CN110599323A - Resource processing method and processing equipment - Google Patents

Resource processing method and processing equipment Download PDF

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Publication number
CN110599323A
CN110599323A CN201910910260.5A CN201910910260A CN110599323A CN 110599323 A CN110599323 A CN 110599323A CN 201910910260 A CN201910910260 A CN 201910910260A CN 110599323 A CN110599323 A CN 110599323A
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China
Prior art keywords
user
virtual
virtual resource
allocation request
resource allocation
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CN201910910260.5A
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Chinese (zh)
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CN110599323B (en
Inventor
李茂材
王宗友
周开班
时一防
朱耿良
蓝虎
刘区城
陈秋平
黄焕坤
刘攀
孔利
张劲松
杨常青
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Tencent Technology Shenzhen Co Ltd
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Tencent Technology Shenzhen Co Ltd
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Priority to CN201910910260.5A priority Critical patent/CN110599323B/en
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    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3825—Use of electronic signatures
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00—Payment architectures, schemes or protocols
    • G06Q20/38—Payment protocols; Details thereof
    • G06Q20/382—Payment protocols; Details thereof insuring higher security of transaction
    • G06Q20/3829—Payment protocols; Details thereof insuring higher security of transaction involving key management
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • G—PHYSICS
    • G06—COMPUTING; CALCULATING OR COUNTING
    • G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/12—Accounting
    • G06Q40/123—Tax preparation or submission

Abstract

The embodiment of the invention provides a resource processing method, related equipment and a computer storage medium, wherein the method comprises the steps of determining the quantity of virtual resources needing to be allocated to a first user; generating a virtual resource allocation request, wherein the virtual resource allocation request comprises the identification of the first user and the number of virtual resources; sending a virtual resource allocation request to the blockchain network so that the blockchain network allocates virtual resources to the first user according to the virtual resource allocation request, determining a virtual resource deduction amount according to the digital resource yield through an intelligent contract when receiving the digital resource yield of the first user transaction, and deducting the virtual resource deduction amount from the virtual resources of the first user. The embodiment of the invention provides a resource processing method, which can simplify the resource processing flow.

Description

Resource processing method and processing equipment
Technical Field
The invention relates to the technical field of internet, in particular to a resource processing method and processing equipment.
Background
Tax administration refers to the tax bureau of tax administration dealing in collective or individual income to countries according to the regulations of various tax laws in a certain ratio. At present, a taxpayer needs to perform payment operation through a payment application of a third party when paying taxes every time, and transfers taxes to a bank account of a tax bureau. The tax payment process is very complicated. If the taxpayer has a large number of transactions and needs to pay taxes, the taxpayer needs to perform multiple money transferring operations, which causes great inconvenience to the taxpayer. Therefore, how to simplify the tax payment process is a problem to be solved.
Disclosure of Invention
The embodiment of the invention provides a resource processing method, related equipment and a medium, which are beneficial to simplifying tax payment processes.
In a first aspect, an embodiment of the present invention provides a resource processing method, including:
determining the quantity of virtual resources to be allocated to a first user;
generating a virtual resource allocation request, wherein the virtual resource allocation request comprises the identifier of the first user and the number of the virtual resources;
and sending the virtual resource allocation request to a blockchain network so that the blockchain network allocates virtual resources to the first user according to the virtual resource allocation request, and when receiving the digital resource yield of the first user transaction, determining a virtual resource deduction amount according to the digital resource yield through an intelligent contract, and deducting the virtual resource deduction amount from the virtual resources of the first user.
In the technical scheme, the first processing device allocates the virtual resources to the first user through the blockchain network, and directly deducts the corresponding amount of the virtual resources when receiving the digital resource yield of the first user transaction, thereby realizing the simplification of the resource transfer process.
In a second aspect, an embodiment of the present invention provides a resource processing method, including:
receiving a virtual resource allocation request, wherein the virtual resource allocation request comprises the identifier of the first user and the number of the virtual resources;
allocating virtual resources to the first user according to the virtual resource allocation request;
receiving a digital asset amount of the first user transaction;
and determining a virtual resource deduction amount according to the digital resource yield through an intelligent contract, and deducting the virtual resource deduction amount from the virtual resource of the first user.
In the technical scheme, when the block chain network receives a virtual resource allocation request, the virtual resource is directly allocated to the first user, and when the digital resource yield of the first user transaction is received, the corresponding amount of virtual resource is deducted, so that the resource transfer process is simplified.
In a third aspect, an embodiment of the present invention provides a resource processing apparatus, including:
the processing unit is used for determining the quantity of virtual resources needing to be allocated to the first user;
a generating unit, configured to generate a virtual resource allocation request, where the virtual resource allocation request includes an identifier of the first user and the number of virtual resources;
the processing unit is configured to send the virtual resource allocation request to a blockchain network, so that the blockchain network allocates a virtual resource to the first user according to the virtual resource allocation request,
and when receiving the digital resource yield of the first user transaction, determining a virtual resource deduction amount according to the digital resource yield through an intelligent contract, and deducting the virtual resource deduction amount from the virtual resource of the first user.
In a fourth aspect, an embodiment of the present invention provides a resource processing apparatus, including:
a receiving unit, configured to receive a virtual resource allocation request, where the virtual resource allocation request includes an identifier of the first user and the number of virtual resources;
a processing unit, configured to allocate virtual resources to the first user according to the virtual resource allocation request;
the receiving unit is used for receiving the digital asset amount of the first user transaction;
and the processing unit is used for determining the virtual resource deduction amount according to the digital resource yield through an intelligent contract and deducting the virtual resource deduction amount from the virtual resource of the first user.
In a fifth aspect, an embodiment of the present invention provides a resource processing apparatus, including a processor and a memory, where the processor and the memory are connected to each other, where the memory is used to store a computer program, and the computer program includes program instructions, and the processor is configured to call the program instructions to execute the method described in the first aspect or the second aspect. For the embodiments and the advantages of the processing device to solve the problems, reference may be made to the methods and the advantages described in the first aspect or the second aspect, and repeated descriptions are omitted.
