CN110689459B

CN110689459B - Contract processing method, contract processing device, contract processing equipment and storage medium

Info

Publication number: CN110689459B
Application number: CN201910927830.1A
Authority: CN
Inventors: 冯博豪
Original assignee: Beijing Baidu Netcom Science and Technology Co Ltd
Current assignee: Beijing Baidu Netcom Science and Technology Co Ltd
Priority date: 2019-09-27
Filing date: 2019-09-27
Publication date: 2022-12-27
Anticipated expiration: 2039-09-27
Also published as: CN110689459A

Abstract

The application discloses a contract processing method, a contract processing device, contract processing equipment and a storage medium, and relates to an artificial intelligence technology in the field of cloud computing. The specific implementation scheme is as follows: acquiring contract formulation conditions, wherein the contract formulation conditions comprise: the method comprises the steps of collecting contract templates and contract clauses corresponding to the contract types from a preset information base, storing the contract templates and the contract clauses corresponding to a plurality of contract types in the information base, and generating a target contract according to the contract clauses, the contract elements and the contract templates. According to the technical scheme, manual establishment is not needed, and a professional legal consultant is not needed, the target contract can be automatically generated according to the preset contract terms, the cost is reduced, the efficiency is improved, and the problem of inaccurate contract is avoided.

Description

Contract processing method, device, equipment and storage medium

Technical Field

The present application relates to the field of cloud computing technologies, and in particular, to a contract processing method, apparatus, device, and storage medium in an artificial intelligence technology.

Background

In daily life, everyone may need to enter into different contracts, for example: various types of contracts such as lease contracts, buy and sell contracts, gift contracts, and technical contracts. The contract is made for guaranteeing the legal rights and interests of both parties of the contract and is protected by law.

In the prior art, the contract making is mainly manually made, and during the making process, a legal counselor is usually required to be searched to assist in completing the contract making, and the contract is printed into a paper contract after being manually made and then signed and stored by contract parties.

However, since the application scenarios of contracts are wide, unidirectional law consultants cannot meet all requirements of contract establishment, which not only has the problems of high cost and low efficiency, but also has the problem of low accuracy of the generated contracts.

Disclosure of Invention

The embodiment of the application provides a contract processing method, a contract processing device, contract processing equipment and a contract processing storage medium, and aims to solve the problems of high cost, low efficiency and low contract accuracy in a synthesis generation method in the prior art.

In a first aspect, the present application provides a contract processing method, including:

acquiring contract formulation conditions, wherein the contract formulation conditions comprise: contract type and contract elements;

extracting contract templates and contract terms corresponding to the contract types from a preset information base, wherein the contract templates and the contract terms corresponding to a plurality of contract types are stored in the information base;

and generating a target contract according to the contract clause, the contract element and the contract template.

The technical scheme can automatically generate the target contract according to the contract making conditions without manual making and participation of professional law consultants, and can automatically generate the target contract according to the preset contract terms, so that the cost is reduced, the efficiency is improved, and the problem of inaccurate contract is avoided.

In one possible design of the first aspect, the generating a target contract based on the contract terms, the contract elements, and the contract template includes:

processing the contract elements to obtain a contract text meeting contract specifications, wherein the contract elements are in any one of the following forms: text, image, voice;

arranging the contract terms according to the context information of the contract text to obtain the arranged contract terms;

respectively filling the contract text and the arranged contract clauses to corresponding positions in the contract template to generate the initial draft of the contract;

and reviewing and revising the initial draft of the contract to obtain the target contract.

The accuracy of the generated target contract is further improved by processing the identical elements, arranging the identical clauses, filling the identical clauses into corresponding positions of the contract template and then reviewing and revising the identical elements.

Optionally, the reviewing and revising the first contract draft to obtain the target contract includes:

detecting structural elements of the contract initial draft, and judging whether the structure of the contract initial draft is complete or not;

checking the form of the contract initial draft, and judging whether the form of the contract initial draft meets the specification;

and when the structure of the contract initial draft is complete and the form of the contract initial draft meets the specification, obtaining the target contract.

By auditing the structural information of the contract initial draft and the normalization of the contract form, the normalization of generating the target contract is improved, and the integrity of generating the contract is improved.

In another possible design of the first aspect, the method further includes:

acquiring contact ways of at least two signers corresponding to the target contract;

configuring an identity verification item for reading and writing the target contract for the target contract, wherein the identity verification item is used for verifying the identity of a signer;

and sharing the target contract with the identity verification item to the at least two signers according to the contact ways of the at least two signers.

The target contract with the identity verification item is shared by the at least two signers, so that the signers can execute contract signing matters on line, and the problems of complex signing process and long signing period caused by the fact that a plurality of signers are not in the same area and cannot sign the contract on the spot, and the contract needs to be mailed back and forth in different places can be solved.

Further, the method further comprises:

acquiring a read-write request of at least one signer, wherein the read-write request is used for requesting to perform read-write operation on the target contract;

performing identity verification on the at least one signer, the identity verification comprising one or more of the following verifications: checking face information, certificate information, voice and fingerprint;

and allowing a verification passing person to perform read-write operation on the target contract, wherein the verification passing person is a signer passing the identity verification.

The identity check item is configured for the target contract, and the signer requests to read and write the target contract and simultaneously performs identity check on the target contract, so that the reliability of online signing is improved.

Illustratively, the target contract includes: a contract content prohibited from being modified and an editable area located in the contract content;

the allowing verification pass person performs read-write operation on the target contract, and the read-write operation includes:

allowing the verification pass to read the contract content but rejecting the modification operation on the contract content;

receiving the read-write operation performed by the verification pass person in the editable area, wherein the editable area comprises: a signature area.

Optionally, the receiving of the read-write operation performed by the verification-passing person in the editable area includes:

acquiring batch signature starting instructions of the verification passing person, wherein the batch signature starting instructions are used for indicating that one signature operation acts on a plurality of signature areas simultaneously;

receiving signature information of the verification passing person in a first signature area, wherein the first signature area is any one of a plurality of signature areas included in the target contract;

copying the signature information and filling the signature information into a second signature area, wherein the second signature area is a signature area except the first signature area in the plurality of signature areas.

In the technical scheme, not only the on-line signing of the contract is realized, but also the batch signing and the amplified signing are realized, the operation of a signer is simplified, and the efficiency is improved.

In this possible design of the first aspect, before the accepting the read-write operation performed by the verification-passed person in the editable area, the method further includes:

and amplifying and displaying the editable area according to a preset amplifying scale.

When the verification passing person needs to perform signing operation in the editable area, the contract content is displayed in an amplifying mode according to the preset amplifying proportion in the system, particularly the editable area is displayed in an amplifying mode, and therefore the verification passing person can conveniently perform handwriting operation such as signing.

In a second aspect, the present application provides a contract processing apparatus, including: the device comprises an acquisition module, a processing module and a generation module;

the acquisition module is used for acquiring contract making conditions, and the contract making conditions comprise: contract type and contract elements;

the processing module is used for extracting a contract template and contract terms corresponding to the contract types from a preset information base, and the contract templates and the contract terms corresponding to a plurality of contract types are stored in the information base;

the generation module is used for generating the target contract according to the contract clause, the contract element and the contract template.

In a possible design of the second aspect, the generating module is specifically configured to process the contract element to obtain a contract text meeting the contract specification, where the contract element is in any one of the following forms: the text, the image and the voice are arranged according to the context information of the contract text to obtain arranged contract terms, the contract text and the arranged contract terms are respectively filled to corresponding positions in the contract template to generate the initial contract draft, and the initial contract draft is reviewed and revised to obtain the target contract.

Optionally, the generating module is specifically configured to review and revise the initial contract draft to obtain the target contract, and specifically includes:

the generation module is specifically configured to detect the structural element of the contract initial draft, determine whether the structure of the contract initial draft is complete, check the form of the contract initial draft, determine whether the form of the contract initial draft meets the specification, and obtain the target contract when the structure of the contract initial draft is complete and the form of the contract initial draft meets the specification.

