CN110503544A - Collage-credit data reports and submits method, apparatus, system, computer equipment and storage medium - Google Patents
Collage-credit data reports and submits method, apparatus, system, computer equipment and storage medium Download PDFInfo
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- G06F16/20—Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
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- G06Q40/03—Credit; Loans; Processing thereof
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Abstract
This application involves a kind of collage-credit datas to report and submit method, apparatus, system, computer equipment and storage medium.Request is reported and submitted by the collage-credit data that terminal is sent the described method includes: receiving, it includes collage-credit data screening conditions that collage-credit data, which reports and submits request,;According to collage-credit data screening conditions, inquiry and data is reported and submitted in database to report and submit the corresponding data to be reported and submitted of request from preset;Message file is generated according to data to be reported and submitted;Message file is issued to terminal, and carries out message file by terminal to report processing.The safety that collage-credit data reports and submits processing can be can be improved using this method.
Description
Technical field
This application involves field of computer technology, report and submit method, apparatus, system, meter more particularly to a kind of collage-credit data
Calculate machine equipment and storage medium.
Background technique
More and more important for the management of personal reference with the development of computer technology, the People's Bank is proposed people
Row individual's reference reports and submits system, it is intended that takes the lead and builds the centralized and unified personal credit information basic database in the whole nation, realizes personal
Bank credit information is shared between business bank in collage-credit data.Collage-credit data is related to privacy problem, and current
Personal collage-credit data report processing, be easy to cause information leakage, safety is lower.
Summary of the invention
Based on this, it is necessary in view of the above technical problems, provide a kind of sign that can be improved collage-credit data and report safety
Letter data reports and submits method, apparatus, system, computer equipment and storage medium.
A kind of collage-credit data reports and submits method, which comprises
It receives and request is reported and submitted by the collage-credit data that terminal is sent, it includes that collage-credit data screens item that collage-credit data, which reports and submits request,
Part;
According to collage-credit data screening conditions, inquiry is reported and submitted in database to report and submit request corresponding wait report with data from preset
Send data;
Message file is generated according to data to be reported and submitted;
Message file is issued to terminal, and carries out message file by terminal to report processing.
In one of the embodiments, before reception reports and submits request by the collage-credit data that terminal is sent, further includes:
Reference source data is obtained, and collage-credit data is generated according to reference source data;
Data check is carried out to collage-credit data, obtains data check result;
When data check result is that verification passes through, generates data and report and submit prompting message, and data are reported and submitted into prompting message
It is sent to terminal.
It is also wrapped after obtaining data check result to collage-credit data progress data check in one of the embodiments,
It includes:
When data check result is to verify obstructed out-of-date, generation data exception prompting message;
Data exception prompting message is sent to preset data exception processing node, and returns and collage-credit data is counted
According to verification, the step of obtaining data check result.
In one of the embodiments, after generating message file according to data to be reported and submitted, further includes:
Data exception analysis is carried out to message file, obtains anomaly analysis result;
Anomaly analysis result is issued to preset approval node, and receives approval node and is fed back for anomaly analysis result
Examination & approval processing result;
It when examining processing result is that examination & approval pass through, executes and message file is issued to terminal, and pass through terminal for message
File carries out reporting processing.
Anomaly analysis result is being issued to terminal in one of the embodiments, and is receiving terminal for anomaly analysis
As a result after the examination & approval processing result fed back, further includes:
When the step of examination & approval processing result is that examination & approval are obstructed out-of-date, executes generation data exception prompting message.
Message file is being issued to terminal in one of the embodiments, and is being carried out message file by terminal
After report processing, further includes:
It obtains message and reports processing result;
When it is to report unsuccessfully that message, which reports processing result, acquisition reports failure cause;
Failure cause will be reported to be sent to data exception processing node.
A kind of collage-credit data reports and submits device, and described device includes:
Request receiving module is reported and submitted, request is reported and submitted by the collage-credit data that terminal is sent for receiving, collage-credit data, which is reported and submitted, asks
It asks including collage-credit data screening conditions;
Report and submit data inquiry module, for according to collage-credit data screening conditions, from it is preset report and submit in database inquiry with
Data report and submit the corresponding data to be reported and submitted of request;
Message file generating module, for generating message file according to data to be reported and submitted;
Message file reporting module for message file to be issued to terminal, and is carried out message file by terminal
Report processing.
