CN110414962A - Inter-bank intelligence transfer account method, device, computer equipment and storage medium - Google Patents
Inter-bank intelligence transfer account method, device, computer equipment and storage medium Download PDFInfo
- Publication number
- CN110414962A CN110414962A CN201910712016.8A CN201910712016A CN110414962A CN 110414962 A CN110414962 A CN 110414962A CN 201910712016 A CN201910712016 A CN 201910712016A CN 110414962 A CN110414962 A CN 110414962A
- Authority
- CN
- China
- Prior art keywords
- bank
- corp
- account
- information
- interface
- Prior art date
- Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
- Pending
Links
Classifications
-
- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
- G06Q20/108—Remote banking, e.g. home banking
Landscapes
- Business, Economics & Management (AREA)
- Accounting & Taxation (AREA)
- Finance (AREA)
- Development Economics (AREA)
- Economics (AREA)
- Strategic Management (AREA)
- Physics & Mathematics (AREA)
- General Business, Economics & Management (AREA)
- General Physics & Mathematics (AREA)
- Engineering & Computer Science (AREA)
- Theoretical Computer Science (AREA)
- Financial Or Insurance-Related Operations Such As Payment And Settlement (AREA)
Abstract
This application involves a kind of inter-bank intelligence transfer account method, device, computer equipment and storage mediums.Method includes: detection log-in events;When detecting log-in events, the first account is obtained, and obtain verification information corresponding with the first account;The first account is parsed, the corresponding Bank One Corp. information of the first account is obtained;Obtain the second account and transfer information;According to Bank One Corp. information and verification information, connection request is established to the transmission of Bank One Corp. interface;Transfer request is sent to Bank One Corp. interface, wherein transfer request carries the second account and transfer information.After detecting that user logs in, obtain the first account of the bank produced, the bank interface of the bank produced is obtained in turn, and then connection request is sent to bank interface, transfer request is issued then to bank interface, so that Internetbank or ATM machine of the user without special login appointed bank, so that user's transfer operation is more convenient.
Description
Technical field
It intelligently transfers accounts technical field this application involves inter-bank, more particularly to a kind of inter-bank intelligence transfer account method, device, meter
Calculate machine equipment and storage medium.
Background technique
Inter-bank, which is transferred accounts, at present needs appointed bank, ATM (Asynchronous Transfer Mode) machine or corresponding silver
Capable Internetbank goes to transfer accounts, and when Internetbank is transferred accounts, needs to select the operation such as bank of bank, the side of being transferred to, for different banks, uses
Family generally requires the application program for installing multiple banks at the terminal, causes application program various, and user needs to adapt to respectively
Kind application program causes user's transfer operation inconvenient.
Summary of the invention
Based on this, it is necessary to which in view of the above technical problems, providing one kind being capable of inter-bank intelligence transfer account method, device, calculating
Machine equipment and storage medium.
A kind of inter-bank intelligence transfer account method, which comprises
Detect log-in events;
When detecting the log-in events, the first account is obtained, and obtain corresponding with first account
Verification information;
First account is parsed, the corresponding Bank One Corp. information of first account is obtained;
Obtain the second account and transfer information;
According to the Bank One Corp. information and the verification information, connection request is established to the transmission of Bank One Corp. interface;
Transfer request is sent to the Bank One Corp. interface, wherein the transfer request carries second account
And the transfer information.
It is also wrapped after described the step of sending transfer request to the Bank One Corp. interface in one of the embodiments,
It includes:
It is sent to the Bank One Corp. interface and returns to request.
Include: after described the step of sending return request to the Bank One Corp. interface in one of the embodiments,
The Bank One Corp. interface is received in response to the account information for returning to request feedback.
It is also wrapped after described the step of sending transfer request to the Bank One Corp. interface in one of the embodiments,
It includes:
Receive inquiry instruction;
The inquiry instruction is responded, Xiang Suoshu Bank One Corp. interface sends inquiry request;
Receive the query information that the Bank One Corp. interface is fed back in response to the inquiry request.
It is described according to the Bank One Corp. information and the verification information in one of the embodiments, to Bank One Corp.
Interface transmission the step of establishing connection request includes:
According to the Bank One Corp. information, optimal path of transferring accounts is obtained;
The Bank One Corp. interface is determined according to the optimal path of transferring accounts;
According to the Bank One Corp. information and the verification information, connection is established in the transmission of Xiang Suoshu Bank One Corp. interface is asked
It asks.