In a sixth aspect, embodiments of the present invention provide a computer storage medium storing a computer program, the computer program comprising program instructions that, when executed by a processor, cause the processor to perform the method as described in the first or second aspect.
In the embodiment of the present invention, after determining the amount of virtual resources to be allocated to a first user, a first processing device generates a virtual resource allocation request, where the virtual resource allocation request includes an identifier of the first user and the amount of virtual resources, and sends the virtual resource allocation request to a block chain network, and the block chain network allocates virtual resources to the first user according to the virtual resource allocation request after receiving the virtual resource allocation request sent by the first processing device. And when the first user sends the digital resource yield of the transaction to the first processing device through the blockchain network, the blockchain network determines the corresponding virtual resource deduction amount according to the digital resource yield through an intelligent contract, and deducts the virtual resource deduction amount from the virtual resource of the first user. Therefore, through the embodiment, the first user can realize the deduction of the virtual resources only by sending the digital resource output to the blockchain network without other complicated operations, thereby realizing the simplification of the resource processing flow.
Drawings
In order to more clearly illustrate the embodiments of the present invention or the technical solutions in the prior art, the drawings used in the description of the embodiments or the prior art will be briefly described below, it is obvious that the drawings in the following description are only some embodiments of the present invention, and for those skilled in the art, other drawings can be obtained according to the drawings without creative efforts.
FIG. 1 is an architecture diagram of a resource processing system according to an embodiment of the present invention;
FIG. 2 is a flowchart illustrating a resource processing method according to an embodiment of the present invention;
FIG. 3 is a flow chart illustrating a resource processing method according to another embodiment of the present invention;
FIG. 4 is a flow chart illustrating a further method for processing resources according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of a resource processing apparatus according to an embodiment of the present invention;
FIG. 6 is a schematic structural diagram of another resource processing apparatus according to an embodiment of the present invention;
fig. 7 is a schematic structural diagram of a resource processing device according to an embodiment of the present invention.
Detailed Description
The technical solution in the embodiments of the present invention will be clearly and completely described below with reference to the accompanying drawings in the embodiments of the present invention.
In order to better understand a resource processing method disclosed in the embodiment of the present invention, a system architecture to which the embodiment of the present invention is applicable is first described below.
Referring to fig. 1, as shown in fig. 1, the system architecture includes a first processing device, a second processing device, and a blockchain network. The first processing device may be a device corresponding to a tax bureau. The second processing device may be a device corresponding to the first user. The first user may be a vendor user, which may be an individual or a business. The first processing device and the second processing device may be a client or a server, and the embodiments of the present application are not limited. Wherein, the client can be any one of the following: a terminal, a separate Application, an API (Application Programming Interface), or an SDK (Software Development Kit). Among others, the terminal may include but is not limited to: smart phones (such as Android phones, iOS phones, etc.), tablet computers, portable personal computers, mobile internet devices (MID for short), and the like, which are not limited in the embodiments of the present invention.
The Block Chain (Block Chain) is a Chain data structure which combines data blocks in a sequential connection mode according to a time sequence and is a distributed book which is cryptographically used for ensuring that the data cannot be tampered and forged. Multiple independent distributed nodes (i.e., blockchain nodes) maintain the same record. The block chain technology realizes decentralization and becomes a foundation for credible resource storage, transfer and transaction. The blockchain network includes a plurality of blockchain nodes. The block link points may be full nodes or other types of nodes. A full node refers to a node that stores a complete blockchain. A full node is typically a high performance computing device. Fig. 1 illustrates a blockchain network comprising 3 blockchain nodes. Of course, the blockchain network may also include more than 3 nodes.
Referring to fig. 2, fig. 2 is a flowchart illustrating a resource processing method according to an embodiment of the present invention. As shown in FIG. 2, the resource processing method may include steps 201 to 207. Wherein:
201. the first processing device determines an amount of virtual resources to allocate for the first user.
Specifically, the first processing device may determine, in a period of one month or one quarter, the amount of virtual resources to be allocated to the first user. Optionally, the amount of virtual resources to be allocated to the first user may also be determined on a fixed date of each month, for example: day 1 of each month. The virtual resource may be virtual currency, which may be exchanged for real currency, for example: the 1 Yuan RMB can be exchanged into 1 virtual coin, and can also be exchanged into 10 virtual coins for the 1 Yuan RMB.
202. The first processing device generates a virtual resource allocation request, which includes an identification of the first user and a number of virtual resources.
The virtual resource allocation request generated by the first processing device carries an identifier of the first user and the number of virtual resources, where the identifier of the first user may be an identifier capable of uniquely identifying information of the first user, such as an account of the first user.
203. The first processing device sends a virtual resource allocation request to the blockchain network.
204. And the block chain network allocates the virtual resources to the first user according to the virtual resource allocation request.
Specifically, after receiving the virtual resource allocation request, the blockchain network allocates the virtual resource to the first user according to the virtual resource allocation request. Different users have different accounts in the blockchain network. And after the block chain network allocates the corresponding amount of virtual resources according to the first user identification carried in the virtual resource allocation request, storing the virtual resources into an account of the first user. Optionally, after allocating the virtual resource to the first user, the blockchain network may send a first prompt message to the second processing device, where the first prompt message is used to prompt that the first user has allocated the virtual resource to the first user. The first hint information may also include the number of virtual resources allocated. Optionally, the number of virtual resources currently owned by the first user may also be included. After receiving the first prompt message, the second processing device may output the first prompt message to the first user for viewing.