A kind of collage-credit data reports and submits system, and system includes reporting and submitting terminal and as above-mentioned collage-credit data reports and submits device, reporting and submitting
Terminal and collage-credit data, which are reported and submitted in device, reports and submits request receiving module and message file reporting module, communicates to connect respectively.
A kind of computer equipment, including memory and processor, memory are stored with computer program, and processor executes meter
It is performed the steps of when calculation machine program
It receives and request is reported and submitted by the collage-credit data that terminal is sent, it includes that collage-credit data screens item that collage-credit data, which reports and submits request,
Part;
According to collage-credit data screening conditions, inquiry is reported and submitted in database to report and submit request corresponding wait report with data from preset
Send data;
Message file is generated according to data to be reported and submitted;
Message file is issued to terminal, and carries out message file by terminal to report processing.
A kind of computer readable storage medium is stored thereon with computer program, when computer program is executed by processor
It performs the steps of
It receives and request is reported and submitted by the collage-credit data that terminal is sent, it includes that collage-credit data screens item that collage-credit data, which reports and submits request,
Part;
According to collage-credit data screening conditions, inquiry is reported and submitted in database to report and submit request corresponding wait report with data from preset
Send data;
Message file is generated according to data to be reported and submitted;
Message file is issued to terminal, and carries out message file by terminal to report processing.
Above-mentioned collage-credit data reports and submits method, apparatus, system, computer equipment and storage medium, the sign sent according to terminal
The collage-credit data screening conditions that letter data reports and submits request to include report and submit inquiry and data in database to report and submit request pair from preset
The data to be reported and submitted answered further generate message file and message file are issued to terminal, and pass through terminal for message file
It carries out reporting processing.It is reported in treatment process in collage-credit data, the collage-credit data that response terminal is sent reports and submits request to carry out reference
Data query and message generation processing, access terminal can not directly and report and submit database, form data isolation, prevent reference number
According to information leakage is sent during reporting and submitting, the safety that collage-credit data is reported and submitted is improved.
Detailed description of the invention
Fig. 1 is the applied environment figure that collage-credit data reports and submits method in one embodiment;
Fig. 2 is the flow diagram that collage-credit data reports and submits method in one embodiment;
Fig. 3 is the flow diagram of data preparation in one embodiment;
Fig. 4 is the structural block diagram that collage-credit data reports and submits device in one embodiment;
Fig. 5 is the structural block diagram that collage-credit data reports and submits system in one embodiment;
Fig. 6 is the internal structure chart of computer equipment in one embodiment.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood
The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, not
For limiting the application.
Collage-credit data provided by the present application reports and submits method, can be applied in application environment as shown in Figure 1.Wherein, eventually
End 102 is communicated with server 104 by network by network.Terminal 102 is reported and submitted to the transmission collage-credit data of server 104 and is asked
It asks, it includes collage-credit data screening conditions that collage-credit data, which reports and submits request, and server 104 screens item according to the collage-credit data received
Part reports and submits in database inquiry and data to report and submit the corresponding data to be reported and submitted of request, further generation message file from preset
And message file is issued to terminal 102, and message file is carried out by terminal 102 to report processing.Wherein, terminal 102 can
With but be not limited to various personal computers, laptop, smart phone, tablet computer and portable wearable device, take
Business device 104 can be realized with the server cluster of the either multiple server compositions of independent server.
In one embodiment, as shown in Fig. 2, providing a kind of collage-credit data reports and submits method, it is applied to Fig. 1 in this way
In server for be illustrated, comprising the following steps:
Step S201: it receives and request is reported and submitted by the collage-credit data that terminal is sent, it includes reference number that collage-credit data, which reports and submits request,
According to screening conditions.
It is the request message for being used to request progress collage-credit data to report processing that terminal is sent, root that collage-credit data, which reports and submits request,
The collage-credit data for reporting and submitting request that can determine that needs report according to the collage-credit data.Specifically, it includes sign that collage-credit data, which reports and submits request,
Letter data screening conditions, collage-credit data screening conditions may include personally identifiable information, report and submit Data Date, report and submit type of message
Deng so that it is determined that specifically report the personal collage-credit data of processing.
Step S203: according to collage-credit data screening conditions, inquiry and data in database are reported and submitted to report and submit request from preset
Corresponding data to be reported and submitted.
