CN110428252A - Method of payment and system based on visible card - Google Patents
Method of payment and system based on visible card Download PDFInfo
- Publication number
- CN110428252A CN110428252A CN201910701128.3A CN201910701128A CN110428252A CN 110428252 A CN110428252 A CN 110428252A CN 201910701128 A CN201910701128 A CN 201910701128A CN 110428252 A CN110428252 A CN 110428252A
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- Prior art keywords
- payment
- account
- password
- cash
- collection amount
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
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- 238000012011 method of payment Methods 0.000 title claims abstract description 15
- 238000000034 method Methods 0.000 claims description 23
- 238000004590 computer program Methods 0.000 claims description 19
- 238000003860 storage Methods 0.000 claims description 8
- 230000005540 biological transmission Effects 0.000 claims description 3
- 238000004364 calculation method Methods 0.000 claims description 2
- 238000010586 diagram Methods 0.000 description 8
- 230000006870 function Effects 0.000 description 3
- 230000009286 beneficial effect Effects 0.000 description 1
- 238000004891 communication Methods 0.000 description 1
- 230000005611 electricity Effects 0.000 description 1
- 238000005516 engineering process Methods 0.000 description 1
- 238000004519 manufacturing process Methods 0.000 description 1
- 230000004048 modification Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
- 230000003287 optical effect Effects 0.000 description 1
- 238000002360 preparation method Methods 0.000 description 1
- 238000006467 substitution reaction Methods 0.000 description 1
- 230000000007 visual effect Effects 0.000 description 1
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/30—Payment architectures, schemes or protocols characterised by the use of specific devices or networks
- G06Q20/36—Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes
Abstract
The present invention provides a kind of method of payment and system based on visible card.The method of payment based on visible card includes: to receive the payment request from cash receiving terminal；Payment request includes collection amount；Digital cash coin string is sent to cash receiving terminal according to collection amount；Concatenate into transaction managing detailed catalogue according to digital cash coin；Transaction details information is sent to digital wallet terminal.The present invention can be convenient digital cash holder and trade, and give full play to the convenient general feature of digital cash.
Description
Technical field
The present invention relates to visible card technical fields, and in particular, to a kind of method of payment and system based on visible card.
Background technique
A kind of form of the legal digital cash as currency, be with currency and coins equivalent, have value characteristic and
The means of payment of the controllable anonymity of unlimited legal tender.It is needed based on its electronic feature using the end APP, WEB terminal as main channel
Digital cash holder is traded in the internet context using the complex hardwares such as personal mobile phone or PC computer equipment, is not easy to
It plays it and facilitates general feature.
Summary of the invention
The main purpose of the embodiment of the present invention is to provide a kind of method of payment and system based on visible card, to facilitate number
Word currency holder trades, and gives full play to the convenient general feature of digital cash.
To achieve the goals above, the embodiment of the present invention provides a kind of method of payment based on visible card, comprising:
Receive the payment request from cash receiving terminal；Payment request includes collection amount；
Digital cash coin string is sent to cash receiving terminal according to collection amount；
Concatenate into transaction managing detailed catalogue according to digital cash coin；
Transaction details information is sent to digital wallet terminal.
The embodiment of the present invention also provides a kind of payment system based on visible card, comprising:
Receiving unit, for receiving the payment request from cash receiving terminal；Payment request includes collection amount；
Coin string location, for sending digital cash coin string to cash receiving terminal according to collection amount；
Transaction details information unit, for concatenating into transaction managing detailed catalogue according to digital cash coin；
Transmission unit, for sending transaction details information to digital wallet terminal.
The embodiment of the present invention also provides a kind of computer equipment, including memory, processor and storage are on a memory simultaneously
The computer program that can be run on a processor, processor realize the payment based on visible card when executing computer program
The step of method.
The embodiment of the present invention also provides a kind of computer readable storage medium, is stored thereon with computer program, computer
The step of method of payment based on visible card is realized when program is executed by processor.