In another possible design of the second aspect, the obtaining module is further configured to obtain contact information of at least two signers corresponding to the target contract;

the processing module is further configured to configure, for the target contract, an identity check item for reading and writing the target contract, where the identity check item is used to check the identities of the signers, and share the target contract with the identity check item to the at least two signers according to the contact ways of the at least two signers.

Optionally, the obtaining module is further configured to obtain a read-write request of at least one signer, where the read-write request is used to request to perform read-write operation on the target contract;

the processing module is further configured to perform identity verification on the at least one signer, where the identity verification includes one or more of the following verifications: face information verification, certificate information verification, voice verification and fingerprint verification; and allowing a verification passing person to perform read-write operation on the target contract, wherein the verification passing person is a signer passing the identity verification.

Illustratively, the target contract includes: a contract content that is prohibited from being modified and an editable area located in the contract content;

the processing module is further configured to allow a verification passing person to perform read-write operation on the target contract, and specifically includes:

the processing module is further specifically configured to allow the verification-passing person to read the contract content but reject the modification operation on the contract content, and accept a read-write operation performed by the verification-passing person in the editable area, where the editable area includes: a signature area.

Optionally, the processing module is further specifically configured to obtain a batch signature start instruction of the verification-passing person, where the batch signature start instruction is used to instruct a signature operation to simultaneously act on multiple signature areas, and accept signature information of the verification-passing person in a first signature area, where the first signature area is any one of the multiple signature areas included in the target contract, and copies and fills the signature information in a second signature area, where the second signature area is a signature area of the multiple signature areas except the first signature area.

In this possible design of the second aspect, the processing module is further configured to, before receiving the read-write operation performed by the verification user on the editable area, enlarge and display the editable area according to a preset enlargement ratio.

The apparatus provided in the second aspect of the present application may be configured to perform the method provided in the first aspect, and the implementation principle and the technical effect are similar, which are not described herein again.

In a third aspect, the present application provides an electronic device, comprising:

at least one processor; and

a memory communicatively coupled to the at least one processor; wherein, the first and the second end of the pipe are connected with each other,

the memory stores instructions executable by the at least one processor to enable the at least one processor to perform the first aspect and its various possible designs.

In a fourth aspect, the present application provides a non-transitory computer readable storage medium having stored thereon computer instructions for causing a computer to perform the method of the first aspect as well as each possible design of the first aspect.

In a fifth aspect, the present application provides a contract processing method, including:

determining a contract type, a contract element, a contract template and a contract clause corresponding to the contract type;

One embodiment in the above application has the following advantages or benefits: the method comprises the steps of extracting a contract template and contract terms corresponding to contract types from a preset information base by obtaining contract formulation conditions comprising the contract types and contract elements, wherein the contract template and the contract terms corresponding to a plurality of contract types are stored in the information base, and finally generating a target contract according to the contract terms, the contract elements and the contract template. Therefore, the technical scheme does not need manual formulation and the participation of professional legal consultants, can automatically generate the target contract according to the preset contract clause, reduces the cost, improves the efficiency and avoids the problem of inaccurate contract.

Other effects of the above-described alternative will be described below with reference to specific embodiments.

Drawings

The drawings are included to provide a better understanding of the present solution and are not intended to limit the present application. Wherein:

FIG. 1 is a schematic diagram of a contract processing system provided herein;

FIG. 2 is a schematic flow chart diagram of a contract processing method according to a first embodiment of the present application;

FIG. 3 is a schematic flow chart of a contract processing method provided in a second embodiment of the present application;

FIG. 4 is a schematic diagram of the generation of a target contract;

FIG. 5 is a schematic content distribution diagram of a generated house rental contract;

FIG. 6 is a schematic flow chart of a contract processing method according to a third embodiment of the present application;

FIG. 7 is a schematic diagram of the distribution of contract content and editable fields in a house rental contract in the embodiment shown in FIG. 5;

FIG. 8 is a schematic flow chart diagram of a contract processing method according to a fourth embodiment of the present application;

FIG. 9 is a schematic diagram of a human-computer interaction interface of the contract signing module in the embodiment;

FIG. 10 is a schematic flow chart of a contract processing method according to a fifth embodiment of the present application;

FIG. 11 is a schematic structural diagram of a contract processing apparatus provided in an embodiment of the present application;

fig. 12 is a block diagram of an electronic device for implementing the contract processing method according to the embodiment of the present application.

Detailed Description

The following description of the exemplary embodiments of the present application, taken in conjunction with the accompanying drawings, includes various details of the embodiments of the application for the understanding of the same, which are to be considered exemplary only. Accordingly, those of ordinary skill in the art will recognize that various changes and modifications of the embodiments described herein can be made without departing from the scope and spirit of the present application. Also, descriptions of well-known functions and constructions are omitted in the following description for clarity and conciseness.

The contract processing method provided by the embodiment of the application can be applied to a contract processing system. Fig. 1 is a schematic structural diagram of a contract processing system provided in the present application. As shown in fig. 1, the contract processing system may include: a contract generating module 11 and a preset information base 12.

The contract generation module 11 mainly performs contract formulation. Specifically, the contract type is determined according to the contract making conditions preset by the contract making person, the contract terms corresponding to the contract type are obtained from the information base 12, and the contract elements and the contract terms in the contract making conditions are arranged to generate the target contract. That is, the contract generating module 11 obtains the target contract through the steps of contract initial draft, contract review, synthesis generation, and the like.

The information base 12 is mainly used for storing relevant information of contracts, and mainly comprises relevant information of contract making and relevant information of contract signing. Exemplary, relevant information for contract making may include: contract templates, contract terms, etc., and the information related to contract signing may include the identity information of the signer, etc.

It is understood that, in the embodiment of the present application, the related information stored in the information base 12 is not limited to the above, and may be determined according to actual situations, and is not described herein again.

It is understood that the system may further comprise: a contract signing module 13, a contract storage module 14 and a monitoring module 15.

When acquiring a read-write request sent by at least one signer, the contract signing module 13 firstly performs identity verification on the signer, and allows the signer passing the identity verification to perform read-write operation on the target contract. It is understood that the contract signing module 13 supports remote signing operations and multi-person signing operations of the signer, and also supports batch signing operations of the signer and an enlarged display function of an editable area in the contract. That is, the contract signing module 13 mainly performs authentication (e.g., by AI technique), allows contract content filling, name signing, and the like.

The contract storage module 14 is mainly used for storing contracts, and specifically, may store the target contract generated by the contract generation module 11, and may also store the signed contract output by the contract signing module 13. That is, the contract preservation module 14 may support contract storage, contract encryption, and contract viewing functions.

The monitoring module 15 is primarily responsible for monitoring the signing process of the contract and the fulfillment process of the contract.

It can be understood that, the number of modules included in the different processing systems is not limited in the embodiments of the present application, and the modules divided by the contract processing system may be increased or decreased according to actual functions.

In the embodiment of the present application, the contract processing system can be applied to various types and various scenarios, for example, a sales contract, a gift contract, a borrowing contract, a technical contract, and the like. The application scenario of the contract processing system is not limited in the present application, and may be determined according to actual situations.

As can be seen from the above analysis, the contract processing system in this embodiment has functions of contract formulation, contract signing support, contract storage, contract query, and the like, and intelligent contract processing is formed through the mutual communication among the modules, so that the overall contract processing flow is relatively intelligent, the labor cost is reduced, the efficiency is high, and the cost is low.

