CN110348838A - One e-commerce website collecting account automatic switching method - Google Patents
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- CN110348838A CN110348838A CN201910449554.2A CN201910449554A CN110348838A CN 110348838 A CN110348838 A CN 110348838A CN 201910449554 A CN201910449554 A CN 201910449554A CN 110348838 A CN110348838 A CN 110348838A
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- 230000007246 mechanism Effects 0.000 claims description 63
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- 238000013481 data capture Methods 0.000 abstract 1
- 230000005540 biological transmission Effects 0.000 description 3
- 230000000694 effects Effects 0.000 description 2
- 238000005516 engineering process Methods 0.000 description 2
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- 230000008569 process Effects 0.000 description 2
- 230000009286 beneficial effect Effects 0.000 description 1
- 238000012986 modification Methods 0.000 description 1
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- 238000004801 process automation Methods 0.000 description 1
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/10—Payment architectures specially adapted for electronic funds transfer [EFT] systems; specially adapted for home banking systems
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q20/00—Payment architectures, schemes or protocols
- G06Q20/08—Payment architectures
- G06Q20/12—Payment architectures specially adapted for electronic shopping systems
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Abstract
The invention discloses an e-commerce website collecting account automatic switching methods, belong to e-commerce field, for e-commerce seller enterprise, when collecting account is collected money it is timely, accurate, can quickly be brought for enterprise in terms of cash and play indispensable role.E-commerce website businessman has multiple accounts, when some collecting account breaks down, pass through automated data capture and abnormality processing, another collecting account can be switched to automatically at once, manual work and mistake are reduced, to reduce unappropriated Payment Amount, when e-commerce website replaces manual work using the best practices automatic processing in accounts receivable, cost can be reduced, buyer's cash flow and Cash flow prospects are improved.
Description
Technical field
The invention belongs to e-commerce fields, in particular to an e-commerce website collecting account automatic switching method.
Background technique
For e-commerce seller enterprise, when collecting account is collected money it is timely, accurate, can quickly be brought for enterprise it is existing
Golden aspect plays indispensable role.It is a significant challenge that e-commerce company obtains payment on time, and reduction cannot be paid
Money or delay in payment time are the key benefits of accounts receivable process automation, businessman cannot be collected money in time to electric business platform
It complains, feedback, influences platform reputation, be unfavorable for the cooperation of businessman and platform.
Summary of the invention
It is an object of the invention to provide an e-commerce website collecting account automatic switching methods, can effectively solve receipts
The shortcoming of money account gathering not in time.
The present invention is realized by following technical proposals:
One e-commerce website collecting account automatic switching method, comprising the following steps:
1) payment data is sent collecting account 1 by client；
2) collecting account 1 sends API Calls payment mechanism；
3) payment mechanism handles payment data；
4) payment mechanism feedback error and warning code；
5) switching collecting account 2 sends API Calls payment mechanism, and so on, until payment mechanism feeds back payment information
Correctly.
Preferably, the client in the step 1) is the step of sending collecting account 1 for payment data
11) user logs in client；
12) client pop-up payment dialog box；
13) client receives user and inputs the amount of money, password progress transfer of payment；
14) payment data is sent collecting account 1 by client.
Preferably, collecting account 1 is after receiving gathering data in the step 2), collecting account 1 is to payment mechanism
Initiate payment API message request.
Preferably, the payment mechanism in the step 3) is as follows to payment data progress processing step:
31) payment mechanism receives the API request that collecting account 1 is initiated；
32) server-side carries out payment data processing；
33) payment mechanism returns to operation information；
34) payment mechanism judges operation information result is returned.
Preferably, information errors or warning code that the step 4) payment mechanism returns.
