CN110852734A - Scenic spot service settlement method and system based on block chain and electronic equipment - Google Patents
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/085—Payment architectures involving remote charge determination or related payment systems
- G06Q20/0855—Payment architectures involving remote charge determination or related payment systems involving a third party
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/32—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices
- G06Q20/325—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using wireless devices using wireless networks
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- G06Q30/00—Commerce
- G06Q30/06—Buying, selling or leasing transactions
- G06Q30/0601—Electronic shopping [e-shopping]
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- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
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Abstract
The invention relates to the technical field of software management, in particular to a scenic spot business settlement method, a system and electronic equipment based on a block chain, which specifically apply for an authorized federal block chain in a federal chain form for a platform, a scenic spot and distribution; obtaining user order information by the user after ordering; after the order payment state is updated to be payment success, the amount is settled according to the settlement ratio of the scenic spot and the commercial tenant, and automatic settlement is carried out; after settlement succeeds, the settlement success information is recorded to the payment monitoring and branch account information inquiry module, and meanwhile, shared account book updating operation is carried out.
Description
Technical Field
The invention relates to the technical field of software management, in particular to a scenic spot service settlement method and system based on a block chain and electronic equipment.
Background
The intelligent tourism treasure platform realizes the butt joint of all large OTAs, MTAs and B2C large platforms (such as where, Taobao and Tianmao) of the Internet and the like, and establishes a network distribution and management and control system. The system can automatically carry out statistical analysis on the order information of the E-commerce platform, and carry out statistics on the related information such as daily passenger flow, tourist composition, passenger source and the like in scenic spots. Can realize scenic spot and the automatic reconciliation of distributor according to each distributor sales data of distributor order information statistics, make things convenient for the management of scenic spot to the distributor, the operation effect has also had very big promotion, has also solved eight difficult problems in scenic spot simultaneously: the method comprises the following steps of ticket payment difficult-to-collect debt problem, sale problem, financial reconciliation problem, ticket change problem, tourist queuing problem, advertising problem, market price disorder problem and electronic ticket standard unification problem.
In a software management system of a scenic spot, although the butt joint with a ticketing system of each large platform and intelligent hardware of the scenic spot is basically realized, the income settlement management of each merchant in the scenic spot is not realized, so that not only can a tourist buy off-line goods or obtain various services of the scenic spot by scanning two-dimensional codes of different merchants after entering the scenic spot, but also the problems of long settlement time period, difficult account checking and the like of the scenic spot and each merchant are caused.
Disclosure of Invention
Aiming at the defects of the prior art, the invention discloses a scenic spot service settlement method, a system and electronic equipment based on a block chain, which are used for solving the problems that in a software management system of a scenic spot, although the butt joint with a ticketing system and intelligent hardware of each large platform is basically realized, the real-time settlement is not realized for the income settlement management of each merchant in the scenic spot, not only can a tourist buy off-line commodities or obtain various services of the scenic spot by scanning two-dimensional codes of different merchants after entering the scenic spot, but also the settlement time period of the scenic spot and each merchant is long and the settlement is difficult.
The invention is realized by the following technical scheme:
in a first aspect, the present invention provides a settlement method for scenic spot services based on a block chain, where the settlement method includes the following steps:
s1 applies for authorization of the federal block chain for platform, scenic spot and distribution in the form of federal chain;
s2, obtaining user order information through order placement by the user, and recording the user order information to the user order management module;
s3, establishing transaction state nodes in the shared account book, and performing consensus and updating on the shared account book;
s4, adding or updating new blocks according to business requirements, and adding or updating new transaction state nodes after a user order is formed;
s5, the user completes payment by using a payment financial tool, records the successful payment information to a payment monitoring module, and simultaneously performs shared account book updating operation;
s6, after the order payment state is updated to be payment success, the amount is settled according to the settlement ratio of the scenic spot and the merchant, and automatic settlement is carried out;
and S7, after settlement is successful, recording the settlement successful information to the payment monitoring ledger information inquiry module and simultaneously carrying out shared ledger updating operation.
Furthermore, after the platform, the scenic spot and the distribution user apply for passing the customer service audit authorization, the platform, the scenic spot and the distribution user have the authority of checking the shared account book and establishing the nodes; the user order information comprises a user number, a scenic spot number, a merchant number, an order amount and a settlement mode.
Furthermore, when the shared account book is updated, the PBFT algorithm is used for verifying and auditing each newly added node of the federation chain.