According to the related records in the background art, the contract formulation method in the prior art has the problems of high cost and low efficiency and the problem of low accuracy of the generated contract, and aiming at the problem, the embodiment of the application provides a contract processing method, which comprises the steps of obtaining contract formulation conditions including contract types and contract elements, extracting contract templates and contract clauses corresponding to the contract types from a preset information base, wherein the information base stores the contract templates and the contract clauses corresponding to a plurality of contract types, and finally generating a target contract according to the contract clauses, the contract elements and the contract templates. Therefore, the technical scheme does not need manual formulation and the participation of professional legal consultants, can automatically generate the target contract according to the preset contract clauses, reduces the cost, improves the efficiency and avoids the problem of inaccurate contract.

It is understood that the execution subject of the embodiment of the present application may be an electronic device, and the electronic device may be a server, for example, a cloud processing platform or a cloud processing device. For example, the contract processing system shown in fig. 1 may be integrated in the electronic device, and the present embodiment explains the technical solution of the present application with the contract processing system as an execution subject.

Hereinafter, the technical means of the present application will be described in detail by specific examples. It should be noted that the following specific embodiments may be combined with each other, and the same or similar concepts or processes may not be described in detail in some embodiments.

Fig. 2 is a schematic flow chart of a contract processing method according to a first embodiment of the present application. As shown in fig. 2, the method may include the steps of:

s201, acquiring contract formulation conditions, wherein the contract formulation conditions comprise: contract type and contract elements.

Contract is a common form for guaranteeing the legitimate interest of both parties in contract, and is an agreement for setting up, changing and terminating civil relations between parties, which can restrict people to act according to the rules of contract restriction to guarantee the legitimate interest of both parties in contract. The contract making process is the basis for guaranteeing the legal rights and interests of both parties, and is particularly important in the whole processing process of the contract.

In the embodiment of the application, in order to enable the contract processing system to automatically generate the contract, the externally input contract making conditions are firstly acquired to determine the type and the contract elements of the contract to be made according to the contract making conditions.

Optionally, in this embodiment, the contract elements may include names or names and addresses of both parties of the contract, the logo (the purpose of contracting), rights and obligations of both parties, the amount and manner of charging, the amount and manner of goods or reset delivery, liability for default, release time, dispute resolution terms, duration of contract validation, date and place of contract signing, signing and sealing, and the like. It should be noted that the embodiments of the present application do not limit the specific contents of the different elements, and may be added or deleted according to the actual situation.

In one possible design of the present application, the contractual agreement condition may also be some condition preset by the contractual agreement maker. For example, the contract formulation conditions may include: contract type, contract clause combination mode, contract elements, contents required to be filled by a contract signer in the signing process, notes in the filling process and the like. Optionally, the contract types may include: a trade contract, a gifting contract, an engagement contract, a technical contract, and the like. The combination of contract terms refers to the presentation manner of the contract terms in the contract text, and generally includes a summary expression, an enumeration expression and the like. The embodiment of the application does not limit the combination mode of the contract clauses and the similar types, and can be determined according to actual conditions.

Further, in this embodiment, the contract formulation conditions may further include space planning, contract signer number, and the like. The space planning is mainly used for limiting the length of the contract text, and the number of contract signatory persons mainly refers to the number of participants who sign the contract.

In summary, in the embodiment of the present application, the more contract making conditions are input from the outside, the more beneficial the making of the contract, the higher the accuracy of the made contract, but the longer the time required for generating the contract, the stronger the requirement on the processing capacity of the equivalent processing system.

For example, in real life, due to the numerous business activities that people participate in, the business scenarios involved in the business activities are numerous, for example, various business scenarios such as car purchase, house property transaction, public welfare, job admission, technology transfer, and the like, and thus, in the present embodiment, the purchase contract may be a car purchase contract, a house purchase contract, the donation contract may be a non-compensation donation in public welfare activities, and the engagement contract may be a contract that people sign for at the time of job admission and the like.

It is understood that the contracts can be classified into different types according to different angles, and the present embodiment is not limited thereto.

For example, when a personal house lease contract needs to be established, the contract type in the contract establishment condition is house lease, and the contract elements may include names and contact ways of renters and lessees, the current state of a house renting, lease time limit, rent, lease deposit payment and the like.

S202, extracting a contract template and contract terms corresponding to the contract type from a preset information base, wherein the contract template and the contract terms corresponding to various contract types are stored in the information base.

Illustratively, the information base plays a very large role in the contract processing process, and in the embodiment of the present application, the preset information base mainly stores 2 types of information: contract formulation related information and contract signer related information.

The information related to contract making mainly refers to a large number of various contract templates and contract terms contained in the information base, and the contract templates and the contract terms can provide materials for the contract processing system to automatically execute the target contract. The related information of the contract signer mainly refers to basic information of the contract signer contained in the information base, such as contact information, identity information and the like, which can enable the generated target contract to be shared with the contract signer and complete the identity verification of the signer under the participation of the signer.

It is worth mentioning that in the embodiment of the present application, the contract processing system has a man-machine interaction interface, which allows the contract signer to perform information entry, for example, during the process of making a contract, the signer's basic information is entered and stored in the information base.

In the embodiment of the application, after the contract generating module of the contract processing system obtains the contract formulation condition, the contract template and the contract terms corresponding to the contract type can be firstly extracted from the information base according to the contract type.

For example, taking the example of making a house rental contract, the contract template at least includes the following contents: the main parts of the hire, the lessee, the current status of the room, the lease term, the lease amount and the lease deposit payment, the obligation of both parties, the contract release and the default responsibility, the dispute resolution, other supplement terms and the like. Contract terms include, but are not limited to, payment terms, entitlement terms, obligation terms, and the like. For example, in some cases, privacy terms and the like are also included.

In an embodiment of the application, the contract generation module of the contract processing system can determine the contract template and the contract terms corresponding to the contract type based on text analysis technology. Alternatively, the text analysis technique may include a recommendation algorithm, a text classification algorithm, a text aggregation algorithm, and the like. Because the templates and the terms contained in the information base are various, especially the legal terms, in this embodiment, the terms in the information base can be analyzed by using the text analysis technology, so that the screened terms and the contract types can be ensured to have higher matching degree, and the quality of the screened contract terms is ensured.

And S203, generating a target contract according to the contract clause, the contract element and the contract template.

In this embodiment, after acquiring the contract elements in the contract formulation conditions and determining the contract terms corresponding to the contract types, the contract generation module arranges the contract terms first, and then fills the arranged contract terms and the contract elements to corresponding positions of the contract template, thereby generating the target contract.

For example, in this embodiment, the contract generating module may automatically generate the target contract according to the contract terms, the contract elements and the contract template, so as to avoid the problem that business personnel have a certain operation risk while making contracts due to a large number of pages of the contract, and secondly solve the problem that business personnel cannot well utilize the existing contract cases and experience knowledge in other fields while making contracts due to the lack of business experience and specific professional knowledge.

According to the contract processing method provided by the embodiment of the application, the contract template and the contract clauses corresponding to the contract type are extracted from the preset information base by acquiring the contract formulation conditions including the contract type and the contract element, the contract template and the contract clauses corresponding to various contract types are stored in the information base, and finally, the target contract is generated according to the contract clauses, the contract element and the contract template. Therefore, the technical scheme does not need manual formulation and the participation of professional legal consultants, can automatically generate the target contract according to the preset contract clauses, reduces the cost, improves the efficiency and avoids the problem of inaccurate contract.

Exemplarily, on the basis of the above embodiments, fig. 3 is a schematic flow chart of a contract processing method provided in the second embodiment of the present application. As shown in fig. 3, in this embodiment, the step S203 may be implemented by:

s301, processing the contract element to obtain a contract text meeting the contract specification, wherein the contract element is any one of the following forms: text, image, speech.

Illustratively, in the embodiment of the present application, the contract generating module has a contract generating model, and the contract generating model is trained based on a deep neural network, specifically, the contract generating model can utilize a sequence generating algorithm to effectively utilize statistical rules contained in corpora to process the homologous elements, and output a text result meeting the contract specification according to a specific requirement. Illustratively, in this embodiment, the form of the contract element may be text, picture, voice, and the like.

