuing system combined with the high shooting instrument comprises the following steps:
step one, entering a credit integrated front-end management interface and logging in from a loan application service handling entrance;
selecting a loan application type, loading a preset loan contract template, and inputting loan contract information;
step three, scanning the identity card information of the loan applicant by a main camera of the high-speed camera, performing networking check and entering step four;
step four, returning the identity card networking check result to the credit integrated front end, and no longer needing to manually input the information content of the identity card;
fifthly, a secondary camera of the high-speed camera shoots certificates of loan applicants, the copy materials required to be provided for loan handling and the on-site photos of the loan applicants are completed in the step, the camera of the high-speed camera is called for shooting, and finally the copy materials required to be provided are generated;
step six, inputting detailed information of the loan and the borrower;
step seven, the system automatically selects supplemented information content according to the loan type and completes the input supplement;
step eight, printing all materials required by the application of the synthetic loan through preview, and signing and confirming the application materials by an applicant;
step nine, submitting the loan application paper material;
step ten, after the approval is passed, selecting a loan contract business for transacting the loan, entering a loan contract information interface at the moment, automatically filling other loan information into the interface, and printing contract materials of the loan by a loan officer only by inputting a contract number after the approval is passed, and signing and confirming by related personnel.
Eleventh, binding materials or transacting the exhibition business for the file cover printed by the loan.
The invention has the beneficial effects that:
1. the invention combines the computer programming language and the high-speed shooting instrument for use, and the completion of loan application materials and the printing of loan contracts can be completed by inputting application information on the invention, thereby solving the defect that the information is input on each document manually.
2. The method is characterized in that the method is combined with a high-speed camera to automatically read identity card information and perform networking check, and simultaneously, a camera of the high-speed camera is used for photographing, and image data acquired by the camera is used for being embedded into loan document materials to generate required copy materials.
3. The invention can complete the whole work flow of credit application material printing, properly simplifies the complex procedure of bank credit clerks for transacting loan, and improves the work efficiency.
Drawings
FIG. 1 is a schematic introduction view of a credit quick invoice system incorporating a high speed scanner according to the present invention;
FIG. 2 is a flow chart of the operation of a credit quick invoice system incorporating a high speed scanner in accordance with the present invention;
Detailed Description
The invention is further described below with reference to the accompanying drawings.
Example 1:
as shown in the figure, a credit quick issuing system combined with a high-speed shooting instrument is provided, and the system comprises a system management module, a system setting module, a certificate scanning module, a loan information input module and a loan material printing module.
The system management module is provided with a credit integrated front-end management interface and provides a login entrance for transacting loan application business; the system management module is also internally preset with a document material template comprising loan contract, file binding and loan exhibition service; the loan application is submitted for paper material review and the transaction of loan contract, file binding and loan exhibition business in the system management module is entered after the approval and the passing.
The system setting module comprises a department information setting template, an interest weight setting template and a loan type configuration entrance; the department information setting module is used for inputting information of a bank credit department and related credit operators; the interest weight setting module sets the interest weight according to the annual interest rate executed by the bank; the loan type configuration portal includes a plurality of different types of loan application services, and is configured with corresponding types of document templates.
The certificate scanning module comprises a method class which is written and calls a high-speed camera interface and a high-speed camera; the high-speed camera comprises a main camera and an auxiliary camera, the main camera scans and reads detailed information of the identity card and conducts networking check, and meanwhile, the auxiliary camera conducts on-site photo collection on a loan applicant and photo scanning on-site provided certificates; the method which is written and calls the high-speed shooting instrument interface is connected with the information input module, and the image data collected by the high-speed shooting instrument is embedded into loan document materials.
The loan information input module is used for inputting basic information of a loan applicant, calculating loan interest and inputting related supplementary information according to loan types; after the information supplement is completed, the XML format file is automatically generated and stored, and the query and loan material printing module can be called by the system management module at any time to supplement the printing.
The loan material printing module synthesizes the whole loan application material through a preview function, realizes the connection of the system and a preset form template/word template by calling a dynamic library, maps and supplements the input information to the form template/word template, and finally prints and binds the material.
Meanwhile, an operation method of a credit rapid issuing system combined with a high-speed scanner is provided, and a loan application and loan contract type configured for the embodiment is as follows: a personal, business mortgage.
The method comprises the following steps:
step one, entering a credit integrated front-end management interface and logging in from a loan application service handling entrance;
step two, selecting a loan application type of 'personal operation mortgage' and loading a preset 'personal operation mortgage' loan contract template, and inputting loan contract information;
step three, scanning the identity card information of the loan applicant by a main camera of the high-speed camera, performing networking check and entering step four;
step four, returning the identity card networking check result to the credit integrated front end, and no longer needing to manually input the information content of the identity card;
fifthly, a secondary camera of the high-speed camera shoots certificates of loan applicants, the copy materials required to be provided for loan handling and the on-site photos of the loan applicants are completed in the step, the camera of the high-speed camera is called for shooting, and finally the copy materials required to be provided are generated;
step six, inputting detailed information of the loan and the borrower;
step seven, the system automatically selects supplemented information content according to the loan type of 'individual operation mortgage loan', and completes the mortgage loan information input supplement;
step eight, printing all materials required by the application of the synthetic loan through preview, and signing and confirming the application materials by an applicant;
step nine, submitting the loan application paper material;
step ten, after the approval is passed, selecting a loan contract business for transacting the loan, entering a loan contract information interface at the moment, automatically filling other loan information into the interface, and printing contract materials of the loan by a loan officer only by inputting a contract number after the approval is passed, and signing and confirming by related personnel.
Eleventh, binding materials for the printed file covers of the 'individual business mortgage' or transacting the exhibition business.
It should be noted that the above-mentioned embodiments are only for illustrating the technical concept and features of the present invention, and the purpose of the present invention is to enable those skilled in the art to understand the content of the present invention and implement the present invention, and not to limit the protection scope of the present invention. All equivalent changes and modifications made according to the spirit of the present invention should be covered within the protection scope of the present invention.