The method of payment based on visible card and system of the embodiment of the present invention send digital cash coin string according to collection amount
To cash receiving terminal；Concatenate into transaction managing detailed catalogue according to digital cash coin, and send transaction managing detailed catalogue to digital wallet terminal,
To facilitate digital cash holder to trade, the convenient general feature of digital cash is given full play to.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, embodiment will be described below
Needed in attached drawing be briefly described, it should be apparent that, the accompanying drawings in the following description is only of the invention some
Embodiment for those of ordinary skill in the art without creative efforts, can also be attached according to these
Figure obtains other attached drawings.
Fig. 1 is the flow chart of the method for payment in first embodiment of the invention based on visible card；
Fig. 2 is the flow chart of the method for payment in second embodiment of the invention based on visible card；
Fig. 3 is the structural block diagram of the payment system in the embodiment of the present invention based on visible card.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete
Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on
Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other
Embodiment shall fall within the protection scope of the present invention.
One skilled in the art will appreciate that embodiments of the present invention can be implemented as a kind of system, device, equipment, method
Or computer program product.Therefore, the present disclosure may be embodied in the following forms, it may be assumed that complete hardware, complete software
The form that (including firmware, resident software, microcode etc.) or hardware and software combine.
In view of the prior art need digital cash holder using the complex hardwares such as personal mobile phone or PC computer equipment because
It trades under special net environment, the embodiment of the present invention provides a kind of method of payment based on visible card, to facilitate digital cash to hold
Someone trades, and gives full play to the convenient general feature of digital cash.Below in conjunction with attached drawing, the present invention is described in detail.
Fig. 1 is the flow chart of the method for payment in first embodiment of the invention based on visible card.As shown in Figure 1, based on can
Method of payment depending on card includes:
S101: the payment request from cash receiving terminal is received；Payment request includes collection amount.
S102: digital cash coin string is sent to cash receiving terminal according to collection amount.
Wherein, cash receiving terminal can also be communicated by network mode with digital wallet cloud, thus timed delivery credulity
Breath.
S103: transaction managing detailed catalogue is concatenated into according to digital cash coin.
S104: transaction details information is sent to digital wallet terminal.
Wherein it is possible to be communicated by near-field communication modes such as NFC, bluetooths with cash receiving terminal or digital wallet terminal.
Digital wallet terminal can also be communicated by network mode with digital wallet cloud, so that isochronous transaction managing detailed catalogue is to number
Word wallet cloud.
The executing subject of the method for payment of visible card shown in FIG. 1 can be built-in high-performance safety chip and low-power consumption electricity
The visible card wallet of sub- paper screen.Process as shown in Figure 1 it is found that the method for payment of the visible card of the embodiment of the present invention according to receipts
The money amount of money sends digital cash coin string to cash receiving terminal；Concatenate into transaction managing detailed catalogue according to digital cash coin, and sends transaction
It is general to give full play to digital cash convenience to facilitate digital cash holder to trade to digital wallet terminal for managing detailed catalogue
The characteristics of.
Fig. 2 is the flow chart of the method for payment in second embodiment of the invention based on visible card.As shown in Fig. 2, executing
After S101, further includes:
S201: judge whether collection amount is greater than and exempt from close limit.
S202: when collection amount, which is greater than, exempts from close limit, interface for password input is shown.
S203: receiving input password, judges whether input password is consistent with preset consumption password.
S204: when input password is consistent with preset consumption password, digital cash coin string is sent extremely according to collection amount
Cash receiving terminal.
In one embodiment, after execution S104, further includes: receive Transaction Information inquiry request；It is inquired according to Transaction Information
Request display transaction details information.
In one embodiment, before execution S101, further includes: receive account account and account password；According to account account and
Account password enters corresponding account.
The detailed process of the embodiment of the present invention is as follows:
1, visible card wallet receives account account and account password, and is entered accordingly according to account account and account password
Account.
2, visible card wallet receives the payment request from cash receiving terminal；Payment request includes collection amount.