A kind of inter-bank intelligence transfer device, described device include:
Log-in events detection module, for detecting log-in events;
First account obtains module, for obtaining the first account, and obtain when detecting the log-in events
Take verification information corresponding with first account;
Bank One Corp. data obtaining module obtains first account pair for parsing first account
The Bank One Corp. information answered;
Second account obtains module, for obtaining the second account and transfer information;
Connection request sending module, for being connect to Bank One Corp. according to the Bank One Corp. information and the verification information
Mouth sends and establishes connection request;
Transfer request module, for sending transfer request to the Bank One Corp. interface, wherein the transfer request carries
Second account and the transfer information.
In one of the embodiments, further include:
Request sending module is returned, returns to request for sending to the Bank One Corp. interface.
In one of the embodiments, further include:
Account information receiving module arrives account in response to the return request feedback for receiving the Bank One Corp. interface
Information.
A kind of computer equipment can be run on a memory and on a processor including memory, processor and storage
Computer program, the processor perform the steps of when executing the computer program
Detect log-in events;
When detecting the log-in events, the first account is obtained, and obtain corresponding with first account
Verification information;
First account is parsed, the corresponding Bank One Corp. information of first account is obtained;
Obtain the second account and transfer information;
According to the Bank One Corp. information and the verification information, connection request is established to the transmission of Bank One Corp. interface;
Transfer request is sent to the Bank One Corp. interface, wherein the transfer request carries second account
And the transfer information.
A kind of computer readable storage medium, is stored thereon with computer program, and the computer program is held by processor
It is performed the steps of when row
Detect log-in events;
When detecting the log-in events, the first account is obtained, and obtain corresponding with first account
Verification information;
First account is parsed, the corresponding Bank One Corp. information of first account is obtained;
Obtain the second account and transfer information;
According to the Bank One Corp. information and the verification information, connection request is established to the transmission of Bank One Corp. interface;
Transfer request is sent to the Bank One Corp. interface, wherein the transfer request carries second account
And the transfer information.
Above-mentioned inter-bank intelligence transfer account method, device, computer equipment and storage medium obtain after detecting that user logs in
The first account of the bank produced is taken, and then obtains the bank interface of the bank produced, and then sends and connects to bank interface
Connect request, issue transfer request then to bank interface so that user without the special Internetbank for logging in appointed bank or
ATM machine, so that user's transfer operation is more convenient.
Detailed description of the invention
Fig. 1 is the applied environment figure of inter-bank intelligence transfer account method in one embodiment;
Fig. 2 is the flow diagram of inter-bank intelligence transfer account method in one embodiment;
Fig. 3 is the structural block diagram of inter-bank intelligence transfer device in one embodiment;
Fig. 4 is the internal structure chart of computer equipment in one embodiment.
Specific embodiment
It is with reference to the accompanying drawings and embodiments, right in order to which the objects, technical solutions and advantages of the application are more clearly understood
The application is further elaborated.It should be appreciated that specific embodiment described herein is only used to explain the application, not
For limiting the application.
Inter-bank intelligence transfer account method provided by the present application, can be applied in application environment as shown in Figure 1.Wherein, eventually
End 102 is communicated with server 104 by network by network.Wherein, terminal 102 can be, but not limited to be various personal meters
Calculation machine, laptop, smart phone, tablet computer and portable wearable device, server 104 can use independent service
The server cluster of device either multiple servers composition realizes that the server 104 is the interface server of bank, for connecing
Receive the transfer request that terminal is initiated.It is mounted with the application program transferred accounts, the application program of U-shield in terminal 102 and is taken with bank
The interface routine of the interface of business device, when which runs, it will run the application program of U-shield and taken with bank
The interface routine of the interface of business device, user detect log-in events by 102 logon account of terminal, terminal 102;It is described when detecting
When log-in events, the first account is obtained, and obtain verification information corresponding with first account;Parse described
One account obtains the corresponding Bank One Corp. information of first account;Obtain the second account and letter of transferring accounts
Breath;According to the Bank One Corp. information and the verification information, connection request is established to the transmission of Bank One Corp. interface;To described
One bank interface sends transfer request.
In one embodiment, as shown in Fig. 2, providing a kind of inter-bank intelligence transfer account method, it is applied to Fig. 1 in this way
In application scenarios for be illustrated, comprising the following steps:
Step 210, log-in events are detected.
Specifically, which is the event of logging in system by user, i.e. user passes through transferring accounts on account registration terminal
Application program.In this step, detect whether there are log-in events, i.e. whether detection user logs at the terminal.
