CN110414991A - A kind of gas station's payment methods, terminal and server based on RFID label tag - Google Patents

A kind of gas station's payment methods, terminal and server based on RFID label tag Download PDF

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Publication number
CN110414991A
CN110414991A CN201910702820.8A CN201910702820A CN110414991A CN 110414991 A CN110414991 A CN 110414991A CN 201910702820 A CN201910702820 A CN 201910702820A CN 110414991 A CN110414991 A CN 110414991A
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CN
China
Prior art keywords
information
user
rfid
server
bank
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201910702820.8A
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Chinese (zh)
Inventor
林鹏
王伟权
唐琳娜
李冠彬
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Industrial and Commercial Bank of China Ltd ICBC
Original Assignee
Industrial and Commercial Bank of China Ltd ICBC
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Industrial and Commercial Bank of China Ltd ICBC filed Critical Industrial and Commercial Bank of China Ltd ICBC
Priority to CN201910702820.8A priority Critical patent/CN110414991A/en
Publication of CN110414991A publication Critical patent/CN110414991A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/40Authorisation, e.g. identification of payer or payee, verification of customer or shop credentials; Review and approval of payers, e.g. check credit lines or negative lists
    • G06Q20/401Transaction verification
    • G06Q20/4014Identity check for transactions
    • G06Q20/40145Biometric identity checks
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/38Payment protocols; Details thereof
    • G06Q20/42Confirmation, e.g. check or permission by the legal debtor of payment
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q30/00Commerce
    • G06Q30/04Billing or invoicing
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/30Services specially adapted for particular environments, situations or purposes
    • H04W4/35Services specially adapted for particular environments, situations or purposes for the management of goods or merchandise
    • HELECTRICITY
    • H04ELECTRIC COMMUNICATION TECHNIQUE
    • H04WWIRELESS COMMUNICATION NETWORKS
    • H04W4/00Services specially adapted for wireless communication networks; Facilities therefor
    • H04W4/80Services using short range communication, e.g. near-field communication [NFC], radio-frequency identification [RFID] or low energy communication

Abstract

The present invention provides a kind of gas station's payment methods, terminal and server based on RFID label tag, the described method includes: the oil for receiving the transmission of gas station's trading server takes and FRID label information, wherein, oil expense and FRID label information are the oil expense and FRID label information that gas station's trading server is obtained by the RFID label tag that RFID label tag reading device scans oiling user;The payment affirmation information obtained according to the oil expense is transmitted to the intelligent terminal of the oiling user according to the FRID label information, and the verification information returned to user for the payment affirmation information verifies, if verification passes through, it then withholds from the account of withholing of the oiling user and transmits result information of withholing to gas station's trading server and intelligent terminal, the present invention can provide a kind of oiling payment schemes of safe and convenient, thus achieve the purpose that car owner without get off can be completed refuel it is outbound.

Description

A kind of gas station's payment methods, terminal and server based on RFID label tag
Technical field
The present invention relates to mobile payment technical field more particularly to a kind of gas station's payment methods based on RFID label tag, Terminal and server.
Background technique
At present client drive to most petrol stations refuel when, require successively to undergo greatly enter the station, refuel, get off to convenience store, It is lined up, payment acquisition receipt, gives an oral account invoice new line, printed invoice, receipt verifying and cumbersome processes a series of so leaving from station, add The process of oil payment and printed invoice is complicated.
Summary of the invention
At least one of in order to solve problem above, it is an object of the present invention to provide a kind of based on RFID label tag Gas station's payment methods provide a kind of oiling payment scheme of safe and convenient, so that reach car owner can be completed without getting off It refuels outbound purpose.It is another object of the present invention to provide a kind of intelligent terminals.Another object of the present invention is A kind of gas station's trading server is provided.Another purpose of the invention is that providing a kind of bank RFID receiving server.
In order to reach the goals above, one aspect of the present invention discloses a kind of gas station's payment methods based on RFID label tag, Include:
The oil for receiving the transmission of gas station's trading server takes and FRID label information, wherein oil takes and FRID label information For gas station's trading server by RFID label tag reading device scan oiling user RFID label tag obtain oil expense and RFID Label information;
The branch obtained according to the oil expense is transmitted to the intelligent terminal of the oiling user according to the FRID label information Confirmation message is paid, and the verification information returned to user for the payment affirmation information verifies, if verification passes through, from It withholds in the account of withholing of the oiling user and transmits result information of withholing to gas station's trading server and intelligent terminal.
Preferably, the method also includes:
Corresponding come back comprising invoice of the oiling user is generated into relevant information transmission with the electronic invoice of deducted amount To tax authority's server, so that tax authority's server, which generates relevant information according to the electronic invoice, generates electronic invoice;
It receives the electronic invoice of tax authority's server transport and the electronic invoice image information is sent to intelligence It can terminal.
Preferably, the method also includes taking and FRID label information in the oil for receiving the transmission of gas station's trading server, Before:
Receive intelligent terminal transmitting subscriber identify;
Customer information dossier is generated according to the user information and distributes corresponding RFID label tag;
Information is allocated successfully to intelligent terminal feedback label and signs quick payment agreement;
The user for receiving intelligent terminal transmission is directed to the feedback information of the quick payment agreement, when feedback information is to agree to When formed quick payment agreement record, acquire the verification information of user and storage.
Preferably, the verification information include in numerical ciphers, gesture password and the biometric information of user at least It is a kind of.
Gas station's payment methods based on RFID label tag that the invention also discloses a kind of, comprising:
Oil expense and FRID label information are obtained by the RFID label tag that RFID label tag reading device scans oiling user;
The oil expense and FRID label information are transmitted to bank's RFID receiving server, so that the bank RFID receives list Server transmits the payment obtained according to the oil expense according to the FRID label information to the intelligent terminal of the oiling user Confirmation message, and the verification information returned to user for the payment affirmation information verifies, if verification passes through, from institute It states and withholds in the account of withholing of oiling user;
Bank RFID receiving server is received according to the result information of withholing for return of withholing.
Gas station's payment methods based on RFID label tag that the invention also discloses a kind of, comprising:
Bank RFID receiving server is received to be believed according to the payment affirmation obtained according to oil expense that FRID label information is transmitted It ceases and is shown to user, and user is returned into bank's RFID receiving server for the verification information of the payment affirmation information So that bank's RFID receiving server is verified according to verification information, if verification passes through, from the account of withholing of oiling user In withhold, wherein the FRID label information is the received gas station's trading server transmission of bank RFID receiving server The oil expense and FRID label information obtained by the RFID label tag that RFID label tag reading device scans oiling user;
Bank RFID receiving server is received according to the result information of withholing for return of withholing.