Further, the PBFT algorithm comprises the steps of:
t1 is first the client sends a request to the master node;
the T2 master node broadcasts a request to the other nodes;
the T3 node executes pre-prepare, prepare and commit three-stage consensus process;
the T4 node finishes the three-stage process and returns a message to the client; and the client receives the same message from half +1 nodes, and then the list consensus is completed.
Furthermore, when a new block is added or updated, each block records a global latest transaction data block within one month according to business requirements, and each block consists of three parts;
the first part records hash values, wherein the recorded hash values comprise the hash value of the last block, the hash value of a transaction tree root node and the hash value of a state tree root node;
the second part records a transaction tree, the transaction tree uses a binary tree, and each node on the binary tree records the process of transferring an asset;
the third part records a state tree, the state tree uses a binary tree, each node on the binary tree records the process state of a transaction, and the transaction tree and the state tree keep synchronous update.
Furthermore, after a new user order is formed, a new transaction node is formed and added on the transaction tree, and the new transaction node comprises a transaction ID, an account chain ID, a public key and a private key, account chain code operation, a hash value of the account chain code and the account chain code;
the state node is formed or updated by account chain codes, and comprises a state value list, wherein the state value list records the change process of the state;
the status values include order placing success, order placing failure, payment success, payment failure, user cancellation, amount settlement success, and amount settlement failure.
Further, according to the settlement ratio of the scenic spot and the commercial tenant, the settlement amount of the order scenic spot and the provider is determined, wherein the settlement ratio of the scenic spot A is i, the settlement ratio of the commercial tenant B is j, the settlement ratio of the commercial tenant C is k, and the order amount is H;
the automatic settlement is calculated in such a way that the settlement amount of the scenic spot A is H x i, the settlement amount of the merchant B is H x j, the settlement amount of the merchant C is H x k, and the total settlement and payment is H x i + H x j + H x k.
Furthermore, the payment treasures are selected by means of the payment financial instrument, after settlement is successful, the settlement successful information is recorded to the payment monitoring ledger information inquiry module, and meanwhile, the shared ledger updating operation flow is as follows:
step 1: the user finishes ordering;
step 2: the user initiates payment;
and step 3: calling a payment creation interface;
and 4, step 4: generating a payment order number of the payment instrument;
and 5: calling a payment small program payment SDK to pay an order;
step 6: after payment is completed, acquiring a payment order number and pushing a payment completion state to an order service updating state;
and 7: updating the order status to payment completion;
step 8, the system automatically calculates the settlement amount between the scenic spot and each merchant;
and step 9: the system automatically initiates real-time settlement check;
step 10: establishing a settlement streamline according to settlement amounts of the scenic spots and the merchants;
step 11: acquiring a Payment order number of an order;
step 12: calling a payment treasury collection unions calculation payment interface;
step 13: the system transfers funds;
step 14: and (5) the settlement is successful, and the payment flow state is updated to be successful.
In a second aspect, the present invention provides a scenic spot business settlement system based on a block chain, the system is used for implementing the method according to the first aspect, and the system comprises a payment monitoring module, a payment management module and a payment management module, wherein the payment monitoring module is used for monitoring payment flow information;
and the payment monitoring and accounting information inquiry module is used for monitoring settlement information of the scenic spot and each merchant.
In a third aspect, the present invention provides an electronic device, comprising a processor and a memory storing execution instructions, wherein when the processor executes the execution instructions stored in the memory, the processor performs the method according to the first aspect.
The invention has the beneficial effects that:
the invention can associate the payment account numbers of the user, the scenic spot and the merchant according to the two-dimensional code scanned when the user places an order, realizes real-time settlement, helps the scenic spot solve the problems of long settlement period and difficult settlement with the merchant, and simultaneously realizes decentralization in bilateral transaction involving multiple parties in a distributed environment based on the shared account book of the block chain, thereby achieving the final properties of whole network recording, traceability and tamper prevention, greatly improving the efficiency of real-time settlement among the merchants in the scenic spot and reducing the cost under the condition of ensuring the safety.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is a block chain based scenic spot service settlement method step diagram;
fig. 2 is a flow chart of real-time settlement of software in the embodiment of the invention.
Detailed Description
In order to make the objects, technical solutions and advantages of the embodiments of the present invention clearer, the technical solutions in the embodiments of the present invention will be clearly and completely described below with reference to the drawings in the embodiments of the present invention, and it is obvious that the described embodiments are some, but not all, embodiments of the present invention. All other embodiments, which can be derived by a person skilled in the art from the embodiments given herein without making any creative effort, shall fall within the protection scope of the present invention.