3, visible card wallet judges whether collection amount is greater than and exempts from close limit:, can when collection amount, which is greater than, exempts from close limit
Depending on card wallet show interface for password input, receive user input input password, judge input password whether with preset consumption
Password is consistent；When input password is consistent with preset consumption password, visible card wallet sends digital cash according to collection amount
Coin string is to cash receiving terminal.
4, cash receiving terminal receives digital cash coin string, and is communicated by network mode with digital wallet cloud, thus
Isochronous transaction information.
5, visible card wallet concatenates into transaction managing detailed catalogue according to digital cash coin, and sends transaction managing detailed catalogue to number
Wallet terminal.
6, digital wallet terminal receives transaction details information, and is communicated by network mode with digital wallet cloud,
To isochronous transaction managing detailed catalogue to digital wallet cloud.
7, visible card wallet receives the Transaction Information inquiry request of user's input；It will be traded according to Transaction Information inquiry request
Managing detailed catalogue is shown to user.
The method of payment of the visible card of the embodiment of the present invention sends digital cash coin string to cash receiving terminal according to collection amount；
Concatenate into transaction managing detailed catalogue according to digital cash coin, and sends transaction managing detailed catalogue to digital wallet terminal, to facilitate number
Currency holder trades, and gives full play to the convenient general feature of digital cash.
Based on the same inventive concept, the embodiment of the invention also provides a kind of payment systems based on visible card, due to this
The principle that system solves the problems, such as is similar to the method for payment based on visible card, therefore the implementation of the system may refer to the reality of method
It applies, overlaps will not be repeated.
Fig. 3 is the structural block diagram of the payment system in the embodiment of the present invention based on visible card.As shown in figure 3, based on visual
The payment system of card includes:
Receiving unit, for receiving the payment request from cash receiving terminal；Payment request includes collection amount；
Coin string location, for sending digital cash coin string to cash receiving terminal according to collection amount；
Transaction details information unit, for concatenating into transaction managing detailed catalogue according to digital cash coin；
Transmission unit, for sending transaction details information to digital wallet terminal.
In a kind of wherein embodiment, further includes:
First judging unit exempts from close limit for judging whether collection amount is greater than；
Display unit, for showing interface for password input when collection amount is greater than close limit is exempted from；
Second judgment unit, for judging whether input password is consistent with preset consumption password；
Receiving unit is also used to: receiving input password；
Coin string location is also used to: when input password is consistent with preset consumption password, sending number according to collection amount
Currency coin string is to cash receiving terminal.
In a kind of wherein embodiment, receiving unit is also used to: receiving Transaction Information inquiry request；
Display unit is also used to: showing transaction details information according to Transaction Information inquiry request.
In a kind of wherein embodiment, receiving unit is also used to: receiving account account and account password；
Payment system based on visible card further include:
Account unit, for entering corresponding account according to account account and account password.
To sum up, the payment system of the visible card of the embodiment of the present invention sends digital cash coin string to gathering according to collection amount
Terminal；Concatenate into transaction managing detailed catalogue according to digital cash coin, and sends transaction managing detailed catalogue to digital wallet terminal, with convenient
Digital cash holder trades, and gives full play to the convenient general feature of digital cash.
The embodiment of the invention also provides a kind of computer equipments, including memory, processor and storage are on a memory
And the payment based on visible card may be implemented when executing computer program in the computer program that can be run on a processor, processor
The all or part of the content of method, for example, following content may be implemented when executing computer program in processor:
Receive the payment request from cash receiving terminal；Payment request includes collection amount；
Digital cash coin string is sent to cash receiving terminal according to collection amount；
Concatenate into transaction managing detailed catalogue according to digital cash coin；
Transaction details information is sent to digital wallet terminal.
To sum up, the computer equipment of the embodiment of the present invention sends digital cash coin string to cash receiving terminal according to collection amount；
Concatenate into transaction managing detailed catalogue according to digital cash coin, and sends transaction managing detailed catalogue to digital wallet terminal, to facilitate number
Currency holder trades, and gives full play to the convenient general feature of digital cash.