Preferably, the method further includes:
Receive the electronic invoice image information that the bank RFID receiving server is sent, wherein electronic invoice image letter Breath is that the bank RFID receiving server takes and FRID label information shape according to the oil that gas station's trading server transmits Relevant information is generated with the electronic invoice of deducted amount at corresponding come back comprising invoice of oiling user, electronic invoice is generated into phase It closes information and is transmitted to tax authority's server, generated so that tax authority's server generates relevant information according to the electronic invoice Electronic invoice, and the electronic invoice image information that the electronic invoice for receiving tax authority's server transport is formed.
Preferably, the method also includes in the electronic invoice image letter for receiving the bank RFID receiving server transmission Breath, before:
User information is sent to bank's RFID receiving server, so that bank's RFID receiving server is believed according to the user Breath generates customer information dossier and distributes corresponding RFID label tag;
Receive bank RFID receiving server transmission label be allocated successfully information and sign quick payment agreement and to Family is shown;
The feedback information for receiving user gives user to bank RFID for the transmission of feedback information of the quick payment agreement Receiving server so that bank's RFID receiving server forms quick payment agreement record when feedback information is to agree to, use by acquisition The verification information at family and storage.
Preferably, the verification information include in numerical ciphers, gesture password and the biometric information of user at least It is a kind of.
The invention also discloses a kind of bank RFID receiving servers, comprising:
Information receiving unit, for receiving the oil expense and FRID label information of the transmission of gas station's trading server, wherein oil Take and FRID label information is the RFID label tag that gas station's trading server scans oiling user by RFID label tag reading device Obtained oil expense and FRID label information;
Payment processing unit, for transmitting basis to the intelligent terminal of the oiling user according to the FRID label information The payment affirmation information that the oil expense obtains, and the verification information returned to user for the payment affirmation information carries out school It tests, if verification passes through, withholds from the account of withholing of the oiling user and to gas station's trading server and intelligent terminal Transmit result information of withholing.
Preferably, further includes:
Electronic invoice acquiring unit, for by the oiling user it is corresponding comprising invoice come back and deducted amount electronics Invoice generates relevant information and is transmitted to tax authority's server, so that tax authority's server generates phase according to the electronic invoice It closes information and generates electronic invoice, receive the electronic invoice of tax authority's server transport and believe the electronic invoice image Breath is sent to intelligent terminal.
It preferably, further include user register unit, for receiving intelligent terminal transmitting subscriber identify, according to the user Information generates customer information dossier and simultaneously distributes corresponding RFID label tag, to intelligent terminal feedback label be allocated successfully information and Quick payment agreement is signed, the user for receiving intelligent terminal transmission is directed to the feedback information of the quick payment agreement, works as feedback Information is that quick payment agreement record is formed when agreeing to, acquires the verification information of user and storage.
The invention also discloses a kind of gas station's trading server, it is configured as adding by the scanning of RFID label tag reading device The RFID label tag of oily user obtains oil expense and FRID label information, and the oil expense and FRID label information are transmitted to bank RFID Receiving server, so that the bank RFID receiving server is according to the FRID label information to the intelligence of the oiling user The payment affirmation information that terminal transmission is obtained according to the oil expense, and the verifying that the payment affirmation information returns is directed to user Information is verified, if verification passes through, is withholdd from the account of withholing of the oiling user, and is received bank RFID and is received single service Device is according to the result information of withholing of return of withholing.
The invention also discloses a kind of intelligent terminals, comprising:
Payment affirmation unit, for receive bank's RFID receiving server according to FRID label information transmit according to oily expense Obtained payment affirmation information is simultaneously shown to user, and user is returned to silver for the verification information of the payment affirmation information Row RFID receiving server is so that bank's RFID receiving server is verified according to verification information, if verification passes through, from institute It states and withholds in the account of withholing of oiling user, wherein the FRID label information, which is that bank RFID receiving server is received, to be added Petrol station trading server transmission by RFID label tag reading device scan oiling user RFID label tag obtain oil expense and FRID label information;
As a result receiving unit, for receiving bank's RFID receiving server according to the result information of withholing for return of withholing.
Preferably, further comprise that electronic invoice asks unit for instructions, sent for receiving the bank RFID receiving server Electronic invoice image information, wherein electronic invoice image information be the bank RFID receiving server according to the oiling It includes invoice new line and deducted amount that it is corresponding, which to form oiling user, with FRID label information for the oil expense that trading server of standing transmits Electronic invoice generate relevant information, by electronic invoice generation relevant information be transmitted to tax authority's server so that tax machine It closes server and relevant information generation electronic invoice is generated according to the electronic invoice, and receive the institute of tax authority's server transport State the electronic invoice image information of electronic invoice formation.
It preferably, further include registration request unit, for sending user information to bank's RFID receiving server, so that silver-colored Row RFID receiving server generates customer information dossier according to the user information and distributes corresponding RFID label tag, receives The label of bank's RFID receiving server transmission is allocated successfully information and signs quick payment agreement and show to user, receives and uses The feedback information at family, by user for the quick payment agreement transmission of feedback information to bank's RFID receiving server so that Bank's RFID receiving server forms quick payment agreement record when feedback information is to agree to, acquires the verification information of user simultaneously Storage.
The invention also discloses a kind of computer equipment, including memory, processor and storage are on a memory and can The computer program run on a processor,
The processor realizes method as described above when executing described program.
The invention also discloses a kind of computer-readable mediums, are stored thereon with computer program,
The program realizes method as described above when being executed by processor.
The present invention identifies client using RFID label tag, and confirms that payment affirmation is believed in conjunction with the verification information of user Breath, provides the oiling payment scheme of a set of safe and convenient, and the outbound mesh that refuels can be completed to reach car owner and be not necessarily to get off , to simplify oiling payment flow and invoice acquisition process.
Detailed description of the invention
In order to more clearly explain the embodiment of the invention or the technical proposal in the existing technology, to embodiment or will show below There is attached drawing needed in technical description to be briefly described, it should be apparent that, the accompanying drawings in the following description is only this Some embodiments of invention for those of ordinary skill in the art without creative efforts, can be with It obtains other drawings based on these drawings.