Preferably, the switching collecting account 2 in the step 5) sends API Calls payment mechanism, and so on, until
Payment mechanism feeds back the correct step of payment information are as follows:
51) e-commerce website collecting account receives the error message of payment mechanism return；
52) e-commerce website collecting account automatically switches collecting account 2；
53) collecting account 2 initiates payment API request message again；
54) payment mechanism handles information and returns to operation information；
55) payment mechanism judges whether payment succeeds, if paying successfully, returns message to collecting account 2, if still returning
Error message is returned, then switches collecting account 3, and so on, until returning to correct information.
The beneficial effects of the present invention are:
For the present invention in customer payment, the moment detects payment error, reduces delay in payment, helps e-commerce company faster
Ground brings fund (expired accounts receivable about reduces 25%, and reserve for bad and doubtful accounts about reduces 15% to 25%), can be with by the invention
With the improvement of most of lesser incremental implementation, and there is complete flexibility, receipt on account account automatic technology is capable of providing stronger
Big customer service, reduces mistake naturally, by reducing manual work amount, can also reduce needed for correcting mistake
Time, and the quantity of the dissatisfied client by these erroneous effects can be reduced.
Detailed description of the invention
Fig. 1 is flow chart of the present invention.
Specific embodiment
The present invention is further illustrated with attached drawing combined with specific embodiments below.
Embodiment one
An e-commerce website collecting account automatic switching method as shown in connection with fig. 1, comprising the following steps:
1) payment data is sent collecting account 1 by client, step 1) the following steps are included:
11) user logs in client, and user inputs account password and logs in e-commerce website, chosen；
12) client pop-up payment dialog box, user after e-commerce website has chosen commodity, into payment the page,
Pop-up payment dialog box；
13) client receives user and inputs the amount of money, password progress transfer of payment；
14) payment data is sent collecting account 1, client by client, and client is receiving user's input payment turn
After account request, collecting account 1 is transmitted data to；
2) collecting account 1 sends API Calls payment mechanism, and collecting account 1 is in the payment data for receiving client transmission
Afterwards, collecting account 1 initiates payment API message request to payment mechanism；
3) payment mechanism handles payment data, processing and storage of the background server to payment data；
4) payment mechanism feedback error and warning code in data processing and store when the error occurs, will return to mistake behaviour
The information feedback of work is given to collecting account 1；
5) switching collecting account 2 sends API Calls payment mechanism, and so on, until payment mechanism feeds back payment information
Correctly, after e-commerce website collecting account is connected to the error message of feedback, account 2 is automatically switched to immediately, until feedback letter
Breath is correct, pays successfully.
In the present embodiment, user logs in client and pays, and sends collecting account 1, collecting account 1 for payment information
API request is initiated to payment mechanism, payment mechanism is handled and stored to payment, and result is returned to collecting account 1, works as appearance
When returning to mistake, collecting account receives error message and error code, automatically switches collecting account 2 and initiates payment mechanism
API request, and so on, it is correct until returning to message, in this way to reduce the problem of businessman's collecting account is collected money not in time, help
E-commerce company is helped quickly to bring fund, can be improved by the invention with most of lesser incremental implementation, and be had
Complete flexibility, receipt on account account automatic technology are capable of providing more powerful customer service, reduce mistake naturally,
By reducing manual work amount, the time needed for correcting mistake can also be reduced, and can reduce by these erroneous effects
Dissatisfied client quantity.
Embodiment two
An e-commerce website collecting account automatic switching method as shown in connection with fig. 1, comprising the following steps:
1) payment data is sent collecting account 1 by client, step 1) the following steps are included:
11) user logs in client, and user inputs account password and logs in e-commerce website, chosen；
12) client pop-up payment dialog box, user after e-commerce website has chosen commodity, into payment the page,
Pop-up payment dialog box；
13) client receives user and inputs the amount of money, password progress transfer of payment；
14) payment data is sent collecting account 1, client by client, and client is receiving user's input payment turn
After account request, collecting account 1 is transmitted data to；
2) collecting account 1 sends API Calls payment mechanism, and collecting account 1 is in the payment data for receiving client transmission
Afterwards, collecting account 1 initiates payment API message request to payment mechanism；
3) payment mechanism handles payment data, processing and storage of the background server to payment data；
4) payment mechanism feedback error and warning code in data processing and store when the error occurs, will return to mistake behaviour
The information feedback of work is given to collecting account 1；
5) switching collecting account 2 sends API Calls payment mechanism, and so on, until payment mechanism feeds back payment information
Correctly, after e-commerce website collecting account is connected to the error message of feedback, account 2 is automatically switched to immediately, until feedback letter
Breath is correct, pays successfully.