Example 1
The embodiment discloses a scenic spot service settlement method based on a block chain as shown in fig. 1, which comprises the following steps:
s1 applies for authorization of the federal block chain for platform, scenic spot and distribution in the form of federal chain;
s2, obtaining user order information through order placement by the user, and recording the user order information to the user order management module;
s3, establishing transaction state nodes in the shared account book, and performing consensus and updating on the shared account book;
s4, adding or updating new blocks according to business requirements, and adding or updating new transaction state nodes after a user order is formed;
s5, the user completes payment by using a payment financial tool, records the successful payment information to a payment monitoring module, and simultaneously performs shared account book updating operation;
s6, after the order payment state is updated to be payment success, the amount is settled according to the settlement ratio of the scenic spot and the merchant, and automatic settlement is carried out;
and S7, after settlement is successful, recording the settlement successful information to the payment monitoring ledger information inquiry module and simultaneously carrying out shared ledger updating operation.
The method and the device can associate the payment account numbers of the user, the scenic spot and the merchant according to the two-dimensional code scanned when the user places an order, realize real-time settlement, help the scenic spot solve the problems of long settlement period and difficulty in account checking with the merchant, and meanwhile, the shared account book based on the block chain realizes decentralization in bilateral transaction involving multiple parties in a distributed environment, so that the final performance of recording, traceability and tamper prevention is achieved, and therefore the efficiency of real-time settlement among the merchants in the scenic spot is greatly improved and the cost is reduced under the condition of ensuring safety.
Example 2
In this embodiment, a method is disclosed that includes:
s1 Federal Block chain authorization
The block chain in the scheme adopts a federal chain form, the writing authority is controlled by the platform, only authorized mechanism parties can apply for participation, and the participating mechanism comprises: platforms, scenic spots, distributors, and the like. The user belongs to the platform, and the user can track own order information through the platform but does not have the authority of looking up a shared account book and establishing nodes. And the application block chain write-in authority, the participation node authority and the like need to contact a platform customer service to complete application form filling and examination, and authorization can be obtained through the back.
S2 scenic spot merchant real-time settlement method based on block chain
S21 the order placement by the user is completed.
And the information such as the user number, the scenic spot number, the merchant number, the order amount, the settlement mode and the like is obtained after the user places an order.
And after the order placing is successful, recording the order placing information of the user to a user order management module and preparing a new transaction state node in the shared account book.
S22 shared account book consensus
When the shared account book of the authorized node needs to be updated by a consensus algorithm to determine whether the shared account book needs to be updated, the applicable environment of the used federation chain needs to consider the existence of a rogue node in the cluster in addition to the existence of a fault node in the cluster. For a federation chain, each newly joined node is validated and audited, so the PBFT consensus algorithm is used here. The main basic flow of the PBFT algorithm in the method comprises the following four steps: firstly, a client sends a request to a main node; the main node broadcasts a request to other nodes, and the nodes execute a pre-prepare, prepare and commit three-stage consensus process; the node finishes the three-stage process and returns a message to the client; and the client receives the same message from half +1 nodes, and then the list consensus is completed. The request to complete consensus may perform a shared book update operation.
S23 adding or updating new blocks
According to business requirements, each block records a data block of global latest transaction within one month, each block consists of three parts, the first part records a HASH value (HASH), and the recorded HASH value comprises the HASH value of the last block, the HASH value of a transaction tree root node and the HASH value of a state tree root node; the second part records the transaction tree, where a binary tree is used, and each node on the binary tree records the process of transferring one asset, and the content of each node is please see S23; the third part of the state tree, here also used is a binary tree, where each node records the process status of a transaction, and the content of each node in the state tree is please see S23. The transaction tree and the state tree keep synchronous and new.
S24 adding or updating new transaction state nodes
When a new user order is formed, a new transaction node is formed and added on the transaction tree, and the new transaction node comprises a transaction ID, an account chain ID (corresponding to a state tree node), a public key and a private key (the public key and the private key are encrypted by using an RSA algorithm), an account chain code operation (an account chain is deployed or executed), a hash value of the account chain code and the account chain code; the state node is formed or updated by account chain codes, the state node comprises a state value list, the change process of the state is recorded in the state node, and the state value comprises order placing success, order placing failure, payment success, payment failure, user cancellation, money settlement success, money settlement failure and the like.
S25 user payment is complete.