After obtaining collage-credit data screening conditions, inquired according to the collage-credit data screening conditions from preset report and submit in database
The corresponding data to be reported and submitted of request are reported and submitted with data.Wherein, database root is reported and submitted to be pre-configured with according to operation system, it is each for storing
The personal collage-credit data of service-user.Specifically, can be according to the personally identifiable information in collage-credit data screening conditions, determining needs
Report the service-user of collage-credit data;It can determine that the service-user needs according to reporting and submitting Data Date and reporting and submitting type of message
The collage-credit data range to be reported, thus obtain reporting and submitting the corresponding collage-credit data for carrying out reporting processing of request with data,
As data to be reported and submitted.
Step S205: message file is generated according to data to be reported and submitted.
Inquiry obtains after reporting and submitting data, generates corresponding message file according to the data to be reported and submitted.Message file can be with
Report and submit data to carry out convergence processing to treat, suitable for reporting the file data of transformat, specifically can according to transport protocol and
The format of data to be reported and submitted determines.It, can also be to the processing such as reporting and submitting data to be compressed, encrypting, to be fitted when specific implementation
In the message file of transmission process.
It, can will be when reporting and submitting the difference in data according to when reporting and submitting data to generate message file in concrete application
The collage-credit data of point merges, to realize that the merging of collage-credit data is reported and submitted.For example, for the collage-credit data of different time points, it can
Wherein all receipts are divided into six classes, specially A1.1-A1.N: non-the closing of (not including T1) granting before T1 time point
Revolving loan;A2.1-A2.N: the non-of (not including T1) granting closes acyclic loan before T1 time point;A3.1-A3.N:In
Non- between (including T1, do not include T2) point closes revolving loan when T1 time point-T2;The A4.1-A4.N: (packet in T1 time point-T2
Include T1, do not include T2) non-acyclic loan is closed between point;A5.1-A5.N: that provides after T2 time point (including T2) is non-
Close revolving loan;A6.1-A6.N: (including T2), the non-of granting closes acyclic loan etc. after T2 time point, reports generating
When file, A1.1-A1.N, A3.1-A3.N can be reported and submitted into receipt, A2.1-A2.N, A4.1-A4.N, A6.1- by R4 account
A6.N reports and submits receipt by D1 account, and A5.1-A5.N reports and submits receipt by R1 account, reports and submits place to the merging of different time points to realize
Reason, improves the treatment effeciency that collage-credit data is reported and submitted.
Step S207: message file is issued to terminal, and carries out message file by terminal to report processing.
According to after reporting and submitting data to generate message file, which is issued to the end that request collage-credit data is reported and submitted
End is such as reported to message file in people's row reference by the terminal with carrying out message file by the terminal to report processing
The heart reports processing to the safety of personal collage-credit data to realize.When specific implementation, obtained message file can be sent to
People's row reports under the particular category of special plane, and notice terminal needs to report and submit the filename of message file, and in people's row credit investigation system
It initiates message file and reports and submits processing.
In specific application, it reports and submits database, terminal and server that can be deployed in different network areas, such as reports and submits
Database can be deployed in data field in cloud (such as can be Vertica company-data), and server can be deployed in application in cloud
One area, terminal, which can be deployed in cloud, applies 2nd area, data field in cloud, in cloud using can only between 2nd area of application in an area and cloud
Adjacent straight receiving in order is asked, cannot be asked in reply indirectly, i.e., mutually can directly access in data field and cloud using an area in cloud, cloud
It directly can mutually be accessed in one area of interior application and cloud using 2nd area, so that terminal and server is communicated by network.In
It needs to carry out to give the correct time on collage-credit data, collage-credit data is generated by terminal, request Concurrency is reported and submitted to send to server, server response is eventually
The collage-credit data that end is sent reports and submits request, and collage-credit data inquiry and message generation place are carried out in database from reporting and submitting for cloud data field
Reason, then pass through TCP (Transmission Control Protocol, transmission control protocol)/HTTP (HyperText
Transfer Protocol, hypertext transfer protocol) mode is transmitted to the terminal in 2nd area of application in cloud.It will finally be reported by terminal
File reports to people's row reference center, such as people's row reference center is transmitted to by TCP/HTTP mode, to realize personal sign
Letter data reports and submits processing, access terminal can not directly and reports and submits database, forms Network Isolation, prevent collage-credit data from reporting and submitting
Information leakage is sent in the process, improves the safety that collage-credit data is reported and submitted.