It is as follows that payment mechanism in the step 3) carries out processing step to payment data:
31) payment mechanism receives the API request that collecting account 1 is initiated；
32) server-side carries out payment data processing；
33) payment mechanism returns to operation information；
34) payment mechanism judges operation information result is returned.
In the present embodiment, payment mechanism carries out processing judgement to payment in payment process, and payment correctly directly returns
In message to collecting account, payment returns to error message and then automatically switches to next collecting account, does not have to manual switching, reduces
The time required to correcting mistake, accuracy is increased.
Embodiment three
An e-commerce website collecting account automatic switching method as shown in connection with fig. 1, comprising the following steps:
1) payment data is sent collecting account 1 by client, step 1) the following steps are included:
11) user logs in client, and user inputs account password and logs in e-commerce website, chosen；
12) client pop-up payment dialog box, user after e-commerce website has chosen commodity, into payment the page,
Pop-up payment dialog box；
13) client receives user and inputs the amount of money, password progress transfer of payment；
14) payment data is sent collecting account 1, client by client, and client is receiving user's input payment turn
After account request, collecting account 1 is transmitted data to；
2) collecting account 1 sends API Calls payment mechanism, and collecting account 1 is in the payment data for receiving client transmission
Afterwards, collecting account 1 initiates payment API message request to payment mechanism；
3) payment mechanism handles payment data, processing and storage of the background server to payment data；
4) payment mechanism feedback error and warning code in data processing and store when the error occurs, will return to mistake behaviour
The information feedback of work is given to collecting account 1；
5) switching collecting account 2 sends API Calls payment mechanism, and so on, until payment mechanism feeds back payment information
Correctly, after e-commerce website collecting account is connected to the error message of feedback, account 2 is automatically switched to immediately, until feedback letter
Breath is correct, pays successfully.
Switching collecting account 2 in the step 5) sends API Calls payment mechanism, and so on, until payment mechanism
Feed back the correct step of payment information are as follows:
51) e-commerce website collecting account receives the error message of payment mechanism return；
52) e-commerce website collecting account automatically switches collecting account 2；
53) collecting account 2 initiates payment API request message again；
54) payment mechanism handles information and returns to operation information；
55) payment mechanism judges whether payment succeeds, if paying successfully, returns message to collecting account 2, if still returning
Error message is returned, then switches collecting account 3, and so on, until returning to correct information.
In the present embodiment, by many collecting accounts, after collecting account 1, which goes out, now returns to error message, switching is received immediately
, also there is mistake in return information and then switches collecting account 3, until gathering in money account 2, the process before the repetition of collecting account 2
Account N return information correctly stops afterwards, and N is natural number, and collecting account is permitted in setting in this way, increases its flexibility, automates
When processing replacement manual work, cost can be reduced, buyer's cash flow and Cash flow prospects are improved, increases customer satisfaction.
The foregoing is merely illustrative of the preferred embodiments of the present invention, is not intended to limit the invention, all in essence of the invention
Made any modifications, equivalent replacements, and improvements etc., should all be included in the protection scope of the present invention within mind and principle.
Claims (6)
1. an e-commerce website collecting account automatic switching method, it is characterised in that the following steps are included:
1) payment data is sent collecting account 1 by client；
2) collecting account 1 sends API Calls payment mechanism；
3) payment mechanism handles payment data；
4) payment mechanism feedback error and warning code；
5) switching collecting account 2 sends API Calls payment mechanism, and so on, until payment mechanism feedback payment information is correct.
