CN110490587B - Method and device for rapidly locking bank card - Google Patents
Method and device for rapidly locking bank card Download PDFInfo
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Abstract
The invention provides a method and a device for quickly locking a bank card, wherein a user carries out first operation on transaction prompt information when recognizing that the bank card transaction is abnormal, at the moment, terminal equipment of the user acquires keywords and information identifiers of the transaction prompt information, determines an application program identifier of an application program for displaying the transaction prompt information and sender information of the transaction prompt information when receiving a user operation instruction for locking the bank card, and sends a bank card locking request to an application function entity (AF), the AF determines a settlement system according to the sender information and the application program identifier in the request, and sends the bank card locking request to the settlement system, and the settlement system locks a corresponding bank card according to the keywords, the information identifiers and a mobile phone number in the settlement system; the invention enables the user to conveniently initiate and complete the operation of locking the bank card in an emergency, and reduces the risk of embezzlement of the bank card.
Description
Technical Field
The invention relates to the technical field of communication, in particular to a method and a device for quickly locking a bank card.
Background
With the popularization of bank card use, the stealing and swiping incidents of the bank card are increasingly frequent. The embezzling process is usually continuous multiple transactions, and the user also receives multiple transaction prompt short messages. When such an event occurs, whether the bank card can be locked or not becomes one of the key factors for avoiding further expansion of the loss.
After the bank card is stolen, the main methods for locking the bank card at present are as follows: (1) a user initiatively dials a customer service telephone, and freezes or locks a bank card through a telephone bank; (2) locking the bank card by using an APP program; (3) and sending the short message.
All the three modes need to carry out a series of operations, such as dialing/logging in, selecting corresponding options, inputting an identity card number, inputting a bank card tail number, inputting a telephone bank password and the like, the operation is complicated, manual customer service often needs to wait in line, response is not timely enough, and a short message mode also needs to edit a short message, so that the time is more occupied.
Therefore, a solution for locking a bank card quickly is needed to solve the above technical problems.
Disclosure of Invention
Aiming at the defects in the prior art, the invention provides a method and a device for quickly locking a bank card, which are used for at least partially solving the problems of complicated steps and long time consumption of locking the bank card.
In order to solve the technical problems, the invention adopts the following technical scheme:
the invention provides a method for quickly locking a bank card, which comprises the following steps:
when detecting that a user performs first operation on transaction prompt information, acquiring keywords and information identification of the transaction prompt information, wherein the first operation is performed when the user identifies abnormal bank card transaction;
receiving a user operation instruction for indicating locking of a bank card, and determining an application program identifier of an application program for displaying the transaction prompt information and sender information of the transaction prompt information;
sending a bank card locking request to an application function entity so that the application function entity determines a settlement system according to sender information and an application program identifier in the application function entity, and sending a bank card locking request to the settlement system so that the settlement system locks a corresponding bank card according to a keyword, an information identifier and a mobile phone number in the application function entity, wherein the mobile phone number is the mobile phone number of the user.
Further, after sending the request for locking the bank card to the application function entity, the method further comprises:
and receiving an operation result of locking the bank card sent by the application function entity or the settlement system, and displaying the operation result.
Preferably, the information identifier for acquiring the transaction prompt message includes:
and acquiring the information identifier of the transaction prompt information through an interface of an application program displaying the transaction prompt information.
The invention also provides a method for quickly locking the bank card, which comprises the following steps:
receiving a bank card locking request sent by an application function entity; the bank card locking request is sent to the application function entity after the terminal equipment receives an application program identifier of an application program for indicating bank card locking and determining to display transaction prompt information and sender information of the transaction prompt information, and the application function entity determines a settlement system according to the sender information and the application program identifier and sends the settlement system to the settlement system; the user operation instruction is sent to the terminal equipment after the user of the terminal equipment performs first operation on the transaction prompt information when recognizing that the bank card transaction is abnormal;
locking the corresponding bank card according to the key words, the information identification and the mobile phone number in the bank card locking request; the keyword and the information identifier are specific to the transaction prompt message and are obtained when the terminal device detects that a user performs a first operation on the transaction prompt message, and the mobile phone number is the mobile phone number of the user.