Above-mentioned collage-credit data is reported and submitted in method, is sieved according to the collage-credit data that the collage-credit data that terminal is sent reports and submits request to include
Condition is selected, reports and submits in database inquiry and data to report and submit the corresponding data to be reported and submitted of request from preset, further generates message
Message file is simultaneously issued to terminal by file, and carries out message file by terminal to report processing.Place is reported in collage-credit data
During reason, the collage-credit data that response terminal is sent reports and submits request to carry out collage-credit data inquiry and message generation processing, makes terminal
It can not directly access and report and submit database, form data isolation, send information leakage during preventing collage-credit data from reporting and submitting, improve
The safety that collage-credit data is reported and submitted.
It further include data in one of the embodiments, before reception reports and submits request by the collage-credit data that terminal is sent
The step of preparation, specifically includes:
Step S301: reference source data is obtained, and collage-credit data is generated according to reference source data.
In the present embodiment, before reception reports and submits request by the collage-credit data that terminal is sent, place is prepared to collage-credit data
Reason reports and submits request can timely respond to the collage-credit data of terminal transmission.Specifically, reference source data is obtained, data source can be with
For the related data that service-user in operation system generates, it is specifically as follows daily through data SQL (Structured Query
Language, structured query language) script stores to the source data reported and submitted in database.After obtaining reference source data, according to
The reference source data generates collage-credit data.Specifically, reference source data can be processed, such as to reference source data
Reference analysis is carried out, the collage-credit data factor is therefrom extracted, i.e., data relevant to reference are generated further according to the collage-credit data factor and levied
Letter data.
Step S303: data check is carried out to collage-credit data, obtains data check result.
After obtaining collage-credit data, data check is carried out to the collage-credit data, obtains data check result.It specifically can be right
Reasonability, consistency, integrality of collage-credit data etc. are verified, to ensure the validity of collage-credit data.
Step S305: when data check result is that verification passes through, data is generated and report and submit prompting message, and data are reported and submitted
Prompting message is sent to terminal.
When data check result is that verification passes through, i.e., when collage-credit data is effective, generates data and report and submit prompting message, and will
Data report and submit prompting message to be sent to terminal.Wherein, data report and submit prompting message to be ready for for prompt terminal collage-credit data
At, collage-credit data can be carried out and report and submit processing, with remind terminal send collage-credit data report and submit request, to trigger collage-credit data report
Send processing.In addition it is also possible to which just corresponding collage-credit data is stored to collage-credit data when data check result is that verification passes through
In library, to ensure the validity of collage-credit data in collage-credit data library.
It is also wrapped after obtaining data check result to collage-credit data progress data check in one of the embodiments,
It includes: when data check result is to verify obstructed out-of-date, generation data exception prompting message;Data exception prompting message is sent to
Preset data exception handles node, and the step of returning and carry out data check to collage-credit data, obtaining data check result.
In the present embodiment, when data check result is that verification does not pass through, that is, when the collage-credit data exception generated, it can notify
Corresponding preset data exception processing node carries out abnormality processing.It specifically, is to verify obstructed out-of-date, life in data check result
At data exception prompting message, the data exception prompting message is for prompting preset data exception processing node to carry out exception
Reason.Wherein, data exception processing node can be the manager node of operation system, informed and managed by data exception prompting message
Reason person's node data abnormal conditions, so that manager node can in time be handled abnormal collage-credit data.Specifically, it obtains
After data exception prompting message, data exception prompting message is sent to preset data exception and handles node, and is returned to sign
The step of letter data carries out data check, obtains data check result carries out data check processing to collage-credit data to return
The step of.
In one of the embodiments, after generating message file according to data to be reported and submitted, further includes: to message file
Data exception analysis is carried out, anomaly analysis result is obtained;Anomaly analysis result is issued to preset approval node, and receives and examines
Criticize the examination & approval processing result that node is directed to anomaly analysis result feedback;When examining processing result is that examination & approval pass through, executing will report
File is issued to terminal, and carries out message file by terminal to report processing.