As an optional implementation manner, after performing step 202, the first processing device may further sign the virtual resource allocation request to obtain a first signature. Specifically, the first processing device may send a virtual resource allocation request and a first signature to the blockchain network. Accordingly, the blockchain network may receive the virtual resource allocation request and the first signature. After receiving the virtual resource allocation request and the first signature, the blockchain network verifies the first signature according to the virtual resource allocation request. And if the verification is passed, allocating the virtual resources to the first user according to the virtual resource allocation request. If the verification fails, the flow is ended. By executing the embodiment, the safety of the resource allocation process can be improved.
Optionally, the first processing device may encrypt the virtual resource allocation request by using a private key of the first processing device, and after sending the virtual resource allocation request and the first signature to the blockchain network, the blockchain network may decrypt the virtual resource allocation request with the public key. The private and public keys of the first processing device may also be understood as private and public keys of the tax authority.
For example, taking a hash algorithm as an example, the first processing device performs a hash operation on the virtual resource allocation request to obtain a hash value 1. And the first processing equipment signs the hash value 1 by adopting a private key of the first processing equipment to obtain a first signature, and the first processing equipment sends the virtual resource allocation request and the first signature to the block chain network. Correspondingly, the blockchain network can decrypt the first signature through the public key of the first processing device to obtain a hash value 2, and then perform hash operation on the virtual resource allocation request to obtain a hash value 1. If hash value 2 is the same as hash value 1, the blockchain network determines that the verification of the first signature was successful.
In another embodiment, the blockchain network may further perform feedback on the first processing device after the pushing and the verification are successful, and specifically, may send a second prompt message to the first processing device, where the second prompt message is used to prompt that the virtual resource allocation request is successfully sent. The prompting information can also comprise the number of the allocated virtual resources, and the first processing device can output the prompting information to the tax bureau user for viewing after receiving the second prompting information. Optionally, the first processing device may further establish a virtual resource allocation database in the local device, where the virtual resource allocation database is used to record user information of allocated virtual resources, the number of allocated virtual resources, and whether the digital asset transferred by the user is received, where the digital asset is actual currency corresponding to the allocated virtual resources.
205. The second processing device transmits the digital asset amount of the first user transaction.
Specifically, the second processing device may send the digital resource amount of the first user transaction to the blockchain network, and optionally, the blockchain network may also receive the digital resource amount of the first user transaction from the first processing device. Wherein the digital asset amount may be carried in an invoicing request or other information that may indicate the transaction. The digital asset here may be the amount of the transaction.
Taking the invoicing request as an example, if the invoicing request is carried by the first user, the first user sends the invoicing request to the blockchain network, the blockchain network can obtain the digital resource yield of the first user transaction after receiving the invoicing request of the first user, the virtual resource deduction amount is determined according to the digital resource yield based on the intelligent contract, namely step 206 is executed, and after the virtual resource deduction is completed for the first user, the first user is invoiced for the transaction.
As an optional implementation manner, when receiving the digital resource amount of the first user transaction, the blockchain network may further receive a virtual resource deduction range of the first user, where the virtual resource deduction is divided into a range of virtual resources that can be set for the first user's main view, for example: it can be set that the number of virtual resources that are automatically deducted by the blockchain network each time should not exceed 500 virtual resources. Specifically, after receiving the digital resource amount and the virtual resource deduction range of the first user transaction, the blockchain network may first determine whether the virtual resource deduction amount is within the virtual resource deduction range. If yes, go to step 206. If the judgment result is negative, third prompt information can be sent to the second processing equipment, and the third prompt information is used for prompting that the first user exceeds the preset virtual resource deduction range. The third prompt message may further include the current virtual resource deduction amount, and after receiving the third prompt message, the second processing device may output the third prompt message to the first user for viewing. By executing the embodiment, the first user can know a large amount of virtual resource deduction events in time and master the virtual resource circulation condition in the account in detail.
206. The block chain network determines the virtual resource deduction amount according to the digital resource yield through an intelligent contract.
Specifically, after the blockchain network receives the digital resource yield of the first user transaction, the virtual resource deduction amount is determined according to the digital resource yield through the intelligent contract.
Specifically, before step 206 is executed, the blockchain network may further determine the digital asset amount to be deducted according to the digital asset amount and the tax rate of the transaction, and convert the digital asset amount to be deducted into the corresponding virtual resource deduction amount. The digital asset amount here may be the actual monetary amount and the virtual resource may be a virtual currency. Take the commercial product sale scene of the merchant a as an example, for example: the transaction amount of the commodity sold by the merchant a at this time is 2000 digital assets of the RMB, the tax rate is 20%, the tax amount to be paid is 400 RMB, the exchange ratio of the digital assets to the virtual resources is 1:1, namely 1 RMB can be exchanged for the virtual resources of 1 virtual coin, and 400 RMB is 400 virtual coins, so that it can be determined that the amount of the virtual resources deducted from the merchant a in the transaction is 400 virtual coins. The exchange method of the digital assets and the virtual resources can be that 1 Yuan RMB is exchanged into 1 virtual coin or 1 Yuan RMB is exchanged into 10 virtual coins.
207. The blockchain network deducts a virtual resource deduction amount from the virtual resource of the first user.
Specifically, based on the virtual resource deduction amount determined in step 206, a corresponding amount of virtual resources is deducted from the virtual resource account of the first user.
In the embodiment of the present invention, by executing steps 201 to 207, the first processing device first allocates virtual resources to the second processing device through the blockchain network, and when the blockchain network receives the digital resource amount of the first user transaction, the blockchain network deducts the virtual resources from the first user through the virtual resources. Based on the scheme, tax deduction can be realized only from virtual resources when tax deduction is carried out at each time, and account transfer is not required when a user carries out tax payment at each time, so that simplification of a tax payment process is facilitated.
Referring to fig. 3, a flow chart of a resource processing method according to another embodiment of the invention is shown in fig. 3, and the resource processing method may include the following steps 301 to 314. Wherein:
301. and the first processing equipment judges whether a second digital asset is acquired, wherein the second digital asset is a digital asset which needs to be transferred for the virtual resource allocated last time by the first user.