The user initiates payment, a payment bank payment establishing interface is called, a payment bank payment order number is generated, a payment bank applet payment SDK is called for order payment, the payment bank order number is obtained after payment is completed, the payment completion state is pushed to the order service updating state, and the state updating is successful. And after the payment is completed, recording the payment success information to the payment monitoring module, and simultaneously performing the shared account book updating operation of S22-S24.
S26 settlement amount calculation.
After the order payment state is updated to be payment success, the system can determine the settlement amount of an order scenic spot and a supplier according to the settlement ratio of the scenic spot and the merchant. The settlement ratio of the scenic spot A is i, the settlement ratio of the merchant B is j, the settlement ratio of the merchant C is k, the order amount is H, and the automatic settlement calculation mode of the system is as follows: the settlement amount of the scenic spot A is H x i, the settlement amount of the merchant B is H x j, the settlement amount of the merchant C is H x k, and the total settlement and payment amount is H x i + H x j + H x k.
The S27 system automatically settles.
According to the calculated settlement amount of the system, the system initiates the re-verification of the settlement amount, after the settlement amount is ensured to be correct, a settlement streamline is established according to the settlement amounts of scenic spots and all merchants, a settlement streamline number and a payment order number of a payment treasured are generated, the system triggers a settlement payment interface of the payment treasury receipt to transfer system funds, and after the transfer of the funds is completed, the settlement is successful
And after settlement is successful, recording the settlement successful information to the payment monitoring ledger information inquiry module and simultaneously carrying out the shared ledger updating operation of S22-S24.
Example 3
The embodiment discloses a real-time software settlement method, which comprises the following steps:
step 1: the user finishes ordering;
step 2: the user initiates payment;
and step 3: calling a payment creation interface;
and 4, step 4: generating a payment order number of the payment instrument;
and 5: calling a payment small program payment SDK to pay an order;
step 6: after payment is completed, acquiring a payment order number and pushing a payment completion state to an order service updating state;
and 7: updating the order status to payment completion;
step 8, the system automatically calculates the settlement amount between the scenic spot and each merchant;
and step 9: the system automatically initiates real-time settlement check;
step 10: establishing a settlement streamline according to settlement amounts of the scenic spots and the merchants;
step 11: acquiring a Payment order number of an order;
step 12: calling a payment treasury collection unions calculation payment interface;
step 13: the system conducts fund transfer (Payment system);
step 14: and (5) the settlement is successful, and the payment flow state is updated to be successful.
Example 4
The embodiment discloses a flow chart of real-time software settlement as shown in fig. 2, start- > user's lower order completion- > federal block chain authorization- > shared account book consensus- > adding or updating a new block- > adding or updating a new transaction state node- > user's payment completion- > shared account book consensus- > adding or updating a new block- > adding or updating a new transaction state node- > settlement amount calculation- > system settlement (payroll) - > shared account book consensus- > adding or updating a new block- > adding or updating a new transaction state node- > end.
Example 5
The embodiment discloses a scenic spot service settlement system based on a block chain, which is used for realizing the method of the embodiment and comprises a payment monitoring module, a payment processing module and a settlement module, wherein the payment monitoring module is used for monitoring payment flow information; and the payment monitoring and accounting information inquiry module is used for monitoring settlement information of the scenic spot and each merchant.
Example 6
The embodiment discloses an electronic device, which comprises a processor and a memory, wherein the memory stores execution instructions, and when the processor executes the execution instructions stored in the memory, the processor executes the method of the embodiment.
The above examples are only intended to illustrate the technical solution of the present invention, but not to limit it; although the present invention has been described in detail with reference to the foregoing embodiments, it will be understood by those of ordinary skill in the art that: the technical solutions described in the foregoing embodiments may still be modified, or some technical features may be equivalently replaced; and such modifications or substitutions do not depart from the spirit and scope of the corresponding technical solutions of the embodiments of the present invention.
Claims (10)
1. A scenic spot service settlement method based on a block chain is characterized by comprising the following steps:
s1 applies for authorization of the federal block chain for platform, scenic spot and distribution in the form of federal chain;
s2, obtaining user order information through order placement by the user, and recording the user order information to the user order management module;
s3, establishing transaction state nodes in the shared account book, and performing consensus and updating on the shared account book;
s4, adding or updating new blocks according to business requirements, and adding or updating new transaction state nodes after a user order is formed;
s5, the user completes payment by using a payment financial tool, records the successful payment information to a payment monitoring module, and simultaneously performs shared account book updating operation;
s6, after the order payment state is updated to be payment success, the amount is settled according to the settlement ratio of the scenic spot and the merchant, and automatic settlement is carried out;
and S7, after settlement is successful, recording the settlement successful information to the payment monitoring ledger information inquiry module and simultaneously carrying out shared ledger updating operation.