Claims (2)

1. The utility model provides a credit quick invoice system that combines high appearance of clapping which characterized in that: the system comprises a system management module, a system setting module, a certificate scanning module, a loan information input module and a loan material printing module;
the system management module is provided with a credit integrated front-end management interface and provides a login entrance for transacting loan application business; the system management module is also internally preset with a document material template comprising loan contract, file binding and loan exhibition service; the loan contract, file binding and loan exhibition business are processed after the loan application paper material examination and approval are submitted and passed;
the system setting module comprises a department information setting template, an interest weight setting template and a loan type configuration entrance; the department information setting module is used for inputting information of a bank credit department and related credit operators; the interest weight setting module sets the interest weight according to the annual interest rate executed by the bank; the loan type configuration entrance comprises a plurality of loan application businesses of different types and is configured with corresponding types of document templates;
the certificate scanning module comprises a method class which is written and calls a high-speed camera interface and a high-speed camera; the high-speed camera comprises a main camera and an auxiliary camera, the main camera scans and reads detailed information of the identity card and conducts networking check, and meanwhile, the auxiliary camera conducts on-site photo collection on a loan applicant and photo scanning on-site provided certificates; the method class which is compiled and calls the high-speed shooting instrument interface is connected with the information input module, and image data collected by the high-speed shooting instrument is embedded into loan document materials;
the loan information input module is used for inputting basic information of a loan applicant, calculating loan interest and inputting related supplementary information according to loan types; automatically generating a file in an XML format for storage after information supplement is completed, and calling a query and loan material printing module for supplementary printing by a system management module at any time;
the loan material printing module synthesizes the whole loan application material through a preview function, realizes the connection of the system and a preset form template/word template by calling a dynamic library, maps and supplements the input information to the form template/word template, and finally prints and binds the material.
2. The operation method of the credit quick issuing system combined with the high-speed shooting instrument is characterized by comprising the following steps of:
step one, entering a credit integrated front-end management interface and logging in from a loan application service handling entrance;
selecting a loan application type, loading a preset loan contract template, and inputting loan contract information;
step three, scanning the identity card information of the loan applicant by a main camera of the high-speed camera, performing networking check and entering step four;
step four, returning the identity card networking check result to the credit integrated front end, and no longer needing to manually input the information content of the identity card;
fifthly, a secondary camera of the high-speed camera takes a picture of the certificate of the loan applicant, the copy material required to be provided for transacting the loan and the on-site picture of the loan applicant are completed in the step, and finally the copy material required to be provided is generated;
step six, inputting detailed information of the loan and the borrower;
step seven, the system automatically selects supplemented information content according to the loan type and completes the input supplement;
step eight, printing all materials required by the application of the synthetic loan through preview, and signing and confirming the application materials by an applicant;
step nine, submitting the loan application paper material;
step ten, after the approval is passed, selecting a loan contract business for handling the loan, entering a loan contract information interface at the moment, automatically filling other loan information into the interface, and printing contract materials of the loan by a loan officer only by inputting a contract number after the approval is passed, and carrying out signature confirmation by related personnel;
eleventh, binding materials or transacting the exhibition business for the file cover printed by the loan.
CN201811010242.3A 2018-08-31 2018-08-31 Credit quick order-issuing system combined with high-speed shooting instrument Pending CN110874794A (en)

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CN113657874A (en) * 2021-09-18 2021-11-16 深圳市颖华科技有限公司 Building real-name system management system

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CN113157639A (en) * 2020-12-30 2021-07-23 深圳云墨信息技术有限公司 Method for realizing automatic classification and automatic cataloguing of image files by using bar codes
CN113657874A (en) * 2021-09-18 2021-11-16 深圳市颖华科技有限公司 Building real-name system management system

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