The embodiment of the invention also provides a kind of computer readable storage mediums, are stored thereon with computer program, calculate
The all or part of the content of the method for payment based on visible card may be implemented in machine program when being executed by processor, for example, processor
Following content may be implemented when executing computer program:
Receive the payment request from cash receiving terminal；Payment request includes collection amount；
Digital cash coin string is sent to cash receiving terminal according to collection amount；
Concatenate into transaction managing detailed catalogue according to digital cash coin；
Transaction details information is sent to digital wallet terminal.
To sum up, the computer readable storage medium of the embodiment of the present invention sends digital cash coin string to receipts according to collection amount
Money terminal；Concatenate into transaction managing detailed catalogue according to digital cash coin, and sends transaction managing detailed catalogue to digital wallet terminal, with side
Just digital cash holder trades, and gives full play to the convenient general feature of digital cash.
Particular embodiments described above has carried out further in detail the purpose of the present invention, technical scheme and beneficial effects
Describe in detail it is bright, it should be understood that the above is only a specific embodiment of the present invention, the guarantor being not intended to limit the present invention
Range is protected, all within the spirits and principles of the present invention, any modification, equivalent substitution, improvement and etc. done should be included in this
Within the protection scope of invention.
It should be understood by those skilled in the art that, the embodiment of the present invention can provide as method, system or computer program
Product.Therefore, complete hardware embodiment, complete software embodiment or reality combining software and hardware aspects can be used in the present invention
Apply the form of example.Moreover, it wherein includes the computer of computer usable program code that the present invention, which can be used in one or more,
The computer program implemented in usable storage medium (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) produces
The form of product.
The present invention be referring to according to the method for the embodiment of the present invention, the process of equipment (system) and computer program product
Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions
The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs
Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce
A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real
The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy
Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates,
Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or
The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting
Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or
The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one
The step of function of being specified in a box or multiple boxes.
Specific embodiment is applied in the present invention, and principle and implementation of the present invention are described, above embodiments
Explanation be merely used to help understand method and its core concept of the invention；At the same time, for those skilled in the art,
According to the thought of the present invention, there will be changes in the specific implementation manner and application range, in conclusion in this specification
Appearance should not be construed as limiting the invention.
Claims (10)
1. a kind of method of payment based on visible card characterized by comprising
Receive the payment request from cash receiving terminal；The payment request includes collection amount；
Digital cash coin string is sent to the cash receiving terminal according to the collection amount；
Concatenate into transaction managing detailed catalogue according to the digital cash coin；
The transaction details information is sent to digital wallet terminal.
2. the method for payment according to claim 1 based on visible card, which is characterized in that receive the branch from cash receiving terminal
It pays after requesting, further includes:
Judge whether the collection amount is greater than and exempts from close limit；
When the collection amount, which is greater than, exempts from close limit, interface for password input is shown；
Input password is received, judges whether the input password is consistent with preset consumption password；
When the input password is consistent with preset consumption password, digital cash coin string is sent to institute according to the collection amount
State cash receiving terminal.
3. the method for payment according to claim 2 based on visible card, which is characterized in that further include:
Receive Transaction Information inquiry request；
The transaction details information is shown according to the Transaction Information inquiry request.
4. the method for payment according to claim 1 based on visible card, which is characterized in that receive the branch from cash receiving terminal
It pays before requesting, comprising:
Receive account account and account password；
Enter corresponding account according to the account account and the account password.
5. a kind of payment system based on visible card characterized by comprising
Receiving unit, for receiving the payment request from cash receiving terminal；The payment request includes collection amount；
Coin string location, for sending digital cash coin string to the cash receiving terminal according to the collection amount；
Transaction details information unit, for concatenating into transaction managing detailed catalogue according to the digital cash coin；
Transmission unit, for sending the transaction details information to digital wallet terminal.
6. the payment system according to claim 5 based on visible card, which is characterized in that further include:
First judging unit exempts from close limit for judging whether the collection amount is greater than；
Display unit, for showing interface for password input when the collection amount is greater than close limit is exempted from；
Second judgment unit, for judging whether input password is consistent with preset consumption password；
The receiving unit is also used to: receiving the input password；
The coin string location is also used to: when the input password is consistent with preset consumption password, according to the collection amount
Digital cash coin string is sent to the cash receiving terminal.
