CN110288471A - A kind of accounts receivable credits voucher (contract) circulation processing method and system - Google Patents
A kind of accounts receivable credits voucher (contract) circulation processing method and system Download PDFInfo
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- CN110288471A CN110288471A CN201910447743.6A CN201910447743A CN110288471A CN 110288471 A CN110288471 A CN 110288471A CN 201910447743 A CN201910447743 A CN 201910447743A CN 110288471 A CN110288471 A CN 110288471A
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- G—PHYSICS
- G06—COMPUTING; CALCULATING OR COUNTING
- G06Q—INFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
- G06Q40/00—Finance; Insurance; Tax strategies; Processing of corporate or income taxes
- G06Q40/04—Trading; Exchange, e.g. stocks, commodities, derivatives or currency exchange
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Abstract
The invention discloses a kind of accounts receivable credits voucher (contract) circulation processing method and systems, belong to internet electronic business technical field, transferable information including obtaining accounts receivable credits voucher (contract) to be transferred the possession of, the transferable information include assigned claim essential information and credits seller's information；The essential information of assignee of the claim is obtained, which includes assignee's customer ID, customer name and affiliated credits management company；Number, transfer cost and flowing mode are sold according to accounts receivable credits voucher (contract) to be transferred the possession of, the accounts receivable credits voucher (contract) and the assignee of the claim for treating transfer match, to realize the transfer of accounts receivable credits voucher (contract).The present invention replaces traditional manual operation, and the entire process that circulates is simple, improves credits circulation efficiency, personal and enterprise is facilitated to be managed credits.
Description
Technical field
The present invention relates to internet electronic business technical field, in particular to a kind of accounts receivable credits voucher (contract) stream
Turn processing method and system.
Background technique
Credits are the rights and duties in certain time limit between creditor and debtor.In financial field, creditor goes out
In a variety of different purposes, it is often necessary to by the assignment of credit to the third party, or credits be pledged.
It transfers the possession of registration and refers to that assignment of credit both sides (credits seller, assignee of the claim) signs transfer contract, credits are sold
The assignment of credit that the accounts receivable credits voucher (contract) that people is held is recorded is to assignee of the claim, for defraying fund or obtaining
It must finance, handle assignment of credit registration according to system is about scheduled on, and notify debtor.
Currently, the assignment of credit needs seller and receipts that people is allowed to sign papery assignment of credit contract to management company's sales counter, so
Seller and assignee is selected to circulate in business revenue funds on account management system for creditor's rights by management company staff afterwards, and by paper
Matter contract and the scanning of papery voucher are uploaded as attachment.This mode of operation have the disadvantage that first is that, whole process is by people
Work is completed, and processing formality is various and complicated, and assignment of credit people generally requires repeatedly to be linked up with assignee of the claim, then signs association
View, and when assignment of credit people's agency by agreement carries out the assignment of credit, treatment process is just increasingly complex, credits circulation inefficiency.
Second is that there are attachmentes to forget that upload, seller or assignee select the operational risks such as mistake.
Summary of the invention
The purpose of the present invention is to provide a kind of accounts receivable credits voucher (contract) circulation processing method and systems, to mention
High credits circulation efficiency.
In order to achieve the above object, the present invention is used for using a kind of accounts receivable credits voucher (contract) circulation processing method
The corresponding voucher of accounts receivable credits (contract) is transferred the possession of, comprising:
Obtain accounts receivable credits voucher (contract) to be sold sells information, this, which is sold packet and includes, allows the bases of credits
This information, the number for selling credits and transfer cost, this is sold information and is sent to assignee according to assignee's information for transferor；
The information of selling is confirmed, and realizes the accounts receivable credits voucher (contract) to be sold after validation
Sell.
Further, further includes:
After credits are assigned in assignee confirmation, service charge clearance instruction is sent to backstage, so that backstage is according to clear
It calculates instruction and carries out service charge clearance.
Further, further includes:
When the assignee gets the clearance END instruction that the backstage returns, credits are sent to the backstage and are completed a business transaction
Instruction is completed a business transaction so that instruction progress credits are completed a business transaction according to credits in the backstage.