It should be noted that, in the process of making a contract, in response to an external instruction, the contract generation model may also need to use terms that are not available in the information base, and then new terms need to be made. For example, if the external input is a spoken command or a voice input term, the contract generation model may obtain the spoken command based on a deep neural network sequence generation algorithm and convert the spoken command into a text meeting the legal specification.

For example, the external spoken language instruction is "negotiation and settlement, everyone has no default", in this embodiment, the contract generation model may convert the spoken language instruction into a written text meeting legal requirements "if both parties negotiate to release the contract, the contract is released when both parties sign the settlement agreement, the party a returns the lease deposit paid by the party b, and the party b pays off the payment, and does not pursue default.

S302, arranging the contract terms according to the context information of the contract text to obtain the arranged contract terms.

In the process of making the contract, the contract generation model analyzes the context information of the contract text and further screens the obtained contract terms. Since the contract content is mainly composed of contract terms, the presentation of the contract terms requires the passage of sentences.

Specifically, the contract generation model can be selected from two levels of optimization terms, namely global semantics and local semantics: firstly, screening unimportant terms on a global semantic level; secondly, when each clause is generated, a network layer for local information selection is added, and after the sum of the semantic relevance between the sentences contained in the clauses of the contract and the clauses is calculated by using an attention mechanism, relevance sequencing is carried out, so that important clauses are further screened out.

Besides screening, the contract generation model can reasonably arrange contract terms according to the context information of the contract text. The contract terms must be ordered according to a certain structural system, otherwise, the contract terms are cluttered, difficult to understand and difficult to find risks. For example, a contract for equipment procurement and installation may have as many as several hundred clauses, which must be ordered according to some inherent logic, or else readability may be poor. The contract generation model can determine the connectivity among different contract terms through the attention mechanism and reasonably arrange the same terms according to the connectivity among the contract terms.

In this embodiment, the arrangement of the contract terms is performed according to the context information of the contract text, so that the determined contract terms are not repeated, and the contract terms do not conflict with each other, thereby ensuring that the contract terms can be reasonably arranged.

And S303, respectively filling the contract text and the arranged contract clauses into corresponding positions in a contract template to generate a contract initial draft.

In this embodiment, the contract generation model uses a neural network sequence generation algorithm and a text analysis technique, and takes the contract type in the contract formulation condition as a core clue, extracts related terms from the information base, reasonably arranges the terms by using a text analysis and aggregation technique, and finally embeds the contract text corresponding to the contract terms and the contract elements into a contract template corresponding to the contract type to generate the target contract.

It should be noted that, in the process of generating the contract, the contract generation model prompts the contract risk point, so as to avoid the illegal terms in the contract.

It is to be understood that the contract generation model may specifically fill each portion of the content according to the topic of space planning in the contract formulation. The training data of the contract generation model is historical contract clauses, and each part of contents can be reasonably filled according to the overall plan of the contract.

And S304, reviewing and revising the same initial draft to obtain a target contract.

In the embodiment of the application, the contract generation model also has functions of review and revision. Specifically, after the initial contract draft is generated, the contract generation model first performs a review on the initial contract draft, for example, automatically reviews the content of the contract to determine whether the contract is complete and meets the requirements, performs wrongly written character detection, key information detection and the like on the content, and revises the incomplete, ineligible and wrongly written characters after the detection. Optionally, the process may be implemented by using a natural language processing algorithm, for example, the error correction process uses a Recurrent Neural Network (RNNLM) model.

In summary, in the embodiment, in the process of performing the contract review and revision on the identical first draft, two contents are mainly considered: on the one hand, structured information auditing of the contract is realized, and on the other hand, normative auditing in the form of the contract is realized.

Thus, in the present embodiment, the step S304 can be implemented by:

a1: and detecting the structural elements of the first contract draft, and judging whether the structure of the first contract draft is complete or not.

Generally, the contract generally includes the principal name, bid, price or reward, duration and location of fulfillment, liability of breach, and dispute resolution, which are the structural information of the contract. Thus, in order to ensure the integrity of the contract, the application performs element detection on the structured information. If a certain element is missing, a reminder is made, such as: the prompt "lack of claim transfer terms". And (3) checking the content of the contract, judging whether hidden risks exist in the contract content, and giving a prompt, such as: whether the first payment proportion meets the agreement, whether the default fund of the first party and the second party in the contract is reasonable, whether the law and regulation quoted in the contract is overdue or wrong, and the like.

The embodiment of the present application does not limit the specific content of the same structural element, and may be determined according to actual situations.

A2: and checking the form of the contract initial draft, and judging whether the form of the contract initial draft meets the specification or not.

In this embodiment, the normative review in the form of a contract includes the following: firstly, checking whether punctuation marks and grammar are accurate, whether chapter table serial numbers are disordered, whether upper and lower label/size writing errors exist, whether professional term writing errors exist and the like; secondly, checking the consistency of the main body: and checking whether the subject is consistent before and after the contract and whether the fulfillment subject is disordered or not.

A3: and when the structure of the initial draft of the contract is complete and the form of the initial draft of the contract meets the specification, obtaining the target contract.

It should be noted that there may still be unreasonable places for the contract generated through machine learning, and therefore, when the structure of the initial draft of the contract is complete and the form of the initial draft of the contract meets the specification, the result of manual review may also be accepted, that is, before the target contract is formally generated, the final review and modification needs to be performed manually, and in the modification process, a tester may check all relevant terms contained in the system at any time.

Optionally, after the manual review is completed, the contact information of the signing party may be configured in the target contract, for example, a mailbox and a mobile phone number, and then the target contract is generated after an external contract generation instruction is obtained. For example, a contract generation instruction issued by the contract maker by clicking a generation icon or a contract generation instruction issued by the contract maker by a voice instruction is acquired.

Illustratively, FIG. 4 is a schematic diagram of the generation of a target contract. As shown in fig. 4, in this embodiment, the contract generating module obtains contract generating conditions indicated by the outside, where the contract generating conditions include a contract type, first determines a corresponding contract template and contract terms according to the contract type, then generates a first contract draft based on the contract conditions and contract elements in the contract making conditions, and reviews and revises the first contract draft, and after a manual review process, generates a contract based on the contract generating instructions indicated by the outside in one key.

Further, in a possible example, when the target contract is generated, the contract generation module sends the target contract to a mailbox of the signing party, and sends a reminding message to a terminal corresponding to a mobile phone number of the signing party, so as to remind the signing party to read and write the target contract.

Illustratively, fig. 5 is a content distribution diagram of a generated house rental contract. The present embodiment is explained by taking a layout of house rental with a simple architecture as an example. As shown in fig. 5, in the present embodiment, the house rental contract has a contract type, both parties of the party of the contract, various contract terms including the position of the house, rent, liability, disclaimer conditions, dispute resolution, other matters, and the like. In addition, the contract also requires signed items, contract limit terms, and the like. It should be noted that, the embodiment of the present application does not limit the specific content of the house rental contract, and may be determined according to actual situations.

The contract processing method provided by the embodiment of the application obtains the contract text meeting the contract specification by processing the contract elements, arranges the contract terms according to the context information of the contract text to obtain the arranged contract terms, respectively fills the contract text and the arranged contract terms to corresponding positions in the contract template to generate the initial draft of the contract, and finally performs review and revision on the initial draft of the contract to obtain the target contract. According to the technical scheme, the accuracy of the generated target contract is further improved by processing the same elements, arranging the same terms, filling the same elements into corresponding positions of the contract template and then reviewing and revising the same.

Illustratively, on the basis of any one of the above embodiments, fig. 6 is a schematic flow chart of a contract processing method provided in the third embodiment of the present application. As shown in fig. 6, in this embodiment, the method may further include the following steps:

s601, acquiring the contact ways of at least two signers corresponding to the target contract.

For example, in the embodiment of the present application, when the signer of the target contract is multiple (at least two signers), after determining that the target contract is generated, the contract generation module may further obtain the contact information of the multiple signers from the information base, or obtain the contact information of the multiple signers input from the outside after the target contract is generated, so as to provide a possibility for sharing the subsequent target contract.