Preferably, the locking the corresponding bank card according to the keyword, the information identifier and the mobile phone number in the request for locking the bank card includes:
determining corresponding transaction prompt information according to the key words, the information identification and the mobile phone number in the bank card locking request;
and determining a bank card corresponding to the transaction prompt information, and locking the bank card.
Further, after the corresponding bank card is locked according to the keyword, the information identifier and the mobile phone number in the request for locking the bank card, the method further comprises the following steps:
sending an operation result of locking the bank card to the application function entity so that the application function entity can forward the operation result to the terminal equipment to enable the terminal equipment to display the operation result; alternatively, the first and second electrodes may be,
and sending an operation result of locking the bank card to the terminal equipment so that the terminal equipment displays the operation result.
The invention also provides a method for quickly locking the bank card, which comprises the following steps:
receiving a bank card locking request sent by terminal equipment, wherein the bank card locking request is sent after the terminal equipment receives a user operation instruction for indicating bank card locking and determines an application program identifier of an application program for displaying transaction prompt information and sender information of the transaction prompt information, and the user operation instruction is sent after a user of the terminal identifies bank card transaction abnormity and carries out first operation on the transaction prompt information;
determining a corresponding settlement system according to the application program identifier and the sender information;
and sending a bank card locking request to the settlement system so that the settlement system locks a corresponding bank card according to a keyword, an information identifier and a mobile phone number in the bank card, wherein the keyword and the information identifier are specific to the transaction prompt information and are obtained when the terminal device detects that a user performs a first operation on the transaction prompt information, and the mobile phone number is the mobile phone number of the user.
The present invention also provides a terminal device, including: the device comprises an acquisition module, a receiving module, a determining module and a sending module;
the acquisition module is used for acquiring keywords and information identification of the transaction prompt information when detecting that a user performs first operation on the transaction prompt information, wherein the first operation is performed when the user identifies abnormal transaction of a bank card;
the receiving module is used for receiving a user operation instruction for indicating the locking of the bank card;
the determining module is used for determining the application program identification of the application program displaying the transaction prompt information and the sender information of the transaction prompt information;
the sending module is used for sending a bank card locking request to an application function entity so that the application function entity determines a settlement system according to sender information and an application program identifier in the application function entity, and sending the bank card locking request to the settlement system so that the settlement system locks a corresponding bank card according to a keyword, an information identifier and a mobile phone number in the settlement system, wherein the mobile phone number is the mobile phone number of the user.
Further, the terminal device further comprises a display module, and the receiving module is further configured to receive an operation result of locking the bank card sent by the application function entity or the settlement system;
the display module is used for displaying the operation result.
Preferably, the obtaining module is configured to obtain the information identifier of the transaction prompt message through an interface of an application program that displays the transaction prompt message.
The present invention also provides a settlement system comprising: the system comprises a receiving module and a processing module, wherein the receiving module is used for receiving a bank card locking request sent by an application function entity; the bank card locking request is sent to the application function entity after the terminal equipment receives an application program identifier of an application program for indicating bank card locking and determining to display transaction prompt information and sender information of the transaction prompt information, and the application function entity determines a settlement system according to the sender information and the application program identifier and sends the settlement system to the settlement system; the user operation instruction is sent to the terminal equipment after the user of the terminal equipment performs first operation on the transaction prompt information when recognizing that the bank card transaction is abnormal;
the processing module is used for locking the corresponding bank card according to the keywords, the information identification and the mobile phone number in the request for locking the bank card; the keyword and the information identifier are specific to the transaction prompt information and are obtained when the terminal device detects that a user performs a first operation on the transaction prompt information, and the mobile phone number is the mobile phone number of the user.