In the present embodiment, after generating message file, examined by approval node, and when examination & approval pass through by message file
It is issued to terminal, so that terminal carries out reporting processing.Specifically, after generating message file according to data to be reported and submitted, to report
File carries out data exception analysis, obtains anomaly analysis result.Data exception analysis specifically can be by the distribution of fixed dimension
The comparison situation that situation, overdue statistical conditions and history are reported and submitted is analyzed and processed, and obtained anomaly analysis result is issued
Examination & approval processing is carried out to preset approval node.When specific implementation, obtained anomaly analysis result can be carried out at visualization
Approval node is issued to after reason, so that whether just approval node can judge data cases based on visual anomaly analysis result
Often, to realize quickly examination & approval.After approval node receives anomaly analysis result, carries out examination & approval processing and return for the exception point
The examination & approval processing result for analysing result does not pass through as examination & approval pass through or examine.If the examination & approval processing of the approval node feedback received
When as a result passing through for examination & approval, show that the data in message file are normal, can continue to report and submit processing, then executes message text
Part is issued to terminal, and carries out message file by terminal to report processing, i.e., obtained message file is issued to terminal, with
The message file is carried out by terminal to report processing, such as reports to people's row reference center.
Anomaly analysis result is being issued to terminal in one of the embodiments, and is receiving terminal for anomaly analysis
As a result after the examination & approval processing result fed back, further includes: when examination & approval processing result is that examination & approval are obstructed out-of-date, it is different that execution generates data
The step of normal prompting message.
In the present embodiment, when approval node examination & approval processing result be examine it is obstructed out-of-date, show the number in message file
According to there are abnormal conditions, subsequent collage-credit data can not be carried out and report and submit processing, then execute the step of generating data exception prompting message,
I.e. notification data abnormality processing node carries out data exception processing.
Message file is being issued to terminal in one of the embodiments, and is being carried out message file by terminal
After report processing, further includes: obtain message and report processing result;When it is to report unsuccessfully that message, which reports processing result, in acquisition
Report failure cause;Failure cause will be reported to be sent to data exception processing node.
In the present embodiment, when message file is reported processing, to reporting processing result to be monitored, to ensure message text
Part can be uploaded successfully.Specifically, message file is being issued to terminal, and is carrying out message file by terminal to report processing
Later, it obtains message and reports processing result.For the message file that reports, there are two types of feedbacks: the first, all successfully plus
It is loaded into library, then feeds back and successfully feeds back message, all load is put in storage prompt report content, imports feedback message in systems by user
After file, prompt currently process to be reported and submitted successfully to feed back;Second, the load of message file part is put in storage or is not loaded into all
Library is then reported and submitted unsuccessfully, can attempt to repeat to report and submit, until message file is successfully reported and submitted.Specifically, when obtained message reports place
Reason result is when reporting unsuccessfully, and acquisition reports failure cause, such as data reasons, network cause etc., and will report failure cause
It is sent to data exception processing node, to carry out abnormality processing by data exception processing node, data exception handles node can be with
According to reporting failure cause to carry out being directed to processing, so that it is guaranteed that message file can be reported and submitted successfully.
It should be understood that although each step in the flow chart of Fig. 2-3 is successively shown according to the instruction of arrow,
These steps are not that the inevitable sequence according to arrow instruction successively executes.Unless expressly stating otherwise herein, these steps
Execution there is no stringent sequences to limit, these steps can execute in other order.Moreover, at least one in Fig. 2-3
Part steps may include that perhaps these sub-steps of multiple stages or stage are not necessarily in synchronization to multiple sub-steps
Completion is executed, but can be executed at different times, the execution sequence in these sub-steps or stage is also not necessarily successively
It carries out, but can be at least part of the sub-step or stage of other steps or other steps in turn or alternately
It executes.
In one embodiment, as shown in figure 4, providing a kind of collage-credit data reports and submits device 40, comprising: request is reported and submitted to connect
It receives module 401, report and submit data inquiry module 403, message file generating module 405 and message file reporting module 407, in which:
Request receiving module 401 is reported and submitted, request is reported and submitted by the collage-credit data that terminal is sent for receiving, collage-credit data is reported and submitted
Request includes collage-credit data screening conditions;
Data inquiry module 403 is reported and submitted, for being inquired from preset report and submit in database according to collage-credit data screening conditions
The corresponding data to be reported and submitted of request are reported and submitted with data;
Message file generating module 405, for generating message file according to data to be reported and submitted;
Message file reporting module 407 for message file to be issued to terminal, and is carried out message file by terminal
Report processing.