S602, configuring an identity verification item for reading and writing the target contract for the target contract, wherein the identity verification item is used for verifying the identity of the signer.

In this embodiment, since the generated target contract is an electronic contract, in order to ensure that the target contract shared with the signer is read and written only by the designated signer, the contract generation module needs to configure an identity verification item for reading and writing the target contract for the target contract after the target contract is generated, so that the signer can perform identity verification on the target contract while reading and writing the target contract.

For example, in this embodiment, the identity verification item may include, but is not limited to, any one of a signature, a handprint, a photo, a voice, a face, and the like.

S603, sharing the target contract with the identity verification item to the at least two signers according to the contact ways of the at least two signers.

For example, in an embodiment of the present application, the contract generation module may share the target contract with the identity verification item to the at least two signers, so that the signers can execute the contract signing on line, which can solve the problems of complex signing process and long signing period caused by the fact that a plurality of signers are not in the same area and the signers cannot sign the contract on the spot and need to post the contract back and forth in different places, and also avoid the problem of signature omission due to the unfamiliarity of the signers with the identical content.

It is understood that in practical applications, the electronic device where the contract generating module is located is usually a server, and thus, after the contract generating module generates the target contract, the target contract may be stored in a specified location, and then the link of the location is shared with the at least two signers.

Further, in an embodiment of the present application, the method may further include the steps of:

s604, obtaining a read-write request of at least one signer, wherein the read-write request is used for requesting to perform read-write operation on the target contract.

In this embodiment, in the subsequent signing process, when the contract signing module acquires the read-write request of at least one signer, the contract signing module actually requests to log in the storage location of the contract and view the target contract. Illustratively, the signer can link to the storage location of the target contract and read and write the target contract through a login web page or a client installed on the terminal.

S605, carrying out identity verification on at least one signer, wherein the identity verification comprises one or more of the following verification: face information verification, certificate information verification, voice verification and fingerprint verification.

Illustratively, while the signer requests to read and write the target contract, the contract signing module first verifies the signer's identity to determine whether the signer is a legitimate signer.

Optionally, when the identity verification includes face information verification, a face image of the signer needs to be acquired, and the face image is subjected to identity recognition. It can be understood that in this implementation manner, the terminal used by the signer needs to have a camera function, and when the signer requests to read and write the target contract through the terminal device, the terminal device collects the face image of the signer and sends the face image to the contract signing module, so that the contract signing module verifies the identity of the signer by using the face image.

In this embodiment, the information base in the contract processing system contains the face information of the signer, and when the contract signing module acquires the face image of the signer on line, the face image is compared with the face information in the information base to determine whether the signer is a legal signer. Optionally, the face recognition may be implemented by using a deep learning model obtained based on convolutional neural network training.

It will be appreciated that in the process of face recognition, the contract signing module also requires the signer to perform some actions to coordinate the recognition process, such as completing blinking, mouth opening, head shaking, etc., in order to further verify the identity of the signer.

Optionally, when the identity verification includes certificate information verification, the signer can upload the own certificate, at this time, the contract signing module can perform character recognition through Optical Character Recognition (OCR), and after electronizing the information of the signer, verify the identity of the signer. And if the identity information of the certificate uploaded by the signer is consistent with the certificate information of the signer in the information base, determining that the certificate information of the signer passes the verification. Illustratively, in the OCR character recognition process, a model obtained by combining a natural scene text detection algorithm and a convolution cyclic neural network algorithm is applied.

Optionally, when the identity verification includes voice information verification, which is usually the case of requiring the signer to answer several questions or read a piece of text when logging in, the contract signing module records and collates the voice information of the signer with the voice information in the information base. The model used in the process is an identification model formed by combining a deep neural network model and a voiceprint identification i-vector model.

Optionally, the identity verification may further include fingerprint identification, and the like, where fingerprint information of the signer needs to be acquired and verified.

In summary, in order to ensure that the identity of the signer is legal, the above identity verification process may include multiple aspects at the same time, so as to improve the accuracy of the identity verification of the signer.

And S606, allowing a verification passing person to perform read-write operation on the target contract, wherein the verification passing person is a signer passing identity verification.

In the embodiment of the application, the signer who passes the identity verification can check the specific content in the target contract, and perform signing operations such as signature and seal in the editable area of the target contract when the content of the contract is not disagreeed.

For specific implementation of this embodiment, reference may be made to the following description in the embodiment shown in fig. 7, which is not described herein again.

The contract processing method provided by the embodiment of the application configures the identity verification item for reading and writing the target contract for the target contract by acquiring the contact way of at least two signers corresponding to the target contract, shares the target contract carrying the identity verification item with the at least two signers, further acquires the read-write request of at least one signer, performs identity verification on the at least one signer, and finally allows a verification passing person to perform read-write operation on the target contract, wherein the verification passing person is the signer passing the identity verification. According to the technical scheme, the identity verification item is configured for the target contract, and the signer requests to read and write the target contract and simultaneously performs identity verification on the target contract, so that the reliability of online signing is improved.

For example, in this embodiment, the target contract may include: the revised contract offer and the editable area located within the contract offer are prohibited. Fig. 7 is a schematic diagram of distribution of contract contents and editable areas in the house rental contract in the embodiment shown in fig. 5. In a target contract, the contract content can be a body part generated from the contract elements and contract terms and the contract template, and the editable area is generally an area, e.g., blank area, that indicates the signer's signing or signing date. For example, in the house rental contract shown in fig. 7, the contract content is information such as names of lessors and lessees and contract terms, and the editable area is an area corresponding to the position of the signature (seal) and the contract signing date.

It is to be understood that the embodiments of the present application do not limit the positions of the different editable areas, which can be determined according to actual needs.

Correspondingly, in an embodiment of the present application, the step S606 may be specifically implemented by the following steps:

b1, allowing the verification passing person to read the contract content but rejecting the modification operation on the contract content.

B2, receiving the read-write operation of the verification passing person in an editable area, wherein the editable area comprises: a signature area.

Optionally, in the embodiment of the present application, the contract content is obtained by the contract generating module filling the contract elements and the extracted contract terms into the contract template, so the contract content is usually not editable, which only allows the verified person to read but refuses to modify the contract content. The editable area is usually the place where the signer signs, and is usually a blank in the contract, so that the read-write operation performed by the passing person in the editable area is verified, for example, a signature is performed in the blank as required.

It should be noted that in this embodiment, the signing process in the contract is usually a handwriting input, which can ensure the authenticity of the signer identity to some extent. Illustratively, if the contract has a requirement for a fingerprint or a fingerprint during the formulation process, the contract signer also needs to provide the fingerprint or official seal according to the requirement.

In the embodiment of the application, the device corresponding to the contract signing module is provided with a human-computer interaction interface, so that the read-write operation of a verification passing person on the target contract can be obtained. For example, the server where the contract signing module is located can obtain the information written by the signer by supporting reading and writing of the electronic display screen.

Illustratively, in the embodiment of the present application, when a plurality of documents need to be signed in the signing process, the contract signing module of the embodiment supports the selection of batch operation. For example, when the target contract requires signing in a plurality of signature regions, the verification passing person only needs to sign in one signature region after viewing the complete document, and the signing in the plurality of signature regions can be automatically completed.

Illustratively, fig. 8 is a schematic flow chart of a contract processing method according to a fourth embodiment of the present application. In this embodiment, as shown in fig. 8, the above-mentioned read-write operation performed in the editable area by the person who accepts the verification can be implemented by the following steps:

s801, obtaining a batch signature starting instruction of a verification passing person, wherein the batch signature starting instruction is used for indicating that one signature operation acts on a plurality of signature areas simultaneously.