Preferably, the processing module is configured to determine corresponding transaction prompt information according to the keyword, the information identifier, and the mobile phone number in the request for locking the bank card; and determining a bank card corresponding to the transaction prompt information, and locking the bank card.
Further, the settlement system further comprises a sending module, wherein the sending module is used for sending an operation result of locking the bank card to the application function entity so that the application function entity can forward the operation result to the terminal device, and the terminal device can display the operation result; or sending an operation result of locking the bank card to the terminal equipment so that the terminal equipment displays the operation result.
The invention also provides an application function entity, which comprises a receiving module, a processing module and a sending module, wherein the receiving module is used for receiving a bank card locking request sent by the terminal equipment, the bank card locking request is sent after the terminal equipment receives a user operation instruction for indicating that the bank card is locked and determines an application program identifier of an application program for displaying transaction prompt information and sender information of the transaction prompt information, and the user operation instruction is sent after a user of the terminal identifies that the bank card transaction is abnormal and carries out first operation on the transaction prompt information;
the processing module is used for determining a corresponding settlement system according to the application program identifier and the sender information;
the sending module is used for sending a bank card locking request to the settlement system so that the settlement system locks a corresponding bank card according to a keyword, an information identifier and a mobile phone number in the bank card, wherein the keyword and the information identifier are specific to the transaction prompt information and are obtained when the terminal device detects that a user performs a first operation on the transaction prompt information, and the mobile phone number is the mobile phone number of the user.
The embodiment of the invention can achieve the following beneficial technical effects:
when a user identifies that the transaction of the bank card is abnormal, first operation is carried out on transaction prompt information, at the moment, a terminal device of the user acquires a keyword and an information identifier of the transaction prompt information, when a user operation instruction which represents locking of the bank card is received, an application program identifier of an application program which displays the transaction prompt information and sender information of the transaction prompt information are determined, a bank card locking request is sent to an application function entity (AF), a settlement system is determined by the AF according to the sender information and the application program identifier, the bank card locking request is sent to the settlement system, and the corresponding bank card is locked by the settlement system according to the keyword, the information identifier and a mobile phone number; the invention enables the user to conveniently initiate and complete the operation of locking the bank card in an emergency, and reduces the risk of embezzlement of the bank card.
Drawings
Fig. 1 is a first schematic flow chart of rapidly locking a bank card according to an embodiment of the present invention;
FIG. 2 is a schematic flow chart of the settlement system locking bank card according to the embodiment of the present invention;
fig. 3 is a second schematic flow chart illustrating a process of quickly locking a bank card according to an embodiment of the present invention;
fig. 4 is a schematic structural diagram of a terminal device according to an embodiment of the present invention;
fig. 5 is a schematic structural diagram of a settlement system provided in an embodiment of the present invention;
fig. 6 is a schematic structural diagram of an application functional entity according to an embodiment of the present invention.
Detailed Description
The technical solution of the present invention will be described clearly and completely with reference to the accompanying drawings, and it should be understood that the described embodiments are a part of the embodiments of the present invention, and not all of the embodiments. All other embodiments, which can be obtained by a person skilled in the art without any inventive step based on the embodiments of the present invention, are within the scope of the present invention.
In view of the foregoing problems in the prior art, an embodiment of the present invention provides a method for quickly locking a bank card, where the method is applied to a system including a settlement system, an NEF (Network Exposure Function) and an AF (Application Function), and preferably, the system may further include an AUSF (Authentication Server Function). The settlement system is a business processing system of a bank or a business processing system of a third-party payment platform and is used for processing and monitoring financial businesses of the bank or the third-party payment platform.
As shown in fig. 1, the method for quickly locking a bank card of the present invention includes the following steps:
step 1, when a user identifies abnormal transaction of a bank card, performing a first operation on transaction prompt information, and acquiring keywords and information identification of the transaction prompt information by a terminal device of the user.