Specifically, the first processing device may determine whether the second digital asset is acquired in a cycle of one month or one quarter. Optionally, it may be determined whether the second digital asset is acquired on a fixed date of each month. For example: day 1 of each month. Specifically, the digital assets here are actual monetary assets that the first user has used the virtual resource but has not paid, such as: having used 10 virtual resources, 10 yuan should be paid. And if the judgment result is negative, generating prompt information, wherein the prompt information is used for prompting the first user to transfer the second digital asset, and the second digital asset is an actual currency asset which is used by the first user and is not paid yet. If yes, go to step 302.
302. The first processing device determines an amount of virtual resources to allocate for the first user.
As an optional implementation manner, the specific implementation manner of the first processing device determining the amount of the virtual resources to be allocated to the first user is as follows: the first processing device sends a parameter acquisition request to the blockchain network, wherein the parameter acquisition request is used for acquiring target parameters of the first user, and the target parameters include at least one of the number of virtual resources consumed by the first user in a preset time period, the number of times that the first user does not transfer the digital assets on time, and the number of remaining virtual resources held by the first user. And the block chain network sends the target parameter of the first user to the first processing equipment, so that the first processing equipment determines the quantity of the virtual resources which need to be allocated to the first user at this time according to the target parameter of the first user.
For example, when the target parameter is the amount of virtual resources consumed in the preset time period, the greater the amount of virtual resources allocated to the first user this time, and the average consumption amount of virtual resources of the first user in two months, a quarter or a year in the preset time period described herein may be used as the amount of virtual resources allocated this time. Optionally, the usage amount of the virtual resource in the previous month may also be determined according to the percentage of the average value of the month. Such as: the amount of the virtual resources allocated at this time can be increased by 20% on the basis of the monthly average value of the consumption of the virtual resources in one year. When the target parameter is the number of times that the first user does not transfer the digital assets on time, the more the first user does not transfer the digital assets on time in the preset time period, the less the number of virtual resources are allocated to the first user at this time, and the measurement standard can be that 100 virtual resources are allocated to the number of times that the digital assets are transferred on time within 5 times (including 5 times) and 200 virtual resources are allocated to the number of times that the digital assets are transferred on time within 10 times (including 10 times) within one year. When the target parameter is the number of the remaining virtual resources held by the first user, the larger the number of the remaining virtual resources held by the first user is, the smaller the number of the virtual resources allocated to the first user at this time is, and the difference between the monthly average of the annual consumption amount and the number of the remaining virtual resources held by the first user may be used as the number of the virtual resources allocated to the first user.
By executing steps 301 and 302 in this embodiment, it may be determined whether to acquire the digital asset that the first user should transfer for the virtual resource allocated last time, if so, the virtual asset is allocated here, and if not, the first user is prompted.
303. The first processing device generates a virtual resource allocation request, wherein the virtual resource allocation request comprises the identification of the first user and the number of virtual resources. Here, the virtual resource allocation request is generated, and the detailed implementation manner thereof may refer to the foregoing step 202, which is not described herein again.
304. The first processing device sends a virtual resource allocation request to the blockchain network.
The detailed implementation of sending the virtual resource allocation request to the blockchain network can refer to step 203, which is not described herein again.
305. And the block chain network allocates the virtual resources to the first user according to the virtual resource allocation request.
Here, the virtual resources are allocated to the first user according to the virtual resource allocation request, and the specific implementation manner of this method may refer to step 204, which is not described herein again.
306. The second processing device transmits the digital asset amount of the first user transaction.
The amount of digital assets for the first user transaction is sent here, and the detailed implementation manner thereof can refer to step 205, which is not described herein again.
307. The block chain network determines the virtual resource deduction amount according to the digital resource yield through an intelligent contract.
The virtual resource deduction amount is determined according to the digital resource yield by the intelligent contract, and the specific implementation manner of the virtual resource deduction amount may refer to the foregoing step 206, which is not described herein again.
308. The blockchain network deducts a virtual resource deduction amount from the virtual resource of the first user.
The virtual resource deduction amount is deducted from the virtual resource of the first user, and the specific implementation manner thereof may refer to step 207, which is not described herein again.
The beneficial effects of steps 302 to 308 in this embodiment can be found in the beneficial effects of steps 201 to 206, and repeated details are not repeated.
309. The first processing device determines a time interval from a last time virtual resources were allocated to the first user to a current time.
310. The first processing equipment judges whether the time interval reaches a preset time interval or not;
specifically, the preset time interval here is a preset value (for example, one month, one quarter, etc.) of an interval from the last time the virtual resource is allocated to the first user to the current time. If it is determined that the time interval from the last time of allocating the virtual resource to the current time of the first user reaches the preset time interval, step 311 is executed.
311. The first processing device sends a virtual resource query request to the blockchain network.
As an optional implementation manner, after performing step 311, the first processing device may further sign the virtual resource query request to obtain a second signature. Specifically, the first processing device may send the virtual resource query request and the second signature to the blockchain network. Accordingly, the blockchain network may receive the virtual resource query request and the second signature. And after receiving the virtual resource query request and the second signature, the blockchain network verifies the second signature according to the virtual resource query request. And if the verification is passed, inquiring the number of the virtual resources used by the first user according to the virtual resource inquiry request. If the verification fails, the flow is ended.
Optionally, the first processing device may encrypt the virtual resource query request by using a private key of the first processing device, and after sending the virtual resource query request and the second signature to the blockchain network, the blockchain network may decrypt the virtual resource query request with the public key. The detailed verification process can be seen in the verification method of the first signature in step 204.
312. The blockchain network sends the amount of virtual resources that the first user has used.
Specifically, the amount of virtual resources used herein is the amount of virtual resources that have been used but have not transferred the digital assets.
