CN110264186A - A kind of cashing method, equipment and storage medium - Google Patents

A kind of cashing method, equipment and storage medium Download PDF

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Publication number
CN110264186A
CN110264186A CN201910579563.3A CN201910579563A CN110264186A CN 110264186 A CN110264186 A CN 110264186A CN 201910579563 A CN201910579563 A CN 201910579563A CN 110264186 A CN110264186 A CN 110264186A
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CN
China
Prior art keywords
registration
code
address
transaction
collecting account
Prior art date
Legal status (The legal status is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the status listed.)
Pending
Application number
CN201910579563.3A
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Chinese (zh)
Inventor
张振华
王志文
吴思进
Current Assignee (The listed assignees may be inaccurate. Google has not performed a legal analysis and makes no representation or warranty as to the accuracy of the list.)
Hangzhou Fuzamei Technology Co Ltd
Original Assignee
Hangzhou Fuzamei Technology Co Ltd
Priority date (The priority date is an assumption and is not a legal conclusion. Google has not performed a legal analysis and makes no representation as to the accuracy of the date listed.)
Filing date
Publication date
Application filed by Hangzhou Fuzamei Technology Co Ltd filed Critical Hangzhou Fuzamei Technology Co Ltd
Priority to CN201910579563.3A priority Critical patent/CN110264186A/en
Publication of CN110264186A publication Critical patent/CN110264186A/en
Pending legal-status Critical Current

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Classifications

    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/22Indexing; Data structures therefor; Storage structures
    • G06F16/2228Indexing structures
    • G06F16/2255Hash tables
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06FELECTRIC DIGITAL DATA PROCESSING
    • G06F16/00Information retrieval; Database structures therefor; File system structures therefor
    • G06F16/20Information retrieval; Database structures therefor; File system structures therefor of structured data, e.g. relational data
    • G06F16/27Replication, distribution or synchronisation of data between databases or within a distributed database system; Distributed database system architectures therefor
    • GPHYSICS
    • G06COMPUTING; CALCULATING OR COUNTING
    • G06QINFORMATION AND COMMUNICATION TECHNOLOGY [ICT] SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES; SYSTEMS OR METHODS SPECIALLY ADAPTED FOR ADMINISTRATIVE, COMMERCIAL, FINANCIAL, MANAGERIAL OR SUPERVISORY PURPOSES, NOT OTHERWISE PROVIDED FOR
    • G06Q20/00Payment architectures, schemes or protocols
    • G06Q20/30Payment architectures, schemes or protocols characterised by the use of specific devices or networks
    • G06Q20/36Payment architectures, schemes or protocols characterised by the use of specific devices or networks using electronic wallets or electronic money safes

Abstract

The present invention provides a kind of cashing method, equipment and storage medium, which comprises receive the application for registration transaction that beneficiary terminal is sent and after executing the application for registration and trade successfully storage registration code and several collecting account addresses incidence relation;It receives and executes the payment transaction of payer terminal transmission to go to payment fund in several collecting account addresses from paying party account according to Payment Amount and the incidence relation;Wherein, the payment transaction obtains after scanning gathering code by payer terminal, and the gathering code is generated by the beneficiary terminal according to the registration code, first contract address and collection amount.The present invention is by will be in the contract address of several collecting account address informations to beneficiary, and by setting the allocation proportion between each collecting account address, it is prorated to beneficiary automatically in each collecting account address fund by intelligence contract after receiving fund.