Fig. 1 shows one of the flow chart of gas station's payment methods specific embodiment the present invention is based on RFID label tag;
Fig. 2 shows the present invention is based on the architecture diagrams of gas station's charging system of RFID label tag;
Fig. 3 shows the two of the flow chart of gas station's payment methods specific embodiment the present invention is based on RFID label tag;
Fig. 4 shows the three of the flow chart of gas station's payment methods specific embodiment the present invention is based on RFID label tag;
Fig. 5 show the present invention is based on the gas station payment methods specific embodiment user of RFID label tag apply passive RFID mark The flow chart of label;
Fig. 6 shows that the present invention is based on the gas station payment methods specific embodiment users of RFID label tag to carry out oiling payment Flow chart;
Fig. 7 shows the four of the flow chart of gas station's payment methods specific embodiment the present invention is based on RFID label tag;
Fig. 8 shows the five of the flow chart of gas station's payment methods specific embodiment the present invention is based on RFID label tag;
Fig. 9 shows the six of the flow chart of gas station's payment methods specific embodiment the present invention is based on RFID label tag;
Figure 10 shows the seven of the flow chart of gas station's payment methods specific embodiment the present invention is based on RFID label tag;
Figure 11 shows one of the structure chart of bank RFID receiving server specific embodiment of the present invention;
Figure 12 shows the two of the structure chart of bank RFID receiving server specific embodiment of the present invention;
Figure 13 shows the three of the structure chart of bank RFID receiving server specific embodiment of the present invention;
Figure 14 shows one of the structure chart of intelligent terminal specific embodiment of the present invention;
Figure 15 shows the two of the structure chart of intelligent terminal specific embodiment of the present invention;
Figure 16 shows the three of the structure chart of intelligent terminal specific embodiment of the present invention;
Figure 17 shows the structural schematic diagram for being suitable for the computer equipment for being used to realize the embodiment of the present invention.
Specific embodiment
Following will be combined with the drawings in the embodiments of the present invention, and technical solution in the embodiment of the present invention carries out clear, complete Site preparation description, it is clear that described embodiments are only a part of the embodiments of the present invention, instead of all the embodiments.It is based on Embodiment in the present invention, it is obtained by those of ordinary skill in the art without making creative efforts every other Embodiment shall fall within the protection scope of the present invention.
According to an aspect of the present invention, gas station's payment methods based on RFID label tag that present embodiment discloses a kind of. In the present embodiment, as shown in Figure 1, which comprises
S100: the oil for receiving the transmission of gas station's trading server 3 takes and FRID label information, wherein oil takes and RFID mark Label information is the oily expense that gas station's trading server 3 is obtained by the RFID label tag that RFID label tag reading device scans oiling user And FRID label information.
S200: it is transmitted according to the FRID label information to the intelligent terminal 7 of the oiling user and is taken according to the oil The payment affirmation information arrived, and the verification information returned to user for the payment affirmation information verifies, if verification is logical It crosses, then withhold from the account of withholing of the oiling user and transmits knot of withholing to gas station's trading server 3 and intelligent terminal 7 Fruit information.
The present invention identifies client using RFID label tag, and confirms that payment affirmation is believed in conjunction with the verification information of user Breath, provides the oiling payment scheme of a set of safe and convenient, and the outbound mesh that refuels can be completed to reach car owner and be not necessarily to get off 's.
It is understood that in a specific example, as shown in Fig. 2, gas station's trading server 3 can be logical by first It interrogates carrier server 4 and bank RFID receiving server carries out two-way communication, bank's RFID receiving server can pass through second It communicates carrier server 8 and tax authority's server 9 carries out two-way communication, bank's RFID receiving server can pass through channel radio It interrogates carrier server 6 and intelligent terminal 7 and carries out two-way communication, wherein two-way communication can be wire communication, can also be with It is wireless communication.Gas station's trading server 3 can be connect with fuel charger 2, settable RFID label tag reading device in fuel charger 2, Such as RFID label tag reading device can be arranged on the refueling nozzle of fuel charger 2.When client, which drives to enter the station, to refuel, petrol station work Personnel can scan RFID by the RFID label tag reading device on refueling nozzle, from user's vehicle when refueling nozzle is inserted into fuel tank The RFID of setting scans to obtain FRID label information, and FRID label information and oil expense can be sent to together gas station by fuel charger 2 Trading server 3, bank's RFID receiving server can obtain FRID label information and oil by the first communication carrier server 4 Take.Wherein, the first communication carrier server 4, second communicates carrier server 8 and wireless carrier server 6 can Play the role of data relay.
As a preferred embodiment, gas station's trading server 3, bank's RFID receiving server and intelligent terminal The data of two-way communication can be carried out with encrypted transmission, the data that server or terminal can transmit needs by setting in advance between 7 It sets after key is encrypted and retransmits, other terminals or server receive encrypted data, are added by corresponding key pair Data after close are decrypted to obtain data, to guarantee the safety of data transmission.
The RFID label tag is a kind of radio frequency identification label, can be used to identify client.As a preferred embodiment, The RFID label tag can be passive RFID tags 1, carry out user's identification by using RFID, need power itself compared to other Identify that medium, using initiation fire or explosion is easy, using the passive RFID tags 1 for being not necessarily to power itself, is refueling in gas station Safety in utilization of standing is higher.
In a preferred embodiment, as shown in figure 3, the method is further can include:
S310: corresponding come back comprising invoice of the oiling user is generated into relevant information with the electronic invoice of deducted amount It is transmitted to tax authority's server 9, so that tax authority's server 9, which generates relevant information according to the electronic invoice, generates electronics Invoice.
S320: receiving the electronic invoice that tax authority's server 9 transmits and sends out the electronic invoice image information It send to intelligent terminal 7.
It is understood that can be lifted according to invoice pre-stored in system after bank's RFID receiving server is withholdd First-class information of making out an invoice, and electronic invoice is formed according to deducted amount and generates relevant information, electronic invoice is generated into relevant information and is passed Electronics can be sent out after the tax authority outputs electronic invoice according to electronic invoice generation relevant information by being defeated by tax authority's server 9 Ticket is transmitted back to bank's RFID receiving server again, and electronic invoice image information is sent to intelligent end by bank's RFID receiving server End 7 is to be sent to user for electronic invoice.
In a preferred embodiment, as shown in figure 4, the method further may include receiving gas station's transactional services The oil that device 3 transmits takes and FRID label information, before:
S010: 7 transmitting subscriber identify of intelligent terminal is received.
S020: customer information dossier is generated according to the user information and distributes corresponding RFID label tag.
S030: label is fed back to intelligent terminal 7 and is allocated successfully information and signing quick payment agreement.Quick payment agreement can Including at least one of information such as protocol number, protocol type, account of withholing, authentication mode and authentication information, such as 1 institute of table Show.
Table 1
Protocol number Protocol type Detain account account Authentication mode Authentication information .....
XXX XXX XXX XXX XXX .....
S040: the feedback information that the user that intelligent terminal 7 transmits is directed to the quick payment agreement is received, feedback information is worked as Quick payment agreement record is formed when to agree to, acquiring the verification information of user and storage.
When carrying out gas station's payment by intelligent terminal 7, user needs in advance to bank RFID receiving server application RFID label tag.When user is to bank RFID receiving server application RFID label tag, user can be by intelligent terminal 7 to bank RFID receiving server transmitting subscriber information, the user information may include certificate image, Bank Account Number, cell-phone number, information of receiving With fingerprint or face information etc., a specific example of user information shown in table 2.