Step 220, when detecting the log-in events, the first account is obtained, and obtain and first account number
The corresponding verification information of information.
Specifically, when detecting the presence of log-in events, the first account is obtained, which is user's
The account for the bank that fund produces, first account include the account number for the bank that the fund of user produces, this first
Account is account information of the user in Bank One Corp..For example, the card number for the bank card that the fund of user produces.For example,
First account also carry bank's type, Bank Name, bank sort, bank location information.It is worth mentioning
It is that first account can be to be inputted by user, one embodiment is to obtain the first account of user's input.
In addition, obtaining verification information corresponding with the first account, the verification information is for verifying user in this step
Identity, which is used to verify the legitimacy of user identity.Whether the verification information turns for verifying user and having permission
Account.One embodiment is that the verification information is the identification information of U shield for bank, and one embodiment is that the verification information is that dynamic is close
Code.
Step 230, first account is parsed, the corresponding Bank One Corp. information of first account is obtained.
In this step, the first account is parsed, obtains the corresponding bank information of the first account, the bank information
Include bank card type, Bank Name, bank sort, bank location.In the present embodiment, the Bank One Corp. information of acquisition is parsed
It is connect for the interface with bank.
In one embodiment, which is the card number of bank card, since the card number of bank card is by multidigit number
Composition, and different banks has different coding rules, the coding rule of the different regions of same bank is not also identical, because
This, by parse bank card card number on bank's type/title coding, area coding, can be obtained Bank Name and
Bank location, that is to say, that by parsing the card number of the bank card, can be obtained Bank Name and bank location
Obtain the corresponding bank interface of the Bank Name and bank location.
Step 240, the second account and transfer information are obtained.
Specifically, the account for the bank which is transferred to for the fund of user, second account
The account number for the bank that fund comprising user is transferred to, the bank that the fund of the user is transferred to are secondary bank, then the second account number is believed
Breath is the account information of secondary bank.The transfer information has recorded the principal amount that user is transferred to.One embodiment is that this
Two accounts also carry bank's type, Bank Name, bank sort, bank location information.One embodiment is to be somebody's turn to do
Transfer information includes transfer amounts and transfers accounts the time.
It is noted that second account and transfer information can be and inputted by user, one embodiment is,
Obtain the first account and transfer information of user's input.In one embodiment, which is secondary bank
Bank card card number.
Step 250, according to the Bank One Corp. information and the verification information, connection is established to the transmission of Bank One Corp. interface
Request.
In the present embodiment, due to having got Bank One Corp. information, corresponding with Bank One Corp. information first can be obtained
Bank interface, specifically, the Bank One Corp. information describe Bank Name and bank location, and where Bank Name and bank
Ground and the corresponding relationship of bank interface prestore, in this way, then being obtained and the bank according to Bank Name and bank location
The corresponding bank interface of title and bank location.
It is noted that each bank has at least one bank interface, therefore, Bank Name is obtained
Obtain the address of the bank interface.And having site respectively in multiple areas for bank, each site has a bank
Therefore interface obtains Bank Name and bank location, can be obtained the address of the corresponding bank interface in bank location.
One embodiment is, according to the Bank One Corp. information acquisition Bank Name and bank location, according to bank's name
Claim the corresponding relationship with bank location and bank interface, the address of Bank One Corp. interface is obtained, according to Bank One Corp. interface
Address to Bank One Corp. interface transmission establish connection request.It is noted that the address of Bank One Corp. interface is bank
The address of interface server.The Bank One Corp. interface receives the connection request of terminal transmission and turns for connecting terminal
Account request.This establishes the connection that connection request is used to request to establish terminal and bank interface server.
In addition, connection request carries verification information in the present embodiment, since connection request is sent based on verification information
, enable Bank One Corp. to receive verification information, to verify whether user is the corresponding account number of the first account
Legitimate user, and verify whether the user has permission of transferring accounts.For example, the verification information is secret number, the secret number
The identification information that can be U-shield is also possible to user and is manually entered, is also possible to dynamic password.
In one embodiment, connection request is established to the transmission of Bank One Corp. interface, establishes the connection with Bank One Corp. interface.
Step 260, Xiang Suoshu Bank One Corp. interface sends transfer request, wherein the transfer request carries described second
Account and the transfer information.