Description

A kind of cashing method, equipment and storage medium
Technical field
This application involves the information technology fields in terms of block chain, and in particular to a kind of cashing method, equipment and storage are situated between Matter.
Background technique
At present in the transfer of payment in block chain technology, money transfer transactions are directly initiated to block chain often through digital wallet The value Transfer of another block chain address is gone to from a block chain address, this payment by the transfer of accounts mode is comparatively laborious, and If the shroff account number of beneficiary is changed, related personnel can not be notified in time, will lead to the loss of assets, and receiving Fund be all in the same account address, Value load needs manual operation, and inefficiency is also easy to mistake occur.
Summary of the invention
In view of drawbacks described above in the prior art or deficiency, it is intended to provide the gathering that one kind is efficient, safely and conveniently manages Method, equipment and storage medium.
In a first aspect, the present invention provides a kind of cashing method, this method is suitable for block chain node, which is characterized in that side Method includes:
It receives the application for registration transaction that beneficiary terminal is sent and stores registration code after executing application for registration and trading successfully With the incidence relation of several collecting account addresses;Wherein, application for registration transaction includes registration code and several collecting account addresses, note Volume code has uniqueness in current system;
It receives and executes the payment transaction of payer terminal transmission will pay the bill fund according to Payment Amount and incidence relation It is gone in several collecting account addresses from paying party account;Wherein, payment transaction obtains after scanning gathering code by payer terminal, Code of collecting money is generated by beneficiary terminal according to registration code, the first contract address and collection amount.
Further, several collecting account addresses include at least two/multiple collecting account addresses;
Incidence relation further include: the gathering allocation proportion of several collecting account addresses.
Further, method further include:
It receives and executes the address change transaction of beneficiary terminal transmission to change being associated with for registration code and account address System.
Further, registration code for it is following any one: provided by beneficiary, or by block catenary system be beneficiary distribute, Application for registration transaction transaction Hash or application for registration exchange block block Hash.
Second aspect, the present invention provide a kind of cashing method, and method is suitable for beneficiary terminal characterized by comprising
It sends application for registration to trade to block chain node, stores registration after executing application for registration transaction for block chain node The incidence relation of code and several collecting account addresses, and received by block chain node and executed the payment friendship of payer terminal transmission Easily to be gone to payment fund in several collecting account addresses from paying party account according to Payment Amount and incidence relation;Wherein, Payment transaction obtains after scanning gathering code by payer terminal, and gathering code is by beneficiary terminal according to registration code, first contract Location and collection amount generate;Application for registration transaction includes registration code and several collecting account addresses, and registration code is in current system With uniqueness.
Further, several collecting account accounts address includes at least two/multiple collecting account addresses;
Incidence relation further include:
The gathering allocation proportion of several collecting account addresses.
Further, method further include:
Address change is sent to trade to block chain node so that block chain node executes address change transaction to change registration The incidence relation of code and several collecting account addresses.
The third aspect, the present invention also provides a kind of cashing method, this method is suitable for payer terminal, and feature exists In, comprising:
Sending Payments are traded to block chain node, for block chain node execute after payment transaction will according to Payment Amount and Incidence relation goes to payment fund in several collecting account addresses from paying party account;Wherein, incidence relation is by paying party end End sends application for registration and trades to block chain node and generate after executing application for registration transaction;Application for registration transaction includes registration code With account address, registration code is generated after there is uniqueness, payment transaction to scan gathering code by checkout terminal in current system, is received Money code is generated by beneficiary terminal according to registration code, the first contract address and collection amount.
Fourth aspect, the present invention also provides a kind of equipment, including one or more processors and memory, wherein memory Comprising can by instruction that the one or more processors execute so that the one or more processors execute it is each according to the present invention The cashing method that embodiment provides.
5th aspect, the present invention also provides a kind of storage medium for being stored with computer program, which makes to count Calculation machine executes the cashing method that each embodiment provides according to the present invention.
Beneficial effects of the present invention
A kind of cashing method, equipment and the storage medium that some embodiments of the invention provide are by by several collecting accounts Location is associated in the contract address of beneficiary, and by setting the allocation proportion between each collecting account address, beneficiary is made to exist Fund is prorated in each collecting account address automatically by intelligent contract after receiving fund.
Detailed description of the invention
By reading a detailed description of non-restrictive embodiments in the light of the attached drawings below, the application's is other Feature, objects and advantages will become more apparent upon:
Fig. 1 is a kind of flow chart for cashing method that one embodiment of the invention provides.
Fig. 2 is a kind of flow chart of preferred embodiment of method shown in Fig. 1.
Fig. 3 is the schematic diagram of a scenario of one embodiment of method shown in Fig. 2.
Fig. 4 is the flow chart for another method of payment that one embodiment of the invention provides.
Fig. 5 is a kind of flow chart of preferred embodiment of method shown in Fig. 4.