7. the payment system according to claim 6 based on visible card, which is characterized in that
The receiving unit is also used to: receiving Transaction Information inquiry request；
The display unit is also used to: showing the transaction details information according to the Transaction Information inquiry request.
8. the payment system according to claim 5 based on visible card, which is characterized in that
The receiving unit is also used to: receiving account account and account password；
The payment system based on visible card further include:
Account unit, for entering corresponding account according to the account account and the account password.
9. a kind of computer equipment including memory, processor and stores the meter that can be run on a memory and on a processor
Calculation machine program, which is characterized in that the processor is realized described in any one of Claims 1-4 when executing the computer program
Visible card method of payment the step of.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program
The step of method of payment of the described in any item visible cards of Claims 1-4 is realized when being executed by processor.
Priority Applications (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910701128.3A CN110428252A (en) | 2019-07-31 | 2019-07-31 | Method of payment and system based on visible card |
Applications Claiming Priority (1)
| Application Number | Priority Date | Filing Date | Title |
|---|---|---|---|
| CN201910701128.3A CN110428252A (en) | 2019-07-31 | 2019-07-31 | Method of payment and system based on visible card |
Publications (1)
| Publication Number | Publication Date |
|---|---|
| CN110428252A true CN110428252A (en) | 2019-11-08 |
Family
ID=68411774
Family Applications (1)
| Application Number | Title | Priority Date | Filing Date |
|---|---|---|---|
| CN201910701128.3A Pending CN110428252A (en) | 2019-07-31 | 2019-07-31 | Method of payment and system based on visible card |
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| Country | Link |
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| CN (1) | CN110428252A (en) |
Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113570442A (en) * | 2020-12-16 | 2021-10-29 | 上海堉古网络科技有限公司 | Financial management system, method, terminal and payment method for agricultural product transaction |
| CN113673981A (en) * | 2021-08-02 | 2021-11-19 | 深圳怡化电脑科技有限公司 | Data processing method and device based on unmanned ticketing system |
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| CN107230050A (en) * | 2016-03-25 | 2017-10-03 | 中国人民银行印制科学技术研究所 | The method and system of digital cash payment is carried out based on viewable numbers currency chip card |
| CN107392578A (en) * | 2017-06-26 | 2017-11-24 | 中国人民银行数字货币研究所 | The indirect method of payment and system of a kind of digital cash |
| CN109034793A (en) * | 2018-07-05 | 2018-12-18 | 奇酷互联网络科技（深圳）有限公司 | Digital cash method of commerce and digital cash wallet hardware based on block chain |
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2019
- 2019-07-31 CN CN201910701128.3A patent/CN110428252A/en active Pending
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| CN104392348A (en) * | 2014-11-06 | 2015-03-04 | 朱锐泷 | Digital currency-based cross-border payment and clearing system and cross-border payment method |
| CN107230050A (en) * | 2016-03-25 | 2017-10-03 | 中国人民银行印制科学技术研究所 | The method and system of digital cash payment is carried out based on viewable numbers currency chip card |
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Cited By (2)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN113570442A (en) * | 2020-12-16 | 2021-10-29 | 上海堉古网络科技有限公司 | Financial management system, method, terminal and payment method for agricultural product transaction |
| CN113673981A (en) * | 2021-08-02 | 2021-11-19 | 深圳怡化电脑科技有限公司 | Data processing method and device based on unmanned ticketing system |
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Effective date of registration: 20220331 Address after: Floor 20, block a, Jintang center, No. 18, Fengtai North Road, Fengtai District, Beijing 100071 Applicant after: THE PEOPLES BANK OF CHINA, DIGITAL CASH Research Institute Applicant after: INDUSTRIAL AND COMMERCIAL BANK OF CHINA Address before: 100140, 55, Fuxing Avenue, Xicheng District, Beijing Applicant before: INDUSTRIAL AND COMMERCIAL BANK OF CHINA |
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