In the present embodiment, which is used to that Bank One Corp. to be requested to produce user's fund to secondary bank, that is,
It says, the real process transferred accounts, is by being completed between Bank One Corp. and secondary bank.Specifically, it is establishing and Bank One Corp. interface
Connection after, the transfer request for carrying the second account and transfer information is sent to Bank One Corp. interface.Due to this second
Account carries the information of Bank Name and bank location, in this way, Bank One Corp. can know the purpose that fund produces
Address, thus rapidly establish with the connection of secondary bank interface, while whether legal, test detecting if detecting the verification information
When card information is legal, transfer accounts to the corresponding account of the second account information of secondary bank.In this way, the interface server of Bank One Corp.
It, can be according to the second account and transfer information to second account corresponding after receiving the transfer request
Two bank transfers, so that the fund of user is transferred to by Bank One Corp. to secondary bank.
In above-described embodiment, after detecting that user logs in, the first account of the bank produced is obtained, and then obtain
The bank interface of the bank produced, and then connection request is sent to bank interface, transfer request is issued then to bank interface, from
And make user without the special Internetbank or ATM machine for logging in appointed bank, so that user's transfer operation is more convenient.For not
Same bank, application program of the user without installing different bank at the terminal, it is only necessary to install an application program, can dock
The bank interface of multiple banks, and by an application program, the fund that user can be realized in different bank produce, make
It is more convenient to obtain transferring accounts for user.
In one embodiment, after described the step of sending transfer request to the Bank One Corp. interface further include: to
The Bank One Corp. interface, which is sent, returns to request.
Specifically, return request is for requesting bank interface server to return to account information.Specifically, in transfer request
After transmission, need whether clear bank has transferred accounts, if success of transferring accounts.Therefore, in the present embodiment, actively to Bank One Corp. interface
Return request is sent, request Bank One Corp. interface feeds back account information, to be confirmed whether to have transferred accounts, if success of transferring accounts.
It in one embodiment, include: to receive after described the step of sending return request to the Bank One Corp. interface
The Bank One Corp. interface is in response to the account information for returning to request feedback.
In the present embodiment, the Bank One Corp. interface is received in response to the account information for returning to request and sending.To
After one bank interface sends return request, when Bank One Corp. responds return request, to terminal feedback account information.It should believe to account
Breath is transferred accounts for notifying successfully, to the account time.In this way, by receiving account information, you can learn that it is successfully and real to have transferred accounts
The account time is arrived on border.
It in one embodiment, include: to receive after described the step of sending return request to the Bank One Corp. interface
The Bank One Corp. interface is in response to the failure information of transferring accounts for returning to request feedback.In the present embodiment, failure information of transferring accounts
For notifying to transfer accounts unsuccessfully, transfer accounts unsuccessful, and the reason of transferring accounts failure is also recorded in the failure information of transferring accounts, for example, should
The failure cause of failure information of transferring accounts record includes the second account mistake, verification information mistake, network connection failure etc..It is logical
It crosses and receives the failure information of transferring accounts, enable to user to know and transfer accounts unsuccessfully, and know the reason of transferring accounts failure.
In one embodiment, the Bank One Corp. interface is being received in response to the account information for returning to request feedback
The step of after, the account information is sent to user by system message or short message.Receiving the Bank One Corp. interface response
In it is described return request feedback transfer accounts failure information the step of after, by system message or short message to user send described in transfer accounts
Failure information.In the present embodiment, account information or failure information of transferring accounts are sent to user by system message or short message, made
User being capable of the result transferred accounts of timely learning.
In one embodiment, after described the step of sending transfer request to the Bank One Corp. interface further include: connect
Receive inquiry instruction;The inquiry instruction is responded, Xiang Suoshu Bank One Corp. interface sends inquiry request;The Bank One Corp. is received to connect
Query information of the mouth in response to inquiry request feedback.
In the present embodiment, which is inputted by user in terminal, and the inquiry request is for requesting Bank One Corp. to be fed back
Account status, so that Bank One Corp. feedback query information, the query information according to the inquiry instruction feedback user of user for existing
The account information of Bank One Corp., when the information of query information feedback includes account status, account balance, record of transferring accounts, arrives account
Between.In this way, user can be instructed by terminal input inquiry, and then it can inquire and know user in the correlation of the account number of Bank One Corp.
Information, so that the operation of user is more convenient.
In one embodiment, described according to the Bank One Corp. information and the verification information, to Bank One Corp. interface
It includes: to obtain optimal path of transferring accounts according to the Bank One Corp. information that the step of connection request is established in transmission;According to described optimal
Path of transferring accounts determines the Bank One Corp. interface;According to the Bank One Corp. information and the verification information, the first silver medal of Xiang Suoshu
Connection request is established in line interface transmission.