Table 2
Customer number Name Type of credential Passport NO. Phone number Shipping address .....
XXX XXX XXX XXX XXX XXX .....
Customer information dossier is established for client, and distributes corresponding RFID label tag, by RFID label tag and user information Corresponding, and the verification information for payment of refueling is arranged, oily time-consuming when needing to pay, bank's RFID receiving server is from gas station After trading server 3 obtains FRID label information and oil expense, it will form payment affirmation information, payment affirmation information passed through into intelligence Terminal 7 shows that after user's confirmation, intelligent terminal 7 can acquire the verification information of user, which includes user's to user At least one of numerical ciphers, gesture password and biometric information.Preferably using biometric information as verification information, Biometric information is not easy to play tricks, and the safety of payment can be improved.
Below by a specific example, the present invention is further illustrated, as shown in figure 5, in a specific example In, user applies for that the process of passive RFID tags 1 specifically can comprise the following steps that
Step S601: for client by 7 typing customer information of intelligent terminal, intelligent terminal 7 can be through after encrypting to customer information Wireless carrier server 6 is forwarded to bank's RFID receiving server 5.Wherein, customer information may include name, certificate, At least one of the information such as phone number and shipping address information.
Step S602: the data received can be decrypted in bank's RFID receiving server 5, generate customer information archives Record, then a passive RFID tags 1 are distributed for client.It returns to passive RFID tags 1 and is allocated successfully and signs quick payment association Prompt information is discussed to intelligent terminal 7.
Step S603: client by intelligent terminal 7 sign quick payment agreement, the information such as typing account, fingerprint or face, Bank's RFID receiving server 5 is forwarded to through wireless carrier server 6 after encryption.
Step S604: the data received are decrypted in bank's RFID receiving server 5, generate quick payment agreement note Record, and saves fingerprint or human face data, return quick payment agreement sign successfully with typing electronic invoice new line prompt information extremely Intelligent terminal 7.
Step S605: client is by 7 typing electronic invoice new line information of intelligent terminal, through wireless carrier after encryption Server 6 is forwarded to bank's RFID receiving server 5.
Step S606: bank's RFID receiving server 5 is decrypted and saves to the data received.
Step S607: bank provides passive RFID tags 1 to client, and passive RFID tags 1 can be pasted on fuel tank by client Lid is behind.
Below by a specific example, the present invention is further illustrated, as shown in fig. 6, in a specific example In, the process that user carries out oiling payment specifically can comprise the following steps that
Step S701: can install RFID label tag reading device 2 on the refueling nozzle of gas station, and by gas station's transactional services Device 3 docks bank RFID receiving server 5.
Step S702: client drives to enter the station after oiling, and when refueling nozzle is inserted into fuel tank by petrol station staff, RFID label tag is read Device 2 is taken to obtain 1 information of passive RFID tags at the fuel tank cap back side.When oiling finishes extraction oil gun, gas station's trading server 3 Acquisition oil takes and FRID label information.
Step S703: gas station's trading server 3 will comprising oil take and the order of FRID label information encryption after through first Communication carrier server 4 is forwarded to bank's RFID receiving server 5.
Step S704: bank's RFID receiving server 5 is decrypted and saves to the data received, according in order FRID label information identifies client.
Step S705: bank's RFID receiving server 5 is according to the quick payment agreement of signing by encrypted payment affirmation Information is forwarded to the intelligent terminal 71 of client through wireless carrier server 6.
Step S706: after client receives payment affirmation information, pass through fingerprint or face authentication confirmation payment.Intelligent terminal 71 It will be comprising being forwarded to bank RFID through wireless carrier server 6 after the encryption of the verification information of fingerprint or face authentication information Receiving server 5.
Step S707: bank's RFID receiving server 5 in verification information fingerprint or face authentication information verify, It withholds from the account of withholing of quick payment protocol conventions after.
Step S708: after withholing successfully, the electronic invoice to come back comprising invoice is generated phase by bank's RFID receiving server 5 It closes and is sent to tax authority's server 9 through the second communication carrier server 8 after information encrypts.
Step S709: the success notification that will withhold of bank's RFID receiving server 5 is forwarded through wireless carrier server 6 To intelligent terminal 71, gas station's trading server 3 is forwarded to through the first communication carrier server 4.
Step S710: it after tax authority's server 9 generates electronic invoice, will be communicated after the encryption of invoice image information through second Carrier server 8 is sent to bank's RFID receiving server 5.
Step S711: the information received is decrypted in bank's RFID receiving server 5, and saves electronic invoice image Information.
Step S712: electronic invoice is sent to client intelligent terminal 71 by bank's RFID receiving server 5.
Based on same principle, the present embodiment also discloses a kind of gas station's payment methods based on RFID label tag.This implementation In example, as shown in Figure 7, which comprises
S300: oil expense is obtained by the RFID label tag that RFID label tag reading device scans oiling user and RFID label tag is believed Breath.
S400: the oil expense and FRID label information are transmitted to bank's RFID receiving server, so that the bank RFID receiving server is transmitted according to the FRID label information to the intelligent terminal 7 of the oiling user to be taken according to the oil The payment affirmation information arrived, and the verification information returned to user for the payment affirmation information verifies, if verification is logical It crosses, then withholds from the account of withholing of the oiling user.
S500: bank RFID receiving server is received according to the result information of withholing for return of withholing.
As a preferred embodiment, gas station's trading server 3, bank's RFID receiving server and intelligent terminal The data of two-way communication can be carried out with encrypted transmission, the data that server or terminal can transmit needs by setting in advance between 7 It sets after key is encrypted and retransmits, other terminals or server receive encrypted data, are added by corresponding key pair Data after close are decrypted to obtain data, to guarantee the safety of data transmission.
The RFID label tag is a kind of radio frequency identification label, can be used to identify client.As a preferred embodiment, The RFID label tag can be passive RFID tags 1, carry out user's identification by using RFID, need power itself compared to other Identify that medium, using initiation fire or explosion is easy, using the passive RFID tags 1 for being not necessarily to power itself, is refueling in gas station Safety in utilization of standing is higher.
Bank's RFID receiving server sends out corresponding come back comprising invoice of the oiling user with the electronics of deducted amount Ticket generates relevant information and is transmitted to tax authority's server 9, so that tax authority's server 9 generates phase according to the electronic invoice It closes information and generates electronic invoice.And receive the electronic invoice of the transmission of tax authority's server 9 and by the electronic invoice shadow As information is sent to intelligent terminal 7.
It is understood that bank's RFID receiving server can be according to system after bank's RFID receiving server is withholdd In pre-stored invoice the information of making out an invoice such as come back, and electronic invoice is formed according to deducted amount and generates relevant information, by electronics Invoice generates relevant information and is transferred to tax authority's server 9, and the tax authority generates relevant information according to electronic invoice and outputs electricity Electronic invoice, can be transmitted back to again bank's RFID receiving server by sub- a/d, and bank's RFID receiving server is by electronic invoice Image information is sent to intelligent terminal 7 so that electronic invoice is sent to user.