313. The first processing device determines the number of first digital assets that the first user needs to transfer based on the number of virtual resources that have been used.
Specifically, after receiving the number of virtual resources used by the first user sent by the blockchain network, the first processing device determines the number of first digital assets to be transferred by the first user according to the number of used virtual resources.
For example: the blockchain network inquires that the number of virtual resources used by the first user but not transferred with the digital assets is 2000, if the exchange algorithm 1 virtual resource corresponds to the digital assets of 1 RMB, the 2000 virtual resources are 2000 RMB, and the number of the first digital assets required to be transferred by the first user is determined to be 2000 RMB.
314. A first processing device obtains a first digital asset to the first user.
Specifically, a first digital asset that a first user transferred to a tax bureau payment platform may be obtained. Optionally, a transfer certificate obtained when the first user transfers the first digital asset to a payment platform such as a third-party payment platform, a bank platform, an APP, or the like may be obtained. The first processing device may determine, based on the transfer credential, that the first user has transferred the corresponding digital asset for the used virtual resource.
By executing steps 309-314 in this embodiment, the first processing device may first query, at a preset time point, the number of virtual resources used by the first user, and determine the number of first digital assets that the first user needs to transfer according to the number of virtual resources used by the first user, thereby prompting the first user to transfer corresponding digital assets for the number of virtual resources used on time.
In order to better understand the embodiment of the present invention, the following takes an enterprise tax payment scenario as an example to describe in detail the resource transfer process during tax payment.
The tax bureau A inquires whether the enterprise a pays 2000 RMB for 2000 virtual coins allocated and used in 8 months or not in 1 day of 9 months, and when the enterprise a does not pay 2000 RMB, the tax bureau A sends prompt information to the enterprise a through a block chain network to prompt the enterprise a to pay 2000 RMB for the virtual coins allocated in 8 months. When inquiring that enterprise a pays RMB 2000 yuan for virtual coins used in month 8, continuously inquiring the monthly average value of virtual resources allocated to enterprise a in months 7 and 8, and inquiring to obtain 2500 virtual coins as the monthly average value, wherein the basic quantity of the virtual coins allocated to enterprise a in this month is 2500, but the tax bureau A inquires that the number of times of digital asset transfer is 4 times within one year of enterprise a, 100 virtual coins are reduced and allocated, and the virtual coins needing to be allocated in this time are 2400, meanwhile, the quantity of the remaining virtual resources held by enterprise a is inquired to be 400 and is 2000 different from the 2400 virtual coins, and finally the quantity of the virtual coins required to be allocated to enterprise a in this month by the tax bureau A is determined to be 2000, and 2000 virtual coins are allocated to enterprise a through a block chain network. When the enterprise a sells commodities, the amount of money received by the blockchain network and sold commodity transaction of the enterprise a at this time is 300 yuan, and the money is collected according to a tax rate of 20%, then 60 yuan of tax is required to be paid by the enterprise a at this transaction, the tax is converted into 60 virtual coins, 60 virtual coins need to be deducted from the virtual coin account of the enterprise a, and the amount of the automatic deduction virtual coins preset by the enterprise a is 500, so that 60 virtual coins can be deducted from the virtual coin account of the enterprise a at this time. The tax bureau A sends a virtual resource query request to the blockchain network in 30 days in 9 months for querying that the number of the virtual coins used by the enterprise a in 9 months is 1900, the amount of the RMB to be paid by the enterprise a in 9 months is determined to be 1900, and 1900 yuan RMB is requested to the enterprise a, namely the enterprise a needs to pay 1900 yuan RMB to the tax bureau A in 30 days in 9 months.
Referring to fig. 4, a flow chart of a resource processing method according to another embodiment of the invention is shown, and as shown in fig. 4, the resource processing method may include the following steps 401 to 405. Wherein:
401. the first processing device determines a quantity of the third digital assets that the first user has transferred.
Specifically, the first user may, when necessary, for example: when the local account has no virtual resource or the local virtual resource is less, transferring a third digital asset to the first processing device, where the third digital asset is an actual currency asset, and the conversion manner of the digital asset and the virtual resource may refer to the conversion manner in step 301, which is not described herein again. Optionally, the first user may further send request information, where the request information may carry a third amount of digital resources transferred by the first user, where the request information is used to request the first processing device to allocate a corresponding amount of virtual resources according to the transferred digital assets, the first processing device determines the request information of the first user, and determines, according to the third amount of digital resources, the amount of virtual resources that needs to be allocated to the first user based on a conversion relationship between the virtual resources and the digital assets, that is, step 402 is executed.
402. The first processing device determines an amount of virtual resources to allocate for the first user.
Specifically, the first processing device may refer to the conversion manner in step 301 according to the conversion ratio between the virtual resource and the digital asset based on the number of the third digital assets transferred by the first user, and the conversion ratio between the digital asset and the virtual resource, which is not described herein again. An amount of virtual resources that need to be allocated for the first user is determined.
403. A first processing device generates a virtual resource allocation request.
Here, the virtual resource allocation request is generated, and the detailed implementation manner thereof may refer to the foregoing step 202, which is not described herein again.
404. The first processing device sends a virtual resource allocation request to the blockchain network.
The detailed implementation of sending the virtual resource allocation request to the blockchain network can refer to step 203, which is not described herein again.
405. And the block chain network allocates the virtual resources to the first user according to the virtual resource allocation request.
Here, the virtual resources are allocated to the first user according to the virtual resource allocation request, and the specific implementation manner of this method may refer to step 204, which is not described herein again.
In order to better understand the embodiment of the present invention, the following takes an enterprise tax payment scenario as an example to describe in detail the resource transfer process during tax payment.
The tax bureau A receives the digital assets of 2000 RMB transferred by the enterprise b through the blockchain network, and the 2000 RMB can be exchanged into 2000 virtual coins according to the exchange ratio of 1:1 of the RMB to the virtual coins, so that the tax bureau A determines that the number of the virtual coins required by the enterprise b is 2000, and the tax bureau A distributes 2000 virtual coins to the account of the enterprise b through the blockchain network.