In this embodiment, if the contract signing module supports the batch signing function and the verifying passing person sends the batch signature opening instruction, the contract signing module can obtain the batch signature opening instruction, so that one signature operation of the verifying passing person can be simultaneously applied to a plurality of signature areas.

Optionally, the batch signature starting instruction may be an instruction sent by a verification passing person through voice, an instruction sent by a verification signer through clicking a batch signature switch displayed on the man-machine interaction interface, or an instruction in other manners, which may be determined according to actual conditions and is not described herein again.

For example, the plurality of signature regions may be all signature regions in the target contract, or some of all signature regions, and the specific number of the plurality of signature regions may be determined according to actual situations, and is not described herein again.

S802, the signature information of the verification passing person in a first signature area is received, wherein the first signature area is any one of a plurality of signature areas included in the target contract.

Optionally, in this embodiment, when the target contract may include a plurality of signature areas, the verification-passing person may perform a signature operation in any signature area of the target contract, and the contract signing module may accept the signature information of the verification-passing person in the signature area.

For example, for convenience of illustration, the signature region selected by the verification-passed person to perform the signature operation is referred to as a first signature region in the present embodiment, which may be any one of a plurality of signature regions included in the target contract.

S803, the signature information is copied and filled in a second signature region, which is a signature region other than the first signature region among the plurality of signature regions.

Optionally, in an embodiment of the present application, the contract signing module receives and acquires the signature information of the contract verifier in the first signature area, copies the signature information, and fills the signature information in the other signature areas except the first signature area, so as to implement batch signing of signatures.

In addition, in the process of signing the contract, if the verification-passing person does not sign in all the signature areas, the contract signing module acquires a closing instruction, and then the contract signing module sends a text prompt or a voice prompt to determine the closing operation of the verification-passing person.

Further, in an embodiment of the present application, before the step of accepting the read-write operation performed by the verification-passing person in the editable area, the method may further include the following step:

In this embodiment, when the verifying user needs to perform a signing operation in the editable area, the contract signing module may display the contract content in an enlarged manner according to a preset enlargement ratio in the system, and particularly, the editable area is used to facilitate the verifying user to perform handwriting operations such as signing.

Illustratively, the contract signing module is a touch screen writable electronic product.

It should be noted that, in this embodiment, each verification passing person has different read-write rights and has a corresponding editable area, and the content input by each verification passing person cannot be modified by others except the signer itself, so that the signing operations of multiple verification passing persons can be performed simultaneously without mutual influence, that is, the contract signing module allows multiple persons to complete identity authentication and contract signing simultaneously on line. For example, a multi-person partnership shareholder agreement requires multiple persons to sign at the same time, which may well help the parties to complete authentication and signing.

Illustratively, fig. 9 is a schematic diagram of a human-computer interaction interface of the contract signing module in the embodiment. With respect to the editable area of the house rental contract shown in fig. 7, as shown in fig. 9, the font of the editable area is displayed enlarged as compared with fig. 7, so that it is possible to facilitate the verification of the name, the date hand print, and the official seal by the passer.

According to the contract processing method provided by the embodiment of the application, the batch signature starting instruction of the verification passing person is obtained and is used for indicating that one signature operation acts on a plurality of signature areas simultaneously, the signature information of the verification passing person in the first signature area is received, the first signature area is any one of the plurality of signature areas included in the target contract, the signature information is copied and filled into the second signature area, the second signature area is the signature area except the first signature area in the plurality of signature areas, and the editable area can be displayed in an amplified mode according to the preset amplification proportion.

Further, in the embodiment of the application, during the signing process of the contract, the operation process of the verification passing person on the target contract is monitored. Illustratively, the whole signing process can be recorded by using a peripheral camera, so as to prevent other people from pretending to be the signer for signing and prevent the signer from signing the contract under the forced condition or other special conditions.

In the signing process, the contract signing module can highlight the terms with higher risks so as to remind the signer and prevent the subsequent contract dispute.

Illustratively, the contract processing system of the present application also automatically generates a schedule of contract fulfillment based on the content of the contracts. For example, under a loan contract, the system may generate a repayment plan for reference by the signer; a house renting contract, the system generates a renting plan common lessee reference and the like.

In addition, after the contract is signed, the signed contract can be encrypted and transmitted, and other people are prevented from modifying the contract. In the process of contract encryption, the applied algorithm is an RSA encryption algorithm, and the contract signing module can use the algorithm to perform asymmetric encryption on the electronic contract data (identity information, electronic signature/seal information, contract content), and finally transmit the electronic contract data to the contract storage module for storage.

The contract storage module is mainly used for storing and managing each contract (including a generated target contract and a signed encrypted contract), binding contract content, contract signer information and the like, for example, binding content filled by a verified person and signing time, and notifying the contract signer at the first time once the contract is modified by other people. In addition, the contract storage module is provided with an interactive interface, so that a user can quickly inquire and verify the signed contract. In this embodiment, utilize contract storage module to unify the storage to the contract, solved traditional paper contract and used the paper as the medium, be difficult to the problem of saving, still solved a large amount of paper contracts and overstocked throughout the year simultaneously, it is inconvenient to seek, needs the special messenger to keep categorised, has consumed the problem of huge space resource and manpower resources.

Further, in the embodiment of the present application, the monitoring module of the contract processing system is mainly responsible for monitoring the contract signing condition and monitoring the contract fulfillment condition. For example, the monitoring module can monitor the contract signing situation, know the completion situation of the contract signing in real time, and can answer the question of the contract signer in time; the monitoring module also can monitor the contract execution condition, analyze the reason of execution deviation, then automatically feed back the reason of the deviation, and send out an early warning to remind all parties signing the contract.

To sum up, the contract processing method provided by the embodiment of the application is applied to a contract processing system with functions of contract making, contract signing, contract storing, contract checking and the like, and the artificial intelligence algorithm and the big data technology are combined, so that the working efficiency can be improved, and the problems of high labor cost and low efficiency are solved.

For example, based on all the above embodiments, the following describes the overall flow of the same processing method. Fig. 10 is a schematic flow chart of a contract processing method according to a fifth embodiment of the present application. As shown in fig. 10, in this embodiment, the contract processing method may include the following processes:

firstly, acquiring preset contract formulation conditions, then formulating a contract initial draft, reviewing the contract initial draft, judging whether the reviewed contract initial draft is complete or not, and if so, executing target contract generation and target contract storage; if not, returning to the first draft of the contract for reexamination. After the target contract is generated, the generated target contract can be shared by at least two signers, identity verification is carried out on a login user, whether the login user is the signer or not is judged, if yes, target contract signing, target contract encryption and target contract storage are sequentially executed, if not, identity verification is returned, and when multiple times of verification fails, the process is terminated, and failure information is returned.

Specifically, the contract processing system formulates a contract initial draft according to contract formulation conditions, machine review and manual detailed review are carried out on the contract initial draft, and after the contract review of the initial draft is finished, a target contract is obtained. And sending the target contract to a contract signer, verifying the identity of the contract signer, wherein the system requires the contract signer to perform identity verification again when the identity verification fails, and if the identity verification fails for multiple times, the signing process is terminated and failure information is returned. After the identity verification is passed, the contract signer is allowed to view the content of the target contract and perform content filling and name signing in the editable area of the target contract. After the contract is signed, the target contract is stored in an encrypted way, and other people except the contract signer cannot modify the content of the contract.

The contract processing method provided by the embodiment of the application greatly simplifies the complex contract making and signing process. Particularly, the process from contract formulation to contract signing is completely intelligent, the working efficiency is improved, the service pain points of high labor cost, intensive labor and low efficiency are solved, and the time period of the whole process is shortened. In the contract making process, a neural network sequence generation model and a text analysis technology are utilized. The training data of the algorithm models are historical contract cases, namely, the existing expert knowledge and experience are utilized, and the compliance risk in contract writing can be reduced. In the identity verification process, intelligent algorithms such as face recognition, OCR recognition, image recognition and the like are added into the system, so that the verification accuracy is improved, and the fraud risk can be reduced. The contract signer and the contract maker are not in the same place, remote signing is supported, and multiple persons are supported to sign at the same time. The contract is electronically encrypted and stored, so that a contract signer and a contract maker can inquire and check the contract at any time, and the contract can be prevented from being tampered by others. The system comprises a monitoring module, and can carry out security control on contract signing and contract fulfillment conditions, so that the probability of contract disputes is reduced.