Specifically, when a bank card of a user generates a plurality of abnormal transactions, the user determines that the transaction is "stolen," for example, a terminal device (UE) of the user continuously receives a plurality of transaction prompt messages of unauthorized transactions, and at this time, the user performs a first operation on the transaction prompt messages. The first operation may be a long press of the transaction prompt message or a double click of the transaction prompt message, and of course, the first operation includes, but is not limited to, a long press operation or a double click operation, as known to those skilled in the art.
When the terminal device identifies the first operation, keywords in the transaction prompt message are extracted, wherein the keywords at least comprise a tail number xxxx and can also comprise credit cards, consumption, transfer accounts and the like.
The transaction prompt information is usually displayed through an application program on the terminal device, the application program can be short messages, WeChat and the like, correspondingly, the terminal device obtains an information identifier of the transaction prompt information through an interface of the application program displaying the transaction prompt information, the information identifier is used for uniquely identifying the transaction prompt information, so that a subsequent settlement system determines a bank card according to the information identifier, and the information identifier can be an information serial number. It should be noted that, the information identifier for obtaining the transaction prompt information may be implemented by a dedicated program built in the terminal device. The built-in program may be implemented based on an eSIM (Embedded-SIM) or a SIM (Subscriber identity Module) of the terminal device. The eSIM or the SIM may interact with the application program currently displaying the transaction prompt message through the interface to obtain the message identifier of the transaction prompt message.
And 2, receiving a user operation instruction for indicating that the bank card is locked by the terminal equipment of the user.
It should be noted that after the terminal device obtains the keyword and the information identifier of the transaction prompt information, an option menu may pop up, where the option menu includes at least two options, "request to lock the bank card" and "cancel" for the user to select, and the user sends a user operation instruction indicating to lock the bank card to the terminal device by clicking the "request to lock the bank card" option.
And 3, the terminal equipment determines the application program identification of the application program displaying the transaction prompt information and the sender information of the transaction prompt information.
Specifically, if the application program displaying the transaction prompt information is a short message, the sender information is a system sending number (i.e., sender number) for sending the short message, and if the application program displaying the transaction prompt information is a WeChat, the sender information is a (public) account of the sender.
And 4, the terminal equipment sends a bank card locking request to the application function entity.
The request for locking the bank card carries keywords and information identification of transaction prompt information, application program identification, sender information and mobile phone number, wherein the mobile phone number is the mobile phone number of the user.
And 5, the application functional entity determines a settlement system according to the sender information and the application program identifier in the bank card locking request.
Specifically, if the application program displaying the transaction prompt information is a short message, the system sending the short message can be identified through the sender number of the short message, and then the corresponding settlement system is determined; if the application program displaying the transaction prompt information is WeChat, the (public) account number sending the transaction prompt information is identified by the sender of the WeChat, the corresponding settlement system is further determined, and the rest is analogized.
And 6, the application functional entity sends a bank card locking request to the settlement system.
In this step, the application functional entity sends a request for locking the bank card to the settlement system determined in step 5 through a network open function entity (NEF), where the request for locking the bank card carries the keyword and the information identifier of the transaction prompt information and the mobile phone number of the user.
And 7, locking the corresponding bank card by the settlement system according to the key words, the information identification and the mobile phone number in the request for locking the bank card.
Specifically, the specific implementation manner of the settlement system determining and locking the corresponding bank card according to the keyword, the information identifier and the mobile phone number is described in detail with reference to fig. 2.
It can be seen from the above steps 1-7 that, in the present invention, a user performs a first operation on transaction prompt information when recognizing that a bank card transaction is abnormal, at this time, a terminal device of the user acquires a keyword and an information identifier of the transaction prompt information, determines an application identifier of an application program displaying the transaction prompt information and sender information of the transaction prompt information when receiving a user operation instruction indicating that a bank card is locked, and sends a request for locking the bank card to an application function entity (AF), the AF determines a settlement system according to the sender information and the application identifier therein, and sends a request for locking the bank card to the settlement system, and the settlement system locks a corresponding bank card according to the keyword, the information identifier and a mobile phone number therein; the invention enables the user to conveniently initiate and complete the operation of locking the bank card in an emergency, and reduces the risk of embezzlement of the bank card.