In the embodiment of the invention, the first user can transfer the digital assets to the first processing device firstly, the first processing device determines the amount of the virtual resources required to be allocated to the first user according to the amount of the transferred digital assets of the first user, and the first user can independently select the time for supplementing the virtual resources to the personal account by executing the steps 401-405 of the embodiment of the invention, so that the situation that the execution of the intelligent contract is influenced due to the shortage of the virtual resources of the personal account is effectively avoided.
Based on the description of the above method embodiment, the embodiment of the present invention further provides a resource processing apparatus. The resource handling means may be a computer program (comprising program code) running in a first processing device, the resource handling means being operable in a blockchain; referring to fig. 5, the resource processing apparatus may operate as follows:
a processing unit 501, configured to determine the number of virtual resources to be allocated to a first user;
a generating unit 502, configured to generate a virtual resource allocation request, where the virtual resource allocation request includes an identifier of the first user and the number of virtual resources;
the processing unit 501 is configured to send the virtual resource allocation request to a blockchain network, so that the blockchain network allocates virtual resources to the first user according to the virtual resource allocation request, and when receiving a digital resource yield of the first user transaction, determines a virtual resource deduction amount according to the digital resource yield through an intelligent contract, and deducts the virtual resource deduction amount from the virtual resource of the first user.
In an embodiment, after generating the virtual resource allocation request, the processing unit 501 may be configured to sign the virtual resource allocation request to obtain a first signature;
the sending the virtual resource allocation request to a blockchain network includes:
and sending the first signature and the virtual resource allocation request to a block chain network so that the block chain network verifies the first signature according to the virtual resource allocation request, and allocating virtual resources to the first user according to the virtual resource allocation request after the first signature and the virtual resource allocation request pass the verification.
In another embodiment, after sending the virtual resource allocation request to the blockchain network, the processing unit 501 is further configured to receive the number of virtual resources used by the first user sent by the blockchain network; determining the number of first digital assets to be transferred by the first user according to the number of the used virtual assets;
obtaining the first digital asset to the first user.
In yet another embodiment, before receiving the amount of virtual resources used by the first user sent by the blockchain network, the processing unit 501 may be further configured to determine a time interval from the last time virtual resources are allocated to the first user to the current time;
judging whether the time interval reaches a preset time interval or not;
if yes, sending a virtual resource query request to the blockchain network, wherein the virtual resource query request is used for querying the blockchain network and feeding back the number of the virtual resources used by the first user. In yet another embodiment, the processing unit 501 is further configured to send a parameter obtaining request to the blockchain network, where the parameter obtaining request is used to obtain a target parameter of the first user, and the target parameter includes at least one of a number of virtual resources consumed by the first user in a preset time period, a number of times that the first user has not transferred a digital asset on time, and a number of remaining virtual resources held by the first user;
receiving a target parameter of the first user sent by the blockchain network;
and determining the quantity of virtual resources which need to be allocated to the first user at this time according to the target parameters of the first user.
In yet another embodiment, a processing unit 501. The method can also be used for judging whether a second digital asset is acquired, wherein the second digital asset is a digital asset which needs to be transferred for the virtual resource allocated last time by the first user;
if yes, executing the step of determining the quantity of the virtual resources needing to be allocated to the first user.
In another embodiment, the processing unit 501 is further configured to generate a prompt message if the determination result is negative, where the prompt message is used to prompt the first user to transfer the digital asset to the virtual resource allocated last time;
and sending the prompt information to the equipment corresponding to the first user.
In another embodiment, before determining the amount of virtual resources to be allocated to the first user, the processing unit 501 may be further configured to determine the amount of third digital assets that have been transferred by the first user;
determining the amount of virtual resources to be allocated to the first user, including:
and determining the quantity of the virtual resources required by the first user according to the quantity of the transferred third digital assets.
According to an embodiment of the present invention, some steps involved in the resource processing methods shown in fig. 2, fig. 3 and fig. 4 may be executed by a processing unit in the resource processing apparatus. For example, steps 201 and 203 shown in fig. 2 may be performed by the processing unit 501; as another example, step 202 shown in fig. 2 may be performed by first generating unit 502. According to another embodiment of the present invention, the units in the resource processing apparatus may be respectively or entirely combined into one or several other units to form one or several other units, or some unit(s) therein may be further split into multiple units with smaller functions to form the same operation, without affecting the achievement of the technical effect of the embodiment of the present invention.
Based on the description of the above method embodiment, the embodiment of the present invention further provides a resource processing apparatus. The resource handling means may be a computer program (comprising program code) running in a first processing device, the resource handling means being operable in a blockchain; referring to fig. 6, the resource processing apparatus may operate the following units:
a receiving unit 601, configured to receive a virtual resource allocation request, where the virtual resource allocation request includes an identifier of the first user and the number of virtual resources;
a processing unit 602, configured to allocate a virtual resource to the first user according to the virtual resource allocation request;
the receiving unit 601 is configured to receive a digital asset amount of the first user transaction;
the processing unit 602 is configured to determine a virtual resource deduction amount according to the digital resource production amount through an intelligent contract, and deduct the virtual resource deduction amount from the virtual resource of the first user.
In an embodiment, the receiving unit 601 is further configured to receive the digital resource amount and the virtual resource deduction range of the first user transaction;
the processing unit 602 may be further configured to determine whether the virtual resource deduction amount is within the virtual resource deduction range;
and if so, executing the step of deducting the virtual resource deduction amount from the virtual resource of the first user.
It should be noted that, details that are not mentioned in the embodiment corresponding to fig. 6 and specific implementation manners of the step executed by each unit may refer to the embodiments shown in fig. 2, fig. 3, and fig. 4 and the foregoing details, and are not described herein again.
