CN110533537A - A kind of financial product processing method based on block chain - Google Patents

A kind of financial product processing method based on block chain Download PDF

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Publication number
CN110533537A
CN110533537A CN201910820957.3A CN201910820957A CN110533537A CN 110533537 A CN110533537 A CN 110533537A CN 201910820957 A CN201910820957 A CN 201910820957A CN 110533537 A CN110533537 A CN 110533537A
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China
Prior art keywords
financial product
supplier
block chain
value
financial
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CN201910820957.3A
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Inventor
徐建俤
徐日胜
陈章瀚
林伟
刘浩
吕燕红
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Wisdom Valley (xiamen) Wulian Technology Co Ltd
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Wisdom Valley (xiamen) Wulian Technology Co Ltd
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Priority to CN201910820957.3A priority Critical patent/CN110533537A/en
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    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/04Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q40/00Finance; Insurance; Tax strategies; Processing of corporate or income taxes
    • G06Q40/06Asset management; Financial planning or analysis

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  • Business, Economics & Management (AREA)
  • Engineering & Computer Science (AREA)
  • Accounting & Taxation (AREA)
  • Finance (AREA)
  • Development Economics (AREA)
  • Technology Law (AREA)
  • Marketing (AREA)
  • Strategic Management (AREA)
  • Economics (AREA)
  • Physics & Mathematics (AREA)
  • General Business, Economics & Management (AREA)
  • General Physics & Mathematics (AREA)
  • Theoretical Computer Science (AREA)
  • Entrepreneurship & Innovation (AREA)
  • Game Theory and Decision Science (AREA)
  • Human Resources & Organizations (AREA)
  • Operations Research (AREA)
  • Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)

Abstract

The invention discloses a kind of financial product processing methods based on block chain, comprising the following steps: S1: financial product supplier carries out registration using block chain chain interface and belongs to personal user password and user account, and the contact details of typing individual;Financial product supplier described in S2:S1 is logged on block chain using the user password and user account of oneself, and the financial product for being held oneself uploads in block chain, different financial product is arranged that corresponding financial product sale value, financial product buys value and financial product buys quantity by block chain chain interface by financial product supplier respectively.The present invention realizes automated transaction between financial product supplier and financial product investor, greatly simplifies the transaction flow of financial product, and financial product supplier can also automatically supplement the financial product of oneself in real time.