Specifically, the optimal shortest path of the path between Bank One Corp. interface and terminal of transferring accounts, or most reach fastly
Path, specifically, since Bank One Corp. information describes Bank Name and bank location, which is user's
The ground of opening an account of account number, and since bank has multiple bank interfaces, terminal and the can be determined according to Bank One Corp. information
Path between multiple first interfaces of one bank, and an optimal path of transferring accounts is determined from multiple paths, it is transferred accounts by optimal
The corresponding bank interface in path is Bank One Corp. interface, to establish the connection request with bank, enables to connection more
Quickly, efficiency of transferring accounts is effectively improved.
In one embodiment, as shown in figure 3, providing a kind of inter-bank intelligence transfer device, comprising:
Log-in events detection module 310, for detecting log-in events;
First account obtains module 320, for obtaining the first account when detecting the log-in events,
And obtain verification information corresponding with first account;
Bank One Corp. data obtaining module 330 obtains first account for parsing first account
Corresponding Bank One Corp. information;
Second account obtains module 340, for obtaining the second account and transfer information;
Connection request sending module 350 is used for according to the Bank One Corp. information and the verification information, to Bank One Corp.
Connection request is established in interface transmission;
Transfer request module 360, for sending transfer request to the Bank One Corp. interface, wherein the transfer request
Carry second account and the transfer information.
In one embodiment, inter-bank intelligence transfer device further include:
Request sending module is returned, returns to request for sending to the Bank One Corp. interface.
In one embodiment, inter-bank intelligence transfer device further include:
Account information receiving module arrives account in response to the return request feedback for receiving the Bank One Corp. interface
Information.
In one embodiment, inter-bank intelligence transfer device further include:
Inquiry instruction receiving module, for receiving inquiry instruction;
Inquiry request obtains module, and for responding the inquiry instruction, Xiang Suoshu Bank One Corp. interface sends inquiry request;
Receive query formation module, the inquiry fed back for receiving the Bank One Corp. interface in response to the inquiry request
Information.
In one embodiment, the connection request sending module includes:
It transfers accounts path acquiring unit, for obtaining optimal path of transferring accounts according to the Bank One Corp. information;
Bank One Corp. interface determination unit, for determining the Bank One Corp. interface according to the optimal path of transferring accounts;
Connection request transmission unit, for according to the Bank One Corp. information and the verification information, the first silver medal of Xiang Suoshu
Connection request is established in line interface transmission.
In one embodiment, a kind of computer equipment is provided, internal structure chart can be as shown in Figure 4.The calculating
Machine equipment includes processor, memory, network interface and the database connected by system bus.Wherein, the computer equipment
Processor for provide calculate and control ability.The memory of the computer equipment includes non-volatile memory medium, memory
Reservoir.The non-volatile memory medium is stored with operating system, computer program and database.The built-in storage is non-volatile
The operation of operating system and computer program in storage medium provides environment.The database of the computer equipment is for user's
Account and multiple bank informations.The network interface of the computer equipment is used to pass through with external bank interface server
Network connection communication.To realize a kind of inter-bank intelligence transfer account method when the computer program is executed by processor.
It will be understood by those skilled in the art that structure shown in Fig. 4, only part relevant to application scheme is tied
The block diagram of structure does not constitute the restriction for the computer equipment being applied thereon to application scheme, specific computer equipment
It may include perhaps combining certain components or with different component layouts than more or fewer components as shown in the figure.
In one embodiment, a kind of computer equipment is provided, including memory, processor and storage are on a memory
And the computer program that can be run on a processor, processor perform the steps of when executing computer program
Detect log-in events;
When detecting the log-in events, the first account is obtained, and obtain corresponding with first account
Verification information;
First account is parsed, the corresponding Bank One Corp. information of first account is obtained;
Obtain the second account and transfer information;
According to the Bank One Corp. information and the verification information, connection request is established to the transmission of Bank One Corp. interface;
Transfer request is sent to the Bank One Corp. interface, wherein the transfer request carries second account
And the transfer information.
In one embodiment, it is also performed the steps of when processor executes computer program
It is sent to the Bank One Corp. interface and returns to request.
In one embodiment, it is also performed the steps of when processor executes computer program
The Bank One Corp. interface is received in response to the account information for returning to request feedback.
In one embodiment, it is also performed the steps of when processor executes computer program
Receive inquiry instruction;
The inquiry instruction is responded, Xiang Suoshu Bank One Corp. interface sends inquiry request;
Receive the query information that the Bank One Corp. interface is fed back in response to the inquiry request.