Further, the credits are completed a business transaction records, more including the transfer for updating signing state of transferring the possession of, update transfer registration form
The holding position of new seller change the variation record of detail list, update assignee hold position table transfer record and update assignee's
It holds position and changes the variation record of detail list.
Further, further includes:
After on the backstage, completion credits are completed a business transaction, electronic contract and electronic receipt template of the backstage according to configuration, life
At electronic contract and electronic receipt, checked for user.
Further, further includes:
The credits for receiving the backstage push sell the message of completion.
On the other hand, using a kind of accounts receivable credits voucher (contract) circulate processing system, including transferor client,
Assignee's client and background server；
Assignee's client obtains selling for accounts receivable credits voucher (contract) to be sold that transferor client is sent
Information, this sell packet include allow credits essential information, sell credits number and transfer the possession of cost, this sell information be
The side's of allowing client is sent to assignee's client according to assignee's information；
Assignee's client confirms the information of selling, and sends out allow to the background server after validation
Instruction is completed, realizes selling for accounts receivable credits voucher (contract) to be sold.
Further, further includes:
For assignee's client after credits are assigned in confirmation, Xiang Suoshu background server sends service charge clearance instruction,
So that background server is instructed according to clearance carries out service charge clearance.
Further, further includes:
When assignee's client gets the clearance END instruction that the backstage returns, Xiang Suoshu background server hair
It send credits to complete a business transaction instruction, is completed a business transaction so that instruction progress credits are completed a business transaction according to credits in the backstage.
Further, it is completed after credits complete a business transaction in the background server, the background server is according to the electronics of configuration
Contract and electronic receipt template generate electronic contract and electronic receipt, look into for the transferor client, assignee's client
It sees.
Compared with prior art, there are following technical effects by the present invention: the present invention is corresponding by building credits flow system
Receipt on account money credits voucher (contract) circulates, and alternative traditional assignment of credit needs Qu Xianxia management company sales counter to handle,
Entire assignment of credit process can independently be handled by seller and assignee in cell phone application and computer client online, when transferring the possession of
System automatically generated electronics agreement of transfer and electronic receipt improve credits circulation efficiency, reduce management company's sales counter and handle
When operational risk that may be present, reduce the operating cost of credits circulation both sides, facilitate personal and enterprise and credits are carried out
Management.
Detailed description of the invention
With reference to the accompanying drawing, specific embodiments of the present invention will be described in detail:
Fig. 1 is a kind of accounts receivable credits voucher (contract) circulation processing method flow diagram；
Fig. 2 is a kind of accounts receivable credits voucher (contract) circulation processing system structural schematic diagram.
Specific embodiment
In order to further explain feature of the invention, reference should be made to the following detailed description and accompanying drawings of the present invention.Institute
Attached drawing is only for reference and purposes of discussion, is not used to limit protection scope of the present invention.
As shown in Figure 1, being used for present embodiment discloses a kind of accounts receivable credits voucher (contract) circulation processing method
The corresponding voucher of accounts receivable credits (contract) is transferred the possession of, includes the following steps S1 to S6:
S1, seller sell credits:
Seller obtains the transferable information of accounts receivable credits voucher (contract) to be transferred the possession of, which includes transferring the possession of debt
Weighing essential information, (initial creditor, debtor, credits are according to (contract), initial registration date, credits due date, credits pipe
Reason company).Input assigned claim number, transfer cost, assignee's information are sold.Rear system background meeting basis is sold to sell
When the assignee's customer ID and customer name filled in, a credits letter to be confirmed of assigning is generated in assignee's list to be confirmed
Breath.
S2, assignee assign credits:
After seller sells credits, corresponding assignee can receive credits information to be confirmed of assigning, assignee need to treat by
Allow accounts receivable credits voucher (contract) sell number, transfer the possession of cost carry out manual confirmation, confirm it is errorless after, can be at interface
Operation is agreed to assign, and the transfer of the accounts receivable credits voucher (contract) can be realized.