Bank's RFID receiving server also can receive 7 transmitting subscriber identify of intelligent terminal, raw according to the user information At customer information dossier and corresponding RFID label tag is distributed, label is fed back to intelligent terminal 7 and is allocated successfully information and signing Quick payment agreement receives the feedback information that the user that intelligent terminal 7 transmits is directed to the quick payment agreement, works as feedback information Quick payment agreement record is formed when to agree to, acquiring the verification information of user and storage.It refuels by intelligent terminal 7 Stand payment when, user needs in advance to bank RFID receiving server application RFID label tag.Quick payment agreement may include agreement At least one of information such as number, protocol type, account of withholing, authentication mode and authentication information.When user is to bank RFID When receiving server application RFID label tag, user can by intelligent terminal 7 to bank RFID receiving server transmitting subscriber information, The user information may include certificate image, Bank Account Number, cell-phone number, information of receiving and fingerprint or face information etc..
Bank's RFID receiving server is that client establishes customer information dossier, and distributes corresponding RFID label tag, will RFID label tag is corresponding with user information, and the verification information for payment of refueling is arranged, when needs pay time-consuming, the bank RFID of oil Receiving server obtains FRID label information with after oil expense from gas station's trading server 3, will form payment affirmation information, will prop up It pays confirmation message and is shown by intelligent terminal 7 to user, after user's confirmation, intelligent terminal 7 can acquire the verification information of user, should Verification information includes at least one of the numerical ciphers of user, gesture password and biometric information.It is preferred to be known using biology As verification information, biometric information is not easy to play tricks other information, and the safety of payment can be improved.
Based on same principle, the present embodiment also discloses a kind of gas station's payment methods based on RFID label tag.Such as Fig. 8 institute Show, in the present embodiment, the method also includes:
S600: it is true to receive the payment obtained according to oil expense that bank RFID receiving server is transmitted according to FRID label information Recognize information and shown to user, and user is returned into bank RFID for the verification information of the payment affirmation information and receives single clothes Device be engaged in so that bank's RFID receiving server is verified according to verification information, if verification passes through, from the oiling user's It withholds in account of withholing, wherein the FRID label information is the received gas station's transactional services of bank RFID receiving server The oil expense and FRID label information that the RFID label tag for scanning oiling user by RFID label tag reading device that device 3 transmits obtains.
S700: bank RFID receiving server is received according to the result information of withholing for return of withholing.
As a preferred embodiment, gas station's trading server 3, bank's RFID receiving server and intelligent terminal The data of two-way communication can be carried out with encrypted transmission, the data that server or terminal can transmit needs by setting in advance between 7 It sets after key is encrypted and retransmits, other terminals or server receive encrypted data, are added by corresponding key pair Data after close are decrypted to obtain data, to guarantee the safety of data transmission.
The RFID label tag is a kind of radio frequency identification label, can be used to identify client.As a preferred embodiment, The RFID label tag can be passive RFID tags 1, carry out user's identification by using RFID, need power itself compared to other Identify that medium, using initiation fire or explosion is easy, using the passive RFID tags 1 for being not necessarily to power itself, is refueling in gas station Safety in utilization of standing is higher.
In a preferred embodiment, as shown in figure 9, the method further includes:
S800: the electronic invoice image information that the bank RFID receiving server is sent is received, wherein electronic invoice shadow As information is that the bank RFID receiving server takes according to the oil that gas station's trading server 3 transmits and RFID label tag is believed Breath forms corresponding come back comprising invoice of oiling user and generates relevant information with the electronic invoice of deducted amount, and electronic invoice is raw It is transmitted to tax authority's server 9 at relevant information, so that tax authority's server 9 generates related letter according to the electronic invoice Breath generates electronic invoice, and the electronic invoice image information that the electronic invoice for receiving the transmission of tax authority's server 9 is formed.
It is understood that can be lifted according to invoice pre-stored in system after bank's RFID receiving server is withholdd First-class information of making out an invoice, and electronic invoice is formed according to deducted amount and generates relevant information, electronic invoice is generated into relevant information and is passed Electronics can be sent out after the tax authority outputs electronic invoice according to electronic invoice generation relevant information by being defeated by tax authority's server 9 Ticket is transmitted back to bank's RFID receiving server again, and electronic invoice image information is sent to intelligent end by bank's RFID receiving server End 7 is to be sent to user for electronic invoice.
In a preferred embodiment, as shown in Figure 10, the method further includes receiving the bank RFID receipts The electronic invoice image information that single server is sent, before:
S050: Xiang Yinhang RFID receiving server sends user information, so that bank's RFID receiving server is according to User information generates customer information dossier and distributes corresponding RFID label tag.
S060: the label for receiving the transmission of bank RFID receiving server is allocated successfully information and signs quick payment agreement simultaneously It is shown to user.Quick payment agreement may include protocol number, protocol type, account of withholing, authentication mode and authentication information etc. At least one of information.
S070: receiving the feedback information of user, gives user to silver for the transmission of feedback information of the quick payment agreement Row RFID receiving server so that bank's RFID receiving server when feedback information be agree to when formed quick payment agreement record, Acquire the verification information of user and storage.
When carrying out gas station's payment by intelligent terminal 7, user needs in advance to bank RFID receiving server application RFID label tag.When user is to bank RFID receiving server application RFID label tag, user can be by intelligent terminal 7 to bank RFID receiving server transmitting subscriber information, the user information may include certificate image, Bank Account Number, cell-phone number, information of receiving With fingerprint or face information etc..
Customer information dossier is established for client, and distributes corresponding RFID label tag, by RFID label tag and user information Corresponding, and the verification information for payment of refueling is arranged, oily time-consuming when needing to pay, bank's RFID receiving server is from gas station After trading server 3 obtains FRID label information and oil expense, it will form payment affirmation information, payment affirmation information passed through into intelligence Terminal 7 shows that after user's confirmation, intelligent terminal 7 can acquire the verification information of user, which includes user's to user At least one of numerical ciphers, gesture password and biometric information.Preferably using biometric information as verification information, Biometric information is not easy to play tricks, and the safety of payment can be improved.
Based on same principle, the present embodiment also discloses a kind of bank RFID receiving server.As shown in figure 11, bank RFID receiving server includes information receiving unit 11 and payment processing unit 12.
Information receiving unit 11 is used to receive the oil expense and FRID label information of the transmission of gas station's trading server 3, wherein Oil takes and FRID label information is the RFID mark that gas station's trading server 3 scans oiling user by RFID label tag reading device Sign obtained oil expense and FRID label information.