It should be noted that, after the application function entity receives the request for locking the bank card sent by the terminal device (i.e. step 4), and before the application function entity determines the settlement system according to the sender information and the application program identifier in the request for locking the bank card (i.e. step 5), the application function entity may also request the AUSF to perform the identity authentication on the terminal device, and execute step 5 after the authentication is passed, so that the security and reliability may be improved.
The steps of the accounting system to lock the corresponding bank card are described in detail below with reference to fig. 2. As shown in fig. 2, the step of locking the corresponding bank card by the settlement system includes:
and step 21, determining corresponding transaction prompt information according to the keywords, the information identification and the mobile phone number in the bank card locking request.
Specifically, the settlement system can retrieve only one piece of transaction prompt information according to the mobile phone number of the user, the information identifier and the keyword of the tail number xxxx.
And step 22, determining the bank card corresponding to the transaction prompt information according to the transaction prompt information, and locking the bank card.
Specifically, the settlement system finds the bank account (i.e. the bank card) of the transaction prompt message according to the transaction prompt message, locks the bank account, and suspends the transaction. If the settlement system is a business processing system of a bank, the bank card can be directly frozen, and if the settlement system is a business processing system of a third party payment platform, the transaction performed by the system is suspended.
Further, as shown in fig. 3, after the settlement system locks the corresponding bank card according to the keyword, the information identifier and the mobile phone number in the request for locking the bank card (i.e. step 7), the method may further include the following steps:
and 8, the settlement system sends the operation result of locking the bank card to the application function entity so that the application function entity can forward the operation result to the terminal equipment.
In this step, the settlement system sends the operation result of locking the bank card to the application function entity through the network open function entity, and the application function entity forwards the operation result to the terminal device.
Preferably, the operation result comprises one or any combination of the following: receiving the time of a request for locking the bank card, the operation ending time of the locking bank card, the result of whether the locking bank card is successful, the information of the locked bank card, the prompt information of the unlocking mode and the identification code for inquiring the operation detail information. The user can query the operation log record according to the identification code for querying the operation detail information, thereby viewing the operation detail information.
And 9, displaying the operation result by the terminal equipment.
Specifically, the terminal device may display the operation result in a manner of popping up the prompt message.
It should be noted that, in order to avoid the situation that the terminal device is subjected to malicious attack or the bank card of the user is maliciously locked due to the fact that the user is completely unaware of the malicious attack, the settlement system may directly send the operation result to the terminal device, so as to display the operation result (i.e., pop-up prompt information) to the user, and the user may conveniently and timely recover the use of the bank card.
Accordingly, as shown in fig. 3, after the settlement system locks the corresponding bank card according to the keyword, the information identifier and the mobile phone number in the request for locking the bank card (i.e. step 7), the method further comprises the following steps:
and 8', sending the operation result of locking the bank card to the terminal equipment.
It should be noted that step 8 'is an alternative to step 8, that is, step 8' and step 8 are alternatively executed.
And 9, displaying the operation result by the terminal equipment.
Based on the same technical concept, an embodiment of the present invention further provides a terminal device, as shown in fig. 4, where the terminal device may include: an acquisition module 41, a receiving module 42, a determination module 43 and a sending module 44.
The obtaining module 41 is configured to, when it is detected that a user performs a first operation on the transaction prompting information, obtain a keyword and an information identifier of the transaction prompting information, where the first operation is performed when the user identifies that a bank card transaction is abnormal.
The receiving module 42 is used for receiving a user operation instruction for indicating the locking of the bank card.