Fig. 6 is the flow chart for another method of payment that one embodiment of the invention provides.
Fig. 7 is a kind of structural schematic diagram for equipment that one embodiment of the invention provides.
Specific embodiment
The application is described in further detail with reference to the accompanying drawings and examples.It is understood that this place is retouched The specific embodiment stated is used only for explaining related invention, rather than the restriction to the invention.It also should be noted that in order to Convenient for description, part relevant to invention is illustrated only in attached drawing.
It should be noted that in the absence of conflict, the features in the embodiments and the embodiments of the present application can phase Mutually combination.The application is described in detail below with reference to the accompanying drawings and in conjunction with the embodiments.
Fig. 1 is a kind of flow chart for cashing method that one embodiment of the invention provides.As shown in Figure 1, in the present embodiment, A kind of cashing method, this method are suitable for block chain node, this method comprises:
S11, application for registration transaction and the storage note after executing application for registration and trading successfully that beneficiary terminal is sent are received The incidence relation of volume code and several collecting account addresses;Wherein, application for registration is traded including registration code and several collecting accounts Location, registration code have uniqueness in current system;
S12, reception simultaneously execute the payment transaction of payer terminal transmission will pay the bill according to Payment Amount and incidence relation Fund is gone in several collecting account addresses from paying party account;Wherein, after payment transaction scans gathering code by payer terminal It obtains, gathering code is generated by beneficiary terminal according to registration code, the first contract address and collection amount.
Specifically, beneficiary A sends application for registration transaction tx1 to intelligent contract, and block chain node executes transaction tx1 and holds After going successfully, several collecting account address (certain of registration code (such as 123456) and registration code and the offer of beneficiary account are stored The gathering address of supplier a);After the payment transaction tx2 that received paying party B was sent later, by Payment Amount from payment It is transferred in square account in the contract address of beneficiary A, then intelligent contract turns corresponding assets according to the incidence relation of storage Enter the collecting account address of the supplier a.
Wherein, the terminal APP that the registration code 123456 in step S11 can be beneficiary A is generated at random, and intelligent contract is received It inquires whether the registration code has repetition in current system after to registration code, trades if repeating and execute failure, not register, if Success, then store the registration code and several collecting account addresses.More, can also be user when registering, block chain System provides a unique registration code for beneficiary A so that beneficiary A sends application for registration transaction, can also be by registering Shen Please trade transaction Hash or application for registration exchange block block Hash as registration code, intelligent contract is to transaction Hash or block Hash judge whether in systems uniquely, are to execute transaction tx1 success, and the registration code is fed back to receipts Money side A;Otherwise transaction tx1 executes failure.
In more embodiments, several collecting account addresses can also be multiple, such as the gathering address of supplier b, supply Answer the gathering address of quotient c, the gathering address of tax bureau d, and incidence relation are as follows: the allocation proportion h:i:j of each collecting account address: K: ..., at that time, after the contract address of beneficiary receives the fund of paying party B, according to above-mentioned allocation proportion by asset allocation extremely Corresponding account gathering address.
Fig. 2 is a kind of flow chart of preferred embodiment of method shown in Fig. 1.As shown in Fig. 2, in a preferred embodiment In, the above method further include:
S13, reception simultaneously execute the address change transaction of beneficiary terminal transmission to change registration code and collecting account address Incidence relation.
Specifically, as shown in figure 3, when beneficiary A has collecting account address to need to change, Xiang Zhineng contract sends address Change transaction, by old gathering address and registration code disassociation and is deleted, and by after new change collecting account address with infuse Volume code association, if collecting account address is multiple, the allocation proportion of several gathering addresses after also needing to update change.This Sample, though gathering address change, but generated due to only association collecting account address change corresponding with registration code, registration code Collecting money, there is no changes for code, so, paying party only needs to scan gathering code and gathering fund is transferred to contract address, intelligent contract meeting It is transferred accounts, is avoided because gathering address change goes out the case where causing economic loss not in time according to updated collecting account address It is existing.
In more embodiments, gathering code can be two dimensional code, bar code, can also be the forms such as character string.
Fig. 4 is the flow chart for another method of payment that one embodiment of the invention provides.As shown, in the present embodiment In, a kind of method of payment, this method is suitable for beneficiary terminal, comprising:
S21, transmission application for registration are traded to block chain node, are stored after executing application for registration transaction for block chain node The incidence relation of registration code and several collecting account addresses, and received by block chain node and execute paying for payer terminal transmission Money is traded to be gone to payment fund in several collecting account addresses from paying party account according to Payment Amount and incidence relation, In, payment transaction obtains after scanning gathering code by payer terminal, and code of collecting money is by beneficiary terminal according to registration code, the first contract Address and collection amount generate;Application for registration transaction includes registration code and several collecting account addresses, and registration code is in current system In have uniqueness.
Preferably, several collecting account accounts address includes at least two/multiple collecting account addresses;Incidence relation also wraps It includes: the gathering allocation proportion of several collecting account addresses.