2. e-commerce website collecting account automatic switching method according to claim 1, it is characterised in that: described
The step of payment data is sent collecting account 1 by client in step 1) be
11) user logs in client；
12) client pop-up payment dialog box；
13) client receives user and inputs the amount of money, password progress transfer of payment；
14) payment data is sent collecting account 1 by client.
3. e-commerce website collecting account automatic switching method according to claim 1, it is characterised in that: described
For collecting account 1 after receiving gathering data, collecting account 1 initiates payment API message request to payment mechanism in step 2).
4. e-commerce website collecting account automatic switching method according to claim 1, it is characterised in that: described
It is as follows that payment mechanism in step 3) carries out processing step to payment data:
31) payment mechanism receives the API request that collecting account 1 is initiated；
32) server-side carries out payment data processing；
33) payment mechanism returns to operation information；
34) payment mechanism judges operation information result is returned.
5. e-commerce website collecting account automatic switching method according to claim 3, it is characterised in that: described
The information errors or warning code that step 4) payment mechanism returns.
6. e-commerce website collecting account automatic switching method according to claim 1, it is characterised in that: described
Switching collecting account 2 in step 5) sends API Calls payment mechanism, and so on, until payment mechanism feeds back payment information
Correct step are as follows:
51) e-commerce website collecting account receives the error message of payment mechanism return；
52) e-commerce website collecting account automatically switches collecting account 2；
53) collecting account 2 initiates payment API request message again；
54) payment mechanism handles information and returns to operation information；
55) payment mechanism judges whether payment succeeds, if paying successfully, returns message to collecting account 2, if still returning wrong
False information then switches collecting account 3, and so on, until returning to correct information.
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| CN201910449554.2A CN110348838A (en) | 2019-05-28 | 2019-05-28 | One e-commerce website collecting account automatic switching method |
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| CN201910449554.2A CN110348838A (en) | 2019-05-28 | 2019-05-28 | One e-commerce website collecting account automatic switching method |
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Citations (7)
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| CN101599151A (en) * | 2009-07-03 | 2009-12-09 | 阿里巴巴集团控股有限公司 | A kind of system and method for self-adaptively selecting bank card for payment |
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| CN105069610A (en) * | 2015-07-24 | 2015-11-18 | 跨世投资（上海）股份有限公司 | Electronic payment system and method |
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| CN107038586A (en) * | 2017-04-12 | 2017-08-11 | 世纪禾光科技发展（北京）有限公司 | E-commerce platform, which transfers accounts to collect money, automates the method and system of confirmation |
| CN108846657A (en) * | 2018-05-28 | 2018-11-20 | 广州腾讯科技有限公司 | A kind of method and relevant apparatus of Electronic Transfer |
| CN108921534A (en) * | 2018-07-06 | 2018-11-30 | 中国电力财务有限公司 | A kind of inter-bank method of payment and device |
-
2019
- 2019-05-28 CN CN201910449554.2A patent/CN110348838A/en active Pending
Patent Citations (7)
| Publication number | Priority date | Publication date | Assignee | Title |
|---|---|---|---|---|
| CN101599151A (en) * | 2009-07-03 | 2009-12-09 | 阿里巴巴集团控股有限公司 | A kind of system and method for self-adaptively selecting bank card for payment |
| CN103646326A (en) * | 2013-11-06 | 2014-03-19 | 北京飞流九天科技有限公司 | Method and device for providing payment on payment platform |
| CN105069610A (en) * | 2015-07-24 | 2015-11-18 | 跨世投资（上海）股份有限公司 | Electronic payment system and method |
| CN105427093A (en) * | 2015-12-29 | 2016-03-23 | 宁波博赢环深互联网科技有限公司 | Order account payment system applied to electronic commerce |
| CN107038586A (en) * | 2017-04-12 | 2017-08-11 | 世纪禾光科技发展（北京）有限公司 | E-commerce platform, which transfers accounts to collect money, automates the method and system of confirmation |
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Application publication date: 20191018 |