Payment processing unit 12 is used to transmit root to the intelligent terminal 7 of the oiling user according to the FRID label information According to the payment affirmation information that the oil expense obtains, and the verification information returned to user for the payment affirmation information carries out school It tests, if verification passes through, withholds from the account of withholing of the oiling user and to gas station's trading server 3 and intelligent terminal 7 transmit result information of withholing.
In a preferred embodiment, as shown in figure 12, bank RFID receiving server further includes that electronic invoice obtains list Member 13.Electronic invoice acquiring unit 13 is used to send out corresponding come back comprising invoice of the oiling user with the electronics of deducted amount Ticket generates relevant information and is transmitted to tax authority's server 9, so that tax authority's server 9 generates phase according to the electronic invoice It closes information and generates electronic invoice, receive the electronic invoice that tax authority's server 9 transmits and by the electronic invoice image Information is sent to intelligent terminal 7.
In a preferred embodiment, as shown in figure 13, bank RFID receiving server further includes user register unit 10. User register unit 10 generates customer information shelves for receiving 7 transmitting subscriber identify of intelligent terminal, according to the user information Case records and distributes corresponding RFID label tag, feeds back label to intelligent terminal 7 and is allocated successfully information and signing quick payment agreement, The feedback information that the user that intelligent terminal 7 transmits is directed to the quick payment agreement is received, is formed when feedback information is to agree to Quick payment agreement record, acquires the verification information of user and storage.
Since the principle that the server solves the problems, such as is similar with above method, the implementation side of may refer to of book server The implementation of method, details are not described herein.
Based on same principle, the present embodiment also discloses a kind of gas station's trading server 3.Gas station's trading server 3 are configured as obtaining oil expense and FRID label information by the RFID label tag that RFID label tag reading device scans oiling user, will It is described oil expense and FRID label information is transmitted to bank's RFID receiving server so that the bank RFID receiving server according to The FRID label information transmits the payment affirmation information obtained according to the oil expense to the intelligent terminal 7 of the oiling user, And the verification information returned to user for the payment affirmation information verifies, if verification passes through, uses from the oiling It withholds in the account of withholing at family, receives bank RFID receiving server according to the result information of withholing for return of withholing.
Since the principle that the server solves the problems, such as is similar with above method, the implementation side of may refer to of book server The implementation of method, details are not described herein.
Based on same principle, the present embodiment also discloses a kind of intelligent terminal 7.As shown in figure 14, intelligent terminal 7 includes branch Pay confirmation unit 21 and result receiving unit 22.
Payment affirmation unit 21 be used for receive bank's RFID receiving server according to FRID label information transmit according to oil Take obtained payment affirmation information and shown to user, and user is returned to for the verification information of the payment affirmation information Bank's RFID receiving server is so that bank's RFID receiving server is verified according to verification information, if verification passes through, from It withholds in the account of withholing of the oiling user, wherein the FRID label information is that bank RFID receiving server is received Gas station's trading server 3 transmit by RFID label tag reading device scan oiling user RFID label tag obtain oil expense and FRID label information;
As a result receiving unit 22 is for receiving bank's RFID receiving server according to the result information of withholing for return of withholing.
In a preferred embodiment, intelligent terminal 7 further comprises that electronic invoice asks unit 23 for instructions.As shown in figure 15, Electronic invoice asks the electronic invoice image information that unit 23 is sent for receiving the bank RFID receiving server for instructions, wherein Electronic invoice image information be the bank RFID receiving server according to gas station's trading server 3 transmit oil take with FRID label information forms corresponding come back comprising invoice of oiling user and generates relevant information with the electronic invoice of deducted amount, will Electronic invoice generates relevant information and is transmitted to tax authority's server 9, so that tax authority's server 9 is according to the electronic invoice The electronics hair that the electronic invoice for generating relevant information and generating electronic invoice, and receive the transmission of tax authority's server 9 is formed Ticket image information.
In a preferred embodiment, as shown in figure 16, intelligent terminal 7 further includes registration request unit 20.Registration request Unit 20 is used to send user information to bank's RFID receiving server, so that bank's RFID receiving server is according to the user Information generates customer information dossier and distributes corresponding RFID label tag, receives the label of bank RFID receiving server transmission It is allocated successfully information and signs quick payment agreement and shown to user, the feedback information of user is received, by user for described The transmission of feedback information of quick payment agreement is to bank's RFID receiving server so that bank's RFID receiving server works as feedback letter Quick payment agreement record is formed when breath is agrees to, acquires the verification information of user and storage.
Since the principle that the terminal solves the problems, such as is similar with above method, the implementation of this terminal may refer to method Implement, details are not described herein.
System, device, module or the unit that above-described embodiment illustrates can specifically realize by computer chip or entity, Or it is realized by the product with certain function.It is a kind of typically to realize that equipment is computer equipment, specifically, computer is set It is standby for example can for personal computer, laptop computer, cellular phone, camera phone, smart phone, personal digital assistant, Media player, navigation equipment, electronic mail equipment, game console, tablet computer, wearable device or these equipment In any equipment combination.
Computer equipment specifically includes memory, processor and storage on a memory simultaneously in a typical example The computer program that can be run on a processor is realized when the processor executes described program and is held as described above by client Capable method, alternatively, the processor realizes the method executed as described above by server when executing described program.
Below with reference to Figure 17, it illustrates the structures for the computer equipment 600 for being suitable for being used to realize the embodiment of the present application to show It is intended to.
As shown in figure 17, computer equipment 600 includes central processing unit (CPU) 601, can be read-only according to being stored in Program in memory (ROM) 602 is loaded into random access storage device (RAM) from storage section 608) program in 603 And execute various work appropriate and processing.In RAM603, also it is stored with system 600 and operates required various program sum numbers According to.CPU601, ROM602 and RAM603 are connected with each other by bus 604.Input/output (I/O) interface 605 is also connected to Bus 604.
I/O interface 605 is connected to lower component: the importation 606 including keyboard, mouse etc.;It is penetrated including such as cathode The output par, c 607 of spool (CRT), liquid crystal ultramagnifier (LCD) etc. and loudspeaker etc.;Storage section 608 including hard disk etc.; And including such as LAN card, the communications portion 609 of the network interface card of modem etc..Communications portion 609 via such as because The network of spy's net executes communication process.Driver 610 is also connected to I/O interface 606 as needed.Detachable media 611, such as Disk, CD, magneto-optic disk, semiconductor memory etc. are mounted on as needed on driver 610, in order to read from thereon Computer program be mounted as needed such as storage section 608.
Particularly, according to an embodiment of the invention, may be implemented as computer above with reference to the process of flow chart description Software program.For example, the embodiment of the present invention includes a kind of computer program product comprising be tangibly embodied in machine readable Computer program on medium, the computer program include the program code for method shown in execution flow chart.At this In the embodiment of sample, which can be downloaded and installed from network by communications portion 609, and/or from removable Medium 611 is unloaded to be mounted.