Specifically, the principle of method shown in the principle of method shown in Fig. 4 and Fig. 1 is essentially identical, and details are not described herein.
Fig. 5 is a kind of flow chart of preferred embodiment of method shown in Fig. 4.As shown in figure 5, in a preferred embodiment In, the above method further include:
S22, transmission address change trade to block chain node so that block chain node executes address change transaction to change The incidence relation of registration code and several collecting account addresses.
Specifically, method shown in fig. 5 can refer to method shown in Fig. 2-3, details are not described herein again.
Fig. 6 is the flow chart for another method of payment that one embodiment of the invention provides.As shown in fig. 6, in the present embodiment In, a kind of method of payment, this method is suitable for payer terminal characterized by comprising
S31, Sending Payments are traded to block chain node, will be according to payment gold after executing payment transaction for block chain node Volume and incidence relation go to payment fund in several collecting account addresses from paying party account;Wherein, incidence relation is by paying the bill Square terminal sends application for registration and trades to block chain node and generate after executing application for registration transaction;Application for registration transaction includes note Volume code and account address, registration code have uniqueness in current system, and payment transaction is by raw after checkout terminal scanning gathering code At gathering code is generated by beneficiary terminal according to registration code, the first contract address and collection amount.
Specifically, method shown in Fig. 6 can refer to method shown in Fig. 1-5, and details are not described herein again.
Fig. 7 is a kind of structural schematic diagram for equipment that one embodiment of the invention provides.
As shown, present invention also provides a kind of equipment 00, including one or more central processings as on the other hand Unit (CPU) 01, can according to the program being stored in read-only memory (ROM) 02 or from storage section 08 be loaded into Machine accesses the program in memory (RAM) 03 and executes various movements appropriate and processing.In RAM03, it is also stored with equipment Various programs and data needed for 00 operation.CPU01, ROM02 and RAM03 are connected with each other by bus 04.Input/output (I/O) interface 05 is also connected to bus 04.
I/O interface 05 is connected to lower component: the importation 06 including keyboard, mouse etc.;Including such as cathode-ray Manage the output par, c 07 of (CRT), liquid crystal display (LCD) etc. and loudspeaker etc.;Storage section 08 including hard disk etc.;And The communications portion 09 of network interface card including LAN card, modem etc..Communications portion 09 is via such as internet Network executes communication process.Driver 10 is also connected to I/O interface 05 as needed.Detachable media 11, such as disk, light Disk, magneto-optic disk, semiconductor memory etc. are mounted on as needed on driver 10, in order to from the computer read thereon Program is mounted into storage section 08 as needed.
Particularly, in accordance with an embodiment of the present disclosure, the method for payment of any of the above-described embodiment description may be implemented as counting Calculation machine software program.For example, embodiment of the disclosure includes a kind of computer program product comprising be tangibly embodied in machine Computer program on readable medium, the computer program include the program code for executing method of payment.Such In embodiment, which can be downloaded and installed from network by communications portion 709, and/or is situated between from detachable Matter 711 is mounted.
As another aspect, present invention also provides a kind of computer readable storage medium, the computer-readable storage mediums Matter can be computer readable storage medium included in the device of above-described embodiment;It is also possible to individualism, it is unassembled Enter the computer readable storage medium in equipment.Computer-readable recording medium storage has one or more than one program, should Program is used to execute the method for payment for being described in the application by one or more than one processor.
Flow chart and block diagram in attached drawing are illustrated according to the system of various embodiments of the invention, method and computer journey The architecture, function and operation in the cards of sequence product.In this regard, each box in flowchart or block diagram can generation A part of one module, program segment or code of table, a part of the module, program segment or code include one or more use The executable instruction of the logic function as defined in realizing.It should also be noted that in some implementations as replacements, being marked in box The function of note can also occur in a different order than that indicated in the drawings.For example, two boxes succeedingly indicated are actually It can be basically executed in parallel, they can also be executed in the opposite order sometimes, this is depending on related function.Also it wants It is noted that the combination of each box in block diagram and or flow chart and the box in block diagram and or flow chart, Ke Yitong The dedicated hardware based system of functions or operations as defined in executing is crossed to realize, or by specialized hardware and can be calculated The combination of machine instruction is realized.
Being described in the embodiment of the present application involved unit or module can be realized by way of software, can also be with It is realized by way of hardware.Described unit or module also can be set in the processor, for example, each unit can To be the software program being arranged in computer or intelligent movable equipment, it is also possible to the hardware device being separately configured.Wherein, this The title of a little units or module does not constitute the restriction to the unit or module itself under certain conditions.
Above description is only the preferred embodiment of the application and the explanation to institute's application technology principle.Those skilled in the art Member is it should be appreciated that invention scope involved in the application, however it is not limited to technology made of the specific combination of above-mentioned technical characteristic Scheme, while should also cover in the case where not departing from the application design, appointed by above-mentioned technical characteristic or its equivalent feature Other technical solutions of meaning combination and formation.Such as features described above and (but being not limited to) disclosed herein have similar functions Technical characteristic replaced mutually and the technical solution that is formed.