In one embodiment, it is also performed the steps of when processor executes computer program
According to the Bank One Corp. information, optimal path of transferring accounts is obtained;
The Bank One Corp. interface is determined according to the optimal path of transferring accounts;
According to the Bank One Corp. information and the verification information, connection is established in the transmission of Xiang Suoshu Bank One Corp. interface is asked
It asks.
In one embodiment, a kind of computer readable storage medium is provided, computer program is stored thereon with, is calculated
Machine program performs the steps of when being executed by processor
Detect log-in events;
When detecting the log-in events, the first account is obtained, and obtain corresponding with first account
Verification information;
First account is parsed, the corresponding Bank One Corp. information of first account is obtained;
Obtain the second account and transfer information;
According to the Bank One Corp. information and the verification information, connection request is established to the transmission of Bank One Corp. interface;
Transfer request is sent to the Bank One Corp. interface, wherein the transfer request carries second account
And the transfer information.
In one embodiment, it is also performed the steps of when computer program is executed by processor
It is sent to the Bank One Corp. interface and returns to request.
In one embodiment, it is also performed the steps of when computer program is executed by processor
The Bank One Corp. interface is received in response to the account information for returning to request feedback.
In one embodiment, it is also performed the steps of when computer program is executed by processor
Receive inquiry instruction;
The inquiry instruction is responded, Xiang Suoshu Bank One Corp. interface sends inquiry request;
Receive the query information that the Bank One Corp. interface is fed back in response to the inquiry request.
In one embodiment, it is also performed the steps of when computer program is executed by processor
According to the Bank One Corp. information, optimal path of transferring accounts is obtained;
The Bank One Corp. interface is determined according to the optimal path of transferring accounts;
According to the Bank One Corp. information and the verification information, connection is established in the transmission of Xiang Suoshu Bank One Corp. interface is asked
It asks.
Those of ordinary skill in the art will appreciate that realizing all or part of the process in above-described embodiment method, being can be with
Relevant hardware is instructed to complete by computer program, the computer program can be stored in a non-volatile computer
In read/write memory medium, the computer program is when being executed, it may include such as the process of the embodiment of above-mentioned each method.Wherein,
To any reference of memory, storage, database or other media used in each embodiment provided herein,
Including non-volatile and/or volatile memory.Nonvolatile memory may include read-only memory (ROM), programming ROM
(PROM), electrically programmable ROM (EPROM), electrically erasable ROM (EEPROM) or flash memory.Volatile memory may include
Random access memory (RAM) or external cache.By way of illustration and not limitation, RAM is available in many forms,
Such as static state RAM (SRAM), dynamic ram (DRAM), synchronous dram (SDRAM), double data rate sdram (DDRSDRAM), enhancing
Type SDRAM (ESDRAM), synchronization link (Synchlink) DRAM (SLDRAM), memory bus (Rambus) direct RAM
(RDRAM), direct memory bus dynamic ram (DRDRAM) and memory bus dynamic ram (RDRAM) etc..
Each technical characteristic of above embodiments can be combined arbitrarily, for simplicity of description, not to above-described embodiment
In each technical characteristic it is all possible combination be all described, as long as however, the combination of these technical characteristics be not present lance
Shield all should be considered as described in this specification.
The several embodiments of the application above described embodiment only expresses, the description thereof is more specific and detailed, but simultaneously
It cannot therefore be construed as limiting the scope of the patent.It should be pointed out that coming for those of ordinary skill in the art
It says, without departing from the concept of this application, various modifications and improvements can be made, these belong to the protection of the application
Range.Therefore, the scope of protection shall be subject to the appended claims for the application patent.
Claims (10)
1. a kind of inter-bank intelligence transfer account method, which comprises
Detect log-in events;
When detecting the log-in events, the first account is obtained, and obtain test corresponding with first account
Demonstrate,prove information;
First account is parsed, the corresponding Bank One Corp. information of first account is obtained;
Obtain the second account and transfer information;
According to the Bank One Corp. information and the verification information, connection request is established to the transmission of Bank One Corp. interface;
Send transfer request to the Bank One Corp. interface, wherein the transfer request carry second account and
The transfer information.
2. the method according to claim 1, wherein described send transfer request to the Bank One Corp. interface
After step further include:
It is sent to the Bank One Corp. interface and returns to request.
3. according to the method described in claim 2, it is characterized in that, described send to the Bank One Corp. interface returns to request
Include: after step
The Bank One Corp. interface is received in response to the account information for returning to request feedback.