It in one of the embodiments, further include collage-credit data module, checking treatment module and prompting message module;Its
In: collage-credit data module generates collage-credit data for obtaining reference source data, and according to reference source data;Checking treatment module,
For carrying out data check to collage-credit data, data check result is obtained;Prompting message module, for being when data check result
When verification passes through, generates data and report and submit prompting message, and report and submit prompting message to be sent to terminal data.
It in one of the embodiments, further include that abnormal prompt message module and unexpected message issue module;Wherein: abnormal
Prompting message module, for being to verify obstructed out-of-date, generation data exception prompting message when data check result;Under unexpected message
Send out module, handle node for data exception prompting message to be sent to preset data exception, and return to collage-credit data into
Row data check, the step of obtaining data check result.
It in one of the embodiments, further include that message analysis module, approval node module and examination & approval pass through module;Its
In: message analysis module obtains anomaly analysis result for carrying out data exception analysis to message file;Approval node module,
For anomaly analysis result to be issued to preset approval node, and receive approval node examining for anomaly analysis result feedback
Batch processing result;Examination & approval are by module, for executing message file being issued to end when examining processing result is that examination & approval pass through
End, and carry out message file by terminal to report processing.
It in one of the embodiments, further include that examination & approval do not pass through module, for being that examination & approval are obstructed when examination & approval processing result
It is out-of-date, execute the step of generating data exception prompting message.
It in one of the embodiments, further include reported result module, failure cause acquisition module and failure handling module;
Wherein: reported result module reports processing result for obtaining message;Failure cause obtains module, for reporting place when message
Reason result is when reporting unsuccessfully, and acquisition reports failure cause;Failure handling module, for that failure cause will be reported to be sent to data
Abnormality processing node.
The specific restriction of device is reported and submitted to may refer to the limit for reporting and submitting method above for collage-credit data about collage-credit data
Fixed, details are not described herein.Above-mentioned collage-credit data report and submit the modules in device can fully or partially through software, hardware and its
Combination is to realize.Above-mentioned each module can be embedded in the form of hardware or independently of in the processor in computer equipment, can also be with
It is stored in the memory in computer equipment in a software form, in order to which processor calls the above modules of execution corresponding
Operation.
In one embodiment, as shown in figure 5, providing a kind of collage-credit data reports and submits system, which includes reporting and submitting end
End 42 and such as above-mentioned collage-credit data report and submit device 40, report and submit terminal 42 to report and submit in device 40 with collage-credit data and request is reported and submitted to connect
Module 401 and message file reporting module 407 are received, is communicated to connect respectively.
In the present embodiment, reports and submits terminal 42 to report and submit device 40 to send collage-credit data to collage-credit data and report and submit request, with request
It carries out collage-credit data and reports and submits processing, collage-credit data, which is reported and submitted in device 40, reports and submits request receiving module 401 to receive collage-credit data
Request is reported and submitted, and by reporting and submitting data inquiry module 403 and message file generating module 405 successively to be handled, obtains message text
Message file is finally issued to by message file reporting module 407 and reports and submits terminal 42 by part, and reports and submits terminal 42 that will report by this
File carries out reporting processing, such as reports to people's row reference center.
In one embodiment, a kind of computer equipment is provided, which can be server, internal junction
Composition can be as shown in Figure 6.The computer equipment includes processor, memory and the network interface connected by system bus.
Wherein, the processor of the computer equipment is for providing calculating and control ability.The memory of the computer equipment includes non-easy
The property lost storage medium, built-in storage.The non-volatile memory medium is stored with operating system and computer program.The built-in storage
Operation for operating system and computer program in non-volatile memory medium provides environment.The network of the computer equipment connects
Mouth with external terminal by network connection for being communicated.To realize a kind of reference number when the computer program is executed by processor
According to reporting and submitting method.
It will be understood by those skilled in the art that structure shown in Fig. 6, only part relevant to application scheme is tied
The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme, specific computer equipment
It may include perhaps combining certain components or with different component layouts than more or fewer components as shown in the figure.
In one embodiment, a kind of computer equipment, including memory and processor are provided, memory is stored with meter
Calculation machine program, processor perform the steps of when executing computer program
It receives and request is reported and submitted by the collage-credit data that terminal is sent, it includes that collage-credit data screens item that collage-credit data, which reports and submits request,
Part;
According to collage-credit data screening conditions, inquiry is reported and submitted in database to report and submit request corresponding wait report with data from preset
Send data;
Message file is generated according to data to be reported and submitted;
Message file is issued to terminal, and carries out message file by terminal to report processing.