Claims (11)

1. a kind of cashing method, the method is suitable for block chain node, which is characterized in that the described method includes:
It receives the application for registration transaction that beneficiary terminal is sent and stores registration code after executing the application for registration and trading successfully With the incidence relation of several collecting account addresses;Wherein, the application for registration is traded including registration code and several collecting accounts Location, the registration code have uniqueness in current system;
It receives and executes the payment transaction of payer terminal transmission will pay the bill fund according to Payment Amount and the incidence relation It is gone in several collecting account addresses from paying party account;Wherein, the payment transaction is scanned by payer terminal and is collected money It is obtained after code, the gathering code is by the beneficiary terminal according to the registration code, first contract address and collection amount It generates.
2. the method according to claim 1, wherein several collecting account addresses include at least two/it is more A collecting account address;
The incidence relation further include:
The gathering allocation proportion of several collecting account addresses.
3. according to the method described in claim 2, it is characterized in that, the method also includes:
It receives and executes the address change that the beneficiary terminal is sent and trade to change the registration code and several gatherings The incidence relation of account address.
4. according to the method in claim 2 or 3, which is characterized in that the registration code be it is following any one:
It is provided by beneficiary, or
It is beneficiary distribution by block catenary system, or
The transaction Hash of the application for registration transaction, or
Block Hash of the application for registration exchange in block.
5. a kind of cashing method, the method is suitable for beneficiary terminal characterized by comprising
It sends application for registration to trade to block chain node, be stored after executing the application for registration transaction for the block chain node The incidence relation of registration code and several collecting account addresses, and received by the block chain node and execute payer terminal transmission Payment transaction to go to several gatherings from paying party account according to Payment Amount and the incidence relation fund that will pay the bill In account address;Wherein, the payment transaction obtains after scanning gathering code by payer terminal, and the gathering code is by the gathering Square terminal is generated according to the registration code, first contract address and collection amount;The application for registration transaction includes registration Code and several collecting account addresses, the registration code have uniqueness in current system.
6. according to the method described in claim 5, it is characterized in that, several collecting account accounts address includes at least two A/multiple collecting account address;
The incidence relation further include:
The gathering allocation proportion of several collecting account addresses.
7. according to the method described in claim 6, it is characterized in that, the method also includes:
Send address change trade to the block chain node for the block chain node execute address change transaction with Change the incidence relation of the registration code Yu several collecting account addresses.
8. a kind of cashing method, the method is suitable for payer terminal characterized by comprising
Sending Payments are traded to block chain node, will be according to payment gold after executing the payment transaction for the block chain node Volume and the incidence relation go to payment fund in several collecting account addresses from paying party account;Wherein, the pass Connection relationship is traded to block chain node by payer terminal transmission application for registration and is generated after executing the application for registration transaction;Institute Stating application for registration transaction includes the registration code and account address, and the registration code has uniqueness in current system, described Payment transaction by checkout terminal scan gathering code after generate, the gathering code by the beneficiary terminal according to the registration code, First contract address and collection amount generate.
9. according to the method described in claim 8, it is characterized in that, several collecting account accounts address includes at least two A/multiple collecting account address;
The incidence relation further include:
The gathering allocation proportion of several collecting account addresses.
10. a kind of equipment, which is characterized in that the equipment includes:
One or more processors;
Memory, for storing one or more programs,
When one or more of programs are executed by one or more of processors, so that one or more of processors Execute method as claimed in any one of claims 1-9 wherein.
11. a kind of storage medium for being stored with computer program, which is characterized in that realize when the program is executed by processor as weighed Benefit requires method described in any one of 1-9.
CN201910579563.3A 2019-06-28 2019-06-28 A kind of cashing method, equipment and storage medium Pending CN110264186A (en)

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CN110889681A (en) * 2019-10-31 2020-03-17 支付宝(杭州)信息技术有限公司 Anonymous transaction method and system based on digital currency
CN111932232A (en) * 2020-08-13 2020-11-13 李栋 Cash register code system capable of setting multiple cash register accounts
CN113393228A (en) * 2021-06-21 2021-09-14 中国工商银行股份有限公司 Electronic transfer method, system, electronic device, storage medium, and program product
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Application publication date: 20190920