2. The settlement method for scenic spot services based on the block chain as claimed in claim 1, wherein the platform, the scenic spot and the distribution user have the authority to view the shared account book and establish the node after applying for approval by customer service; the user order information comprises a user number, a scenic spot number, a merchant number, an order amount and a settlement mode.
3. The block chain based scenic spot business settlement method of claim 1, wherein when updating the shared book, a PBFT algorithm is used to verify and audit each newly added node for the federation chain.
4. The block chain based scenic spot service settlement method according to claim 3, wherein the PBFT algorithm comprises the steps of:
t1 is first the client sends a request to the master node;
the T2 master node broadcasts a request to the other nodes;
the T3 node executes pre-prepare, prepare and commit three-stage consensus process;
the T4 node finishes the three-stage process and returns a message to the client; and the client receives the same message from half +1 nodes, and then the list consensus is completed.
5. The block chain-based scenic spot service settlement method according to claim 1, wherein when adding or updating new blocks, each block records a data block of global latest transaction within one month according to service requirements, each block being composed of three parts;
the first part records hash values, wherein the recorded hash values comprise the hash value of the last block, the hash value of a transaction tree root node and the hash value of a state tree root node;
the second part records a transaction tree, the transaction tree uses a binary tree, and each node on the binary tree records the process of transferring an asset;
the third part records a state tree, the state tree uses a binary tree, each node on the binary tree records the process state of a transaction, and the transaction tree and the state tree keep synchronous update.
6. The block chain based scenic spot business settlement method of claim 1, wherein when a new user order is formed, a new transaction node is formed and added on the transaction tree, the new transaction node comprises a transaction ID, an account chain ID, a public key and private key, an account chain code operation, a hash value of the account chain code, and an account chain code;
the state node is formed or updated by account chain codes, and comprises a state value list, wherein the state value list records the change process of the state;
the status values include order placing success, order placing failure, payment success, payment failure, user cancellation, amount settlement success, and amount settlement failure.
7. The block chain-based scenic spot service settlement method as claimed in claim 1, wherein the settlement amounts of the order scenic spots and the suppliers are determined according to the settlement ratios of the scenic spots and the suppliers, wherein the settlement ratio of the scenic spot a is i, the settlement ratio of the supplier B is j, the settlement ratio of the supplier C is k, and the order amount is H;
the automatic settlement is calculated in such a way that the settlement amount of the scenic spot A is H x i, the settlement amount of the merchant B is H x j, the settlement amount of the merchant C is H x k, and the total settlement and payment is H x i + H x j + H x k.
8. The scenic spot business settlement method based on the block chain as claimed in claim 1, wherein a payment treasured is selected by means of a payment financial instrument, and after settlement is successful, the settlement successful information is recorded to a payment monitoring ledger information query module and the shared ledger update operation flow is as follows:
step 1: the user finishes ordering;
step 2: the user initiates payment;
and step 3: calling a payment creation interface;
and 4, step 4: generating a payment order number of the payment instrument;
and 5: calling a payment small program payment SDK to pay an order;
step 6: after payment is completed, acquiring a payment order number and pushing a payment completion state to an order service updating state;
and 7: updating the order status to payment completion;
step 8, automatically calculating the settlement amount of the scenic spot and each merchant;
and step 9: automatically initiating real-time settlement check;
step 10: establishing a settlement streamline according to settlement amounts of the scenic spots and the merchants;
step 11: acquiring a Payment order number of an order;
step 12: calling a payment treasury collection unions calculation payment interface;
step 13: carrying out fund transfer;
step 14: and (5) the settlement is successful, and the payment flow state is updated to be successful.
9. A scenic spot business settlement system based on a block chain, the system being configured to implement the method of any one of claims 1-8, comprising a payment monitoring module configured to monitor payment flow information;
and the payment monitoring and accounting information inquiry module is used for monitoring settlement information of the scenic spot and each merchant.
10. An electronic device comprising a processor and a memory storing execution instructions, the processor performing the method of any of claims 1-8 when the processor executes the execution instructions stored by the memory.
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| CN111541788A (en) * | 2020-07-08 | 2020-08-14 | 支付宝(杭州)信息技术有限公司 | Hash updating method and device of block chain all-in-one machine |
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