Fig. 7 is a schematic structural diagram of a resource processing device according to an embodiment of the present invention, where the resource processing device includes a processor 701, a memory 702, and a communication interface 703, where the processor 701, the memory 702, and the communication interface 703 are connected by at least one communication bus, and the processor 701 is configured to support the resource processing device to execute a corresponding function of a first processing device in the methods in fig. 2, fig. 3, and fig. 4.
The memory 702 is used to store at least one instruction, which may be one or more computer programs (including program code), that is suitable for being loaded and executed by the processor.
The communication interface 703 is used for receiving data and for transmitting data. For example, the communication interface 703 is used to send a virtual resource allocation request or the like.
In an embodiment of the present invention, the processor 701 may call the program code stored in the memory 702 to perform the following operations:
determining the quantity of virtual resources to be allocated to a first user;
generating a virtual resource allocation request, wherein the virtual resource allocation request comprises the identifier of the first user and the number of the virtual resources;
the virtual resource allocation request is sent to the blockchain network via the communication interface 703.
As an optional implementation manner, after the virtual resource allocation request is generated, the processor 701 may further call the program code stored in the memory 702 to perform the following operations:
signing the virtual resource allocation request to obtain a first signature;
the first signature and the virtual resource allocation request are sent to a blockchain network through a communication interface 703.
As an alternative implementation, after the processor 701 sends the virtual resource allocation request to the blockchain network through the communication interface 703, the processor 701 may further call the program code stored in the memory 702 to perform the following operations:
receiving, through the communication interface 703, the number of virtual resources that have been used by the first user and sent by the blockchain network;
determining the number of first digital assets to be transferred by the first user according to the number of the used virtual assets;
the first digital asset is obtained to the first user through the communication interface 703.
As an optional implementation manner, before receiving the amount of the virtual resource used by the first user sent by the blockchain network, the processor 701 may further call the program code stored in the memory 702 to perform the following operations:
determining a time interval from the last time of allocating virtual resources to the first user to the current time;
judging whether the time interval reaches a preset time interval or not;
if yes, a virtual resource query request is sent to the blockchain network through the communication interface 703, where the virtual resource query request is used for querying and feeding back the number of virtual resources used by the first user in the blockchain network.
As an optional implementation manner, the specific implementation manner of the processor 701 determining the amount of the virtual resource to be allocated to the first user is as follows:
sending a parameter acquisition request to the blockchain network through a communication interface 703;
receiving the target parameter of the first user sent by the blockchain network through a communication interface 703;
and determining the quantity of virtual resources which need to be allocated to the first user at this time according to the target parameters of the first user.
As an alternative implementation, the processor 701 may also call the program code stored in the memory 702 to perform the following operations:
judging whether a second digital asset is acquired, wherein the second digital asset is a digital asset which needs to be transferred for the virtual resource allocated last time by the first user;
if yes, executing the step of determining the quantity of the virtual resources needing to be allocated to the first user.
As an alternative implementation, the processor 701 may also call the program code stored in the memory 702 to perform the following operations:
if the second digital asset is not acquired, generating prompt information, wherein the prompt information is used for prompting the first user to transfer the second digital asset;
and sending the prompt information to the device corresponding to the first user through a communication interface 703.
As an alternative implementation, the processor 701 may also call the program code stored in the memory 702 to perform the following operations:
determining a number of third digital assets that have been transferred by the first user;
the processor 701 determines the amount of virtual resources to be allocated to the first user, including:
and determining the quantity of the virtual resources required by the first user according to the quantity of the transferred third digital assets.
Further, the processor 701 may further cooperate with the communication interface 703 to execute corresponding operations in the embodiments shown in fig. 2, fig. 3, and fig. 4, which may specifically refer to the description in the method embodiments and will not be described herein again.
Fig. 7 is a schematic structural diagram of a resource processing device according to an embodiment of the present invention, where the resource processing device includes a processor 701, a memory 702, and a communication interface 703, where the processor 701, the memory 702, and the communication interface 703 are connected by at least one communication bus, and the processor 701 is configured to support the resource processing device to execute functions corresponding to the block link points in the block chain network in the methods in fig. 2, fig. 3, and fig. 4.
The memory 702 is used to store at least one instruction, which may be one or more computer programs (including program code), that is suitable for being loaded and executed by the processor.
The communication interface 703 is used for receiving data and for transmitting data.
In an embodiment of the present invention, the processor 701 may call the program code stored in the memory 702 to perform the following operations:
receiving a virtual resource allocation request through a communication interface 703, where the virtual resource allocation request includes an identifier of the first user and the number of virtual resources;
allocating virtual resources to the first user according to the virtual resource allocation request;
receiving a digital asset amount of the first user transaction via the communication interface 703;
and determining a virtual resource deduction amount according to the digital resource yield through an intelligent contract, and deducting the virtual resource deduction amount from the virtual resource of the first user.
As an alternative embodiment, the receiving the digital asset amount of the first user transaction comprises: receiving the digital resource amount and the virtual resource deduction range of the first user transaction through the communication interface 703;
the processor 701 may call the program code stored in the memory 702 to perform the following operations:
determining whether the virtual resource deduction amount is within the virtual resource deduction range;
and if so, executing the step of deducting the virtual resource deduction amount from the virtual resource of the first user.
Embodiments of the present invention also provide a computer storage medium (Memory) that can be used to store computer software instructions for a first processing device or a second processing device or a block chain node in the embodiments shown in fig. 2, 3 and 4, and at least one instruction suitable for being loaded and executed by a processor is stored in the storage space, where the instruction may be one or more computer programs (including program codes).
The computer readable storage medium includes, but is not limited to, flash memory, hard disk, solid state disk.