Description

A kind of financial product processing method based on block chain
Technical field
The present invention relates to financial product processing technology field more particularly to a kind of financial product processing sides based on block chain Method.
Background technique
Financial product refers to the various carriers during financing comprising currency, gold, foreign exchange, fund, stock, Futures and option etc. with economic and society continuous development, the trading volume of all kinds of financial products present it is ever-increasing become Gesture, current financial product tupe to provide corresponding data to corresponding participant by each participant of financial product, Such as product suppliers disclose product purchase information to investor, carry out product screening for investor, it can but there are investors The product scope being screened for is small, and product suppliers cannot in real time automatically supplement financial product, therefore it is proposed that A kind of financial product processing method based on block chain.
Summary of the invention
Technical problems based on background technology, the invention proposes a kind of financial product processing sides based on block chain Method.
A kind of financial product processing method based on block chain proposed by the present invention, comprising the following steps:
S1: financial product supplier carries out registration using block chain chain interface and belongs to personal user password and user account, and The contact details of typing individual;
Financial product supplier described in S2:S1 is stepped on block chain using the user password and user account of oneself Record, and the financial product that oneself is held uploads in block chain, financial product supplier is distinguished by block chain chain interface By the different corresponding financial product sale values of financial product setting, financial product buys value and financial product buys quantity;
The corresponding financial product sale value of different financial product described in S3:S2 and financial product are bought value and are respectively stored into In block chain;
S4: the financial product sale value that financial product monitoring party is arranged according to financial product suppliers all in S3, first, in accordance with The type of financial product is divided, and same kind of financial product is divided according still further to the section of setting, and is stored in area In block chain;
S5: financial product investor carries out registration using block chain chain interface and belongs to personal user password and user account, and The contact details of typing individual;
Financial product investor described in S6:S5 by financial product required for oneself, corresponding financial product buy value and Corresponding financial product is bought quantity and is uploaded in block chain together;
Financial product investor's financial product according to S6 described in S7:S6 buys value and corresponding financial product Quantity of buying calculated, total price is estimated required for obtaining, and money is got to monitoring party meaning manually according to estimation total price Fixed account;
The financial product according to required for financial product investor in S6 first of financial product monitoring party described in S8:S4 is from area It is extracted in block chain, obtains qualified financial product supplier, then financial product monitoring party described in S4 is according in S6 The value of buying of financial product set by financial product investor is extracted from qualified financial product supplier, is obtained preferably Financial product supplier;
Financial product monitoring party described in S9:S4 goes out preferred financial product supplier described in S8 according to financial product Value is sold to be arranged successively from down to height, the financial product quantity for then in sequence being held preferred financial product supplier into Row successively adds up, and buys quantity, last financial product monitoring party until being equal to financial product required for financial product investor Cumulative financial product supplier and corresponding supply quantity are individually extracted, and are stored in block chain;
The financial product supplier individually extracted in the supervision of financial product described in S10:S9 direction S9 sends notice Information, and to the corresponding financial product commercial value of the financial product supplier individually extracted and corresponding financial product Quantity is calculated, and practical total price is obtained;
Financial product monitoring party described in S11:S10 is first by the extra part money of estimation total price described in S7 and corresponding Financial product buys quantity and returns financial product investor together on hand, then into S10 financial product supplier according to right The financial product supply quantity answered squeezes into corresponding money;
Financial product supplier described in S12:S2 can also be arranged by the block chain chain interface corresponding to individual to be monitored, and is used It is monitored in the financial product sale value to other financial products supplier, when the financial product of other financial products supplier When sale value buys value lower than the financial product of financial product supplier, financial product supplier is automatically converted to financial production Product investor, then repeatedly step S6 to S11.
Preferably, in the S1 and S5, personal contact details are wechat number, qq number and phone number.
Preferably, in the S2, the finance of the financial product sale value of financial product supplier than financial product supplier It is big that product buys value.
Preferably, in the S10, financial product type, finance that notification information is sold for financial product supplier Quantity corresponding to product price and financial product.
Preferably, in the S8, the financial product sale value of preferred financial product supplier is respectively less than or is equal to finance Financial product set by product-specific investments side buys value.
The present invention realizes automated transaction between financial product supplier and financial product investor, greatly simplifies The transaction flow of financial product, and financial product supplier can also automatically supplement the financial product of oneself in real time.
Specific embodiment
Combined with specific embodiments below the present invention is made further to explain.
Embodiment
A kind of financial product processing method based on block chain that the present embodiment proposes, comprising the following steps:
S1: financial product supplier carries out registration using block chain chain interface and belongs to personal user password and user account, and The contact details of typing individual, personal contact details are wechat number, qq number and phone number;
Financial product supplier described in S2:S1 is stepped on block chain using the user password and user account of oneself Record, and the financial product that oneself is held uploads in block chain, financial product supplier is distinguished by block chain chain interface By the different corresponding financial product sale values of financial product setting, financial product buys value and financial product buys quantity, The financial product sale value of middle financial product supplier buys value greatly than the financial product of financial product supplier;
The corresponding financial product sale value of different financial product described in S3:S2 and financial product are bought value and are respectively stored into In block chain;
S4: the financial product sale value that financial product monitoring party is arranged according to financial product suppliers all in S3, first, in accordance with The type of financial product is divided, and same kind of financial product is divided according still further to the section of setting, and is stored in area In block chain;
S5: financial product investor carries out registration using block chain chain interface and belongs to personal user password and user account, and The contact details of typing individual, personal contact details are wechat number, qq number and phone number;
Financial product investor described in S6:S5 by financial product required for oneself, corresponding financial product buy value and Corresponding financial product is bought quantity and is uploaded in block chain together;
Financial product investor's financial product according to S6 described in S7:S6 buys value and corresponding financial product Quantity of buying calculated, total price is estimated required for obtaining, and money is got to monitoring party meaning manually according to estimation total price Fixed account;
The financial product according to required for financial product investor in S6 first of financial product monitoring party described in S8:S4 is from area It is extracted in block chain, obtains qualified financial product supplier, then financial product monitoring party described in S4 is according in S6 The value of buying of financial product set by financial product investor is extracted from qualified financial product supplier, is obtained preferably Financial product supplier, wherein the financial product sale value of preferred financial product supplier be respectively less than or be equal to financial product Financial product set by investor buys value;
Financial product monitoring party described in S9:S4 goes out preferred financial product supplier described in S8 according to financial product Value is sold to be arranged successively from down to height, the financial product quantity for then in sequence being held preferred financial product supplier into Row successively adds up, and buys quantity, last financial product monitoring party until being equal to financial product required for financial product investor Cumulative financial product supplier and corresponding supply quantity are individually extracted, and are stored in block chain;
The financial product supplier individually extracted in the supervision of financial product described in S10:S9 direction S9 sends notice Information, financial product type, financial product price and the financial product institute that notification information is sold for financial product supplier Corresponding quantity, and to the corresponding financial product commercial value of the financial product supplier individually extracted and corresponding gold Melt product quantity to be calculated, obtains practical total price;
Financial product monitoring party described in S11:S10 is first by the extra part money of estimation total price described in S7 and corresponding Financial product buys quantity and returns financial product investor together on hand, then into S10 financial product supplier according to right The financial product supply quantity answered squeezes into corresponding money;
Financial product supplier described in S12:S2 can also be arranged by the block chain chain interface corresponding to individual to be monitored, and is used It is monitored in the financial product sale value to other financial products supplier, when the financial product of other financial products supplier When sale value buys value lower than the financial product of financial product supplier, financial product supplier is automatically converted to financial production Product investor, then repeatedly step S6 to S11.
The foregoing is only a preferred embodiment of the present invention, but scope of protection of the present invention is not limited thereto, Anyone skilled in the art in the technical scope disclosed by the present invention, according to the technique and scheme of the present invention and its Inventive concept is subject to equivalent substitution or change, should be covered by the protection scope of the present invention.