4. the method according to claim 1, wherein described send transfer request to the Bank One Corp. interface
After step further include:
Receive inquiry instruction;
The inquiry instruction is responded, Xiang Suoshu Bank One Corp. interface sends inquiry request;
Receive the query information that the Bank One Corp. interface is fed back in response to the inquiry request.
5. the method according to claim 1, wherein described believe according to the Bank One Corp. information and the verifying
Breath, sending the step of establishing connection request to Bank One Corp. interface includes:
According to the Bank One Corp. information, optimal path of transferring accounts is obtained;
The Bank One Corp. interface is determined according to the optimal path of transferring accounts;
According to the Bank One Corp. information and the verification information, connection request is established in the transmission of Xiang Suoshu Bank One Corp. interface.
6. a kind of inter-bank intelligence transfer device, which is characterized in that described device includes:
Log-in events detection module, for detecting log-in events;
First account obtains module, for when detecting the log-in events, obtains the first account, and obtain with
The corresponding verification information of first account;
It is corresponding to obtain first account for parsing first account for Bank One Corp. data obtaining module
Bank One Corp. information;
Second account obtains module, for obtaining the second account and transfer information;
Connection request sending module, for being sent out to Bank One Corp. interface according to the Bank One Corp. information and the verification information
It send and establishes connection request;
Transfer request module, for sending transfer request to the Bank One Corp. interface, wherein described in the transfer request carries
Second account and the transfer information.
7. device according to claim 6, which is characterized in that further include:
Request sending module is returned, returns to request for sending to the Bank One Corp. interface.
8. device according to claim 7, which is characterized in that further include:
Account information receiving module returns to believing to account for request feedback in response to described for receiving the Bank One Corp. interface
Breath.
9. a kind of computer equipment including memory, processor and stores the meter that can be run on a memory and on a processor
Calculation machine program, which is characterized in that the processor realizes any one of claims 1 to 5 institute when executing the computer program
The step of stating method.
10. a kind of computer readable storage medium, is stored thereon with computer program, which is characterized in that the computer program
The step of method described in any one of claims 1 to 5 is realized when being executed by processor.
Priority Applications (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201910712016.8A CN110414962A (en) | 2019-08-02 | 2019-08-02 | Inter-bank intelligence transfer account method, device, computer equipment and storage medium |
Applications Claiming Priority (1)
Application Number | Priority Date | Filing Date | Title |
---|---|---|---|
CN201910712016.8A CN110414962A (en) | 2019-08-02 | 2019-08-02 | Inter-bank intelligence transfer account method, device, computer equipment and storage medium |
Publications (1)
Publication Number | Publication Date |
---|---|
CN110414962A true CN110414962A (en) | 2019-11-05 |
Family
ID=68365596
Family Applications (1)
Application Number | Title | Priority Date | Filing Date |
---|---|---|---|
CN201910712016.8A Pending CN110414962A (en) | 2019-08-02 | 2019-08-02 | Inter-bank intelligence transfer account method, device, computer equipment and storage medium |
Country Status (1)
Country | Link |
---|---|
CN (1) | CN110414962A (en) |
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN111369247A (en) * | 2020-03-03 | 2020-07-03 | 中国工商银行股份有限公司 | Cross-bank transaction data processing method and device |
CN112381541A (en) * | 2020-11-16 | 2021-02-19 | 深圳市天行云供应链有限公司 | Cross-bank multi-U-shield system and payment method applying same |
CN112529556A (en) * | 2020-12-14 | 2021-03-19 | 上海樊迪信息技术有限公司 | Securities account-marking and registering method and system |
Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN104424563A (en) * | 2013-08-30 | 2015-03-18 | 南京中兴群力信息科技有限公司 | Mobile banking business processing method, device and system |
CN104732380A (en) * | 2015-02-16 | 2015-06-24 | 小米科技有限责任公司 | Method and device for conducting account transfer processing |
CN104854604A (en) * | 2014-08-06 | 2015-08-19 | 深圳市银信网银科技有限公司 | Inter-bank payment system and inter-bank payment method |
US9928490B1 (en) * | 2009-01-16 | 2018-03-27 | Wells Fargo Bank, N.A. | System and method for transferring funds |