S3, service charge clearance:
Assignee's confirmation is assigned after credits, is sent service charge clearance instruction to backstage, is started after receiving clearance instruction from the background
Carry out service charge (be fixed as this assigned claim amount of money 3%) clearance.The credits that background program is specified to credits management company
Flow system credits account transfers the possession of the credits that the amount of money is this assignment of credit amount of money 3% to roll over the system service transferred the possession of to this
Take.
S4, credits are completed a business transaction:
After background service takes clearance, credits can be sent to system background and complete a business transaction instruction, received credits from the background and complete a business transaction finger
The newly-increased transfer record of signing state of transferring the possession of, transfer registration form can be updated after order simultaneously, holding position for seller changes detail list
It is inserted into a variation record, assignee holds position, and the newly-increased transfer of table records, holding position for assignee changes detail list insertion one
Record is changed, credits is completed and completes a business transaction.
S5, electronic contract and electronic receipt are generated:
After the completion of credits are completed a business transaction, it can send generate electronic contract and electronic receipt instruction from the background, it from the background can be according to configuration
Electronic contract and electronic receipt template, by customer ID, customer name in the information solicitations to template such as amount of obligation, uploads to clothes
It is engaged in device designated position, checking at any time for client.The electronic contract of Shi Shengcheng includes the basic condition of assigned claim, the assignment of credit
Cost and payment, assignment of credit execution of contract condition, the notice of the assignment of credit, the effect of the assignment of credit, the reservation of call privilege
Etc. contract terms.The electronic receipt of generation includes full name, the customer ID, credits management company of credits seller；Credits seller
Full name, customer ID, credits management company；Credits circulation type, credits code, initial registration date, the credits transferred the possession of are bought back
Date, initial creditor, debtor, the accounts receivable amount of money, credits are according to (contract)；The assignment of credit time；System service expense；Electricity
The information such as sub- receipt number.
S6, short message and supplying system message are sent:
After the completion of transfer, what the cell-phone number that system can be bound to debtor, seller and assignee sent the assignment of credit is
System short message, while what can be transferred the possession of to the client (including cell phone application) of debtor, seller and assignee push credits is
System message.
Further, in this embodiment credits voucher (contract) transfer can also by cell phone application carry out the assignment of credit,
Several transfer ways are below for example:
(1) turned by barcode scanning on APP (code scaning information includes: customer ID, customer name, the information such as two-dimentional code type)
It allows.
(2) it is transferred the possession of by inputting assignee's information.
(3) by the mobile phone of two support NFC functions, automatic identification is transferred the possession of: setting customer ID, program can be one
Determine in range to scan for (in best 20CM), searching the customer ID can be transferred the possession of.
As shown in Fig. 2, present embodiment discloses a kind of accounts receivable credits voucher (contract) circulation processing systems, comprising:
Transferor client 10, assignee's client 20 and background server 30；
Assignee's client 20 obtains the accounts receivable credits voucher (contract) to be sold that transferor client 10 is sent
Sell information, this sell packet include allow credits essential information, sell credits number and transfer the possession of cost, this sells information
Assignee's client is sent to according to assignee's information for transferor client；
Assignee's client 20 confirms the information of selling, and sends after validation to the background server 30
Completion instruction is sold, realizes selling for accounts receivable credits voucher (contract) to be sold.
Further, for assignee's client 20 after credits are assigned in confirmation, Xiang Suoshu background server sends service
Take clearance instruction, so that background server is instructed according to clearance carries out service charge clearance.
Further, when assignee's client 20 gets the clearance END instruction that the backstage returns, Xiang Suoshu
Background server sends credits and completes a business transaction instruction, completes a business transaction so that instruction progress credits are completed a business transaction according to credits in the backstage.
Further, it is completed after credits complete a business transaction in the background server 30, the background server 30 is according to configuration
Electronic contract and electronic receipt template generate electronic contract and electronic receipt, for the transferor client 10, assignee client
End 20 is checked.
The foregoing is merely presently preferred embodiments of the present invention, is not intended to limit the invention, it is all in spirit of the invention and
Within principle, any modification, equivalent replacement, improvement and so on be should all be included in the protection scope of the present invention.