Claims (5)

1. a kind of financial product processing method based on block chain, which comprises the following steps:
S1: financial product supplier carries out registration using block chain chain interface and belongs to personal user password and user account, and The contact details of typing individual;
Financial product supplier described in S2:S1 is stepped on block chain using the user password and user account of oneself Record, and the financial product that oneself is held uploads in block chain, financial product supplier is distinguished by block chain chain interface By the different corresponding financial product sale values of financial product setting, financial product buys value and financial product buys quantity;
The corresponding financial product sale value of different financial product described in S3:S2 and financial product are bought value and are respectively stored into In block chain;
S4: the financial product sale value that financial product monitoring party is arranged according to financial product suppliers all in S3, first, in accordance with The type of financial product is divided, and same kind of financial product is divided according still further to the section of setting, and is stored in area In block chain;
S5: financial product investor carries out registration using block chain chain interface and belongs to personal user password and user account, and The contact details of typing individual;
Financial product investor described in S6:S5 by financial product required for oneself, corresponding financial product buy value and Corresponding financial product is bought quantity and is uploaded in block chain together;
Financial product investor's financial product according to S6 described in S7:S6 buys value and corresponding financial product Quantity of buying calculated, total price is estimated required for obtaining, and money is got to monitoring party meaning manually according to estimation total price Fixed account;
The financial product according to required for financial product investor in S6 first of financial product monitoring party described in S8:S4 is from area It is extracted in block chain, obtains qualified financial product supplier, then financial product monitoring party described in S4 is according in S6 The value of buying of financial product set by financial product investor is extracted from qualified financial product supplier, is obtained preferably Financial product supplier;
Financial product monitoring party described in S9:S4 goes out preferred financial product supplier described in S8 according to financial product Value is sold to be arranged successively from down to height, the financial product quantity for then in sequence being held preferred financial product supplier into Row successively adds up, and buys quantity, last financial product monitoring party until being equal to financial product required for financial product investor Cumulative financial product supplier and corresponding supply quantity are individually extracted, and are stored in block chain;
The financial product supplier individually extracted in the supervision of financial product described in S10:S9 direction S9 sends notice Information, and to the corresponding financial product commercial value of the financial product supplier individually extracted and corresponding financial product Quantity is calculated, and practical total price is obtained;
Financial product monitoring party described in S11:S10 is first by the extra part money of estimation total price described in S7 and corresponding Financial product buys quantity and returns financial product investor together on hand, then into S10 financial product supplier according to right The financial product supply quantity answered squeezes into corresponding money;
Financial product supplier described in S12:S2 can also be arranged by the block chain chain interface corresponding to individual to be monitored, and is used It is monitored in the financial product sale value to other financial products supplier, when the financial product of other financial products supplier When sale value buys value lower than the financial product of financial product supplier, financial product supplier is automatically converted to financial production Product investor, then repeatedly step S6 to S11.
2. a kind of financial product processing method based on block chain according to claim 1, which is characterized in that the S1 and In S5, personal contact details are wechat number, qq number and phone number.
3. a kind of financial product processing method based on block chain according to claim 1, which is characterized in that the S2 In, the financial product sale value of financial product supplier buys value greatly than the financial product of financial product supplier.
4. a kind of financial product processing method based on block chain according to claim 1, which is characterized in that the S10 In, financial product type, financial product price and the financial product that notification information is sold by financial product supplier are right The quantity answered.
5. a kind of financial product processing method based on block chain according to claim 1, which is characterized in that the S8 In, the financial product sale value of preferred financial product supplier is respectively less than or equal to finance set by financial product investor Product buys value.
CN201910820957.3A 2019-09-02 2019-09-02 A kind of financial product processing method based on block chain Pending CN110533537A (en)