Computer-readable medium includes permanent and non-permanent, removable and non-removable media can be by any method Or technology come realize information store.Information can be computer readable instructions, data structure, the module of program or other data. The example of the storage medium of computer includes, but are not limited to phase change memory (PRAM), static random access memory (SRAM), moves State random access memory (DRAM), other kinds of random access memory (RAM), read-only memory (ROM), electric erasable Programmable read only memory (EEPROM), flash memory or other memory techniques, read-only disc read only memory (CD-ROM) (CD-ROM), Digital versatile disc (DVD) or other optical storage, magnetic cassettes, tape magnetic disk storage or other magnetic storage devices Or any other non-transmission medium, can be used for storage can be accessed by a computing device information.As defined in this article, it calculates Machine readable medium does not include temporary computer readable media (transitory media), such as the data-signal and carrier wave of modulation.
For convenience of description, it is divided into various units when description apparatus above with function to describe respectively.Certainly, implementing this The function of each unit can be realized in the same or multiple software and or hardware when application.
The present invention be referring to according to the method for the embodiment of the present invention, the process of equipment (system) and computer program product Figure and/or block diagram describe.It should be understood that every one stream in flowchart and/or the block diagram can be realized by computer program instructions The combination of process and/or box in journey and/or box and flowchart and/or the block diagram.It can provide these computer programs Instruct the processor of general purpose computer, special purpose computer, Embedded Processor or other programmable data processing devices to produce A raw machine, so that being generated by the instruction that computer or the processor of other programmable data processing devices execute for real The device for the function of being specified in present one or more flows of the flowchart and/or one or more blocks of the block diagram.
These computer program instructions, which may also be stored in, is able to guide computer or other programmable data processing devices with spy Determine in the computer-readable memory that mode works, so that it includes referring to that instruction stored in the computer readable memory, which generates, Enable the manufacture of device, the command device realize in one box of one or more flows of the flowchart and/or block diagram or The function of being specified in multiple boxes.
These computer program instructions also can be loaded onto a computer or other programmable data processing device, so that counting Series of operation steps are executed on calculation machine or other programmable devices to generate computer implemented processing, thus in computer or The instruction executed on other programmable devices is provided for realizing in one or more flows of the flowchart and/or block diagram one The step of function of being specified in a box or multiple boxes.
It should also be noted that, the terms "include", "comprise" or its any other variant are intended to nonexcludability It include so that the process, method, commodity or the equipment that include a series of elements not only include those elements, but also to wrap Include other elements that are not explicitly listed, or further include for this process, method, commodity or equipment intrinsic want Element.In the absence of more restrictions, the element limited by sentence "including a ...", it is not excluded that including described want There is also other identical elements in the process, method of element, commodity or equipment.
It will be understood by those skilled in the art that embodiments herein can provide as method, system or computer program product. Therefore, complete hardware embodiment, complete software embodiment or embodiment combining software and hardware aspects can be used in the application Form.It is deposited moreover, the application can be used to can be used in the computer that one or more wherein includes computer usable program code The shape for the computer program product implemented on storage media (including but not limited to magnetic disk storage, CD-ROM, optical memory etc.) Formula.
The application can describe in the general context of computer-executable instructions executed by a computer, such as program Module.Generally, program module includes routines performing specific tasks or implementing specific abstract data types, programs, objects, group Part, data structure etc..The application can also be practiced in a distributed computing environment, in these distributed computing environments, by Task is executed by the connected remote processing devices of communication network.In a distributed computing environment, program module can be with In the local and remote computer storage media including storage equipment.
All the embodiments in this specification are described in a progressive manner, same and similar portion between each embodiment Dividing may refer to each other, and each embodiment focuses on the differences from other embodiments.Especially for system reality For applying example, since it is substantially similar to the method embodiment, so being described relatively simple, related place is referring to embodiment of the method Part explanation.
The above description is only an example of the present application, is not intended to limit this application.For those skilled in the art For, various changes and changes are possible in this application.All any modifications made within the spirit and principles of the present application are equal Replacement, improvement etc., should be included within the scope of the claims of this application.

Claims (18)

1. a kind of gas station's payment methods based on RFID label tag characterized by comprising
The oil for receiving the transmission of gas station's trading server take and FRID label information, wherein oil take and FRID label information is adds The oil expense and RFID label tag that petrol station trading server is obtained by the RFID label tag that RFID label tag reading device scans oiling user Information;
It is true that the payment obtained according to the oil expense is transmitted to the intelligent terminal of the oiling user according to the FRID label information Information is recognized, and the verification information returned to user for the payment affirmation information verifies, if verification passes through, from described It withholds in the account of withholing of oiling user and transmits result information of withholing to gas station's trading server and intelligent terminal.
2. gas station's payment methods according to claim 1 based on RFID label tag, which is characterized in that the method is also wrapped It includes:
Corresponding come back comprising invoice of the oiling user is transmitted to tax with the electronic invoice of deducted amount generation relevant information Business authority server, so that tax authority's server, which generates relevant information according to the electronic invoice, generates electronic invoice;
It receives the electronic invoice of tax authority's server transport and the electronic invoice image information is sent to intelligent end End.
3. gas station's payment methods according to claim 1 based on RFID label tag, which is characterized in that the method is also wrapped It includes in the oil expense and FRID label information for receiving the transmission of gas station's trading server, before:
Receive intelligent terminal transmitting subscriber identify;
Customer information dossier is generated according to the user information and distributes corresponding RFID label tag;
Information is allocated successfully to intelligent terminal feedback label and signs quick payment agreement;
The user for receiving intelligent terminal transmission is directed to the feedback information of the quick payment agreement, the shape when feedback information is to agree to It is recorded at quick payment agreement, acquires the verification information of user and storage.
4. gas station's payment methods according to claim 1 based on RFID label tag, which is characterized in that the verification information At least one of numerical ciphers, gesture password and biometric information including user.
5. a kind of gas station's payment methods based on RFID label tag characterized by comprising
Oil expense and FRID label information are obtained by the RFID label tag that RFID label tag reading device scans oiling user;
The oil expense and FRID label information are transmitted to bank's RFID receiving server, so that the bank RFID receives single service Device transmits the payment affirmation obtained according to the oil expense according to the FRID label information to the intelligent terminal of the oiling user Information, and the verification information returned to user for the payment affirmation information verifies, if verification passes through, adds from described It withholds in the account of withholing of oily user;
Bank RFID receiving server is received according to the result information of withholing for return of withholing.