In one embodiment, it is also performed the steps of when processor executes computer program and obtains reference source data, and
Collage-credit data is generated according to reference source data;Data check is carried out to collage-credit data, obtains data check result;Work as data check
When as a result passing through for verification, generates data and report and submit prompting message, and report and submit prompting message to be sent to terminal data.
In one embodiment, it also performs the steps of when processor executes computer program when data check result is
It is obstructed out-of-date to verify, and generates data exception prompting message;Data exception prompting message is sent to preset data exception processing
Node, and the step of returning and data check is carried out to collage-credit data, obtaining data check result.
In one embodiment, it is also performed the steps of when processor executes computer program and message file is counted
According to anomaly analysis, anomaly analysis result is obtained;Anomaly analysis result is issued to preset approval node, and receives approval node
For the examination & approval processing result of anomaly analysis result feedback;When examining processing result is that examination & approval pass through, execute message file
It is issued to terminal, and carries out message file by terminal to report processing.
In one embodiment, it is also performed the steps of when processor executes computer program when examination & approval processing result is
It is obstructed out-of-date to examine, and executes the step of generating data exception prompting message.
In one embodiment, acquisition message is also performed the steps of when processor executes computer program reports processing
As a result;When it is to report unsuccessfully that message, which reports processing result, acquisition reports failure cause;Failure cause will be reported to be sent to data
Abnormality processing node.
In one embodiment, a kind of computer readable storage medium is provided, computer program is stored thereon with, is calculated
Machine program performs the steps of when being executed by processor
It receives and request is reported and submitted by the collage-credit data that terminal is sent, it includes that collage-credit data screens item that collage-credit data, which reports and submits request,
Part;
According to collage-credit data screening conditions, inquiry is reported and submitted in database to report and submit request corresponding wait report with data from preset
Send data;
Message file is generated according to data to be reported and submitted;
Message file is issued to terminal, and carries out message file by terminal to report processing.
In one embodiment, it is also performed the steps of when computer program is executed by processor and obtains reference source data,
And collage-credit data is generated according to reference source data;Data check is carried out to collage-credit data, obtains data check result;When data school
Testing result is when verifying to pass through, to generate data and report and submit prompting message, and report and submit prompting message to be sent to terminal data.
In one embodiment, it also performs the steps of when computer program is executed by processor when data check result
It is obstructed out-of-date to verify, generate data exception prompting message;Data exception prompting message is sent at preset data exception
Manage node, and the step of returning and data check is carried out to collage-credit data, obtaining data check result.
In one embodiment, it is also performed the steps of when computer program is executed by processor and message file is carried out
Data exception analysis, obtains anomaly analysis result;Anomaly analysis result is issued to preset approval node, and receives examination & approval section
Examination & approval processing result of the point for anomaly analysis result feedback;When examining processing result is that examination & approval pass through, execute message text
Part is issued to terminal, and carries out message file by terminal to report processing.
In one embodiment, it is also performed the steps of when computer program is executed by processor when examination & approval processing result
It is obstructed out-of-date to examine, execute the step of generating data exception prompting message.
In one embodiment, acquisition message is also performed the steps of when computer program is executed by processor reports place
Manage result;When it is to report unsuccessfully that message, which reports processing result, acquisition reports failure cause;Failure cause will be reported to be sent to number
According to abnormality processing node.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer
In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein,
To any reference of memory, storage, database or other media used in each embodiment provided herein,
Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM
(PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include
Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms,
Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing
Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM
(RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
Each technical characteristic of above embodiments can be combined arbitrarily, for simplicity of description, not to above-described embodiment
In each technical characteristic it is all possible combination be all described, as long as however, the combination of these technical characteristics be not present lance
Shield all should be considered as described in this specification.
The several embodiments of the application above described embodiment only expresses, the description thereof is more specific and detailed, but simultaneously
It cannot therefore be construed as limiting the scope of the patent.It should be pointed out that coming for those of ordinary skill in the art
It says, without departing from the concept of this application, various modifications and improvements can be made, these belong to the protection of the application
Range.Therefore, the scope of protection shall be subject to the appended claims for the application patent.