The above describes a specific implementation of the contract processing method mentioned in the embodiments of the present application, and the following is an embodiment of the apparatus of the present application, which can be used to implement the embodiments of the method of the present application. For details which are not disclosed in the embodiments of the apparatus of the present application, reference is made to the embodiments of the method of the present application.

Fig. 11 is a schematic structural diagram of a contract processing apparatus according to an embodiment of the present application. The apparatus may be integrated in or implemented by an electronic device, which may be a server. As shown in fig. 11, in the present embodiment, the contract processing apparatus 110 may include: an acquisition module 1101, a processing module 1102 and a generation module 1103.

The obtaining module 1101 is configured to obtain contract making conditions, where the contract making conditions include: contract type and contract elements;

the processing module 1102 is configured to extract a contract template and contract terms corresponding to the contract types from a preset information base, where the contract template and the contract terms corresponding to multiple contract types are stored in the information base;

the generating module 1103 is configured to generate a target contract according to the contract clause, the contract element, and the contract template.

In a possible design of this embodiment, the generating module 1103 is specifically configured to process the contract element to obtain a contract text meeting the contract specification, where the contract element is in any one of the following forms: the text, the image and the voice are arranged according to the context information of the contract text to obtain arranged contract terms, the contract text and the arranged contract terms are respectively filled to corresponding positions in the contract template to generate the initial contract draft, and the initial contract draft is reviewed and revised to obtain the target contract.

Optionally, the generating module 1103 is configured to review and revise the initial contract draft to obtain the target contract, and specifically includes:

the generating module 1103 is specifically configured to detect a structural element of the first contract draft, determine whether the structure of the first contract draft is complete, check the form of the first contract draft, determine whether the form of the first contract draft meets the specification, and obtain the target contract when the structure of the first contract draft is complete and the form of the first contract draft meets the specification.

In another possible design of the present application, the obtaining module 1101 is further configured to obtain contact information of at least two signers corresponding to the target contract;

the processing module 1102 is further configured to configure, for the target contract, an identity verification item for reading and writing the target contract, where the identity verification item is used to verify the identity of the signer, and share the target contract with the identity verification item to the at least two signers according to the contact manner of the at least two signers.

Optionally, the obtaining module 1101 is further configured to obtain a read-write request of at least one signer, where the read-write request is used to request to perform read-write operation on the target contract;

the processing module 1102 is further configured to perform identity verification on the at least one signer, where the identity verification includes one or more of the following verifications: checking face information, certificate information, voice and fingerprint; and allowing a verification passing person to perform read-write operation on the target contract, wherein the verification passing person is a signer passing the identity verification.

the processing module 1102 is further configured to allow the verifying passing person to perform read-write operation on the target contract, specifically:

the processing module 1102 is further specifically configured to allow the verification-passing person to read the contract content but reject the modification operation on the contract content, and accept a read-write operation performed by the verification-passing person in the editable area, where the editable area includes: a signature area.

Optionally, the processing module 1102 is further specifically configured to obtain a batch signature start instruction of the verification passing person, where the batch signature start instruction is used to instruct a signature operation to simultaneously act on multiple signature areas, and accept signature information of the verification passing person in a first signature area, where the first signature area is any one of the multiple signature areas included in the target contract, and copies and fills the signature information in a second signature area, where the second signature area is a signature area of the multiple signature areas except the first signature area.

Optionally, the processing module 1102 is further configured to, before receiving the read-write operation performed by the verification-passing person in the editable area, enlarge and display the editable area according to a preset enlargement ratio.

The apparatus provided in the embodiment of the present application may be used to execute the method in the embodiments shown in fig. 2 to fig. 10, and the implementation principle and the technical effect are similar, which are not described herein again.

It should be noted that the division of the modules of the above apparatus is only a logical division, and the actual implementation may be wholly or partially integrated into one physical entity, or may be physically separated. And these modules can be realized in the form of software called by processing element; or may be implemented entirely in hardware; and part of the modules can be realized in the form of calling software by the processing element, and part of the modules can be realized in the form of hardware. For example, the determining module may be a processing element separately set up, or may be implemented by being integrated in a chip of the apparatus, or may be stored in a memory of the apparatus in the form of program code, and the function of the determining module is called and executed by a processing element of the apparatus. Other modules are implemented similarly. In addition, all or part of the modules can be integrated together or can be independently realized. The processing element described herein may be an integrated circuit having signal processing capabilities. In implementation, each step of the above method or each module above may be implemented by an integrated logic circuit of hardware in a processor element or an instruction in the form of software.

Further, according to an embodiment of the present application, an electronic device and a readable storage medium are also provided.

Fig. 12 is a block diagram of an electronic device for implementing the contract processing method according to the embodiment of the present application. Electronic devices are intended to represent various forms of digital computers, such as laptops, desktops, workstations, personal digital assistants, servers, blade servers, mainframes, and other appropriate computers. The electronic device may also represent various forms of mobile devices, such as personal digital processing, cellular phones, smart phones, wearable devices, and other similar computing devices. The components shown herein, their connections and relationships, and their functions, are meant to be examples only, and are not meant to limit implementations of the present application that are described and/or claimed herein.

As shown in fig. 12, the electronic apparatus includes: one or more processors 1201, memory 1202, and interfaces for connecting the various components, including high-speed interfaces and low-speed interfaces. The various components are interconnected using different buses and may be mounted on a common motherboard or in other manners as desired. The processor may process instructions for execution within the electronic device, including instructions stored in or on the memory to display graphical information of a GUI on an external input/output apparatus (such as a display device coupled to the interface). In other embodiments, multiple processors and/or multiple buses may be used, along with multiple memories and multiple memories, as desired. Also, multiple electronic devices may be connected, with each device providing portions of the necessary operations (e.g., as a server array, a group of blade servers, or a multi-processor system). Fig. 12 illustrates an example of one processor 1201.

Memory 1202 is a non-transitory computer readable storage medium as provided herein. Wherein the memory stores instructions executable by at least one processor to cause the at least one processor to perform the contract processing method provided herein. The non-transitory computer-readable storage medium of the present application stores computer instructions for causing a computer to execute the contract processing method provided by the present application.

The memory 1202, which is a non-transitory computer-readable storage medium, may be used to store non-transitory software programs, non-transitory computer-executable programs, and modules, such as program instructions/modules corresponding to the contract processing method in the embodiment of the present application (for example, the acquisition module 1101, the processing module 1102, and the generation module 1103 shown in fig. 11). The processor 1201 executes various functional applications of the server and data processing, that is, implements the contract processing method in the above-described method embodiment, by executing the non-transitory software program, instructions, and modules stored in the memory 1202.

The memory 1202 may include a storage program area and a storage data area, wherein the storage program area may store an operating system, an application program required for at least one function; the storage data area may store data created from use of the electronic apparatus handled according to the contract, and the like. Further, the memory 1202 may include high speed random access memory, and may also include non-transitory memory, such as at least one magnetic disk storage device, flash memory device, or other non-transitory solid state storage device. In some embodiments, the memory 1202 may optionally include memory located remotely from the processor 1201, which may be connected to the contract-processed electronic device via a network. Examples of such networks include, but are not limited to, the internet, intranets, local area networks, mobile communication networks, and combinations thereof.

The electronic device of the contract processing method may further include: an input device 1203 and an output device 1204. The processor 1201, the memory 1202, the input device 1203, and the output device 1204 may be connected by a bus or other means, and the bus connection is exemplified in fig. 12.