Claims (10)
- The processing method 1. a kind of accounts receivable credits voucher (contract) circulates, which is characterized in that for accounts receivable credits pair The voucher (contract) answered is sold, comprising:Obtain accounts receivable credits voucher (contract) to be sold sells information, this, which is sold packet and includes, allows the basic letters of credits It ceases, sell the number of credits and transfer the possession of cost, this is sold information and is sent to assignee according to assignee's information for transferor；The information of selling is confirmed, and realizes going out for the accounts receivable credits voucher (contract) to be sold after validation It allows.
- The processing method 2. accounts receivable credits voucher (contract) as described in claim 1 circulates, which is characterized in that further include:After credits are assigned in assignee confirmation, service charge clearance instruction is sent to backstage, so that backstage refers to according to clearance It enables and carries out service charge clearance.
- The processing method 3. accounts receivable credits voucher (contract) as claimed in claim 2 circulates, which is characterized in that further include:When the assignee gets the clearance END instruction that the backstage returns, credits are sent to the backstage and complete a business transaction finger It enables, is completed a business transaction so that instruction progress credits are completed a business transaction according to credits in the backstage.
- The processing method 4. accounts receivable credits voucher (contract) as claimed in claim 3 circulates, which is characterized in that the credits It completes a business transaction and changes detail list including updating signing state of transferring the possession of, the transfer record for updating transfer registration form, updating holding position for seller Variation record, update assignee hold position table transfer record and update assignee hold position change detail list variation note Record.
- The processing method 5. accounts receivable credits voucher (contract) as claimed in claim 3 circulates, which is characterized in that further include:After on the backstage, completion credits are completed a business transaction, the backstage generates electricity according to the electronic contract and electronic receipt template of configuration Sub- contract and electronic receipt, are checked for user.
- The processing method 6. accounts receivable credits voucher (contract) as described in any one in claim 1-5 circulates, which is characterized in that Further include:The credits for receiving the backstage push sell the message of completion.
- The processing system 7. a kind of accounts receivable credits voucher (contract) circulates, which is characterized in that including transferor client, assign Square client and background server；The accounts receivable credits voucher (contract) to be sold that assignee's client acquisition transferor client is sent sells information, This sell packet include allow credits essential information, sell credits number and transfer the possession of cost, this sell information be transferor Client is sent to assignee's client according to assignee's information；Assignee's client confirms the information of selling, and sends out to the background server allow completion after validation Selling for accounts receivable credits voucher (contract) to be sold is realized in instruction.
- The processing system 8. accounts receivable credits voucher (contract) as claimed in claim 7 circulates, which is characterized in that further include:For assignee's client after credits are assigned in confirmation, Xiang Suoshu background server sends service charge clearance instruction, so that It obtains background server and progress service charge clearance is instructed according to clearance.
- The processing system 9. accounts receivable credits voucher (contract) as claimed in claim 8 circulates, which is characterized in that further include:When assignee's client gets the clearance END instruction that the backstage returns, Xiang Suoshu background server sends debt Power completes a business transaction instruction, completes a business transaction so that instruction progress credits are completed a business transaction according to credits in the backstage.
- The processing system 10. accounts receivable credits voucher (contract) as claimed in claim 9 circulates, which is characterized in that described After background server completion credits are completed a business transaction, the background server is generated according to the electronic contract and electronic receipt template of configuration Electronic contract and electronic receipt are checked for the transferor client, assignee's client.
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| CN111047424A (en) * | 2019-11-22 | 2020-04-21 | 上海欧冶金融信息服务股份有限公司 | Creditor certificate cashing method and system based on service platform and third-party payment platform |
| CN111104637A (en) * | 2019-11-15 | 2020-05-05 | 安徽海汇金融投资集团有限公司 | Creditor right transfer notification method and system |
| CN114140122A (en) * | 2021-12-08 | 2022-03-04 | 工银科技有限公司 | Credit certificate transfer method and device |
| CN116523671A (en) * | 2023-03-30 | 2023-08-01 | 创易金服(北京)科技有限责任公司 | Method for intelligently cleaning credited liabilities based on financial certificates |
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Application publication date: 20190927 |