CN109146435A (en) * | 2018-09-04 | 2019-01-04 | 深圳市百宝廊珠宝首饰有限公司 | A kind of method and apparatus that authorization third-party payment system carries out bank transfer |
CN109447609A (en) * | 2018-09-25 | 2019-03-08 | 平安科技(深圳)有限公司 | Method of payment, device, computer equipment and storage medium |
-
2019
- 2019-08-02 CN CN201910712016.8A patent/CN110414962A/en active Pending
Patent Citations (6)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
US9928490B1 (en) * | 2009-01-16 | 2018-03-27 | Wells Fargo Bank, N.A. | System and method for transferring funds |
CN104424563A (en) * | 2013-08-30 | 2015-03-18 | 南京中兴群力信息科技有限公司 | Mobile banking business processing method, device and system |
CN104854604A (en) * | 2014-08-06 | 2015-08-19 | 深圳市银信网银科技有限公司 | Inter-bank payment system and inter-bank payment method |
CN104732380A (en) * | 2015-02-16 | 2015-06-24 | 小米科技有限责任公司 | Method and device for conducting account transfer processing |
CN109146435A (en) * | 2018-09-04 | 2019-01-04 | 深圳市百宝廊珠宝首饰有限公司 | A kind of method and apparatus that authorization third-party payment system carries out bank transfer |
CN109447609A (en) * | 2018-09-25 | 2019-03-08 | 平安科技(深圳)有限公司 | Method of payment, device, computer equipment and storage medium |
Non-Patent Citations (2)
Title |
---|
帅青红: "《电子支付》", 31 August 2016, 重庆大学出版社 * |
辛树森: "《电子银行》", 31 January 2007, 中国金融出版社 * |
Cited By (3)
Publication number | Priority date | Publication date | Assignee | Title |
---|---|---|---|---|
CN111369247A (en) * | 2020-03-03 | 2020-07-03 | 中国工商银行股份有限公司 | Cross-bank transaction data processing method and device |
CN112381541A (en) * | 2020-11-16 | 2021-02-19 | 深圳市天行云供应链有限公司 | Cross-bank multi-U-shield system and payment method applying same |
CN112529556A (en) * | 2020-12-14 | 2021-03-19 | 上海樊迪信息技术有限公司 | Securities account-marking and registering method and system |
Similar Documents
Publication | Publication Date | Title |
---|---|---|
CN108764868B (en) | Block chain node proxy reconciliation method and block reconciliation proxy node | |
CN105072133B (en) | Login method and device for application program | |
CN103929402B (en) | Sensitive operation verification method, terminal unit, server and checking system | |
CA2771816C (en) | Trusted message storage and transfer protocol and system | |
CN110210732A (en) | Resource transfers method, apparatus, computer equipment and storage medium | |
CN108830710B (en) | Block chain transaction platform and implementation method | |
US20080210751A1 (en) | System And Method For Transferring Money Based On Approval Of Transfer Request Transmitted From Receiver To Sender | |
CN110414962A (en) | Inter-bank intelligence transfer account method, device, computer equipment and storage medium | |
CN109815138A (en) | Business information test method, device, computer equipment and storage medium | |
CN107426711A (en) | Bind or unbind the method, apparatus and system of cell-phone number | |
CN105814591A (en) | Verification information transmission method and terminal | |
CN110009322A (en) | Auth method and device in transfer procedure | |
US10146919B1 (en) | Multicomputer system for user data authentication and processing | |
CN108765175A (en) | Declaration form saves information processing method, device, computer equipment and storage medium from damage | |
US20160098791A1 (en) | Method, terminal and system for resetting payment password | |
CN105897721A (en) | Method and device for verifying reliability of identity of financial card user | |
US8239326B1 (en) | Method and apparatus for authorizing transactions using transaction phrases in a transaction authorization service | |
CN110135136A (en) | Account fusion method, device, computer equipment and storage medium | |
CN108650098A (en) | The method and device of User Defined verification mode | |
CN110246015A (en) | Resource transfers method, apparatus, computer equipment and storage medium | |
CN110457117A (en) | Data processing method, device, computer equipment and storage medium | |
CN112991023B (en) | Order data processing method and device, computer equipment and storage medium | |
US20170357954A1 (en) | Network for onboarding and delivery of electronic payments to new payees | |
KR102107454B1 (en) | System for multiplication of financial payment networks, method for financial services using the same and computer program for the same | |
KR20200005322A (en) | Electronic apparatus, method and computer readable recording medium for managing processing of funds remitted abroad |
Legal Events
Date | Code | Title | Description |
---|---|---|---|
PB01 | Publication | ||
PB01 | Publication | ||
SE01 | Entry into force of request for substantive examination | ||
SE01 | Entry into force of request for substantive examination | ||
RJ01 | Rejection of invention patent application after publication | ||
RJ01 | Rejection of invention patent application after publication |
Application publication date: 20191105 |