The determining module 43 is configured to determine an application identifier of an application displaying the transaction prompting message and sender information of the transaction prompting message.
The sending module 44 is configured to send a request for locking a bank card to an application function entity, so that the application function entity determines a settlement system according to sender information and an application identifier therein, and send a request for locking a bank card to the settlement system, so that the settlement system locks a corresponding bank card according to a keyword, an information identifier, and a mobile phone number therein, where the mobile phone number is the mobile phone number of the user.
Further, the terminal device further includes a display module 45, and the receiving module 42 is further configured to receive an operation result of locking the bank card sent by the application function entity or the settlement system.
The display module 45 is used for displaying the operation result.
Preferably, the obtaining module 42 is configured to obtain the information identifier of the transaction prompt message through an interface of an application program displaying the transaction prompt message.
Based on the same technical concept, an embodiment of the present invention further provides a settlement system, as shown in fig. 5, the settlement system may include a receiving module 51 and a processing module 52, where the receiving module 51 is configured to receive a request for locking a bank card sent by an application function entity; the bank card locking request is sent to the application function entity after the terminal equipment receives an application program identifier of an application program for indicating bank card locking and determining to display transaction prompt information and sender information of the transaction prompt information, and the application function entity determines a settlement system according to the sender information and the application program identifier and sends the settlement system to the settlement system; and the user operation instruction is sent to the terminal equipment after the user of the terminal equipment performs first operation on the transaction prompt information when recognizing that the bank card transaction is abnormal.
The processing module 52 is configured to lock the corresponding bank card according to the keyword, the information identifier, and the mobile phone number in the request for locking the bank card; the keyword and the information identifier are specific to the transaction prompt information and are obtained when the terminal device detects that a user performs a first operation on the transaction prompt information, and the mobile phone number is the mobile phone number of the user.
Preferably, the processing module 52 is configured to determine corresponding transaction prompt information according to the keyword, the information identifier and the mobile phone number in the request for locking the bank card; and determining a bank card corresponding to the transaction prompt information, and locking the bank card.
Further, the settlement system further includes a sending module 52, where the sending module 53 is configured to send an operation result of locking the bank card to the application function entity, so that the application function entity forwards the operation result to the terminal device, and the terminal device displays the operation result; or sending an operation result of locking the bank card to the terminal equipment so that the terminal equipment displays the operation result.
Based on the same technical concept, an embodiment of the present invention further provides an application function entity, as shown in fig. 6, the application function entity may include a receiving module 61, a processing module 62, and a sending module 63, where the receiving module 61 is configured to receive a bank card locking request sent by a terminal device, where the bank card locking request is sent after the terminal device receives an application identifier, which is used to indicate a user operation instruction for locking a bank card and determine an application program for displaying transaction prompt information, and sender information of the transaction prompt information, and the user operation instruction is sent after a user of the terminal identifies a bank card transaction abnormality and performs a first operation on the transaction prompt information.
The processing module 62 is configured to determine a corresponding accounting system based on the application identification and the sender information.
The sending module 63 is configured to send a request for locking a bank card to the settlement system, so that the settlement system locks a corresponding bank card according to a keyword, an information identifier and a mobile phone number in the request, where the keyword and the information identifier are for the transaction prompt information and are obtained by the terminal device when detecting that a first operation is performed on the transaction prompt information by a user, and the mobile phone number is the mobile phone number of the user.
It will be understood that the above embodiments are merely exemplary embodiments taken to illustrate the principles of the present invention, which is not limited thereto. It will be apparent to those skilled in the art that various modifications and improvements can be made without departing from the spirit and substance of the invention, and these modifications and improvements are also considered to be within the scope of the invention.