Those of ordinary skill in the art would appreciate that the various illustrative elements and algorithm steps described in connection with the embodiments disclosed herein may be implemented as electronic hardware or combinations of computer software and electronic hardware. Whether such functionality is implemented as hardware or software depends upon the particular application and design constraints imposed on the implementation. Skilled artisans may implement the described functionality in varying ways for each particular application, but such implementation decisions should not be interpreted as causing a departure from the scope of the present application.
In the above embodiments, the implementation may be wholly or partially realized by software, hardware, firmware, or any combination thereof. When implemented in software, may be implemented in whole or in part in the form of a computer program product. The computer program product includes one or more computer instructions. The procedures or functions according to the embodiments of the invention are brought about in whole or in part when the computer program instructions are loaded and executed on a computer. The computer may be a general purpose computer, a special purpose computer, a network of computers, or other programmable device. The computer instructions may be stored on or transmitted over a computer-readable storage medium. The computer instructions may be transmitted from one website site, computer, server, or data center to another website site, computer, server, or data center by wire (e.g., coaxial cable, fiber optic, Digital Subscriber Line (DSL)) or wirelessly (e.g., infrared, wireless, microwave, etc.). The computer-readable storage medium can be any available medium that can be accessed by a computer or a data storage device, such as a server, a data center, etc., that incorporates one or more of the available media. The usable medium may be a magnetic medium (e.g., floppy Disk, hard Disk, magnetic tape), an optical medium (e.g., DVD), or a semiconductor medium (e.g., Solid State Disk (SSD)), among others.
The above description is only for the specific embodiments of the present invention, but the scope of the present invention is not limited thereto, and any person skilled in the art can easily conceive of the changes or substitutions within the technical scope of the present invention, and the changes or substitutions should be covered within the scope of the present invention. Therefore, the protection scope of the present invention shall be subject to the protection scope of the claims.

Claims (11)

1. A method for processing resources, the method comprising:
determining the quantity of virtual resources to be allocated to a first user;
generating a virtual resource allocation request, wherein the virtual resource allocation request comprises the identifier of the first user and the number of the virtual resources;
and sending the virtual resource allocation request to a blockchain network so that the blockchain network allocates virtual resources to the first user according to the virtual resource allocation request, and when receiving the digital resource yield of the first user transaction, determining a virtual resource deduction amount according to the digital resource yield through an intelligent contract, and deducting the virtual resource deduction amount from the virtual resources of the first user.
2. The method of claim 1, wherein after the generating the virtual resource allocation request, the method further comprises:
signing the virtual resource allocation request to obtain a first signature;
the sending the virtual resource allocation request to a blockchain network includes:
and sending the first signature and the virtual resource allocation request to a block chain network so that the block chain network verifies the first signature according to the virtual resource allocation request, and allocating virtual resources to the first user according to the virtual resource allocation request after the first signature and the virtual resource allocation request pass the verification.
3. The method of claim 1 or 2, wherein after sending the virtual resource allocation request to a blockchain network, the method further comprises:
receiving the number of virtual resources used by the first user and sent by the blockchain network;
determining the number of first digital assets to be transferred by the first user according to the number of the used virtual assets;
obtaining the first digital asset to the first user.
4. The method of claim 3, wherein prior to receiving the amount of virtual resources used by the first user sent by the blockchain network, the method further comprises:
determining a time interval from the last time of allocating virtual resources to the first user to the current time;
judging whether the time interval reaches a preset time interval or not;
if yes, sending a virtual resource query request to the blockchain network, wherein the virtual resource query request is used for querying the blockchain network and feeding back the number of the virtual resources used by the first user.
5. The method of claim 3, wherein determining the amount of virtual resources to be allocated for the first user comprises:
sending a parameter acquisition request to the blockchain network, wherein the parameter acquisition request is used for acquiring target parameters of the first user, and the target parameters comprise at least one of the number of virtual resources consumed by the first user in a preset time period, the number of times that the first user does not transfer digital assets on time, and the number of remaining virtual resources held by the first user;
receiving a target parameter of the first user sent by the blockchain network;
and determining the quantity of virtual resources which need to be allocated to the first user at this time according to the target parameters of the first user.
6. The method of claim 3, further comprising:
judging whether a second digital asset is acquired, wherein the second digital asset is a digital asset which needs to be transferred for the virtual resource allocated last time by the first user;
if yes, executing the step of determining the quantity of the virtual resources needing to be allocated to the first user.
7. The method of claim 6, further comprising:
if not, generating prompt information, wherein the prompt information is used for prompting the first user to transfer the second digital asset;
and sending the prompt information to the equipment corresponding to the first user.
8. The method of claim 1, wherein prior to determining the amount of virtual resources to allocate to the first user, the method further comprises:
determining a number of third digital assets that have been transferred by the first user;
determining the amount of virtual resources to be allocated to the first user, including:
and determining the quantity of the virtual resources required by the first user according to the quantity of the transferred third digital assets.
9. A method for processing resources, the method comprising:
receiving a virtual resource allocation request, wherein the virtual resource allocation request comprises the identifier of the first user and the number of the virtual resources;
allocating virtual resources to the first user according to the virtual resource allocation request;
receiving a digital asset amount of the first user transaction;
and determining a virtual resource deduction amount according to the digital resource yield through an intelligent contract, and deducting the virtual resource deduction amount from the virtual resource of the first user.
10. The method of claim 9, wherein receiving the amount of the digital asset transacted by the first user comprises:
receiving the digital resource amount and the virtual resource deduction range of the first user transaction;
the method further comprises the following steps:
determining whether the virtual resource deduction amount is within the virtual resource deduction range;
and if so, executing the step of deducting the virtual resource deduction amount from the virtual resource of the first user.
11. A resource processing device comprising a processor, a memory and a communication interface, the processor, the memory and the communication interface being interconnected, wherein the memory is configured to store a computer program comprising program instructions, the processor being configured to invoke the program instructions to perform the resource processing method of any one of claims 1 to 8; or to perform a resource handling method according to any of claims 9 to 10.
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