Claims (10)
1. a kind of collage-credit data reports and submits method, which comprises
It receives and request is reported and submitted by the collage-credit data that terminal is sent, it includes that collage-credit data screens item that the collage-credit data, which reports and submits request,
Part;
According to the collage-credit data screening conditions, inquiry is reported and submitted in database to report and submit request corresponding with the data from preset
Data to be reported and submitted;
Message file is generated according to the data to be reported and submitted;
The message file is issued to the terminal, and carries out the message file to report processing by the terminal.
2. being asked the method according to claim 1, wherein being reported and submitted in the reception by the collage-credit data that terminal is sent
Before asking, further includes:
Reference source data is obtained, and collage-credit data is generated according to the reference source data;
Data check is carried out to the collage-credit data, obtains data check result;
When data check result is that verification passes through, generates data and report and submit prompting message, and the data are reported and submitted into prompting message
It is sent to the terminal.
3. according to the method described in claim 2, it is characterized in that, being obtained described to collage-credit data progress data check
To after data check result, further includes:
When the data check result is to verify obstructed out-of-date, generation data exception prompting message;
The data exception prompting message is sent to preset data exception processing node, and return to the collage-credit data into
Row data check, the step of obtaining data check result.
4. according to the method described in claim 3, it is characterized in that, generating message file in the data to be reported and submitted according to
Later, further includes:
Data exception analysis is carried out to the message file, obtains anomaly analysis result;
The anomaly analysis result is issued to preset approval node, and receives the approval node for the anomaly analysis
As a result the examination & approval processing result fed back;
When the examination & approval processing result is that examination & approval pass through, executes and the message file is issued to the terminal, and pass through institute
Terminal is stated to carry out the message file to report processing.
5. according to the method described in claim 4, it is characterized in that, the anomaly analysis result is issued to the end described
End, and receive the terminal and be directed to after the examination & approval processing result of anomaly analysis result feedback, further includes:
When the step of examination & approval processing result is that examination & approval are obstructed out-of-date, executes generation data exception prompting message.
6. according to method described in claim 3 to 5 any one, which is characterized in that issue the message file described
To the terminal, and after report processing for the message file by the terminal, further includes:
It obtains message and reports processing result;
When it is to report unsuccessfully that the message, which reports processing result, acquisition reports failure cause;
Failure cause is reported to be sent to the data exception processing node by described.
7. a kind of collage-credit data reports and submits device, which is characterized in that described device includes:
Request receiving module is reported and submitted, request is reported and submitted by the collage-credit data that terminal is sent for receiving, the collage-credit data, which is reported and submitted, asks
It asks including collage-credit data screening conditions;
Report and submit data inquiry module, for according to the collage-credit data screening conditions, from it is preset report and submit in database inquiry with
The data report and submit the corresponding data to be reported and submitted of request;
Message file generating module, for generating message file according to the data to be reported and submitted;
Message file reporting module, for the message file to be issued to the terminal, and by the terminal by the report
File carries out reporting processing.
8. a kind of collage-credit data reports and submits system, which is characterized in that the system comprises report and submit terminal and as claimed in claim 7
Collage-credit data reports and submits device, described to report and submit terminal and the collage-credit data to report and submit in device to report and submit request receiving module and message
File reporting module, communicates to connect respectively.
9. a kind of computer equipment, including memory and processor, the memory are stored with computer program, feature exists
In the step of processor realizes any one of claims 1 to 6 the method when executing the computer program.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program
The step of method described in any one of claims 1 to 6 is realized when being executed by processor.
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CN111881093A (en) * | 2020-07-22 | 2020-11-03 | 中国工商银行股份有限公司 | Data reporting method, device and system |
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CN111782696A (en) * | 2020-06-29 | 2020-10-16 | 广东粤财金融云科技股份有限公司 | Credit investigation data processing method and device |
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CN112468532A (en) * | 2020-10-12 | 2021-03-09 | 苏宁金融科技(南京)有限公司 | Credit investigation data sending method, device, system, equipment and computer storage medium |
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CN113141366A (en) * | 2021-04-23 | 2021-07-20 | 中国邮政储蓄银行股份有限公司 | Message reporting method and device, storage medium and electronic equipment |
CN113141366B (en) * | 2021-04-23 | 2023-03-14 | 中国邮政储蓄银行股份有限公司 | Message submitting method and device, storage medium and electronic equipment |
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