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Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111369245A (en) * 2020-02-28 2020-07-03 杭州云象网络技术有限公司 Alliance chain system for financial product sales

Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105354744A (en) * 2015-12-03 2016-02-24 中国建设银行股份有限公司 Finance and investment business system
CN107480988A (en) * 2017-07-28 2017-12-15 贵州眯果创意科技有限公司 A kind of block chain realizes the supervisory systems of stock exchange
CN107845038A (en) * 2017-11-29 2018-03-27 上海顽色投资管理有限公司 The auxiliary financing system cared for and method are thrown based on intelligence
CN109102390A (en) * 2018-08-06 2018-12-28 河南真二互联网科技有限公司 Financial product air control method based on block chain technology
CN109214926A (en) * 2018-08-22 2019-01-15 泰康保险集团股份有限公司 Finance product recommended method, device, medium and electronic equipment based on block chain
CN109447802A (en) * 2018-10-22 2019-03-08 成都凡特客科技有限公司 A kind of Venture Capital management system based on block chain technology
CN109859052A (en) * 2019-01-16 2019-06-07 平安科技(深圳)有限公司 A kind of intelligent recommendation method, apparatus, storage medium and the server of investment tactics

Patent Citations (7)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN105354744A (en) * 2015-12-03 2016-02-24 中国建设银行股份有限公司 Finance and investment business system
CN107480988A (en) * 2017-07-28 2017-12-15 贵州眯果创意科技有限公司 A kind of block chain realizes the supervisory systems of stock exchange
CN107845038A (en) * 2017-11-29 2018-03-27 上海顽色投资管理有限公司 The auxiliary financing system cared for and method are thrown based on intelligence
CN109102390A (en) * 2018-08-06 2018-12-28 河南真二互联网科技有限公司 Financial product air control method based on block chain technology
CN109214926A (en) * 2018-08-22 2019-01-15 泰康保险集团股份有限公司 Finance product recommended method, device, medium and electronic equipment based on block chain
CN109447802A (en) * 2018-10-22 2019-03-08 成都凡特客科技有限公司 A kind of Venture Capital management system based on block chain technology
CN109859052A (en) * 2019-01-16 2019-06-07 平安科技(深圳)有限公司 A kind of intelligent recommendation method, apparatus, storage medium and the server of investment tactics

Cited By (1)

* Cited by examiner, † Cited by third party
Publication number Priority date Publication date Assignee Title
CN111369245A (en) * 2020-02-28 2020-07-03 杭州云象网络技术有限公司 Alliance chain system for financial product sales

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