Claims (14)
1. A method for locking bank card quickly is used for terminal equipment, and is characterized by comprising the following steps:
when detecting that a user performs first operation on transaction prompt information, acquiring keywords and information identification of the transaction prompt information, wherein the first operation is performed when the user identifies abnormal bank card transaction;
receiving a user operation instruction for indicating locking of a bank card, and determining an application program identifier of an application program for displaying the transaction prompt information and sender information of the transaction prompt information;
sending a bank card locking request to an application function entity so that the application function entity determines a settlement system according to sender information and an application program identifier in the application function entity, sending the bank card locking request to the settlement system so that the settlement system determines corresponding transaction prompt information according to a keyword, an information identifier and a mobile phone number in the settlement system, determines a bank card corresponding to the transaction prompt information according to the transaction prompt information, and locks the corresponding bank card, wherein the mobile phone number is the mobile phone number of the user.
2. The method of claim 1, wherein after sending the request to lock the bank card to the application function entity, the method further comprises:
and receiving an operation result of locking the bank card sent by the application function entity or the settlement system, and displaying the operation result.
3. The method of claim 1 or 2, wherein the obtaining the information identifier of the transaction prompting message comprises:
and acquiring the information identifier of the transaction prompt information through an interface of an application program displaying the transaction prompt information.
4. A method for quickly locking a bank card in a settlement system, comprising:
receiving a bank card locking request sent by an application function entity; the bank card locking request is sent to the application function entity after the terminal equipment receives an operation instruction of a user for indicating bank card locking and determines an application program identifier of an application program displaying transaction prompt information and sender information of the transaction prompt information, and the application function entity determines a settlement system according to the sender information and the application program identifier and sends the settlement system; the user operation instruction is sent to the terminal equipment after the user of the terminal equipment performs first operation on the transaction prompt information when recognizing that the bank card transaction is abnormal;
determining corresponding transaction prompt information according to the keywords, the information identification and the mobile phone number in the bank card locking request, determining a bank card corresponding to the transaction prompt information according to the transaction prompt information, and locking the corresponding bank card; the keyword and the information identifier are specific to the transaction prompt information and are obtained when the terminal device detects that a user performs a first operation on the transaction prompt information, and the mobile phone number is the mobile phone number of the user.
5. The method as claimed in claim 4, wherein said locking the corresponding bank card according to the keyword, the information identifier and the mobile phone number in the request for locking the bank card comprises:
determining corresponding transaction prompt information according to the key words, the information identification and the mobile phone number in the bank card locking request;
and determining a bank card corresponding to the transaction prompt information, and locking the bank card.
6. The method according to claim 4 or 5, wherein after locking the corresponding bank card according to the keyword, the information identifier and the mobile phone number in the request for locking the bank card, the method further comprises:
sending an operation result of locking the bank card to the application function entity so that the application function entity can forward the operation result to the terminal equipment to enable the terminal equipment to display the operation result; alternatively, the first and second liquid crystal display panels may be,
and sending an operation result of locking the bank card to the terminal equipment so that the terminal equipment displays the operation result.
7. A method for locking bank card rapidly is used in system of application function entity, which is characterized in that it includes:
receiving a bank card locking request sent by terminal equipment, wherein the bank card locking request is sent after the terminal equipment receives a user operation instruction for indicating bank card locking and determines an application program identifier of an application program for displaying transaction prompt information and sender information of the transaction prompt information, and the user operation instruction is sent after a user of the terminal identifies bank card transaction abnormity and carries out first operation on the transaction prompt information;
determining a corresponding settlement system according to the application program identifier and the sender information;
sending a bank card locking request to the settlement system so that the settlement system determines corresponding transaction prompt information according to keywords, information identification and a mobile phone number in the transaction prompt information, determines a bank card corresponding to the transaction prompt information according to the transaction prompt information, and locks the corresponding bank card, wherein the keywords and the information identification are specific to the transaction prompt information and are obtained when the terminal device detects that a user performs first operation on the transaction prompt information, and the mobile phone number is the mobile phone number of the user.