The input device 1203 may receive input numeric or character information and generate key signal inputs related to user settings and function control of the contract-processed electronic apparatus, such as a touch screen, a keypad, a mouse, a track pad, a touch pad, a pointing stick, one or more mouse buttons, a track ball, a joystick, or other input devices. The output devices 1204 may include a display device, auxiliary lighting devices (e.g., LEDs), tactile feedback devices (e.g., vibrating motors), and the like. The display device may include, but is not limited to, a Liquid Crystal Display (LCD), a Light Emitting Diode (LED) display, and a plasma display. In some implementations, the display device can be a touch screen.

Various implementations of the systems and techniques described here can be realized in digital electronic circuitry, integrated circuitry, application specific ASICs (application specific integrated circuits), computer hardware, firmware, software, and/or combinations thereof. These various embodiments may include: implemented in one or more computer programs that are executable and/or interpretable on a programmable system including at least one programmable processor, which may be special or general purpose, receiving data and instructions from, and transmitting data and instructions to, a storage system, at least one input device, and at least one output device.

These computer programs (also known as programs, software applications, or code) include machine instructions for a programmable processor, and may be implemented using high-level procedural and/or object-oriented programming languages, and/or assembly/machine languages. As used herein, the terms "machine-readable medium" and "computer-readable medium" refer to any computer program product, apparatus, and/or device (e.g., magnetic discs, optical disks, memory, programmable Logic Devices (PLDs)) used to provide machine instructions and/or data to a programmable processor, including a machine-readable medium that receives machine instructions as a machine-readable signal. The term "machine-readable signal" refers to any signal used to provide machine instructions and/or data to a programmable processor.

To provide for interaction with a user, the systems and techniques described here can be implemented on a computer having: a display device (e.g., a CRT (cathode ray tube) or LCD (liquid crystal display) monitor) for displaying information to a user; and a keyboard and a pointing device (e.g., a mouse or a trackball) by which a user may provide input to the computer. Other kinds of devices may also be used to provide for interaction with a user; for example, feedback provided to the user can be any form of sensory feedback (e.g., visual feedback, auditory feedback, or tactile feedback); and input from the user can be received in any form, including acoustic, speech, or tactile input.

The systems and techniques described here can be implemented in a computing system that includes a back-end component (e.g., as a data server), or that includes a middleware component (e.g., an application server), or that includes a front-end component (e.g., a user computer having a graphical user interface or a web browser through which a user can interact with an implementation of the systems and techniques described here), or any combination of such back-end, middleware, or front-end components. The components of the system can be interconnected by any form or medium of digital data communication (e.g., a communication network). Examples of communication networks include: local Area Networks (LANs), wide Area Networks (WANs), and the Internet.

The computer system may include clients and servers. A client and server are generally remote from each other and typically interact through a communication network. The relationship of client and server arises by virtue of computer programs running on the respective computers and having a client-server relationship to each other.

According to the technical scheme of the embodiment of the application, the contract making process and the contract signing process are completely intelligent, the working efficiency is improved, the service pain points of high labor cost, intensive labor and low efficiency are solved, and the time period of the whole process is shortened. In the contract making process, a neural network sequence generation model and a text analysis technology are utilized. The training data of the algorithm models are historical contract cases, namely, the existing expert knowledge and experience are utilized, and the compliance risk in contract writing can be reduced. In the identity verification process, intelligent algorithms such as face recognition, OCR recognition, image recognition and the like are added into the system, so that the verification accuracy is improved, and the fraud risk can be reduced. The contract signer and the contract maker are not in the same place, remote signing is supported, and multiple persons are supported to sign at the same time. The contract is electronically encrypted and stored, so that a contract signer and a contract maker can inquire and check the contract at any time, and the contract can be prevented from being tampered by others. The system comprises a monitoring module, and can carry out security control on contract signing and contract fulfillment conditions, so that the probability of contract disputes is reduced.

It should be understood that various forms of the flows shown above, reordering, adding or deleting steps, may be used. For example, the steps described in the present application may be executed in parallel, sequentially, or in different orders, and are not limited herein as long as the desired results of the technical solutions disclosed in the present application can be achieved.

The above-described embodiments are not intended to limit the scope of the present disclosure. It should be understood by those skilled in the art that various modifications, combinations, sub-combinations and substitutions may be made in accordance with design requirements and other factors. Any modification, equivalent replacement, and improvement made within the spirit and principle of the present application shall be included in the protection scope of the present application.

Claims

1. A contract processing method, comprising:

extracting a contract template corresponding to the contract type from a preset information base, and extracting contract clauses matched with the contract type from the preset information base by using a text analysis technology, wherein the contract template and the contract clauses corresponding to a plurality of contract types are stored in the information base;

processing the contract elements to obtain a contract text meeting the contract specification;

when each contract clause is generated, a network layer for local information selection is added, the sum of sentences contained in the contract clause and the semantic relevance of the clause is calculated by using an attention mechanism, and the relevance is sequenced to screen out important contract clauses;

arranging the important contract terms according to the context information of the contract text to obtain the arranged contract terms;

filling the contract text and the arranged contract clauses into corresponding positions in the contract template respectively to generate a contract initial draft;

and carrying out review and revision on the structure and the form of the initial contract draft to obtain the target contract.

2. The method of claim 1, wherein the contract element is in the form of any one of: text, image, speech.

3. The method of claim 2, wherein the reviewing and revising the structure and form of the initial draft of the contract to obtain the target contract comprises:

detecting the structural elements of the contract initial draft, and judging whether the structure of the contract initial draft is complete or not;

and when the structure of the first contract draft is complete and the form of the first contract draft conforms to the specification, obtaining the target contract.

4. The method according to any one of claims 1-3, further comprising:

5. The method of claim 4, further comprising:

performing an identity check on the at least one signer, the identity check comprising one or more of: checking face information, certificate information, voice and fingerprint;

6. The method of claim 5, wherein the target contract comprises: a contract content that is prohibited from being modified and an editable area located in the contract content;

allowing the verified user to read the contract content but denying modification operations on the contract content;

7. The method according to claim 6, wherein said accepting the read-write operation performed by the verification-passing person in the editable area comprises:

copying the signature information and filling the copied signature information into a second signature area, wherein the second signature area is a signature area except the first signature area in the plurality of signature areas.

8. The method according to claim 6 or 7, wherein before said accepting the read-write operation performed by the verification-passing person in the editable area, the method further comprises:

9. A contract processing apparatus, characterized by comprising: the device comprises an acquisition module, a processing module and a generation module;

the acquisition module is used for acquiring contract formulation conditions, wherein the contract formulation conditions comprise: contract type and contract elements;

the processing module is used for extracting a contract template corresponding to the contract type from a preset information base by using a text analysis technology, and extracting contract terms matched with the contract type from the preset information base by using the text analysis technology, wherein the contract templates and the contract terms corresponding to a plurality of contract types are stored in the information base;

the generation module is used for

Processing the contract elements to obtain a contract text meeting contract specifications;

reviewing and revising the structure and the form of the initial contract draft to obtain a target contract;

10. An electronic device, comprising:

at least one processor; and

a memory communicatively coupled to the at least one processor; wherein the content of the first and second substances,

the memory stores instructions executable by the at least one processor to enable the at least one processor to perform the method of any one of claims 1-8.

11. A non-transitory computer readable storage medium having stored thereon computer instructions for causing a computer to perform the method of any one of claims 1-8.

12. A contract processing method, comprising:

determining a contract type, contract elements and a contract template corresponding to the contract type, and extracting contract terms matched with the contract type from a preset information base by using a text analysis technology;

when each contract clause is generated, a network layer selected by local information is added, the sum of sentences contained in the contract clauses and the semantic relevance of the clauses is calculated by using an attention mechanism, and the relevance is sequenced to screen out important contract clauses;

respectively filling the contract text and the arranged contract clauses to corresponding positions in the contract template to generate a contract initial draft;