6. a kind of gas station's payment methods based on RFID label tag characterized by comprising
It receives bank RFID receiving server and obtained payment affirmation information is taken simultaneously according to oil according to what FRID label information transmit To user show, and by user for the payment affirmation information verification information return to bank's RFID receiving server so that Bank's RFID receiving server is verified according to verification information, if verification passes through, from the account of withholing of the oiling user In withhold, wherein the FRID label information is the received gas station's trading server transmission of bank RFID receiving server The oil expense and FRID label information obtained by the RFID label tag that RFID label tag reading device scans oiling user;
Bank RFID receiving server is received according to the result information of withholing for return of withholing.
7. gas station's payment methods according to claim 6 based on RFID label tag, which is characterized in that the method is into one Step includes:
Receive the electronic invoice image information that the bank RFID receiving server is sent, wherein electronic invoice image information is The bank RFID receiving server takes according to the oil that gas station's trading server transmits and FRID label information forms and adds Corresponding come back comprising invoice of oily user generates relevant information with the electronic invoice of deducted amount, and electronic invoice is generated related letter Breath is transmitted to tax authority's server, so that tax authority's server, which generates relevant information according to the electronic invoice, generates electronics Invoice, and the electronic invoice image information that the electronic invoice for receiving tax authority's server transport is formed.
8. gas station's payment methods according to claim 6 based on RFID label tag, which is characterized in that the method is also wrapped It includes in the electronic invoice image information for receiving the bank RFID receiving server transmission, before:
User information is sent to bank's RFID receiving server, so that bank's RFID receiving server is raw according to the user information At customer information dossier and distribute corresponding RFID label tag;
The label for receiving the transmission of bank RFID receiving server is allocated successfully information and signs quick payment agreement and to user's exhibition Show;
User is received list to bank RFID for the transmission of feedback information of the quick payment agreement by the feedback information for receiving user Server acquires user's so that bank's RFID receiving server formation quick payment agreement record when feedback information is to agree to Verification information simultaneously stores.
9. gas station's payment methods according to claim 8 based on RFID label tag, which is characterized in that the verification information At least one of numerical ciphers, gesture password and biometric information including user.
10. a kind of bank RFID receiving server characterized by comprising
Information receiving unit, for receive gas station's trading server transmission oil expense and FRID label information, wherein oil take with FRID label information is that gas station's trading server is obtained by the RFID label tag that RFID label tag reading device scans oiling user Oil take and FRID label information;
Payment processing unit, for being transmitted according to according to the FRID label information to the intelligent terminal of the oiling user The payment affirmation information that oil expense obtains, and the verification information returned to user for the payment affirmation information verifies, if Verification passes through, then withholds from the account of withholing of the oiling user and detain to gas station's trading server and intelligent terminal transmission Money result information.
11. bank RFID receiving server according to claim 10, which is characterized in that further include:
Electronic invoice acquiring unit, for by the oiling user it is corresponding comprising invoice come back and deducted amount electronic invoice It generates relevant information and is transmitted to tax authority's server, so that tax authority's server generates related letter according to the electronic invoice Breath generates electronic invoice, receives the electronic invoice of tax authority's server transport and sends out the electronic invoice image information It send to intelligent terminal.
12. bank RFID receiving server according to claim 10, which is characterized in that it further include user register unit, For receiving intelligent terminal transmitting subscriber identify, customer information dossier is generated according to the user information and distributes correspondence RFID label tag, to intelligent terminal feedback label be allocated successfully information and sign quick payment agreement, receive intelligent terminal transmission User be directed to the quick payment agreement feedback information, when feedback information be agree to when formed quick payment agreement record, Acquire the verification information of user and storage.
13. a kind of gas station's trading server, which is characterized in that be configured as scanning to refuel by RFID label tag reading device using The RFID label tag at family obtains oily expense and FRID label information, and it is single that the oil expense and FRID label information are transmitted to bank RFID receipts Server, so that the bank RFID receiving server is according to the FRID label information to the intelligent terminal of the oiling user The payment affirmation information that transmission is obtained according to the oil expense, and the verification information that the payment affirmation information returns is directed to user It is verified, if verification passes through, is withholdd from the account of withholing of the oiling user, receive bank RFID receiving server root According to the result information of withholing for return of withholing.
14. a kind of intelligent terminal characterized by comprising
Payment affirmation unit is obtained according to what FRID label information was transmitted according to oil expense for receiving bank's RFID receiving server Payment affirmation information and shown to user, and user is returned into bank for the verification information of the payment affirmation information RFID receiving server is so that bank's RFID receiving server is verified according to verification information, if verification passes through, from oiling It withholds in the account of withholing of user, wherein the FRID label information is that the received gas station of bank RFID receiving server is handed over The oil expense and RFID label tag that the RFID label tag for scanning oiling user by RFID label tag reading device of easy server transport obtains Information;
As a result receiving unit, for receiving bank's RFID receiving server according to the result information of withholing for return of withholing.
15. intelligent terminal according to claim 14, which is characterized in that further comprise that electronic invoice asks unit for instructions, use In the electronic invoice image information for receiving the bank RFID receiving server transmission, wherein electronic invoice image information is institute State oil expense and FRID label information formation oiling that bank's RFID receiving server is transmitted according to gas station's trading server Corresponding come back comprising invoice of user generates relevant information with the electronic invoice of deducted amount, and electronic invoice is generated relevant information It is transmitted to tax authority's server, so that tax authority's server, which generates relevant information according to the electronic invoice, generates electronics hair Ticket, and the electronic invoice image information that the electronic invoice for receiving tax authority's server transport is formed.
16. intelligent terminal according to claim 14, which is characterized in that further include registration request unit, be used for bank RFID receiving server sends user information, so that bank's RFID receiving server generates customer information according to the user information Dossier simultaneously distributes corresponding RFID label tag, and the label for receiving the transmission of bank RFID receiving server is allocated successfully information and label It orders quick payment agreement and is shown to user, the feedback information of user is received, by user for the anti-of the quick payment agreement Feedforward information is transferred to bank's RFID receiving server so that bank's RFID receiving server is formed fastly when feedback information is to agree to Prompt payment arrangement record, acquires the verification information of user and storage.
17. a kind of computer equipment, can run on a memory and on a processor including memory, processor and storage Computer program, which is characterized in that
The processor is realized when executing described program such as any one of claim 1-9 the method.
18. a kind of computer-readable medium, is stored thereon with computer program, which is characterized in that
It realizes when the program is executed by processor such as any one of claim 1-9 the method.
CN201910702820.8A 2019-07-31 2019-07-31 A kind of gas station's payment methods, terminal and server based on RFID label tag Pending CN110414991A (en)

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CN111539702A (en) * 2020-04-20 2020-08-14 车主邦(北京)科技有限公司 Payment record processing method
CN113178037A (en) * 2021-03-11 2021-07-27 深圳市喂车科技有限公司 Refueling method, device, system, computer device and computer readable storage medium

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Application publication date: 20191105