8. A terminal device, comprising: the device comprises an acquisition module, a receiving module, a determining module and a sending module;
the acquisition module is used for acquiring keywords and information identification of the transaction prompt information when detecting that a user performs first operation on the transaction prompt information, wherein the first operation is performed when the user identifies abnormal transaction of a bank card;
the receiving module is used for receiving a user operation instruction for indicating the locking of the bank card;
the determining module is used for determining the application program identification of the application program displaying the transaction prompt information and the sender information of the transaction prompt information;
the sending module is used for sending a bank card locking request to an application function entity so that the application function entity determines a settlement system according to sender information and an application program identifier in the application function entity, and sending the bank card locking request to the settlement system so that the settlement system determines corresponding transaction prompt information according to keywords, the information identifier and a mobile phone number in the settlement system, determines a bank card corresponding to the transaction prompt information according to the transaction prompt information, and locks the corresponding bank card, wherein the mobile phone number is the mobile phone number of the user.
9. The terminal device according to claim 8, further comprising a display module, wherein the receiving module is further configured to receive an operation result of locking the bank card sent by the application function entity or the settlement system;
the display module is used for displaying the operation result.
10. The terminal device according to claim 8 or 9, wherein the obtaining module is configured to obtain the information identifier of the transaction prompt message through an interface of an application program displaying the transaction prompt message.
11. A settlement system, comprising: the system comprises a receiving module and a processing module, wherein the receiving module is used for receiving a bank card locking request sent by an application function entity; the bank card locking request is sent to the application function entity after the terminal equipment receives an application program identifier of an application program for indicating bank card locking and determining to display transaction prompt information and sender information of the transaction prompt information, and the application function entity determines a settlement system according to the sender information and the application program identifier and sends the settlement system to the settlement system; the user operation instruction is sent to the terminal equipment after the user of the terminal equipment performs first operation on the transaction prompt information when recognizing that the bank card transaction is abnormal;
the processing module is used for determining corresponding transaction prompt information according to the keywords, the information identification and the mobile phone number in the bank card locking request, determining a bank card corresponding to the transaction prompt information according to the transaction prompt information, and locking the corresponding bank card; the keyword and the information identifier are specific to the transaction prompt information and are obtained when the terminal device detects that a user performs a first operation on the transaction prompt information, and the mobile phone number is the mobile phone number of the user.
12. The settlement system of claim 11, wherein the processing module is configured to determine corresponding transaction prompting information according to the keyword, the information identifier and the mobile phone number in the request for locking the bank card; and determining a bank card corresponding to the transaction prompt information, and locking the bank card.
13. The settlement system according to claim 11 or 12, further comprising a sending module, wherein the sending module is configured to send an operation result of locking the bank card to the application function entity, so that the application function entity forwards the operation result to the terminal device, so that the terminal device displays the operation result; or sending an operation result of locking the bank card to the terminal equipment so that the terminal equipment displays the operation result.
14. A system applied to an application function entity is characterized by comprising a receiving module, a processing module and a sending module, wherein the receiving module is used for receiving a bank card locking request sent by a terminal device, the bank card locking request is sent after the terminal device receives a user operation instruction for indicating that a bank card is locked and determines an application program identifier of an application program for displaying transaction prompt information and sender information of the transaction prompt information, and the user operation instruction is sent after a user of the terminal identifies that a bank card transaction is abnormal and carries out first operation on the transaction prompt information;
the processing module is used for determining a corresponding settlement system according to the application program identifier and the sender information;
the sending module is used for sending a bank card locking request to the settlement system so that the settlement system determines corresponding transaction prompt information according to keywords, information identification and a mobile phone number in the request, determines a bank card corresponding to the transaction prompt information according to the transaction prompt information, and locks the corresponding bank card, wherein the keywords and the information identification are specific to the transaction prompt information and are obtained when the terminal device detects that a user performs first operation on the transaction prompt information, and the mobile phone number is the mobile phone number of the user.
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